Podcasts about 3M

In this episode, Gareth Everard, founder of Rockwell Razors and co-creator and former CMO of Lomi ($100M+ in 2 years), explains why revenue growth can be misleading and what serious DTC operators track instead. We unpack Gareth's 4-lever framework for building a profitable eCommerce business, how to calculate allowable CAC before you truly know LTV, and why relying on future LTV assumptions can quietly break your financial model. We also get into his preference for funding via revenue over venture capital, why bundling often beats subscriptions, and the launch mechanics that helped Lomi generate $3M in its first 72 hours on Indiegogo.   Key Takeaways (00:00) Intro (01:27) Crowdfunding Vs. Venture Capital Funding (03:25) Why Revenue Growth Can Kill a DTC Brand (06:45) The Real Math Behind SaaS vs. DTC Valuations (14:18) The 4 Levers of eCommerce (22:54) Why He Won't Build Below 80% Gross Margin (26:23) Difficult Business Models (30:26) Is the Subscription Model the Right Move? (35:40) When Bundles Beat Subscriptions for LTV (39:50) How Lomi Did $3M in 72 Hours (43:48) Using Crowdfunding for Product Feedback (Carefully) (47:04) Contribution Margin Creates Optionality     Watch on YouTube: https://youtu.be/7NPXMBRuTXE     Let's Connect: Website | Instagram | YouTube | TikTok | Twitter | Facebook

Tara breaks down the massive scope of alleged fraud in federal programs, the court victories clearing the way for enforcement, and the crucial fight over the SAFE Act. Fraud at Scale: Reports suggest up to $1 trillion a year in Medicare, Medicaid, and other federal program fraud in multiple Democrat-run cities. Trump's Enforcement Wins: Millions removed from food stamps and Medicaid in Republican states, plus a key appeals court ruling allowing IRS data access. The SAFE Act: Pending legislation could force the Democrats to turn over voter rolls, removing ineligible voters and protecting election integrity. Billionaire Wealth & Taxes: Discussion of wealth taxes as a funding mechanism for federal programs and the political resistance to enforcement.

Reach Out Via Text!In this solo Wednesday episode, Jeremiah pulls back the curtain on a major shift happening inside Growing Green Landscapes' maintenance division. After running deep analytics on man-hours, drive time, and revenue per hour, he shares why some long-time customers are being dropped — and how dialing in the right ICP (ideal client profile) is critical to scaling profitably. Jeremiah also breaks down the dangers of hidden drive time, why $63 revenue per hour isn't scalable, and how they're restructuring maintenance with mandatory enhancements and tighter pricing discipline. Plus, he announces the free April 10th Operations Event and shares an honest update on culture, hiring, and hitting their $1.3M revenue goal in 2026. If you're serious about tightening your operations this spring, this episode is a must-listenSign up for Ops Event here: https://www.eventbrite.com/e/1980729312694?aff=oddtdtcreatorLet's build smarter this year. Support the show 10% off LMN Software- https://lmncompany.partnerlinks.io/growinggreenpodcast Signup for our Newsletter- https://mailchi.mp/942ae158aff5/newsletter-signup Book A Consult Call-https://stan.store/GrowingGreenPodcast Lawntrepreneur Academy-https://www.lawntrepreneuracademy.com/ The Landscaping Bookkeeper-https://thelandscapingbookkeeper.com/ Instagram- https://www.instagram.com/growinggreenlandscapes/ Email-ggreenlandscapes@gmail.com Growing Green Website- https://www.growinggreenlandscapes.com/

In this livestream-style episode, Michael LaFido shifts from interviewing service providers to spotlighting a real-world success story from one of his Luxury Mastery coaching students, Felita, a Houston-based agent with 24 years of experience. Michael frames the conversation around opportunities—explaining the difference between cold opportunities (people who don't know/like/trust you yet) and warm opportunities (your sphere, CRM, and people who already know you). The main case study: Felita challenged her own limiting beliefs by hosting an open house at a $1.95M listing—nearly 3x higher than the most expensive open house she'd ever hosted (previously ~$650K). Despite little prep time (she hadn't toured the home in advance and didn't deploy as many signs as recommended), she generated strong traffic across the weekend and proved to herself that luxury buyers are “no different than everyone else”—they still respond to confidence, professionalism, and great questions. Michael and Felita unpack why this worked: the listing had been on the market for about 18 months, meaning the listing agent and seller likely felt pressure and welcomed fresh activity. Felita approached the listing agent with a win-win solution, hosted the open house, and used a clear sign-in requirement to maintain control and professionalism. The biggest breakthrough came from her ability to adapt quickly—after noticing visitors cared heavily about schools, she returned the next day with a portfolio/binder of nearby sold homes in the school zone, which helped her build authority fast. That preparation paid off: Felita built rapport with attendees and earned the opportunity to show a couple a $3M home, expanding her confidence and pipeline in higher price points—even though she hadn't personally sold above ~$600K before. The episode closes with Michael encouraging viewers to step out of their comfort zone, leverage OPP (Other People's Properties) with permission, and use simple video before/during/after open houses to position themselves as a trusted authority. Michael also promotes upcoming LUXE Designation training (including an April 16 Houston event) and ends with his signature motivational theme: “Prove them wrong.” Key Takeaways Luxury growth starts by chasing opportunities, not just closings. Hosting higher-end open houses can be a fast path to new relationships and confidence. Stale listings can be a strategic opening for a win-win pitch to the listing agent. Asking great questions + listening creates trust quickly, even in luxury. Adaptation wins: bring value that matches buyer motivation (ex: school-specific portfolio).      

Episode Overview:In this episode, Alex Rawlings speaks with Richard Fitzgerald of CapitalSpring, a private equity firm specializing in foodservice and multi-location consumer businesses. Richard shares insights into CapitalSpring's differentiated, sector-focused approach, how they've scaled over 20 years, and the recent $1B+ exit to Bain Capital. He also unpacks their latest fundraising success in a tough market and the importance of specialization in today's crowded PE landscape.Timestamps & Key Topics:00:00 – Introduction Overview of CapitalSpring's focus and two key topics: fundraising success and a $1B+ exit.00:54 – Richard's Background From investment banking to founding CapitalSpring in 2005 with a sector-specialist mindset.03:19 – Why Multi-Location Businesses? Opportunities found on Main Street—resilient, everyday consumer services often overlooked in PE.04:43 – Starting Small, Scaling Big CapitalSpring began with $3M; now 300 investments and $4B deployed across 100+ brands.06:30 – Specialization as a Differentiator Why generalist firms struggle, and how deep focus wins deals without being the highest bidder.08:55 – $1B+ Exit: Sizzling Platter to Bain Capital Growth from 400 to 800+ locations across multiple brands and markets, despite COVID headwinds.14:03 – Key Learning: Labor-Light Models Pandemic emphasized the value of operational efficiency and low labor reliance in QSR investments.15:27 – Fund VII: First Close Success How CapitalSpring raised in a tough market by showcasing portfolio resilience and a hybrid debt/equity model.17:44 – Hybrid Capital Strategy Flexibility to invest via debt, equity, or both—offering solutions to founders and mitigating risk for LPs.20:04 – Book Recommendation: Give and Take by Adam Grant The power of relationships in PE—not just financial modeling.21:57 – Connect with Richard Email: rfitzgerald@capitalspring.com | LinkedIn & website via CapitalSpring.Top Takeaways:Specialization is key in today's competitive PE environment.Hybrid investing (debt + equity) offers flexibility and downside protection.Operationally light, multi-unit businesses prove resilient—even in crises.Long-term success in PE depends on relationships, not just technical skills.Raw Selection partners with Private Equity firms and their portfolio companies to secure exceptional executive talent. We focus on de-risking executive recruitment through meticulous search and selection processes, ensuring top-tier performance and long-term success.

1.400 buurtbewoners openen een zaak tegen chemiebedrijf 3M voor het vredegerecht in Antwerpen. Er zit veel meer PFOS in hun bloed dan zou mogen. Hoeveel kans maken ze tegen de chemiereus? Vier jaar oorlog in Oekraïne: hoe heeft dat de Oekraïners veranderd? En wat doet zo'n conflict met journalist Marijn Trio, die de oorlog op de voet volgt? In Izegem sluit het openluchtzwembad. Sterven de openbare buitenzwembaden uit, en is dat een probleem?

Welcome to Tax Tuesday with Anthony Wolfenden from Positive Tax Solutions.This week, we unpack the latest version of Div 296 — the proposed new superannuation tax that has been reintroduced to Parliament for the third time under the “Building a Stronger and Fairer Super System” reforms.Often dubbed the “Voldemort Tax,” Div 296 has undergone major changes since its original 2023 proposal. In this episode, we break down what's changed, what's improved, and what high-balance super holders must do next.What Is Div 296?Div 296 introduces an additional tax on individuals with total super balances above $3 million.Under the revised proposal:• Balances between $3M and $10MAn additional 15% tax on earnings above the thresholdTaking the effective rate to 30%• Balances above $10MAn additional 20% tax on earnings above that thresholdTaking the effective rate to 40%Importantly, this tax is proportional — it only applies to the portion of earnings above the relevant threshold.The Three Major Fixes in the New BillAnthony explains how the updated version addresses three critical flaws from the original draft:1. No More Retrospective TaxationA cost-base reset allows SMSFs to revalue assets to market value as of 30 June 2026 — creating a clear “line in the sand.”2. No Tax on Unrealised GainsThe revised version removes the controversial tax on unrealised capital gains. Now, capital gains tax only applies when assets are actually sold.3. Indexation AddedThe $3M and $10M thresholds will now be indexed to inflation — reducing the risk of inflation dragging more Australians into the regime over time.Why 30 June 2026 Is CriticalIf you have an SMSF or a super balance approaching $3 million, 30 June 2026 is one of the most important dates on your financial calendar.Before that date, you should:• Obtain accurate, evidence-based market valuations of all SMSF assets• Ensure your cost base is correctly reset• Review whether restructuring or rebalancing is required• Consider contribution splitting or spouse strategies where applicableYour valuation is your shield. It determines how future capital gains are calculated under the new rulesWho Is Driving This?The reforms are being introduced by the Australian Government and regulated through the Australian Taxation Office, which oversees compliance within superannuation.Who Should Pay Attention?• Individuals with balances near or above $3M• SMSF trustees• Investors in pension phase with high balances• High-income earners planning long-term super growthFor most Australians, this tax won't apply. But for those nearing the threshold, proactive planning is essential.Final TakeawayThe bill is significantly improved from its original form — but it still introduces a meaningful shift in how large super balances are taxed.If you're close to the threshold, now is the time to:• Speak with your accountant• Review your SMSF valuations• Model future growth• Consider strategic adjustments before the deadlineBecause while having $3 million in super is a great problem to have — paying unnecessary tax on it isn't.Catch you next Tax Tuesday.

Ep 105: Kevin DeSilva and Marc Bagley of 3M stop by to demystify PPF (Paint Protection Film)/PWF (Protection Wrap Film), Color Change Wrap Film, Window Tint Film, ceramic coating, and so much more. Not only are you gonna get inspired to start offering automotive protection for your customers, but you'll also get an interesting history lesson as well. Score!Check out the featured products: MetamarkArlon DPF V9500 G2G Products "Your podcast is the best podcast in the business." - Jared Granberry, President, GSG (Graphic Solutions Group)The Slightly Serious Sign Podcast is now the #1 Most Fact Checked Podcast in the United States. Voted #1 by Signman (standing on a van on top of 18 pallets changing a lightbulb over a movie theater sign)https://www.wensco.com/company/slightly-serious-sign-podcast616.785.3333 W.A.R. (Wensco Automotive Restyling) Slightly Serious Sign Podcast Theme Song Courtesy of Joe Morreale© 2025 Joe MorrealeThe views, thoughts, and opinions expressed are the speaker's own and do not represent the views, thoughts, and opinions of Wensco Sign Supply. The material and information presented here is for general information purposes only. The "Wensco Sign Supply" name and all forms and abbreviations are the property of its owner and its use does not imply endorsement of or opposition to any specific organization, product, or service. Things to note on the statement. Wensco owns all rights to video or audio for Slightly Serious Sign broadcast and cannot be used ...

Brookvale isn't just another industrial hub — it's tightly held, high demand, and always growing.We've seen yields jump from 2.5% to 8.5% with smart renovations and leasing strategies. One cosmetic upgrade turned into a $2–3M uplift in value.Even small plays work. Storage units from $30K + GST renting at 10% yield = passive income in 10 years.Commercial isn't about square metres — it's about yield.Thinking outside the resi box? Let's talk.

In this episode of Sustainable Packaging with Cory Connors, Cory welcomes back returning guest Julianne Strunk from 3M. The discussion centers on 3M's latest innovation campaign — Recycled Sealing Made Simple — which addresses the growing challenges brands face as recycled content becomes more common in corrugated packaging.Julianne talks about her journey at 3M, the rise of recycled corrugate in the marketplace, the performance issues customers are experiencing, and how 3M is responding with tapes, equipment, and systems designed for today's packaging realities. The episode also touches on 3M's long-standing commitment to sustainability, as well as big announcements coming at PACK EXPO.Key Topics Discussed:Recycled corrugate is increasing, causing weaker boxes and adhesion issues.3M launched “Recycled Sealing Made Simple” to fix sealing problems on recycled board.New sustainable tapes include recyclable paper tape and recycled‑content backing.Improved tape heads & automation reduce box damage, jams, and re‑taping.3M strengthens industry role as a founding sponsor of the podcast.More innovations coming, with major releases planned for PACK EXPO.Resources Mentioned:Website: 3M Julianne Strunk: LinkedIn3M: LinkedIn3M sustainable packaging tapes and automation equipmentContact:Companies interested in learning more about 3M's sustainable packaging solutions or partnership opportunities can reach out through their 3M representative or distributor network.Closing Thoughts:Cory and Julianne emphasize how rapidly packaging materials are changing and how vital it is for brands to adapt with solutions designed for higher‑recycled‑content substrates. 3M continues to lead with thoughtful innovation, strong customer partnerships, and systems that align sustainability with performance. The episode encourages listeners to rethink adhesion challenges, explore automation upgrades, and stay tuned for new 3M product releases.Thank you for tuning in to Sustainable Packaging with Cory Connors!https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

DNP 143: 1,5 ,6 Themalied: Heer ik wil u aanbidden. Schriftlezing: Mattheus 3: 13- 4:11 DNP 63: 1 Tekst: Mattheus 4:4 Preek NLB 538: 1A, 2V, 3M, 4A Leefregels van God (Mattheus 6: 19-34) GK 38 NLB 653: 1, 2, 7

Rob Schimmenti is flipping houses in New York City — one of the most competitive real estate markets in the country — and closing 15 high-margin deals per year primarily through driving for dollars. In this episode, he breaks down his real numbers, how he generated nearly $3M from 26 deals, why his driving-for-dollars list produces bigger spreads than PPC or high-equity lists, how he calculates ROAS, and the simple postcard tweaks that improved his response rates. If you want to compete in a saturated market without a massive team or complicated funnels, this is a practical look at what's actually working.   KEY TALKING POINTS: 0:00 - Intro 0:50 - Rob Schimmenti's Business 1:42 - Learning From Alex Hormozi 3:28 - His First Deal Under Contract 7:22 - Fractional Ownership Process 10:11 - Finding ROAS & His Next Deal 13:30 - Closing Costs In NY 14:35 - What His Team Looks Like 16:21 - Driving For Dollars 20:28 - D4D vs List Building 23:11 - How He's Improved His Postcards 26:57 - Where To Find Rob & Closing Thoughts 29:07 - Outro   LINKS: Instagram: Rob Schimmenti https://www.instagram.com/robschimmenti/   Website: Cash 4 Keys https://www.cash4keys.com/   Instagram: David Lecko https://www.instagram.com/dlecko   Website: DealMachine https://www.dealmachine.com/pod   Instagram: Ryan Haywood https://www.instagram.com/heritage_home_investments   Website: Heritage Home Investments https://www.heritagehomeinvestments.com/

