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Latest podcast episodes about Visa

Real Vision Presents...
Can't Stop, Won't Stop--Inflation Will Rage On

Real Vision Presents...

Play Episode Listen Later Oct 27, 2021 32:50


DB-Oct26,2021: Earnings season continues with Microsoft, Twitter, Alphabet, Visa, and Robinhood due to release their reports today after market close. With the VIX also rising today, earnings thus far have beaten investor and analysts' expectations, lifting equities to all-time highs. Jared Dillian, editor of the Daily Dirtnap, maintains that it's far too early to bet on a 180 move in inflation and growth—he claims that, "[The Fed] wouldn't know how to stop it if they tried." He unpacks his argument here and reflects on investor sentiment as indicated by the raging success of the ProShares Bitcoin ETF launch from last week. Interviewed by Ash Bennington. Want to submit questions? Drop them right here on the Exchange: https://rvtv.io/3bf53aN Learn more about your ad choices. Visit megaphone.fm/adchoices

The Remote Real Estate Investor
Leveraging the power of the All-In-One loan with CMG Financial

The Remote Real Estate Investor

Play Episode Listen Later Oct 27, 2021 28:28


The all-in-one loan is a unique product with some very interesting benefits that provide a higher level of efficiency for the homeowner/borrower in paying off their loans.  Justin Macagba and Dave Herbst of CMG Financial join us today to explain how it works, what its benefits are, and who it is a good fit for.  Visit CMG here: https://www.cmgfi.com  Contact Justin here: JMACAGBA@cmgfi.com  --- Transcript   Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everyone, welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by Dave and Justin with CMG Financial, and they're going to be talking to us about a really unique loan product that I had never heard of, but in very intrigued by called the all in one loan, so let's get into it.   All right, Dave, and Justin with CMG financial, thank you so much for taking the time to hang out with me today. I really appreciate it.   Dave: Thanks for having me.   Justin: No problem. Thank you.   Dave: Yeah. Thank you. Appreciate it.     Michael: My pleasure. And so you both are here to talk to us today about something called the all in one mortgage. Is that right?   Dave: Yeah, it's officially trademarked name is called the all-in-one loan. It's a unique mortgage product that we offer nationwide.   Michael: Is this a new product hasn't been around for a while?   Dave: Great question. No, it's not not a new product at all. We we launched this to the market in June of 2005. So over 16 years old now. It is however, sort of a newer concept to you know, most Americans. So it's still you know, day to day kind of feels new, as we talk about it, but it's certainly not a new product for us. And it's often.   Michael: Okay. And so that's twice you've mentioned that it's been launched in the US, was this product modeled after a product in a different country?   Dave: Yeah, absolutely. This type of financing in the way it's engineered, is very similar to mortgage products that are mainstream in other countries, other parts of the world. You know, throughout Western Europe, the UK, specifically, these types of mortgages are called offset loans or offset mortgages. They're also a version of this is also available in Canada, New Zealand, Australia, India, you know, most of the world's largest banks offer some version of this product, but we've been so you know, kind of slow to adopt or embrace innovation in the mortgage industry.   If you think about it, you know, the standard mortgage, 30 year fixed mortgage, or 15 year fixed mortgage, these are products that were developed during the Great Depression era. And they're still the gold standard today. You know, despite all the change and innovation and all the changes in needs, for the for the average American household, we have yet to really kind of push forth innovation in the mortgage industry. This represents certainly, you know, positive change directionally.   Michael: Interesting. And so I had never heard of this product at all until Justin and I were chatting about it in the Roofstock Academy. So Dave, we would love if you could share with everybody, what is it and kind of how does it work? What are the mechanics of it?   Dave: Sure, yeah. Well, the all in one loan, you know, given its brand name, it's a it's two things that are bundled together to two accounts, two financial instruments that are combined together to provide a higher level of efficiency for the homeowner for the borrower. And I mean, that they are able to save money save time, and their money goes further for them.   So let me explain how it's engineered. The mortgage part one of the all in one is the mortgage side and mortgage is powered by a 30 year draw. So first lien position, 30 year draw, home equity line of credit, it's the only one in America that I'm still aware of, there is no other HELOC or mortgage product like it, this allows homeowners to actually finance the purchase of real estate or maybe refinance out of their current mortgage. And it can be used for primary residence second home or investment property, but it also provides them access to their home equity dollars for 30 years without ever having to refinance once in place. But that's not where it stops.   The the other part of the all in one loan is that it comes with a linked checking account that's uniquely engineered, the checking account that's linked with the line of credit is also known as a zero balance or sweep checking account. What that means is anytime you make a deposit, your money automatically sweeps to the mortgage to the line of credit, and it pays down your principal balance that day. So in other words, can you imagine combining your borrowing and your banking needs all in one place, so that your regular everyday cash flow, your money, your idle cash, is always going to pay down your principal balance and that that's a benefit because interest costs are based on your principal balance.   So if you can use the money you have in your possession, right, this moment that you haven't spent yet today, right? Think about your income checks over time, you don't spend all your money all at once. So as your money kind of sits idle, waiting to be spent on groceries tomorrow, maybe a car payment in two weeks. Your Cash is constantly always leveraged against your principal balance which helps you avoid mortgage interest cost over time.   Michael: Interesting. So, so let me just make sure I understand. So if I had an extra I went, I go to the 711 and I find a $20 bill sitting on the ground I can put that into this sweep checking account, and then actually pay down the balance of my mortgage.   Dave: Yeah, I mean, there's a couple things that we know about about average Americans, especially those that are in the market to buy or already own a home. Number one, you need financing. Most Americans need to borrow money in order to actually own real estate. Right. So number two, is that most of us utilize a checking account to manage our income our resources with right pay our bills from the problem with the traditional way we've been doing things forever is that our cash or idle money, the $20, you pick up and find on the street or the $20 You earned from your employer, that that tends to sit around in your checking account securely available for you, but it's not earning you anything, it's not earning you any measurable amount of interest. It's just sitting there waiting money spent on things that you need in the future.   On the on the other side of that coin, you have a mortgage and your mortgage, statistically, is your biggest expense in life costing you high amounts of interest, despite the low interest rate mortgages come with today. Right? So the interest rates with mortgages isn't the problem. The problem is how your money is applied to the mortgage itself, the principal balance. So by combining the two together the checking account and the mortgage together, your cash that $20 you just picked up and found outside 711 will pay down your balance today, just by way of making a deposit into the checking account, your principal balance in your mortgage drops by $20. It'll do that if you deposit a dime, it'll depart it'll do that if you deposit $10,000, your balance drops the day you make that deposit, it re computes interest automatically on that lower balance. All the meanwhile your cash is kept liquid for you to spend the very next day or the next moment.   Michael: So then if I needed that $20 back, because I changed my mind the next day. And actually I want a $20 thing. I can take it out of my mortgage or the line of credit, and then use it and spend a spendable cash.   Dave: Yeah, that's exactly right. So the checking account is fully transactional, full feature. So it comes with ATM debit Visa cards, online banking, on bill payment, mobile banking and bill pay, you could take a picture of a personal check with the with the app, the mobile app, and that gets deposited into the checking account automatically transfers to the HELOC paying down your balance that day. So it's full feature you can check right from it, Link external accounts to it transfer money back and forth from other accounts. When I say it's fully transactional, I mean that the way you're engaging your money is unchanged, you're still using a checking account. This one's just uniquely designed to make your money go further while you're not using it.   Michael: Holy crap. This is awesome. I've got a HELOC on a on a property. It's my primary residence. It's got a 10 year draw period. But one of the ways this is different is out at the beginning you said a 30 year draw period. So that's one distinction to draw from an ordinary HELOC versus this product by product on my primary residence is 30 year fixed. And I know you said this is a 30 year draw. So is this product have a fixed interest rate as well? Or does it is it variable like a traditional HELOC?   Dave: It's a variable rate. And we do offer an interim fixed term option we have a three year fixed and a five year fixed and then it goes fully adjustable meaning a monthly adjustable, so the interest rate is tied to the one year CMT, which stands for constant maturity Treasury rate, aka the one year Treasury rate. So that's the baseline or the index that we use in the interest rate structure. On top of that, the customer chooses a margin and that gets locked in it remains unchanged. But if the index moves which it can on a monthly basis, the rate the interest rate that the borrower pays it's being calculated on your daily balance can can adjust only once a month on the first we updated on the first now the index that we use is near 0%. It aligns with our federal funds rate which is targeted at zero to 25 basis points and it's currently at about eight basis points.   And so when the Fed says that they are going to you know maintain a pattern of low interest rates and not necessarily push short term rates up that's an indication that our the interest rate and our loan will not change either will remain very low. Historically speaking the index has been about 2.2% historically looking back 25 years so very low index to use for a an adjustable rate mortgage and that's why we chose it the index isn't really selected for HELOCs you know HELOCs are generally prime based. And the problem with your 30 year fixed mortgage isn't the interest rate again, it's it's the way that your money is being applied to the to the balance as you know most of your payment for the first half of the term doesn't go towards paying down your principal primarily most of that is going towards interest.   In fact, on a 30 year loan you pay 50% of the total interest that's already predetermined in the first 10 years alone so it's not a it's not a high yield for efficiency of your money. You've worked hard for your money. Why can't all your money as you pay down debt, why can't it go towards principal entirely and then the lender read Cast the interest that you that you're going to owe them. That's this loan. It's the only loan in America that pays principal first for the entire term of the loan. So also the only loan in America, like you said, that gives you access to your equity money and the cash that you put into it for 30 years, without having to refinance. It's also the only loan in America that re computes interest, nightly. Based on your new balance, however, you want to control it over the whole entire 30 year term. So a lot of only statements there, man, but we're pretty proud of it.   Michael: That's awesome. That's awesome. So is there a minimum? I know, you said that that's the one year Treasury is kind of the benchmark and then the lender or the borrower rather picks a margin. So is there a floor and a ceiling to where the variability or where the interest rate could go?   Dave: There is? Yeah, great question. Yeah, the floor rate is generally set at 3.75% for primary residences, and second homes, investment properties is slightly higher than that. And then the ceiling is set at 6% over the initial rate. So on a primary residence or second home, that'd be 9.75%. Roughly, today, for a line of credit that's exceptionally low, as you guys know, write lines of credit typically have ceilings that are up in the high teens, if not low, 20% or 20%. range. So very low.   Now, if for that, for the rate to reach that ceiling level, you know, the Fed would have to increase rates by roughly 600 basis points, right? Not likely that 6%, not likely. And so that ceilings low enough to where protects the customer, it's high enough to where it doesn't really cause concern, during any kind of rising rate environment to to us or to our bank partners to support the loan, there's kind of a sweet spot that you want to achieve with with applying a ceiling, a lifetime cap, you don't want it too high, you don't want it too low. And we know that we found that sweet spot with this loan.   Michael: That's awesome. And so from a qualification perspective, for borrowers and for the property itself, are you looking at the same type of stuff that a traditional or maybe not just about a 30 year fixed product, but go on, you're getting an appraisal, you're looking at borrower financials and all that sort of thing?   Dave: Yeah, yeah, exactly right. It we follow Fannie Mae, it's, you know, obviously, it's a proprietary loan that we pioneered, and it's a privately secured mortgage products, we don't sell it off to Fannie, Freddie, you know, any other loan aggregator, you know, or Wall Street, we, you know, it's secured on the balance sheet with our bank partners that support it, and, but the qualifying for it, and the process follows, you know, agency standards and industry standards and industry norms, of course. So the process is very similar to refinancing or, you know, purchasing a property using a 30 year fix, you'll get an appraisal, full title policy is included, you know, is involved, and, you know, all the all the standard, you know, third party closing costs, you know, are involved the same as if you were to get any other standard mortgage.   Michael: Okay, and who is a good candidate for this product? And who may be? Is it a good fit for this type of product?   Dave: Sure. Well, that's a great question. So this is a, this is a loan product, that that the benefits are driven by your ability to not spend more than you make. I mean, frankly, you couldn't get very far in life, if that's how you live permanently, right? I know that there's kind of peaks and valleys in our spending behavior. You know, holidays are more expensive than than maybe non holiday months, right? Or summertime could be more expensive. I mean, I know that there's an ebb and flow to expenditures and things like that for the average US household.   But overall, really on an annualized basis, if you live within your means you tend to be cashflow positive, you're not spending more than you make routinely, you already make a great candidate for this product. So are you You don't have to be you have to be a really great saver to to benefit you just have to have some residual cash leftover at the end of the each month right and so that begins to build and compound your savings. And that that's an advantage because it's condensing the amount of time you're in debt which is save you 10s of 1000s dollars in mortgage interest along the way while you remain liquid.   So there's that that type of household that's cashflow positive, they can be fairly disciplined they're not suddenly because they've got this heaping line of credit available. They're not going to go out and and change their their budget or behavior, per se, but the people that are thoughtful right and established with their finances make great candidates for the for the product. Also those people with some established established equity in their property.   Our minimum downpayment for purchase is 10% when we're supplying this for primary residents 20% for a second home 25% equity or downpayment is required for an investment property. So you know, this isn't the zero down payment loan right this is 100% loan to value financing loan This is the generally the 80% loan to value alone is most common. Our average loan to value is 75%. Our average credit score ranges around 770 Our minimum is only 700. So you know you need that high of a credit score to to qualify but our average range is close to 800 or so. average debt to income ratio is under 30%. And, you know, so this, this tends to really attract those people with, you know, established credit established financial behavior.   Michael: Yeah, that makes total sense. That makes total sense. And so, Justin, I want to bring you in for a minute, because I know that you are a member of the rootstock Academy, and you actually have one of these products on your primary. Is that right?   Justin: That is correct. Yep.   Michael: So I mean, you're really drinking the Kool Aid. I love it.   Justin: Oh, it's, it's, it's a game changing mortgage. You know, a lot of times when I try to explain what the loan is and how it works, you know, it's, it's met with a lot of more questions than pushback. And you know, I do find a lot of people asking a ton of questions pertaining to the program, but particularly those that are investors, you know, obviously the big appeal for this particular program is the access to the equity as you and I both know, anytime that we want to get access to that equity, we have to do a cash out refinance on the primary I have access to that equity whenever I need it.   So like I said, I'm a I learned a lot from the Roofstock Academy quite frankly, it gave me that additional confidence to start investing out of state so I have properties in the Birmingham Alabama area. Anytime I want to access that equity, I fill out a form sign it scan it into into the bank and I get a wire confirmation afterwards that the funds have been sent to the title company that's handling the closing it's awesome. It's it's really seamless, it's a really seamless program a lot of people are are hesitant about it, but I you know, knowing that there are other parts of the world that have really adopted this particular program, it's a fantastic program.   Michael: And so you're using the equity in your primary via the this all in one loan product to take cash out to then purchase as your down payment are you purchasing all cash?   Justin: So I'm using I'm still leveraging them into a 30 year fixed rate mortgage so I'm just taking the down payment. And then so I have it's actually a really seamless process I've got set up because what I did is so I take the 20% Plus closing costs and prepaids and I've used that for the down payment on I just closed out one last week down in the Grayson Valley area and closed, everything's all set. So what I actually do now is David mentioned by you have this checking account this offset account so all my mortgage payments come off of my line but all of my rent deposits get deposited onto my line. So it's it's just it takes the bookkeeping piece out of it the second Tuesday of every month is my property management issues the issues rent checks that's my favorite time of month because I just wake up and my lines automatically pay down but as far as like having to cut checks and in cut it you know sending payments in or whatnot it all flows seamlessly it's it's really nice   Michael: That's incredible so you really have a a one track funnel for your property your rental property Alabama actually paying down your primary residence mortgage right   Justin: It's pretty great Yeah, that's exactly what's happening.   Dave: You know, you think about it this way you're as Justin said his his mortgages on his rental properties aren't that are conventional mortgages aren't do aren't technically due until the 15th right before you're deemed a late payment or not a late payment but a maybe a late late penalty you know so you have you have this float you know for you know up to up to 15 days 14-15 days every single month to leverage the inbound money that you receive off your rental property into back into your all in one loan line of credit which serves to pay down your principal balance your daily principle in which interest is being computed on so by me by way of making a deposit think of this as like a checking account that's earning you in the form of savings right earning you the yield on it is equal to the interest rate of the loan. So it's like a high powered checking account that's yielding you back 3.75% on your deposits, right and that comes in the form of avoiding interest cost and that accelerates your pay down.   And so Justin's able to recycle that right he's he's able to farm savings just by using it and then take those savings right that build really rapidly and go buy another investment property so just it's just like this you know flexible credit facility that's available to you for a variety of different reasons pay down is one of them it's the byproduct of applying money to principle first and saving money on interest however you're liquid so you can constantly kind of read you know farm those savings and go leverage again and build your your real estate portfolio and in for your wealth opportunities.   Michael: This is amazing. This is a really really cool unique product that just I know we had chatted about it a while ago and it's still taking me time to wrap my head around it.   Justin: It takes a little bit to it because it's just different right we're constantly I mean he turned on the news and you hear about rates every I feel like mortgage rates at one point and turned into like water cooler talk right? Well, what's your rate? It's all about trying to get the lowest rate possible. You've really got to just take the concept of a mortgage and just drop it on the floor and let it shatter, to really understand that, you know, it's not so much the rate, it's the mechanics of the loan, I, you know, I'm a commissioned only sales rep, I do mortgages for a living. So you know, some months are great, some months are not so great, what a great month, I could take all of that money and apply it towards my principal balance and have the peace of mind of knowing that I have the ability to go in and tap into that equity whenever I need it.   It really, it's, it's, it's comforting, where others may be like, no, no, no, it's comforting to me to know that that that equity is available to me whether it's with a check, we have an all in one credit card. Yeah, you you have availability to whenever you need it.   Michael: That's so cool. So how does change in value work for the property both on the upside, and if the market takes a bit of a dive on the downside?   Dave: Nothing stopping a customer, there's no automatic modification of the credit limit. And that's it's probably a good good opportunity for me to kind of to address how the line of credit is structured, it's very unique as well, the credit limit that we established and underwriting remains unchanged for the first 10 years at that initial amount. After the after the 10th year, the credit line limit reduces slowly each month over 20 years till it reaches zero.   So this is how we keep people liquid over 30 years for use of the line of credit, we don't force a balloon payment. We never restructure how you pay for the loan into an amortized payment like with a traditional HELOC. That does that after 10 years. So it's it's a, it's engineered very uniquely, to be able to keep people liquid. But there's no automatic modification in case your property value goes up, you'd have to refinance into a higher into a higher line of credit, which is no problem.   There's no prepayment penalty on this, nothing stopping you or prohibiting you from doing that. There's no amortization schedule that starts over again, right, you just continue on with your principal balance where you left off, you just get a higher line of credit. But you have to go through the process, the refi process, on the flip side of property values come down, there's no there's no triggers an automatic trigger that reduces your line of credit either. What we're concerned with would be fraudulent activity, mismanagement, financial distress, where you really, you know, a risk of default, where where we might address things and look at the line of credit and available, you know, access to money. If in case property values come down, and there's financial distress, a combination of things might lead us to that point, we've never frozen a single line of credit, especially due to property value, we only had two forbearances last year on the product as a result of COVID. Only 2, now consider that we're talking 10s of 1000s of borrowers. And you know, consider what a 30 year fix people people tend to look at a regular 30 year fixed mortgages, low risk.   And to Justin's point, we're kind of programmed to just think that way, you know, nobody really kind of talks about the elephant in the room. You know, delinquency rate ratings, and historically for a standard mortgage are not low, they're actually relatively high, somewhere between about four to 10%. And, you know, if that if you lose your job, or you you're in financial distress, you have income reduction, maybe as a result of COVID, that payment is still do, you still have a payment to make. And if you don't make that you're 90 days away from from potentially defaulting, or even foreclosing on your home.   On this, it's a line of credit. The interest that that calculates daily is totaled up after the month is ended, and then drafted from the line of credit automatically on the 21st of each new month for you. So it's really, really hard to go late on our product. That's why we have no delinquencies and no lates No, no defaults since inception, which is just extraordinary.   Michael: Wow. That's incredible.   Justin: You know, I had a customer of mine, who we had closed on his line prior to COVID. And him and his wife had owned a fitness gym. Well, COVID came around, everything shut down. So there goes as income. Not only that, but he was also diagnosed with cancer. So there's just all this whirlwind of information, a whirlwind of just bad happening to this particular customer. However, no one was knocking on his door three months after, you know, the inability to generate that income because to Dave's point, the balance just increases. There's no There's no delinquencies, there's no late payments, it increases his mortgage balance, but he gets to stay in the home that he's living in. So there you mean you talk about security, that's, that's ultimate to me.   Dave: And that's because they've been approved for the line of credit limit, right. It's not like the old neg ATM, you know, mortgages where you're not even paying the monthly interest that's new, it's just being tacked on to the balance ongoingly kind of almost, you know, people really became too comfortable with that type of product. This isn't that you've established a line of credit based on your qualifying aspects and going through the transaction. So if you need to fall back on your available equity money that's available made available through the line of credit, it's there for you job loss. That's okay. You know, you've got a while till to get back on your feet without having to risk your home.   Michael: This is so cool, guys, this is so cool. Where can people find out more about the product? Where can people reach out to you both directly?   Dave: One of the best resources out there is the product website that's just publicly available. And it's all in one loan. com it's a great place to go to and learn more about it. And then of course, Justin, if you want to provide your information, I think that's the most direct way to learn from one of our experts.   Justin: Yeah, absolutely. I'd be happy to answer any questions. You know, like I said, this combination of the Roofstock Academy and being able to leverage the equity as, as often as I'm able to to be able to build out my real estate portfolio has really been a game changer. For me, I don't think it's something I would have even considered Had this not been the setup that I'm currently in. So first and foremost, Michael, I want to thank you and the guys over at Roofstock for providing me with that confidence. But…   Michael: My pleasure,   Justin: if anyone wants to reach out to me to learn more about the about the program and some of the benefits, I'm happy to answer any questions out, I'm sure we can get my information out there somehow.   Michael: Perfect. You can if you want, you can share it right here. And then we can put a link to it in the show notes as well.   Justin: Sure. So I can reach out to me at my office number, that number is 603-323-0755. And then my email address, oh, it's JMACAGBA, JMACAGBA@cmgfi.com. I need to spell out the last name because it's very, very unique as you can imagine.   Dave: Yeah, you said that a few times on Justin?   Justin: Yeah.   Michael: For anybody in the academy, you can I'm sure find Justin in the Slack channels as well and reach out to him. Well, guys, thank you again, so much for taking time any final thoughts or things that folks should be aware of or know, as they're learning more about the all in one loan,   Dave: I would just compel people to you know, consider why this makes such practical sense. Checking account space, zero interest, but they see the most money you'll ever flow or have in your possession any one time over over your entire adult life, right your working life, a high volume of money that passes through a checking account, your mortgage ends up mortgages end up being your constantly sick expense over time as well. linked together now we're talking about something unique and special that really works in your favor, as opposed to working exclusively in the favor of the banks. So this is not to demonize the banking industry. We all rely on them. But you know, it's I think it's refreshing to talk about a product that's really driven and it's it's, it's really puts the consumer before the before the institution itself.   Michael: Right. Great. Dave, Justin, thank you both. Again, really a pleasure to have you on and I'm sure we'll be chatting soon. Yeah,   Dave: Thank you Michael. Appreciate it.   Justin: Thank you.   Michael: Okay, that was our episode a big big big thank you to Justin and Dave for coming on. That was a lot of fun. If you're watching this on video, you probably saw my wheels start turning as we were talking about this loan product really a unique thing. And so if you're interested definitely recommend reaching out to those guys at their website or directly to one of them. As always, if you liked the episode, feel free to leave us a rating or review wherever it is listen to your podcasts. We look forward to seeing the next one and as always, Happy investing

