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Rev. Grace Bukachi encourages us to value the small, consistent habits that shape our lives and faith. Even the “boring” daily routines and quiet moments of obedience are where real growth happens. Stay faithful, trust God in the waiting, and find purpose in the everyday.#citamchurchonline #ChurchEverydayGet in touch with us:http://www.citam.org/churchonline@citam.org(+254) 784 277 277(+254) 728 221 221
Jordan reveals the results from his latest ‘Jordan's North Poll' on towels and the G&Diva's have inundated us with their most BORING work chats they've ever had. We also find out the meaning of the phrase ‘Burnley Wallet' and the boys have a heated discussion over which one of them is the campest.If you want to get involved you can email us, and for more Sexted fun sign up to our free VIG&Diva newsletter. You can follow us and DM on Instagram and TikTok, and watch the latest episode every Tuesday and Friday on YouTube.Help I Sexted My Boss is presented by William Hanson and Jordan North. It is an Audio Always production. Hosted on Acast. See acast.com/privacy for more information.
From 'Baseball Isn't Boring' (subscribe here): Jonah Tong is one of the most intriguing young pitchers in baseball these days, in large part because of his Tim Lincecum-like delivery, but also due to the kind of talent that might lead him to sizable big league things in 2026. Bradfo sits down with the young Canadian to talk about his upbringing, maple syrup acumen, decision not to play in the WBC, and a new world in a spring training big league clubhouse. Jonah already has one of the best personalities in baseball, which will be easy to understand after listening to this podcast. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Neil Patel is the co-founder of NP Digital, a New York Times bestselling author, and one of the most influential marketers in the world. Recognized by The Wall Street Journal as a top web influencer and named a Top 100 Entrepreneur by President Obama and the United Nations, Neil has spent decades building software companies, agencies, and media brands. In this episode, Neil shares how he made his first $20K/month at age 16, why he chose the “boring” agency path over venture-backed startups, and how founders can build real wealth without sacrificing their lives. On this episode we talk about: How Neil landed his first SEO clients as a teenager—and what sparked his entrepreneurial journey Why he believes agencies and “ugly businesses” are often better opportunities than flashy startups The real reason most founders fail (and why 10-year thinking changes everything) How lifestyle creep quietly kills financial freedom Where opportunity still exists for new entrepreneurs in an AI-driven world Why patience, persistence, and passion matter more than any single tactic Top 3 Takeaways There's money in almost every industry—the key is finding something you enjoy enough to stick with for a decade. You don't need venture capital or billion-dollar exits to win; profitable, bootstrapped businesses often create more freedom and wealth. Controlling lifestyle creep preserves optionality—real success comes from building a life you don't want to escape from. Notable Quotes “There's money in boring businesses—sometimes that's where the biggest opportunities live.” “If you think in 10-year timelines instead of 12-month timelines, everything changes.” “It's not worth making millions if you're miserable, unhealthy, and disconnected from the people you love.” Connect with Neil Patel: Website / Agency: https://npdigital.com Youtube: https://www.youtube.com/neilpatel LinkedIN: https://www.linkedin.com/in/neilkpatel/ Instagram: https://www.instagram.com/neilpatel/ Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis. Learn more about your ad choices. Visit megaphone.fm/adchoices
Hiring's getting harder and the labor shortage isn't going away, but you can control how you sell your company to potential employees. Instead of listing features (like $20/hour or a 7–4:30 schedule), this episode teaches you to flip those into benefits that answer “What's in it for me?” so your job posting stands out. You'll hear real examples (biweekly direct deposit → “never late paycheck”; consistent 7 a.m. start → “no guessing when to show up”) and a simple process to turn every feature into a hire-ready benefit. Kati also explains a custom GPT tool he built that writes these benefit-driven job posts in minutes — link in the show notes to join there free AI for Contractors group and grab the template. https://t2m.io/aiforcontractors Ready to hire this season? Join the free AI for Contractors group (link in show notes), subscribe for more hiring tips, and tune in next week when Scott walks through behavioral interview questions to help you spot reliable, on-time employees. Join the AI for Contractors group at https://t2m.io/aiforcontractors Follow Million Dollar Landscaper: Website | Facebook | Instagram | YouTube
Episodes 4 and 5 of Star Trek: Starfleet Academy lean heavily on legacy name-drops and Deep Space Nine nostalgia — but is that enough? In this episode of Thumb War, we break down the hologram storyline that doesn't hold up, the Klingon cultural pivot, the triad reveal, and why Episode 5 might be the most frustrating (and maybe most boring) chapter of the season so far. We want to love new Star Trek. But honoring the past means more than just referencing it. Is this bold evolution… or just confused storytelling? Let us know what you think. Available on YouTube, Apple Podcasts & Spotify Support the show on Patreon for ad-free episodes & bonus content : http://bit.ly/44Mo8xU Like & Subscribe on YouTube and Instagram Leave a 5-star review if you're enjoying Thumb War Email us: ThumbWarPod@gmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode, Andrew Baughan shares how he consistently closes land deals by focusing on follow-up, targeted mailing, and simple systems that work long-term. He explains why boring, repeatable processes beat chasing new strategies and how consistency has helped him stay profitable in competitive markets.We also cover postcards vs letters, cold calling ROI, tightening your lists, tracking KPIs, and how Andrew structures his business to run on 20 hours a week or less.What You'll Learn:• Why most deals come from long-term follow-up• How Andrew runs profitable mail campaigns every month• The real ROI of postcards vs letters• How many mailers it takes to close a deal today• How to tighten your lists and target better properties• Why tracking KPIs matters more than chasing new tools• How to stay consistent in slow markets• How Andrew runs a lean team and protects his time• How to manage emotions when deals fall through• Why simple systems outperform “shiny” strategiesShownotes:Andrew's Deal funding/JV Form: https://docs.google.com/forms/d/1uDTg...Contact: andrew@vacantlandsolutions.comJoin us this coming Feb 17, 2026 at 11am PST/2pm EST for Winning Postcard Framework Webinar:www.pebblerei.com/winningpostcards
Today on the show we asked you if you had a childhood crush actually stood the test of time, the responses were CRAZY! Our favourite journo Mary Madigan stops by to chat all things, particularly 'squooshies' . And we spoke to Vance Joy on what it's like touring with Ed Sheeran and how he felt when Taylor Swift did a cover on his song! Don't miss it! See omnystudio.com/listener for privacy information.
Send a textScott, Cardone and Novak discuss the Super Bowl and the predictable outcome that came to pass. We also discuss if this is the start or fizzling out of the Pats climb to the top and what it means for the rest of the NFL. Then we also air our Pet Peeves and then finish up with listener questions. Our website: www.angryfootballfans.com. Please check it out and subscribe to our pod.Download our podcast at Buzzsprout: https://www.buzzsprout.com/1358293Or wherever you get your podcasts. We are also now available on YouTube. Search for Three Angry Giants fans and subscribe to our channel.
