Podcasts about Mullaney

  • 246PODCASTS
  • 513EPISODES
  • 38mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • Feb 19, 2026LATEST

POPULARITY

20192020202120222023202420252026


Best podcasts about Mullaney

Latest podcast episodes about Mullaney

Irish and Celtic Music Podcast
Donegal Jigs & Modern Celtic Voices #747

Irish and Celtic Music Podcast

Play Episode Listen Later Feb 19, 2026 65:51


From the jigs of County Clare to the reels of Donegal, this week we're taking you on a musical journey across Ireland and beyond. We've got everything from Boxing Robin's energetic traditional sets to contemporary voices like Nerea The Fiddler and Irish Millie. Plus, the legendary Altan stops by with a stunning reel selection. Grab your headphones—this is This Week in Celtic Music on the Irish & Celtic Music Podcast #747  -  -  Subscribe now at CelticMusicPodcast.com! Boxing Robin, Alex Sturbaum, Vienna Scheyer, The Drowsy Lads, Nerea The Fiddler, Erin Ruth, Autumn Rhodes, Tulua, ISHNA, Sue Tillotson, Jim Cunningham, Altan, Low Power Trio, Ian Alistair Gosbee, Ironwood music, Callán, Irish Millie, The Irish Rovers GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2026 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music episode. You have just three weeks to vote this year. Vote Now! THIS WEEK IN CELTIC MUSIC 0:06 - Boxing Robin "Clare to Donegal Jigs" from The View From Here 3:29 - WELCOME 5:29 - Alex Sturbaum "Irishman's Heart to the Ladies / Hills of Glenorchy / When the Cock Crows it is Day (feat. Vienna Scheyer)" from Slash 10:25 - The Drowsy Lads "Memories and Moments" from Time Flies 13:57 - Nerea The Fiddler "A Moment of Absence" from Off The Beatn Path 16:15 - Erin Ruth, Autumn Rhodes "Irish Ways & Irish Laws" from single 19:10 - FEEDBACK 23:09 - Tulua "Rambling Boys of Pleasure" from No Coming No Going 28:56 - ISHNA "Cunla" from Slí Amach 32:57 - Sue Tillotson & Jim Cunningham "Star of the County Down" from Water Horse 35:55 - Altan "The House of Baoithín Selection: Miss Stewart's/Bonnie Annie/Hand Me Down The Tea Things/House of Baoithín (Reels)" from Donegal 39:42 - Low Power Trio "Arthur McBride" from Dirty Old Town 45:13 - THANKS 47:05 - Ian Alistair Gosbee "Grace" from Ray of Sunshine 50:01 - Ironwood "The White Gypsy" from Gretna Green 54:08 - Callán "Young Bridie" from Bloody Callán 56:57 - Irish Millie "Big Red" from GRACE 1:00:49 - CLOSING 1:01:49 - The Irish Rovers "Across The Western Ocean" from Drunken Sailor 1:04:21 - CREDITS Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at   www.CascadiaLawAlaska.com The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Clean energy isn't just good for the planet, it's good for your wallet. Solar and wind are now the cheapest power sources in history. But too many politicians would rather protect billionaires than help working families save on their bills. Real change starts when we stop allowing the ultra - rich to write our energy policy and run our government. Let's choose affordable, renewable power. Clean energy means lower costs, more freedom, and a planet that can actually breathe. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories. Every song has a story, every episode is a toast to Celtic and folk songwriters. Discover the stories behind the songs from the heart of the Celtic pub scene. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email the artists to let them know you heard them on the Irish & Celtic Music Podcast. These musicians are not part of some corporation. They are small indie groups that rely on people just like you to support their music so they can keep creating it. Please show your generosity. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. IRISH & CELTIC MUSIC PODFEST Join us Sunday, March 8, 2026, from 12 to 6 PM for the Irish & Celtic Music PodFest and Arts Market at The Lost Druid Brewery in Avondale Estates, Georgia. Spend the afternoon surrounded by live Celtic and folk music from Kinnfolk, The Muckers, May Will Bloom, and Marc Gunn. Grab a pint, enjoy the tunes, and share the energy of a true Celtic gathering. While the music plays, explore our Arts Market filled with handmade crafts, art, and unique gifts from local creators. It's a celebration of music, creativity, and community — all in one place. Come for the songs. Stay for the spirit. We'll see you at The Lost Druid on March 8.

The Running Effect Podcast
How Jack Mullaney Trains the Fastest Runners at HOKA NAZ Elite — Why His 2:04 Marathoner Never Missed a Workout in Two Years and What That Actually Looks Like Day to Day

The Running Effect Podcast

Play Episode Listen Later Feb 16, 2026 69:39


Jack Mullaney stepped into one of the most scrutinized coaching jobs in professional distance running and made it his own.  In just over a year at the helm of HOKA NAZ Elite, Jack Mullaney has navigated a generational coaching handoff, delivered U.S. road titles, Olympic top-10 finishes, and team records, and helped shape one of the sport's most talked-about high-performance environments.Coach Mullaney has been with HOKA NAZ Elite since 2023, and under his leadership, the team has achieved significant milestones. A few of the big ones include Alex Masai achieving a third place finish at the 2025 Chicago Marathon, running a time of 2:04:37; Adriaan Wildschutt finishing 10th in the Men's 10,000 meters at the 2024 Paris Olympic Games; and Olin Hacker securing a 5th-place finish in the 3,000 meters at the 2024 World Athletics Indoor Championships.Prior to that, he spent seven seasons as an assistant coach for the University of Portland, helping lead the men's program to two NCAA Cross Country podium finishes.If you care about where elite distance running is headed–and how the best teams are learning, adapting, and staying human while chasing the edge–this is a conversation you don't want to miss.Tap into the Jack Mullaney Special. If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it. Comment the word “PODCAST” below and I'll DM you a link to listen. If this episode blesses you, please share it with a friend!S H O W  N O T E S-The Run Down By The Running Effect (our new newsletter!): https://tinyurl.com/mr36s9rs-Our Website: https://therunningeffect.run -THE PODCAST ON YOUTUBE: https://www.youtube.com/channel/UClLcLIDAqmJBTHeyWJx_wFQ-My Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/therunningeffect/?hl=en⁠⁠⁠⁠⁠⁠-Take our podcast survey: https://tinyurl.com/3ua62ffz

Canine Conversations
Part 2: Emma Gaalaas Mullaney- Heterodox Approach to Selecting and Raising Detection Dogs

Canine Conversations

Play Episode Listen Later Feb 5, 2026 76:10


If you haven't heard part one- we highly recommend going back and listening to that fist! Then head right back here and listen to this second part of our two part interview with Emma Gaalaas Mullaney, PhD. Learn more about her roll as the director of detection and search and rescue at the Penn Vet Working Dog Center and about the extraordinary dog teams she works with today. Host: Kayla FrattEditor: Sara Fangton Guest logistics: Brooke Schoeder Intern: Grace KoskiWebsite: Meg du BrayMentoring group: Madison Davis

Optimal Finance Daily
3433: [Part 2] Transferring a Primary Residence to Children by Sean Mullaney of FI Tax Guy on Legacy Decisions

Optimal Finance Daily

Play Episode Listen Later Jan 24, 2026 8:51


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3433: Sean Mullaney outlines the potential pitfalls of using joint tenancy or outright gifts when transferring a home to adult children. From unexpected capital gains tax and loss of control to legal complications and family disputes, he explains why revocable living trusts often provide a safer, more tax-efficient alternative. Read along with the original article(s) here: https://fitaxguy.com/2020/08/ Quotes to ponder: "Capital gains taxes generally aren't an issue after the original owner's death. But they can be an issue before his or her death." "Transferring an interest in your home to another person relinquishes some of your control over the property." "Adding multiple adult children to the title as joint tenants with rights of survivorship can create issues after the parent's death." Episode references: IRS Form 709: https://www.irs.gov/forms-pubs/about-form-709 Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3433: [Part 2] Transferring a Primary Residence to Children by Sean Mullaney of FI Tax Guy on Legacy Decisions

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later Jan 24, 2026 8:51


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3433: Sean Mullaney outlines the potential pitfalls of using joint tenancy or outright gifts when transferring a home to adult children. From unexpected capital gains tax and loss of control to legal complications and family disputes, he explains why revocable living trusts often provide a safer, more tax-efficient alternative. Read along with the original article(s) here: https://fitaxguy.com/2020/08/ Quotes to ponder: "Capital gains taxes generally aren't an issue after the original owner's death. But they can be an issue before his or her death." "Transferring an interest in your home to another person relinquishes some of your control over the property." "Adding multiple adult children to the title as joint tenants with rights of survivorship can create issues after the parent's death." Episode references: IRS Form 709: https://www.irs.gov/forms-pubs/about-form-709 Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3433: [Part 2] Transferring a Primary Residence to Children by Sean Mullaney of FI Tax Guy on Legacy Decisions

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later Jan 24, 2026 9:21


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3433: Sean Mullaney outlines the potential pitfalls of using joint tenancy or outright gifts when transferring a home to adult children. From unexpected capital gains tax and loss of control to legal complications and family disputes, he explains why revocable living trusts often provide a safer, more tax-efficient alternative. Read along with the original article(s) here: https://fitaxguy.com/2020/08/ Quotes to ponder: "Capital gains taxes generally aren't an issue after the original owner's death. But they can be an issue before his or her death." "Transferring an interest in your home to another person relinquishes some of your control over the property." "Adding multiple adult children to the title as joint tenants with rights of survivorship can create issues after the parent's death." Episode references: IRS Form 709: https://www.irs.gov/forms-pubs/about-form-709 Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily
3432: [Part 1] Transferring a Primary Residence to Children by Sean Mullaney of FI Tax Guy on Legacy Decisions

