Podcasts about diania merriam

Jesse explores the value of financial priorities and the balance between spending and saving with guests Diania Merriam, Justin Peters, Bill Yount, Jeremy Schneider, Doc G, and Joe Saul-Sehy. Diania highlights the “iceberg principle” of stealth wealth—how true wealth is often what you don't see, like deferred purchases and unspent money. Justin shares a personal story about the cost and memories of boat ownership, emphasizing the lesson to buy utility and rent luxury. Bill discusses the different seasons of life in relation to frugality and spending, while Jeremy reflects on ingrained money habits persisting despite sudden wealth. Doc G and Joe Saul-Sehy add their unique perspectives on personal finance and the emotional relationship with money. Together, they unpack how financial decisions shape our lives, the importance of aligning spending with values, and the lessons learned from both scrimping and splurging. Key Takeaways: • Financial freedom doesn't always come with a clear sense of how to enjoy money meaningfully. • Renting luxury experiences can be more satisfying and economical than owning them. • Time, health, and family often become more valuable than money as people grow older. • Community and shared experiences often bring more satisfaction than expensive possessions. Lifestyle upgrades need to be aligned with personal values to feel meaningful. • Former spendthrifts can struggle just as much with letting go of financial vigilance. • Understanding your money story is key to shifting your habits and mindset with intention. Even the financially savvy can be blindsided by lifestyle creep and emotional spending. Key Timestamps: (00:00) – Scar Tissue: Financial Lessons from the Past (13:59) – The Mini Bar Mishap (20:11) –  The $500 Parking Ticket (23:56) – Balancing Financial Optimization and Enjoying Life (24:29) – Time vs. Money: Changing Priorities (25:50) – Keeping Up with the Joneses: A Personal Story (30:59) – The Perils of Consumerism and Stealth Wealth (44:12) – Rent Your Luxury and Buy Utility (45:20) – Frugality Habits: From Broke to Millionaire Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Bill Yount:  Website: https://catchinguptofi.com/ LinkedIn: https://www.linkedin.com/in/bill-yount-a8033036/  Diania Merriam: Website: https://economeconference.com/about/ LinkedIn: https://www.linkedin.com/in/dianiamerriam/  Justin Peters:  Website: https://podcasts.apple.com/us/podcast/fi-minded-achieve-financial-independence-have-fun-doing-it/id1496701179 LinkedIn: https://www.linkedin.com/in/justinleepeters/  Jordan (Doc G) Grumet:  Website: https://jordangrumet.com/ LinkedIn: https://www.linkedin.com/in/jordan-grumet-38a506179/  Joe Saul-Sehy:  Website: https://www.stackingbenjamins.com/ LinkedIn: https://www.linkedin.com/in/joe-saul-sehy-b3426b31/  Jeremy Schneider: Website: https://www.personalfinanceclub.com/ LinkedIn: https://www.linkedin.com/in/jerschneid/  More of The Best Interest: Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Today's podcast is with Diania Merriam. Most people are familiar with the FIRE movement, where people seek 25x their expenses and retire early. She took a different approach and instead reached her ‘coast FIRE' number and did not retire. However, she used this as an opportunity to leave traditional W-2 corporate work.Diania also runs the EconoMe conference, a personal finance conference with personal finance educational sessions and workshops.Links:* EconoMe Conference: https://economeconference.com/* Overview of the Coast FIRE concept from Nick Maggiulli: https://ofdollarsanddata.com/coast-fire/DisclaimerNothing on this podcast is investment advice.The information in this podcast is for information and discussion purposes only. It does not constitute a recommendation to purchase or sell any financial instruments or other products.  Investment decisions should not be made with this article and one should take into account the investment objectives or financial situation of any particular person or institution.Investors should obtain advice based on their own individual circumstances from their own tax, financial, legal, and other advisers about the risks and merits of any transaction before making an investment decision, and only make such decisions on the basis of the investor's own objectives, experience, and resources.The information contained in this podcast & show notes is based on generally-available information and, although obtained from sources believed to be reliable, its accuracy and completeness cannot be assured, and such information may be incomplete or condensed.Investments in financial instruments or other products carry significant risk, including the possible total loss of the principal amount invested. This podcast, the host, and the guest do not purport to identify all the risks or material considerations that may be associated with entering into any transaction. This host & guest accepts no liability for any loss (whether direct, indirect, or consequential) that may arise from any use of the information contained in or derived from this content. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.securityanalysis.org/subscribe

Who wouldn't pursue financial independence and early retirement (aka FIRE)? The path to get there includes frugality and investing. But what happens when you hit the “number?” And are there more realistic ways of getting the benefits of FIRE? [Episode 70] Learn more about Diania: Diania's LinkedIn: https://www.linkedin.com/in/dianiamerriam/ EconoMe Conference: https://economeconference.com/our-schedule/ References from the show: CNBC article: This 35-year-old has a net worth of $470,000... https://www.cnbc.com/2022/09/22/diania-merriam-semi-retired-in-her-30s-now-she-works-7point5-hours-per-week.html NYT article: Your Neighbors are Retiring in their 30s. Why can't you?https://www.nytimes.com/2024/05/07/magazine/retire-early-saving.html  Why do people hate on financial independence and early retirement (aka FIRE): https://radreads.co/why-do-people-hate-on-financial-independence-and-early-retirement-aka-fire/ The dubious promise of financial independence: https://radreads.co/the-dubious-promise-of-financial-independence/ —-JOIN OUR GROUP COACHING COHORTS:Are you looking to ask deep, introspective and provocative questions about your own life (with Khe and likeminded peers)⁠⁠⁠⁠⁠Apply today⁠⁠⁠⁠⁠—-BECOME A RADREADER: ⁠⁠⁠⁠⁠Join 50,000+ ambitious professionals⁠⁠⁠⁠⁠ for our weekly essays on productivity, money and career.⁠⁠⁠⁠⁠

