Podcasts about 3M

I've made over $6M in six years with a $3M net worth. Do the math on those two numbers and you'll understand why I can talk about money the way I do, because hello, those margins are unheard of in this space.I'm not a CPA or a financial advisor, but I am someone who built a 7-figure business from scratch, kept an obscene amount of what I made, and learned exactly what separates people who make good money from people who actually keep it.The difference is smaller than you think. —Watch a short video on how to make at least $20k online in your coaching business, or we'll coach you for free. https://audit.impactcoachacademy.com/Connect with Taeler on Instagram. https://www.instagram.comLearn more about Impact Fitness Coaching Academy, and how we've helped 5,035 coaches scale to 6 and 7-figures online and generate $330M in revenue. https://www.impactcoachacademy.com/home Want more proof our methods work? https://www.trustpilot.com/review/impactcoachacademy.com

How close are you to yourself, your team and the people you serve? In this episode, Helen and Sarah borrow brilliance from the concept of zero distance, a philosophy championed by brands like e.l.f. Beauty, and turn it into one of the most honest and practical self-reflection exercises they've done on the podcast. Using Post-it® Notes and a simple scale, they plot themselves live on six different dimensions of distance, from how well they know their own strengths and feelings, to how much feedback they really get from their team, to how close they are to the people they're there to help. This episode is brought to you in partnership with the Post-it® Brand. If today's episode sparked an idea, stick it down - find out where to buy Post-it® products at go.3M.com/squiggly

How do you cut through the noise when text is cheap, AI is everywhere, and human attention spans are shorter than ever? In this episode, host Dave Bookbinder sits down with Aurora Winter - former Hollywood TV executive, serial seven-figure entrepreneur, and founder of Same Page Publishing - to crack the code on persuasive communication. Aurora bridges the gap between Hollywood storytelling and Silicon Valley business metrics, breaking down the exact neuroscience required to trigger action, command authority, and scale your business revenue. Whether you are an entrepreneur, executive, or aspiring author, this conversation delivers the exact frameworks you need to turn your expertise into a million-dollar messaging engine. Key Takeaways From This Episode: The 27X Value Effect: How shifting from a product pitch to a strategic narrative can increase your perceived value and revenue by up to 2,700%. The 3-Step Brain Model: How to bypass the protective "reptilian brain," engage the social midbrain, and logically win over the cerebral cortex. The $3 Million Formula: The story behind the exact seven-word message Aurora used to generate $3M in just one week—and how to audit your own messaging for maximum leverage. The "Hell-to-Heaven" Transformation: How to map your customer's journey using classic Hollywood story arcs to make your offer irresistible. The Spoken Author™ Method: How busy leaders can leverage pre-launch marketing strategies to create and launch bestselling books without spending years writing them. The Human Moat vs. AI: How to use generative AI to scale your operations without hollowing out your brand. Discover why your unique stories, style, smile, and Socratic questioning are your ultimate competitive advantages. Connect with Aurora: SamePagePublishing.com Get the Book: Grab your copy of Turn Words Into Wealth at TurnWordsIntoWealth.com About Our Guest: Aurora Winter is a media strategist, bestselling author, award-winning screenwriter-producer, and the founder of Same Page Publishing. She is the creator of three proprietary frameworks: the Strategic Showrunner™, the Movie Trailer Mindset™, and the Spoken Author™ method, which help CEOs, founders, and established experts turn their expertise into premium authority and scalable revenue. Her book Turn Words Into Wealth: 7 Ways to Make 7 Figures as a Thought Leader (Same Page Publishing, 2026) lays out a complete system for building a personal brand, launching a book, and generating seven-figure income as a thought leader in the age of AI. A former television executive, Aurora has been featured on ABC-TV, CBS-TV, KTLA-TV, and CBC-TV, and in Success, Elle, and The Huffington Post. She hosts the YouTube channel Strategic Basics and has appeared on hundreds of podcasts as a guest expert on messaging, publishing, and personal branding. Aurora Winter is also the author of the Magic, Mystery, and the Multiverse fantasy series, an enchanting adventure for readers of all ages, already coming to life through the animated Ana Zest Series on YouTube. Connect with Aurora: https://www.aurorawinter.com Get your free copy of Turn Words Into Wealth eBook: https://dl.bookfunnel.com/mq5wmvplbz About the Host: Dave Bookbinder is known as a trusted provider for independent business valuations, corporate asset appraisals, and exit planning advisory and he is the person that business owners and their advisors reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries.  Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers.  He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.” Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.

Centuries before Hollywood dressed it in a nun's habit, the demon Valak prowled the pages of forbidden grimoires as a winged boy astride a two-headed dragon, commanding legions of serpents to do his bidding.EPISODE BLOG PAGE (includes sources):https://weirddarkness.com/valekREAD or DOWNLOAD the full transcript of this episode: https://weirddarkness.tiny.us/24s8nzb9FEATURED STORIES IN THIS EPISODE: Although Valak is depicted in the films "The Nun" and in “The Conjuring 2” as a habit-wearing spirit, the real demon appears as a child riding a two-headed dragon — at least according to a 17th-century demon-hunting manual. (The Reality Behind The Demon, Valak) *** The Vatican is one of the most well-guarded areas in the world. But if rumors are to be believed, all that security isn't only to protect the pontiff… but some dark, disturbing secrets… and a machine that could change everything we know to be true. (The Vatican's Secret Machine) *** We'll look at that time a force field was accidentally created at a 3M plant. (3M's Accidental Force Field) *** In 1872 George Wheeler met and married May Tillson in Boston. He made a home for May and her younger sister Della, first in New York, then in California. Along the way, George fell in love with young Della and when she planned to marry someone else he was faced with a dilemma: he could not marry her himself and he could not bear to see her wed to another. The solution he chose pleased no one. (Thus She Passed Away) *** In the 1800s scientists and doctors needed cadavers to study human anatomy and practice their skills. To help accommodate the need, it was made legal to sell dead bodies. What could possibly go wrong? (The Unsettling Anatomy Act)CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = The Foreboding00:01:16.547 = Show Open00:03:31.777 = The Reality Behind The Demon Valak00:11:37.807 = The Unsettling Anatomy Act ***00:24:33.689 = 3M's Accidental Force Field00:34:11.149 = Thus She Passed Away ***00:44:01.086 = The Vatican's Secret Machine00:53:13.339 = Show Close*** = Begins immediately after inserted ad breakLISTEN ON PODCAST APPS: Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://weirddarkness.com/wdapps*No AI Voices Are Used In The Narration Of This Podcast*SOURCES and RESOURCES:“The Reality Behind The Demon, Valak” by Gina Dimuro for All That's Interesting:https://weirddarkness.tiny.us/43vu356n“3M's Accidental Force Field” by Brent Swancer for Mysterious Universe: https://weirddarkness.tiny.us/3vvnwbpv“Thus She Passed Away” by Robert Wilhelm for Murder By Gaslight: https://weirddarkness.tiny.us/yyztmnat“The Unsettling Anatomy Act” by SM for ListVerse: https://weirddarkness.tiny.us/2p8vdns9“The Vatican's Secret Machine” by Ellen Lloyd for Ancient Pages: https://weirddarkness.tiny.us/2p8kxxz8(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.Originally aired: December, 2021This episode of Weird Darkness moves from a centuries-old demon mistaken for a nun, through the Victorian trade in stolen corpses and a force field that appeared inside a 1980 factory, to a San Francisco trunk murder and a Catholic priest who claimed to have built a machine that could film the past.It opens with the demon Valak, who reaches modern audiences through The Nun and The Conjuring 2 as a pale, nun-robed figure but appears in the 17th-century grimoire Clavicula Salomonis Regis, or The Key of Solomon, as the 62nd spirit: a boy with angel's wings riding a two-headed dragon, commanding a legion of serpents and an army of thirty demons while hunting snakes and hidden treasure. The nun costume was the invention of director James Wan, who reshaped a vision the medium Lorraine Warren described to him — a swirling hooded figure carrying female energy — into a holy icon turned against her Catholic faith. Warren and her husband Ed, the demonologists who rose to fame after the 1976 Amityville investigation, reportedly met a spectral hooded figure at the Borley church in southern England, where lore held that a nun had been bricked alive in the convent walls after an affair with a monk. The Key of Solomon, which lists the seventy-two demons King Solomon was said to have vanquished, sat on the Vatican's Index librorum prohibitorum until the Church abandoned that list of prohibited books in 1966, though copies kept turning up in the hands of Catholic priests.From there the episode turns to the Anatomy Act of 1832, the British law that legalized dissecting unclaimed bodies from workhouses and hospitals to end the grave-robbing of the resurrectionists, yet instead built an organized corpse trade across Victorian England. The twelfth-century St. Bartholomew's left wicker baskets beneath its King Henry VIII gate for body dealers to fill, while a Liverpool Street express known as the "dead train" carried sealed funeral wagons of stacked corpses toward Cambridge. Deepening the trade, the New Poor Law of 1834 confined the destitute to workhouses whose officials profited from selling the dead, and in 1858 the master of St. Mary Newington workhouse, Alfred Feist, was caught funneling pauper bodies to Guy's Hospital through the undertaker Robert Hogg, who staged fake funerals and collected double payment. Anatomists prized the bodies of fetuses and children, keeping their skulls intact — only one of fifty-four specimens in a Cambridge collection had received a craniotomy — and the public's dread boiled over in Manchester in 1832, when a grandfather opened the coffin of a three-year-old who had died at the Swan Street Cholera Hospital and found a brick where the boy's head should have been.Next comes a stranger kind of dread, set in the summer of 1980 at a 3M plant in South Carolina, where workers slitting twenty-foot-wide polypropylene film at a thousand feet per minute walked into an invisible wall they could not push through. The static-charged field, which one worker measured past the limit of a 200-kilovolt handheld electrometer, pulled people toward it so strongly they had to back away on foot, swallowed a passing fly, and by one account could have held a bird in its grip before vanishing as abruptly as it formed. Managers reproduced the effect the next morning under lower humidity, and the plant production manager reportedly said he didn't know whether to fix it or sell tickets; later accounts claim a researcher who published on the phenomenon was contacted by NASA and federal agencies before the grounding fault was corrected and the field never returned.The episode then moves to a true-crime case in San Francisco, where around midnight on October 20, 1880, George A. Wheeler walked into a police station and confessed to strangling his sister-in-law Della Tillson and packing her body into a trunk in their room at 23 Kearney Street. Wheeler had fathered two children with Della, both of whom died, while her sister — his deaf wife, May — lived across the hall posing as his sister-in-law, and the arrival of the miner George Peckham, who hoped to marry Della and take her to Sacramento, drove Wheeler to kill rather than let the two leave together. He told reporters that Della sat in his lap and asked him to end her life, that she died with her head on his shoulder, and his defense of hereditary insanity failed across two trials, the second forced by a California Supreme Court ruling over improperly admitted testimony from a book on medical jurisprudence. On January 23, 1884, five thousand people gathered outside the jail, entrance tickets sold for ten dollars apiece, and Wheeler — newly drawn toward Catholic conversion under Father Cottle — kissed a crucifix, commended his spirit, and dropped to a broken neck.The episode closes inside the Vatican with Father Pellegrino Ernetti, an Italian priest, exorcist, and musical scholar who claimed in the 1950s to have helped build a device called the Chronovisor that could see and hear the past. Ernetti said a team of twelve anonymous scientists, among them the physicist Enrico Fermi and the rocket engineer Wernher von Braun, tuned the machine to a speech by Mussolini, then Napoleon, a Roman market under Emperor Trajan, a Cicero oration, and a 169 B.C. performance of Quintus Ennius's lost tragedy Thyestes, which he said let him publish its full text. When the magazine La Domenica del Corriere printed a Chronovisor image of Christ's face on the cross on May 2, 1972, it was soon matched to a mirrored photograph of a wood carving by the sculptor Cullot Valera, and Ernetti — who said the machine was too dangerous to exist and had been dismantled and hidden — left behind no device, no named living witnesses, and a 1993 presentation to four cardinals whose contents were never disclosed.

