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Hosted by brad barrett
Hosted by brad barrett
16 episodes with brad barrett
8 episodes with brad barrett
5 episodes with brad barrett
5 episodes with brad barrett
5 episodes with brad barrett
4 episodes with brad barrett
4 episodes with brad barrett
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you accidentally letting hundreds of thousands of dollars sit idle in your holding company… unsure how to deploy it without triggering unnecessary tax?If you're a Canadian business owner with retained earnings building up in your holdco, you've probably felt the tension. You want to grow your wealth—but you don't want to make a costly mistake. Your accountant tracks what's happened, but who's helping you think proactively about what to do next? With salaries, RRSP room, rental properties, corporate investments, and tax efficiency all in play, it's easy to feel stuck between “do nothing” and “overcomplicate everything.” What you really want is clarity—and optionality.In this episode, you'll discover:A simple 50/50 framework for splitting retained earnings between risk-off liquidity and long-term growth.How to structure corporate investments to create tax-efficient capital gains and future tax-free income through the Capital Dividend Account.Why thinking holistically—across your corporation and personal assets—unlocks powerful flexibility, leverage, and long-term tax control.Press play now to learn how to turn your holding company into a strategic wealth engine—not just a parking lot for cash.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs index fund investing really the best path to financial freedom — or is it only effective if you can survive the emotional rollercoaster that comes with it?Most investors are told the same advice: buy the market, hold for decades, and trust long-term averages. And yes… mathematically, it works. But the real question is: can you stick with it when the market drops 20%? Or when you're retired and withdrawing income during a downturn?In this episode of Canadian Wealth Secrets, Kyle Pearce and Jon Orr break down a powerful question many Canadians overlook:Index Fund Investing: Growth Strategy or Income Strategy?They explore why index funds feel simple on paper, why real estate often feels “safer,” and how the best portfolio isn't just the one with the highest average return — it's the one you can actually stay committed to.This conversation dives into:The real reason many investors abandon index funds during market volatilityIndex fund vs real estate: why real estate feels more stable (even when it isn't)How an income investing strategy can reduce emotional decision-makingWhy leveraged investing in Canada looks great in spreadsheets but feels scary in real lifeWhat the 4 percent rule in Canada misses when markets decline during retirementHow to think about diversification, “dry powder,” and building a portfolio that supports long-term income needsIf you've ever wondered whether your RRSP, TFSA, or corporate investments are built for true financial freedom — or just built for average returns — this episode will shift the way you think about investing.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you accidentally letting “dead equity” sit idle when it could be working harder for you?Most Canadians think financial freedom optimization is about cutting expenses or chasing the next hot investment. But what if the real opportunity is hiding in plain sight — in your car, your mortgage, or any asset quietly losing value? In this episode, we unpack a simple car lease scenario that reveals a much bigger question: Are you thinking strategically about debt, equity, and optionality — or just following the default path?If you've ever wondered whether to pay cash, finance, lease, invest, or “just play it safe,” this conversation will challenge how you evaluate those decisions.In this episode, you'll discover:How to spot “alpha” opportunities — small arbitrage moves that compound into meaningful advantagesThe difference between depreciating vs. appreciating assets — and how to reposition equity more strategicallyWhy optionality might be one of the most overlooked principles in building long-term financial flexibilityPress play now to start seeing everyday financial decisions through a sharper, more strategic lens.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to KylIn this episode of Canadian Wealth Secrets, a simple vehicle scenario becomes a powerful lesson in alpha, arbitrage, and optionality — revealing how smart CanReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if carrying debt into retirement could actually reduce your taxes and increase your long-term flexibility?Many Canadians are taught that being mortgage-free is the ultimate financial goal—but what happens when that mindset clashes with taxes, retirement withdrawals, and lost growth opportunities? If the Smith Maneuver or leverage-based investing has ever made you uneasy, especially when you picture retirement looming, you're not alone. This episode breaks down why “good debt” doesn't suddenly stop working when your house is paid off—and how intentional use of leverage can turn future tax problems into strategic advantages.In this episode, you'll discover:How investment debt can offset RRSP/RRIF withdrawals and potentially eliminate taxes in retirementWhy starting the Smith Maneuver earlier creates more optionality and smoother income later onHow combining RRSPs, non-registered investments, and leverage can increase net worth while reducing long-term tax dragPress play now to learn how strategic debt, done right, can give you more control, lower taxes, and greater financial freedom over your lifetime.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to KylReady to connect? Text us your comment including your phone number for a response!Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you sitting on rental or business cash flow that could be quietly accelerating your mortgage payoff and cutting your tax bill at the same time?If you're a Canadian business owner, sole proprietor, or personally hold rental properties, chances are cash flows into your account each month—and then slowly leaks out to cover expenses. In this episode, Kyle and Jon unpack how that “idle” money can be put to work instead of collecting dust, using a strategy that builds on the Smith Manoeuvre without requiring you to go all-in or take on more risk than you can handle. They walk through real-world scenarios, common misconceptions, and the practical constraints that determine whether this strategy fits your situation.By listening, you'll learn how to:Turn non-deductible mortgage interest into deductible business or investment interest using cash damming—without increasing your overall debt.Improve cash-flow efficiency by recycling the same dollars to pay down your mortgage faster while still funding business or rental expenses.Apply the strategy conservatively or aggressively based on interest rates, mortgage rules, and your personal comfort level—so you stay in control.Press play now to see how cash damming could quietly boost your net worth and tax efficiency using money you already have.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to KylReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHave you ever felt pressured into a “sophisticated” financial strategy you didn't actually understand?As a Canadian incorporated business owner or high-net-worth professional, you're used to handling complexity — but financial decisions feel different when the stakes are personal and the explanations fall short. Too often, strategies like estate freezes, corporate insurance, or private investments are presented with urgency instead of clarity, leaving you overwhelmed, hesitant, or quietly unsure if you're making the right move. This episode challenges the idea that pressure equals progress and reframes what real sophistication in wealth planning actually looks like.In this episode, you'll discover:Why poor financial outcomes usually come from lack of understanding, not bad strategiesHow to spot pressure from financial advisors disguised as “best practices” or “what wealthy people do”What confident, flexible wealth planning looks like when every tool has clear purpose and contextPress play to learn how clarity — not urgency — becomes the foundation of a wealth plan you can trust and stand behind.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…leReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Strap in, because Jackie joins Brad Barrett for a crossover episode on the ChooseFI podcast, home of the world's largest FI community! Together, they rewind all the way back to 2017, when Jackie first stumbled onto ChooseFI… and everything changed. She recounts her journey to reaching early retirement by December 2019, and using that freedom to go back to school, get her CFP, and write 'F.I.R.E. for Dummies'. Then the two of them dive deep into the fundamentals and break down what financial independence really means. They explain why even ten dollars a month can spark a lifelong investing habit, and how Jackie's first investment club taught her the power of community and compounding. They decode 401(k)s, demystify fund selection, and spotlight the quiet villain of investing: expense ratios. The episode widens from there: debt payoff strategies, designing a modest but deeply rich life on $40–45K a year in Ohio, negotiating everything from internet bills to insurance premiums, and the emotional transformation from paycheck-to-paycheck lifestyle to feeling 'directionally correct.' They conclude with the realization that FI isn't just about money, it's about options. Whether you're a late starter, brand new or ten years into the journey; returning to the basics is how you stay grounded, stay motivated, and stay on course. ==================== DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS: MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50 For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners SUPPORT THE SHOW
