Podcasts about Simple path

Laura Vanderkam is a successful author of many time-management and productivity books and a mother of 5 children. Laura's work has appeared in the NY Times, Wall Street Journal, Fast Company and Fortune. Many have an adversarial relationship with time, constantly trying to beat the clock, issues rooted in a fear that time is scarce and must be obsessed over, hoarded, and ultraoptimized. What if there is a different way to view time? One that could make our hours feel abundant. We break down Laura's new book, 'Big Time. A Simple Path to Time Abundance', in which she shares how we can have more than enough time to advance our careers, relationships, hobbies, and health, be a mum to five kids, and more, simply by changing our approach and mindset to time.   LINKS   Laura's website https://lauravanderkam.com   Laura's new book on Amazon Big Time: A Simple Path to Time Abundance   The Mojo Sessions website www.themojosessions.com   The Mojo Sessions on Patreon www.patreon.com/TheMojoSessions Full transcripts of the show (plus time codes) are available on Patreon.   The Mojo Sessions on Facebook www.facebook.com/TheMojoSessions   Gary on LinkedIn www.linkedin.com/in/gary-bertwistle   Gary on Twitter www.twitter.com/GaryBertwistle   The Mojo Sessions on Instagram www.instagram.com/themojosessions   If you like what you hear, we'd be grateful for a review on Apple Podcasts or Spotify. Happy listening!   © 2026 Gary Bertwistle.  All Rights Reserved.

In today's complex world, society often complicates matters and exploits our desire for quick fixes. We must confront the truth: while the "simple path" to wealth may seem straightforward, it is anything but easy. Understanding the mathematics of wealth-building is simple, but mastering the necessary psychology and mindset can take years. The encouraging news is that by identifying these behavioral pitfalls and economic challenges, we can stay disciplined and focused on the boring yet proven path to building wealth. Embracing this journey is the key to achieving your financial goals.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/166-the-complicated-path-to-wealth-why-the-simple-path-isnt-easy/

Laura shares her favorite strategies for moving beyond a sense of time scarcitySee omnystudio.com/listener for privacy information.

Time! It is such a precious resource but so many of us say we don't have enough of it. My guest this week, ​Laura Vanderkam​, is a time expert and will help shift your perspective on how you look at your time.Whether it's imagining life as a three ring circus or shifting from the idea of chaos to complexity, I know you will get SO much out of this episode, I know I did. And the biggest takeaway? Try tracking your time for a week and report back!Find Laura here: https://lauravanderkam.com/Follow her here: https://www.instagram.com/lvanderkam/•••Love the show? Leave a five star ⭐️⭐️⭐️⭐️⭐️ on Apple Podcasts — it means the world to me and helps more women find the simple + intentional podcastJoin my email list for updates, tips + inspiration by downloading your free intentional living guide hereInstagram   @simpleintentionalRead   www.simpleintentional.comGrab my mini course here:  https://sarah-s-site-760f.thinkific.com/courses/howtoletgoWant more support? Work with me one-on-one: hello@simpleintentional.com

Your "I have no time" story doesn't hold up — and the data proves it. Laura Vanderkam, bestselling author of Big Time, joins us to share what thousands of time logs actually reveal, why complexity and chaos are very different things, and how a simple weekly planning habit puts you back in control of your career, your relationships, and yourself. Plus: the hidden hours in your day, how to say yes to the things that scare you, and why your future self is shaped entirely by the memories your current self is willing to go make… if you can just get past your stories about time!   LET'S TALK THE WALK! Join here for support, motivation and fun! Wellness While Walking Facebook page Walking to Wellness Together Facebook GROUP Wellness While Walking on Instagram Wellness While Walking on Threads Wellness While Walking on Twitter Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com     RESOURCES AND SOURCES (some links may be affiliate links) Laura Vanderkam's Books ·       Big Time: A Simple Path to Time Abundance (releasing May 5, 2026) ·       Tranquility by Tuesday: 9 Ways to Calm the Chaos and Make Time for What Matters  ·       Off the Clock: Feel Less Busy While Getting More Done ·       I Know How She Does It: How Successful Women Make the Most of Their Time ·       What the Most Successful People Do Before Breakfast ·       168 Hours: You Have More Time Than You Think ·       Juliet's School of Possibilities Laura Vanderkam's TED Talk ·       How to Gain Control of Your Free Time (October 2016) Laura Vanderkam's Podcasts ·       Before Breakfast — her daily short-form podcast with time management tips and listener questions ·       Best of Both Worlds — her weekly podcast with co-host Sarah Hart-Unger on work, family, and making time for what matters Connect with Laura Vanderkam ·       Website: lauravanderkam.com ·       Instagram: @lvanderkam ·       Facebook: Laura Vanderkam ·       X/Twitter: @lvanderkam ·       LinkedIn: Laura Vanderkam ·       Substack/Newsletter: Vanderhacks       HOW TO RATE AND REVIEW WELLNESS WHILE WALKING How to Leave a Review on Apple Podcasts on Your iOS Device 1. Open Apple Podcast App (purple app icon that says Podcasts). 2. Go to the icons at the bottom of the screen and choose "search" 3. Search for "Wellness While Walking" 4. Click on the SHOW, not the episode. 5. Scroll all the way down to "Ratings and Reviews" section 6. Click on "Write a Review" (if you don't see that option, click on "See All" first) 7. Then you will be able to rate the show on a five-star scale (5 is highest rating) and write a review! 8. Thank you! I so appreciate this!   How to Leave a Review on Apple Podcasts on a Computer  1. Visit Wellness While Walking page on Apple Podcasts in your web browser (search for Apple Podcasts or click here)  https://www.apple.com/apple-podcasts/ 2. Click on "Listen on Apple Podcasts" or "Open the App" 3. This will open Apple Podcasts and put in search bar at top left "Wellness While Walking" 4. This should bring you to the show, not a particular episode – click on the show's artwork 5. Scroll down until you see "Rating and Reviews" 6. Click on "See All" all the way to the right, near the Ratings and Review Section and its bar chart 7. To leave a written review, please click on "Write a Review" 8. You'll be able to leave a review, along with a title for it, plus you'll be able to rate the show on the 5-star scale (with 5 being the highest rating) 9. Thank you so very much!! OTHER APPS WHERE RATINGS OR REVIEWS ARE POSSIBLE Spotify Goodpods Overcast (if you star certain episodes, or every one, that will help others find the show)  Castbox Podcast Addict Podchaser Podbean   HOW TO SHARE WELLNESS WHILE WALKING Tell a friend or family member about Wellness While Walking, maybe while you're walking together or lamenting not feeling 100% Follow up with a quick text with more info, as noted below! (My favorite is pod.link/walking because it works with all the apps!) Screenshot a favorite episode playing on your phone and share to social media or to a friend via text or email! Wellness While Walking on Apple – click the up arrow to share with a friend via text or email, or share to social media Wellness While Walking on Spotify -- click the up arrow to share with a friend via text or email, or share to social media Use this universal link for any podcast app: pod.link/walking – give it to friends or share on social media Tell your pal about the Wellness While Walking website Thanks for listening and now for sharing! : )       DISCLAIMER Neither I nor many of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking.     Thanks for listening to Wellness While Walking, a walking podcast and a "best podcast for walking"!