From 'Baseball Isn't Boring' (subscribe here): As you probably know by now, we have classified Red Sox rookie pitcher Payton Tolle as one of the best personalities in baseball. That's why it only made sense for Bradfo to continue his first week in spring training by sitting down with Tolle. Once again, he doesn't disappoint. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Evan debuts the Hot Mess Rankings for Freddie Coleman and Harry Douglas. Will Klint Kubiak last longer than a year or two for the Raiders? I'm Over It: Some people are ignoring expiration dates! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Evan debuts the Hot Mess Rankings for Freddie Coleman and Harry Douglas. Will Klint Kubiak last longer than a year or two for the Raiders? I'm Over It: Some people are ignoring expiration dates! Learn more about your ad choices. Visit podcastchoices.com/adchoices
For most of my career, I've been focused on two things: Operating businesses and Multifamily real estate. The strategy has been pretty simple. Take money generated from higher-risk, active businesses… and move it into more stable, long-term assets like apartment buildings. That shift—from risk to stability—is how I've tried to build durability over time. Now, to be fair, the sharp rise in interest rates a few years ago put a dent in that model. But zooming out, it's still worked well for me overall. So I'm sticking with it. That said, there are other ways to think about real estate. In some cases, the real opportunity is when you combine real estate with an operating business. We've done that before in the Wealth Formula Investor Club with self-storage, and the results were excellent. Storage is operationally simple, relatively boring—and that's exactly why it works. But there's another category that sits at the opposite end of the spectrum. Hotels. They're sexier.They're more volatile.And yes—they're riskier. But the upside can be dramatically higher. One of my closest friends here in Montecito has quietly built a fortune doing boutique hotels over the past few years. He started with a no-frills hotel in Texas serving the oil drilling industry. Over time, he combined his operational experience with his talent as a designer—and eventually created some of the highest-rated boutique hotels in the world. He's absolutely crushing it. Of course, most of us aren't world-class designers or architects. I'm certainly not. Still, his success made me curious. Hotels have been on my radar for a while now—not because I understand the business, but because I don't. When I asked him how he learned the hotel industry, his answer was honest: “I figured it out on the fly—starting with my first acquisition and a great broker.” That's usually how real learning happens. So this week on the Wealth Formula Podcast, I brought on an expert in hospitality investing to educate both of us. We cover the basics: How hotel investing actually worksWhere the real risks are (and where they aren't)How returns differ from multifamilyAnd what someone should understand before ever touching their first hotel deal If you've ever thought about buying or investing in hotels—but didn't know where to start—welcome to the club. You don't have to jump in tomorrow. But you do have to start somewhere. This episode is a good starting point. Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/545-should-you-invest-in-hotels/id718416620?i=1000748759003 Listen on Spotify: https://open.spotify.com/episode/5Lx5Rp4x704lWRazWLqDOK Watch on YouTube: https://youtu.be/GMFf6-g8w_0 Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you, if you’ve not done so and you are an accredited investor, go to wealthformula.com, sign up for our investor club. Uh, the opportunity there is really to see private deal flow that you wouldn’t otherwise see because it can’t be advertised. And, uh, only available to those people who are deemed accredited. And then what does accredited mean as a reminder? Well, if you’re married, you make $300,000 per year combined for at least two years with a reasonable expectation, continue to do so, or you have a net worth of a million dollars outside of your personal residence. Or if you’re single like me, $200,000 per year or a million dollars net worth. Anyway, that’s probably, uh, most of you. So all you gotta do is go to wealth formula.com, sign up for investor club because hey, who doesn’t wanna be part of a club? And, uh, by the way, it’s a great price. It’s free. So join it. Just get onboarded and all you gotta do is just wait for deal flow. What a deal. Now let’s talk about different kinds of things to invest in. For most of my career, I, I have really focused on two things I’ve focused on. Either operating businesses, uh, in my case, those operating businesses largely have been medical and multifamily real estate. Uh, the strategy itself, theoretically the way I think about it, take money from sort of these active businesses, a higher risk, move them into more stable long-term assets like apartment buildings. Okay? The idea is that’s how you build some durability over time. Now, to be fair, okay, to be fair. Sharp rise in interest rates a few years ago. Put a little bit of a dent in that model. But here’s the thing is that you can’t throw out the, uh, baby with the bath water. ’cause when I zoom out, still worked well for me overall. So I’m sticking with it and, uh, that’s my story. I’m sticking with it. That said, there are always other ways to think about real estate, right? Real estate is not just multifamily. Um, in some cases, the real opportunity is when you combine real estate and operating businesses. So. We’ve actually done that before in our wealth formula investor club. Um, and we’ve done that through self-storage, for example, and the results were really good. Storage is operationally, generally pretty simple. Probably not that simple, but you know, but more so than other things, relatively boring. Boring is good, and that’s exactly why it works. There’s another category that sits at the opposite end of the spectrum of boring, and it’s sexier and it’s more volatile and it’s riskier. And uh, that is the area of hotels, right, like leisure, that kind of thing. But the upside in those things can be dramatically higher. You know, one of my closest friends here. Montecito, I talk about him all the time. He’s a, he is a little bit of an inspiration to me, although I wouldn’t tell that to in space. He’s built a fortune doing boutique hotels over the past few years and the way he started, you know, and I think it was only about a decade ago because he bought like this no frills hotel in Texas that was serving the oil industry. There was a bunch of guys, you know, drilling needed a place to say, and you know, he had this and he actually. I don’t know that I would recommend this, but he, he told me he bought it sight unseen just based on the numbers. Ah, man, I gotta tell you, I don’t think I’m that lucky. If I bought something sight unseen, it would not work great for me, but it did work great for him. But over time, what he did is he, he combined his operational experience with his talent as he’s like a designer, like designs, homes, an architect, uh, of sorts, although more than that. Um, and he, he used to build houses for like famous people in Hollywood. Anyway, he took that skill and so he combined it with hotels and he created some of the highest rated boutique hotels in the world. And he’s absolutely crushing it. Just crushing it. Of course, the reality is that most of us aren’t world-class designers or architects. I’m certainly not. I’m not artistic at all. Still, um, you know, the fact that he’s had so much success in this space and that he loves hotels. What got me curious? So, hotels have been on my radar for a while, not because I understand the business, but actually because I don’t. And when I asked him how he learned, uh, about the hotel industry, he just said, you know, I figured out on the fly and, uh, you know, started with my first acquisition, had a great broker who taught me everything I, you know, needed to know at the beginning and. That’s a great story. I mean, and ideally that’s how things happen. As you can tell, this guy is, uh, seems to just hit on everything. So good for him. So this week on Wealth Formula Podcast, I wanted to get a little bit of a hotel investing 1 0 1. So I brought on an expert in hospitality investing that could educate both you and me. So we’re gonna cover some of the basics, how hotel actually works, you know, what are the risks returns. Like, what should people do if they even consider, you know, buying their first hotel or investing in one? So if you’ve ever thought about investing, uh, in hotels, or maybe that’s the first time you’re hearing about it and you’re curious, uh, welcome to the club and uh, we will have a great interview for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Farm I podcast is, uh, John O’Neill. He’s a, a professor of hospitality management and director of the Hospitality Real Estate Strategy Group at Pennsylvania State University. Uh, he spent decades studying hotel valuation performance, Cabo flows and economic cycles in in the lodging industry. John, thanks for, uh, joining us. You’re welcome. So, you know, we’re talking offline. You’ve been in the hotel business