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs the 4% rule still a reliable path to financial freedom in Canada—or is it holding your retirement plan back?You've heard it a hundred times: save 25x your annual expenses and withdraw 4% per year in retirement. But in 2026 and beyond, does that formula still stack up? Whether you're 10 years out from retirement or already hitting your financial freedom number, rigidly following outdated rules could put your lifestyle—and peace of mind—at risk. This episode dives into how the 4% rule was built, why it may not fit today's market realities, and how to think more flexibly about spending, investing, and enjoying your money without watching your net worth dwindle.In this episode, you'll discover:Why the original 4% rule was designed for failure avoidance, not lifestyle optimizationHow a flexible approach to withdrawals can empower smarter spending decisions year by yearThe mindset shift that can help you grow your net worth even in retirementPress play now to rethink your retirement strategy and build a wealth plan that works for your real life—not just the spreadsheets.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a laReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat should you do when your corporation has more cash than clarity?Many incorporated business owners hit a silent milestone: revenue is steady, personal income is solid, but inside the corporation, retained earnings quietly pile up—doing nothing. Inflation erodes their value. Investment options seem risky, tax-heavy, or too complex. The real challenge isn't just finding a strategy—it's knowing what role that idle money should play. In this episode, Tyson, a physiotherapy clinic owner, shares his journey from uncertainty to empowerment as he reframes his financial approach and builds a stable foundation for growth.You'll discover:Why retained earnings can become a hidden liability if left unstructuredThe mindset shift from chasing returns to preserving optionalityHow corporate-owned whole life insurance can offer growth, access, and protection—without rushing into risky decisionsIf your retained earnings feel stuck or exposed, press play now to hear how stability and strategy can unlock new possibilities.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…inveReady to connect? Text us your comment including your phone number for a response!ManyReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre dividends really more tax-efficient for business owners—or is that advice costing you hundreds of thousands over time?If you're an incorporated Canadian business owner, you've likely heard the age-old advice: “Just take dividends—it's simpler and saves tax.” But what if that oversimplified strategy is quietly undermining your long-term wealth? In this episode, Jon and Kyle unpack the real math behind salary vs. dividends, revealing how your compensation choices ripple through CPP contributions, RRSP room, investment opportunities, and future flexibility. Whether your business is just starting out or generating strong retained earnings, understanding these trade-offs is crucial to building sustainable wealth.By the end of this episode, you'll discover:Why dividends don't always save tax—and when they can actually hurt your long-term growthHow to use salary strategically to open up RRSP room and diversify beyond your businessA clear, math-based breakdown of which approach works best at different income and retained earnings levelsPress play now to finally take the guesswork out of how you pay yourself—and make smarter, wealth-building decisions as an incorporated business owner.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…inveReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you relying on “just growing the pile” to fund your retirement?Too many Canadian business owners hope their savings will be “enough” without ever truly running the numbers—or questioning the assumptions behind their plan. In this episode, Jon Orr and Kyle Pearce break down a real case study of a listener preparing to retire at 55. They uncover the common blind spots around equity-heavy portfolios, the behavioral traps that derail even the smartest strategies, and why knowing your number isn't the same as building a system that gets you there. Whether you're 5 or 15 years out from retirement, this deep dive is full of insights to tighten your approach.You'll discover:Why a clear monthly cash flow target is more useful than a vague retirement “pile.”The risks of a 100% equity portfolio during the decumulation phase—and how to mitigate them.How to align your investment strategy with your behavior, so your plan doesn't fall apart when the market does.Press play now to find out where this listener nailed their strategy—and where small shifts could mean a more confident, flexible retirement.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large suReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs your financial freedom being hijacked by your emotions?We all like to think we're logical with money—crunching the numbers, weighing the odds, making the “smart” move. But the truth? Most of our financial behavior is driven by emotion, not math. In this episode, Jon Orr and Kyle Pearce unpack the hidden psychological tug-of-war that shapes our habits, investment choices, and long-term wealth strategies. Inspired by Freakonomics Radio and grounded in behavioral finance, they explore why knowing what to do isn't the same as doing it—and what actually makes the difference.You'll discover:A practical framework (elephant vs. rider) for understanding and overcoming self-sabotaging money habits.How to bridge the gap between financial theory and real-life action—even when fear or doubt creeps in.Smart ways to align your investments and financial systems with behavior you can actually sustain.If you've ever struggled to follow through on the “right” financial move to gain financial freedom, press play now—this episode could change how you think (and act) with money.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Most investors think they're diversified. Today Brad Barrett explains why 7 to 10 mega-caps can dominate your “broad market” exposure and what to do before the next shock hits. We cover the simple, boring habits that actually build wealth, when to hire an advisor, how behavioral biases wreck DIY plans, and why his firm keeps zero in crypto while opening access to a private equity fund with quarterly liquidity.Brad's background: 23 years advising through multiple cycles, host of Mindset with Brad Barrett and Pension Attention, and a partner at One Capital Management.What you'll learn• The concentration risk sitting inside the S&P 500 and how to fix it today • A practical diversification stack including uncorrelated assets and fixed income • When a DIY approach backfires and the moments to bring in counsel • The crypto allocation rule of thumb that protects your downside • Private equity as a diversifier and how quarterly liquidity worksChapters: 0:00 Why “diversified” portfolios aren't02:06 The 7-stock concentration problem03:31 How to build real diversification04:12 Private equity access and quarterly liquidity16:33 When a real advisor actually helps22:42 Behavioral biases that wreck returns25:08 Crypto allocation discipline and FOMO control32:45 Why boring investing wins long term35:01 Compounding vs overtrading53:59 Where to find Brad and key resources Instagram: instagram.com/mindsetwithbradbarrettFacebook: facebook.com/mindsetwithbradbarrettOne Capital: onecapital.comYoutube: https://www.youtube.com/@mindsetwithbradbarrettThe content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized.Certain statements may reflect projections or expectations of future financial or economic performance. Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results.Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE.
