Podcasts about 3M

From assisted living to luxury living—this investor knows how to turn vision into value. He's turned a $3M facility into a $30M boutique resort, built multifamily projects worth over $12M, and even landed a New York Times feature. Now he's looking to JV, advise, and share the pie—bring a good deal, and let's win together!

Wednesday, June 18th, 2025Today, the 9th Circuit heard arguments over Trump's National Guard deployment to California; a federal judge has blocked Trump's passport policy targeting transgender people; Trump has left the G7 early to return to Washington as he tells everyone to evacuate Tehran; a counter protester arrested at Nashville's No Kings march has been hit with gun charges; Senator Mike Lee has taken down his tweets about the Minnesota assassin after being confronted by Senators Tina Smith and Amy Klobuchar; New York mayoral candidate Brad Lander has been arrested by ICE on trumped up charges of assaulting an agent; a federal judge has held the Florida Attorney General in civil contempt; for the second time the Government Accountability Office has found the Trump administration illegally impounded funds; the NAACP is refusing to invite the president to their annual convention for the first time in its 116 year history; Trump reverses course on arresting migrants at farms and hotel; Mike Lindell has to pay $2.3M for defaming the Dominion Voting CEO; and Allison and Dana deliver your Good News. MSW Media, Blue Wave California Victory Fund | ActBlueAllison Gill Live With Adam Klasfeld | muellershewrote.comCheck out Dana's social media campaign highlighting LGBTQ+ heroes every day during Pride Month -  Dana Goldberg (@dgcomedy.bsky.social)Guest: Phil Williams@philinvestigates.com - BlueSky, @PhilNvestigates - Twitter , News Channel 5PhilInvestigates.com Guest: Sara JacobsU.S. Congresswoman Sara Jacobs | CA 51st District@RepSaraJacobs • Blue Sky, @repsarajacobs • Instagram, @RepSaraJacobs • Twitter StoriesUS judge blocks Trump passport policy targeting transgender people | ReutersBrad Lander, NYC Mayoral Candidate, Arrested by ICE Agents at Immigration Courthouse | The New York TimesTrump calls for Iran's 'unconditional surrender' as Israel-Iran air war rages on | ReutersTrump officials reverse guidance exempting farms, hotels from immigration raids | The Washington PostWatchdog Finds Trump Administration Broke Law by Withholding Library Funds | The New York TimesDonald Trump is the first president in 116 years to not be invited to the NAACP convention | PBS NewsJudge finds Florida attorney general in contempt of court for flouting immigration order | Miami HeraldGood Trouble: We have another snitch line! This one aims to “save the military from woke culture.” So please, from an anonymous proton mail account, reach out to tips@restorethemilitary.com and let them know how you feel about having a makeup studio for Pete Hegseth inside the Pentagon and how woke that is. Or you can tell them about the outstanding service of transgender troops in the military.Proton Mail: Get a free email account with privacy and encryptionFind Upcoming Demonstrations And Actions50501 MovementNoKings.orgIndivisible.orgFederal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. From The Good NewsDana Goldberg (@dgcomedy.bsky.social)‘No Kings' Protest in State College Draws Hundreds | StateCollege.com'No Kings' protest in Oshkosh draws 1,500 as rallies also planned in Manitowoc, Sheboygan | the northwestern.com Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Federal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen.Share your Good News or Good TroubleMSW Good News and Good Trouble Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Substack|Muellershewrote, BlueSky|@muellershewrote , Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, Twitter|@MuellerSheWrote,Dana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/Patreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

“If you are broke, you have to rely on daddy government.”  True masculinity isn't accidental—it's built. And the foundation? Mind, Money, and Muscle. In this episode, we unpack why these three pillars form the architecture of a man's strength, confidence, and sovereignty. You can't lead if your body is soft, your bank account is empty, and your thoughts aren't your own.  Guest Dana Dilling lays out her “3M” model for men—and the complementary “3S” model for women. She explains why polarity, not equality, drives attraction; why men must lead decisively; and why being a “nice guy” is the fastest way to the friend zone. She's blunt, hilarious, and crystal clear about what works in modern relationships.  Dana Dilling is a clinical nutritionist, creator of the Dana Disagrees platform, and founder of the 3M men's community and Radiate women's community. Her mission: rebuild relationships by reviving natural polarity, health freedom, and old-school common sense. Learn more & connect: IG: @danadisagrees Dana's communities on Skool:  Men's Community – “3M”  https://www.skool.com/3m-men-6489/about  Women's Community – “Radiate”  https://www.skool.com/radiate-4143/about  You're invited to come to a Sovereign Circle meeting to experience it for yourself. To learn more, go to https://www.sovereignman.ca/. While you're there, check out the Battle Ready program and check out the store for Sovereign Man t-shirts, hats, and books. 

Call Her Daddy Alex Cooper's abuse claims questioned, WATP Karl with Stuttering John & Woke Dad cringe, Trump warns Iran, R. Kelly's prison overdose, The Beach Boys abused Jan & Dean, and lesbians assaulted by a fart. Meghan Markle appeared on another podcast and remains annoying and elitist. A lesbian vs a fart… who ya got? A hangry 69-year-old was gunned down at In-N-Out Burger. Donald Trump issues a warning to Iran. He totally bailed on the G7 summit. New York Mayoral candidate Brad Lander vs I.C.E. This is great news for his candidacy. My Pillow Mike Lindell loses in court and owes $2.3M. The NAACP hates Donald Trump. The Sunset Strip is a dud now. R. Kelly overdosed on his own meds in prison. He claims people are trying to kill him. The jury in the Diddy trial had a movie day. Their choice of film: Freak Off Videos. Karen Read trial will thankfully conclude soon. Conor McGregor is beating on people in night clubs. Antonio Brown is in hiding, but Tweeting his ass off. OKC takes the lead in the NBA Finals over the Indiana Pacers. Shaq settles his FTX case, Tom Brady and others are fighting it. Karl Hamburger of WATP drops by to promote the upcoming live show at The Magic Bag, Stuttering John back in the spotlight, rip apart Alex Cooper's latest endeavor with Hulu, slam Paris Hilton in the process, push more Woke Dad at us and more. US Homeland Security Secretary Kristi Noem rushed to the hospital. Arnold Schwarzenegger didn't give Joy Behar the answer she wanted. Matthew Perry's doctor is screwed. Barbara Streisand can't remember nailing Warren Beatty. Just so you know, the little girl from Modern Family is bisexual. 3 nepo-babies releasing a song soon. Dhani Harrison gets snubbed. The Rolling Stones are looking to make another album. Jack White dropped a new video. Valerie Bertinelli won't go away. Jimmy Swaggart is going to die soon. The Beach Boys once hosted Jan & Dean to monstrous results. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley and BranDon).

Give it up to the fans of the Thunder. Absolute savages who don't sit down and have the strongest t-shirt game in all of sports. Czabe rides solo today. Talks about why the Red Sox have no interest in being the Yankees' real rival. Why logging off completely from a company Zoom call is crucial. A billionaire dies from a bee sting. AI videos mocking protestors and rednecks are getting good (and hilarious). Tom Brady gives his son a $3M watch.Our Sponsors:* Check out Hims: https://hims.com/CZABE* Check out Indeed: https:// indeed.com/CZABE* Check out SelectQuote: https://selectquote.com/CZABEAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Secret Thoughts of CEOS Ep. 136 What if growth isn't the goal? with Perrin DesPortes   In this deeply reflective and energizing episode, Chris Yonker and Perrin DesPortes engage in a rare bidirectional dialogue, unpacking the hidden costs of ambition, the personal reckoning that comes with burnout, and the awakening that's possible when business success is aligned with inner fulfillment. Perrin, founder of The Next Level Executive, shares his evolution from a high-powered career in dental distribution and M&A to building a purpose-driven coaching practice for healthcare entrepreneurs. Together, they explore the illusions of success, the cultural shifts shaping dentistry and family business today, and how to create a life, and business, you actually want to live in. This is a conversation about course correction, conscious entrepreneurship, and building legacy from the inside out.   Timestamps   02:00 - Meet Perrin DesPortes and his journey from corporate leadership to entrepreneurship 08:45 - Chris shares his path out of 3M and into legacy-centered coaching 16:15 - Why many entrepreneurs wake up inside a life they don't want 22:50 - Burnout, overwork, and boredom: what triggers the desire for change 29:40 - Dentistry's consolidation, private equity, and chasing someone else's dream 38:10 - The power of clarity: asking “What do I really want?” 44:55 - Family business succession, ego, identity, and the real work of letting go 52:35 - The sacred role of the advisor: holding discomfort and navigating emotional fire 58:00 - Partnerships, misalignment, and the silent cost of avoidance 1:04:20 - Entrepreneurship doesn't have to be lonely: the value of coaching and counsel 1:09:00 - Resources, next steps, and how to work with Perrin or Chris   Quotes ·       "Bored people make bad business decisions because they start chasing a dream that's not even their own."[22:50] ·       "Wherever you go, you take yourself with you."[41:35] ·       "Entrepreneurship can be a very lonely road - but it doesn't have to be."[1:04:20]   Websites: fambizforum.com. www.chrisyonker.com The Next Level Executive https://www.facebook.com/PerrinDesPortesNLE https://www.youtube.com/@PerrinDesPortes https://www.linkedin.com/in/meetperrin/ Perrin DesPortes is the Founder of The Next Level Executive.  He is a Washington & Lee University graduate and earned his MBA from the Darla Moore School of Business at the University of South Carolina.  Perrin has over 25 years of experience in the business side of dentistry, having run three different business units for Patterson Dental Supply over a 15-year career.  For the last decade, he has built and exited two very successful start-ups in TUSK Partners and Polaris Healthcare Partners, both of which focus in the Group Practice Consulting and Transactional space.  Perrin is happily married with an 11 year-old daughter at home.  In his spare time, he is an avid cyclist; enjoys cooking and reading; and loves good red wine and strong coffee.   The Next Level Executive combines Perrin's decades of experience working in Corporate America and consulting directly with healthcare entrepreneurs on their growth journey all distilled into actionable content and practical wisdom.  Next Level Executives have: ·       clarity in understanding how their business truly fits together ·       confidence in their ability to lead from a position of strength ·       an edge to make the right decisions at the right time If you've mastered practice ownership and are wanting to evolve from “a Clinician who owns a Practice to an Entrepreneur who leads a Business,” then you need to focus on your own professional development to become a more effective executive – and becoming a more effective executive is what The Next Level Executive is all about…  

