Podcast appearances and mentions of caroline cremen

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at this afternoon market performance

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at this afternoon market performance.

Caroline Cremen from AdviceWorx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at this afternoon market performance joins Business Day TV for a broader look at this afternoon market performance

Joining Business Day TV for a look at the days markets action is David Shapiro from Sasfin Securities and Caroline Cremen from Adviceworx

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at this afternoon market performance

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from AdviceWorx joins Business Day TV for a broader look at the day's market movers

Tackling your questions tonight is Dale Hutcheson from ABSA Asset Management and Caroline Cremen from Adviceworx

Caroline Cremen from AdviceWorx joins Business Day TV for a broader look at the day's market movers

Tackling your questions tonight is Caroline Cremen from AdviceWorx and Ricus Reeders from PSG Ruimsug

Caroline Cremen from AdviceWorx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx chose Apple as her stock pick of the day

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from AdviceWorx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx chose Vaneck Agribusiness ETF as her stock pick of the day

Caroline Cremen from Adviceworx chose Amazon​ as her stock pick of the day

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from AdviceWorx chose Sibanye-Stillwater as her stock pick of the day

Caroline Cremen from AdviceWorx joins Business Day TV for a broader look at the day's market movers.

Many investors have never experienced inflation like we have seen the last few months, so it may be a good time to revisit your portfolio and confirm whether you still feel confident. So for this month's share shootout we've asked our stock pickers for 3 of the best to weather this new period of rising inflation and rates. Let's welcome Greg Katzenellenbogen • Director at Sanlam Private Wealth; Caroline Cremen, Portfolio Manager at Adviceworx & Nick Kunze, Portfolio Manager Sanlam Private Wealth

Caroline Cremen from Adviceworx chose iShares Core High Dividend ETF as her stock pick of the day

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx chose Cash as her stock pick of the day

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Tackling your questions tonight is Ricus Reeders from PSG Wealth Sandton and Caroline Cremen from Adviceworx

Ricus Reeders from PSG Wealth Sandton chose Thungela as his stock pick of the day and Caroline Cremen from Adviceworx chose Cyber Security

Caroline Cremen from Adviceworx chose Generac as her stock pick of the day

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx iShares US Technology ETF as her stock pick of the day

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx chose Cash as her stock pick of the day

Caroline Cremen from AdviceWorx joins Business Day TV for a broader look at the day's market movers.

Joining Business Day TV for a look at the days markets action are David Shapiro from Sasfin Securities and Caroline Cremen from AdviceWorx

David Shapiro from Sasfin Securities chose Adobe as his stock pick of the day and Caroline Cremen from AdviceWorx chose Fang & Tech stocks

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx chose Paypal as her stock pick of the day

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers.

Caroline Cremen from Adviceworx chose Global X ETF - Telemedicine & Digital Health ETF as her stock pick of the day

Caroline Cremen from Adviceworx joins Business Day TV for a broader look at the day's market movers

Caroline Cremen from Adviceworx chose Shopify as her stock pick of the day

Independent Analyst Jimmy Moyaha and Caroline Cremen from Adviceworx join Alishia to take a look at the week's stock market activity and at the stock picks our market watchers have at the top of their lists at the moment

Joining Business Day TV for a look at the days markets action are David Shapiro from Sasfin Securities and Caroline Cremen from AdviceWorx

Caroline Cremen from Adviceworx chose Naspers as her stock pick of the day. "Well, keep calm and carry on, and be brave when other people are fearful, use the opportunity and pick up a little bit of Naspers."

Caroline Cremen from Adviceworx chose Home Depot as her stock pick of the day. "I'm going to go with the US stock, it is the name of Home Depot, it is the US and is the largest home improvement store. It has a massive footprint and it did really well in the pandemic when people got stimulus checks and they stayed at home and and they and they fixed up their homes. It also benefits from the very strong housing market which we're seeing in the US at the moment."