Brad Barrett shares updates on his health journey and effective workout principles, while Dr. Bobby discusses the costs and benefits of organic foods. The conversation encourages listeners to reconsider their food choices and encourages an increase in fruit and vegetable intake over focusing solely on organic options. Brad's muscle-building routine coupled with nutritional insights sets the stage for prioritizing health alongside financial independence. Timestamps & Key Topics: 00:00:00 - Introduction Introduction to the episode theme focusing on health and nutrition. 00:01:13 - Brad's Health Journey Update Overview of Brad's personal health journey and commitment to fitness. Focus on long-term well-being into older age. 00:02:30 - Workout Principles Importance of effective workout routines. Emphasis on machine-based workouts for targeted muscle growth. 00:15:50 - Nutrition Insights Discussion about protein intake and overall diet. Emphasis on increasing fruit and vegetable consumption. 00:34:10 - Interview with Dr. Bobby Introduction to Dr. Bobby's background and expertise in nutrition. 00:35:02 - Segment on Organic Foods A detailed cost-benefit analysis of organic foods vs. conventional foods. Recommendations for increasing overall fruit and vegetable intake. 01:09:20 - Conclusion Summary of key insights and encouragement to prioritize both health and financial independence. Key Takeaways: Effective Workouts: Focus on controlled movement and adequate rest during workouts for maximum muscle gain. Recommended six exercises per workout with two sets each, targeting different muscle groups. Nutrition Strategies: Increasing fruit and vegetable intake can significantly impact health outcomes more than just choosing organic options. Approximately 80% of Americans do not consume enough fruits and veggies. Cost vs. Benefit of Organic Foods: The financial implications of buying organic foods may outweigh the health benefits for many families. Allocating grocery budgets towards higher quality fruits and vegetables rather than solely organic options can provide better health returns. Actionable Takeaways: Workout Focus: Incorporate machine-based exercises focusing on compound movements to build muscle effectively. Prioritize recovery with a resting period of 3-5 minutes between sets. Meal Planning: Start planning meals in advance to reduce the chances of last-minute takeout or unhealthy choices. Budgeting for Health: Consider reallocating funds typically spent on organic foods towards a gym membership or investing in wellness products to enhance overall health. Discussion Questions: What are your thoughts on the price differences between organic and conventional food? How can you apply principles of effective exercise to your routine? Key Quotes: "This workout... is just the most brutally effective workout you can imagine." - Brad Barrett 00:04:07 "Unlock the potential of better health: more fruits and veggies!" - Dr. Bobby 00:51:11 "Health is a choice: wise spending is key!" - Dr. Bobby 00:52:45 Resources Mentioned: Dr. Bobby's Podcast and Website Dean Turner Training Related Episodes: Tips to Reduce Your Grocery Expenses - Episode 007 The Six Pillars of Health with Dr. Bobby - Episode 498 Muscle Building with Dean Turner - Episode 480
In this economy, money matters more than ever. Money also matters in the Bible. The Bible features hundreds of verses that speak directly about money and wealth. Many of these verses come from Jesus himself. In this series, we will explore parables from Jesus about money and learn a Kingdom perspective on wealth, generosity, and what it looks like to be rich toward God.•NEXT STEPS- Have you made a decision to follow Jesus? You may be wondering what's next on your journey. We want to help! Let us guide you to your next steps in your walk with Christ: https://atmosphere.church/new-to-faith•JOIN A LIFE GROUP- Find the community you've been looking for. Discover the prayer warriors waiting to stand with you. If you're interested in joining or starting a Life Group, visit https://atmosphere.church/life-groups•ABOUT ATMOSPHERE.CHURCH- Wherever you are in life, you have a purpose. Atmosphere.Church wants to help you find your next step. Our hope is that your journey will include joining us in-person at our location in Thousand Oaks, California or globally online at https://atmosphere.church/watch•For the best experience connecting with us, download the Atmosphere.Church app at https://qrco.de/atmosphere-ca
Brad Barrett hosts Cody Garrett and Sean Mullaney, co-authors of Tax Planning To and Through Early Retirement, exploring essential tax strategies for the FI community. They address misconceptions about retirement taxes, the drawdown process, and effective tax rates, emphasizing the importance of informed planning to navigate financial independence smoothly. Key Takeaways: Understanding the complexities of drawdown strategies is essential for early retirement planning. Fear surrounding retirement taxes can often be mitigated through knowledge and strategic planning. Most retirees benefit from significant tax reductions due to lower effective tax rates during retirement. The podcast discusses common misconceptions about Required Minimum Distributions (RMDs) and their actual impact on retirees. Timestamps: 00:01:38 - Overview of Tax Planning To and Through Early Retirement 00:02:33 - Understanding the complicated drawdown process 00:07:22 - Eliminating fear from tax planning 00:10:06 - Long-term capital gains taxation and early retirement 00:28:39 - Tax optimization strategies 00:39:01 - Strategic tax planning leading to zero tax liability 00:58:47 - Discussion on RMDs and tax implications in retirement Key Insights: The drawdown process is often misunderstood but vital for financial planning. (00:02:33) Fear of taxes can hinder retirement planning; proper understanding can lead to rational decisions. (00:07:22) Most retirees can pay lower taxes than perceived and often face less tax liability. (00:28:15) Effective tax strategies can enable some retirees to pay zero taxes during retirement. (00:39:01) Misconceptions exist surrounding RMDs; they may not be as detrimental as commonly feared. (01:00:14) Actionable Takeaways: Consider early Roth conversions to maximize tax credits, particularly if you anticipate low income post-retirement. (00:44:07) Utilize long-term capital gains to minimize taxable income effectively in retirement. (00:10:06) Aim to reduce ordinary income during retirement to take advantage of favorable tax environments. (00:41:37) Discussion Questions: What are some strategies that can minimize tax burdens in early retirement? (00:28:39) How do RMDs impact retirement planning, and should retirees be concerned about them? (01:00:14) What are the implications of long-term capital gains on retirement income? (00:10:06) Resources Mentioned: Tax Planning To and Through Early Retirement - Paperback Tax Planning To and Through Early Retirement - Kindle Edition Related Episodes: Episode 557: Health Insurance Planning for Early Retirees Disclaimer: Sean's discussions on the ChooseFI podcast and articles and messages published on ChooseFI.com are intended for general educational purposes and are not tax, legal, or investment advice for any individual. The ChooseFI podcast and its owners, employees, and agents do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.
Making a Scene Presents an Interview with The Gravel ProjectWhen music is in your soul, nothing can hold it back. That unstoppable drive fuels The Gravel Project, a band built on passion, authenticity, and the joy of sharing music with anyone willing to listen.Led by founding member, vocalist, guitarist, and songwriter Andrew Gravel, the band features an all-star lineup: keyboardist Jordan Gravel, drummer Dave Fox, percussionist Eguie Castrillo, bassist Brad Barrett, and vocalist Jen Kearney. Together, they create a powerhouse sound rooted in rock, blues, and psychedelia. Each member brings not only professional chops but also a lifetime of dedication to music—several are accomplished educators as well as performers. On stage, that depth translates into performances that are as heartfelt as they are electrifying. http://www.makingascene.org
Brad Barrett welcomes Jillian Johnsrud, author of Retire Often, as they delve into the transformative concept of mini retirements. Jillian shares her insights on how taking intentional breaks from work can enrich life experiences, enhance personal growth, and help individuals navigate transitions on their journey towards financial independence. Key Topics Discussed: Introduction to Mini Retirements Overview of the concept and its significance within the financial independence community. What is a Mini Retirement? 00:02:43 Jillian defines mini retirements as intentional breaks of one month or longer focused on meaningful activities. The Importance of Seasons of Life 00:06:01 Discussion on recognizing and embracing life's unpredictable seasons and their relation to experiences. Practicing Early Retirement 00:17:34 The necessity of practicing life beyond work before transitioning into full retirement to build confidence. Overcoming the Fear of Retirement 00:25:36 Exploring common fears related to stepping away from work and how to leverage the fear of regret as motivation. Finding Balance in Life Experiences 00:35:53 Tips on focusing on one to two meaningful goals during a mini retirement to create a fulfilling experience. Key Quotes: "Mini retirements are intentional breaks to enrich life experiences." 00:03:39 "Embrace life's unpredictability; seize the moment for experiences now." 00:05:10 "Practice mini retirements to master the art of living beyond work." 00:45:44 Actionable Takeaways: Attempt a mini retirement for a month to discover personal interests and break from routine. 00:03:39 Focus on one or two meaningful goals during your mini retirement for a fulfilling experience. 00:35:53 Discussion Questions: What experiences resonate with you when thinking about a mini retirement? 00:36:46 How does understanding life's seasons impact your financial journey? 00:06:01 Resources Mentioned: Retire Often Book - Jillian Johnsrud's guide on incorporating mini retirements into life. 00:48:42 Retire Often Group Coaching - A supportive resources for individuals seeking guidance on financial independence and lifestyle design. 00:48:42 Related Episodes: Episode 451: Exploring Mini Retirements with Jillian Johnsrud Episode 472: Cure for the Boring Middle
Brad Barrett, the co-founder of ChooseFI, joins us to share his latest financial perspectives and views on FIRE (Financial Independence Retire Early) and some small ways to cut thousands of dollars per year from your budget.