What if the reason you feel stretched thin has nothing to do with how much time you have — and everything to do with where you're putting it? In this episode, Bradley breaks down one of the most impactful exercises a small business owner can do: the time and energy audit. He traces the idea back to its roots, makes the case for why energy matters just as much as hours, and gives you a clear framework for getting started.Books & Resources MentionedBuy Back Your Time — Dan Martell. The Effective Executive — Peter Drucker. Alex Hormozi (time study concept). Alex Charfen / EPT (Entrepreneurial Personality Type).Register Now! Lead Yourself First: February 24th - an Above The Business WorkshopFREE workshop for business owners who planned well but are running on fumes.You set the goals in January. You aligned the team. You built the plan.But six weeks in, you're exhausted.Here's the truth: Your business won't grow beyond you until you lead yourself first.Join Bradley for a FREE 2-hour workshop on February 24th at 10 AM CST.You'll build your Personal Operating System, Decision Framework, Energy Protection Plan, Role Clarity Matrix, and 90-Day Accountability Structure.Space is limited. https://blueprintos.com/assetsThanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.About Above The Business:Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

Most women assume advisors outperform because they're “experts.” The data inside real portfolios tells a very different story. In this episode, I take you behind the scenes of reviewing real client portfolios - many advisor-managed, ranging from $30K to over $3M, and show you exactly what's working, what's quietly draining wealth, and why it's not only possible, but easy, for women to outperform advisors without a finance degree or prior investing experience.Tune in to learn: Why it's possible to outperform an advisor even if you've never invested on your own The real returns inside advisor-managed portfolios  and how they compare to the market The one critical thing advisor-managed portfolios are missing Why advisor portfolios are designed for complexity, not returns How fees and underperformance compound into millions lost over time

How much you need to retire quiz: https://bit.ly/Adam-OlsonWhat actually happens when you retire with $3 million in traditional retirement accounts?In this episode, I walk through the real numbers behind Required Minimum Distributions (RMDs) starting at age 73—and why having a large IRA or 401(k) can quietly turn into a tax and Medicare premium problem if you don't plan ahead.You'll learn:What a $3M portfolio forces you to withdraw in your first RMD yearHow RMDs stack with Social Security, pensions, and dividendsWhy many retirees end up in higher tax brackets than they expectedHow RMD income can trigger IRMAA Medicare surcharges years laterThe surviving spouse tax trap almost no one sees comingWhat proactive tax planning (like Roth conversions) can still do—before it's too lateThe biggest threat to a well-funded retirement isn't market loss—it's government-mandated income taxed on their schedule, not yours.I'm Adam Olson, a CFP®. I used my 14 years of experience to create the Red Zone Retirement Planning Process, so that your retirement feels like a Saturday every day.If you want help optimizing your own retirement plan, click the link to fill out the questionnaire and I'll send you a personalized video showing exactly how this applies to your situation.How much you need to retire quiz: https://bit.ly/Adam-OlsonInvesting involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.

In this investigative solo deep dive, Darin exposes the ongoing PFAS contamination crisis, the "forever chemicals" found in drinking water, clothing, carpets, cookware, cosmetics, food packaging, and even firefighting foam. Sparked by a Frontline investigation into the carpet industry in Dalton, Georgia, this episode expands far beyond one region and reveals a global supply chain problem affecting nearly every American. This episode is urgent. With 99% of people showing measurable PFAS levels in their blood, this is not about fear. It's about sovereignty. It's about awareness. It's about eliminating silent accumulation and reclaiming control over your environment. This is not luxury health. This is foundational freedom.     In This Episode What PFAS are and why they're called "forever chemicals" The Dalton, Georgia carpet industry case and wastewater contamination Internal corporate knowledge from 3M and DuPont decades ago Why PFAS contamination is global, not regional Everyday exposure: waterproof clothing, yoga pants, school uniforms, outdoor gear Nonstick cookware and safer alternatives Microwave popcorn bags and grease-resistant packaging Cosmetics, mascara, and fluorinated compounds Firefighting foam contamination at airports and military bases Health impacts: immune suppression, thyroid disruption, cancer risk Why water filtration is your first line of defense Emerging detox strategies: fiber, blood donation, microbiome support The role of regulation rollbacks and corporate accountability Algae-based PFAS alternatives already entering the market     Chapters 00:00:00 – Welcome to SuperLife: sovereignty, health, and responsibility 00:00:33 – Sponsor: Truniagen NAD supplement 00:02:17 – Why this PFAS episode is urgent and investigative 00:03:07 – The Frontline documentary: Dalton, Georgia & carpet contamination 00:04:31 – What PFAS / PFOA actually do and why they were adopted 00:05:45 – "Miracle chemistry" without proper safety testing 00:06:07 – Persistence: PFAS do not break down in the environment 00:06:38 – Wastewater discharge & farmland contamination 00:07:50 – Dead livestock, contaminated groundwater & generational impact 00:08:23 – 3M, DuPont, internal documents & decades of corporate knowledge 00:08:52 – Long-chain vs short-chain PFAS replacements 00:09:20 – Clothing exposure: waterproof jackets, yoga pants, uniforms 00:10:24 – Cookware exposure & safer alternatives 00:10:57 – Cosmetics & Environmental Working Group resources 00:11:17 – Sponsor: Shakeology & seven layers of quality testing 00:13:03 – Lack of labeling transparency 00:13:20 – Firefighting foam & military base contamination 00:14:05 – Health risks: immune suppression, thyroid, cholesterol, cancer 00:14:35 – 99% of Americans have PFAS in their blood 00:15:01 – Erin Brockovich & environmental legal activism 00:15:33 – Personal action step #1: Reverse osmosis water filtration 00:16:04 – Testing well water & municipal pressure 00:16:28 – Personal action step #2: Eliminating household exposures 00:17:25 – Emerging research: oat beta glucan fiber 00:18:03 – Firefighter study: blood donation lowering PFAS levels 00:18:32 – Microbiome & mycelium detox research 00:18:56 – Moving beyond fear into empowered action 00:19:23 – Phasing out toxic clothing & upgrading environment gradually 00:20:15 – Stockholm Convention & global treaties 00:20:52 – EPA regulations & rollback frustrations 00:21:19 – Innovation outrunning safety 00:21:50 – Share this episode & create consumer pressure 00:22:28 – Clean water, clean soil, clean products as human rights 00:22:54 – Terem Labs & algae-based PFAS alternatives 00:23:27 – Building a safe home environment as first step 00:24:15 – Final call to action: demand transparency & push reform     Thank You to Our Sponsors Shakeology: Get 15% off with code DARINO1BODI at Shakeology.com. Truniagen: Go to www.truniagen.com and use code DARIN20 at checkout for 20% off     Join the SuperLife Community Get Darin's deeper wellness breakdowns, beyond social media restrictions: Weekly voice notes Ingredient deep dives Wellness challenges Energy + consciousness tools Community accountability Extended episodes Join for $7.49/month → https://patreon.com/darinolien     Find More from Darin Olien: Instagram: @darinolien Podcast: SuperLife Podcast Website: superlife.com Book: Fatal Conveniences     Key Takeaway PFAS shows us what happens when innovation outruns safety. This is not about panic. It's about power. Clean water, clean soil, clean products; these are not luxuries. They are the foundation of sovereignty, freedom, and long-term health. Awareness is rising. Alternatives are emerging. Industry shifts when consumers shift. Make one change today. Then another. That's how we win.     Bibliography/Sources Australian Red Cross Lifeblood / University of New England. (2022). Effect of Plasma and Blood Donations on Levels of Perfluoroalkyl and Polyfluoroalkyl Substances in Firefighters in Australia: A Randomized Clinical Trial. https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2791196 Boston University / University of Massachusetts Lowell. (2024). An oat fiber intervention for reducing PFAS body burden: A pilot study. (Published in Toxicology and Applied Pharmacology). https://doi.org/10.1016/j.taap.2024.117163 National Academies of Sciences, Engineering, and Medicine. (2022). Guidance on PFAS Exposure, Testing, and Clinical Follow-Up. https://nap.nationalacademies.org/catalog/26156/guidance-on-pfas-exposure-testing-and-clinical-follow-up Environmental Health Perspectives. (2021). Per- and Polyfluoroalkyl Substance Toxicity and Human Health Review: Current State of Knowledge and Strategies for Informing Future Research. https://pmc.ncbi.nlm.nih.gov/articles/PMC7906952/ New England Journal of Medicine (NEJM) / IARC. (2024). Carcinogenicity of Perfluorooctanoic Acid (PFOA) and Perfluorooctanesulfonic Acid (PFOS). https://www.nejm.org/doi/full/10.1056/NEJMc2401611 FRONTLINE. (2024). Contaminated: The Carpet Industry's Toxic Legacy. (Investigative Documentary). https://www.youtube.com/watch?v=J_j66vAunXk United States Environmental Protection Agency. (2024). Final PFAS National Primary Drinking Water Regulation. https://www.epa.gov/sdwa/and-polyfluoroalkyl-substances-pfas

Welcome to Multiverse News, Your source for Information about all your favorite fictional universesPrime Video unveiled the first trailer for Spider-Noir, starring Nicolas Cage in his first leading TV role as Ben Reilly—a name change from the Peter Parker version he voiced in Into the Spider-Verse—a down-on-his-luck 1930s New York private investigator forced to reckon with his past as the city's only superhero. The trailer also teased multiple villains and concluded with the tagline With No Power Comes No Responsibility. The eight-episode series is set to launch May 27 as a full binge release with each episode available in both black-and-white and color versions.Lucasfilm dropped the first full trailer for The Mandalorian and Grogu Tuesday morning, setting up Star Wars' return to theaters after seven years with Din Djarin and Grogu enlisted by the New Republic to combat scattered Imperial warlords. The May 22 release directed by Jon Favreau and co-written with newly promoted Lucasfilm president Dave Filoni features Pedro Pascal, Sigourney Weaver as former Rebel pilot Colonel Ward, and Jeremy Allen White voicing Rotta the Hutt, with footage showcasing Coruscant, Hoth, gladiator fights, and action sequences far bigger than the Disney+ series. Emerald Fennell's Wuthering Heights capitalized on Valentine's Day weekend with $83M globally ($37.5M domestic, $45.5M international), marking Warner Bros' ninth consecutive number one opening. Sony's GOAT overperformed with $35.1M domestic; the best opening for an original animated film since Pixar's Element, while Amazon MGM's Crime 101 stumbled with just $16.3M domestic against its $90M budget. The romantic drama skewed heavily female with 76% of audiences and represents record openings for both Fennell and Jacob Elordi, though the holiday boost may be short-lived as GOAT already beat it on both Sunday and Monday.Jason Momoa will star in Sony Pictures and PlayStation Productions' film adaptation of Helldivers, directed by Justin Lin, set to hit theaters on November 10, 2027. The film is based on the popular video game franchise in which an elite unit of soldiers called Helldivers battle alien creatures threatening the fictional planet of Super Earth, with Helldivers 2 having sold more than 12 million units in its first four months after its 2024 launch.Blumhouse-Atomic Monster and Behaviour Interactive have tapped David Leslie Johnson-McGoldrick and Alexandre Aja to write the feature film adaptation of the horror video game Dead by Daylight. Aja will not direct the film as he is committed to directing Under Paris 2 for Netflix, so the companies are beginning the search for a director, with James Wan, Jason Blum, and Stephen Mulrooney serving as producers.James Van Der Beek, the actor best known for playing Dawson Leery on the hit teen drama Dawson's Creek, died on February 11, 2026, at age 48 after battling Stage 3 colorectal cancer. Van Der Beek was diagnosed with the disease in 2023 and made his diagnosis public in November 2024, with his family confirming he passed peacefully and met his final days with courage, faith, and grace.Apple has acquired the IP and all rights to Severance from producer Fifth Season in a deal worth just under $70 million, with Apple Studios now producing future seasons in-house while Fifth Season remains as an executive producer. The series has been renewed for Season 3 with a fourth season considered a lock, and showrunner Dan Erickson and director Ben Stiller are open to expanding the franchise with prequels, spinoffs, and foreign versions to keep fans engaged during gaps between seasons.Lionsgate and Saber Interactive have announced a AAA John Wick video game in development for PlayStation 5, Xbox Series X|S, and PC, with Keanu Reeves reprising his role providing the character's look, voice, and involvement in production alongside franchise director Chad Stahelski.

What if one of the biggest legends in home services wasn't done yet? In this episode of To The Point - Home Services Podcast, Chris sits down with Paul Kelly, the man who scaled Parker & Sons from $7M to $250M, to dig into why he's back in the game. From exotic dancing jokes to deep industry insights, this episode brings both laughs and leadership gold. Paul unveils Raising GOATS, his exclusive new initiative to mentor the next generation of high-performing home service business owners. It's not a class. It's not just coaching. It's a full-on movement to cultivate the Greatest of All Time in HVAC, plumbing, and electrical. Chris and Paul explore what really sets GOATs apart: elite-level implementation, simplicity in strategy, and learning to think differently. If you're leading a $3M+ business and hungry to scale, this episode might just change your mindset, and your trajectory.   Additional Resources: Listen to To the Point, wherever you get your podcasts! Learn more about To the Point and RYNO Join The ARENA - a CSTG Community (powered by our media partner, PeopleForward Network) Subscribe to CSTG on YouTube! Connect with Chris on LinkedIn Chad on LinkedIn Chad Peterman | CEO | Author Follow PeopleForward Network on LinkedIn Learn more about PeopleForward Network   Key Takeaways: Think differently to lead effectively and scale faster Simplicity is the ultimate strategy for implementation Surround yourself with GOATs to become one Great leadership starts with clarity and curiosity Implementation > Information. Do the work  

Dear Humans, Today on The God Show, we watched the interview Trump and CBS didn't want you to see. CBS blocked Colbert from airing his James Talarico interview, so Colbert posted it online instead. And it immediately backfired. Here's the part that matters. The clips from the "FCC-censored" Tallarico interview started pulling views like a runaway train: YouTube 1.3M, Instagram 1.6M, TikTok 2.4M, Twitter 5.1M. For context, Colbert's show averages 2.3 million viewers on linear TV. What a bunch of morons! They tried to shrink the message and accidentally turned it into a megaphone. We also covered: The DOJ/Epstein material you're being told to "move on" from, and why that demand is the tell Fox trying to sanitize Epstein as a harmless "party guy" and why that's the moral bottom of the barrel Blessings & Smites, including Bruce Springsteen, Jesse Jackson, and a long list of people who deserve none of our patience They can throttle the feed, they can threaten the networks, they can demand we "move on," but they can't make us forget what we've learned, and they can't stop us from telling the truth out loud. Love, God  