What if you could “retire” early, working only FOUR hours a week? Coast FIRE achiever Diania Merriam did just that! After a decade of hustle in corporate America, Diania found herself financially behind with $30,000 in debt. Dreaming of a life-changing adventure but lacking the funds, she decided to overhaul her finances. Fast forward, and now in her mid-thirties, she's debt-free, successfully self-employed (or, as she puts it, happily “unemployed”), living life on her terms. So, how did Diania save enough to walk away from her nine-to-five? The answer might surprise you. She didn't need millions in the bank, and neither do YOU, to embrace early retirement. Diania asks, “Do you have enough to take a risk?” If you do, you could live the Coast FIRE lifestyle, just like her, working minimal hours and maximizing time freedom. Ready to slash your workweek and dive into what you love? Stick around—by following Diania's example, early retirement could be within your reach, EVEN if you're just getting started on your FIRE journey! In This Episode We Cover Why you must be financially prepared to quit a soul-sucking job  Achieving Coast FIRE without millions in the bank and how to be happy living off of little Why self-employed health insurance isn't as big of an expense as most people think Burning out before you hit FIRE and why being hyper-fixated on a financial goal could kill your drive How starting your own business can save you a ton on taxes How to “retire” early without replacing your full-time salary  And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders BiggerPockets Money Group Let Us Know What You Thought of the Show! Grab Dave's Newest Book “Start with Strategy” See Mindy at BPCON2024 in Cancun! Coast FI: The Calculated Way to Retire Early WITHOUT Giving Up What You Love 00:00 Intro 01:03 $30K in Debt! 03:22 Quitting Her "Toxic" Job 09:23 What About Health 12:02 How Much She Makes 20:53 You Have ENOUGH Money! 25:24 Connect with Diania! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-559 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Personal Finance Podcast, we are going to talk to Diana Miriam about how to Use Money as a Tool . How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Delete Me: Use Promo Code PFP for 20% off!   Links Mentioned in This Episode:  Connect with Diania Merriam: Linkedin Website Podcast Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Diania Merriam shares insights from Lisa Harrison of MadMoneyMonster.com, who reflects on everyday items she and her partner stopped buying to achieve significant savings. The list includes avoiding new car purchases, cutting cable TV, minimizing paper product expenses, using alternatives to shaving cream, refraining from soda and juice purchases, skipping professional family photos, and being mindful of pet care expenses. The episode highlights how small changes in spending habits can lead to substantial financial benefits over time. Read along with the original article(s) here: https://madmoneymonster.com/2015/11/06/things-we-just-stopped-buying/ Quotes to ponder: "I often see posts in various forums or on social media where people like to criticize how other people spend money. But here is the thing, everyone has different preferences, and there are no rules on what makes something a morally good or bad purchase." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Diania Merriam shares insights from Lisa Harrison of MadMoneyMonster.com, who reflects on everyday items she and her partner stopped buying to achieve significant savings. The list includes avoiding new car purchases, cutting cable TV, minimizing paper product expenses, using alternatives to shaving cream, refraining from soda and juice purchases, skipping professional family photos, and being mindful of pet care expenses. The episode highlights how small changes in spending habits can lead to substantial financial benefits over time. Read along with the original article(s) here: https://madmoneymonster.com/2015/11/06/things-we-just-stopped-buying/ Quotes to ponder: "I often see posts in various forums or on social media where people like to criticize how other people spend money. But here is the thing, everyone has different preferences, and there are no rules on what makes something a morally good or bad purchase." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Diania Merriam shares insights from Lisa Harrison of MadMoneyMonster.com, who reflects on everyday items she and her partner stopped buying to achieve significant savings. The list includes avoiding new car purchases, cutting cable TV, minimizing paper product expenses, using alternatives to shaving cream, refraining from soda and juice purchases, skipping professional family photos, and being mindful of pet care expenses. The episode highlights how small changes in spending habits can lead to substantial financial benefits over time. Read along with the original article(s) here: https://madmoneymonster.com/2015/11/06/things-we-just-stopped-buying/ Quotes to ponder: "I often see posts in various forums or on social media where people like to criticize how other people spend money. But here is the thing, everyone has different preferences, and there are no rules on what makes something a morally good or bad purchase." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2663: In this episode, Diania Merriam shares Sara Stanizai's post from ProspectTherapy.com, addressing the pervasive issue of doom spending in 2024. Sara explores the connection between anxiety and impulsive spending, defining doom spending as a harmful coping mechanism. The post provides insights into breaking this cycle by understanding its roots and offering practical, healthy coping strategies to manage anxiety effectively. Read along with the original article(s) here: https://www.prospecttherapy.com/blog/2023/12/1/ky0iiakglgb3uj9id5szt1vwa7ics1-wgbhf-c68kj Quotes to ponder: "Doom spending is a term used to describe the pattern of compulsive or impulsive buying driven by feelings of anxiety, stress, or a sense of impending doom." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2663: In this episode, Diania Merriam shares Sara Stanizai's post from ProspectTherapy.com, addressing the pervasive issue of doom spending in 2024. Sara explores the connection between anxiety and impulsive spending, defining doom spending as a harmful coping mechanism. The post provides insights into breaking this cycle by understanding its roots and offering practical, healthy coping strategies to manage anxiety effectively. Read along with the original article(s) here: https://www.prospecttherapy.com/blog/2023/12/1/ky0iiakglgb3uj9id5szt1vwa7ics1-wgbhf-c68kj Quotes to ponder: "Doom spending is a term used to describe the pattern of compulsive or impulsive buying driven by feelings of anxiety, stress, or a sense of impending doom." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2663: In this episode, Diania Merriam shares Sara Stanizai's post from ProspectTherapy.com, addressing the pervasive issue of doom spending in 2024. Sara explores the connection between anxiety and impulsive spending, defining doom spending as a harmful coping mechanism. The post provides insights into breaking this cycle by understanding its roots and offering practical, healthy coping strategies to manage anxiety effectively. Read along with the original article(s) here: https://www.prospecttherapy.com/blog/2023/12/1/ky0iiakglgb3uj9id5szt1vwa7ics1-wgbhf-c68kj Quotes to ponder: "Doom spending is a term used to describe the pattern of compulsive or impulsive buying driven by feelings of anxiety, stress, or a sense of impending doom." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2662: In this episode, Diania Merriam narrates Sierra Black's blog post from GetRichSlowly.org, emphasizing the importance of setting smart financial goals. Sierra introduces the SMART goal-setting system, highlighting the need for goals to be Specific, Measurable, Attainable, Realistic, and Timely. The post explains why setting meaningful goals is crucial for financial success and how it serves as a roadmap to guide financial decisions. Read along with the original article(s) here: https://www.getrichslowly.org/setting-smart-financial-goals/ Quotes to ponder: "Goals are incredibly powerful tools. They're useful for a diverse array of things, from getting clarity on what you want to staying motivated for the long haul." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2662: In this episode, Diania Merriam narrates Sierra Black's blog post from GetRichSlowly.org, emphasizing the importance of setting smart financial goals. Sierra introduces the SMART goal-setting system, highlighting the need for goals to be Specific, Measurable, Attainable, Realistic, and Timely. The post explains why setting meaningful goals is crucial for financial success and how it serves as a roadmap to guide financial decisions. Read along with the original article(s) here: https://www.getrichslowly.org/setting-smart-financial-goals/ Quotes to ponder: "Goals are incredibly powerful tools. They're useful for a diverse array of things, from getting clarity on what you want to staying motivated for the long haul." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2662: In this episode, Diania Merriam narrates Sierra Black's blog post from GetRichSlowly.org, emphasizing the importance of setting smart financial goals. Sierra introduces the SMART goal-setting system, highlighting the need for goals to be Specific, Measurable, Attainable, Realistic, and Timely. The post explains why setting meaningful goals is crucial for financial success and how it serves as a roadmap to guide financial decisions. Read along with the original article(s) here: https://www.getrichslowly.org/setting-smart-financial-goals/ Quotes to ponder: "Goals are incredibly powerful tools. They're useful for a diverse array of things, from getting clarity on what you want to staying motivated for the long haul." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2661: In this episode, Diania Merriam narrates Paula Pant's blog post on AffordAnything.com, discussing three unconventional approaches to significantly boost savings. Paula challenges conventional financial advice, suggesting an 80/20 budgeting approach, earning more through side gigs, and making earth-shattering changes to cut back on significant expenses. Read along with the original article(s) here: https://affordanything.com/3-unconventional-ways-super-charge-savings/ Quotes to ponder: "Earning extra money, and saving every dime of that excess income, is the single fastest and best way to super-charge your savings rate. Why? In one word: Habit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2661: In this episode, Diania Merriam narrates Paula Pant's blog post on AffordAnything.com, discussing three unconventional approaches to significantly boost savings. Paula challenges conventional financial advice, suggesting an 80/20 budgeting approach, earning more through side gigs, and making earth-shattering changes to cut back on significant expenses. Read along with the original article(s) here: https://affordanything.com/3-unconventional-ways-super-charge-savings/ Quotes to ponder: "Earning extra money, and saving every dime of that excess income, is the single fastest and best way to super-charge your savings rate. Why? In one word: Habit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2661: In this episode, Diania Merriam narrates Paula Pant's blog post on AffordAnything.com, discussing three unconventional approaches to significantly boost savings. Paula challenges conventional financial advice, suggesting an 80/20 budgeting approach, earning more through side gigs, and making earth-shattering changes to cut back on significant expenses. Read along with the original article(s) here: https://affordanything.com/3-unconventional-ways-super-charge-savings/ Quotes to ponder: "Earning extra money, and saving every dime of that excess income, is the single fastest and best way to super-charge your savings rate. Why? In one word: Habit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2660: In this episode, Diania Merriam continues to narrate Andrea Joy's blog post, "The Stages of Financial Management - Part 2." Andrea reflects on her journey through financial stages, discussing her struggles in making the right financial choices, sacrifices, and gradual progress. She highlights her transition from "Teenager" to "Adulting" by sharing personal experiences such as creating a 401k, saving money, paying down debt, and eventually entering the "Mature" stage. The post concludes with a word of warning about the stages of financial management, emphasizing the need for constant evaluation and adaptability. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management Quotes to ponder: "Recognizing the urgency in progressing to the 'Adulting' stage of financial management is another paradigm shift that can be helpful." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2660: In this episode, Diania Merriam continues to narrate Andrea Joy's blog post, "The Stages of Financial Management - Part 2." Andrea reflects on her journey through financial stages, discussing her struggles in making the right financial choices, sacrifices, and gradual progress. She highlights her transition from "Teenager" to "Adulting" by sharing personal experiences such as creating a 401k, saving money, paying down debt, and eventually entering the "Mature" stage. The post concludes with a word of warning about the stages of financial management, emphasizing the need for constant evaluation and adaptability. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management Quotes to ponder: "Recognizing the urgency in progressing to the 'Adulting' stage of financial management is another paradigm shift that can be helpful." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2660: In this episode, Diania Merriam continues to narrate Andrea Joy's blog post, "The Stages of Financial Management - Part 2." Andrea reflects on her journey through financial stages, discussing her struggles in making the right financial choices, sacrifices, and gradual progress. She highlights her transition from "Teenager" to "Adulting" by sharing personal experiences such as creating a 401k, saving money, paying down debt, and eventually entering the "Mature" stage. The post concludes with a word of warning about the stages of financial management, emphasizing the need for constant evaluation and adaptability. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management Quotes to ponder: "Recognizing the urgency in progressing to the 'Adulting' stage of financial management is another paradigm shift that can be helpful." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: In this Minimalist Monday edition, Diania Merriam presents Lisa Harrison's blog post from MadMoneyMonster.com, titled "Rejecting Consumer Norms Changed My Financial Life Forever." Lisa shares her journey of rejecting societal expectations and consumer norms, highlighting the impact it had on her financial life and the shift from embracing to rejecting consumerism. The post emphasizes the importance of redefining success, retraining financial habits, and finding peace in a life of frugality. Read along with the original article(s) here: https://madmoneymonster.com/2018/09/11/rejecting-consumer-norms-changed-my-financial-life-forever/ Quotes to ponder: "Our financial motivation switched from embracing consumer norms to rejecting them in exchange for hefty investing and a more carefree lifestyle." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2659: In this podcast episode, host Diania Merriam reads the first part of Andrea Joy's blog post titled "The Stages of Financial Management." Andrea explores the developmental stages individuals go through in understanding personal financial management. Drawing parallels with the growth process, she discusses stages from being a baby, completely dependent on others, to reaching maturity, characterized by consistent planning, budgeting, savings, and good financial choices. Andrea shares her personal journey between the "Teenager" and "Adulting" stages and the realization of the importance of managing money effectively. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management Quotes to ponder: "Financial literacy is not a side effect of wealth. Rather, wealth is a side effect of financial literacy!" Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: In this Minimalist Monday edition, Diania Merriam presents Lisa Harrison's blog post from MadMoneyMonster.com, titled "Rejecting Consumer Norms Changed My Financial Life Forever." Lisa shares her journey of rejecting societal expectations and consumer norms, highlighting the impact it had on her financial life and the shift from embracing to rejecting consumerism. The post emphasizes the importance of redefining success, retraining financial habits, and finding peace in a life of frugality. Read along with the original article(s) here: https://madmoneymonster.com/2018/09/11/rejecting-consumer-norms-changed-my-financial-life-forever/ Quotes to ponder: "Our financial motivation switched from embracing consumer norms to rejecting them in exchange for hefty investing and a more carefree lifestyle." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: In this Minimalist Monday edition, Diania Merriam presents Lisa Harrison's blog post from MadMoneyMonster.com, titled "Rejecting Consumer Norms Changed My Financial Life Forever." Lisa shares her journey of rejecting societal expectations and consumer norms, highlighting the impact it had on her financial life and the shift from embracing to rejecting consumerism. The post emphasizes the importance of redefining success, retraining financial habits, and finding peace in a life of frugality. Read along with the original article(s) here: https://madmoneymonster.com/2018/09/11/rejecting-consumer-norms-changed-my-financial-life-forever/ Quotes to ponder: "Our financial motivation switched from embracing consumer norms to rejecting them in exchange for hefty investing and a more carefree lifestyle." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2659: In this podcast episode, host Diania Merriam reads the first part of Andrea Joy's blog post titled "The Stages of Financial Management." Andrea explores the developmental stages individuals go through in understanding personal financial management. Drawing parallels with the growth process, she discusses stages from being a baby, completely dependent on others, to reaching maturity, characterized by consistent planning, budgeting, savings, and good financial choices. Andrea shares her personal journey between the "Teenager" and "Adulting" stages and the realization of the importance of managing money effectively. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management Quotes to ponder: "Financial literacy is not a side effect of wealth. Rather, wealth is a side effect of financial literacy!" Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2659: In this podcast episode, host Diania Merriam reads the first part of Andrea Joy's blog post titled "The Stages of Financial Management." Andrea explores the developmental stages individuals go through in understanding personal financial management. Drawing parallels with the growth process, she discusses stages from being a baby, completely dependent on others, to reaching maturity, characterized by consistent planning, budgeting, savings, and good financial choices. Andrea shares her personal journey between the "Teenager" and "Adulting" stages and the realization of the importance of managing money effectively. Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management Quotes to ponder: "Financial literacy is not a side effect of wealth. Rather, wealth is a side effect of financial literacy!" Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2656: In this podcast episode, host Diania Merriam narrates a blog post by Kathleen Coxwell of NewRetirement.com. The post discusses the often confusing language of personal finance, breaking down essential financial concepts and terms to empower listeners in their financial journey. The episode aims to demystify topics like inflation, assets, diversification, cash flow, rate of return, risk tolerance, assumptions, home equity, present value/future value, and lifetime income. Read along with the original article(s) here: https://www.newretirement.com/retirement/money-talks-but-do-you-speak-the-language/ Quotes to ponder: "Lifetime income refers to income that you will receive for as long as you live, no matter how long that turns out to be." Episode references: "The Simple Path to Wealth" by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2656: In this podcast episode, host Diania Merriam narrates a blog post by Kathleen Coxwell of NewRetirement.com. The post discusses the often confusing language of personal finance, breaking down essential financial concepts and terms to empower listeners in their financial journey. The episode aims to demystify topics like inflation, assets, diversification, cash flow, rate of return, risk tolerance, assumptions, home equity, present