Podcasts about income sharing agreements

This week on Upstream, Erik is joined by David Friedman for a deep dive on anarcho-capitalism, utilitarianism, and more. To get Brave: Head to https://brave.com/brave-ads/ and mention “MoZ” when signing up for a 25% discount on your first campaign. -- RECOMMENDED PODCAST: Autopilot explores the adoption and rollout of AI in the industries that drive the economy and the dynamic founders bringing rapid change to slow-moving industries. From law, to hardware, to aviation, Will Summerlin interviews founders backed by Benchmark, Greylock, and more to learn how they're automating at the frontiers in entrenched industries. Listen on Spotify: https://open.spotify.com/show/6YQZkKHN7EP2yWedAvSxBC?si=18377c69a2804333 Listen on Apple: https://podcasts.apple.com/ca/podcast/autopilot-with-will-summerlin/id1738163836 -- SPONSOR: BRAVE Get first-party targeting with Brave's private ad platform: cookieless and future proof ad formats for all your business needs. Performance meets privacy. Head to https://brave.com/brave-ads/ and mention “MoZ” when signing up for a 25% discount on your first campaign. -- Timestamps: (00:00) Intro (00:46) The Friedman Family's Intellectual Lineage (03:18) Market Failures and Government Intervention (06:11) Privatizating Everything (09:33) The Mechanics of Anarcho-Capitalism (12:47) Why David Isn't a Utilitarianism (16:33) Midroll: Brave | Turpentine (18:19) David's Moral Framework (23:36) Is Global Coordination Possible? (30:46) Privatizing Military and National Defense (32:54) Addressing Poverty in an Anarcho-Capitalist World (35:40) Competitive Dictatorship (40:54) Historical Precedents for Private Law (42:31) The Inefficiency of Governments (44:06) Coordination under Decentralization vs Centralization & Surveillance Capitalism (55:07) Law & Punishment under Anarcho-Capitalism (58:28) The Problems with Restorative Justice (01:07:31) Addressing Common Criticisms of Market Systems (01:14:41) Exploring the Moral Case for Economic Growth (01:16:26) Existential Risks from Global Warming, AI, Nanotech, and Biotech (01:18:49) The Market's Short-Term vs. Long-Term Dilemma (01:20:13) Utilitarian Thought Experiment (01:22:03) Income Sharing Agreements (01:26:20) Equality of Opportunity vs. Outcome (01:30:15) Why Do We Care about Equality? (01:47:40) Anarcho-Capitalism and Crypto (01:51:04) David's Legacy -- LINKS: David's Website: http://www.daviddfriedman.com/ -- X / TWITTER: https://twitter.com/eriktorenberg (Erik) https://twitter.com/Upstream__Pod (Upstream) https://twitter.com/TurpentineMedia (Turpentine) -- Upstream is a production from Turpentine Producer: Sam Kaufman Editor: Eul Jose Lacierda For guest or sponsorship inquiries please contact Sam@turpentine.co

Our guest today is Austen Allred, co-founder & CEO of Lambda School, which provides students a computer science education funded by an Income Share Agreement (ISA).  Lambda School recently raised $74M, valuing the company at over $150M. In this episode we discuss the structure of Lambda School's year-long program, the current issues within the education system, and how income sharing agreements work and provide students with an alternative to student loans.  Our local co-host today is Steve Curley, CFA, CIO of WaterOak Advisors and current President of the CFA Society of Orlando. Please enjoy the episode.  Follow the CFA Society of Orlando on Twitter at @CFAOrlandoFL

Today we have a conversation with Martín Borchardt, who joins us from Buenos Aires, Argentina and is the Founder and CEO of HENRY, a startup that invests in people by helping them become software engineers through an innovative model called Income Sharing Agreements. He also co-founded VerdeAgua, a certified B Corporation in Uruguay that is a leading supplier of fresh produce. We discuss his journey as an entrepreneur, HENRY's high-impact business model, his perspectives on education and access to opportunities and how institutions in this field will need to innovate to adapt to a constantly-changing world.

