Podcasts about Disrupt

What happens if your financial advisor retires? Can you be confident your investments and retirement plan will stay on track? Why do so few advisors plan ahead? What should you be asking now to avoid costly surprises later? These are the questions we answer in today's episode.Hosts Keith Matthews and Lawrence Greenberg dive into a crucial but often overlooked challenge for Canadian investors: advisor succession planning. You'll get a clear breakdown of why so few advisors have a transition plan in place, what happens when they don't, and how to protect yourself from service disruptions. The hosts share Tulett Matthews & Associates succession strategy and provide a checklist of actionable questions every investor should ask their advisory team.This episode is a must-listen for anyone approaching retirement or depending on a financial advisor for multi-decade guidance. Whether you're worried about losing continuity, want to avoid the stress of change, or simply want to make sure your hard-earned assets are looked after, you'll walk away more empowered and better prepared. Tune in to get straightforward advice and ask the right questions before it's too late.Key Topics: ● Why advisor succession is a growing concern for investors (0:55) ● The surprising shortage of formal succession plans among Canadian advisors (3:05)● Average age and retirement timelines for industry professionals (3:26)● How investor surveys reveal major worries about advisor retirements (3:56) ● What happens when your advisor retires or leaves suddenly (5:30)● Risks of losing investment philosophy or quality service in transitions (5:59) ● Common reasons advisors don't create timely succession strategies (6:22) ● The financial, mentoring, and training hurdles to building a strong advisory team (7:00)● How coasting and semi-retirement can erode client service (8:07) ● Real-life case study: building a multi-decade succession plan at Tulett, Matthews & Associates (8:46) ● Lessons learned from navigating health scares and planning for continuity (10:33) ● Designing a client-centered team: hiring, training, and mentoring next-gen advisors (11:23) ● The importance of consistent investment and planning philosophies (12:24) ● Building a multi-generational advisory firm vs. Solo practitioners (13:07)● Communicating succession plans proactively with clients (13:15) ● How team processes and departments improve service quality and continuity (14:02) ● Keys to successful transition: early communication, multi-year handoffs, shared philosophy (16:30) ● Must-ask questions for your advisory team about retirement and succession (18:02) ● How to assess your advisor's plan and protect yourself as a client (18:43) ● The long-term benefits of choosing a firm with a real succession strategy (19:20) ● Quick recap of actionable lessons and advice (20:01)And much more!Mentioned in this Episode:● Tulett,Matthews & AssociatesThanks for Listening!Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts.Follow Tulett,Matthews & Associates on social media: LinkedIn, Facebook, and more!Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.

Absolutely insane. Several bomb threats have disrupted NJ polling locations in largely democrat areas Become A Member http://youtube.com/timcastnews/join The Green Room - https://rumble.com/playlists/aa56qw_g-j0 BUY CAST BREW COFFEE TO FIGHT BACK - https://castbrew.com/ Join The Discord Server - https://timcast.com/join-us/ Hang Out With Tim Pool & Crew LIVE At - http://Youtube.com/TimcastIRL

Globalist Warhawk Dick Cheney Dead At 84, RFK Jr. Removes Mercury From All US Vaccines & Democrat Shutdown Continues — Must-Watch/Share Broadcast! November 4th, 2025 5:59 AM Also, is a fake alien invasion set to disrupt the MAGA movement? Top astrophysicist says 3I/ATLAS shows signs of artificial acceleration

In Case You Missed It: TechCrunch Disrupt 2025 Review Welcome to our latest episode — a deep dive into TechCrunch Disrupt 2025, the global gathering where the next decade of innovation begins. If you're a founder, investor, or simply curious about how technology is reshaping the real world, this one's for you. Disrupt isn't just another conference — it's where vision meets execution, and where new industries are quietly being built. This year, the spotlight shifted from hype to hardware, from theory to traction. We'll unpack the rise of Glīd, the logistics startup reinventing freight movement; Nephrogen, blending AI and gene therapy; and bold predictions from Zoom's Eric Yuan, who believes AI could soon redefine the workweek itself. We'll also explore how the event's new Going Public Stage revealed the real playbook for scaling — and why Asia's innovators, from Taiwan to Japan, are finding their global footing right here in San Francisco. By the end of this episode, you'll understand not only what happened at Disrupt, but why it matters to you — how these shifts in AI, logistics, biotech, and hardware signal where the next opportunities are emerging. So grab your headphones, and join us as we decode the conversations shaping the future of startups, capital, and technology itself. Powered by Firstory Hosting

In this episode, Adam Horne joins the show to unpack the challenges of “accidental managers”, those promoted without proper leadership training, and the friction caused by poorly designed roles. Drawing on his experience at Open Org, Adam explains how the organisation supports HR professionals in startups through community building, content creation, and consulting.He explores the impact of AI on HR and learning, identifying common pain points facing today's people leaders and making the case for a shift from traditional training to more experiential, on-the-job learning. Adam also discusses how AI can be leveraged to reduce workplace friction, enable experimentation, and redesign employee experiences to foster continuous learning and growth.When it comes to management, Adam highlights systemic issues in how organisations define and support leadership roles. He advocates for a community of practice approach and challenges companies to rethink career progression and growth in flatter, faster-moving structures.As the conversation wraps up, Adam outlines key priorities for HR leaders preparing for the future, particularly around AI adoption, talent development, and evolving organisational design.To learn more about HowNow, you can chat to the team here: https://www.gethownow.com/book-demo?

In this deep-dive episode, Coach Debbie Potts unpacks one of the most overlooked root causes of chronic inflammation — LPS and endotoxins — and how they quietly sabotage your gut, brain, hormones, and metabolism. LPS (lipopolysaccharides) are fragments of bacteria that normally stay safely inside your gut. But when your gut lining or glycocalyx barrier breaks down — from stress, poor diet, toxins, or sluggish bile flow — these bacterial toxins escape into your bloodstream, triggering a silent firestorm of inflammation known as metabolic endotoxemia. Once in circulation, LPS can:

Theme: God’s generosity disrupts our sense of fairness and exposes the limits of human pride. What feels unjust to us is actually the beauty of divine mercy. Grace may look messed up from our point of view, but it’s the only thing that makes us whole. Speaker: Pastor Latoya Smythe-Forbes Title: Messed Up Grace Key text: https://www.bible.com/bible/59/MAT.20.1-16.esv Bulletin/Notes: http://bible.com/events/49514043 Date: November 1, 2025 Tags: #psdatv #grace #generosity #disrupt #disruption #fair #fairness #pride #unjust #injustice #mercy #parable #vineyard #workers #MessedUpGrace #UnfairGrace #Matthew20 #GraceThatOffends For more life lessons and inspirational content, please visit us at http://www.plantationsda.tv. Church Copyright License (CCLI): 1659090 CCLI Streaming Plus License: 21338439Support the show: https://adventistgiving.org/#/org/ANTBMV/envelope/startSee omnystudio.com/listener for privacy information.

