Podcasts about budgets are sexy

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3329: Jess Chua's unexpected battle with adult acne became a surprising teacher in frugality and intentional living. Her journey away from expensive, overhyped skincare routines toward minimalist, research-backed self-care reveals how challenges can prompt deeper awareness around consumerism, budgeting, and self-trust. Read along with the original article(s) here: https://budgetsaresexy.com/how-acne-made-me-more-frugal/ Quotes to ponder: "Sometimes, you don't get what you pay for." "The concept of 'less is more' frees you up to focus on the things that matter even more." "When it came to potential purchases, I would keep asking myself: 'Is this something I really need?'" Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3308: J. Money unpacks a variety of common financial rules of thumb, covering housing, retirement, life insurance, budgeting percentages, and saving for college, and questions how useful they really are in practice. His reflections reveal that while these rules provide handy benchmarks, personal circumstances and priorities often tell a different story, encouraging a more flexible, individualized approach to money. Read along with the original article(s) here: https://www.budgetsaresexy.com/interesting-financial-rules-of-thumb-to-follow/ Quotes to ponder: “Spend no more than half of your income on living expenses, keep discretionary items to 30%, and save the rest.” “You can afford a home that's two to four times your annual gross income.” “You need life insurance equal to eight to 10 times your annual pretax income.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3308: J. Money unpacks a variety of common financial rules of thumb, covering housing, retirement, life insurance, budgeting percentages, and saving for college, and questions how useful they really are in practice. His reflections reveal that while these rules provide handy benchmarks, personal circumstances and priorities often tell a different story, encouraging a more flexible, individualized approach to money. Read along with the original article(s) here: https://www.budgetsaresexy.com/interesting-financial-rules-of-thumb-to-follow/ Quotes to ponder: “Spend no more than half of your income on living expenses, keep discretionary items to 30%, and save the rest.” “You can afford a home that's two to four times your annual gross income.” “You need life insurance equal to eight to 10 times your annual pretax income.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3283: Jana draws parallels between The Oregon Trail and real-life money management, showing how every choice with our finances impacts long-term outcomes. By blending nostalgia with practical advice, she highlights the importance of preparation, balance, and smart decision-making to successfully reach financial goals. Read along with the original article(s) here: http://www.budgetsaresexy.com/oregon-trail-guide-to-personal-finance-what-happens-next/ Quotes to ponder: "You could spend $200 for 200 pounds of food at Matt's General Store, or you could buy fewer pounds and stretch your resources further." "One wrong move could mean death, or at least a very unpleasant journey." "In the end, the goal was to survive long enough to make it to Oregon, hopefully with your whole family intact." Episode references: The Oregon Trail Game Online: https://classicreload.com/oregon-trail.html Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3283: Jana draws parallels between The Oregon Trail and real-life money management, showing how every choice with our finances impacts long-term outcomes. By blending nostalgia with practical advice, she highlights the importance of preparation, balance, and smart decision-making to successfully reach financial goals. Read along with the original article(s) here: http://www.budgetsaresexy.com/oregon-trail-guide-to-personal-finance-what-happens-next/ Quotes to ponder: "You could spend $200 for 200 pounds of food at Matt's General Store, or you could buy fewer pounds and stretch your resources further." "One wrong move could mean death, or at least a very unpleasant journey." "In the end, the goal was to survive long enough to make it to Oregon, hopefully with your whole family intact." Episode references: The Oregon Trail Game Online: https://classicreload.com/oregon-trail.html Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3283: Jana draws parallels between The Oregon Trail and real-life money management, showing how every choice with our finances impacts long-term outcomes. By blending nostalgia with practical advice, she highlights the importance of preparation, balance, and smart decision-making to successfully reach financial goals. Read along with the original article(s) here: http://www.budgetsaresexy.com/oregon-trail-guide-to-personal-finance-what-happens-next/ Quotes to ponder: "You could spend $200 for 200 pounds of food at Matt's General Store, or you could buy fewer pounds and stretch your resources further." "One wrong move could mean death, or at least a very unpleasant journey." "In the end, the goal was to survive long enough to make it to Oregon, hopefully with your whole family intact." Episode references: The Oregon Trail Game Online: https://classicreload.com/oregon-trail.html Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3714: J. Money shares a candid reminder to stop chasing other people's financial milestones and instead build a life that fits your own priorities. Through relatable money confessions and a dose of humor, he shows how embracing your quirks and values can lead to true financial confidence. Read along with the original article(s) here: https://budgetsaresexy.com/just-do-you/ Quotes to ponder: "Money is important, but it's not the only important thing in life." "Figure out what YOU truly want out of life, and then design your finances to get you there." "The whole point of money is to help you live the life you want, not to be the life you want." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com/ Afford Anything: https://affordanything.com/ The Minimalists Podcast: https://www.theminimalists.com/podcast/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3714: J. Money shares a candid reminder to stop chasing other people's financial milestones and instead build a life that fits your own priorities. Through relatable money confessions and a dose of humor, he shows how embracing your quirks and values can lead to true financial confidence. Read along with the original article(s) here: https://budgetsaresexy.com/just-do-you/ Quotes to ponder: "Money is important, but it's not the only important thing in life." "Figure out what YOU truly want out of life, and then design your finances to get you there." "The whole point of money is to help you live the life you want, not to be the life you want." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com/ Afford Anything: https://affordanything.com/ The Minimalists Podcast: https://www.theminimalists.com/podcast/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3714: J. Money shares a candid reminder to stop chasing other people's financial milestones and instead build a life that fits your own priorities. Through relatable money confessions and a dose of humor, he shows how embracing your quirks and values can lead to true financial confidence. Read along with the original article(s) here: https://budgetsaresexy.com/just-do-you/ Quotes to ponder: "Money is important, but it's not the only important thing in life." "Figure out what YOU truly want out of life, and then design your finances to get you there." "The whole point of money is to help you live the life you want, not to be the life you want." Episode references: Mr. Money Mustache: https://www.mrmoneymustache.com/ Afford Anything: https://affordanything.com/ The Minimalists Podcast: https://www.theminimalists.com/podcast/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3256: J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances, weighing which is the lesser of two financial evils. While both options carry steep fees and risks, he ultimately sides with credit cards for their transparency and flexibility, though he stresses that neither should be your go-to for quick cash. Read along with the original article(s) here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ Quotes to ponder: “Payday loans are extremely expensive compared to other cash loans.” “Consumers have an average of eight to thirteen loans per year at a single lender.” “In conclusion, they both suck and should be avoided like the plague.” Episode references: Consumer Federation of America: https://consumerfed.org Debt.org - Predatory Lending: https://www.debt.org/credit/predatory-lending Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3256: J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances, weighing which is the lesser of two financial evils. While both options carry steep fees and risks, he ultimately sides with credit cards for their transparency and flexibility, though he stresses that neither should be your go-to for quick cash. Read along with the original article(s) here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ Quotes to ponder: “Payday loans are extremely expensive compared to other cash loans.” “Consumers have an average of eight to thirteen loans per year at a single lender.” “In conclusion, they both suck and should be avoided like the plague.” Episode references: Consumer Federation of America: https://consumerfed.org Debt.org - Predatory Lending: https://www.debt.org/credit/predatory-lending Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3256: J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances, weighing which is the lesser of two financial evils. While both options carry steep fees and risks, he ultimately sides with credit cards for their transparency and flexibility, though he stresses that neither should be your go-to for quick cash. Read along with the original article(s) here: https://budgetsaresexy.com/payday-loans-vs-credit-cards/ Quotes to ponder: “Payday loans are extremely expensive compared to other cash loans.” “Consumers have an average of eight to thirteen loans per year at a single lender.” “In conclusion, they both suck and should be avoided like the plague.” Episode references: Consumer Federation of America: https://consumerfed.org Debt.org - Predatory Lending: https://www.debt.org/credit/predatory-lending Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3231: J. Money shares six unconventional yet powerful ways to supercharge your savings by tweaking everyday habits, like rounding up payments, banking “spavings,” and doing no-spend challenges. These bite-sized strategies not only build wealth steadily but also help reshape your mindset around money, time, and self-discipline. Read along with the original article(s) here: https://budgetsaresexy.com/6-ways-to-turbocharge-your-savings/ Quotes to ponder: "Whatever your monthly payment is, just round up to the nearest $10th and kill off a little extra debt without even noticing it!" "You might not have paid full price for the item, but you're still very much spending money vs saving since nothing actually went INTO your savings account!" "The