Podcasts about 3M

In this audio blog, Carl Betts employs the analogy of a traditional dry stone wall to explain the principles of healthcare improvement. Carl suggests that just as these walls rely on the careful placement and interconnection of unique stones without mortar, healthcare systems depend on the relationships between processes, people, and policies. A key point is that a single failure or "slippage" in either the wall or the system can cause a cascading disruption. The blog advocates for a thoughtful approach to improvement, stressing that rebuilding requires assessment and learning rather than simply replacing components. Ultimately, the source frames the dry stone wall as a blueprint for success in healthcare, emphasising connection, resilience, and the value of incremental progress.This episode is sponsored by PAX: The gold standard in emergency response bags.When you're working under pressure, your kit needs to be dependable, tough, and intuitive. That's exactly what you get with PAX. Every bag is handcrafted by expert tailors who understand the demands of pre-hospital care. From the high-tech, skin-friendly, and environmentally responsible materials to the cutting-edge welding process that reduces seams and makes cleaning easier, PAX puts performance first. They've partnered with 3M to perfect reflective surfaces for better visibility, and the bright grey interior makes finding gear fast and effortless, even in low light. With over 200 designs, PAX bags are made to suit your role, needs, and environment. And thanks to their modular system, many bags work seamlessly together, no matter the setup.PAX doesn't chase trends. Their designs stay consistent, so once you know one, you know them all. And if your bag ever takes a beating? Their in-house repair team will bring it back to life.PAX – built to perform, made to last.Learn more at https://www.pax-bags.com/en/

East Cleveland elected a female mayor for the first time; Toldeo's mayor re-elected to an unprecedented third term; at $500M, the largest levy in state history failed at the ballot box; Columbus mayor announced more than $3M in assistance for SNAP recipients.

What happens when reality TV forgets real-world numbers? In this episode, Lloyd Edge breaks down The Block's Daylesford auctions to reveal what every serious property investor can learn from the $3M listings that struggled to sell.From overpriced reserves to risky suburb choices, Lloyd and Armando unpack how data, demand, and due diligence must always come before design. They also explore the real consequences of chasing trends, relying on tax perks, and ignoring the fundamentals that drive long-term growth.Whether you watch The Block for entertainment or education, this episode separates the screen drama from the numbers that matter.******TIME STAMPS:0:00 – Did The Block 2025 miss the mark?0:35 – Why the Daylesford location was a risky choice2:30 – $3M homes in an $820K suburb: where it went wrong3:45 – How long properties sit on the market in Daylesford5:30 – What happens when you build the wrong property for the wrong market6:55 – Did The Block do enough market research?8:50 – Setting the wrong reserves: why buyers walked away10:15 – The human cost behind TV renovation dreams13:00 – Will the unsold homes ever find buyers?15:00 – What advice would Lloyd give Channel 9 next time?20:00 – Why depreciation isn't a property strategy27:00 – Ed's Deal: The final Daylesford property showdown******

Imagine a world where your kids learn directly from Einstein in the metaverse. That's the bold vision Mete Al is building at ICB Labs.In this episode, I sat down with Mete live at Token2049 in Singapore to explore how ICB Labs is fusing AI, blockchain, and immersive metaverse experiences to reshape education. From building a global network of university partnerships to creating age-appropriate AI mentors for kids, Mete shares how his team is creating a safe, scalable, and gamified learning environment for the next generation.We talk NFTs with real utility, selling $3M in an ICO, and how AI is quietly training itself through student interactions. This one is full of practical insights, bold predictions, and the clarity of a founder with a big mission: to build the future of learning.Key Learnings + Time Stamps[00:00] Selling $2.5M in NFTs in 3 days — how they did it[01:20] How Mete got into Web3 from real estate & farming[03:50] The shift to AI in education: problems and promise[06:30] Why current AI use in schools is broken — and ICB's fix[08:00] What sets ICB's metaverse apart from Meta & others[10:20] How their AI matches students by age with safe, tailored content[12:00] B2B model: partnering with 9+ universities globally[14:00] The real reason previous metaverse hype failed[16:00] Roadmap: language learning, talent hubs, AI avatars & fashion street[18:30] Their monetization model: KYC, NFTs with utility, and their own token[20:00] What startup founders should focus on: Mete's #1 advice[21:00] The upcoming “Talent Hub” to fund and build student ideas[23:00] Who inspires Mete in Web3: shoutout to 1inch and Sandbox[25:00] ICB Labs' next big milestone: scaling to 400+ staff and beyondConnectMete's Socials:https://www.instagram.com/meteicb/https://www.linkedin.com/in/meteicb/ICB Labs:https://x.com/ICBLabshttps://www.linkedin.com/company/icblabs/https://icblabs.com/ICB Verse:https://x.com/icbversehttps://icbverse.io/ DisclaimerNothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us – https://www.web3pod.xyz/

In this episode, we're diving into the journey of Zoe Boswell, a dedicated paramedic, mother, and community volunteer with the Great Western Air Ambulance Charity (GWAAC). Zoe brings over a decade of experience as a road paramedic, all while balancing the demands of family life and volunteering with the GWAAC Heartstarters program.Zoe's story is a powerful example of resilience, progression, and passion within the pre-hospital care world. Her ability to manage complex clinical challenges on scene, train at an advanced level, and still give back to the community through CPR education speaks volumes about her commitment to the profession.In our conversation, we explore her motivations, her aspirations from road to critical care paramedic, the emotional impact of high-acuity cases, and the unique perspective she brings as a parent working on the front line. Whether you're a student paramedic, a seasoned clinician, or just curious about the realities of life on the HEMS pathway, Zoe's insights are both inspiring and deeply grounded in the realities of modern pre-hospital care. Let's dive into this episode with Zoe Boswell.This episode is brought to you by IndieBase.IndieBase is the smart, simple, and budget-friendly Electronic Patient Record (EPR) system designed specifically for the demands of HEMS and pre-hospital care. Whether you're responding solo, working within a flexible team, or managing care across a larger organisation, IndieBase is built to support you. It runs seamlessly on laptops, tablets, or smartphones, and crucially, it operates offline, ensuring you can document care wherever you are, even in the most remote environments. Developed from the proven platform of HEMSbase by Medic One Systems, IndieBase offers a familiar, intuitive interface with the rock-solid reliability clinicians need. It's ready for everything from festival medical cover to high-acuity critical care transfers.Key features include full integration with all major pre-hospital monitors, case review, and clinical governance modules, making it an ideal solution for teams preparing for CQC registration. A patient feedback module also helps drive service improvement and meaningful engagement. For clinicians working across multiple organisations, IndieBase provides a personal logbook that combines your data and links directly with your existing HEMSbase logbook.IndieBase EPR made simple, wherever you are.Find out more at https://indiebase.net/This episode is sponsored by PAX: The gold standard in emergency response bags.When you're working under pressure, your kit needs to be dependable, tough, and intuitive. That's exactly what you get with PAX. Every bag is handcrafted by expert tailors who understand the demands of pre-hospital care. From the high-tech, skin-friendly, and environmentally responsible materials to the cutting-edge welding process that reduces seams and makes cleaning easier, PAX puts performance first. They've partnered with 3M to perfect reflective surfaces for better visibility, and the bright grey interior makes finding gear fast and effortless, even in low light. With over 200 designs, PAX bags are made to suit your role, needs, and environment. And thanks to their modular system, many bags work seamlessly together, no matter the setup.PAX doesn't chase trends. Their designs stay consistent, so once you know one, you know them all. And if your bag ever takes a beating? Their in-house repair team will bring it back to life.PAX – built to perform, made to last.Learn more at ⁠https://www.pax-bags.com/en/⁠

In this solo episode, Bradley Hamner breaks down the concept of stage-based blueprints for small businesses and explains why a one-size-fits-all approach doesn't work. He outlines the four distinct stages of business growth from $0 to $300k, $300k to $1M, $1M to $3M, and then to $10 million and shares why business owners need to Get Above The Business, Think Like and Architect, and then Design the Blueprint. You need different strategies, systems, and team structures at each stage.Connect with Bradley:1-1 Game Plan Call: Get Above The Business. Think Like an Architect. Design The Blueprint. Ready to Design, Systematize, and Grow a $1m-$3m Business? Begin building your business blueprint when you schedule your Game Plan Call at https://blueprintos.com.Bradley's company, BlueprintOS equips business owners to design and install an operating system that runs like clockwork. Through BlueprintOS, you will grow and develop your leadership, clarify your culture and business game plan, align your operations with your KPIs, develop a team of A-Players, and execute your playbooks. Register to join us at an upcoming WebClass or book your Game Plan Call when you visit www.blueprintos.com!Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Club Capital is the ultimate partner for financial management and marketing services, designed specifically for insurance agencies, fitness franchises, and youth soccer organizations. As the nation's largest accounting and financial advisory firm for insurance agencies, Club Capital proudly serves over 1,000 agency locations across the country—and we're just getting started. With Club Capital, you get more than just services; you get a dedicated account manager backed by a team of specialists committed to your success. From monthly accounting and tax preparation to CFO services and innovative digital marketing, we've got you covered. Ready to experience the transformative power of Club Capital? Schedule your free demo today at club.capital and see the difference firsthand. Make sure you mention you heard about us on the Above The Business podcast to get 50% off your one time onboarding fee!Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees. About the Above the...