Buying a house, maxing out your 401(k), and leveraging real estate are considered the gold standard for building wealth, but what if these strategies are actually sabotaging your early retirement? Today, we're diving into the controversial "middle-class trap" debate with Brad Barrett from the ChooseFI podcast! Welcome back to the BiggerPockets Money podcast! Is your net worth locked up in home equity and retirement accounts you can't access? Brad, Mindy, and Scott are having a friendly but fierce debate about whether this middle-class trap is real or just financial fear-mongering, breaking down strategies to avoid it and revealing the ideal portfolio for early retirees. In this episode, you'll learn: If the Middle Class Trap is real or not! The difference between your Net Worth vs. FI Number The Psychological Barriers to Financial Freedom And SO Much More! Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode Summary: Taxable brokerage accounts are often overlooked but are essential for building wealth and achieving early retirement. Brad Barrett and Cody Garrett highlight their flexibility, tax advantages, and strategic value. Cody Garrett provides insights on how to effectively navigate these accounts, dismantling common misconceptions while sharing actionable strategies. Key Takeaways: Understanding the definition and benefits of taxable brokerage accounts. The flexibility of contributions and investment options. Tax optimization strategies, including long-term capital gains and tax loss harvesting. The importance of asset location for tax efficiency. How to navigate the rules around gifting and estate planning regarding taxable accounts. Timestamps: 00:02:00 - Defining Taxable Accounts 00:10:30 - Investment Opportunities and Options 00:11:30 - Tax Benefits and Treatments 00:25:00 - Best Investment Types for Taxable Accounts 00:48:00 - Conclusion and Action Steps Main Discussion Topics: Introduction to Taxable Brokerage Accounts (00:00:00) The hosts introduce the episode's focus on taxable brokerage accounts as crucial but often ignored tools in financial strategy. Defining Taxable Accounts (00:02:00) A taxable brokerage account is described as a non-retirement account where investment income is taxed in the year it is earned, providing the flexibility of access and lack of penalties. Investment Opportunities and Options (00:10:30) Taxable accounts allow unlimited contributions with various investment opportunities that traditional retirement accounts may restrict. This includes stocks, ETFs, mutual funds, and even cryptocurrencies. Tax Benefits and Treatments (00:11:30) Earnings from dividends and long-term capital gains are subject to preferential tax rates, significantly benefiting investors. Discussion on tax strategies to minimize liabilities while maximizing income. Best Investment Types for Taxable Accounts (00:25:00) U.S. stock index funds are highlighted as optimal investments for taxable accounts due to their lower tax implications on dividends compared to foreign stocks. Conclusion and Action Steps (00:48:00) The episode wraps up with actionable steps for listeners, emphasizing the advantage of maximizing contributions to taxable accounts, especially after maxing out retirement accounts. Actionable Takeaways: Maximize contributions to your taxable brokerage account once you hit contribution limits for retirement accounts. (00:47:00) Consider holding U.S. stock index funds in taxable accounts for favorable tax treatment. (00:25:00) Utilize specific share identification methods for selling investments to optimize tax outcomes. (00:17:20) FAQs: What is a taxable brokerage account? A non-retirement account where investment earnings are taxed in the year they are earned. (00:02:30) What are the main advantages of a taxable brokerage account? Unlimited contributions, diverse investment options, and favorable tax treatment on capital gains and qualified dividends. (00:11:30) How are earnings taxed in a taxable account? Earnings are taxed in the year they are realized, which includes dividends and capital gains distributions. (00:03:00) Are there any penalties for early withdrawal from a taxable account? No penalties apply, offering flexibility compared to traditional retirement accounts. (00:34:00) Key Quotes: "Success comes with a price: don't let your money sit idle in a checking account." (00:06:00) "Prioritize earning over worrying about taxes." (00:06:16) "Taxable accounts can offer significant tax advantages." (00:11:32) "Don't let the tax tail wag the dog." (00:29:59) Related Resources: Measure Twice Money - For more insights on financial strategies. Episode #517: Tax Gain Harvesting Strategies - A detailed discussion on optimizing tax strategies. Cody and Sean's book announcement page Discussion Questions: How can taxable brokerage accounts enhance your investment strategy? What strategies can be implemented to maximize the tax advantages of taxable accounts? How should one decide which types of investments to prioritize in taxable accounts?
Part of 'The American Dream' is predicated on home ownership. Conventional wisdom suggests that it is a financially sound and important decision to buy a home rather than to rent from a landlord. But is this just something we've been indoctrinated to believe, or does the math really add up to support the financial wisdom of owning a home? Brad Barrett of the ChooseFI podcast joins the show.Subscribe to Brad's weekly newsletter at Choosefi.com/subscribe for Brad's weekly newsletter Check out ChooseFI's latest episode that further delves into home ownership - https://www.choosefi.com/common-sense-spending-guidelines-ep-381/ Hosted on Acast. See acast.com/privacy for more information.
In this episode of ChooseFI, Brad Barrett is joined by Mindy from BiggerPockets Money and Chris from Can I Retire Yet? to explore the concept of the "middle-class trap." They discuss the challenges faced by many middle-class individuals who appear wealthy on paper, yet find themselves financially restricted due to their assets being tied up in home equity and retirement accounts. The conversation dives into financial independence strategies, the psychological aspect of personal finance, and how to navigate the feeling of being "trapped" financially. Key Takeaways: Understanding the Middle-Class Trap (00:02:37): Individuals may appear wealthy due to equity but feel financially restricted due to inaccessibility of funds in retirement accounts. The Role of Home Equity (00:14:18): Home equity should not be included in your financial independence (FI) number unless you plan to sell the house. Psychological Impact of Personal Finance (00:05:12): The emotional aspect plays a significant role in how individuals view their financial situations, often leading to feelings of being trapped. Multiple Financial Options Exist (00:11:42): It's crucial for individuals to understand the various strategies available to access their funds before retirement age. Timestamps and Topics: 00:00:00 - Introduction to the Middle-Class Trap Setting the stage for the discussion about financial independence and retirement strategies. 00:01:59 - Mindy's Perspective Mindy introduces the concept and discusses her experiences with clients caught in the middle-class trap. 00:04:27 - Chris's Rebuttal Chris provides insights and alternative views regarding the concept of feeling "trapped" financially. 00:11:42 - Importance of Education Discusses how understanding financial choices can alleviate the feeling of being trapped. 00:21:01 - Financial Independence Strategies Different strategies including the Roth IRA conversion ladder, allowing early access to retirement funds. 00:53:01 - Addressing the Feeling of Being Trapped Emphasizes the psychological aspect of finance and personal finance education. 00:55:12 - Conclusion Wraps up the episode with actionable takeaways and a focus on education. Actionable Takeaways: Evaluate Your Net Worth (00:41:02): Understand which assets you can access and how to plan for FI. Diversify Investments (00:29:40): Consider balancing investments in taxable brokerage accounts alongside retirement accounts. Learn About the Roth IRA Conversion Ladder (00:29:00): A significant strategy for accessing retirement funds early without penalties. Related Resources: Brandon's Article on Accessing Retirement Funds Early (00:28:19) ChooseFI Episode 475 - How to Access Retirement Accounts Before 59 and a Half (00:28:19) FAQs: What is the middle-class trap? The middle-class trap refers to individuals who seem wealthy but find their assets inaccessible, mostly tied up in home equity and retirement accounts. (00:02:37) How can I access my retirement funds before 59 and a half? Strategies include the Roth IRA conversion ladder and substantially equal periodic payments. Consult a financial advisor for personalized guidance. (00:28:19) Discussion Questions: How does the middle-class trap affect your perception of financial independence? (00:05:12) What strategies can you implement to better access your funds in retirement? (00:28:19) Does home equity play a significant role in determining your financial independence? (00:14:18)
