Podcasts about Visa

12. Ernesto Araújo (SEG 12): Araújo reports on the deteriorating health of imprisoned former President Jair Bolsonaro and political suppression in Brazil. He highlights a diplomatic rift caused by visa denials for a U.S. special envoy. (13)1939 BRAZIL

In episode 223 host Galit Friedlander and guest May Or (professional dancer with touring and commercial credits and a doctorate in psychology) discuss what it took for May to complete her PhD while working as a dancer, the pressure and perfectionism many dancers experience, and how social media has changed the way dancers are seen in the industry. They also talk about May's experience growing up as an immigrant navigating language barriers, balancing rehearsals with doctoral coursework, and her perspective on why dancers can pursue more than one path. Follow Galit Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ Fit From Home - https://galit-s-school-0397.thinkific.com/courses/fit-from-home You can connect with May Or on Instagram https://www.instagram.com/maylovespink and TikTok https://www.tiktok.com/@maylovespink. Listen to DanceSpeak on Apple Podcasts and Spotify.

Tra le novità più discusse tra gli ultimi cambiamenti del governo sul fronte dei visti, il raddoppio del costo del visto post-studio, passato da 2.300 a 4.600 dollari australiani senza alcun preavviso.

What if the person who transformed your entire career is also someone you haven't spoken to in seven years? In this episode, Ryan Ellefsen shares how he helps businesses take credit cards, lower processing fees, and protect their revenue as VP of EasyPay Direct, a merchant services company he recently joined after 20 years in the industry. EasyPay serves coaches, consultants, speakers, and internet marketers,  processing payments for names like Tony Robbins, Grant Cardone, and Frank Kern across 34 US locations. Ryan built his career expertise under the mentorship of Steve Thorne, CEO of NMR (National Marketing Resources), eventually rising from Processing Manager to VP and co-building what became Platinum Payment Systems. Today, Ryan is known for his transparent, relationship-first approach to merchant services — always insisting on a face-to-face conversation before onboarding any client, no matter how small. Ryan honors Steve Thorne, the man who hired him at $70,000/year when he was making $23,400 as a Spanish teacher in Utah. Phil Smith introduced Ryan to Steve while both were in an MBA program, and Steve believed in Ryan enough to bring him into NMR, where Ryan spent 10 transformative years climbing from Processing Manager all the way to VP. Under Steve's roof, Ryan co-built a merchant processing company that eventually merged into Platinum Payment Systems.   [00:03:41] Reconnected Through a Mutual Friend Kevin and Ryan originally met years ago at Genius Network Recently reconnected via mutual friend Anthony Simon through an email introduction Neither realized in the intro email that they already knew each other [00:03:51] VP of EasyPay Direct: What He Does and Who He Serves Merchant services company helping businesses accept credit cards and get funding Specializes in the coach, consultant, speaker, author, and internet marketing space Serves major names like Tony Robbins, Grant Cardone, and Frank Kern Recently joined after 20 years in the industry; he and CEO Brad Weimert were friendly competitors for two decades [00:05:04] EasyPay vs. PayPal: The Key Difference PayPal is better for card-present transactions like retail stores EasyPay specializes in card-not-present, high-risk: coaching, big-ticket packages, phone sales High-risk means future fulfillment over time, high-ticket pricing, sold over the phone Premier company in the country for internet marketing and coaching businesses [00:07:55] What Inspires Ryan Most: Giving People a Fair Deal Has an affinity for the person being ripped off by hidden fees Philosophy: everybody can win — a 10-year relationship beats a 6-month windfall Sometimes helps small businesses where he makes almost nothing — and loves it Tries to learn something from every single conversation [00:13:02] How EasyPay Lowers Your Rates Over Time EasyPay has its own gateway to manage multiple banks from a single login Uses Level 3 Advantage and tokenization to lower interchange rates Can lower interchange by up to 75 basis points (0.75%) EasyPay's margin stays fixed; all savings go directly to the client [00:18:40] The Industry's Dirty Secret: Watch Your Statements Processors can legally raise your rates by burying notice in statement fine print Not calling to cancel is considered acceptance of new terms They raise rates 5 –10 basis points at a time. Visa changes rates every six months and they go up more often than down [00:26:15] Started as a Spanish Teacher Making $23,400 a Year Graduated college, went on a church mission to South America from 1991 to 1993 Came back, majored in Spanish teaching, played sports, had fun First teaching job in Utah in 1997 paid $23,400/year Started a carpet cleaning business in school that eventually made 10x his teaching salary [00:28:00] Phil Smith Introduces Ryan to Steve Thorne Met Phil Smith in his MBA cohort Phil introduced him to Steve Thorne, CEO of NMR (National Marketing Resources) in Kearney, Missouri Steve hired Ryan as Processing Manager at $70,000/year nearly triple his teaching salary His bonus in year two was bigger than his entire teaching salary [00:29:05] Ten Years at NMR: From Manager to VP Progressed from Processing Manager → Director → Managing Director → VP NMR and sister company PMI did infomercial production for Dean Graziosi, Anthony Morrison, and others Did hundreds of millions in coaching and big-ticket event sales Ryan pitched starting a merchant processing company; Steve challenged him to make it a million-dollar idea. [00:30:31] When a Great Relationship Fractures Ryan and Steve haven't spoken in seven years following a lawsuit Ended in a no-fault settlement — neither side got what they wanted Ryan still considers Steve one of the best, most honest people he's ever met "If he ever catches wind of this podcast… I would welcome that" [00:35:20] What Steve's Mentorship Still Looks Like Today After the split, became VP of a digital marketing company within 6 months Core lesson from Steve: how to treat people with genuine sincerity "Nobody who's ever met Steve Thorn dislikes Steve Thorn" Attributes his versatility and confidence across industries entirely to Steve's tutelage   KEY QUOTES "My philosophy is that everybody can win. If you can set up a relationship that makes some money for the next 10 years, that's way better than a relationship that makes you a whole bunch of money for six months." - Ryan Ellefsen "Steve Thorn transformed my life. If he hadn't given me that opportunity, I wouldn't be where I am today and I wouldn't have what I have today." - Ryan Ellefsen "Nobody who's ever met Steve Thorn dislikes Steve Thorn. He's sincere. He's a good guy and he just knows how to treat people. And so I learned a lot from him in that regard." - Ryan Ellefsen CONNECT WITH RYAN ELLEFSEN

CELAC será clave ante la situación en Oriente Medio  Se prevén temperaturas de hasta -5 grados en 16 estados  Venezuela firma acuerdo con Repsol y Eni  Más información en nuestro podcast

Spain, Ireland, and the UK killed their golden visas. Eight European programs survived. This is the full inventory.View the full article here.Subscribe to the IMI Daily newsletter here. 