for a long time. We’re trying to figure out how to frame this thing because you know, I mean there are, I know there are certainly people in. Uh, who in, in my group and my listeners, my community who are in the hotel space, but a lot of ’em aren’t. And you know, they’ve been thinking about, well, you know, we do a lot of apartment buildings, that kind of thing. Um, you know, what else should we be thinking about? And so, you know, when we hear, uh, hotel, um, they’re thinking of hospitality. But from an investor’s perspective, I guess the first question ask is what kind of real estate asset is a hotel? And, and may, may maybe just sort of fundamentally how different it is. From apartments office or retail? Yeah, that’s a great question because hotels are fundamentally different. But what I’ve seen over the past few years as well is hotels have increasingly been considered to be a component of commercial real estate. So we’ve always thought about office and retail and residential and industrial as being components of commercial real estate, but increasingly. Investors are thinking about hotels that way as well, because some of the high risk aspects of hotels have been moderated a little bit. So they are still considered to be a high risk and potentially high reward category, but they’re much more cyclical than those other types of businesses. So if we look at apartment leases, maybe being a year or two. Office leases may be being three to five years and retail leases could be five or 10 years. The leases in hotels are one or two nights, so there’s upside, but there’s risk involved in that as well. So when there’s pressure in a market to increase rates, like here where I am in University Park, Pennsylvania, when we have a home football game. We can see hotels with average daily rates of maybe a hundred to $200 a night charging seven, eight, $900 per night, and filling up on those rates. You can’t do that in an office building or in a retail center. And so there’s great opportunity when demand increases to push up rates and to greatly benefit from that. The flip side of courses on Sunday night when all those guests leave. You might be back to a hundred dollars a night and running 20 or 30% occupancy. Do hotels kind of follow the rest of real estate in terms of market cycles though? Yeah, it depends. I, I would say in many cases they’re actually leaders, which again, double-edged sword there. So for, yeah, when we plummeted in 2020 because of COVID hotels were probably the first category really to see it. Demand dried up overnight, and you go back to September 11th, 2001 on September 12th, 2001, a lot of hotels were empty and that wasn’t the case with office buildings and retail centers. The flip side, of course, is when the economy started improving, hotel operators could start pushing their rates very quickly. And so other categories of commercial real estate didn’t receive those benefits. Yeah, I mean, obviously there’s certainly gonna be. Real estate that’s often used that that’s often using debt and, you know, probably has the same sort of, uh, issues with regard to cap rate compression or decompression based on interest rates as well. Right, right. So, um, where are we? Right? What would you say right now, like, I mean, we know that. Our, we’ve been following very closely on the multifamily side. You know, prices are depressed. I mean, from 2022, we’re looking at probably 30% to 40%. Most, most, uh, large apartment complexes are not moving because people don’t wanna sell into a down market. But when they are, they’re being sold at 30, 40% discounts compared to 2022. Where is the, where is the hotel? Market at right now? It it, it’s challenged because right now we’re seeing discrepancies between where buyers wanna buy and sellers wanna sell. We’ve started to see some movement because some sellers have come down a bit in pricing because of what we’ve seen in 2025, the market really did soften as far as the hotel business is concerned. So in 2025. We really saw no increase in occupancy and in many markets we saw some decreases in occupancy. We are still seeing average daily rates going up a little bit, so yeah. Might be worth maybe a quick step backward that the two key indicators in terms of hotel lodging performance would be occupancy and average daily rate. With occupancy being the extent to which the guest rooms are occupied and average daily rate being the average price somebody is paying. We can talk about the mathematics of those, but, um, just I think conceptually, hopefully that makes sense. But, so, you know, at this point what we’re seeing is average daily rates are still going up a little bit, and the forecasts for 2026 are. Pretty much more of the same, where we’re not expected to see great occupancy increases, but we are anticipating that the average daily rates might go up a little bit. Uh, and, and in fact we might see occupancies decline slightly. And, uh, we might see, uh, average daily rates still possibly going up a little bit. That’s usually an indicator of being late in the cycle, you know, being somewhere near the peak and, and, you know, if the trough was 2020. Which was a pretty deep trough. 2021, we started seeing improvements and we saw great improvements in 22, 23, and 24, and so it’s looking like the end of a cycle. The thing we don’t really know for sure is, is there some reason that we’re going to really go into a substantial down period or are we actually in a situation where we’re going to have another upcycle? Yeah. You know, the other thing I was curious about too, like when you talk about these cycles for hotels, even within hotels, there are certainly, you know, different types of hotels. You know, there’s the boutiquey ones that are pe really pure tourism versus the ones that, okay, well maybe they are, you know, good for football games or. There’s others that are people use for, for, for work frequently, right? They’re, they’re just passing through for, for work trips. Do you, is there, um, is that difficult to extricate those types of different economies running at the same time? It’s not, I, I don’t know that it’s that difficult, you know, just to give you a little bit about my background, I’ve been a professor for some time, but prior to being a professor I worked for. Three of the four major hospitality organizations, namely Marriott, IHG, and Hyatt. Uh, and so going back into the 1980s when I was doing feasibility studies for proposed Marriott hotels, we, in most markets, analyzed three markets segments. And, and you essentially said what they are commercial business, which are your business travelers, leisure business, which are your pleasure travelers, and then groups, which includes conventions and, and those are still the three major market segments in most markets. In, in some markets. For example, if you’re approximate to a major international airport, there’s usually a fourth segment, which is that fourth segment is airline crew business, which is, is very different than the other three because. Whereas the other three go up and down throughout, not just the year, but throughout the week. Airline crew business tends to be stable throughout the year, so it, it, it’s in your hotel 365 nights outta the year. So it’s, it’s a very low risk, but also a very low rated market segment. So it, I don’t know if that’s that complicated, but it just needs to be broken out as you delineated it, which is that there’s. Three or four market segments in any market. And in terms of studying a hotel for development or for investment, it’s necessary to understand not just what’s going on on the supply side, in other words what’s going on in the hotels, but what’s going on in the demand side as well. So give you an example. I recently did a feasibility study in a market, which is a big pharmaceutical market. So I actually spent time with major pharmaceutical people talking about, where are you staying now? Why are you staying there? Are you a member of the Frequent traveler program? How does your business vary throughout the year? What rates are you paying? What facilities and amenities are you seeking? And things like that. So to really understand the demand because that demand segment. So important in that market. So it is ultimately a street corner business and what’s going on in a specific market in terms of the mix of commercial, leisure and group business and possibly other market segments. Really is something that we have to study in depth when we conduct a feasibility study or an appraisal for hotel. I, I don’t know if I mentioned, I’m a licensed real estate appraiser too, and although my licenses allow me to appraise any type of property, I only appraise hotels. Got it. Businesses fundamentally changed pre COVID and post COVID. I would assume that there’s probably less travel. Are you seeing impact? On those types of hotels from that kind of, you know, less travel, more zoom type activity. Yeah. And, and that’s a great, that’s a great follow up because with those market segments, although the segments are the same. The demand from each of those segments really has different, and, and as you said, it really changed substantially in COVID. It, it, it’s fascinating how once we were forced to use Zoom and, and other, you know, Microsoft teams and other