Optimal Finance Daily

Play Episode Listen Later Jan 23, 2026 8:16


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3432: Sean Mullaney breaks down the key legal and tax considerations for parents looking to pass their home to their children, whether they're minors or adults. From the flexibility of revocable living trusts to the potential pitfalls of joint tenancy, this episode offers a clear, practical guide to making informed decisions while avoiding costly mistakes. Read along with the original article(s) here: https://fitaxguy.com/2020/08/ Quotes to ponder: "It is often best to work with a lawyer to transfer the primary residence to a revocable living trust." "The best thing about a revocable living trust: as long as the grantor(s) is/are alive, the trust is fully revocable! So mistakes can be easily fixed." "Parents placing their primary residence in their own revocable living trust does not necessitate the filing of a federal gift tax return (Form 709)." Episode references: IRS Publication 551: https://www.irs.gov/publications/p551 Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3432: [Part 1] Transferring a Primary Residence to Children by Sean Mullaney of FI Tax Guy on Legacy Decisions

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later Jan 23, 2026 8:16


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3432: Sean Mullaney breaks down the key legal and tax considerations for parents looking to pass their home to their children, whether they're minors or adults. From the flexibility of revocable living trusts to the potential pitfalls of joint tenancy, this episode offers a clear, practical guide to making informed decisions while avoiding costly mistakes. Read along with the original article(s) here: https://fitaxguy.com/2020/08/ Quotes to ponder: "It is often best to work with a lawyer to transfer the primary residence to a revocable living trust." "The best thing about a revocable living trust: as long as the grantor(s) is/are alive, the trust is fully revocable! So mistakes can be easily fixed." "Parents placing their primary residence in their own revocable living trust does not necessitate the filing of a federal gift tax return (Form 709)." Episode references: IRS Publication 551: https://www.irs.gov/publications/p551 Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3432: [Part 1] Transferring a Primary Residence to Children by Sean Mullaney of FI Tax Guy on Legacy Decisions

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later Jan 23, 2026 8:46


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3432: Sean Mullaney breaks down the key legal and tax considerations for parents looking to pass their home to their children, whether they're minors or adults. From the flexibility of revocable living trusts to the potential pitfalls of joint tenancy, this episode offers a clear, practical guide to making informed decisions while avoiding costly mistakes. Read along with the original article(s) here: https://fitaxguy.com/2020/08/ Quotes to ponder: "It is often best to work with a lawyer to transfer the primary residence to a revocable living trust." "The best thing about a revocable living trust: as long as the grantor(s) is/are alive, the trust is fully revocable! So mistakes can be easily fixed." "Parents placing their primary residence in their own revocable living trust does not necessitate the filing of a federal gift tax return (Form 709)." Episode references: IRS Publication 551: https://www.irs.gov/publications/p551 Learn more about your ad choices. Visit megaphone.fm/adchoices

Canine Conversations
Emma Gaalaas Mullaney- Heterodox Approach to Selecting and Raising Detection Dogs

Canine Conversations

Play Episode Listen Later Jan 22, 2026 54:02


In this episode of K9Conservationists, Kayla Fratt is joined by Emma Gaalaas Mullaney as they discuss her heterodox (unconventional) approach to selecting and raising detection dogs. In this episode, Emma discusses her first detection dog, Toby, and how his unorthodox breed, personality, and drive lead Emma to her deep understanding and empathy for not only Toby, but for the dogs she works with today. This is a two part episode, so join us for the next one to learn more about her roll at Penn Vet and to learn more about the dog teams she works with today.Host: Kayla FrattEditor: Sara Fangton Guest logistics: Brooke Schoeder Intern: Grace KoskiWebsite: Meg du BrayMentoring group: Madison Davis

The Long View
Cody Garrett and Sean Mullaney: ‘For Most Americans, You're Going to Pay Less Tax in Retirement'

The Long View

Play Episode Listen Later Jan 20, 2026 56:14


Our guests on the podcast today are Cody Garrett and Sean Mullaney. They're both advice-only financial planners, and they're the co-authors of a new book called Tax Planning To and Through Early Retirement. Cody is a certified financial planner and the founder of Measure Twice Money, where he helped DIY investors make informed decisions aligned with their values. He also leads Measure Twice Planners, which is an educational community for financial planners. Sean Mullaney is a certified public accountant and head of Mullaney Financial & Tax. He also writes the blog, FITaxGuy.com, which is focused on the intersection between financial independence and taxes.BackgroundSean MullaneyCody GarrettMeasure Twice MoneyMeasure Twice FinancialMeasure Twice PlannersMullaney Financial & TaxFITaxGuy.comTax Planning and Early RetirementTax Planning To and Through Early Retirement, by Cody Garrett and Sean Mullaney“The Backdoor Roth IRA After an Excess Contribution to a Roth IRA,” Sean Mullaney, FITaxGuy.com, Dec 16, 2025“Why I Don't Worry Much About Sequence of Returns Risk,” Sean Mullaney, FITaxGuy.com, Jun 10, 2025“The Tax Planning World Has Changed,” by Sean Mullaney, FITaxGuy.com, Sep. 22, 2025“Bogleheads on Investing® with Cody Garrett, CFP®, and Sean Mullaney, CPA on tax planning to and through retirement: Episode 89″ by Bogleheads on Investing® podcast, BogleCenter.net, Dec. 7, 2025“Managing Taxes in Retirement with Sean Mullaney,” by the White Coat Investor Podcast, WhiteCoatInvestor.com, Nov 20, 2025.Die With Zero: Getting All You Can from Your Money and Your Life―A Revolutionary Approach to Maximizing Life Experiences Over Accumulating Wealth, by Bill Perkins“Reframing Risk In Retirement As “Over- And Under-Spending” To Better Communicate Decisions To Clients, And Finding “Best Guess” Spending Level,” by Michael Kitces, Kitces.com, Apr. 24 2024.More on Early Retirement and FIRE“My Baptism by FIRE: Lessons on Financial Independence,” by Christine Benz, Morningstar.com, May 29, 2025.“Aiming to ‘Die with Zero'? Here Are the Implications for Portfolio Construction and Retirement Spending,” by Jess Bebel, Morningstar.com, Apri. 6, 2025"Derek Tharp: An Alternative Approach to Calculating In-Retirement Withdrawals," The Long View podcast, Morningstar.com, Feb. 21, 2023 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

EUVC
E682 | Sean Mullaney (Seapoint) & Will Prendergast (Frontline Ventures): Rebuilding Europe's Startup Financial Stack with an AI-Native Playbook

EUVC

Play Episode Listen Later Jan 15, 2026 45:06


Welcome back to the EUVC Podcast where we go behind the craft of building and backing venture-scale companies in Europe.Today, we're joined by Sean Mullaney, Founder & CEO of Seapoint, and Will Prendergast, as the Founding Partner at Frontline Ventures.Seapoint has just come out of stealth with a $3M pre-seed to rebuild the fragile and fragmented financial stack that European startups (and later: mid-market companies) rely on. With a Stripe-forged team, AI-native development culture, and operators from Revolut, Tines & more on board, Seapoint wants to become the financial home for European startups.This conversation dives deep into founder pain, broken tooling, AI-native product building, engineering culture, the changing shape of startup teams, syndicate-building, and why Frontline backed Sean with high conviction.Here's what's covered:01:07 The Mission: “The financial home for European startups”03:32 Frontline's conviction moment06:24 The founder pain: 5 tools, 5 accounts, zero clarity08:07 The invisible tax: fragmentation, reconciliation hell, no real-time view10:14 Why this problem is structurally important12:19 European vs US lens: why Seapoint is ahead13:18 AI-native engineering: “We rebuild the stack from processes, not accounts”15:19 AI agents allow senior engineers to ship full-stack features alone — compressing timelines that previously required 2–3× more engineers.17:19 Rethinking teams: fewer people, more senior, more generalist19:33 Productivity does NOT reduce funding needs — it increases ambition21:27 Culture: curiosity, experimentation, and founder-led technical push36:11 Syndicate design: Angels as a go-to-market weapon.40:23 From startup financial home → to powering Europe's mid-market backbone: lending, treasury, automation, embedded finance.

ChooseFI
Are Roth Conversions Necessary? | Cody Garrett and Sean Mullaney | Ep 581

ChooseFI

Play Episode Listen Later Jan 12, 2026 65:46


Brad hosts Sean Mullaney and Cody Garrett to dive deep into the topic of taxable Roth conversions, including key distinctions between various Roth strategies. The discussion emphasizes the strategic nature of these conversions during retirement, common misconceptions, and the importance of prioritizing personal financial success over societal pressures. Listeners will gain practical insights into tax management and gain clarity on when and if to pursue Roth conversions in their financial plans. Disclaimer: Sean's discussions on the ChooseFI podcast and articles and messages published on ChooseFI.com are intended for general educational purposes and are not tax, legal, or investment advice for any individual. The ChooseFI podcast and its owners, employees, and agents do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.   Timestamps & Key Topics: 00:00:56 - Introduction to Guests Hosts introduce Sean Mullaney and Cody Garrett, authors of Tax Planning To and Through Early Retirement. 00:02:11 - Understanding Taxable Roth Conversions Definitions and purpose of taxable Roth conversions vs. backdoor Roths. 00:12:07 - Taxable Roth Conversions During Working Years Why taxable conversions are generally discouraged for those with a job. Discussion on 'income disruption years' as an exception. 00:15:13 - Strategies for Retirement Income Exploring income sources and tax brackets in retirement. 00:19:10 - Roth Conversion Decisions in Retirement Discussion on RMDs and managing taxable income effectively in retirement. 01:04:17 - Conclusion and Resources Recap of key insights and suggestions for further financial planning. Key Insights: Taxable Roth Conversions vs. Backdoor Roths Taxable conversions create taxable income and can be beneficial, while backdoor Roths are a mechanism to contribute when income limits apply. Ideal Times for Conversions Typically not advisable during high-income years; consider during low-income years or life events causing income disruption. Tax Burdens in Retirement Many retirees experience lower tax burdens than expected; RMDs are manageable for most. Roth Conversions and Future Planning Primary beneficiaries are often oneself and heirs; focus on financial success rather than tax liabilities for future generations. Avoiding Procrastination through Optimization Optimization can become procrastination; focus on higher impact decisions for financial health rather than getting lost in tax details. Actionable Takeaways: Evaluate Current Tax Bracket: Assess your taxable income before considering a Roth conversion (00:12:07). Timing Is Key: Consider performing Roth conversions during lower income years (00:12:50). Understand RMDs: Evaluate the necessity of Roth conversions in the context of required minimum distributions (00:22:28). Consult Professionals: Consider professional guidance for personalized strategies aligned with your long-term financial goals (01:04:01). Featured Quotes: "Retirement accounts exist to ensure financial success in retirement." - Sean Mullaney (01:04:01) "Roth conversions can enhance tax efficiency but are not required." - Cody Garrett (00:42:34) "Don't let fear guide you in financial decisions." - Brad (01:05:17) Related Resources: Tax Planning To and Through Early Retirement Mike Piper Speech on Tax Strategy Sean's Case Study on Retirement Planning