In the first hour Marc and Dan discuss upcoming baseball tournament for Dan, Operation Arctic Frost. In Buck Don't Give a #&@^, JD Vance answers questions, Finally, talk government shutdown and carrying this to November is way for democrats way to disrupt Trump administration success.

The Cybercrime Magazine Podcast brings you daily cybercrime news on WCYB Digital Radio, the first and only 7x24x365 internet radio station devoted to cybersecurity. Stay updated on the latest cyberattacks, hacks, data breaches, and more with our host. Don't miss an episode, airing every half-hour on WCYB Digital Radio and daily on our podcast. Listen to today's news at https://soundcloud.com/cybercrimemagazine/sets/cybercrime-daily-news. Brought to you by our Partner, Evolution Equity Partners, an international venture capital investor partnering with exceptional entrepreneurs to develop market leading cyber-security and enterprise software companies. Learn more at https://evolutionequity.com

This week on Truth Works, Jessica Neal sits down with Patrick Leddin — former U.S. Army Ranger, Fortune 500 consultant, professor, and bestselling author of Disrupt Everything and Win (co-written with James Patterson). Patrick shares how he's led through constant change — from the military to corporate boardrooms to academia — and what it truly takes to navigate disruption without burning out.In this episode, Patrick breaks down his research behind Disrupt Everything and Win, including:How leaders can turn chaos into momentum using the Disruptive Loop: Discern → Behave → Achieve → RefineThe five roles people play in moments of change — from Trailblazer to FirefighterWhy saying no can sometimes be the most disruptive moveWhat it means to own the day before your feet hit the groundHow to build resilience, self-awareness, and unity in command — even when your team feels overwhelmedPatrick also opens up about co-authoring with James Patterson, leaving his professorship at Vanderbilt to bet on his own work, and why true leadership starts with reflection, humility, and purpose.

On this episode we bring on the president of Resonant Sciences and fellow high school alumni member Micah North. We talk about his origin story, how he and a group of the individuals came together and build Resonant Sciences, a leader in aerospace communications, with their main headquarters based in Dayton, Ohio. With my branding company, Langfordesign, we've helped Resonant to build visual identities for many of their products that they market and promote. He shares his creative tips, why creativity is so important in their line of work, words of wisdom and more. They are currently hiring for various positions at their offices. Visit resonantsciences.com to see how you can join them today. I would love if you ranked this podcast, share a comment or share this episode out! Swing by Sands Coffee Roasters for a coffee, purchase a coffee bag or grab a treat. Follow them on IG @sandscoffeeroasters AVAILABLE ON SPOTIFY, SOUNDCLOUD, APPLE PODCASTS SUPPORT THE SHOW: BEHIND THE SCENES CONTENT + SPECIAL DEALS + BONUS EPISODES www.buymeacoffee.com/TheCreativeBrew My new art book Worlds within Worlds available in digital form at: Thelangfordstudio.storenvy.com Or get the physical book at: www.langfordesign.com/ebooks/ or locally at Studio Ace Artshop in Oceanside, CA. Oceanside Comic Stronghold, Oceanside, CA. Mystic Ritual Shop, Oceanside, CA. Mat Clash wrestling collectible card game available with my partner brand Mat Clash Wrestling at www.matclash.com we have wave 1 and wave 2 on sale in limited quantities before we launch wave 3. SPONSORS Resonant Sciences Looking to disrupt convention. If you're interested in engineering merged with a little creativity this company may be for you. A leader in the radome communications industry. Currently hiring at their offices Visit resonantsciences.com to see how you can join them today. Baba Coffee Baba roasts their coffee beans each week and offer only the freshest coffee. Have an espresso, latte, cappuccino, pour over or drip coffee. Try cold brew coffee, nitro cold brew or a bulletproof coffee. We serve hot tea, cold brew teas, and boba milk teas.  They also have an assortment of delicious food (try their Avocado Toast), mimosas, wine or beer. Open: Sun-Thurs. 6am-6pm + Fri 6am-9pm + Sat. 6am-7pm

Ian Bergman sits down with entrepreneur and author Alistair Croll, Founder of Fwd50 a to unpack ideas from his new book Just Evil Enough: The Subversive Marketing Handbook. They explore why product-market fit is no longer enough, how product-market-medium fit wins today, and why legitimacy—not features—decides who gets chosen in crowded markets.Croll shares a builder-friendly approach to go-to-market: crafting “zero-day” marketing moves, spotting weak signals, and exploiting asymmetries competitors can't or won't match. From Dropbox's built-in virality to IKEA's customer-assembled value chain and Taylor Swift's “Taylor's Version” legitimacy hack, Ian and Alistair map the playbook for standing out when anyone can “vibe-code” a product.You'll hear a timely framework for the era of a million tiny horses (niche winners), the shift from an attention economy to an outcome economy, and a clear ethical line—Don't Actually Be Evil—for running bold, subversive campaigns without crossing into fraud or harm.TakeawaysThink in mediums: Aim for product-market-medium fit; platforms have norms, mechanics, and governance you must design for.Compete on legitimacy: Make your offer incomparable so you're chosen, not just compared.Hunt weak signals: Look for early indicators that, if true, unlock outsized advantage.Exploit asymmetry: Build plays rivals can't respond to without breaking their own model.Disrupt the value chain: Merge, split, reorder, or reassign steps (à la IKEA, Talk) to create a new reason to choose you.Ship zero-day GTM: Treat distribution like product—engineer referral, incentives, and narrative into the build.Stay ethical: Subversive ≠ sinister. Set rules like “don't assume consent” and “don't commit fraud.”If this conversation sparks ideas, check out Just Evil Enough, and explore more resources at justevilenough.com. Subscribe and share with the innovation agitators on your team.For full show notes and resources visit: https://www.alchemistaccelerator.com/podcasts

AP correspondent Ed Donahue reports on the government shutdown's impact at airports.