Writer-director Amy Wang joins the No Film School podcast to discuss her debut feature, Slanted, and the long road from film school to theatrical release. In conversation with GG Hawkins, Wang reflects on leaving Australia for AFI, building a creative community in Los Angeles, learning to write as a practical path to survival in the industry, and what happened after Slanted premiered at SXSW 2025, won the Grand Jury Prize, and eventually landed distribution ahead of its 2026 theatrical release. In this episode, No Film School's GG Hawkins and guest Amy Wang discuss... How Fight Club inspired Wang to pursue filmmaking as a teenager in Sydney Why she left Australia for AFI and what it was like arriving in Los Angeles as an international student The real value of film school, especially for community-building and dedicated creative time Why learning to write became the key to sustaining a filmmaking career after graduation How a Black List script helped open doors in Hollywood The emotional and personal origins of Slanted Why body horror and comedy became the right form for exploring race, identity, and belonging How Slanted went from a logline to a financed feature What production and post looked like on a tight timeline before SXSW What it felt like to premiere at SXSW, hear audience reactions, and unexpectedly win the Grand Jury Prize The reality of selling an indie film in today's market, even after major festival recognition What Wang learned from working with Bleecker Street on the theatrical release Details about her next feature, Crescendo, set in the world of competitive piano Memorable Quotes: “If you don't come from money, if you don't have a famous uncle and you don't want to work at Starbucks for the next three to four years after you graduate, you need to learn how to write.” (12:48) “You can't let the highs be too high and you can't let the lows be too low.” (16:31) “It doesn't matter what I do, it doesn't matter who I am, how I speak, my personality is like, what my thoughts or how intelligent I am, people will always see my face first.” (19:08) “As long as you keep going, as long as you keep learning and changing and growing, I think you don't need to be the best throughout your life to be able to have a career in this industry.” (40:56) Guests: Amy Wang Resources: Slanted official film page Applying for Your O-1 Visa to Work in Film and TV Find No Film School everywhere: On the Web: No Film School Facebook: No Film School on Facebook Twitter: No Film School on Twitter YouTube: No Film School on YouTube Instagram: No Film School on Instagram

AI isn't "coming." It's already here - in your kids' phones, in their homework, in their group chats, and maybe even in your marriage. And most stepmoms have no idea how deeply it's shaping their blended family dynamics. If you've brushed off AI as a tech trend or something you'll figure out later, this episode may completely shift your perspective. Because the reality is: kids are already using it, adults are turning to it for emotional support, and families are navigating new territory without even realizing it. In this powerful conversation, I sit down with Sarah Dooley, founder of AI Empowered Mom, to unpack what AI is really doing inside modern families - and how stepmoms can respond proactively instead of reactively. With nearly two decades in tech- including leading AI initiatives at Visa, Sarah brings both corporate expertise and real-life mom experience to this rapidly changing conversation. In Today's Episode, We're Talking About: The surprising statistics about how many kids are already using AI - and why parents can't afford to ignore it How AI relationships are showing up in marriages, therapy spaces, and teen lives (and the boundaries families need to discuss) Why AI is not private - and what every parent should know before sharing personal information Practical ways stepmoms can use AI right now to reduce your mental load This episode isn't about replacing human connection. It's about using technology intentionally - so you're not left behind, your kids are safer, and your mental load is lighter. If you've been hesitant, skeptical, or quietly curious about AI, this conversation will help you feel more informed, more confident, and more equipped to navigate this new reality inside your blended family. Resources Mentioned Check out Sarah's free private, 3-part mini podcast series with step-by-step instructions for using AI to reduce your mental load.  Stepfamily Circle Membership – A supportive community for stepmoms who want help navigating conversations with stepkids, partners, and exes - without losing themselves in the process. Inside, you'll find coaching, real-life examples, and space to practice these conversations so you're not guessing anymore. Love The Stepmom Diaries? Please consider rating and reviewing The Stepmom Diaries on Spotify or Apple Podcasts. Your feedback helps the show grow and reach more blended families who need honest conversations like this one.

Lights, camera…global mobility.   In this episode, Shai Dayan and Angelo Paparelli spotlight Oscar-nominated actor Timothée Chalamet, whose latest film "Marty Supreme" features a key scene filmed just outside Tokyo. As a dual US–French citizen working on an international production, what immigration rules would he likely need to navigate to film legally in Japan?   Joined by Jia Ee, Director at Vialto Japan, the trio breaks down Japan's Entertainer visa, the Certificate of Eligibility process, and how global film productions coordinate immigration compliance when Hollywood heads overseas.

PM Pierre says the country has "no intention of stopping the CIP"; Deputy PM Hilaire rejects any link between the suspension and program.View the full article here.Subscribe to the IMI Daily newsletter here. 

Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/el-mananero-radio--3086101/support.