Episode 100 of The Best Interest Podcast! This is a celebratory and reflective milestone featuring guest shout-outs, listener-favorite clips, and a discussion on the show's evolution. Jesse shares the podcast's origins, his journey from aerospace engineering to financial planning, and how the podcast nearly faded before finding renewed purpose in 2023. Throughout the episode, Joe Saul Sehy, Brian Feroldi, Paula Pant and other past guests are featured, shouting out The Best Interest and their own work, you'll certainly want to check out. To celebrate, listeners wrote in with some of their favorite clips, including Jeremy Schneider's discussion with Jesse on his “7 Deadly Sins of Investing” from episode 70. Of course, Jesse's AMA's have been incredibly popular, so segments are featured from episodes 81 and 96 where Jesse answered questions about diversification, patience, and risk management. Thanks, listeners, for supporting the podcast's first 100 episodes. We look forward to the future of "Personal Finance for Long-Term Investors." Key Takeaways:• Relying solely on one asset class, such as large-cap U.S. stocks, increases risk and limits flexibility in different market conditions. • No asset class can outperform indefinitely; over time, returns tend to move back toward historical averages. • Holding international stocks can help balance risk, as different regions perform well at different times. • Just because a strategy has worked for years doesn't mean it will continue to do so; market conditions evolve. • As retirement nears, reducing portfolio volatility becomes more important, and diversifying helps protect against severe downturns. • The best strategy involves preparing for uncertainty, adjusting portfolios based on personal financial goals rather than chasing recent winners. Key Timestamps:(03:43) Reflections on the Journey (15:15) Rebranding Announcement (19:44) Highlighting the Best Clips (38:53) The Importance of Indexing and Market Timing (40:52) Understanding the CAPE Ratio (45:12) The Risks of Timing the Market (51:45) Dollar Cost Averaging vs. Lump Sum Investing (54:42) Diversification: Why It Matters Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, long term investors, Joe Saul Sehy, Brad Barrett, Nick Maggiulli, Justin Peters, Jeremy Schneider, Doug Cunnington, Joel Larsgaard, Paula Pant, andy Hill, Steve Adcock, Dan Otter, Brian Feroldi, episode 100, celebration, millionaire money habits Mentions:Joe Saul Sehy: https://joesaulsehy.com/ Brad Barrett: https://choosefi.com/ Nick Maggiulli: https://ofdollarsanddata.com/ Justin Peters: https://www.tsirpodcast.com/ Jeremy Schneider: https://www.instagram.com/personalfinanceclub/?hl=en Doug Cunnington: https://milehighfi.com/ Joel Larsgaard: https://www.howtomoney.com/about-us/joel-larsgaard/ Paula Pant: https://affordanything.com/ Andy Hill: https://marriagekidsandmoney.com/about/ Steve Adcock: https://steveadcock.us/ Dan Otter: https://teachandretirerich.com/ Brian Feroldi: https://www.youtube.com/@BrianFeroldiYT More of Personal Finance for Long-Term Investors:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog Personal Finance for Long-Term Investors is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
Send us a textJoin us for an exhilarating conversation with Brad Barrett, an Arc'teryx athlete and my trusted training partner, as we traverse his dynamic journey from competitive soccer to the world of mountain running and skiing. His story is one of transformation, finding solace and focus on the trails during a turbulent time in his early twenties. Get a firsthand look at the life of a sponsored athlete, as Brad shares his remarkable achievements and ambitious future plans, all while navigating the thrilling and unpredictable world of mountain sports.We venture into the heart of mountain adventures, from the demanding challenges of Colorado's 14ers to the pure exhilaration of backcountry skiing. Brad and I dissect the dichotomy of fear and composure in risky outdoor pursuits and the invaluable lessons learned during solo challenges. Our dialogue captures the essence of mountain escapades, including breathtaking yet daunting winter conditions, the thrill of setting Fastest Known Times, and the constant dance with nature's capriciousness. Safety, preparation, and personal growth form the backbone of these adrenaline-fueled endeavors.Our discussion meanders through themes of community, mentorship, and the balance between personal and professional pursuits. We delve into the complexities and joys of collaborating with outdoor brands like Arc'teryx, and the legacy athletes hope to leave behind. In a surprising twist, we tackle thought-provoking topics like the impact of AI and the tantalizing possibility of extraterrestrial life. This episode is a compelling tapestry of stories and insights from Brad Barrett's mountain journey, offering listeners inspiration and a peek into the world of extreme sports.Brad Barrett IG - @_bradbarrett / https://www.instagram.com/_bradbarrett/
Generative AI has the potential to revolutionize media and advertising, but what does this mean for investors? Brad Barrett, an investment analyst at Capital Group, speaks with Mike Gitlin about the evolution of streaming, the promises of generative AI, and lessons learned from past investment trends. Whether you're a financial professional or tech enthusiast, this episode offers valuable insights about the future of media. #CapGroupGlobal For full disclosures go to capitalgroup.com/global-disclosures For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://bit.ly/CG-Gitlin-playlist This content is published by Capital Client Group, Inc. U.K. investors can view a glossary of technical terms here: https://bit.ly/49rdcFq To stay informed, follow us: LinkedIn: https://bit.ly/42uSYbm YouTube: https://bit.ly/4bahmD0 Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/ About Capital Group Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com Join us: capitalgroup.com/about-us/careers.html Copyright ©2024 Capital Group
I wanted to share the three numbers that I believe have the most impact on your life, so I invited Brad Barrett of the Choose FI podcast joins me to give his real-time reactions. But, more importantly, the real takeaway we landed on is that every conversation purportedly about money is actually about what it means to live a good life. This is not financial advice; please do your own due diligence. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/top-3. Money with Katie's mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textWhat if you could conquer the highs and lows of mountain running with ease? Join us as we uncover the journey of Jennifer Yeaman, a top-tier runner from Colorado Springs. From her incredible victories at the Kendall Mountain Run and the Up and Over 10K in New Mexico to her move from California to the Rockies, Jennifer shares the challenges and triumphs of her running career. She talks about her experiences running alongside her husband and the significant shift in her training under new coach MK Sullivan. We'll also explore her insights on the Colorado Springs running scene versus Boulder, and her high hopes for the upcoming Pikes Peak Marathon.Discover the allure of lesser-known races like the Up and Over in Taos, New Mexico, and the Verts Vertical race. We delve into the technical demands of these courses and the breathtaking landscapes that make them unforgettable. Plus, get a behind-the-scenes look at the 24-mile race in Telluride, including the camaraderie and competition among elite runners like Brad Barrett and Ryan Becker. Jennifer also weighs in on high-altitude training, running solo versus with friends, and transitioning from traditional mileage-based training to a more time-focused approach.Beyond running, Jennifer opens up about balancing year-round training with other passions like skiing and snowshoeing. She reminisces about her transition from competitive collegiate sports to trail running and shares her go-to gear, like Hoka's Mafate shoes. We also touch on nutrition strategies for long-distance races and the hurdles of specific terrains. And for a bit of fun, we ponder extraterrestrial life, the future of AI, and why we haven't returned to the moon. Don't miss our detailed preview of upcoming live events at the Pike's Peak Marathon and Ascent. This episode is packed with insights and inspiration for runners and enthusiasts alike!
Chris Mamula, a former physical therapist who achieved early retirement at 41, shares his journey from financial mistakes to becoming a Certified Financial Planner (CFP) and a prominent voice in the FIRE movement. Discover practical tips on budgeting, saving during peak earning years, and utilizing retirement calculators. Chris, Bill, and Jackie chat about the advantages of starting late, advice-only financial planning, and strategies for aligning spending with personal values.
