Podcasts about money questions

Friday's listener questions cover the kind of decisions that sound simple until the details arrive. Don weighs the ease of Vanguard's total bond fund against building a Treasury ladder, and explains why convenience can be a perfectly sensible investment feature.Then it's overseas: how much international stock exposure belongs in a diversified portfolio, and why no single U.S./international split is scientifically “right.” The show also sorts out HSA investing, beneficiaries, and the rule for holding more than one HSA.Finally, Don explains why a large RMD and tax puzzle needs a real written plan, then helps a listener nearing retirement compare a two-fund portfolio with a Vanguard target-date fund.0:46 Friday Q&A begins2:24 Listener feedback on the show's music4:20 BND versus a Treasury ladder9:01 U.S. versus international stocks12:59 How to invest and inherit an HSA16:24 Preparing a large portfolio for RMDs20:08 Two funds or a target-date fund near retirementQuestions? Comments? Click!

Let's talk about Trump's Ukraine truce, your money, questions, and realities….

What does it means to know enough, and why do so many of us have our sense of self-worth tangled up with the need to appear certain, informed, and never wrong? The common obstacles of perfectionism, yearning for power and to feel "special," along with anxiety are fueled by a world of constant information, public scrutiny, and the subtle pressure to prove our intelligence. It makes a tough environment to come back to the wisdom Socrates shared 2,500 years ago: real wisdom lives in knowing what you don't know.  The good news: getting comfortable with being wrong is a practice, not a personality trait. And the more you do it (starting small and safe), then the more your nervous system learns that doubt isn't dangerous.   About: The Joy Lab Podcast is an Ambie-nominated podcast that blends science and soul to help you cope better with stress, anxiety, and depression. It's hosted by integrative psychiatrist Dr. Henry Emmons and holistic mental health researcher Dr. Aimee Prasek.   Bonus: spread some joy and keep this podcast ad-free by donating (Joy Lab is powered by the nonprofit Pathways North and your donations are tax-deductible).   Listen & follow the Joy Lab Podcast on your favorite listening app: Spotify | Apple | YouTube   Full transcript here   Sources and Notes for Our Element of Enoughness: Related Joy Lab Episodes: Ep. 215: Are You Curious to Learn or Confirm?  Ep. 285: Why Doing Enough Is Enough + Why Perfectionism Predicts Burnout, Depression, & Anxiety, Not Performance Ep. 284: Having Enough: Why Acquiring More Will Never Fill the Hole in Your Self-Worth Ep. 283: You Are Enough: The Science and Practices of Enoughness Bellam, S., Curran, T., Hill, A. P., & Stoeber, J. (2025). Perfectionism and work performance: A meta-analysis. https://doi.org/10.1111/joop.12570 Carver, C. S., Lawrence, J. W., & Scheier, M. F. (1999). Self-discrepancies and affect: Incorporating the role of feared selves. https://doi.org/10.1177/0146167299025007002  Crocker, J., & Park, L. E. (2004). The costly pursuit of self-esteem. https://doi.org/10.1037/0033-2909.131.3.392  Crocker, J., & Park, L. E. (2004). Reaping the benefits of pursuing self-esteem without the costs? Reply to Schmuck and Sheldon (2004), Sheldon et al. (2004), Pyszczynski et al. (2004), and Kernis (2004). https://doi.org/10.1037/0033-2909.130.3.430 Crocker, J., Karpinski, A., Quinn, D. M., & Chase, S. K. (2003). When grades determine self-worth: Consequences of contingent self-worth for male and female engineering and psychology majors. https://doi.org/10.1037/0022-3514.85.3.507 Crocker, J., & Wolfe, C. T. (2001). Contingencies of self-worth. https://doi.org/10.1037/0033-295X.108.3.593 Deci, E. L., & Ryan, R. M. (2004). Avoiding death or engaging life as accounts of meaning and culture: Comment on Pyszczynski et al. (2004). https://doi.org/10.1037/0033-2909.130.3.473 Freudenberger, H. J. (1974). Staff burn-out. Journal of Social Issues, 30(1), 159–165. https://doi.org/10.1111/j.1540-4560.1974.tb00706.x  Harari, D., Swider, B. W., Bujold Steed, L., & Breidenthal, A. P. (2018). Is perfect good? A meta-analysis of perfectionism in the workplace. https://doi.org/10.1037/apl0000324 Hewitt, P. L., & Flett, G. L. (1991). Perfectionism in the self and social contexts: Conceptualization, assessment, and association with psychopathology. https://doi.org/10.1037/0022-3514.60.3.456 Higgins, E. T. (1987). Self-discrepancy: A theory relating self and affect. https://doi.org/10.1037/0033-295X.94.3.319 Joseph, S., & Linley, P. A. (2005). Positive adjustment to threatening events: An organismic valuing theory of growth through adversity. https://doi.org/10.1037/1089-2680.9.3.262 Kernis, M. H. (2005). Measuring self-esteem in context: The importance of stability of self-esteem in psychological functioning. https://doi.org/10.1111/j.1467-6494.2005.00359.x Kirkpatrick, L. A., & Ellis, B. J. (2001). An evolutionary-psychological approach to self-esteem: Multiple domains and multiple functions. In G. J. O. Fletcher & M. S. Clark (Eds.), Blackwell handbook of social psychology: Interpersonal processes (pp. 411–436). Blackwell. Leary, M. R. (2000). Sociometer theory and the pursuit of relational value: Getting to the root of self-esteem. https://doi.org/10.1080/14792772043000045  Maslach, C. (1981). The measurement of experienced burnout. https://doi.org/10.1002/job.4030020205   Park, L. E., & Crocker, J. (2005). Attachment styles and contingencies of self-worth. https://doi.org/10.1177/0146167205277030 Pyszczynski, T., Greenberg, J., Solomon, S., Arndt, J., & Schimel, J. (2004). Why do people need self-esteem? https://doi.org/10.1037/0033-2909.130.3.435 Schaufeli, W. B., Leiter, M. P., & Maslach, C. (2009). Burnout: 35 years of research and practice. https://doi.org/10.1108/13620430910966406  Lynn Twist's Book: The Soul of Money   Questions this episode was made for: Q: Why do I feel like I have to know everything and never be wrong... and how do I stop? A: This episode traces the drive to perform knowledge back to things like anxiety about judgment and the desire for specialness, along with the amygdala hijack that makes being wrong feel like a survival threat, and offers a practical strategy: exposure. Practice being wrong in small, safe ways until your nervous system recalibrates and realizes it isn't catastrophic.   Q: Can you actually be too certain? Isn't confidence a good thing? A: Being too certain can be detrimental. This episode unpacks the differences between genuine knowledge, intellectual humility, and the performance of certainty for reasons outside of genuine knowledge.     Key moments: [00:30] Setting the scene: Athens, 2,500 years ago — a friend asks the Oracle of Delphi who is the wisest person in the city [02:30] Socrates' conclusion: maybe he was wiser because he knew what he didn't know, and didn't shy away from that unknowing; kept asking questions [03:30] Intellectual humility: holding your beliefs loosely, staying curious, genuinely believing you might be wrong [04:00] The Enoughness layer: the belief that you have to prove your knowledge to be worthy; knowing more makes you enough [05:00] It's exhausting to feel like you need to know all the answers, to be right all the time — and none of us can actually succeed at it [05:30] Two drivers: anxiety (fear of being judged for being wrong) and the desire for power or certainty as protection from vulnerability [07:00] The desire for specialness: inflating self-esteem through the performance of knowing it all [07:30] Research on narcissism and conspiratorial thinking: conspiracy theories offer the feeling of uniqueness — "I know something you don't" [10:00] Henry: a small pitch for narcissism — a little bit isn't bad; we all want to feel special sometimes; full-blown narcissists wouldn't be listening to this anyway [11:00] The belonging need: we don't have to stand out to belong, but we do need to be seen as worthy of inclusion — so we avoid sticking our neck out and being wrong in front of others [11:30] Social media amplifies this: anything put out publicly can be validated or challenged — rarely challenged without feeling diminished [14:00] The internet requires a new kind of resilience and emotional regulation we haven't trained before in human history — much of which is what Joy Lab works on [15:30] Being wrong is so often worse in our heads than in real life — especially when we're willing to admit it; humility actually strengthens connection [17:30] Henry: when the fear of being wrong tips into clinical anxiety or mood problems — perfectionism creates a downward spiral [18:00] The amygdala hijack: the midbrain can't distinguish between a perceived threat (being wrong in front of others) and a real physical threat — fight or flight activates as though lives are at stake [18:30] How to get out: exposure — practice being wrong in small, safe ways; when your nervous system learns it isn't catastrophic, it recalibrates  [20:30] Good news: we have many opportunities every day to practice being wrong — the more you check in, the more you notice them [21:00] The Experiment for this episode works on getting more comfortable with being wrong   If you enjoyed this episode, please rate and review us wherever you listen to your favorite podcasts!    Please remember that this content is for informational and educational purposes only. It is not intended to provide medical advice and is not a replacement for advice and treatment from a medical professional. Please consult your doctor or other qualified health professional before beginning any diet change, supplement, or lifestyle program. Please see our terms for more information. If you or someone you know is struggling or in crisis, help is available. Call the NAMI HelpLine: 1-800-950-6264 available Monday through Friday, 10 a.m. – 10 p.m., ET. OR text "HelpLine" to 62640 or email NAMI at helpline@nami.org. Visit NAMI for more. You can also call or text SAMHSA at 988 or chat 988lifeline.org. Find more mental health resources here. 