What if flourishing isn't something you have to achieve, but something you were born to do? Tami Simon speaks with neuroscientist Richard Davidson and contemplative scientist Cortland Dahl, authors of Born to Flourish: How New Science and Ancient Wisdom Reveal a Simple Path to Thriving, about four trainable skills—awareness, connection, insight, and purpose—that can transform your wellbeing in as little as five minutes a day.This conversation offers genuine transmission—not just concepts about awakening, but the palpable presence of realized teachers exploring the growing edge of spiritual understanding together. Originally aired on Sounds True One.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Zašto je Viktor platio neverovatnih 300 evra za rani pristup seriji "Senke nad Balkanom 3" i šta se desi kada čovek sa najlepšim glasom Jugoslavije, Igor Brakus i polovina @ObneobRadio ,donese preporuke za najdepresivnije serije na Balkanu? U 79. epizodi Njuz POPkasta donosimo vam ultimativne filmske (muzičke i književne) preporuke! Od maestralne i mračne Pejakovićeve trilogije "Meso, Kosti, Koža", preko novog SF hita "Hail Mary" sa Rajanom Goslingom i brutalnog filma Park Čan Vuka, pa sve do skandala zvanog "Beogradsko poselo na Zappa barci"! Igor Brakus objašnjava zašto nije pročitao knjigu od 12. godine, dok vas mi učimo kako da postanete milioneri preko Indeks fondova. Obavezno ostavite lajk i napišite u komentarima - koja domaća serija je po vama najmračnija?

In this episode of Memoirs of an LDS Servant Teacher Podcast, we explore a powerful principle for navigating life's challenges: how to discern truth by recognizing the difference between peace and confusion. When emotions feel overwhelming or conflicting, how do you know what's right? This episode breaks down how to identify what brings clarity and what creates distortion—and how to return to a grounded, peaceful state.In this episode, you'll learn:The key difference between thoughts that bring peace vs. emotional overwhelmWhy not all emotions are reliable indicators of truthHow confusion, fear, and anxiety can distort your thinkingA simple way to return to clarity by going back to the basicsHow to use the “discover, plan, act, reflect” cycle for consistent growthWhy simplicity—not complexity—is often the path to truthYou'll also learn how to anchor yourself in what you already know and use simple, repeatable principles to move forward when life feels complicated.These teachings are rooted in gospel-centered principles and are designed to help individuals strengthen their relationships, develop self-mastery, and make clearer, more confident decisions.This podcast is created by individuals who strive to live by the principles taught in The Church of Jesus Christ of Latter-day Saints and apply them in practical, life-changing ways.

As families throughout the world look forward to celebrating the Easter season, I am overwhelmed with many warm thoughts and memories. Memories of the place where all the events of holy week took place are so real and meaningful to me. Many times I relive that experience of walking the Via Dolorosa, also known as the Way of Sorrows, when I was there on my pilgrimage to the Holy Land. We are all pilgrims, and an unknown author wrote the following prayerful thoughts.A Pilgrim's PrayerLord Jesus Christ, you were once a pilgrim in the Holy Land. We too have come as pilgrims to journey with you into the desert to listen to the powerful word of the God of Israel, spoken in our own deserts. We follow you into Galilee, to understand and experience your ministry of presence and healing. We come up to Jerusalem to join the great crowd that came to meet you crying, Hosanna, blessed is the one who comes in the name of the Lord! We walk with you on the road to Golgotha, and share in your passion, seeing you nailed to the cross, we bow down before your suffering and dying. We journey with you on the road to Emmaus, and discover you in the breaking and sharing of the word and the bread. Show us the glory of your resurrection. Open our eyes, our hearts, and our minds, so that we may find you not only in ancient stones, but in the midst of your holy people, and among all those who thirst for you wherever they may be. Write your gospel upon our hearts, send us forth carrying the good news. Continue to lead us and guide us on our pilgrimage to the heavenly Jerusalem.More thoughts to ponder: A Simple Path by Mother Theresa. The fruit of silence is prayer, the fruit of prayer is faith, the fruit of faith is love, the fruit of love is service, the fruit of service is peace. May you have a joyful Easter season!Warm Thoughts from the Little Home on the Prairie Over a Cup of Tea, written by Dr. Luetta G. WernerPublished in the Marion Record, April 2, 1998.Download the Found Photo Freebie and cherish your memories of the past.Enjoy flipping through the Vintage Photo Book on your coffee table.I hope you enjoyed this podcast episode! Please follow along on this journey by going to visualbenedictions.com or following me on Instagram, Facebook, and Pinterest. You can listen to the podcast on Apple Podcast,Spotify,Stitcher, and Overcast. And don't forget to rate and review so more people can tune in! I'd greatly appreciate it.Till next time,Trina

Building wealth isn't about complex investments or market timing. This book summary reveals the counterintuitive truth about financial freedom.

A talk by Thanissaro Bhikkhu entitled "A Simple Path Through a Complex Map"

Did you know you make about 35,000 decisions every day? We often blame ourselves for a lack of discipline when the real culprit is simply a tired brain. No wonder you feel exhausted before the day even starts. In this episode, Kat unpacks decision fatigue — what it is, why it hits hardest in the morning, and why it's not a discipline problem. You'll learn four practical, grace-filled tools to fight it and hear some real-life examples so you can start making fewer decisions and have more energy for what truly matters.✅ CLICK HERE FOR the 3‑Minute Morning Kit (free)

In this episode, Adam Stott, the UK's go to expert for business growth coaching, audits five business owners live and uncovers what's really holding them back. Five businesses. Five different struggles. Learn 5 money leaks costing thousands, plus:

As part of its commitment to improvement, Ubank has rebuilt its lodgement platform to deliver one of the fastest and simplest digital home loan experiences in the market. In this episode of In Focus, Ben Squires speaks with George Srbinovski Ubank's head of broker distribution, about how Ubank has been hard at work doubling down on the things that make UBank home loans a reliable part of the broker toolkit and how Ubank is planning to continue to grow and strengthen in 2026. Tune in to learn: How they transformed their broker experience from the ground up. How they turned application times from 45 minutes to 15 minutes. Products issued by Ubank, part of NAB. Credit criteria and other conditions apply. Find out more Ubank broker - ubank