Money Life with Chuck Jaffe
Boston Partners' Mullaney: A lot depends on the 'K-shaped consumer"

Money Life with Chuck Jaffe

Play Episode Listen Later Jan 7, 2026 61:19


Michael Mullaney, director of global markets research at Boston Partners, says he expects the stock market can produce another year of modest gains, without a recession, but he notes that his concerns are the potential for Federal Reserve policy mistakes and whether consumer spending can remain strong. He says the top two quintiles of consumers — the upper portion of a K-shaped recovery — are flush right now, and they make up about half of the economy's total spending and should be able to provide a tailwind that helps the market ride through any slowdown period. George Schultze, founder of Schultze Asset Management — the author of "The Art of Vulture Investing" — discusses buying (or short-selling) distressed securities in current market conditions. Plus, Chuck answers a question from a listener who felt her financial adviser was pushing her to make decisions that she thought were, at best, sub-optimal, and at worst a breach of financial responsibility. Chuck — who has written two books on choosing and working with financial advisers — thinks the problem is communications and expectations, which should make it straightforward to fix.

How Long Gone
887. - Robby Hoffman

How Long Gone

Play Episode Listen Later Dec 24, 2025 71:19


Robby Hoffman is a comedian from New York, currently living in Los Angeles. Her debut Netflix special, Wake Up, is out now. Robby returns to chat with us about how she keeps an analog calendar, who catered her premier party, and if Tim Dillon mentioned it on his podcast, we were all hoping the other one would have Bowen Yang tea, if shes still keeping up at Equinox, the story of how she got the Cranberries song on her special, some Mullaney glazing, we help her out with some travel ideas, and her newfound love of Christmas. instagram.com/robbyhoffman twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Risk Parity Radio
Episode 472: A Field Day In New Jersey, Obviating Late Accumulation Risks, And Portfolio Reviews As Of December 12, 2025

Risk Parity Radio

Play Episode Listen Later Dec 14, 2025 39:55 Transcription Available


In this episode we answer emails from Anonymous from New Jersey, James, and Brad.  We answer a donor's six-part retirement plan, from mortgages and liquidity to 403(b) constraints, ETF trading, asset location, asset swaps, and tax‑savvy withdrawals. Then we discuss the risks of staying in an accumulation portfolio for too long and the options for obviating a crash before transitioning. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterHow To Do An Asset Swap Video from Risk Parity Chronicles:  How to Do an Asset SwapTax Planning Book:  Amazon.com: Tax Planning To and Through Early Retirement: 9798999841599: Garrett, Cody, Mullaney, Sean: BooksBreathless AI-Bot Summary:Ever wonder whether paying down a mortgage before retirement is actually the safest move? We make the counterintuitive case for liquidity first: keep cash flexible during the messy early retirement years, when housing changes, college timelines, and new expenses collide. With a real listener case study, we show how a mortgage can be a tool, not a trap—and why you can always accelerate later once the dust settles.From there we dig into a pain point for many educators and nonprofit pros: weak 403(b) lineups. We break down why insurance-driven menus lag, how to advocate for better providers and funds, and when it makes sense to roll to an IRA for full control. You'll also learn how to keep tracking simple, why monthly check‑ins beat daily dashboards, and how consolidating at a service‑oriented custodian streamlines everything. On execution, we explain why ETFs beat mutual funds for rebalancing speed and precision, plus how to convert Vanguard mutual funds to ETFs without tax surprises.Taxes and withdrawals get the spotlight too. We clarify asset location—shelter ordinary income, let capital appreciation work in brokerage and Roth—and outline “asset swaps” that let you sell what's up while managing tax impact. For those still accumulating, we talk strategy for a smoother glide into a risk parity portfolio to reduce sequence risk, and the trade-offs between earlier protection and maximum growth. We wrap with a market scoreboard across stocks, bonds, gold, REITs, commodities, preferreds, and managed futures, and report on sample portfolios including Golden Butterfly, Golden Ratio, Ultimate, and leveraged variants.If you value actionable, no-nonsense guidance for DIY investors, you'll find ideas you can use right away—whether you're five years from retirement or still building your base. Subscribe, leave a review, and share this with a friend who's wrestling with 403(b) choices or planning a tax-smart withdrawal strategy.Support the show

Bogleheads On Investing Podcast
Year-end tax planning, tax moves in 2026, Roth conversions & more: Cody Garrett, CFP® & Sean Mullaney, CPA; Jon Luskin, CFP® hosts

Bogleheads On Investing Podcast

Play Episode Listen Later Dec 7, 2025 42:47 Transcription Available


Cody Garrett, CFP®, and Sean Mullaney, CPA, discuss year-end tax planning, tax moves in 2026, fear-based marketing, Roth conversions, asset tax location, and more in the 89th episode of the Bogleheads® on Investing podcast. • • • Jon Luskin, CFP®, a long-time Boglehead and financial planner, hosts this episode of the podcast. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.  Since 2000, the Bogleheads® have held national conferences in major cities across the country. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent. This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.   Show Notes: Bogleheads® on Investing #87: Ed Slott, CPA 2026 Premium Tax Credit Update Bogleheads® YouTube Bogleheads® Live with Sean Mullaney: Episode 40 Bogleheads on Investing with Cody Garrett: Episode 61 • • • The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Jon and the Bogleheads® on Investing podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. 

Easy Jazz with John Redman
Easy Jazz with John Redman - Featuring Jack Sharpe - Harry Mullaney - Bucky Pizzarelli and more

Easy Jazz with John Redman

Play Episode Listen Later Nov 27, 2025 116:56


Easy Jazz - The Best of

Risk Parity Radio
Episode 467: A Smorgasbord Of Retirement Account Management And Spending Tips And Portfolio Reviews As Of November 21, 2025

Risk Parity Radio

Play Episode Listen Later Nov 22, 2025 39:25 Transcription Available


In this episode we answer emails from Camille and Jeff.  We discuss how 72(t) and asset swaps enable early IRA access, where to place managed futures and treasuries for taxes, practical cash options at IBKR and ultra-short term ETFs, designing a mix for higher safe withdrawal rates, when to ratchet spending and when to hold flat, and tracking mandatory versus discretionary spending, among other things.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterHow To Do An Asset Swap Video from Risk Parity Chronicles:  How to Do an Asset SwapFI Tax Guy Post on 72(t):  Retire on 72(t) Payments – The FI Tax GuyWhite Coat Investor Podcast with Sean Mullaney:  Managing Taxes in Retirement with Sean Mullaney | White Coat InvestorTax Planning Book:  Amazon.com: Tax Planning To and Through Early Retirement: 9798999841599: Garrett, Cody, Mullaney, Sean: BooksUltra-short ETFs for Parking Excess Cash:  Ultra Short-Term ETF ListPortfolio Charts Descriptions of Variable Withdrawal Strategies:  Retirement Spending – Portfolio ChartsBreathless Unedited AI-Bot Summary:What if your IRA isn't a locked box until 59½? We dig into the real-world playbook for early access and smarter withdrawals, showing how 72(t) and asset swaps let you fund life now without wrecking your allocation or triggering penalties. Along the way, we answer donor questions on where to park managed futures when tax-advantaged space is tight, how to rebalance when bonds live behind the IRA wall, and the cleanest ways to earn yield on cash at Interactive Brokers with short-term ETFs like SGOV, BIL, and JPST. We also touch on BOXX for high earners and ask our Canadian friends to weigh in on legacy RRSP headaches.From there, we map a durable withdrawal framework: blend growth and value equities, hold intermediate and long treasuries for ballast, and add diversifiers like gold and trend to raise your safe withdrawal rate. If pensions and Social Security cover the essentials, a 5% withdrawal from a risk-balanced mix can still thrive over 30 years, especially when you limit spending increases to 1% instead of full CPI. For raises, we compare floor-and-ceiling rules to ratchets so you can lock in gains after meaningful portfolio advances, yet stay flexible when markets wobble.To ground it all, we run through market movers—growth stocks buzzing, gold shining, bonds steadying—and share performance across our sample portfolios, from classic Golden Butterfly to leveraged variants. Takeaways are simple and usable: your access is wider than you think, tax location is a spectrum not a slogan, and the best spending rule is the one that fits your life. Subscribe, leave a review, and tell us: which withdrawal rule would you follow this year, floor and ceiling or a ratchet?Support the show

White Coat Investor Podcast
WCI #446: Managing Taxes in Retirement with Sean Mullaney

White Coat Investor Podcast

Play Episode Listen Later Nov 20, 2025 66:44


Today we're joined by Sean Mullaney, an author and CPA who presented at this year's Bogleheads conference. We dive into smart ways to manage your taxes in retirement and explore the strategies that can make a meaningful difference over the long run. Sean walks us through when Roth conversions shine, when they don't, and how tax, retirement, and estate planning all fit together. If you want to feel more prepared for the financial side of retirement, this is an episode you won't want to miss. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dr. Dahle and The White Coat Investor podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Median American wealth statistic source: https://www.ubs.com/us/en/wealth-management/insights/global-wealth-report.html  Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #446 04:25 Sean Mullaney, CPA Interview 06:00 5 Phases of Retirement 09:40 Early Retirement 16:00 The Golden Years of Retirement 23:38 IRMA 26:51 Taking Social Security 31:33 Qualified Charitable Distributions 37:22 Required Minimum Distributions 42:27 Widow Tax Trap 47:14 RMDs Are Not Bad 50:05 Roth vs. Traditional 55:03 Buy, Borrow, & Die 01:00:06 Tax Planning To and Through Early Retirement

First Coast Connect With Melissa Ross
Political analyst Rick Mullaney

First Coast Connect With Melissa Ross

Play Episode Listen Later Nov 18, 2025 51:00


From fallout over the shutdown to an about-face on the Epstein files, attorney and analyst Rick Mullaney helps decipher the political tea leaves.

