Listen to Mindy On Money for discussions about financial independence and early retirement. We talk about how to liberate yourself from The Man but more importantly, what happens after that. We'll be discussing our journey and also interviewing the best and brightest from the space.
Mindy (and Carl) talk about how to get your partner on board with Financial Independence.Carl brings up Mindy's mysterious old boyfriend, Mr. PieHow Carl and Mindy discovered FIMindy (and Carl's) superpower that made them wealthyCarl/Cypress HillBest tips for convincing a partner to FIJT, do you read the show notes?
People don't want to talk about money. We'd all be better off if we did. Mindy (and Carl) talk about how to talk about money. In the course of the conversation, Carl learns a deep-dark money secret about Mindy and one of her ex-boyfriends. Juicy.
Mindy and Carl talk about what expenses will look like post-retirement:First, they answer a retirement tax question from a listener.Then, they list the reasons why they think expenses will be less in retirement.And The Bull gets a name?!??LinksProjectionLab: https://projectionlab.com/Eric Cooper: https://mindyonmoney.com/s1/30HelloNectarine: https://hellonectarine.com/Mindy On Money: https://mindyonmoney.com/Facebook group: https://www.facebook.com/groups/mindyonmoneyEmailMindy: mindy@mindyonmoney.comCarl: carl@mindyonmoney.comThe Bull: bull@mindyonmoney.comThanks for listening!
In this episode of Mindy (and Carl) on Money:Carl asks Mindy why she's still working, even though she doesn't have toWhat Mindy gets out of her fancy jobCarl threatens to start a competing podcast with The BullMindy's advice for those on the edgeCarl tells Mindy why he was walking around topless in the neighborhoodLinksScholarship: https://mindyonmoney.com/scholarshipMindy's day gig: https://www.biggerpockets.com/podcasts/moneyMindy On Money: https://mindyonmoney.com/Mindy on Money facebook group: https://www.facebook.com/groups/mindyonmoneyThanks for listening!
Mindy interviews Carl about his early retirement journey. Before the interview starts, they have a silly chat about the Cybertruck.Links:Sheeks Freaks: https://www.sheeksfreaks.com/The Boring Middle: https://mindyonmoney.com/s1/23Doc G: https://diversefi.com/The FI Cruise: https://www.amberlygrant.com/cruiseDarren and Jolene on Mile High FI: https://www.youtube.com/watch?v=kXUyYZGa4lsFI Brain Trust: http://fibraintrust.com/Thanks for listening!
Mindy (and Carl) talk about the recent market fluctuations.THE SKY IS FALLING says the financial media. Should most of us care? No.Did Mindydamus predict the 2020 crash?If Mindy goes to Disney, is she Mindy Mouse?Also, the bull gets an email address.Show notes:Camp FI: https://campfi.org/Mindy on Money: https://www.mindyonmoney.comMindy on Money facebook group: https://www.facebook.com/groups/mindyonmoneyThanks for listening!
Mindy (and Carl) talk about recent road trips, how the FI community has influenced their travels, and best tips for road trips.LinksMMM HQ: https://www.mrmoneymustache.com/hq/Our local Meetup group: https://www.meetup.com/NoCoMustachians/Best Buddies: https://www.bestbuddies.org/Kristen Knapp on MOM: https://mindyonmoney.com/s1/29Eric Cooper on MOM: https://mindyonmoney.com/s1/30FatFIRE: https://www.facebook.com/groups/fatfireMindyOnMoney: https://www.mindyonmoney.comMindyOnMoney facebook group: https://www.facebook.com/groups/mindyonmoneyFinTalks cruise: https://www.amberlygrant.com/cruiseFarm Toy Museum: https://www.nationalfarmtoymuseum.com/Choose FI groups: https://apps.choosefi.com/local-groups/Thanks for listening!
Mindy (and Carl) discuss how they discovered the financial independence movement:Carl was only a Google search away from living his best lifeMindy goes to the wrong session at a conference and lands a job anywayThen, they talk about their favorite resources:BooksThe Simple Path to Wealth: https://amzn.to/3SbKUbwSet For Life: https://amzn.to/3Y7lbF4The Millionaire Next Door: https://amzn.to/4d2GQmaThe Psychology of Money: https://amzn.to/3LpYFQ7PodcastsSide Hustle Nation: https://www.sidehustlenation.com/Mile High FI: https://milehighfi.com/BiggerPockets Money: https://www.biggerpockets.com/podcasts/moneyBlogsBudgets are Sexy: https://budgetsaresexy.com/ways-to-make-money/1500 Days: https://www.1500days.com/death-march-financial-independence/Mad FIentist: https://www.madfientist.com/how-to-access-retirement-funds-early/MMM on optimism: https://www.mrmoneymustache.com/2012/10/03/the-practical-benefits-of-outrageous-optimism/MMM on confidence: https://www.mrmoneymustache.com/2018/03/09/money-and-confidence-are-interchangeable/EventsBP Con: https://biggerpockets.getregistered.net/conference-2024 (enter code Mindy200 to save $200)EconoMe: https://economeconference.comFinTalks cruise: https://www.amberlygrant.com/cruiseThanks for listening!