CNBC's
An earnings bonanza: Breaking down results from big tech

CNBC's "Fast Money"

Play Episode Listen Later Oct 26, 2021 43:50


It's a parade of big tech earnings today, with Alphabet, Microsoft, Twitter, Robinhood, AMD, Visa all releasing results. We've got the latest details from the conference calls and all the strategy to play the names.

FantasyPros - Fantasy Football Podcast
Trade Candidates + Rankings Risers & Fallers: Week 8 (Ep. 785)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 26, 2021 63:28


Ryan, Yates, and Derek Brown (FTN Network) discuss the most traded players, the buys lows, the sell highs, and the rankings risers and fallers heading into Week 8 of fantasy football season! Sponsors: AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. PrizePicks - Turn your picks into real cash with PrizePicks! Use our Promo Code “GRIDIRON” to receive a 100% instant deposit match up to $100. Kraken - If you're interested in investing in cryptocurrencies but aren't sure where to get started, check out the Kraken app. Visit kraken.com/fantasypros now to learn more or search for "Kraken" in the app store. Timestamps: MNF Recap - 0:04:38 Alvin Kamara - 0:04:45 D.K. Metcalf - 0:05:28 Alex Collins - 0:06:34 NO DST/SEA DST - 0:07:12 Most Traded Players - 0:08:37 Allen Robinson - 0:08:54 Robinson for Mike Williams - 0:11:45 Robinson and Miles Sanders for Corey Davis and Clyde Edwards-Helaire - 0:12:19 Chase Claypool - 0:12:47 Claypool for DeVonta Smith - 0:14:49 Austin Ekeler - 0:16:24 Ekeler and Justin Jefferson for Ezekiel Elliott and D'Andre Swift - 0:18:30 Ekeler for DeAndre Hopkins and Javonte Williams - 0:19:00 Darrell Henderson - 0:19:43 Henderson for Keenan Allen and Jaylen Waddle - 0:21:17 Buy Low/Sell High - 0:21:57 Keenan Allen - 0:22:16 Mark Andrews for Allen - 0:24:10 D.J. Moore - 0:24:48 Jalen Hurts for Moore - 0:27:02 Robert Woods - 0:28:47 Massive Fantasy Trade! - 0:30:46 Calvin Ridley - 0:32:24 Antonio Gibson - 0:36:27 Chase Edmonds - 0:41:51 Michael Thomas for Edmonds - 0:44:31 Michael Carter - 0:45:11 ROS Risers and Fallers - 0:46:58 Michael Carter - 0:47:07 Mike Davis - 0:47:38 Myles Gaskin - 0:49:26 Josh Jacobs - 0:50:26 Josh Jacobs and Alexander Mattison for Saquon Barkley - 0:52:20 Michael Pittman - 0:52:48 Robby Anderson - 0:54:49 Allen Robinson for Robby Anderson - 0:56:10 Odell Beckham - 0:56:43 Listener Mailbag - 0:57:37 Ryan Tannehill/Derek Carr/Tua Tagovailoa - 0:57:45 Kyler Muray - 0:58:54 Jerry Jeudy - 0:59:55 Marvel Movies - 1:00:43

NachDenkSeiten – Die kritische Website
Europa in die Abhängigkeit des US-Finanzsystems zu treiben: Unbezahlbar

NachDenkSeiten – Die kritische Website

Play Episode Listen Later Oct 26, 2021 12:43


Der US-Finanzkonzern Mastercard stellt sein Produkt „Maestro“ im nächsten Jahr ein – die Brisanz dieser Meldung dürfte den allermeisten Lesern nicht bewusst sein. Hinter den Kulissen haben die US-Finanzgiganten Mastercard und Visa schon länger zum Angriff auf die bargeldlosen Bezahlsysteme geblasen, die in Europa und insbesondere in Deutschland noch weitestgehend unabhängig existieren. Das dürfteWeiterlesen

Financial Sobriety
Episode 50: Part 1 - Preparing to avoid the holiday Visa hangover.