idea is to spend only on the necessities of life for a month, and then resist from spending money on the 'wants.'" Episode references: 75 Hard Challenge: https://andyfrisella.com/pages/75hard-info Acorns App: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3231: J. Money shares six unconventional yet powerful ways to supercharge your savings by tweaking everyday habits, like rounding up payments, banking “spavings,” and doing no-spend challenges. These bite-sized strategies not only build wealth steadily but also help reshape your mindset around money, time, and self-discipline. Read along with the original article(s) here: https://budgetsaresexy.com/6-ways-to-turbocharge-your-savings/ Quotes to ponder: "Whatever your monthly payment is, just round up to the nearest $10th and kill off a little extra debt without even noticing it!" "You might not have paid full price for the item, but you're still very much spending money vs saving since nothing actually went INTO your savings account!" "The idea is to spend only on the necessities of life for a month, and then resist from spending money on the 'wants.'" Episode references: 75 Hard Challenge: https://andyfrisella.com/pages/75hard-info Acorns App: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3231: J. Money shares six unconventional yet powerful ways to supercharge your savings by tweaking everyday habits, like rounding up payments, banking “spavings,” and doing no-spend challenges. These bite-sized strategies not only build wealth steadily but also help reshape your mindset around money, time, and self-discipline. Read along with the original article(s) here: https://budgetsaresexy.com/6-ways-to-turbocharge-your-savings/ Quotes to ponder: "Whatever your monthly payment is, just round up to the nearest $10th and kill off a little extra debt without even noticing it!" "You might not have paid full price for the item, but you're still very much spending money vs saving since nothing actually went INTO your savings account!" "The idea is to spend only on the necessities of life for a month, and then resist from spending money on the 'wants.'" Episode references: 75 Hard Challenge: https://andyfrisella.com/pages/75hard-info Acorns App: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3660: Author J. Money encourages readers to voice their desires clearly and unapologetically, showing how openness can attract support, opportunities, and positive outcomes. He shares personal stories demonstrating that simply asking or stating what you want often leads to surprising generosity and collaboration. Read along with the original article(s) here: https://budgetsaresexy.com/tell-people-what-you-want/ Quotes to ponder: “I'm here to remind you today that if you want something, tell people about it.” “The more people that know what you want, the more people can help you get it.” “You might not always get what you're looking for, but you'll 100% get nothing if you never ask.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3660: Author J. Money encourages readers to voice their desires clearly and unapologetically, showing how openness can attract support, opportunities, and positive outcomes. He shares personal stories demonstrating that simply asking or stating what you want often leads to surprising generosity and collaboration. Read along with the original article(s) here: https://budgetsaresexy.com/tell-people-what-you-want/ Quotes to ponder: “I'm here to remind you today that if you want something, tell people about it.” “The more people that know what you want, the more people can help you get it.” “You might not always get what you're looking for, but you'll 100% get nothing if you never ask.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3660: Author J. Money encourages readers to voice their desires clearly and unapologetically, showing how openness can attract support, opportunities, and positive outcomes. He shares personal stories demonstrating that simply asking or stating what you want often leads to surprising generosity and collaboration. Read along with the original article(s) here: https://budgetsaresexy.com/tell-people-what-you-want/ Quotes to ponder: “I'm here to remind you today that if you want something, tell people about it.” “The more people that know what you want, the more people can help you get it.” “You might not always get what you're looking for, but you'll 100% get nothing if you never ask.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3140: J. Money invites readers to transform everyday spending into acts of conscious support by reframing expenses as contributions to the people, businesses, and causes we value. This mindset shift turns ordinary transactions into opportunities for connection, empowerment, and gratitude, making each dollar feel more intentional and meaningful. Read along with the original article(s) here: https://www.budgetsaresexy.com/supporting-vs-spending-money/ Quotes to ponder: "To them, it wasn't about the 'cost', but more about the love of the hobby and wanting to support it however they can." "It's spending, but it's also very much supporting." "Think about everyone you're supporting with each transaction you make, and see if it changes anything." Episode references: 516 Project: https://516project.org The Sundara Fund: https://www.sundarafund.