What if the real reason your business cannot scale is not your people, your market, or your effort, but that everything still depends on you? In this episode of Sharkpreneur, Seth Greene interviews Hector Alvarado, Co-Founder of Optimize Business Systems, who explains how small and mid-sized businesses can reduce founder bottlenecks by building stronger systems, clarifying roles, improving leadership, and ensuring consistent execution. He also explains why business owners must shift from day-to-day firefighting to strategic leadership if they want to build companies that can grow without being in constant emergency mode. Key Takeaways:→ Owner-dependent businesses struggle to scale because too many decisions flow back to the founder. → A business is harder to sell when its value depends entirely on the owner's day-to-day involvement.→ Second-line leaders are essential to building a scalable company. → Business owners need regular time away from the weeds to see the bigger strategic picture. → Strong systems are more than SOPs; they encompass leadership, execution, accountability, and clarity. Hector Alvarado is an entrepreneur, operations executive, and business consultant with 27+ years of experience transforming companies across the logistics, transportation, construction, and home-service industries. His expertise isn't theoretical—it's built on decades of diagnosing operational chaos, fixing broken systems, and leading organizations through high-stakes growth. One of Hector's most notable accomplishments was the complete turnaround of Willy's Trucking. As VP of Operations, he led the company from a $1.3M annual loss in 2018 to a profitable sale exceeding $25M in 2021—a feat that earned him industry-wide respect. Today, he serves as VP of Operations for the largest NGL and Butane hauler in Western Canada, overseeing large fleets, operational excellence, and strategic expansion. Hector is also a Lean Black Belt, Continuous Improvement Master Trainer, and EOS implementor, bringing a rare blend of tactical expertise and strategic leadership. Beyond his corporate roles, he runs three successful businesses under Family Legacy Industries and manages a growing real estate investment portfolio, providing firsthand insight into entrepreneurship and wealth-building. Connect With Hector:Website: https://optimizebusinesssystems.com/Instagram: https://www.instagram.com/optimize_business_systems/Facebook: https://www.facebook.com/people/Optimize-Business-Systems/61574764979478/LinkedIn: https://www.linkedin.com/company/optimize-business-systems/

A federal judge has tossed out U.S. Justice Department subpoenas targeting Gov. Tim Walz and other state and local leaders. Judge Patrick Schiltz called the subpoenas an “unlawful and unethical use of the grand jury process.” The subpoenas were part of a criminal investigation into whether state officials were obstructing federal immigration enforcement. Schiltz wrote that evidence the subpoenas were issued for unlawful reasons was “overwhelming,” and said the investigation appeared designed to harass political opponents and pressure them into taking federal action.A new study recommends Minnesota take action to prevent groundwater contaminated with PFAS from spreading in the Twin Cities east metro. The Minnesota Pollution Control Agency report recommends pumping groundwater and removing PFAS. The treated water would then be sent to cities for drinking, or returned to the underground aquifer. Decades ago, 3M disposed of chemical waste containing PFAS at several sites in the east metro, where the chemicals leaked into the environment.About 75,000 spectators are expected to attend the Special Olympics USA Games in Minnesota this week. Competition began Monday at the University of Minnesota and the National Sports Center in Blaine. The games bring together more than 3,000 athletes with intellectual disabilities from all 50 states. Events are free to attend, and ESPN will stream some competitions on ESPN Plus.

Can you build a robot the same way you vibe code software? Not even close.In this episode of KP Unpacked, KP Reddy and Nick sit down with Guy German, CEO of Okibo, to unpack why programming motion control got 10x easier but building robots still requires years of field testing. Guy breaks down the three requirements for general-purpose construction robots: physical capability (reach, payload, battery life), tool flexibility (spray guns, rollers, power tools, dust collectors), and intelligence (real-time perception, work plan generation). Humanoids fail all three for construction. Chinese robots require pre-fitted BIM data that doesn't exist in reality. Okibo deploys on messy job sites with no prep, no perfect drawings, just LiDAR and situational awareness.The conversation moves from why construction has the highest suicide rate (cognitive overload plus physical toll) to why workers retire with permanent damage after 30 years (carpal syndrome, can't bend arms from overhead work). Guy shares a story: a veteran worked with Okibo robots for one week during a pilot. When it ended, he begged to keep the robot. His health improved that much. The insight? This isn't about productivity. It's about safety and empathy to the worker. Then they tackle why VCs forgot the venture part of venture capital. If you're showing a hardware prototype and the VC asks about traction, leave the meeting. They've disqualified themselves.Key questions answered:Can you vibe code a robot the same way you vibe code software?What are the three requirements for general-purpose construction robots?Why do humanoids fail all three requirements for construction work?How is the Chinese construction robotics approach different from Okibo's?Why does construction have the highest suicide rate of any industry?What happens to workers' bodies after 30 years of overhead drywall work?Why did a veteran beg to keep the Okibo robot after a one-week pilot?What's Okibo's data advantage from deploying across 3M square feet?Why is skilled labor shortage real (and getting worse)?What should you do if a VC asks for traction on a hardware prototype?Why is the capital stack the biggest impediment to construction robotics?Is physical AI the biggest technology wave of our lifetime?If you're building hardware and getting asked about traction, wondering whether robots can work without perfect BIM models, or trying to understand why safety and worker empathy matter more than productivity metrics, this episode will show you why the physical world is messier than code, and why that's exactly where the opportunity lives.Listen now.

The math of buying in has changed. The math of staying in has too. David Widmar of Agricultural Economic Insights and Eric Olsen of MNP Farm Management bring the US and Canadian numbers together to examine what farmland affordability, cash rent pressure, and the post-ZIRP interest rate environment actually mean for producers running a farm in 2026. Two countries. One calculator. The gap between what land is worth and what it can earn has never been wider. Topics and Timestamps 0:00 -- Dan opens: the 16-year cash rent stat and what it signals about the moment we are in 0:07 -- David Widmar: how ZIRP (Zero Interest Rate Policy) inflated asset values from 2008 onward 0:08 -- New Fed chair Kevin Warsh: five review areas, inflation as priority one, what it means for rates 0:09 -- Eric Olsen: Canadian interest rate outlook -- stable to slightly up, no major jumps expected 0:11 -- David: US row crop squeeze -- lower commodity prices, stubborn cost structure, Iran conflict pushing energy and fertilizer back up 0:12 -- US government ad hoc payments: second highest since the 1920s, and why that carries risk 0:14 -- Eric: Canadian farm support programs -- AgriStability, crop insurance (98% participation in Manitoba), GARS 0:17 -- David: How ARC and PLC work -- risk management programs with a built-in payment delay problem 0:19 -- David: "Musical chairs" -- why ad hoc programs create systemic risk rather than resolve it 0:20 -- Eric: AgriStability explained -- margin-based, plannable, based on your numbers not a county average 0:23 -- Eric: "Farmers are sophisticated businesspeople" -- the $2-3M floor that surprises people outside agriculture 0:24 -- David: The paradox of risk management -- tools that reduce short-term pain can build long-term fragility 0:30 -- Dan introduces the farmland affordability calculator David built for registrants 0:31 -- Metric 1: Down payment years -- Indiana at $15K/acre, $326 rent, 35% down = 16 years of cash rent saved (was 6 in the 1990s) 0:34 -- Eric: Canadian read on Metric 1 -- $8,500/acre in the Regina plains, $180/acre rent, nearly identical ratio 0:36 -- US vs Canada land ownership structure: 60%+ rented in Illinois regions, 70% owned in western Canada 0:38 -- Harry Siemens (audience): How does the farm community make sense of high land values and next-generation transition? 0:39 -- David: Path to equilibrium -- lower land values, lower interest rates, slower appreciation, or some combination of all three 0:41 -- Eric: The case for separating the real estate business from the farm operating business; barriers to entry for young producers 0:44 -- Harry Siemens: Are large corporate landowners (200,000+ acres) healthy for the industry? 0:45 -- Eric: Supply and demand reality -- large land releases will affect prices; the market is starting to work 0:47 -- David: How lenders managed large land holdings in the 1980s crisis and what that signals for today 0:49 -- David Schmidt (Rabobank, Alberta): Are lenders shifting from asset-based to cashflow-based lending decisions? 0:49 -- Eric: Yes -- lenders taking a harder look at business fundamentals; younger producers will feel it first 0:51 -- Metric 2: First-year payment calculator -- US approaching 300% (3 acres to cover payment on 1), Canada at 195-250% depending on rate 0:56 -- Alex Clark (Rabobank): Not tightening so much as asking better questions -- creative lending options, extended amortization 0:57 -- David: Closing takeaway -- about half of US farmland appreciation since the 1980s came from falling interest rates; don't assume you are immune to rate risk if you own land outright 0:59 -- Eric: Thanks, upcoming MNP benchmarking series; Dan previews Robert Andjelic's return next week (bullish on commodities super cycle) 1:01 -- Dan closes: Building Your Operating System cohort update, August cohort opening   Resources Mentioned Agricultural Economic Insights farmland affordability calculator (shared with registrants via event link) ARC and PLC farm bill programs (US) -- risk management programs for row crop producers AgriStability -- Canada's margin-based whole-farm income support program GARS -- private margin-based insurance product for Canadian producers   Connect with David Widmar Agricultural Economic Insights: https://aei.ag/overview Connect with Eric Olsen MNP Farm Management: mnp.ca   Connect with Growing the Future Website: growingthefuture.ca YouTube: Growing the Future Instagram: @growingthefuturepodcast LinkedIn: Growing the Future Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

→ Work with me: How coaches do $1M/yr working 2-4 hrs/day (free video) https://youtu.be/d9zJAysyS7c → Try Rainmakers OS for $1 (14 days) The AI that runs client acquisition for you. Builds your offer. Writes your content. Hands you the ads and funnels already winning. https://wearetherainmakers.com/testdrive → Free training: How the top coaches sign 5 to 20 dream clients a month https://wearetherainmakers.com/demowatch In this episode, I show you exactly why I shut down a profitable $3M agency and the five-part model I rebuilt on the other side, the one we teach inside Rainmakers where you keep the money, drop the hours, and actually own the business instead of the business owning you. --- Ok, quick intro if we haven't met. I'm Chris Dufey. I run The Rainmakers. We help coaches and consultants do $1M/yr working 2-4 hours a day.  