Contractor Cash Flow Fix — The 4 Numbers Every Subcontractor Must Track with Dustin Young   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   Pay-When-Paid Cash Flow: How Subcontractors Survive Long Payment Terms    Subcontractors and GCs don't usually go broke because they don't have work—they go broke because cash timing, contract terms, and decision-making lag quietly squeeze them until payroll becomes a crisis. In this episode, Rocky Lalvani sits down with Dustin Young, a fractional CFO who works specifically with construction companies doing roughly $3M–$30M in annual revenue. Dustin shares the patterns he sees across contractors: "pay-when-paid" bottlenecks, contracts signed without understanding payment terms, books that are months behind, and owners stuck fighting fires instead of building systems.   In This Episode, You'll Learn: Why subcontractors often get stuck with "pay when paid" terms—and how to reduce the damage with cash forecasting and up-front negotiation before you sign.  The question Rocky asks that exposes a common blind spot: most contractors don't know payment terms before signing, and that can mean funding payroll for 90 days without cash coming in.  The 4 numbers Dustin wants contractors tracking consistently (weekly/monthly): cash, sales, gross profit, net profit—so you can make decisions based on reality, not vibes.  Rocky's gross profit mindset shift: top-line revenue can fool you, but gross profit tells you what size business you can actually run.  Why Dustin's "field + finance" background matters: construction companies often have a disconnect where field operations and accounting don't speak the same language, which leads to waste, margin surprises, and chaos.  The failure pattern Dustin sees: businesses die when they can't make decisions fast enough—especially when job margins are unknown and the books are months behind (he mentions a company six months behind that still "thinks" they did ~$40M).  Why the hardest bottlenecks aren't spreadsheets—they're people problems (trust breaks, safety incidents, long-time employees) and why owners delay decisions even when they know what has to happen.  The real cost of "tax advice" spending and shiny purchases (like the $120,000 truck example), plus how to pressure-test big spends (including marketing retainers) using a cash forecast before you commit.    The Big Takeaway: If you don't know your contract terms, don't measure job-level profitability, and don't keep your books current, you're not running a construction business—you're financing projects for other people and hoping you survive the wait. Forecasting and a few core numbers create the clarity to negotiate better, avoid cash traps, and make faster decisions before problems become payroll emergencies.   Bio: helps construction company owners get their lives back. Most contractors he meets are doing good with sales but are trapped—working 70-hour weeks, constantly putting out fires, missing their kids' games, and wondering why they built a business that owns them instead of the other way around. He knows because he's been there.   He grew up around construction and spent the last decade building and scaling construction companies—some successful, some that taught expensive lessons. He's been in the field getting projects through the finish line and in the back office building financial systems to make the whole thing work.   What he learned is this: revenue growth without the right systems just means you're working harder for less freedom. And freedom—time with family, the ability to step away, actually enjoying the business you built—that's what matters most.   Now, as a Fractional CFO for $3M+ construction firms, he helps owners build the financial clarity and systems they need to scale profitably and get their time back. Because hitting $5M or $10M in revenue means nothing if you're still drowning in cash flow problems and can't take a week off without everything falling apart.   Links: Website: https://www.raveninsights.co/ LinkedIn: https://www.linkedin.com/in/dustinhyoung/ Instagram: https://www.instagram.com/dustinhyoung/   Conclusion: Dustin's message is simple: construction businesses don't need more hustle—they need visibility. Know what you signed, know when cash actually arrives, and track the numbers that tell the truth. Then build systems so the owner isn't the firefighter, estimator, and bottleneck all at once.   Want to stop guessing and start running your business with real numbers? Listen to the full episode and then pick one action to implement this week: review your next contract's payment terms before signing, build a simple cash forecast for the next 13 weeks, or start tracking Dustin's 4 numbers consistently.   #ProfitAnswerMan #ProfitFirst #ProfitComesFirst #ConstructionBusiness #Subcontractors #GeneralContractor #CashFlow #CashFlowForecast #JobCosting #GrossProfit #NetProfit #ConstructionAccounting #FractionalCFO #ConstructionFinance #BusinessSystems #Operations #Leadership #SmallBusiness #Entrepreneurship   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

MLB Hot Stove February 2026 Update: Trades, Signings, Injuries & Max Muncy Extension! Spring Training is here, and the MLB offseason is still delivering big moves! We're recapping the latest trades, free agent signings, arbitration drama, injuries shaking up rotations/lineups, and more as teams gear up for 2026. Key Trades: ARI gets RP Kade Strowd (solid rookie arm) from BAL for UTIL Blaze Alexander (utility depth boost for O's). BOS acquires prospects Caleb Durbin, Andrew Monasterio, Anthony Siegler + Comp B pick from MIL for LHP Kyle Harrison & Shane Drohan in a six-player swap. LA (Dodgers) sends INT bonus pool money to MIN for RP Anthony Banda. TOR gets OF Jesus Sanchez from HOU for Joey Loperfido. Major Signings & Re-Signings: Carlos Santana to D-backs (1/$2M) for veteran 1B stability. Framber Valdez to Tigers (3/$115M) after Tarik Skubal wins arb case ($32M salary). Zac Gallen re-signs with D-backs (1/$22M prove-it deal). IKF to Red Sox (1/$6M), Miguel Andujar to Padres (1/$4M), Marcell Ozuna to Pirates (1/$12M), Nick Martinez to Rays (1/$13M), Justin Verlander to Tigers (1/$13M), Chris Bassitt to Orioles (1/$18.5M), and many more like Evan Phillips to Dodgers (1/$6.5M), Kike Hernandez to Dodgers (1/$4.5M), Miles Mikolas to Nats (1/$2.25M). Minor League/Recovery Deals: Jeimer Candelario (LAA MiLB), Gio Urshela (MIN MiLB), Nate Lowe (CIN MiLB), Shelby Miller to Cubs (2yr, TJS recovery), John Means to Royals (2/MiLB, TJS). Injury & Health Updates: Zack Wheeler (PHI) not ready for Opening Day but hopeful soon. Spencer Schwellenbach (ATL) elbow inflammation, eyeing early May return. Hamate bone surgeries: Corbin Carroll (ARI), Jackson Holliday (BAL), Francisco Lindor (NYM) — all likely miss early 2026 time. Josh Hader (HOU) bicep inflammation (OD status in doubt), Anthony Santander labrum surgery (out 5-6 months), Shane Bieber forearm fatigue (not ready for OD), Reese Olsen shoulder surgery (out for year). Extensions & Other News: Max Muncy extends with Dodgers (7M for 2027 + 10M club option 2028, 3M buyout) — team-friendly lock for the veteran 3B chasing a three-peat! We break down impacts on contenders, fantasy baseball outlooks, and what these moves mean as camps open. LIKE and SUBSCRIBE for more MLB updates! In This Video: Latest trades breakdowns (Strowd/Alexander, BOS/MIL swap, etc.) Big signings analysis (Valdez to DET, Gallen back in ARI) Injury timelines & roster ripple effects Muncy extension details & Dodgers future Subscribe & hit the bell for daily MLB news, spring training reactions, and 2026 season previews! Comment below: Which signing surprises you most? Who's injury hurts their team the hardest?

In this episode of the Above the Business podcast, Bradley sits down with Dustin Booth, a successful small business owner who's navigated the challenging journey from burnout to building a thriving, sustainable business. This conversation is part of our Small Business Blueprint series, where we unpack the real strategies that business owners use to grow from under $500K to over $2M in revenue.Dustin shares his honest blueprint for business owners who've experienced burnout or felt unfulfilled despite outward success. Discover how he's built a scalable business by focusing on team development, strategic recruiting, and the often-overlooked connection between personal wellness and business performance.Register Now! Lead Yourself First: February 24th - an Above The Business WorkshopFREE workshop for business owners who planned well but are running on fumes.You set the goals in January. You aligned the team. You built the plan.But six weeks in, you're exhausted.Here's the truth: Your business won't grow beyond you until you lead yourself first.Join Bradley for a FREE 2-hour workshop on February 24th at 10 AM CST.You'll build your Personal Operating System, Decision Framework, Energy Protection Plan, Role Clarity Matrix, and 90-Day Accountability Structure.Space is limited. https://blueprintos.com/assetsThanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.About Above The Business:Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

Jeff Kerr (@JeffKerrPHL) joins Zander Krause and John McMullen for a massive Eagles offseason breakdown. Should the Eagles extend Jalen Carter now at $17.3M? Is Jaelan Phillips worth paying or do they let him walk? The franchise tag window opens Tuesday — what does it mean for Philly?Support this podcast at — https://redcircle.com/birds-365/donationsPrivacy & Opt-Out: https://redcircle.com/privacy

Smart Capital vs. Dumb Capital: What Founders Must Know | The Financial Operator Podcast | Episode 77 What separates businesses that stay small… from the ones that scale 10X?  In this episode of The Financial Operator: Cash In, Chaos Out, Jen sits down with Steve Walsh, founder of Bison Equity Group, to talk about scaling, smart capital, cash flow, and the mindset shift entrepreneurs must make to grow beyond $2–3M in revenue. Steve shares how he went from teenage motorcycle mechanic and CPA to private equity investor, and why he believes small businesses stay small because of the entrepreneur, not the opportunity. This conversation dives into: • Why most companies stall at $2–3M • The difference between "smart capital" and "dumb capital" • Why recurring revenue changes everything • Revenue streams entrepreneurs are accidentally leaving on the table • Why marketing, not product, is often the cash flow bottleneck • The visionary vs. implementer dynamic inside growing companies • Why shiny object syndrome kills scale • Why funding without a plan creates bigger problems If you're building a company and wondering how to break through your current ceiling. This episode is a masterclass in thinking bigger, executing smarter, and building something sellable. Watch now and learn what it takes to make the 10X leap. ⏱️Timestamps 00:00 Introduction & The Bison Mindset 01:29 Steve's Path from CPA to Private Equity 04:18 Why Businesses Stay Small 06:00 Creating Multiple Revenue Streams 07:29 Knowing Your Customer & Emotional Marketing 11:49 Recurring Revenue & Cash Flow Strategy 15:37 Premium Products vs. Commodity Pricing 20:25 Financial Red Flags Investors Look For 23:49 How to Test Marketing Effectively 26:14 Visionary vs. Implementer Roles 29:59 Avoiding Shiny Object Syndrome 31:59 Why Capital Doesn't Fix a Broken Plan 34:13 Inside "Make the 10X Leap" 36:18 What Smart Capital Really Brings 37:58 What Makes a Business Attractive to Investors 39:01 How to Connect with Steve Walsh To connect with Steve Walsh: Website: https://bisonequitygroup.com/ Don't forget to subscribe for the latest podcast episodes and insights from  @mkbcfo Do you have your own financial or business growth questions for MKB? Visit: Website: https://mkbcfo.com Instagram: https://www.instagram.com/mkb_cfo/ Facebook: https://www.facebook.com/mkbcfo LinkedIn: https://www.linkedin.com/company/mkbcfo #PrivateEquity #BusinessScaling #EntrepreneurMindset #CashFlowStrategy #RecurringRevenue #SmartCapital #BusinessGrowth #FounderJourney #10XGrowth #TheFinancialOperator

What if financial independence isn't about retiring early — but about controlling your time right now? In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench sit down with Brian Herriot — millionaire in his 40s, now managing a $3 million portfolio, and author of Time Freedom — to talk about redefining what financial independence really means. Brian shares how he built wealth, why he shifted his focus from net worth to time control, and how entrepreneurship, investing, and spending habits all play a role in designing a life you don't want to escape from. They dive into: The mindset shift from “early retirement” to “time freedom” How Brian grew from $1M to a $3M portfolio The life events that reshaped his financial goals Why flexible work can accelerate financial independence The connection between entrepreneurship and freedom Investing strategies that align with your life vision The overlooked importance of relationships in business Health insurance, risk management, and real-world FIRE challenges Work-life balance and building a sustainable version of success If you're pursuing FIRE, building wealth, or questioning whether early retirement is actually the goal — this conversation will challenge how you think about money. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources Subscribe on YouTube for even more content Connect with us on social media to join the other BiggerPockets Money listeners Connect with Brian Herriot: Website: https://timefreedom.life/ Buy Brian's New Book ‘Time Freedom': https://timefreedom.life/book/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The 3M documents connected to Jeffrey Epstein have reignited political controversy across the United States and beyond. High-profile attorneys, international leaders, and political figures have been named in various filings and investigative materials and are resigning en mass! Among those referenced in past reporting is Donald Trump and many in his administration though no criminal charges have been announced against him related to these documents. Meanwhile, federal immigration enforcement efforts are expanding, with Immigration and Customs Enforcement increasing operations amid lawsuits and criticism over detention conditions.At the same time, data analytics giant Palantir Technologies continues securing government contracts tied to surveillance and enforcement infrastructure — raising questions from privacy advocates about oversight and civil liberties.In this video, we break down:What the Epstein-related document releases actually showWho has resigned, who is under investigation, and what's confirmedThe expansion of immigration enforcement operationsLawsuits alleging poor detention conditionsClaims about denaturalization efforts and deportation policyThe growing role of surveillance tech companies in federal operationsThis is not about partisan spin — it's about understanding the bigger picture: power, accountability, immigration policy, and the future of civil liberties in America.Watch to the end for a timeline that connects the dots. Hosted on Acast. See acast.com/privacy for more information.

Travis Chappell and producer Eric break down YouTuber Markiplier's self-financed horror film Iron Lung, which grossed over $20M (7x its $3M budget) and topped box office charts—without Hollywood backing. Their casual chat celebrates indie success while roasting studio "slop," low actor pay, and why creators with audiences have a massive edge. On this episode we talk about: Iron Lung's unicorn success: $3M self-funded, zero marketing budget, #1 at box office vs. big studio flops Hollywood's shady side: Missing box office charts, low actor pay ($2-5K/episode after cuts), no royalties Creator advantages: Built-in audiences = free marketing; YouTubers like Radio Silence (A24 hits) proving the model Why constraints breed better art: Low stakes, passion projects outperform bloated $100M+ budgets Lessons for creators: Make what excites you; democratized access means anyone can bypass gatekeepers Top 3 Takeaways Existing audiences are the ultimate marketing hack—Markiplier's casual promo beat Hollywood's $50M+ spends. Low-budget passion projects often outperform high-stakes slop because creators prioritize art over profit. Hollywood's math sucks for most: After agents/taxes, "star" roles pay peanuts—build your own leverage first. Notable Quotes "Iron Lung... has already done over $20 million in the box office and has been the number one movie through the weekend." "They just write somebody else... [so] rather than look at it as giving me $2200 an episode, how much money are they putting into marketing the show?" "Stop making [content] like a chore... what would I want to record that would be like a shining light in my calendar?" Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell Twitter/X: https://x.com/traviscchappell Instagram: https://www.instagram.com/travischappell Other: https://travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever feel like your notes, files, and ideas are scattered everywhere? You're not alone. In this episode, Bradley tackles one of the most common challenges for business owners: personal knowledge management. From books and podcasts to conference notes and client materials, learn where to put everything so you can actually find it when you need it. Bradley shares his proven three-system approach that will help you optimize for retrieval, not just organization.Register Now! Lead Yourself First: February 24th - an Above The Business WorkshopFREE workshop for business owners who planned well but are running on fumes.You set the goals in January. You aligned the team. You built the plan.But six weeks in, you're exhausted.Here's the truth: Your business won't grow beyond you until you lead yourself first.Join Bradley for a FREE 2-hour workshop on February 24th at 10 AM CST.You'll build your Personal Operating System, Decision Framework, Energy Protection Plan, Role Clarity Matrix, and 90-Day Accountability Structure.Space is limited. https://blueprintos.com/assetsThanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.About Above The Business:Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

In this episode of the Grownlearn Podcast, I speak with Sean Tepper — Founder & CEO of Tykr — about what it really takes to invest intelligently and build a scalable fintech company from scratch. Sean started with a simple Excel-based stock rating model. Today, Tykr serves over 13,000 customers across 50+ countries and is raising a $1.3M seed round — after achieving strong product-market fit, improving conversion rates from 25% to 70%, and reducing churn below 5%. We discuss: • Where beginners should actually start with investing • Investing vs trading — and why most people confuse the two • The #1 mistake retail investors make • How to avoid losing money in the stock market • Why fundamentals still matter in a tokenized world • How Tykr outperformed the S&P 500 • What real product-market fit looks like before raising capital • SaaS subscription growth strategies that actually work Sean also shares transparent performance data, marketing insights (including YouTube as a lead engine), and why open-source calculations helped build trust with both users and regulators. If you're a founder, investor, SaaS builder, or simply someone who wants to make smarter long-term financial decisions — this episode delivers clarity.