Financial Sobriety

Play Episode Listen Later Oct 26, 2021 37:44


It's almost the holidays and it's no secret that can create a nightmare for those not prepared for the spend. Today's episode is the first of a two part series on getting ready for the holidays and not sending yourself into a full on depression when the bills come in January. Matthew tells an anecdotal story and Jim shares his perspective on what's around the corner this year. These next two programs are the prelude to saying "no" more and preventing the unintentional, mindless holiday spending. As always, you can learn more about Financial Sobriety at www.yourfinancialsobriety.com

Invest Like the Best
Alex Rampell - Investing in Operating Systems - [Invest Like the Best, EP. 248]

Invest Like the Best

Play Episode Listen Later Oct 26, 2021 77:31


My guest today is Alex Rampell, General Partner at Andreessen Horowitz. Alex has a long history in fintech, having co-founded six companies in his career, including Affirm and TrialPay. During our conversation, we cover Alex's framework for positive selection in investing, why the best investments are often operating systems or systems of record, and Alex's views on the future of fintech. For those that have listened to our Business Breakdown on Visa with Alex - you know the intellectual horsepower he brings to every discussion. This conversation is no exception.    For the full show notes, transcript, and links to the best content to learn more, check out the episode page here.   ------   This episode is brought to you by Tegus. Tegus has built the most extensive primary information platform available for investors.   With Tegus, you can learn everything you'd want to know about a company in an on-demand digital platform. Investors share their expert calls, allowing others to instantly access more than 20,000 calls on Affirm, Teladoc, Roblox, or almost any company of interest. All you have to do is log in. Visit tegus.co/patrick to learn more.   ------   This episode is brought to you by Hall Capital Partners. Hall Capital is always looking for exceptional investment talent at any stage and size, so if you are raising capital or looking for a career change in the San Francisco or New York areas, you should check them out at hallcapital.com or e-mail at invest@hallcapital.com.    ------   Invest Like the Best is a property of Colossus, LLC. For more episodes of Invest Like the Best, visit joincolossus.com/episodes.    Past guests include Tobi Lutke, Kevin Systrom, Mike Krieger, John Collison, Kat Cole, Marc Andreessen, Matthew Ball, Bill Gurley, Anu Hariharan, Ben Thompson, and many more.   Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here.   Follow us on Twitter: @patrick_oshag | @JoinColossus   Show Notes [00:03:32] - [First question] - Lean into positive selection and avoid adverse selection [00:07:48] - Thoughts on growing capital formation in private markets [00:14:01] - Why it's useful for investors to think in terms of bonds and call options instead of equity [00:18:39] - Doing more with less and hunting for operating systems to invest in [00:28:08] - His views on infrastructure and the presentation layer conundrum [00:33:32] - The sequencing involved in building an operating system over time [00:40:11] - Rise of the creator class and the coming tailwind post-cloud technology; the rise of the solopreneur  [00:43:32] - The pig joke and his thoughts on the FinTech space [00:47:47] - Big financial services functions that will be embedded in non-financial businesses [00:51:07] - Deciding which functions and financial services models are most attractive [00:57:01] - What a shift towards data and FinTech might unlock for the world writ large [01:02:40] - How to improve payment profits by reducing credit rates [01:04:12] - The threat that Buy-Now-Pay-Later companies pose to Visa and Mastercard [01:12:17] - How the struggle between distribution and innovation continues to change [01:15:04] - The kindest thing that anyone has ever done for him 

Thrive After Sports w/ Taj Dashaun
146. A Frugal Athlete Podcast | Hosted by Amobi Okugo

Thrive After Sports w/ Taj Dashaun

Play Episode Listen Later Oct 25, 2021 36:20


In this episode, we interview Taj Dashaun. Taj Dashaun is a former Division-1 college football player for Stony Brook University. When his football career ended, Taj struggled heavily with depression. Because he was so focused on the game, he never fully developed a clear vision for his life. After several years of stumbling around in the emotional darkness of uncertainty, Taj began to take his eyes off of himself and focus on serving others. He now runs an intensive program for retired athletes who, like he once was, are struggling to adapt to life after sports. Not only does Taj help former players land jobs and start businesses, he helps them find fulfillment in every area of their lives. It's become his personal mission and passion to reach out and help others overcome the fear, frustration and uncertainty associated with life post-athletics. Taj is also the host of the Thrive After Sports podcast. Taj shares his transition secrets, what he's up to now and insights on how the best thrive after sports whether as an athlete entrepreneur or in the corporate space. We also talk about why every athlete should consider writing a book and what that means from a business and legacy perspective. To connect with Taj: Website: www.tajdashaun.com Instagram: @tajdashaun LinkedIn: Taj Dashaun Podcast: Thrive After Sports (on all platforms) This episode is sponsored by ENZO Enzo is an all new debit card coming this fall that allows you to get cash back on some of your most common purchases. To sign up check out: https://www.joinenzo.com/ Disclaimer: Enzo is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Enzo Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.Cash back is subject to terms and conditions and is credited at the end of every month following purchase. No minimum spend required. Terms and conditions available upon request. Get our Rookie Mistakes course to help you avoid the common mistakes young athletes make from a financial and career perspective. This course will help give you the playbook you need to give yourself the best chance for financial success and more. https://afrugalathlete.thinkific.com/courses/rookie-mistakes For more information on how to be smarter with your money check out our website at www.afrugalathlete.com Follow us on Social Instagram:https://www.instagram.com/afrugalathlete/ Twitter: https://twitter.com/FrugalAthlete LinkedIn: https://www.linkedin.com/company/a-frugal-athlete/ Follow Amobi Okugo [Founder] Twitter:https://twitter.com/amobisays Instagram:https://www.instagram.com/amobisays/ LinkedIn: https://www.linkedin.com/in/okugo/ Website: https://www.amobiokugo.com/ Thanks for tuning in! Check out the full episode on YouTube here: https://youtu.be/kNLU7GolUEM Order my new book, "Thrive After Sports" here! http://www.thriveaftersportsbook.com/ #lifeaftersports #thriveaftersports

The Art of Feminine Marketing with Julie Foucht
Episode 133: Building Your Business with Strength and Passion with Cindy Schulson

The Art of Feminine Marketing with Julie Foucht

Play Episode Listen Later Oct 25, 2021 29:21


In today's episode, I am speaking with Cindy Schulson. Cindy shows coaches how to stand out in this noisy online world and enroll more High Value clients by marketing with heart vs. hype.   Cindy brings a decade of marketing experience working for such companies as Coca-Cola and Visa, combined with a decade of online marketing to create a paradigm shift in how marketing can be done with integrity and heart.   One of her greatest gifts is helping her clients sort through their “brain dump” of ideas so they can find the golden nuggets that make them shine in their own unique way. Cindy and I dish on:   The 3 foundational places where people set stuck in marketing their business Why women struggle to find their niche clients  Defining and designing your unique business niche One of the biggest mistakes women make in offering their services Purchase your copy of Love Based Feminine Marketing: The Art of Growing a 6-Figure Business Without Hustle, Grind, or Force, TODAY!!! Subscribe now so you'll never miss an episode and leave us a review. It really helps us know which content is most important to you. Join our Feminine Business Magic Facebook Group  with your host, Julie Foucht. This is a community of women dedicated to connect, support and celebrate each other in growing businesses that honor their Divine Feminine and will their bank accounts abundantly Resources mentioned: Purchase Love-Based Feminine Marketing  Cindy's Free Gift:  Get access to Cindy's free video on How to Create a High Value Coaching Package that Sells Itself.   **Contact Cindy Schulson via Facebook or www.MarketingfromWithin.com**   **Connect with Julie Foucht via Facebook or email at https://juliefoucht.com/**

The Nomad Capitalist Audio Experience
Europe's Fastest Citizenship without a Donation

The Nomad Capitalist Audio Experience

Play Episode Listen Later Oct 24, 2021 10:44


If you're looking to live in Europe, you're probably looking for the fastest way to move there. In this video, Andrew shares Europe's fastest citizenship without donation as a requirement. 00:00 Start 0:47 Bulgaria - Bulgarian citizenship - European Union citizenship 1:07 Bulgaria citizenship by investment 1:57 Golden Visa programs - Portugal Golden Visa 2:30 Caribbean citizenship by investment 2:30 Investing 5:03 Visa policy of the Schengen Area 7:44 Bulgaria vs. Portugal https://nomadcapitalist.com/second-pa... Andrew Henderson and the Nomad Capitalist team are the world's most sought-after experts on legal offshore tax strategies, investment immigration, and global citizenship. We work exclusively with seven- and eight-figure entrepreneurs and investors who want to "go where they're treated best". Work with Andrew: https://nomadcapitalist.com/apply/ Andrew has started offshore companies, opened dozens of offshore bank accounts, obtained multiple second passports, and purchased real estate on four continents. He has spent the last 12 years studying and personally implementing the Nomad Capitalist lifestyle. Our growing team of researchers, strategies, and implementers add to our ever-growing knowledge base of the best options available. In addition, we've spent years studying the behavior of hundreds of clients in order to help people get the results they want faster and with less effort. About Andrew: https://nomadcapitalist.com/about/ Our Website: http://www.nomadcapitalist.com Subscribe: https://www.youtube.com/subscription_center?add_user=nomadcapitalist Buy Andrew's Book: https://amzn.to/2QKQqR0 DISCLAIMER: The information in this video should not be considered tax, financial, investment, or any kind of professional advice. Only a professional diagnosis of your specific situation can determine which strategies are appropriate for your needs. Nomad Capitalist can and does not provide advice unless/until engaged by you.

Making Sense
Reading JP Koning: Crypto Solution to MasterCard/Visa Embargo [Ep. 135, Macropiece Theater]

Making Sense

Play Episode Listen Later Oct 23, 2021 15:00


Kratom is a legal stimulant but MasterCard and Visa refuse to process payments by kratom vendors. How do vendors work around this embargo? And should these two network oligopolies be allowed to decide which licit products they deal with? A reading, by Emil Kalinowski.----------WHO----------John Paul Koning believes thinking about money is more interesting than making money. He writes about monetary economics, economic history, finance, and fintech at his his Moneyness blog as well as for the Sound Money Project, Breaker, Coindesk, and Bullionstar. Koning also designs economics and financial wallcharts at Financial Graph & Art. Read by Emil Kalinowski. Art by David Parkins. Intro/outro is "Amber Lights" by Chill Cole at Epidemic Sound.----------WHAT----------Embargoed by MasterCard/Visa, kratom vendors turn to crypto and eChecks: https://bit.ly/3AZQylV----------WHERE----------Koning's Blog: http://jpkoning.blogspot.com/Koning's Twitter: https://twitter.com/jp_koningEmil's Twitter: https://twitter.com/EmilKalinowskiDavid's Art: https://davidparkins.com/---------HEAR IT----------Vurbl: https://bit.ly/3rq4dPnApple: https://apple.co/3czMcWNDeezer: https://bit.ly/3ndoVPEiHeart: https://ihr.fm/31jq7cITuneIn: http://tun.in/pjT2ZCastro: https://bit.ly/30DMYzaGoogle: https://bit.ly/3e2Z48MReason: https://bit.ly/3lt5NiHSpotify: https://spoti.fi/3arP8mYPandora: https://pdora.co/2GQL3QgBreaker: https://bit.ly/2CpHAFOCastbox: https://bit.ly/3fJR5xQPodbean: https://bit.ly/2QpaDghStitcher: https://bit.ly/2C1M1GBPlayerFM: https://bit.ly/3piLtjVPodchaser: https://bit.ly/3oFCrwNPocketCast: https://pca.st/encarkdtSoundCloud: https://bit.ly/3l0yFfKListenNotes: https://bit.ly/38xY7pbAmazonMusic: https://amzn.to/2UpEk2PdPodcastAddict: https://bit.ly/2V39Xjr

Lead Singer Syndrome with Shane Told
New Noise (Top 10 New Release of the Week) 10/22/2021)

Lead Singer Syndrome with Shane Told

Play Episode Listen Later Oct 23, 2021 69:47


It's another huge week! We talk about the Ice Nine Kills album from last week and new albums from deathcore, to pop-punk and post-hardcore. Exciting new bands, as well as familiar names, and a very long awaited record we are finally getting our hands on! Don't miss this STACKED list, and as always you can get the full details on Mike's Instagram @slappyslam. Brought to you by Rockabilia ! With over 500,000 unique band merch items, look no further! And use promo code SHANE to save an additional 10% off they're already low prices! Head over to rockabilia.com! Shoutout to out new sponsor BlockFI, who have launched the FIRST EVER Bitcoin rewards Visa credit card! Get an unlimited 1.5% back and NO ANNUAL FEES! Get $25 in free Bitcoin when you make your first purchase - Use this link: blockfi.com/LSS Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Sobriety
EP 50: Part 2 - Preventing the VISA Hangover by saying "NO" more.