In this episode of the HVAC School Podcast, Bryan sits down with Kelsey Hei and Andy Fox from 3M Filtrete to pull back the curtain on what really goes into a quality air filter. Most homeowners — and even some contractors — think of air filters as simple screens that catch dust, but as this episode makes clear, modern filter technology is anything but simple. From proprietary nonwoven fiber structures to electrostatic charging that turns fibers into "magnets" for microscopic particles, the science behind a great air filter is both fascinating and critically important for equipment health and the air we breathe every day. The conversation digs deep into why MERV 13 has become the gold standard recommendation from organizations like the EPA and CDC — especially in the wake of COVID-19 and worsening wildfire seasons across the country. While higher MERV ratings deliver better particle capture, they can also mean higher pressure drop, which strains HVAC equipment. This is where Filtrete's MPR 1900 filter stands out: it achieves MERV 13 performance while maintaining a pressure drop comparable to most MERV 8 filters — roughly half that of leading competitors. That balance between filtration efficiency and airflow resistance is something 3M has spent over 35 years engineering. One of the most compelling segments focuses on real-world testing. Rather than relying solely on lab data, 3M runs extensive in-home studies — placing filters in dozens of homes during Minnesota winters, then retrieving and analyzing them to measure real-life efficiency and pressure drop. This commitment to real-world validation ensures Filtrete's claims hold up in the messy, variable conditions of actual homes, not just controlled lab environments. Bryan and the guests also discuss how overloaded or collapsed filters can cause serious equipment issues, including frozen coils and system shutdowns in extreme cases — underscoring why filter quality and regular replacement matter enormously. The episode wraps with practical advice for contractors and homeowners alike: if you're installing a new system, push for a four- or five-inch filter slot to maximize surface area, lower ongoing pressure drop, and extend filter life. For existing one-inch slots, the MPR 1900 is the top pick. The Filtrete Smart App is also highlighted as a handy tool for setting filter change reminders and monitoring local air quality — making it easier than ever for consumers to stay on top of their indoor air health. Topics Covered ·       3M Filtrete's history — 35+ years of indoor air quality innovation, owning the full manufacturing value chain from raw fiber to finished filter ·       The three pillars of air filter design — Efficiency, pressure drop, and air filter lifetime — and how they must be balanced ·       Nonwoven media explained — Why random fiber orientation captures particles more effectively than woven fabrics ·       Electrostatic charging technology — How fibers are engineered to attract and trap microscopic particles ·       Charge stability over time — Shelf life testing and real-world in-home studies to verify long-term performance ·       Why MERV 13 matters — EPA, CDC, and ASHRAE recommendations; effectiveness against bacteria, viruses, allergens, and wildfire smoke ·       Pressure drop and airflow — How high-resistance air filters strain equipment, raise energy bills, and can cause system failures ·       MPR 1900 spotlight — MERV 13 filtration at MERV 8 pressure drop, with publicly available data through the California Energy Commission ·       California Energy Commission database — Publicly available pressure drop and efficiency data on every filter sold in the U.S. ·       Pleats and surface area — Why having more pleats equals better dust-holding capacity and a longer filter life ·       Frame strength and bypass prevention — How structural integrity affects real-world performance over the filter's lifespan ·       MPR rating system explained — Microparticle Performance Rating: Filtrete's system focused on capturing the smallest, hardest-to-catch particles ·       Exceeding ASHRAE minimums — Filtrete's MERV 11, 12, and 13 filters all capture significantly more fine particles than the minimum standard requires ·       One-inch vs. four/five-inch filters — Why thicker filters are ideal for new installs and how to maximize one-inch slot performance ·       Energy consumption impact — How pressure drop affects fan wattage, system efficiency, and real annual utility costs ·       The Filtrete Smart App — Set filter change reminders at 30/60/90 days, store filter sizes, and get local air quality alerts   Learn more about Filtrete's air filters at filtrete.com or download the Filtrete Smart App on your Android or iOS smartphone.  Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 8th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

  In our latest monthly sit-down with the legendary Peter Wilson, we dive deep into the murky world of debt collection and the legal fictions that keep people in financial bondage. Peter reveals the shocking truth about how banks sell your "debts" for pennies on the pound and why most collectors lack the legal right to even knock on your door. But it's not all about the battle; Peter also shares his latest innovation—the AI Sovereign Enterprise Lab. We discuss how you can use artificial intelligence to build a profitable, independent business that operates outside the traditional "Matrix." From the fascinating maternal instincts of racing pigeons to the touching story of a stork's 13-year loyalty, this episode is a masterclass in both the laws of nature and the laws of man.     What we Discussed: 0:00 Welcome & Introduction to Peter Wilson   0:32 The Secret Life of Racing Pigeons: Maternal instincts and the "chipping" process   2:55 The Stork's Loyalty: A 13-year story of true love and migration   4:50 Court Case Updates: Navigating the "long wait of paperwork"   5:51 The Debt Asset Scandal: Buying £10,000 debts for £200   6:30 Law of Property Act 1925: Why debt is an asset and how it must be assigned   7:44 The Data Dump Industry: How collectors breach regulations for profit   9:05 Redacted Proof: Challenging "blacked-out" legal documents in court   11:30 Winning the Battle: Compensation for data breaches and closed cases   12:50 Handling the "Goons": What to do when debt collectors knock on your door   14:50 High Court Writs vs. Debt Collectors: Knowing the difference   16:00 The Fair Pay Negotiation System: Using FCA regulations for forbearance   18:00 Introducing the AI Sovereign Enterprise Lab: Building a business with AI   21:00 The "Magic Show": Editing business funnels in real-time with AI   23:00 Sovereign Income: Why saturation is impossible in a global market   25:30 Community Support: The importance of a supportive and helpful group   26:50 Closing Thoughts: Peter's new AI Sovereign Enterprise Lab link   27:21 Outro: RoyCoughlan.com and the PodFather Network   81:00 End of Episode  

In this Omni Talk Retail interview, recorded live from the Global DIY Summit 2026 in Amsterdam, Chris Walton talks with Raha Been, Senior Vice President of Research & Development and Commercialization, Consumer Business at 3M, about innovation, consumer behavior, and how one of the world's most recognizable brands is adapting to a rapidly changing market. Raha shares her unique journey from cancer research and molecular biology to leading innovation for 3M's Consumer Business, and explains how the company is accelerating its innovation pipeline while maintaining the rigor and accountability that have defined 3M for more than 120 years. She discusses how 3M evaluates new product opportunities, the role partnerships play in bringing innovation to market, and why successful innovation requires balancing speed, creativity, and disciplined execution. Raha also explores how younger consumers are reshaping product development. As Millennials and Gen Z gain purchasing power, expectations are shifting beyond functionality toward personalization, self-expression, and experience. Using Scotch-Brite as an example, she explains how even everyday household products are evolving to reflect changing consumer preferences and lifestyles. Key Topics Covered: • Raha Been's journey from molecular biology and cancer research to retail innovation • How 3M is accelerating innovation under CEO Bill Brown • Balancing speed, agility, and accountability in product development • The role of 3M's stage-gate innovation process • Organic innovation versus partnerships and external collaboration • How 3M evaluates new product opportunities and risk • Why Millennials and Gen Z are reshaping consumer expectations • The shift from utility-driven purchases to experience-driven purchases • How Scotch-Brite products are evolving for a new generation of consumers • Why innovation requires both technology expertise and customer understanding Thank you to Vusion for supporting Omni Talk Retail's live coverage from the Global DIY Summit 2026 in Amsterdam.

June 18, 2026 | Discussing How The US Open Impacted the Hamptons Real Estate Market with John HealeyIt's U.S. Open Championship week in the Hamptons, with Shinnecock Hills once again putting Southampton at the center of the golf world. And, naturally, the Hamptons know how to host — even at this scale. This week, we are joined by returning guest and veteran Hamptons real estate agent John Healey for a timely conversation on the U.S. Open, Southampton rentals, and the state of the East End real estate market.We kick off with what we're seeing on the ground in Southampton, Bridgehampton, and beyond, then get into the question everyone asked leading up to tournament week: did the U.S. Open actually send the Hamptons rental market into overdrive, or was most of that demand already locked up long before the first tee time at Shinnecock Hills?In this episode, we take a closer look at what continues to drive the Hamptons real estate market, from long-term investment confidence to the rental culture that keeps people coming back year after year.We discuss:How the Hamptons real estate market continues to hold steady despite interest rate hikes, inflation concerns, and global uncertaintyWhy the East End remains one of the most consistent long-term luxury real estate investmentsHow seasonal rentals can often turn into future buyers when agents stay connectedWhy the “experience economy” helps explain the people who happily rent in the Hamptons year after year, instead of owningIf you have ever wondered whether owning property in the Hamptons is not only a lifestyle decision but an asset you can actually live in, this conversation brings both the logic and the nuance.We also spotlight a specific Southampton Village opportunity at 220 Elm Street, including what makes a classic village property worth renovating rather than tearing down, and why location, scale, and potential still matter in a market that often favors new construction.Weekly Hamptons Real Estate Data from Saunders & Associates:32 listings went into contract, representing $126M in dollar volume, alongside 35 new listings. We also break down what the latest $3M to $5M activity says about buyer demand, pricing confidence, and the continued preference for turnkey or newly built homes.We wrap with our summer Hamptons real estate forecast, the real impact of permitting and certificate of occupancy delays, and a quick look at East End weekend events to keep on your radar.About Happening in the Hamptons Real Estate PodcastHappening in the Hamptons is powered by Saunders & Associates, the #1 locally owned real estate brokerage in the Hamptons, and Hamptons.com, the Hamptons' leading lifestyle brand for what to do, where to go, and what's happening across the East End.Each week, Happening in the Hamptons covers the people, properties, market trends, events, restaurants, local businesses, charity happenings, arts and culture, and community stories shaping life on the East End. From Hamptons real estate and homes for sale to weekend events, waterfront living, village life, and local lifestyle coverage, the podcast brings a grounded, local perspective to one of the most iconic markets in the world.Subscribe to Happening in the Hamptons wherever you listen to podcasts.Join the conversation and follow for all the latest in Hamptons real estate!YouTubeInstagramLinkedIn FacebookTikTok

"Demand planning is the thing which everybody seems to focus on, because it's kind of theoretical. You come up with a forecast and it doesn't really influence anything. It's when you look at the supply side, that's when it becomes real." Most supply chains are supported by investments in demand planning tools, sales and operations planning systems, and MRPs… so why is the supply plan being 'fixed' by a person with a spreadsheet and a hunch? Mark Robinson is the CEO of Orchestr8, an enterprise supply chain planning platform. He has spent more than two decades helping global organizations including Shell, BT, 3M, and Boots improve their supply chain planning performance.  He has always maintained a particular interest in the gap between supply planning theory and the realities of execution - one that AI may just be ready to help bridge. In this episode of the Art of Supply podcast, Kelly Barner and Mark discuss why: -Bigger budgets don't buy better outcomes -Supply planning can't be waved away as a background task -A love of 'firefighting' may be half the problem with supply planning   Links: Mark Robinson on LinkedIn: https://www.linkedin.com/in/mark-robinson-3a470211/  Kelly Barner on LinkedIn: https://www.linkedin.com/in/kelly-barner-6884443/  Art of Supply LinkedIn newsletter: https://www.linkedin.com/newsletters/art-of-supply-6895142546301960193  Art of Supply on AOP: http://www.artofsupply.com  Subscribe to the Art of Procurement Newsletter: https://resources.artofprocurement.com/art-of-procurement-podcast-subscribe   

What can missing out on millions in real estate teach you about making them?Before the 2008 crash, Paul owned 15 off plan properties across Dubai. He lost 14 of them after the financial crisis, left with just one apartment by the end of 2009. That apartment, a Tiara Residence unit he'd bought for AED 2.3M, had been offered to him at AED 5.5M in May 2008. He turned it down. By November 2011, he sold it for AED 1.9M. Today, that same unit would cost you AED 5 to 5.5M.Paul and Steven explain why this moment mirrors every previous crisis and why the real mistake isn't buying during uncertainty, it's buying the wrong property.Love our podcast? Got feedback? Send us a text message.The haus & haus Investment Playbook: https://www.hausandhaus.com/dubai-real-estate-investment-playbook/Follow us on social