Caroline Cremen from Adviceworx chose Generac as her stock pick of the day. "My stock pick is Generac and this is the company South Africans probably haven't heard of but it's a company that they will really understand. This company produces generators, solar power and all of the things that we would like to see here because of Eskom it's surprising to know that the American electricity grid is probably almost as bad as ours. It is very old it is subject to adverse weather conditions so people working from home with people getting older, people's need for constant electricity as we know is increasing and Generac has got the the bulk of the market in America"

Caroline Cremen from Adviceworx chose Costco as her stock pick of the day. "The company's called Costco, it is an American supermarket chain, if you think a little bit like Makro, there's a big box store you buy in bulk, but this company doesn't make its money on the margins of the good it sells, it makes its money from the memberships and it has a very very loyal membership basis. This is a really solid business they've done really well during Covid and they continue to do well."

Caroline Cremen from Adviceworx chose Salesforce as her stock pick of the day. "It's actually a very good day to buy if you're all at your trading systems, it's a company by the name of Salesforce. It's an enterprise software that provides businesses of cloud solutions, I think I've chatted about them last year. They have a lot of a lot of large clients like Honeywell and 3M and it really has enabled people to work from home."

Caroline Cremen from Adviceworx chose Salesforce as her stock pick of the day. "It's actually a very good day to buy if you're all at your trading systems, it's a company by the name of Salesforce. It's an enterprise software that provides businesses of cloud solutions, I think I've chatted about them last year. They have a lot of a lot of large clients like Honeywell and 3M and it really has enabled people to work from home."

Caroline Cremen from Adviceworx chose JD.COM as her stock pick of the day. "JD.com for those people who don't know is the Chinese version of Amazon and while the Chinese economy has rebounded the stock has still been part of the reason for the government's interference in the financial services arms of companies like TenCent, JD.com and also Alibaba. And then also there's been a sectoral switch out of technology but I think this one's sell-off has been abet overdone. You've got to look long-term again for this as domestic consumption is actually a priority for the Chinese government."

Caroline Cremen, CFA. Portfolio Manager at Adviceworx; Petri Redelinghuys, founder of Herenya Capital ; Iva Madjarova, Sygnia’s Head of investment Consulting and Itrix

We’re in the midst of US earnings season, so the focus is on US listed investment instruments. Offshore assets are a critical component of a balanced investment portfolio. The reasons are straight forward. Investing internationally provides diversification and access to companies and industries that you can’t find locally. SA is but a tiny market accounting for a mere 1% of global GDP – offshore investments give investors access to opportunities in the other 99%. Fed Chair Jay Powell’s comments came before US President Joe Biden’s unveiling of a sweeping package for families and education in his first speech to Congress. Biden’s speech hit the high points - big infrastructure spend, talking climate action and vaccines. The Fed remains dovish, so all still very supportive for risk assets. Michael Avery spoke to Caroline Cremen, CFA. Portfolio Manager at Adviceworx and CFA Society South Africa Board Member; Petri Redelinghuys, founder of Herenya Capital ; & Iva Madjarova, Sygnia’s Head of investment Consulting and Itrix, about their picks to access the US market.

Caroline Cremen from Adviceworx chose Johnson & Johnson as her stock pick of the day. "I'm going to pick a dividend aristocrat; Johnson & Johnson. N ow it is in the news mainly because of the vaccine rollout but, you one understand that's only a very small amount of cases, this vaccine is relatively good, it only requires one dose it is easy to transport, it's easy to store, they have a footprint in developing markets and this is still a quality company. It's not a vaccine story, it has multi-brands, multi-territories, a pharmaceutical division growing at 25% every year and also the thing that's going to actually pull this this company up in 2021 I believe is their medical devices segment."

Caroline Cremen from Adviceworx chose Givaudan as her stock pick of the day. "My stock pick tonight is a blue chip company listed in Switzerland it's got consistent and increasing dividends and it does something that we take for granted, it produces fragrances and flavours and the market size of that industry is about 26 billion. So, when you eat something or you smell something you might actually be tasting or smelling a product from Givaudan."