In this week’s edition of Last Week Tonight, we recap an article Barack Obama suggested everyone read on affordable housing in major cities. We also dive into Victoria’s Secret acquisition and Lambda School raising $100M to front the cost of a computer science education for thousands of students. Links mentioned: Housing crisis article: https://www.nytimes.com/2020/02/13/business/economy/housing-crisis-conor-dougherty-golden-gates.htmlLambda School raises $100M to support learn to code income sharing model:https://lambdaschool.com/Foxconn trying to return to normal amid Coronavirus outbreak https://appleinsider.com/articles/20/02/20/apple-stores-foxconn-cautiously-trying-to-return-to-normal-in-chinaWho we suggested VS should copy: Get on the email list at reformedmillennials.substack.com

Kiara Jones is a student debt expert who graduated with her Master's degree DEBT FREE. We go over how she did it and the resources she used to accomplish this feat! Kiara is the CEO of Free Money Maven, a company that helps students navigate the world of student debt. Resources: "$46 Billion in Grants and Scholarships", Source: https://www.debt.org/students/scholarships-and-grants/ "Average Student Loan Debt in 2017", Source: https://www.forbes.com/sites/zackfriedman/2019/02/25/student-loan-debt-statistics-2019/ "How America Pays for College", Source: https://www.salliemae.com/about/leading-research/how-america-pays-for-college/ "Potentially Negotiating College Tuition", Source: https://www.fool.com/the-ascent/student-loans/articles/negotiate-college-tuition/ "Income Sharing Agreements", Source: https://www.nytimes.com/2019/01/08/business/dealbook/education-student-loans-lambda-schools.html 71 Colleges With "No Student Loans" Policies, Source: https://studentloanhero.com/featured/colleges-no-student-loans-policy/ Scholarship Websites: Cappex: https://www.cappex.com/ Unigo: https://www.unigo.com/ Scholly: https://myscholly.com/ Fastweb: https://www.fastweb.com/ Federal Student Loan Tax Credits/Deductions, Source: https://studentloanhero.com/featured/student-loan-tax-credits-guide/ Maryland Student Loan Debt Relief Tax Credit, Source: https://onestop.md.gov/forms/mhec-student-loan-tax-credit-5d19951886175800f75ea4b0 TISLA Student Loan Forgiveness Programs, Source: freestudentloanadvice.org/forgiveness-programs/ Free Money Maven Website, Source: freemoneymaven.com Free Money Maven Instagram, Source: free_money_maven

A brief summary of this episode

Huge thanks to Justin Potts, Co-Founder of https://avenify.com/. Avenify is a fintech startup that has created a marketplace for ISA's. They connect investors to students who are looking to fund their tuition and fees through Income Sharing Agreements once they have a job. In some cases that includes boarding and living expenses. We talked about the model, progress and their recent funding. I was really excited to speak with him and it was a great chat about such an interesting and innovative company that is mostly bootstrapping with huge success. Learn more at gvkhna.com

Tonio DeSorrento is a New York-native who spent time in the Marines as a captain. He has also worked at several institutions including SoFi. Currently, he serves as the CEO of Vemo Education, a leading provider of income share agreements, which is an innovative financing model not only for coding bootcamps, but also for traditional universities. They are working now with 22 colleges and universities! If you're someone looking to manage your finances as you're preparing for a career transition, this episode is a must-listen!

Sam and Erik discuss ISAs / and the future of equity investing in people / personal income vs. debt financing.