Catching Up To FI
Contrarian Tax Planning Tips | Cody Garrett & Sean Mullaney | 179

Catching Up To FI

Play Episode Listen Later Nov 16, 2025 98:54


Sean 'FI Tax Guy' Mullaney and Cody 'Measure Twice' Garrett are two of the smartest financial planning pros who are best known for sharing their deep knowledge in the financial independence community and beyond. They join us today to break down tax planning in a way you may not have ever heard before. They don't agree with some of the conventional advice and make a case for the contrarian views they share in their new book, 'Tax Planning To and Through Early Retirement'. In this conversation, we dive into: Top year-end tax tips for later starters Affordable Care Act (ACA) premium tax credits Drawdown principles Moving through the 5 phases of retirement How a little tax awareness can go a long way This discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Bill, Jackie, and the Catching Up to FI podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services.    ===DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS===

Risk Parity Radio
Episode 463: Pros And Cons of Leverage, Tax Buckets, Small Cap Value And Retirement Spending Frameworks

Risk Parity Radio

Play Episode Listen Later Nov 6, 2025 36:24 Transcription Available


In this episode we answer emails from Roman, Andrew and Iain.  We discuss the plusses and minuses of leverage, volatility drag, and how leverage interacts with diversification and withdrawals, general observation on tax optimization via account buckets, small cap value index funds and Avantis/DFA merits, and modelling annuities versus mandatory versus discretionary spending in retirement.LInks:Father McKenna Center Donation Page:  Donate - Father McKenna CenterBen Felix Leverage Video:  Investing With Leverage (Borrowing to Invest, Leveraged ETFs)Leveraged ETFs Paper:  Double-Digit Numerics - Articles - The Big Myth about Leveraged ETFsOptimized Portfolios Article/Website:  How To Beat the Market Using Leverage and Index InvestingJim Sandidge Chaos Theory Applied to Drawdowns:  RMJ081-ChaosAndRetirementSecurity.pdf"Buffet's Alpha" Paper:  Full article: Buffett's AlphaNew Tax Planning In Early Retirement Book:  Amazon.com: Tax Planning To and Through Early Retirement: 9798999841599: Garrett, Cody, Mullaney, Sean: BooksMerriman Best IN Class ETF Selections:  Best ETFs 2025 | Merriman Financial Education FoundationBreathless Unedited AI-Bot Summary:Ever wonder why leverage looks brilliant during bull markets but feels brutal the moment you start withdrawing cash? We break down the promise and pitfalls of adding leverage to diversified, risk parity-style portfolios, then show how the math of volatility drag and sequence risk can quietly erode safe withdrawal rates. It's an honest tour of what works in accumulation, what breaks in retirement, and how to engineer a calmer path without surrendering all upside.We start with the straight talk: leverage and concentration are the two proven routes to outperformance, but only one of them can be paired safely with broad diversification. From hedge fund history to the “Aggressive 50/50” experiment, you'll hear why high-octane blends can top the charts and then stall after deep losses, especially when distributions force selling at the worst times. We contrast that with return stacking and measured leverage, which aim for equity-like returns with better risk control, and we share practical tools—rebalancing discipline, cash buffers, and dynamic spending bands—to keep a drawdown portfolio intact.Taxes matter just as much as tickers. We walk through Roth vs traditional contributions, why present marginal rates and future flexibility drive the choice, and how to place bonds smartly across tax buckets. On the equity side, we revisit small cap value: why classic S&P 600 value exposure is solid, and how AVUV and DFA's profitability filters can sharpen the factor without turning it into active guesswork. Then we turn to spending: build the plan around real expenses, not theoretical annuities. Set a durable floor for essentials, keep a flexible layer for the fun stuff, and consider partial annuitization later in life if longevity and peace of mind are worth the trade.Support the show

Heavy Metal Money: The Podcast
Charitable Giving and Tax Strategies with Sean Mullaney, The FI Tax Guy | E076

Heavy Metal Money: The Podcast

Play Episode Listen Later Oct 24, 2025 36:47


Charitable Giving and Tax Strategies with Sean Mullaney, The FI Tax GuyIt's time to shred your confusion about taxes and charitable giving. In this episode of The Extreme Personal Finance Show, Chris from Heavy Metal Money sits down with Sean Mullaney — also known as the FI Tax Guy — to talk about how upcoming 2025–2026 tax changes could impact your charitable giving, deductions, and retirement planning.Sean is a fee-only fiduciary financial planner and the co-author (with Cody Garrett) of the new book Tax Planning To and Through Early Retirement. He's been featured in The Wall Street Journal, The New York Times, MarketWatch, and on major podcasts like ChooseFI, Stacking Benjamins, and BiggerPockets Money.In this episode, we cover:• Why 2025 is a golden year for charitable giving• What's changing in 2026 (including that new $1,000 non-itemizer deduction and the 0.5% haircut on itemized deductions)• How to supercharge your giving with Donor-Advised Funds (DAFs)• Why Qualified Charitable Distributions (QCDs) are a game-changer after age 70½• How to support causes you love—like The Luger Foundation—while still keeping Uncle Sam off your back• Simple, no-fear strategies for optimizing taxes through early retirementWhether you're just starting your FI journey or planning your drawdown years, Sean breaks down the complex tax talk into plain English with clear, actionable strategies that anyone can use. I love this!The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Chris and The Extreme Personal Finance Show do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyConnect with Seanhttps://fitaxguy.comhttps://www.youtube.com/@SeanMullaneyVideoshttps://x.com/SeanMoneyandTaxResources and Links:Tax Planning To and Through Early Retirementby Cody Garrett & Sean Mullaneyhttps://amzn.to/4mRkisVhttps://www.measuretwicemoney.com/bookhttps://www.thelugerfoundation.orghttps://fitaxguy.com

What's Up Next Podcast
674. Are We Roth Crazy? w/ Sean Mullaney

What's Up Next Podcast

Play Episode Listen Later Oct 20, 2025 51:29


Are we roth crazy? Sean Mullaney and I talk about common misconceptions when it comes to tax planning. Not only whether we should be doing Roth conversions but also the future of taxation in America. Learn more about your ad choices. Visit megaphone.fm/adchoices

DGTL Voices with Ed Marx
Bridging the Gap: Payer and Provider Perspectives (ft. Susan Mullaney)

DGTL Voices with Ed Marx

Play Episode Listen Later Oct 8, 2025 27:37


On this episode of DGTL Voices, Ed interviews Susan Mullaney, COO of Blue Shield of California. They discuss Susan's journey in healthcare, the importance of collaboration between payers and providers, and the need for innovation in the industry. Susan shares her insights on leadership, personal growth, and the significance of empathy in healthcare. The conversation emphasizes the importance of teamwork, trust, and a shared vision for the future of healthcare.

Financially Independent Teachers
EP 236-How Will "The Big Beautiful Bill" Impact Me? FI Tax Guy-Sean Mullaney

Financially Independent Teachers

Play Episode Listen Later Oct 5, 2025 53:14


Send us a textThe BIG BEAUTIFUL BILL...will it hurt me? Will it help me? No, this isn't a political episode AT ALL...However, we welcome Sean Mullaney, the FI Tax Guy, to the show to discuss how this new piece of legislation will impact teachers and middle income earners and their money. Sean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. He is the co-author, with Cody Garrett, of the book Tax Planning To and Through Early Retirement. Sean writes the Plutus Award winning blog FITaxGuy.com on the intersection of tax and financial independence. He also has a personal finance YouTube channel. Sean has discussed personal finance and tax on numerous podcasts, including ChooseFI, The Stacking Benjamins Show, How to Money, and BiggerPockets Money. He has been quoted in media outlets including The Wall Street Journal, The New York Times, and MarketWatch.Check out Sean's new book on tax planning!https://www.amazon.com/Tax-Planning-Through-Early-Retirement/dp/B0FNNVXY16

Optimal Finance Daily
3301: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney on Social Security Benefits

Optimal Finance Daily

Play Episode Listen Later Sep 30, 2025 11:01


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3301: Sean Mullaney explains how early retirees may have hidden safety nets that reduce the risk of running out of money under the 4% rule. From the progressive structure of Social Security benefits to the flexibility of housing choices and even the reality of life expectancy, these backstops can provide confidence and stability in retirement planning. His analysis highlights why early retirees often have more resilience than they might initially believe. Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Quotes to ponder: "An additional year of work for Chuck at a $130,000 salary netted Chuck only $557 more in annual Social Security benefits at full retirement age!" "Real estate can serve as a natural backstop to help ensure retirees have financial security and success." "Failure requires that he has to both run out of assets and live long enough to run out of assets." Episode references: Camp FI: https://campfi.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3301: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney on Social Security Benefits