Financial Sobriety

Play Episode Listen Later Oct 22, 2021 33:41


This second part of preventing the VISA Hangover gets into the meat of the matter. Saying "NO" more. Your hosts, Matthew and Jim will not only reflect on the value of saying "NO" more but they'll give you specific examples of the benefit when you do so. It's not as simple as you may think. In addition, full details on getting registered for "The Say No More Challenge" live video presentation on November 15 will be discussed as your hosts invite you to attend. You'll learn the 5 Simple Tools to help you avoid the VISA Hangover come January. For more information visit: www.yourfinancialsobriety.com or if you prefer to reach out to Matthew directly, he can be found by emailing him directly at matthew@yourfinancialsobriety.com Don't miss out on the opportunity to have the best Christmas holiday ever by keeping your spend in check!

SBS Vietnamese - SBS Việt ngữ
Di trú Úc: Nam Úc mở nhận hồ sơ visa tay nghề ngoài nước Úc cho 70 ngành nghề

SBS Vietnamese - SBS Việt ngữ

Play Episode Listen Later Oct 22, 2021 17:28


Để giúp phục hồi kinh tế sau đại dịch, tiểu bang Nam Úc bổ sung 70 ngành nghề dành cho ứng viên hiện đang cư trú ở ngoài nước Úc từ ngày 28 tháng 9 năm 2021. Cùng tìm hiểu cơ hội định cư tại Nam Úc với các dạng visa tay nghề.

Shunya One
Nitin Gupta On Building An Enhanced Credit Experience

Shunya One

Play Episode Listen Later Oct 22, 2021 48:44


On this episode of Shunya One, Shiladitya and Amit are joined by Nitin Gupta, Founder and CEO of Uni Cards. Nitin talks about starting his entrepreneurial journey in 2008, starting with PayUMoney and then coming up with Uni. Nitin also talks about why having an IPO is necessary for business, why India has the best financial service businesses and how he decided on building a financial distribution business. Shiladitya and Amit ask Nitin about what excited him about credit cards in the first place, why the credit card will create a hundred billion dollar incremental market gap in coming years, and more. Nitin further explains what the Uni card is, how it works, the benefits customers can avail with it, how Uni profiles their customers and what Nitin is planning to build on top of the existing product. Tune in for this and so much more.Follow UNI Linkedin & Twitter:https://www.linkedin.com/company/uni-cards/https://twitter.com/cards_uniFollow Nitin Gupta on Linkedin & Twitter:https://www.linkedin.com/in/nitinguptaprofile/https://twitter.com/nitinwhateverTweet to hosts @shiladitya & @doshiamit for your questions or reactions to this episode.http://ivmpodcasts.com/shunyaoneYou can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at https://www.ivmpodcasts.com/

FantasyPros - Fantasy Football Podcast
DFS Lineup Advice: Week 7 (Ep. 781)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 21, 2021 58:40


Joey P. welcomes guest Chris Robin (Team Rise or Fall) to discuss the options for Week 7 in NFL DFS! Sponsors: AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. Ultimate Fan - Open packs, collect cards, build your roster, and compete against football fans across the US for the chance to win fantastic prizes in this free-to-play fantasy football game. Download Ultimate Fan for free in the App Store and Google Play now or visit link fantasypros.com/ultimatefan

The NFX Podcast
Community-First Company Building with Cuy Sheffield & Micah Johnson

The NFX Podcast

Play Episode Listen Later Oct 21, 2021 47:10


The next evolution of companies will be created in public with early customers, partners, and supporters. They'll be community-owned and operated, building upon the playbooks created by early NFT and play-to-earn projects. Because many of the web 3.0 advantages are hard to adopt as a large web 2.0 company, as a Founder you have to focus on the big ideas: ownership, collaboration, and community. In today's episode, NFX Partner Morgan Beller talks with Cuy Sheffield (head of crypto at Visa) and Micah Johnson (Bored Apes, CryptoPunks, and Aku and former professional baseball player) as they explore tactics for building community, no matter what industry you're in. Listen to their conversation as they uncover why Founders can't skip the community-building part anymore, as it's essential to company building in today's ecosystem.

The Nomad Capitalist Audio Experience
Portugal Golden Visa vs. Bulgaria Citizenship

The Nomad Capitalist Audio Experience

Play Episode Listen Later Oct 21, 2021 8:32


Portugal Golden Visa Program vs. Bulgaria Citizenship: which program offers better benefits? In this video, Andrew compares these two programs to provide you with an insight on which one can better cater to your needs. 00:00 Start 0:50 Investment - Portugal - Bulgaria - Real estate in Portugal 2:30 Living in Europe 3:43 Travel 5:56 Speed 6:24 Language 7:10 Presence https://nomadcapitalist.com/ Andrew Henderson and the Nomad Capitalist team are the world's most sought-after experts on legal offshore tax strategies, investment immigration, and global citizenship. We work exclusively with seven- and eight-figure entrepreneurs and investors who want to "go where they're treated best". Work with Andrew: https://nomadcapitalist.com/apply/ Andrew has started offshore companies, opened dozens of offshore bank accounts, obtained multiple second passports, and purchased real estate on four continents. He has spent the last 12 years studying and personally implementing the Nomad Capitalist lifestyle. Our growing team of researchers, strategies, and implementers add to our ever-growing knowledge base of the best options available. In addition, we've spent years studying the behavior of hundreds of clients in order to help people get the results they want faster and with less effort. About Andrew: https://nomadcapitalist.com/about/ Our Website: http://www.nomadcapitalist.com Subscribe: https://www.youtube.com/subscription_center?add_user=nomadcapitalist Buy Andrew's Book: https://amzn.to/2QKQqR0 DISCLAIMER: The information in this video should not be considered tax, financial, investment, or any kind of professional advice. Only a professional diagnosis of your specific situation can determine which strategies are appropriate for your needs. Nomad Capitalist can and does not provide advice unless/until engaged by you.  

Lead Singer Syndrome with Shane Told
Brad Logan (Leftöver Crack, F-Minus)

Lead Singer Syndrome with Shane Told

Play Episode Listen Later Oct 21, 2021 68:19


Episode 291 – One of the nicest guys in music - with endless stories to share, punk legend Brad Logan joins the show! We talk about his extensive experience in the punk rock scene from California to NYC to Kansas,, his many projects past, present and future, and of course the new Leftöver Crack book, “Architects of Self-Destruction”. From what inspired him to write it, to voicing the audiobook himself, we get deep discussing the long process of creating the oral history of Leftöver Crack - out now in print and audiobook! Shoutout to out new sponsor BlockFI, who have launched the FIRST EVER Bitcoin rewards Visa credit card! Get an unlimited 1.5% back and NO ANNUAL FEES! Get $25 in free Bitcoin when you make your first purchase - Use this link: blockfi.com/LSS And of course ROCKABILIA.COM - the BEST and BIGGEST merch company online. Get 10% off their already low prices at rockabilia.com with promo code SHANE. Learn more about your ad choices. Visit megaphone.fm/adchoices

RentPrep For Landlords
Section 8 Inspection Failures (Podcast #363)

RentPrep For Landlords

Play Episode Listen Later Oct 21, 2021 20:57


In this week's episode, Podcast Host, Andrew Schultz, goes over Section 8 inspections and what it means for landlords, including what to do if a Section 8 inspection fails. If you're starting to reign in the rental applications, you might come across some potential tenants that are staying in the U.S. using a Visa. Discover what to look for when sorting through international applicants. Last, but not least, one landlord tells the story of what could have been a really bad tenant experience had they not done their due diligence tenant screening. Listen in now.

FantasyPros - Fantasy Football Podcast
Start/Sit: Week 7 (Ep. 780)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 21, 2021 68:20


Joey P., Yates, and Andrew Erickson break down the start/sit options for Week 7 of the fantasy football season! Sponsors: Jock Market - The app where daily fantasy becomes a stock exchange. Buy and sell shares of players in real time, for real money. Download Jock Market in the App or Play Stores, or check out Jockmkt.com and use code "PROS" for a 100% deposit match up to $50 on your first deposit. Pristine Auction - Get the best deals in sports memorabilia including signed helmets and custom jerseys with guaranteed authenticity. Enter registration code "FantasyPros" when you sign up to receive a free $5 credit. AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. Timestamps: Mike Davis - 0:05:47 Antonio Gibson - 0:07:02 Jaret Patterson - 0:08:19 Chase Edmonds - 0:11:25 Sony Michel - 0:12:08 Miles Sanders - 0:14:37 D'Ernest Johnson - 0:16:47 Jamaal Williams - 0:18:44 Myles Gaskin - 0:19:37 Alex Collins - 0:20:35 Myles Gaskin vs. Miles Sanders - 0:26:06 Rhamondre Stevenson vs. Kenneth Gainwell - 0:26:28 Tyler Lockett - 0:28:11 Corey Davis - 0:30:54 Allen Robinson - 0:32:29 Henry Ruggs - 0:38:58 Robby Anderson - 0:41:40 Brandon Aiyuk - 0:44:51 Odell Beckham - 0:46:12 Allen Robinson vs. Darnell Mooney - 0:48:24 Rashod Bateman vs. Marquez Callaway - 0:50:32 Ryan Tannehill - 0:51:59 Jalen Hurts - 0:52:47 Matt Ryan - 0:54:44 Tua Tagovailoa - 0:55:41 Jared Goff - 0:56:24 Jimmy Garoppolo - 0:57:29 Tua vs. Jameis Winston - 0:58:07 Noah Fant - 0:59:13 Zach Ertz - 1:00:15 Ertz vs. Ricky Seals-Jones - 1:01:27 Starts & Sits of the Week - 1:02:13 TNF Preview - 1:04:00 Melvin Gordon vs. Javonte Williams - 1:04:00 Donovan Peoples-Jones - 1:05:24

Serious Privacy
Monster Cookies: Privacy Issues in Advertising

Serious Privacy

Play Episode Listen Later Oct 20, 2021 34:06


In this episode of Serious Privacy, Paul Breitbarth and K Royal connect with Jocelyn Paulley, Partner at Gowling WLG in London and Lindsey Schultz, Senior Counsel at Global Privacy for Visa.  This episode is a preview of a session that Jocelyn, Lindsey, and K are presenting on along with Chris Oates, a partner at Gowling WLG in Toronto on Privacy Compliance in the AdTech Industry at the Association of Corporate Counsel's Annual meeting of 2021.Increasingly, advertising is going digital and being tailored to the viewer to increase conversion rates which necessitates the processing and sharing of vast amounts of personal data by the parties involved in getting an ad to the consumer. We will look at the privacy issues arising from a personal data test case from a European, Canadian, and US perspective, where regulators have this industry under the microscope and draft regulations could further tighten use of cookie and pixel technologies.Join us as we discuss cookies, profiling, and other fascinating aspects of advertising. If you have comments or feedback, please let us know via email or connect with us on LinkedIn for Serious Privacy or on Twitter @PodcastPrivacy, @EuroPaulB, @HeartofPrivacy, @TrustArc.

This vs That, Wedding Decisions with Kelly McWilliams
Traditional Place and Escort Cards vs. Using Unique Items

This vs That, Wedding Decisions with Kelly McWilliams

Play Episode Listen Later Oct 20, 2021 59:18


If you're going to tell your guests where to sit at your wedding reception, you have to let them know what table to go to and maybe what seat to sit in at the table.  I had the pleasure of talking to Jordan about ways  you can turn a tedious task into a genuine gesture. It's a chance to be creative, unique and elevate your guests experience.  We'll also remind you of the different kinds of cards: place cards, escort cards, seating charts, etcA USER EXPERIENCE DESIGNER BY TRADE, JORDAN'S BACKGROUND IN ART AND DESIGN ISN'T JUST PROFESSIONAL—it's been a deep-seated passion for as long as he can remember. After years in the advertising industry working in web design and user experience with major brands like Pepsi, Visa, Toyota, and Mercedes, Jordan knew it was time he took his creativity offline so he could get his hands dirty. Out of that realization, he launched a custom brooch business which, ultimately, evolved into wedding stationery, perfectly marrying his experience in digital design with his love for crafting.Thus, his boutique design firm, A Good Day, was born to serve planners and their couples eclectic, one-of-a-kind stationery that establishes a unique brand for each event. From save-the-dates and invitations to day-of signage and menus, Jordan draws inspiration from his diverse array of interests spanning fashion, architecture, interior design, and film to curate an aesthetic that perfectly matches each clients' vision for their celebration.Listen to all your podcasts &leave a 5 star review is the GOODPODS appPlaces to go - People to see:Kelly's Site: http://www.kellymcwilliams.comKelly's Blog: https://www.kellymcwilliams.com/blogInstagram: @kellyamcwilliams @thisvsthatweddingpodcastLance's Website: https://www.mydfwdj.com/Lance's Instagram: https://www.instagram.com/mydfwdj/Listen to all the previous episodes: https://thisvsthatweddingpodcast.buzzsprout.com/About Kelly:A vet of the industry, Kelly knows how incredible a wedding can be. She creates  from scratch and believes every moment counts and every decision plays a part in what makes your event magnificent. She believes in making events beautiful AND fun.  Published & recognized locally, nationally and globally including Martha Stewart Top Wedding Planner, Brides magazine and WeddingWire's best podcast. Home is in SWFL with husband Kelly J , mom to Maddy & Emily and dogs Reau & Olive.Thanks to my rockstar editor: Lance PantonWith his professional start as a DJ at 17, Lance has possessed a love of music since birth. is the owner and sole DJ for MY DFW DJ - Weddings & Events. A personalized DJ service focused on telling a couple's love story in music. No genre is too challenging to meet this goal. Lance is also the editor for the podcasts "This Week In Weddings". He also serves as the co-director of membership for The Dallas/Fort Worth chapter of The National Association of Catering & Events. When Lance is not behind the booth, he's in the kitchen fulfilling his passion for the culinary arts, creating meals for his wife.