value/future value, and lifetime income. Read along with the original article(s) here: https://www.newretirement.com/retirement/money-talks-but-do-you-speak-the-language/ Quotes to ponder: "Lifetime income refers to income that you will receive for as long as you live, no matter how long that turns out to be." Episode references: "The Simple Path to Wealth" by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2656: In this podcast episode, host Diania Merriam narrates a blog post by Kathleen Coxwell of NewRetirement.com. The post discusses the often confusing language of personal finance, breaking down essential financial concepts and terms to empower listeners in their financial journey. The episode aims to demystify topics like inflation, assets, diversification, cash flow, rate of return, risk tolerance, assumptions, home equity, present value/future value, and lifetime income. Read along with the original article(s) here: https://www.newretirement.com/retirement/money-talks-but-do-you-speak-the-language/ Quotes to ponder: "Lifetime income refers to income that you will receive for as long as you live, no matter how long that turns out to be." Episode references: "The Simple Path to Wealth" by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

What role does spending money play in your life: as a tool to live a better life or a yardstick of status to measure yourself against others? Our roundtable discussion centers around this, as we're lucky to be joined by the dynamic duo Kitty and Piggy from the award-winning Bitches Get Riches podcast and blog. They join up with OG and Len Penzo to form the roundtable for this epic episode. Joe's mom's cousin Diania Merriam, founder of the EconoMe Conference, takes over MC duties for Neighbor Doug. In the second half of the roundtable discussion, sponsored by DepositAccounts.com, we dig into each of our contributors' favorite entry on Morgan Housel's list. Stick around for the next installment of our year-long trivia contest. Diania brings a Gillian's Island-themed trivia to our panel. Will the Bitches use their advantage in numbers to take home the W for Paula? Will Len's first-hand knowledge of Gillian's Island, having actually been around for the pilot episode, give him the upper hand, or will OG use his superior financial planning skills to bring home the W? FULL SHOW NOTES: https://www.stackingbenjamins.com/kitty-piggy-roundtable-1487 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Diania Merriam shares her personal journey from financial illiteracy and debt to achieving financial independence and retiring at 33. She emphasizes the importance of shifting from a scarcity mindset to an abundance mindset when it comes to money. Diania provides action steps for listeners, including surrounding themselves with abundant people, reading abundance-based books, and expressing appreciation and gratitude. By adopting these practices, you can develop a healthier relationship with money and find contentment in your financial journey.Takeaways:Shift from a scarcity mindset to an abundance mindset when it comes to money.Surround yourself with abundant people who have a positive outlook on money.Read abundance-based books to change your perspective and mindset.Express appreciation and gratitude daily to cultivate a sense of abundance and contentment.Listen to Diania's PodcastCheck out the EconoMe ConferenceWatch the EconoMe YouTube ChannelHere are some of the books that Diania mentioned:The Obstacle is the Way by Ryan HolidayDo Nothing by Celeste HeadleeThe Pathless Path by Paul MillerdYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2637: Helene Massicotte of FreeToPursue.com challenges the allure of "golden handcuffs," the financial incentives that keep us tethered to jobs that might not fulfill us. Through her personal journey and practical advice, she explores the importance of financial independence, the illusion of security from employer-provided benefits, and the value of pursuing a life defined by more than just monetary gains. Read along with the original article(s) here: http://www.freetopursue.com/blog/2016/5/10/are-those-golden-handcuffs-on-too-tight Quotes to ponder: "You are an economic unit. You know your job is to maximize the resources you have at your disposal to lead the best life you can lead." "If the only reasons you can think of to stay with your current employer are monetary, and your work life is an important way in which you define yourself, it's time to take a hard look at your situation." Episode references: Risk Parity Radio: https://www.riskparityradio.com/ Mindy on Money podcast "Diania Merriam and mindset: from scarcity to abundance": https://mindyonmoney.com/s1/10 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2637: Helene Massicotte of FreeToPursue.com challenges the allure of "golden handcuffs," the financial incentives that keep us tethered to jobs that might not fulfill us. Through her personal journey and practical advice, she explores the importance of financial independence, the illusion of security from employer-provided benefits, and the value of pursuing a life defined by more than just monetary gains. Read along with the original article(s) here: http://www.freetopursue.com/blog/2016/5/10/are-those-golden-handcuffs-on-too-tight Quotes to ponder: "You are an economic unit. You know your job is to maximize the resources you have at your disposal to lead the best life you can lead." "If the only reasons you can think of to stay with your current employer are monetary, and your work life is an important way in which you define yourself, it's time to take a hard look at your situation." Episode references: Risk Parity Radio: https://www.riskparityradio.com/ Mindy on Money podcast "Diania Merriam and mindset: from scarcity to abundance": https://mindyonmoney.com/s1/10 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2637: Helene Massicotte of FreeToPursue.com challenges the allure of "golden handcuffs," the financial incentives that keep us tethered to jobs that might not fulfill us. Through her personal journey and practical advice, she explores the importance of financial independence, the illusion of security from employer-provided benefits, and the value of pursuing a life defined by more than just monetary gains. Read along with the original article(s) here: http://www.freetopursue.com/blog/2016/5/10/are-those-golden-handcuffs-on-too-tight Quotes to ponder: "You are an economic unit. You know your job is to maximize the resources you have at your disposal to lead the best life you can lead." "If the only reasons you can think of to stay with your current employer are monetary, and your work life is an important way in which you define yourself, it's time to take a hard look at your situation." Episode references: Risk Parity Radio: https://www.riskparityradio.com/ Mindy on Money podcast "Diania Merriam and mindset: from scarcity to abundance": https://mindyonmoney.com/s1/10 Learn more about your ad choices. Visit megaphone.fm/adchoices