Caroline Cremen from Adviceworx chose Zoetis Inc as her stock pick of the day. "I'm going to something that really makes me feel good, it's a company called Zoetis. Now this is a 65 year old pharmaceutical company if you haven't heard of it before it was unbundled from Pfizer but it's pharmaceuticals of a different kind; they focus on animal health, livestock and also your companion animals. I would say that this is something that's relatively recession proof."

There are few interesting themes in the market now. With vaccines being rolled out across the globe sentiment has been boosted by expectations that things are going to get better and economies are going to recover driving consumption and company earnings as it looks like the policy response of offloading bazookas of new money has paid off for now. On the other side of that coin, market participants are starting to ponder on the real cost of this fiscal response aided by monetary policy keeping rates at record lows. Tech is not as defensive as has been the case of late and I think asset allocators are starting to worry about higher discount rates for long duration earnings stories. Michael Avery speaks to Caroline Cremen, Portfolio Manager at Adviceworx; Nesan Nair, Portfolio Manager at Sasfin Securities; & Henry Biddlecomb, Portfolio Manager at Anchor Capital; about nine stocks to weather the cycle.

Caroline Cremen from Adviceworx chose Sibanye-Stillwater as her stock pick of the day. I'm going for Sabanya-Stillwater, this is the old Sabanya Gold, it is no longer just a gold company,it is a platinum, gold and other metals company. It is has mines in the US, South Africa and Latin America and they have done a lot of restructuring lately. They've paid down some of their debt and of course commodity prices rising so they're in a very cash flush position. Their results are coming out, I think it's on the 18th of February and Mr. Froneman has said that he would like a 7% dividend yield and, there is speculation that there might even be a special dividend.

Caroline Cremen from Adviceworx chose Bank Of America as her stock pick of the day "My pick is a Bank of America, we saw during the height of the covid crisis that banking stocks and financials sold off quite dramatically. People were worried mainly about credit impairments and you're not seeing credit impairments being as bad as we thought because of the stimulus checks that came through. Bank of America is very geared towards consumer banking and it's very interest rate sensitive, so if we believe that interest rates have bottomed and that they're going to increase in the future, this is a very very good bet to actually invest in. And, even if that doesn't happen it has a very consistent dividend of 2.5% and they paid that even during the lockdown."

Caroline Cremen from AdiceWorx chose Brookfield Infrastructure as her stock pick of the day. "A favourite of mine for a long time has been Brookfield Infrastructure Partners. It is one of the world's largest infrastructure investors and developers. They focus on energy, transport, utilities and also data infrastructure. They should be relatively uncorrelated with the market but in the March sell off they did sell off, they didn't have as much of a sharp pickup as the technology sector but they're back trading where they were in January last year. They're the darling of offshore institutional investors because they have an unassailable dividend yield which is increasing and it is sitting at 3.6 at the moment."

Caroline Cremen, portfolio manager at Adviceworx; Henry Biddlecombe, portfolio manager at Anchor Capital & Dr Adrian Saville, CEO of Cannon Asset Managers

Caroline Cremen from AdviceWorx talks to Business Day TV about her stock pick of the day

Caroline Cremen from Adviceworx chose Paypal as her stock pick of the day. "My stock pick is a payments company called Paypal and Paypal processes about four billion transactions every three months. It took a dive over the last few days because its third quarter came out and really disappointed the market. I don't really see why because margins are still strong, volumes are still growing and you have about a 25% revenue growth year on year, cash-flush unlike a lot of other tech companies and its mobile payment wallet Venmo is also shortly going to start monetizing itself, so why while it's weak, pick it up."

Caroline Cremen from Adviceworx chose cash as her stock pick of the day. I'm long the US dollar, the US election is going to be in the first week of November and it might even be a disputed election, if there is volatility around the election or after the election, the important thing is don't panic. Good companies are going to survive irrespective of politics."