Welcome back to Making Bank. In today's episode, we have a compilation of previous episodes with Justin Christianson, Ian Stanley, Tyna Moore, Cole Gordon, Brad Barrett, Robert Glazer and Sean Mccormick, and in this episode, you will hear tips and tricks from top entrepreneurs about the guide to success. (3:08) Justin Christianson Desktop conversions are usually double that of mobile. However, average order values are now almost the same. The higher desktop conversion rate comes from the ease of browsing more products and viewing more options. (8:09) Ian Stanley When people hear your story, they're not just listening—they're relating it to their own lives, reflecting on how it connects with their own experiences. They're constantly comparing it to their own story in their heads. So, make your story relatable and engaging to create a deeper connection. (14:20) Tyna Moore The idea is that applying a bit of stress can help an organism thrive. Intermittent fasting embodies this concept by introducing mild, controlled stress to the body. As a result, the body adapts and responds positively, enhancing overall health and resilience. (19:56) Cole Gordon Structure your sales process to use Socratic dialogue. Ask skilled questions that lead prospects to reveal the key points you want them to understand, reinforcing the essential beliefs and creating consistency. (23:13) Brad Barrett He quickly said, "If you can remove your emotions, you'll be successful," and then moved on to five steps. I thought, "Wait, removing emotions is crucial! Are we robots? If you can do that, sure, but how?" (27:32) Robert Glazer Our differing perspectives on events can make or break our day. For example, in a car accident, while one might focus on the positives like insurance coverage, another might dwell on the negatives, shaping the course of their day accordingly. (32:43) Sean Mccormick In 2012, we opened our business from scratch, bootstrapping every step. With my partner and wife, we poured our savings into creating the kind of place we'd love to visit ourselves. That vision was our guiding force from day one. Tags: @justinchristianson @becomingianstanley @drtyna @colethomasgordon @brad.barrett @robertglazer_
Welcome back to Making Bank. In today's episode, we have a compilation of previous episodes with Justin Christianson, Ian Stanley, Tyna Moore, Cole Gordon, Brad Barrett, Robert Glazer and Sean Mccormick, and in this episode, you will hear tips and tricks from top entrepreneurs about the guide to success. (3:08) Justin Christianson Desktop conversions are usually double that of mobile. However, average order values are now almost the same. The higher desktop conversion rate comes from the ease of browsing more products and viewing more options. (8:09) Ian Stanley When people hear your story, they're not just listening—they're relating it to their own lives, reflecting on how it connects with their own experiences. They're constantly comparing it to their own story in their heads. So, make your story relatable and engaging to create a deeper connection. (14:20) Tyna Moore The idea is that applying a bit of stress can help an organism thrive. Intermittent fasting embodies this concept by introducing mild, controlled stress to the body. As a result, the body adapts and responds positively, enhancing overall health and resilience. (19:56) Cole Gordon Structure your sales process to use Socratic dialogue. Ask skilled questions that lead prospects to reveal the key points you want them to understand, reinforcing the essential beliefs and creating consistency. (23:13) Brad Barrett He quickly said, "If you can remove your emotions, you'll be successful," and then moved on to five steps. I thought, "Wait, removing emotions is crucial! Are we robots? If you can do that, sure, but how?" (27:32) Robert Glazer Our differing perspectives on events can make or break our day. For example, in a car accident, while one might focus on the positives like insurance coverage, another might dwell on the negatives, shaping the course of their day accordingly. (32:43) Sean Mccormick In 2012, we opened our business from scratch, bootstrapping every step. With my partner and wife, we poured our savings into creating the kind of place we'd love to visit ourselves. That vision was our guiding force from day one. Tags: @justinchristianson @becomingianstanley @drtyna @colethomasgordon @brad.barrett @robertglazer_
Welcome back to Making Bank. In today's episode, we have a compilation of previous episodes with Justin Christianson, Ian Stanley, Tyna Moore, Cole Gordon, Brad Barrett, Robert Glazer and Sean Mccormick, and in this episode, you will hear tips and tricks from top entrepreneurs about the guide to success. (3:08) Justin Christianson Desktop conversions are usually double that of mobile. However, average order values are now almost the same. The higher desktop conversion rate comes from the ease of browsing more products and viewing more options. (8:09) Ian Stanley When people hear your story, they're not just listening—they're relating it to their own lives, reflecting on how it connects with their own experiences. They're constantly comparing it to their own story in their heads. So, make your story relatable and engaging to create a deeper connection. (14:20) Tyna Moore The idea is that applying a bit of stress can help an organism thrive. Intermittent fasting embodies this concept by introducing mild, controlled stress to the body. As a result, the body adapts and responds positively, enhancing overall health and resilience. (19:56) Cole Gordon Structure your sales process to use Socratic dialogue. Ask skilled questions that lead prospects to reveal the key points you want them to understand, reinforcing the essential beliefs and creating consistency. (23:13) Brad Barrett He quickly said, "If you can remove your emotions, you'll be successful," and then moved on to five steps. I thought, "Wait, removing emotions is crucial! Are we robots? If you can do that, sure, but how?" (27:32) Robert Glazer Our differing perspectives on events can make or break our day. For example, in a car accident, while one might focus on the positives like insurance coverage, another might dwell on the negatives, shaping the course of their day accordingly. (32:43) Sean Mccormick In 2012, we opened our business from scratch, bootstrapping every step. With my partner and wife, we poured our savings into creating the kind of place we'd love to visit ourselves. That vision was our guiding force from day one. Tags: @justinchristianson @becomingianstanley @drtyna @colethomasgordon @brad.barrett @robertglazer_
Welcome back to Making Bank. In today's episode, we have a compilation of previous episodes with Justin Christianson, Ian Stanley, Tyna Moore, Cole Gordon, Brad Barrett, Robert Glazer and Sean Mccormick, and in this episode, you will hear tips and tricks from top entrepreneurs about the guide to success. (3:08) Justin Christianson Desktop conversions are usually double that of mobile. However, average order values are now almost the same. The higher desktop conversion rate comes from the ease of browsing more products and viewing more options. (8:09) Ian Stanley When people hear your story, they're not just listening—they're relating it to their own lives, reflecting on how it connects with their own experiences. They're constantly comparing it to their own story in their heads. So, make your story relatable and engaging to create a deeper connection. (14:20) Tyna Moore The idea is that applying a bit of stress can help an organism thrive. Intermittent fasting embodies this concept by introducing mild, controlled stress to the body. As a result, the body adapts and responds positively, enhancing overall health and resilience. (19:56) Cole Gordon Structure your sales process to use Socratic dialogue. Ask skilled questions that lead prospects to reveal the key points you want them to understand, reinforcing the essential beliefs and creating consistency. (23:13) Brad Barrett He quickly said, "If you can remove your emotions, you'll be successful," and then moved on to five steps. I thought, "Wait, removing emotions is crucial! Are we robots? If you can do that, sure, but how?" (27:32) Robert Glazer Our differing perspectives on events can make or break our day. For example, in a car accident, while one might focus on the positives like insurance coverage, another might dwell on the negatives, shaping the course of their day accordingly. (32:43) Sean Mccormick In 2012, we opened our business from scratch, bootstrapping every step. With my partner and wife, we poured our savings into creating the kind of place we'd love to visit ourselves. That vision was our guiding force from day one. Tags: @justinchristianson @becomingianstanley @drtyna @colethomasgordon @brad.barrett @robertglazer_
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Drop the mic! ChooseFI's Brad Barrett takes the host role in this special episode, interviewing Paula Pant about the financial independence community. This episode was recorded LIVE at a comedy club in Brooklyn, as the final installment of the Episode 500 and 501 celebration. For more information, visit the show notes at https://affordanything.com/episode501 Learn more about your ad choices. Visit podcastchoices.com/adchoices
Enjoy Part 2 of our two-part Episode 500 special, recorded live at a comedy club in Brooklyn. Host Paula Pant and special guest Brad Barrett from ChooseFI answer questions from the audience, live on stage. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Enjoy Part 1 of our two-part Episode 500 special, recorded live at a comedy club in Brooklyn. Brad Barrett, host of the ChooseFI podcast, joins us on stage to talk about what financial independence ideas and practices have changed … and what ideas and practices have remained consistent, universal and time-tested throughout the years. For more information, visit the show notes at https://affordanything.com/episode500 Learn more about your ad choices. Visit podcastchoices.com/adchoices
This is a live podcast, a joint collaboration between E&I and ChooseFI, where we discuss how to have the courage to take action when we know what we want. Brad Barrett and I interview two conference attendees about what is holding them back. Plus a bonus question and answer segment at the end. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back to Making Bank. In today's episode, we have a compilation of previous episodes with Ross Hamilton, Pace Morby, Brad Barrett, Dr. Eric Holsapple, Rylee Meek, Cole Gordon and Greg Rollett and in this episode, you will hear tips and tricks from top entrepreneurs about the guide to success. (2:47) Ross Hamilton The world has really taken a huge turn into social media. It has taken over everything today. Nearly every business today is surviving because it has a good social media presence. You need to constantly amp up your social game. (7:50) Pace Morby Whatever profit you gain from your business you need to find a way to be able to use that profit to fund your life. If you cannot find a way to do this then your business is of no value to you. (13:29) Brad Barrett Many great entrepreneurs are successful because of their love for creating something. The day you find yourself enjoying creating something rather than just consuming it, you will be able to become a successful entrepreneur one day. (18:24) Dr Eric Holsapple A huge part of your journey will only consist of you searching for the one thing you are good at. Try to find this ability as soon as you can. You will find success if you can use this unique ability of yours to match your passion. (22:57) Rylee Meek It's not wicked to have wealth. Money is not the root of evil. It is simply a tool. Only if you have an obsessive love for it, is when you should check yourself. Also, remember that the wealthier you are, the more you can help others. (26:30) Cole Gordon Many people have the talent, but they fail to have the discipline. As a result, they tend to fall short of any kind of success. You need to figure out a way to be disciplined so that way you can start doing really good with the talent you have. (32:27) Greg Rollett You better get your life sorted out fast when you are still single. One day when you are married, everything becomes double the amount. You will realize everything is twice as expensive. Always be prepared for the future. Tags: @pacemorby @brad.barrett @theryleemeek @colethomasgordon @gregrollett