Brian Wiley dives deep into one of the most effective investment strategies for retirement: bucket-based investing. Using a fictional scenario, Brian explains how blending goal-based and cash-flow planning can help retirees organize their assets into three key buckets—stable, income, and growth. He walks through their $1.3M portfolio, their $6,000/month retirement income needs, and how to align investments with real-life goals like buying an RV or planning for early retirement. Brian shows how this simple system empowers investors to manage market volatility, reduce emotional decisions, and retire with clarity. Look for our next episode where Jeremiah Bates give his point of view of The Bucket Strategy!   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Send us a textIn this episode of the Grow Clinton (GC) Podcast, the GC team is joined by Joe Hoinkis, site manager at LyondellBasell in Clinton, Iowa, to discuss the newly launched Process Technician Certificate Program at Eastern Iowa Community Colleges (EICC).For more information, visit https://eicc.edu/classes-programs/pathway/industrial/process-technician/If you are a student seeking an in-demand career field with unmatched earning potential, you may want to check out the Process Technician Certificate Program. Graduates of the program receive a GUARANTEED interview at LyondellBasell (LYB), ADM, and 3M in Cordova, Illinois. Students will develop real-world skills that lead to critical employment opportunities in manufacturing, food processing, energy, and more. Careers in process technology offer stability, competitive pay, and opportunities for advancement. Average salaries start at $56,000 annually, and there are opportunities to enhance your professional rank and unlock unlimited earning potential. The program combines technical knowledge, problem-solving skills, and hands-on training. You'll learn to monitor and control production processes, troubleshoot equipment, and utilize automation technology, all while mastering best practices in workplace safety. You'll also study how equipment, systems, and people work together to maintain smooth operations.  The Process Technician Certificate Program at EICC is a non-credit program, making enrollment simple. There's no college application to fill out; register for classes. You can complete this certificate in as little as one year or at your own pace!The skills you acquire are rare and highly valued across many industries right here at home. Local employers asked EICC to provide this training and partnered with us to shape the curriculum, identifying the necessary skills. All you have to do is walk in the door.  EICC is excited to provide more information and tell you when the next class begins. For more details, contact the continuing education staff at 1 888- 336- 3907 or the Grow Clinton office at 563- 242- 5702. To promote your organization on our podcast, contact Grow Clinton at 563. 242. 563.242.5702 or GrowClinton.com. Grow Clinton fosters business growth, community support, and sustainable economic success for the Greater Clinton Region.

We catchup with Simon Kuestenmacher from Sydney to talk about to enter Sydney's top 5%, buyers need homes around $4.3M, over triple the median $1.435M price. Melbourne follows a similar trend at slightly lower levels, while markets like Adelaide and Darwin show only double the median. Plus talk about building small and the way grandparents should spend their money. ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour.     #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #InvestmentTips #AssetProtection"   #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #goldcoastproperty #hobartproperty  #RealEstate #HousingCrisis #Australia #OffGridLiving #SustainableHomes #SydneyArchitecture #InterestRates #HomeLoans #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #TownPlanningAustralia #SubdivisionTips #RealEstateDevelopment #adelaide #BrisbaneRealEstate #TheGapBrisbane #PropertyInvestment #Harcourts #RealEstatePodcast #BrisbaneSuburbs #AustralianProperty #MelbourneRealEstate #FirstHomeBuyer #InnerWestLiving #Yarraville #Seddon #Footscray #PropertyAdvice #CairnsProperty #RegionalBoom #QueenslandRealEstate #InvestInCairns #AussiePropertyMarket

Send us a textWelcome to  Podcast 226: This week's 10 outstanding high dividend stocks are in the attached podcast's narration and transcript.5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +21% (5) share prices + $20.24 (6) weekly share price gain +6%. QUALIFIERS' STOCK SYMBOLS & THEIR SCORES: (1) CIVI Score 76 (2) APA Score 66 (3) NOG Score 69 (4) MUR Score 71 (5) CNQ Score 65.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 489K (4) operating margins +21% (5) share prices $20.24 (6) weekly share price gain +2%. QUALIFIERS' & SCORES   (1) CNQ Score 68 (2) PEY Score 59 (3) NPI Score 49 (4)  BCE Score 51 (5) RCI.B Score 59,  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9CNQ| 45.90| 21.37 |18.77 |7|0| 5.12| 29.37| 52M| 12.9xPEY|20.62| 6.92| 13.63| 3 |0| 6.40| 23.07| 857K |13.9x NPI |21.83| 41.80| 16.10| 5| 0 |5.50| 32.55 |1.3M| | 21.9x BCE      |31.01| 60.92| 18.71| 2| 0 | 5.64 |12.90 |6M |73.4x  RCI.B |37.56| 63.81 | 19.40| 5 | 0 | 5.32| 22.40| 1M| 11.xUS SCORE CALCULATIONS| CIVI | 33.35 | 46.95 |70.57 | 5 | 0 | 9.06 |26.79| 4M|3.8x| APA| 21.01 | 20.65 | 14.45| 2 | 2 | 4.76 | 23.82 | 13M | 7.6x| NOG| 32.16 | 19.06 |23.41 | 4 | 0 | 5.60 |41.74| 5M | 5.0x| MUR| 25.43 |23.06 |35.6 | 1  | 0 | 5.11 | 20.53 | 4M |9.7x| CNQ| 33.78 |17.20 |13.82 | 7 | 0 | 5.12 | 29.37 | 13M | 12.9xFor information on  my 6 investment books go to  www.informus.ca.  Ian Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

In the final episode of the five-part Scale Milestones series, Bradley explores the fifth and final milestone in the journey from Rainmaker to Architect: developing efficient operations with an operating system (OS). He uses the analogy of upgrading from "Windows 95" to illustrate how business owners must transition from being the operating system themselves to building a separate, documented system that can run independently.Key TakeawaysAn operating system is tangible, not conceptual - you should be able to point to it physically or digitally.The transition from owner-as-OS to independent OS is crucial for scaling beyond $1M.Documentation is essential - systems and processes must be written down and accessible.The goal is a business that runs and grows without the owner - true independence.This milestone represents "arriving" as the architect of your business rather than just the rainmaker.The Scale Milestones Framework (S-C-A-L-E)S - Sustainable revenue (getting to $1M, then path to $3M).C - Consistent growth and profitability (Rule of 40).A - Away time (minimum 12 weeks off per year).L - Leverage (executive assistants and AI tools).E - Efficient operations with an OS.Save your seat at The Quarterly on June 24th!Ready to build your business by design? The Quarterly is a free, live Zoom workshop happening June 24th at 10 AM CST that's designed to give you the clarity and structure you need to move your business forward—without the usual overwhelm. Register For The Quarterly: Q1 ➡️ Q2In just one 2-hour session, you'll wrap up Q2 with confidence, get your Q3 targets 50-75% DONE, and build serious momentum for the rest of the year. You'll also receive a comprehensive workbook packed with quarterly planning templates, time management tools, and an after-action review to keep you on track. Register For The Quarterly: Q1 ➡️ Q2This isn't just another webinar—it's real, focused planning time using the BlueprintOS 5-step process that helps business owners like you create results. No fluff, no wasted time—just a game plan that works. Register For The Quarterly: Q1 ➡️ Q2 at https://quarterly.blueprintos.com.Don't let another quarter slip by without intentional planning. Save your spot today at quarterly.blueprintos.com and take the next step toward becoming the architect of your business rather than just staying stuck as the rainmaker.It's not too late to make the most of 2025.Thanks to our sponsors...BlueprintOS equips business owners to design and install an operating system that runs like clockwork. Through BlueprintOS, you will grow and develop your leadership, clarify your culture and business game plan, align your operations with your KPIs, develop a team of A-Players, and execute your playbooks. Register to join us at an upcoming WebClass when you visit www.blueprintos.com!Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Club Capital is the ultimate partner for...

Segons explica la regidora d'educació, Carme Gasulla, la proposta va venir de la directora de l'escola Agnès i fou acceptada per tothom: substituir la implantació de barracons per un equipament municipal que, de manera conjuntural, serveixi de solució transitòria als problemes d'escolarització per al proper curs 2025-2026. A partir d'aquí, continuen obertes varies possibilitats: la construcció d'una nova escola-institut -que els directors dels centres sitgetans segueixen considerant indispensable-, o l'ampliació de l'escola Agnès -de la qual se'n parla però no hi ha encara cap estudi tècnic que avali la possibilitat de fer-la-. Sigui com sigui, de la reunió mantinguda ahir amb la responsable dels serveis d'educació al Penedès, en sortí aquest acord que ara haurà d'elevar-se a la direcció general. A la vegada, es reconeix que fins avui no hi ha hagut manera de fer coincidir els números amb els quals treballen les direccions dels centres i les AFAS, amb els que fa valer el departament per a prendre decisions. I per això s'obrirà un procediment per a posar-les en comú i aclarir d'una vegada aquest aspecte fonamental. També es plantejà la necessitat de dotar de més recursos per a la inclusivitat, i es confirma que la Generalitat assumirà la rehabilitació integral de l'escola Esteve Barrachina, per un import de 3M€. De tot plegat n'hem parlat amb la regidora d'educació. L'entrada No hi haurà barracons, hi haurà un equipament municipal per a substituir-los. I es confirma que l’escola Esteve Barrachina serà rehabilitada amb un pressupost de 3M€ ha aparegut primer a Radio Maricel.

Co-host Matthew Wallace just completed his first PFAS sampling!Here's a breakdown of what we wanted to know from the EHS&S Professional:We thought a little breakdown of Do you do much sampling generally?Without telling us who the client was, or giving away too much, can you tell us what the facility was, what it was like?What kind of sampling was this?What was the preparation that you have to for PFAS specifically?What were the special considerations for this particular event? Things you thought about doing, changes up  Listen to learn more and subscribe to The Pulse for all the details.