In episode 2076, Miles and guest co-host Jacquis Neal are joined by writer, playwright, and co-host of The Inner Cities Podcast, A. Zell Williams, to discuss… Reflecting Pool Looks Like Sh*t For Some Reason? Was It Trump’s Fault? Obama? The View Just Grilled JD Vance On Live TV, Pizza Hut To Be Sold Following AI “Disaster” and more! ‘The View’ Hosts Grill JD Vance on Trump, Epstein and More Multiple The View studio audience members refuse to applaud JD Vance upon VP's arrival for live interview Ana Navarro Grills Vance On Inhumane ICE Conditions WHOOPI GOLDBERG: What did Black people do to this administration that has allowed it to really stigmatize folks of color? JD VANCE: What exactly are you talking about? JD Vance says he's Epstein 'conspiracy theorist' on 'View' HOSTIN: Why haven't we seen the release of over 2.5 million additional Epstein file documents? JD VANCE: ...my understanding is that a lot of those are duplicates... Struggling Pizza Hut restaurant chain to be sold in two deals worth $2.7bn Signs Pizza Hut Is Struggling To Stay In Business Pizza Hut Moved To Ditch Its ‘Red Roof’ Stores. Is It Working? Pizza Hut Is Returning To Its 'Retro Red Roof Era' The Pizza Huts from your childhood are making a comeback. Here's why nostalgia sells Yum to acquire AI-based company Dragontail Systems for $72.3M ‘They’re coming for your jobs’: Pizza Hut worker says chain is replacing delivery drivers with DoorDash, Uber Eats Pizza Hut’s AI Store Control System Is Such a Disaster That It’s Wasted $100 Million, Lawsuit Alleges Pizza Hut's AI system promised 30-minute delivery, now it's facing 45-minute waits and a $100M lawsuit instead LISTEN: Alberto Balsalm by Aphex TwinSee omnystudio.com/listener for privacy information.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

What happens when a simple idea to connect with other moms becomes a national brand, secures major retail partnerships, and launches a new mission to help women entrepreneurs grow smarter? In this episode of Sharkpreneur, Seth Greene interviews Lindsay Pinchuk, Founder and CEO of Lindsay Pinchuk Marketing + Consulting. She shares how she turned a $500 investment into a seven-figure brand, partnered with major companies such as Target, Nordstrom, Huggies, and Unilever, and ultimately navigated the challenges of selling her company. She also discusses the power of partnerships, staying authentic while scaling, and how she now helps women small business owners build meaningful, sustainable businesses. Key Takeaways:→ Strategic local partnerships with retailers, experts, and community leaders can help companies quickly build trust.→ Maintaining trust with your audience means saying no to products, brands, and partnerships that don't align with your values. → How to turn brand interest into formal sponsorship through national partnerships with major brands. → Finding brand ambassadors in new cities lets you scale your business while keeping your brand personal and community-driven. → Simple marketing fundamentals still work for small businesses. Lindsay Pinchuk is an award-winning entrepreneur and one of fewer than 1% of female founders to lead her company through an acquisition. After nearly 25 years in marketing and sales, she left corporate America to found Bump Club and Beyond, bootstrapping it from $0 to seven figures for six consecutive years, turning a profit in year one, and building partnerships with brands like Target, Nordstrom, Huggies, ULTA, and more. She grew the community to 3M+ monthly users and led the company's acquisition in under a decade. Today, Lindsay supports women business owners (especially 40+) through Dear FoundHer…, a podcast-turned-movement with a Substack, community, mentorship, and events. She consults, teaches, and speaks on simple, cost-effective marketing using her SWEEP framework. Connect With Lindsay:Website: https://www.lindsaypinchuk.com/Instagram: https://www.instagram.com/lindsaypinchuk/Facebook: https://www.facebook.com/LindsayPinchuk/LinkedIn: https://www.linkedin.com/in/lindsaypinchuk/https://www.linkedin.com/company/lindsay-pinchuk-marketing-consulting/

In this episode, Howard Farran is joined by Ellen Bösl, Vice President of Research and Development at Solventum, where she leads the strategy and execution of the Global Dental Solutions R&D organization. A chemical engineer by training with a 25-year career spanning Solventum and 3M — including R&D leadership across MedSurg, Transportation, and Electronics — Ellen brings a systems-level lens to one of the profession's most stubborn problems: oral health inequity. The conversation confronts why oral health remains one of the most unequal corners of healthcare despite unprecedented advances in technology, materials, and knowledge. Ellen and Howard dig into the root causes that rarely get discussed, whether inequity is best understood as a clinical, business, or policy challenge, and which innovations genuinely broaden access versus those that merely sound impressive. They also explore the gaps between urban, rural, private, public, and corporate dentistry, what frontline providers actually need, and what realistic progress could look like decades from now.   Episode #1708 : Dentistry Uncensored with Howard Farran, Howard welcomes Ellen Bösl — Vice President of R&D at Solventum — to tackle a question the industry doesn't ask often enough: with more technology and knowledge than ever, why is oral health still so deeply unequal? Drawing on 25 years of innovation leadership, Ellen separates the technologies that truly expand access from the ones that just make good headlines.

In this episode of Retail War Games, I sit down with Natalie Roberts, the Director of Business Development at Easy Healthcare Corporation. Natalie transitioned from a corporate background at 3M to join a startup that completely disrupted and dominated the highly competitive fertility landscape with their flagship brand, Premom. We pull back the curtain on how Easy Healthcare achieved rare-air status in consumer goods, delivering over 680 million tests across 150 countries. Natalie explains their ultimate competitive differentiator: a physical-digital flywheel that combines high-quality physical testing products with an incredibly powerful tracking app under one roof. We also dive into the brutal realities of scaling into major retail chains like CVS, how to navigate aggressive payment terms, and why building a bulletproof foundation with smaller retailers is the ultimate way to de-risk your supply chain.  

This week's Espresso covers news from Clip, Spakio, Braven and more!Outline of this episode:[00:30] – Clip raises $500M[00:43] – SPAKIO raises $1.3M seed extension[00:54] – Braven raises $4.6M seed round[01:10] – Betterfly acquires Mexico's Minu in a $100M deal[01:24] – Asaas acquires Helena CRM for $29M[01:39] – Skyone acquires ADD IT[01:52] – Interview with Luis Loaiza, CEO of JelouResources & people mentioned:Startups: Clip, SPAKIO, Betterfly, Minu, Braven, Asaas, Helena CRM, Skyone, ADD IT, JelouVCs: Collide Capital, People: Luis Loaiza

June 16, 2026: Your daily rundown of health and wellness news, in under 5 minutes. Today's top stories: Rhoback secures investment from CHAMP, the athlete-backed fund from L Catterton and Patricof, after surpassing $150M revenue while profitable since inception in 2016 Enhanced Games announces $50M round led by Apeiron, positioning competition as customer acquisition engine for telehealth, peptide, and performance medicine platform after reaching 1B+ viewers L Catterton reportedly in exclusive talks to acquire major stake in HYROX as 1.3M+ people competed across 140 events, adding to portfolio including Peloton, Solidcore, and Equinox Today's episode is brought to you by AIIR — a modern communications and experiential agency for health, wellness, fitness, and performance brands. From earned media to events and creator-led campaigns, AIIR helps companies sharpen their story, earn attention, and build trust that compounds. Visit https://aiir.agency to learn more. More from Fitt: Fitt Insider breaks down the convergence of fitness, wellness, and healthcare — and what it means for business, culture, and capital. Subscribe to our newsletter → insider.fitt.co/subscribe Work with our recruiting firm → https://talent.fitt.co/ Follow us on Instagram → https://www.instagram.com/fittinsider/ Follow us on LinkedIn → linkedin.com/company/fittinsider Reach out → insider@fitt.co

Growth should feel like momentum. For most nonprofit leaders between $1M and $3M, it feels like barely surviving — because the organization was built for a prior stage and never structurally redesigned for the current one. Brooke Richie-Babbage calls this the Design Deficit: the measurable gap between an organization's structural capacity and what its next stage of growth actually requires. In this episode, Brooke walks through why this gap exists, why resourceful leaders unintentionally mask it, and what it takes to close it. She introduces the Stability Flywheel — three architectural pillars (Capital Engine, Capacity Matrix, Clarity Compass) that must work together for an organization to sustain growth. Listeners will learn how to diagnose which pillar is stalling their flywheel, what institution-building actually requires, and how to shift from holding the organization together personally to designing one that holds itself.What You'll Learn:The Design Deficit and why it's predictable, not personal — why organizations built at $400K buckle at $1.5M and how to recognize the structural strain before it becomes a crisis.The three pillars of the Stability Flywheel — Capital Engine, Capacity Matrix, and Clarity Compass — and the specific signals that indicate which one is stalling your organization's growth.How to shift from operator to architect — the practical difference between holding an organization together and designing one that can hold itself, including the single reframe that changes every decision about hiring, systems, and CEO time.Key Takeaways:The Design Deficit is a predictable stage, not a leadership failure. When a nonprofit grows past its original structural design, leaders experience strain that feels personal — but the real cause is an architecture that was never updated for the current stage. This happens because the same resourcefulness that built the organization actively masks the infrastructure gaps beneath it.An organization that is growing is not the same as an organization built to sustain growth. Most nonprofits between $1M and $3M function because of the people in them, not the design beneath them. At this stage, nonprofit leaders must transition from operating inside the machine to redesigning it — the Operator-to-Architect shift.The Stability Flywheel stalls at the weakest pillar — and strengthening the other two won't fix it. Capital, Capacity, and Clarity reinforce each other when all three work. When one breaks, the others compensate — and the leader absorbs the difference personally. The most effective approach is to identify the weakest pillar and start there.Want to work together? Apply for the Next Level Nonprofit Mastermind, a high-touch coaching and training accelerator for established organizations with $1M+ budgets that are ready to design for impact sustained at scale.  Budget under $1M? Join Elevate and get proven step-by-step playbooks + coaching support to build each of the core elements of your nonprofit's operating system - strategic clarity, a fundraising engine, a high-performance team, and an active and engaged board!   Connect with me!LinkedInInstagramYouTube

What would you do if 70% of your income was about to disappear overnight? Rich Potter didn't panic. Instead, he went home, talked to his wife, and started building. What followed was a photo booth business, a bubble soccer company, and an Amazon FBA operation that Rich reports is now doing $3M a year in sales. All of it built on the side while he kept his day job. One by one, those side hustles replaced his income entirely. Today Rich walks us through how he did it, what it cost, what he learned, and what he'd tell anyone just starting out today. In this episode you'll hear: How Rich borrowed $10K from his dad to buy his first photo booth, and why it was the wrong one What bubble soccer is and how he stumbled into it as a side hustle Why the potential of losing a client that represented 70% of his commissions was the wake-up call he needed The real reason he sold two of his businesses   What he learned going to conferences and connecting with others His advice for anyone sitting on a side hustle idea right now Do you like what you're hearing? Consider giving it a caffeinated thumbs up. We'd really appreciate it! Need a little (and sometimes big) push to start and stay focused to grow your side hustle? Dive into my online Masterclass: How To Turn Your Thoughts Into Wanted Things. For the full show notes head on over to the home of Side Hustle Hero. https://www.sidehustlehero.com/195 Connect with Rich: Franchise Heroes LinkedIn Connect with Joan: Instagram Facebook About Joan Be on the show! Tell us about your side hustle success story!      