Poetry and baring the soul.Based on a post by Jorunn, in 4 parts. Listen to the ►Podcast at Connected.Arriving at her house, Leah and I carried my clothes up to the spare bedroom. I thanked Leah once again, then kissed her.Leah softly whispered, “Jorunn is downstairs!”I replied in the same whisper, “Then kiss me quietly.” And she did.I spent the remainder of the day doing my laundry, once Leah showed me how to use her Norwegian washing machine. Leah opened the clothes drying rack, and when done, I laid my clothes out to dry.For dinner, Leah prepared salmon fillets with boiled potatoes. As Jorunn and Leah washed the dishes, I sat on the center seat of the sofa, reflecting on the day. When they finished, both Jorunn and Leah rushed into the living room, extremely excited, and sat down on either side of me. Jorunn turned on the television and switched to Norwegian National Television. I wondered what the fuss was about.“Five more minutes,” yelped Jorunn.After a brief introduction, an old black-and-white movie started. Both Jorunn and Leah snuggled up tight against me and I put my arms around them. It felt great. The show, called “Dinner for One”, featured a 90-year-old countess celebrating her birthday. She invited four friends but outlived them all. Her butler decides to impersonate each of the four missing guests. As he slips into each of the roles, he drinks a toast, and quickly becomes intoxicated, leading to numerous sight gags. It felt good to laugh along with people again. It was rather short, and when it ended, Leah told me it was the most repeated television show of all time and is quite popular in Scandinavian countries and northern Europe.Leah and Jorunn went around rearranging and straightening Christmas decorations, then announced it was time to make Julekurver. I heard of them, but never actually made one. Made of paper, they are heart-shaped and filled with sweets.We quickly cleared the dining room table, then covered it with red and white paper, a plastic rule, a plastic circle, and scissor. Leah and Jorunn both moved quickly, folding a sheet of paper of each color, and I followed their action. Then it was time to measure and cut, and fortunately, they slowed down to allow me to keep up. Using a circle, we marked a half circle and cut the excess away. Then cut strips into the paper, not going all the way across. We wove the red and white papers together in a checkerboard pattern and unfolded them into a perfect heart shape. I thought the process rather inefficient and decided to show off my engineering skills from 3M by making a fancier one. As I unfolded it, Jorunn and Leah laughed, and a moment later, I discovered one way not to make a Julekurver.After a long and active day, I was tired, so I went to bed. Both Jorunn and Leah were talking softly in the living room as I drifted off to sleep.A nocturnal visitorDecember 23rd - Just Before MidnightI was startled awake when I heard my bedroom door close, followed by a soft, “Shush!”I listened closely in the total darkness for footsteps and heard someone approach my bed. Leah must be ready to resume what we started back at the hotel! A hand pulled back the covers, and instinctively I slid toward the middle of the bed to make space. Leah slid in next to me and drew the covers back over us.Leah moved and shifted, and a hand found the back of my head. I expected her lips to follow, and they did. Soft and gentle, a wonderful way for my nocturnal visitor to say hello. Leah told me at the hotel she did not want to feel rushed, so there was no urgency. Her lips retreated, and her hand slid down to caress my cheek, as delicate fingers gently stroked me.I reached out and found her left shoulder as Leah faced me, then marveled at the smoothness as my hand traced her arm downward. Approaching her hand, I extended further to touch her hip. I began softly rubbing, but her ass beckoned, and my hand moved to cup and squeeze her firm cheek. My fingers began shooting sensations of warmth, softness, and inner firmness directly to my brain. I pulled Leah tight against me and discovered she was already completely naked.Leah swung her left leg over me and moved to an upright position, straddling my crotch. Beneath my boxer shorts, my erect cock fought for release. Her hand found my cock within its shelter but did not liberate it. Instead, her hand pushed my cock flat against my lower stomach, and she slid forward, trapping it with the swollen outer lips of her pussy. Leah began slowly gyrating, and even through the fabric of my boxers, I felt her pussy lips spreading as they slid along either side of my hidden cock.The hushed sounds of Leah cooing and moaning barely reached my ears, as dampness built between us. I reached up with both hands, found her small breasts, and used my thumbs to tease her nipples to an erection. A heavy breath followed by a long ‘uh. Oh; Ah!’ brought me close to premature orgasm, but this was not what Leah wanted, so I held back.Leah must have sensed I was close. She stopped gyrating, lifted herself, and then began inching herself up my torso. She paused for a moment and sat on my chest, then her hands reached out to touch my face. Two fingertips began touring my facial features as if Leah wanted to memorize every feature of my face. In the darkness, my senses heightened, her fingers swirled, and circled, and glided over me. I never would have imagined how erotic it felt.Leah resumed moving higher, her knees passing over my shoulders until they rested on either side of my head. I reached up to confirm what lay just inches above my face and grazed the same hairy splendor I sampled back at the hotel. Inhaling deeply, I picked up traces of the same body wash on her thighs. I was ready to dive back in, so I reached up and grabbed Leah’s hips, then pulled her pussy down toward my awaiting tongue. I paused as her short curly hair began painting her scent onto my face. The scent of arousal overpowered my senses. But? Something strange? I froze. The contradiction awoke my twilight dream state.“Why did you stop, Gunnar?” From the darkness came Jorunn’s voice! The dream of Leah's nocturnal visit was replaced by the reality of a beautiful young woman revealing her devotion and desire to this 56 year old guy.I was stunned. I couldn’t reveal the real reason I stopped; was uncertainty. Jorunn’s pussy smelled different than Leah’s! I hadn’t noticed any difference between Leah’s and Jorunn’s tall, fit bodies. If there were any, they were undetectable in the darkness, especially with only my brief exposure to Leah. “I can’t do this with you, Jorunn.” I softly and sincerely spoke.“I want to make love to you tonight, Gunnar. More than anything in the world. Am I not pretty enough? Has not enough time passed since your wife’s funeral? You are the only man in the world I can love to, without fear of being hurt.”“Jorunn, you are an incredibly beautiful woman. For months, I fantasized about holding you in my arms, kissing you, and wishing to be exactly where I am now. But yesterday, I met your mother.”Jorunn asked, “Did she order you not to have sex with me?”I replied, “It’s not that. I think I’m falling in love with Leah. We spent a wonderful day together, and she swept me off my feet. If that love turns out to be mutual, I am prepared to pledge my heart totally to her and her alone. A lifetime commitment, one I will never dishonor. The only reason you and I got this far tonight is that in the darkness and my dream state, I thought you were Leah. I never would have done it otherwise.” But you are a lovely and desirable woman. I respect you and Leah. So much that I cannot be false to either of you. And I cannot dishonor myself, by doing what I know is dishonorable.”Jorunn shifted positions and lay next to me in the bed. In the darkness, Jorunn whispered, “You are so unlike my father. He always put himself first. I was ready to give myself to you tonight. You could have kept quiet and let it happen. Then lied about it to my mother in the morning. But you didn’t. You are a better man than my father ever was, and I know you will make my mother happy. Please don’t be afraid to give her, and yourself, a chance. She really needs someone like you in her life.”I heard a soft sob and reached out to touch Jorunn’s face. She was crying. Jorunn came into my bedroom tonight, looking for someone to love. She didn’t know about Leah and me, or what happened between us at the hotel. I very much doubt her mother would have told her. I admired what Jorunn just did. She was sacrificing her chance at love so that her mother might have one. Jorunn knew that she bore the duty to initiate affection, after so harshly rejecting my romantic advances, last week.Silence followed, before Jorunn finally said, “What you have shown me, Gunnar, is that there are still good men in this world. But I am still afraid to look for them.”I thought back to the day Jorunn and I went sledging. “Remember what you told me at Korketrekkeren? You don’t need to be afraid of looking for a man, Jorunn. What you need to be afraid of is being too afraid to try looking for a man. Promise me that you will push off, just like riding a sledge, and start looking. When you reach the bottom of that scary hill, you will no longer be afraid, and someone you love will be waiting there for you.”“I will, Gunnar. I promise. And thank you.” Jorunn climbed out of my bed and closed the door as she left.Christmas EveDecember 24 - MorningI woke up in the guest room bed. Hearing noises and holiday folk music in the kitchen, I dressed and went downstairs. Leah smiled and said, “God Jul!”, Norwegian's way of saying merry Christmas. Then she made me scrambled eggs with smoked salmon. Afterward, I enjoyed a slice of fruited Christmas Cake with coffee.“Leah, there is something I need to tell you. Jorunn came into my room last night looking for a man to love. In the darkness and my dream state, I thought it was you. It took a moment for me to realize it was Jorunn, and I stopped myself before going too far. Jorunn and I talked, and I confessed my love for you, to her. She understood, and asked that I give that love a chance. I want to do that. I asked Jorunn to no longer be afraid to look for love, and she agreed.”“Thank you for telling me, Gunnar. I have struggled to get Jorunn to go on dates after her father hurt her so badly. You must be a special man to find a place in her heart.”Leah sat down at the table with me, and continued; “I trust Jorunn, and now I trust you. So you will know, I will come to you tonight, bearing a lighted candle.”I said, “That sounds romantic.” My cock jolted to attention, under my trousers. I smiled and winked.Leah replied, “Wait until you see what I will be wearing.” She stood and returned to her baking, as the soft holiday music filled the busy kitchen. Leah's hips softly gyrated to the soft beat as she hummed with the lyrics.Jorunn came down later for breakfast, and after eating, she announced she would be working on edits and voiceovers for her recent videos. Since they were related to Christmas, she wanted to finish them to post them later tonight.Just before lunch, Leah led me back to the television and as we snuggled on the couch, she turned on “Tre Notter til Askepott”, a 1973 Czech reenactment of Cinderella, dubbed into Norwegian. The story was familiar, with Cinderella granted three wishes. It was enjoyable, but the dubbed dialog did not quite match the lips of the actors, so I needed to concentrate on what they were saying. Leah mentioned that this show is so popular in Norway, that storms of protest arose one year when they decided not to broadcast it. They ended up sending it out later in the holiday.Jorunn joined Leah and me for lunch. We ate Risengrynsgrot, which is rice porridge cooked with milk, sugar, and vanilla. We each had a bowl, and hiding in one of the three bowls was an almond. I suspected possible cheating such that I would be the one getting the almond, but as it turned out, Jorunn got the lucky bowl. As her prize, Leah gave Jorunn a chocolate-covered marzipan pig, an oddity for certain, but part of the tradition. There was porridge left over, and Leah said she would use it to make Riskrem, the delicious rice dessert eaten after tonight’s dinner. Solveig’s Riskrem was one of my favorite parts of the holiday season, and I was looking forward to tasting Leah’s.Leah turned to me and said, “If you want to eat, you must help in the kitchen.”Cooking was not something I knew very well, and after Leah led me into the kitchen, I let her know that. But since we were alone, I moved behind her, pulled her blonde hair aside, and nuzzled her neck.Leah said, “If you don’t stop, Gunnar, it will take longer before we eat.” But she wiggled her hips into my crotch before spinning out of my embrace.I helped Leah remove a large roasting pan from the refrigerator and put it in the oven. “That’s a strange-looking piece of meat,” I said.Leah replied, “It is called Ribbe, or roasted pork belly. It is one of the most popular Christmas meals in Norway. I scored the fat layer on top two days ago into a checkerboard pattern. Once cooked, the bottom meat stays tender while the cracklings on top get crispy.”Leah handed me a vegetable peeler and pointed to a bag of potatoes. I needed no further instructions on this. While I worked, Leah flittered around the kitchen, preparing the side dishes. She looked genuinely happy, and we talked and laughed and told tales of Christmases long ago.Just as we pulled the Ribbe from the oven, church bells began ringing from multiple sources. It was 17:00.“It seems like an odd time for church bells,” I said.Leah replied, “In Scandinavia, a new day traditionally starts at sundown, not midnight. Following the old ways, Christmas Day has arrived. It is time to eat.”Jorunn joined us in the mad flurry of activity as places were set, and food moved from the kitchen to the dining room. On the table was Ribbe, boiled potatoes, meatballs, gravy, sausages, sauerkraut, prunes, and lingonberries. Leah poured each of us a tall glass of juleøl, a dark spiced ale, brewed during Christmas all over Norway. She said at one time, a Norwegian king made it illegal to Not brew Christmas Ale. Everything was delicious, and I ate until I could stuff in no more.After dinner, we cleaned up and went into the living room to enjoy coffee, cookies, and a small bowl of Riskrem. I wondered why Leah brought out four bowls of Riskrem. Three topped with whipped cream and a berry sauce, one with only a blob of butter in the middle.Leah said, “We set out a bowl of porridge every Christmas for the fjøsnissen. The tradition evolved from the days when farming families would offer porridge to their barn elf, or nisse. The nisse takes care of the animals in the barn during winter so they don’t get sick. If you don’t do this, the fjøsnissen will play tricks on you.”As we nibbled, Jorunn set the bowl of porridge outside the front door for the fjøsnissen. Then we sat and watched an American Christmas movie on television. After it ended, Leah announced it was time to open the presents. I suspected this would happen and was glad I bought a gift for both Leah and Jorunn. We each dispersed, returned with our packages, and placed them under the Christmas tree.As expected, Leah and Jorunn shared the most gifts for each other, opening the usual mix of chocolates, clothing, and kitchen items. Then Jorunn handed me a gift from her. I opened it and found a DVD labeled, 'Christmas in Norway Tour’, along with a link and instructions to download the video if I preferred. Jorunn told me she made an hour-long video of all the things we did together over the past week, adding music and voiceovers so I would remember the now-completed tour. In exceedingly small letters, at the bottom of the instructions, I saw a link for a story with a similar name and suspected it might be one full of adjectives.Jorunn then opened my gift to her. I remembered the small camera she used this past week and bought her a new top-of-the-line digital camera. From her reaction, I did well.Leah then opened my gift to her. I purchased a genuinely nice Advent star to hang in her window, since she did not have one. It was large and electrically lit and after opening it, she wanted to hang it up right away, which we did. Then we went outside to see how it looked. Leah kissed me and whispered that the Advent Star possessed a special meaning for her this year, a sign of brighter days ahead.Seeing us standing outside, a Julenissen crossed the street and came up to us. The man, dressed in a red jacket with a matching pointed red hat, carried a cloth sack. He was older, and his white beard looked genuine.Jorunn yelled, “God Jul, Julenissen!”As the Julenissen joined us, Leah said, “Nice to see you again, Mr. Bjornstad.”The Julenissen opened a small cloth sack, pulled out a straw goat wrapped with red ribbons, and handed it to Jorunn. Leah explained that the Julenissen come around to houses on Christmas Eve to hand out presents and chocolate to the children. Often, more than one Julenissen would knock on your door during the evening. Unlike America, children get to meet the Julenissen in Norway.“It wouldn’t be the same this year without one of your julebukk!” said an excited Jorunn. Mr. Bjornstad had been coming to Jorunn’s house for a long time, and told us he likes to keep alive the old Norse traditions, such as the julebukk. In addition to handing out hand-made gifts, he tells folklore stories and tales from the days of the Vikings. What a wonderful thing to do to preserve the ancient Norse legacy of sagas and storytelling.Leah excused herself as Mr. Bjornstad started telling such a tale to Jorunn and me. He described Valhalla, where Odin and the brave warriors would train by day, and feast on roast boar and ale at night. Leah returned a moment later with four glasses of Aquavit. We toasted the season and sipped our Aquavit with the Julenissen after the story ended. We then sang a Christmas song together.Then we went back inside and watched the DVD that Jorunn made. The tour sounded exciting and full of fun, which indeed, it was. It also gave Leah another chance to see me in action. It was a full evening, and close to 23:00 when the DVD ended. We were all tired, and it was time for bed. Jorunn told us she was going upstairs to take a shower. Leah and I followed her up to our two bedrooms.A Single CandleDecember 24th - Late EveningFive minutes later, there was a knock on my bedroom door. Opening it, Leah stood there, holding a single candle, and wearing a lavender-colored silk nightgown and robe set. The half-sleeve wrap robe only partially covered her nightgown, leaving the lace-trimmed bustline and hem of her nightgown exposed. She put a finger to her mouth and whispered, “Shhh!” Then she led me by hand to her bedroom. The only light inside came from her single candle.My eyes quickly adjusted, or perhaps it was just my intent stare, “You look incredible.”Leah