technology like that, you know, we, we kind of did a kicking and screaming. But once we figured it out, we realized we didn’t get a lot done. Uh, now I spent last week in Los Angeles at America’s Lodging Investment Summit, and I go to this. Function every year, because I see many of the same people year after year, and the business cards might change, but it’s the same people involved in the hotel business, whether they’re brokers or investors or asset managers or consultants or appraisers. But in between. Each year I do a lot on Zoom with these people and you know, we can keep those relationships going. So it hasn’t eliminated, you know, in my personal case, my need to travel, but it has substantially reduced it. And I think a lot of other business people have seen the same thing. So if we look at the recovery since COVID, it was fascinating because the first market segment that recovered and recovered really strongly was leisure business and people, people see it as their right. To have a vacation and, and people were paying high rates, particularly in, in, in mountain locations and in beach locations. And so those rates came up really quickly. And then the group business followed. If people do wanna go to group functions like I did last week in la what has not recovered to the level of 2019 though is the business travel. Right. Interesting. So I, that’s probably a, uh, you know, and he, I can’t really see a particularly promising future for that Subsect either. Right. I think, in fact, bill Gates said it’s never going to be back to the, you know, he, he’s an investor in Four Seasons hotels, and he said it’ll never be back to the way it was in 2019. I don’t know if he’s right. I mean, because I, I still feel like we get a lot of things done. Face-to-face, person to person that we really can’t do in Zoom. I don’t think Zoom is great for establishing relationships. I, I still think that we need face-to-face, uh, personal contact. But, you know, that might be just my perspective because I’ve been working in hotels since I was a teenager and I’m really far from being a teenager now. And, you know, I, I’ve been indoctrinated in this philosophy of the importance of face-to-face contact. But yeah, you know, that might be generational. You with a younger generation. Yeah. Yeah, absolutely. Um, you know, just kind of going back to the difference differences, uh, with compared to other real estate hotels, ultimately the, one of the big differences, they’re operating businesses, right? I mean, they’re not that large. Apartment buildings aren’t, but they’re is I think, a specific sort of operational execution that matters a lot in hotels. So, you know, in invest, when investors are kinda looking at that, I mean, they, they should probably be not looking at it as nearly as passive as other real estate investments. Is that fair? I, I think that’s very fair because I think, you know, it, it shows what’s happened in terms of the market with real estate investment trust. Because I’ve sold my entire position in hotel real estate investment trust and, and as you probably know, if we look at real estate investment trust. Different categories in, in commercial real estate, hotels lag, which is fascinating because everything else we’ve been talking about explains why hotel returns tend to outperform other classes of commercial real estate. More volatility, but higher returns on average. If you can withstand the long period, uh, that you need to be an investor. On real estate investment trust, it’s the opposite. Hotels actually lag and, and I think it really is because of exactly what you’re talking about, which is that they really are like an operating business where there’s also real estate as opposed to a real estate play where it’s almost like there’s an annuity of rent that is very easily projected, uh, in hotels. You know, we, we. Project all the time how they’re going to perform. But you know, you know, I hope my projections are very good, but there’s always things that can COVID. For example, you know, now there’s a virus in, in India that you know might be coming and, you know, we don’t know, will this be substantial or will it be really minor in the Americas? We really don’t know. Uh, that won’t have a big effect on, on other classes of real estate investment trust, but. It could have a big effect in hotels, so, so the unknowns in hotels are very high. And then when you combine that with the fact that they are an operating business, which are very labor intensive and wage rates are going up. So the cost structure and the management of that cost structure becomes. Very important and the expertise of the hotel managers becomes very important. And so, yeah, like you say, other classes of commercial real estate or, or institutional real estate investments have an operational component. It’s much greater when it comes to hotels. So I actually have a friend who’s an, um, owns, uh, a few boutique hotels here in, in California, and he was telling me one of the things that he’s kind of worried about is, um, you know, they, they’re, they have some, um. Some mandates coming up with regard to, you know, minimum wage and, and all these things that, uh, hotel workers have to get, uh, give you just outta curiosity. I mean, most of my audience is not in California. I am, but have you heard about this? Can you tell us a little bit about those pressures? Yeah, I have heard about it. And there’s, there’s forces on the other side as well, namely the American Hotel and Lodging Association, which represents hotel owners, managers, and franchisers. And so they have a voice in these things as well. But the, the, the forest, particularly in places like California and, and in the west coast in general, we’ve seen it in Seattle as well. Um, you know, in, in terms of increasing minimum wages to rates that, that are shocking to me. Um, you know, that’s, that’s a big issue. You know, you don’t see it as much in the middle of the country, but you do see it on the coast and particularly in the, on the West Coast. So, you know, if we’re looking at projections, say into 2026 and, and perhaps beyond, we expect in many cases to be seeing higher growth in wage expenses than we expect to see growth in RevPAR, which is room revenue, preoccupied room, which is just occupancy times average daily rate. So the, the overall revenue is expected, at least in the short term, to grow more slowly. Than expenses and, and wages are really driving a lot of it. And then anything that’s affected by wages, so insurance, for example, property taxes, other expenses are really growing at this stage more than what we’ve seen in terms of revenue growth. So that’s, that’s a challenge right now. The, the question I think really then is how much will AI affect that and to what extent will guests become more comfortable with checking in? On an iPad type of a situation as opposed to seeing a person face to face, and there’s probably generational differences there. What it is forcing hotel operators to do is the same kinds of things that restaurant operators have been forced to do, which is find ways to use technology and actually have the guests face the technology and get the guests comfortable with that. In terms of things like check in and check out, you know, but still in hotels the rooms have to be cleaned and, and although there’s robots that. You know, they’re nowhere near what, where they need to be to actually clean Hotel guestroom jet, at least in any sort of economically viable way. But, you know, the long-term question is to what extent will the industry be adopting AI and other technology in order to address that issue? Because that’s what’s going to happen. It’s, it’s, you know, it’s not just going to be a situation where. The operators will accept paying higher wages and have the same number of employees in each hotel. Right. Um, branding, you know, sort of confusing to a lot of people. Not in the space, but you know, what role do hotel brands actually kind of play in, in protecting revenue and value? Um, and I guess when does a brand help an owner versus become a constraint? Yeah. You know, brands have been very important and, and I, I forget if I mentioned but of the, the big brand companies I’ve worked for three of them and, um. You know, they, they, they typically started as management companies. So originally companies like Hilton and Marriott primarily generated revenue through management fees. And so they own some of the real estate, although they’ve become asset light over the years and own very little, if any, anymore. Uh, but they do still manage hotels. So one thing that the brand companies do have is expertise in terms of management. That’s one of the fees that a branded hotel and a non-branded hotel would have as well, would be a management fee, which is usually expressed as a percentage of revenue. And sometimes there’s an incentive structure in there as well. But then there’s a franchise fee, which is just paying for the brand, and, and that’s usually as a percentage of total revenue, higher than the management fee. But what it does is it, it, it. Puts the property in a global distribution system, so the global distribution systems that brands like Marriott and Hilton and IHG and, and HIA have, uh, they. Generate heads and beds. You