In today's episodes, Sean Mullaney, the FI Tax Guy answers questions from Mindy (and Carl).Please note: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Mindy, Carl, and the Mindy On Money podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Is the stock market overvalued?What do you do if you have a high stock concentration?Donor advised funds!Sean's workLinks:Sean Mullaney: https://fitaxguy.com/Macrotrends: https://www.macrotrends.net/Simple Path To Wealth: https://amzn.to/4cwwUByThe Arithmetic of Active Management https://web.stanford.edu/~wfsharpe/art/active/active.htmBogleheads conference: https://www.bogleheads.org/forum/viewtopic.php?t=429430Mindy on Money: https://www.mindyonmoney.comMindy on Money facebook group: https://www.facebook.com/groups/mindyonmoneyThanks for listening!
Mindy (and Carl) talk about what they spend money on including:healthbookslocal artistsparties!But money should NOT be wasted. Where do you draw the line?!?? If you can do something yourself, should you do it even if you don't like it? Looking at you car brakes.How do we overcome the aversion to spending money? Is Mark Trautman's fun bucket the mind hack you need to get over the hump?And finally, First Class Farts.Links:Mindy On Money: https://mindyonmoney.com/Facebook: https://www.facebook.com/groups/mindyonmoneyMark's fun bucket: https://marksmoneymind.com/the-fun-bucket-overcoming-the-frugality-mindset/Heligoats Tiny Desk concert: https://www.youtube.com/watch?v=gtnY_HxqCJQThe new Tesla: https://www.1500days.com/the-355-tesla-model-y-the-good-the-bad-and-the-fsd/Catching Up To FI: https://catchinguptofi.com/EconoMe: https://economeconference.com/Adriatico's Pizza: https://adriaticosuc.com/Thanks for listening!
Everyone wonders what they can add to their life to increase happiness. Not many consider the powerful act of subtracting stuff you don't like. What could you eliminate from your life to make you happier?Thanks Jolene for inspiring this episode!Links:MMM HQ: https://www.mrmoneymustache.com/hq/MMM HQ Meetup group: https://www.meetup.com/NoCoMustachians/Mad FIentist: https://www.madfientist.com/happiness-through-subtraction/Mindy On Money: https://www.mindyonmoney.comMindy On Money facebook group: https://www.facebook.com/groups/mindyonmoneyWatch on YouTube: https://www.youtube.com/watch?v=oplVfhnYIZQThanks for listening!
Carl and I didn't do a good job of evolving with money. Even after we had more than enough, we continued to behave like broke college students in many ways. Not good.Consider the opposite situation: If you weren't wealthy and lost your job, you'd find ways cut your spending. So why do many of us not learn how to spend when our net worth grows?But money shouldn't be wasted because you have more of it. It's complicated...Links:Amberly's FinTalks cruise (Carl and I are going!): https://www.amberlygrant.com/cruiseMark Trautman: https://marksmoneymind.com/Mindy On Money: https://www.mindyonmoney.comMindy On Money facebook group: https://www.facebook.com/groups/mindyonmoneyWatch on YouTube: https://www.youtube.com/watch?v=j5D2wsotf1QThanks for listening!
Eric Cooper retired at 50, just a couple years after learning about FIRE. I'm tired and too lazy to write detailed notes for this one, but Eric is a good dude and this is a good show, so give it a listen.
Mindy (and Carl) interview KMOV meteorologist and good friend, Kristen Knapp.Show notes:Kristen forgives Carl for his weather jokesBeing a meteorologist isn't as glamorous as what you'd thinkKristen's crazy backstoryReading Money magazine. As a kid!Breaking out of generational habitsDoes worrying serve you?Links:Camp FI: https://www.campfi.orgFacebook group: https://www.facebook.com/groups/mindyonmoneyMindy On Money: https://www.mindyonmoney.comThanks for listening!
In this episode, Mindy (and Carl) answer questions from the audience:What does it mean to live life to the fullest?Do you think that FI adherents have a better sense of living a full and rich life?How to create mini goals or milestones for something to work towards in the short term.How to evolve with money as you progress towards retirement.Mindy's obsession with buckets.Links:Scholarship: https://mindyonmoney.com/scholarshipFacebook group: https://www.facebook.com/groups/mindyonmoneyThanks for listening!