Send us a textOur Patreon - https://www.patreon.com/HockeyCardsGongshowOn this episode of the Hockey Cards Gongshow podcast we start with Get To Know Your Hockey Hall of Famers, this time looking at the life, hockey career, and hobby market for hockey hall of famer, Doug Bentley (15:45).  Next, we're only 10 games into the season, but hobby markets are moving for key NHL players (27:12).  In hobby news, a $3M loss on a sports card...ooof, Upper Deck's President, Jason Mashera, has a warning for the hobby, and Sidney Crosby reaches a big milestone (56:05).  In new product releases, we look at the top 5 highest selling Upper Deck Premier cards of all time, and California Dave shares his instant reactions on the new set (1:27:49).  We end the show with personal pickups (1:48:32).Partners & SponsorsGongshow Reloaded - https://www.GongshowReloaded.comHockeyChecklists.com - https://www.hockeychecklists.comSlab Sharks Consignment - http://bit.ly/3GUvsxNSlab Sharks is now accepting U.S. submissions!MINTINK - https://www.mintink.caPSA - https://www.psacard.comGP Sports Cards - https://gpsportcards.com/Private Collection Insurance - https://privatecollectioninsurance.comSign up for Card Ladder - https://app.cardladder.com/signup?via=HCGongshoFollow Hockey Cards Gongshow on social mediaInstagram - https://www.instagram.com/hockey_cards_gongshow/TikTok - https://www.tiktok.com/@hockey_cards_gongshowFacebook - https://www.facebook.com/HockeyCardsGongshowTwitter - https://twitter.com/HCGongshowThe Hockey Cards Gongshow podcast is a production of Dollar Box Ventures LLC

BabyQuip helps families travel lighter by delivering clean, vetted baby gear—like cribs, car seats, and strollers—right to your hotel or vacation rental. CEO Fran Maier (co-founder of Match.com) shares how the company hit its first profitable quarter and keeps growing through strong word of mouth and a new Vrbo partnership that puts BabyQuip in front of more travelers. The team is also expanding beyond baby gear into beach, pet, and mobility equipment under the GoQuip brand to serve seniors and people with disabilities. We dig into how the marketplace works (trusted local providers, insurance, and safety standards), why partnerships are the biggest growth lever, and where BabyQuip is headed next—including selective international expansion and deeper integrations with travel platforms. Chapters00:00 Why BabyQuip (and why now)01:00 Fran's track record & revenue trajectory02:19 Profitability & Q3 inflection03:33 Vrbo partnership—scope & impact04:55 Beyond baby: beach, pet & GoQuip mobility05:55 Growth mix: organic/direct ≈ 68%06:45 Marketplace unit economics (take rate, churn, AOV)08:06 International & airport/car-seat opportunities09:12 Provider network, insurance, safety moats10:30 Capital plan: $3M to scale partnerships & GoQuip11:40 Big-picture TAM and long-term scale targets13:00 Closing & how to invest

Tientallen inwoners van Ronse ontvingen onlangs de resultaten van de bloedtesten die ze op eigen initiatief lieten afnemen. Wat blijkt? Er zitten zeer hoge PFAS-waarden in hun bloed, ook bij jonge kinderen. En dat is verontrustend nieuws. PFAS verhoogt volgens de Wereldgezondheidsorganisatie het risico op kanker. De boosdoener zou Utexbel zijn, een grote textielfabriek in het centrum van de stad, die al vaker werd gelinkt aan PFAS-verontreiniging in de stad. Het doet denken aan de 3M-saga in Zwijndrecht. Hoe erg is het gesteld in Ronse? CREDITS Journalist Yumi Demeyere | Presentatie Lise Bonduelle | Redactie Bas Schueremans, Magali Duchesne | Eindredactie Fien Dillen | Audioproductie en muziek Brecht Plasschaert | Chef podcast Alexander Lippeveld See omnystudio.com/listener for privacy information.

Can optimism really scale a company?In this episode, Dominic chats to Dan Williams, CEO of Orean Personal Care, to explore what it really takes to lead through chaos - from doubling revenue in tough markets to leading with vulnerability, optimism, and Ironman-level discipline.Under Dan's leadership, Orean has grown from £3M to £30M turnover, becoming one of the UK's fastest-growing contract manufacturers in the beauty industry — all while achieving B Corp certification and building a culture rooted in learning and care.What you'll learn

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington.

Struggling with costs in your healthcare organization? Reach out to Michael.  Click Here for more info Episode Overview In this episode of the Breakfast Leadership Show, Michael speaks with Michi McClure, Founder of Consivian, about her transformation from an “accidental leader” to a conscious architect of human and organizational growth. Michi shares how her firm evolved from its compliance origins into a full-spectrum business consultancy helping leaders and teams grow through authenticity, systems thinking, and self-awareness. Together, they explore what it means to build organizations that are not just compliant — but truly connected, conscious, and continually learning. Key Topics & Insights Authentic Connection as the Foundation of Growth Michael and Michi unpack how organizational health begins with authentic human connection. They discuss how leaders can create environments where people feel safe to speak openly, challenge ideas, and contribute meaningfully. Drawing inspiration from 3M's innovation culture and Amy Edmondson's research on psychological safety, the conversation highlights the power of balancing data-driven insight with genuine human empathy. The Power of Inclusion in Leadership Decisions Michael shares a story about a healthcare redesign initiative that excluded doctors from the planning process — a costly mistake that became a case study in why leaders must include all stakeholders. The story becomes a powerful metaphor for leadership humility, reminding us that sustainable change only happens when everyone's voice is invited to the table. Flexibility and Communication at Every Level Michi and Michael discuss how leaders can move beyond rigid structures and instead create flexible meeting formats, adaptive communication rhythms, and spaces for real-time problem-solving. They emphasize that leadership today isn't about following old rules — it's about being present, reflective, and responsive to what teams actually need. Visual Feedback and Leadership Awareness Michi shares her creative experiment with a “visual thermometer” on her office door, where her team could anonymously reflect how they perceived her leadership presence each day. This tool became a catalyst for self-awareness and emotional intelligence — qualities she believes are essential to modern leadership. Michael expands on the idea, encouraging leaders to “take their own pulse” after key interactions to assess connection and tone. Reflection as the Path to Personal and Organizational Growth Both Michi and Michael underscore the importance of reflective learning — recognizing blind spots, seeking feedback, and embracing discomfort as a teacher. Michi connects this process to burnout prevention, explaining how reflection and feedback re-energize leaders by aligning them more deeply with purpose. Creativity, Self-Care, and Sustainable Leadership In a discussion that blends philosophy and practicality, Michi advocates for leaders to give themselves “space and grace” to recharge creatively. Michael introduces the timeless “sharpen the saw” parable, illustrating how sustainable productivity requires rest, reflection, and recalibration. Together, they explore how Consivian helps leaders move from burnout to balanced, consistent performance — like the steady pace of a tortoise rather than the burnout-driven sprint of a hare. Navigating Organizational Change with Self-Awareness Michi dives into the challenges of change management, noting that many leaders attempt to “fix” others before examining their own systems. She encourages a shift toward self-inquiry, using feedback loops and system mapping to uncover invisible barriers that hinder transformation. Continuous Learning as a Business Imperative To close, Michi shares how continuous learning shapes the culture at Consivian — each client engagement becomes a new opportunity for insight, innovation, and growth. She invites listeners to explore more about her work and resources at consivian.com. Connect with Michi McClure & Consivian

El operativo contra el tráfico ilegal de agua busca regular y no perseguir:Edomex ¡No se lo pierda! La Filarmónica regresa al Palacio de Bellas Artes“Melissa” impacta Cuba como huracán categoría 3Más información en nuestro podcast

A storm-ready shutter business with $1.3M in profit and a million-dollar backlog gets picked apart for pricing, growth potential, and tricky deal terms.Business Listing – https://www.bizbuysell.com/business-opportunity/north-carolina-hurricane-shutter-business/2298331/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

In this episode of Status Check with Spivey, Spivey consultant and former admissions dean Nikki Laubenstein discusses the financial aid and student loan considerations that prospective law students should be thinking about post-"Big Beautiful Bill," joined by Sydney Montgomery, who is the Executive Director & Founder of Barrier Breakers, and Kristin Shea, who has led the law school financial aid office at Syracuse University for almost a decade as a part of a 20-year career in legal education.Nikki, Sydney, and Kristen talk about the changes to student loans and student loan caps resulting from the One Big Beautiful Bill Act (9:43), the changes to repayment plans (35:58), who those changes apply to (5:21), the differences between undergraduate financial aid/scholarships and law school financial aid/scholarships (20:52), understanding tuition vs. total cost of attendance and how that relates to scholarship reconsideration and student loan caps (24:17), possible ways schools could help fill the gap especially for students targeting public interest jobs (38:21), advice for those planning to work while in law school (41:00), why prospective law students should start thinking about financial aid earlier on in the admissions process than most do (30:47), and more.Barrier Breakers is a nonprofit that has worked with 7,000+ first-generation and other marginalized students on the college and law school application process. Sydney Montgomery, the daughter of a Jamaican immigrant mother and military parents, was the first person from her high school to go to Princeton University and then later Harvard Law School. She has dedicated her life and career to supporting first-generation students and has a particular passion for financial aid. She is a member of the Forbes Nonprofit Council and has been featured in Inc., Forbes, FastCompany, Medium, CNBC, and others. Kristin Shea is a higher education professional with twenty years of experience, including law school enrollment management, recruitment, and financial aid; alumni, donor, and employer relations; and marketing and communications. The last decade of her career has been dedicated to financial aid, and she is passionate about helping law students make smart, thoughtful financial plans for their education. She holds a bachelor's degree in biology and psychology and an MBA from Le Moyne College.We hope to do a follow-up episode in the spring with more information on how law schools are addressing these changes. We also encourage you to reach out to the financial aid offices of schools you're considering once admitted to learn about any programs they may offer and any assistance they can provide. As Kristin says in this episode, "The map may have some alternative directions, but you can still reach your destination, and there are many people who want to help." We have also linked a number of financial aid resources below.Federal Student Aid:FAFSA® Application | Federal Student Aid – 2026-27 FAFSA available noOne Big Beautiful Bill Act Updates | Federal Student AidRepaying Student Loans 101 | Federal Student AidWhat does cost of attendance (COA) mean? | Federal Student Aid AccessLex Institute Resources:Student Loan Calculator | AccessLexStudent Aid Policy and Action Center | AccessLexPaying for Law School | AccessLexGuide to Private Student Loans | AccessLexScholarship Databank | AccessLex – includes more than 800 law scholarship and writing competitions (totaling more than $3M).Free Credit Report:Annual Credit Report.com - Home PageEqual Justice Works – LRAP FAQImportant Questions to Ask About Any LRAP  - Equal Justice Works--You can listen and subscribe to Status Check with Spivey on ⁠⁠Apple Podcasts⁠⁠, ⁠⁠Spotify⁠⁠, and ⁠⁠YouTube⁠⁠. You can read a full transcript (with timestamps) here.