know, that’s, that’s the term we always, when I worked at Hyatt and Merritt, we always talked about heads and beds. Every night you’re trying to, trying to get people in the rooms. The brands do a lot to put heads and beds, you know, in a typical hotel with a good brand affiliation. Somewhere between probably a third and two thirds of the occupy rooms actually came in through the brand global distribution system, which historically was a toll free reservation system. And although the, you know, those still exist now, it’s really more of a focus on the online system and, and, and sometimes toll-free reservations and direct reservations. But, but that’s what the brand does. It, it, it ultimately is a generator of. So kind of just focusing on somebody who’s potentially thinking about hotels as an investment. So far, what I gleaned from you, and, and correct me if I’m wrong, is that timing probably isn’t perfect right now. We’re probably, you know, we’re probably in a, you know, a peak and you generally not a great idea to buy in peaks. Um. I personally, from what I understand, would stay outta California. You know, uh, you know, like my friend was saying that it was gonna make it very difficult for a lot of hotels to have their, you know, hotel restaurants even. And so he foresees like a lot of them having to close those down. Um, and then the, the next thing I think is, gosh, you really have to be cognizant of the, of the fact that, you know, work patterns are changing. And so maybe that’s not a good. Way to go, either. What other, what are some other big picture things that you think people ought to be thinking about as they evaluate the space? Yeah. Well, I think there’s a couple of things. One of which is. That is a street corner business. So it really depends on what street corner you’re in. Uh, I’ve done some research just on how hotels perform in university towns versus other locations because, for example, there are brands now called graduate hotels, which eventually was acquired by Hilton, uh, and, uh, scholar Hotels and, and these properties are university town hotels. They’re doing okay. You know, they’re, they’re doing okay. If you look at how universities operate, we’ve seen some Ivy League schools pay 60, $80 million or more just to make sure they keep that billion dollars a year coming in from the federal government that they, they get for research grants and, and we’ve seen, you know, look at what’s going on with NIL now in terms of, of university sports. Universities clearly are willing to. You gen willing to spend a lot of money to keep doing what they do, which is, you know, they, they generate a lot of research and I’m talking about. Big universities now, uh, you know, a lot of research and, and there’s a sporting business aspect to universities as well. So university towns are okay, and, and what I ultimately found in my research is they’re much less cyclical than the average. So, you know, we talk about the risk of hotels as things go up and things go down and things go up and down. That doesn’t happen as much in university towns. You know, big universities don’t close and, and don’t even substantially change their business model. So it really depends on, on where you’re located. And then there’s certain cities as well, you know, people, you know, I, I don’t have to go into detail about my last visit to San Francisco and how weird it was, and I was with students and, and told my female students don’t go out at night alone. I mean, it was, it was, it was really freaky, but. San Francisco now might be a place to invest. Now San Francisco probably has bottomed out. Uh, and the same might be true with New York. So, you know, it really depends on where you’re going. I, I think in general, yeah, you know, there’s, there’s concerns, but even so, you know, I think it’s still might be a good time to invest in. Good quality hotel companies, just, you know, in terms of the stock market and, and equity in, in businesses like Marriott and, and Hilton because their franchise fees and their management fees are a percentage of total revenue. So hotels that are not profitable, that are a member of those brand affiliations are still paying. Into those systems and you know, hopefully the goal is that these properties become profitable, but even while they’re not profitable, they owe franchise fees and in some cases management fees as well. So I think there are a lot of ways to still invest in the hotel business. It’s just what vehicles are being used and where. So, you know, it sounds a little overwhelming, um, for someone who, again, who’s new to the space. Any suggestions on how somebody might just learn more about this ecosystem and, you know, start to go down this path of potentially becoming, you know, a hotel investor? Yeah. Well, first thing is, you know, we talked about ai. AI is pretty good for helping people to learn. So if you wanna learn about the hotel business, you can go and have a really good conversation with chat GPT about what makes it click and where could the opportunities lie today. Uh, you know, I’ve gone over the past year from essentially not using AI at all to using it essentially every day. And so that’s a great way because that’ll access a lot of, there, there’s trade journals, for example, but it’ll access those things. Uh, the conference, like I went to last week, the America’s Lodging Investment Summit, which is in LA every year is a. Is a great place to learn as well. There’s, there’s wonderful sessions and that conference is attended by everybody from Anthony Capano, who’s the CEO of Marriott, down to people involved in real estate and investments in the hotels and, and who essentially make their living. Off of those as brokers, appraisers, consultants, asset managers and things like that. So, so there’s ways online to do it and there’s ways to do it actually by attending conferences as well. Yeah. A good broker as well. Right. I mean, you know, going back to my, my friend who, who’s become a very successful hotelier, the first one he bought, he threw a broker and he said he learned everything about hotels that he knows from that guy. Um. So that’s probably, it probably tells you something as well. Yeah. And, and there are some excellent hotel brokers. There’s some who are national in scope and some who are local in scope. So again, it depends on where you’re thinking you might wanna be investing. Uh, but, but there’s some great local brokers, but then there’s national firms like JLL and CBRE and Hunter, uh, that, you know, they have really good people who are very knowledgeable about the hotel business. Yeah. John, thanks so much for, uh, joining us here on Wealth Formula Podcast and giving us sort of an overview of the, uh, um, hotel, uh, real estate, uh, uh, asset class. You bet you make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed and again, uh, hey hotels. Think about it. I guess. Uh, I continue. I will continue to do so, uh, especially given my buddy’s success in this space. Um. Although, I will tell you, I probably am not a boutique hotel guy. Um, you know, I don’t, I don’t know that I could make it super fancy, you know? And then on the other hand, you hear about these, uh, hotels that are. For the people traveling through and they’re not doing this so great. So maybe wait till that we hit that, um, that trough that he was talking about, he said we’re kind of at a peak right now. Anyway, that’s it for me. Uh, this week on Wealth Formula Podcast. This is Buck Joffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.
Evan debuts the Hot Mess Rankings for Freddie Coleman and Harry Douglas. Will Klint Kubiak last longer than a year or two for the Raiders? I'm Over It: Some people are ignoring expiration dates! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Evan debuts the Hot Mess Rankings for Freddie Coleman and Harry Douglas. Will Klint Kubiak last longer than a year or two for the Raiders? I'm Over It: Some people are ignoring expiration dates! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Evan debuts the Hot Mess Rankings for Freddie Coleman and Harry Douglas. Will Klint Kubiak last longer than a year or two for the Raiders? I'm Over It: Some people are ignoring expiration dates! Learn more about your ad choices. Visit podcastchoices.com/adchoices
From 'Baseball Isn't Boring' (subscribe here): There are a few young players in MLB with higher expectations than Roman Anthony, who, one year ago, was living life as baseball's top prospect. So, it only made sense for Bradfo to kick off his spring training coverage by sitting down with Anthony to reflect on his wild year, while also taking a deep dive into his new existence. It's always entertaining when these two get together, and this is no exception. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Craig Carton and Chris McMonigle take a wild ride from weight-loss trends to sports immortality. A caller proudly talks about being on GLP-1… which sparks a hilarious debate does Ozempic make people BORING?! Then the conversation turns nostalgic and emotional… remembering Mickey Mantle, meeting Joe DiMaggio, and the rare athletes whose deaths were so massive their funerals were televised nationwide. From Mantle to Muhammad Ali… to Kobe Bryant… who today would truly stop the country?