Our first batch of coverage from Americas Credit Unions' Government Affairs Conference features an interview with the three leaders behind CUltivate- the new credit union-owned and curated foundational AI engine- plus our annual meetup with the ACU Economics Team to discuss their take on the outlook for CUs and the US economy overall.    Links related to this episode: CUltivate: https://getcultivate.ai/ Filene Research Institute: https://www.filene.org/ Vizo Financial Corporate Credit Union: www.vfccu.org   Vertice AI: www.verticeanalytics.ai OpenEvidence, the Mayo Clinic's purpose-built AI tool for healthcare professionals cited as a model my CUltivate: https://www.openevidence.com/   America's Credit Unions' Economic Update/Blogs: https://www.americascreditunions.org/blogs/americas-credit-unions/all-about-affordability   Check out CU Unplugged, an unscripted, participant-powered gathering designed to foster unfiltered conversation on the topics participants deem most critical. The event is open to all credit union leaders, but the group will be kept intentionally small for maximum impact. Join us March 30 – April 2 at Visa's Market Support Center in San Francisco- Visit https://www.cu-unplugged.com/  to learn more and register.    Join us for our next CU Town Hall- Wednesday March 18 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions. This month we'll discuss key takeaways from the recent Government Affairs Conference. If you missed GAC it's a great chance to catch up. If you were there, compare notes with your colleagues. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

This week it's all about AI optimism and looking at the posts that really dig into what happens when AI starts working with us…instead of just for us.James and Daniel dig into the viral chart on AI that's been making the rounds and what it reveals about where AI is actually showing up across industries and where it still has a ways to go. This opens up a bigger question: are we further along than we think, or still just scratching the surface?They also talk about what jobs will get replaced by AI, those that will evolve, and even some jobs that get more valuable in an AI world. SaaS-pocalypse isn't quite what it's made out to be, and who will be the ultimate winners.And this week's primary posts feature data from Ramp's Economics Data Lab and how starting from scratch may be an easier path forward than fixing old problems.STAY CONNECTEDJAMES on Twitter & Linkedin – /jamesborowDANIEL on LinkedIn, Instagram, TikTok – /danieldruger

The Australian government has granted humanitarian visas to six members of the Iranian National women's football team to stay in Australia. Amidst relief from the supporters within the community and fears for the remaining players, critics say the government's proposed visa legislation will leave other visa holders in the region stranded. - Hukumeta Australya vîzeyên mirovî daye şeş endamên tîma neteweyî ya futbola jinan a Îranê, û rê daye wan ku li Australya bimînin.. Her çende ku piştgirên Îranî rehetiya xwe nîşan dan û xemên wan ji bo lîstikvanên mayî hîn jî hene, rexnegir dibêjin ku siyaseta vîzeyê ya pêşniyarkirî ya hukumetê dê xwediyên vîzeyê yên din bêçare bihêle.

The Australian government has granted humanitarian visas to seven members of the Iranian National women's football team to stay in Australia. Amid relief from the supporters within the community and fears for the remaining players, critics say the government's proposed visa legislation will leave other visa holders in the region stranded.

The Australian government has granted humanitarian visas to seven members of the Iranian National women's football team to stay in Australia. Amidst relief from the supporters within the community and fears for the remaining players, critics say the government's proposed visa legislation will leave other visa holders in the region stranded.

Host Dielle clarifies the difference between an offer (what customers buy) and selling (how you promote it), and explains key offer components: price, what's included, the result, objections, and identity (including her VISA framework). Dielle shares "offer tests" such as making sales within 30 days from consistent posting, generating referrals, and hearing "this is exactly what I needed," and recommends refreshing offers every 18–24 months as markets change. 00:00 Podcast Intro 00:30 New Training Series 01:17 Offer vs Selling 03:40 Offer Building Blocks 09:57 Identity Based Niching 12:55 Offer Tests Checklist 17:25 Refresh Offers Over Time 21:46 Wrap Up and CTA 22:11 Membership Outro For the 23% is the women of color business and entrepreneurship podcast hosted by multi-million-dollar entrepreneur Dielle Charon. Each week you'll learn how to grow your sales, money, and freedom so we can increase the 23% of business owners who are women of color. Website: forthe23percent.com Instagram: @forthe23percent Membership: forthe23percent.com/membership

In this episode, the founders of Slate & Key explain how the company grew from their Expats Everywhere platform as listeners began asking for hands-on relocation help instead of DIY resources. Kalie describes their personalized, “white-glove” approach to guiding clients through Portugal's complex immigration process, including visa backlogs, changing rules for visas like the D7, D8, and D6, appointment challenges, and key concerns like housing, healthcare, and taxes. She emphasizes that every relocation is unique and that having an expert guide helps make the move smoother and less overwhelming.Slate and Key | The Key to Your New Life in the Iberian Peninsulahttps://slateandkey.com/ Kalie@slateandkey.com Kalieslateandkey@gmail.com @kalie_slateandkey 

For years, companies that needed to move money at scale faced the same frustrating tradeoff: build their own bank integrations and compliance infrastructure — a process that could take months — or stitch together a patchwork of specialized vendors, each covering a different rail. Modern Treasury has spent years sitting inside that problem, providing software infrastructure to help companies integrate with their banks, track funds, and manage ledgering at scale. Now, the founders have taken the company a significant step further, launching Payments, an integrated PSP that handles onboarding, KYB, and banking infrastructure on a client's behalf, compressing what used to be a six-month setup into days. Stablecoins are built in natively from day one, powered by Modern Treasury's acquisition of Beam, a stablecoin infrastructure company founded by Dan Mottice, who previously led crypto products at Visa and now heads stablecoin strategy at Modern Treasury. The result is what the company calls a "forever payments platform," designed to let companies start with fiat or stablecoin payments quickly with a single integration and expand over time, without the painful migrations that have historically defined scaling a payments stack. Listen to the podcast to learn about how Modern Treasury is thinking about fiat rails and stablecoins as complementary infrastructure, how the Beam acquisition shaped the new product, and why President Dimitri Dadiomov and Mottice believe the most significant near-term stablecoin opportunity lies in how companies manage working capital.

In this episode of Fraudology, Karisse Hendrick is joined by Keith Briscoe, VP of Education and Advocacy at the Merchant Risk Council (MRC). Keith shares his journey from marketing commodity transaction software in the late '90s to falling in love with the high-value world of fraud intelligence at Ethoca.The conversation dives deep into the MRC's critical role in global advocacy, highlighting how they foster balanced dialogues between merchants, issuers, and card networks to create sustainable change. Keith provides an inside look at the recent evolution of Visa's Acquirer Monitoring Program (VAMP) and the collaborative effort to make its thresholds and calculations more equitable for merchants.We also explore the "hot topics" dominating the industry today:Agentic Commerce: How AI-driven shopping agents are redefining liability and the "intention" behind a purchase.Professional Certification: The growth of the CPFPP (Certified Payments and Fraud Prevention Professional) program and its role in standardizing expertise for the next generation of fraud fighters.Event Innovation: A preview of the MRC's new "Lightning Talks" in Las Vegas—bite-sized, high-impact sessions designed for a new generation of learners.