Love is in the air! Today we're talking about relationships with two fantastic people - our guest of honor today is the host of the Optimal Finance Daily podcast and also the woman behind the EconoMe Conference, Diania Merriam. Diania and Joe talk about relationships, money, and that the whole idea of "relationship" doesn't start where many people think it does. We especially focus on money's role in a relationship and how focusing on the wrong aspects of "love" can end up helping out OUT of a relationship instead of getting closer with your "soulmate." Before that we have some fun talking about investing strategies with guest co-host, comedian Paul Ollinger. Paul rides along with Joe, OG, and Doug through a fun discussion on the fact that advisors are getting away from "boring" allocations of exchange traded funds and instead moving to separately managed accounts. What IS a separately managed account and why would an advisor do that? We get NERDY on today's show and shine a light in an area that advisors may not want you to look. Of course, we take a call for help from a Stacker AND Doug regales us with his amazing trivia, which we're sure you'll LOVE. FULL SHOW NOTES: https://www.stackingbenjamins.com/2024-econome-conference-diania-merriam-1477 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Grab some candles and cuddle up with a loved one for this one! It's an epic episode! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mindy (and Carl) talk to Diania Merriam about mindset, community, EconoMe, and much more!How fear mindset holds us backHow do we become less afraid?EconoMeCommunityStick around for the outtakes!LinksEconoMe (Enter MOM to save 10% off a ticket!)Books Diania recommendsCarl's EconoMe talkMindy On Money YouTube channelThanks for listening!

She is the visionary behind the EconoMe Conference, often referred to as the "TED talks" of the FIRE (Financial Independence, Retire Early) movement. Additionally, she serves as the host of the widely acclaimed podcast, Optimal Finance Daily. Today, we are delighted to have Diana Merriam with us to dive into the transformative journey of her money mindset shift, leading to her early retirement at the age of 33. Diana will share insights on how she reshaped her life by redefining her relationship with money and becoming an active member of the FIRE community. Stay tuned for an inspiring conversation on financial empowerment and achieving early retirement goals.

Join us in a thought-provoking conversation with Diania Merriam of the Econome Conference, Jessica from the Fioneers, and Leif Dahleen from the Physician on FIRE as we delve into the pressing question of whether the financial independence community has veered towards elitism. Together, we explore the criticisms surrounding the rising costs of conferences and ponder whether the fundamental principles of frugality are being overshadowed by a quest for exclusivity. #FinancialIndependence #FICommunity #FrugalityRevival #MoneyMatters #EconomeConference #FioneersPodcast #PhysicianOnFIRE #WealthMindset #DeconstructingFI #FinancialWellness Learn more about your ad choices. Visit megaphone.fm/adchoices

Diania Merriam is the founder of the EconoMe Conference, an exclusive gathering for the FIRE community (financial independence, retire early). Inspired by FIRE, Diania hit an impressive 60% savings rate and retired at 33. Of course, in retirement, you've got to stay active; what's the point of financial freedom if you've got nothing to do? Diania joins Jesse today to discuss CoastFI, SlowFI, and the need to enjoy the journey. If you're saving for retirement, but aren't sure what to do with that retirement, this episode is for you!   Key Takeaways: What inspired Diania to walk the Camino de Santiago. How to disconnect for your career with purpose. Why you need a vision for what your retirement will look like. Don't wait for financial independence to change your life. What are SlowFI and CoastFI? How to be an efficient saver, not a deprived saver. Why FI is better with friends.   Mentions:

In this episode: Money as a Tool, Retirement and Autonomy, Awareness and Choice, Community and Belonging, Coast FI and Slow FI with Diania MerriamNote from AdamI hope you are well.  I know I've been MIA for the last few weeks, without any new episodes.I've had some incredible things happening in my life, all thanks to envisioning. I can't wait to share them with you and share a resource I'm creating for you to think BIG about your own life and vision, so you can create similar amazing results for yourself. If you'd like to get early access to that, click here and sign up.Episode Summary: In this episode, Diania Merriam discusses her journey to financial independence and early retirement. She shares how she discovered the FIRE (Financial Independence, Retire Early) movement and how it transformed her relationship with money.Diania explains the concept of "Coast FI" and "Slow FI" and how she retired from her corporate career at the age of 33.She also talks about the importance of clarity and comfort in managing finances and how financial independence allows for greater creativity and time abundance.Connect with Diania Merriam10% off her FIRE conference, Econome with code “mindful”Website: EconomeConference.comAbout our guest, Diania: Diania Merriam is a retired corporate professional and the host of a daily podcast about money. She is passionate about helping others achieve financial independence and creating a life they never want to retire from. Diania is also the founder of The Econome Conference, a gathering for like-minded individuals in the FIRE community.Key Takeaways:Money is a tool, not a goal. It should be used to create time and space in your life.Retirement is not about not working, but about separating your finances from your work and having full autonomy over how, when, and where you work.Awareness and choice are essential in achieving financial independence. Understand your income, expenses, and the gap between them.Community and a sense of belonging are important for overall well-being, especially in the FIRE movement."Coast FI" involves front-loading retirement savings and allowing compound interest to grow your investments over time."Slow FI" is about reimagining your financial journey and being open to different paths and approaches to financial independence.Resources & Books Mentioned:Mr. Money Mustache blog"The 4-Hour Workweek" by Tim FerrissWhenever you are ready, here are 3 ways I can help you: 1. ​Book a 30 free clarity call with me​. If you are nearing FI and want help answering the question "What do you actually want?", let's chat! 2. ​Complete my Free Envisioning Guide​ to dream up a BIG vision for your life. 3. ​Connect with me LinkedIn​ where I post about crafting a life you love & making work optional using mindfulness, envisioning & financial independence.