El portaveu del PSC-El Margalló veu difícil que es pugui aturar el procediment d'enderroc del Club de Mar i la piscina Maria Teresa, i pensa més en la necessitat de plantejar un projecte que defineixi com s'ha de gestionar l'ús públic d'aquesta zona d'equipaments. I per aquí anirà la moció que el partit presentarà en el ple de juny, i que treballarà per a que tingui el màxim consens. Pel que fa a la liquidació de les instal·lacions del Consorci del Club Natació, Luis Miguel Garcia demana valentia a l'alcaldessa per a municipalitzar-les i que cerqui alternatives als informes d'intervenció i secretaria, en el benentès que 'els responsables polítics no poden governar segons les decisions dels tècnics, per molt habilitats que siguin'. Finalment, i a partir de les converses que ha pogut mantenir amb responsables d'educació, el portaveu del PSC-Margalló ha afirmat que la Generalitat assumirà la reforma de l'escola Barrachina, per 3M€, i que l'edifici de l'escola Agnès es pot ampliar per a encabir-hi una línia més. I en relació al cas de la taula del 3r sector, Garcia ha assenyalat que la comissió informativa que s'obri per analitzar-lo ha d'incidir en el paper que ha tingut el responsable de la taula en la gestió política al llarg de diferents legislatures. L'entrada Luis Miguel Garcia creu que cal pensar en el projecte de futur de la façana marítima, demana valentia a l’alcaldessa per municipalitzar les instal·lacions del Natació, i afirma que l’edifici de l’escola Agnès es pot ampliar ha aparegut primer a Radio Maricel.

Discover how Australian crypto investors are utilising self-managed super funds (SMSFs) to gain greater control over their retirement savings. In this episode, SMSF specialist Natalia Clack explains the benefits and risks of holding digital assets like Bitcoin in your super, how to do it compliantly, and what the proposed $3 million unrealised capital gains tax could mean for your future. Essential listening for anyone serious about managing their own retirement and crypto portfolio.We cover:What an SMSF is and who it suitsHow crypto can be stored compliantly within an SMSFWhat you can and can't do with Bitcoin in your superThe risks, compliance burdens, and audit requirementsWhy the $3M tax threshold could be devastating for someHow to plan ahead, and whether family trusts may offer a better future pathIf you're an Australian investor serious about managing your retirement and incorporating crypto into your long-term strategy, this is a must-watch. Contact Natalia at https://bit.ly/441p6Vr

In this episode, Andrew Bean shares an in-depth look at his newest self-storage value-add project located on the Central Coast of NSW. Building on the success of his previous $5.7M to $8M transformation in Wollongong, Andrew walks us through how he sourced this underperforming asset, structured the deal, and is rapidly increasing its value through smart operations, automation, and future development potential. Key Takeaways: The Self-Storage Strategy: Why industrial self-storage is Andrew's current investment focus and how it compares to SaaS-style recurring revenue businesses. Sourcing the Deal: The importance of long-term agent relationships and how patience and timing landed this opportunity. The Numbers: Purchase price at $3.2M, with an $81K increase in NET income already—boosting the property's value by $1.3M within 8 months. Hands-On Value Add: Learn how Andrew cleaned up an overgrown site, implemented a management system, improved occupancy to 98%, and prepared the property for expansion. Future Upside: Plans to add 26 portable units and a full first-floor development, projecting the property's value to hit $8M–$9M. The Deal Structure: How Andrew negotiated a win-win for all parties involved—sellers, agents, and property managers—using a creative license fee and option fee model. Resources & Links: Connect with Andrew: andrewbean.com.au Email Andrew: ab@andrewbean.com.au Interested in joint ventures or value-add projects? Reach out to discuss upcoming opportunities. Join the Community: Want to partner on future self-storage deals or learn how to apply these strategies to your own portfolio? Get in touch and see how you can get involved.   Check Out Our YouTube Channel Click HERE   HOSTED BY: Andrew Bean  Ph: 0410 694 633 Website: www.andrewbean.com.au  Email: ab@andrewbean.com.au YouTube: @andrewbean28  LinkedIn: http://linkedin.com/in/andrew28   Download your FREE DIY Cash Flow Kit! Start crunching numbers on your next Property like a PRO!   Click to Download: www.andrewbean.com.au   What's Included:  Cash Flow Calculator  Crunch the numbers & calculate returns on your next property deal.  Inflation Risk Analyser  Figure out when your deal doesn't make sense if interest rates continue to rise.  Value Add Calculator  Calculate to the exact dollar how much value you can add to your next deal.    FACEBOOK GROUP - Commercial Property Community Australia https://www.facebook.com/groups/commercialpropertyshow   The Commercial Property Show Website www.commercialpropertyshow.com.au   SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK  FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ON    COMMERCIAL PROPERTY SHOW WEBSITE #commercialproperty www.commercialpropertyshow.com.au FACEBOOK GROUP – Commercial Property Show Community #commercialrealestate https://www.facebook.com/groups/commercialpropertyshow  FACEBOOK PAGE – @commercialpropertyshow #property https://www.facebook.com/commercialpropertyshow/ INSTAGRAM - @commercialpropertyshow #realestate https://www.instagram.com/commercialpropertyshow/ TWITTER - @compropertyshow #selfstorage https://twitter.com/compropertyshow APPLE PODCAST #andrewbean https://podcasts.apple.com/au/podcast/commercial-property-show-australia/id1500207613 PODBEAN LINK #investing #commercial https://andrewbean.podbean.com

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationWelcome to our latest episode!Want to unlock massive value in home service businesses? Join host Bronson Hill for an insightful conversation with Phil Risher, founder of Phlash Consulting, a digital marketing agency that scales home service companies for private equity exits. Recorded in June 2025, this episode explores Phil's journey from paying off $30,000 in student loans to running a $3 million Enterprise branch at age 25, then leveraging digital marketing to grow an air duct cleaning company from $3 million to $4 million in revenue in just 10 months. Featured in Forbes, CNBC, and The Wall Street Journal, Phil shares how to boost business valuations by fixing visibility, conversion, and retargeting funnels, why service contracts are key for sticky revenue, and how AI is reshaping home services with search and automated processes.Whether you're an investor eyeing plumbing or HVAC rollups or an entrepreneur seeking growth, Phil's strategies for consolidating businesses and securing 10-12x earnings multiples will inspire you to think bigger.TIMESTAMPS00:49 - Guest introduction: Phil Risher02:24 - Phil's journey: From Enterprise to digital marketing04:45 - Scaling success: Growing a $3M business to $4M06:45 - Key skill: Mastering the customer lifecycle08:44 - Private equity partnerships: Fixing lead management11:20 - CRM integration: Streamlining home service funnels12:43 - Equity vs. fees: Betting on the right jockey15:06 - Investor tips: Buying local home service businesses16:41 - Consolidation strategy: Plumbing, HVAC, electrical rollups19:36 - Service contracts: Ensuring sticky revenue21:42 - Untapped value: Leveraging email lists for growth24:05 - AI's impact: Search, chatbots, and dashboards27:50 - How to connect with PhilConnect with the Guest:Website: https://phlashconsulting.com/LinkedIn: https://www.linkedin.com/in/philrisherYouTube: https://www.youtube.com/@phlashconsulting#BusinessScaling#HomeServices#PrivateEquity#DigitalMarketing#BusinessRollups#AIinBusiness#CashFlowInvesting

If your strategy screams content creator—but not power player—this episode is your wake-up call. Too many women are stuck spinning their wheels trying to land high-level deals with low-level tactics. Posting daily? Shouting your value in the comments? Cold DMs for “virtual coffee”? Let's fix that. In this episode, I'm pulling back the curtain on what it actually takes to get in the room with decision-makers who write big checks. This is for the entrepreneur who knows she's capable of more—but isn't quite sure how to shift from pitching to positioning. We're talking about enterprise-level visibility, not content calendar chaos. These are the power moves I've used—and taught others to use—to land $3M deals and be seen as a peer, not a pitch. If you've been wondering why you're not getting the “yes,” even with receipts and results, this is your blueprint to change that. You don't need more hustle. You need a smarter room. What You'll Learn: The #1 reason your current strategy is keeping you out of high-level rooms Why your funnel and website won't land corporate deals (and what will) 3 powerful shifts to move from “expert” to “enterprise asset” How to identify the right rooms for real opportunities Exactly what to do to stand out to power players and decision-makers The “value entry strategy” that gets you noticed without pitching Mentioned Resources: My new YouTube video on crafting a corporate-ready bio - https://youtu.be/qrRFAdbAY_E Take the Influence Growth Assessment: https://myinfluencestyle.com Your Next Steps: Ambitious Women: Take our Influence Growth Assessment and discover your unique influence and how to use it to boost your profitability: https://myinfluencestyle.com Follow us on Instagram: http://instagram.com/shaynarattlerdavis Follow us on Facebook: https://facebook.com/shaynarattlerdavis

Join Dr. LL on Small Biz Stories as she interviews Sabir Semerkant, founder of Growth by Sabir and a billion-dollar eCommerce strategist who has worked with industry legends like Gary Vee and Neil Patel. Sabir shares actionable insights and candid advice for entrepreneurs and small business owners looking to scale, adapt, and thrive in today's digital marketplace. Whether you're just starting out or looking to take your business to the next level, Sabir's wisdom and proven methods will inspire you to test, learn, and grow, one percent at a time. He convinces us that we need to just ONE thing better (at a time). Nail it - then move on to the next thing to improve. Sabir is currently running a program called Rapid 2X, and in 2024 alone he helped 29 brands across 17 different product categories and the average brand experienced a 108% increase in growth in the first 21 days alone.

Most entrepreneurs say they want to think bigger, but only a few actually build the systems, community, and habits that make those impossible goals inevitable.   Fresh off the Conscious Entrepreneur Summit, Sarah Lockwood and Alex Raymond came home with more than just notes. They came home with decisions. In this episode, they talk through what shifted for them, what they're already doing differently, and how the right kind of environment can shake you out of survival mode fast.   Alex shares how Dr. Ben Hardy's session pushed him to commit publicly to growing AMplify into a $3M business in two years. Sarah walks through the behind-the-scenes changes she's making at HiveCast right away, from automating scattered processes to freeing up time for the kind of work that actually moves things forward. They both reflect on the deeper mindset work sparked by the event, including what it means to lead with intention and how to shrink the timeline between vision and execution.   One of the biggest pieces of post-summit momentum is the launch of the 10X Implementation Circle, which is a year-long, founder-only group for serious entrepreneurs who want accountability, structure, and real community while working toward their boldest goals. Didn't make it to the summit this year but want in on what's next? Apply here

Join Dr. LL on Small Biz Stories as she interviews Sabir Semerkant, founder of Growth by Sabir and a billion-dollar eCommerce strategist who has worked with industry legends like Gary Vee and Neil Patel. Sabir shares actionable insights and candid advice for entrepreneurs and small business owners looking to scale, adapt, and thrive in today's digital marketplace. Whether you're just starting out or looking to take your business to the next level, Sabir's wisdom and proven methods will inspire you to test, learn, and grow, one percent at a time. He convinces us that we need to just ONE thing better (at a time). Nail it - then move on to the next thing to improve. Sabir is currently running a program called Rapid 2X, and in 2024 alone he helped 29 brands across 17 different product categories and the average brand experienced a 108% increase in growth in the first 21 days alone.