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3140: J. Money invites readers to transform everyday spending into acts of conscious support by reframing expenses as contributions to the people, businesses, and causes we value. This mindset shift turns ordinary transactions into opportunities for connection, empowerment, and gratitude, making each dollar feel more intentional and meaningful. Read along with the original article(s) here: https://www.budgetsaresexy.com/supporting-vs-spending-money/ Quotes to ponder: "To them, it wasn't about the 'cost', but more about the love of the hobby and wanting to support it however they can." "It's spending, but it's also very much supporting." "Think about everyone you're supporting with each transaction you make, and see if it changes anything." Episode references: 516 Project: https://516project.org The Sundara Fund: https://www.sundarafund.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3140: J. Money invites readers to transform everyday spending into acts of conscious support by reframing expenses as contributions to the people, businesses, and causes we value. This mindset shift turns ordinary transactions into opportunities for connection, empowerment, and gratitude, making each dollar feel more intentional and meaningful. Read along with the original article(s) here: https://www.budgetsaresexy.com/supporting-vs-spending-money/ Quotes to ponder: "To them, it wasn't about the 'cost', but more about the love of the hobby and wanting to support it however they can." "It's spending, but it's also very much supporting." "Think about everyone you're supporting with each transaction you make, and see if it changes anything." Episode references: 516 Project: https://516project.org The Sundara Fund: https://www.sundarafund.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: Red shares her raw, firsthand experience of battling credit card debt, offering six empowering strategies to regain control and silence relentless creditors. From knowing your legal rights to negotiating smarter repayment plans, her advice helps turn fear into action and financial freedom. Read along with the original article(s) here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Quotes to ponder: "I easily received 15 phone calls a day. Sometimes they would leave a voicemail, but I deleted it without listening." "You'll need a realistic budget to get out of this debt, and seeing the light at the end of the tunnel is better than blindly making minimum payments." "Most companies will reduce your interest rate if they know it increases the odds of getting some of their money back." Episode references: The Pew Charitable Trust report on debt collection lawsuits: https://www.pewtrusts.org/en/research-and-analysis/reports/2020/05/how-debt-collectors-are-transforming-the-business-of-state-courts The Fair Debt Collection Practices Act: https://www.consumerfinance.gov/rules-policy/regulations/1006/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: Red shares her raw, firsthand experience of battling credit card debt, offering six empowering strategies to regain control and silence relentless creditors. From knowing your legal rights to negotiating smarter repayment plans, her advice helps turn fear into action and financial freedom. Read along with the original article(s) here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Quotes to ponder: "I easily received 15 phone calls a day. Sometimes they would leave a voicemail, but I deleted it without listening." "You'll need a realistic budget to get out of this debt, and seeing the light at the end of the tunnel is better than blindly making minimum payments." "Most companies will reduce your interest rate if they know it increases the odds of getting some of their money back." Episode references: The Pew Charitable Trust report on debt collection lawsuits: https://www.pewtrusts.org/en/research-and-analysis/reports/2020/05/how-debt-collectors-are-transforming-the-business-of-state-courts The Fair Debt Collection Practices Act: https://www.consumerfinance.gov/rules-policy/regulations/1006/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: Red shares her raw, firsthand experience of battling credit card debt, offering six empowering strategies to regain control and silence relentless creditors. From knowing your legal rights to negotiating smarter repayment plans, her advice helps turn fear into action and financial freedom. Read along with the original article(s) here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Quotes to ponder: "I easily received 15 phone calls a day. Sometimes they would leave a voicemail, but I deleted it without listening." "You'll need a realistic budget to get out of this debt, and seeing the light at the end of the tunnel is better than blindly making minimum payments." "Most companies will reduce your interest rate if they know it increases the odds of getting some of their money back." Episode references: The Pew Charitable Trust report on debt collection lawsuits: https://www.pewtrusts.org/en/research-and-analysis/reports/2020/05/how-debt-collectors-are-transforming-the-business-of-state-courts The Fair Debt Collection Practices Act: https://www.consumerfinance.gov/rules-policy/regulations/1006/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3056: J. Money explores whether saving $50 a day is realistic and how to make it painless. By identifying small spending leaks, making simple swaps, and staying intentional with money, you can build a solid financial cushion without feeling deprived. These practical tips prove that smart saving is more about mindset than sacrifice. Read along with the original article(s) here: https://www.budgetsaresexy.com/save-50-day-and-feel-no-pain-hmmi-dunno/ Quotes to ponder: "Saving money isn't always about cutting out the fun, it's about being more intentional with where your dollars go." "When you track your spending, you start to notice patterns and little leaks where money slips away unnoticed." "Small changes, like brewing coffee at home or packing lunch, add up faster than you think." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3056: J. Money explores whether saving $50 a day is realistic and how to make it painless. By identifying small spending leaks, making simple swaps, and staying intentional with money, you can build a solid financial cushion without feeling deprived. These practical tips prove that smart saving is more about mindset than sacrifice. Read along with the original article(s) here: https://www.budgetsaresexy.com/save-50-day-and-feel-no-pain-hmmi-dunno/ Quotes to ponder: "Saving money isn't always about cutting out the fun, it's about being more intentional with where your dollars go." "When you track your spending, you start to notice patterns and little leaks where money slips away unnoticed." "Small changes, like brewing coffee at home or packing lunch, add up faster than you think." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3056: J. Money explores whether saving $50 a day is realistic and how to make it painless. By identifying small spending leaks, making simple swaps, and staying intentional with money, you can build a solid financial cushion without feeling deprived. These practical tips prove that smart saving is more about mindset than sacrifice. Read along with the original article(s) here: https://www.budgetsaresexy.com/save-50-day-and-feel-no-pain-hmmi-dunno/ Quotes to ponder: "Saving money isn't always about cutting out the fun, it's about being more intentional with where your dollars go." "When you track your spending, you start to notice patterns and little leaks where money slips away unnoticed." "Small changes, like brewing coffee at home or packing lunch, add up faster than you think." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1597: Tonya shares her experience as a freelance video editor navigating financial ups and downs, balancing side hustles, and ultimately realizing the importance of valuing her time and skills. Her story highlights the power of financial stability in making career choices based on passion and purpose rather than just income. Read along with the original article(s) here: http://www.budgetsaresexy.com/not-always-about-benjamins/ Quotes to ponder: "It's a disservice to undervalue yourself." "Sometimes just because you are offered ANY money, you don't always have to take it." "There are many factors at stake: time, work/life balance, putting your skills to better use elsewhere, etc." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1597: Tonya shares her experience as a freelance video editor navigating financial ups and downs, balancing side hustles, and ultimately realizing the importance of valuing her time and skills. Her story highlights the power of financial stability in making career choices based on passion and purpose rather than just income. Read along with the original article(s) here: http://www.budgetsaresexy.com/not-always-about-benjamins/ Quotes to ponder: "It's a disservice to undervalue yourself." "Sometimes just because you are offered ANY money, you don't always have to take it." "There are many factors at stake: time, work/life balance, putting your skills to better use elsewhere, etc." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1597: Tonya shares her experience as a freelance video editor navigating financial ups and downs, balancing side hustles, and ultimately realizing the importance of valuing her time and skills. Her story highlights the power of financial stability in making career choices based on passion and purpose rather than just income. Read along with the original article(s) here: http://www.budgetsaresexy.com/not-always-about-benjamins/ Quotes to ponder: "It's a disservice to undervalue yourself." "Sometimes just because you are offered ANY money, you don't always have to take it." "There are many factors at stake: time, work/life balance, putting your skills to better use elsewhere, etc." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1576: J. Money reflects on the liberating realization that adulthood grants us the freedom to make our own choices, whether that's eating dessert for dinner, quitting a job we dislike, or crafting a life we truly love. This playful yet profound take challenges societal norms and inspires a reevaluation of what it means to live authentically. Read along with the original article(s) here: http://www.budgetsaresexy.com/adults-can-do-whatever-they-want/ Quotes to ponder: "Adults can do whatever they want and that's both terrifying and exhilarating." "We often forget that we're the ones in charge of how we live our lives." "Life isn't about checking boxes; it's about making the rules and breaking them when they no longer fit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1576: J. Money reflects on the liberating realization that adulthood grants us the freedom to make our own choices, whether that's eating dessert for dinner, quitting a job we dislike, or crafting a life we truly love. This playful yet profound take challenges societal norms and inspires a reevaluation of what it means to live authentically. Read along with the original article(s) here: http://www.budgetsaresexy.com/adults-can-do-whatever-they-want/ Quotes to ponder: "Adults can do whatever they want and that's both terrifying and exhilarating." "We often forget that we're the ones in charge of how we live our lives." "Life isn't about checking boxes; it's about making the rules and breaking them when they no longer fit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1576: J. Money reflects on the liberating realization that adulthood grants us the freedom to make our own choices, whether that's eating dessert for dinner, quitting a job we dislike, or crafting a life we truly love. This playful yet profound take challenges societal norms and inspires a reevaluation of what it means to live authentically. Read along with the original article(s) here: http://www.budgetsaresexy.com/adults-can-do-whatever-they-want/ Quotes to ponder: "Adults can do whatever they want and that's both terrifying and exhilarating." "We often forget that we're the ones in charge of how we live our lives." "Life isn't about checking boxes; it's about making the rules and breaking them when they no longer fit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3013: J. Money breaks down Mark Cuban's no-nonsense approach to getting rich, emphasizing discipline, smart spending, and having cash ready for opportunities. Cuban warns against get-rich-quick schemes, promotes lifelong learning, and challenges conventional retirement savings by prioritizing cash liquidity over long-term stockpiling. J. Money adds his own insights, making wealth-building feel practical, strategic, and achievable. Read along with the original article(s) here: https://www.budgetsaresexy.com/mark-cuban-how-to-get-rich/ Quotes to ponder: "There are no shortcuts. NONE. If a deal is a great deal, they aren't going to share it with you." "Save as much money as you possibly can. Every penny you can. no matter what." "It doesn't matter what it is. Whatever your hobbies, interests, passions are, find the one you love the best and GET A JOB in the business that supports it." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3013: J. Money breaks down Mark Cuban's no-nonsense approach to getting rich, emphasizing discipline, smart spending, and having cash ready for opportunities. Cuban warns against get-rich-quick schemes, promotes lifelong learning, and challenges conventional retirement savings by prioritizing cash liquidity over long-term stockpiling. J. Money adds his own insights, making wealth-building feel practical, strategic, and achievable. Read along with the original article(s) here: https://www.budgetsaresexy.com/mark-cuban-how-to-get-rich/ Quotes to ponder: "There are no shortcuts. NONE. If a deal is a great deal, they aren't going to share it with you." "Save as much money as you possibly can. Every penny you can. no matter what." "It doesn't matter what it is. Whatever your hobbies, interests, passions are, find the one you love the best and GET A JOB in the business that supports it." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3013: J. Money breaks down Mark Cuban's no-nonsense approach to getting rich, emphasizing discipline, smart spending, and having cash ready for opportunities. Cuban warns against get-rich-quick schemes, promotes lifelong learning, and challenges conventional retirement savings by prioritizing cash liquidity over long-term stockpiling. J. Money adds his own insights, making wealth-building feel practical, strategic, and achievable. Read along with the original article(s) here: https://www.budgetsaresexy.com/mark-cuban-how-to-get-rich/ Quotes to ponder: "There are no shortcuts. NONE. If a deal is a great deal, they aren't going to share it with you." "Save as much money as you possibly can. Every penny you can. no matter what." "It doesn't matter what it is. Whatever your hobbies, interests, passions are, find the one you love the best and GET A JOB in the business that supports it." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2976: J. Money highlights the importance of financial prioritization through two contrasting cab rides: one chosen for an enriching experience and the other out of necessity. These anecdotes underscore the balance between occasional splurges and financial security, emphasizing that conscious spending in major budget areas creates freedom for life's unpredictable moments. Read along with the original article(s) here: https://www.budgetsaresexy.com/tale-of-two-cab-rides-money-tenants/ Quotes to ponder: "Sometimes money is meant to be spent, even if people give you the judgy face." "Even when you prioritize your spending, you STILL sometimes get jacked!" "The bigger the gap between your income and expenses, the less you need to agonize over this kind of one-off purchases." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2976: J. Money highlights the importance of financial prioritization through two contrasting cab rides: one chosen for an enriching experience and the other out of necessity. These anecdotes underscore the balance between occasional splurges and financial security, emphasizing that conscious spending in major budget areas creates freedom for life's unpredictable moments. Read along with the original article(s) here: https://www.budgetsaresexy.com/tale-of-two-cab-rides-money-tenants/ Quotes to ponder: "Sometimes money is meant to be spent, even if people give you the judgy face." "Even when you prioritize your spending, you STILL sometimes get jacked!" "The bigger the gap between your income and expenses, the less you need to agonize over this kind of one-off purchases." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2950: Focusing on just one powerful financial habit, like maxing out retirement contributions or paying off a mortgage, can lead to significant wealth over time. J. Money emphasizes that simplicity, not complexity, drives financial success it's about taking consistent, impactful action. Read along with the original article(s) here: https://budgetsaresexy.com/power-doing-one-financial-thing/ Quotes to ponder: “Sometimes simple isn't easy, but it can change your life.” “Focus on one thing and master it; wealth will follow.” “There's no wizardry to wealth just big, simple steps taken with persistence.” Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Thomas-Stanley/dp/1589795474 The Automatic Millionaire: https://www.amazon.com/Automatic-Millionaire-One-Step-Financial/dp/0767923820 I Will Teach You to Be Rich: https://www.amazon.com/Will-Teach-You-Be-Rich/dp/0761147489 The Richest Man in Babylon: https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/0451205367 Essentialism: https://www.amazon.com/Essentialism-Disciplined-Pursuit-Greg-McKeown/dp/0804137382 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2950: Focusing on just one powerful financial habit, like maxing out retirement contributions or paying off a mortgage, can lead to significant wealth over time. J. Money emphasizes that simplicity, not complexity, drives financial success it's about taking consistent, impactful action. Read along with the original article(s) here: https://budgetsaresexy.com/power-doing-one-financial-thing/ Quotes to ponder: “Sometimes simple isn't easy, but it can change your life.” “Focus on one thing and master it; wealth will follow.” “There's no wizardry to wealth just big, simple steps taken with persistence.” Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Thomas-Stanley/dp/1589795474 The Automatic Millionaire: https://www.amazon.com/Automatic-Millionaire-One-Step-Financial/dp/0767923820 I Will Teach You to Be Rich: https://www.amazon.com/Will-Teach-You-Be-Rich/dp/0761147489 The Richest Man in Babylon: https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/0451205367 Essentialism: https://www.amazon.com/Essentialism-Disciplined-Pursuit-Greg-McKeown/dp/0804137382 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2909: J. Money humorously emphasizes the importance of life insurance, which he rebrands as "Mo' Money, Less Problems" (MMLP) insurance. He encourages readers to think about how it provides financial peace of mind for loved ones in the event of death, while sharing his personal experience with term life insurance. Even though discussing life insurance may seem dull, it's a necessary conversation to ensure the financial security of one's family. Read along with the original article(s) here: http://www.budgetsaresexy.com/time-to-get-a-life-insurance-movement/ Quotes to ponder: "When you die, your entire family is going to be crushed and the last thing on their mind will be money." "The point of all this though, is to GIVE LIFE INSURANCE SOME THOUGHT today." "Money can't bring you back or kiss your family on the forehead every night, but it sure can improve their lives forever and ever." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2884: Owning a home can be a powerful financial strategy when approached thoughtfully, as Mr. 1500 shares. By purchasing homes in need of repair and in neighborhoods on the rise, he has turned his investments into profitable ventures. Beyond financial benefits, homeownership provides stability, opportunities to learn new skills, and the satisfaction of creating a personalized space. Read along with the original article(s) here: https://www.budgetsaresexy.com/this-is-why-i-own-a-home/ Quotes to ponder: "Owning a home gives me a sense of stability that renting never could." "The financial benefits of homeownership extend far beyond just building equity." "It's the one place in the world where you get to call the shots and really make it your own." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2304: J. Money from BudgetsAreSexy.com dives into the intricacies of discussing finances with your significant other. He shares his thoughts on when and how to approach these crucial conversations, highlighting the importance of being on the same page about money in a relationship. Through eight reflective questions, he explores scenarios like merging finances, dealing with debt, and the impact of differing money views on a partnership. Read along with the original article(s) here: https://www.budgetsaresexy.com/questions-about-your-money-spouse/ Quotes to ponder: "Money affects everything though from homes to cars to lifestyles, to even having kids, so it's crazy important!" "We can all change our habits whether it's money-related or not, but the more important question is 'do you WANT to change your habits?'" "Money is an incredible tool that we can use to build a rich life experience, but if we don't have our priorities straight, we might unintentionally use it to build a wall around our hearts." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2304: J. Money from BudgetsAreSexy.com dives into the intricacies of discussing finances with your significant other. He shares his thoughts on when and how to approach these crucial conversations, highlighting the importance of being on the same page about money in a relationship. Through eight reflective questions, he explores scenarios like merging finances, dealing with debt, and the impact of differing money views on a partnership. Read along with the original article(s) here: https://www.budgetsaresexy.com/questions-about-your-money-spouse/ Quotes to ponder: "Money affects everything though from homes to cars to lifestyles, to even having kids, so it's crazy important!" "We can all change our habits whether it's money-related or not, but the more important question is 'do you WANT to change your habits?'" "Money is an incredible tool that we can use to build a rich life experience, but if we don't have our priorities straight, we might unintentionally use it to build a wall around our hearts." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2678: FIRECracker of Millennial-Revolution.com challenges conventional budgeting by advocating for a personalized approach. By identifying and prioritizing your top three values, you can allocate money towards what truly matters to you, rather than conforming to restrictive spending limits that can undermine your happiness and financial independence. Read along with the original article(s) here: https://www.millennial-revolution.com/build/budgets-suck-instead/ Quotes to ponder: "Budgets tend to look at all your spending and try to force you to ruthlessly cut back on everything. But what they don't do is EMPOWER you." "What you've just written down are your top three VALUES. These are what you SHOULD be spending money on." "Everyone's path to Financial Independence is unique, and uniquely their own. So figure out your values, and fill that jar your way, with your own rocks, and screw what anyone else thinks." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Mr. Money Mustache: https://www.mrmoneymustache.com/ Budgets Are Sexy: https://www.budgetsaresexy.com/ Frugalwoods: https://www.frugalwoods.com/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3285: True success isn't about wealth or accolades but the fulfillment of love, health, and freedom. J Money, from BudgetsAreSexy.com, emphasizes that genuine success lies in nurturing meaningful relationships, maintaining physical and mental well-being, having enough wealth to provide choices, and, crucially, possessing the time to enjoy these aspects. This holistic approach ensures a balanced and fulfilling life. Read along with the original article(s) here: https://budgetsaresexy.com/what-is-true-success/ Quotes to ponder: "True success is giving and receiving love, having physical and mental health, enough wealth to provide you with options, and the time to enjoy them all." "It's easy in the crush of everyday life to lose sight of the true riches of life--the things that really matter." "The best line of the whole passage. Everything comes down to time." Episode references: Thought of The Day by Napoleon Hill: https://www.naphill.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2773: Shannon McLay shares a deeply personal account of her journey as a financial advisor, emphasizing the emotional weight of managing clients' investments. She reveals the importance of transparency and urges investors to ask advisors how they invest their own money, highlighting the necessity of trust and alignment in financial advising. Read along with the original article(s) here: http://www.budgetsaresexy.com/one-question-to-ask-financial-advisor/ Quotes to ponder: "I felt the weight of hers and other client's hopes and dreams falling on my investing shoulders, and it felt like the weight of the world." "I may be exaggerating a little, but I would want a financial advisor who lost sleep at night over my money rather than the alternative." "Your relationship with your financial advisor is similar to that of your spouse, and if you can't trust them and feel comfortable knowing you are on the same team together, then why get married to begin with?" Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2724: J. Money shares his journey and insights on achieving the first $100,000 in net worth, a pivotal financial milestone. He emphasizes the overhaul of mindset and financial habits necessary to reach this goal and how this foundation sets the stage for further financial successes. Highlighting the importance of patience and perseverance, this episode provides actionable advice for anyone looking to improve their financial situation. Read along with the original article(s) here: https://www.budgetsaresexy.com/the-first-100-thousand-is-the-hardest/ Quotes to ponder: "You can't make it to a million or a billion without first hitting $100,000, but even more than that - it requires a complete overhaul of both your money and your mindset." "It took me 28 years to finally start paying attention." "Once you've got your mind right it's all a matter of pouring in the fuel and letting time (and sometimes luck) take over from there." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3165: In "Having Enough" by J. Money of BudgetsAreSexy.com, the author shares a profound insight into the satisfaction of recognizing one's sufficiency in life's essentials - love, material needs, and even happiness. J. Money emphasizes the importance of appreciating what we currently have, rather than continually chasing more, ultimately leading to a more fulfilled and content life. Read along with the original article(s) here: https://budgetsaresexy.com/having-enough/ Quotes to ponder: "When you truly have enough you no longer spend energy or time chasing stuff in hopes they fulfill you." “How beautiful it is to realize such a thing! How many people do we know who's genuinely satisfied with their lives and not forever chasing fulfillment?” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3101: J. Money of BudgetsAreSexy.com shares a poignant reflection prompted by a chance encounter, leading to "19 Ways to Be Better Today than Yesterday." This article serves as a reminder of the importance of kindness, self-improvement, and the value of small actions in making a significant impact on ourselves and those around us. Read along with the original article(s) here: https://budgetsaresexy.com/ways-to-be-better-today-than-yesterday/ Quotes to ponder: "I always wanted to be someone better the next day than I was the day before." Learn more about your ad choices. Visit megaphone.fm/adchoices