A storm-ready shutter business with $1.3M in profit and a million-dollar backlog gets picked apart for pricing, growth potential, and tricky deal terms.Business Listing – https://www.bizbuysell.com/business-opportunity/north-carolina-hurricane-shutter-business/2298331/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

In this episode, Lance and Paul unpack the viral post from Financial Samurai founder Sam Dogen, who recently admitted he's no longer financially independent after more than a decade in early retirement. Lance and Paul explore what this moment reveals about the FIRE movement, its strengths, blind spots, and the danger of mistaking "passive" for "permanent" income. They discuss the tension between influence and authenticity, the challenge of lifestyle creep, and the difference between financial sufficiency and true independence. Drawing on real-world client insights and expert perspectives, they highlight the importance of flexibility, contentment, and understanding the math behind your own strategy. Whether you're chasing FIRE or simply planning your financial future, this conversation offers a grounded, thoughtful look at how to build wealth that bends without breaking, and how to live freely without letting your finances define you. -- Timestamps: 01:50 – Financial Samurai's FIRE update 03:20 – The $3M net worth and the early retirement backstory 04:10 – Where the missing numbers went 05:40 – Breaking down why passive income isn't always permanent 08:30 – Lifestyle creep, consumption, and breaking your own strategy 12:15 – Influencer advice vs fiduciary financial planning 15:30 – Dr. Wade Pfau's one-word retirement advice: Flexibility 19:20 – Redefining FIRE -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

INTELLIGEMSIntelligems brings A/B testing to business decisions beyond copy and design. Test your pricing, shipping charges, free shipping thresholds, offers, SaaS tools, and more by clicking here: https://bit.ly/42DcmFl. Get 20% off the first 3 months with code FARIS20.RICHPANELCut your support costs by 30% and reduce tickets by 30%—guaranteed—with Richpanel's AI-first Customer Service Platform that will reduce costs, improve agent productivity & delight customers at http://www.richpanel.com/partners/ajf?utm_source=spotify.//Kareem Elgendy is the CEO of Veiled, a multiple 8-figure apparel brand running at 15% EBITDA selling modest clothing primarily for Muslim women. If you're interested in working with Kareem's incubator and/or 3PL, visit https://ynkincubator.com.//Most eCommerce brands plateau at $1-3M because they chase growth without fixing unit economics. Kareem L. Gendi, CEO of Veiled, did the opposite — and now runs an 8-figure brand with a 10.68 MER and 40% penetration of his target market. In this episode, you'll learn how a bootstrapped modest apparel brand cracked profitability at scale through ruthless focus on contribution margin, supply chain innovation (including 90-day payment terms from Chinese manufacturers), and strategic retail expansion.This isn't theory — it's the playbook from a founder who survived crushing inventory debt and emerged with a business throwing off real profit.If you're stuck between growth and cash flow, this conversation will rewire how you think about scaling. Kareem breaks down the exact moment they stopped relying on gut and started using data to drive merchandising decisions, how they negotiated payment terms that changed their cash position overnight, and why GEO (Generative Engine Optimization) is the next frontier for DTC brands. You'll also hear about their 3PL and incubator model for operators who want to leverage Veiled's infrastructure. This is essential listening for founders running 7-9 figure brands who are tired of burning cash to hit revenue targets that don't matter.Key Takeaways: - Market penetration strategies for niche audiences- Unit economics that actually drive profitability- Supply chain negotiation tactics- How to scale bootstrapped brands without dilution- Retail expansion done right - GEO and the future of search optimization//CHAPTER TITLES:00:01:07 - What Is Veiled?00:04:11 - Product Variability00:07:55 - Cultural Values & Marketing Strategy00:10:34 - Veiled IS A Profit Monster00:16:45 - Investing In OpEx00:20:21 - Veiled's Top Notch Logistics Strategy00:23:33 - Looking Into The Data00:31:57 - Outsourcing Marketing Needs00:36:14 - Lowering Shipping Costs00:40:13 - Profitability Hacks00:46:50 - Wins & Losses With Supply Chain//SUBSCRIBE TO MY PODCAST FOR 2X/WEEKLY UPLOADS!//ADMISSIONGet the best media buying training on the Internet + a free coaching call with Common Thread Collective's media buyers when you sign up for ADmission here: ⁠⁠https://www.youradmission.co/andrew-faris-podcast⁠//FOLLOW UP WITH ANDREW X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/andrewjfaris ⁠Email: podcast@ajfgrowth.comWork with Andrew: ⁠https://ajfgrowth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Simon Moya-Smith and Julie Francella discuss the government shutdown and the White House's planned $300 million ballroom project, coming at the same time SNAP benefits are being cut and the GOP moves to gut VA healthcare. The impact on Indian Country is expected to be severe, with nearly one in four Native households relying on SNAP. They also covered the Vatican's return of Indigenous artifacts, Iliff Seminary's reckoning with its gruesome past, and the Leech Lake Band of Ojibwe's lawsuit against 3M over PFAS contamination. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

¡Emprendeduros! En este episodio Rodrigo nos da una actualización de mercado donde habla del estatus del mercado, de las recientas bajas, del costo real de los aranclees y del oro. Nos da los reportes de ingresos de Cleveland Cliffs, Netflix, Coca Cola, Lockheed Martin, 3M, Tesla, IBM y American Airlines. Después habla de la reciente adquisicion de L'Oreal, una Oferta Inicial y de la inversion publica buscando dinero privado. Finalmente contestara unas preguntas de los Emprendeduros. ¡Síguenos en Instagram! Rodrigo: https://www.instagram.com/rodnavarro Emprendeduros: https://www.instagram.com/losemprendeduros Para mas información sobre nuestro fondo visita: https://emprendedurosventures.com/

A new AI memory system has caught the attention of top Google executives, who just poured in $3M. We discuss the motivations behind this bold investment and what it reveals about the future of AI. Discover how this innovation might finally make machines “remember” like humans do.Get the top 40+ AI Models for $20 at AI Box: ⁠⁠https://aibox.aiAI Chat YouTube Channel: https://www.youtube.com/@JaedenSchaferJoin my AI Hustle Community: https://www.skool.com/aihustleTo recommend a guest email: guests(@)podcaststudio.com

Liquid Death didn't happen by accident. Mike Cessario went from skateboards and punk bands to building a beverage brand that treats marketing like entertainment, not homework, and he's brutally honest about what actually moves the needle. With Jay Schwedelson, he breaks down packaging as the real moat, why they tested the brand before the product, and how to stay interesting when AI makes content cheap.ㅤGrab Liquid Death at your local store or online at www.liquiddeath.com, check out their sparkling lineup, and catch Mike at the upcoming Guru Conference for a deeper dive into their marketing playbook.ㅤBest Moments:(02:45) From punk bands and agency life to launching a product so he could finally be the client(05:04) Why water was the wedge - biggest category, boring brands, plastic everywhere, then a portfolio beyond plain water(06:55) Most products are commodities - brand and aesthetics win hearts, not tiny functional differences(08:40) The Facebook fakeout - 3M views and 80k followers before a single can existed, then used to raise money(11:50) Entertainment first and small bets - nothing over 150k, in-house beats a 650k “at cost” bid(13:40) Full-funnel media done right - broad awareness feeding precise mid-funnel and conversion work(16:10) AI as cost saver, not taste maker - youth backlash is real and craft still mattersㅤCheck out our 100% FREE + VIRTUAL EVENTS! ->Guru Conference - The World's Largest Virtual EMAIL MARKETING Conference - Nov 6-7!Register here: www.GuruConference.comㅤCheck out Jay's YOUTUBE Channel: https://www.youtube.com/@schwedelsonCheck out Jay's TIKTOK: https://www.tiktok.com/@schwedelsonCheck Out Jay's INSTAGRAM: https://www.instagram.com/jayschwedelson/ㅤMASSIVE thank you to our Sponsor, Marigold!!Email chaos across campuses, branches, or chapters? Emma by Marigold lets HQ keep control while local teams send on-brand, on-time messages with ease.Podcast & GURU listeners: 50 % off your first 3 months with an annual plan (new customers, 10 k-contact minimum, terms apply).Claim your offer now at jayschwedelson.com/emma

What if AI read your entire book and explained your life's work better than you could? That's exactly what happens in this one-of-a-kind episode of The Root of All Success. Jason Duncan fed his bestselling book, Exit Without Exiting, into Google's AI tool, Notebook LM, and let it create an entire podcast conversation — no script, no notes, just pure AI synthesis. The result? A surprisingly deep discussion between two AI hosts about Jason's signature frameworks for achieving freedom without selling your business. From delegation and systems to time, money, and purpose — this episode captures the heart of what it means to build a business that serves your life instead of controlling it. Jason returns at the end to unpack what AI got right, what it missed, and how this experiment proves that the Exit Without Exiting lifestyle is more relevant than ever in today's AI-driven world.

In this episode of The Start Build Grow Show, I sit down with John Senac, roofing coach, trainer, and co-founder of Name That Shingle, a company dedicated to helping contractors properly identify and report asphalt products. John's journey from being a $3M-a-year producer to becoming one of the industry's leading trainers has given unique insight into the shifts shaping the roofing business today.   We dive into the challenges roofing contractors face as insurance carriers change their processes, raise deductibles, and limit claim approvals- forcing companies to rethink how they operate. John shares why the industry is moving away from storm restoration dependency and why retail roofing, systems, and intentional growth strategies are becoming essential for the future.   John breaks down why building the right processes is critical, how contractors can future-proof their businesses through retail-focused models, and the importance of mastering product identification to properly manage claim scopes. He also shares leadership lessons on humility, time management, and opportunity cost that every business owner needs to hear.   If you're a roofing contractor or home service business owner looking to adapt to industry changes, build sustainable systems, and create long-term success, this episode offers valuable insights and actionable strategies you can start applying today.  

Meagan Little from the Blues stopped by to show off the new Rizz Show Night at the Blues giveway plus we caught up with our dear sweet homie Chris Kerber.Doctor is arrested while performing illegal penis enlargement procedures in the back of his Toyota Corolla - https://www.dailymail.co.uk/news/article-15211671/Doctor-arrested-performing-illegal-penis-enlargement-procedures-Toyota-Corolla.htmlHorrified families find NEEDLES in candy handed out in Southern town as police issue warning ahead of Halloween - https://www.dailymail.co.uk/health/article-15203187/Horrified-families-NEEDLES-candy-handed-Southern-town-police-issue-warning-ahead-Halloween.html36 Best Regional Sandwiches You Have to Try Across America - https://www.cheapism.com/regional-sandwiches-across-america/Charmin introduces 'Forever Roll' toilet paper product - https://local12.com/news/offbeat/charmin-introduces-forever-roll-toilet-paper-product-1700-sheets-last-one-month-standard-sale-soft-quality-money-back-guarantee-wipe-restroomSmart bed owners experience AWS nightmare as outage leaves them sweating and stuck in upright position - https://www.techradar.com/home/smart-home/smart-bed-owners-experience-aws-nightmare-as-outage-leaves-them-sweating-and-stuck-in-upright-positionToo burned out to travel? This new app fakes your summer vacation photos for you - https://techcrunch.com/2025/10/18/too-burned-out-to-travel-this-new-app-fakes-your-summer-vacation-photos-for-you/Orange County woman wins $11.3M in lawsuit against Target - https://www.wftv.com/news/local/florida-woman-wins-113m-lawsuit-against-target/FWGSJTVQG5C4LBLWFHDJG6SPUU/Follow The Rizzuto Show @rizzshow on all your favorite social media, including YouTube, Facebook, Twitter, Instagram, TikTok, and more. Connect with The Rizzuto Show online at 1057thepoint.com/RizzShowSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You don't need more followers or fancier gear—you need clients who value what you do. If you're tired of posting and praying, Sarah's sharing the 13 marketing moves that actually bring in premium clients. These strategies built her $3M business—and they're working for 32,000+ photographers today. In this solo episode, Sarah breaks down the exact approaches that took her from overwhelmed mom to one of America's most profitable photographers. These aren't fluff tips. They're tried-and-true strategies you can start using now, no matter your experience level. ● How to turn silent auctions into high-ROI lead machines ● The “dog whistle” marketing piece that makes right-fit clients say, “I need you!” ● Why friends and family may be your most untapped marketing goldmine If your business feels stuck—or you're ready to level up with more joy and fewer discounts—this episode is your roadmap. Take notes, take action, and start attracting clients who say yes with their hearts and wallets. RESOURCES:  Photography Business Tools to Get Started 37 CLIENTS WHO CAN HIRE YOU TODAY https://info.photographybusinessinstitute.com/37-clients-optin   INSTAGRAM – DM me “Conversation Starters” for some genuine ways to strike up a conversation about your photography business wherever you are. https://www.instagram.com/sarah.petty   FREE COPY: NEW YORK TIMES BEST SELLING BOOK FOR PHOTOGRAPHERS www.photographybusinessinstitute.com/freebook    BOUTIQUE BREAKTHROUGH – 8-WEEK WORKSHOP www.photographybusinessinstitute.com/boutiquebreakthrough   FREE FACEBOOK GROUP: Join and get my free mini-class: How I earned $1,500 per client working 16 hours a week by becoming a boutique photographer. https://www.facebook.com/groups/ditchthedigitals    YOUTUBE: Check out my latest how to videos:  https://www.youtube.com/photographybusinessinstitute   LOVE THE SHOW? Subscribe & Review on Apple Podcasts https://podcasts.apple.com/us/podcast/worth-every-penny-joycast/id1513676756