Welcome back to Making Bank. In today's episode, we have a compilation of previous episodes with Ross Hamilton, Pace Morby, Brad Barrett, Dr. Eric Holsapple, Rylee Meek, Cole Gordon and Greg Rollett and in this episode, you will hear tips and tricks from top entrepreneurs about the guide to success. (2:47) Ross Hamilton The world has really taken a huge turn into social media. It has taken over everything today. Nearly every business today is surviving because it has a good social media presence. You need to constantly amp up your social game. (7:50) Pace Morby Whatever profit you gain from your business you need to find a way to be able to use that profit to fund your life. If you cannot find a way to do this then your business is of no value to you. (13:29) Brad Barrett Many great entrepreneurs are successful because of their love for creating something. The day you find yourself enjoying creating something rather than just consuming it, you will be able to become a successful entrepreneur one day. (18:24) Dr Eric Holsapple A huge part of your journey will only consist of you searching for the one thing you are good at. Try to find this ability as soon as you can. You will find success if you can use this unique ability of yours to match your passion. (22:57) Rylee Meek It's not wicked to have wealth. Money is not the root of evil. It is simply a tool. Only if you have an obsessive love for it, is when you should check yourself. Also, remember that the wealthier you are, the more you can help others. (26:30) Cole Gordon Many people have the talent, but they fail to have the discipline. As a result, they tend to fall short of any kind of success. You need to figure out a way to be disciplined so that way you can start doing really good with the talent you have. (32:27) Greg Rollett You better get your life sorted out fast when you are still single. One day when you are married, everything becomes double the amount. You will realize everything is twice as expensive. Always be prepared for the future. Tags: @pacemorby @brad.barrett @theryleemeek @colethomasgordon @gregrollett
Welcome back to Making Bank. In today's episode, we have a compilation of previous episodes with Ross Hamilton, Pace Morby, Brad Barrett, Dr. Eric Holsapple, Rylee Meek, Cole Gordon and Greg Rollett and in this episode, you will hear tips and tricks from top entrepreneurs about the guide to success. (2:47) Ross Hamilton The world has really taken a huge turn into social media. It has taken over everything today. Nearly every business today is surviving because it has a good social media presence. You need to constantly amp up your social game. (7:50) Pace Morby Whatever profit you gain from your business you need to find a way to be able to use that profit to fund your life. If you cannot find a way to do this then your business is of no value to you. (13:29) Brad Barrett Many great entrepreneurs are successful because of their love for creating something. The day you find yourself enjoying creating something rather than just consuming it, you will be able to become a successful entrepreneur one day. (18:24) Dr Eric Holsapple A huge part of your journey will only consist of you searching for the one thing you are good at. Try to find this ability as soon as you can. You will find success if you can use this unique ability of yours to match your passion. (22:57) Rylee Meek It's not wicked to have wealth. Money is not the root of evil. It is simply a tool. Only if you have an obsessive love for it, is when you should check yourself. Also, remember that the wealthier you are, the more you can help others. (26:30) Cole Gordon Many people have the talent, but they fail to have the discipline. As a result, they tend to fall short of any kind of success. You need to figure out a way to be disciplined so that way you can start doing really good with the talent you have. (32:27) Greg Rollett You better get your life sorted out fast when you are still single. One day when you are married, everything becomes double the amount. You will realize everything is twice as expensive. Always be prepared for the future. Tags: @pacemorby @brad.barrett @theryleemeek @colethomasgordon @gregrollett
Welcome back to Making Bank. In today's episode, we have a compilation of previous episodes with Ross Hamilton, Pace Morby, Brad Barrett, Dr. Eric Holsapple, Rylee Meek, Cole Gordon and Greg Rollett and in this episode, you will hear tips and tricks from top entrepreneurs about the guide to success. (2:47) Ross Hamilton The world has really taken a huge turn into social media. It has taken over everything today. Nearly every business today is surviving because it has a good social media presence. You need to constantly amp up your social game. (7:50) Pace Morby Whatever profit you gain from your business you need to find a way to be able to use that profit to fund your life. If you cannot find a way to do this then your business is of no value to you. (13:29) Brad Barrett Many great entrepreneurs are successful because of their love for creating something. The day you find yourself enjoying creating something rather than just consuming it, you will be able to become a successful entrepreneur one day. (18:24) Dr Eric Holsapple A huge part of your journey will only consist of you searching for the one thing you are good at. Try to find this ability as soon as you can. You will find success if you can use this unique ability of yours to match your passion. (22:57) Rylee Meek It's not wicked to have wealth. Money is not the root of evil. It is simply a tool. Only if you have an obsessive love for it, is when you should check yourself. Also, remember that the wealthier you are, the more you can help others. (26:30) Cole Gordon Many people have the talent, but they fail to have the discipline. As a result, they tend to fall short of any kind of success. You need to figure out a way to be disciplined so that way you can start doing really good with the talent you have. (32:27) Greg Rollett You better get your life sorted out fast when you are still single. One day when you are married, everything becomes double the amount. You will realize everything is twice as expensive. Always be prepared for the future. Tags: @pacemorby @brad.barrett @theryleemeek @colethomasgordon @gregrollett
#150: Chris shares his top 10 learnings from the last year of All the Hacks, which include key takeaways for building confidence, valuing your time, learning the skill of spending, being responsible for your health, and much more. Link to Full Show Notes: https://www.allthehacks.com/2023-takeaways Partner Deals Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Long Angle: Join a free private community for high net worth investors For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Outsource Assistants: Oceans XYZ Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Books: Peter Attia: Outlive: The Science and Art of Longevity Matt Higgins: Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential Recipe Manager: Paprika Green Chef: 60% off + free shipping for healthy and delicious meal kits Anyday: 15% off non-toxic microwave cookware (use HACKS15 for 15% off at checkout) Sahil Bloom's The Personal Annual Review Template Full Show Notes (02:26) Takeaway #1: Everyone Can Build More Confidence (06:49) Takeaway #2: Kindness Is So Important (10:38) Takeaway #3: Value Your Time (15:03) Takeaway #4: Learn the Skill of Spending (17:55) Takeaway #5: There Are So Many Paths to Happiness and Success (19:53) Takeaway #6: We Are Responsible for Our Health (26:02) Takeaway #7: Eating Well Can Be Much Easier (29:41) Takeaway #8: You Control Your Life (33:53) Takeaway #9: Ditch Plan B (35:53) Takeaway #10: Take Time to Reflect Episodes Mentioned #97: Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More with Jordan Shlain #98: Buy Back Your Time: Get Unstuck, Increase Productivity and Live the Life You Want with Dan Martell #99: Top Ways to Make This Year Amazing and Seven Simple Questions for Your Annual Review with Sahil Bloom #105: Overcoming Fear, Processing Failure, and Why Having a Plan B Holds You Back with Matt Higgins #109: Living a Happier Life, Saying No, and Prioritizing Goals with Derek Sivers #116: Simplify Decision Making, Reduce Stress and Improve Your Life with Sahil Bloom #118: Unleashing the Power of Kindness, Self-Awareness, and Passion with Gary Vaynerchuk #119: Building Wealth Through Boring Businesses and Other Contrarian Ways To Live and Invest with Codie Sanchez #122: Cooking at Home: Delicious Food Made Easy with David Chang #123: Traveling to Save Money, Betting on Yourself, and Streamlining Life Decisions with Nuseir Yassin #126: Reduce Stress, Relax Your Mind and Succeed in Meditation Without Really Trying with Light Watkins #130: The Art of Confidence: Find It, Grow It and Use It to Your Advantage with Aziz Gazipura #133: Mastering Cash Flow: Tracking Spending to Boost Savings and 10+ Hacks to Spend Less #139: Think Faster, Talk Smarter and Excel at Spontaneous Conversation with Matt Abrahams #141: The Spectrum of Financial Independence and Tools to Track Your Progress with Brad Barrett #145: Fitness and Mental Strength with Robin Arzón Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
This December is my final year end month for Martinis and Your Money and around this time every year, I'm always talking to clients about goal setting for the following year. And if you've listened to this show before, you know that one of the most important financial goals that I am most passionate about is Financial Independence and that's the ability to work because you WANT to work and not because you HAVE to work. It's the number one goal we give to all of our clients at Financial Gym and it's the number one goal I beg of you to set for 2024 and beyond. Joining me today Brad Barrett, co-founder of the ChooseFI podcast and website. Brad joins me today to share not only his own journey to FI, but what factors unite people on an FI journey and his answer will likely surprise you. And now here's Brad. For more information, visit the show https://www.martinisandyourmoney.com/show-notes/episode508-chooseFI
Brad Barrett, the co-founder of ChooseFI, joins us to share his latest financial perspectives and views on FIRE (Financial Independence Retire Early) and some small ways to cut thousands of dollars per year from your budget. Join Farnoosh in Los Angeles in December for book events. Apply for Farnoosh's group mentorship program.