Caroline Cremen from Adviceworx chose Amazon as her stock pick of the day. "It's a bit odd because Amazon is one of the fangs that is trading almost at an all-time high, however it had to delay its prime day by a few months because it's now announced the date for prime to be the 14th and 15th of October and that is probably going to be extended almost to Black Friday and beyond. Amazon have been a real beneficiary of the e-commerce tailwinds and this is probably going to be one of their best prime days ever. So, as a short-term trading opportunity, bearing in mind what's happening in the tech stocks keep an eye on that."

Caroline Cremen from Adviceworx chose Sanlam as her stock pick of the day. "My stock pick is a boring product by the name of Sanlam which I'm sure everybody is familiar with. This stock has just gone on for decades just out performing the All share, increasing its dividend which is now at 6%. "

Business Day TV — Caroline Cremen from Adviceworx chose ASML as her stock pick of the day "My stockpit is ASML, it's a Dutch company that has 85% of the market share in providing tools for making computer chips. They edge circuits onto semiconductors and it has a return an equity of 24% and a price earnings ratio of 35%, so it's not demanding if you look at other technology companies. ASML is also the only provider of extreme ultraviolet lithography which will be used in next generation chips in all smartphones etc. The market for that is expected to grow by 25% per annum for the next few years, so in addition to having a very good current business, it has very good growth potential as well."

Classic 1027 — Caroline Cremen, portfolio manager at Adviceworx & Charl Bester, Wealth & Portfolio manager at Kruger International

Business Day TV — Caroline Cremen from Adviceworx chose Visa as her stock pick of the day."I'm going for Visa, it's not a credit card company but a fintech company that is really going to benefit from this move to electronic cash that has been expedited by Covid"

Business Day TV — Caroline Cremen from Adviceworx chose Pepsico as her stock pic of the day. "I'm going very conservative, I'm going for an offshore company called Pepsico. The dividend growth rate per annum is 8% and with a dividend yield of 3% and to me doesn't indicate that it's expensive. They have a broad products reach with beverages and snakes and last week they issued their results and while beverages was poor we snacked an awful lot during the lockdown and we're probably going to continue to do this, so I think tech is looking a little bit overdone at this point so pick up a conservative stock for your portfolios with Pepsico."

Business Day TV — Caroline Cremen from Adviceworx chose Alibaba as her stock pick of the day. "My stock pick is Alibaba, people think of it as being the Chinese Amazon but it is much more than that, it has financial services, it's also the world's third biggest cloud provider after Microsoft and Amazon. Its PE is very attractive relative to Amazon and the growth potential there is enormous. Alibaba has about 40 percent year-on-year revenue growth and a very large cash balance, so yes, invest in China but, invest in good single companies not the market. "

Classic 1027 — Caroline Cremen, portfolio manager at Adviceworx & Imtiaz Suliman, executive director and portfolio manager @ Sentio Capital

Business Day TV — Caroline Cremen from Adviceworx chose Disney as her stock pick of the day. "My pick right now is Walt Disney listed in the US. This is not just Mickey Mouse, they own sports networks, theme parks and cruise liners. Obviously every single one of those sectors just got hammered down with the sell-off and unlike a lot of growth companies, Disney hasn't really recovered and that's obviously cause of concern about their business model being further impacted. You are seeing their theme parks opening up again, cruises are probably going to take a little bit more time and they're going to find other ways to actually distribute their sports. They have got such a wide array of content, so this is not the great for the short term but this is a quality stock to hold for your long term portfolio."

Classic 1027 — Caroline Cremen, portfolio manager at Adviceworx & Nadir Thokan, portfolio manager at 27four Investment Managers

Business Day TV — Caroline Cremen from Adviceworx chose an exchange traded bond called the NF GOVI as her stock pick of the day. "There is a nice exchange traded bond called the NG Govi, it is a way for retail investors to get a basket of government bonds at an attractive yield."