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later Sep 30, 2025 11:01


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3301: Sean Mullaney explains how early retirees may have hidden safety nets that reduce the risk of running out of money under the 4% rule. From the progressive structure of Social Security benefits to the flexibility of housing choices and even the reality of life expectancy, these backstops can provide confidence and stability in retirement planning. His analysis highlights why early retirees often have more resilience than they might initially believe. Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Quotes to ponder: "An additional year of work for Chuck at a $130,000 salary netted Chuck only $557 more in annual Social Security benefits at full retirement age!" "Real estate can serve as a natural backstop to help ensure retirees have financial security and success." "Failure requires that he has to both run out of assets and live long enough to run out of assets." Episode references: Camp FI: https://campfi.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3301: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney on Social Security Benefits

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later Sep 30, 2025 11:01


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3301: Sean Mullaney explains how early retirees may have hidden safety nets that reduce the risk of running out of money under the 4% rule. From the progressive structure of Social Security benefits to the flexibility of housing choices and even the reality of life expectancy, these backstops can provide confidence and stability in retirement planning. His analysis highlights why early retirees often have more resilience than they might initially believe. Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Quotes to ponder: "An additional year of work for Chuck at a $130,000 salary netted Chuck only $557 more in annual Social Security benefits at full retirement age!" "Real estate can serve as a natural backstop to help ensure retirees have financial security and success." "Failure requires that he has to both run out of assets and live long enough to run out of assets." Episode references: Camp FI: https://campfi.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily
3300: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney on Early Retiree Planning

Optimal Finance Daily

Play Episode Listen Later Sep 29, 2025 10:16


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3300: Sean Mullaney highlights why the Four Percent Rule may not be as rigid as many fear, pointing to natural backstops like flexible spending and Social Security that help safeguard retirement plans. He shows how early retirees often adjust their lifestyles and eventually benefit from guaranteed income streams, making the 4% Rule more resilient than it first appears. Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Quotes to ponder: "Spending in retirement can be adjusted." "There is a natural reduction in energy and interest in certain kinds of spending as one ages." "If her portfolio is struggling to produce the amount Melinda needs to live off of, Social Security payments provide a backstop and can help make up the difference." Episode references: Earn and Invest Podcast: https://earnandinvest.com/ BiggerPockets Money Podcast: https://www.biggerpockets.com/podcasts/money Portfolio Visualizer: https://www.portfoliovisualizer.com/ New Retirement: https://www.newretirement.com/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3300: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney on Early Retiree Planning

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later Sep 29, 2025 10:16


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3300: Sean Mullaney highlights why the Four Percent Rule may not be as rigid as many fear, pointing to natural backstops like flexible spending and Social Security that help safeguard retirement plans. He shows how early retirees often adjust their lifestyles and eventually benefit from guaranteed income streams, making the 4% Rule more resilient than it first appears. Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Quotes to ponder: "Spending in retirement can be adjusted." "There is a natural reduction in energy and interest in certain kinds of spending as one ages." "If her portfolio is struggling to produce the amount Melinda needs to live off of, Social Security payments provide a backstop and can help make up the difference." Episode references: Earn and Invest Podcast: https://earnandinvest.com/ BiggerPockets Money Podcast: https://www.biggerpockets.com/podcasts/money Portfolio Visualizer: https://www.portfoliovisualizer.com/ New Retirement: https://www.newretirement.com/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3300: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney on Early Retiree Planning

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later Sep 29, 2025 10:16


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3300: Sean Mullaney highlights why the Four Percent Rule may not be as rigid as many fear, pointing to natural backstops like flexible spending and Social Security that help safeguard retirement plans. He shows how early retirees often adjust their lifestyles and eventually benefit from guaranteed income streams, making the 4% Rule more resilient than it first appears. Read along with the original article(s) here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Quotes to ponder: "Spending in retirement can be adjusted." "There is a natural reduction in energy and interest in certain kinds of spending as one ages." "If her portfolio is struggling to produce the amount Melinda needs to live off of, Social Security payments provide a backstop and can help make up the difference." Episode references: Earn and Invest Podcast: https://earnandinvest.com/ BiggerPockets Money Podcast: https://www.biggerpockets.com/podcasts/money Portfolio Visualizer: https://www.portfoliovisualizer.com/ New Retirement: https://www.newretirement.com/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

ChooseFI
Tax Planning To and Through Early Retirement | Cody Garrett & Sean Mullaney | Ep 565

ChooseFI

Play Episode Listen Later Sep 22, 2025 66:30


Brad Barrett hosts Cody Garrett and Sean Mullaney, co-authors of Tax Planning To and Through Early Retirement, exploring essential tax strategies for the FI community. They address misconceptions about retirement taxes, the drawdown process, and effective tax rates, emphasizing the importance of informed planning to navigate financial independence smoothly. Key Takeaways: Understanding the complexities of drawdown strategies is essential for early retirement planning. Fear surrounding retirement taxes can often be mitigated through knowledge and strategic planning. Most retirees benefit from significant tax reductions due to lower effective tax rates during retirement. The podcast discusses common misconceptions about Required Minimum Distributions (RMDs) and their actual impact on retirees. Timestamps: 00:01:38 - Overview of Tax Planning To and Through Early Retirement 00:02:33 - Understanding the complicated drawdown process 00:07:22 - Eliminating fear from tax planning 00:10:06 - Long-term capital gains taxation and early retirement 00:28:39 - Tax optimization strategies 00:39:01 - Strategic tax planning leading to zero tax liability 00:58:47 - Discussion on RMDs and tax implications in retirement Key Insights: The drawdown process is often misunderstood but vital for financial planning. (00:02:33) Fear of taxes can hinder retirement planning; proper understanding can lead to rational decisions. (00:07:22) Most retirees can pay lower taxes than perceived and often face less tax liability. (00:28:15) Effective tax strategies can enable some retirees to pay zero taxes during retirement. (00:39:01) Misconceptions exist surrounding RMDs; they may not be as detrimental as commonly feared. (01:00:14) Actionable Takeaways: Consider early Roth conversions to maximize tax credits, particularly if you anticipate low income post-retirement. (00:44:07) Utilize long-term capital gains to minimize taxable income effectively in retirement. (00:10:06) Aim to reduce ordinary income during retirement to take advantage of favorable tax environments. (00:41:37) Discussion Questions: What are some strategies that can minimize tax burdens in early retirement? (00:28:39) How do RMDs impact retirement planning, and should retirees be concerned about them? (01:00:14) What are the implications of long-term capital gains on retirement income? (00:10:06) Resources Mentioned: Tax Planning To and Through Early Retirement - Paperback Tax Planning To and Through Early Retirement - Kindle Edition Related Episodes: Episode 557: Health Insurance Planning for Early Retirees   Disclaimer: Sean's discussions on the ChooseFI podcast and articles and messages published on ChooseFI.com are intended for general educational purposes and are not tax, legal, or investment advice for any individual. The ChooseFI podcast and its owners, employees, and agents do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.

Driven to Ride
Mike Mullaney, Mullaney Cycle Works

Driven to Ride

Play Episode Listen Later Sep 17, 2025 47:14


Mike Mullaney might not be a household name, but if you follow NHRA Pro Stock Motorcycle drag racing, you've likely seen his world-class work, albeit briefly as it flashes past the grandstands en route to a sub-7-second pass. Mullaney designs and builds chassis for “Flyin'” Ryan Oehler, who has already pocketed not one, but two “Wallys,” professional straight-line competition's top honor.An accomplished drag racer himself, the 35-year-old husband and father of two got his start a decade ago with Vance & Hines Motorsports. “I knew I wanted to be a fabricator,” says Mullaney, “but I had never turned on a TIG welder. I had never turned on a lathe. I had never turned on a milling machine. Matt Hines, Andrew Hines, and Eddie Krawiec taught me a lot of what I know today.”When COVID led to staff reductions at V&H, Mullaney struck out on his own, forming Mullaney Cycle Works. Before he cuts metal, Mullaney creates the entire frame in CAD. Why? One, he doesn't want to waste material. Two, he needs to know exactly where everything goes, down to the millimeter. Career highlight? That's easy: Oehler's 200.77-mph pass this past May at Route 66 Raceway. Connect with Us:Website: www.driventoridepodcast.comInstagram: www.Instagram.com/driventoridepodcastFacebook: www.facebook.com/driventorideEmail:hello@driventoridepodcast.com

Blonde Highlights with Kris and Kyle
Is Love Blind? With Netflix's Love Is Blind Star Molly Mullaney

Blonde Highlights with Kris and Kyle

Play Episode Listen Later Aug 26, 2025 60:16


This week on Blonde Highlights Podcast with Kris Yeo & Kyle Hennessy, Molly Mullaney from 'Love is Blind' shares her experiences from the show, her journey in dance, and insights on dating and personal growth. The discussion covers her casting process, the challenges of being on reality TV, and the importance of self-worth in relationships. Molly also offers advice for future contestants and reflects on the social experiment aspect of dating shows. The episode concludes with a fun game of 'Creepy or Cute' and predictions for the future.Follow Molly on IG & TikTok @MollyRoseMullaney TakeawaysMolly's journey in dance began at a young age.Reality TV casting can feel like a scam initially.The experience on 'Love is Blind' was intense and transformative.Molly values her independence and self-worth in relationships.It's important to communicate feelings and not hold back.The show taught Molly to ask deeper questions sooner in dating.Molly believes the experiment can work if the right person is involved.Future contestants should be clear about what they want.Molly is open to love again after a year of fun with friends.Psychic predictions can be fun and insightful.