This week on The Curve, James Meadway is joined by Nicholas Beuret - author of Or Something Worse:Why We Need to Disrupt the Climate Transition⁠.Together, they discuss mounting speculation over the upcoming budget and the longevity of Keir Starmer's premiership.In the extended episode, available to Macrodose members on Patreon, they discuss Nicholas' new book on how the push for net zero has become a new arena for class conflict, and also respond to a listener question on government debt. Subscribe to support the show at ⁠⁠patreon.com/Macrodose.⁠⁠ Your pledge is a donation supporting free public education; perks are thank-you gifts for your support.

How is the government shutdown affecting supply chains? Wayne Usie sees the biggest challenge in customs at docks as the peak of holiday inventory moves into the country. He thinks this could create a bottleneck, hitting consumer demand and creating a domino effect. One day of disruption in ports can take up to two weeks to recover, he says. Wayne thinks AI can help companies anticipate and deal with these kinds of issues.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

In today's MadTech Daily, we discuss Meta testing skippable ads on Instagram Reels, AI and social media disrupting Wikipedia traffic, and Meta tightening AI chatbot controls for kids.

Today we are joined once again by good friend of the podcast, Roger Spitz. While Roger is known well as a futurist and change agent today, his career started in investment banking and M&A. On this episode we explore the cross-roads of the investment world with emerging future innovation, and how this impacts business strategy. Roger argues the playbooks of old strategy are outdated. Systemic, regular disruption and added complexities in our world mean we need to use modern frameworks to address new shocks to business systems. When the risks were low, the fallout of bad decisions was manageable, Roger says, but value creation today requires a new way of assessing opportunity – by building anti-fragile systems that can help steer towards the long term game amidst short term crises. Check out Part 2 of this conversation with Roger: https://www.looking-outside.com/podcast/change----------More:Looking Outside podcast www.looking-outside.comConnect with host, Jo Lepore on LinkedIn & Substack & jolepore.comLearn more about Roger SpitzFollow Roger on LinkedIn & X & MediumGrab a copy of Roger's book Disrupt with ImpactFollow Techistential on LinkedIn & XFollow the Disruptive Futures Institute on LinkedIn & X----------⭐ Follow & rate the show - it makes a difference!----------Looking Outside is a podcast exploring fresh perspectives of familiar topics. Hosted by its creator, futurist and strategist, Jo Lepore. New episodes every 2 weeks. Never the same topic.All views are that of the host and guests and don't necessarily reflect those of their employers. Copyright 2025. Theme songs by Azteca X.

This special live recording of the Invent Penn State Dare to Disrupt podcast, presented by Brandywine LaunchBox powered by Penn State, features CTDI founder and chairman Jerry Parsons.Jerry shares how he and his family launched CTDI from a garage-based startup and scaled it into a global leader in the communications, mobility, and consumer devices service industries.The conversation explores the early days of building CTDI, key moments of disruption and growth, and Jerry's insights on leadership, innovation, and building a family-run business that thrives on the global stage.At the end of the recording, in-person attendees had the chance to ask Jerry their own questions during a live audience Q&A session.Episode Chapters2:12 Fishing, budding love for electronics growing up5:43 Choosing Penn State Brandywine, college experience10:06 First job out of college at DuPont11:30 Dad pitches Jerry on a small repair business14:12 Acquiring first customers17:07 Innovations and technological breakthroughs18:29 Expanding nationally19:52 Adapting to industry changes26:11 The importance of tech testing27:21 Family legacy and mentorship29:26 Company culture and values30:20 International expansion and growth35:21 Advice for future generations36:39 Rapid-fire questions38:11 Audience questions The Dare to Disrupt podcast is made possible by the generous support of the Penn State Smeal College of Business.

In this episode, Ross Stevenson explores how Learning and Development is evolving in the age of AI. As technology reshapes how we work and learn, Ross shares how L&D professionals can harness AI's potential while keeping the human element at the heart of learning.Drawing from his journey from practitioner to creator and consultant, he offers practical advice on experimenting with AI tools, adapting to change, and building resilience in a rapidly shifting landscape.Tune in for an honest conversation about why, even in an AI-driven world, the future of learning will always depend on human connection, curiosity, and creativity.To hear more about HowNow, speak to the team! https://www.gethownow.com/book-demo?

https://matthiasniggehoff.de/tuv-zertifizierung-lp - Für alle Marketing-Profis*: Die erste offizielle TÜV‒Zertifizierung zum Experten in Verkaufspsychologie In dieser Folge tauche ich tief in den Disrupt & Reframe-Trigger ein – einen meiner absoluten Favoriten in der Verkaufspsychologie. Ich zeige dir, wie wir gewohnte Denkmuster gezielt durchbrechen und so maximale Aufmerksamkeit im Marketing schaffen. Du erfährst, mit welchen psychologischen Kniffen du eingefahrene Überzeugungen deiner Zielgruppe auflöst und diese für deine Botschaft neu rahmst. Außerdem verrate ich, für welche Zielgruppen dieser Trigger besonders effektiv ist und wie du ihn für dein Business optimal einsetzt. Lass uns gemeinsam alte Muster sprengen und neue Wege im Marketing gehen!

Send us a textWelcome back to the BetaTalk podcast! I'm thrilled to be joined by Adam Chapman of Heat Geek for a deep dive into the buzz-generating Zero Disrupt initiative. In this episode, Adam shares the full story behind this new heat pump installation program, explaining how it aims to solve critical industry challenges, including improving affordability for consumers and giving homeowners greater choice on system efficiency. If you're keen to understand the strategy and hear what this bold move means for the evolving industry, this is a must-listen episode. Support the showLearn more about heat pump heating by followingNathan on Linkedin, Twitter and BlueSky

2025 was the year of playing not to lose. 2026 belongs to the ones willing to break the system.   Safe is the new stuck. If you're still polishing your résumé, chasing recruiters, or applying like it's 2015, you're invisible.   This isn't motivation—it's a warning. The market no longer rewards experience; it rewards relevance.   Inside:   The lies you're still buying: “Keep applying.” “Keep tweaking.” Stop. The Wisdom Dividend: scars and judgment beat jargon and polish. Keyword karaoke is dead. 2026 hires storytellers with proof, not buzzwords. AI isn't your threat—it's your amplifier. Use it to think faster and prove value before you walk in the door. Remote work is a privilege. Presence is power.   Stop waiting to be found. Get in their ear, and their circle.   You don't wait for the next wave. You are the wave. Play it safe, and you'll drown. Disrupt—and you'll own the tide.   Loved the episode? Subscribe! Follow me on LinkedIn: https://www.linkedin.com/in/lorengreiff/ Follow me on Instagram: https://www.instagram.com/portfoliorocket/ Watch my podcast on YouTube: https://www.youtube.com/channel/UCpGM7j8croBkkZ4bLqN7DOQ/

It wasn't a win on the scoreboard for the All Whites but they did manage to ruin Norway's nine-game winning streak this morning. Sports reporter Felicity Reid spoke to Lisa Owen.