EB-5 visa applicants from 75 countries woke up to their worst nightmare on January 14th, 2026. Trump announced an executive order indefinitely pausing immigrant visa processing for nationals of certain countries. Investors who have spent months, even years, on their applications and planning are suddenly in limbo.The reasoning behind the indefinite pause is questionable. The government wants to screen out potential public charges, people who might end up on welfare or food stamps. However, remember that we're discussing investors who must invest between $800,000 and $1 million to obtain an EB-5 visa. How are these people a risk for public assistance?Host Mona Shah sits down with Jill Jones, General Counsel of Institutional Client Services USA for JTC Group to explore what's happening. They talk through the questions everyone in EB-5 is asking, such as whether the panic is justified. Should investors continue with their applications or explore alternative options, such as E-2 visas? Some lawyers are even suggesting clients enter on tourist visas and apply for adjustment of status once they're in the country for ninety days, but that comes with real risks.If you're an immigration attorney trying to advise worried clients, or an investor wondering what to do next, this conversation cuts through the confusion and gets to what actually matters.

E to'a 5 sui o le 'au soka a Iran, le Lionesses, na talosaga ma ua ofoina iai visa puipuia e le mālō tele analeilā, ma o loo tausia nei ma puipuia e leoleo a le Australian Federal Police.

SRE mantiene gestiones para que selección de Irak llegue a Monterrey La UNAM participará en la revisión del T-MEC Recuperan el segundo cuerpo tras colapso en San Antonio Abad 

Gene recaps today's events: Mike Leone & The Amerks. The Sabres own the San Jose Sharks at Home. Is Gene jinxing Buffalo? Visa issues Logan Stanley & Luke Schenn. The Rochester Knighthawks fire head coach Mike Hasen & Pat O'Toole. Electrician pitcher in the World Baseball Classic. Syracuse & Adian Autry. NFL News.

⚖️✨ Actualización sobre la Visa Juvenil (SIJS)Todavía puedes aplicar si calificas. Con el nuevo Visa Bulletin, algunos jóvenes con fecha de prioridad antes del 15 de julio de 2021 ahora podrían avanzar en su proceso.Si has estado esperando, este cambio puede abrir una nueva oportunidad.

Women entrepreneurs in finance and technology are being urged to 'back themselves' as applications open for the 2026 She's Next Visa Grant Programme. Empowered by Visa and aimed at closing the entrepreneurship gap in Ireland, She's Next 2026 will provide five women-owned businesses with €90,000 in business funding together with expert coaching, mentorship and additional resources to help their businesses thrive. For the first time, it also brings together some of Ireland's most respected businesswomen – Aimee Connolly (founder and CEO, Sculpted by Aimee), Breege O'Donoghue (former board member, Primark) and Gráinne Mullins (founder, Grá Chocolates) – who will provide mentorship to this year's five winners. Together with a range of Visa business supports, the winners will benefit from the experience and expertise of these exceptional business leaders, who have also been announced as judges for the 2026 She's Next programme. And, despite operating in different sectors and encountering different challenges, all three agreed on three defining factors for success: — Back yourself: Aimee Connolly said that self-belief can be the biggest hurdle to taking the next step in business. "Even the most successful businesspeople can suffer from imposter syndrome, but this is often predicated on feelings, not fact," she said. "Starting a business, dealing with challenges, setting high standards and showing genuine passion for what you are doing is proof of capability. So, recognise your capabilities and back yourself, and you'll have one less negative thing to deal with." — Seek mentorship early, not when you're struggling: Breege O'Donoghue in particular advises female founders to surround themselves with good people to accelerate growth early on, and proactively build networks before major growth periods. "Mentorship is a growth and confidence accelerator, the value of which cannot be underestimated," she said. "Build strong networks – not just within your own industry – and learn from others as you grow. But be generous and empathetic, and be willing to reciprocate by showing support to others too." — Perfection – the enemy of progress: According to Gráinne Mullins, many women wait until they feel 'ready' before pitching or applying for funding. But, says the Galway woman, if you wait until you feel 100% ready, you may never take that next step. "Perfection is the enemy of progress, and rather than wait for everything to be 'perfect', I encourage women entrepreneurs to pursue their goals with vision and focus. Taking the next step, regardless of what stage you are at in your journey, could be the difference between opportunity realised and opportunity missed." Speaking at the launch of the 2026 She's Next Programme, Ines Obtinalla, Ireland Head of Marketing at Visa, said: "While progress has been made, women entrepreneurs in Ireland are still facing barriers to funding and mentorship. Visa backs small businesses with big ambitions, and this programme will deliver the resources and expertise to power our five winners' next steps. "The advice from the mentors is clear: backing yourself isn't just a mindset, it's a catalyst for growth, and that's exactly what the She's Next programme is designed to support. We've already seen the positive impact of previous programmes, where funding and mentorship have empowered women business owners to turn ambition into action. With Visa championing their progress, businesses haven't just grown; many have scaled, innovated and created lasting impact. So, if you're ready to take the next step in your business journey, now is the time to apply." 2026 Visa She's Next – What Winners Receive Four women entrepreneurs will each receive €10,000; one overall winner will receive €50,000 All winners will receive mentoring from three of Ireland's leading businesswomen: Aimee Connolly, Breege O'Donoghue and Gráinne Mullins Individual and group pitch preparation sessions Access to ongoing supports available through Vi...