How do we process 9/11 this year, especially since it is the 25th anniversary? For Chris Brooks, this date is deeply personal and intertwined with his work in the financial world. We want to hear your 9/11 story, then we'll talk with financial expert and radio host Rob West to tackle your money questions. Hope you can join us for the next Equipped with Chris Brooks. September thank you gift:The Special Needs Parent by Dr. Joe and Cindi Ferrini Equipped with Chris Brooks is made possible through your support. To donate now, click here.

Do you feel like you have to prove your worth through the shear amount of work you do or prove your value by making sure you're seen as busy, always hustling, and super productive? Do you feel burned out, overwhelmed with work, or simply feeling that you're just doing too much? If so, this is the "doing enough" episode, and we hope you come away acknowledging that you're wired to do enough (often more than enough) and that the pressure to do more is something we layer on top of that natural wiring, and it is likely more harmful than good. We'll dig into perfectionism and how it can push us into doing too much and its association with anxiety and depression. We'll also explore more of the burnout research and how perfectionism and the myth of productivity are related to burnout. Importantly, we'll talk about some practical strategies to help you identify what might be driving you to do too much and how you can soften your expectations. Additionally, feeling burned out and overwhelmed with work can have less to do with the amount of work you're doing and more to do with the lack of support from your employer and other key factors related to burnout. This is that canary in the coal mine phenomenon. If you can relate to that, we also have some strategies to consider.     About: The Joy Lab Podcast is an Ambie-nominated podcast that blends science and soul to help you cope better with stress, anxiety, and depression. It's hosted by integrative psychiatrist Dr. Henry Emmons and holistic mental health researcher Dr. Aimee Prasek. The podcast is best paired with the Joy Lab App.   Bonus: spread some joy and keep this podcast ad-free by donating (Joy Lab is powered by the nonprofit Pathways North and your donations are tax-deductible)   Full transcript here   Sources and Notes for Our Element of Enoughness: Related Joy Lab Episodes: Ep. 223: Breaking Free From Pathological Productivity  Ep. 206: Time Poverty & Busyness: Too Busy to Be Well  Ep. 201: Balance Perfectionism & Do-Too-Muchism Bellam, S., Curran, T., Hill, A. P., & Stoeber, J. (2025). Perfectionism and work performance: A meta-analysis. https://doi.org/10.1111/joop.12570 Carver, C. S., Lawrence, J. W., & Scheier, M. F. (1999). Self-discrepancies and affect: Incorporating the role of feared selves. https://doi.org/10.1177/0146167299025007002  Crocker, J., & Park, L. E. (2004). The costly pursuit of self-esteem. https://doi.org/10.1037/0033-2909.131.3.392  Crocker, J., & Park, L. E. (2004). Reaping the benefits of pursuing self-esteem without the costs? Reply to Schmuck and Sheldon (2004), Sheldon et al. (2004), Pyszczynski et al. (2004), and Kernis (2004). https://doi.org/10.1037/0033-2909.130.3.430 Crocker, J., Karpinski, A., Quinn, D. M., & Chase, S. K. (2003). When grades determine self-worth: Consequences of contingent self-worth for male and female engineering and psychology majors. https://doi.org/10.1037/0022-3514.85.3.507 Crocker, J., & Wolfe, C. T. (2001). Contingencies of self-worth. https://doi.org/10.1037/0033-295X.108.3.593 Deci, E. L., & Ryan, R. M. (2004). Avoiding death or engaging life as accounts of meaning and culture: Comment on Pyszczynski et al. (2004). https://doi.org/10.1037/0033-2909.130.3.473 Freudenberger, H. J. (1974). Staff burn-out. Journal of Social Issues, 30(1), 159–165. https://doi.org/10.1111/j.1540-4560.1974.tb00706.x  Harari, D., Swider, B. W., Bujold Steed, L., & Breidenthal, A. P. (2018). Is perfect good? A meta-analysis of perfectionism in the workplace. https://doi.org/10.1037/apl0000324 Hewitt, P. L., & Flett, G. L. (1991). Perfectionism in the self and social contexts: Conceptualization, assessment, and association with psychopathology. https://doi.org/10.1037/0022-3514.60.3.456 Higgins, E. T. (1987). Self-discrepancy: A theory relating self and affect. https://doi.org/10.1037/0033-295X.94.3.319 Joseph, S., & Linley, P. A. (2005). Positive adjustment to threatening events: An organismic valuing theory of growth through adversity. https://doi.org/10.1037/1089-2680.9.3.262 Kernis, M. H. (2005). Measuring self-esteem in context: The importance of stability of self-esteem in psychological functioning. https://doi.org/10.1111/j.1467-6494.2005.00359.x Kirkpatrick, L. A., & Ellis, B. J. (2001). An evolutionary-psychological approach to self-esteem: Multiple domains and multiple functions. In G. J. O. Fletcher & M. S. Clark (Eds.), Blackwell handbook of social psychology: Interpersonal processes (pp. 411–436). Blackwell. Leary, M. R. (2000). Sociometer theory and the pursuit of relational value: Getting to the root of self-esteem. https://doi.org/10.1080/14792772043000045  Maslach, C. (1981). The measurement of experienced burnout. https://doi.org/10.1002/job.4030020205   Park, L. E., & Crocker, J. (2005). Attachment styles and contingencies of self-worth. https://doi.org/10.1177/0146167205277030 Pyszczynski, T., Greenberg, J., Solomon, S., Arndt, J., & Schimel, J. (2004). Why do people need self-esteem? https://doi.org/10.1037/0033-2909.130.3.435 Schaufeli, W. B., Leiter, M. P., & Maslach, C. (2009). Burnout: 35 years of research and practice. https://doi.org/10.1108/13620430910966406  Sonnetag, S., & Fritz, C. (2014). Recovery from job stress: The stressor-detachment model as an integrative framework. https://doi.org/10.1002/job.1924 Tricia Hersey's website Lynn Twist's Book: The Soul of Money   Questions this episode was made for: Q: Why do I feel guilty or anxious when I'm not being productive, even when I know I need a break? A: We are naturally wired to engage and do, and then we layer on extra expectations, perfectionism, and the belief that our worth is tied to visible busyness. It's essential to first bring awareness to what's driving us to do more than enough. This episode offers strategies for that mindful awareness and ways to come back into more balance.     Q: Is burnout really just about working too many hours, or is there something deeper going on? A: Dr. Christina Maslach's six-factor burnout model shows that most of what drives burnout has nothing to do with logged hours. Lack of control, insufficient rewards, breakdown of community, absence of fairness, and value conflicts are additional factors. This episode explains how we have to look at the big picture (rather than just blaming ourselves) to create real change.     Key moments: [00:00] Welcome — Enoughness Ep 3: doing enough [00:30] The two-week vacation thought experiment: what comes up in your body when you imagine truly stepping away? [01:00] Itching to check email just in case, guilt about doing nothing, loss without a to-do list — all very normal, and worth examining [01:30] We are already wired to do enough — the pressure to do more is something we layer on top of that natural drive [02:00] We attach our doing to our worth, and to what others can see: always busy, always achieving, always on [03:00] Henry: email changed everything — from 9-to-5 availability to always-on; the inbox that empties for 10 minutes and then refills [04:30] Text messaging took it further — the expected response speed keeps accelerating. The result: a state of constant alertness, constantly scanning for something important, hard to resist the impulse to check [05:30] We've trained ourselves to react immediately to the relentless drumbeat of more — mindfulness emphasizes being over doing, but there's so much pulling against it [06:30] 150 years ago, news took weeks to cross the country by horse, ship, or foot — always-on is entirely new territory for our nervous systems. We apologize for a three-day email delay — when it would have taken six weeks round-trip to even get the apology back [07:30] Recap of Hewitt and Flett's three perfectionism types; self-oriented perfectionism connects most directly to "doing enough" [08:00] Even self-oriented perfectionism doesn't operate in a vacuum — we write stories about how others are judging our response times [09:30] Henry: perfectionism usually starts in childhood — good report card means a parent is proud; fitting in becomes the price of admission to belonging; We internalize: "I am worthy if I accomplish enough; if I perform well enough; if I don't fail" [10:30] Perfectionism is a losing game because the standard always moves — there's always another rung on the ladder [11:00] Did high achievers get there because of perfectionism? The evidence says they likely got there in spite of it [11:30] 2018 meta-analysis: "Is Perfect Good?" — teases apart excellence-seeking vs. failure-avoiding perfectionism [12:00] Excellence-seeking: weak, inconsistent relationship with performance — small effect with many disclaimers [12:30] Failure-avoiding: did not predict improvements in performance; 2025 Bellam et al. meta-analysis: overall relationship inconclusive [13:00] What perfectionism does predict: moderate-to-large associations with anxiety, depression, and burnout [13:30] You can strive for greatness, have high expectations, work really hard — and that is very different from believing your worth is at stake if you don't hit perfect [14:00] Henry: perfectionism predicts suffering, not performance — reviewing your work at midnight for the third time out of terror is not diligence; it's hurting yourself [14:30] Aimee: doing enough is enough — this is not about shirking responsibility; personal drive and responsibility can exist without perfectionism [15:30] Dr. Christina Maslach's six factors of burnout: work overload, lack of control, insufficient rewards, breakdown of community, absence of fairness, value conflicts [16:00] Most of burnout has nothing to do with logged hours — the other five factors point to things much deeper [16:30] The canary-in-a-coal-mine analogy: if the bird stops singing, it's not because the bird isn't resilient enough; it's a sign something is wrong with the mine [17:00] We are the canaries — and we need to ask: what is happening in the mine? Does it ignore the conditions and just tell you to fly faster? [17:30] The most toxic mines are built from feelings of not being enough — and some of those mines were built for us and we're expected to fly in them anyway [18:30] Henry: the canary doesn't belong in a coal mine; we've built a toxic personal mine where worth is entirely dependent on what we produce or achieve [19:00] The solution isn't to make yourself stronger or tougher — it's to change the mine, or get out of it [19:30] Psychological detachment: Sonnentag and Fritz research — people who mentally detach during off-hours report less exhaustion and more energy the next day [20:00] Being physically home but mentally rehearsing tomorrow's problems means you don't get restored the same way — the Experiment will work with this [20:30] Rest is your right and your biological need — in a culture of side hustles, grindsets, and constant optimization, it is essential [21:00] Tricia Hersey, "The Nap Bishop": "Rest is resistance" — it's what will fight some of those toxic mines [21:30] Henry: choosing to rest is choosing to say "my worth isn't measured by what I produce; I'm enough even when I'm doing nothing" [21:45] "Sometimes I sits and think, and sometimes I just sits" — sometimes putting it in simple terms is exactly what's needed [22:00] Head to JoyLab.coach to access the Experiments — this week's works on psychological detachment and sitting [22:30] Closing wisdom from Tricia Hersey: "Rest is not a reward or luxury reserved for those who make a certain amount of money. Rest is a right. Rest is our divine right, and no capitalist agenda can have access to it."   If you enjoyed this episode, please rate and review us wherever you listen to your favorite podcasts!    Please remember that this content is for informational and educational purposes only. It is not intended to provide medical advice and is not a replacement for advice and treatment from a medical professional. Please consult your doctor or other qualified health professional before beginning any diet change, supplement, or lifestyle program. Please see our terms for more information. If you or someone you know is struggling or in crisis, help is available. Call the NAMI HelpLine: 1-800-950-6264 available Monday through Friday, 10 a.m. – 10 p.m., ET. OR text "HelpLine" to 62640 or email NAMI at helpline@nami.org. Visit NAMI for more. You can also call or text SAMHSA at 988 or chat 988lifeline.org. Find more mental health resources here. 