In this episode, we dive into what it really takes to make learning a daily habit at work. From finding that sweet spot between passion, relevance, and environment, to empowering managers and influencers to champion learning, we explore the practical side of building a true learning culture.You'll hear how technology can reduce friction, how merging cultures can reshape development, and why redefining what “learning” looks like is key. We also unpack the shift toward skills-based growth, smarter performance metrics, and the ongoing journey of embedding learning into everyday workflows.The episode wraps up with personal reflections on keeping learning alive, through curiosity, conversation, and the power of supportive colleagues.To learn more about HowNow, you can chat to the team here: https://www.gethownow.com/book-demo? 

From advising Red Bull and Fortune 500s to writing the #1 bestseller “High Tolerance: The Intoxicating World of Alcohol Marketing,” Ella Parlor is the go-to expert for beverage brands ready to break through the noise. In this episode, Ella reveals how she helps companies scale smarter—navigating tariffs, market chaos, and shifting consumer trends with surgical precision. Discover why Texas is the new epicenter for beverage growth, how Gen Z is reshaping the industry, and why the next big thing might just be a Japanese hard soda you've never heard of. Ella shares actionable strategies for investors, founders, and anyone curious about branding, retail, and the future of beverage innovation. She dives into the importance of planning in volatile markets, the power of authentic influencer partnerships, and the surprising ways Gen Z is driving retail trends both online and in stores. You'll hear behind-the-scenes stories about how top brands prepare for industry disruptions, why some companies thrive while others stall, and what it takes to create a brand that stands out in a crowded marketplace. Whether you're looking to invest, launch a new product, or understand the forces shaping the beverage world, Ella's insights will help you spot opportunities, avoid common pitfalls, and build lasting success. Quotes: “If you are strategic, if you are surgical, you can actually find the upside—even in chaos.” “Gen Z wants brands that are really authentic… not just a lifestyle brand, but a product you're passionate about.” “Don't be dissuaded or empowered by the noise. Keep in mind who's actually playing the game, who's got skin in the game, and who's in the field grinding with you.” Resources: Connect with Ella Parlor on LinkedIn Follow Ella Parlor on Instagram Explore Ella Parlor's #1 bestseller High Tolerance on Amazon Explore Ella Parlor's Official Website

Today, Erik talks with the Co-Founder & CEO of Caraa, Aaron Lou. Aaron, raised in Spain, embraced fashion early, favoring Vogue over comics. With a successful career running billion-dollar businesses, he felt it was time to return to his first love: fashion. Aaron and Carmen founded Caraa, a brand designed to fit seamlessly into the modern woman's life. He understands that life is busy, and his mission is simple: to create bags that are as versatile and resilient as the women who carry them. Is there a guest you want Equalman to interview on the podcast? Do you have any questions you wish you could ask an expert? Send an email to our team: Equalman@equalman.com   5x #1 Bestselling Author and Motivational Speaker Erik Qualman has performed in over 55 countries and reached over 50 million people this past decade. He was voted the 2nd Most Likable Author in the World behind Harry Potter's J.K. Rowling.   Have Erik speak at your conference: eq@equalman.com   Motivational Speaker | Erik Qualman has inspired audiences at FedEx, Chase, ADP, Huawei, Starbucks, Godiva, FBI, Google, and many more on Focus and Digital Leadership.   Learn more at https://equalman.com

Rajiv Malhotra's recent talk in Atlanta explaining how AI impacts the future of democracies worldwide.Who Is Raising Your Children? - https://whoisraisingyourchildren.com/Battle For Consciousness Theory - http://battleforconsciousnesstheory.comSnakes in the Ganga - http://www.snakesintheganga.comVarna Jati Caste - http://www.varnajaticaste.comThe Battle For IIT's - http://www.battleforiits.comPower of future Machines - http://www.poweroffuturemachines.com10 heads of Ravana - http://www.tenheadsofravana.comTo support Infinity Foundation's projects including the continuation of such episodes and the research we do:इनफिनिटी फ़ौंडेशन की परियोजनाओं को अनुदान देने के लिए व इस प्रकार के एपिसोड और हमारे द्वारा किये जाने वाले शोध को जारी रखने के लिए: http://infinityfoundation.com/donate-2/

President Trump is said to be preparing a bailout package of at least $10 billion that could provide relief to farmers facing the financial pain of tariffs on China. To discuss what this means for farmers and for the heartland, Liz Landers spoke with Aaron Lehman. He is the President of the Iowa Farmers Union, representing growers in the second-largest soybean-producing state in the country. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Dr. Tom Curran talks about the sickness of comfortable dissipation and reflects on themes from “The Two Yokes,” (Jeremiah 28) such as: the hard path ahead, false prophets, false confidence, and rebellion against God. Tom testifies to the fruits of praying the Rosary.

Send us a text"RAISE CAPITAL LIKE A LEGEND: https://go.fundraisecapital.co"In this episode, Ryan Miller and renowned venture capitalist Jeremy Kranz explore the future of global investing and fund management. They reveal how emerging markets, particularly China, have outpaced Silicon Valley in real-world AI adoption and commercialization. Jeremy argues that a series of "Black Swans"—like the tokenization of capital markets and advancements in quantum computing—are poised to reshape the financial landscape and create trillion-dollar opportunities hiding in plain sight.This is a must-watch for startup founders, private equity investors, and anyone interested in the future of technology trends and business leadership. Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/makingbillionspodcast/Twitter: https://twitter.com/_MakingBillonsWebsite: https://making-billions.com/[THE GUEST]: Jeremy Kranz created the Bridge Forum and now Sentinel Labs, to assist US startups seeking to go global. With over 25 years of venture investing globally and more than 18 venture investments exited via IPO, founded platforms to connect Silicon Valley to international markets in digital assets & AI he is an expert in supply chain optimization and coined the term "interoperable commerce".  ​ [THE HOST]: Ryan Miller is an Angel investorSupport the showDISCLAIMER: The information in every podcast episode “episode” is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening or viewing our episodes, you understand that no information contained in the episodes should be construed as legal or financial advice from the individual author, hosts, or guests, nor is it intended to be a substitute for legal, financial, or tax counsel on any subject matter. No listener of the episodes should act or refrain from acting on the basis of any information included in, or accessible through, the episodes without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer, finance, tax, or other licensed person in the recipient's state, country, or other appropriate licensing jurisdiction. No part of the show, its guests, host, content, or otherwise should be considered a solicitation for investment in any way. All views expressed in any way by guests are their own opinions and do not necessarily reflect the opinions of the show or its host(s). The host and/or its guests may own some of the assets discussed in this or other episodes, including compensation for advertisements, sponsorships, and/or endorsements. This show is for entertainment purposes only and should not be used as financial, tax, legal, or any advice whatsoever.