In this conversation, Daniel Daly shares his journey from the automotive industry to real estate investment, focusing on international opportunities, particularly in Portugal. He discusses the advantages of the Portugal Golden Visa program, the challenges of building a network abroad, and the importance of customer experience in hospitality. Daniel emphasizes the need for effective delegation and the impact of tourism on property values in Europe. He also addresses the evolving regulations in real estate investment and the benefits of having a visa or citizenship in another country, especially for retirement.TakeawaysBringing an outside perspective can be advantageous in real estate.The first year in real estate is crucial for learning and networking.Investing in international real estate can offer better returns.The Portugal Golden Visa allows for residency through investment.Finding the right local partners is essential for success abroad.Customer experience is key in the hospitality industry.Regulations in real estate are always changing; stay informed.Effective delegation is necessary for growth in business.Tourism significantly impacts property values in Europe.Visa benefits can enhance retirement options and travel flexibility.Chapters:00:00 Introduction to Daniel Daly and His Background01:54 Transitioning from Automotive to Real Estate04:44 The Learning Curve in Real Estate07:35 Investing in International Real Estate10:03 Understanding the Portugal Golden Visa12:46 Challenges in Building a Network Abroad15:14 The Importance of Customer Experience in Hospitality17:52 Navigating Changes in Investment Regulations20:29 Managing Properties and Delegating Tasks23:18 Identifying Investment Opportunities25:55 Visa Benefits and Retirement Options in Portugal28:30 Closing Thoughts and Rapid Fire Questions33:54 outro.mp4Keywordsreal estate, international investment, Portugal Golden Visa, hospitality, property management, investment strategies, multifamily real estate, tourism, networking, customer experienceWork With RealDealCrewIf you're already closing deals but your intake, follow-up, or visibility feels inconsistent, here are two ways to go deeper:Take the Deal Intake AssessmentSee how resilient your current operation actually is.→ https://assessment.realdealcrew.comBook a Fit CallIf you want to explore what a fully system-driven deal flow looks like, let's talk.→ https://realdealcrew.com/bookLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagramMentioned in this episode:intro to RealDealCrewbook a Fit Call at RealDealCrew.com

The United States is at a crucial turning point for crypto regulation, with the Clarity Act emerging as one of the most important pieces of legislation for the industry. Meanwhile, Banks are threatening legal action against the OCC over the regulator's move to grant national trust charters to crypto and fintech firms.~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaulGUEST: Austin Campbell, Founder & Managing Partner at Zero Knowledge ConsultingFollow on X➜ https://x.com/austincampbell00:00 intro00:07 Sponsor: iTrust Capital00:34 CLARITY Odds Update02:25 Austin Campbell on CLARITY Status03:18 CLARITY Not Passing?03:46 Banks Suing Government06:37 CBDC Ban Fight Coming?08:30 Crypto Fed Master Account10:16 Christopher Waller is anti-yields11:59 Treasury wants to control stablecoins like CBDC's18:28 Self-Custody19:10 Florida CLARITY vs Visa & Mastercard?21:16 LIGHTNING ROUND21:42 Independence Day21:58 Bluff22:13 Coincidence?22:34 Scott Bessent vs Coinbase23:20 Bank Fees Incoming24:37 DeFi & Privacy25:14 Progressives are impossible25:39 Elizabeth Warren vs CLARITY26:09 Crypto Offensive Amendment26:44 Freezing Funds vs Self-Custody27:16 Circle Doomed?27:28 Trust X Bank?28:16 Robinhood wins28:45 outro#Crypto #Bitcoin #Ethereum~Banks Suing Government For Stablecoin Yields!?

Filing an H-1B visa petition in 2026? Even small mistakes can lead to delays, Requests for Evidence (RFEs), or outright denial. In this Podcast, we break down the most common H-1B application mistakes employers and applicants make in 2026, including issues with job descriptions, wage requirements, specialty occupation criteria, documentation errors, and compliance risks under the latest USCIS policies. 

In addition to the price hike, the federal government has introduced further changes. - Bukod sa taas presyo, may mga dagdag na pagbabago ang pederal na gobyerno.

00989B台新美國非投等債（本基金之配息來源可能為收益平準金且無保證收益及配息）用心挑選票息6.5%以上美國企業債採月配息機制，讓你掌握收益機會了解更多

Leading Across Cultures – What Most Executives Get Wrong

⚽✈️ ¿La visa para el Mundial funciona como una visa de turista?En muchos casos sí, pero las condiciones pueden cambiar: podría ser de entrada limitada o con reglas específicas según el evento. Antes de viajar, es clave conocer exactamente las condiciones de tu visa.Infórmate bien para evitar problemas en tu entrada a EE. UU. ⚖️

Spain killed its golden visa in April 2025, but three residency routes remain open. Here's how other programs fit in.View the full article here.Subscribe to the IMI Daily newsletter here. 

Matt and Nic are back for another week of news and deals. In this episode:  What Dario Amodei and SBF have in common Trump wades in to the market structure debate and asks the banks to come to the table Why stablecoins are not like banks Kraken Financial gets a skinny Fed master account Visa and Bridge are rolling out stablecoin-linked cards The FBI arrests a suspect accused of stealing $46m in BTC from the US marshalls Morgan Stanley is coming out with their own Bitcoin ETF The Aave token governance controversy rumbles on Kalshi's traders are upset about their "death market" policy Content mentioned in this episode: The CIV Youtube Channel Alpen Labs, Size Matters: Architecting BTC Credit Markets

Saint Lucia's CBI program registered 5,642 applications in 2023-24, up 423%, and London calls the practice "inherently high-risk."View the full article here.Subscribe to the IMI Daily newsletter here. 

The world is ready for the first-ever 48-team FIFA World Cup, but as 2026 kicks off, the "Beautiful Game" is facing its most dangerous opponent yet. In this episode, we peel back the festive veneer of the upcoming tournament to examine the high-stakes geopolitical tightrope walk across North America. We dive into the terrifying influence of the Sinaloa and CJNG cartels in Mexico, the controversial U.S. visa restrictions threatening to lock out thousands of fans, and the massive security operation scrambling to protect the Estadio Azteca. Can the spirit of football survive a landscape of "hugs, not bullets" and political border wars? Or will the 2026 World Cup be remembered more for its shadow league than its trophy lift? 2026 FIFA World Cup, Mexico cartel security, U.S. visa ban 2026, World Cup travel safety, North America 2026 politics.