(October 022, 2025)Amy King joins Bill for Handel on the News. ICE agent wound marshal and TikTik streamer, who is charged with assault. The latest on the government shutdown. Trump's second meeting with Putin called off. This is how much it would cost to see Dodgers-Blue Jays in Toronto. The Dow hits a record as 3M, Coca-Cola and other big US stocks climb.

In this episode of The $100M Entrepreneur Podcast, Brad Sugars, founder and chairman of Action Coach, breaks down the mindset shifts required to scale from $1 million to $100 million and beyond. Discover why belief, systems, and leadership determine the true ceiling of your business, not just hustle. Brad reveals the three key thinking stages of growth: the million-dollar survival phase, the $10 million systems and leadership phase, and the $100 million vision and leverage phase. Learn how to evolve from doing the work to building people who build the business, set bold goals using the “Dream–Goal–Learn–Plan–Act” framework, and adopt an abundance mindset that attracts scale. Brad also shares hard-earned lessons on firing yourself as CEO, empowering your team, and creating a sellable, self-sustaining business. Whether you're stuck at $3M or aiming for nine figures, this episode is your blueprint for developing the $100 Million Mindset. Subscribe to The $100M Entrepreneur Podcast and start thinking at a higher level today!About Brad SugarsInternationally known as one of the most influential entrepreneurs, Brad Sugars is a bestselling author, keynote speaker, and the #1 business coach in the world. Over the course of his 30-year career as an entrepreneur, Brad has become the CEO of 9+ companies and is the owner of the multimillion-dollar franchise ActionCOACH®. As a husband and father of five, Brad is equally as passionate about his family as he is about business. That's why, Brad is a strong advocate for building a business that works without you – so you can spend more time doing what really matters to you. Over the years of starting, scaling and selling many businesses, Brad has earned his fair share of scars. Being an entrepreneur is not an easy road. But if you can learn from those who have gone before you, it becomes a lot easier than going at it alone.Please click here to learn more about Brad Sugars: https://bradsugars.com/Learn the Fundamentals of Success for free:The Big Success Starter: https://results.bradsugars.com/thebigsuccess-starter

Most small business owners have been taught to obsess over their “Ideal Client Avatar”. To name them, write their life story, and plaster their face on a mood board.But what if everything you've been taught about your ICA is… wrong?In this episode of The Opt-In Podcast, Melissa Franks breaks down why your ideal client is not:One personThe person you wish would buy from youEven you, the founder (yep, sorry) Using real examples from working with clients across industries, she reveals:✅ Why your first ICA is always a mirror of yourself and why that version must eventually die✅ Why the customers who spend the most are not always the most profitable or loyal✅ How seasonality, pricing, and product mix completely change who you should be selling to✅ The dangerous trap of “too many ICAs” and how confusion kills conversions✅ The only real way to discover your ideal clients: testing, tracking, and talking to real humansIf you've ever felt confused about who you should be marketing to, or worse, you've been selling to the wrong people, this episode will help you recalibrate your aim and finally get clarity. If you have a business that is $3M+ in annual revenue and you are struggling to grow schedule a free consultation with us at On Call COO and maybe, just maybe it's your ICA. To schedule: https://www.melissafranks.com/fractionalcooservicesConnect with Melissa: Watch the Episodes on Youtube Instagram: instagram.com/melissa_franks Schedule a call: melissafranks.com