Are you a high-earning dentist… living paycheck to paycheck? Do you ever feel financially stretched – despite earning well? Are you trapped in dentistry's “golden handcuffs”? And what would your life look like if you worked because you wanted to… not because you had to? In this rare solo episode, Jaz steps away from occlusion and restorative dentistry to talk about something just as important: personal finances and career security for dentists. After going deep down the money rabbit hole — reading books like Rich Dad Poor Dad, The Simple Path to Wealth, and I Will Teach You To Be Rich — Jaz shares how his upbringing, early career decisions, and financial education shaped his beliefs about wealth, freedom, and dentistry. This isn't financial advice.It's a mindset shift. And for many dentists, it might be the most important episode you hear this year. https://youtu.be/4OXruGIdb_g Watch IC068 on YouTube Your day list reflects your earning power. The work you do each day quietly sets the limits of what you can earn. Exams and single-surface composites create one kind of ceiling; comprehensive cases, ortho, rehab, sedation, and complex restorative work create another. Upskilling changes that ceiling and gives you far more control over your financial future. Want more mindset shifts like this?AskJaz — your on-demand dental brain — is built into the Protrusive App. Key Takeaways High income does not guarantee financial security. Dentistry can become “golden handcuffs” without asset building. Invest in yourself early — skill drives earning power. Lifestyle creep quietly erodes freedom. Financial independence means practicing because you want to. Define your rich life and align spending accordingly. Highlights of This Episode: 00:00 Why talk about money on a dental podcast?04:12 Perspective and gratitude as dentists10:45 The 45% paycheck-to-paycheck poll16:20 Associates vs principals — the reality22:34 Lifestyle creep explained27:18 Golden handcuffs in dentistry31:10 Growing up with financial scarcity40:02 Investing in yourself early in your career47:55 Index funds and financial resilience55:20 The 20% happiness illusion01:02:18 Defining your rich life01:08:42 Action steps and reflection #PersonalFinances  This episode isnot eligible for CPD/CE points, but never fear, there are hundreds of hours of CPD waiting for you on the Ultimate Education Plan. If you enjoyed this episode, check out IC022 – Income for Dentists and Jaz’s Top 10 Financial Literacy books inside Protrusive Guidance.

Send in a question: https://www.secretowlsociety.org/askCheck out Say Yes to Desire: https://www.secretowlsociety.org/desireCheck out Sacred Systems: https://www.secretowlsociety.org/sacredIn this episode, I dive into the real, no-fluff story behind how I started creating digital and printable planners, journals, etc. It all began as a solution for my own life. I break down the difference between chasing market trends versus actually solving your own problems, and why that shift makes your work meaningful (and profitable). We also explore my money journey, from messy beginnings to learning about investing through resources like "The Simple Path to Wealth," and how changing my identity from “work harder” to “make my money work for me” unlocked freedom. The option to work less isn't a milestone you have to earn from years of suffering and "paying your dues". It's about healing, honoring yourself, and building systems that support real transformation.

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Today, we dive into financial literacy with Daniel Rodgers, author of Escape The Clock: Your Program Guide for Financial Freedom and Early Retirement. After achieving economic independence and retiring early from a successful career as a program manager, Daniel now dedicates his time to helping others take control of their finances and live life on their own terms. Though not a financial professional by training, Daniel's disciplined planning and problem-solving transformed his personal experience into a practical, step-by-step guide for escaping the 9-to-5 — empowering countless people through his speaking, writing, and podcast content…  In this episode, we cover:  Strategies for budgeting, saving, and investing. The mindset and discipline required to escape the traditional work cycle. Lessons from the FIRE (Financial Independence, Retire Early) movement. How to create passive income streams and manage debt effectively. If you're ready to take control of your finances and design a life on your own terms, this episode is for you. Click play now to dive in! You can find more on Daniel by visiting the Escape the Clock website.

Serial investor JL COLLINS reveals why renting is smarter than buying, the biggest lies about investing, how tax and debt destroy wealth, and how small savings will TRANSFORM your life!  JL Collins is a financial educator best known for his book ‘The Simple Path to Wealth', which has sold millions of copies worldwide. He's also the author of the JL Collins blog, including the renowned ‘Stock Series', and has been investing for over 4 decades. He explains:  ◼️How “F-You Money” changes every decision you make ◼️Why mortgages lock up opportunity and reduce long-term freedom ◼️Why index funds outperform almost everyone over a lifetime ◼️Why working harder doesn't stop being broke ◼️Why financial independence is about control, not consumption 00:00 Intro   03:27 Common Misconceptions About Money   05:10 Financial Freedom   06:15 Successful People Often Have Trauma   13:11 Mental Benefits of Financial Security   14:22 What Is F.U. Money?   15:59 Buying a House Isn't Always a Good Financial Idea   20:46 The Psychological Impact of Buying a House   22:00 Why Younger Generations Could Benefit From Flexible Living   25:32 The Easiest Path to Wealth   26:49 What's Stopping You From Becoming Financially Independent   29:32 How Spending Habits Reflect Self-Esteem   31:30 Advice for Getting Out of Debt   36:03 Should I Invest in Bitcoin?   38:43 Should I Rush to Pay Off My Mortgage?   40:50 Interest Rates Explained   41:28 How Mortgages Work   42:36 How to Get a Good Interest Rate on Your Mortgage   46:37 Is It Safe to Invest in Stocks in the AI Era?   49:17 Emotional Impact of Investing Without Enough Money   52:33 Do Men Take More Investment Risks Than Women?   54:09 Ads   55:13 The Magic of Compounding Interest   1:02:38 What's the Point of Being Frugal If I Want to Enjoy Life?   1:03:35 Young People Don't Care About Their Future Selves   1:07:08 Why You Should Invest for Your Children   1:10:28 How Much of My Income Should I Be Saving?   1:12:54 Deferring Taxes With Retirement Savings Plans   1:20:04 Index Funds vs Individual Stocks   1:27:39 The Beer Analogy (Stocks) 1:33:40 Don't Sell When the Market Drops   1:35:09 Is Investing Just Gambling?   1:36:06 Are Financial Courses a Scam?   1:37:27 Ads   1:39:26 Do I Need a Financial Advisor?   1:42:13 What Does Your Portfolio Look Like?   1:43:19 What Are Bonds?   1:45:23 Asking ChatGPT the Ideal Path to Wealth   1:46:26 How Do I Earn More?   1:47:14 Why Failure Is Necessary for Growth   1:49:33 You Can Have a Small Income and Still Be Financially Free   1:59:53 What's Your Biggest Regret?   Follow JL Collins:  X - https://bit.ly/4jy2cfp  Instagram - https://bit.ly/49binMk  You can purchase JL's book ‘The Simple Path to Wealth: Your road map to financial independence and a rich, free life', here: https://amzn.to/4aQvBPV  The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Lucas Jones (poet and artist): https://www.instagram.com/lucassjoness/?hl=en Sponsors: Rubrik - To learn more, head to https://rubrik.com   Stan: NO PURCHASE NECESSARY. VOID WHERE PROHIBITED. For Official Rules, visit https://DaretoDream.stan.store

On this Christmas-week episode, Hosts Kyle Reno and Bill Elliff unpack how Mary and Joseph modeled the posture God wants from us: believing His word, surrendering our lives, and obeying His direction. They draw practical lessons about being postured for revival, trusting God in risky moments, and following His voice into the coming year. Join us and share with your friends! Please let us know how the OneCry Podcast has impacted your own story by emailing us at podcast@onecry.com. You can find many more resources and join the movement at www.onecry.com