On this special addition of Catching Up to FI, we get to hear a live panel from CampFI Midwest 2023 hosted by Becky, Diania Merriam of Optimal Finance Daily, and Jordan Grumet of Earn & Invest. The hosts discuss the surprising and maybe not-so-fun sides of financial independence and how to work through them. We also hear personal stories from the panel's audience.  Connect with us! @catchinguptofi  buy CUtFI a coffee Resources mentioned on the show: Optimal Finance Daily with Diania Merriam Earn & Invest with Doc G Camp FI EconoMe Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Join Doc G alongside Becky Heptig and Diania Merriam for a special live episode recorded at CampFI Midwest. In this candid discussion, we peel back the layers of financial independence and explore the unexpected twists and turns that come with pursuing FI. From the surprising joys to the unforeseen challenges, this episode offers a fresh perspective on the FI journey. #FinancialIndependence #CampFIMidwest #CatchingUpToFI #OptimalFinanceDaily #FIRealityCheck #UnexpectedFI #LifeAfterFI #MoneyMilestones #FISurprises #LivePodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Bill & Becky chat with Diania Merriam.  She is the founder of The ECONOME Conference, a party about money designed for the FI/FIRE Movement.  She is also the host of the popular podcast, Optimal Finance Daily, where she narrates articles from the best personal finance blogs on the planet (1M downloads per month). Discovering the FIRE movement in 2015 led her to get out of $30k of debt in 11 months, save 60% of her income, take a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, and self-fund her own business.  She retired from her corporate career at 33 years old and now helps others find community and inspiration on the path to financial freedom. Resources mentioned on the show: EconoMe Conference (Discount code: CATCHINGUP) Optimal Finance Daily Camino de Santiago Camp FI Mr. Money Mustache Camp Mustache The 4-Hour Workweek: Escape 9-5, Live Anywhere, Join the New Rich by Tim Ferriss The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life by J.L. Collins Sacred Rest: Recover Your Life, Renew Your Energy, Restore Your Sanity by Saundra Dalton-Smith Oura Ring Risk Parity Radio Podcast  

In this episode of Money Tales, our guest is Diania Merriam. In her 20s, Diania felt like she was wasting her privilege. She was an educated white woman in a first world country with a good job, yet Diania was living paycheck to paycheck and running up a mound of debt. She decided something had to change. Diania made a mindset shift and became a supersaver. She got creative and resourceful about meeting her needs and developed a brand-new relationship with money. Diania Merriam is the founder of The EconoMe Conference, a party about money designed specifically for the FIRE movement (financial independence, retire early). She's also the host of the popular podcast Optimal Finance Daily where she narrates articles from the best personal finance blogs on the planet. After getting out of $30k of debt in 11 months, Diania used her newfound financial freedom to negotiate a remote working arrangement with her employer, take a two-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago and launch her own business.

Welcome, ladies, to the Real Estate InvestHER Show! In this episode, we are going to get inspired to achieve financial freedom with Diania Merriam. Diania is the founder of The EconoMe Conference, catering to the FIRE movement. She hosts the popular podcast Optimal Finance Daily (1M downloads/month), narrating articles from top personal finance blogs. She achieved financial independence by eliminating $30k of debt, saving 60% of her income, and retiring at 33. Featured on Business Insider, CNBC, and other outlets, she inspires others on the path to financial freedom. In this episode, we explore Diana's journey to financial independence through the FIRE movement. Discover how she went from $30,000 in debt to achieving financial freedom in just 11 months. Diana shares her approach to reducing expenses while still enjoying some luxuries and how it sparked her creativity. Learn how cutting costs can unlock creativity and the importance of being mindful of our values. The conversation also delves into financial awareness, understanding take-home pay, and reviewing expenses on a quarterly or yearly basis.   “Reducing expenses in a really creative way doesn't have to feel like deprivation. It can actually open up a level of creativity that you didn't know you had.” (06:56 – 07:02) “Here's the thing that I've come to learn about money: it is the only thing in life that you can completely mess up and you could still fix it and be totally fine. You can't say that about your health. You can't say that about relationships.” (17:28 – 17:48)   Connect with Diania Instagram: @economecon LinkedIn: Diania Merriam Website: The EconoMe Conference   Resources Mentioned: The Simple Path to Wealth by J.L. Collins   How To Join the InvestHER Movement  1) InvestHER CON 2024 Austin, TX Omni Barton Creek Resort June 3-4 - "ALL IN – It's Time to Thrive” Here is what you can expect at InvestHER CON 2024: Pre-event network, 2 full days of transformational experiences, access to over 20 Sessions with Keynotes and Speakers, recordings from all sessions, access to investors, mentors, and influencers, mindful networking, opportunities to connect with our sponsors + vendors, coffee and lunch included, Final Reception: Red Party, Live 30-day Group Accountability Virtual Session with the Founders Liz and Andresa, Exclusive Breakfast for STRIVE members only. "InvestHer CON was truly a transformative experience. I have felt so alone for so long and now I feel like I have a community of support. I don't have to be the master of everything and take it all on my shoulders, I just have to do what I am excellent at." - Heather Giammichele Join us in. Get your ticket today https://www.therealestateinvesther.com/investhercon 2)  InvestHER Community on Facebook : a safe place for women to ask real estate investing questions and gain the support they need to achieve their goals!    