Have you ever noticed that most brand content is so... forgettable. It's not that brands don't try. They're producing more content than ever. Social posts, emails, product descriptions, blog articles, ads. The volume is enormous. But most of it lands with a thud. No engagement. No emotional response. If you even notice it at all… you read it, you understand it, you forget it immediately. We are drowning in content. Every brand, every business, every person with a phone is creating and publishing constantly. Your customers' feeds are overflowing. Their inboxes are groaning. Their attention is being pulled in a thousand directions at once. It all blurs together into one beige mass of content. And here's the thing most brands don't realise: boring content doesn't just underperform. It actively damages your brand. Boring is expensive. It costs you attention. It costs you engagement. And eventually, it costs you sales! So in this podcast episode, I want to dig into why that happens. Why is so much brand content so boring? And more importantly, how do you create content that actually makes people feel something? And I'll share five techniques that will help you master this so that you can build an unforgettable brand. Links mentioned in this episode: If you'd like help to achieve your goals, I invite you to have a chat to find out how we can make that happen together HERE By booking a Free Growth Strategy https://productpreneurmarketing.com/lets-talk Other Ways To Enjoy This Episode: Listen on Apple Podcasts Listen on Spotify Youtube
From 'Baseball Isn't Boring' (subscribe here): There are a few young players in MLB with higher expectations than Roman Anthony, who, one year ago, was living life as baseball's top prospect. So, it only made sense for Bradfo to kick off his spring training coverage by sitting down with Anthony to reflect on his wild year, while also taking a deep dive into his new existence. It's always entertaining when these two get together, and this is no exception. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Charlie Eisenhood and Josh Mansfield rank the top 10 manufacturer offseasons for player signings (let's be honest, mostly re-signings). They also chat Memorial, Olympics, and Super Bowl.0:00 Winter Olympics, UW's Live Trivia Event7:20 Top Offseasons: The Truly Bad Tier12:30 The Just Fine Tier22:00 The What?, Boring, & Wild Tiers32:30 Top 2 Best Offseasons39:30 Memorial Championship Recap
Summary In this episode, Ali Damron dives deep into the concepts of longevity and aging well, discussing the importance of consistent health practices, the impact of diet culture, and the role of hormones and supplements. She emphasizes the significance of building muscle, maintaining good sleep hygiene, and simplifying nutrition to promote overall health and well-being as we age. Takeaways Longevity and aging well are becoming increasingly popular topics. Diet culture has fluctuated between body positivity and weight loss trends. Hormone replacement therapy is beneficial but not accessible to everyone. Consistency in health practices is more effective than quick fixes. Building muscle is crucial for longevity and reducing health risks. Sleep deprivation can significantly impact health and insulin sensitivity. Nutrition should focus on adequate protein and fiber intake. Fiber is essential for preventing colon cancer and regulating blood sugar. Dopamine-driven trends can distract from effective health practices. Boring health advice often yields the best long-term results. Sound bites "Longevity is everywhere right now." "Consistency in health practices is key." "Nutrition can be so simple, truly." Chapters 00:00 Introduction to Longevity and Aging Well 02:52 The Impact of Diet Culture on Aging 06:10 The Role of Hormones and Supplements 08:58 The Importance of Consistency in Health Practices 12:08 Building Muscle for Longevity 15:03 The Significance of Sleep and Circadian Health 20:10 Nutrition Simplified: The Role of Protein and Fiber Ali's Resources: Calm the Chaos: Practical Tips and Tools for Stopping Anxiety in It's Tracks Course! Consults with Ali BIOptimizers Magnesium Breakthrough 10% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist. What Hormone is Imbalanced? Quiz! Fullscript (Get 10% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron
In this episode, Janet talks about the types of lives that bring about success in the film industry.
In this episode Jason declares that we must make cryptography boring again. We get into what that means and why it matters.
We are starting off the show with a visit from CHARLES DAVIS (CBS Sports) What did Charles think of the Seahawks' Super Bowl win? How would Charles compare this team to the 2013 team? Why might it be different this time around? What's the future for Ken Walker as a Seahawk? If Walker leaves, is there a running back that we should be looking at in the draft? :30- Get out the Cher-Coacherie Board for one final bite! - Klint Kubiak is officially the head coach of the Vegas Raiders, but how disruptive could this offseason be for the remainder of the coaching staff? - Should the Seahawks immediately extend MacDonald and get out ahead of things? :45- We have to talk about something that happened on Sunday… See omnystudio.com/listener for privacy information.
Jonathan and Brad delve into the phases of financial independence, emphasizing that progress isn't always linear and can be exciting. They highlight the importance of automating finances and conducting expense audits to gain control over your financial situation. Key Tactical Takeaways Conduct a 30-Day Expense Audit: Assess and record all expenses over a month to identify spending habits. Automate Your Savings: Set up automatic transfers to savings or investment accounts to ensure consistent saving with minimal effort. Engage with Local FI Groups: Join or establish local financial independence groups to exchange knowledge, resources, and support within your community. Understand Your Financial Health: Create an income statement to analyze all incoming and outgoing funds regularly. Core Rules & Formulas Rule/Formula Description 30-Day Audit Record all income and expenses for 30 days to gauge spending habits. Autopilot Savings System Automate savings and bill payments to reduce active management. Expense Prioritization Focus on reducing debt first, especially high-interest credit card debt. Investment Strategy Choose low-cost index funds or ETFs with low expense ratios for long-term growth. Tools, Accounts, or Strategies Mentioned Tool/Strategy Description FI Friends Travel Community-based travel planning for FI enthusiasts. Autopay Systems Automatic bill payment setup for consistent financial management. Low-Cost Index Funds Investing in funds that track market indices to minimize fees. Resources & References FI Friends Travel Episode 472: "The Cure for the Boring Middle" Episode 262: "Thinking in Bets with Annie Duke"
Learn how this doctor hit 1 million subs teaching boring content!
A defensive game that was honestly a bit of a dud. You have to be happy for Seattle and Sam Darnold regardless.