Optimal Finance Daily
3222: Four Ways to Fight Inflation by Sean Mullaney on Savvy Tax Planning and Leveraging Low-Interest Debt

Optimal Finance Daily

Play Episode Listen Later Jul 23, 2025 12:13


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3222: Sean Mullaney offers four strategic approaches to reduce your exposure to inflation, including savvy tax planning, leveraging low-interest debt, maximizing travel rewards, and making spending choices that minimize future costs. With a unique lens on how current decisions shape future financial burdens, he encourages a balanced mix of retirement accounts and intentional living to stay ahead of inflation's bite. Read along with the original article(s) here: https://fitaxguy.com/2022/06/ Quotes to ponder: "Getting money into Roths and HSAs excuses future growth from taxation, including growth attributable to inflation." "Inflationary environments are great for debtors, particularly those debtors who have locked in a low interest rate for a long term." "You can use today's spending to reduce your exposure to future inflation." Episode references: Camp FI: https://campfi.org/ Mark's Money Mind: https://marksmoneymind.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3222: Four Ways to Fight Inflation by Sean Mullaney on Savvy Tax Planning and Leveraging Low-Interest Debt

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later Jul 23, 2025 12:13


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3222: Sean Mullaney offers four strategic approaches to reduce your exposure to inflation, including savvy tax planning, leveraging low-interest debt, maximizing travel rewards, and making spending choices that minimize future costs. With a unique lens on how current decisions shape future financial burdens, he encourages a balanced mix of retirement accounts and intentional living to stay ahead of inflation's bite. Read along with the original article(s) here: https://fitaxguy.com/2022/06/ Quotes to ponder: "Getting money into Roths and HSAs excuses future growth from taxation, including growth attributable to inflation." "Inflationary environments are great for debtors, particularly those debtors who have locked in a low interest rate for a long term." "You can use today's spending to reduce your exposure to future inflation." Episode references: Camp FI: https://campfi.org/ Mark's Money Mind: https://marksmoneymind.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3222: Four Ways to Fight Inflation by Sean Mullaney on Savvy Tax Planning and Leveraging Low-Interest Debt

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later Jul 23, 2025 12:13


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3222: Sean Mullaney offers four strategic approaches to reduce your exposure to inflation, including savvy tax planning, leveraging low-interest debt, maximizing travel rewards, and making spending choices that minimize future costs. With a unique lens on how current decisions shape future financial burdens, he encourages a balanced mix of retirement accounts and intentional living to stay ahead of inflation's bite. Read along with the original article(s) here: https://fitaxguy.com/2022/06/ Quotes to ponder: "Getting money into Roths and HSAs excuses future growth from taxation, including growth attributable to inflation." "Inflationary environments are great for debtors, particularly those debtors who have locked in a low interest rate for a long term." "You can use today's spending to reduce your exposure to future inflation." Episode references: Camp FI: https://campfi.org/ Mark's Money Mind: https://marksmoneymind.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Irish and Celtic Music Podcast
St. Patrick's Day Favorites #714

Irish and Celtic Music Podcast

Play Episode Listen Later Jun 19, 2025 74:41


We're revisiting some of the most - popular songs from our St Patrick's Day episode today on the Irish & Celtic Music Podcast #714. Subscribe now! Fialla, Goitse, Mànran, Larkin & Moran Brothers, River Driver, Mac and Cheese, David Mitchell, Bealtaine, Conamara Chaos, Brobdingnagian Bards, On The Lash, The Friel Sisters, Runa, Willowgreen, Charlie O'Brien, Sligo Rags GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items for Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2025 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music of 2025 episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:09 - Fialla "Dúlamán" from A Rare Thing 4:15 - WELCOME 5:37 - Goitse "Green Fields of Canada" from Rosc 10:27 - Mànran "Lahinch" from Ùrar 15:51 - Larkin & Moran Brothers "The Rabble Rouser" from Éistigí 18:45 - River Driver "Toss the Feathers" from Flanagan's Shenanigans! Live at The Celt 21:59 - FEEDBACK 24:40 - Mac and Cheese "Ragged Edge" from Big Fun 29:06 - David Mitchell "Away With The Seelies set" from Contours 33:57 - Bealtaine "Grey Dawn Breaking" from The Founders' Room Vol 2 37:15 - Conamara Chaos "Foxrock Set” from Anord 42:48 - Brobdingnagian Bards "Spancil Hill" from Songs of Ireland 46:23 - THANKS 49:04 - On The Lash "John Riley" from Fireside 52:32 - The Friel Sisters "My Love is in America/The Yellow Tinker/Old Cuffe Street (Reels)" from Northern Sky 55:52 - Runa "The Wind That Shakes The Barley" from Live 58:49 - Willowgreen "Muldoon's Fishing Reel / Morrison's Jig" from Willowgreen III 1:01:40 - Charlie O'Brien "The Trackless Wild" from The Trackless Wild, Irish Song of the Pampa 1:07:59 - CLOSING 1:08:53 - Sligo Rags "The Foggy Dew" from The Night Before the Morning After 1:13:57 - CREDITS The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Reduce, reuse, recycle, and talk with others about climate change. What are you doing to combat climate change? Start a discussion with someone today. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Folk Songs & Stories. This podcast is for fans of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. You'll also learn how to get your band played on the podcast. Bands don't need to send in music, and You will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Again email follow@bestcelticmusic WHAT IS AN ALBUM PIN? An album pin is a lapel pin with artwork inspired by a specific album or song from an album. It could be the actual album artwork or it could be inspired by a specific track on the album. The best album pins stand out on their own. They appeal to more than just your fans. It is simple, bold, and visually engaging. However, what truly makes it an “album pin” is that the purchaser also gets a digital album with their pin. I have an entire blog on my website with details including templates for you to make your own album pin jacket. THANK YOU PATRONS OF THE PODCAST!

Optimal Finance Daily
3159: Luck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Financial Independence

Optimal Finance Daily

Play Episode Listen Later May 29, 2025 14:10


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3159: Sean Mullaney offers a compelling defense of the FIRE movement by reframing it not as a claim to credit or privilege, but as a tool for improving financial outcomes through intentional decision-making. Acknowledging the role of luck, he argues that FIRE equips individuals with a framework to optimize their financial lives regardless of their starting point, making better choices more likely to lead to better luck. Read along with the original article(s) here: https://fitaxguy.com/2020/12/ Quotes to ponder: "Luck and choices are not entirely unrelated. The better financial choices you make, the more likely it is you will have good financial outcomes and enjoy better luck along the way." "Financial literacy without a framework and goals is sort of like teaching algebra in high school. There's nothing wrong with it, but how much did algebra affect your adult life?" "The point of the Financial Independence movement is not to 'deserve' financial success. Rather, the point is to make choices that increase the odds of financial success and having more financial options." Episode references: FI Healthcare: https://fihealthcare.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3159: Luck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Financial Independence

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later May 29, 2025 14:10


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3159: Sean Mullaney offers a compelling defense of the FIRE movement by reframing it not as a claim to credit or privilege, but as a tool for improving financial outcomes through intentional decision-making. Acknowledging the role of luck, he argues that FIRE equips individuals with a framework to optimize their financial lives regardless of their starting point, making better choices more likely to lead to better luck. Read along with the original article(s) here: https://fitaxguy.com/2020/12/ Quotes to ponder: "Luck and choices are not entirely unrelated. The better financial choices you make, the more likely it is you will have good financial outcomes and enjoy better luck along the way." "Financial literacy without a framework and goals is sort of like teaching algebra in high school. There's nothing wrong with it, but how much did algebra affect your adult life?" "The point of the Financial Independence movement is not to 'deserve' financial success. Rather, the point is to make choices that increase the odds of financial success and having more financial options." Episode references: FI Healthcare: https://fihealthcare.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3159: Luck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Financial Independence

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later May 29, 2025 14:10


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3159: Sean Mullaney offers a compelling defense of the FIRE movement by reframing it not as a claim to credit or privilege, but as a tool for improving financial outcomes through intentional decision-making. Acknowledging the role of luck, he argues that FIRE equips individuals with a framework to optimize their financial lives regardless of their starting point, making better choices more likely to lead to better luck. Read along with the original article(s) here: https://fitaxguy.com/2020/12/ Quotes to ponder: "Luck and choices are not entirely unrelated. The better financial choices you make, the more likely it is you will have good financial outcomes and enjoy better luck along the way." "Financial literacy without a framework and goals is sort of like teaching algebra in high school. There's nothing wrong with it, but how much did algebra affect your adult life?" "The point of the Financial Independence movement is not to 'deserve' financial success. Rather, the point is to make choices that increase the odds of financial success and having more financial options." Episode references: FI Healthcare: https://fihealthcare.com Learn more about your ad choices. Visit megaphone.fm/adchoices

PCB Chat
PCB Chat 143: Frank Mullaney and Emma Hudson of iNEMI

PCB Chat

Play Episode Listen Later May 28, 2025 33:40


For early 30 years, the International Electronics Manufacturing Initiative (INEMI), has been the go-to consortium for many leading OEMs companies and their suppliers to identify and develop next-generation technology, and then help deploy it for high-volume manufacturing. Frank Mullaney, director of roadmapping, and Emma Hudson, new project manager, discuss some of the consortium's ongoing projects, including new content on PCB test methods, solders, and laminates. Mullaney has a Ph.D. in electronic engineering from University College Dublin, and spent 20 years in managerial and technical roles for Bell Labs, where he worked on a range of wireless and networking technologies, and established Bell Labs' Internet of Things research program. He is also cochair of the Complex Integrated Systems section of the INEMI Roadmap. Hudson previously was distinguished member of technical staff at from Underwriter's Labs, and has a bachelor's in materials engineering from Coventry University, and worked in the automotive electronics sector in three continents. 