Jennifer is 50 and has $100,000. Can she retire with $1,000,000? Is this even a realistic (or good) idea?Links:Amberly's new podcast: https://www.amberlygrant.com/podcastSocial Security will be OK: https://awealthofcommonsense.com/2024/05/is-social-security-going-bankrupt/Catching Up To FI: https://catchinguptofi.com/Thanks for listening!
We've learned so much from the FIRE community. And it goes way beyond the 4% Rule...Links:Tesla referral code: https://www.tesla.com/referral/carl68907JL Collins: https://www.jlcollinsnh.comCarl's blog: https://www.1500days.comCarl's podcast: https://www.milehighfi.comFee only, FI advisors: https://www.downshiftfinancial.comBudgets Are Sexy: https://www.budgetsaaresexy.comKolodij Tax: https://www.kolotax.com/Thanks for listening!
Someone recently asked Carl if he regretted retiring early. Mindy (and Carl) ponder the question on this week's episode.Links:Money Will Solve Money Problems: https://www.1500days.com/money-will-solve-money-problems/Ramit: https://mindyonmoney.com/s1/2Hoffman Process: https://www.hoffmaninstitute.org/the-process/Pool School: https://www.swimuniversity.com/pool-podcast/Hot Tubs 101 https://www.swimuniversity.com/hot-tub-podcast/Thanks for listening!
Mindy had an interesting conversation with a group of entrepreneur friends. None of them seemed to like the idea of FIRE. Or did they? What would you do if you had autonomy over your time?Does FIRE need a rebrand?Links:- Alex Felice: https://www.alexandria.capital/home- Mindy On Money: https://www.mindyonmoney.com- Mindy On Money facebook: https://www.facebook.com/groups/mindyonmoneyThanks for listening!
The Boring Middle is the time between when you discover FIRE and when you retire. Dreaming about your Future FIRE Life is fun, but you've got to enjoy the time in between too.Links:The Mad FIentist interview: https://mindyonmoney.com/s1/22BPCon Cancun!: https://biggerpockets.getregistered.net/conference-2024Thanks for listening!
Mindy (and Carl) talk to the FIRE legend, The Mad Fientist! They talk about their lengthy history, what they learned from Ramit, and the endless pursuit of happiness.Links:Mad FientistHappiness Through SubtractionSoulMad Fientist's albumMindy On Money Facebook groupThanks for listening!
Mindy (and Carl) tackle their first case study. Alex is about to retire from a high-powered career. What's next?Mindy On Money ScholarshipStanford walking studyFinding what you're meant to do: Taking StockChoose FI Local GroupsLongmont Meetup groupCamp FICarl's blog: 1500 DaysMindy On Money Facebook groupThanks for listening!
Some people don't like FI events! Mindy (and Carl) talk about FI hate email.Mindy On Money ScholarshipAmberly's FI CruiseEconoMeChoose FI Local GroupsLongmont Meetup groupCamp FICarl's blog: 1500 DaysMindy On Money Facebook group
Mindy (and Carl) talk about why it's important to have a money date before having their own. Along the way, Mindy invents a new word!LinksMoney Date on BiggerPockets Money (157)Appearing on Ramit's showBiggerPockets publishing: Lend to LiveHow we're selling off our stocks (1500 Days): An Index Fund In ReverseHelping the young on the road to financial independence: Sheeks FreaksMindy On Money scholarshipBuying a Tesla? Use our referral code for some perks!Thanks for listening!
Cody Berman isn't even 30 and is already financially independent. He hustled and lived hard including delivering food on a bike and sleeping in a car. Along the way, he found a partner willing to make the same sacrifices. But how much of a sacrifice is it when you can build a net worth approaching $2,000,000 at the age of 27?Cody's story is inspirational.LinksCody's siteGold City VenturesCody's podcastMindyOnMoney siteStuff we likeMindy On Money YouTube
J. Money from Budgets Are Sexy talks about financial independence, unexpected sickness, and navigating early retirement with a working partner.LinksJ's ResumeBudgets Are SexyTwitter
Mindy (and Carl) share 16 unconventional money questions to discuss with your partner. Carl also discusses farts. LinksDownload our list of questions to ask your partner: mindyonmoney.com/questionsScholarship: mindyonmoney.com/scholarshipJoin our facebook group: facebook.com/groups/mindyonmoneyThanks for listening!
Mindy and Carl love Financial Independence. But some don't...On this podcast, Mindy and Carl discuss why some hate Financial Independence and why they're wrong.LinksMindy On MoneyOur favorite booksPhysician On FIREThanks for listening!
Show notesMindy and Carl discuss the top reasons to pursue financial independence. Carl, Older Daughter, and Mindy lay out why you should pursue FI.LinksMindy On MoneyOur favorite booksOur favorite resourcesDon't sit too much!EconoMe (save 10% with coupon code MOM)Thanks for listening!