Hour 1 of the Ken Carman Show with Anthony Lima
Opening thoughts on Seahawks win over Patriots in SB LX Jeremiah Jensen LIVE from Santa Clara
A recap of the Super Bowl. What were the best commercials and did you watch Bad Bunny at halftime? DeMarcus Lawrence finally got his Super Bowl ring after leaving the Cowboys.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Irwin Boris shares his extensive experience in real estate investment, emphasizing a conservative approach focused on cash flow rather than speculative gains. He discusses the importance of understanding market dynamics, building strong relationships with investors, and maintaining transparency in financial reporting. Irwin advocates for a 'boring' investment strategy that prioritizes stability and long-term growth over high-risk, high-reward ventures. He also highlights current market opportunities and the significance of adapting to changing economic conditions. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
If you've ever worried that your content feels boring, repetitive, or like a broken record, this episode will completely change how you show up online. Feeling bored with your own content is often the clearest sign that it's finally working. In this episode, Emma unpacks the myth that creators must constantly reinvent themselves to stay relevant and explains why repetition is actually the foundation of clarity, trust, and conversion. Audience behavior data shows us that content that might feel "boring" or repetitive to a creator, actually communicates discipline, confidence, and intentional brand leadership. With only a small percentage of your audience seeing each post – and most people needing to hear a message multiple times before taking action – repeating yourself isn't lazy or salesy. It's generous. When you consistently reinforce the same message in new ways, you help your audience understand who you are, what you stand for, and how you can help them, without confusion or friction. This episode is a powerful reminder that effective communication beats novelty every time. Listen in as Emma explains: Why consistent messaging helps your audience take action How repetition builds trust faster than chasing attention The difference between new information and effective communication And so much more! Connect with Ninety Five Media: Check out our website: ninetyfivemedia.co Follow us on Instagram: instagram.com/ninety.five.media Grow your brand's social media presence with us: Tell us about your business goals and explore how our social media management services can help you reach them! ninetyfivemedia.co/stop-scrolling-start-scaling-inquiry
TALK TO ME, TEXT ITA so-called boring Super Bowl sparks anything but a boring conversation. We kick off with the game itself and the joy of rooting against a dynasty, then pull the thread on why so many big-budget commercials felt airless—except a few that actually said something. From a tight end–driven colon cancer PSA to a moody Kurt Russell spot and the inevitable Budweiser tug, we weigh what worked, what whiffed, and why brand safety often kills memory.Then comes the curveball: we skipped the main halftime and tuned into the TPUSA All-American Halftime set that's ignited online debate. Kid Rock opens with an unapologetically profane throwback, yields to a hushed strings hymn, and returns—this time introduced by his given name—to deliver a revised Till You Can't with explicit Christian testimony. Whether you call it clumsy or courageous, the arc plays like staged repentance, forcing a bigger question: can performance art carry a believable redemption without asking fans to erase the past?Pregame theater wasn't subtle either. Patriots receiver Mac Hollins arrived in shackles and a prison jumpsuit, evoking supermax imagery and leaving everyone guessing—protest, performance, or pure persona? From there, the tone drops into a chilling headline: a fatal deep fryer incident at an Olive Garden that rattled first responders and listeners alike. We sit with the discomfort, talk candidly about mental health beyond slogans, and wrestle with how tragedy haunts familiar spaces.We close on the vanishing of 84-year-old Nancy Guthrie and a ransom note demanding “USD,” a tiny detail that has former agents questioning whether the writer is even in the country—or wants to look that way. It's a masterclass in how small words can steer big investigations while the public fills gaps with speculation.If you're here for honest takes at the messy intersection of sports, culture, faith, and crime, you're in the right place. Tap play, then tell us: which commercial has lived rent-free in your head for years? Subscribe, share with a friend who loves sharp takes, and leave a review to help others find the show.Buzzsprout - Let's get your podcast launched!Start for FREE Thanks for listening! Liberty Line each week on Sunday, look for topics on my X file @americanistblog and submit your 1-3 audio opinions to anamericanistblog@gmail.com and you'll be featured on the podcast. Buzzsprout - Let's get your podcast launched!Start for FREESupport the showTip Jar for coffee $ - Thanks Music by Alehandro Vodnik from Pixabay Blog - AnAmericanist.comX - @americanistblog
Hour 3 with Bob Pompeani and Joe Starkey: The Seattle Seahawks are Super Bowl Champions. Joe and Bob discuss each Super Bowl since the Pittsburgh Steelers won Super Bowl XLIII. Kenneth Walker won Super Bowl MVP with 150 yards rushing. Sam Darnold won the Super Bowl! Where will the Steelers next quarterback come from? Ty Simpson has gotten a ton of traction from Charlie Campbell in his mock draft as a top quarterback.
The Seattle Seahawks are Super Bowl Champions. Super Bowl LX was one of the most boring Super Bowls of the past 15 years. Joe and Bob discuss each Super Bowl since the Pittsburgh Steelers won Super Bowl XLIII. Kenneth Walker won Super Bowl MVP with 150 yards rushing. Sam Darnold won the Super Bowl!
In this hour, Adam Crowley and Dorin Dickerson react to the Seattle Seahawks win over the New England Patriots in Super Bowl LX. February 9, 2026, 6:00 Hour
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This time of year has its challenges. How are you coping with them? You can get this episode wherever you listen to podcasts.https://open.spotify.com/episode/2MbP275WvAfl7pNlzvxcM7?si=AuodwfnkSxqPFuP67RwJFg#Podcast #AtHomeDad #DadsSupportingDads #Father #Dad #Fatherhood #Brotherhood #Parenthood #fatherhoodmatters #DadsDontBabysit #HomeDadNet #Dadvocate #HomeDadCon
Nicholas "Harry" Callas reacts to the result of Super Bowl LX, where the Seattle Seahawks beat the New England Patriots, 29-13.
Ed, Rob, and Jeremy took some time from Monday's BBMS to discuss the entertainment value of last night's Super Bowl. Is it unfair to call it "boring"?