Many people believe making more money will automatically solve their financial problems. The reality is that without understanding your cash flow, more income can simply mean more opportunities to spend. In this episode of The Budgetdog Breakdown, I answer real listener questions about avoiding payday loans, figuring out how much to invest, managing U.S. investments while living abroad, cutting unnecessary subscriptions, and talking about money while dating. We discuss why cash flow is the foundation of your financial plan, how to prioritize your investment goals, why small recurring expenses can add up, and why money conversations are an important part of building a relationship. Money isn't just about income. It's about what you do with it. Episode Timeline and Highlights 00:00 Why wealthy people rely on systems 00:18 How to avoid payday loans 01:55 How much should you invest every month? 05:12 Moving abroad with U.S. investments 05:47 Auditing your subscriptions 06:32 Talking about money while dating 07:37 Final thoughts Key Takeaways • Understanding cash flow can prevent unnecessary debt • 15% of gross income can be a useful investing benchmark • Your financial goals should determine your investment priorities • Moving abroad doesn't necessarily mean starting over financially • Small recurring expenses can quietly hurt your cash flow • Money conversations should happen naturally but shouldn't be avoided • Financial systems create consistency Quotables "Wealthy people aren't wealthy because they win every day. They use systems that make losing hard." "The payday loan was the result. The actual issue was not understanding your cash flow." "Money isn't just about income. It's about what you do with it." "There's no reason you should be rushing to have the conversation, but you shouldn't run away from it either." Financial progress doesn't start with making more money. It starts with understanding the money you already have.