Financial independence isn't just about early retirement. It's giving your future self freedom.J.L. Collins is the best-selling author of “The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life.” In this replay from earlier this year, Robert Brokamp caught up with Collins for a conversation about: -The challenges and appeal of being a super-saver-How to use the 4% rule-Lessons from past market crashes-The “self-cleansing” value of index funds Company discussed: VTI Host: Robert BrokampGuest: J.L. CollinsEngineer: Bart Shannon Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode: Why do 84% of reorgs fail?, Building psychological safety, Managing fear responses, Creating clarity during change, Financial resilience with Chelsea Wierbonski Episode Summary In this episode of the Mindful Fire Podcast, host Adam Coelho sits down with career transformation coach and Group Product Manager at Google, Chelsea Wierbonski. Together, they explore the challenging landscape of organizational change, specifically focusing on why a staggering 84% of reorganizations fail. Chelsea shares invaluable insights on building psychological safety, managing fear responses, and creating clarity during turbulent times. They also discuss the importance of financial resilience and side hustles in navigating change. Guest Bio Chelsea Wierbonski is a career transformation coach and Group Product Manager at Google. With extensive experience in leading teams through organizational change, she empowers individuals to build resilience and thrive in their careers. Her passion lies in helping women in tech elevate their careers through neuroscience and inner work. Host Adam Coelho helps tech leaders land their reorg in 2-3 weeks instead of 6-9 months by rebuilding psychological safety and alignment to a shared vision. He created The Mindful FIRE Podcast in 2020 to explore the intersection two of his passions, mindfulness and financial independence. Resources & Books Mentioned • "The Simple Path to Wealth" by JL Collins • Mindful Fire Podcast Episode with JL Collins Guest Contact Information Instagram: Chelsea W LinkedIn: Chealsea Wierbonski Key Takeaways Understanding Reorgs: 84% of reorganizations fail due to broken trust and lack of clarity. Building Psychological Safety: Leaders must create an environment where team members feel safe to voice concerns and ideas. Managing Fear Responses: Recognizing and addressing the fear that comes with change is crucial for individuals. Finding Clarity: Clear communication around roles and expectations helps teams navigate uncertainty. Financial Resilience: Building an emergency fund and exploring side hustles can provide security during turbulent times.

Co-hosts Mark Thompson and Steve Little discuss how new AI browsers are changing how genealogists research. They compare OpenAI's Atlas, Microsoft Edge, Google's Gemini, and Perplexity's Comet, explaining which features help family historians most.The hosts share lessons from the early AOL era that can be applied to the AI era. They also explore Anthropic's new Haiku 4.5, a very fast model that works great for simple tasks like transcription and summarization.Don't miss this week's Tip of the Week, where Steve shows how AI can help you write better AI prompts. He uses an example for extracting information from draft cards to show how useful this approach can be.In RapidFire, they cover new AI features in spreadsheets, major improvements in transcribing old handwriting, and how Microsoft Copilot's new agent store tries to help you with common tasks.Timestamps:In the News:01:20 Browser Wars Heat Up: OpenAI Atlas, Edge, and Gemini Compete16:50 What AI Can Learn from AOL: Avoiding Walled Garden Mistakes29:10 Anthropic's Haiku 4.5: When Smaller Models Beat Bigger OnesTip of the Week:39:50 Using AI to Write Better Prompts for Historical DocumentsRapidFire:47:19 AI Makes Spreadsheets Easier: Google Sheets vs Excel54:35 Reading Old Handwriting Gets Better: DeepSeek and Google Updates01:05:15 Microsoft Copilot Adds Writing and Prompt CoachesResource Links:Genealogy and AI Facebook to hit 20k users! https://www.facebook.com/groups/genealogyandaiAn In-Depth Look at OpenAI's AI Browserhttps://intuitionlabs.ai/articles/chatgpt-atlas-openai-browserDeepSeek AI created DeepSeek-OCR https://www.infoq.com/news/2025/10/deepseek-ocr/Nearly perfect on handwriting recognition https://generativehistory.substack.com/p/has-google-quietly-solved-two-ofGlobal AI Browser Market Sizehttps://market.us/report/ai-browser-market/Benchmarking Claude Haiku 4.5 and Sonnet 4.5 on 400 Real PRshttps://www.qodo.ai/blog/thinking-vs-thinking-benchmarking-claude-haiku-4-5-and-sonnet-4-5-on-400-real-prs/Anthropic's Claude Haiku 4.5 Brings Enterprise-Grade Speed and Savings to Customer-Facing AIhttps://www.cxtoday.com/contact-center/anthropics-claude-haiku-4-5-brings-enterprise-grade-speed-and-savings-to-customer-facing-ai/Top 10 AI Spreadsheet Toolshttps://www.knack.com/blog/top-ai-spreadsheet-tools/Prompt Coach: Prebuilt agent for Microsoft 365 Copilot Chathttps://rishonapowerplatform.com/2025/03/11/prompt-coach-prebuilt-agent-for-microsoft-365-copilot-chat/Tags:Artificial Intelligence, Genealogy, AI Browsers, OpenAI Atlas, Google Gemini, Microsoft Edge, Perplexity Comet, Anthropic Haiku, Meta-Prompting, Spreadsheet AI, OCR Technology, Handwritten Text, DeepSeek, Microsoft Copilot, AI Agents, Document Extraction, Family History, Browser Wars, AI Models

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at:⁠ OLDPodcast.com⁠. Episode 2784: Wanderer dismantles the myth that 529 college savings plans are a smart financial move, revealing how their restrictions and market dependence often leave families worse off. With practical alternatives and a clear-eyed view of education costs, he shows how parents can invest more wisely and secure true financial freedom instead of chasing tax breaks that don't deliver. Read along with the original article(s) here:⁠ https://www.millennial-revolution.com/invest/529-plan/⁠ Quotes to ponder: "Parents are told they're doing the right thing by saving for their kids' college education, but in reality, they're walking straight into a trap." "The government loves programs like the 529 because it gets you to tie up your money for decades, ensuring you keep working and paying taxes." "Instead of locking money away in a 529, invest it in an index fund, let it grow, and teach your kids how to be financially independent." Episode references: Vanguard Total Stock Market Index Fund (VTSAX):⁠ https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax⁠ The Simple Path to Wealth:⁠ https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926