In episode 146 of "The Places Where We Go," we delve into recent travel news, focusing on strikes occurring throughout various European countries. We discuss what is happening and what you can do as a tourist if you're in Europe soon. #travelnews The Places Where We Go Resources PODCAST: Released every other week in your favorite podcast app WEBSITE & BLOG www.theplaceswherewego.com SUBSCRIBE TO OUR NEWSLETTER YOUTUBE: The Places Where We Go YouTube Channel INSTAGRAM: https://www.instagram.com/theplaceswherewego TWITTER / X: https://twitter.com/theplaceswhere1 FACEBOOK: https://www.facebook.com/ThePlacesWhereWeGo EMAIL: Write to us at comments@theplaceswherewego.com GEAR WE USE: The Places Where We Go Amazon Storefront We'll see you at the places where we go. Julie & Art AFFILIATE LINK DISCLOSURE The Places Where We Go contains affiliate links and is a member of the Amazon Services LLC Associates Program. If you make a purchase using one of these Amazon links, we may receive compensation at no extra cost to you. Read our disclaimer and privacy policy for more information.

Liz Walsh, Met Éireann forecaster, outlines what is ahead as Storm Amy hits the country.

Join host Rebecca George as she welcomes back Gary Thomas to discuss his latest book, The Life You Were Reborn to Live: Dismantling 12 Lies That Rob Your Intimacy with God. In this episode, they explore the themes of peace, control, and the art of unlearning, offering listeners profound insights into deepening their spiritual journey.Key Takeaways:Discover the common lies that hinder our relationship with God and how to dismantle them. Learn about the importance of relational peace over situational peace. Understand the role of community in spiritual and emotional health. Explore the concept of spiritual adventure in daily life and relationships.The Life You Were Reborn to Live on Amazon⁠⁠You're Not Too Late on Amazon⁠⁠Sponsors:Live Oak Integrative HealthIf you're feeling off—tired, foggy, not quite yourself—your hormones might be trying to tell you something. My friend Rebecca Belch at Live Oak Integrative Health offers faith-forward, root-cause care to help women get back to feeling vibrant and whole again. Through advanced hormone testing, gut health evaluation, and personalized wellness plans, she comes alongside you with the tools and support you need. Book a free consultation at⁠⁠⁠ liveoakintegrativehealth.com⁠⁠⁠, and don't forget—Radical Radiance listeners get $40 off any service package!⁠⁠⁠Live Oak Integrative Health⁠⁠⁠ Christian Standard BibleIf you're looking for a new Bible to help you go deeper in your study of God's Word, the brand-new CSB Women's Study Bible is one you're going to love—and it's available for preorder right now before it officially releases on November 1st!Created by a team of women who love Scripture and want to help you engage with it meaningfully, this Bible is packed with verse-by-verse study notes, word studies, profiles of women in the Bible, devotional content, and tools to help you live out what you're learning. Preorder your copy today wherever books are sold or visit ⁠⁠csbwomensstudybible.com⁠⁠ to learn more.⁠⁠⁠CSB Women's Study Bible⁠⁠⁠Humble Lamb:You'll love the NLT SonRise Bible from Humble Lamb! With rich illustrations, luxurious sprayed edges, and exceptional attention to detail, this edition brings the beauty of Scripture to life in your hands. With every Bible purchased, you help support gospel-centered humanitarian work in Pakistan. Their mission is clear: to magnify the Word of God and serve those in need. Discover the NLT SonRise and more at ⁠⁠humblelamb.com⁠⁠.⁠⁠⁠Humble Lamb

Our guest is Sam Sadi, CEO of LiveScore Group, and a regular visitor on Unofficial Partner. Last week he announced a groundbreaking new partnership between the LiveScore sports content and betting platform and xAI, the Elon Musk owned social media platform's artificial intelligence company.This gives LiveScore access to X's data/content APIs and xAI's technology for real-time sports conversations, sentiment analysis, and AI-powered engagement tools.What happens next will tell us much about some of the big words we use a lot on the podcasts: personalisation, content, audience sentiment and engagement.Don't miss it.Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 400 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify, Google, Stitcher and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series, you can reach us via the website.

Are you sabotaging the quality of your own sleep? It's very easy to do without even realizing you're doing it. On this episode, we'll look at those seemingly innocuous habits that could be detrimental to your nighttime sleep.

What happens when the world's best-selling author teams up with a leadership expert? You get a playbook for thriving in a changing world. James Patterson, drawing on his experience as a former CEO, master marketer, and publishing icon, teamed up with Dr. Patrick Leddin, PhD to write Disrupt Everything—and Win. The book and this discussion is an awesome mashup of Patterson's real-world lessons and Leddin's three-year Vanderbilt study on disruption. They share how to stop fearing change, flip obstacles into opportunities, and why becoming a “positive disruptor” might just be the key to success. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Future Finance, Hosts Glenn Hopper and Paul Barnhurst sit down with Franz Faerber, Co-founder and CTO of Everest Systems, and one of the key minds behind SAP HANA. Franz shares his remarkable journey from leading SAP's real-time database revolution to building Everest, a next-generation ERP platform designed from the ground up to embrace AI and modern business needs. Franz Faerber is the Co-founder and CTO of Everest Systems, a next-gen AI-native ERP company. Before Everest, Franz spent over 26 years at SAP, where he served as Executive VP of Technology and was the original architect behind SAP HANA, one of the most advanced in-memory databases in the world. His work helped transform data processing and analytics for thousands of global enterprises. Now, at Everest, he is on a mission to revolutionize ERP from the ground up, embracing AI and agile development to tackle the inefficiencies of traditional systems.In this episode, you will discover:Why the ERP space is finally ready for disruption, and how Everest is leading that charge.How Everest built a fully functional inventory management system in just four months without writing a single line of code.The role of AI in accelerating ERP development, reducing costs, and enabling mass personalization.Why Franz believes the future of ERP lies in integration, automation, and adaptability.Franz Faerber's insights offer a compelling vision for the future of ERP, one where AI, speed, and simplicity are no longer optional but essential. His journey from SAP HANA to Everest showcases what's possible when innovation meets experience. Follow Franz:LinkedIn - https://www.linkedin.com/in/franz-faerber/Company - https://everest-systems.comJoin hosts Glenn and Paul as they unravel the complexities of AI in finance:Follow Glenn:LinkedIn: https://www.linkedin.com/in/gbhopperiiiFollow Paul:LinkedIn - https://www.linkedin.com/in/thefpandaguyFollow QFlow.AI:Website - https://bit.ly/4i1EkjgFuture Finance is sponsored by QFlow.ai, the strategic finance platform solving the toughest part of planning and analysis: B2B revenue. Align sales, marketing, and finance, speed up decision-making, and lock in accountability with QFlow.ai. Stay tuned for a deeper understanding of how AI is shaping the future of finance and what it means for businesses and individuals alike.In Today's Episode:[02:18] - Meet Franz Faerber[03:53] - The SAP HANA Revolution[09:00] - Leaving SAP for Everest[10:39] - Why Build a New ERP?[18:36] - Dev & Release Cycles at Everest[21:20] - What Sets Everest Apart[25:48] - Leadership & Vision[29:32] - Chess, Books & Strategy[33:20] - Final Thoughts