We are releasing today on our Consumer Finance Monitor podcast our host Alan Kaplinsky's discussion with Marisa Calderon, President and CEO of Prosperity Now, about two high-profile policy proposals raised or embraced by President Trump as part of a broader populist affordability agenda: 1.         A nationwide 10% cap on credit card interest rates for one year. 2.         The Credit Card Competition Act (CCCA), long championed by Senator Dick Durbin which would require large credit card issuers to enable at least two unaffiliated payment networks (only one of which could be MasterCard or VISA) on their cards. Each proposal is framed as pro-consumer. Each has generated significant pushback from banks, card issuers, and trade associations. However, even consumer advocacy groups have raised serious questions about the wisdom of such initiatives. Prosperity Now is a non-profit organization dedicated to advancing economic mobility, with a focus on those facing economic barriers. Each raises fundamental questions about how to balance affordability and access in the consumer credit market. Our discussion focused on a central theme: affordability is a real and pressing concern, but policy design matters enormously. Credit Card APRs: A Real Affordability Pressure As Calderon emphasized, policymakers are not wrong to focus on credit card interest rates. Average credit card APRs now hover around 22%, up sharply from roughly 13% a decade ago. Approximately half of cardholders carry a balance, and many rely on credit cards not for discretionary spending, but as liquidity bridges, covering emergency medical bills, car repairs, groceries, and other essentials. For lower and moderate-income households, credit cards are often the only readily available, regulated source of short-term liquidity. That makes rising APRs particularly painful. Calderon's formulation is apt: policymakers have identified the right problem. The harder question is whether they have identified the right solution. The 10% Interest Rate Cap: Lessons from History The proposal to impose a flat 10% nationwide cap on credit card interest rates for one year would represent an unprecedented federal intervention into unsecured revolving credit markets. Credit cards are unsecured and priced for risk. Interest margins help issuers cover expected charge-offs, volatility, and operational costs. If pricing flexibility is removed, lenders cannot simply absorb the loss, they adjust. Historically, those adjustments take predictable forms: •                 Tighter underwriting standards •                 Higher minimum credit scores •                 Lower credit limits •                 Reduced rewards programs •                 Increased non-interest fees •                 Exit from higher-risk market segments The likely result, as Calderon noted, is credit contraction, particularly affecting marginal and lower-income borrowers. The most relevant historical example may be the 1980 credit controls imposed during the Carter Administration, which were rescinded within months after causing severe market disruption. A more targeted example is the 36% APR cap under the Military Lending Act, which illustrates both the importance of bipartisan legislative design and the reality that even well-intentioned caps can reduce access at the margins. Recent Federal Reserve research on state usury caps reinforces this concern: when interest rate ceilings are imposed, credit to higher-risk borrowers contracts, credit to lower-risk borrowers expands, and delinquency rates do not meaningfully improve. In other words, credit is reallocated, not necessarily improved. Even a "temporary" cap may have durable consequences. Issuers that exit certain segments or reduce credit lines are not obligated, and may not be economically inclined, to restore them once the cap expires. Credit score impacts and reduced access can linger well beyond the formal life of the policy. As Calderon put it, blunt price controls are a chainsaw when what is needed is a scalpel. Affordability in Context: What Drives Household Budgets? An additional consideration is scale. Research recently highlighted by the Consumer Bankers Association shows that the fastest-growing household expenses from 2013–2024 were healthcare, shelter, food, and vehicles. Credit card interest represents a relatively small share of average household expenditures. This does not minimize the pain of high APRs, especially for households carrying persistent balances, but it does raise an important structural question: can credit card rate caps meaningfully solve broader affordability challenges rooted in housing, medical costs, food inflation, and transportation? Credit cards are often the mechanism households use to cope with those rising costs. Constraining access to that liquidity may exacerbate, rather than relieve, financial stress. The Credit Card Competition Act: Structural Reform or Indirect Price Control? The second proposal we discussed, the Credit Card Competition Act (the "CCCA"), takes a different approach. Rather than capping interest rates, the CCCA would require large issuers to offer merchants at least two unaffiliated network routing options (only one of which could be Visa or Mastercard). The theory is that routing competition would reduce interchange fees ("swipe fees"), lowering merchant costs and ultimately consumer prices. Merchants have generally supported the proposal. Banks and card issuers have strongly opposed it. The consumer-facing promise is straightforward: lower merchant fees should translate into lower retail prices, but history complicates that assumption. The Durbin Amendment to the Dodd-Frank Act imposed caps on debit card interchange fees for large issuers and included routing requirements. While interchange revenue declined, Calderon pointed out that empirical evidence suggests that cost savings were not consistently passed through to consumers in the form of lower prices. At the same time, banks offset lost revenue through higher account fees and reduced benefits. A similar dynamic could unfold in the credit card market. Interchange revenue helps fund: •           Rewards programs •           Fraud detection and prevention •           Customer service infrastructure •           Risk management If that revenue is compressed, issuers may respond with tighter underwriting, reduced rewards, or new fee structures. As Calderon observed, although the CCCA operates through indirect price pressure rather than a direct APR ceiling, downstream effects could look similar. Distinguishing Populist Framing From Durable Reform Both the rate cap and the CCCA are framed as pro-consumer, populist reforms. The political appeal is clear, but distinguishing headline appeal from durable consumer benefit requires careful analysis. Calderon suggested several guideposts policymakers should consider: •                 Access – Does the reform preserve or expand access for low- and moderate-income borrowers? •                 Incidence – Who actually captures the gains? Consumers, merchants, intermediaries, or some combination? •                 Substitution effects – Does the policy push consumers toward higher-cost, less-regulated alternatives such as payday or fringe products? •                 Durability – What happens after implementation? Do markets rebound, or do credit line reductions and underwriting changes persist? These questions are not ideological. They are structural. Affordability and access are not opposing values. The policy challenge is designing reforms that alleviate financial strain without narrowing the regulated credit tools families rely on when emergencies arise. The Bottom Line Affordability concerns are real. Rising APRs are real. Financial stress among many households is real. But blunt price caps may reduce rates on paper while reducing access in practice. Structural competition mandates may promise savings that do not materialize at the checkout counter. Durable consumer protection requires careful calibration — the scalpel, not the chainsaw. For industry participants, policymakers, and advocates alike, the takeaway is straightforward: evidence and market mechanics matter. Populist framing may win headlines, but long-term financial stability depends on policy design that accounts for how credit markets actually function. As always, we will continue to monitor these proposals and their evolution in Congress and the Administration.  It may be noteworthy that President Trump did not mention either proposal during his almost two-hour State of the Union Address on January 24th. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