Join Dr. John Mueller, Co-Founder & CEO of Orion Edge Group, for a candid conversation on building a defense technology company from the ground up — and why the future of modern warfare is being decided in the electromagnetic spectrum.John co-founded Orion Edge alongside a fellow veteran after seeing firsthand the gaps in tactical electronic warfare: systems that were too detectable on the spectrum, deployed too high up the chain, and never in the hands of the small units that needed them most. "This is stuff we wish we had in the field when we were still on active duty," he said. In this episode, we dig into how Orion Edge is growing fast — across both government and commercial markets — and what it takes to build a defense startup that gets systems into the field.

Pogledaj epizodu i ostavi komentar, najkreativniji komentar osvaja knjigu - 55 Biznis Priča.

In this episode of Innovation Overload, hosts Dorin Nicorici, President and CEO of Dynalectric Oregon and Arizona, and Joe Barnard, President of National Installation at ArchKey Solutions, speak with Pruthvish Shah, Segment Leader for the Electrical Market Division at 3M, about how they develop technologies that address real-world contractor challenges. Shah discusses 3M's approach to innovation, the role of customer feedback in product development, and how emerging grid-monitoring and sensing technologies are improving visibility and reliability across electrical systems. Contractors will gain practical insight into evaluating new technologies and identifying where innovation can create measurable value in the field.

Accredited Investors: Catalina Island deal closes soon. Join waitlist: somerscapital.com/investFrom sleeping in a car to running a $60M brand in just two years—Alejandro Vela's story doesn't even sound real.In this episode, Rich sits down with Alejandro (El Barbas Hats) to break down how he went from failed restaurants, tow trucks, and street food hustles to building one of the fastest-scaling hat brands in the world. From selling at swap meets to collabs with Mexico's biggest artists and $1.3M drops in minutes—this is the blueprint for turning nothing into everything.They cover:How eight failed businesses became the foundation for a $60M empireThe exact moment he went from homeless to unstoppableWhy hats became the ultimate scalable fashion productHow he used TikTok to test, market, and blow up his brandThe mindset shift that turned every failure into fuelIf you've ever felt like you were too far behind, this episode proves you're one decision away from a whole new life.Let's get it.Connect with Rich on Instagram: @rich_somersInterested in joining The 7 Figure Creator Mastermind? Visit www.the7figurecreator.com to book a free intro call.Interested in joining our Boutique Hotel Mastermind? Visit www.somerscapital.com/mastermind to book a free call.

What if the way most companies are run today—chasing short-term profits, cutting corners, exploiting customers, and ignoring employee well-being—is actually the opposite of what creates lasting organizational success? Eric Ries, author of the bestselling The Lean Startup and in his new book, Incorruptible, has spent decades studying how organizations can thrive over the long term while genuinely improving the lives of employees, customers, and communities. In Incorruptible, he argues that the most enduring, high-performing companies are guided by a mission that advances human flourishing and a principled ethos that shapes every decision and action. These organizations resist shortcuts, prioritize employee well-being, and refuse to squeeze customers—proving that ethics and excellence are inseparable. Eric brings these ideas to life with vivid examples. He examines 3M, where a strong corporate ethos fueled groundbreaking innovation like Post-it Notes, and shows what happens when organizations like them abandon their guiding principles. He highlights Sol Price's Price Club, a discount retailer which built extraordinary success by treating employees and customers with care, and how that culture carried forward when Price Club merged with Costco, where Jim Sinegal continued the same principles at an even larger scale. The conversation dives into why so few companies pursue this “road less traveled,” the perils of short-term thinking, and how leaders, boards, and investors can embrace principled, long-term leadership. Eric also shares actionable insights for individual leaders who want to build an incorruptible culture within their own teams—even when systems often reward the opposite. For anyone who cares about creating workplaces where employees thrive, where all people are treated with respect and dignity, and where long-term success doesn't come at the expense of human well-being, this episode is packed with insights and practical lessons. Listen now to discover how incorruptible organizations are built, why they matter, and what it takes to lead with principles, purpose, and care in a world that too often values the opposite. The post Eric Ries: Why Most Companies Are Built to Fail appeared first on Mark C. Crowley.

You've spent years building your business. But what if you've already crossed the finish line — and nobody told you?Most business owners spend their entire careers trying to reach financial freedom. But there's a specific, calculable threshold — called The Freedom Point — where the net proceeds from selling your business would fund the rest of your life without financial worry. And the uncomfortable truth is: a lot of owners have already crossed it. They're still grinding, still taking on risk, still saying "five more years" — without realizing they've technically already won.In this episode, CFP® David Chudyk breaks down The Freedom Point framework, walks through the exact math to calculate yours, and explains why so many smart, successful business owners stay past it without a plan — and what that costs them.What You'll Learn in This EpisodeWhat The Freedom Point is — and the precise formula to calculate itWhy your business growing could actually be increasing your financial risk (not reducing it)The "4 D's" that can destroy business value overnight — and why none of them care about your timelineHow to figure out if you've already crossed your Freedom Point using a 7-step frameworkWhat your options are once you've crossed it (hint: selling isn't the only one)The three psychological traps that keep smart owners grinding past the point of financial freedomWhy "one more year" syndrome might be the most expensive story you're telling yourselfEpisode Timestamps[0:00] — Cold Open: What if you've already won?[2:00] — What is The Freedom Point?[6:00] — Meet Tim: The business owner with 80% concentration risk[11:00] — The 4 D's: Death, Disability, Divorce, Departure[15:00] — How to calculate your own Freedom Point (7-step framework)[20:00] — What to do when you've crossed the line: 4 options[24:00] — Why smart owners stay too long: Identity, One More Year Syndrome, Fear of Irrelevance[28:00] — The free tool to calculate your Freedom Point todayThe Freedom Point FormulaThe Freedom Point is reached when:(Value of Outside Investments) + (Net Proceeds from Business Sale) > (Desired Annual Income × 33)Here's how to run it yourself:Step 1: Estimate the annual income that would make you feel completely financially freeStep 2: Multiply by 33 (based on a conservative 3% withdrawal rate)Step 3: Calculate your wealth outside your business — investments, rental properties, brokerage accounts (not your primary residence)Step 4: Get a realistic business valuation estimateStep 5: Subtract the frictional cost of selling — taxes, broker commissions (~10–12%), legal fees (~2%)Step 6: Add back any long-term business debt you'd need to pay off at closingStep 7: If Steps 3 + 5 exceed Step 2, you've reached The Freedom PointExample: If you want $150,000/year of income, you need $4.95M in total investable assets. If your business would net $4M after selling costs and you have $1M outside the business — you've crossed it.The 4 D's Every Business Owner Needs to KnowThese four events can destroy business value overnight — and none of them are in your control:Divorce — Especially devastating when both spouses work in the business or when business value becomes contested in settlementDeparture — A key partner, co-founder, or critical employee leaves, triggering buy-sell agreements and operational disruptionDisability — You become unable to work; most disability policies protect income, not business valueDeath — Your beneficiaries inherit a business they don't know how to run, often resulting in forced sales at the worst possible timeWhy Smart Owners Stay Past The Freedom PointThe math alone doesn't explain why successful business owners keep grinding after they've technically won. David breaks down three psychological forces:Identity: When the business is who you are, the idea of stepping back feels like erasing yourself — not a financial decision at allOne More Year Syndrome: The goal line keeps moving. $2M becomes $3M becomes $5M. Every milestone reveals the next one. The exit that was "five years away" has been five years away for fifteen years.Fear of Irrelevance: The quiet one. Not afraid of selling — afraid of what comes after. Who are you without the title, the team, and the 8am calendar?"The biggest threat to your financial freedom isn't market risk. It's the story you're telling yourself about who you are without the business."Your Options Once You've Crossed The Freedom PointSell a Minority Stake — Take chips off the table while keeping control; often done with private equity in a minority recapitalizationSell a Majority Stake — Significant liquidity event now, keep some equity, continue running the business under new ownershipEarn-Out Exit — Full sale with a 1–3 year transition; ideal if you're ready to step back in the next three to five yearsStay and Build Around the Risk — Keep building, but do it intentionally: key person insurance, a funded buy-sell, disability coverage, and a real succession planCalculate Your Freedom Point — Free ToolDon't guess where you stand. Take the free Personal Readiness to Exit assessment — it walks you through the exact Freedom Point calculation in about 10 minutes and shows you a real number.→ Take the Free Assessment at weeklywealthpodcast.com/prescoreRather talk it through with someone? Book a free 20-minute strategy call:→ Book a Vision Call at weeklywealthpodcast.com/visionQuotable Moments"What if you've already won — and you're still playing like you haven't?""Before The Freedom Point, risk is how you build. After it, risk is how you lose what you've already built.""Tim diversifies his 401(k) like a pro. But 80% of his net worth is a single, illiquid, non-publicly-traded asset. That's not diversification. That's concentration in a tuxedo.""One more year syndrome feels responsible. But what it often is — if we're honest — is a way of avoiding a decision you're not emotionally ready to make.""The Freedom Point isn't a feeling. It's a formula. And once you run the math, you can't unsee what it shows you."Who This Episode Is ForThis episode is essential listening if you are:A business owner with a company worth $1M or more wondering if you're "there yet" financiallyAn entrepreneur approaching your 50s who hasn't run a real exit planning calculationA high earner whose business represents more than 50% of your total net worthAnyone who has said "I'll sell when the business hits $X" — and then moved the goalpostA spouse or partner of a business owner trying to understand the financial risk your household is carryingResources & Related EpisodesPersonal Readiness to Exit (Prescore) — Free AssessmentVision Call — Free 20-Minute Strategy SessionSellability Score — Free Business Valuation AssessmentRelated: Ep. 264 — Is Your CPA Only Looking in the Rearview Mirror? (tax planning before a sale matters enormously)Related: Ep. 265 — This Is Exactly Who You've Been Looking For (David's background and advisory approach)About David Chudyk, CFP®David Chudyk is a CERTIFIED FINANCIAL PLANNER™ professional, CLTC, and Certified ValueBuilder Advisor with nearly two decades of experience working with business owners and high-net-worth individuals. He is the founder and host of the Weekly Wealth Podcast and a fiduciary advisor with Parallel Financial, LLC. David specializes in helping business owners align their personal financial plans with their business exit strategies — so they can make the biggest financial decision of their lives with clarity and confidence.weeklywealthpodcast.comThe Weekly Wealth Podcast is produced by Parallel Financial, LLC, a registered investment advisor. All content is for educational and informational purposes only and should not be construed as personalized financial, tax, or legal advice. All examples, including "Tim," are hypothetical illustrations only. Consult a qualified financial advisor before making any financial decisions. Investment advisory services offered through Parallel Financial, LLC.