Poetry and baring the soul.Based on a post by Jorunn, in 4 parts. Listen to the ►Podcast at Connected.Arriving at her house, Leah and I carried my clothes up to the spare bedroom. I thanked Leah once again, then kissed her.Leah softly whispered, “Jorunn is downstairs!”I replied in the same whisper, “Then kiss me quietly.” And she did.I spent the remainder of the day doing my laundry, once Leah showed me how to use her Norwegian washing machine. Leah opened the clothes drying rack, and when done, I laid my clothes out to dry.For dinner, Leah prepared salmon fillets with boiled potatoes. As Jorunn and Leah washed the dishes, I sat on the center seat of the sofa, reflecting on the day. When they finished, both Jorunn and Leah rushed into the living room, extremely excited, and sat down on either side of me. Jorunn turned on the television and switched to Norwegian National Television. I wondered what the fuss was about.“Five more minutes,” yelped Jorunn.After a brief introduction, an old black-and-white movie started. Both Jorunn and Leah snuggled up tight against me and I put my arms around them. It felt great. The show, called “Dinner for One”, featured a 90-year-old countess celebrating her birthday. She invited four friends but outlived them all. Her butler decides to impersonate each of the four missing guests. As he slips into each of the roles, he drinks a toast, and quickly becomes intoxicated, leading to numerous sight gags. It felt good to laugh along with people again. It was rather short, and when it ended, Leah told me it was the most repeated television show of all time and is quite popular in Scandinavian countries and northern Europe.Leah and Jorunn went around rearranging and straightening Christmas decorations, then announced it was time to make Julekurver. I heard of them, but never actually made one. Made of paper, they are heart-shaped and filled with sweets.We quickly cleared the dining room table, then covered it with red and white paper, a plastic rule, a plastic circle, and scissor. Leah and Jorunn both moved quickly, folding a sheet of paper of each color, and I followed their action. Then it was time to measure and cut, and fortunately, they slowed down to allow me to keep up. Using a circle, we marked a half circle and cut the excess away. Then cut strips into the paper, not going all the way across. We wove the red and white papers together in a checkerboard pattern and unfolded them into a perfect heart shape. I thought the process rather inefficient and decided to show off my engineering skills from 3M by making a fancier one. As I unfolded it, Jorunn and Leah laughed, and a moment later, I discovered one way not to make a Julekurver.After a long and active day, I was tired, so I went to bed. Both Jorunn and Leah were talking softly in the living room as I drifted off to sleep.A nocturnal visitorDecember 23rd - Just Before MidnightI was startled awake when I heard my bedroom door close, followed by a soft, “Shush!”I listened closely in the total darkness for footsteps and heard someone approach my bed. Leah must be ready to resume what we started back at the hotel! A hand pulled back the covers, and instinctively I slid toward the middle of the bed to make space. Leah slid in next to me and drew the covers back over us.Leah moved and shifted, and a hand found the back of my head. I expected her lips to follow, and they did. Soft and gentle, a wonderful way for my nocturnal visitor to say hello. Leah told me at the hotel she did not want to feel rushed, so there was no urgency. Her lips retreated, and her hand slid down to caress my cheek, as delicate fingers gently stroked me.I reached out and found her left shoulder as Leah faced me, then marveled at the smoothness as my hand traced her arm downward. Approaching her hand, I extended further to touch her hip. I began softly rubbing, but her ass beckoned, and my hand moved to cup and squeeze her firm cheek. My fingers began shooting sensations of warmth, softness, and inner firmness directly to my brain. I pulled Leah tight against me and discovered she was already completely naked.Leah swung her left leg over me and moved to an upright position, straddling my crotch. Beneath my boxer shorts, my erect cock fought for release. Her hand found my cock within its shelter but did not liberate it. Instead, her hand pushed my cock flat against my lower stomach, and she slid forward, trapping it with the swollen outer lips of her pussy. Leah began slowly gyrating, and even through the fabric of my boxers, I felt her pussy lips spreading as they slid along either side of my hidden cock.The hushed sounds of Leah cooing and moaning barely reached my ears, as dampness built between us. I reached up with both hands, found her small breasts, and used my thumbs to tease her nipples to an erection. A heavy breath followed by a long ‘uh. Oh; Ah!’ brought me close to premature orgasm, but this was not what Leah wanted, so I held back.Leah must have sensed I was close. She stopped gyrating, lifted herself, and then began inching herself up my torso. She paused for a moment and sat on my chest, then her hands reached out to touch my face. Two fingertips began touring my facial features as if Leah wanted to memorize every feature of my face. In the darkness, my senses heightened, her fingers swirled, and circled, and glided over me. I never would have imagined how erotic it felt.Leah resumed moving higher, her knees passing over my shoulders until they rested on either side of my head. I reached up to confirm what lay just inches above my face and grazed the same hairy splendor I sampled back at the hotel. Inhaling deeply, I picked up traces of the same body wash on her thighs. I was ready to dive back in, so I reached up and grabbed Leah’s hips, then pulled her pussy down toward my awaiting tongue. I paused as her short curly hair began painting her scent onto my face. The scent of arousal overpowered my senses. But? Something strange? I froze. The contradiction awoke my twilight dream state.“Why did you stop, Gunnar?” From the darkness came Jorunn’s voice! The dream of Leah's nocturnal visit was replaced by the reality of a beautiful young woman revealing her devotion and desire to this 56 year old guy.I was stunned. I couldn’t reveal the real reason I stopped; was uncertainty. Jorunn’s pussy smelled different than Leah’s! I hadn’t noticed any difference between Leah’s and Jorunn’s tall, fit bodies. If there were any, they were undetectable in the darkness, especially with only my brief exposure to Leah. “I can’t do this with you, Jorunn.” I softly and sincerely spoke.“I want to make love to you tonight, Gunnar. More than anything in the world. Am I not pretty enough? Has not enough time passed since your wife’s funeral? You are the only man in the world I can love to, without fear of being hurt.”“Jorunn, you are an incredibly beautiful woman. For months, I fantasized about holding you in my arms, kissing you, and wishing to be exactly where I am now. But yesterday, I met your mother.”Jorunn asked, “Did she order you not to have sex with me?”I replied, “It’s not that. I think I’m falling in love with Leah. We spent a wonderful day together, and she swept me off my feet. If that love turns out to be mutual, I am prepared to pledge my heart totally to her and her alone. A lifetime commitment, one I will never dishonor. The only reason you and I got this far tonight is that in the darkness and my dream state, I thought you were Leah. I never would have done it otherwise.” But you are a lovely and desirable woman. I respect you and Leah. So much that I cannot be false to either of you. And I cannot dishonor myself, by doing what I know is dishonorable.”Jorunn shifted positions and lay next to me in the bed. In the darkness, Jorunn whispered, “You are so unlike my father. He always put himself first. I was ready to give myself to you tonight. You could have kept quiet and let it happen. Then lied about it to my mother in the morning. But you didn’t. You are a better man than my father ever was, and I know you will make my mother happy. Please don’t be afraid to give her, and yourself, a chance. She really needs someone like you in her life.”I heard a soft sob and reached out to touch Jorunn’s face. She was crying. Jorunn came into my bedroom tonight, looking for someone to love. She didn’t know about Leah and me, or what happened between us at the hotel. I very much doubt her mother would have told her. I admired what Jorunn just did. She was sacrificing her chance at love so that her mother might have one. Jorunn knew that she bore the duty to initiate affection, after so harshly rejecting my romantic advances, last week.Silence followed, before Jorunn finally said, “What you have shown me, Gunnar, is that there are still good men in this world. But I am still afraid to look for them.”I thought back to the day Jorunn and I went sledging. “Remember what you told me at Korketrekkeren? You don’t need to be afraid of looking for a man, Jorunn. What you need to be afraid of is being too afraid to try looking for a man. Promise me that you will push off, just like riding a sledge, and start looking. When you reach the bottom of that scary hill, you will no longer be afraid, and someone you love will be waiting there for you.”“I will, Gunnar. I promise. And thank you.” Jorunn climbed out of my bed and closed the door as she left.Christmas EveDecember 24 - MorningI woke up in the guest room bed. Hearing noises and holiday folk music in the kitchen, I dressed and went downstairs. Leah smiled and said, “God Jul!”, Norwegian's way of saying merry Christmas. Then she made me scrambled eggs with smoked salmon. Afterward, I enjoyed a slice of fruited Christmas Cake with coffee.“Leah, there is something I need to tell you. Jorunn came into my room last night looking for a man to love. In the darkness and my dream state, I thought it was you. It took a moment for me to realize it was Jorunn, and I stopped myself before going too far. Jorunn and I talked, and I confessed my love for you, to her. She understood, and asked that I give that love a chance. I want to do that. I asked Jorunn to no longer be afraid to look for love, and she agreed.”“Thank you for telling me, Gunnar. I have struggled to get Jorunn to go on dates after her father hurt her so badly. You must be a special man to find a place in her heart.”Leah sat down at the table with me, and continued; “I trust Jorunn, and now I trust you. So you will know, I will come to you tonight, bearing a lighted candle.”I said, “That sounds romantic.” My cock jolted to attention, under my trousers. I smiled and winked.Leah replied, “Wait until you see what I will be wearing.” She stood and returned to her baking, as the soft holiday music filled the busy kitchen. Leah's hips softly gyrated to the soft beat as she hummed with the lyrics.Jorunn came down later for breakfast, and after eating, she announced she would be working on edits and voiceovers for her recent videos. Since they were related to Christmas, she wanted to finish them to post them later tonight.Just before lunch, Leah led me back to the television and as we snuggled on the couch, she turned on “Tre Notter til Askepott”, a 1973 Czech reenactment of Cinderella, dubbed into Norwegian. The story was familiar, with Cinderella granted three wishes. It was enjoyable, but the dubbed dialog did not quite match the lips of the actors, so I needed to concentrate on what they were saying. Leah mentioned that this show is so popular in Norway, that storms of protest arose one year when they decided not to broadcast it. They ended up sending it out later in the holiday.Jorunn joined Leah and me for lunch. We ate Risengrynsgrot, which is rice porridge cooked with milk, sugar, and vanilla. We each had a bowl, and hiding in one of the three bowls was an almond. I suspected possible cheating such that I would be the one getting the almond, but as it turned out, Jorunn got the lucky bowl. As her prize, Leah gave Jorunn a chocolate-covered marzipan pig, an oddity for certain, but part of the tradition. There was porridge left over, and Leah said she would use it to make Riskrem, the delicious rice dessert eaten after tonight’s dinner. Solveig’s Riskrem was one of my favorite parts of the holiday season, and I was looking forward to tasting Leah’s.Leah turned to me and said, “If you want to eat, you must help in the kitchen.”Cooking was not something I knew very well, and after Leah led me into the kitchen, I let her know that. But since we were alone, I moved behind her, pulled her blonde hair aside, and nuzzled her neck.Leah said, “If you don’t stop, Gunnar, it will take longer before we eat.” But she wiggled her hips into my crotch before spinning out of my embrace.I helped Leah remove a large roasting pan from the refrigerator and put it in the oven. “That’s a strange-looking piece of meat,” I said.Leah replied, “It is called Ribbe, or roasted pork belly. It is one of the most popular Christmas meals in Norway. I scored the fat layer on top two days ago into a checkerboard pattern. Once cooked, the bottom meat stays tender while the cracklings on top get crispy.”Leah handed me a vegetable peeler and pointed to a bag of potatoes. I needed no further instructions on this. While I worked, Leah flittered around the kitchen, preparing the side dishes. She looked genuinely happy, and we talked and laughed and told tales of Christmases long ago.Just as we pulled the Ribbe from the oven, church bells began ringing from multiple sources. It was 17:00.“It seems like an odd time for church bells,” I said.Leah replied, “In Scandinavia, a new day traditionally starts at sundown, not midnight. Following the old ways, Christmas Day has arrived. It is time to eat.”Jorunn joined us in the mad flurry of activity as places were set, and food moved from the kitchen to the dining room. On the table was Ribbe, boiled potatoes, meatballs, gravy, sausages, sauerkraut, prunes, and lingonberries. Leah poured each of us a tall glass of juleøl, a dark spiced ale, brewed during Christmas all over Norway. She said at one time, a Norwegian king made it illegal to Not brew Christmas Ale. Everything was delicious, and I ate until I could stuff in no more.After dinner, we cleaned up and went into the living room to enjoy coffee, cookies, and a small bowl of Riskrem. I wondered why Leah brought out four bowls of Riskrem. Three topped with whipped cream and a berry sauce, one with only a blob of butter in the middle.Leah said, “We set out a bowl of porridge every Christmas for the fjøsnissen. The tradition evolved from the days when farming families would offer porridge to their barn elf, or nisse. The nisse takes care of the animals in the barn during winter so they don’t get sick. If you don’t do this, the fjøsnissen will play tricks on you.”As we nibbled, Jorunn set the bowl of porridge outside the front door for the fjøsnissen. Then we sat and watched an American Christmas movie on television. After it ended, Leah announced it was time to open the presents. I suspected this would happen and was glad I bought a gift for both Leah and Jorunn. We each dispersed, returned with our packages, and placed them under the Christmas tree.As expected, Leah and Jorunn shared the most gifts for each other, opening the usual mix of chocolates, clothing, and kitchen items. Then Jorunn handed me a gift from her. I opened it and found a DVD labeled, 'Christmas in Norway Tour’, along with a link and instructions to download the video if I preferred. Jorunn told me she made an hour-long video of all the things we did together over the past week, adding music and voiceovers so I would remember the now-completed tour. In exceedingly small letters, at the bottom of the instructions, I saw a link for a story with a similar name and suspected it might be one full of adjectives.Jorunn then opened my gift to her. I remembered the small camera she used this past week and bought her a new top-of-the-line digital camera. From her reaction, I did well.Leah then opened my gift to her. I purchased a genuinely nice Advent star to hang in her window, since she did not have one. It was large and electrically lit and after opening it, she wanted to hang it up right away, which we did. Then we went outside to see how it looked. Leah kissed me and whispered that the Advent Star possessed a special meaning for her this year, a sign of brighter days ahead.Seeing us standing outside, a Julenissen crossed the street and came up to us. The man, dressed in a red jacket with a matching pointed red hat, carried a cloth sack. He was older, and his white beard looked genuine.Jorunn yelled, “God Jul, Julenissen!”As the Julenissen joined us, Leah said, “Nice to see you again, Mr. Bjornstad.”The Julenissen opened a small cloth sack, pulled out a straw goat wrapped with red ribbons, and handed it to Jorunn. Leah explained that the Julenissen come around to houses on Christmas Eve to hand out presents and chocolate to the children. Often, more than one Julenissen would knock on your door during the evening. Unlike America, children get to meet the Julenissen in Norway.“It wouldn’t be the same this year without one of your julebukk!” said an excited Jorunn. Mr. Bjornstad had been coming to Jorunn’s house for a long time, and told us he likes to keep alive the old Norse traditions, such as the julebukk. In addition to handing out hand-made gifts, he tells folklore stories and tales from the days of the Vikings. What a wonderful thing to do to preserve the ancient Norse legacy of sagas and storytelling.Leah excused herself as Mr. Bjornstad started telling such a tale to Jorunn and me. He described Valhalla, where Odin and the brave warriors would train by day, and feast on roast boar and ale at night. Leah returned a moment later with four glasses of Aquavit. We toasted the season and sipped our Aquavit with the Julenissen after the story ended. We then sang a Christmas song together.Then we went back inside and watched the DVD that Jorunn made. The tour sounded exciting and full of fun, which indeed, it was. It also gave Leah another chance to see me in action. It was a full evening, and close to 23:00 when the DVD ended. We were all tired, and it was time for bed. Jorunn told us she was going upstairs to take a shower. Leah and I followed her up to our two bedrooms.A Single CandleDecember 24th - Late EveningFive minutes later, there was a knock on my bedroom door. Opening it, Leah stood there, holding a single candle, and wearing a lavender-colored silk nightgown and robe set. The half-sleeve wrap robe only partially covered her nightgown, leaving the lace-trimmed bustline and hem of her nightgown exposed. She put a finger to her mouth and whispered, “Shhh!” Then she led me by hand to her bedroom. The only light inside came from her single candle.My eyes quickly adjusted, or perhaps it was just my intent stare, “You look incredible.”Leah