How to Hire a GM or Operator for Your Home Service Business (and Avoid a $100K Hiring Mistake)Scaling past $10M can expose a brutal truth: the leadership team that got you here might not be the team that gets you to $25M+. In this episode, John Wilson talks with Brendan Aronson (Founder of The Military Veteran, TMV), a recruiting firm that places military veterans into executive and operator roles at home service companies.They break down what an “operator” actually does in a growing HVAC, plumbing, or electrical business—how to know when you need one, and how to avoid the expensive hiring mistakes that come from unclear expectations and a sloppy process. Brendan shares why veterans often excel under pressure, what to look for in reference checks, and the biggest red flag after a senior hire: changing everything on Day 1.You'll learn:What a true GM/operator looks like in a $10M–$40M+ home service companyHow to test for performance under pressure (behavioral questions + reference checks)The #1 red flag: leaders who “rip up the carpet” immediatelyWhy the best operators listen first—and when fast change is required (safety/acute risk)How to build a real hiring pipeline (dozens screened → ~7 serious interviews)Host: John Wilson — https://x.com/WilsonCompanies Guest: Brendan Aronson (TMV) — https://themilvet.typeform.com/to/BDwkmCU0?typeform-source=www.themilvet.org

In this episode, host Paul Barnhurst is joined by Nick Desbarats, a data visualisation expert, bestselling author, and independent educator, to discuss data visualisation. Nick talks about the skills needed to create effective charts, how to avoid common mistakes, and the importance of understanding the "job" of a chart. He shares his journey from software executive to becoming an authority in the field and explains why the true skill of visualising data goes beyond knowing the software.Nick is the author of Practical Charts (Amazon #1 New Release) and the upcoming Practical Dashboards. He has taught thousands of professionals globally, including teams at NASA, Bloomberg, Visa, the United Nations, Shopify, and more. He is also the first educator authorised by Stephen Few to teach his foundational data visualisation workshops.Expect to Learn:Why understanding the "job" of a chart is more important than the data itselfThe key skills needed for creating effective chartsCommon mistakes in data visualisation and how to avoid themWhy empathy for your audience is crucial when designing visualsHow to decide when to use default charts vs. creating custom visualsHere are a few relevant quotes from the episode:“The real job of a chart is to serve people, not the software.” – Nick Desbarats“Data visualisation is not about the tool, it's about the message you want to convey.” – Nick DesbaratsNick Desbarats shared valuable insights on creating effective data visualisations, emphasizing the importance of understanding the purpose behind each chart. He highlighted key skills, common mistakes, and the need for empathy with your audience.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for the general ledger, revenue automation,close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Nick:LinkedIn: https://www.linkedin.com/in/nickdesbarats/Company: https://www.practicalreporting.com/Earn Your CPE Credit For CPE credit please go to earmarkcpe.com, listen to the episode, download the app, and answer a few questions and earn your CPE certification. To earn education credits for FPAC Certificate, take the quiz on earmark and contact Paul Barnhurst for further details.In Today's Episode[03:33] – Nick's Background[05:32] – Key Skills for Data Visualisation Experts[09:50] – Executive to Data Viz Educator[12:35] – Book Recommendations[19:35] – Moving Beyond “It Depends”[26:08] – Common Finance Chart Mistakes[34:13] – The Pie Chart Dilemma[37:54] – AI in Data Visualisation[45:56] – Chart Type Selection Skills[58:30] – Final Wrap-up

Farm Commons is a nonprofit organization that helps farmers with legal challenges and questions through education, workshops and resources. Rachel Armstrong, founder and Executive Director of Farm Commons says they get many questions surrounding the H-2A Visa Program. This National Ag Month story is brought to you by the North Dakota Corn Utilization Council. See omnystudio.com/listener for privacy information.

To kick off Women's History Month, Jim welcomes Lara Balazs, the Chief Marketing Officer and EVP of Global Marketing at Adobe. A company at the center of creativity, transformation and technology. Founded in 1982, Adobe is a software company that is famous for its creativity, innovation, and strong employee and customer-centric culture. Their purpose is to change the world through personalized digital experiences, and their offerings include the Creative Cloud, Document Cloud, Experience Cloud, and Adobe Express.Lara is an experienced CMO. Before Adobe, Lara was the CMO at Intuit for six years, and oversaw a strong run, tripling revenue during her tenure. Over the course of her career, Lara has worked at Visa, Nike, Amazon, and Gap. At Adobe, Lara is leading the charge to help shape the iconic company into its next era of growth. Just one year into the role, she's already refreshed the company's mission to “empower everyone to create” and is leading one of the most ambitious AI-enabled marketing transformations in the industry.Tune in for a conversation with a leader who believes we are entering the golden age of creativity…—Learn more, request a free pass, and register at iab.com/ccs Promo Code for $150 off ticket prices: CMOPODCCS26—This week's episode is brought to you by IAB.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Crypto News: President Trump rebukes Banks for holding up the Clarity Act because of Stablecoin yields in the Genius Act. SoFi and Mastercard announced an enhanced partnership to enable SoFiUSD stablecoin as a settlement option across Mastercard's global payments network. Ripple expands stablecoin payments stack for banks, fintechs.Brought to you by