What if AI could handle 85% of your daily work and free you to focus on the tasks that truly matter? In this episode, Mike Koenigs joins Russ and Joey to discuss strategies for leveraging AI to save time, increase productivity, and grow your business. Mike shares practical ways to integrate AI into daily workflows, mentioning tools like Wispr Flow, NotebookLM for centralized knowledge, and Claude/Codex for automating processes. Beyond tools, Mike talks about the mindset shift required to trust AI with repetitive tasks, give it access to relevant data, and learn to relinquish control but maintain oversight. He also shares real-world examples from NASA and private equity that show how AI can accelerate problem-solving and content creation.Top three things you will learn: -How to use AI to automate repetitive tasks-The best AI tools and workflows for business communication, content, and operations-The mindset shifts necessary to optimize productivity and scale efficiently with AIGet a free copy of Mike's book (The Ai Accelerator) here:

INTRO(00:24): Kathleen opens the show drinking a St. Louis Zoo Bier Light Lager from Urban Chestnut Brewing Company in St. Louis.    TOUR NEWS: See Kathleen live on her “Day Drinking Tour.”   TASTING MENU (2:22): Kathleen samples Dill Pickle Slim Jims, US Soccer Baked Cheez-Its, and Hearst Ranch Peppered Beef Jerky.    QUEEN NEWS (11:28): Kathleen shares that Stevie Nicks donated $3M to USC's School of Medicine to honor her longtime ENT specialist, Taylor Swift attends the Toy Story 5 premier, and Missouri cuts $4M in funding for Dolly's Imagination Library.    HOLLYWOOD HAPPENINGS (17:07): HollyBobby provides the latest news in Hollywood.   UPDATES (32:44): Kathleen shares updates on Punch the Monkey's new living conditions, and Canadian grizzly “The Boss” escapes his tracking device.   HOLY SHIT THEY FOUND IT (55:44): Kathleen reads about trail cameras catching wild jaguar cubs for the first time in decades, and a 6-year-old Norwegian boy finds a Viking sword on a school field trip.    WHAT ARE WE WATCHING (1:15:49): Kathleen recommends watching “Dutton Ranch” on Paramount+.   SPORTS NEWS (58:07): Kathleen reports on the Chicago Bears potential move to Indiana, FIFA has released a strict list of items allowed in stadiums,  Mexico is the most expensive team to see at World Cup according to average ticket price, the Dallas Stars and Mavericks are leaving downtown Dallas, and 2,300 football “thugs” have been banned from World Cup by the UK.    FRONT PAGE PUB NEWS (1:01:14): Kathleen shares articles on an Everest guide who survives 6 days eating ice, 3 Argentinian cyclists bike for 9 months to reach Kansas City's World Cup games, Waymo issues a formal apology to the city of Charlotte, the Nashville Zoo takes on a proposed big data center, Target is testing an “elevated shopping experience,” plans are underway for a cruise ship that carries 80,000 people, and the list of states where you're most likely to be killed by lightning is published.    SPANISH PHRASE OF THE WEEK (1:16:19): The Spanish phrase to learn this week is “hay un guía turístico” or “is there a tour guide” in English.   SAINT OF THE WEEK (1:25:18): Kathleen reads about St. Arnulf of Metz, the patron saint of beer makers and bakers.    FEEL GOOD STORY (1:22:48): Kathleen shares a story of the rediscovery of the Ili Pika, a tiny mountain-dwelling mammal in northwestern China. 

Mert and Illia autopsy a brutal weekend in crypto: Saylor's $3M test sale that taught him there's no sell button, the Zcash bug Claude found that could've minted unlimited counterfeit ZEC, formal verification as the bulwark against AI attackers, and whether NEAR's agentic commerce vision is real. Welcome to The Chopping Block — where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. This week we've got two heavy hitters: NEAR Protocol co-founder Illia Polosukhin and Helius founder Mert Mumtaz. We kick things off with the weekend market meltdown -- Saylor sold 32 BTC for the first time in four years, STRC is trading below par, and Mert argues the real damage is that Saylor sucks all the air out of the room for actual crypto innovation. Then we get into the biggest story of the week: a critical bug discovered in Zcash's Orchard ZK circuit using Claude Opus 4.8 that could have allowed infinite counterfeit minting inside the shielded pool. Mert walks us through the emergency soft fork, the Ironwood migration, and why formal verification is about to become table stakes. Illia makes the case that AI-powered attackers have a permanent asymmetric advantage and that we need real-time on-chain detection systems to survive. Tom coins the analogy of the episode: we're moving from building boats to building spaceships. We close with Illia's pitch for NEAR's agent commerce vision – $240M in single-day volume, private intents, and the claim that agent-to-agent trustless commerce is already live – while Mert remains a friendly skeptic. Let's get into it.Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Hosts ⭐️Haseeb Qureshi, Managing Partner at Dragonfly  ⭐️Tom Schmidt, General Partner at Dragonfly  Guest ⭐️ Mert, Co-founder & CEO at Helius ⭐️ Illia Polosukhin, Co-founder of NEAR Protocol Timestamps 00:00 Intro 01:17 Weekend Crypto Meltdown & Bitcoin Crash 02:52 Saylor, STRC & the DAT Death Spiral Fears 11:51 "No Sell Button" — Saylor's Lesson Learned 13:14 Zcash Bug: 50% Crash Explained 20:30 The Fix: Ironwood Pool & Formal Verification 23:11 AI vs Crypto Security: The Attacker Advantage 27:21 What Is Formal Verification? 30:07 Spaceship-Grade Smart Contract Security 31:36 OPSEC, Oracles & Anomaly Detection 36:08 Cypherpunk Dilemma: Stop the Hack or Not? 38:37 Will DeFi Survive? Long Math 42:49 NEAR's AI Agents & Intents Vision 48:43 Is Agentic Commerce Real? Mert's Skepticism Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

Владата ја тужи мултинационалната индустриска компанија 3M во најголемата тужба поднесена досега од Комонвелтот. Правната тужба ќе бара отштета во врска со контаминацијата со PFAS низ одбранбените локации низ цела Австралија, тврдејќи дека компанијата сокрила информации за своите производи.

Robinhood walked into Canada the same week Bitget walked out — and that's not even the strangest thing that happened to Canadian Bitcoiners this week. This week on the Canadian Bitcoiners Podcast we break down the Canada crypto exchange shake-up, an undetectable counterfeit bug in a major privacy coin, a hardware-wallet chip vulnerability, Ottawa's plan to take equity stakes in Canadian companies, the "technical recession" the Bank of Canada says to ignore, and a lot more.In this episode:- Robinhood closes its WonderFi acquisition and officially enters Canada- Bitget bans Canadian users — who's next?- Binance shuts down its centralized NFT marketplace (July 3)- The Zcash "Orchard" bug that could mint unlimited, undetectable counterfeit ZEC- The Trezor TROPIC01 secure-element chip disclosure- Bitmine Immersion's 3M-share Series A preferred at a 9.5% dividend- Canada's plan to take equity stakes in AI "national champions"- Canada's technical recession and the Bank of Canada's response- Notable North: the immigration poll, Durham's "Project Jetsetter" bust, and the "air conditioning may kill you" debate

Emma Grede has some strong opinions about careers, and not everyone will agree with all of them. In this episode, Helen and Sarah borrow brilliance from Start With Yourself, Emma's new book, picking out six of her most provocative statements and asking the question: do we agree? Emma Grede, co-founder of Skims and Good American, is refreshingly unfiltered about what it takes to build a career on your own terms. Helen has curated the statements most relevant to squiggly careers, and Sarah hasn't seen them in advance. What follows is honest, at times uncomfortable, and occasionally results in a rewrite. This episode is brought to you in partnership with the Post-it® Brand. If today's episode sparked an idea, stick it down, find out where to buy Post-it® products at go.3M.com/squiggly

JOIN HAMPTON:These episodes often come directly out of conversations happening inside Hampton, a private community for founders and CEOs with $3M+ in revenue or $10M+ exits. Members range from $5M net worth to billions. They wrestle with these same questions off the record. Apply at http://joinhampton.com/mw.HOW FOUNDERS ARE BUILDING WEALTH:How much do founders actually make, spend, invest, work, and keep in net worth? Hampton surveyed founders directly and put the answers into one report. Download it for free here: https://joinhampton.com/mw-wrEPISODE DETAILS:Most founders spend years learning how to make money. Almost none of them prepare for what their brain does once they have it.Henrik Cronqvist is a behavioral finance professor who trained under Nobel laureate Richard Thaler and has spent 25 years studying exactly that. His research has been cited over 7,000 times. He has studied 38,000 people to answer one uncomfortable question: how much of the way you save, spend, and invest is actually hardwired into your DNA?The answer will change how you think about every financial decision you make after an exit.This episode covers the science behind why the traits that made you a great founder may work against you as an investor, what actually happens in your brain the day the wire hits, and the one thing Henrik says every founder should do before making a single investment.TIMESTAMPS:00:00 — The traits that made you a great founder will make you a bad investor 01:45 — What is behavioral finance and why should founders care 04:35 — How Henrik got into this research (the Stockholm subway story) 06:39 — The 38,000 twin study: how much of your money behavior is genetic 10:56 — The first thing to do when the wire hits your account 12:49 — Loss aversion, performance chasing, and home bias explained 20:35 — Your personal mortgage predicts how you'll run your company's finances 30:08 — Why your brokerage app is designed to work against you 37:07 — Why founders feel depressed after selling (the science behind post-exit emotions) 47:14 — "I think I'm the exception" — and what the data actually says about that

Robinhood walked into Canada the same week Bitget walked out — and that's not even the strangest thing that happened to Canadian Bitcoiners this week. This week on the Canadian Bitcoiners Podcast we break down the Canada crypto exchange shake-up, an undetectable counterfeit bug in a major privacy coin, a hardware-wallet chip vulnerability, Ottawa's plan to take equity stakes in Canadian companies, the "technical recession" the Bank of Canada says to ignore, and a lot more.In this episode:- Robinhood closes its WonderFi acquisition and officially enters Canada- Bitget bans Canadian users — who's next?- Binance shuts down its centralized NFT marketplace (July 3)- The Zcash "Orchard" bug that could mint unlimited, undetectable counterfeit ZEC- The Trezor TROPIC01 secure-element chip disclosure- Bitmine Immersion's 3M-share Series A preferred at a 9.5% dividend- Canada's plan to take equity stakes in AI "national champions"- Canada's technical recession and the Bank of Canada's response- Notable North: the immigration poll, Durham's "Project Jetsetter" bust, and the "air conditioning may kill you" debate

From our Sold Out Live Show in Los Angeles, it's the 1st guest we've ever interviewed whose official title is “Chief Inventor.”Because after half-a-dozen stalled startups, a rejection on Shark Tank in front of 3M viewers, and running low on cash, Jamie Simonoff sold his Ring home camera company to Amazon for over $1B in 2018.Basic idea, but billion-dollar-door-breaking breakthrough — Because the Ring wifi doorbell camera is the biggest disruption to the door since the knob. Now your mom has one, your neighbor has one, and your landlord just installed one (like ½ of America has)Jamie is the Baron of Buzzers & Patron Saint of Porch Security. And in this interview he unlocks all his secrets… like how he dropped $1M for the website domain www.ring.com — Even though he only had $100K in cash.Jamie's got the kind of energy that makes you want to invite him inside to hang out and chat for hours (we could've kept going, but the theater was closing down). And on today's interview he dives into:How to become a tinkererHis crazy Shark Tank episodeWhen Richard Branson emailed him to investWhat it's like selling to Amazon (and making Bezos laugh)That 1 big Super Bowl commercialWhether Work/Life Balance is possibleWhy he took his 5-year-old son to visit a Chinese factoryAnd the next simple household item to get disruptedLive from Los Angeles at our Sold Out show,Basic concept, but billion-dollar breakthroughBy linking a camera to wifi, he turned ding-dong into cha-chingBut 13 yrs ago, Jamie pitched this invention on Shark TankAnd the Sharks didn't bite, Mr Wonderful shut the door on him (lit)But he turned I'm outs into I'm Ins, b/c 3M ppl who saw that episode were interestedAnd 5yrs later, Amazon came knocking (also literally) w/ $1B offerNow your mom has one, your neighbor has one, your landlord just installed onBut Jamie's the ultimate comeback story. And tonight he's going to unlock all his secrets for yaHe's the Duke of Ding Dongs, the Baron of BuzzersThe Patron Saint of Porch SecurityThe guest for tonight's Live Show is the coolest entrepreneur in LA: Jamie Simonoff, founder of RingAnd today's interview w/ Jamie is the best one yet (and yes, we're filming this)NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