In this episode of In-Ear Insights, the Trust Insights podcast, Katie and Chris discuss the stark reality of the future of work presented at the Marketing AI Conference, MAICON 2025. You’ll learn which roles artificial intelligence will consume fastest and why average employees face the highest risk of replacement. You’ll master the critical thinking and contextual skills you must develop now to transform yourself into an indispensable expert. You’ll understand how expanding your intellectual curiosity outside your specific job will unlock creative problem solving essential for survival. You’ll discover the massive global AI blind spot that US companies ignore and how this shifting landscape affects your career trajectory. Watch now to prepare your career for the age of accelerated automation! Watch the video here: Can’t see anything? Watch it on YouTube here. Listen to the audio here: https://traffic.libsyn.com/inearinsights/tipodcast-maicon-2025-generative-ai-for-marketers.mp3 Download the MP3 audio here. Need help with your company’s data and analytics? Let us know! Join our free Slack group for marketers interested in analytics! [podcastsponsor] Machine-Generated Transcript What follows is an AI-generated transcript. The transcript may contain errors and is not a substitute for listening to the episode. Christopher S. Penn – 00:00 In this week’s In Ear Insights, we are at the Marketing AI Conference, Macon 2025 in Cleveland with 1,500 of our best friends. This morning, the CEO of SmartRx, formerly the Marketing AI Institute, Paul Ritzer, was talking about the future of work. Now, before I go down a long rabbit hole, Dave, what was your immediate impressions, takeaways from Paul’s talk? Katie Robbert – 00:23 Paul always brings this really interesting perspective because he’s very much a futurist, much like yourself, but he’s a futurist in a different way. Whereas you’re on the future of the technology, he’s focused on the future of the business and the people. And so his perspective was really, “AI is going to take your job.” If we had to underscore it, that was the bottom line: AI is going to take your job. However, how can you be smarter about it? How can you work with it instead of working against it? Obviously, he didn’t have time to get into every single individual solution. Katie Robbert – 01:01 The goal of his keynote talk was to get us all thinking, “Oh, so if AI is going to take my job, how do I work with AI versus just continuing to fight against it so that I’m never going to get ahead?” I thought that was a really interesting way to introduce the conference as a whole, where every individual session is going to get into their soldiers. Christopher S. Penn – 01:24 The chart that really surprised me was one of those, “Oh, he actually said the quiet part out loud.” He showed the SaaS business chart: SaaS software is $500 billion of economic value. Of course, AI companies are going, “Yeah, we want that money. We want to take all that money.” But then he brought up the labor chart, which is $12 trillion of money, and says, “This is what the AI companies really want. They want to take all $12 trillion and keep it for themselves and fire everybody,” which is the quiet part out loud. Even if they take 20% of that, that’s still, obviously, what is it, $2 trillion, give or take? When we think about what that means for human beings, that’s basically saying, “I want 20% of the workforce to be unemployed.” Katie Robbert – 02:15 And he wasn’t shy about saying that. Unfortunately, that is the message that a lot of the larger companies are promoting right now. So the question then becomes, what does that mean for that 20%? They have to pivot. They have to learn new skills, or—the big thing, and you and I have talked about this quite a bit this year—is you really have to tap into that critical thinking. That was one of the messages that Paul was sharing in the keynote: go to school, get your liberal art degree, and focus on critical thinking. AI is going to do the rest of it. Katie Robbert – 02:46 So when we look at the roles that are up for grabs, a lot of it was in management, a lot of it was in customer service, a lot of it was in analytics—things that already have a lot of automation around them. So why not naturally let agentic AI take over, and then you don’t need human intervention at all? So then, where does that leave the human? Katie Robbert – 03:08 We’re the ones who have to think what’s next. One of the things that Paul did share was that the screenwriter for all of the Scorsese films was saying that ChatGPT gave me better ideas. We don’t know what those exact prompts looked like. We don’t know how much context was given. We don’t know how much background information. But if that was sue and I, his name was Paul. Paul Schrader. Yes, I forgot it for a second. If Paul Schrader can look at Paul Schrader’s work, then he’s the expert. That’s the thing that I think needed to also be underscored: Paul Schrader is the expert in Paul Schrader. Paul Schrader is the expert in screenwriting those particular genre films. Nobody else can do that. Katie Robbert – 03:52 So Paul Schrader is the only one who could have created the contextual information for those large language models. He still has value, and he’s the one who’s going to take the ideas given by the large language models and turn them into something. The large language model might give him an idea, but he needs to be the one to flush it out, start to finish, because he’s the one who understands nuance. He’s the one who understands, “If I give this to a Leonardo DiCaprio, what is he gonna do with the role? How is he gonna think about it?” Because then you’re starting to get into all of the different complexities where no one individual ever truly works alone. You have a lot of other humans. Katie Robbert – 04:29 I think that’s the part that we haven’t quite gotten to, is sure, generative AI can give you a lot of information, give you a lot of ideas, and do a lot of the work. But when you start incorporating more humans into a team, the nuance—it’s very discreet. It’s very hard for an AI to pick up. You still need humans to do those pieces. Christopher S. Penn – 04:49 When you take a look, though, at something like the Tilly Norwood thing from a couple weeks ago, even there, it’s saying, “Let’s take fewer humans in there,” where you have this completely machine generated actor avatar, I guess. It was very clearly made to replace a human there because they’re saying, “This is great. They don’t have to pay union wages. The actor never calls in sick. The actor never takes a vacation. The actor’s not going to be partying at a club unless someone makes it do that.” When we look at that big chart of, “Here’s all the jobs that are up for grabs,” the $12 trillion of economic value, when you look at that, how at risk do you think your average person is? Katie Robbert – 05:39 The key word in there is average. An average person is at risk. Because if an average person isn’t thinking about things creatively, or if they’re just saying, “Oh, this is what I have to do today, let me just do it. Let me just do the bare minimum, get through it.” Yes, that person is at risk. But someone who looks at a problem or a task that’s in front of them and thinks, “What are the five different ways that I could approach this? Let me sit down for a second, really plan it out. What am I not thinking of? What have I not asked? What’s the information I don’t have in front of me? Let me go find that”—that person is less at risk because they are able to think beyond what’s right in front of them. Katie Robbert – 06:17 I think that is going to be harder to replace. So, for example, I do operations, I’m a CEO. I set the vision. You could theoretically give that to an AI to do. I could create CEO Katie GPT. And GPT Katie could set the vision, based on everything I know: “This is the direction that your company should go in.” What that generative AI doesn’t know is what I know—what we’ve tried, what we haven’t tried. I could give it all that information and it could still say, “Okay, it sounds like you’ve tried this.” But then it doesn’t necessarily know conversations that I’ve had with you offline about certain things. Could I give it all that information? Sure. But then now I’m introducing another person into the conversation. And as predictable as humans are, we’re unpredictable. Katie Robbert – 07:13 So you might say, “Katie would absolutely say this to something.” And I’m going to look at it and go, “I would absolutely not say that.” We’ve actually run into that with our account manager where she’s like, “Well, this is how I thought you would respond. This is how I thought you would post something on social media.” I’m like, “Absolutely not. That doesn’t sound like me at all.” She’s like, “But that’s what the GPT gave me that is supposed to sound like you.” I’m like, “Well, it’s wrong because I’m allowed to change my mind. I’m a human.” And GPTs or large language models don’t have that luxury of just changing its mind and just kind of winging it, if that makes sense. Christopher S. Penn – 07:44 It does. What percentage, based on your experience in managing people, what percentage of people are that exceptional person versus the average or the below average? Katie Robbert – 07:55 A small percentage, unfortunately, because it comes down to two things: consistency and motivation. First, you have to be consistent and do your thing well all the time. In order to be consistent, you have to be motivated. So it’s not enough to just show up, check the boxes, and then go about your day, because anybody can do that; AI can do that. You have to be motivated to want to learn more, to want to do more. So the people who are demonstrating a hunger for reaching—what do they call it?—punching above their weight, reaching beyond what they have, those are the people who are going to be less vulnerable because they’re willing to learn, they’re willing to adapt, they’re willing to be agile. Christopher S. Penn – 08:37 For a while now we’ve been saying that either you’re going to manage the machines or the machines are going to manage you. And now of course we are at the point the machine is just going to manage the machines and you are replaced. Given so few people have that intrinsic motivation, is that teachable or is that something that someone has to have—that inner desire to want to better, regardless of training? Katie Robbert – 09:08 “Teachable” I think is the wrong word. It’s more something that you have to tap into with someone. This is something that you’ve talked about before: what motivates people—money, security, blah, blah, whatever, all those different things. You can say, “I’m going to motivate you by dangling money in front of you,” or, “I’m going to motivate you by dangling time off in front of you.” I’m not teaching you anything. I’m just tapping into who you are as a person by understanding your motives, what motivates you, what gets you excited. I feel fairly confident in saying that your motivations, Chris, are to be the smartest person in the room or to have the most knowledge about your given industry so that you can be considered an expert. Katie Robbert – 09:58 That’s something that you’re going to continue to strive for. That’s what motivates you, in addition to financial security, in addition to securing a good home life for your family. That’s what motivates you. So as I, the other human in the company, think about it, I’m like, “What is going to motivate Chris to get his stuff done?” Okay, can I position it as, “If you do this, you’re going to be the smartest person in the room,” or, “If you do this, you’re going to have financial security?” And you’re like, “Oh, great, those are things I care about. Great, now I’m motivated to do them.” Versus if I say, “If you do this, I’ll get off your back.” That’s not enough motivation because you’re like, “Well, you’re going to be on my back anyway.” Katie Robbert – 10:38 Why bother with this thing when it’s just going to be the next thing the next day? So it’s not a matter of teaching people to be motivated. It’s a matter of, if you’re the person who has to do the motivating, finding what motivates someone. And that’s a very human thing. That’s as old as humans are—finding what people are passionate about, what gets them out of bed in the morning. Christopher S. Penn – 11:05 Which is a complex interplay. If you think about the last five years, we’ve had a lot of discussions about things like quiet quitting, where people show up to work to do the bare minimum, where workers have recognized companies don’t have their back at all. Katie Robbert – 11:19 We have culture and pizza on Fridays. Christopher S. Penn – 11:23 At 5:00 PM when everyone wants to just— Katie Robbert – 11:25 Go home and float in that day. Christopher S. Penn – 11:26 Exactly. Given that, does that accelerate the replacement of those workers? Katie Robbert – 11:37 When we talk about change management, we talk about down to the individual level. You have to be explaining to each and every individual, “What’s in it for me?” If you’re working for a company that’s like, “Well, what’s in it for you is free pizza Fridays and funny hack days and Hawaiian shirt day,” that doesn’t put money in their bank account. That doesn’t put a roof over their head; that doesn’t put food on their table, maybe unless they bring home one of the free pizzas. But that’s once a week. What about the other six days a week? That’s not enough motivation for someone to stay. I’ve been in that position, you’ve been in that position. My first thought is, “Well, maybe stop spending money on free pizza and pay me more.” Katie Robbert – 12:19 That would motivate me, that would make me feel valued. If you said, “You can go buy your own pizza because now you can afford it,” that’s a motivator. But companies aren’t thinking about it that way. They’re looking at employees as just expendable cogs that they can rip and replace. Twenty other people would be happy to do the job that you’re unhappy doing. That’s true, but that’s because companies are setting up people to fail, not to succeed. Christopher S. Penn – 12:46 And now with machinery, you’re saying, “Okay, since there’s a failing cog anyway, why don’t we replace it with an actual cog instead?” So where does this lead for companies? Particularly in capitalist markets where there is no strong social welfare net? Yeah, obviously if you go to France, you can work a 30-hour week and be just fine. But we don’t live in France. France, if you’re hiring, we’re available. Where does it lead? Because I can definitely see one road where this leads to basically where France ended up in 1789, which is the Guillotines. These people trot out the Guillotines because after a certain point, income inequality leads to that stuff. Where does this lead for the market as you see it now? Katie Robbert – 13:39 Unfortunately, nowhere good. We have seen time and time again, as much as we want to see the best in people, we’re seeing the worst in people today, as of this podcast recording—not at Macon. These are some of the best people. But when you step outside of this bubble, you’re seeing the worst in people. They’re motivated by money and money only, money and power. They don’t care about humanity as a whole. They’re like, “I don’t care if you’re poor, get poorer, I’m getting richer.” I feel like, unfortunately, that is the message that is being sent. “If you can make a dollar, go ahead and make a dollar. Don’t worry about what that does to anybody else. Go ahead and be in it for yourself.” Katie Robbert – 14:24 And that’s unfortunately where I see a lot of companies going: we’re just in it to make money. We no longer care about the welfare of our people. I’ve talked on previous shows, on previous podcasts. My husband works for a grocery store that was bought out by Amazon a few years ago, and he’s seeing the effects of that daily. Amazon bought this grocery chain and said basically, “We don’t actually care about the people. We’re going to automate things. We’re going to introduce artificial intelligence.” They’ve gotten rid of HR. He still has to bring home a physical check because there is no one to give him paperwork to do direct deposit. Christopher S. Penn – 15:06 He’s been—ironic given the company. Katie Robbert – 15:08 And he’s been at the company for 25 years. But when they change things over, if he has an assurance question, there’s no one to go to. They probably have chatbots and an email distribution list that goes to somebody in an inbox that never. It’s so sad to see the decline based on where the company started and what the mission originally was of that company to where it is today. His suspicion—and this is not confirmed—his suspicion is that they are gearing up to sell this business, this grocery chain, to another grocery chain for profit and get rid of it. Flipping it, basically. Right now, they’re using it as a distribution center, which is not what it’s meant to be. Katie Robbert – 15:56 And now they’re going to flip it to another grocery store chain because they’ve gotten what they needed from it. Who cares about the people? Who cares about the fact that he as an individual has to work 50 hours a week because there’s nobody else? They’ve flattened the company. They’re like, “No, based on our AI scheduler, there’s plenty of people to cover all of these hours seven days a week.” And he’s like, “Yeah, you have me on there for seven of the seven days.” Because the AI is not thinking about work-life balance. It’s like, “Well, this individual is available at these times, so therefore he must be working here.” And it’s not going to do good things for people in services industries, for people in roles that cannot be automated. Katie Robbert – 16:41 So we talk about customer service—that’s picking up the phone, logging a plate—that can be automated. Walking into a brick and mortar, there are absolutely parts of it that can be automated, specifically the end purchase transaction. But the actual ordering and picking of things and preparing it—sure, you could argue that eventually robots could be doing that, but as of today, that’s all humans. And those humans are being treated so poorly. Christopher S. Penn – 17:08 So where does that end for this particular company or any large enterprise? Katie Robbert – 17:14 They really have—they have to make decisions: do they want to put the money first or the people first? And you already know what the answer to that is. That’s really what it comes down to. When it ends, it doesn’t end. Even if they get sold, they’re always going to put the money first. If they have massive turnover, what do they care? They’re going to find somebody else who’s willing to do that work. Think about all of those people who were just laid off from the white-collar jobs who are like, “Oh crap, I still have a mortgage I have to pay, I still have a family I have to feed. Let me go get one of those jobs that nobody else is now willing to do.” Katie Robbert – 17:51 I feel like that’s the way that the future of work for those people who are left behind is going to turn over. Katie Robbert – 17:59 There’s a lot of people who are happy doing those jobs. I love doing more of what’s considered the blue-collar job—doing things manually, getting their hands in it, versus automating everything. But that’s me personally; that’s what motivates me. That I would imagine is very unappealing to you. Not that for almost. But if cooking’s off the table, there’s a lot of other things that you could do, but would you do them? Katie Robbert – 18:29 So when we talk about what’s going to happen to those people who are cut and left behind, those are the choices they’re going to have to make because there’s not going to be more tech jobs for them to choose from. And if you are someone in your career who has only ever focused on one thing, you’re definitely in big trouble. Christopher S. Penn – 18:47 Yeah, I have a friend who’s a lawyer at a nonprofit, and they’re like, “Yeah, we have no funding anymore, so.” But I can’t pick up and go to England because I can’t practice law there. Katie Robbert – 18:59 Right. I think about people. Forever, social media was it. You focus on social media and you are set. Anybody will hire you because they’re trying to learn how to master social media. Guess where there’s no jobs anymore? Social media. So if all you know is social media and you haven’t diversified your skill set, you’re cooked, you’re done. You’re going to have to start at ground zero entry level. If there’s that. And that’s the thing that’s going to be tough because entry-level jobs—exactly. Christopher S. Penn – 19:34 We saw, what was it, the National Labor Relations Board publish something a couple months ago saying that the unemployment rate for new college graduates is something 60% higher than the rest of the workforce because all the entry-level jobs have been consumed. Katie Robbert – 19:46 Right. I did a talk earlier this year at WPI—that’s Worcester Polytech in Massachusetts—through the Women in Data Science organization. We were answering questions basically like this about the future of work for AI. At a technical college, there are a lot of people who are studying engineering, there are a lot of people who are studying software development. That was one of the first questions: “I’m about to get my engineering degree, I’m about to get my software development degree. What am I supposed to do?” My response to that is, you still need to understand how the thing works. We were talking about this in our AI for Analytics workshop yesterday that we gave here at Macon. In order to do coding in generative AI effectively, you have to understand the software development life cycle. Katie Robbert – 20:39 There is still a need for the expertise. People are asking, “What do I do?” Focus on becoming an expert. Focus on really mastering the thing that you’re passionate about, the thing that you want to learn about. You’ll be the one teaching the AI, setting up the AI, consulting with the people who are setting up the AI. There’ll be plenty of practitioners who can push the buttons and set up agents, but they still need the experts to tell them what it’s supposed to do and what the output’s supposed to be. Christopher S. Penn – 21:06 Do you see—this is kind of a trick question—do you see the machines consuming that expertise? Katie Robbert – 21:15 Oh, sure. But this is where we go back to what we were talking about: the more people, the more group think—which I hate that term—but the more group think you introduce, the more nuanced it is. When you and I sit down, for example, when we actually have five minutes to sit down and talk about the future of our business, where we want to go or what we’re working on today, the amount of information we can iterate on because we know each other so well and almost don’t have to speak in complete sentences and just can sort of pick up what the other person is thinking. Or I can look at something you’re writing and say, “Hey, I had an idea about that.” We can do that as humans because we know each other so well. Katie Robbert – 21:58 I don’t think—and you’re going to tell me this is going to happen—unless we can actually plug or forge into our brains and download all of the things. That’s never going to happen. Even if we build Katie GPT and Chris GPT and have them talk to each other, they’re never going to brainstorm the way you and I brainstorm in real life. Especially if you give me a whiteboard. I’m good. I’m going to get so much done. Christopher S. Penn – 22:25 For people who are in their career right now, what do they do? You can tell somebody, “You need to be a good critical thinker, a creative thinker, a contextual thinker. You need to know where your data lives and things like that.” But the technology is advancing at such a fast rate. I talk about this in the workshops that we do—which, by the way, Trust Insights is offering workshops at your company, if we like one. But one of the things to talk about is, say, with the model’s acceleration in terms of growth, they’re growing faster than any technology ever has. They went from face rolling idiot in 2023 right to above PhD level in everything two years later. Christopher S. Penn – 23:13 So the people who, in their career, are looking at this, going, “It’s like a bad Stephen King movie where you see the thing coming across the horizon.” Katie Robbert – 23:22 There is no such thing as a bad Stephen King movie. Sometimes the book is better, but it’s still good. But yes, maybe *Creepshow*. What do you mean in terms of how do they prepare for the inevitable? Christopher S. Penn – 23:44 Prepare for the inevitable. Because to tell somebody, “Yeah, be a critical thinker, be a contextual thinker, be a creative thinker”—that’s good in the abstract. But then you’re like, “Well, my—yeah, my—and my boss says we’re doing a 10% headcount reduction this week.” Katie Robbert – 24:02 This is my personal way of approaching it: you can’t limit yourself to just go, “Okay, think about it. Okay, I’m thinking.” You actually have to educate yourself on a variety of different things. I am a voracious reader. I read all the time when I’m not working. In the past three weeks, I’ve read four books. And they’re not business books; they are fiction books and on a variety of things. But what that does is it keeps my brain active. It keeps my brain thinking. Then I give myself the space and time. When I walk my dog, I sort of process all of it. I think about it, and then I start thinking about, “What are we doing as our company today?” or, “What’s on the task list?” Katie Robbert – 24:50 Because I’ve expanded my personal horizons beyond what’s right in front of me, I can think about it from the perspective of other people, fictional or otherwise, “How would this person approach it?” or, “What would I do in that scenario?” Even as I’m reading these books, I start to think about myself. I’m like, “What would I do in that scenario? What would I do if I was finding myself on a road trip with a cannibal who, at the end of the road trip, was likely going to consume all of me, including my bones?” It was the last book I read, and it was definitely not what I thought I was signing up for. But you start to put yourself in those scenarios. Katie Robbert – 25:32 That’s what I personally think unlocks the critical thinking, because you’re not just stuck in, “Okay, I have a math problem. I have 1 + 1.” That’s where a lot of people think critical thinking starts and ends. They think, “Well, if I can solve that problem, I’m a critical thinker.” No, there’s only one way to solve that problem. That’s it. I personally would encourage people to expand their horizons, and this comes through having hobbies. You like to say that you work 24/7. That’s not true. You have hobbies, but they’re hobbies that help you be creative. They’re hobbies that help you connect with other people so that you can have those shared experiences, but also learn from people from different cultures, different backgrounds, different experiences. Katie Robbert – 26:18 That’s what’s going to help you be a stronger, fitable thinker, because you’re not just thinking about it from your perspective. Christopher S. Penn – 26:25 Switching gears, what was missing, what’s been missing, and what is absent from this show in the AI space? I have an answer, but I want to hear yours. Katie Robbert – 26:36 Oh, boy. Really putting me on the spot here. I know what is missing. I don’t know. I’m going to think about it, and I am going to get back to you. As we all know, I am not someone who can think on my feet as quickly as you can. So I will take time, I will process it, but I will come back to you. What do you think is missing? Christopher S. Penn – 27:07 One of the things that is a giant blind spot in the AI space right now is it is a very Western-centric view. All the companies say OpenAI and Anthropic and Google and Meta and stuff like that. Yet when you look at the leaderboards online of whose models are topping the charts—Cling Wan, Alibaba, Quinn, Deepseek—these are all Chinese-made models. If you look at the chip sets being used, the government of China itself just issued an edict: “No more Nvidia chips. We are going to use Huawei Ascend 920s now,” which are very good at what they do. And the Chinese models themselves, these companies are just giving them away to the world. Christopher S. Penn – 27:54 They’re not trying to lock you in like a ChatGPT is. The premise for them, for basically the rest of the world that is in America, is, “Hey, you could take American AI where you’re locked in and you’re gonna spend more and more money, or here’s a Chinese model for free and you can build your national infrastructure on the free stuff that we’re gonna give you.” I’ve seen none of that here. That is completely absent from any of the discussions about what other nations are doing with AI. The EU has Mistral and Black Forest Labs, Sub-Saharan Africa has Lilapi AI. Singapore has Sea Lion, Korea has LG, the appliance maker, and their models. Of course, China has a massive footprint in the space. I don’t see that reflected anywhere here. Christopher S. Penn – 28:46 It’s not in the conversations, it’s not in the hallways, it’s not on stage. And to me, that is a really big blind spot if you think—as many people do—that that is your number one competitor on the world stage. Katie Robbert – 28:57 Why do you think? Christopher S. Penn – 29:01 That’s a very complicated question. But it involves racism, it involves a substantial language barrier, it involves economics. When your competitor is giving away everything for free, you’re like, “Well, let’s just pretend they’re not there because we don’t want to draw any attention to them.” And it is also a deep, deep-seated fear. When you look at all of the papers that are being submitted by Google and Facebook and all these other different companies and you look at the last names of the principal investigators and stuff, nine out of 10 times it’s a name that’s coded as an ethnic Chinese name. China produces more PhDs than I think America produces students, just by population dynamics alone. You have this massive competitor, and it almost feels like people just want to put their heads in the sand and say they’re not there. Christopher S. Penn – 30:02 It’s like the boogeyman, they’re not there. And yet if we’re talking about the deployment of AI globally, the folks here should be aware that is a thing that is not just the Sam Alton Show. Katie Robbert – 30:18 I think perhaps then, as we’re talking about the future of work and big companies, small companies, mid-sized companies, this goes sort of back to what I was saying: you need to expand your horizons of thinking. “Well, we’re a domestic company. Why do I need to worry about what China’s doing?” Take a look at your tech stack, and where are those software packages created? Who’s maintaining them? It’s probably not all domestic; it’s probably more of a global firm than you think you are. But we think about it in terms of who do we serve as customers, not what we are using internally. We know people like Paul has talked about operating systems, Ginny Dietrich has talked about operating systems. Katie Robbert – 31:02 That’s really sort of where you have to start thinking more globally in terms of, “What am I actually bringing into my organization?” Not just my customer base, not just the markets that I’m going after, not just my sales team territories, but what is actually powering my company. That’s, I think, to your point—that’s where you can start thinking more globally even if your customer base isn’t global. That might theoretically help you with that critical thinking to start expanding beyond your little homogeneous bubble. Christopher S. Penn – 31:35 Even something like this has been a topic in the news recently. Rare earth minerals, which are not rare, they’re actually very commonplace. There’s just not much of them in any one spot. But China is the only economy on the planet that has figured out how to industrialize them safely. They produce 85% of it on the planet. And that powers your smartphone, that powers your refrigerator, your car and, oh by the way, all of the AI chips. Even things like that affect the future of work and the future of AI because you basically have one place that has a monopoly on this. The same for the Netherlands. The Netherlands is the only country on the planet that produces a certain kind of machine that is used to create these chips for AI. Christopher S. Penn – 32:17 If that company goes away or something, the planet as a whole is like, “Well, I figured they need to come up with an alternative.” So to your point, we have a lot of these choke points in the AI value chain that could be blockers. Again, that’s not something that you hear. I’ve not heard that at any conference. Katie Robbert – 32:38 As we’re thinking about the future of work, which is what we’re talking about on today’s podcast at Macon, 1,500 people in Cleveland. I guarantee they’re going to do it again next year. So if you’re not here this year, definitely sign up for next year. Take a look at the Smarter X and their academy. It’s all good stuff, great people. I think—and this was the question Paul was asking in his keynote—”Where do we go from here?” The— Katie Robbert – 33:05 The atmosphere. Yes. We don’t need—we don’t need to start singing. I do not need. With more feeling. I do get that reference. You’re welcome. But one of the key takeaways is there are more questions than answers. You and I are asking each other questions, but there are more questions than answers. And if we think we have all of the answers, we’re wrong. We have the answers that are sufficient enough for today to keep our business moving forward. But we have to keep asking new questions. That also goes into that critical thinking. You need to be comfortable not knowing. You need to be comfortable asking questions, and you need to be comfortable doing that research and seeking it out and maybe getting it wrong, but then continuing to learn from it. Christopher S. Penn – 33:50 And the future of work, I mean, it really is a very cloudy crystal wall. We have no idea. One of the things that Paul pointed out really well was you have different scaling laws depending on where you are in AI. He could have definitely spent some more time on that, but I understand it was a keynote, not a deep dive. There’s more to that than even that. And they do compound each other, which is what’s creating this ridiculously fast pace of AI evolution. There’s at least one more on the way, which means that the ability for these tools to be superhuman across tasks is going to be here sooner than people think. Paul was saying by 2026, 2027, that’s what we’ll start to see. Robotics, depends on where you are. Christopher S. Penn – 34:41 What’s coming out of Chinese labs for robots is jaw dropping. Katie Robbert – 34:45 I don’t want to know. I don’t want to know. I’ve seen *Ex Machina*, and I don’t want to know. Yeah, no. To your point, I think a lot of people bury their head in the sand because of fear. But in order to, again, it sort of goes back to that critical thinking, you have to be comfortable with the uncomfortable. I’m sort of joking: “I don’t want to know. I’ve seen *Ex Machina*.” But I do want to know. I do need to know. I need to understand. Do I want to be the technologist? No. But I need to play with these tools enough that I feel I understand how they work. Yesterday I was playing in Opal. I’m going to play in N8N. Katie Robbert – 35:24 It’s not my primary function, but it helps me better understand where you’re coming from and the questions that our clients are asking. That, in a very simple way to me, is the future of work: that at least I’m willing to stretch myself and keep exploring and be uncomfortable so that I can say I’m not static. Christopher S. Penn – 35:46 I think one of the things that 3M was very well known for in the day was the 20% rule, where an employee, as part of their job, could have 20% of the time just work on side projects related to the company. That’s how Post-it Notes got invented, I think. I think in the AI forward era that we’re in, companies do need to make that commitment again to the 20% rule. Not necessarily just messing around, but specifically saying you should be spending 20% of your time with AI to figure out how to use it, to figure out how to do some of those tasks yourself, so that instead of being replaced by the machine, you’re the one who’s at least running the machine. Because if you don’t do that, then the person in the next cubicle will. Christopher S. Penn – 36:33 And then the company’s like, “Well, we used to have 10 people, we only need two. And you’re not one of the two who has figured out how to use this thing to do that. So out you go.” Katie Robbert – 36:41 I think that was what Paul was doing in his AI for Productivity workshop yesterday, was giving people the opportunity to come up with those creative ideas. Our friend Andy Crestadino was relaying a story yesterday to us of a very similar vein where someone was saying, “I’ll give you $5,000. Create whatever you want.” And the thing that the person created was so mind-blowing and so useful that he was like, “Look what happens when I just let people do something creative.” But if we bring it sort of back whole circle, what’s the motivation? Why are people doing it in the first place? Katie Robbert – 37:14 It has to be something that they’re passionate about, and that’s going to really be what drives the future of work in terms of being able to sustain while working alongside AI, versus, “This is all I know how to do. This is all I ever want to know how to do.” Yes, AI is going over your job. Christopher S. Penn – 37:33 So I guess wrapping up, we definitely want you thinking creatively, critically, contextually. Know where your data is, know where your ideas come from, broaden your horizons so that you have more ideas, and be able to be one of the people who knows how to call BS on the machines and say, “That’s completely wrong, ChatGPT.” Beyond that, everyone has an obligation to try to replace themselves with the machines before someone else does it to you. Katie Robbert – 38:09 I think again, to plug Macon, which is where we are as we’re recording this episode, this is a great starting point for expanding your horizons because the amount of people that you get to network with are from different companies, different experiences, different walks of life. You can go to the sessions, learn it from their point of view. You can listen to Paul’s keynote. If you think you already know everything about your job, you’re failing. Take the time to learn where other people are coming from. It may not be immediately relevant to you, but it could stick with you. Something may resonate, something might spark a new idea. Katie Robbert – 38:46 I feel like we’re pretty far along in our AI journey, but in sitting in Paul’s keynote, I had two things that stuck out to me: “Oh, that’s a great idea. I want to go do that.” That’s great. I wouldn’t have gotten that otherwise if I didn’t step out of my comfort zone and listen to someone else’s point of view. That’s really how people are going to grow, and that’s that critical thinking—getting those shared experiences and getting that brainstorming and just community. Christopher S. Penn – 39:12 Exactly. If you’ve got some thoughts about how you are approaching the future of work, pop on by our free Slack group. Go to trust insights AI analysts for marketers, where you and over 4,500 other marketers are asking and answering each other’s questions every single day. Wherever you watch or listen to the show, if there’s a channel you’d rather have it on instead, go to Trust Insights AI Ti Podcast, where you can find us all the places fine podcasts are served. Thanks for tuning in. I’ll talk to you on the next one. Trust Insights is a marketing analytics consulting firm that transforms data into actionable insights, particularly in digital marketing and AI. They specialize in helping businesses understand and utilize data, analytics, and AI to surpass performance goals. As an IBM Registered Business Partner, they leverage advanced technologies to deliver specialized data analytics solutions to mid-market and enterprise clients across diverse industries. Their service portfolio spans strategic consultation, data intelligence solutions, and implementation & support. Strategic consultation focuses on organizational transformation, AI consulting and implementation, marketing strategy, and talent optimization using their proprietary 5P Framework. Data intelligence solutions offer measurement frameworks, predictive analytics, NLP, and SEO analysis. Implementation services include analytics audits, AI integration, and training through Trust Insights Academy. Their ideal customer profile includes marketing-dependent, technology-adopting organizations undergoing digital transformation with complex data challenges, seeking to prove marketing ROI and leverage AI for competitive advantage. Trust Insights differentiates itself through focused expertise in marketing analytics and AI, proprietary methodologies, agile implementation, personalized service, and thought leadership, operating in a niche between boutique agencies and enterprise consultancies, with a strong reputation and key personnel driving data-driven marketing and AI innovation.