Ever notice how the smallest trigger in your relationship—a tone of voice, a lingering look, or a forgotten chore—can suddenly feel like a five-alarm fire? The truth is, most couples aren't fighting about the dishes or the laundry; they're struggling against the undercurrents of stress, anxiety, and unspoken needs that simmer just beneath the surface. When these emotions erupt, it's not just about the task at hand but the deep human urge to be seen, valued, and connected. Left unchecked, these survival-driven stress responses can turn moments of misunderstanding into cycles of blame, defensiveness, or painful silence. In this episode, you'll discover a refreshing reframe of stress in intimate relationships—not as a signal to run or shut down, but as an invitation to meaningful connection and growth. Learn how to recognize your triggers, transform heightened emotions into curiosity and constructive action, and tap into the power of vulnerability—even in the heat of conflict. Through practical strategies, thought-provoking questions, and powerful mindset shifts, this conversation is packed with insights to help you break free from old reaction patterns, deepen trust, and turn even your toughest moments into a pathway for a stronger partnership. Dr. Rebecca Heiss Bio: Dr. Rebecca Heiss is a Stress Physiologist and full-time keynote speaker residing in Greenville, South Carolina, who has worked with household names like VISA, P&G, SHRM, Bloomberg, and Northwestern Mutual. Dr. Heiss hails from a small town in upstate NY! She grew up playing basketball and football in the backyard with her sister and neighborhood kids. Basketball stuck with her, and she continues to enjoy playing with friends today while promoting her co-founded non-profit, Gamechanger Basketball.   Episode Highlights 03:40 Discover how personal loss led to a life-changing approach to handling stress. 08:42 Learn why our brains react so strongly in relationships—and how to respond differently. 11:37 Find out how curiosity can replace fear and build a deeper connection during stress. 14:41 Get simple, real-life tools for managing conflict and assessing vulnerability. 19:01 Uncover powerful questions that can turn arguments into understanding. 20:51 Explore a three-step process for navigating stress as a team and how to use this method to resolve everyday relationship challenges. 26:25 Discover why embracing—not avoiding—stress leads to more meaning and growth. 39:40 Quick, physical techniques anyone can use to release tension. 40:58 How community, service, and the right resources can transform your stress.   Your Checklist of Actions to Take Pause and Breathe: When feeling stressed or triggered, take a moment to pause with a deep inhale and exhale to help settle your nervous system. Invite the Tiger In: Instead of avoiding stress, consciously sit with the discomfort for three minutes to allow yourself to fully experience and acknowledge it. Get Curious: Ask yourself, "What is this stress here to help me do?" to start shifting out of a blame mindset and into a place of productive inquiry. Connect with Others: Reflect on "Who do I need to connect with?"—be it your partner, a friend, or even a part of yourself—to seek support and reduce isolation. Use Physical Outlet: If you're more nonverbal, move your body (e.g., fast feet, punching a pillow, yelling—in a safe space) to help release stress energy. Name Your Feelings: Verbally recognize and share your emotional state with your partner, such as "I'm feeling defensive," to foster vulnerability and mutual understanding. Set a Break Word: Agree on a lighthearted code word as a couple to pause heated discussions, allowing each person to process and return with more clarity. Direct Your Energy Constructively: After working through the initial stress, focus on what you need—whether it's an apology, to be heard, or a change in behavior—and express this clearly to your partner.   Mentioned Instinct (*Amazon Affiliate link) (book) Springboard (*Amazon Affiliate link) (book) Man's Search for Meaning (*Amazon Affiliate link) (book) Shifting Criticism For Connected Communication (free guide) Connect with Dr. Rebecca Heiss Websites: rebeccaheiss.com Facebook: facebook.com/drrebeccaheiss X: https://x.com/DrRebeccaHeiss YouTube: youtube.com/hannel/UCO3XmakQmJX0z0TbSfr3agg Instagram: instagram.com/drrebeccaheiss LinkedIn: linkedin.com/in/rebeccaheiss/details/experience

Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/el-mananero-radio--3086101/support.

JLR's dong is hanging out. Prosthetics. Rover almost yelled out Duji's name in an argument with B2. Woman goes berserk on a plane upon arrival. Is Krystle dressing more conservatively due to Skinny? Hilary Clinton. AI generated video posted by the White House of an Olympic hockey player. The man charged with killing the Gaudreau brothers attorney claims his blood alcohol level was read wrong at the time of the crash. A student at university was detained by ICE for having an expired student VISA. Reminiscing the time, Rover and Charlie were arrested. Swedish mobster hits a tourist in Thailand and kills him. Did Pink get inducted into the Rock Hall? Battle of the Bulge. JLR blushes talking to lead singer of the band Priscilla, Brad. Personalized license plates. Rover propositions JLR to get a vanity plate for $1,000. Burger King is going to be using AI to monitor how their employees interact with customers. See omnystudio.com/listener for privacy information.

Is Krystle dressing more conservatively due to Skinny? Hilary Clinton. AI generated video posted by the White House of an Olympic hockey player. The man charged with killing the Gaudreau brothers attorney claims his blood alcohol level was read wrong at the time of the crash. A student at university was detained by ICE for having an expired student VISA. 

JLR's dong is hanging out. Prosthetics. Rover almost yelled out Duji's name in an argument with B2. Woman goes berserk on a plane upon arrival. Is Krystle dressing more conservatively due to Skinny? Hilary Clinton. AI generated video posted by the White House of an Olympic hockey player. The man charged with killing the Gaudreau brothers attorney claims his blood alcohol level was read wrong at the time of the crash. A student at university was detained by ICE for having an expired student VISA. Reminiscing the time, Rover and Charlie were arrested. Swedish mobster hits a tourist in Thailand and kills him. Did Pink get inducted into the Rock Hall? Battle of the Bulge. JLR blushes talking to lead singer of the band Priscilla, Brad. Personalized license plates. Rover propositions JLR to get a vanity plate for $1,000. Burger King is going to be using AI to monitor how their employees interact with customers. 

Is Krystle dressing more conservatively due to Skinny? Hilary Clinton. AI generated video posted by the White House of an Olympic hockey player. The man charged with killing the Gaudreau brothers attorney claims his blood alcohol level was read wrong at the time of the crash. A student at university was detained by ICE for having an expired student VISA. See omnystudio.com/listener for privacy information.

Charles Burton and Gordon Chang analyze Mark Carney's shift toward Beijing, seeking trade concessions like visa-free access while Canadians harbor resentment over Trump's proposed tariffs and economic policies. 3.