Today's episode is something TRULY special— something that's never happened before! For the first time ever… we're joined by two remarkable women who've lived alongside one of the most influential voices in the FI community, JL Collins. In this one-of-a-kind episode we introduce you to his wife, Jane Collins and daughter, Jessica Collins. This is their first-ever joint podcast appearance. We're pulling back the curtain to hear their perspectives. What was it like living with someone so passionate about financial independence? How did his philosophy shape their lives, their choices, and their own views on wealth and freedom? This isn't just a conversation about finance—it's about family, legacy, and the ripple effects of good financial education in a household. You're about to hear a side of the story that's never been told before.  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3300: Sean Mullaney highlights why the Four Percent Rule may not be as rigid as many fear, pointing to natural backstops like flexible spending and Social Security that help safeguard retirement plans. He shows how early retirees often adjust their lifestyles and eventually benefit from guaranteed income streams, making the 4% Rule more resilient than it first appears. Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Quotes to ponder: "Spending in retirement can be adjusted." "There is a natural reduction in energy and interest in certain kinds of spending as one ages." "If her portfolio is struggling to produce the amount Melinda needs to live off of, Social Security payments provide a backstop and can help make up the difference." Episode references: Earn and Invest Podcast: https://earnandinvest.com/ BiggerPockets Money Podcast: https://www.biggerpockets.com/podcasts/money Portfolio Visualizer: https://www.portfoliovisualizer.com/ New Retirement: https://www.newretirement.com/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3300: Sean Mullaney highlights why the Four Percent Rule may not be as rigid as many fear, pointing to natural backstops like flexible spending and Social Security that help safeguard retirement plans. He shows how early retirees often adjust their lifestyles and eventually benefit from guaranteed income streams, making the 4% Rule more resilient than it first appears. Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Quotes to ponder: "Spending in retirement can be adjusted." "There is a natural reduction in energy and interest in certain kinds of spending as one ages." "If her portfolio is struggling to produce the amount Melinda needs to live off of, Social Security payments provide a backstop and can help make up the difference." Episode references: Earn and Invest Podcast: https://earnandinvest.com/ BiggerPockets Money Podcast: https://www.biggerpockets.com/podcasts/money Portfolio Visualizer: https://www.portfoliovisualizer.com/ New Retirement: https://www.newretirement.com/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3288: Mr. Finer shares the lessons he learned from his investment journey with Amazon, showing how patience, research, and long-term conviction can outweigh expert opinions and short-term fears. His reflections highlight the value of backing visionary leaders, resisting the urge to sell too early, and recognizing the role of luck in investment success. Read along with the original article(s) here: https://mrfiner.com/5-lessons-i-learned-from-my-investment-in-amazon-stock/ Quotes to ponder: "Exceptional companies always seem overpriced. However, these are the companies that generate exceptional returns!" "There is no substitute for doing your own research. Knowing why I am investing in a company lets me ignore the so-called experts." "I think the biggest gains are made by not selling." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Holistic Dentistry Show, Dr. Sanda Moldovan interviews Anu Smith, a board-certified functional health coach, about the critical connection between gut health and overall wellness. Anu shares her personal journey of overcoming gut issues and how she now helps others achieve optimal health through a focus on the microbiome, dietary changes, and the importance of fiber. The conversation delves into the role of oral health in gut health, the impact of sugar addiction, and practical tips for incorporating more plant-based foods into the diet. Anu emphasizes the need for a balanced approach to nutrition, advocating for a framework that supports gut health without complicating food choices. Want to see more of The Holistic Dentistry Show? Watch our episodes on YouTube! Do you have a mouth- or body-related question for Dr. Sanda? Send her a message on Instagram! Remember, you're not healthy until your mouth is healthy. So take care of it in the most natural way.    Key Takeaways: (00:29)Personal Journey to Gut Health (02:52) Understanding the Microbiome (05:47) The Role of Diet in Gut Health (08:50) Connection Between Oral and Gut Health (11:43) The Importance of Fiber (14:47) Building a Resilient Microbiome (17:38) Incorporating More Plant Sources into Diet (19:35) Effortless Nutrition: Simplifying Healthy Eating (21:40) The Importance of Saliva: Chewing and Digestion (23:53) Understanding Cravings: The Role of Gut Microbes (27:39) Sugar Addiction: Breaking the Cycle (27:48) Oral Health: Indicators of Gut Imbalance (30:42) Flourish From Within: The Connection Between Diet and Health (37:07) Transformative Results: The Impact of Diet on Well-being Guest Info Book: Flourish from Within: Feed Your Gut for Lifelong Health   Connect With Us:  AskDrSanda | YouTube BeverlyHillsDentalHealth.com | Instagram  DrSandaMoldovan.com | Instagram  Orasana.com | Instagram

In this heartfelt solo episode, we share a soul-soothing, down-to-earth reflection on what it really means to transform your life. This is not a race or a rigid program—it's a living, breathing, beautiful project of becoming the best version of yourself.

In this episode: tax planning strategies, financial independence, empowering women in finance, real estate investments, overcoming financial shame with Susan GeistEpisode SummaryAdam welcomes Susan Geist, a financial expert focused on empowering women to take control of their finances and achieve Financial Independence. They discuss various tax planning strategies, the importance of understanding different income buckets, and how women can navigate financial challenges. Susan shares her personal journey to Financial Independence and provides actionable insights for listeners seeking to improve their financial literacy.Guest BioSusan Geist is a financial expert and co-founder of Rising Femme Wealth, an organization dedicated to helping women achieve financial empowerment and independence. With a background in tax strategy and personal finance, Susan guides women in understanding their financial options and making informed decisions to create the lives they desire.Resources & Books Mentioned"Rich Dad Poor Dad" by Robert Kiyosaki"The Simple Path to Wealth" by JL CollinsGuest Contact InformationRising Femme Wealth: https://www.risingfemmewealth.com/Free Tax Smart Financial Independence Guide: http://www.risingfemmewealth.com/mindfulKey TakeawaysUnderstanding the three income buckets (active, portfolio, passive) is crucial for effective tax planning.Empowering women to take control of their finances is essential for achieving Financial Independence.Tax planning should be integrated into an overall wealth plan, considering personal values and lifestyle goals.Utilizing tax-advantaged accounts, such as 401(k)s and HSAs, can significantly impact long-term financial health.Real estate investments offer unique tax benefits, including depreciation and 1031 exchanges.Overcoming financial shame and taking proactive steps towards financial literacy is vital for women seeking empowerment.PS: Introducing the…

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3252: Wanderer breaks down why Target Date Funds may not be the smart, set-it-and-forget-it solution they're marketed as. Hidden fees, unnecessary complexity, and poor cost-to-value ratios make them easy to beat with a DIY ETF strategy, saving you money and boosting returns with just a little more effort. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/target-date-funds/ Quotes to ponder: "You're employing a team of dozens of people to do a job that a spreadsheet can do." "I have another name for Convenience Shoppers: Incredibly Stupid and Lazy People." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn the exact baby steps to start virtual wholesaling from industry pro Chris Logan. Discover how to find buyers first, market to motivated sellers, and close deals without using your own money.In this episode, Chris shares his proven formula for picking the right market, building a buyer list fast, and using cold calling to generate leads. We break down the 4 pillars of motivation, how to protect deals when working virtually, and why mindset is 80% of wholesaling success.If you're ready to start or scale your real estate investing business, this conversation is packed with actionable steps you can take today.Learn more at https://realdealcrew.com#RealEstateInvesting #Wholesaling #VirtualWholesaling #ColdCalling #RealEstateTips #RealEstateLeads #CreativeFinancing #FixAndFlip #BRRRR #RealEstateMindset #InvestingTips #PropertyInvesting #RealEstateBusiness #MotivatedSellers #realestatetraining CHAPTERS:00:00 - Intro01:30 - Virtual Wholesaling Basics06:15 - Finding Profitable Wholesaling Territories09:15 - The FYBF Wholesaling Method14:58 - Support the Show15:06 - Identifying Motivated Sellers19:00 - Chris's Cold Calling Script19:40 - Setting Up for Wholesaling Success20:55 - Opening the Call Effectively24:34 - Locating Essential Paperwork27:24 - Next Steps After Contracting Property28:34 - Marketing Your Property for Sale32:00 - Post-Sale Process for Properties33:27 - Understanding Virtual Wholesaling33:40 - Vetting Buyers for Wholesaling37:04 - Key Takeaways and Missed Points39:22 - Rapid Fire QuestionsRealDealCrew.comWe empower real estate investors by optimizing your business processes through customized automation and system integration. From lead management to deal closure, we help you build a scalable and efficient operation. Learn more at RealDealCrew.comLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagramSUPPORT THE SHOW!If you are new to Wealthfront, and open a Cash Account, you'll get a 0.50% APY boost for 3 months.Open an Automated...