Brad Barrett is one of our original community members – he was actually the first person we ever helped on the podcast way back on Episode 23! He has come a long way. On today's show we about how Brad was able to quit his full-time job thanks to his online business, how a random message from a stranger led to Brad starting the ChooseFI Podcast (which has now been downloaded more than 1.4 million times every single month)! We can help you start, build, and grow an income from home even if you've never made a dime online! Learn how at https://www.flippedlifestyle.com!
#141: Financial independence expert Brad Barrett and Chris deep dives into the FI/RE movement. They cover various forms of FI/RE, share effective strategies for investments and retirement planning, and discuss tools to track and manage finances. They also explore the psychological aspects of financial decision making, including the skill of mindful spending. Brad Barrett (@bradchoosefi) is the co-host of ChooseFI, the number one podcast on financial independence with more than a million monthly listeners. After years in public accounting as a CPA, Brad reached financial independence at the age of 35, without ever earning a six-figure salary. Link to Full Show Notes: https://www.allthehacks.com/FIRE-spectrum Partner Deals Green Chef: $250 off healthy and delicious meal kits Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: Membership Episodes: #2: Financial Independence Without a Six Figure Salary with Brad Barrett #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins #100: Reflecting on All the Hacks, Valuing Time and Focusing on the Year Ahead with Brad Barrett Brad Barrett: Podcast | Twitter | Website ChooseFI Episode #71: Silicon Valley FI | Chris Hutchins | Grove Early Retirement Now: The Safe Withdrawal Rate Series Wealthfront: Cash Account Bonus 0.5% APY | Automated Investing $5k Free Tools To Track Your FI Journey: Free tool: Karsten Jeske's **[EarlyRetirementNow SWR Toolbox v2.0](https://docs.google.com/spreadsheets/d/1QGrMm6XSGWBVLI8I_DOAeJV5whoCnSdmaR8toQB2Jz8/copy?)** To Track Spending: Copilot (Free 2 months access with code HACKS2) To Track Net Worth: Kubera (All the Hacks Members Get First Year for $1) To Go Deep: Projection Lab Bill Perkins's Book: Die With Zero: Getting All You Can from Your Money and Your Life Dean Turner: Online Training + Coaching Full Show Notes (not final) (02:47) Chris & Brad's FI Journey (04:18) Difference Between Financial Independence & FI/RE (07:17) Why You Shouldn't Only Focus On The RE (09:32) The Different Types of Financial Independence (12:07) Lean & Fat FI/RE (17:51) Coast FI/RE (22:44) Tackling The 4% Rule (28:42) Tools To Track Your Fi Journey (41:19) Taxable Brokerage Accounts (46:22) Learning The Skill of Spending (51:24) Embodying the Die With Zero Mentality (56:42) Health & Longevity: Hiring A Remote Personal Trainer (1:02:51) Cold Plunges & Saunas Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back to Making Bank. On today's episode, we have a compilation of previous episodes with David Nurse, Brian Will, Pace Morby, Matt Smith, Gary Brecka, Brad Barrett and Ross Hamilton and in this episode you will hear tips and tricks from top entrepreneurs that will ensure you great success. Do not miss this compilation episode of the Best Of Making Bank Series. (1:43) David Nurse If your morning routine becomes something that you have to do or the rest of your day is ruined if you don't, then you're losing the battle to that morning routine. It should just be like a supplement. It should be like a boost. That morning routine can help you, but you should not depend on it. (4:04) Brian Will Who you are can get you to where you are. But if you want to go someplace else, then you're going to have to change who you are. And you need to make a conscious decision, not an emotional one. And that conscious decision is to recognize the fact that you can't get to the next level alone and you need to bring somebody in who's going to help you do that. (7:30) Pace Morby Don't partner with anybody remotely close to your own personality style. Let people who are different from you handle your business so you can focus on other things. Secondly, never exchange time for money. Instead use your resources to be able to exchange your money for time because nothing is more precious than your time. (18:16) Matt Smith Mentorship is absolutely a cheat code and anybody that's too stubborn to think that they can't learn from somebody else doesn't deserve to be an entrepreneur. You can't do much on your own and, and get whatever will help you out there and be willing to help others too. It's part of the journey. (22:30) Gary Brecka The same process that governs a fight or flight response in human beings governs the waking in our minds. It's called catecholamines.This is a category of neurotransmitters that create a sense of wakefulness and if you can't down regulate those catecholamines, your environment will quiet and your mind will wake up. (25:56) Brad Barrett Discipline is always better than motivation. It's important that you put some tools in place to help you in your business because it is very easy to get motivated for a time being but it takes discipline to actually commit to whatever plan you had going. So the best way to do this is by having a co-pilot. Learn to have a partner so they can be the strength to your weaknesses and help you be disciplined. (29:51) Ross Hamilton Instead of figuring out so many processes for success, sometimes you just need to look in the mirror and examine your habits, where you're spending your time, your morning and evening routines. Getting your morning right and your evening right, the start and end of your day, can really add up to get you anywhere you want to be. Links: @davidnursenba @thedropoutmm @pacemorby @mattsmithpueblo @garybrecka @brad.barrett @connectedinvestor
Welcome back to Making Bank. On today's episode, we have a compilation of previous episodes with David Nurse, Brian Will, Pace Morby, Matt Smith, Gary Brecka, Brad Barrett and Ross Hamilton and in this episode you will hear tips and tricks from top entrepreneurs that will ensure you great success. Do not miss this compilation episode of the Best Of Making Bank Series. (3:04) David Nurse If your morning routine becomes something that you have to do or the rest of your day is ruined if you don't, then you're losing the battle to that morning routine. It should just be like a supplement. It should be like a boost. That morning routine can help you, but you should not depend on it. (5:35) Brian Will Who you are can get you to where you are. But if you want to go someplace else, then you're going to have to change who you are. And you need to make a conscious decision, not an emotional one. And that conscious decision is to recognize the fact that you can't get to the next level alone and you need to bring somebody in who's going to help you do that. (8:52) Pace Morby Don't partner with anybody remotely close to your own personality style. Let people who are different from you handle your business so you can focus on other things. Secondly, never exchange time for money. Instead use your resources to be able to exchange your money for time because nothing is more precious than your time. (19:33) Matt Smith Mentorship is absolutely a cheat code and anybody that's too stubborn to think that they can't learn from somebody else doesn't deserve to be an entrepreneur. You can't do much on your own and, and get whatever will help you out there and be willing to help others too. It's part of the journey. (24:02) Gary Brecka The same process that governs a fight or flight response in human beings governs the waking in our minds. It's called catecholamines.This is a category of neurotransmitters that create a sense of wakefulness and if you can't down regulate those catecholamines, your environment will quiet and your mind will wake up. (27:20) Brad Barrett Discipline is always better than motivation. It's important that you put some tools in place to help you in your business because it is very easy to get motivated for a time being but it takes discipline to actually commit to whatever plan you had going. So the best way to do this is by having a co-pilot. Learn to have a partner so they can be the strength to your weaknesses and help you be disciplined. (31:22) Ross Hamilton Instead of figuring out so many processes for success, sometimes you just need to look in the mirror and examine your habits, where you're spending your time, your morning and evening routines. Getting your morning right and your evening right, the start and end of your day, can really add up to get you anywhere you want to be. Links: @davidnursenba @thedropoutmm @pacemorby @mattsmithpueblo @garybrecka @brad.barrett @connectedinvestor
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