Business Day TV — Caroline Cremen from Adviceworx chose cash as her stock pick of the day. "It's going to be cash. In the past I would have said find a dividend producing asset like a bank but as we've discussed, no dividends are safe at this point in time."

Business Day TV — Caroline Cremen from Adviceworx chose the Fourth Industrial Revolution Etf as her stock pick of the day. "I think this is one of the points in time when I say this is where you can actually look at technical analysts as a way to actually time your purchase. When you start to see momentum changing for the positive and I do think we're a little bit oversold at this point, go for the Sygnia 4th Industrial Revolution ETF, simply because those marginal tech sectors have been very oversold and you can pick that up and put it in your bottom drawer because in five to ten years from now those sectors are going to do very very well."

Business Day TV — Caroline Cremen from Adviceworx chose Visa as her stock pick of the day. "Now that the US markets have sold off and they have picked up a bit again but I do think that they are going to go off again. There has been a couple of really nice blue chips that have been sold off a lot and one of them is Visa. For a long term player that is probably one of the best companies that you can pick up."

Business Day TV — Caroline Cremen from Adviceworx chose Standard Bank Group as her stock pick of the day. "I'm going to contradict myself because I have said that South African equities is not a great place to be but, when looking at a company like Standard Bank, it's such a quality company, it is so defensive even while we are having the worst cycle at this point it has got a 6% dividend yield, its PE is below 10 and there is no reason for Standard Bank to be trading at such a discounted rate "

Business Day TV — Caroline Cremen from Adviceworx chose cash as her stock pick of the day “I'm relatively insecure about South Africa at this point and I also see that oversees things are probably a little bit overbought. So, my stock pick is going to be cash, but US dollar cash if you can get it."

Business Day TV — Caroline Cremen from Adviceworx chose Alibaba as her stock pick of the day. "I know that we've got a bit of a risk appetite in the market right now but I'm going to pick Alibaba, which if you want to loosely translate it is Chinese Amazon, except it is multiples larger, the revenue growth is in excess of 30%, the earnings per share growth is in the excess of 25%, they've got cloud computing, they've got retail, they have food delivery services and they've got their own payment system. I think there is a bit of a turn from the Chinese consumer from using American products, the rhetoric will actually laps so I think they're certainly in a great position to increase their market share because their penetration is still relatively good and there's a lot further that they can go."

Business Day TV — Caroline Cremen from Adviceworx chose CoreShares Global Div Trax as her stock pick of the day. "With the rand being where it is, I can't pick my favorite offshore, but I'm going to say that the best place to hide in a poor economic environment is dividend stocks, CoreShares Global Div Trax exchange-traded funds."

Business Day TV — Caroline Cremen from Adviceworx chose Standard Bank as her stock pick of the day "Standard Bank is very well positioned to expand into Africa which will see their African operations grow. The purchase of a fin-tech company in South Africa is looking to extend banking service to the unbanked. They're in a great position in fin-tech generally, they're well capitalised and they can certainly spend more money on these things than some of the newer banks can. They also have a wonderful dividend yield of about six"

Business Day TV — Simon Brown. Caroline Cremen from Advice Worx joins me this evening to guide us through all the latest news on global markets. And later in the show we'll be joined by Tom Mann from Absa to discuss their Global Core Equity Feeder Fund.

Business Day TV — Simon Brown and Caroline Cremen from AdviceWorx guide us through all the latest news on global markets. And later in the show they are joined by Suhail Suleman from Coronation to discuss their Global Emerging Markets Fund.

Business Day TV — Twitter has delivered its first ever quarterly profit, off the back of better than expected revenue. The social media giant now has 330 million monthly active users and attributes the growth to better ad targeting and higher video ad sales. Its stock surged 25% on the news of its profit turnaround. Stephen Gunnion and Caroline Cremen from AdviceWorx is in-studio to guide us through all that's happening on global markets.They are also joined by Coronation's Louis Stassen to discuss their Global Managed Fund.