In this 5 Insightful Minutes episode, David Dorf, Global Head of Retail Industry Solutions at AWS, joins Omni Talk to break down the explosive growth of agentic commerce and what retailers need to know for the upcoming holiday season. From Amazon's "Buy for Me" to Google's shopping agents, David reveals how the "agentic wars" have begun and are moving faster than anyone predicted. He shares critical insights on optimizing for both humans and agents, the shift from SEO to GEO (Generative Engine Optimization), and why retailers need to think strategically about inbound, outbound, and on-site agent strategies.

In this episode of Dare to Disrupt, host Ryan Newman speaks with Robert Chisena, co-founder and CTO of Amplitude Vascular Systems (AVS). AVS is a medical device company focused on safely and effectively treating severely calcified arterial disease. Robert shares his journey from growing up on Long Island in a family of physicians, to discovering his passion for research and entrepreneurship at Penn State, to co-founding an innovative medical device startup.Robert reflects on formative experiences at Penn State, including joining the Schreyer Honors College, diving into biomedical engineering research, and participating in Invent Penn State's first cohort of the Summer Founders Program. He then traces how his graduate work at the University of Michigan—collaborating closely with physicians—led to the development of AVS's intravascular lithotripsy technology, a novel approach to restoring blood flow in hardened arteries.Along the way, Robert discusses the challenges of taking research from lab to market, securing venture capital, and convincing physicians of a new device's safety and efficacy.Later in the episode, Penn State Ph.D. Candidate Marzia Momin joins the conversation. Marzia is working on a neuro-tech startup developing personalized, 3D-printed neural implants for neurological disorders, with applications in therapy and brain-computer interfaces. Marzia recently participated in both the Invent Penn State NSF I-Corps regional short course program and the NSF I-Corps National Teams program. She asks Robert about how to build the best startup team, raising funding as a research-based startup, and what advice he'd give to his younger self.This episode gives an inside look at the intersection of engineering, medicine, and entrepreneurship — and how Penn State alumni are driving innovation in healthcare.Episode Chapters1:30 No avoiding a medical-based career3:25 Choosing and navigating Penn State05:42 Exploring research as an undergrad at Penn State8:24 Launching first medical device startup at Penn State, Summer Founders Program11:54 Moving forward with startup through graduate school at Michigan14:43 Meeting co-founder, learning about the tech behind AVS16:07 The potential to create tremendous impact in cardiovascular disease treatment19:43 Translating and commercializing research out of a university20:49 Where AVS is today, looking to the future22:45 Rapid Fire Round24:27 Student Section25:13 Building the right startup team27:15 Filling in the blanks of business acumen28:04 Advice for securing early funding29:57 Navigating FDA regulations31:02 Advice for aspiring entrepreneursAbout Robert ChisenaRobert Chisena is the co-founder and CTO of AVS. He graduated from the Penn State College of Engineering with a bachelor's degree in mechanical engineering with honors from the Penn State Schreyer Honors College. Robert went on to receive his Ph.D. in mechanical engineering at the University of Michigan.About Marzia MominMarzia Momin is a Ph.D. candidate in the Engineering Science and Mechanics Department at Penn State, specializing in neural engineering. She is working on a neuro-tech startup developing personalized, 3D-printed neural implants for neurological disorders, with applications in therapy and brain-computer interfaces. Marzia recently participated in both the Invent Penn State NSF I-Corps regional short course program and the NSF I-Corps National Teams program The Dare to Disrupt podcast is made possible by the generous support of the Penn State Smeal College of Business.

Disrupt the conventional view that investing is simply a cold pursuit of wealth and power—often at the expense of others. Robin John, cofounder and CEO of Eventide Asset Management, will join us to offer an inspiring alternative: investing as a path to joy, a tool to create value, and a means to heal the world’s brokenness. Robin will reveal the transformative potential of aligning your financial decisions with your faith and values. Your work, your money, and your life hold the power to make a lasting impact. Are you ready to honor the Lord with your finances?Become a Parshall Partner: http://moodyradio.org/donateto/inthemarket/partnersSee omnystudio.com/listener for privacy information.

The strongest leaders aren't defined by their titles—they're defined by their ability to adapt, listen, and lead with humanity.  In this episode, Michele Smith, CEO of the Museum of Pop Culture, reveals how she built a career on resilience, authenticity, and courage. From her start in contract negotiation to international business development, to helping the Woodland Park Zoo weather the storm of COVID-19, Michele's story shows that leadership is less about having the answers and more about practicing presence, empathy, and trust. At MoPOP, she continues to expand cultural conversations by highlighting marginalized stories and creating spaces of belonging. Tune in to learn how to lead with authenticity, why resilience is a muscle you build over time, and what it takes to create cultures where people feel valued and included. Visit our website where you will find show notes and links to all the resources in this episode, including the best way to get in touch with our special guest. The key moments in this episode are: [00:00] Introduction to Beyond Barriers Podcast [00:27] The Importance of Authentic Leadership [01:25] Meet Michelle Smith: A Journey of Leadership [03:11] The Value of Understanding Contracts [08:28] Leading the Museum of Pop Culture [11:55] Navigating Leadership Challenges [23:26] Building Confidence and Resilience [27:35] The Role of AI in Nonprofits [28:52] Crawl, Walk, Run: A Strategy for Policy Implementation [30:46] AI's Role in Shaping Pop Culture [42:26] Effective Meeting and Mentorship Practices [44:47] Lightning Round and Final Thoughts  