David is joined by Jake Benjamin, who quit a $150K union job in 2019, built Benjamin's Powerwashing from scratch to $3M in revenue with a 40% net margin, and recently turned down a near 8-figure acquisition offer at 32 years old. They break down what actually drives profit at this level, from pricing your brand above the market and building a lean team structure to handling price objections, running inside sales, and the mindset behind saying no to a life-changing exit because you know you're just getting started.See where your business stands —Take the free Growth ScorecardListen to the full audiobook free — Get Off The TruckFollow HSBC Social's:Facebook | Instagram | YouTube | HSBC Accelerator | Jobber | Home Service Business Coach Email: info@homeservicebusinesscoach.com

It's a news roundup! First, in a duo of stories designed to make Ed jealous, Australia has seized 20 million illegal vapes at the border since January 2024, while the Australian attorney general has announced a $1.4 billion lawsuit against 3M over the harmful effects of PFAS or “forever chemicals”. Second, Anthropic files a massive IPO, with OpenAI and SpaceX looking to do the same soon. We chat about the implications of $3-4 trillion worth of liquidity events happening in the tech sector at the same time. Third, the pope wrote an encyclical, the butlerian jihad is catholic (always has been), and the christian tech-right is crashing out. Fourth, congrats, dear listener, on being marked as an “anti-tech extremist”! ••• Australian Border Force seize 20 million illegal vapes since January 2024 as crackdown continues https://www.abc.net.au/news/2026-05-29/border-force-seize-illegal-vapes-crackdown/106734164 ••• Australia Sues 3M for $1.4 Billion Over ‘Forever Chemicals' https://www.nytimes.com/2026/05/28/business/australia-lawsuit-3m-psas.html ••• Anthropic Files to Go Public, Setting Stage for Huge I.P.O. https://www.nytimes.com/2026/06/01/technology/anthropic-ipo.html ••• Magnifica Humanitas | Pope Leo XIV https://www.vatican.va/content/leo-xiv/en/encyclicals/documents/20260515-magnifica-humanitas.html ••• US Law Enforcement Warns of ‘Anti-Tech Extremism' as AI Hatred Grows https://www.wired.com/story/us-law-enforcement-warns-of-anti-tech-extremism/ ••• Local Police Targeted Data Center Opponent, Law Firm Alleges https://heatmap.news/plus/the-fight/hotspots/alabama-nebius-data-center-police Standing Plugs: ••• Order Jathan's book: https://www.ucpress.edu/book/9780520398078/the-mechanic-and-the-luddite ••• Subscribe to Ed's substack: https://substack.com/@thetechbubble ••• Subscribe to TMK on patreon for premium episodes: https://www.patreon.com/thismachinekills Hosted by Jathan Sadowski (bsky.app/profile/jathansadowski.com) and Edward Ongweso Jr. (www.x.com/bigblackjacobin). Production / Music by Jereme Brown (bsky.app/profile/jebr.bsky.social)

This podcast features a detailed discussion with Katerina Yared, the Global Portfolio Leader for energy sectors at 3M and a past president of the SPWLA. The conversation explores her transition from a traditional geology background to specialized roles in petrophysics, technical sales, and materials science. Yared highlights how 3M is leveraging its expertise in materials innovation to address complex challenges in oil and gas, geothermal energy, and carbon capture. A significant portion of the dialogue focuses on the importance of mentorship and the vital role of professional societies in training the next generation of scientists. The show also examines the shifting landscape of the energy industry, noting a rise in international student chapters despite a decrease in direct corporate support for skill development. Ultimately, the show provides an overview of how interdisciplinary collaboration and persistent curiosity drive technical breakthroughs in the evolution of modern energy.

Please answer our short Moneywise listener survey! (Very, very short): joinhampton.com/moneywisefeedbackJOIN HAMPTON:These episodes often come directly out of conversations happening inside Hampton, a private community for founders and CEOs with $3M+ in revenue or $10M+ exits. Members range from $5M net worth to billions. They wrestle with these same questions off the record. Apply at http://joinhampton.com/mw.HOW FOUNDERS ARE BUILDING WEALTH:How much do founders actually make, spend, invest, work, and keep in net worth? Hampton surveyed founders directly and put the answers into one report. Download it for free here: https://joinhampton.com/mw-wrEPISODE DETAILS:Thibault — known online as Tibo — is a French indie hacker who spent six years failing at startups before building Tweet Hunter during Covid lockdown and selling it for $10 million. Except the real number was more complicated than that: $2 million up front, $8 million in earn-out, and 18 months of some of the most stressful building of his life to get there. He walked away with just under $3 million post taxes — and says he regrets the sale entirely.Today, Tibo is doing over $1 million a month in revenue across a portfolio of five software products he's built since that exit. His personal spend is negligible. He has no financial advisor, keeps roughly 50% of his net worth in cash, and puts almost everything investable into index funds.This episode gets into the full deal structure, the psychological cost of the earn-out period, what he calls the "frozen state" that hits founders after a big exit, and why he says he will never sell a company again.Timestamps:02:12 — Full guest intro: who Thibault is, the Tweet Hunter story, deal structure breakdown, and episode roadmap08:08 — The $10M deal unpacked: earn-out structure, revenue milestones, and what he actually collected10:17 — The co-founder split, the 25% influencer equity deal, and whether he'd do it again14:09 — How the influencer partnership worked and why they replicated it on Tapio26:17 — "Getting a ton of money up front feels unhealthy" — Thibault on why lump-sum exits are psychologically dangerous28:14 — The "frozen state": why founders can't ship after a big exit30:42 — The earn-out burnout period: stress, loss aversion, and the 18 hardest months of his life34:37 — "It was a bad decision financially" — Thibault's verdict on the sale38:15 — Nomadic life, the Vietnam hacker residency, and how wealth changes how he travels42:42 — No financial advisor, no trust in wealth managers — why everything goes into S&P 50045:29 — Personal spend breakdown: ~$8K/month — rent, food, tech gadgets, and that's basically it48:27 — What happens to the ~$90K/month delta: cash, S&P 500, and acquiring more products49:45 — The portfolio strategy: five products, two unannounced, and the 2026 scaling challenge51:12 — Building a distribution bridge between all his products with an AI agent53:06 — Raising kids with money: unconditional safety as the foundation for risk-taking

Sam Tripoli has been accosted on stage again. We get into that, plus a reporter who investigated Epstein is fleeing the country after allegedly being targeted by directed-energy weapons, President Trump readies for a Cuba invasion, Tony Hinchcliffe responds to Chelsea Handler, Alex Stein helped expose the Washington Nationals, and Hasan Piker is in trouble.Get your Blue Chew Gold at www.bluechew.com and use the code "BROKEN" for a discount!Go to www.brooklynbedding.com and use our promo code "BROKEN" at checkout to get 30-percent off sitewide!Get up to $3M in coverage in as little as 10 minutes at www.ethos.com/broken!For Sam's dates visit samtripoli.com/events!More stuff: Support the show at patreon.com/brokensimulationSocial media: Twitter: @samtripoli, @johnnywoodard Instagram: @samtripoli, @johnnyawoodardBroken Simulation Hosts: Sam Tripoli, Johnny Woodard

Dominic Rubino is a business coach with over two decades of experience who built a Brian Tracy franchise from 6 locations to 240 worldwide, sold it, and never looked back. He hosts two highly niched podcasts, Profit Tool Belt and Cabinet Maker Profit System, where he helps small trade business owners get clear on time, team, money, and growth. What hit me hardest about this conversation was that Dominic had everything on paper. Two hundred and forty franchisees. International operations. A name in the industry. And then his nine-year-old son shrank at the dinner table, and Dominic made the decision right there. He sold the company. He showed up. And now his son is heading off to play NCAA lacrosse. This episode is about what it actually takes to build a business that serves your life — not the other way around. Dominic talks about delegation, systems, the cost of constant travel, and why the guys who can't stop working are often running from something. If you've ever felt like a prisoner to the income you built, this one's for you. If you're a father who owns a business or is grinding through a W-2 job that keeps pulling you away from the people you're doing it all for, this conversation will hit close to home. Dominic doesn't deal in theory. He's lived it, coached thousands through it, and he has the frameworks to prove it.   Timeline Summary [1:02] Dominic's last name gets butchered before the mic even starts rolling — and a quick side note about Dallas [1:54] Host sets up the dinner table moment — nine-year-old Joseph shrinks in his chair and changes everything [2:17] Dominic describes building a Brian Tracy franchise from 6 to 240 locations across the U.S., Brazil, and Europe [3:32] A surprise buyout offer comes in from franchisees — and Dominic says no [4:13] The real cost of constant travel: getting invited to the hotel concierge's birthday party [5:29] The moment it all shifted: Joseph drops his head at the dinner table and Dominic decides to sell [7:05] Dominic reflects on the things he missed — first steps, first swimming lessons — and what his kids saw him miss [9:16] Host shares his own version: his six-year-old son locked around his ankle on the floor, begging him not to leave again [13:03] Why Dominic stopped being afraid to reinvent himself — and the promise he made to never sacrifice his family again [20:08] Advice for W-2 guys feeling stuck: stop sending resumes into the void and go talk to a human being [25:17] "Cat's in the Cradle" — one song that answers this whole conversation, and a hospital story that hits like a gut punch [31:42] The less you work, the more you make: why Dominic hires great people and then hires them an assistant [36:15] A live breathing exercise on air — and what it should feel like to actually be on top of your business [43:23] A client sells his company for seven figures and his wife asks one question: "Does this mean you can finally do donuts with dad?" [47:12] How Dominic helps trade business owners in the $1–3M range get clear on time, team, money, and growth [50:07] How to find Dominic — two podcasts, a TEDx talk, and a college wrestler who is definitely not him   Five Key Takeaways The moment that changes you doesn't announce itself. For Dominic, it was a nine-year-old boy silently shrinking at the dinner table. You don't always know what your kids see you miss, but they're watching — and so are you, somewhere deep down. Reinventing yourself isn't the scary part. The scarier thing is spending another decade in golden handcuffs, telling yourself you're doing it for the family while the family waits at the door. Stop lying to yourself about being trapped. You're not. Finding a job is a job. Don't send your resume into the LinkedIn black hole. Figure out which companies and which people you actually want to work for and go talk to them. Every business owner out there is looking for someone committed enough to show up before they're asked. Hire great people, then hire them an assistant. If your best people are spending their time on tasks that a $20/hour assistant could handle, you're paying premium wages for checkbox work. Build small teams, assign assistants early, and let them do more than you ever could alone. A business only gets clear when everything in your head gets out of it. Strategic planning is really just moving the chaos from your mind onto paper. Once it's on paper, it becomes the boss. Then you work backwards from that to figure out what has to happen this quarter, this week, and today.   Links & Resources Profit Tool Belt Podcast — search "Profit Tool Belt" on any podcast platform Cabinet Maker Profit System Podcast — https://podcasts.apple.com/us/podcast/cabinet-maker-profit-system-podcast/id1353937790 Dominic Rubino TEDx Talk: Family Inc — search "Dominic Rubino TEDx" on YouTube The Dad Edge Alliance — http://thedadedge.com/join Episode show notes and links — http://thedadedge.com/1483   Closing If Dominic's dinner table story hit you somewhere you weren't expecting, trust that feeling. That's the thing trying to get your attention. Whether you're building a business, grinding a W-2, or somewhere in the messy middle of trying to make a change, the time to put the wheels in motion is not someday — it's now. Share this episode with a business-owner dad in your life who needs to hear it. And if it moved you, take two minutes to leave a review and follow the show so we can keep bringing you conversations like this one. Go out and live legendary.