It's easy to feel like you don't have enough; it's the message we constantly receive through media and advertisements. It's the message that once you have this thing, or make this much, then you will be happy... all of your dreams will come true! The truth is actually the opposite as this kind of grasping for more is associated with mood problems, anxiety, and stress.  We'll dig into this trap of "having enough" and how we can break free from it and embrace our enoughness.  About: The Joy Lab Podcast is an Ambie-nominated podcast that blends science and soul to help you cope better with stress, anxiety, and depression. It's hosted by integrative psychiatrist Dr. Henry Emmons and holistic mental health researcher Dr. Aimee Prasek. The podcast is best paired with the Joy Lab App.   Bonus: spread some joy and keep this podcast ad-free by donating (Joy Lab is powered by the nonprofit Pathways North and your donations are tax-deductible).   Listen & follow the Joy Lab Podcast on your favorite listening app: Spotify | Apple | YouTube   Full transcript   Sources and Notes for Our Element of Enoughness: Related Joy Lab Episodes:   Ep. 236: The Power of Good Enough Parenting & Calling Out Our Moms Our Grief series starts here: Ep. 252: The Grief of What Should Have Been & The Loss of Not Being Truly Seen (Grief Recovery & Healing Series part 5) More on Savoring:   Ep. 44: Savoring Your Past Without Ruminating or Romanticizing Ep. 45: Mindfulness, Savoring the Present Moment, & Overcoming FOBO (it's kinda like FOMO) Ep. 46: Savoring the Future: A Refreshing Skill to Boost Mood & Help Navigate Depression Ep. 47: Mindsets & Mental Health: How Thoughts About Yourself & The World Impact Your Wellbeing Ep. 197: How Savoring Shifts Your Mood, Mindset, & Behaviors Ep. 198: Unfractured Focus: Mastering the Art of Savoring in a Distracted World Our Authenticity series starts here: Ep. 216: Unmasking Your True Self: Exploring Authenticity and Awe Ep. 268: Humility Can Be Stressful... But Worth It for Mental Health Ep. 273: How to Build Confidence (When You Don't Feel Confident Yet)  Bellam, S., Curran, T., Hill, A. P., & Stoeber, J. (2025). Perfectionism and work performance: A meta-analysis. https://doi.org/10.1111/joop.12570 Carver, C. S., Lawrence, J. W., & Scheier, M. F. (1999). Self-discrepancies and affect: Incorporating the role of feared selves. https://doi.org/10.1177/0146167299025007002  Crocker, J., & Park, L. E. (2004). The costly pursuit of self-esteem. https://doi.org/10.1037/0033-2909.131.3.392  Crocker, J., & Park, L. E. (2004). Reaping the benefits of pursuing self-esteem without the costs? Reply to Schmuck and Sheldon (2004), Sheldon et al. (2004), Pyszczynski et al. (2004), and Kernis (2004). https://doi.org/10.1037/0033-2909.130.3.430 Crocker, J., Karpinski, A., Quinn, D. M., & Chase, S. K. (2003). When grades determine self-worth: Consequences of contingent self-worth for male and female engineering and psychology majors. https://doi.org/10.1037/0022-3514.85.3.507 Crocker, J., & Wolfe, C. T. (2001). Contingencies of self-worth. https://doi.org/10.1037/0033-295X.108.3.593 Deci, E. L., & Ryan, R. M. (2004). Avoiding death or engaging life as accounts of meaning and culture: Comment on Pyszczynski et al. (2004). https://doi.org/10.1037/0033-2909.130.3.473 Freudenberger, H. J. (1974). Staff burn-out. Journal of Social Issues, 30(1), 159–165. https://doi.org/10.1111/j.1540-4560.1974.tb00706.x  Harari, D., Swider, B. W., Bujold Steed, L., & Breidenthal, A. P. (2018). Is perfect good? A meta-analysis of perfectionism in the workplace. https://doi.org/10.1037/apl0000324 Hewitt, P. L., & Flett, G. L. (1991). Perfectionism in the self and social contexts: Conceptualization, assessment, and association with psychopathology. https://doi.org/10.1037/0022-3514.60.3.456 Higgins, E. T. (1987). Self-discrepancy: A theory relating self and affect. https://doi.org/10.1037/0033-295X.94.3.319 Joseph, S., & Linley, P. A. (2005). Positive adjustment to threatening events: An organismic valuing theory of growth through adversity. https://doi.org/10.1037/1089-2680.9.3.262 Kernis, M. H. (2005). Measuring self-esteem in context: The importance of stability of self-esteem in psychological functioning. https://doi.org/10.1111/j.1467-6494.2005.00359.x Kirkpatrick, L. A., & Ellis, B. J. (2001). An evolutionary-psychological approach to self-esteem: Multiple domains and multiple functions. In G. J. O. Fletcher & M. S. Clark (Eds.), Blackwell handbook of social psychology: Interpersonal processes (pp. 411–436). Blackwell. Leary, M. R. (2000). Sociometer theory and the pursuit of relational value: Getting to the root of self-esteem. https://doi.org/10.1080/14792772043000045  Maslach, C. (1981). The measurement of experienced burnout. https://doi.org/10.1002/job.4030020205   Park, L. E., & Crocker, J. (2005). Attachment styles and contingencies of self-worth. https://doi.org/10.1177/0146167205277030 Pyszczynski, T., Greenberg, J., Solomon, S., Arndt, J., & Schimel, J. (2004). Why do people need self-esteem? https://doi.org/10.1037/0033-2909.130.3.435 Schaufeli, W. B., Leiter, M. P., & Maslach, C. (2009). Burnout: 35 years of research and practice. https://doi.org/10.1108/13620430910966406  Lynn Twist's Book: The Soul of Money   Questions this episode was made for: Q: Why do I keep thinking that getting more money, success, or recognition will finally make me feel okay? And why doesn't it ever work? A: This episode explains the psychology of contingent self-worth and the neuroscience of hedonic adaptation: when you stake your value on external things, the bar always moves, the reward always fades faster than expected, and there is never enough; understanding the mechanism is the first step to stepping off the treadmill.   Q: Someone I love seems to measure their worth entirely by what they have or what they've achieved — how do I understand that, and is there a way out? A: Henry's story of his patient and Aimee's story of her father both illuminate how the having-more strategy develops and why it becomes impervious to reason; this episode also names the false-self as the construction that drives the endless proving, and points to the inner compass that is always there underneath it. The good news is that there is a way out and this series explores those paths to enoughness.    Key moments: [00:00] Welcome — Enoughness part 2: having enough [00:30] Having enough isn't really about the amount — it's the belief that acquiring this much will make the bad feelings go away  [01:00] Conditional acceptance and love: growing up having to produce, perform, or prove before being given love — the untended grief that drives the proving [01:30] Francis Weller: what happens when we aren't born into a village with a full, joyous welcome of our gifts  [02:00] Henry's story: a venture capital executive, clearly depressed, sent to therapy against his will  [04:00] CBT couldn't break through — his thinking was so distorted he was impervious to reason; he clung to the belief that he added no value whatsoever  [05:00] The lesson Henry learned viscerally: it is futile to try to fill a hole in self-worth by accumulating money or anything else we value  [05:30] If you believe external achievement proves your worth, there will never, ever be enough — and what a drain on one's energy and vitality  [06:00] Aimee's father: grew up needing to grasp for more, family lived week to week — so grasping for more was genuinely what they needed to survive  [06:30] AImee Prasek "Money can absolutely buy relief from misery, but it doesn't buy happiness or joy with the same predictability."  [07:00] The neuroscience: dopamine tracks more with anticipation of getting the thing than with actually getting it — the reward at arrival is inconsistent and can be short-lived  [07:30] Most things can be taken away — a shaky foundation if you've built your identity or worth on them  [08:00] Aimee's father attached his worth to signs of success — culture pushes this onto us too  [09:00] His business fell apart and everything came crashing down — Aimee believes his contingent self-worth collapsed with it [09:30] Watching strangers take back the repossessed items — cars, boats, pieces of him; everything he'd staked his value on, gone in a day  [10:30] Henry: a prolonged grieving right there — it's the universal human experience [11:30] Hedonic adaptation, or the hedonic treadmill: big life events shift our mood temporarily, then we return to baseline  [12:30] Like Sisyphus: pushing the same rock up the hill, same outcome every time — all that effort does not create lasting change  [13:30] Hedonic wellbeing (drive toward pleasure, avoidance of pain) vs. eudaimonic wellbeing (meaning, authenticity, self-acceptance, personal growth) — it's not one or the other; you don't have to give up pleasure  [14:30] Socially-prescribed perfectionism added to the mix: contingencies of self-worth + hedonic treadmill + belief that others demand your perfection = perfect storm  [15:00] The belief that you can and should live without pain, full of only pleasure, proving it all the time — and it is just not true  [15:30] Henry: where the false-self gets born — when we learn that our worth is conditional on performance, appearance, or achievement, we hide the real self  [16:00] We construct a version of ourselves we believe will be acceptable, lovable, worthy of belonging — and it is exhausting to maintain  [16:30] Constant vigilance: am I saying the right thing, do I look right, am I achieving enough? Always the fear of being exposed as a fraud  [17:00] The paradox: the more we invest in the false-self, the less we're actually being loved for who we are — and deep down, we know this [17:30] Donald Winnicott's work on the false-self — link in show notes; also: the Authenticity series and the episode on feeling enough as a mom  [18:00] The false-self is like holding up a complex lie — cognitively and physically exhausting  [18:30] The inner compass is always there underneath the false-self — that knowing of our worth is never lost; it's never too late to come back to it  [19:00] Head to your Experiment in the Joy Lab Program to work on having enough; head to JoyLab.coach to access the Experiments [19:00] Closing wisdom from Lynne Twist: "Sufficiency isn't an amount at all. It is an experience, a context we generate, a declaration, a knowing that there is enough, and that we are enough."   If you enjoyed this episode, please rate and review us wherever you listen to your favorite podcasts!    Please remember that this content is for informational and educational purposes only. It is not intended to provide medical advice and is not a replacement for advice and treatment from a medical professional. Please consult your doctor or other qualified health professional before beginning any diet change, supplement, or lifestyle program. Please see our terms for more information. If you or someone you know is struggling or in crisis, help is available. Call the NAMI HelpLine: 1-800-950-6264 available Monday through Friday, 10 a.m. – 10 p.m., ET. OR text "HelpLine" to 62640 or email NAMI at helpline@nami.org. Visit NAMI for more. You can also call or text SAMHSA at 988 or chat 988lifeline.org. Find more mental health resources here. 

It's an all-money-question episode! Art answers questions about the best high-yield savings accounts, what to do when sinking funds stretch your budget too thin, and how often a church should host an 8 Money Milestones group each year.Resources:8 Money MilestonesAsk a Money Question!