En este episodio del Rodcast, tenemos el honor de conversar con Fernanda Guarro, Directora General de 3M México, una de las compañías más innovadoras y reconocidas a nivel mundial. Fernanda comparte su visión sobre el liderazgo con propósito, la importancia de la diversidad en la toma de decisiones y cómo 3M impulsa la innovación sostenible desde México para el mundo.Hablamos sobre su trayectoria profesional, los desafíos que ha enfrentado como mujer en posiciones de liderazgo, y cómo lidera una empresa global con una fuerte orientación hacia la ciencia, la tecnología y el impacto social. Un episodio imperdible para quienes buscan inspiración y ejemplos reales de liderazgo auténtico y transformador.

Send us a textWelcome to  Podcast 225: This week's 10 outstanding high dividend stocks are in the attached podcast's narration and transcript.5 U.S STOCK SELCTORS USED (1) common shares (2) dividend yield + 5% (3) # shares traded over 1M (4) operating margins +16% (5) share prices + $10.35 (6) weekly hare price gain +8%. QUALIFIERS' STOCK SYMBOLS & THEIR SCORES: (1) NE Score 72 (2) NOG Score 69 (3) APA Score 59 (4) KRC Score 66 (5) BXP Score 57.5 CANADIAN STOCK SELCTORS (1) common shares (2) dividend yield + 5% (3) # shares traded over 421K (4) operating margins +27% (5) share prices $1.61 (6) weekly share price gain +1%. QUALIFIERS' & SCORES   (1) PXT Score 62 (2) FRU Score 58 (3) HWX Score 50 (4)  SOBO Score 50 (5) NPI Score 53,  DATA USED FOR ALL STOCK SCORE CALCULATIONS:   (1) Price $ (2)  Price 4yrs ago $ (3) Book Value $ (4) Advisor Buys # (5) Advisor Strong Buys # (6) Dividend. Yield % (7)Operating Margin % (8) Share Volume Traded # (9) Price/Earnings Ratio.     CNADIAN SCORE  CALCULATIONS (K=thousand M=million)STOCK  1            2           3     4   5     6          7          8       9PXT| 14.84| 22.86 |25.49|0|0| 10.36| 26.23| 1.5M| 13.3xFRU |12.40| 9.57|6.71| 3 |0| 8.71| 58.82|628K |12.6x HWX|6.57| 4.46| 2.94|3| 0 |6.70| 47.87 |390k| |7.8x SOBO|36.11| 0| 17.17| 1| 0 | 7.58|36.25 |1M|18.7x  NPI |20.75| 41.43 | 16.10| 5 | 0 | 5.78| 32.55|418K| 20.8xUS SCORE CALCULATIONS| NE | 27.64 |24.89 |29.26 | 4 | 0 | 7.24 |20.75| 3M|9.2x| NOG| 28.75 | 19.24 | 23.41| 1 | 2 | 6.26 | 41.74 | 1M | 4.5x| APPA| 18.50 | 22.63 |14.45 | 3 | 1 | 5.41 |23.82||7M |6.7x| KRC|34.92 |73.34 |45.59 | 3  | 0 | 6.19 | 28.99 |2M|20.8x| BXP| 72.12 |123.17 |34.22 | 7 | 0 | 5.29 | 29.79 |2M | -2,751.3xFor information on my 6 investment books go to  www.informus.ca. Ian Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

I sat down with Ted Patestos — the founder of Tiger Adjusters, the first public adjusting franchise in the nation. From a $2.3M marijuana grow facility claim to launching a high-tech training center, this episode is packed with insights into a massively underserved and misunderstood industry. If you're hunting for a recession-resistant, high-margin, low-overhead franchise opportunity… this one might blow your mind.Episode Highlights & Timestamps:00:00 - Welcome to Eye on Franchising01:02 - Meet "Tiger Ted": From idea to industry domination03:16 - The niche nobody saw coming — What is public adjusting?05:34 - The $2.3M weed farm claim gone up in smoke08:45 - How Tiger Adjusters rescued the client & secured the payout11:02 - Franchisee or alone? Why policyholders need advocates12:15 - Advanced tech, AI & the new Tiger Adjusters training facility15:38 - Cohort-style training & real-life disaster simulations18:02 - "Can't I just do it on my own?" Why franchising wins20:15 - The social contract between franchisor and franchisee22:04 - How Tiger Adjusters scaled fast through broker networks25:31 - Radical transparency & real P&Ls in Item 1927:30 - Who makes a great franchisee? It's NOT about insurance30:25 - Integrity, empathy & earning customer trust32:04 - “Show me the money”: Investment cost & financial performance34:12 - $861K in fees, $655K net: A real Tiger franchisee's numbers36:40 - Final advice from Tiger Ted: Keep overhead LOW38:20 - How Ted started with $7K and a dream39:50 - Closing thoughts + how to connect

Over the past 22+ years, I've helped thousands of business owners scale successfully. One key pattern I've seen time and again? Businesses hitting a wall between $1M–$3M in revenue—and staying stuck there. In this video, I break down exactly why that happens and how to push through the “messy middle” without losing your sanity.

If you've ever found yourself panicking over a slow sales month and spiraling into self-doubt—this episode is for you. April takes us behind the scenes of a real coaching conversation with a business owner convinced her business was falling apart... only to discover, it was just a predictable cycle. In this episode, you'll learn how to stop reacting emotionally to every dip, zoom out to see your patterns, and plan your growth accordingly. Because your business isn't broken—it might just be winter. What You'll Learn: Why most small business owners are blind to their own business cycles The difference in mindset between a $3M company and a $10M+ company How to track patterns to reduce panic and plan more strategically What to stop doing when things get slow How your emotional state is tied to your P&L (and how to cut that cord) Golden Quotes: “Profits up? I'm a genius. Profits down? I should've gone to law school.” “You're not screwing up your business. You're just in a cycle. Don't burn the house down.” “Strong marketing makes for easy sales. Weak marketing makes for hard sales.” “Don't try to fix everything from street view. Step back—look from the satellite view.” Action Steps: Zoom Out: Review your sales and lead data from the past 2–3 years. Spot trends—your slow seasons, your peaks. Plan With the Cycle: Use slow months for R&D, training, or backend projects. Don't launch major systems when you're in a sales sprint. Know Your Triggers: Recognize when you start to spiral emotionally. Your business isn't broken—your expectations might just be misaligned. --------- Want to be part of a transformative experience for entrepreneurs and leaders?

AlabamaCaroleen Dobson withdraws name from consideration for PSC PresidentSen. Tuberville joins resolution in Senate to designate June as "LIFE" monthTuberville files finance report showing he raised $3M in last 2 weeks of MayCase Dixon of McCalla to challenge Gary Palmer in GOP primary for CD 6Priceville family files wrongful death lawsuit after DUI crash kills daughterA lawsuit is filed against Auburn University for discrimination of race and agePaul Prine says his mayoral campaign has grassroots momentumNationalTrump spoke with Russian president after recent attack by Ukrainian dronesFederal judge blocks deportation effort of CO attacker's family to EgyptAgents arrest  Russian born man in Philadelphia with ties to Al Quaeda Congressional Budget Office says tariffs will help reduce deficit in long run3 Media outlets says Elon Musk criticizing budget bc it cuts out EV tax creditsNebraska passes bill that bans transgenders from being in women's sportsNC student is offered settlement after suspension for using term "illegal alien"

Is HTML5 gaming finally ready for prime time? After multiple failed attempts over the past decade, something fundamental has changed.In this episode, we sit down with Dmitry Kachmar, CEO of Playgama, who recently raised $3M betting that HTML5 gaming is about to explode. Thanks to GPU advances from the AI boom, 5G networks, and platforms desperate to break free from app store monopolies, browser-based games can now rival native mobile experiences.We dive deep into why Discord, Telegram, and every platform with a web browser are racing to add games, how developers can leverage this distribution revolution, and what it means for the future of mobile gaming. Dmitry shares candid insights on platform-specific design strategies, the challenges of retention without app store lock-in, and why he believes over 50% of new games will be HTML5-based within five years.Whether you're a game developer, studio executive, or industry observer, this conversation reveals why the next chapter of gaming might not be in app stores—but everywhere else.Key topics covered:The technology convergence enabling AAA-quality browser gamesHow to monetize without the 30% app store taxPlatform-specific strategies for Discord vs Telegram vs web portalsWhy viral mechanics are no longer optionalThe distribution-as-a-service model reshaping game publishingAbout the guest: Dmitry Kachmar is CEO of Playgama, former Yandex executive with multiple exits, Harvard grad, and adtech veteran now focused on democratizing game distribution.