What Bitcoin Did
Turning Bitcoin into Clean Water with Scott Harrison

What Bitcoin Did

Play Episode Listen Later Oct 20, 2021 70:30


“People would say I'm never giving you bitcoin if you're going to turn it into this cash trash, but if you're willing to hold it, I'd give it to you now… we said we're going to call it the Bitcoin Water Trust... and we're going to hold it all until at least 2025.”— Scott HarrisonLocation: RemotelyDate: Monday 18th OctoberProject: Charity: WaterRole: Founder & CEONon-profit organisations have used Bitcoin to accept donations for a long time. One of the most notable examples of this was Wikileaks in 2011. When Paypal, Mastercard and Visa, refused to accept donations due to political pressure, Wikileaks looked to Bitcoin as a permissionless and censorship-resistant alternative.Not only did this allow them to continue accepting donations, but they gained immensely from Bitcoin's astronomical price rise since then.Charity: Water is a charity battling the global water crisis with the mission to bring clean water to every person living without it. They have accepted Bitcoin donations since 2014, but until now, they have almost instantly converted to fiat currencies, missing out on the price appreciation.However, they have now set up a Bitcoin trust with the goal of collecting as many Bitcoin donations as possible. Ideally, this allows the trust to appreciate in value and in 2025, when they start putting the Bitcoin to work; they can hopefully help a much larger number of people.In this interview, I talk to the Founder and CEO of Charity: Water, Scott Harrison. We discuss his journey from nightclub promoter to founding the charity, their goal to bring clean water to every person living without it, and the role Bitcoin plays in this.This episode's sponsors:Gemini - Buy Bitcoin instantlyBlockFi - The future of Bitcoin financial servicesSportsbet.io - Online sportsbook & casino that accepts BitcoinCasa - The leading provider of Bitcoin multisig key security.Exodus - The world's leading Desktop, Mobile and Hardware crypto wallets.Ledger - State of the art Bitcoin hardware walletCompass Mining - Bitcoin mining & hosting-----WBD412 - Show Notes-----If you enjoy The What Bitcoin Did Podcast you can help support the show by doing the following:Become a Patron and get access to shows early or help contributeMake a tip:Bitcoin: 3FiC6w7eb3dkcaNHMAnj39ANTAkv8Ufi2SQR Codes: BitcoinIf you do send a tip then please email me so that I can say thank youSubscribe on iTunes | Spotify | Stitcher | SoundCloud | YouTube | Deezer | TuneIn | RSS FeedLeave a review on iTunesShare the show and episodes with your friends and familySubscribe to the newsletter on my websiteFollow me on Twitter Personal | Twitter Podcast | Instagram | Medium | YouTubeIf you are interested in sponsoring the show, you can read more about that here or please feel free to drop me an email to discuss options.

Good Morning Gwinnett Podcast
Get Vaccinated In Gwinnett And Get $100

Good Morning Gwinnett Podcast

Play Episode Listen Later Oct 20, 2021 49:41


www.GoodMorningGwinnett.com Gwinnett County officials are turning to incentives in an effort to get more people vaccinated against COVID-19.County officials will offer $100 Visa gift cards to people 12 and older who get a vaccine shot during the Vaccines Aren't Scary event that is being staged in partnership with the Gwinnett, Newton and Rockdale Health Departments on Friday and Saturday at the mass vaccination site located in the former Sears store at Gwinnett Place Mall. The giveaways will last from 9 a.m. until 5 p.m. each day.The offer comes as county officials said the demand for vaccines in Gwinnett has slowed down.

Blockchain Insider by 11:FS
147. News: Every company is a crypto company

Blockchain Insider by 11:FS

Play Episode Listen Later Oct 20, 2021 54:44


Simon Taylor and Cuy Sheffield are back this week to talk about the latest and greatest news in blockchain and Crypto. Tune in now to find out more about: Visa develops interoperability concept for central bank digital currency payments 1:48 Almost 1.1M people have already signed up for Coinbase NFT waitlist, and NFT sales surge to $10.7 billion in Q3 as crypto asset frenzy hits new highs 12:40 Bitcoin—not gold—is the new inflation hedge, says JPMorgan 25:30 DeFi platform mistakenly sends $89 million, CEO begs its return 38:20 And much more! Simon and Cuy are joined by some fantastic guests: Kinjal Shah, Senior Associate at Blockchain Capital LLC David Hoffman, Co-owner at Bankless Lex Sokolin, Head Economist, Decentralized Protocols at ConsenSys The Tweet of the Week comes from Ryan Watkins, @RyanWatkins_ (https://twitter.com/RyanWatkins_/status/1444050982946672647?s=19). Why not send us your best tweets? See if you can get a shout out on the show! This episode is sponsored by Visa. This episode is brought to you by Visa, one of the world's leaders in digital payments. Crypto has opened up a new world of possibility. And Visa is helping everyone take part. Visa enables commerce across their network and crypto networks through solutions like Fintech Fast Track, a quick and easy way for crypto innovators to issue payment credentials. Join us in this new money movement. Learn more at visa.com/crypto (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider). If you enjoyed the show, don't forget to subscribe and leave a review! Want to join the conversation on all the topics discussed? Tweet the show at: www.twitter.com/bchaininsider Special Guests: David Hoffman, Kinjal Shah, and Lex Sokolin.

The Radio Vagabond
215 RIO DE JANEIRO: Samba, Singing and Nomads Giving Back

The Radio Vagabond

Play Episode Listen Later Oct 20, 2021 36:43


Uma recepção calorosa from Rio de Janeiro My first Sunday morning in Rio gave me the quintessential Brazilian experience: chilling on a packed Copacabana beach listening to traditional samba music performed by a group of local friends sitting around a breakfast table. It didn't seem like these people were an organised band, and they weren't doing it to make money from tips. I just got the feeling that they were doing it for the love of samba. How can you not have a smile on your face when you find yourself experiencing this beauty on the world's most iconic beach only a few minutes' walk from where you stay? What a city! The night before, I also got to hear some Brazilian samba. I teamed up with a friend of mine, Shannon from Los Angeles, and asked some locals where we could find a unique samba experience. SATURDAY NIGHT SAMBA We were given insiders information on where to find a tiny samba bar known only to locals. When we arrived, we couldn't believe just how authentic this place was. It was a small bar – kinda like a bodega. The band was not on a stage; they were just sitting around a table with their instruments and drinks. The place was packed, and we were standing around their table in a circle. It was a truly unique experience. After the band put down their instruments in favour of their drinks, we stepped outside onto the street and walked a bit until we came across another very local place where they had a karaoke night. It didn't have any windows, so people walking by could hear the not-so-great 'singers' attempting their versions of famous songs. Shannon's face lit up, and with a big smile, she said, "Hey Palle, let's go in and get a drink". The thing is, Shannon "Sangin' Diva" Pearson is a professional singer. She began her professional career at the age of 15, doing studio work around Los Angeles. Over the years, she's had the privilege of sharing the stage as a backing singer for artists like Natalie Cole, George Duke, Stanley Clark, Al Jarreau, Patti Labelle, Chaka Khan, Evelyn Champagne King, Sean "P-diddy" Combs, Kelis, Leona Lewis, Katy Perry, and many others. She's also appeared on TV shows like Saturday Night Live, Jimmy Kimmel, America's Got Talent, and even How I Met Your Mother. As a solo artist, she's performed all over the world as Sangindiva Shannon. And now this singing diva was about to have her Brazilian debut in a not-so-fancy little karaoke bar in Rio de Janeiro. The people in there had no idea what was about to happen.  Shannon was almost jumping in her seat and smiled like a kid in a candy store when she was flipping through the song folder to pick a song. She then went up to the lady controlling the show and pointed at a song. When it was her turn, we all sensed that this was a professional from the second she was handed the microphone. She connected instantly with the sleepy people in the room with her presence. She then belted out a loud "Hello from Los Angeles California!". And then the music started: Whitney Houston's I Wanna Dance with Somebody. Unlike other karaoke singers, she was not looking at the screen for the lyrics. She was looking at the audience, dancing and spinning around. The people on the street stopped and looked in awe of what was going on. It was like they were looking and thinking, "Wait a minute, didn't Whitney pass away a long time ago?". We ended up staying there for hours, and Shannon kept going back on stage again and again… Check out Shannon's outstanding performance below. https://youtu.be/nZnWVsxriJE ESCADARIA SELARÓN OR SELARÓN STEPS The following day, I met up with Shannon on Copacabana beach, and we were both still high on the musical experience from the night before. We strolled along the beachside, taking in the sights and sounds of this splendid place. We then slowly headed to the next beach over, Ipanema. We found ourselves at the 'hippy market', a lovely little flea market kitted out with artsy items such as musical instruments, brightly coloured shirts, hats, and curiosities.  We then headed up to Escadaria Selarón, also known as the Selarón Steps – a world-famous steps attraction in Rio de Janeiro and the work of Chilean-born artist Jorge Selarón who claimed it as his "tribute to the Brazilian people". In 1990, Selarón began renovating the steps that ran along the front of his house. At first, neighbours mocked him for his choice of colours as he covered the steps in fragments of blue, green and yellow tiles – the colours of the Brazilian flag. It started as a side-project to his main passion, painting, but it soon became an obsession. He was constantly running out of money for the project, so he sold paintings to fund his work. It was long and exhausting work, but he continued on and eventually covered the entire set of steps in tiles, ceramics and mirrors. There are 215 steps, measuring 125 metres long, covered in more than 2000 tiles collected from over 60 countries around the world. It is considered an iconic tourist attraction of Rio de Janeiro, with travellers from across the globe visiting it every day. The steps have been featured in many famous magazines, newspapers, travel shows, documentaries, commercials, and music videos.  National Geographic Channel, American Express, Coca-Cola, Kellogg's Corn Flakes, Time and Playboy are just some of the media outlets that have featured the iconic steps. The steps have also been featured in many music videos, such as Snoop Dogg and Pharrell Williams' Beautiful. Snoop and Pharrell are not here today, but halfway up the steps, we met a young local couple with hip-hop names: Biggie and Dou. They were relaxing at a pop-up bar that was selling the iconic Brazilian drink, Caipirinha.   "There are so many amazing things to experience when living in Rio. Us locals are very warm and inviting. The stories are true: we listen to samba and dance every day of our lives. Plus, we give the best warm hugs." I sampled a Brazilian hug from Dou, and they weren't wrong. When I asked about the crime aspect of the city, they said that it is like any city in the world: as locals, there are certain places to avoid at night. Using common sense, they said, is key. Shannon and I ended up having quite a few Caipirinhas. It was a fun weekend with a friend I met on Nomad Cruise 7: a two-week "floating conference at sea" from Spain to Brazil. NOMAD CRUISE I hopped on a cruise ship in Spain with 500 other digital nomads and aspiring entrepreneurs from 42 countries for a two-week networking conference across the Atlantic. I met up with old friends from previous Nomad Cruises and made new friends along the way.  On Nomad Cruise 7, I met Tarek Kholoussy, founder of Nomads Giving Back, who has a corporate background in Wall Street. He was working for Goldman Sachs when he decided to get out of the rat race and become a digital nomad. On the cruise, Tarek gave a talk about his journey and goals: one of which was to create a social enterprise. At the end of his talk, he publicly announced the launch of Nomads Giving Back. A few days after we set foot on land, I pulled Tarek aside in a café in Porto de Galinhas on the east coast of Brazil for a chat. This was before I arrived in Rio. DITCHING CORPORATE FOR SOCIAL Tarek told me he always had a passion for social causes thanks to his entrepreneurial heart, but his background had always been corporate. He joined Nomad Cruise to pitch his Nomads Giving Back concept to the nomad community: to inspire nomads and travellers to give back to the communities they visit.  From his inspiring talk, he was met with overwhelming support from the nomad community, including the founder of Nomad Cruise, Johannes Voelkner, who suggested they collaborate.  "Every digital nomad realises just how amazing our lives are having the opportunity to travel the world and experience things many will never the chance to. And it becomes more meaningful when we are able to engage with local communities we travel to uplift and help develop. The aim is to make this global world feel like a close-knit community helping each other along the way." BACK IN RIO WITH NOMADS GIVING BACK Jumping back to the present in Rio, I met up again with Tarek who found the first project here for Nomads Giving Back. They teamed up with the philanthropic organisation/school Solar Meninos de Luz situated in a favela close to Copacabana. Tarek tells me that the idea for this first NGB-program is inspired by the power of the Nomad Cruise conference, where attendees learn how to improve their digital marketing skills (among many other things). Tarek and the Nomads Giving Back team decided to use some of the funds collected at the fundraising dinner on the ship to create a digital skills program for students who would not otherwise have access to it.  Many digital nomads earn their income from digital skills, and Tarek and the team sought to pay it forward by channelling donations to advance digital skill learning among disadvantaged youth here in Rio de Janeiro. Tarek and I caught up again to talk more about the new project. We both realised how fortunate we are to live a nomadic lifestyle and how much we have always wanted to give back to the communities we visit. "Digital nomads are mostly entrepreneurs working light without the backing of large corporations, so we don't have deep pockets. But there are so many other ways we can give back that doesn't require loads of money. Being a nomad is about freedom of choice, and part of that is defining what is important to you. For instance, in one night at the charity dinner on Nomad Cruise 7, we raised thousands of Euros." "Over and above, nomads are volunteering to help with their skills and talents: like the website and branding and business development. This shows the power of the nomad community and the power connecting through the same principles and values." Solar Meninos de Luz has spent nearly 40 years serving their local community. We were given a tour by Manu, a former student of the school and the perfect ambassador for the program. In fact, she came here when she was only three months old. "We have been here for 27 years doing a great job at educating the local community, with a holistic approach. We have 420 students, 115 volunteers, and 113 employees working in the school. We also provide over 1,200 meals every day as students arrive at 7am and leave at 6pm, so we provide 3 meals to each student every day. It is a lot of hard work but we love what we do here." Manu tells us that the school relies on public and private funds and donations to keep the facilities running.  We walked around the school and met some of the students. We were then treated to a nativity themed music and dance performance by the students. It was really great and so lovely to see the kids singing and dancing. Then an adult choir came onto the stage and gave an incredible performance. MORE ABOUT SOLAR MENINOS DE LUZ In walking distance from Solar Meninos de Luz is the Copacabana Palace, one of Brazil's biggest and most luxurious hotels. It was the location of a fundraising event I was attending for the project. The luxury of the place is quite the contrast to the favela up the road. But that is both the charm and complexity of this historical city. Solar Meninos de Luz is a philanthropic organisation that promotes education, sports, arts and culture, basic healthcare, and professional training support. It was founded 34 years ago and have assisted over 5,000 locals. Famous Brazilian author Paolo Cohelo who wrote The Alchemist (1988) and The Pilgrimage (1987), among many others, is a major long-time sponsor of the school. He donated his villa, which is now part of the campus and serves as the library. After months of planning, the Digital Skills Program officially launched a few months later. Nomads Giving Back were able to teach things like content marketing, SEO, and Facebook, Instagram, and LinkedIn Marketing. The 14 students learned how to think strategically, generate their leads, promote their personal brand, effectively use each social media platform, and much more. Upon completion, they were able to implement what they learned to start and grow their own business or better prepare themselves for job opportunities.  MIT MASTERCARD BLEV KOPIERET Out of nowhere, I received a call from my bank back in Denmark informing me of suspicious activity on my Mastercard. Apparently, some dick in the USA tried to draw $400 from my account. So, my Mastercard was blocked for security purposes, but thankfully your dapper Danish vagabond travels with a spare Visa, so my samba-licious adventures could continue. I later found out that my card was copied by someone moving close to me with some kind of electronic device that copied all the info of the wireless function on my card. Maybe it happened at the market on Sunday, where I was close to a lot of people. Since then, I've gotten a new wallet where my cards are protected in a metal case. SUGARLOAF MOUNTAIN Sugarloaf Mountain is one of Rio's most iconic attractions. It is a beautiful peak that rises 396 meters high and presents a bird's eye view of Rio de Janeiro from the mouth of Guanabara Bay.  The cable car trip up is a sensation, and the panoramic views from the peak are absolutely breath-taking. The original cable car was built in 1912 and then rebuilt in the '70s and again in 2008. I planned to meet up with a few digital nomads for a hike on one of the hills. Then, we planned to catch the cable car to Sugarloaf Mountain to enjoy the sunset. We made it to the summit just in time to watch the sunset. And boy, was the hike worth it. And as the sun was setting with a stunning view of Rio de Janeiro, it's also time to let the sun go down on this episode. My name is Palle Bo, and I gotta keep moving. See ya.      FLASHBACK EPISODES WITH TAREK You should also go back to the archive and listen to the two episodes I recorded with Tarek to learn more about his story. It's genuinely fascinating.  SUPPORT SOLAR MENINOS DE LUZ If you would like to help support the continuous education and development of the youth in Rio de Janeiro, visit their website to find out more. SUPPORT NOMADS GIVING BACK Join the community of nomads giving back by visiting their website to find out how you start your giving back journey today. COVID-19 TRAVEL and TOURISM RULES FOR BRAZIL (OCT 2021) This episode was recorded when Brazil was open for travel. For the latest COVID-19 travel restrictions and tourist regulations, please visit the Brazilian government's official website. Make sure Brazil is open for tourism before booking your trip.