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, we're back with another Q&A episode—and these questions are so good.First, we're helping an entrepreneurial couple decide what to do with a $15,000 launch payout when they also have $27,000 in debt and inconsistent income. Should they put the entire amount toward debt, or save it to cover future months?Our answer: before moving the money anywhere, look at the full picture.When both partners own businesses, we need three separate budgets:Your business budgetYour partner's business budgetYour personal household budgetThat gives us the clarity to decide how much of the launch income needs to support future paychecks and how much might be available for debt payoff.Using all the money to pay off debt may feel productive, but it can send us right back to credit cards if next month's income does not cover the bills. At the same time, paying off one smaller debt—especially one with a large monthly payment—could create meaningful breathing room.The goal is not to follow a cookie-cutter debt rule. The goal is to make the decision that improves both our current cash flow and our long-term stability.We also answer a super practical question about savings buckets: how do we actually spend the money?The process is simple. Transfer the amount you need from the appropriate savings bucket into your spending checking account, then make the purchase. So, when your oil change costs $97, move $97 from your vehicle bucket to your spending account and pay from there.Your bills account should stay reserved for recurring, predictable bills. Irregular expenses—like oil changes, gifts, home repairs, and other occasional purchases—should move through your spending account.Finally, we talk about investing without making it feel complicated or intimidating.We're not financial advisors, so we're not telling you exactly which investments to choose. Our focus is helping you understand your numbers, identify your long-term goals, and build consistent investing into your budget.You do not need the fanciest strategy. You need a plan you understand, can afford, and can follow consistently.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

By the age of 7, most of us have absorbed the rules that run our financial lives…forever. And almost none of us checked to see if they were true. Not the numbers. The rules. The slogans we heard around the kitchen table about what money means, who deserves it, and what it says about us if we don't have enough of it.Leisa Peterson spent three decades inside the financial services industry before a near-fatal event forced her to see how far she had drifted from her own life. Today she coaches people, most of them women, on the inherited stories that quietly run their financial decisions long after childhood ends, and how to rewrite them, along with their financial futures.In this conversation, you'll hear:Why twins raised in the exact same household can end up in completely different financial and emotional places as adultsThe specific questions to ask a financial advisor before you hire one, and the one answer that should make you walk awayWhy financial regret research shows the real damage isn't the bad decision, it's the silence around itHow to start defining your own "enough" instead of borrowing someone else's numberWhat Leisa's husband's diagnosis taught her about the assets that never show up on a bank statementIf you've ever felt behind, ashamed, or just quietly unsure whether you're getting this right, this conversation will change how you think about all of it.You can find Leisa at: Website | Instagram | Episode TranscriptNext week, we're sitting down with Leidy Klotz to talk about how the rooms you live in every day shape how much control, connection, and competence you feel, often without you ever noticing it. Be sure to follow Good Life Project wherever you get your podcasts so you don't miss any upcoming episodes!Check out our sponsors and resources: Visit Our Sponsor Page Hosted on Acast. See acast.com/privacy for more information.

Looking for ways to boost your income? Check out these resources to help you with your money journey. Bio Dee is a CPA, finance instructor at UCLA and a mom of two. After doing some research, she found that there was no one single resource that shared tips on how to talk about money in simple and exciting ways with kids. One that also provides empirical data on the benefits of early childhood financial literacy. So, she created it! Dee founded Kids Money Academy to fill a huge need that empowers parents from all backgrounds to talk to their kids about money in a positive way. Her mission is to reach as many parents and kids as possible to instill healthy financial habits that create an abundant money mindset and legacy for wealth. As parents, the greatest gift that we can give our children that has unlimited return is a money mindset that creates an abundant and happy life. Additional Resources Sign up for Dee’s Friday Freebies The ABC’s of Investing for Kids Kids Money Academy Greenlight Debit Card for Kids Famzoo Debit Card for Kids Connect with Dee Instagram Facebook LinkedIn Episode #92: How to Respond to Your Children's Money Questions with Dee from Kids Money Academy

Hour One of The Marc Cox Morning Show delivers it all — St. Louis pride, hard news, and unapologetic conservative common sense. Marc and Kim open celebrating Cardinals rookie Jordan Walker's stunning Home Run Derby win before turning to the passing of Senator Lindsey Graham and South Carolina's smooth, no-drama succession plan, a sharp contrast to Illinois' Blagojevich-Pritzker corruption saga. St. Louis Congresswoman Cori Bush takes center stage as KSDK's Mark Maxwell grills her on dark money from tornado relief donations — and she has no real answer. Kim on a Whim exposes the hypocrisy of cash bail "racism" claims through unscripted New York street interviews, while James Carville turns on his own party's socialist wing. The hour wraps with a celebration of Scott Jennings' new two-hour slot on KTRS and a preview of live war coverage from Tel Aviv. Faith, family, freedom, and St. Louis pride — that's the Marc Cox Morning Show standard, hour after hour. Hashtags: #MarcCoxMorningShow #Hour1 #StLouis #JordanWalker #Cardinals #LindseyGraham #CoriBush #DarkMoney #KimOnAWhim #CashBail #JamesCarville #ScottJennings #Iran #TelAviv #Conservative #GOP #FaithFamilyFreedom #TalkRadio

Sign up now to access daily Notre Dame news and recruiting scoop on the Four Horsemen Lounge, plus all premium Notre Dame stories on IrishIllustrated.com!Get your first month for only $1.00 -- sign up today. What's on your mind?Talk about it at the Four Horsemen Lounge Sign up for our FREE Notre Dame Newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us Fan MailMoney is one of the biggest causes of stress and divorce in families. Yet most couples never have a real conversation about it until something breaks. In this episode, Dr. Latifat shares five questions that open the door to honest, productive money conversations with your spouse without starting a fight.What You'll Hear:Why women physicians are becoming the primary wealth leaders in their homes and what that means for your marriageThe data on women in medicine dying younger and why working less is not optional, it is a wealth strategyThe five questions to have on your next money dateWhy overworking breeds more drama, more reactivity, and less intimacy at home"Most things are caught, not taught. If you are not being intentional about what your kids are seeing, you are passing on patterns you never agreed to pass on."Links & Resources:

Should you invest money you're saving for a house, or keep it in cash? How does an inherited IRA actually work when it's split between siblings? What should a single person think about differently when planning for retirement? And is SGOV a reasonable place to park your emergency fund? Joe and OG dig in. These aren't questions from this week. They're questions Stackers sent in over a year ago -- and people are still asking every single one of them. What You'll Walk Away WithThe house down payment question: why OG flips it around and asks what happens if the market is down 20% when you need the money -- and how the answer tells you exactly what to doWhy the juice-worth-the-squeeze question matters more than the optimal investment question when your timeline is three to five yearsHow inherited IRAs actually work: the 10-year rule, required minimum distributions, what happens when multiple siblings inherit the same account, and when it might make sense to just pay the tax and be done with itWhy a spouse inheriting an IRA follows completely different rules -- and why you cannot add to an inherited IRA even if you don't have one of your ownThe single person's financial plan: why disability insurance is the most important protection nobody thinks about, why your estate plan needs different beneficiary logic than a married person's, and why being your own backstop means advocating harder for your own incomeMichelle's numbers run through the Rule of 72: why a 35-year-old with $270,000 already saved may be closer to Coast FI than she realizesSGOV as an emergency fund: when treasury ETFs make sense as a cash alternative, when they don't, and why over-optimizing your cash flow can cost you more in overdraft fees than you ever gainedWhy keeping one to two months of expenses in your checking account isn't lazy -- it's a system that protects you from the chaos of a missed transferThe student loan bankruptcy debate: why Ron's argument has more merit than most people admit, and what the real structural problem isThe Edward Jones response: what's actually Joe's job in the headline segment and what belongs to a company's PR departmentWhy This Matters NowGood financial advice doesn't have an expiration date. These questions were relevant a year ago, they're relevant today, and they'll be relevant next year. If you've been putting off answering any of them for yourself, this is the episode.From the BasementJoe and OG work through the mailbag -- house down payments, inherited IRAs, single-person planning, SGOV, student loans, and a spirited defense of Edward Jones from an actual Edward Jones employee who has some notes. The trivia question is about Michael Jackson's best solo hit according to Billboard. Mom has the curtains drawn.Resources MentionedStacking Benjamins voicemail line -- leave your question; stackingbenjamins.com/voicemailSGOV -- iShares 0-3 Month Treasury Bond ETF; referenced for emergency fund and cash management discussionStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Find me on Substack, search for Bogumil Baranowski.Marion Fogli, a Swiss digital banking pioneer who co-founded Switzerland's first digital private bank, now teaches what she calls Finance Made Human, translating money into a language that real people can actually understand, use, and feel at peace with.Episode Sponsor: Fiscal AI is a modern data terminal that gives investors instant access to twenty years of financials, earnings transcripts, and extensive segment and KPI data—use my link for a two-week free trial plus 15% off: https://fiscal.ai/talkingbillions/3:02 – Growing up “rich in love, not money” — Marion's father's story shapes her definition of wealth.5:29 – Building Switzerland's first digital private bank taught her: “The math is visible, but the behavior is where everything actually happens.”8:07 – The human touch problem: digital banks see anxiety in login patterns hours before a client ever picks up the phone.13:03 – On AI and investing: technology can hand you 30 stock picks, but not the conviction to hold them.15:18 – Money scripts, explained: childhood beliefs about money live in the body, not the words — “a shallow breath, tight shoulders, a nervous laugh.”17:21 – Three questions to surface your own money script: your body's reaction, the sentence you heard most as a child, and the gap between what you say and what you do about money.20:38 – The surgeon who earned over half a million and had no idea where it went: “You have income, and you have financial peace, and they're not the same currency.”23:07 – The cash experiment: Marion paid her kids in physical cash for a month instead of transfers — they ended up saving more.27:48 – Why money is the last taboo: “It actually reveals your vulnerability.” It exposes worth, achievement, and security all at once.32:06 – Unequal help given quietly to one child can destroy a family once it surfaces after a parent's death.36:16 – The three-bucket system: Oops Fund, Projects Fund, Freedom Fund — “I called it the Oops Fund.”39:41 – “It's about giving each Franc a job so the person can finally rest.”45:41 – Financial education starts with one question: what do you want your money to do, short, medium, and long term?52:48 – Marion's definition of success: “It's not what you accumulate. It's what you can give without losing yourself.”Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed.