What if smart contracts could see and react to events across multiple blockchains—automatically?In this episode, I speak with Rong Kai, co-founder of Reactive Network, a groundbreaking Layer 0.5 protocol designed to enable reactive smart contracts that operate fully on-chain.If you're a developer, founder, or anyone interested in the future of composable, automated smart contracts, this episode is for you.Key Timestamps[00:00:00] Introduction: Sam introduces Rong Kai and the concept of Reactive Network.[00:01:00] Career pivot: From Singapore Police Force to Web3 startup founder.[00:03:00] Entry into crypto: How a volunteer role at Binance led to full-time Web3.[00:04:00] What is Reactive Network: A Layer 0.5 for reactive smart contracts.[00:06:00] Problem with current smart contracts: Why they can't see or react on-chain.[00:08:00] Centralization risks: Why relying on off-chain processes is dangerous.[00:10:00] Launching Reactive: Building a sequencer and scaling multi-chain support.[00:12:00] Hyperlane & GMPs: Using general message passing to expand integration.[00:13:00] Traditional automation stack: Complexity and fragmentation of off-chain solutions.[00:17:00] Upgrading the smart contract model: How Reactive adds “sensors” to Web3.[00:18:00] Solidity-first approach: Starting with EVM, plans for non-EVM support.[00:20:00] Business model: Machines paying for gas via automated smart contracts.[00:23:00] Gas fee balancing: Keeping costs low through hard forks and efficiency.[00:26:00] $3M dev fund: Grants and bounties for builders experimenting with reactive contracts.[00:29:00] Go-to-market strategy: Developer onboarding and ecosystem partnerships.[00:31:00] Web3 dev challenges: Why the space still struggles to scale builders.[00:34:00] Ecosystem consolidation: Fewer chains, more specialization.[00:36:00] Retail stagnation: Why altcoin volume is dropping despite Bitcoin's rise.[00:38:00] Institutions & paradigm shifts: Why the next wave may not follow past cycles.[00:40:00] Call to action: Rong's ask to devs and projects—try Reactive Network.Connecthttps://reactive.network/https://x.com/parsiq_nethttps://x.com/RongKaiPARSIQDisclaimerNothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/

Welcome to another insightful episode of Wealth Talk, where we explore the strategies, tools, and mindset shifts that help you build lasting wealth. This week, host Christian Rodwell is joined by Paul Green, a former airline pilot turned sales strategist, who now helps entrepreneurs grow their businesses by building genuine connections through WhatsApp.Key Topics & Takeaways1. Paul's Entrepreneurial JourneyFrom losing his pilot job during the pandemic to launching a resilience training business.Creative outreach with Lego and QR codes led to unexpected NHS conversations and a £3M contract offer.2. Why WhatsApp?92% of the UK population uses WhatsApp.Achieves up to 95% open rates—far surpassing email and phone.It's where real conversations and relationships happen.3. Sales & Marketing ‘Flight PlanAdapting aviation principles: Takeoff (initiate), Cruise (nurture), Landing (close the sale).Automation should enhance—not replace—the human experience.4. Humanising Your MessagingUse video, voice notes, and even selfies for personal, authentic touchpoints.Don't over-polish—background noise and informal messages build trust.5. WhatsApp in ActionCase studies: Schools sending personalised videos, event/webinar invitations, and ongoing client updates.Dramatic improvements in webinar attendance and lead engagement when using WhatsApp over email.6. Automation & AIStart manually, then layer in automation for speed (e.g., instant replies to new leads).AI can help with FAQs, but always offer a route to a real person.7. Common MistakesTrying to sound too corporate or scripted.Failing to respond quickly—speed is critical for conversions.8. Paul's WhatsApp PlaybookFree resource: Campaign templates, strategies, and a walkthrough webinar.Available at clientfunnels.co.uk—download triggers a WhatsApp conversation with Paul.9. Paul's Challenge to ListenersMessage 10 people on WhatsApp in the next 10 minutes and see what happens!Links & ResourcesPaul Green LinkedIn: linkedin.com/in/paul-green-foPaul's Playbook: clientfunnels.co.uk/wealthPaul on Facebook: facebook.com/paul.greenldPaul on Instagram: instagram.com/paulgreenIdConnect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your Wealth Building Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.

With consumers and investors demanding more sustainable products, the world is paying closer attention to what biodiversity loss means for our planet. Companies around the world are embracing these challenges as protecting biodiversity is key in preserving business success. In this episode, we are joined by 3M to discuss how we can unlock the power of people, ideas and science to drive innovation and reimagine what is possible, all while protecting biodiversity. Host: Maithreyi SeetharamanShow Producer: Lisa Desai  Sound Production: Dow Creative Element; PhiLipp Schweidler, Department of NoiseArtwork: Dow Creative Element 

If you're a couple or family working at companies like Google, Apple, Meta, or Nvidia — and looking to move closer to the office — this video is for you.I walks through an interactive map-based breakdown of the Bay Area's best neighborhoods by budget — from a starter home to $4M+ — helping you visualize commute paths, school quality, and property types. Whether you're optimizing for price, schools, or proximity to tech hubs, you'll know exactly where to focus your home search.

127 founders (net worth: ~$1M–$100M+) opened up their personal books. Want to see how your finances stack up? https://www.joinhampton.com/wealth-reportAuren Hoffman reveals the unglamorous truth about angel investing—why he still does it, what he's learned, and why it's not for everyone.Here's what we talk about:Auren Hoffman made $60M—and then became an angel investor.He shares why angel investing isn't as sexy as it sounds.The truth about money: yes, it did make him happier.How he tracks spending (only big and small stuff—never the middle).Why he never sets goals and doesn't chase happiness.His step-by-step guide to being unhappy (for real).How trash-talking saved LiveRamp from a PR meltdown.The right way to invest after a big exit (hint: take it slow).Why most people shouldn't even think about investing before hitting $3M.Sam and Auren go deep on process vs. planning—and what really drives success.Cool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Auren's Twitter https://x.com/aurenChapters:(00:00) Auren Hoffman's Big Exit(00:17) The Reality of Angel Investing(00:53) Introducing Moneywise(01:02) The Hampton Community(02:23) Auren's Early Entrepreneurial Journey(03:39) First Million in the Twenties(06:47) LiveRamp and the $60 Million Exit(07:52) Handling Wealth and Lifestyle Changes(12:00) Navigating Business Challenges(13:56) Entrepreneurial Mindset and Resilience(15:33) The Importance of Community for Founders(17:17) Navigating Uncertainty in Business(17:40) Insights from Successful Founders(18:26) Auren's Journey Post-Big Exit(19:44) Balancing Work and Personal Fulfillment(21:05) The Philosophy of Happiness and Success(28:52) Advice on Angel InvestingThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Sam ParrFounder of Hampton, a private community for CEOs.Sold his last company, The Hustle, for tens of millions.

With the box office booming once more with Lilo & Stitch and Mission: Impossible, we take a look at 2025's box office performance against previous years and slates, then tackle Karate Kid: Legends and upcoming pre-sales analysis for the John Wick spinoff, Ballerina!Topics and times:Year-to-date box office comparisons - 0:21Diversity and demand reflected in the slate - 1:59Lilo & Stitch holdover box office overview - 2:39Mission: Impossible - The Final Reckoning box office - 4:10Karate Kid: Legends box office debut - 4:40Karate Kid: Legends audience analysis - 5:35Karate Kid: Legends audience reception and marketing - 7:37Karate Kid series comparisons - 8:58Bring Her Back box office and audience analysis - 9:41Bring Her Back audience reception - 12:18Ballerina's upcoming release - 13:29Ballerina pre-sales analysis - 14:14The Phoenician Scheme - 15:03Next week - 15:53Find us at https://www.linkedin.com/company/vista-group-limited/, and follow lifeatvistagroup on InstagramBox Office Overview:Lilo & Stitch stayed in 1st position, grossing $63M domestically for a domestic total now of $280M. Internationally, it saw a $113M result over the 3-day weekend, bringing the international total of $330.7M, and the worldwide cumulative total to $610M.Mission: Impossible - The Final Reckoning grossed $27.3M domestically for a current domestic total of $123M. Internationally, it added $76.1M for a total of $231M internationally, and worldwide, $354M.Karate Kid: Legends debuted to $21M domestically, and internationally added $12M, bringing the international cumulative total to $26M.Bring Her Back debuted with $7.1M domestically, and $1M from 8 internationally territories, for a global total of $8.1M.

This week's Espresso covers news from Next Fit, Circular Brain, Foliume, and more!Outline of this episode:[00:30] – Palla raises $14.5M Series A to expand payments platform[00:40] – Next Fit raises $8.8M Series A to expand fitness software platform[00:49] – Circular Brain raises $3.5M to expand e-waste platform in Latin America[01:02] – Sellera.ai raises $3M to scale AI-powered sales platform[01:13] – Estratz raises $355K pre-seed round[01:20] – Foliume raises a $1M round[01:32] – Calice raises $2.5M seed round[01:44] – Nascent launches $15M Fund II to back early-stage startups in Latin America[01:58] – Visma acquires expense management platform Rindegastos[02:11] – Latamlist Roundup May 16th - May 31stResources & people mentioned:Startups: Palla, Next Fit, Circular Brain, Sellera.ai, Estratz, Foliume, Calice, Visma, RindegastosVCs: Revolution Ventures, Cloud9 Capital, Lorene Urban Mining, Pitchdrive,  Íope Ventures, Astanor, Draper Cygnus, Xperiment Ventures, AIR Capital, Innventure, GrainCorp Ventures, Nascent,