FantasyPros - Fantasy Football Podcast
Trade Candidates + Rankings Risers & Fallers: Week 7 (Ep. 779)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 20, 2021 61:41


Ryan, Yates, and Pat discuss the most traded players, the buys lows, the sell highs, and the rankings risers and fallers heading into Week 7 of fantasy football season! Sponsors: PrizePicks - Turn your picks into real cash with PrizePicks! Use our Promo Code “GRIDIRON” to receive a 100% instant deposit match up to $100. AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. Bachan's - It's still grilling season and the ideal time to check out Bachan's. Bring your family and friends together with delicious, rich flavor. Go to bachans.com/fantasypros and use the code “FantasyPros” at checkout for 20% off. Timestamps: MNF Recap - 0:03:48 Dawson Knox - 0:04:12 Zack Moss - 0:05:58 Julio Jones - 0:07:30 Most Traded Players - 0:09:49 Christian McCaffrey/Chuba Hubbard - 0:09:49 McCaffrey for James Conner/DK Metcalf - 0:13:30 Hubbard for Mike Davis - 0:14:23 Javonte Williams - 0:14:48 A.J. Brown - 0:19:07 A.J. Brown for Amari Cooper/Dawson Knox - 0:20:45 A.J. Brown for Mike Williams - 0:21:33 Antonio Brown - 0:22:10 Antonio Brown for A.J. Brown - 0:23:16 Buy Low/Sell High - 0:25:16 David Montgomery - 0:25:22 Nick Chubb for Justin Jefferson and Montgomery - 0:27:10 Miles Sanders - 0:27:48 Myles Gaskin and TJ Hockenson for Sanders - 0:29:36 Khalil Herbert - 0:30:07 Alvin Kamara - 0:32:41 Laviska Shenault - 0:35:46 Calvin Ridley - 0:37:13 Ridley for Darren Waller - 0:39:06 Courtland Sutton - 0:39:44 Sutton for TJ Hockenson - 0:40:47 Adam Thielen - 0:41:37 Thielen and Aaron Jones for Cordarrelle Patterson and CeeDee Lamb - 0:43:19 ROS Rankings Risers/Fallers - 0:44:55 Jonathan Taylor - 0:45:07 Leonard Fournette - 0:47:18 Aaron Jones - 0:48:34 Chase Claypool - 0:49:54 Mike Williams - 0:51:05 Jaylen Waddle - 0:52:47 Marquise Brown - 0:53:40 Listener Mailbag - 0:55:10 Marvel TV Shows - 0:58:43

A Frugal Athlete Podcast Network
A Frugal Athlete: Thrive After Sports With Taj Dashaun

A Frugal Athlete Podcast Network

Play Episode Listen Later Oct 19, 2021 36:32


In this episode, we interview Taj Dashaun. Taj Dashaun is a former Division-1 college football player for Stony Brook University. When his football career ended, Taj struggled heavily with depression. Because he was so focused on the game, he never fully developed a clear vision for his life. After several years of stumbling around in the emotional darkness of uncertainty, Taj began to take his eyes off of himself and focus on serving others. He now runs an intensive program for retired athletes who, like he once was, are struggling to adapt to life after sports. Not only does Taj help former players land jobs and start businesses, he helps them find fulfillment in every area of their lives. It's become his personal mission and passion to reach out and help others overcome the fear, frustration and uncertainty associated with life post-athletics. Taj is also the host of the Thrive After Sports podcast. Taj shares his transition secrets, what he's up to now and insights on how the best thrive after sports whether as an athlete entrepreneur or in the corporate space. We also talk about why every athlete should consider writing a book and what that means from a business and legacy perspective. To connect with Taj: Website: www.tajdashaun.com Instagram: @tajdashaun LinkedIn: Taj Dashaun Podcast: Thrive After Sports (on all platforms) This episode is sponsored by ENZO Enzo is an all new debit card coming this fall that allows you to get cash back on some of your most common purchases. To sign up check out: https://www.joinenzo.com/ Disclaimer: Enzo is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Enzo Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.Cash back is subject to terms and conditions and is credited at the end of every month following purchase. No minimum spend required. Terms and conditions available upon request. Get our Rookie Mistakes course to help you avoid the common mistakes young athletes make from a financial and career perspective. This course will help give you the playbook you need to give yourself the best chance for financial success and more. https://afrugalathlete.thinkific.com/courses/rookie-mistakes For more information on how to be smarter with your money check out our website at www.afrugalathlete.com Follow us on Social Instagram:https://www.instagram.com/afrugalathlete/ Twitter: https://twitter.com/FrugalAthlete LinkedIn: https://www.linkedin.com/company/a-frugal-athlete/ Follow Amobi Okugo [Founder] Twitter:https://twitter.com/amobisays Instagram:https://www.instagram.com/amobisays/ LinkedIn: https://www.linkedin.com/in/okugo/ Website: https://www.amobiokugo.com/

SBS Japanese - SBSの日本語放送
Breast cancer diagnosis and on temporary visa "But we love Australia, and this is the best place for me" - 大好きなオーストラリアで癌と向き合いたい 荒木史江さん

SBS Japanese - SBSの日本語放送

Play Episode Listen Later Oct 19, 2021 9:12


Fumie Araki was diagnosed with stage 3 breast cancer this year, shortly after her third child was weaned, 2 years after arriving in Australia. The family are not permanent residents, and has no government support, but their love for the country is too strong, and so have chosen to stay. - 今年に入り、ステージ3の乳がんを告知された荒木史江さんは、自身の経験を通じて、誰かの気づきや幸せに繋がることを願い、乳がん啓発月間である今月、取材に応じてくれました。

Long Story Short with Megan and Wendy: The Podcast
Episode 47: When Wendy Had Breast Cancer

Long Story Short with Megan and Wendy: The Podcast

Play Episode Listen Later Oct 19, 2021 54:50


It's Breast Cancer Awareness month and also the anniversary of when Wendy had breast cancer. Listen in as Megan and Wendy share tried and true tips on how you can help someone going through breast cancer treatment, plus Wendy shares her story and some unqualified advice. But first, how to handle warranted complaints and a teenage topic Wendy is sure to regret this time next year. Want to talk about something mentioned on the show? Have some thoughts or feedback on something we've said? Email the show at meganandwendy@gmail.com. Have You Seen Our Gift Guides? We recently published 23 holiday gift guides to help navigate your gift-giving list. Everything from the griller, to the wine drinker, the Hallmark movie fan, the Disney lover and more. We were sure to include small retailers as well as big ones - lots of options to choose from. Shopping is just a click away - 2021 Megan & Wendy Gift Guide Library One more thing: we're giving away a VISA gift card and a few fun other goodies. All you have to do is find the scavenger hunt image - you'll know it when you see it - in one of our 23 gift guides. Email us at meganandwendy@gmail.com and tell us where you found it and what your favorite gift guide is. This will enter you in a chance to win that VISA gift card. Podcast listeners: we talked about how you could get an extra entry in during today's episode. Mentioned in Episode 47: Supply chain problems in America explainedEpisode 46: Faking It10 Effective Ways to Complain about a Company OnlineWriting helpful Yelp reviewsCongratulations to the 2021 Iris Award Winners. We weren't one of them.You on Netflix (seasons 1-3 available), starring Penn BadgleyA Fresh Tart bakery is the same location as Luke's Diner in Gilmore Girls, in fact a majority of the season was filmed on the WB lot in Los Angeles.You can visit the WB backlot, including Luke's Diner and Love's bakery A Fresh Tart. See our Gilmore Girls Warner Bros tour here. Season 3 also stars Scott Michael Foster who starred in Hallmark Channel's Love, For Real which we reviewed on our bonus Girls Gone Hallmark episode.The Netflix series is based on the books by Caroline Kepnes: You, Hidden Bodies and You Love Me: A You Novel (the last released in April 2021).What is HOCO?A compilation of Homecoming proposals on YouTubeBlame "Prom-posals" for HOCO proposals via The Washington PostMentioned during the Approved section of the podcast:The Pomodoro TechniqueThe Time Timer - visual timer Breast Cancer Ask Me Anything Questions and Mentions What is mastitis?What is a lumpectomy?Breast cancer stages How and where breast cancer spreads to in the bodyIt's normal for one breast to make more or less milk than the otherBreast cancer scarsWhat the removal of ovaries is calledEstrogen fueled breast cancer, estrogen-receptor positive or ER+PSA #1: Don't ask about only having one childBenefits of good nutrition for those with cancerBenefits of exercise during breast cancer treatmentMastectomy vs. lumpectomyScreening procedures after lumpectomy and mastectomy (*according to this article, mammograms are not possible after double mastectomies because there is not enough breast tissue to do a mammogram. Additionally, women who have reconstructed breasts do not have to typically have mammograms.)Who/why you might need a support system when diagnosed with cancer.PSA #2: stay off the internet. You will only find bad stories, worst-case scenarios.Tips for using the internet wisely after a cancer diagnosis.The question Wendy gets asked most often: how can I help my friend/sister/mom/neighbor who has just been diagnosed?Time and attention (not just at the onset of treatment but throughout and at the end as transitioning in a "new normal" can be scary for patients.An offer of child care (i.e. babysitting, carpool, after school care, extracurriculars)Meals (prepared meals, gift cards for food delivery services - especially during treatment times so that there isn't added stres...