In January, the news was all about Income Sharing Agreements and university coding bootcamps. We start with a potential policy change discussion in Congress, talk through a $30 million fundraise, and summarize articles about ISAs from New York Times, Fortune, Vice, and TechCrunch. Plus, we tell you about the 11 new bootcamps that we added to the Course Report directory in January! bit.ly/january-2019-bootcamp-news

Andy Hall, COO of the San Diego Workforce Partnership, explores the concept of income sharing agreements (ISAs), where employers, philanthropy and impact investors pitch in for an individual's education and training tuition, which is then paid back over time out of the person's paycheck. Series: "Career Channel" [Business] [Education] [Show ID: 34375]

Andy Hall, COO of the San Diego Workforce Partnership, explores the concept of income sharing agreements (ISAs), where employers, philanthropy and impact investors pitch in for an individual's education and training tuition, which is then paid back over time out of the person's paycheck. Series: "Career Channel" [Business] [Education] [Show ID: 34375]

Andy Hall, COO of the San Diego Workforce Partnership, explores the concept of income sharing agreements (ISAs), where employers, philanthropy and impact investors pitch in for an individual’s education and training tuition, which is then paid back over time out of the person’s paycheck. Series: "Career Channel" [Business] [Education] [Show ID: 34375]

Andy Hall, COO of the San Diego Workforce Partnership, explores the concept of income sharing agreements (ISAs), where employers, philanthropy and impact investors pitch in for an individual’s education and training tuition, which is then paid back over time out of the person’s paycheck. Series: "Career Channel" [Business] [Education] [Show ID: 34375]

Erik is joined in this episode by co-host Tonio DeSorrento (@TonioDeSo), CEO and co-founder of Vemo Education, and Dave Girouard (@davegirouard), CEO and founder of Upstart.They have a lively discussion about the history of income-sharing agreements, the forms in which they exist presently, and how the agreements might change or expand in the future.Dave gives us an overview of Upstart and why he says they are like “Kickstarter meets LendingClub.” Although Upstart is thriving now, it wasn’t always that way. In the early days of the company, they tried to pioneer the idea of a generalized income-sharing agreement. Dave runs through why that didn’t work out and how they got to where Upstart is today. Dave and Tonio share some stories about their early work on income-sharing agreements and compare theories on how these agreements might evolve and spread to different areas in the future. They talk about how income-sharing agreements align incentives between two parties and help quantify the value that one party provides another. They lay out a map for how something like an income-sharing agreement could be of assistance to a manual laborer deciding on a hospital in which to have a knee surgery.They also contemplate the future of higher education, which Tonio points out is a $500 billion dollar industry that has 19 million students enrolled in any given year, and whether disruption will come from outside or from within the institutions themselves. Tonio also explains why income-sharing agreements and the data they produce are so helpful to people trying to decide which education institution to attend.Thanks for listening — if you like what you hear, please review us on your favorite podcast platform. Check us out on the web at villageglobal.vc or get in touch with us on Twitter @villageglobal.Venture Stories is brought to you by Village Global, is hosted by co-founder and partner, Erik Torenberg and is produced by Brett Bolkowy.

Erik is joined in this episode by co-host Tonio DeSorrento (@TonioDeSo), CEO and co-founder of Vemo Education, and Dave Girouard (@davegirouard), CEO and founder of Upstart.They have a lively discussion about the history of income-sharing agreements, the forms in which they exist presently, and how the agreements might change or expand in the future.Dave gives us an overview of Upstart and why he says they are like “Kickstarter meets LendingClub.” Although Upstart is thriving now, it wasn’t always that way. In the early days of the company, they tried to pioneer the idea of a generalized income-sharing agreement. Dave runs through why that didn’t work out and how they got to where Upstart is today. Dave and Tonio share some stories about their early work on income-sharing agreements and compare theories on how these agreements might evolve and spread to different areas in the future. They talk about how income-sharing agreements align incentives between two parties and help quantify the value that one party provides another. They lay out a map for how something like an income-sharing agreement could be of assistance to a manual laborer deciding on a hospital in which to have a knee surgery.They also contemplate the future of higher education, which Tonio points out is a $500 billion dollar industry that has 19 million students enrolled in any given year, and whether disruption will come from outside or from within the institutions themselves. Tonio also explains why income-sharing agreements and the data they produce are so helpful to people trying to decide which education institution to attend.Thanks for listening — if you like what you hear, please review us on your favorite podcast platform. Check us out on the web at villageglobal.vc or get in touch with us on Twitter @villageglobal.Venture Stories is brought to you by Village Global, is hosted by co-founder and partner, Erik Torenberg and is produced by Brett Bolkowy.