In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Lea Oetjen über glanzlose Zeiten für Edelmetalle, ein Mega-Plus bei General Motors und das Drama um Novo Nordisk. Außerdem geht es um: Apple, Newmont Mining, Warner Bros Discovery, 3M, GE Aerospace, RTX, Lockheed Martin, MTU, Airbus, Adidas, Coca-Cola, Alphabet, Palantir, Nvidia, Eli Lilly, BP, Johnson Matthey, WPP, Rolls-Royce, BAE Systems, Unilever, British American Tobacco, HSBC, Lloyds, iShares Core FTSE 100 UCITS ETF GBP (WKN: 552752), Amundi Core FTSE 100 Swap UCITS ETF (WKN: LYX0XR). Unter diesem Link könnt ihr euch kostenlos für die Masterclass anmelden: https://form.jotform.com/Product_Unit/masterclass-risiko Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Carl Quintanilla, Jim Cramer and David Faber discussed breaking news from David: Warner Bros. Discovery has initiated a process to sell the company — and that Netflix and Comcast are among the interested parties. General Motors shares surged on a Q3 beat and raised full-year guidance. Earnings winners include Coca-Cola, 3M and GE Aerospace.  David interviewed Starboard Value CEO Jeff Smith at the 13D Monitor Active-Passive Investor Summit. The activist investor discussed companies including Tylenol maker Kenvue, of which Smith is a board member. Also in focus: Apple $4 trillion watch, Disney+ cancellations, what Goldman Sachs CEO David Solomon told CNBC about the credit cycle.Disclosure: Comcast is the parent company of NBCUniversal, which owns CNBC.Versant would become the new parent company of CNBC upon Comcast's planned spinoff of Versant.Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Dow Jones Industrial Average rose as investors digested a number of earnings reports including those from Coca-Cola and 3M, Fellow old economy stock General Motors soared 14 percent after it hiked its guidance for the full year and topped estimates, More on the last Pints and Portfolios on Sunday October 26th 11am to 1pm in Berkeley with Rob Black and EP Wealth Advisors

Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: joinhampton.comMost founders start their restaurants in the red. Guy Allen did the opposite, turning a 12-seat sushi bar into a $3M business with lines out the door and plans for a $50M exit. He's the founder proving restaurants can scale – if you treat them like startups.Here's what we talk about:Leaving real estate tech after a decade to start over in foodTurning a sushi photography hobby into a six-figure uni import businessWhy importing sea urchin taught him everything about supply chainsHow Sendo became one of NYC's busiest sushi spots – with zero marketing spendThe “three ingredients” behind every successful restaurant: food, location, brandWhy most chefs fail at business, and why one restaurant alone is a bad betThe real margins of restaurants (and what “good” actually looks like)How restaurant investing and profit-sharing actually workThe surprising scalability of sushi, and how he plans to reach 40 locationsBuilding publicly in an industry famous for secrecyCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Sendo https://www.sendo.nyc/ Sponsors:Get your app built at https://zeroqode.com/?ref=moneywiseBuild web apps quickly with https://bubble.io/Achieve your dream body with https://www.dailybodycoach.com/moneywiseProtect your upside and get your time back at https://www.cressetcapital.com/moneywiseChapters:00:00 - The Harsh Reality of Restaurant Ownership00:43 - The Sushi Business Model and Guy's Background01:35 - Guy's Pivot from Real Estate Tech to Sushi02:56 - From Sushi Hobby to Social Media Platform05:44 - Importing Uni: Economics and Challenges10:11 - Sushi Quality, Branding, and Market Positioning13:22 - Why Premium Sushi Doesn't Scale14:47 - Transition from Importing to Restaurant Ownership16:51 - Why Most Restaurants Fail: The Role of Branding18:44 - Building a Restaurant Brand and Early Success22:56 - Financing and Structuring Growth27:27 - The Surprising Upsides of the Restaurant Business29:54 - Scaling to 40 Restaurants and a $50M Exit33:49 - The Need for Transparency in the Restaurant Industry This podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Harry MortonFounder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.Co-parents a cow named Eliza.

MRKT Matrix - Tuesday, October 21st Dow sets new record close just below 47,000 on strong Coca-Cola, 3M earnings (CNBC) Trump Sees Successful Xi Meeting, But Allows It Might Not Happen (Bloomberg) OpenAI launches an AI-powered browser: ChatGPT Atlas (TechCrunch) Apple's Planned Foldable iPad With 18-inch Screen Hits Development Snags (Bloomberg) Amazon Plans to Replace More Than Half a Million Jobs With Robots (NYTimes) Alibaba Cloud claims to slash Nvidia GPU use by 82% with new pooling system (South Morning China Post) Warner Bros. Weighs Sale With Netflix, Comcast Eyeing Assets (Bloomberg) --- Subscribe to our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://riskreversalmedia.beehiiv.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs

We've all seen the difference between employees who are simply compliant and those who are truly invested and driven by commitment. In this episode, we tackle the core issue head-on: how to foster deep, lasting employee motivation by connecting daily work to a larger, meaningful business purpose. Learn the practical steps—like the famous 3M innovation rule—to weave your purpose into daily operations, turning staff into proactive innovators. You'll hear why creating a culture where people feel safe to share their most "ridiculous ideas" is essential for creativity to explode.  Finally, we share the ultimate act of compassionate leadership: listening to an employee's personal life goals. Even if that alignment process means a hard conversation or a "goodbye," honoring the whole person is the key to building a high-performing, genuinely loyal team. Tune in to discover how to set the thermostat for a thriving culture where everyone rises together.