Equilibrium Podcast
E01T6: JLQNE - Visa denegada

Equilibrium Podcast

Play Episode Listen Later Oct 18, 2021 35:52


¿Qué pasa dentro tuyo cuando la vida dice NO? Este 2021 llegó cargado de crecimiento a un precio muy alto. Tener en mis manos un papel con el título "VISA DENEGADA" no fue nada fácil de digerir. Después de sentir frustración, vergüenza y derrota era tiempo de TOMAR DECISIONES. En este episodio te cuento cómo llegué a Barcelona y qué aprendí del RECHAZO. ¡Bienvenidx a la 6ta temporada de Equilibrium Podcast! Espero que este episodio tenga JUSTO LO QUE NECESITABAS ESCUCHAR. Un abrazo fuerte, Luis

Infinitum
Lideri smo po svemu

Infinitum

Play Episode Listen Later Oct 18, 2021 89:28


Ep 167Miloš Mileusnić: “...pre godinu dana je objavljena studija da je moguće zaobilaženje PIN-a na Visa contactless transakcijama...”vzornjak: “...Vjerujem da se tu radi o kartici koja je odobrena da prepozna uređaj javnog prijevoza bez Face ID ili šifre...”Apple Makes iCloud Safari Bookmarks End-To-End Encrypted — MacRumorsPsst! Now you can securely share 1Password items with anyone — 1PasswordApple Watch konačno dostupan u SrbijiiStylemts.rs online shopTelenorA1.rsNew AirPods Pro Firmware Enables Conversation Boost, Here's How to Turn It On — MacRumorsThe Apple A15 SoC Performance Review: Faster & More Efficient — AnandTech: “Compared to the competition, the A15 isn't +50 faster as Apple claims, but rather +62% faster. While Apple's larger cores are more power hungry, they're still a lot more energy efficient."Matti Haapoja: iPhone 13 Pro Max VS Mini Cameras // Can you even see a difference?NO limits ON: iPhone 13 Pro Max VS Sony a7s3 for VIDEOApple Commemorates 10th Anniversary of Steve Jobs' Passing — MacRumorsYouTube videoAli Partovi: As the world celebrated Steve Jobs's life last week, I recalled a lesson he taught me.Apple fan turns iMac G4 into an M1 Mac machine — 9to5Mac2016, na ReddituApple October 2021 eventApple introduces the Apple Music Voice PlanApple introduces HomePod mini in new bold and expressive colorsIntroducing the next generation of AirPods: The world's most popular wireless headphones just got betterIntroducing M1 Pro and M1 Max: the most powerful chips Apple has ever builtApple unveils game-changing MacBook ProFinal Cut Pro and Logic Pro updated with powerful new features and unprecedented performance on the all-new MacBook Pro with M1 Pro and M1 MaxZahvalniceSnimljeno 18.10.2021.Uvodna muzika by Vladimir Tošić, stari sajt je ovde.Logotip by Aleksandra Ilić.Artwork epizodePHOTOPHOBIA100 x 70 cmulje/oil on canvas2016.dostupno /availableby Saša Montiljo, njegov kutak na Devianartu.

FantasyPros - Fantasy Football Podcast
Waiver Wire Pickups: Week 7 (Ep. 778)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 18, 2021 60:47


Joey P. and Yates discuss the waiver wire adds and drops for Week 7 of the fantasy football season. Sponsors: Pristine Auction - Get the best deals in sports memorabilia including signed helmets and custom jerseys with guaranteed authenticity. Enter registration code "FantasyPros" when you sign up to receive a free $5 credit. AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. FanDuel - Get a 20% bonus on your first deposit — up to $500 — when you sign up at fanduel.com/fantasypros or when you download the FanDuel fantasy app and use the code FANTASYPROS. Timestamps: D'Ernest Johnson - 0:09:51 Rhamondre Stevenson - 0:14:07 Kenyan Drake - 0:16:51 Rashaad Penny - 0:18:44 Devonta Freeman - 0:20:45 Demetric Felton - 0:22:57 Rashod Bateman - 0:27:13 Darnell Mooney - 0:29:03 Donovan Peoples-Jones - 0:31:46 T.Y. Hilton - 0:33:19 Marquez Callaway - 0:36:47 Amon-Ra St. Brown - 0:38:41 Jamison Crowder - 0:41:07 Michael Gallup - 0:41:50 Jameis Winston - 0:46:41 Tua Tagovailoa - 0:47:23 Trey Lance - 0:48:09 Ricky Seals-Jones - 0:49:19 Top 5 Waiver Rankings - 0:50:55 Streamers - 0:53:49 NO DST - 0:53:49 Nick Folk - 0:54:21 Keep or Drop - 0:55:07 Brandon Aiyuk - 0:55:18 DeVante Parker - 0:55:48 Ty'Son Williams - 0:56:13 Robert Tonyan - 0:56:45

RNZ: Checkpoint
Govt 'unfair' to exclude PhD students from new residence visa

RNZ: Checkpoint

Play Episode Listen Later Oct 18, 2021 3:36


PhD students say it's unfair and short-sighted for the government to exclude them from the new fast-track residence policy. They say they're being ignored even though they're highly-skilled and have been - or will be - contributing to New Zealand. Chen Liu reports.

Geobreeze Travel
Episode 52 - How to Travel in the Wake of a Pandemic with Victoria Walker

Geobreeze Travel

Play Episode Listen Later Oct 17, 2021 38:56


Victoria M. Walker from @vikkienotvicky is a senior travel reporter at The Points Guy covering deep-dives and features, currently focusing on giving you the latest and greatest news on Coronavirus and travel. In this episode, Victoria and I discuss what to expect in the post-pandemic travel world, how to approach travel visas, and how to mitigate the risks of your travel getting completely upended by the pandemic. Traveling is definitely more challenging than it used to be, and we've all heard various horror stories about having to reschedule or losing money on a trip because plans just didn't work out. But not all hope is lost! Come join us for this month's masterclass and group coaching session all about travel horror stories and the different resources and tools that you can use to get an actual human on the phone, get your money back, handle a medical crisis, and more. Did you know you can get 5x to anything with the Fluz app? Here's how: link up your PayPal account to the Fluz app and link your Chase Freedom Flex card to your PayPal account, which earns 5x on PayPal purchases this quarter. Buy a gift card to Bowery Labs -- this will generate a fee-free Visa or Mastercard for you that you can use virtually anywhere! Download the Fluz app using the link in the show notes. Thank you to Fluz for partnering with this episode of the Geobreeze Travel Podcast! Download the Fluz app at: https://joinfluz.app.link/GEOBREEZETRAVELPODCAST You can find Vikki at: Instagram: https://www.instagram.com/vikkienotvicky You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Masterclasses: https://www.geobreezetravel.com/hangouts Patreon to access recordings of masterclasses: https://www.patreon.com/geobreezetravel Award travel coaching call: https://www.geobreezetravel.com/calendly Sign up for the newsletter and get exclusive access to sign up for free coaching calls: https://www.geobreezetravel.com/free-coaching Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

FantasyPros - Fantasy Football Podcast
Matchup Previews: Week 6 + Injury Analysis w/ Dr. David Chao (Ep. 776)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 15, 2021 77:30


Dan is joined once again by Dr. David Chao (ProFootballDoc.com) to tackle the most pressing injury questions for Week 6. Later, Dan and Yates preview every single game taking place this week! Sponsors: Underdog Fantasy - Underdog Fantasy is the best and easiest place to play fantasy football for big cash prizes. Go to underdogfantasy.com, the app store, or the Google Play store, sign up with the code FANTASYPROS, and get a free $25 in bonus cash. Manscaped - Manscaped is #1 in men's below the belt grooming. They offer precision engineered tools for your family jewels. Get 20% off and free shipping with the code YATES at Manscaped.com. AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. Timestamps: Injury Analysis - 0:00:22 Dalvin Cook - 0:01:29 Christian McCaffrey - 0:02:24 Nick Chubb - 0:04:54 Saquon Barkley - 0:06:31 Ezekiel Elliott - 0:07:49 Tyreek Hill - 0:09:12 Damien Harris - 0:10:32 Terry McLaurin - 0:11:50 Dan & Kyle in the Morning - 0:14:34 Over/Under Challenge - 0:16:13 Justin Herbert - 0:16:33 Nick Chubb - 0:17:44 Kadarius Toney - 0:18:24 Marquise Brown - 0:19:29 TB vs. PHI - 0:21:00 Leonard Fournette - 0:21:00 TB WRs - 0:23:06 O.J. Howard/Cameron Brate - 0:24:59 Jalen Hurts - 0:25:44 Miles Sanders - 0:28:01 DeVonta Smith - 0:28:46 MIA vs. JAC - 0:30:22 Marvin Jones/Laviska Shenault - 0:30:32 Dan Arnold - 0:32:59 Jaylen Waddle - 0:34:27 Mike Gesicki - 0:35:52 GB vs. CHI - 0:36:25 Aaron Rodgers - 0:36:25 A.J. Dillon - 0:37:02 Khalil Herbert - 0:37:46 Allen Robinson/Darnell Mooney - 0:38:34 CIN vs. DET - 0:41:10 Joe Mixon - 0:41:20 CIN WRs - 0:41:59 Jamaal Williams - 0:42:50 Amon-Ra St. Brown - 0:43:47 HOU vs. IND - 0:44:26 Michael Pittman - 0:44:28 Carson Wentz - 0:45:10 Brandin Cooks - 0:46:03 LAR vs. NYG - 0:46:49 Devontae Booker - 0:47:17 Kadarius Toney - 0:47:56 Sony Michel - 0:49:35 KC vs. WAS - 0:50:32 Ricky Seals-Jones - 0:50:58 Mecole Hardman - 0:51:41 MIN vs. CAR - 0:53:49 Adam Thielen - 0:54:34 Chuba Hubbard - 0:55:53 LAC vs. BAL - 0:56:41 Latavius Murray/Ty'Son Williams - 0:57:48 ARI vs. CLE - 0:58:22 Demetric Felton - 0:58:22 Odell Beckham - 0:59:14 David Njoku - 0:59:49 Chase Edmonds/James Conner - 1:00:37 ARI WRs - 1:01:13 LV vs. DEN - 1:02:17 Melvin Gordon/Javonte Williams - 1:02:17 Courtland Sutton - 1:03:03 Henry Ruggs - 1:03:56 DAL vs. NE - 1:04:56 Tony Pollard - 1:05:00 Dalton Schultz - 1:05:38 Rhamondre Stevenson - 1:06:33 Hunter Henry - 1:07:20 SEA vs. PIT - 1:07:53 SEA RBs - 1:08:41 Tyler Lockett - 1:09:37 Gerald Everett - 1:10:20 BUF vs. TEN - 1:11:00 A.J. Brown/Julio Jones - 1:11:00 Ryan Tannehill - 1:11:34 Stefon Diggs - 1:13:43 Emmanuel Sanders - 1:14:28 Dawson Knox - 1:14:47 Zack Moss/Devin Singletary - 1:15:17 Cole Beasley - 1:15:42

Lead Singer Syndrome with Shane Told
New Noise (Top 11 New Release of the Week) 10/15/2021)

Lead Singer Syndrome with Shane Told

Play Episode Listen Later Oct 15, 2021 62:19


It's another big week! New records from everyone from Ice Nine Kills to Santana to Tom Morello. Also, what we're calling is the EP of the year was released .... AND Shane tells Mike his true feeling on Coldplay. Brought to you by Rockabilia ! With over 500,000 unique band merch items, look no further! And use promo code SHANE to save an additional 10% off they're already low prices! Head over to rockabilia.com ! Shoutout to out new sponsor BlockFI, who have launched the FIRST EVER Bitcoin rewards Visa credit card! Get an unlimited 1.5% back and NO ANNUAL FEES! Get $25 in free Bitcoin when you make your first purchase - Use this link: blockfi.com/LSS Learn more about your ad choices. Visit megaphone.fm/adchoices

SBS Vietnamese - SBS Việt ngữ
Di trú Úc: Visa đoàn tụ gia đình

SBS Vietnamese - SBS Việt ngữ

Play Episode Listen Later Oct 15, 2021 18:13


Mặc dù bị tác động bởi đại dịch COVID-19 nhưng các loại visa gia đình được cấp trong năm 2020-2021 đạt mức kỷ lục. Việc biên giới Úc dần mở cửa trong thời gian tới sẽ ảnh hưởng như thế nào đến các diện visa đoàn tụ gia đình?