Eric, producer of the Travis Makes Money podcast, joins Travis in studio to break down how creator-led films are disrupting Hollywood's old guard. He shares firsthand impressions from seeing YouTuber Markiplier's horror film Iron Lung, highlighting why this low-budget, creator-driven project is such a big win for filmmakers, investors, and content creators looking to turn attention into real revenue. Eric's enthusiasm and eye for story, audience behavior, and distribution make this conversation a must-listen for anyone serious about monetizing content at scale.​ On this episode we talk about: Why Iron Lung is “crazy good news” for the film industry and creators​ How Markiplier produced, wrote, starred in, and directed a profitable sub-$3M horror film​ The power of built-in distribution and preselling tickets through a loyal YouTube audience​ Why horror and action are often the smartest low-budget genres for indie filmmakers​ How creator–Hollywood crossovers (like Iron Lung and Happy Gilmore 2) are reshaping funding, casting, and IP strategy​ Top 3 Takeaways Creator-led projects with a passionate audience and clear distribution can outperform traditional studio films, even with a fraction of the budget.​ Horror and action films are often cheaper to make yet have broad appeal, making them ideal vehicles for indie and creator-driven projects.​ It's no longer “YouTuber vs. actor”—creators who build real IP and care about the underlying story can unlock new paths into film, funding, and long-term opportunities.​ Notable Quotes “You have a film project that 4Xes on opening weekend—you have to start taking a look at that.”​ “What Hollywood is missing right now is what creators have, which is attention—unbridled attention.”​ “Get started doing something, because you never know what it's going to end up being.”​ Connect with Travis: Instagram: https://www.instagram.com/travischappell/ Other: travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

You didn't start your photography business to work harder and still feel broke. But how do you actually build a life where you make real money and get to be the kind of mom you want to be? In this raw solo episode, Sarah shares the honest journey from barely breaking even to earning $3M in portrait sales—all while raising three kids. You'll hear: • The mindset shift that made everything click (and why it matters more than talent) • How one pricing decision changed the course of her business—and her life • The system that gave her time and profit, even during economic downturns If you're feeling like something has to give, this episode will remind you it doesn't have to be your dream. Press play and take the first step toward a better way. RESOURCES:  Photography Business Tools to Get Started 37 CLIENTS WHO CAN HIRE YOU TODAY https://info.photographybusinessinstitute.com/37-clients-optin   INSTAGRAM – DM me "Conversation Starters" for some genuine ways to strike up a conversation about your photography business wherever you are. https://www.instagram.com/sarah.petty   FREE COPY: NEW YORK TIMES BEST SELLING BOOK FOR PHOTOGRAPHERS www.photographybusinessinstitute.com/freebook    BOUTIQUE BREAKTHROUGH – 8-WEEK WORKSHOP www.photographybusinessinstitute.com/boutiquebreakthrough   FREE FACEBOOK GROUP: Join and get my free mini-class: How I earned $1,500 per client working 16 hours a week by becoming a boutique photographer. https://www.facebook.com/groups/ditchthedigitals    YOUTUBE: Check out my latest how to videos:  https://www.youtube.com/photographybusinessinstitute   LOVE THE SHOW? Subscribe & Review on Apple Podcasts https://podcasts.apple.com/us/podcast/worth-every-penny-joycast/id1513676756

In this episode, Janelle Page reveals the brand framework that helped her drive over $475M in ecommerce sales and take clients like Glamnetic from $80K to $3M per month in revenue. She breaks down why getting chosen matters more than getting found, and how to build a brand that makes customers pick you over the competition every time. What You’ll Learn Why getting chosen beats getting found How to make your differentiation crystal clear to buyers How to converting awareness into consistent customer selection Sponsors SellersSummit.com – The Sellers Summit is the ecommerce conference that I’ve run for the past […] The post 625: The $1M/Month Brand Strategy That Most Amazon Sellers Are Missing with Janelle Page appeared first on MyWifeQuitHerJob.com.

Veteran bitcoin journalist Kyle Torpey joins the show to share his findings about Jeffrey Epstein's involvement in bitcoin. Subscribe to the Blockspace newsletter! Welcome back to The Blockspace Podcast! Today, veteran Bitcoin journalist Kyle Torpey joins us to talk about the explosive revelations for Bitcoin in the latest Epstein files. We explore Epstein's $3M stake in Coinbase and his intriguing meetings with the architect of the Bitlicense, Ben Lawsky. Kyle debunks conspiracy theories about Epstein hijacking Bitcoin Core and explains the real influence Epstein had on early startups and protocol development. We also touch on the Blocksize Wars, SegWit2x, and other surprising Bitcoin connections hidden in DOJ documents. Subscribe to the newsletter! https://newsletter.blockspacemedia.com Notes: * Epstein invested $3 million in Coinbase in 2014. * Epstein sold 50% of his Coinbase stake for $15M. * 90% of hashrate signed the New York Agreement. * Brian Armstrong wrote to investors about Segwit2x * Epstein met with Gavin Andresen in 2011 Timestamps: 00:00 Start 02:41 Epstein & Bitcoin highlights 06:05 Hard fork proposals 13:17 Ben Lawsky 15:44 Winklevoss 27:10 Knots 29:53 MIT 30:50 Both side on Blocksize Wars 33:29 Was Gavin influenced? 38:13 Vinny Lingham 44:48 Mining centralization

In this episode, the hosts break down a highly optimized, $34M freight brokerage specializing in weird, mission-critical loads—one of the best businesses they've seen, and totally out of reach for most buyers.Business Listing – https://drive.google.com/file/d/1ir1uPXvP33JxMYO-AkT5Qv3DsjmL2o_j/view?usp=sharingWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

Have you heard of Spencer Silver and Art Fry? If you've used Post-it Notes (or some generic equivalent), you can thank them! In 1968, the 3M industrial chemists were working on "super strong aircraft adhesive" - and failed by only making a "low tack" adhesive. (Sigh!) Their "microsphere" adhesive left them perplexed. But Fry, a church-going man, wanted a bookmark for his hymnal that wouldn't keep falling out. He applied their adhesive and - lightbulb! - maybe there's a place for this low-tack adhesive? And the rest, as they say, is history! Post-it! notes earn 3M $2.5 billion (!) annuallly!Sometimes setbacks are the door way to hope. That was the topic of Nates message Sunday, the topic of today's podcast ... and maybe the topic of your current setback? PLUS: Adam has Superbowl facts! ▶️ Nate's Message on YouTube: https://tinyurl.com/ytp4e3df

Montana von Fliss shares her expert strategies for appearing more confident, no matter what you're communicating.— YOU'LL LEARN — 1) How to override your critical self-talk2) The #1 habit most communicators neglect3) Three simple tips to upgrade your presenceSubscribe or visit AwesomeAtYourJob.com/ep1127 for clickable versions of the links below. — ABOUT MONTANA — Montana von Fliss is a keynote speaker, public speaking coach, and CEO of Montana & Co., where she and her team help people deliver the best presentations of their careers. Her TEDx talk How to Be Confident (Even If You're Not) has 3M+ views. With 17 years coaching at companies like Microsoft, Amazon, and Google, and 30+ years as an actor/director, Montana teaches speakers to show up with clarity, presence, and real confidence.• TEDx Talk: How to be confident (even if you're not) | Montana von Fliss | TEDxBellevueWomen• Website: MontanaVonFliss.com• YouTube: The Montana von Fliss Show— RESOURCES MENTIONED IN THE SHOW — • Book: Art & Fear: Observations On the Perils (and Rewards) of Artmaking by David Bayles and Ted Orland• Book: James (Pulitzer Prize Winner): A Novel by Percival Everett• Past episode: 477: Speaking Confidently and Effectively with Diane DiResta• Past episode: 1118: Finding Consistent Motivation to Turn Intention into Action with Chris Bailey— THANK YOU SPONSORS! — • Monarch.com. Get 50% off your first year on with the code AWESOME.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

"At the very core of everything we do is about meeting and exceeding expectations."Marc Haine shares how theatrical principles can transform your small business's customer experience. Drawing from his unique journey from hospitality consultant to stage actor, Marc reveals why most businesses fail to meet basic customer expectations and provides practical strategies to elevate every customer touchpoint.Marc Haine is the author of Lights, Camera, Action and a former hospitality industry fixer with 25 years of experience working with hotels, casinos, and restaurants.Resources MentionedMarc Haine's website: markhaine.com (free touchpoint assessment available). Book: Lights, Camera, Action by Marc Haine. Register Now! Lead Yourself First: February 24th - an Above The Business WorkshopFREE workshop for business owners who planned well but are running on fumes.You set the goals in January. You aligned the team. You built the plan.But six weeks in, you're exhausted.Your best hours are going to fires. Decision fatigue is real. And your team senses it.Here's the truth: Your business won't grow beyond you until you lead yourself first.Join Bradley for a FREE 2-hour workshop on February 24th at 10 AM CST.You'll build your Personal Operating System, Decision Framework, Energy Protection Plan, Role Clarity Matrix, and 90-Day Accountability Structure.Space is limited. https://blueprintos.com/assetsThanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.About Above The Business:Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