Erik’s co-host for this episode is Ali Hamed (@AliBHamed) of CoVenture. They are interviewing Tonio DeSorrento (@TonioDeSo), CEO and co-founder of Vemo Education.They talk about the history of income-sharing agreements, including that Milton Friedman had once proposed the idea and that Yale University had experimented with them at one point.Tonio talks about starting Vemo and how he has brought income-sharing agreements to more and more educational institutions. They discuss the fact that 88% of students entering college are doing so to improve their early career path but that most institutions would say that providing a career path is not the primary value they provide. Tonio explains that Vemo has helped students find the right institution for them by publishing outcomes from the income-sharing agreements. He says that this transparency of outcomes has in and of itself changed how colleges look at the service they provide.They move on to talking about the future of higher education in general, why there doesn’t yet exist a Kickstarter for education (and what some of the pitfalls of that model would be) and in which other industries something similar to income-share (or “value-share”) agreements might make sense. Tonio also talks about how Vemo plans to scale and where they go from here.Thanks for listening — if you like what you hear, please review us on your favorite podcast platform. Check us out on the web at villageglobal.vc or get in touch with us on Twitter @villageglobal.Venture Stories is brought to you by Village Global, is hosted by co-founder and partner, Erik Torenberg and is produced by Brett Bolkowy.

Erik’s co-host for this episode is Ali Hamed (@AliBHamed) of CoVenture. They are interviewing Tonio DeSorrento (@TonioDeSo), CEO and co-founder of Vemo Education.They talk about the history of income-sharing agreements, including that Milton Friedman had once proposed the idea and that Yale University had experimented with them at one point.Tonio talks about starting Vemo and how he has brought income-sharing agreements to more and more educational institutions. They discuss the fact that 88% of students entering college are doing so to improve their early career path but that most institutions would say that providing a career path is not the primary value they provide. Tonio explains that Vemo has helped students find the right institution for them by publishing outcomes from the income-sharing agreements. He says that this transparency of outcomes has in and of itself changed how colleges look at the service they provide.They move on to talking about the future of higher education in general, why there doesn’t yet exist a Kickstarter for education (and what some of the pitfalls of that model would be) and in which other industries something similar to income-share (or “value-share”) agreements might make sense. Tonio also talks about how Vemo plans to scale and where they go from here.Thanks for listening — if you like what you hear, please review us on your favorite podcast platform. Check us out on the web at villageglobal.vc or get in touch with us on Twitter @villageglobal.Venture Stories is brought to you by Village Global, is hosted by co-founder and partner, Erik Torenberg and is produced by Brett Bolkowy.

For many years the p2p lending industry in this country has been dominated by two platforms: Lending Club and Prosper. Dave Girouard, the CEO and Co-Founder of Upstart and guest on this edition of the podcast, wants to change that. Upstart began with a unique lending idea called Income Sharing Agreements but earlier this year they […] The post Podcast 23: Dave Girouard CEO and Co-Founder of Upstart appeared first on Lend Academy.

For many years the p2p lending industry in this country has been dominated by two platforms: Lending Club and Prosper. Dave Girouard, the CEO and Co-Founder of Upstart and guest on this edition of the podcast, wants to change that. Upstart began with a unique lending idea called Income Sharing Agreements but earlier this year they […] The post Podcast 23: Dave Girouard CEO and Co-Founder of Upstart appeared first on Lend Academy.