The Dow Jones Industrial Average rose as investors digested a number of earnings reports including those from Coca-Cola and 3M, Fellow old economy stock General Motors soared 14 percent after it hiked its guidance for the full year and topped estimates, More on the last Pints and Portfolios on Sunday October 26th 11am to 1pm in Berkeley with Rob Black and EP Wealth AdvisorsSee omnystudio.com/listener for privacy information.

European bourses are mixed and have traded choppy throughout the morning; US equity futures are modestly lower, ahead of a slew of earnings.DXY is underpinned by the downbeat risk tone and easing credit concerns; JPY underperforms as Takaichi becomes Japanese PM.Global fixed paper are bid amid the softer risk tone and reports around AA rating criteria.Metals sell off as “debasement trade” loses momentum; Crude is essentially flat in choppy trade.Looking ahead, Canadian CPI (Sep), NBH Policy Announcement, CCP 4th Plenum (20th-23rd), Speakers including ECB's Nagel & Lagarde, Fed's Waller, BoE's Bailey & BreedenEarnings from Netflix, Intuitive, Texas Instruments, Capital One Financial, Coca-Cola, GE Aerospace, Elevance Health, Lockheed Martin, Philip Morris, RTX, General Motors, 3M, Nasdaq & Danaher.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

APAC stocks took their cues from the rally on Wall Street as the focus remained on US-China trade with some optimism following US President Trump's comments in which he stated that China has been respectful of them.US President Trump continued to tout a November 1st deadline for additional tariffs, he also reaffirmed that he will be meeting with Chinese President Xi and thinks they will reach a 'fantastic deal'.Japanese LDP leader Takaichi won the lower house vote (237 votes out of 465-seats) to become Japan's first female PM, as expected.European equity futures indicate a modestly positive cash market open with Euro Stoxx 50 futures up 0.1% after the cash market closed with gains of 1.3% on Monday.Looking ahead, highlights include UK PSNB (Sep), Canadian CPI (Sep), NBH Policy Announcement, CCP 4th Plenum (20th-23rd), Speakers including ECB's Nagel, Lane & Lagarde, Fed's Waller, BoE's Bailey & Breeden, Supply from UK & Germany,Earnings from Netflix, Intuitive, Texas Instruments, Capital One Financial, Coca-Cola, GE Aerospace, Elevance Health, Lockheed Martin, Philip Morris, RTX, General Motors, 3M, Nasdaq & Danaher.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In this episode of The Responsive Lab, hosts Carly Berna and Scott Holthaus sit down with capital campaign expert Amy Eisenstein of Capital Campaign Pro to demystify one of the most ambitious and often misunderstood fundraising tools in a nonprofit's playbook: the capital campaign. Amy shares her journey from development director to co-founder of a firm that has guided hundreds of organizations through campaigns ranging from $3M to $150M. You'll learn the key elements of a successful campaign, including when to launch, who should consider one, how to engage donors, and why feasibility studies aren't about saying “no,” they're about choosing the right path forward. This episode includes practical advice, like: Why your internal team shouldn't carry a campaign alone How feasibility studies help you plan, not pause What stewardship looks like during a multi-year fundraising effort How technology can reduce burnout and elevate donor engagement Why donor joy and fundraisers' happiness habits matter in long campaigns Links from the episode: Listen to the All About Capital Campaigns podcast Learn more about Capital Campaign Pro Learn more about Virtuous at virtuous.org/learnmore and download your free Nonprofit CRM Checklist at virtuous.org/crmchecklist

An investor said they lost $3M of XRP from a cold wallet. A long-time XRP investor claimed to have lost $3 million worth of tokens from cold wallet maker Ellipal's mobile app. Will they be able to recover the funds and can cold wallets still be trusted? CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - Bridge simplifies global money movement. As the leading stablecoin issuance and orchestration platform, Bridge abstracts away blockchain complexity so businesses can seamlessly move between fiat and stablecoins. From payroll providers and remittance companies to neobanks and treasury teams, Bridge powers payments, savings, and stablecoin issuance for thousands – like Shopify, Metamask, Remitly, and more. URL: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://hubs.ly/Q03KGbRK0⁠⁠⁠⁠⁠⁠⁠⁠⁠ - OwlTing (Nasdaq: OWLS) is building invisible rails for global payments. With OwlPay, businesses and users can bridge fiat and stablecoins, send money instantly across borders, and access stablecoin checkout at lower costs. Licensed worldwide, OwlTing delivers secure, compliant, and regulated infrastructure for the digital economy. Learn more at ⁠⁠owlting.com⁠⁠. - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Ever feel like you're on the real estate hamster wheel — earning big commissions that disappear just as fast? In this episode, David sits down with Phil Greely, a Seattle agent who finally broke that cycle by building his own rental portfolio. Phil explains how Seattle's unique housing laws opened the door for him to turn one property into multiple income streams — including a $1.3M deal — and how he's using real estate investing to buy back his time and create lasting freedom. KEY TALKING POINTS:0:00 - Intro0:10 - An Overview Of Phil Greely's Real Estate Career5:21 - An Example Of The The Numbers On One Of His Deals8:13 - Lessons He Learned12:24 - How They're Approaching Construction16:20 - The Real Estate Opportunity In Seattle Right Now19:05 - How Being An Agent Helped Him Start Investing24:00 - How He Finds His Deals27:20 - His Goals Right Now31:04 - What Phil Hopes To Learn At The Springboard Event37:42 - The Podcast He Used To Do38:29 - Where To Find Phil39:13 - Outro LINKS:Instagram: Phil Greelyhttps://www.instagram.com/phil.greely/ Facebook: Phil Greelyhttps://www.greelygroup.com/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

Finance doesn't have to be a mystery—it can be your greatest advantage. In this episode of the Machine Shop MBA series, we sit down with Jon Hughes, Erik Skie, and Mike Estes from CliftonLarsonAllen (CLA) to unpack the financial principles that separate high-performing shops from those that just get by. Together, they dig into how manufacturers can transform their accounting systems from mere compliance tools into strategic assets that fuel growth. From understanding capacity and pricing to mastering forecasting and job costing, this conversation bridges the gap between the shop floor and the balance sheet. CLA's experts explain why simplicity often beats complexity, how to avoid “bad business” when chasing volume, and why aligning cost structure with capacity utilization is the secret to consistent profitability. They also explore how automation and advanced equipment investments change the financial equation, why separating costing from pricing is essential, and how the best-run shops use forecasting not just to plan—but to learn. Whether you're running a $3M job shop or a $30M operation, this episode gives you the tools to make smarter financial decisions and build long-term resilience. Segments (1:03) Recapping Nick's trip to EMO in Germany (1:52) Meet the guests: Jon Hughes, Erik Skie, and Mike Estes from CLA (4:38) Grow your top and bottom-line with CLA (7:06) Keep it simple: Capacity vs. demand (the key to unlocking consistent profitability) (9:19) Why labor is effectively a fixed cost in modern manufacturing (12:21) When increasing capacity is a smart risk and when it's not (15:08) Activity-based costing and why not all machines should share the same rate (16:38) Why we love Phoenix Heat Treating for outside processing (17:47) How to price automation and capture its true value (20:30) Separating cost from price & matching pricing strategy to niche and capacity (25:06) The danger of underutilized automation and inflated rates (27:09) How customer communication improves quoting accuracy and margins (28:38) The “death spiral” of bad quoting assumptions (30:57) Understanding your cost structure vs. chasing perfect accuracy (32:46) Material-heavy jobs, overhead allocation, and avoiding double-dipping (35:25) Demystifying EDM technology with Methods Machine Tools Bill Burba (49:17) Forecasting and budgeting: why they matter beyond the numbers (52:35) Linking your business model to your P&L for smarter decision-making (54:23) How to use forecasting to test your assumptions (56:05) Killing unprofitable jobs (“deselecting customers”) and improving mix (1:01:10) Meet us at Top Shops 2025 in Charlotte, NC Resources mentioned on this episode Grow your top and bottom-line with CLA Why we love Phoenix Heat Treating for outside processing Get more information about EDM technology from Methods Machine Tools Business Model Canvas Meet us at Top Shops 2025 in Charlotte, NC Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Linktree: ⁠https://linktr.ee/Analytic⁠Join The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: ⁠https://ow.ly/msoH50WCu0K⁠Dive into the meteoric ascent of Jere Klein and Katteyes' "Todo K Ver" in this Analytic Dreamz segment on Notorious Mass Effect. Dropped August 13, 2025, this reggaetón-trap gem—produced by Mateo on the Beatz—delves into the clash of fleeting glances and real bonds, with lines like "Sé que todo entra por la vista / Y yo estoy harto de lo superficial" nodding to Myke Towers' "Piensan."Chilean sensations Jere Klein (born 2006, fresh off 2024's Énfasis EP) and Katteyes (2004, Instagram queen with 1M+ followers) deliver their third duet, amplifying the chemistry from "Báilame Así." No promo budget needed: 45M+ Spotify streams by Oct. 17, #3 Chile Top 50 peak, #12 Global Viral 50. YouTube's at 2.5M views; TikTok edits spark 15M weekly mobile plays (70% share).65% female, 18-24 demo dominates, with Chile-Spain fans (55%) and Madrid virality boosting EU by 25%. Daily streams doubled post-video to 5M, holding 3M weekly. Analytic Dreamz unpacks the 60% Spotify dominance, 85% streaming shift, and how this dance-floor confessional redefines Latin urban for 2025's youth wave.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Gov. Tim Walz says Minnesota is starting to feel the impacts of the federal government shutdown. A northern Minnesota tribe is suing 3M over pollution from "forever chemicals."And wildland firefighting crews continue working to fully contain the Crosby Fire burning in a remote part of a state park on the North Shore.

In this episode of Next Level Pros, hosts dive into an eye-opening conversation with Elaine and Todd, co-founders of Mainstream Electric, Heating, Cooling & Plumbing. After spending over 15 years stuck at $3 million in annual revenue, they made a powerful decision—to get out of their own way.By confronting ego, redefining success, and seeking mentorship through Nexstar Network, Elaine and Todd transformed both their mindset and their company. The result? A thriving $20 million business that attracted private equity buyers—and a journey that redefined what “winning” truly means.This is a story of humility, discipline, and the courage to evolve.

A $12M revenue, $3.8M EBITDA “Project Lucid” branded inspection device distributor sparks heated debate on IP risk, exclusivity with its manufacturer, and the eyebrow-raising $5M liquid funds buyer requirement.Business Listing – https://www.caldergr.com/business-listing/306-project-lucid-branded-inspection-device-company/#inquireWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.