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews John Baldwin of Discount Tire. Justin and John explore risk management topics, including Tire Safety Month, tire safety education of customers, and the tire selection tool he developed, Treadwell. John shares information about ongoing projects at Discount Tire and also his work on the board of the Tire Recycling Foundation. Listen to gain awareness of how tire selection can be a safety factor in your ERM program.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is John Baldwin of Discount Tire. He's joining us for National Safety Month and National Tire Safety Month here in June 2025. We're going to learn about the risk tool that he developed at Discount Tire. [:49] RIMS-CRMP Workshops! The next RIMS-CRMP Exam Prep Workshop will be presented in conjunction with NAIT on June 10th and 11th. Register by June 9th. That course will be led by former RIMS President, Nowell Seaman. [1:11] Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:18] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:35] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:47] We have a special new 12-week virtual workshop course, The Advanced Enterprise Risk Management (ERM) Certificate Program, instructed by James Lam, one of the most famous Chief Risk Officers in the world! [2:04] He will lead an intensive 12-week program, beginning July 16th, bi-weekly until September 2025. Registration closes on July 7th. [2:17] James will join us next week to discuss this program and his ERM philosophy. Check out the link in this episode's show notes and the Education page of RIMS.org. Register today before we reach virtual capacity! [2:33] On with the show! It's our first episode of June 2025. That means that it is National Safety Month here in the U.S. and also Tire Safety Month. I was delighted to book today's guest, John Baldwin, PhD. He is the Chief Product and Technical Officer of Discount Tire. [2:56] He developed a risk tool for Discount Tire called Treadwell. This is the company's personalized tire recommendation tool. [3:05] Treadwell utilizes extensive real-world testing data, including nearly a million tread depth measurements annually and evaluations of dozens of new tire models each year. [3:17] John is also a member of the Enterprise Risk Committee at Discount Tire, so we will also learn about his risk philosophies and his efforts to bolster sustainability when it comes to tires, tire manufacturing, and tire recycling. [3:33] Interview! John Baldwin, welcome to RIMScast! [3:52] John says risk management is like safety. You incorporate it in every decision you make. It's good to make it part of the daily oxygen. [4:10] John started consulting with Discount Tire in 2007 and became full-time in 2012. [4:25] John is a Senior Vice President and Chief Product and Technical Strategist. He's responsible for the fitment guide on the website. Discount Tire measures each vehicle it can and puts that in the fitment guide. [4:56] They consider product quality and performance. They test tires, wheels, and lug nuts, before offering them for sale. John's background is technical. [5:10] John is also in charge of sustainability and government affairs. [5:24] John has a bachelor's degree in chemistry and a PhD in polymer science, the study of plastics and rubber. He was at 3M for a lot of years working on filter media for filter masks, which had a resurgence 25 years after he left. [5:49] John went to automotive working in adhesives. He was hired by Ford. He was at Ford when the Ford Firestone recall happened. He got drafted onto the Root Cause Team, to find out what was going on with the tires because of his background. [6:08] John worked in advanced manufacturing on a cross-functional team. [6:22] John's advice to folks coming up in a company is “Saying No is career-limiting.” He had said No a lot, at the beginning of his career. When he started saying Yes, things changed. [6:38] Coming from the larger companies where he had worked, John says the vibe at family-owned Discount Tire is an entrepreneurial spirit. There's a lot less bureaucracy. You go talk to people to get things done. It's very comfortable for John. [6:58] John says Discount Tire is for everyone but the people who thrive here are more self-starting, think it out, and occasionally color outside the lines. It's nice. You learn a lot. [7:13] John has a small group of about 25 people. They are cohorts of the risk group. The risk group collects and manages thought processes and information. The people who own the risks have to take care of them. The risk group shares a framework for them to manage risks. [8:23] John is on the Enterprise Risk Committee. It's a group of the different functional areas, Technical Fitment, Real Estate, IT, Cybersecurity, Store Management, Product Quality, Legal, HR, and other areas from around the corporation represented. [8:52] The Enterprise Risk Committee is one level below the Steering Committee. They use a tool called Riskonnect. They analyze and bring the risks to the Steering Committee. Justin and John first connected through the last Riskonnect webinar! [9:46] There are technical issues in managing the stores, including customer safety. Customer safety is a founding philosophy at Discount Tire. Customer safety is the first consideration. [10:21] When John first came on board at Discount Tire, it was after the Firestone Tire recall and Discount Tire focused on tire quality. Everyone at Purchasing hated him for being “Dr. No.” He told them: Let's put a process together where we validate whom we're buying from. [10:51] He said, we validate the quality of the tires and wheels that we're buying and that frees you up. We could entertain buying from people we would never have entertained buying from because they meet our criteria. Suddenly, it goes from closing the box to expanding the box. [11:07] That's how we have to get people thinking. Once you have the process down, it unburdens you. It allows you to take more risks because you have a way of assessing what the risk is and doing something about it. [11:34] June is Tire Safety Month, promoted by the NHTSA. John is planning on a visit there next week. Tire Safety Month is an opportunity to engage and ask customers: Have you looked at your tires? Do you know what your air pressure is? Discount Tire does free air checks and fills. [12:20] One of the number one things for safety is making sure you have plenty of air in your tires. Most people don't think about it or check it. Talk with customers about tire tread depth and why there are treads. [12:54] Tire Safety Month is June because school is over and people will be taking road trips. Be aware of your tires. Check your air pressure and tread depth. The tread is essential for driving in rain or snow so you don't hydroplane and you can brake properly. Get your tires checked. [13:47] These things matter. There's a reason tires are designed the way they are. The public generally doesn't know. When John started working in tires he had no idea they came in different sizes. Everybody has a first day at work. [14:26] People generally don't change tires on their own, because you need a machine. [14:34] Plug Time! RIMS Webinars! On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?”. [14:49] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. [15:00] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [15:11] Are you a summer intern and interested in learning more about career opportunities in the insurance industry? Are you based in the Greater Chicago area? If so, join Chicago RIMS in a free event sponsored by Origami Risk. [15:29] Students and insurance professionals will come together to explore the wide variety of career paths in insurance and the captive industry. This event will provide you with valuable insights into the industry and allow you to start building your network with peers in the area. [15:44] This is an opportunity to learn from industry experts and kickstart your career in insurance. Register at ChicagoRIMS.org and mark your calendar for this free event on July 10th at 3:30 p.m. at 222 N LaSalle, STE 2100 in Chicago, IL. [16:04] Let's Return to Our Conversation with John Baldwin of Discount Tire!  [16:23] John points out mistakes in tire safety and maintenance. Are you overloading your vehicle? If you pull a trailer, are you loading the trailer correctly? Are you overdriving your abilities in bad weather? It's not about going fast, it's about stopping fast and being able to steer. [16:57] Be mindful of the conditions around you and how other people are driving. Most people tend to overestimate their abilities, especially if they're not in those conditions often. [17:19] Fleet safety is another topic. You have to pay attention to the details. [18:10] Discount Tire is a large purchaser of tires. Tire salesmen came in and boasted about their tires and downplayed their competition's tires. Discount Tire didn't have a basis for pushing back so they hired a driver and started testing the tires. They got warranty information. [18:39] A year after Discount Tire started testing tires for internal information, Chief Strategy Officer Dave Ginsberg, a data scientist, joined Discount Tire. He was thinking of an algorithm to help people pick tires. John told him of the data they gathered to help Discount Tire pick tires. [19:10] Both Discount Tire and the consumers have the same problem, what to buy. There's a lot out there. David put together the math behind Treadwell, and John's team generated the data. It's based on what you drive, where you drive, and how you drive, on city roads or a highway. [19:48] Not every car is a commuter. Some people just drive on the weekend. On different cars, different trim levels come with different tire sizes and wheel sizes. A key issue is what mileage you can expect. Discount Tire does free rotations. That gives them data on how long a tire lasts. [20:41] Discount Tire tests in winter and rain. They also test worn tires that they've buffed down to 4/32nds and test them in the wet. Tires are only new for the first couple thousand miles. Then various changes occur in how your tires perform over time. [21:11] So that's what we're trying to get at with people. We've changed a lot about how the tire industry's looking and talking about that, all for the customer, to relay to you how this is going to work over the life of your tire. [21:26] There are annual evaluations of over 75 new tire models each year. When Cooper was bought by Goodyear, the track Discount Tire was using for testing became redundant for Goodyear, so Discount Tire purchased it. They have a third-party test for them. [22:16] John tells tire manufacturers that Discount Tire uses Treadwell internally when talking about what tires to buy. It's the same version and data that consumers see. It's a unique tool. [22:58] There were some other sellers doing testing. Tire Rack was one of them. Discount Tire bought Tire Rack at the beginning of '22. They continue to do testing. Tire Rack is for the in-depth enthusiast. [24:08] Discount Tire is for the consumer who needs a tire but doesn't know a lot about tires, doesn't have a lot of time, and doesn't want to get ripped off. There's a lot of technical data. Discount Tire Treadwell quickly boils it down to suggest which tire the customer should buy. [24:18] Another point about Treadwell is that it has nothing to do with the cost of the tire or how much money Discount Tire makes from the sale. It's about the performance of the tire. It encourages the customer to look down the list for the diamond in the rough. It's a good tool. [24:49] The tire manufacturers have looked at the tool and said they want to win at Treadwell. It's impossible to do. The local weather affects the algorithm. Chances are, a good tire in Arizona is not a good tire in Minnesota because of the weather. Treadwell is objective. [25:31] Treadwell took two years to launch from conception. They had to get enough data from the stores in the field and enough testing to launch a small subset of tires. Now, they have almost every tire tested or it's on the list to get tested. When a new tire comes, they test it. [26:16] One of the things Discount Tire found is that it took some time after launch for the store managers to buy into using it with customers. They didn't understand it was a real tool. [26:40] In the last year or so, Discount Tire has started taking store managers through Treadwell to be tire evaluators for a day, testing at the track. They get a T-shirt, The Treadwell Experience. It has been game-changing. The tool has been embraced internally. [27:32] One of the store managers said Treadwell is like having a test track behind every store. [27:41] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Early Bird Registration is now open through June 7th. Save up to 20% on a Full-Conference Pass. [28:03] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [28:19] Also register by June 7th for your Early Bird Registration and save $200. Any chapter member can attend and anyone who is not a RIMS member has to email RIMStexas@RIMS.org to request a unique registration code. Links are in this episode's show notes. [28:39] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [28:47] About the Spencer Educational Foundation's Grants program. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [29:04] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [29:25] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [29:35] Let's Return to the Conclusion of My Interview with Discount Tire's John Baldwin! [30:01] Discount Tire tests rolling resistance; how much fuel or energy per mile one tire absorbs, vs. another tire. Tires that roll easier don't take as much fuel. With battery vehicles, range is a big deal. Tire rolling resistance ranking for electric vehicles is incorporated into the algorithm. [30:47] If you have the same tire, size, construction, and everything, one on a gas vehicle and one on an electric vehicle, there is typically 10 to 15% faster wear on the battery vehicle because of the weight and a little bit of the torque. They factor the car in for the mileage estimation. [31:15] Noise becomes more of a consideration with electric vehicles because there's no engine noise. The whirring noise electric cars make is added so they're not completely silent. [31:49] Amazon made a big commitment to electric vehicles with Rivian. A lot of Uber drivers are starting to use Model 3 vehicles. There is a trend toward hybrid gas/electric vehicles. [32:41] Treadwell is testing off-road tires. If you take a truck out in the mud, you want a tire that works in the mud and rocks. Treadwell just expanded into testing winter tires. [33:27] Discount Tire is thinking about working with Tire Rack to rank summer tires and more. [33:52] John is on the Board of Directors of the Tire Recycling Foundation. The foundation is jointly put together through the United States Tire Manufacturing Association and also the Tire Industry Association, the retailers. [34:17] We need to find more recycling uses for tires. Twenty percent of scrap tires that come off today are landfilled. Thirty percent are burned in kilns. Fifteen percent are sold used. Used tires are not optimized for safety. [34:51] Is there a way to recycle these tires back into tires rubber-modified asphalt, or mats? There are so many other things you can do with tires besides burning them and burying them. [35:12] To go into asphalt, tires are ground up and then added to the mix. It's a different process, which when done right, provides a quieter surface with a better grip and it lasts longer. It's a good use of tires and would take care of the scrap tire problem. [35:37] Being in the Tire Recycling Foundation complements John's job at Discount Tire. How to recycle tires has been a problem in the U.S. tire industry for 100 years. [36:34] Municipalities sometimes have a Waste Date to drop off your hazardous waste. Instead of taking it there, you can bring it to a Discount Tire or a competitor. Then it will be recycled. [38:04] People can go to TireRecyclingFoundation.org for more information. It's a broad-based coalition. [38:59] John, it has been a real pleasure to speak with you. It's been illuminating. I'm glad that we're shining a lot on how important tires are to our daily lives and the supply chain. I don't know that we've ever done an episode devoted to tires! This is super cool for us at RIMS! [39:22] Special thanks again to John Baldwin of Discount Tire for joining us. [39:26] I've got links in this episode's show notes for information about Treadwell, the Tire Recycling Foundation, and Discount Tire's appearance on the RIMS Riskonnect on April 24th, 2025 webinar, “Better Together: The Marriage of Insurable Risk and Business Continuity”. [39:46] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [40:13] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [40:32] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [40:49] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:05] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:19] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [41:27] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 4‒6 | Advance registration rates are now open. RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS-CRMP Advanced Enterprise Risk Management (ERM) Certificate Program — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. Tire Safety Month — NHTSA The Tire Recycling Foundation “All About Treadwell” — John Baldwin Interview “Better Together: The Marriage of Insurable Risk and Business Continuity” — A RIMS Webinar, Sponsored by Riskonnect and featuring Discount Tire (April 24, 2025) RIMS Webinars: RIMS.org/Webinars “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — June 10‒11, 2025 | Presented by RIMS and NAIT Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Company Safety and RIMS Chapter Leadership with Tamieka Weeks” “Safety and Preparedness in 2024 with National Safety Council CEO Lorraine Martin” “Traffic Awareness with Carol Fritzsche of Subaru of America” “Fleet Safety with NETS Executive Director Susan Gillies-Hipp” (2022)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: John M Baldwin, PhD, Chief Product & Technical Officer, Discount Tire   Production and engineering provided by Podfly.  