As the world's largest agricultural economy, when China makes a move, the world pays attention. China has just unveiled an ambitious plan to accelerate its development of ag machinery by shortening its research and development cycles. So will China dominate the future of agricultural machinery, and what does this mean for dealers, farmers, and agtech companies?Lachlan Monsbourgh, Global Rural Agricultural and Environmental Lead at Rabobank, joins us to discuss China's pivotal role in global agriculture. This includes China's rapidly developing ag machinery industry, which can manufacture tractors and equipment for about half the cost of the other major players in the US, Europe and Japan. While the products currently face quality, durability and serviceability challenges, Lachlan argues it is only a matter of time before these are overcome. Lachlan and Sarah discuss:The price point difference between Chinese agricultural manufacturers and other big OEMsThe impact of cheaper tractors on agtech adoption and autonomyHow China is moving to ensure sustainable supply chains from countries such as Brazil.Global biodiversity targets and the role of autonomous robotics in helping to achieve them.Useful Links:How China is reshaping Global Food Systems for the Climate Change Era, World Economic ForumTarget to accelerate agriculture machinery development, AgTechNavigatorKunming Montreal Biodiversity frameworkThe Three Categories of Autonomy in Agriculture, SwarmFarm RoboticsFor more information and resources, visit our website. 

What does cyberwarfare really look like behind the headlines? This week, Roo sits down with Hayley Benedict, a cyber intelligence analyst at RANE, to explore the evolving world of digital conflict. From hacktivists to disinformation specialists, Hayley shares how nation states, criminals, and ideologically driven groups are blurring lines — and why data theft, disruption, and doubt remain the weapons of choice.

L. Joy opens class with reflections on Brooklyn's Dance Africa festival and the importance of taking a break, before turning to the central theme: the role—and limits—of the courts in advancing justice. She notes how people increasingly view the judiciary as the ultimate arbiter of the nation's values, citing recent Supreme Court decisions and public reactions. However, L. Joy cautions that courts have historically upheld the status quo, especially for Black and marginalized communities, referencing landmark cases from Dred Scott v. Sandford, Brown v. Board of Education and Mendez v. Westminster. She brings Janai Nelson, President and Director-Counsel of the NAACP Legal Defense Fund (LDF) to the front of the class to break down the four major pillars that span their work: political participation, criminal justice, economic justice, and educational equity.

Common pesticides don't just kill pests — they disrupt how your gut bacteria function, leading to inflammation, metabolic stress, and immune imbalance Even small amounts of pesticides in food or water damage your microbiome, blocking the production of protective compounds like butyrate that keep your gut lining intact Research shows that some gut bacteria absorb and store pesticides, turning into toxic reservoirs that trigger long-term inflammation throughout your body Damaged gut bacteria have been linked to higher rates of autoimmune conditions like lupus and rheumatoid arthritis, especially in people with repeated exposure You can protect your gut by choosing organic foods, filtering your water, sweating out toxins, and supporting regenerative farms that don't rely on harmful chemicals