3)STRIVE Membership - for highly ambitious and decisive Real Estate investors looking to grow your Real Estate portfolio on your own terms while making deeper relationships with successful women playing at the same level.  APPLY today at https://www.therealestateinvesther.com/membership 4) InvestHER Meetups Around the Globe : attend in-person meetings held monthly by experienced InvestHER Leaders! Find the location near you: https://www.therealestateinvesther.com/investhercon    5)The Real Estate InvestHER Podcast - straight talk and inspiration for current and aspiring female real estate investors to live both balanced and financially free lives. Subscribe here: https://podcasts.apple.com/us/podcast/the-real-estate-investher-show/id1346815972   6)InvestHER™ ORG with eXp : all-woman investment group for agents and build your personal portfolio while creating generational wealth! Get the benefits of being part of a team without extra fees! Schedule a discovery call: https://www.therealestateinvesther.com/investherorg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Personal Finance Podcast, how to Use Money as a Tool with Diana Miriam. How Andrew Can Help You:  Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe. Factor 75: Head to factormeals.com/pfp50 and use code pfp50 to get 50% off your first box. These are amazingly easy and nutritious meals. Connect with Diania Merriam: Linkedin Website Podcast EconoMe 2024—March 15-17, Cincinnati, OH Conference and get 10% discount at tickets@economyconference.com  Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Diania Merriam answers a listener's question about saving and investing vs. spending. Episode 2151: Q&A with Diania Merriam - Saving & Investing vs. Spending Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalHealthDailyDietNutritionFitness Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we answer emails from Eric (x2), Ron and Jeffrey.  We discuss the EconoMe Conference, my friendship with Diania Merriam, bid/ask spreads at various brokerages, an exquisite analysis of margin leverage vs. leveraged ETFs and the gold/gold miner fund GDMN.Links:EconoMe Conference 2024:  EconoMe Conference - March 15th-17th, 2024Father McKenna Center Giving Page:  Donate - Father McKenna CenterRon's Leverage Analysis I:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)Ron's Leverage Analysis II:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)Article re Margin vs. Leveraged ETFs:  Margin Trading vs. Leveraged ETFs | Cumberland AdvisorsCorey Hoffstein Interview About Using Leveraged ETFs:  How to Improve a 100% Stock Portfolio Using Return Stacking w/ Corey Hoffstein (theinvestorspodcast.com)GDMN ETF webpage:  Global Gold Plus Gold Miners Strategy ETF Fund| WisdomTreeSupport the show

In this episode: using your resources to create change, your employer is your customer, identifying discrimination, and abundance mindsets. For some on the journey to FI, it may seem like you must at all cost continuously strive to meet your monetary goal as quickly as possible. However, staying in toxic and unfulfilling work environments to hold the course with your goal is not what this journey is about. This week we are re-joined by Diania Merriam to have an intimate conversation about leaving a toxic work environment, navigating internalized beliefs, and the power and control gained while on the journey to FI. The greatest part of this journey is not only the earning and having more financial resources, but rather learning that your money is a tool you can use to reclaim your time! Remember, striving for FI is never about deprivation or devaluing yourself, nor does it mean tolerating poor treatment in order to stay on track!   Diania Merriam: Website: EconoME Conference (Promo Code "CHOOSEFI") Podcast: Optimal Finance Daily Timestamps: 2:00 - Introduction 4:25 - The Resignation 15:46 - Identifying Discrimination 25:07 - Culture Shifts And Subtleties 30:10 - Using Your Resources To Create Change 33:12 - Allowing Your Money To Protect You And Coast FI 40:28 - Operating From An Abundance Mindset 48:57 - Your Employer Is Your Customer 54:20 - Shifting From Saving To Covering Expenses 62:30 - EconoME Conference 66:56 - Conclusion Resources Mentioned In Today's Episode: What I've Learned From One Year Of "Fun-Employment" - Diania Merriam The Reality Of Leaving A Toxic Work Enviornment - Diania Merrian Accountability | Diania Merriam | ChooseFI Ep 150 Myths and Misconceptions | Diania Merriam | ChooseFI Ep 306 Subscribe to The FI Weekly! More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Keep learning or start a new side hustle with one of our educational courses Commission-Free Investing with M1 Finance

It's been over a month since my last update. I catch folks up on what happened at track nationals and my journey over the past couple years. I'm  also joined by EconoMe Conference founder, Diania Merriam, who candidly shares her mental health journey and experience with the therapy modality that's helped her most: Eye Movement Desensitization and Reprocessing (EMDR). If you've ever heard of or wondered about EMDR, this episode is for you. Jump to 10:20 to go directly to the interview. Trigger Warning: discussion of death/lossAs always, talk to a professional before doing anything you heard on a podcast! This is for informational and entertainment purposes only.