Listen to my Morning Monologue: I'm sharing my take on pressing issues, enlightening research on human behavior, answering questions I get by email, and my favorite, most instructive interactions with callers. Everything you'll hear is designed to help you become a better spouse, parent, family member, co-worker, friend, and human being. It's the free therapy you need! Call 1-800-DR-LAURA / 1-800-375-2872, email drlaura@drlaura.com, or make an appointment at DrLaura.comFollow me on social media:Facebook.com/DrLauraInstagram.com/DrLauraProgramYouTube.com/DrLauraJoin My Family!!Receive my Weekly Newsletter + 20% off my Marriage 101 course & 25% off Merch! Sign up now, it's FREE!Each week you'll get new articles, featured emails from listeners, special event invitations, early access to my Dr. Laura Designs Store benefiting Children of Fallen Patriots, and MORE! Sign up at DrLaura.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Travis and producer Eric break down a viral tweet questioning Dave Ramsey's $200M net worth and "no debt" advice, revealing why he's likely worth over a billion and how he built a debt-free empire preaching timeless financial basics. On this episode we talk about: A tweet claiming Dave Ramsey got rich selling "no credit card" advice he never followed himself. Ramsey Solutions' massive scale: 10M EveryDollar app users, $300M+ annual revenue, $300-400M in paid-off real estate. Why similar apps (TrueBill/Rocket Money) sold for $1.275B, proving Ramsey's hidden billionaire status. How to vet advice from "sellers" like coaches/authors without dismissing all profitable wisdom. The power of repeating simple truths (like "spend less than you make") for decades like Ramsey or Gary Vee. Top 3 Takeaways Practice beats preaching. Ramsey lives debt-free, owns everything outright, and scaled to billions without outside capital—proving his advice works at massive scale. Question financial incentives, but don't auto-discount. If someone's advice only makes them richer via high-ticket coaching, probe deeper; low-price scalability (books/courses) is often more legit. Boring repetition builds empires. Dave's said "spend less than you earn" for 30+ years; Gary Vee's hammered social/content for 20—find your core truth and repeat relentlessly. Notable Quotes "Dave Ramsey didn't get to $200 million by never using a credit card... He got to $200 million by selling that idea to you." "EveryDollar is a multi-billion dollar company. Rocket Money (TrueBill) sold for $1.275B with 10M users—Ramsey owns it 100% debt-free." "He's been preaching the same message for 30 years and still debt is at an all-time high... but he's made a big dent for tons of people." Connect with Travis: Instagram: https://www.instagram.com/travischappell/ Other: travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices
In this solo episode, I'm talking about something that doesn't get enough love in the fitness space building phases… and the boredom that comes with doing things the right way.We live in a world that glamorizes constant fat loss, extreme transformations, and chasing “more.” But real progress especially when it comes to building muscle, improving metabolism, and creating a healthy relationship with food often looks quiet, repetitive, and honestly… boring.I break down why building phases are necessary, why discomfort doesn't always mean you're doing something wrong, and how constantly chasing excitement can actually keep you stuck. We'll talk about learning to trust the process, letting go of urgency, and embracing consistency over chaos.If you've ever felt tempted to quit because things felt too slow, too easy, or not dramatic enough this episode is for you. Progress doesn't always need to be exciting to be effective.
Is dull is the new interesting?
kinda boring day in my life Jack Hopkins guides you in reclaiming your masculinity in a feminine world and awakening the beast that lives inside you. Episodes created by entrepreneur and masculinity ace Jack Hopkins for his youtube channel, this podcast is dedicated to helping men rediscover their inner strength and confidence in a society that often promotes feminine values over masculine ones. Follow the podcast for valuable insights, inspiring stories, and practical advice on how to embrace your masculinity, build your confidence, and achieve your goals. From marketing and sales to entrepreneurship and leadership, Jack shares his personal experiences and expertise to help you unleash your inner beast and succeed in all areas of life. Whether you're looking to improve your relationships, advance your entrepreneurial career, or simply feel more confident and capable, Jack has valuable insights that can help you achieve your goals. So, if you're ready to reclaim your masculinity and awaken the beast that lives inside you, follow the podcast & turn on notis
From 'Baseball Isn't Boring' (subscribe here): One was a huge deal. One was a somewhat unexpected deal. Nonetheless, the signings of Framber Valdez (Tigers) and Isiah Kiner-Falefa (Blue Jays) were interesting enough to elicit plenty of reaction and analysis from Bradfo in this BIB on the Go. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Physician, healthcare entrepreneur, and founder Dr. Vivek Aranki joins me to unpack why most real success is built through failure—and why the willingness to iterate beats chasing innovation for its own sake.Most business conversations treat failure as something to avoid, minimize, or hide. This episode reframes it as a required feedback loop. Vivek and I explore how meaningful progress—especially in regulated, high-stakes industries—comes from repeated trial, error, and disciplined correction.Vivek shares his transition from practicing physician to building one of Australia's largest non-corporate cosmetic medicine groups, now spanning 20 clinics nationwide and expanding through franchising. We examine how affordability, quality, and safety are often positioned as trade-offs—and how those assumptions break down when systems are designed intentionally.The conversation moves into franchising ethics, brand trust, and why extraction-based models collapse over time. Vivek explains why their organization prioritizes long-term brand credibility over franchise fees, why lead generation must sit centrally in regulated industries, and how franchising only works when incentives are aligned.From there, we widen the lens to healthcare economics, preventative care, food systems, regulation, and why “move fast and break things” is a catastrophic mindset when human health is involved. We contrast tech's tolerance for failure with healthcare's need for boring, proven reliability—and why lagging the cutting edge can actually be the strategic advantage.This isn't a conversation about avoiding risk.It's about understanding where risk belongs—and where it doesn't.TL;DR* Failure is a necessary feedback loop, not a personal flaw* Businesses fail when they copy instead of creating real value* In healthcare, innovation without evidence is dangerous—not disruptive* Franchising only works when value flows to franchisees, not out of them* “Boring” systems outperform cutting-edge ones in regulated environments* Affordability, safety, and quality can coexist with disciplined execution* Healthcare costs are driven by bureaucracy more than care delivery* Preventative care has the highest value-to-cost leverage—but the weakest incentives* Sustainable systems must be able to self-correct over timeMemorable Lines* “Failure isn't a setback—it's a feedback loop.”* “Boring is good when people's health is on the line.”* “If innovation lacks evidence, it's not innovation—it's experimentation.”* “You can't ‘move fast and break things' when the thing is a human being.”* “Long-term value dies the moment extraction becomes the strategy.”GuestDr. Vivek Aranki — Physician, healthcare entrepreneur, and founderFounder of a national cosmetic medicine group with 20 clinics across Australia, specializing in scalable, safety-first healthcare delivery and ethical franchising within highly regulated environments.Why This MattersModern business culture glorifies disruption without consequence.But in real systems—healthcare, regulation, food, human safety—failure has a cost. Understanding where experimentation belongs and where discipline must prevail is a leadership skill few master.For founders, operators, and executives navigating regulated industries or complex systems, this episode offers a sober counterweight to startup mythology: progress comes from feedback, restraint, and building structures that correct themselves before damage compounds.Success isn't about avoiding failure.It's about learning faster—without breaking what matters. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com
What if Bible study didn't feel dry, intimidating, or guilt-driven, but instead felt alive, honest, and deeply formative? In this episode of The Speakeasy Podcast, Blake sits down with Faith Womack, author of No More Boring Bible Study and self-proclaimed Bible nerd, to talk about how Scripture can actually come to life in your everyday faith. Faith shares her powerful story of growing up with Scripture misused and weaponized—and how God redeemed that pain by drawing her into a deep, life-giving love for His Word. Together, they unpack: Why Bible study often feels boring (and why it doesn't have to) How cultural Christianity and performance pressure distort our approach to Scripture Why chasing "mountaintop moments" can actually hold us back How to read the Bible with clarity, context, and confidence Why it's okay to go slow, camp out, and stop treating God like a vending machine This conversation is freeing, grounding, and incredibly practical, especially if you've ever felt overwhelmed, bored, intimidated, or burned by Bible study. Whether you're brand new to reading Scripture or have been in it for years, this episode will help you shift from pressure to presence and rediscover the beauty of God's Word. "The Bible isn't boring, we just haven't always been taught how to read it." Sponsor: Cozy Earth Upgrade your rest with Cozy Earth's luxury bamboo pajamas—soft, breathable, and temperature-regulating. Backed by a 100-night sleep trial and a 10-year warranty. ✨ Shop at cozyearth.com and use code SPEAKEASY for a special offer.