Minnesota has the highest rate of people working remotely in the Midwest, according to the Minneapolis Federal Reserve. More than a third of workers in the state worked at home at least part time in 2023. But now, five years after the pandemic, the great experiment of remote work is shaking out. More employers are calling workers back to the office. On Monday, tens of thousands of state employees who had been working remotely are required to return to work in person at least 50 percent of the time, complying with a return-to-office order from Gov. Tim Walz. Some private companies, such as 3M and Medtronic, also are dialing back their work-from-home policies and President Donald Trump has sought to end remote work for federal workers.MPR News host Angela Davis discusses what we've learned about remote work — when it works and when it doesn't — and what its future might be. Guests: Chris Farrell is a senior economics contributor for MPR News and Marketplace.  Colleen Flaherty Manchester is a professor and faculty director of the Center for Human Resources and Labor Studies in the Carlson School of Management at the University of Minnesota. She studies flexible work and other benefits and programs offered by employers. Subscribe to the MPR News with Angela Davis podcast on: Apple Podcasts, Spotify or RSS.   Use the audio player above to listen to the full conversation.     

What You'll Learn Why energy intensity is a smarter metric than efficiencyHow one site saved $3M by predicting utility peaksWhat most people get wrong about sustainability and profitabilityWhy digital twins fail in logistics—and how to fix themHow real-time WMS and energy data must integrateThe impact of automation on energy and throughputHow to reframe “everything as a unit of energy”Highlights[00:01:34] Jason's journey from electrician to energy AI founder[00:05:18] How predictive models saved $3M at a cold chain site[00:08:00] Why energy intensity matters more than efficiency[00:10:18] The problem with fragmented warehouse tech[00:14:00] Blast freezing, throughput, and energy ROI[00:26:34] Sustainability without saying the wordQuotes[00:06:00] “We've saved that site about $3 million. It's around $50,000 a month of savings if they can miss that utility grid peak.” — Jason Massey[00:14:00] “If I can blast freeze chicken in half the time, I can therefore blast freeze more chicken with the same level of energy.” — Jason Massey[00:26:34] “In a utopia world, you wouldn't even be using the term sustainability. It would just be, this is how you do good business.” — Jason Massey[00:08:00] “Everything is a unit of energy—whether it's manual labor or something else, there's energy being consumed.” — Jason MasseyAbout the GuestJason Massey is the CEO and co-founder of Ndustrial, a company helping industrial and logistics operators slash energy costs and carbon intensity using AI. He's worked across venture capital, clean energy, and industrial manufacturing—and now builds tools that drive measurable results in warehousing, cold storage, and 3PL networks.Links MentionedNdustrial: https://ndustrial.ioJason on LinkedIn: https://www.linkedin.com/in/jasonmassey/  Subscribe and Keep Learning!If you're a logistics leader looking to scale sustainably, don't miss out! Subscribe for more expert strategies on tackling modern supply chain challenges.Be sure to follow and tag the eCom Logistics Podcast on LinkedIn and YouTube

https://www.3m.com/sustainablepackagingConnect With Julianne Strunk to learn about the latest from 3M in sustainable packaging https://www.linkedin.com/in/juliannestrunk/This podcast is sponsored by 3M https://podcasts.apple.com/us/podcast/packaging-today-show/id1656906367Join Us Live Daily on LinkedIn Or YouTube or listen at your leisure on Apple or Spotify Packaging Today Podcast https://open.spotify.com/show/6dksVwqEFVDWdggd27fyFF?si=e924995740f94e19https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

Listen to our last guest this week, Rob Rajfer, the founder and CEO of Waggon, as he speaks about his entrepreneurial journey and success in the transportation industry!     Here's What to Learn From This Episode: Rob Rajfer's Entrepreneurial Journey: Rob transitioned from a career at C.H. Robinson to founding Waggon with Tyler Sala. Launched in May 2023, catalyzed by market downturns and a risk-taking mindset post-capital raise from friends and family. Waggon's Growth Metrics: Bootstrapped from personal savings, Waggon achieved $3M in top-line revenue in its first six months and targets 6x growth in the second year, with ambitions to 3x again. Emphasis on talent and processes over tech complexity is vital to this growth. Key Industry Insights: Rob identifies M&A as significant for industry consolidation, benefiting fragmented small brokerages. Automation and AI will enhance back-office functions, but human interaction remains crucial in sales and customer service for maintaining competitive edge.   About Rob Rajfer Robert received his BA in Liberal Arts and Business Management from Indiana University and his MS in Law from Northwestern University. Robert has worked in the supply chain / logistics industry for the past five years. Robert spent the first three years of his career at C.H. Robinson (NASDAQ: CHRW) and the following years at Flock Freight (backed by SoftBank, Google Ventures, and Signal Fire). In conjunction with his work in supply chain / logistics, Robert is the Managing Partner of Seconds Capital LLC, a boutique micro VC.  

Many founders hit $3M in revenue and stall out. In this episode, Dan and Greg Crabtree break down why—and how to fix it. They discuss “profit truth”, how to spot financial red flags, and what metrics to track to scale beyond the messy middle. Plus: we're looking for listener stories. Have you implemented a system or framework that changed your business? Tell us about it. Your story could help 1,000s of entrepreneurs. Links from the episode: Form: Share your story / sponsor the pod (https://docs.google.com/forms/d/e/1FAIpQLSdPXbgWniCDhLpt4QPvOvoXPHRRwDYw-izZszc92qAuMPnhhQ/viewform?usp=sharing&ouid=101528162047962210125) Labor Efficiency Ratio Summary (https://docs.google.com/document/d/1kuJAqNkX_qncqp3qYtT27z9R5IpJTYeMIZtzMRMSV7A/edit?usp=sharing) CHAPTERS (00:00:14) Introduction and the Death Zone 00:09:37) The Impact of Paying a Market-Based Wage (00:11:03) Behavioral Economics and Profit Truth (00:14:38) The Definition of a Fully Capitalized Business (00:16:49) Transitioning through the Death Zone (00:17:26) The Three Steps to Business Success (00:18:51) Remaining Profitable in the Death Zone (00:19:48) Different Capital Profiles and Cashflow (00:21:04) The Emotional Challenge of Spending in the Death Zone (00:24:03) The Executional Problem of Growth (00:24:24) Getting Through the Black Hole (00:27:02) The $3 Million Mark (00:28:25) The Worth of Going Through the Zone (00:31:32) Managing a Marketing Agency Past $5 Million (00:36:26) Common Mistakes Made by Founders (00:38:36) Understanding Profit Truth (00:45:33) Investing in Finance and Accounting CONNECT Dan “at” tropicalmba dot com Ian “at” tropicalmba dot com LINKS Join the DC (http://dynamitecircle.com) Subscribe to the newsletter (https://tropicalmba.com/subscribe) Follow us on Instagram (https://www.instagram.com/tropicalmba/) Free resources for business owners (https://tropicalmba.com/resources) MORE EPISODES The Roadmap for Turning a Skill Into a $1M Business (https://tropicalmba.com/episodes/7-figure-productized-business) The Unexpected Downsides of Selling Your Business (https://tropicalmba.com/episodes/exit-founders-disappointed) Success Without Sacrifice? (https://tropicalmba.com/episodes/success-without-sacrifice) Shiny Object Syndrome (https://tropicalmba.com/episodes/shiny-object-syndrome) The Anti-Agency Agency + High ROI Customer Service Strategies (https://tropicalmba.com/episodes/anti-agency-high-roi)

News Links for the Week:Florida man arrested for having 3 wives in 3 different counties: https://www.abcactionnews.com/news/local-news/i-team-investigates/florida-man-arrested-for-having-3-wives-in-3-different-countiesKentucky man who won $167.3M on Powerball arrested, accused of kicking Florida officer: https://www.wlky.com/article/kentucky-man-won-powerball-arrested-kicking-florida-officer/64648983He let snakes bite him some 200 times to create a better snakebite antivenom: https://www.npr.org/sections/goats-and-soda/2025/05/02/nx-s1-5381017/snake-bite-venom-antivenom-tim-friede-universalTourist mistakes real crocodile for statue; gets mauled while taking selfie: https://indianexpress.com/article/trending/trending-globally/tourist-mistake-real-crocodile-for-statue-mauled-while-taking-selfie-viral-9980255/Kentucky boy uses mother's phone to order 70K Dum-Dum suckers to share with his friends: https://apnews.com/article/lollipop-delivery-kentucky-home-71775d424d9f9f3dcae49b1fbecdc216Alligator kills woman in Florida after tipping over her canoe: https://www.theguardian.com/us-news/2025/may/07/alligator-kills-woman-floridaVisit our brand spanking new home on the web @ www.earthoddity.net!!!This episode is brought to you in part by "Adventures in the Bible". Follow Todd on Facebook, Tic Tok, and everywhere else!Special thanks to Silencyde for providing the music! Check out his music on Soundcloud here: https://soundcloud.com/silencyde or on his YouTube channel here: https://www.youtube.com/user/Silencyde and on Facebook here: https://www.facebook.com/Silencyde/Like what you hear? Please consider joining our Patreon. Sign up at the $5 dollar level and get access to Earth Oddity Extended where you get an extended version of the show and an all exclusive show once a month! You can find that at www.patreon.com/earthoddity.