Tune in as the team discusses:The 3-phase roadmap to scaling your land businessHow long it really takes to hit $10K/month—and what to expect at each stageSystems and tools that turn effort into automationReal talk on challenges, mindset shifts, and common roadblocksWhy staying consistent matters more than being perfectThis episode is your no-excuses guide to building real, repeatable land income. TIP OF THE WEEK:Mark: Treat it like a business. If you show up consistently and follow the process, $10K/month isn't a dream—it's math.Scott: Don't overthink it. The process is proven. Just keep taking action and stack small wins.Mike: Break the big goal into phases. Focus on getting to your first deal, then your first $1K, and build from there.Jon: Consistency compounds. It's not about intensity—it's about doing the right things over and over.WANT MORE?Enjoyed this episode? Dive into more episodes of AOPI to discover how to build real passive income through land investing.UNLOCK MORE FREE RESOURCES:Get instant access to my free training, a free copy of Mark's Bestseller Dirt Rich Book, and exclusive bonuses to accelerate your land investing journey—CLICK HERE"Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"

Shalinee Sharma is the CoFounder and CEO of Zearn and the author of Math Mind: The Simple Path to Loving Math. She joins host Mike Palmer in a conversation about what it takes to instill a genuine love of math in all kids. We begin by hearing Shalinee's origins in consulting at Bain before she jumped into the opportunity to cofound Zearn and lead its growth to where it is today. She demonstrates ways to make math resonate with Mike as a sample pupil. Of course, there is talk of AI and how a love of math fits into the future of work and human life. And through it all, Shalinee grounds the conversation in the practical tips and surprising insights she's gleaned from students using an online math program to solve over one billion problems. Don't miss this chance to dive deep into the future of math instruction with a renowned expert in the field who imparts unique wisdom about how math instruction needs to evolve for students, teachers, and parents. Subscribe to Trending in Ed wherever you get your podcasts. Visit us at TrendinginEd.com for more sharp takes on the future of learning. 00:00 Introduction to Trending in Education 01:10 Meet Shalinee Sharma: From Bain to Zearn 02:52 The Mission of Zearn: Loving Math 06:35 Understanding Math Through Axiomatic Proofs 11:29 The Importance of Numeracy 18:48 Zearn's Approach to Math Education 22:08 Building Competence and Confidence 23:04 Engagement Strategies in Education 26:50 The Role of AI in Education 32:33 Conceptual Understanding in Math 36:11 Practical Tips for Parents and Teachers 42:09 Final Thoughts and Takeaways

#624: JL Collins doesn't know what the efficient frontier is. The author of "The Simple Path to Wealth" — the guy synonymous with VTSAX and chill — admits this right off the bat when we challenge him with advanced investing concepts. Collins joins us for Part 1 of a two-part series where we skip the basics and dive straight into the complex stuff. We grill him on whether his simple approach actually beats more sophisticated strategies, and his answer might surprise you. He concedes that Paul Merriman's four-fund portfolio probably outperforms his one-fund approach mathematically. But Collins argues that execution trumps optimization every time. Most people can't stick with complex strategies for 20 years, especially when those strategies require selling winners to buy losers – something that goes against human nature. Collins prioritizes what works in real life over what looks good on paper. He calls index funds "self-cleansing" because they automatically rotate out failing companies and sectors while rotating in the new winners. You don't need to predict which companies will dominate next – you'll own whatever rises to the top. The episode covers his thoughts on VTSAX versus VTI, international diversification, and why he'd rather put Tabasco than Cholula on his eggs — his quirky way of explaining personal preferences in nearly identical investment options. Resources Mentioned: Episode 31, Interview in 2016 with JL Collins Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Intro (1:00) JL admits he doesn't know the efficient frontier (2:00) Simple vs optimal but complex paths (4:30) Paul Merriman's four-fund portfolio vs VTSAX (6:00) JL concedes Merriman's approach is mathematically superior (7:30) Risk parity investing discussion (8:30) Sequence of returns risk and retirement bonds (12:30) JL's birthday email from Jack Bogle (15:00) VTSAX vs VTI  (17:00) Total stock market funds across brokerages (23:30) Mag 7 concentration risk (27:00) Sears story and self-cleansing index funds (30:30) International diversification and US dominance (39:00) World funds versus separate international (45:00) When to shift to world fund (47:30) Bond allocation timing strategies (48:30) Target date funds  (50:30) One-fund vs two-fund approach (52:00) Historical diversification and Nifty 50 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Darrow Kirkpatrick is the well known founder of the Can I Retire Yet? blog. Today we talk about what he did after he left blog writing. His new book, Two Sticks, One Path discusses fear, anxiety, and ultimately triumph on the 500 mile Colorado Trail. Learn more about your ad choices. Visit megaphone.fm/adchoices

7 SIMPLE Steps That Made Me a Millionaire in the Military Hosted by: David Pere Episode Type: Personal Finance, Wealth Building Length: ~16 minutes Watch on YouTube: 7 SIMPLE Steps That Made Me a Millionaire in the Military

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3192: David Baughier lays out seven powerful reasons to bring a financial coach into your life from receiving unbiased advice and tailored strategies to building better habits and staying accountable. If you've struggled with debt, financial anxiety, or simply want to reach your money goals faster, this practical breakdown shows how coaching could be the missing piece. Read along with the original article(s) here: https://www.fiology.com/financial-coaching/ Quotes to ponder: "A financial coach is going to be able to give you the best advice based on your needs." "A financial coach will be able to tailor a custom financial plan to each person's individual situation." "A financial coach will also help you stay on the right path when it comes to paying down your debt, saving money on a regular basis, and maintaining your budget." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Mr. Money Mustache: https://www.mrmoneymustache.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill welcomes back JL Collins—often dubbed the “Godfather of FI”—to discuss the updated and expanded edition of his bestselling book, The Simple Path to Wealth. Together, they demystify investing, discuss the power of index funds, and share how building FU Money can unlock freedom and solopreneur dreams. JL shares lessons from 50 years of market data and why “set it and forget it” is still the winning strategy. RESOURCES: ⁠Sponsors + Partners + Deals⁠ The Simple Path to Wealth (book): ⁠https://amzn.to/3ZBDGS2 (affiliate) Chapters 00:00 – The Simplest Investing Advice You'll Ever Hear00:36 – Why So Few People Invest in the Stock Market01:53 – Why Investing Feels So Complicated (Thanks, Wall Street)03:06 – Index Funds 101: Why They Work04:57 – How Index Funds Are Self-Cleansing06:10 – Avoiding Analysis Paralysis: Stick to One Fund08:17 – Do You Need to Switch Brokerages for Better Funds?09:30 – Should You Add International Stocks? JL's Take12:02 – Set It and Forget It: The Power of Automation15:42 – The “Tweaky Path” vs. The Simple Path16:16 – Filtering Out Financial Fear in the Media20:22 – Investing: A Psychological Game22:45 – 50 Years of Market Returns: What the Data Really Says27:48 – FU Money: Your Runway to Solopreneurship and Freedom29:42 – Buying Freedom vs. Buying Stuff31:47 – Is This Time Really Different? (Spoiler: It's Not)33:46 – Planning for Black Swans? Or Betting on the 99%?35:25 – How to Get Started Today: One Simple Step36:48 – Where to Find the Updated Book and More Resources MKM RESOURCES: ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker ⁠Crew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will ⁠- Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial independence isn't just about early retirement. It's giving your future self freedom. J.L. Collins is the best-selling author of The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. Robert Brokamp caught up with Collins for a conversation about: - The challenges and appeal of being a super-saver. - How to use the 4% rule. - The value of “self-cleansing” index funds for investors. Ticker discussed: VTI Host: Robert Brokamp Guest: J.L. Collins Producer: Ricky Mulvey Engineer: Rick Engdahl Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on the Journey to Launch Podcast, I'm excited to welcome back the often called “Godfather of Financial Independence”, JL Collins, author of the bestselling book The Simple Path to Wealth. In this episode, we dive into how to stay calm and confident in today's unpredictable market and why keeping it simple is still the most effective path to building real wealth. We also discuss the timeless power of index fund investing, how to approach investing at different stages of your journey, and why avoiding debt and living below your means are the most powerful tools for building financial freedom. In this episode you'll learn: The 3 core principles of The Simple Path to Wealth and why they haven't changed What to do (and not do) during market downturns and volatility How to approach financial advisors, and when they might actually hurt more than help What's new in the updated edition of The Simple Path to Wealth + much more! Check out the video to this episode on YouTube here. The next FIRE LIVE class is on May 22nd! Get the FIRE Calc tool and save your spot for the class here. A walkthrough of the tool is available here as well.  Other Links Mentioned in episode:  Check out JL's book, The Simple Path to Wealth here.  Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with JL Collins: Website Twitter:@JLCollinsNH Facebook:@JLCollinsNH Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