The Ricochet Audio Network Superfeed
JobMakers: Bernat Olle Gets a Visa to Improve the World (#29)

The Ricochet Audio Network Superfeed

Play Episode Listen Later Oct 14, 2021 23:16


This week on JobMakers, Host Denzil Mohammed talks with Dr. Bernat Olle, co-founder and CEO of Vedanta Biosciences, about his journey from Catalonia, Spain, to Cambridge, Massachusetts, where he continued his Chemical Engineering studies at MIT. Navigating the complex immigration system while seeking purpose in his career, he eventually found his calling and was lucky enough to […]

Lead Singer Syndrome with Shane Told
Mark Tremonti (Alter Bridge, Creed)

Lead Singer Syndrome with Shane Told

Play Episode Listen Later Oct 14, 2021 52:23


The GUITAR WORLD MAGAZINE GUITARIST OF THE DECADE is here! He also happens to be a very accomplished lead singer! Mark Tremonti, the songwriter and shredder behind Creed and Alter Bridge, and frontman of his own band Tremonti joins the show! Always forthcoming and candid, Mark speaks about his songwriting techniques, on tour vocal health regiment, and how much he really practices guitar. He also talks about the challenges (and fears) of becoming a frontman and explains how Creed songs were co-written with Scott Stapp. Is a Creed reunion possible? Don't miss previous episode #223 with Scott Stapp (of Creed) and #272 with Myles Kennedy (Alter Bridge, Slash, etc) Shoutout to out new sponsor BlockFI, who have launched the FIRST EVER Bitcoin rewards Visa credit card! Get an unlimited 1.5% back and NO ANNUAL FEES! Get $25 in free Bitcoin when you make your first purchase - Use this link: blockfi.com/LSS And of course ROCKABILIA.COM - the BEST and BIGGEST merch company online. Get 10% off their already low prices at rockabilia.com with promo code SHANE. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Nomad Capitalist Audio Experience
Passports with Visa-Free Access to Russia

The Nomad Capitalist Audio Experience

Play Episode Listen Later Oct 13, 2021 8:04


Are you a Western passport holder who has connections in Russia and is looking to travel there without a lengthy visa process? Second citizenship might be the solution for you. In this video, Andrew shares details on second passports with visa-free access to Russia. 00:00 Start 1:23 Belarusian passport 2:31 Grenada passport 2:38 Vanuatu passport 2:51 Armenian passport 3:31 Brazilian passport 3:33 Chilean passport 3:42 Colombian passport 3:46 Costa Rican passport 3:47 Ecuadorian passport 3:48 Salvadoran passport 3:50 Uruguayan passport 4:08 Investor visa program 4:41 Nicaraguan passport 5:06 Cape Verdean passport 5:22 Dominican republic 5:45 Mauritian passport 6:08 Republic of Korea passport 6:39 Serbian passport 6:43 Montenegrin passport 6:48 North Macedonian passport https://nomadcapitalist.com/ Andrew Henderson and the Nomad Capitalist team are the world's most sought-after experts on legal offshore tax strategies, investment immigration, and global citizenship. We work exclusively with seven- and eight-figure entrepreneurs and investors who want to "go where they're treated best". Work with Andrew: https://nomadcapitalist.com/apply/ Andrew has started offshore companies, opened dozens of offshore bank accounts, obtained multiple second passports, and purchased real estate on four continents. He has spent the last 12 years studying and personally implementing the Nomad Capitalist lifestyle. Our growing team of researchers, strategies, and implementers add to our ever-growing knowledge base of the best options available. In addition, we've spent years studying the behavior of hundreds of clients in order to help people get the results they want faster and with less effort. About Andrew: https://nomadcapitalist.com/about/ Our Website: http://www.nomadcapitalist.com Subscribe: https://www.youtube.com/subscription_center?add_user=nomadcapitalist Buy Andrew's Book: https://amzn.to/2QKQqR0 DISCLAIMER: The information in this video should not be considered tax, financial, investment, or any kind of professional advice. Only a professional diagnosis of your specific situation can determine which strategies are appropriate for your needs. Nomad Capitalist can and does not provide advice unless/until engaged by you.

Unchained: Your No-Hype Resource for All Things Crypto
Visa Is Building Infrastructure for NFTs, Smart Contracts, and L2s. Why? - Ep.280

Unchained: Your No-Hype Resource for All Things Crypto

Play Episode Listen Later Oct 12, 2021 70:51


Cuy Sheffield, Visa's head of crypto, discusses Visa's crypto game plan, stablecoin regulation, NFTs, and more. Show highlights: Cuy's background and his journey down the crypto rabbit hole how Visa and cryptocurrency can coexist why crypto companies and fintech companies are similar what Visa is trying to solve for consumers regarding cryptocurrencies how cross-chain payment infrastructure would work why Visa requires enhanced diligence for crypto companies what countries can learn from stablecoins when building CBDCs why Visa is creating a universal payment channel for CBDCs and other cryptocurrencies why Visa chose USDC to begin making payments with the two main reasons why stablecoins are used (hint: it's not for buying cups of coffee) how cryptocurrency is changing financial education and inclusion how crypto's open-source ethos is helping underserved and emerging markets build financial infrastructure why NFTs are Cuy's favorite topic how NFTs level the playing field for black artists (and artists in general) why Visa purchased a CryptoPunk and how other businesses could leverage NFTs Thank you to our sponsors! Crypto.com: https://crypto.onelink.me/J9Lg/unconfirmedcardearnfeb2021       Nodle: https://bit.ly/3AXGydJ   Cuy Sheffield Twitter: https://twitter.com/cuysheffield LinkedIn: https://www.linkedin.com/in/cuy-sheffield-72082126/ NFT collection: https://tryshowtime.com/csheffield    Content: Medium https://medium.com/@cuysheffield  Tweets Thoughts on payroll deposits https://twitter.com/cuysheffield/status/1442571326447767554  DAOs as chaotic organizations https://twitter.com/cuysheffield/status/1441536551016534019   Visa Crypto Plays CryptoPunk purchase https://usa.visa.com/visa-everywhere/blog/bdp/2021/08/18/nfts-mark-a-1629328216374.html  First smart contract on Ropsten https://ropsten.etherscan.io/address/0xadb1f7e78a3ac3d0a006961f95d96bbb0ec14326#code NFT research report https://usa.visa.com/content/dam/VCOM/regional/na/us/Solutions/documents/visa-nft-whitepaper.pdf  Cross-chain Interoperability https://usa.visa.com/visa-everywhere/blog/bdp/2021/09/29/making-digital-currency-1632954547520.html https://arxiv.org/pdf/2109.12194v2.pdf  Visa + USDC https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.17821.html  https://www.forbes.com/sites/ninabambysheva/2021/03/29/visa-to-start-settling-transactions-with-bitcoin-partners-in-usdc/  Digital currency whitepaper https://usa.visa.com/content/dam/VCOM/regional/na/us/Solutions/documents/visa-digital-currency-overview.pdf 

FantasyPros - Fantasy Football Podcast
Waiver Wire Pickups: Week 6 (Ep. 772)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 12, 2021 60:55


Joey P., Yates, and Scott Bogman discuss the waiver wire adds and drops for Week 6 of the fantasy football season. Sponsors: Ultimate Fan - Open packs, collect cards, build your roster, and compete against football fans across the US for the chance to win fantastic prizes in this free-to-play fantasy football game. Download Ultimate Fan for free in the App Store and Google Play now or visit link fantasypros.com/ultimatefan AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. Manscaped - Manscaped is #1 in men's below the belt grooming. They offer precision engineered tools for your family jewels. Get 20% off and free shipping with the code YATES at Manscaped.com. Timestamps: Waiver Wire Pickups - 0:03:26 Darrel Williams - 0:03:47 Devontae Booker - 0:12:31 Khalil Herbert - 0:14:46 Rhamondre Stevenson - 0:17:08 Kadarius Toney - 0:19:03 Hunter Renfrow - 0:27:57 Rondale Moore - 0:29:16 Marquez Callaway - 0:30:43 Amon-Ra St. Brown - 0:32:08 Mecole Hardman - 0:37:14 Rashod Bateman - 0:37:36 Chris Moore - 0:38:13 Ben Roethlisberger - 0:39:46 Geno Smith - 0:41:18 Taylor Heinicke - 0:42:33 Dawson Knox - 0:44:03 Hunter Henry - 0:44:30 David Njoku - 0:46:23 Dan Arnold - 0:48:14 Top 5 Waiver Wire Rankings - 0:50:17 Damien Harris - 0:51:40 Streamers - 0:52:44 CIN DST - 0:52:44 DEN DST - 0:53:45 Brandon McManus - 0:54:55 Drop or Keep - 0:55:16 Jarvis Landry - 0:55:34 Ronald Jones - 0:56:33 Will Fuller - 0:57:20

Crackpot
Premium Episode: Havana Syndrome

Crackpot

Play Episode Listen Later Oct 11, 2021 7:28


GET‌ ‌EVERY‌ ‌EPISODE‌ ‌AND‌ ‌BONUS‌ ‌CONTENT‌ ‌AT:‌ ‌‌www.patreon.com/crackpotpodcast‌ ‌ This week the boys discuss the bizarre and mysterious Havana Syndrome. Learn about the medical signs and symptoms and the reasons why it has scientists puzzled. Real or imagined? Targeted or incidental? Tune in this week to find out!

Lead Singer Syndrome with Shane Told
New Noise (Top 5 New Release of the Week) 10/08/2021

Lead Singer Syndrome with Shane Told

Play Episode Listen Later Oct 8, 2021 53:51


A TOP FIVE! (only?) ... We talk about a band with possibly the world's longest band name, a bunch of awesome metal you've never heard of, and we touch on some of the great releases from last week. New music is the best it's EVER been RIGHT NOW! Listen to this so you know to listen to that. Brought to you by Rockabilia ! With over 500,000 unique band merch items, look no further! And use promo code SHANE to save an additional 10% off they're already low prices! Head over to rockabilia.com ! Shoutout to out new sponsor BlockFI, who have launched the FIRST EVER Bitcoin rewards Visa credit card! Get an unlimited 1.5% back and NO ANNUAL FEES! Get $25 in free Bitcoin when you make your first purchase - Use this link: blockfi.com/LSS Learn more about your ad choices. Visit megaphone.fm/adchoices

FantasyPros - Fantasy Football Podcast
DFS Lineup Advice: Week 5 (Ep. 769)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 7, 2021 64:09


Joey P. welcomes guest Matthew Betz (The Fantasy Footballers) to discuss the options for Week 5 in NFL DFS! Sponsors: AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. Pristine Auction - Get the best deals in sports memorabilia including signed helmets and custom jerseys with guaranteed authenticity. Enter registration code "FantasyPros" when you sign up to receive a free $5 credit. Masterworks - Masterworks is the first company to let you invest in multimillion-dollar works by Banksy Warhol and more. They've got more than 200,000 members and a long waitlist. But you can jump to the front at masterworks.io/fantasy

FantasyPros - Fantasy Football Podcast
Start/Sit: Week 5 (Ep. 768)

FantasyPros - Fantasy Football Podcast

Play Episode Listen Later Oct 7, 2021 63:32


Joey P., Yates, and Andrew Erickson break down the start/sit options for Week 5 of the fantasy football season! Sponsors: Pristine Auction - Get the best deals in sports memorabilia including signed helmets and custom jerseys with guaranteed authenticity. Enter registration code "FantasyPros" when you sign up to receive a free $5 credit. AirMedCare - If a medical emergency arises, AirMedCare Network provides members with world class emergency air transport services to the nearest hospital with NO out of pocket expenses. Visit airmedcarenetwork.com/fantasypros and use offer code FANTASYPROS to get up to a $50 Visa or Amazon gift card with a new membership. Timestamps: Justin Fields - 0:00:58 Top Starts & Fades - 0:06:51 Najee Harris - 0:06:51 Chris Carson - 0:08:51 Miles Sanders - 0:10:24 Damien Williams - 0:11:56 Leonard Fournette - 0:13:19 Cordarrelle Patterson - 0:15:25 Trey Sermon/Samaje Perine - 0:17:32 Javonte Williams vs. Jamaal Williams - 0:19:38 Zack Moss vs. Latavius Murray - 0:22:24 Ty'Son Williams - 0:23:18 Allen Robinson - 0:24:05 Courtland Sutton - 0:26:40 Tyler Boyd - 0:27:51 DeVante Parker - 0:28:49 Michael Pittman - 0:29:45 Laviska Shenault - 0:33:33 Henry Ruggs - 0:35:15 Cole Beasley - 0:35:56 Robby Anderson vs. JuJu Smith-Schuster - 0:37:43 A.J. Green vs. Rondale Moore - 0:39:26 Justin Herbert - 0:41:17 Russell Wilson - 0:41:45 Tom Brady - 0:43:28 Joe Burrow - 0:45:25 Justin Fields - 0:47:24 Mac Jones - 0:48:26 Baker Mayfield - 0:48:57 Trevor Lawrence - 0:50:21 Lawrence vs. Fields - 0:51:36 Dallas Goedert/Zach Ertz - 0:52:32 Hunter Henry - 0:54:32 Robert Tonyan vs. Jonnu Smith - 0:55:05 Tyler Conklin vs. Robert Tonyan - 0:56:58 Start and Sit of the Week - 0:57:30 Brandon Aiyuk - 0:58:05 Miles Sanders - 0:59:38 TNF Preview - 1:00:19 Robert Woods - 1:00:19 Chris Carson - 1:01:32