News Links for the Week:Florida man arrested for having 3 wives in 3 different counties: https://www.abcactionnews.com/news/local-news/i-team-investigates/florida-man-arrested-for-having-3-wives-in-3-different-countiesKentucky man who won $167.3M on Powerball arrested, accused of kicking Florida officer: https://www.wlky.com/article/kentucky-man-won-powerball-arrested-kicking-florida-officer/64648983He let snakes bite him some 200 times to create a better snakebite antivenom: https://www.npr.org/sections/goats-and-soda/2025/05/02/nx-s1-5381017/snake-bite-venom-antivenom-tim-friede-universalTourist mistakes real crocodile for statue; gets mauled while taking selfie: https://indianexpress.com/article/trending/trending-globally/tourist-mistake-real-crocodile-for-statue-mauled-while-taking-selfie-viral-9980255/Kentucky boy uses mother's phone to order 70K Dum-Dum suckers to share with his friends: https://apnews.com/article/lollipop-delivery-kentucky-home-71775d424d9f9f3dcae49b1fbecdc216Alligator kills woman in Florida after tipping over her canoe: https://www.theguardian.com/us-news/2025/may/07/alligator-kills-woman-floridaVisit our brand spanking new home on the web @ www.earthoddity.net!!!This episode is brought to you in part by "Adventures in the Bible". Follow Todd on Facebook, Tic Tok, and everywhere else!Special thanks to Silencyde for providing the music! Check out his music on Soundcloud here: https://soundcloud.com/silencyde or on his YouTube channel here: https://www.youtube.com/user/Silencyde and on Facebook here: https://www.facebook.com/Silencyde/Like what you hear? Please consider joining our Patreon. Sign up at the $5 dollar level and get access to Earth Oddity Extended where you get an extended version of the show and an all exclusive show once a month! You can find that at www.patreon.com/earthoddity.

In this episode of the Print Hustlers Podcast, we're joined by John Gibbs, founder of Logo Daddy Graphics, as he shares how he built a $3M+ print shop that doesn't rely on him to operate day-to-day. From designing a business that supports his lifestyle to hiring the right team and maintaining profitability through market shifts, John gets real about what it takes to scale and step back.

WHEN HARRY MET DEB!What a joy to interview this amazing couple - join us as they share their entrepreneurial journey discussing their time in the coffee business and the struggles and challenges they faced along the way. They emphasize what helped during the difficult times - the importance of maintaining integrity, core values, and a positive work culture, as well as implementing effective financial management and customer service strategies. Deb and Harry express their passion to now help other coffee shop owners navigate similar challenges and are announcing an upcoming event to help coffee shop owners plug the cash leaks and get back to loving their business again!Harry & Deb spent 10 years managing a 5 location coffee business in Chicago.  During their tenure, the business increased from $2M gross sales to $3M/year and increased average daily sales from $4-5,000/day to $12-15,000/day.  These sales also required managing a commissary that made on average 500 pieces (sandwiches, salads, wraps) a day.  Deb is a retired CPA who spent many years working with small business owners in all facets of their businesses and Harry is retired from 30 years in manufacturing management, where he excelled in creating sustainable systems and improving and changing corporate culture.  Together, their areas of giftedness cover about 90% of what it takes to run a small to medium sized business and help it thrive!Check back for links to connect and to register to event!

Linktree: https://linktr.ee/AnalyticBecome A Patron Of The Notorious Mass Effect Podcast For Additional Bonus Audio And Visual Content For All Things Nme! Join Our Patreon Here: https://ow.ly/oPsc50VBOuHJoin Analytic Dreamz on Notorious Mass Effect for an in-depth segment on Fuerza Regida's “Peliculiando” from their chart-topping album 111XPANTIA. Explore the San Bernardino quintet's fusion of traditional corridos with trap and hip-hop, driving 5.3M debut streams and a #11 spot on Billboard Hot Latin Songs. Learn how 111XPANTIA hit #1 on Top Latin Albums and #2 on Billboard 200, with 76,000 units. Analytic Dreamz breaks down the cultural impact, cinematic storytelling, and streaming success shaping Fuerza Regida's dominance in música mexicana.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this lighter (but still info-packed) Friday Q&A episode, Don tackles a mixed bag of real-world money questions—from Roth conversions and selling the family home to foreign tax credits and the emotional overload of trying to do everythingat once. Listeners wrestle with software vs. strategy, gifting real estate to their kids, and finding financial sanity in mid-life. Don reminds us: good advice doesn't come with a magic wand, but it does come with a bit of permission to slow down. 0:56 Roth conversions vs. tax software forecasts Don breaks down a listener's dilemma between believing Bolden software's results and the unpredictable future of taxes. 3:16 Selling a $1.3M home to your daughter at a discount Creative estate planning meets real estate risk. Don dives into the tax, gift, and legal landmines. 9:21 Should I worry about foreign tax credits with VT? A listener's ETF portfolio prompts a discussion on whether VT's structure means missing out on foreign tax credit benefits. 14:13 “Is Tom using a money multiplier?” A sharp-eared listener catches a math slip and asks whether Tom is secretly using margin or magic. 15:35 Holistic financial planning for a stretched young family In a heartfelt question, a 30-something couple wonders how to juggle mortgage, saving, and life without burning out. Don gives them more than advice—he gives them permission. 21:59 Don's guest appearance on Personal Finance for Long-Term Investors If you want more Don, check out his chat about annuities with Jesse Kramer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sabir Semerkant is an eCommerce expert, growth strategist, and entrepreneur with over 20 years of experience driving over $1 billion in revenue. Endorsed by Gary Vee, Neil Patel, and Matt Higgins (SharkTank), Sabir has advised Fortune 500 companies, scaled startups, and helped brands like Coca-Cola, Canon, Tommy Hilfiger, and Sour Patch Kids achieve rapid growth.In 2024, Sabir's Rapid 2X program boosted growth for 29 brands across 17 industries, delivering a 108% average increase in just 21 days. Prior programs have scaled over 150 brands, including Ashley Stewart, which grew from $3M to $30M under Sabir's leadership.Connect with Sabir here:https://www.linkedin.com/in/sabirsemerkant/https://www.facebook.com/growthbysabir/https://www.growthbysabir.comDon't forget to click the link below to download our FREE High-Impact LinkedIn Post Templates: https://www.thetimetogrow.com/ecsposttemplates

MAID: Why the Government Wants You to Kill Yourself - Kelsi Sheren Watch this video at- https://youtu.be/gBgh-yxZtzY?si=MN9ITRLcCj4nG8v8 Triggernometry 1.3M subscribers 1,015,492 views Jan 15, 2025 TRIGGERnometry - NEW episodes every Sunday and Wednesday 2 pm ET/7 pm UK Kelsi Sheren is a former Canadian Artillery Gunner, coach, author, host of The Kelsi Sheren Perspective and a TEDx Speaker. | Follow Kelsi on X: https://x.com/KelsiBurns SPONSOR: Our partners Augusta Precious Metals are the best Gold dealer provider in the business. Protect your 401K: https://bit.ly/Triggernometry_Augusta... SPONSOR: Shopify! Sign up for a £1 per month trial at https://www.shopify.co.uk/trigger/ SPONSOR: MUDWTR. Start your new morning ritual & get up to 43% off your ‪@MUDWTR with code TRIG at - https://mudwtr.com/TRIG. Join our exclusive TRIGGERnometry community on Substack! https://triggernometry.substack.com/ OR Support TRIGGERnometry Here: Bitcoin: bc1qm6vvhduc6s3rvy8u76sllmrfpynfv94qw8p8d5 Shop Merch here - https://www.triggerpod.co.uk/shop/ Advertise on TRIGGERnometry: marketing@triggerpod.co.uk Find TRIGGERnometry on Social Media:   / triggerpod     / triggerpod     / triggerpod   About TRIGGERnometry: Stand-up comedians Konstantin Kisin (@konstantinkisin) and Francis Foster (@francisjfoster) make sense of politics, economics, free speech, AI, drug policy and WW3 with the help of presidential advisors, renowned economists, award-winning journalists, controversial writers, leading scientists and notorious comedians. 00:00 Introduction 01:06 What is M.A.I.D? 14:23 How do they justify euthanising children? 16:40 Augusta Precious Metals advert 18:15 How can you euthanise people for just being depressed? 21:31 What do we do with people who are genuinely seriously mentally unwell? 26:10 Electro-shock therapy 29:21 M.A.I.D is a self reporting system with no safeguards 33:57 Palliative care 37:02 Shopify advert 38:20 Is cost saving the reason this is being pushed? 46:12 Government overspending 49:44 How much of this is to do with ideology? 51:15 MUD/WTR advert 52:44 What are people doing to push back? 58:11 They're trying to kill as many people as possible 01:03:57 What's the thing we're not talking about that we should be?

This one's a MASTERCLASS for every small biz owner, startup founder, or scrappy team trying to grow with limited resources. I kicked off this keynote with a personal story—my family's immigrant journey, my days flipping baseball cards, and how I scaled my dad's liquor store from $3M to $65M without outside capital.