What do cupcakes, frosting, and financial independence have in common? This week in the basement, Stacking Benjamins welcomes legendary personal finance thinker JL Collins, author of The Simple Path to Wealth, to connect the dots between simple investing and sweet, stress-free success. In a lively conversation with Joe Saul-Sehy, OG, and Mom's neighbor Doug (who may or may not be launching a frosting-themed protest movement), JL shares timeless wisdom on avoiding complexity, embracing low-cost index investing, and why FU money is more than just a clever phrase—it's freedom in a bank account. You'll hear JL's take on portfolio allocation, debt's sneaky impact on your future, and how to survive volatile markets without sacrificing your peace of mind. If you've ever felt stuck in a soul-crushing job? JL's got some perspective you'll love. Then, in the second half of the episode, Joe and OG shift gears to answer a listener question from Mike. He's wondering about the efficient frontier—yes, we're getting fancy now—and wants to know how to move beyond the Simple Path. Joe walks through the different asset classes he thinks about when crafting a diversified portfolio, while OG shares how to think through asset allocation as your wealth and confidence grow. Whether you're curious about real estate, international investing, or just how much to hold in bonds, you'll walk away with a clearer picture of what your portfolio could look like after “graduating” from JL's foundational advice. Why keeping it simple beats chasing trends What “FU money” really means—and how to get it The truth about withdrawal rates and why they matter When debt becomes a dream killer Tips for navigating market downturns without panic How to find freedom without spending a fortune JL's surprisingly profound parable about a monk, a minister, and money Doug's hot take on the great frosting vs. cake debate A deep dive into the efficient frontier and how to set up your asset allocation beyond VTSAX Joe Saul-Sehy and OG's thoughts on portfolio construction for seasoned investors JL's insights have inspired millions on the path to financial independence—and now it's your turn. Tune in, take notes (or don't, we'll recap it in the 201), and remember: sometimes the sweetest success starts with doing less. FULL SHOW NOTES: https://www.stackingbenjamins.com/the-simple-path-to-contentment-with-jl-collins-1685/ Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What do cupcakes, frosting, and financial independence have in common? This week in the basement, Stacking Benjamins welcomes legendary personal finance thinker JL Collins, author of The Simple Path to Wealth, to connect the dots between simple investing and sweet, stress-free success. In a lively conversation with Joe Saul-Sehy, OG, and Mom's neighbor Doug (who may or may not be launching a frosting-themed protest movement), JL shares timeless wisdom on avoiding complexity, embracing low-cost index investing, and why FU money is more than just a clever phrase—it's freedom in a bank account. You'll hear JL's take on portfolio allocation, debt's sneaky impact on your future, and how to survive volatile markets without sacrificing your peace of mind. If you've ever felt stuck in a soul-crushing job? JL's got some perspective you'll love. Then, in the second half of the episode, Joe and OG shift gears to answer a listener question from Mike. He's wondering about the efficient frontier—yes, we're getting fancy now—and wants to know how to move beyond the Simple Path. Joe walks through the different asset classes he thinks about when crafting a diversified portfolio, while OG shares how to think through asset allocation as your wealth and confidence grow. Whether you're curious about real estate, international investing, or just how much to hold in bonds, you'll walk away with a clearer picture of what your portfolio could look like after “graduating” from JL's foundational advice. Why keeping it simple beats chasing trends What “FU money” really means—and how to get it The truth about withdrawal rates and why they matter When debt becomes a dream killer Tips for navigating market downturns without panic How to find freedom without spending a fortune JL's surprisingly profound parable about a monk, a minister, and money Doug's hot take on the great frosting vs. cake debate A deep dive into the efficient frontier and how to set up your asset allocation beyond VTSAX Joe Saul-Sehy and OG's thoughts on portfolio construction for seasoned investors JL's insights have inspired millions on the path to financial independence—and now it's your turn. Tune in, take notes (or don't, we'll recap it in the 201), and remember: sometimes the sweetest success starts with doing less. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, we're getting real about financial independence and why it doesn't have to mean deprivation. Jean sits down with JL Collins, the “Godfather of Financial Independence,” to talk about the relaunch of his bestselling book The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. In a world of rising prices, economic anxiety, and market volatility, does the FIRE (Financial Independence, Retire Early) movement still work? JL says yes. If you've ever wondered whether financial independence is realistic for you or how to start moving toward it (even slowly), this episode is for you. We're talking index funds, cash cushions, mindset shifts, and how to build resilience when you're inundated with questionable financial advice. Resources and Links: JL Collins' Blog The Simple Path to Wealth (2025 Edition)

The last time JL Collins joined me on the show (our most popular episode ever), we covered everything from millennial challenges, to his “VTSAX and Relax” approach, to lessons from his 2015 best-selling book, The Simple Path to Wealth. Now re-released a decade later with new insights, JL joins us again and we talk about: If the US Dollar still holds its reserve currency status—and what it means if it doesn't America's student loan crisis and the myth of “good debt” The liberation of dramatically downsizing your living expenses Our culture of consumerism, and what might replace it We even had a civil dispute about capitalism (I'll let you guess who played defense) and whether billionaires create jobs or jobs create billionaires Transcripts, show notes, production credits, and more can be found at: ⁠⁠http://moneywithkatie.com/jl-collins⁠. —

-- On the Show: -- JL Collins, author of major personal finance books including The Simple Path to Wealth, joins David to discuss the instability of the Trump economy and how the average person should navigate it financially — Far-right Trump-style candidate George Simion loses Romanian presidential race in a runoff after confirmed Russian interference in the first round, while global MAGA-style leaders in Canada and Australia also voted out as populist playbook runs out of steam — Trump's new tax plan keeps his 2017 cuts alive, adds MAGA-branded savings accounts, and includes massive giveaways to the rich — Trump claims Biden has “stage 9” cancer, a thing that doesn't exist, while bragging about acing his own cognitive test — Trump stuns audience with delusions about sending water to California and inventing the Patriots, then rants about drug prices and tariffs — Trump rambles about deepfakes, amendments, Putin, and imaginary $5 trillion payments during a chaotic public appearance — Karoline Leavitt defends Trump's gift jet, floats bizarre theories about tariffs, and dodges questions about the deficit and Taylor Swift — JD Vance uses Biden's cancer diagnosis to cast doubt on his fitness and blames Putin's continued war on confusion -- On the Bonus Show: Patel & Bongino face MAGA wrath by dismissing Epstein conspiracies, NJ Rep charged with assaulting ICE agents, Trump admin to pay $5 million to family of Jan 6 rioter Ashli Babbitt, much more...