Check Out Echoplex Radio iTunes, Stitcher, Google, iHeart, Spotify, RSS, Odysee, Twitch, YouTubeSupport This Project On Patreon Check Out Our Swag Shop Join Our Discord Server Check out our Linux powered studio!‍ ‍Host: Producer DaveDocket: https://bit.ly/5-31-2026-docMembers ShowFourthwallPatreon

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New reports raise questions about the relationship between Prince Harry and Meghan Markle, including disagreements over their future, finances, and public image. Meanwhile, speculation resurfaces about a possible “half-in, half-out” royal role—and whether that idea could ever work.Get episodes of Palace Intrigue by becommming a paid subscriber on Apple Podcasts. Click the button that says uninterrupted listening.  Just $5 a month, and that includes many ofther shows on the Caloroga Shark network.A new season of King William is available now.Our royal newsletter written by Deep Crown is available for free.Royal Books:Revenge: Meghan, Harry, and the War Between the Windsors by Tom BowerWilliam and Catherine: The Monarchy's New Era: The Inside StoryThe Royal Insider: My Life with the Queen, the King and Princess Diana

As we wrap up this final episode of this 4-part money series, I'll dive into the most important aspect of money—generosity—and how you can implement that into your life whether you have a lot of money or a little. Also, I'll answer your money questions and more. Mentioned in this EpisodeStruggling with your budget or getting out of debt? Let's work together to get you out! Fill out this form to schedule a time to connect.Episodes:#174: Getting Out of Debt for Good#173: Fall in Love With Budgeting#172: Become the Boss of Your MoneyBudgeting App:EveryDollar AppBooks:Total Money Makeover by Dave RamseyYou're a Badass at Making Money by Jen SinceroKnow Yourself, Know Your Money by Rachel CruzRich Dad, Poor Dad by Robert KiyosakiCharities to Check Out:Make a Wish FoundationWounded Warrior ProjectCharity WaterOperation Song

No advisor, no spreadsheet, no perfect plan can replace trusting yourself. With money, with risk, with the decisions that actually shape your life. And when things don't go as planned, the question is whether you'll still have your own back. Libby Clark has spent her career inside those moments. Strategic advisor, attorney, former COO, she's the person leaders call when the pressure is high and the path forward isn't clear. But before any of that, she was a kid watching her single mother stretch very little into something that felt like enough. And the money lesson that stuck wasn't about saving or investing. It was a question that became a filter for every decision she would ever make: what does my dollar mean to me? Not what looks right. Not what everyone else is doing. What does it mean to you. In this conversation with host Syama Bunten, Libby traces how that question followed her through a career built in high stakes rooms, through divorce, through real estate gambles she made on the spot, and through the moments where listening to herself turned out to be the only advice worth taking. She also names something most financial conversations skip entirely. It's not the bad investment that stops people. It's the voice that shows up afterward. How you talk to yourself on the day something doesn't go the way you planned is where financial confidence actually lives or dies. This episode is part of the larger conversation Syama is building at Wealth Catalyst, salons and summits where women speak candidly about money, risk, and the choices that shape a life. If that kind of room is calling you, find a salon near you or join the Wealth Catalyst Summit in New York on May 14.   Episode Breakdown: 00:00 High-Stakes Decisions, Money Questions, and Working With Advisors 05:06 Single Mom Money Lessons and Intentional Spending 08:23 Trusting Intuition and the First Full-Body Yes 11:50 Cancer, College Pivots, and Financial Resilience 15:38 New Zealand, Autonomy, and Leadership That Changed Everything 23:44 Why Libby Clark Chose Law and the Architecture of Power 36:54 Financial Autonomy, Intentional Spending, and Real Estate Investing 42:52 Self-Trust, Fear of Failure, and Confident Financial Decisions 50:38 Why Founders Need Integrated Advice in High-Pressure Moments 57:45 Loyalty to Yourself and Brave Money Decisions Connect with Libby Clark: Website: Visit the Libby Clark Law website LinkedIn: Connect with Libby on LinkedIn Find more from Syama Bunten: Attend a Salon near you: wealthcatalyst.com/salons Instagram: Follow Syama on Instagram Join Syama's Substack: Join Syama's Substack Website: Visit the Wealth Catalyst website Download Syama's Free Resources: Download Syama's Free Resources Learn About Wealth Catalyst Summit Events: Wealth Catalyst Summit Website: Visit Syama's website Big Delta Capital: Visit the Big Delta Capital website Podcast production and show notes provided by HiveCast.fm

Why Making $100K Still Feels Like You're Broke A six figure income used to mean financial security. Today, it often feels like just getting by. In this episode of The Budgetdog Breakdown, I answer five real questions from listeners navigating common financial challenges. From high earners with nothing left at the end of the month, to raises that disappear, to wondering if it is too late to build meaningful wealth. We break down the math behind lifestyle creep, investing later in life, defining financial freedom, and what it actually takes to retire early. This episode is about replacing emotion with numbers and helping you see your situation clearly. Episode Timeline and Highlights 00:00 Why $100K feels tight 01:45 Spending vs saving reality 04:30 The disappearing raise problem 07:30 Investing at 42 10:30 Defining financial freedom 13:30 Early retirement strategy 17:00 Are you actually behind Key Takeaways • Income without a system leads to stagnation • Lifestyle creep erases progress • It is not too late to start investing • Savings rate determines speed to freedom • Financial clarity removes unnecessary fear Quotables "Income does not create wealth. Systems do." "Your raise did not disappear. It just was not directed." "Math has no opinion about your past." If you feel behind, you are not alone. But once you understand the numbers, you can finally move forward with clarity.

It feels like financial rules are changing every five minutes right now… and if you're a dad trying to lead your family wisely, it can get confusing fast. Between new policies, Trump headlines, and talk around the “Big Beautiful Bill,” a lot of families are asking the same question: What does this actually mean for my money? In this episode, we are answering the 4 most-asked questions. There's a lot of bad information out there (even AI gets this stuff wrong), so we're breaking it down in plain English to help you make smart decisions for your family. About Abraham's Wallet: Abraham's Wallet exists to inspire and equip Biblical family leaders. Please partner with us in inspiring and equipping multi-gen families at https://abrahamswallet.com/support AW website Apple Podcasts Spotify YouTube Facebook LinkedIn Instagram Chapters (00:00:00) - Abraham's Wallet(00:03:06) - 4 Questions Money Advisors Have Been Asked(00:05:10) - Getting Technical On Tax Season(00:06:14) - Trump IRA: What is a Trump Account?(00:14:36) - Trump IRAs: Should You Do This?(00:18:59) - Roth IRa: A Good Idea?(00:22:24) - What Changed With My HSA or 401K?(00:29:39) - Health Savings Account Flex Spending Account and Childcare FSA(00:32:46) - Gift and Estate Taxes(00:41:10) - Mortgage Rates: Should I Refinance?(00:44:01) - Tax Day 2018: Good News for Families and Yourself

Real money questions from listeners - covering KiwiSaver, investing, mortgages, and how to actually build wealth in New Zealand.In this Listener Hotline episode, financial advisors James and Jess answer real audience questions about KiwiSaver contributions, emergency funds, investing during market volatility, retirement planning, spending habits, term deposits vs shares, and whether couples should buy property together. The conversation breaks down practical money decisions many Kiwis face - from saving for a first home and managing debt to building long-term wealth and avoiding common financial mistakes.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!In this Q&A episode, we're answering real questions from our budget besties straight from our Facebook group and email. We're talking about the biggest money mistake we're seeing right now, why so many of us end up using credit cards for groceries and gas, why using your emergency fund can feel weirdly guilt-inducing, and what to do when life feels too nonstop to stick to a budget.This episode is your reminder that money management does not have to feel complicated, scary, or overwhelming. When we know our numbers, automate what we can, and create simple systems that work in real life, everything starts to feel lighter.In This Episode, We Talk About:The biggest money mistake we're seeing right now: avoiding your numbersWhy looking at your budget is usually not as scary as you thinkHow clarity creates instant solutions and less stressWhy people keep putting groceries and gas on credit cardsThe problem with having one “black hole” checking accountHow separate spending accounts can help you stop overspendingWhy grocery spending can be more predictable than you thinkHow setting weekly or biweekly limits creates built-in accountabilityWhy using your emergency fund for an actual emergency feels so hardThe difference between true emergencies and expected irregular expensesWhy savings buckets can reduce guilt and give you more peace of mindWhy it's so hard to stick to a plan when life is nonstopHow automation helps you stay consistent without constant effortWhy setting guardrails is a form of being kind to your future selfLet's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Financial confidence doesn't come from knowing everything. It comes from knowing what questions to ask.In this episode, Melissa Joy, CFP®, is joined by Tony Steuer, a longtime personal finance educator, insurance analyst, and host of the Get Ready Before Life Happens podcast.Tony shares how his early career as an insurance agent led him to a deeper mission: helping people understand why smart, capable individuals often end up with financial products that don't truly serve them. Over decades of consulting with financial planners, attorneys, and trust officers, Tony saw firsthand how complexity, commissions, and behavioral blind spots can quietly derail good financial decisions.Together, Melissa and Tony unpack how behavioral finance shows up in real life, especially around insurance and risk management. They discuss why permanent insurance products are often misunderstood, how surrender charges and commissions impact long-term outcomes, and why many people feel emotionally stuck in policies that no longer fit their lives.The episode wraps with an important discussion on financial scams and red flags, including pressure tactics, secrecy, and “too good to be true” promises, and why these warning signs matter not just for ourselves, but for aging parents and the next generation.Key TakeawaysWhy financial fluency starts with asking better questions, not memorizing answersHow behavioral finance influences insurance and investment decisionsWhen permanent life insurance can make sense and when it usually doesn'tWhat surrender charges really mean and why they matterCommon red flags of financial scams and bad actorsHow values, communication, and education shape long-term financial confidenceTo learn more about Tony's work, tools, and resources, visit tonysteuer.com and listen to Get Ready Before Life Happens wherever you get your podcasts.The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

A jam-packed opening segment of Carton Show on WFAN as Craig Carton and Chris McMonigle break down a chaotic sports weekend!

This week Sara is coming to you from The Grand Hotel Malahide. This is part two of the Money talks, you asked for it and here it is! Sara tackles the wedding money questions she gets flooded with in her DMs — the ones everyone wonders about but rarely asks out loud.From how much to put in the card, to what's appropriate when you're attending a wedding abroad, and even what it means when a guest gives nothing at all, Sara breaks it all down with clarity, honesty, and zero judgement!If you've ever second-guessed a gift, felt awkward about expectations, or just wanted straight answers without the stress , this episode is for you. Practical, reassuring, and long overdue, Sara solves the wedding money mystery once and for all.

January doesn't have to start with a financial overhaul. In this special Ask Farnoosh episode, Farnoosh shares why easing into the new year, rather than rushing to reset everything, can lead to better money decisions.She reflects on how she's approaching 2026, what typically happens in the markets at the beginning of the year, and why January is a powerful time to slow down, learn, and reconnect with what matters most. From there, Farnoosh breaks down the week's biggest money stories, including shifting grocery prices, growing anxiety in the housing market, canceled home purchase deals, the return of student loan wage garnishment, and new data suggesting homeownership may feel out of reach for more Americans.The episode also highlights two recent conversations on So Money — with David Bach on building wealth through simple, consistent habits, and with Terri Trespicio on the importance of writing as a practical career skill.Listeners then get answers to thoughtful questions about opening a new credit card after securing a HELOC, what it really means when entrepreneurs say they “didn't pay themselves,” how HSAs work after enrolling in Medicare, and where to safely keep a $20,000 gift intended for a future home purchase. Hosted on Acast. See acast.com/privacy for more information.

King Charles and Queen Camilla have been invited to Washington, DC for a State Visit in April at President Trump's request, though the King's health may determine whether he travels. William and Kate are expected to visit the United States in July for America's 250th anniversary, while Harry and Meghan are not expected to take part in any commemorations. Questions are again being asked about royal finances as scrutiny turns to Prince Edward's long-term lease of Bagshot Park. Charles donates £50,000 of his own money toward urgent roof repairs at West Newton Church, a site closely linked to Queen Elizabeth the Second. A Brazilian self-styled “Living Nostradamus” offers dramatic predictions about royal health, family reconciliation, and even Meghan's relationship with Netflix. Andrew Mountbatten-Windsor prepares for an eventual move from Royal Lodge and faces uncertainty over where the late Queen's corgis will live. Princess Anne hosts a Christmas tea for veterans, earning praise from guests aged 100 and older. And Mike and Zara Tindall shut down speculation about appearing on Strictly Come Dancing, confirming they'll instead spend Christmas at Sandringham — though perhaps avoiding certain family members.Hear our new show "Crown and Controversy: Prince Andrew" here.Check out "Palace Intrigue Presents: King WIlliam" here.

This week, we're welcoming back someone who feels like part of the HerMoney podcast family: happiness expert and New York Times bestselling author Gretchen Rubin.  Gretchen is back with Jean to tackle some of the trickiest, most taboo, and surprisingly relatable money dilemmas our listeners have shared, including: What to do when your bank suddenly shuts down your account with no explanation How to confidently ask your employer to sponsor you in a pageant (without sounding cringe) And how to professionally advocate for yourself when a colleague with less experience is making $20K more

This episode brings you crime, politics, public outrage, and one heartwarming moment to restore your faith in humanity.

This week on The Pete the Planner Show, Pete, Damian, and Kristen dive into one of the most universal workplace mysteries: why everyone treats HR like a certified financial planner… even though HR can barely tell you which parking pass to choose without checking a binder. Open enrollment, confusing benefits forms, retirement questions—employees fire all of it straight at HR hoping for guidance, clarity, or honestly just someone to make the decision for them. And while HR can walk you to the forms, they definitely cannot walk you through your medical history, risk tolerance, or whether your spouse is accident-prone. In this episode, we break down: Why HR gets stuck with financial questions in the first place The top “Please do not ask HR this” questions (yes, including the 401(k) ones) What HR is actually allowed to help you with How to get real answers without putting your HR team in legal jeopardy If you've ever stared at a PPO vs. HDHP page like it was ancient hieroglyphics—or asked HR which investments you should pick—this one's for you. And for HR professionals everywhere: you're welcome.

In this episode, Three Money Questions Every Christian Needs to Answer (But Most Never Do), we explore what Scripture teaches about stewardship through three vital questions: Who owns it all? How much is enough? And how much can I give away? Drawing from passages like Psalm 24:1, Philippians 4:11-13, and Luke 12:16-21, listeners are challenged to see money and possessions as tools for God's purposes rather than personal gain, finding true contentment in trusting Him as the ultimate owner. This episode blends Biblical wisdom with practical financial insight to help believers align their money with their mission. Learn how to create a plan rooted in faith, generosity, and eternal impact—so your finances can become a powerful tool for Kingdom building!

On the latest episode of The Eurofile, Max and Donatienne discuss the recent Dutch elections, where centrist-liberal party, D66, narrowly secured victory over the far-right Party for Freedom, while EU "big wig," Frans Timmermans, and his GreenLeft-Labor ticket suffered a disappointing defeat. Then, they turn to a conversation with Zsolt Darvas, Senior Fellow at Bruegel, to discuss whether the EU's long-term budget, also known as the Multiannual Financial Framework, is fit for purpose.

In this episode, Erica welcomes Julie Maison, a Chief Communications Officer for nonprofits and churches. This episode is an open Q&A session where Erica answers questions many new business owners have, including accounting concepts like cash and accrual basis accounting, the differences between an LLC and S-Corp, and the importance of accurate bookkeeping. 00:00 Introduction 00:54 Meet Julie Maison: Communications Expert 02:08 Julie's Journey to Entrepreneurship 04:20 Navigating the Challenges of a New Business 09:55 Understanding Accounting Basics 10:58 Cash vs. Accrual Accounting Explained 17:32 Planning for Financial Success 19:35 Example of Setting Aside Money for Taxes 20:11 Owner's Distribution vs. Salary 23:51 Owner's Distribution Framework 25:43 Sole Proprietorship vs. S Corp 30:05 Strategic Cash Flow Planning 32:43 Common Financial Mistakes 37:28 Retirement Savings for Entrepreneurs EricaGoode.com ____________________ Resources Referenced: Ep4 - Ep7 Consultants & Money: Business Money 101 series Ep86 - Retirement Plans for Consultants ____________________ Connect with Julie | LinkedIn | Website Connect with Erica | LinkedIn | Website | Newsletter

You've got questions. We've got two CFPs and a former planner ready to hash it out. Joe Saul-Sehy, OG, Doug, and CFP Anna Allem tackle the money decisions you're actually losing sleep over—and here's the thing: they don't always agree on the answer. That's the point. Should you drain your emergency fund to pay off debt? Is whole life insurance for your kids a smart move or an expensive mistake? How much life insurance do you actually need (not what some calculator tells you)? And when life throws you a curveball—layoff, surprise expense, major purchase—what's the move? With Joe Saul-Sehy's 16 years in financial planning, OG's CFP perspective, and Anna's insights, you'll hear how experienced voices think through these decisions differently—and why your answer might be different than all of theirs. Because the real skill isn't finding THE right answer; it's learning how to make YOUR right call. This episode is for anyone who's ever stared at their bank account thinking, "I know I should do something... but what?" Plus: Doug delivers trivia about the first auto insurance policy (because of course), the gang weighs in on athlete endorsements and reverse mortgages, and there's a TikTok money tip that sparks some debate. What You'll Walk Away With: • How experienced financial minds approach the emergency fund dilemma differently—and what that means for your situation • The whole life insurance debate: when it makes sense for kids and when you're better off elsewhere • A framework for figuring out how much life insurance you actually need—and why the "rules of thumb" don't always work • What to do when your financial plan meets real life (layoffs, surprise bills, major purchases) • The confidence to make a decision even when experts would handle it differently Before You Hit Play, Ask Yourself: What's the one money question you keep Googling but still don't feel confident about? If you're second-guessing your emergency fund, your insurance, or a big financial move, this episode is your permission to stop spinning and start deciding. Got a question we didn't cover? Call in to the show! StackingBenjamins.com/Voicemail FULL SHOW NOTES: https://stackingbenjamins.com/answering-your-burning-financial-questions-1750 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You've got questions. We've got two CFPs and a former planner ready to hash it out. Joe Saul-Sehy, OG, Doug, and CFP Anna Allem tackle the money decisions you're actually losing sleep over—and here's the thing: they don't always agree on the answer. That's the point. Should you drain your emergency fund to pay off debt? Is whole life insurance for your kids a smart move or an expensive mistake? How much life insurance do you actually need (not what some calculator tells you)? And when life throws you a curveball—layoff, surprise expense, major purchase—what's the move? With Joe Saul-Sehy's 16 years in financial planning, OG's CFP perspective, and Anna's insights, you'll hear how experienced voices think through these decisions differently—and why your answer might be different than all of theirs. Because the real skill isn't finding THE right answer; it's learning how to make YOUR right call. This episode is for anyone who's ever stared at their bank account thinking, "I know I should do something... but what?" Plus: Doug delivers trivia about the first auto insurance policy (because of course), the gang weighs in on athlete endorsements and reverse mortgages, and there's a TikTok money tip that sparks some debate. What You'll Walk Away With: • How experienced financial minds approach the emergency fund dilemma differently—and what that means for your situation • The whole life insurance debate: when it makes sense for kids and when you're better off elsewhere • A framework for figuring out how much life insurance you actually need—and why the "rules of thumb" don't always work • What to do when your financial plan meets real life (layoffs, surprise bills, major purchases) • The confidence to make a decision even when experts would handle it differently Before You Hit Play, Ask Yourself: What's the one money question you keep Googling but still don't feel confident about? If you're second-guessing your emergency fund, your insurance, or a big financial move, this episode is your permission to stop spinning and start deciding. Got a question we didn't cover? Call in to the show! StackingBenjamins.com/Voicemail FULL SHOW NOTES: https://stackingbenjamins.com/answering-your-burning-financial-questions-1750 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever wonder what people are really asking about money online? In this episode, we dive into Reddit's biggest financial questions, from budgeting disasters to investment debates, and bring them into real life. Join us as we break down the internet's wildest money stories, share honest answers, and uncover what these situations can teach us about our own financial habits.Whether you're learning, laughing, or secretly relating, this episode turns Reddit's chaos into real-world takeaways you can use right now

We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you’re leaving free money on the table, to breaking the cycle of self-sabotage spending... nothing was off limits. If you’ve ever wished you could pick Jess and V’s brains over a coffee, this is that episode.In this ep:❓ The surprising career path that landed Jess where she is today❓ How to actually save for mat leave, with bonus tips for when you’re doing it solo❓ The “free money” hack everyone talks about… but is it genius or just hype?❓ Planning for the fun stuff in life without blowing up your bigger goals❓ The sneaky self-sabotage habits messing with your money (and how to shut them down) Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

On this episode of Through The Pines, we'll discuss 5 questions to ask your partner to ensure you're on the same page financially…   1. Hypothetical 2. How much $ do you need? 3. What happens if one of us were to die? 4. What happens if one of us is disabled? 5. How do you feel about our current financial strategy   Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sippin' coffee and listening to a live DJ at Drips with Drops, this is Through the Pines.   Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com   2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -    Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates   __________________________________________________________________________   This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

On this week's Money Matters, Scott and Pat break down headlines shaping your money—from housing gridlock and interest rate anxiety to the risks of letting politics guide your investments. A fiery caller sparks a raw debate on using options, leading to honest talk on risk, returns, and financial reality. Scott and Pat also cover AI in financial advice, smart tax strategies for business owners, and when a simple trust is all you need. Plus, real listener questions on Social Security timing and estate planning—drama included (just a little). Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Term or whole life insurance? 401(k) or Roth IRA? Side hustle or not? Art covers a lot of ground in this by answering six money questions. This is your money questions episode! Don't miss it!Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

This episode is all about your money questions! Art tackles topics like budgeting for rising health insurance costs, whether kids should get paid for household chores, helping your teen buy their first car, and more. Don't miss it!Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

Bridget and Ryan hit rewind and break out an old-school cassette tape to answer your money questions. You wanted to know: how ATMs work, why the penny's called the penny and how airlines set ticket prices? So we're on the case to bring you the answers with an analog twist! If your family is interested in learning more about the questions we answered in this episode, check out our website. We've got discussion questions and tips!This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million.

Bridget and Ryan hit rewind and break out an old-school cassette tape to answer your money questions. You wanted to know: how ATMs work, why the penny's called the penny and how airlines set ticket prices? So we're on the case to bring you the answers with an analog twist! If your family is interested in learning more about the questions we answered in this episode, check out our website. We've got discussion questions and tips!This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million.