Tim Martinez, Value Creation, Strategic, and Exit & Succession Planning Advisor—also known as “The Inside Man”—is on a mission to empower entrepreneurs and make the world a better place with his philosophy of “No entrepreneur left behind.”  In this episode, Tim shares how he evolved from starting small businesses as a teenager to advising founders on high-stakes growth and exit decisions. We explore Tim's 3 Exits Framework, which breaks exit planning into three critical phases: Mental Exit (separating identity from the business), Role Exit (building leadership and succession so the business can run without the owner), and Technical Exit (valuation, deal structure, and the formal sale process). Tim also explains why AI is accelerating business disruption, why minimalism is a competitive advantage, and what keeps so many businesses stuck at the $3M revenue ceiling. — 3 Ways to Exit Your Business with Tim Martinez Good day, dear listeners. Steve Preda here, the Founder of the Summit OS Group. And I have as my guest today Tim Martinez, who is a Value Creation, Strategic, and Exit & Succession Planning Advisor, also known as “The Inside Man.” Tim also has a successful Substack with lots of followers, which has a similar title, Inside Man. He's also built his own ChatGPT API, so he's running with the times. Tim, welcome to the show.  Thanks, Steve. Great to be here.  Finally, we have someone who is ahead of the curve on AI and the technological evolution that's part of this new industry revolution. So let’s start with my favorite question. What is your personal ‘Why’ and how are you manifesting it in your practice and in your business?  Yeah. My personal ‘Why’ is to make the world a better place and to empower entrepreneurs. “No entrepreneur left behind” has kind of been my motto. Since I was a kid—I started businesses very young, like 15 or 16—people would ask me, “How are you doing this?” And I would help however I could. And it was just always felt really good to help my fellow entrepreneurs, whether I was helping them in a small way or a big way. And there's nothing better than seeing some of the advice you're able to give someone actually get implemented.Share on X Then you see them go, “Wow, oh my gosh, this is great.” And again, sometimes it’s small, sometimes it’s big. But I believe entrepreneurs rule the world, and I do my part every day—whether it's writing my Substack, jumping on podcasts, or writing books. I'm always here just to share what I've learned, because I think that’s what makes the world go round.  Well, you have a boundless energy, because you are writing books, you are writing your blog, you are doing these podcasts. Then you also have to gather the information, right? You have to work with clients—otherwise there's no raw material. That is very impressive. So what took you to this point? How did you evolve? I mean, you started at 15, but surely you were not coaching or consulting people at 15.  Yeah, so I probably spent about 10 years just starting small businesses. I had the lemonade stand, then a coffee business and a silk-screen business. I had a DJ business, a retail store, a marketing and advertising agency, a small one, but I was able to sell it. And I got lucky and sold a couple of these small businesses. I built websites, built apps—I mean, anything you can do to make a buck. I was just kind of hustling and figuring it out on my own. And at a certain point in time, maybe like 10 years later, someone asked me to help them write their business plan. It was the first time I thought, “Huh, someone wants to pay me to help them write a business plan. That sounds interesting.” Okay. And I had written all of my own business plans for 10 years. I used to go to SCORE—the Senior Corps of Retired Executives, a division of the SBA—and they would consult for free. They still do, by the way. And I always said my long-term goal was to be an old advisor at SCORE, because they helped me so much when I was a kid.Share on X So I charged money for my first business plan. That person was able to raise money from their uncle. Then they said, “Well, hey, we got this money. What do we do now?” So I said, “Well, I think I can charge you. I think this is called consulting. Maybe I'll just charge you to help execute your business plan.” It was a small business, and I went to Barnes & Noble and bought a book that was like this big—How to Start a Consulting Business. I just sat there and highlighted the whole thing. It had CD-ROM forms in the back. I knew nothing about consulting. And probably for the next handful of years, I just focused on writing business plans and helping people. That's kind of what got me into consulting and working with bigger businesses. It really started with business plans and small businesses.Share on X  Yeah. I mean, business plans are great because you are envisioning the future of the business, crunching the numbers—what's going to happen with your top line, bottom line, costs, overhead, margins—and essentially it helps you visualize the skeleton of the business. Then you can put the meat on the bone, kind of thing.  Yeah. And I had worked on hundreds of business plans, and  pitch decks, financial models, and market research. That documentation aspect of a business, I had spent a good, let's say, 10 years working very heavily with clients as an analyst in consulting firms. And that’s really what got me into the game and got me into bigger and bigger businesses, because I got very good at doing that with no formal training—and we didn't really have what the internet is today. I remember going to the downtown library in Los Angeles, finding articles, and taking scanned copies of them. That’s how we did our market research. And business plans used to be like a dictionary. The SBA would require business plans to meet all these requirements, so we ended up with huge business plans. Now people want a one-pager, maybe a 10-slide deck, and call it a day. Where I got my chops was from understanding every imaginable nuance of every business in all verticals. I worked around the world with businesses, and I guess I was in the right place at the right time for it.Share on X  Yeah, that’s very humble. So one of the things that you do is you help people prepare for exit, and you came up with this framework called The 3 Exits Framework. I thought it was fascinating to think about exits from different perspectives and to have different mental models for them. How did you come up with this, and can you explain to the audience what it looks like, how it works, and how it helps entrepreneurs? Yeah. And it’s important to note that I started my career starting businesses, helping people get the start. And as I got older, the businesses I worked with were also getting older. And as I got a little more gray hair and a few more wrinkles, people would take me more seriously at the later stages of the business, when they maybe wouldn’t take me so seriously when I was in my early twenties. So my business had evolved from starting to growing and then eventually to exiting, and that’s where most of my clients are now. What I’ve discovered is most people enter the exit planning conversation at the very end, asking, “What is my business worth? Who wants to buy it?” Needing a business valuation is the most common first question: “Whoa, what's it worth?” But after working with a handful of companies through this whole exit process, you start to realize that there’s far more than just the numbers. The 3 Exits Framework says there are three exits that need to occur before you're out and on your yacht, sailing into the sunset.Share on X The first exit is the mental exit, which we can talk about at length. It's your role—your identity in the business. Who am I if I'm not the CEO? What am I going to do with my time if I'm not running this business? Who am I if people can't come to me with their every burning question? It’s this piece, it’s so important. And a lot of people don’t want to give up control. They don’t even know they’re control freaks, which I'll call them for lack of a better term. But they don’t even know that they are that. You have to help them through that.  The second exit is really your role exit, because eventually someone needs to run this business in your absence. The whole tenant of selling a business is that you're not going to be in it. You might have earnouts or some transitional involvement, but eventually, you will not run this business. So you have to replicate yourself. Most people say, “I've tried, but it hasn't worked.” Well, you know what? Now’s the time for this to work. It's time to build SOPs, standards of excellence, and get someone who could be better than you ever were in that seat. So that role exit is a big part, and that would be true succession. The other part of that is it’s not just the CEO or the owner. A lot of times it’s them and they’re number one, or they’re number two, or number three, because in many cases those people also have equity and ownership in the companies in some cases. So we need to get succession in line for multiple roles.  And then the third exit is your technical exit. It’s the one piece everyone feels like they start with that is your valuation, getting your documentation together, running a formal auction process, making sure that you’re looking at multiple buyers, whether strategic or financial. And just running a very thorough, formal process that’s going to get you the highest valuation possible. And structuring a deal that there’s going to be a little bit of give and take. Most deals die because of misaligned expectations. And they’re usually misaligned expectations on that final exit. So when you put those three things together and someone says, I want to sell my business, or we're thinking about exiting in the next couple years, I just start first with the identity part.Share on X Yeah. And people underestimate the significance of that. It can sound touchy-feely and like an afterthought in most cases. And people think that just by earning a sack of money, their life will be solved and all problems will disappear. But actually, problems exist at all levels. Elon Musk probably has more problems than most listeners here.  Sure.  So, it's not going to solve your problems, and identity is huge. I talk to people—I was also an M&A advisor for over 10 years, sold many businesses, visited former clients, and went out on their boats on the lake. Often, that was the one time they actually used the boat, because they didn't really need it. They thought they did, but they didn't. Next time, the engine wouldn't start, or the boat was full of water. Or they'd go out on the golf course, meet new people, and ask, “Who are they?” It turned out they were just retired rich people—not interesting entrepreneurs or CEO. That's a huge change. And with the Great Wealth Transfer and the aging Baby Boomer population, there's a statistic that says 50% of business owners are forced into an exit—meaning there’s some life event that occurs that says you now need to sell your business and get out. And you and I both know that if you’re forced to an exit, you’re going to be taking a major discount. But those forces can happen when you have a heart attack, or someone in your family has a health issue, or your grandkids and everybody moves multiple states and you want to go with them. All these things happen. So our recommendation is just start having the conversation now.  Yeah. And so I think it's a little bit like saving for retirement. A lot of people keep putting it off, and eventually there's no time left to do it, and then they’re in trouble. So how do you even raise awareness with people about this? How do you work with them to prepare this? Can you actually raise awareness and make them feel this is a real issue? How do you raise awareness?  Well, I have my blog, and that’s probably where I do most of my conversations. I wrote about the 3 Exits Framework. Any chance I get to speak, I always use it to raise awareness around the subject. In my consulting practice, I work with a handful of consulting firms and investment banks. Anytime I get pulled into a conversation about exit planning, I usually just pause for a second and just talk about their life goals.Share on X Like, what do you really want this exit to do for you? Because there are so many things you can do and a million ways to do it. So, what do you really want this exit to mean for you? Also, remember, Uncle Sam is going to take his cut—so not everyone gets the biggest check possible. Usually, what we hear is people say, “I'm just so exhausted. I don't have anything left in me for this thing, and anything I can get for it, I'd be happy to take, as long as it means I don't have to put out every single fire.” And this usually happens because they didn't build good systems to remove themselves from the business.  Otherwise, they would've been the chairman, and just meeting with their CEO, who's running the business. That’s usually not the case with these owner-operator businesses. And that doesn't mean they're small, by the way. I mean, they could be running a $50 million business and still the choke point where everything has to run through them and they’re just exhausted and burnt out.  Do you think that this AI revolution is going to change things? Is it going to make more people exit-ready because it's easier to create systems?  Perhaps. Yeah, I think it's helping the service provider world be more efficient. In my world as a management consultant, I'm 10 times more efficient. I’m sure you’re 10 times more efficient with tools like the one we’re using here, and it just helps us speed things up. I've noticed people use it as a thought partner, as a psychiatrist, even as a best friend. I've seen people go into deep dialogue like, “Should I sell my business? Give me five factors.” The ones who are aware of this are using it fully. The people who aren't are a little behind the times. And then from an operational standpoint, yeah, I mean with the bots and all the many things you could put in your business to make you more efficient, but that doesn’t apply to everybody. I would say there’s going to be a 10 to 20% group of people that are already on it, making it work for them, and then there are the laggards who will probably never touch it.  Or is it that—okay, maybe we can be more efficient with AI, but we'll have the appetite to do more, and there will be more complexity? Some things we'll simplify, but we'll create other complexities that replace the previous ones. What do you think about it?  Yes. So businesses typically have cycles. There's usually a five- to seven-year cycle where a business hits its peak, and then it starts to trend down. And they usually have some level of innovation that has to reoccur for it to hit another up cycle, and then there will be a down cycle and so on and so forth. So it's always like an up slope after an up slope. When you've been in business for 30 or 40 years, you've gone through multiple rounds of these cycles—three or four rounds of those cycles. What I’m hearing right now is business owners that are, let’s say, at retirement age, they’re saying, “I don't know if I have what it takes to go through this AI cycle. Maybe I had what it took to make it through the eighties, nineties, and two thousands, but now we're in 2026. I’m not sure I’m equipped, or my team who’s also very senior, they don’t feel like they have what it takes to get through that next cycle without hiring young talent. But even then, they don’t really understand what they’re talking about. So there’s this gap. And again, I’m hearing it more and more of people saying, I think now’s the time to get out and let some other company that has gas in the tank, vision, and capacity to come in and do that thing.  Yeah, that's interesting. Do you think a multiple-AI–enabled company versus a post-AI company is going to be markedly different?  Maybe. Because it all comes down to revenue—it comes down to the revenue story. I'll give you a perfect example. You have a very profitable company, but they're using an old CRM. A new company comes in and says, “Hey, you're already profitable. If we buy you and put in a new CRM, maybe we could be even more profitable.” That’s cool. So we don’t really need you to put in all the tech. We’ll come in and do all that, and then we’ll get the upside on that. Just as long as you’re profitable, as long as you’re profitable, yet you don’t have major client concentration, your business has all the components. A new company with new vision could come in. That would largely be a strategic buyer. The PE buyer, the financial buyer, most likely is going to want to inject capital into your business so you can go and reinvest, and build new tech, or become a platform, whatever you’re going to be. But that would be a different arrangement. So it's basically a numbers issue. It doesn't matter your technological evolution. And maybe it’s even worse if you've already implemented AI and that only allows you to make five million dollars—there's less upside for the buyer.  Yeah. The bigger concern is: Is your industry at risk because of AI? Is your particular business at risk? And that's why I think people need to adopt it—so they can say, “No, we're not at risk. We've adopted it, we're applying it in whatever fashion we're doing it, and we're going to see the results.” We've already seen a major downswing in a handful of industries because of AI. I mean, advertising agencies are getting hit really hard. People used to be able to charge for writing press releases, to write blogs, to write social, to do video editing on social media. A lot of that's gone, so the bottom tier of those agencies is just gone—there's no need for them anymore.  Do you see people proactively working on making themselves AI-resilient? Everyone knows that they need to do it. Nobody is unaware that today, it’s like websites. There was a time when everyone knew they needed a website. They just didn’t really know how they were going to build it or who was going to build it. They knew it was going to be expensive. It’s kind of where we’re at right now. Everybody knows they need AI. They’re just not exactly sure how they need AI, what it can actually, literally do for them.I think for some people, that big dream that it was going to do everything quickly got taken off the tableShare on X and they say, okay, we could do this much, but even this much is make me very effective.  But it’s just not going to do everything. Like, I still need an accountant. I still need an account manager. I still need someone to do these things, but maybe I don’t need as many people as I once did. So we’re seeing kind of some leveling off there. But I would say largely most people don’t know what AI can do for them, and they’re not really prepared to make those investments. We have a client right now that just made a half million dollar investment into an RFP tool that’s going to help them move faster than their competitors, submit more on RFPs, build everything out in a very complicated way, but they’re making a half million dollar investment. How many companies out there are saying, let’s go, give me the invoice. I’m ready to roll. There’s still a lot of pause there.  What you're describing feels more like a defensive play—okay, we know AI is coming, so we have to implement some AI tools. But I’m thinking more about the big picture. Is my industry going to be disrupted by AI? And how do I pivot my business before I lose momentum, so I become like Netflix—going from a video rental company to a streaming company? Yep.  Do you see companies rethinking their business model?  I think from what I’ve seen, people are rethinking everything—top to bottom. Because you have to start with labor. That’s usually where people start. “AI can do all these things—do I need less talent on the deck?” And if I do, then what can AI do so I don’t have such heavy overhead? Because overhead is also liability, and it has this employment risk behind it. So if you can go from a thousand staff to 800 or 750, great, let’s do it—why wouldn't you do it? Most people are saying, “Let's figure that part out first.” The next thing is the industry disruption, which is what’s our competitors doing to service clients better, manufacture faster, or do things cheaper, so then we’re not left in the dust. So from a production standpoint, we need to figure this out quickly. What I'd say—what I do—is, as an analyst, as a consultant and advisor coming in, that's why I built my AI. I built my AI to fire myself. I basically said, “What I used to do as a management consultant is now irrelevant, because AI is better than me.” So let me just build the digital me and not worry about that side of my business anymore. So I just don’t worry about that anymore. I don’t even really take on assignments that I used to, because AI can do it better and faster. Now, if you want to hire me and allow me to use my AI tool to handle the technical work, I'm more than happy to do that. But I'll tell you firsthand—save your money.  So you're giving it away, or are you selling it?  Yeah, it's free. It's free. It's on ChatGPT. What people can’t do is sit down and have an honest, sincere conversation and ask them the hard questions and challenge them. That's where AI still lacks the human component. I can take a client and say, “Hey, let's hang out. Let's get lunch. Let's go play golf. Let's bring in your kids. Let's talk to your kids. Let's talk about the family dynamic.” Let’s just have a sincere conversation. Let me hold space and create a forum where I can hear people. And that human component is the only thing that I’m worried, like I’m working on now. I'm out of the technical side, because that part of my job is gone.  So fascinating. So does it mean you have to be more of a social animal?  I think so. If you're not going to be a social animal and you're just going to sit at your desk, you should probably be building software using tools like Replit, n8n, or any of these different software tools and just go all in.Share on X But the way we used to do it—you probably see this on LinkedIn, with all the bots on LinkedIn, it’s not what it used to be. It used to be a place where you had a handful of connections and actually met people. Now it’s just so overrun with the bots. It’s like I don’t even want to accept connections anymore. I'd much rather have a conversation like this. To me, this is the future.  Yeah. But maybe we connected originally through LinkedIn. I don’t know where, how we connected, but we may have have connected through a bot—actually.  It’s possible.  Yeah.  It’s possible. But I'll tell you, I connect with maybe one or two percent of people now. Previously, because I didn't get so many inbound inquiries, I would connect with more, because I felt like there was a sincere person on the other end. Now, I really don't know. I've become very skeptical.  Yeah, I'm with you. Let's switch gears, because our time is running out. And there are a couple of things that in our pre-interview you talked about, and one was minimalism. Yeah.  What is minimalism? How do you do it? And what’s a low-hanging way to start to become a minimalist?  It's kind of like that first-principles idea of what really matters. It’s essentialism. It’s kind of getting down to the one thing, that was my recent blog, if there was only one thing you could do this year, but it would make all the difference, what would it be? And anything that gets in the way of that one thing is just noise. For me, minimalism is really about reduction, and kind of getting rid, and being aware and cognizant of things that really shouldn't be on your desk, on your to-do list.Share on X And using AI tools and assistance to get rid of everything that’s low-level activity. If you think of a pyramid, at the very top is where the most value that you can add would be. But yet we spend all of our time, if this is a time pyramid, most of our time is spent at the bottom, the wide part that pretty much anyone can do. So we kind of got to invert the pyramid. To get there, you have to reduce and extract. To protect your time, you have to treat it as very precious and focus only on the most important thing at all times. It is a very hard thing for all professionals to do, and it’s always been a hard thing, but I just take it upon myself and say, okay, well, as a minimalist, I mean, if you were to come to my house and see how sparse my furniture is on purpose. How sparse my closet is on purpose. I’m trying to get rid of options. It's like Steve Jobs and the black turtleneck—if I have one less thing, because I can only make so many choices and decisions in a given day, let me spend my time on the things that are the most important and most impactful.Share on X And that’s not always, because it’s going to put millions of dollars in my bank account. Sometimes it’s just helps me sleep better at night. So I don’t need 50 clients. If I’m going to have 50 headaches. What if I just have five clients? And every one of those was one that I felt very good about, and that would allowed me to charge more. It allowed me to go deeper with them. It's that concept—then you're free to see where your scalable opportunities are. It's the story I told you about a monk who was carving away at this beautiful elephant. Someone walks up and asks, “How did you learn to do this, carving away this elephant in the stone? And he says, Oh, I just chip away everything that's not the elephant. So for me, I have to have a very clear picture of what the elephant is. I have to see the picture in my brain first—like what my life is, what I’m trying to build, how good of a dad I’m trying to be, how good of a husband I’m trying to be, how good of a business partner or a service provider, an advisor. This is my life’s work as a masterpiece, so let me just get rid of anything that doesn’t belong as part of that picture. So that, to me, is kind of how I would explain it. And my approach toward it is I just get rid of everything. It’s not about accumulation. I don't really need more information, because AI already has all the information. Anything I'm going to absorb, I have to be very intentional about—why am I reading it? I see all the books on your shelf. I could show you my bookshelf—tons of books, right? I feel like I've read them all. Am I going to learn anything new? I could also just go back to the books I've already read. I try to highlight them and stuff, but it's like, what more do I need at this point?  Yeah. So I’m wondering about this idea of a lifestyle business versus a growth business. Because what I see is that people who are building a lifestyle business, it’s easier for them to be a minimalist. Because you just do this most valuable thing. You don’t have to build the business. You don’t have to worry about necessarily all the other people, systems, and processes, or making sure of quality control. You just do your high-value work, and at the end of the day, you can put things down and relax. Whereas a growth business, it's different.  I would say with the clients that I have—some have thousands of employees, some have hundreds—I still encourage them to reduce and subtract. Even though they're in high-growth, highly scalable businesses, sometimes the conversation is: How many direct reports do you have, and why do you have that many direct reports? How are you delegating? How are you giving authority? How are you limiting all the inputs? Because a lot of it is noise in your given day. So how do I make your day a little more silent so you can have a little more peace to make better decisions while you run this highly scalable business? Just because you're scaling doesn't mean it needs to be pure chaos. That's what people think—they think, “Oh, if I scale, that means chaos.” I'm anti-chaos.  Okay. But let me ask you this: Two of the most successful entrepreneurs of our time are Elon Musk and Jensen Huang. Elon Musk runs six companies, so he's got a lot of direct reports and goes deep in each of them. And then Jensen Huang has, I don't know, 20, 30, or 40 direct reports—he basically has a million direct reports as well. And that actually allows them to be closer to decisions and make sure things don't go off the rails and their vision gets manifested. So that's what I'm kind of wondering—whether minimalism means you're going to, maybe the flip side is you have to accept less growth, or maybe not.  So I’ve met with a lot of entrepreneurs in my life. Not one of them has been Elon Musk. So I would say we’re looking at the median of entrepreneurs, the average entrepreneur. Those are the people I deal with. I’m not dealing with Elon Musk. I would love to, but I don’t have those types. I have the family-owned business who took it over from their dad and they’ve been running it for 50 years, and he has 250 employees, and he’s got pure chaos, and I’m getting the call to go in and try to sort him out. These are not always the highly sophisticated Steve Jobs types of the world. If you really take a look under the hood with Elon—I read his book and listened to the audiobook with my kids, so I'm very familiar with his story, because I've heard it twice now—what they don't really mention is all the heroes underneath Elon. He wouldn't be who he is without all the many heroes, all the systems, and the Six Sigma and other processes and procedures. That's not to say he doesn't take a deep analytical look at everything, but who are those heroes and what are the processes? I'm far more interested in hearing about his VP of Operations than about Elon. Because what has his VP of Operations worked out? What systems have they implemented that allow him to scale and build a Tesla? Or his COO, like, what do they have going on? Elon's a face. Elon's a madman. He creates all this momentum and chaos, and then he has teams of people behind him who make sense and order out of that chaos. That's why you have what you have with Tesla. If he were just Elon Chaos, without that, I don't believe he would be where he is. But he had people that wanted to get in line. He had a lot of people that wanted to get in line. They believed in his vision. He had huge visions, and it's very inspiring to get behind those visions. Then they say, “Okay, give me the ball. We'll create the infrastructure that allows this thing to take off.” So I'm far more interested in the infrastructure that allows for that scale.  I agree. I'm just thinking whether there is this kind of dichotomy. Because I see that many entrepreneurs—when I was an investment banker—until they sold their business, they were not able to have that simple lifestyle they perhaps desired, because they were building, they were reinvesting. And it wasn't just reinvesting their cash—they were reinvesting their time. So every time they simplified, that was the opportunity cost of not using that time to improve their business. So they plowed it back in, plowed it back in.  Well, it's kind of like the E-Myth is a bit skewed. It's almost like the E-Myth is a myth. E-Myth is a dream—a dream that you can work on your business, step out completely, and everything about it runs itself. It doesn't really work that way. If you're going to be a successful entrepreneur, you're going to have late nights, long weekends, and you're going to feel like every major problem is your own because you're taking all the legal risks. I'm not telling people not to scale. I'm not telling them not to have chaos. What I'm trying to help them do is get clear on what they consider to be important.  And not get killed in the process, and not get divorced.  Statistically, that can happen—the more successful someone gets.  Yeah, it does. Because our time becomes much more valuable, and at some point, it's really hard to say no to the million-dollar hour—to spend that hour watching Netflix with your spouse, right? Exactly. Just feels harder to do.  Exactly.  Yeah.  That was good.  Alright, well, I enjoyed this tremendously. So one more question, one more question that I have to ask you. You talk about this $3 million rule—what do you mean by that? That’s a really interesting concept.  Yeah. So most small businesses get stuck around $3 million, statistically. The question is, why? Why do they get stuck there? A large majority gets stuck and it’s because they create a lifestyle for themself around $3 million. They’re taking enough off the table that they would never be able to find a job that would be able to replace that type of income. So they've made their small business their sole business, their job, and they say, “This is good enough for me,” because let's say half a million dollars, more or less, is going into their bank. They're filling up their 401(k), sending their kids to private school, giving themselves big bonuses. If they're profitable, they don't really see the need to take more risks or double down to go past that wall. I've seen many businesses kind of stay there. They’ll go fluctuate up and down through the years, but more or less they’ll hit that wall. They could stay there for 20 years and never make any progress. It’s not until they put on new thinking and say, we’re going to grow through acquisitions, we’re going to target a different market, new products, we’re going to innovate in some way. But that takes extra gas in the tank. Sometimes, a lot of entrepreneurs, once they hit that first level of success, say, “This is good enough for me,” because it usually takes them about five to seven years to get to that first major breathing point.  They're not hungry enough anymore.  Exactly.  Does someone has to be a little crazy to still want to eat more, even though they're already full?  Yeah. Some people are just wired that way. Some people just more and more, and that's no slight against them. They're never satisfied. They always want more—another dollar, another nickel. If they saw a nickel on the floor, they would stop and pick it up. They want every piece of everything. And those people usually are the ones that go and go and go and go. They’re usually the ones that just keep going because it’s an insatiable appetite. I'm not talking about people who get—well, I don't want to call it lucky—but sometimes things do fall out of the sky. Sometimes a big client falls out of the sky, or an opportunity opens up, and people are smart enough to buy their competitor when the competitor approaches them. Or sometimes they make these little moves, and that gives them a leap. I’m not talking about those people. Those are outliers to me. I’m talking about your average entrepreneur that built a $3 million business on his own with no major clients falling, just hard work, blood, sweat in tears. The average Joe typically gets stuck around that $3 million.  Yeah, that’s interesting. Fascinating. Alright, well, if you don't want to be stuck around $3 million, or if you want to get to the next level, then reach out to Tim and check out what he’s doing. So where can our listeners find you? Where can our listeners find you if they want to learn with you, learn about you, read your Substack, read your books? Where should they go?  Just go to Google or AI and type in Tim “The Inside Man” Martinez. The Inside Man is an acronym for Tim. You'll find my LinkedIn—happy to connect with you, just tell me you heard me on Steve's podcast. You can also check out my blog: it's Tim “The Inside Man” on Substack, or go to www.theinsideman.biz, my website. I'd love to connect with anyone. Well, do check out Tim's Substack—it's awesome. You're going to get more of what you heard on this podcast. And if you enjoy listening, make sure you follow us. Subscribe on YouTube, LinkedIn, Apple Podcasts, or wherever else you get your podcasts, because every week I'm inviting—and luckily more and more people want to come on the show—to have a conversation. So thank you, Tim, for coming, and thank you for listening. Important Links: Tim's LinkedIn Tim's website

What happens when you launch a dessert brand in the middle of a global shutdown… scale it to 31 locations… and then face economic whiplash, legal chaos, and a near-hostile takeover?In this episode, I sit down with Matt Thomas, co-founder of Cookie Co., to unpack one of the most honest entrepreneurial journeys we've ever had on BizNinja. This isn't just about cookies. It's about resilience, leadership under pressure, and what it really takes to rebuild when everything feels like it's unraveling.Matt didn't plan to build a national cookie brand during a pandemic. But when his branding agency collapsed in March 2020, he and his wife Elise went all-in on Cookie Co.—a passion project born from her lifelong love of baking.From selling cookies out of their garage (while neighbors suspected something sketchy) to hitting $1.3M in year one, the growth was explosive. Franchise interest poured in. Within a few years, they reached 31 locations across multiple states.Then the economy shifted.Eggs and butter doubled. Inflation soared. Franchisees struggled. A strategic partnership turned into a legal nightmare involving system lockouts and reputational damage.Through it all, Matt shares what he's learned about resilience, leadership, ego, and the brutal honesty entrepreneurship demands.This episode is about grit. And it's about evolving before the market forces you to. What You'll LearnWhy door-to-door sales is one of the best entrepreneurial training groundsHow Cookie Co. scaled to 31 locations during economic uncertaintyThe hidden complexities of franchisingWhat happens when inflation crushes your margins overnightHow to navigate lawsuits, PR damage, and operational chaosWhy listening to customers is your most underrated growth strategyThe mindset shift required to survive and rebuildChapters00:00 Welcome to BizNinja02:40 Matt's Early Entrepreneurial Roots06:30 Launching Cookie Co During COVID10:00 The Leap Into Franchising15:50 Inflation Hits and the Real Struggles Begin19:05 Strategic Partnership Turns Hostile23:10 The Power of Pivoting and Listening to Customers27:20 Business as a Vehicle for Life

Temple Dedication  Alabang Philippines Temple – #213 January 18, 2026 – presided by David Bednar (Husband of Susan) The dress stole the show Dedicatory Prayer 15 Stakes and 1 District assigned to temple district Second Manila Metro Area Temple, a third is planned in Northern Manila 4th temple of 14 temples planned in the Philippines Second to last temple announced by President Monson dedicated (last is below) Temple Open House Begins Harare Zimbabwe Temple Temple Media day on January 19th  President of Zimbabwe tours the temple Open House Through February 7th  Interior Photos Released Design features: the flame lily, aloe ballii, Yoruba bologi, African lettuce, terracotta gazania, aspilia mossambicensis and wentzel's sugarbush. Temple Groundbreakings  João Pessoa Brazil Temple January 24th, presided by Joni L. Koch  Jacksonville Florida Temple January 24th, presided by Massimo De Feo Temple Site Locations Announced Kahului Arizona Temple 7.6 acre site: Maui Lani Parkway, Kahului, Hawaii Next to existing meetinghouse Single Story, 19,000 sq. ft. building Renovations continue in Kona, No site announced in Honolulu.  Flagstaff Arizona Temple 10.43 Acre Site: southwest corner of Butler Ave. and South Fourth St., in Flagstaff Single Story, 18,850 sq. ft. building Puerto Montt Chile Temple 5.8 Acre Site: Avenida Chamiza, in eastern Puerto Montt Single Story, 18,500 sq. ft. building Construction Update Tarawa Kiribati Temple Modules installed on foundation  Heber Valley Utah Temple Utah Supreme Court will allow temple construction to continue  Church is assuming the risk of tearing down progress if they lose an appeal Plaintiff failed to prove irreparable harm, only inconvenience Salt Lake Temple Removal of scaffolding begins and will continue until mid-March Featured video from the B1M engineering youtube channel Original Moroni Trumpet on display at BYU HBLL Communications director gives a lecture at BYU Proposal to close North Temple and West Temple and parts of South Temple to vehicles adjacent to the temple during the extent of the open house Reportably, the church would need to pay $2.3M to lease the roads. Interesting Does temple construction boost property values? No discernable effect… The post Behind all that Scaffolding is…. Temple Ticker 1014 appeared first on The Cultural Hall Podcast.

Bradley Hamner breaks down a powerful lesson from Michael Jordan's "The Last Dance" documentary about the fundamental difference between playing to win versus playing not to lose—and how this mindset shift can transform your business leadership.Register Now! Lead Yourself First: February 24th - an Above The Business WorkshopFREE workshop for business owners who planned well but are running on fumes.You set the goals in January. You aligned the team. You built the plan.But six weeks in, you're exhausted.Your best hours are going to fires. Decision fatigue is real. And your team senses it.Here's the truth: Your business won't grow beyond you until you lead yourself first.Join Bradley for a FREE 2-hour workshop on February 24th at 10 AM CST.You'll build your Personal Operating System, Decision Framework, Energy Protection Plan, Role Clarity Matrix, and 90-Day Accountability Structure.Space is limited. https://blueprintos.com/assetsThanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions. More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.About Above The Business:Above The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.

In this episode, we break down YouTube's massive $60 billion revenue reveal and what it signals for the future of the creator economy. Plus, we dive into Markiplier's Iron Lung shocking the box office. Plus, why Google and certain TV measurement agencies are quarreling.Tune in for:-- The $60 Billion Stat: Breaking down YouTube's first-ever total revenue report.-- Markiplier vs. Hollywood: How Iron Lung pulled $18M+ on a $3M budget.-- TV Ratings Drama: Why Google sent a cease-and-desist to a major ratings agency.-- Big Creator Deals: Inside Dhar Mann's Old Navy series and Salish Matter's Netflix partnership.00:00 Intro and Weather Chat02:26 YouTube's Massive $60 Billion Year05:52 Why Shorts Ads Are Booming10:28 The Google vs. TV Ratings Fight15:16 Markiplier's Historic Box Office Win19:05 Can Any Creator Do This?23:03 Dhar Mann's Old Navy Deal25:25 Salish Matter Heads to Netflix26:45 Final ThoughtsCreator Upload is your creator economy podcast, hosted by Lauren Schnipper and Joshua Cohen.Follow Lauren: https://www.linkedin.com/in/schnipper/Follow Josh: https://www.linkedin.com/in/joshuajcohen/Original music by London Bridge: https://www.instagram.com/londonbridgemusic/Edited and produced by Adam Conner: https://www.linkedin.com/in/adamonbrand

“The mission for me is simple — more businesses need to be DEBT-FREE.”With that one sentence, Stormy Banks, the Queen of Grants and founder of the Pink Print Firm, shifts the entire conversation about wealth, access, and entrepreneurship.Stormy has helped small businesses secure "over $21 MILLION in grants" — not loans, not credit, not investors… but "real money you NEVER have to pay back".In this episode of "Inside the Vault with Ash Cash", she breaks down:

ALL Method Wealth Building | Joshua Massari breaks down how Joshua and his wife rapidly built equity using a live-in renovation strategy that turns primary residences into long-term wealth engines. In this episode, Joshua explains the ALL method (Acquire, Live, Lift, Leverage, Loop), how they grew from roughly $270K to $2.3M in equity in under five years, and why "the ugliest house in the best neighborhood" is the best starting point. The conversation also covers using a solo 401(k) for out-of-state rentals, leveraging HELOCs and creative equity options, avoiding common overpaying traps, and what success looks like beyond just hitting millionaire status. _______________________________ If you want to learn how to run your business in 5 hours or less.... Go to https://www.5HourBusiness.com   Subscribe to my YouTube channel:    / @tonyjavierbiz     And if you're into flying and want to follow my Aviation journey, check out my other YouTube channel at    / @tonyjaviertv   _______________________________ Follow me on Social Media: Tiktok -   / tonyjavier.tv   Instagram -   / tonyjavier.tv   Facebook Personal -   / tonyejavier   Facebook Business -   / realtonyjavier   ________________________________________ If you want to dominate your Real Estate Market with TV commercials, go here: https://www.ClaimMyMarket.com   If you want to connect with me and my network, go to https://tonyjavier.com/connect   If you want to check out Tony's Real Estate Resources and Vendors go to https://www.TonyJavier.com/resources ________________________________________ Tony is the owner of an INC 5000-rated Real Estate Investment Company. He has been featured in Bigger Pockets, Wholesaling INC, Steve Trang's Real Estate Disruptors, Joe Fairless' Best Ever Podcast, and many other top podcasts and platforms.   When Tony is not working on his business, he enjoys flying his plane. You can see videos on that and how he uses airplanes to save money on taxes.   Don't forget to like the video, comment, subscribe to my channel, and share this with a friend if I'm doing my job and providing value to you and your network. If I'm not doing my job please let me know in the comments how I can be better, your feedback is greatly appreciated. See you in the next video!

In the late 2000s, two French mountain athletes set out to build a running shoe that captured the feeling of flying. Jean-Luc Diard and Nicolas “Nico” Mermoud had spent decades inside the innovation engine at Salomon—where product was obsession. In 2007, as Nico recovered from a brutal ultramarathon around Mont Blanc, the founders fixed on a problem that Big Footwear didn't care about: downhill running was destroying bodies. Their solution: make the shoe bigger, softer, and shaped like a rocker.At first, their prototypes looked like clown shoes. Runners who preferred minimalist footwear laughed at them. Retailers said no. But the founders kept doing the one thing that they knew could reverse things: they made people try them.HOKA went from under $3M in sales in 2012 to more than $2B a year—and in this episode, you'll hear how it happened: the risky design, the early cash crunch, and the strategic partnership that helped them win the U.S. market.What you'll learn:How to think of a shoe as a machine, not just a piece of apparelThe go-to-market weapon that worked: relentless demo-ing Why outside money can't always solve a cash flow bottleneck (and what does)How HOKA used performance proof to avoid being dismissed as a gimmickWhy HOKA partnered with Deckers—and why it wasn't just about capitalHow to keep a “rebel” mindset as competitors start copying youTimestamps:(Timecodes are approximate and may shift depending on platform.)[07:12] George Salomon's leadership lesson: the CEO who sought advice from an intern[11:11] Nico's first day at Salomon: testing ski prototypes on a glacier[18:42] The ultramarathon race where Nico's legs crumbled (and why)[21:29] A breakthrough insight: performance changes with surface (leaves, lava, snow)[31:25] Designing a sneaker as if it were a car: engine, tires, seat[40:00] The “clown shoe” prototype—and the first successful run [47:22] Elite runners kickstart the brand [49:02] The hard part nobody glamorizes: factory minimums, bank demands, anemic cash flow[53:31] Deckers enters: the minority investment that unlocks the U.S. (without killing the brand)Hey—want to be a guest on HIBT?If you're building a business, why not get advice from some of the greatest entrepreneurs on Earth?Every Thursday on the HIBT Advice Line, a previous HIBT guest helps new entrepreneurs work through the challenges they're facing right now. Advice that's smart, actionable, and absolutely free.Just call 1-800-433-1298, leave a message, and you may soon get guidance from someone who started where you did, and went on to build something massive.So—give us a call. We can't wait to hear what you're working on.***This episode was produced and researched by Rommel Wood with music composed by Ramtin Arablouei.It was edited by Neva Grant. Our engineers were Patrick Murray and Kwesi Lee. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, we're talking about the DOJ releasing over 3M more Epstein files; how the markets reacted to President Trump nominating Kevin Warsh to chair the Federal Reserve; nationwide anti-ICE protests; and other top news for Monday, February 2nd. Stay informed while remaining focused on Christ with The Pour Over. Looking to support us? You can choose to pay ⁠⁠⁠⁠here⁠⁠⁠⁠ Check out our sponsors! We actually use and enjoy every single one. Cru Wild Alaskan HelloFresh Safe House Project Gloo QAVA CCCU Filament Bible Upside Mosh LMNT Not Just Sunday Podcast Bible Gateway Plus TPO Corrections Page