Keep What You Earn
2024 Top Guest Replay - Roth vs. Traditional - Which is Better? with Sean Mullaney

Keep What You Earn

Play Episode Listen Later Jan 2, 2025 25:15


Today, we're diving into one of our top guest episodes of 2024, featuring financial planner Sean Mullaney. Sean brings expert insights on the often debated topic of Roth versus Traditional retirement accounts, particularly tailored for small business owners looking to optimize their retirement savings. We'll break down the core differences, and Sean will share why both account types have their merits and strategic advantages. Whether you're a Roth advocate, a Traditional enthusiast, or somewhere in between, this episode will equip you with the knowledge to make informed decisions about your financial future. Let's get started and learn how to effectively blend these strategies to bolster your wealth-building journey.  Sean Mullaney is a financial planner and writes The FI Tax Guy blog focused on the intersection  of tax and financial independence. In 2022 he authored the book Solo 401(k): The  Solopreneur's Retirement Account.    X (formerly Twitter): https://twitter.com/SeanMoneyandTax  LinkedIn: https://www.linkedin.com/in/seanwmullaney/  YouTube: https://www.youtube.com/@SeanMullaneyVideos  Website: https://fitaxguy.com/    The discussion is intended to be for general educational purposes and is not tax, legal, or  investment advice for any individual. Shannon and the Keep What You Earn podcast do not  endorse Sean Mullaney, Mullaney Financial & Tax, Inc., and their services.  What you'll hear in this episode: 04:40 Federal debt may not heavily burden retirees.  06:46 Retirement accounts lightly taxed despite tax increases.  10:24 Optimize retirement strategy with Roth conversions timing.  14:08 Clarity on retirement goals overrides generic advice.  19:52 Diversify income and investment channels equally.  20:20 We're in the best era for investors.  If you like this episode, check out: Boosting Business with Better Client Care  Acquire Cheaper and Better Customers (Financial Priority Formula Part 3)  Simplifying Sales Strategy  Want to learn more so you can earn more? Get $50 off your HR audit with People Principles by using code SHANNON50 here. Visit keepwhatyouearn.com to dive deeper on our episodes Visit keepwhatyouearncfo.com to work with Shannon and her team Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ  Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn. 

Irish and Celtic Music Podcast
The Friel Sisters #684

Irish and Celtic Music Podcast

Play Episode Listen Later Nov 7, 2024 79:08


We talk to The Friel Sisters today on the Irish & Celtic Music Podcast #682. They are headlining at IrishFest Atlanta this year. Subscribe now! The Friel Sisters, The Inland Seas, Adam Agee & Jon Sousa, Sassenach, Open The Door For Three, The Drowsy Lads, Dancing With Hobbits, The Henry Girls, Alexis Chartrand & Nicolas Babineau, RIver Drivers, Rakish GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items for Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2024 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create next year's Best Celtic music of 2024 episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on Spotify to listen to those top voted tracks as they are added every 2 - 3 weeks. It also makes it easier for you to add these artists to your own playlists. You can also check out our Irish & Celtic Music Videos. THIS WEEK IN CELTIC MUSIC 0:06 - The Inland Seas "Si Bheag, Si Mhor" from Down by the Greenwood Side 4:54 - WELCOME 7:17 - Adam Agee & Jon Sousa "Runs in the Family / Angry Birds" from Suantraí 9:30 - Sassenach "Mairi Bhan Og" from Passages 13:43 - Open The Door For Three "The Fairy Jig Set" from A Prosperous Gale 17:42 - The Drowsy Lads "Angel Band (Song)" from Wide Awake 23:13 - FEEDBACK 27:15 - THE FRIEL SISTERS INTERVIEW: INTRODUCTION 33:42 - THE FRIEL SISTERS “Kissing and Drinking” 37:31 - THE FRIEL SISTERS INTERVIEW: NEW ALBUM 42:16 - THE FRIEL SISTERS “Star of Crolly Town” 46:32 - THE FRIEL SISTERS INTERVIEW: IRISHFEST ATLANTA 54:04 - THE FRIEL SISTERS “Queen of the Rushes” 58:55 - THANKS 1:02:52 - Dancing With Hobbits "October Waltz" from Dancing With Hobbits 1:06:28 - The Henry Girls "A Time To Grow" from A Time To Grow 1:09:18 - RIver Driver "Blair Mountain" from Live At Steelstacks 1:13:00 - CLOSING 1:14:02 - Rakish "Lightly as the Rain Came Down" from Now, O Now 1:18:28 - CREDITS The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Reduce, reuse, recycle, and think about how you can make a positive impact on your environment. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. This podcast is for fans of Celtic music. It is here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to keep making music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their communities on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Today, I'm happy to share an interview with The Friel Sisters. The band is headlining at IrishFest Atlanta which takes place November 8 - 10, 2024. They are performing on Friday night. In the meantime, send in your Celtic art designs for our 2025 shirts and stickers. I want to see and share your Celtic art. You might even make some money doing it. If you are a Celtic musician or in a Celtic band, then please submit your band to be played on the podcast. You don't have to send in music or an EPK. You will get a free eBook called Celtic Musicians Guide to Digital Music and learn how to follow the podcast. It's 100% free. Just email Email follow@bestcelticmusic and of course, listeners can learn how to subscribe to the podcast and get a free music - only episode. THANK YOU PATRONS OF THE PODCAST! You are amazing. It is because of your generosity that you get to hear so much great Celtic music each and every week. Your kindness pays for our engineer, graphic designer, Celtic Music Magazine editor, promotion of the podcast, and allows me to buy the music I play here. It also pays for my time creating the show each and every week. As a patron, you get ad - free and music - only episodes before regular listeners, vote in the Celtic Top 20, stand - alone stories, you get a private feed to listen to the show or you can listen through the Patreon app.  All that for as little as $1 per episode. A special thanks to our Celtic Legends: Bruce, Brian McReynolds, Marti Meyers, Alan Schindler, Karen DM Harris, Emma Bartholomew, Dan mcDade, Miranda Nelson, Nancie Barnett, Kevin Long, Gary R Hook, Lynda MacNeil, Kelly Garrod, Annie Lorkowski, Shawn Cali HERE IS YOUR THREE STEP PLAN TO SUPPORT THE PODCAST Go to our Patreon page. Decide how much you want to pledge every week, $1, $5, $25. Make sure to cap how much you want to spend per month. Keep listening to the Irish & Celtic Music Podcast to celebrate Celtic culture through music. You can become a generous Patron of the Podcast on Patreon at SongHenge.com. TRAVEL WITH CELTIC INVASION VACATIONS Every year, I take a small group of Celtic music fans on the relaxing adventure of a lifetime. We don't see everything. Instead, we stay in one area. We get to know the region through its culture, history, and legends. You can join us with an auditory and visual adventure through podcasts and videos. Learn more about the invasion at http://celticinvasion.com/ #celticmusic #irishmusic #celticmusicpodcast I WANT YOUR FEEDBACK What are you doing today while listening to the podcast? Please email me. I'd love to see a  picture of what you're doing while listening or of a band that you saw recently. Email me at follow@bestcelticmusic. Patrick Rieger emailed some photos: "Hi Marc, I feel like I have been slacking this summer sending you pictures after having sent so many. Celtic Pittsburgh hasn't been doing much the past few months though we do have plans in the works for an event in October. Meanwhile, the renaissance festival season for my family and I started when we attended the Great Lakes Medieval faire the weekend of July 27 and 28. It was a great weekend, and we needed time away from the daily routine. With life so busy for everyone we hardly see friends anymore, and this was a chance to see many of them. We were happy to find that our friend Captain John Stout, aka Richard Brentar, has returned to Great Lakes after having been absent for a few years. I'm not sure what I enjoy more, his music or his stories, he always has lots of great stories to tell. We also saw the Jackdaws, Celtic Mayhem, and Michael Manderen. Sadly we didn't make the shows of Menagerie Music this year but we did manage to catch up with Lisa from that duo. My family and I plus a couple of friends went to see John McCann and Hamish at Mullaney's Harp & Fiddle in Pittsburgh on August 3. These two are a lot of fun and have great energy, and get the place jumping. I have seen them for 15 years, starting when they were part of the Corned Beef & Curry Band. Sadly that band broke up when one of the three decided to explore other musical paths. I'll be sending more pictures of Celtic musicians come September after trips to two more ren faires.  Until then, slainte!" Cheryl Arvio emailed some photos: "Hi Marc, Sorry these photos aren't better, but this is Socks in the Frying Pan from Friday night's show at the Irish American Heritage Center in Chicago. Brilliant, as they always are! Bummed that they are not playing Milwaukee Irish Fest this year, but happy we got to see them (and pick up their new CD) in our hometown. Best,"  

spotify chicago irish pittsburgh drinking cd decide sisters reduce ebooks brilliant musicians celtic shirt socks great lakes graphics passages hamish frying pan wide awake rushes bummed friel mullaney digital downloads epk digital music vote now kevin long sassenach marc gunn john mccann jackdaws celtic music podcast milwaukee irish fest irish american heritage center dan mcdade celtfather irish celtic music podcast song henge celtic music magazine celtic mp3s
CITIUS MAG Podcast with Chris Chavez
NAZ Elite's Jack Mullaney Reflects On His First Year As Head Coach, Shares Coaching Insights

CITIUS MAG Podcast with Chris Chavez

Play Episode Listen Later Nov 2, 2024 19:37


"The pleasure of being a coach is you get to bear witness to the process of what goes on behind-the-scenes. The fans only get to see what people do for a performance, but you get to know what's actually going on, the ups and downs... It makes those great moments mean even more." NAZ Elite's Head Coach Jack Mullaney joins us live in New York to reflect on his first year with the team. Jack shares what he loves most about coaching, his philosophy, what the transition was like going from coaching at the college level to pro level, and what's ahead for the team. The race kicks off on Sunday, November 3rd with the women's race starting at 8:35am E.T. and the men following at 9:05am E.T. (Don't forget to set your clock back an hour the night before!) The race will be streamed nationally on ESPN and locally on ABC. You can read our full NYC Marathon preview here. CITIUS MAG is proud to partner with HOKA for our coverage of the 2024 NYC Marathon.