In this episode, we hear from our audience about yesterday's episode, the most important decision. Featured:RakeshLauren: creator of cFIREsimTom: The Frugal Gay blog and InstagramBill: Host of the Catching up to FI podcastDoug: Niche Site Project and the lesser half of the Mile High FI podcast.Links:The Most Important Decision You'll Ever MakeOur favorite resourcesEconoMe (save 10% with coupon code MOM)Thanks for listening!
Show NotesIs money what people really fight about?Mindy and Carls' first dateMindy's awful carQuestions to ask a potential partnerWhat happens when your money views diverge?Money dateWhopper, whopper, whopper, whopperLinksMindy On MoneyOur favorite resourcesEconoMe (save 10% with coupon code MOM)
Show NotesBrad, Mindy and Carl go way backEarly Money MemoriesBrad's lightning bolt money momentCarl LOVES FIRE. Why don't you?How to get others on board the FIRE trainLinksMindy On MoneyChoose FIRichmond SaversTravel Miles 101MMM: The Shockingly Simple MathEarly Retirement ExtremeFI Freedom RetreatsEconoMe
Mindy (and Carl) talk to Diania Merriam about mindset, community, EconoMe, and much more!How fear mindset holds us backHow do we become less afraid?EconoMeCommunityStick around for the outtakes!LinksEconoMe (Enter MOM to save 10% off a ticket!)Books Diania recommendsCarl's EconoMe talkMindy On Money YouTube channelThanks for listening!
Mindy (and Carl) talk to JL Collins about financial independence and much more!Financial Independence in a war zonePathfindersHow The Simple Path to Wealth got its nameHow crock pots relate to financial independence Why Mindy and Carl work on cruise boatsIs money your servant or your master?The evolution of FIRE RIP ChautauquaLinksJL Collins siteBooks we likeYouTube channelThanks for listening!
Mindy (and Carl) talk to JL about his butt, his voice, the Simple Path to Wealth, and Chicago pizza.Carl's stalking waysJL loses his voice right before going on stageJL's career as a flyswatter salesmanIs there such a thing as a born saver?JL lived the FI-life before FI was a thingThe great pizza debateLinksJL Collins siteBooks we likeYouTube channel
Today we talk about having Enough. Enough money. Enough investments to carry you through early retirement and on to traditional retirement.How do you know when you have Enough?And once you have it, how do you leap into the Great Beyond (quit your job)?Should you be thoughtfully reckless?And some ridiculous Cybertruck banter.LinksMindyOnMoney siteStuff we likeMindy On Money YouTubeEnough worksheet: https://mindyonmoney.com/enoughPlaying With FIRE bookThanks for listening!
Show notesOur 2023 in review! Our investments did great! We also spent a lot. Like, A LOT! We completed tons of home projects, too! (And Carl didn't lose any fingers! Bonus!)2023 was a good year, but we have room to improve...LinksMindyOnMoney siteStuff we likeOur appearance on Ramit's showEconoMe conferenceThe Webb BrothersYouTube channel
We didn't do financial independence right. Too much flipping, not enough living.Dear listeners, we hope that our story helps you.LinksMindyOnMoney siteStuff we likeOur appearance on Ramit's showMr. Money MustacheChoose FI1500days.comMad Fientist: Front loading
Carl and I discuss how we created our FIRE Portfolio, how we made our money. And talk about our marriage. Our investments are diversified while our marriage is not.Frugality: Sourcing clothes from the trash, judgy neighbors, and NOT taking vacation time Live-in flips: Making money by living in a construction zone! Fun! Maybe... And Menard's. Save Big Money!Investments: Carl likes techOther stuff:MindyOnMoney: Whose idea was this anyway?Outtake: Silly websitesLinksMindyOnMoney siteStuff we likeMindy On Money YouTubeOur appearance on Ramit's showCapital gains rule for selling a house JL Collins and The Simple Path To WealthThanks for listening!
Carl and I discuss the aftermath of being on the Ramit show. We received some interesting comments. I even got called a Karen?!?LinksMindyOnMoney siteStuff we likeMindy On Money YouTubeOur appearance on Ramit's showPlaying With FIREOur friend doing good workBest BuddiesBig ERN's Safe Withdrawal SeriesThanks for listening!
Carl and I went on Ramit Sethi's Podcast, I Will Teach You to be Rich, to talk about learning how to spend money. In this episode, we talk about:How we ended up on Ramit's showWhat we got out of itCarl's 3 big takeawaysIn N' Out Burger versus a Brazilian steakhouseLinksMindyOnMoney siteStuff we likeMindy On Money YouTubeOur appearance on Ramit's showSpending experimentsCarl goes to Austin to see the Tesla CybertruckThanks for listening!
Welcome to Mindy on Money, where we'll be talking about money, life and financial independence.In addition to our journey, we'll also be talking to the best and brightest about their lives.
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