Our analysts Adam Jonas and Alex Straton discuss how tech-savvy young professionals are influencing retail, brand loyalty, mobility trends, and the broader technology landscape through their evolving consumer choices. Read more insights from Morgan Stanley.----- Transcript -----Adam Jonas: Welcome to Thoughts on the Market. I'm Adam Jonas, Morgan Stanley's Embodied AI and Humanoid Robotics Analyst. Alex Straton: And I'm Alex Straton, Morgan Stanley's U.S. Softlines Retail and Brands Analyst. Adam Jonas: Today we're unpacking our annual summer intern survey, a snapshot of how emerging professionals view fashion retail, brands, and mobility – amid all the AI advances.It is Tuesday, August 26th at 9am in New York.They may not manage billions of dollars yet, but Morgan Stanley's summer interns certainly shape sentiment on the street, including Wall Street. From sock heights to sneaker trends, Gen Z has thoughts. So, for the seventh year, we ran a survey of our summer interns in the U.S. and Europe. The survey involved more than 500 interns based in the U.S., and about 150 based in Europe. So, Alex, let's start with what these interns think about fashion and athletic footwear. What was your biggest takeaway from the intern survey? Alex Straton: So, across the three categories we track in the survey – that's apparel, athletic footwear, and handbags – there was one clear theme, and that's market fragmentation. So, for each category specifically, we observed share of the top three to five brands falling over time. And what that means is these once dominant brands, as consumer mind share is falling – and it likely makes them lower growth margin and multiple businesses over time. At the same time, you have smaller brands being able to captivate consumer attention more effectively, and they have staying power in a way that they haven't necessarily historically. I think one other piece I would just add; the rise of e-commerce and social media against a low barrier to entry space like apparel and footwear means it's easier to build a brand than it has been in the past. And the intern survey shows us this likely continues as this generation is increasingly inclined to shop online. Their social media usage is heavy, and they heavily rely on AI to inform, you know, their purchases.So, the big takeaway for me here isn't that the big are getting bigger in my space. It's actually that the big are probably getting smaller as new players have easier avenues to exist. Adam Jonas: Net apparel spending intentions rose versus the last survey, despite some concern around deteriorating demand for this category into the back half. What do you make of that result? Alex Straton: I think there were a bit conflicting takes from the survey when I look at all the answers together. So yes, apparel spending intentions are higher year-over-year, but at the same time, clothing and footwear also ranked as the second most category that interns would pull back on should prices go up. So let me break this down. On the higher spending intentions, I think timing played a huge role and a huge factor in the results. So, we ran this in July when spending in our space clearly accelerated. That to me was a function of better weather, pent up demand from earlier in the quarter, a potential tariff pull forward as headlines were intensifying, and then also typical back to school spending. So, in short, I think intention data is always very heavily tethered to the moment that it's collected and think that these factors mean, you know, it would've been better no matter what we've seen it in our space. I think on the second piece, which is interns pulling back spend should prices go up. That to me speaks to the high elasticity in this category, some of the highest in all of consumer discretionary. And that's one of the few drivers informing our cautious demand view on this space as we head into the back half. So, in summary on that piece, we think prices going higher will become more apparent this month onwards, which in tandem with high inventory and a competitive setup means sales could falter in the group. So, we still maintain this cautious demand view as we head into the back half, though our interns were pretty rosy in the survey. Adam Jonas: Interesting. So, interns continue to invest in tech ecosystems with more than 90 percent owning multiple devices. What does this interconnectedness mean for companies in your space? Alex Straton: This somewhat connects to the fragmentation theme I mentioned where I think digital shopping has somewhat functioned as a great equalizer in the space and big picture. I interpret device reliance as a leading indicator that this market diversification likely continues as brands fight to capture mobile mind share. The second read I'd have on this development is that it means brands must evolve to have an omnichannel presence. So that's both in store and online, and preferably one that's experiential focus such that this generation can create content around it. That's really the holy grail. And then maybe lastly, the third takeaway on this is that it's going to come at a cost. You, you can't keep eyeballs without spend. And historical brick and mortar retailers spend maybe 5 to 10 percent of sales on marketing, with digital requiring more than physical. So now I think what's interesting is that brands in my space with momentum seem to have to spend more than 10 percent of sales on marketing just to maintain popularity. So that's a cost pressure. We're not sure where these businesses will necessarily recoup if all of them end up getting the joke and continuing to invest just to drive mind share. Adam, turning to a topic that's been very hot this year in your area of expertise. That's humanoid robots. Interns were optimistic here with more than 60 percent believing they'll have many viable use cases and about the same number thinking they'll replace many human jobs. Yet fewer expect wide scale adoption within five years. What do you think explains this cautious enthusiasm? Adam Jonas: Well actually Alex, I think it's pretty smart. There is room to be optimistic. But there's definitely room to be cautious in terms of the scale of adoption, particularly over five years. And we're talking about humanoid robots. We're talking about a new species that's being created, right? This is bigger than just – will it replace our job? I mean, I don't think it's an exaggeration to ask what does this do to the concept of being human? You know, how does this affect our children and future generations? This is major generational planetary technology that I think is very much comparable to electricity, the internet. Some people say the wheel, fire, I don't know. We're going to see it happen and start to propagate over the next few years, where even if we don't have widespread adoption in terms of dealing with it on average hour of a day or an average day throughout the planet, you're going to see the technology go from zero to one as these machines learn by watching human behavior. Going from teleoperated instruction to then fully autonomous instruction, as the simulation stack and the compute gets more and more advanced. We're now seeing some industry leaders say that robots are able to learn by watching videos. And so, this is all happening right now, and it's happening at the pace of geopolitical rivalry, Sino-U.S. rivalry and terra cap, you know, big, big corporate competitive rivalry as well, for capital in the human brain. So, we are entering an unprecedented – maybe precedented in the last century – perhaps unprecedented era of technological and scientific discovery that I think you got to go back to the European and American Enlightenment or the Italian Renaissance to have any real comparisons to what we're about to see. Alex Straton: So, keeping with this same theme, interns showed strong interest in household robots with 61 percent expressing some interest and 24 percent saying they're very or extremely interested. I'm going to take you back to your prior coverage here, Adam. Could this translate into demand for AI driven mobility or smart infrastructure? Adam Jonas: Well, Alex, you were part of my prior coverage once upon a time. We were blessed with having you on our team for a year, and then you left me… Alex Straton: My golden era. Adam Jonas: But you came back, you came back. And you've done pretty well. So, so look, imagine it's 1903, the Wright Brothers just achieved first flight over the sands at Kitty Hawk. And then I were to tell you, ‘Oh yeah, in a few years we're going to have these planes used in World War I. And then in 1914, we'd have the first airline going between Tampa and St. Petersburg.' You'd say, ‘You're crazy,' right? The beauty of the intern survey is it gives the Morgan Stanley research department and our clients an opportunity to engage that surface area with that arising – not just the business leader – but that arising tech adopter. These are the people, these are the men and women that are going to kind of really adopt this much, much faster. And then, you know, our generation will get dragged into it eventually. So, I think it says; I think 61 percent expressing even some interest. And then 24 [percent], I guess, you know… The vast majority, three quarters saying, ‘Yeah, this is happening.' That's a sign I think, to our clients and capital market providers and regulators to say, ‘This won't be stopped. And if we don't do it, someone else will.' Alex Straton: So, another topic, Generative AI. It should come as no surprise really, that 95 percent of interns use that tool monthly, far ahead of the general population. How do you see this shaping future expectations for mobility and automation? Adam Jonas: So, this is what's interesting is people have asked kinda, ‘What's that Gen AI moment,' if you will, for mobility? Well, it really is Gen AI. Large Language Models and the technologies that develop the Large Language Models and that recursive learning, don't just affect the knowledge economy, right. Or writing or research report generation or intelligence search. It actually also turns video clips and physical information into tokens that can then create and take what would be a normal suburban city street and beautiful weather with smiling faces or whatever, and turn it into a chaotic scene of, you know, traffic and weather and all sorts of infrastructure issues and potholes. And that can be done in this digital twin, in an omniverse. A CEO recently told me when you drive a car with advanced, you know, Level 2+ autonomy, like full self-driving, you're not just driving in three-dimensional space. You're also playing a video game training a robot in a digital avatar. So again, I think that there is quite a lot of overlap between Gen AI and the fact that our interns are so much further down that curve of adoption than the broader public – is probably a hint to us is we got to keep listening to them, when we move into the physical realm of AI too. Alex Straton: So, no more driving tests for the 16-year-olds of the future... Adam Jonas: If you want to. Like, I tell my kids, if you want to drive, that's cool. Manual transmission, Italian sports cars, that's great. People still ride horses too. But it's just for the privileged few that can kind of keep these things in stables. Alex Straton: So, let me turn this into implications for companies here. Gen Z is tech fluent, open to disruption? How should autos and shared mobility providers rethink their engagement strategies with this generation? Adam Jonas: Well, that's a huge question. And think of the irony here. As we bring in this world of fake humans and humanoid robots, the scarcest resource is the human brain, right? So, this battle for the human mind is – it's incredible. And we haven't seen this really since like the Sputnik era or real height of the Cold War. We're seeing it now play out and our clients can read about some of these signing bonuses for these top AI and robotics talent being paid by many companies. It kind of makes, you know, your eyes water, even if you're used to the world of sports and soccer, . I think we're going to keep seeing more of that for the next few years because we need more brains, we need more stem. I think it's going to do; it has the potential to do a lot for our education system in the United States and in the West broadly. Alex Straton: So, we've covered a lot around what the next generation is interested in and, and their opinion. I know we do this every year, so it'll be exciting to see how this evolves over time. And how they adapt. It's been great speaking with you today, Adam. Adam Jonas: Absolutely. Alex, thanks for your insights. And to our listeners, stay curious, stay disruptive, and we'll catch you next time. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.