Irish and Celtic Music Podcast
Scotland's Whisky #682

Irish and Celtic Music Podcast

Play Episode Listen Later Oct 24, 2024 66:38


Should you go on a tour of the whiskies of Scotland with the Irish & Celtic Music Podcast #682? Subscribe now! The Friel Sisters, Kevin Meehan, Cherish The Ladies, Dancing With Hobbits, Enda Reilly, Adam Agee & Jon Sousa, Keltricity, La famille LeBlanc, Dublin Gulch, The Inland Seas, Sheridan Rúitín, Old Man Flanagan's Ghost, Stout Pounders, Michael Darcy & The Atlantic Tramps, The Ciderhouse Rebellion, Molly Donnery GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items for Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2024 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create next year's Best Celtic music of 2024 episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on Spotify to listen to those top voted tracks as they are added every 2 - 3 weeks. It also makes it easier for you to add these artists to your own playlists. You can also check out our Irish & Celtic Music Videos. THIS WEEK IN CELTIC MUSIC 0:06 - The Friel Sisters "It's in the Wind / The Laurel Tree / Repeal the Union" from Before the Sun 3:34 - WELCOME 7:15 - Kevin Meehan "Inches From Dublin" from Spanish Point 10:51 - Cherish The Ladies "The Cameronian Set: Tha M'Intinn Raoir/Duke of Gordon/The Cameronian/Lady of The House" from One And All, The Best of Cherish the Ladies 16:12 - Dancing With Hobbits "Big Feet Big Heart" from Dancing With Hobbits 17:37 - Enda Reilly "Whiskey Fire (The Great Fire Of Dublin)" from Hy - Brasil 21:47 - FEEDBACK 26:43 - Adam Agee & Jon Sousa "Foxhunter's Reel / The Flowers of Red Hill" from Ceol na gCarad 30:06 - Keltricity "The Plooman" from Live at Terra Firma Radio 34:38 - La famille LeBlanc "Suite à Ti - Joe l'aveugle" from New/Nouveau - Perdrais - je mon temps...(Would I be losing my time...) 39:18 - Dublin Gulch "The Orphan Girl" from Tap 'Er Light 42:15 - The Inland Seas "I Can Hew" from Down by the Greenwood Side 44:48 - THANKS 46:15 - Sheridan Rúitín "Tell Me Ma" from single 49:58 - Old Man Flanagan's Ghost "Simple Little Boat" from Simple Little Boat 52:19 - Stout Pounders "Whiskey Me Away (Live)" from Liver Let Live 55:35 - Michael Darcy & The Atlantic Tramps "Sailing Off to the Yankee Land" from Down to the Roots 1:00:28 - CLOSING 1:01:15 - The Ciderhouse Rebellion with Molly Donnery "My Father's Cabin Small” from A Little Bit Slanted 1:05:23 - CREDITS The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Reduce, reuse, recycle, and think about how you can make a positive impact on your environment. Promote Celtic culture through music at http://celticmusicpodcast.com/. Finally, Marc Gunn and the Irish & Celtic Music Podcast proudly endorse Vice President Kamala Harris as the next president of the United States of America. I know these are partisan times. But I firmly believe Harris is the best person to lead our country to a better future for all Americans. She also has an actual plan to make our already robust economy even stronger. She also has a career of protecting the rights of women.  Whether you agree or not, please vote in this year's election. Your vote matters and is how democracy stays strong. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. This podcast is for fans of Celtic music. If that's the music you love, please follow the show right now. It is here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to keep making music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their communities on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. I am still looking for potential Celtic designs to highlight for the 2025 season. I will accept submissions until the end of November. I will contact you if your design is picked. So please email those designs to me ASAP. You can send it to follow@bestcelticmusic New episodes of Celtic Christmas Music are coming to the podcast universe. I'm planning the first episode to be released on November 17, right before Thanksgiving so that you can start enjoying Celtic Christmas music as soon as you are ready to listen. The current plan is to release weekly episodes. But we shall see if I can pull that off. If you're in a Celtic band with Christmas or holiday music, please email me follow@bestcelticmusic If you are a Celtic musician or in a Celtic band, then please submit your band to be played on the podcast. You don't have to send in music or an EPK. You will get a free eBook called Celtic Musicians Guide to Digital Music and learn how to follow the podcast. It's 100% free. Just email Email follow@bestcelticmusic and of course, listeners can learn how to subscribe to the podcast and get a free music - only episode. THANK YOU PATRONS OF THE PODCAST! You are amazing. It is because of your generosity that you get to hear so much great Celtic music each and every week. Your kindness pays for our engineer, graphic designer, Celtic Music Magazine editor, promotion of the podcast, and allows me to buy the music I play here. It also pays for my time creating the show each and every week. As a patron, you get ad - free and music - only episodes before regular listeners, vote in the Celtic Top 20, stand - alone stories, you get a private feed to listen to the show or you can listen through the Patreon app.  All that for as little as $1 per episode. A special thanks to our new and continued Patrons of the Podcast: Keith, Bruce K, SMak, Steve Pomper, Donald Fletcher HERE IS YOUR THREE STEP PLAN TO SUPPORT THE PODCAST Go to our Patreon page. Decide how much you want to pledge every week, $1, $5, $25. Make sure to cap how much you want to spend per month. Keep listening to the Irish & Celtic Music Podcast to celebrate Celtic culture through music. You can become a generous Patron of the Podcast on Patreon at SongHenge.com. TRAVEL WITH CELTIC INVASION VACATIONS Every year, I take a small group of Celtic music fans on the relaxing adventure of a lifetime. We don't see everything. Instead, we stay in one area. We get to know the region through its culture, history, and legends. You can join us with an auditory and visual adventure through podcasts and videos. Learn more about the invasion at http://celticinvasion.com/ #celticmusic #irishmusic #celticmusicpodcast I WANT YOUR FEEDBACK What are you doing today while listening to the podcast? Please email me. I'd love to see a  picture of what you're doing while listening or of a band that you saw recently. Email me at follow@bestcelticmusic. Rene St.Aubin emailed: "When is your next trip to Ireland to get the feel of music and culture" Robin MacDonald emailed from Wolf Creek, OR: "Hello Marc, I have been listening to your podcast, Irish & Celtic Music, on Amazon Prime. However just within the last few weeks it has completely disappeared! It will not even come up on a search, which is crazy because your music CDs do. How odd. Did you get some sort of notification from Amazon Prime Music that your podcast was no longer going to be available? I will have to figure out a new way to listen to it and I will! I just enjoyed the convenience as I am not able to stream music much at work (bandwidth) but Amazon Prime Music seemed to always work. Best Regards," Robin followed that up with: "Hello Marc,  Enjoy your trip! Thanks for getting back to me and for the link. There's good news though, your Celtic Christmas podcasts are still available on Amazon Prime! Love it always, any time of the year. " Patrick Rieger emailed some photos: "Hi Marc, My family and I have been busy the past month with a stop at our favorite pub and two renaissance festivals, so I'll be sending a few emails about the incredible musicians we enjoyed. On August 24, we went to Mullaney's Harp & Fiddle to see John McCann and Hamish, and an hour after they started everyone, including John and Hamish, got a surprise: the third member of the Corned Beef and Curry Band dropped in, Bob Banerjee. Bob is the most incredible fiddle player I have ever seen, and he has an endless number of bad jokes. He is the curry in the band's name, having been born in India. So for a few hours, this great band was back together. Irish musician Mark Guiser was in the audience that night, and was invited onto the stage for a few songs. Two wedding parties then dropped in for some post - reception fun. The energy, excitement and fun hadn't been that high at the Harp in a long time, and my wife and I only left because our son needed to get to bed. In one photo is The Corned Beef & Curry Band, from left to right, John McCann, Bob Banerjee, and Hamish, In the other, Mark Guiser and Bob. They were playing Hallelujah with Mark singing."

I'll Have Another with Lindsey Hein Podcast
Episode 558: Jack Mullaney – Head Coach of NAZ Elite (Coaching Series Episode 1)

I'll Have Another with Lindsey Hein Podcast

Play Episode Listen Later Oct 2, 2024 65:08


We're kicking off a new coaching series here on the I'll Have Another Podcast where we dive deep into the world of running and the incredible coaches who shape athletes' journeys. In today's episode, I'm thrilled to introduce you to Jack Mulaney, the head coach of NAZ Elite. Jack's journey to coaching is both inspiring ... more »

Optimal Finance Daily
2849: Tax Basis For Beginners by Sean Mullaney of FI Tax Guy on Double Taxation & Clarifies Taxable Gains

Optimal Finance Daily

Play Episode Listen Later Aug 31, 2024 13:09


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2849: Sean Mullaney of FITaxGuy.com demystifies the concept of tax basis, illustrating how it prevents double taxation and clarifies taxable gains. Learn the essentials of depreciation, the benefits of a step-up in basis at death, tax loss harvesting strategies, and the unique considerations for basis in retirement accounts. Read along with the original article(s) here: https://fitaxguy.com/tax-basis-for-beginners/ Quotes to ponder: "Basis is what allows us to measure the appropriate gain or income to the seller of property." "The tax basis of inherited assets is 'stepped-up' to the fair market value of the asset on the original owner's date of death." "Tax loss harvesting is a neat tool in the tax planning toolbox." Episode references: Internal Revenue Service: https://www.irs.gov Learn more about your ad choices. Visit megaphone.fm/adchoices