No matter how much you underwrite, budget, plan, and strategize, nothing ever goes exactly to plan. On our biggest mobile home park investment yet (700+ lots), we thought we had accounted for every obstacle that could have been thrown our way—boy, were we wrong. But with the right team, tactics, and pivots, we turned what many would have given up on into a property with close to $3M in annual NOI—and even more room to grow. Welcome back to another case study episode, where I'm sharing real deals we've taken down at Sunrise Capital Investors, giving you an under-the-hood look at what went wrong, what went right, the real returns, and the money we spent.  This time, we're in Fort Wayne, Indiana, taking a look at Ridgebrook Hills mobile home park, a community of over 700 lots, hundreds of residents, and huge infrastructure. What was supposed to be a homerun from the start turned into a steady stream of challenges for multiple years, but ended up being a rock-solid property we're proud to own with huge upside.  I'm sharing all the challenges, budgets, and real return numbers in this episode so you can dodge some of the headwinds we hit along the journey.  Insights from today's episode: How we landed a massive mobile home park by being disciplined when others were on buying sprees The real NOI numbers from this hugely improved mobile home park investment  The upside and value-add potential you can unlock with mismanaged mobile home parks  The staffing disaster that almost brought this deal to a halt (on day three!) An expense many investors overlook (we did!) that can cost you six-figures per year  The one thing that saved this deal (every investor or investment team needs this) — Full Ridgebrook Hills MHP Case Study  Real Deals: A $10M Win by Taking on This “Complex” Parking Garage Deal | Ep. 985 Recommended Resources: Accredited Investors, you're invited to Join the Cash Flow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high-net-worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

In this deal segment episode, Axel sits back down with Phil MacArthur to break down one of Phil's most recent acquisitions: a 20-unit portfolio deal across four buildings in New Hampshire, picked up on the MLS after months of sitting on cash from prior refinances. The conversation gets into the real nuances of buying from long-term mom-and-pop owners: the informal nature of their leases, the difficulty of getting estoppels, and why small-deal variance is just part of the game when you're playing in the 5 to 30 unit space. Phil and Axel also share a candid back-and-forth on tenant retention — and why tenants know the rental market far better than most landlords give them credit for.This episode is essential listening for any investor buying smaller multifamily deals direct from mom-and-pop owners — and who wants a clear-eyed picture of what the due diligence process actually looks like when the seller isn't exactly playing by the book.Join us as we dive into:How Phil found this 20-unit, four-building deal on the MLS after sitting on cash from four prior refinances for six months.Why the appraiser — from a large Boston institution — applied a 5% loss-to-lease penalty on four vacant units and capped the bank's lending at $3M (65–70% LTV)How Phil bridged the $300,000 financing gap with a short-term hard money lender to get the deal closedThe business plan: light CapEx on roofs and exterior, and bumping rents from an in-place average of $1,600 toward a market rate of ~$1,950 — already achieved on newly leased unitsWhy almost none of the existing tenants left — and why that was better than expected given the previous owner's warningsWhy tenants know the rental market better than investors give them credit for — and why that works in your favor when your rents are modestly below marketThe exit plan: refinance out the hard money, stabilize the rent roll, and target a cash-out refi within 12–24 months to recover 75%+ of invested capitalConnect with Phil:Connect with him on LinkedinFollow Windrift Real Estate on InstagramLearn more about Windrift Real Estate, LLCListen to the Previous Episode with Phil: Ep119 - Living in an Expensive Market and Investing out of State + Quickly Building a Personally Owned Portfolio of 70+ Units via Spotify or AppleAre you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.Connect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate Partners

The fire at the Utumishi Girls Academy started in the early hours of Thursday, killing at least 16, as the students were asleep in the dormitory block. More than 800 children were in the school at the time. Kenyan officials say the cause of the fire has not yet been established. Boarding schools in the country have experienced several fatal fires in recent years, with overcrowding and poor safety standards frequently blamed for the high number of casualties.Also in this podcast: Israel conducts airstrikes in Lebanon's Tyre, Sidon and Beirut. The US says it wants to treat Americans with Ebola abroad - we ask a doctor if that is the most efficient way to curb the spread of the disease. Why the price of coffee has surged. Australia sues the manufacturing giant 3M for a record sum over its alleged use of toxic chemicals such as PFAS in firefighting foam. A Google engineer is charged with insider trading after winning $1.2m on Polymarket betting. A buffalo in Bangladesh is spared from Eid sacrifice - after it went viral for what people say is a likeness to Donald Trump. And is a black flowing gown an acceptable tennis outfit at the French Open?The Global News Podcast brings you the breaking news you need to hear, as it happens. Listen for the latest headlines and current affairs from around the world. Politics, economics, climate, business, technology, health – we cover it all with expert analysis and insight. Get the news that matters, delivered twice a day on weekdays and daily at weekends, plus special bonus episodes reacting to urgent breaking stories. Follow or subscribe now and never miss a moment. Get in touch: globalpodcast@bbc.co.uk

In this episode of Storage Wins, Alex Pardo reconnects with Dan Wentzel to unpack the dramatic shift that's taken place over the last several episodes. After months of overthinking, hesitation, and struggling with analysis paralysis, Dan is now operating from a completely different place: confidence built through reps, action, and real-world experience. What makes this conversation powerful is that the breakthrough didn't come from one magical strategy or perfect deal. It came from volume, repetition, relationships, and exposure to real offers in the marketplace. As Dan shares updates on an off-market self-storage opportunity he's been negotiating for months, the conversation reveals how seeing other buyers' offers, collaborating with the Storage Wins community, and repeatedly underwriting deals helped him realize something important: most experienced investors arrive at similar conclusions. That realization changed everything. The episode also dives into one of the most important principles in entrepreneurship and investing: progress creates confidence. Alex explains how momentum compounds through action—and how hesitation, overthinking, and fear create the exact opposite cycle. Along the way, Alex shares a personal story about nearly losing his first storage deal because he spent too much time trying to perfect contracts and eliminate uncertainty before moving forward. It becomes a powerful lesson in why confidence is built through action—not endless preparation. The conversation closes with a real-world financing breakthrough as Dan uncovers a bank financing option that completely changes the structure of a $3 million seller-financed deal and potentially removes one of the biggest obstacles holding the deal back. This episode is a masterclass in momentum, confidence, relationships, and learning how to trust yourself enough to move forward before everything feels certain. ⸻ You'll Learn How To: • Build confidence through reps, action, and real-world experience • Stop overthinking and start creating momentum through progress • Leverage relationships and community to strengthen decision-making • Understand how experienced investors structure creative offers • Balance asking the right questions without overcomplicating deals • Avoid losing opportunities by chasing perfection • Use bank financing creatively to solve seller financing obstacles • Detach from outcomes and focus on consistent execution ⸻ What You'll Learn in This Episode: [0:01] Why progress creates confidence—and confidence compounds [0:49] The major mindset and identity shift happening with Dan [2:07] Recognizing growth by comparing past vs current conversations [3:31] The specific off-market deal that accelerated Dan's confidence [4:13] Seeing how multiple buyers structured similar offers [5:00] Why creativity in financing changes everything [5:30] Realizing most experienced investors arrive at similar conclusions [6:06] The role of the Storage Wins community in building confidence [7:02] Why asking questions is critical when buying multimillion-dollar businesses [7:53] "You're one conversation away from a completely different life" [8:50] The mindset trap behind questioning small investments in yourself [10:13] Why relationships help you borrow confidence from others [10:48] The balance between asking enough questions vs too many [11:27] Alex's story of almost losing his first storage facility deal [13:07] The danger of trying to perfect contracts before taking action [14:27] Why people need more reps—not more information [15:05] The driving analogy: confidence is built by driving the car [16:12] Why investors try to "drive with one foot on the brake" [17:00] The importance of having a support system and community [18:17] How action transformed a community member into the "cold calling queen" [19:18] The cycle: action → progress → confidence → more action [20:49] Dan's current pipeline: underwriting deals and making offers [22:10] Why detaching from outcomes creates better energy and communication [23:20] "Luck" comes from preparation meeting opportunity [25:10] The financing breakthrough that changed the $3M deal structure [26:00] How bank financing reduced the required down payment dramatically [27:20] Why the seller may respond differently to a bank-financed offer [27:54] Alex's final challenge: stay committed to the process, not the outcome ⸻ Who This Episode Is For: • Investors struggling with confidence and momentum • Listeners dealing with analysis paralysis or overthinking • Anyone trying to buy their first self-storage facility • Entrepreneurs who need to build belief through action • Investors learning how to structure creative financing offers • People looking for the right community and support system • Anyone who needs to stop waiting for certainty before taking action ⸻ Why You Should Listen: Most people think confidence comes before action. In reality, confidence comes because of action. This episode breaks down how momentum is actually built—and why the investors who succeed are usually the ones willing to take imperfect action consistently, even before they feel fully ready. If you've been stuck overthinking deals, questioning yourself, or waiting until you feel "certain," this conversation will help you shift your mindset, simplify your approach, and start building the confidence that only comes through progress. ⸻ Follow Alex Pardo here: • Alex Pardo Website: https://alexpardo.com/ • Alex Pardo Facebook: https://www.facebook.com/alexpardo15 • Alex Pardo Instagram: https://www.instagram.com/alexpardo25 • Alex Pardo YouTube: https://www.youtube.com/@AlexPardo • Storage Wins Website: https://storagewins.com/ ⸻ Have conversations with at least three storage owners, brokers, private lenders, or equity partners inside the Storage Wins Facebook Group. Join for free here: https://www.facebook.com/groups/322064908446514/

What if cutting half your team could be the secret to explosive growth?In this Fan Favorite episode, Cameron Herold sits down with Benjamin Surman, COO of Somewhere (formerly Support Shepherd), a company that rocketed from $1M to $25M and is still hungry for more. The conversation tackles the real-world, often-unspoken operational questions: When do you fire instead of hire? Where's the hidden margin in automation? Why are so many leaders clinging to headcount when systems could do the job faster, cheaper, and with less chaos?If you're addicted to the idea that bigger is always better, this episode will shake your assumptions. Miss it and risk drowning in legacy thinking while your competitors eat your lunch. Listen now for the strategic edge you won't hear anywhere else.Timestamped Highlights00:48 – The real reason behind a bold global rebrand02:29 – How one contractor quietly took the reins as COO08:54 – Why bootstrapping (not VC money) set the right culture11:00 – The micro-influencer lever that brings 4,000 referral partners13:25 – What no one tells you about hiring in Latin America17:41 – The $3M decision: Slashing 120 employees with zero regrets20:13 – Behind the curtain of an automated sales pipeline25:37 – The COO playbook for uncovering invisible inefficienciesAbout the GuestBenjamin Surman is the Chief Operating Officer of Somewhere, a hyper-growth headhunting agency revolutionizing global talent acquisition. With a relentless focus on automation and operational excellence, Benjamin Surman has scaled the business from $1M to over $25M in just three years.