In this episode, JL Collins discusses the transformative principles of financial independence outlined in his renowned book, The Simple Path to Wealth. Collins emphasizes the simplicity of investing, the power of living below your means, and the crucial role of compounding returns in achieving financial freedom. The conversation also touches on the newly revised edition of the book, addressing updated data and emergent financial topics, including cryptocurrency, all while maintaining the core philosophy that has empowered millions. Key Takeaways: Financial Freedom's Core: Understanding that financial freedom is achievable through deliberate actions—avoiding debt, living on less than you earn, and investing wisely. The Power of Compounding: Small, consistent investments can lead to significant wealth over time due to compounding returns. Market Downturns as Opportunities: Viewing market declines as chances to buy stocks at lower prices rather than reasons to sell. Simplicity in Investing: Collins advocates a straightforward approach to investing, primarily using low-cost index funds. Revised Edition Highlights: The updated book includes new data, case studies, FAQs, and insights into cryptocurrency while retaining its foundational message. Timestamps & Key Discussion Points: 00:00:19 The Release of the Revised Book Discussion on the new 2025 edition of The Simple Path to Wealth and its significance. 00:05:22 Understanding the Simple Path to Wealth Collins describes how the book began as a personal guide for his daughter and evolved into a life-changing resource for many. 00:07:39 The Importance of Compounding Explanation of compounding wealth and the misconception that it requires starting at a young age. 00:20:15 Investing in Index Funds Discussion on the benefits of investing in broad-based low-cost index funds, particularly VTSAX. 00:27:15 Market Trends and Self-Cleansing Funds Collins introduces the concept of self-cleansing funds and how stock indices adapt to market changes. Actionable Takeaways: Embrace investing consistently in low-cost index funds like VTSAX or similar. Aim for a high savings rate to expedite financial independence. View market downturns as opportunities to enhance your portfolio. Set up automatic contributions to investment accounts. Understand that freedom is the ultimate goal of wealth-building efforts. Discussion Questions: What strategies can you implement to live on less than you earn? How do you feel about the role of compounding in wealth building? Related Resources: The Simple Path to Wealth - 2025 Edition Key Quotes: "If you reach for a star, you might not get one, but you won't come up with a handful of mud either." [Timestamp: 00:09:31] "A stock market crash is a gift." [Timestamp: 00:35:31]

The Simple Path to Wealth is arguably the most influential book in the FIRE movement. JL Collins, its author, is revered among early retirees as one of the trailblazers for FIRE, showing that anyone, with the right investing consistency, can reach financial independence WITHOUT complicated investing strategies, risky alternative assets, or individual stock picking. This is THE simplest way to wealth, but does it still work in 2025? To see, we had to ask the man himself. So, back again, is JL Collins! Today, we're answering the big questions many FIRE chasers still ask. What's the right portfolio balance when growing wealth vs. retiring, does JL hold bonds or 100% index funds, should we be worried about all-time-high price-to-earnings ratios, and do you EVER need to rebalance your portfolio? JL answers them all, plus gives Scott his honest take on what a market crash would mean for his portfolio. But what about real estate, cryptocurrency, and other alternative assets? Is there any space in your portfolio for those, or should you only invest in index funds and bonds? JL has some advice you might not expect, but it could help you if you're itching to diversify.  Want to learn more about The Simple Path to Wealth? Pre-order the updated version, The Simple Path to Wealth (Revised & Expanded 2025 Edition), today!  In This Episode We Cover The “simple” path to wealth, FIRE, and early retirement explained  JL's exact stock/bond ratio while in retirement (and where yours should be) Are Scott's concerns about price-to-earnings ratios valid? JL shares his view When to rebalance your portfolio and why “set it and forget it” investing WON'T work REITs, real estate, and crypto: does JL invest in ANY of these alternative assets (and should you)?  And So Much More! Links from the Show Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Join BiggerPockets for FREE Email Mindy: Mindy@biggerpockets.com Email Scott: Scott@biggerpockets.com BiggerPockets Money Facebook Group Follow BiggerPockets Money on Instagram “Like” BiggerPockets Money on Facebook Subscribe to the BiggerPockets Money YouTube Channel! The Simple Path to Wealth (Revised & Expanded 2025 Edition) How I Lost Money in Real Estate Before It Was Fashionable Grab “The Simple Path to Wealth (Revised & Expanded 2025 Edition)” Get to FIRE Faster with “Set for Life” Sign Up for the BiggerPockets Money Newsletter Property Manager Finder The Simple Path to Wealth—Index Funds Explained with JL Collins Check out more resources from this show on ⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/money-640 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it possible to reach FIRE by 45, even on a teacher's salary or an average income? Today's guest is proving that, yes, you can retire early, regardless of your paycheck. It may be a little harder than it is for high-income earners, but with frugality, discipline, and smart investments, regular people can achieve FIRE! Welcome back to the BiggerPockets Money podcast! At just 31 years old, Kat has been diligently maxing out her retirement accounts, saving a ton of cash, and making enormous strides towards retiring by age 45. Most would say this is a long shot for someone with a teacher's salary, but thanks to a high savings rate and savvy financial decisions, Kat is right on track to reach her lofty goal. The real question is, should she? Kat will need to grind for the next 15 years to retire on her original timeline. Is it worth taking an extra couple of years to reach financial independence if it prevents burnout? In this episode, Mindy and Amberly will break down Kat's options, help her avoid the dreaded middle-class trap, and give her a roadmap for achieving FIRE quickly while also enjoying the journey! In This Episode We Cover Kat's roadmap to FIRE by age 45 (on a teacher's salary!) Why you DON'T need to be a high income earner to retire early When to stop contributing to retirement accounts and pivot to other investments Giving yourself financial flexibility by saving cash (and how to deploy it) When you should (and shouldn't) pay off your mortgage early Why it's worth taking extra time to enjoy the journey to financial independence And So Much More! Links from the Show Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Join BiggerPockets for FREE Email Mindy: Mindy@biggerpockets.com Email Scott: Scott@biggerpockets.com BiggerPockets Money Facebook Group Follow BiggerPockets Money on Instagram “Like” BiggerPockets Money on Facebook Subscribe to the BiggerPockets Money YouTube Channel! The Simple Path to Wealth The Fioneers Coast FI Calculator FIRE Faster with the Book, “Set for Life” Sign Up for the BiggerPockets Money Newsletter Find an Investor-Friendly Agent in Your Area BiggerPockets Money 259 - Pensions 101: Are Pensions Worth It? w/ Grumpus Maximus Connect with Amberly Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-629 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices