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Our analysts Adam Jonas and Alex Straton discuss how tech-savvy young professionals are influencing retail, brand loyalty, mobility trends, and the broader technology landscape through their evolving consumer choices. Read more insights from Morgan Stanley.----- Transcript -----Adam Jonas: Welcome to Thoughts on the Market. I'm Adam Jonas, Morgan Stanley's Embodied AI and Humanoid Robotics Analyst. Alex Straton: And I'm Alex Straton, Morgan Stanley's U.S. Softlines Retail and Brands Analyst. Adam Jonas: Today we're unpacking our annual summer intern survey, a snapshot of how emerging professionals view fashion retail, brands, and mobility – amid all the AI advances.It is Tuesday, August 26th at 9am in New York.They may not manage billions of dollars yet, but Morgan Stanley's summer interns certainly shape sentiment on the street, including Wall Street. From sock heights to sneaker trends, Gen Z has thoughts. So, for the seventh year, we ran a survey of our summer interns in the U.S. and Europe. The survey involved more than 500 interns based in the U.S., and about 150 based in Europe. So, Alex, let's start with what these interns think about fashion and athletic footwear. What was your biggest takeaway from the intern survey? Alex Straton: So, across the three categories we track in the survey – that's apparel, athletic footwear, and handbags – there was one clear theme, and that's market fragmentation. So, for each category specifically, we observed share of the top three to five brands falling over time. And what that means is these once dominant brands, as consumer mind share is falling – and it likely makes them lower growth margin and multiple businesses over time. At the same time, you have smaller brands being able to captivate consumer attention more effectively, and they have staying power in a way that they haven't necessarily historically. I think one other piece I would just add; the rise of e-commerce and social media against a low barrier to entry space like apparel and footwear means it's easier to build a brand than it has been in the past. And the intern survey shows us this likely continues as this generation is increasingly inclined to shop online. Their social media usage is heavy, and they heavily rely on AI to inform, you know, their purchases.So, the big takeaway for me here isn't that the big are getting bigger in my space. It's actually that the big are probably getting smaller as new players have easier avenues to exist. Adam Jonas: Net apparel spending intentions rose versus the last survey, despite some concern around deteriorating demand for this category into the back half. What do you make of that result? Alex Straton: I think there were a bit conflicting takes from the survey when I look at all the answers together. So yes, apparel spending intentions are higher year-over-year, but at the same time, clothing and footwear also ranked as the second most category that interns would pull back on should prices go up. So let me break this down. On the higher spending intentions, I think timing played a huge role and a huge factor in the results. So, we ran this in July when spending in our space clearly accelerated. That to me was a function of better weather, pent up demand from earlier in the quarter, a potential tariff pull forward as headlines were intensifying, and then also typical back to school spending. So, in short, I think intention data is always very heavily tethered to the moment that it's collected and think that these factors mean, you know, it would've been better no matter what we've seen it in our space. I think on the second piece, which is interns pulling back spend should prices go up. That to me speaks to the high elasticity in this category, some of the highest in all of consumer discretionary. And that's one of the few drivers informing our cautious demand view on this space as we head into the back half. So, in summary on that piece, we think prices going higher will become more apparent this month onwards, which in tandem with high inventory and a competitive setup means sales could falter in the group. So, we still maintain this cautious demand view as we head into the back half, though our interns were pretty rosy in the survey. Adam Jonas: Interesting. So, interns continue to invest in tech ecosystems with more than 90 percent owning multiple devices. What does this interconnectedness mean for companies in your space? Alex Straton: This somewhat connects to the fragmentation theme I mentioned where I think digital shopping has somewhat functioned as a great equalizer in the space and big picture. I interpret device reliance as a leading indicator that this market diversification likely continues as brands fight to capture mobile mind share. The second read I'd have on this development is that it means brands must evolve to have an omnichannel presence. So that's both in store and online, and preferably one that's experiential focus such that this generation can create content around it. That's really the holy grail. And then maybe lastly, the third takeaway on this is that it's going to come at a cost. You, you can't keep eyeballs without spend. And historical brick and mortar retailers spend maybe 5 to 10 percent of sales on marketing, with digital requiring more than physical. So now I think what's interesting is that brands in my space with momentum seem to have to spend more than 10 percent of sales on marketing just to maintain popularity. So that's a cost pressure. We're not sure where these businesses will necessarily recoup if all of them end up getting the joke and continuing to invest just to drive mind share. Adam, turning to a topic that's been very hot this year in your area of expertise. That's humanoid robots. Interns were optimistic here with more than 60 percent believing they'll have many viable use cases and about the same number thinking they'll replace many human jobs. Yet fewer expect wide scale adoption within five years. What do you think explains this cautious enthusiasm? Adam Jonas: Well actually Alex, I think it's pretty smart. There is room to be optimistic. But there's definitely room to be cautious in terms of the scale of adoption, particularly over five years. And we're talking about humanoid robots. We're talking about a new species that's being created, right? This is bigger than just – will it replace our job? I mean, I don't think it's an exaggeration to ask what does this do to the concept of being human? You know, how does this affect our children and future generations? This is major generational planetary technology that I think is very much comparable to electricity, the internet. Some people say the wheel, fire, I don't know. We're going to see it happen and start to propagate over the next few years, where even if we don't have widespread adoption in terms of dealing with it on average hour of a day or an average day throughout the planet, you're going to see the technology go from zero to one as these machines learn by watching human behavior. Going from teleoperated instruction to then fully autonomous instruction, as the simulation stack and the compute gets more and more advanced. We're now seeing some industry leaders say that robots are able to learn by watching videos. And so, this is all happening right now, and it's happening at the pace of geopolitical rivalry, Sino-U.S. rivalry and terra cap, you know, big, big corporate competitive rivalry as well, for capital in the human brain. So, we are entering an unprecedented – maybe precedented in the last century – perhaps unprecedented era of technological and scientific discovery that I think you got to go back to the European and American Enlightenment or the Italian Renaissance to have any real comparisons to what we're about to see. Alex Straton: So, keeping with this same theme, interns showed strong interest in household robots with 61 percent expressing some interest and 24 percent saying they're very or extremely interested. I'm going to take you back to your prior coverage here, Adam. Could this translate into demand for AI driven mobility or smart infrastructure? Adam Jonas: Well, Alex, you were part of my prior coverage once upon a time. We were blessed with having you on our team for a year, and then you left me… Alex Straton: My golden era. Adam Jonas: But you came back, you came back. And you've done pretty well. So, so look, imagine it's 1903, the Wright Brothers just achieved first flight over the sands at Kitty Hawk. And then I were to tell you, ‘Oh yeah, in a few years we're going to have these planes used in World War I. And then in 1914, we'd have the first airline going between Tampa and St. Petersburg.' You'd say, ‘You're crazy,' right? The beauty of the intern survey is it gives the Morgan Stanley research department and our clients an opportunity to engage that surface area with that arising – not just the business leader – but that arising tech adopter. These are the people, these are the men and women that are going to kind of really adopt this much, much faster. And then, you know, our generation will get dragged into it eventually. So, I think it says; I think 61 percent expressing even some interest. And then 24 [percent], I guess, you know… The vast majority, three quarters saying, ‘Yeah, this is happening.' That's a sign I think, to our clients and capital market providers and regulators to say, ‘This won't be stopped. And if we don't do it, someone else will.' Alex Straton: So, another topic, Generative AI. It should come as no surprise really, that 95 percent of interns use that tool monthly, far ahead of the general population. How do you see this shaping future expectations for mobility and automation? Adam Jonas: So, this is what's interesting is people have asked kinda, ‘What's that Gen AI moment,' if you will, for mobility? Well, it really is Gen AI. Large Language Models and the technologies that develop the Large Language Models and that recursive learning, don't just affect the knowledge economy, right. Or writing or research report generation or intelligence search. It actually also turns video clips and physical information into tokens that can then create and take what would be a normal suburban city street and beautiful weather with smiling faces or whatever, and turn it into a chaotic scene of, you know, traffic and weather and all sorts of infrastructure issues and potholes. And that can be done in this digital twin, in an omniverse. A CEO recently told me when you drive a car with advanced, you know, Level 2+ autonomy, like full self-driving, you're not just driving in three-dimensional space. You're also playing a video game training a robot in a digital avatar. So again, I think that there is quite a lot of overlap between Gen AI and the fact that our interns are so much further down that curve of adoption than the broader public – is probably a hint to us is we got to keep listening to them, when we move into the physical realm of AI too. Alex Straton: So, no more driving tests for the 16-year-olds of the future... Adam Jonas: If you want to. Like, I tell my kids, if you want to drive, that's cool. Manual transmission, Italian sports cars, that's great. People still ride horses too. But it's just for the privileged few that can kind of keep these things in stables. Alex Straton: So, let me turn this into implications for companies here. Gen Z is tech fluent, open to disruption? How should autos and shared mobility providers rethink their engagement strategies with this generation? Adam Jonas: Well, that's a huge question. And think of the irony here. As we bring in this world of fake humans and humanoid robots, the scarcest resource is the human brain, right? So, this battle for the human mind is – it's incredible. And we haven't seen this really since like the Sputnik era or real height of the Cold War. We're seeing it now play out and our clients can read about some of these signing bonuses for these top AI and robotics talent being paid by many companies. It kind of makes, you know, your eyes water, even if you're used to the world of sports and soccer, . I think we're going to keep seeing more of that for the next few years because we need more brains, we need more stem. I think it's going to do; it has the potential to do a lot for our education system in the United States and in the West broadly. Alex Straton: So, we've covered a lot around what the next generation is interested in and, and their opinion. I know we do this every year, so it'll be exciting to see how this evolves over time. And how they adapt. It's been great speaking with you today, Adam. Adam Jonas: Absolutely. Alex, thanks for your insights. And to our listeners, stay curious, stay disruptive, and we'll catch you next time. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.
The unofficial end of summer will feature a little bit of everything, ranging from triple-digit heat in the Southwest, tropical downpours near the Gulf and even sweater weather to millions. Learn more about your ad choices. Visit podcastchoices.com/adchoices
AJ Bruno is the founder and CEO of QuotaPath, a leading sales compensation management platform that has secured significant investments, including a $41 million Series B. Serving roughly 1,000 customers, QuotaPath helps organizations align company goals with incentive plans to drive winning sales behaviors.Before QuotaPath, AJ co-founded TrendKite, which was acquired by Cision for $225 million in 2019. He also co-hosts Topline, a podcast on revenue growth and sales leadership.In this episode, AJ shares the stories behind launching TrendKite and QuotaPath, his passion for flying, and his perspective on integrating AI into workflows as a founder. He reflects on his days as a Penn State student, studying abroad in Italy, his first job at Meltwater, and how a terrible boss inspired him to start his first company.Later in the episode, recent Penn State grad Paul Allen joins the conversation. A participant in the Invent Penn State Summer Founders Program, Paul asks AJ for advice on raising venture capital, making first hires, and navigating the challenges of early-stage entrepreneurship.Episode Chapters02:13 - 07:06 Growing up in Pittsburgh, acting and flying07:06 - 12:17 Choosing Penn State, squash club, studying abroad12:17 - 15:38 First entrepreneurial venture at Penn State15:38 - 22:48 First job in sales, advice to students and parents22:48 - 29:15 Terrible boss as a catalyst for TrendKite29:15 - 33:02 The problem that inspired the launch of QuotaPath33:02 - 40:33 Navigating AI and future of QuotaPath40:33 - 43:51 The crazy story that led to AJ launching a podcast43:51 - 45:24 Rapid Fire Insights45:24 - 55:20 Recent student Paul Allen interviews AJAbout AJ BrunoAJ Bruno is founder and CEO of QuotaPath. He graduated from the Penn State Schreyer Honors College with a bachelor's degree in economics from the Smeal College of Business in 2007.About Paul AllenPaul is a spring 2025 graduate of the Penn State College of Engineering. He completed the 2025 Invent Penn State Summer Founders Program with his startup, Reflex Technologies. Reflex is building a wearable electromyography (EMG) sensor that provides real-time muscle activation and fatigue insights to athletes and trainers. The Dare to Disrupt podcast is made possible by the generous support of the Penn State Smeal College of Business.
ECB Warns Extreme Events Could Disrupt Global Gold Market Well, at least the regulators were finally kind enough to tell you in advance this time, right? But as we round out the week, old faithful Vince Lanci digs into what the ECB is so worried about, and what it would mean for the gold market if they turn out to be correct this time. To find out more, click to watch the video now! - To read the press release with the full results from Fortuna's latest drilling program at Diamba Sud go to: https://fortunamining.com/news/fortuna-drills-22-7-g-t-gold-over-21-6-meters-at-southern-arc-diamba-sud-gold-project-senegal/ - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD) This video was sponsored by Fortuna Mining, and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-fortuna-silver-mines/Subscribe to Arcadia Economics on Soundwise
join wall-e for today's tech briefing on thursday, august 14th, covering the latest in tech news: departure from xai: igor babuschkin leaves elon musk's xai to launch babuschkin ventures, prioritizing ai safety research amidst controversies with xai's chatbot, grok. techcrunch disrupt 2025: insights from giants like netflix, elevenlabs, and wayve as disrupt celebrates 20 years of boosting startup growth. early tickets offer big savings. waymo's spotify integration: waymo adds spotify to its robotaxis, offering riders an enhanced music streaming experience and a taste of futuristic travel. rapido's new venture: rapido expands into food delivery with "ownly" in bengaluru, aiming for competitive pricing by eliminating restaurant commissions, leveraging its experience with swiggy. instagram's "picks" prototype: new feature connects users over shared interests like movies and music, promoting creativity and deeper connections on the platform. apple vs. elon musk: apple contests musk's claims of app store bias against ai apps, defending its promotion strategy amid rising regulatory scrutiny. don't miss tomorrow's tech updates!
One of the most common questions asked lately is concerns regarding AI and how it will affect what we do on YouTube. In this ad-hoc episode I unpack my thoughts on AI and the overall impact I think it will have and also the advantages to us right now. Want to work directly with me to help you get unlimited traffic on YouTube? Join the Gold Mastermind - https://www.iServeFirst.com/ Listen to this Podcast on all available players - https://www.TrafficTubeSecrets.com/
Join us as we continue our journey through the book of Acts.
In today's episode of The Art Coaching Club Podcast, we're starting with a solo chat about one of the most overlooked (but powerful) elements of running an art business: intentional packaging. I'll share how great packaging can boost your brand, increase perceived value, and get people talking about your work—plus simple, budget-friendly ideas you can implement right away. Then we shift gears to an inspiring interview with Tiffany Jones, Dallas-based designer and founder of Avenue 8, a super-premium canned cocktail brand shaking up the spirits industry. Tiffany shares how her background in design helped her craft a product that's both beautiful and bold, the moment that sparked the idea, what she uncovered in her deep dive into the RTD market, and what it means to build a women-led company in a male-dominated space.
In today's episode we discuss the following questions: What truth in you cannot be broken?When do you feel most like you?Who are you without your name?What are you growing into?Where does your courage live?What is something small that feels big to you?Thrive With Leo Coaching: If you want to reduce your psychological pain, regain your purpose and forge your own path, go to www.thrivewithleo.com to begin your journey.If you or anyone you know is considering suicide or self-harm, or is anxious, depressed, upset, or needs to talk, there are people who want to help:In the US: Crisis Text Line: Text CRISIS to 741741 for free, confidential crisis counseling. The National Suicide Prevention Lifeline: 1-800-273-8255 or 988The Trevor Project: 1-866-488-7386Outside the US:International Association for Suicide Prevention lists a number of suicide hotlines by country. Click here to find them.
Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse
In this episode, we sit down with Jesse Pollak, the creator of Base and a core leader at Coinbase, to break down why Coinbase is going way beyond just being an exchange. From launching the Base App to powering the future of social media, stablecoins, creator coins, and global payments, Coinbase might just be building the next financial and social super app.~~~~~
As of April, Vietnam recorded 104.7 million mobile broadband subscriptions, marking a 14.4% increase compared to the same period last year (VnExpress, 2025). This clearly reflects the growing dominance of mobile-first behavior among consumers. In response, Google is adapting its advertising solutions to better align with local user habits. From integrating Click to Zalo and YouTube Shopping to applying AI in ad optimization, these strategies are designed to help businesses reach their customers more effectively in a digital landscape increasingly centered around mobile devices. In this week's episode of the Vietnam Innovators podcast, we speak with James Lange, Customer Solutions Director, Google Vietnam. With over 15 years of experience leading digital growth initiatives across the US and Asia, James is a key figure in driving the adoption of AI-powered marketing solutions among Vietnamese businesses. In conversation with host Hao Tran, he shares strategic perspectives on how Google is localizing its technologies to support Vietnam's digital transformation.If you're a marketer looking to better understand how to reach Vietnamese consumers, don't miss this episode of Vietnam Innovators.Listen to this episode on YouTubeAnd explore many amazing articles about the pioneers at: https://vietcetera.com/vn/bo-suu-tap/vietnam-innovatorFeel free to leave any questions or invitations for business cooperation at hello@vni-digest.com
While much of the focus in Washington is on fiscal debates, there's another growing challenge with far-reaching implications for the United States and the global economy: the “youth deficit.” A recent report by the McKinsey Global Institute (MGI) finds that declining birth rates and aging populations could undermine productivity and living standards around the world. Unless leaders take action, “younger people will inherit lower economic growth and shoulder the cost of more retirees, while the traditional flow of wealth between generations erodes,” the report warns. MGI director and report co-author Chris Bradley will discuss the challenge and what the public and private sectors can do to prepare for these changing demographics. Join us for this timely conversation. Learn more about your ad choices. Visit megaphone.fm/adchoices
Warning: This episode includes suicide and sexual assault! In this episode, Nurse Erica discusses various healthcare sector topics, including the integration of technology innovation in patient care, the mental health challenges faced by CVS pharmacists, and the ethical dilemmas surrounding controversial patient care practices. The conversation also touches on recent news stories and updates affecting the nursing community, including Nurse Leela, Elon Musk's humanoid robots, and ICE agents arresting nurses. The discussion includes the controversial practice of 'therapeutic masturbation' and the legal challenges for healthcare professionals. As always, advocacy and ethics of patient care are at the forefront. The episode wraps up with a discussion on the importance of crediting original work. Sponsors: Thank you to Nurses Uncorked Sponsor, EKO HEALTH. You've haven't experienced a stethoscope until you've used an Eko stethoscope! Visit: ekohealth.com/uncorked for $50 off and a free chest piece cover! Thank you to Nurses Uncorked Sponsor, Dr. Lorre Laws PhD, RN. Healers Heart Assessment and Healers Heart Academy: https://drlorrelaws.com Nursing our Healer's Heart: A Recovery Guide for Nurse Trauma & Burnout, by Dr. Lorre Laws PhD, RN: Buy on Amazon Thank you to our Enema Award Sponsor, Happy Bum Co. Please visit https://happybumco.com/ and use promo code NURSESUNCORKED for 15% off your first bundle. Interested in Sponsoring the Show? Email with the subject NURSES UNCORKED SPONSOR to: nursesuncorked@nursesuncorked.com Support the Show: Help keep Nurses Uncorked going and become an official Patron! Gain early access to episodes, exclusive bonus content, giveaways, Zoom parties, shout-outs, and much more. Become a Wine Cork, Wine Bottle, Decanter, Grand Preserve, or even a Vineyard Member: https://patron.podbean.com/nursesuncorkedpodcast Chapters: 00:00 Ready to Disrupt the System? 01:47 Cocktail of the Week 02:03 Elon Musk's Optimus Robot 05:07 Mental Health Crisis Among Pharmacists 07:50 Nurse Leela's Recovery Journey 12:58 Controversial Practices in Sexual Health 18:47 Immigration Enforcement 23:43 Enema Of The Week Award 25:32 A P R N _ B National Suicide Hotline: call/text 988 Cocktail of the Week: Cupcake Vineyards Prosecco www.cupcakevineyards.com Help the podcast grow by giving episodes a like, download, follow and a 5 ⭐️ star rating! Please follow Nurses Uncorked at: tiktok.com/nurses-uncorked https://youtube.com/@NursesUncorkedL facebook.com/Nurses-Uncorked You can listen to the podcast at: podcasts.apple/nursesuncorked spotify.com/nursesuncorked podbean.com/nursesuncorked https://nursesuncorked.com DISCLAIMER: This Podcast and all related content published or distributed by or on behalf of Nurse Erica or Nurses Uncorked Podcast is for informational, educational and entertainment purposes only and may include information that is general in nature and that is not specific to you. Any information or opinions expressed or contained herein are not intended to serve as legal advice, or replace medical advice, nor to diagnose, prescribe or treat any disease, condition, illness or injury, and you should consult the health care professional of your choice regarding all matters concerning your health, including before beginning any exercise, weight loss, or health care program. If you have, or suspect you may have, a health-care emergency, please contact a qualified health care professional for treatment. The views and opinions expressed on Nurses Uncorked do not reflect the views of our employers, professional organizations or affiliates. Any information or opinions provided by guest experts or hosts featured within website or on Nurses Uncorked Podcast are their own; not those of Nurse Erica or Nurses Uncorked LLC. Accordingly, Nurse Erica and Nurses Uncorked cannot be responsible for any results or consequences or actions you may take based on such information or opinions. All content is the sole property of Nurses Uncorked, LLC. All copyrights are reserved and the exclusive property of Nurses Uncorked, LLC.
President Trump's new tariffs on dozens of countries are shaking global markets and hurting major companies like Apple, Amazon, and carmakers by raising costs and causing delays. Apple expects to pay $1.1 billion in tariffs this quarter, and Ford estimates $2 billion for the year. The tariffs aim to fix trade imbalances but are disrupting supply chains, slowing product launches, and raising prices. Job growth is also slowing, and experts warn the economy could suffer more if costs are passed to consumers. Some believe the pressure will speed up the use of AI as companies look to cut costs. This and more on the Tech Field Day News Rundown with host Alastair Cooke and guest host Jeffrey Powers. Time Stamps: 0:00 - Cold Open0:25 - Welcome to the Tech Field Day News Rundown1:21 - Hackers Plant 4G-enabled Raspberry Pi in Bank Network4:16 - AI Observability Tools from Riverbed6:44 - Acumera to Acquire Scale Computing8:52 - Cisco Donates AGNTCY ot The Linux Foundation11:59 - Storage.AI by SNIA Targets Faster, Smarter AI Workloads14:03 - Cycode Uses AI to Help DevSecOps Prioritize and Fix Security Risks16:52 - Trump's New Tariffs Disrupt Tech and Auto Industries, Raise Costs23:54 - The Weeks Ahead: Upcoming Tech Field Day Events26:07 - Thanks for WatchingGuest: Jeffrey Powers, Build Day Live and GeekazineFollow our hosts Tom Hollingsworth, Alastair Cooke, and Stephen Foskett. Follow Tech Field Day on LinkedIn, on X/Twitter, on Bluesky, and on Mastodon.
In today's episode of Disrupt, the Home Health Care News podcast, we sit down with Dr. Melissa Welch, chief medical officer of Sprinter Health. Sprinter has attracted serious investor interest, including a recent $55 million raise. Dr. Welch discusses Sprinter Health's focus on increasing access to quality care and serving underrepresented communities, and the company's plans after its Series B raise. Listen to this episode to learn: – The key clinical challenges that Sprinter Health is addressing – The role of partnerships at the company – Dr. Welch's short-term and long-term goals for the company – And more! Subscribe to Disrupt to be notified when new episodes are released. Subscribe today!
When Bearing Witness: Becoming a Trauma-Informed Storyteller
Send us a textIn this episode of When Bearing Witness, Dr. Desmond Upton Patton invites us into a conversation about humility, listening, and the ethics of digital storytelling. He shares what he has learned from years of research at the intersection of social work, technology, and racial justice. And he doesn't stop at analysis, he challenges us to examine our own assumptions and shows how deep listening can disrupt bias and reshape how we understand digital expression.A researcher, social worker, and AI ethicist, Dr. Patton explores how grief is often misread as aggression, and how those misreadings can escalate both online and offline violence. But the solutions, he reminds us, are not just technical, they are relational. He offers a model of trauma-informed storytelling rooted in cultural humility, reflexivity, and active listening.We all bring our own lens to storytelling. But to do this work ethically, especially in nonprofit storytelling and storytelling for social impact, we have to slow down and ask hard questions: Am I the right person to tell this story? What information is missing? Who do I need to engage with, and how do I do that in a trustworthy and ethical way?About Dr. Desmond Upton PattonDr. Desmond Upton Patton is a leading expert at the intersection of social work, technology, and racial justice, known for his groundbreaking research on how social media impacts grief, trauma, and violence in communities of color. A Penn Integrates Knowledge University Professor with appointments across social policy, communication, and psychiatry, he developed the Contextual Analysis of Social Media (CASM) to address bias in AI by centering cultural nuance and lived experience. His work has shaped national conversations on digital violence and empathy, informed tech safety policies at companies like Twitter and Spotify, and been featured in The New York Times, Nature, and NPR.Connect with Dr. Desmond Upton PattonSafeLab | LinkedIn | BlueSkyAbout Host Maria Bryan Maria Bryan is a trauma-informed storytelling trainer. She helps nonprofit leaders tell powerful and impactful stories that resist harm. Maria has over fifteen years in marketing communications in the public sector. She has a Master's Degree in Public Administration, a Bachelor's Degree in Journalism, and is professionally certified in Trauma & Resilience, Trauma-Informed Space Holding, Trauma-Informed Coaching, and Somatic Embodiment & Regulation. Maria is a firm believer that storytellers make the world a healthier, safer, cleaner, and happier place. Connect with MariaSpeaking & Training | LinkedIn | Email
In this episode, we dive into the importance of skill development within organisations. Our guest, Kyle, an HR Business Partner at the TM group, discusses his journey from an L&D advisor to his current role and shares how his background in learning and development has been instrumental in shaping his approach to HR. We explore the critical need for continuous development, the strategy behind skill building, and the challenges and successes in implementing a skills-first approach. Kyle emphasises the importance of manager buy-in, proactive development strategies, and leveraging AI tools like HowNow to tailor learning to individual job roles. This conversation provides valuable insights for HR and L&D professionals looking to drive meaningful development within their organisations.
Dean takes you from the attic to the electrical panel with practical advice for homeowners looking to make smarter decisions about comfort, efficiency, and safety. First, Dean breaks down the differences between fiberglass insulation and spray foam in attic spaces — especially when you're converting to a conditioned attic. He also explains how baffles work and why proper attic ventilation is critical, even with modern insulation materials. Then, a caller asks about tinted windows. Dean shares the pros and cons of window films, how they compare to low-E glass, and what to consider when upgrading for heat control and privacy. Later, Dean dives into pest control, focusing on termite prevention and elimination. Learn the warning signs of an infestation and which treatments are most effective without overpaying for unnecessary services. To close out the show, another caller wants to do some electrical upgrades without damaging their walls. Dean walks through clever ways to run wiring with minimal disruption, and when it's best to call in a professional.
Find us on social media: Facebook & InstagramEmail us: hello@thetinlounge.com Discussion:New Travel Industry Event Shines Light on AdvisorsFrom Cold-cations to Concerts: What’s Hot (and Cool) in Travel Now As heard on Excess Baggage:Europe Relaxes Liquid Rules at Some Airports‘Love Boat’ Cast to Reunite on Themed Cruise Aboard Regal PrincessTeldar Travel Launches in U.S. Market With the Promise of Fast Commission PayoutNew Report Reveals the Highest Spending Generation of TravelersDisney Cruise Line Offering 50 Percent Off Third and Fourth GuestsAmerican Becomes the First Airline to Pilot One Stop Security in the U.S.Kicking Off a New Era: TSA Phasing Out Shoe Removal at SecuritySee omnystudio.com/listener for privacy information.
Carl and Mike react to Andy and Randy's interview with Drake London and agree the way the wide receiver is all business despite questions surrounding contract talks and when and if they will happen before the season starts.
AI is transforming the way customers shop online, and Amazon sellers can't afford to ignore it. In this episode, Chris McCabe sits down with Emma Schermer Tamir to explore how ChatGPT, AI search, and AI-driven product discovery are changing the e‑commerce landscape.Learn how these trends will impact Amazon listings, product visibility, buyer behavior and what sellers must do to stay ahead of the competition.
What happens when you combine archaeological curiosity with data science expertise? You get Mark Lawrence's fascinating approach to HR analytics. In this conversation, Mark shares his unconventional career journey from aspiring Indiana Jones to Head of Analytics and Reporting at Deloitte, revealing how his fundamental desire to understand why things work the way they do connects these seemingly disparate fields.With over 25 years of experience across multiple disciplines, Mark offers rare insights into how analytics can transform HR from a traditional service function into a strategic powerhouse. He candidly discusses the cultural divide that often exists between HR professionals and analytics specialists, describing how most "HR colleagues look at their analytics colleagues as if they're from another species." His practical suggestions for bridging this gap go beyond technical solutions to address the human factors that determine success or failure in data-driven HR initiatives.Mark challenges both HR and analytics professionals to reconsider their relationships and expectations. For analytics specialists, he emphasizes the importance of demystifying their work and showing "the art of the possible" in accessible ways. For HR leaders, he highlights the extraordinary value hidden within their data ecosystems, suggesting that despite common complaints about HR data quality, the breadth and depth of people information represents a gold mine of analytical opportunity when properly approached.Connect with Mark through LinkedIn or email him at mark@datadrivenhr.co.uk to learn more about his research on closing the expectation gap between analytics leaders and senior executives. And don't miss his upcoming presentation at Disrupt Manchester on September 24th, where he'll share lessons from both inside and outside the HR domain.Support the showFeature Your Brand on the HRchat PodcastThe HRchat show has had 100,000s of downloads and is frequently listed as one of the most popular global podcasts for HR pros, Talent execs and leaders. It is ranked in the top ten in the world based on traffic, social media followers, domain authority & freshness. The podcast is also ranked as the Best Canadian HR Podcast by FeedSpot and one of the top 10% most popular shows by Listen Score. Want to share the story of how your business is helping to shape the world of work? We offer sponsored episodes, audio adverts, email campaigns, and a host of other options. Check out packages here. Follow us on LinkedIn Subscribe to our newsletter Check out our in-person events
Nick Harbaugh talks with Shira Libhaber of Marcella, one of America's fastest-growing fashion brands. Shira dives into how the company combines timeless design, global expansion, and next-gen tech to create a scalable yet purpose-driven model.
In this unexpected episode of Shark Theory, Baylor Barbee shares an unlikely source of inspiration: the world's largest nail salon, right outside of Dallas. From robots delivering drinks to over-the-top floral displays, Baylor unpacks what this experience taught him about humility, disruption, and the importance of thinking bigger. Sometimes the best lessons in business—and in life—come from the most surprising places. Key Takeaways: Treat Everyone Like You're Earning Their Business: Humility and respect create loyalty. Make every interaction feel like the beginning, not the end. Disrupt the Ordinary: Just because things have always been done a certain way doesn't mean you can't flip the script and create something remarkable. Seek Fresh Eyes: Ask outsiders or beginners how they'd approach a problem. New perspectives often hold the breakthrough you've been missing. Go Bigger Than You Think: Stop playing small. Step into the bold version of yourself and your vision. Energy Comes Back to You: The respect and value you give others eventually return in unexpected ways. Notable Quotes: “We'd love to see you again—imagine if people left every interaction with you feeling that way.” “Disruption isn't about chaos. It's about courage to try what no one else is willing to.” “The good you put into the world always finds a way to come back.” “If you feel stagnant, maybe it's time to approach it completely differently.”
Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.
Story at-a-glance Your body is surrounded by an “oxidation field” made of reactive hydroxyl molecules (OH). This protective layer helps break down harmful pollutants in the air before they reach your lungs or enter your body through the skin Nearly 90% of U.S. adults use personal care products daily, but these items release airborne compounds that disrupt your body's natural chemical shield Even "fragrance-free" lotions contain chemicals that make the skin's natural ozone shield become less than half as effective Personal care product chemicals concentrate around your face and chest, creating highly reactive zones that rapidly deplete protective radicals in your breathing space To reduce your exposure to these compounds, switch to safer alternatives like essential oil-based scents, natural deodorizers like baking soda, and single-ingredient moisturizers such as coconut oil
In this episode of the Microsoft Threat Intelligence Podcast, host Sherrod DeGrippo is joined by Richard Boscovich and Derek Richardson from Microsoft's Digital Crimes Unit to unpack the global takedown of Lumma Stealer, one of the world's largest infostealer malware operations. They discuss how creative legal tools like RICO and centuries-old trespass laws, deep collaboration with global partners, and innovative technical strategies came together to seize 2,300 domains and protect nearly 400,000 victims. The episode explores how the DCU is shifting toward persistent, cost-imposing disruption of cybercrime as a service, and what this means for defenders everywhere. In this episode you'll learn: How Microsoft took down one of the world's largest infostealer malware operations The global partnerships with Europol, Japan, and private companies in cyber takedowns What happens to stolen victim data during a takedown operation Some questions we ask: How did you first identify Lumma as a high-priority threat? Is persistent disruption now the new normal for DCU operations? Do you see more operations like this coming from DCU in the future? Resources: View Richard Boscovich on LinkedIn View Sherrod DeGrippo on LinkedIn Disrupting Lumma Stealer: Microsoft Leads Global Action Against Favored Cybercrime Tool Related Microsoft Podcasts: Afternoon Cyber Tea with Ann Johnson The BlueHat Podcast Uncovering Hidden Risks Discover and follow other Microsoft podcasts at microsoft.com/podcasts Get the latest threat intelligence insights and guidance at Microsoft Security Insider The Microsoft Threat Intelligence Podcast is produced by Microsoft and distributed as part of N2K media network.
Disrupt the conversation so they keep making bad decisions over and over again, because we are back for our seventh season of new/old Wie is de Mol episodes - and we're going all the way back to 2009's offering in Northern Ireland & Jordan! Over these nine weeks, three guys who are just writing what happened in the game at this point - Logan, Michael & Bindles - are recapping and looking back at all that happened on a titanic season that people have been asking us to do for years, continuing with the fourth episode and elimination of Paula. In this episode - Bindles saves a story, Michael avoids a lecture, we wonder if it's a conscious choice to eulogise people the following week, a very topical joke is made, Sebastiaan writes funny, Logan faces a very in-tents family trip, the zero box is mislabelled, the pinball challenge is atypical, we wonder if Carrick-a-Rede would make an appearance nowadays, there's a genuine lack of health & safety, Pieter Jan's reaction to Paula's red screen is revealed, Paula gets eulogised, the country change is kept secret and Logan locks in his first pair of suspects. Thank you for listening - we will see you next week for Episode 5! Please note: This season is intended on being spoiler-free, so please watch the episodes along with us. As with our coverage of Seasons 11, 14, 16 & 17, there are no spoilers due to Logan not having seen the season before. However, any season we have already covered (WIDM 10-11, 14, 16-25 and Renaissance; België 4-13) is fair game though. This episode is supported by our friends over at Zencastr. Create your podcast today! Social Media: Facebook Twitter Instagram YouTube Bluesky Threads Patreon
We celebrate 500 episodes of Aufhebunga Bunga with a cold, hard look at the decay around us. Alex and George plus contributing editors Lee Jones and Alex Gourevitch wrangle with four principal questions: What does it mean to say our era is one of decay or decline? How does this relate to the non-death of neoliberalism – its intellectual destitution, its practical weakening, but also its mutation and perpetuation? How does neoliberal decay relate to the decline of a unipolar world under total US hegemony, and the decline of the liberal globalist order? To what extent is the decay of representative democracy cause or consequence of the above? And finally, as we have been asking since we started this podcast in 2017: what comes next? For all Bungacast content, subscribe at patreon.com/bungacast, and for our monthly newsletter, click here. Readings: Geopolitics at the End of the End of History, Lee Jones, The Northern Star Technofeudalism vs Total Capitalism, Alex Hochuli, American Affairs (forthcoming, late August) Regime Change in the West, Perry Anderson, London Review of Books Changing the Regime, Building the Nation, Phil Cunliffe, The Northern Star An Audacious Book, Roberto Schwarz (review of Robert Kurz's 1991 Collapse of Modernisation), Meditations Journal The new historical simultaneity, Robert Kurz, Libcom Past landmark episodes 100: What was the end of history? 200: Which country crystallises world-history from 1900-2020? 300: The threat of nuclear annihilation 400: The political oppositions of the next decade
What if your next real estate distribution arrived not by wire or ACH, but as a digital dollar? That future may be closer than you think. In this episode of REady2Scale, Jeannette Friedrich breaks down the newly passed Genius Act and what it could mean for real estate investors. From stablecoin basics to real-world adoption, you'll learn how this legislation could reshape payment flows, transaction speed, and the way we think about capital in real estate. Key takeaways: What stablecoins are and why they are different from traditional crypto tokens Overview of the Genius Act signed into law in July 2025 and what it regulates Why the law forbids yield on stablecoins and how that protects banks, consumers, and the Fed's monetary policy How stablecoins could streamline real estate investing through faster settlement, lower fees, and smart contract automation Real-world examples of tokenized rental payments and distributions already in use Risks and limitations, including regulatory hurdles and accounting uncertainty Questions to ask your sponsor, including how digital payments may appear in offering documents or subscription agreements Whether you are a passive LP or an active investor, understanding the digital rails of tomorrow's capital flow is becoming more relevant by the day. Timestamps 00:00 Introduction to Stable Coins in Real Estate 00:47 Understanding Stable Coins 01:48 The Genius Act Explained 04:58 Impact on Real Estate Investments 06:01 Current Adoption and Future Prospects 07:01 Challenges and Recommendations Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *
Description: In this episode, we're diving into one of the most effective, science-backed techniques you can use in your coaching sessions—cognitive reframing. Rooted in Cognitive Behavioral Therapy (CBT), reframing helps clients shift out of limiting beliefs and into more flexible, empowered ways of thinking. You'll learn how this simple yet powerful mindset tool can: Disrupt unhelpful thought patterns Reduce stress and emotional overwhelm Improve problem-solving and resilience Create immediate momentum in sessions Foster self-awareness and cognitive flexibility I'll walk you through a step-by-step framework for using reframing with clients—plus a real-life case example to show you exactly how it works in practice. Whether you're a new coach or an experienced practitioner, this is a foundational tool you can use every day to increase the impact of your coaching conversations. Don't miss this one—it's short, actionable, and backed by decades of psychological research. Want more practical coaching tools like this? Join the waitlist for The Art and Skill of Coaching—our advanced coach training program, now open: https://purple-lion-72607.myflodesk.com/ascwaitlist Stay in Touch: www.jessicademarchis.com IG @jess_demarchis_coaching The Coach Skill Audit: https://purple-lion-72607.myflodesk.com/coachskillaudit Coach Question of the Week: https://purple-lion-72607.myflodesk.com/agcj1mr1y3
July 22, 2025 - The "Big Beautiful Bill" adopted in July could have massive ramifications for New York's health care system, according to Paul Francis, chair of the Step Two Policy Project. We explore cuts in federal aid to health care providers, New Yorkers losing their state-provided health insurance, and how state policymakers might respond to this new landscape.
Ty Wang, co-founder and CEO of Angle Health, is working to ensure that anyone can access healthcare in a convenient and efficient way. Tune into this episode of Breaking Health, where host Steve Krupa speaks with Wang about shifting from engineering and government to healthcare and creating a platform that delivers comprehensive healthcare benefits while removing administrative barriers. Wang discusses the value proposition Angle Health is putting forth and what member experience is like on the platform, as well as shares advice for entrepreneurs that are at the early stages of starting their own company. Conversations between VCs and entrepreneurs typically occur in boardrooms or coffee shops. In the Breaking Health Podcast, you get a seat at the table. Healthcare Chief Executive Officer Stephen Krupa, HealthEdge Software, Inc., brings his more than 20 years' investor experience insight to revealing conversations with the most disruptive CEOs in healthcare. Listen to understand how these leaders are building the companies—and fostering the cultures—that will change everything. Links from this episode: HealthEdge Angle Health
Anne Pauley is a technical program manager at Google, implementing world-class manufacturing processes for the Google Pixel smartphone. In this episode, Anne shares her expansive experience in additive manufacturing, industrial art, and engineering design, as well as a mission to bring more diversity to the hands-on fabrication space.In this episode, Anne shares her journey from Penn State to leading innovative projects at Google. She discusses her dual interests in mechanical engineering and music technology, her experiences at Penn State, and her professional journey through various companies including Disney, Meta, and Google. Through her work creating massive art pieces with the Flaming Lotus Girls art collective and her personal art studio, Cognitive Flow Design, she aims to disrupt the industrial design industry. Toward the end of the episode, Penn State rising senior Irena Potochny joins the conversation. Irena and Anne discuss the challenges and opportunities for women in engineering, and Anne offers advice for future engineers.Episode Chapters0:00 - 3:58 Growing up in State College3:58 - 8:03 Pursuing engineering and music at Penn State8:03 - 9:09 Participating in the Humanitarian Engineering and Social Entrepreneurship (HESE) program at Penn State9:09 - 12:02 Understanding additive manufacturing12:02 - 13:17 Experience in the Blue Band13:17 - 16:47 Pursuing a Master's Degree at Penn State in mechanical engineering16:47 - 18:20 Building animatronics at Disney; learning about different types of companies18:20 - 19:26 Working at Meta's Reality Labs, becoming a technical program manager19:26 - 23:21 Innovating the Google Pixel phone, the complexities of designing consumer products23:21 - 24:12 Achieving sustainability in manufacturing through 3D printing24:12 - 29:39 Creating large-scale art installations for Burning Man with Flaming Lotus Girls29:39 - 31:17 Creating innovative light art projects through her studio Creative Flow Design31:17 - 40:08 Student section21:17 -34:38 More efficiently using recycled materials for art34:38 - 36:15 Advice for women entering the engineering field36:15 - 37:07 Selecting materials for art projects37:07 - 39:30 What classes Anne would want to come back to Penn State to takeAbout Anne PauleyAnne is a technical program manager at Google. Anne graduated from the Penn State Schreyer Honors College with dual bachelor's degrees in mechanical engineering (College of Engineering) and music technology (College of Arts and Architecture) before pursuing a master's degree with a focus on mechanical design, mechatronics and additive manufacturing. About Irena PotochnyIrena is a rising fourth-year materials science and engineering student with a minor in sustainability leadership. She is a past participant of the Idea TestLab program at Happy Valley LaunchBox powered by PNC Bank. Irena created an upcycled fashion show as a capstone project, and she is in the process of starting a small business to sell upcycled products. Post-graduation, she plans to pursue a master's degree in textile engineering. The Dare to Disrupt podcast is made possible by the generous support of the Penn State Smeal College of Business.
How Oralucent Leveraged Insights from Google Ads to Refine Its Positioning and Disrupt the Dental Health Market With Hans Kaspersetz, CEO of Oralucent How can reimagining oral care and patient engagement disrupt a market? In this episode, I sit down with Hans Kaspersetz, CEO of Oralucent, to explore how his company is redefining a common consumer product—the toothbrush—into a wellness-driven, data-backed health device. But this conversation isn't just about oral care. It centers on what happens when product innovation, customer insights, and disciplined digital marketing converge to challenge the status quo.
Prayer Moment 3 of 4 in JulyPrayer for Passion for Intercessors1. Intercessors to be passionate - Pray that those who pray for the Buddhist world would do so out of a deep passion to see the Good News preached in all the earth. 2. Conviction of Authority: Pray that intercessors would operate in the authority Christ has given us to change the nations through prayer. 3. Disrupt the Works of the Enemy: Pray that as people intercede, the devil's schemes would be defeated.
For this episode of Disrupt, we caught up with Ken Albert, the President and CEO of Andwell Health Partners. During the conversation, Albert discusses how nonprofit organizations can cope with Medicare Advantage, which he says is rapidly becoming a “failed policy,” home-based care delivery innovation and the need for health care reform. Listen to this episode of Disrupt to learn: – How nonprofit home-based care providers are faring in the age of private equity – The service lines that Andwell Health Partners plans to branch into – The home-based care trends Albert has his eyes on, including technological innovation and serious illness management – And more! Subscribe to Disrupt to be notified when new episodes are released. Listen today!
They sold a $300 coffin. They made a candle with Ozzy Osbourne's DNA. And built a $1.4B beverage brand doing it. Mike Cessario, founder and CEO of Liquid Death, has turned irreverent ideas into a marketing juggernaut. But behind the stunts is a seriously disciplined approach to brand, strategy, and execution. If you're building a challenger brand—or just trying to make people actually notice your product—don't miss this episode. You'll also learn: How to earn attention, even on a tiny budget The kind of “unsafe” marketing ideas that break through the noise What challenger brands can do to beat the big guys Why you should market to the customers everyone else ignores Take your learning further. Get proven leadership advice from these (free!) resources: The How Leaders Lead App: A vast library of 90-second leadership lessons to stay sharp on the go Daily Insight Emails: One small (but powerful!) leadership principle to focus on each day Whichever you choose, you can be sure you'll get the trusted leadership advice you need to advance your career, develop your team, and grow your business.
Two bold founders share how they're revolutionizing period wear for active women. From startup struggles to wearable innovation, this is a story of purpose, power, and persistence. Join us as we sit down with two extraordinary entrepreneurs, Alayne and Angie, who are on the verge of launching an innovative product that merges functionality with empowerment in customized clothing. Alayne shares her remarkable journey from being a ballroom dancer to overcoming severe scoliosis, defying medical odds, and returning triumphantly to the dance floor. Angie's story is equally inspiring, as she talks about founding Pulse Body, a company aimed at providing practical period solutions for young dancers, inspired by her own daughter's experiences. Together, they are addressing a significant gap in the market, and their passion for empowering women is palpable throughout their journey. Our conversation also explores the strategic aspects of building a new brand in the e-commerce space, focusing on the integration of period liners into athletic clothing. We discuss the intricacies of patent and manufacturing logistics, including collaborations with overseas manufacturers and navigating patent protections. Alayne and Angie share their multi-faceted approach to brand growth, which includes direct-to-consumer sales, licensing to educational institutions, and retail expansion. Their dedication to creating a female-friendly brand that empowers athletes is evident, and their plans for future growth include moving some production to the US and securing exclusive patents. We wrap up with insights into their grassroots marketing strategies, highlighting the power of community-driven efforts and the importance of building a supportive network for new entrepreneurs. The episode covers creative approaches to social media marketing, the impact of relatable content, and the value of engaging smaller influencers to reach niche communities. Through early user feedback and innovative storytelling, Alayne and Angie are committed to refining their product and messaging, all while building a movement around women's empowerment. Their story is a testament to resilience, creativity, and the entrepreneurial spirit, offering inspiration and valuable lessons for aspiring e-commerce business owners. In episode 456 of the AM/PM Podcast, Kevin, Alayne, and Angie discuss: 00:00 - Empowering Women Through Innovative Clothing 02:03 - Overcoming Adversity Through Passion for Dance 06:53 - Female-Centric Athletic Wear Innovation 13:29 - Navigating Global Patent and Manufacturing 14:54 - Developing a First Mover Product 20:22 - Launching a Unique Female Product 22:51 - Building Awareness for Female Wellness 28:11 - Harnessing the Power of Personal Stories 31:50 - Teen-Focused Period Liners in Various Sizes 34:04 - Building a Supportive Entrepreneurial Community 37:04 - Utilizing Resources for Business Growth 44:34 - Empowering Women Through Grassroots Marketing 45:08 - Community Building for AI Product 48:59 - Creative Marketing Strategies for Female Empowerment 52:13 - Empowering Women Through Marketing 59:29 - Building a Successful Business Movement 1:00:36 - Kevin King's Words of Wisdom
Scott explores how to approach difficult conversations with a family member whose political views have changed. He discusses how AI will affect traditional higher ed, and closes with a personal reflection on sending your kid off to college. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Big changes are quietly reshaping the Airbnb landscape—and short-term rental hosts could be paying the price. In this episode of Real Estate News for Investors, Kathy Fettke breaks down Airbnb's latest policy updates, including the new “buy now, pay later” option, increased risk of chargebacks, and unsettling payout delays. These behind-the-scenes changes may give guests more flexibility, but they shift significant financial risk onto hosts—potentially leaving them with empty calendars, frozen payouts, and unexpected losses. If you're an Airbnb host, vacation rental owner, or real estate investor, this is a must-listen episode to help you protect your business, your cash flow, and your peace of mind. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: https://www.biggerpockets.com/blog/airbnb-just-quietly-changed-the-rules-for-hosts?utm_campaign=07.03.2025%20REINewsletter&utm_medium=email&utm_source=Iterable&utm_channel=28425&utm_content=Marketing
Episode Highlight: On this episode of the Embracing "Only" podcast, we are featuring one of the most impactful moments from episode 71 with guest Animah Kosai. This episode is a must-listen if you've ever felt pressured to conform, questioned your leadership style, or struggled to stay authentic in high-stakes environments. Animah is a passionate advocate for ethical leadership, diversity, and inclusion in the workplace. She founded Speak Up At Work to diagnose the speak up culture in companies and assess their response to reports on wrongdoing, harassment, unsafe, and unethical practices.This episode is just a short snippet that highlights the best and most powerful learning moment from a past episode. You can listen to the full episode (filled with more wisdom) here: Episode 71: Speaking Up in the Workplace with Animah Kosai.Key Discussion Points:00:59 Bullying vs. Strong Leadership: There is a difference between strong assertive leadership and bullying. Transformation is possible if the bully is open to learning and acknowledging what they did wrong.03:49 Understanding the DARVO Pattern: Deny, Attack, and Reverse Victim and Offender is a common corporate response to being called out. 05:18 Toxic Leadership Conditioning: Past experiences shape behaviors. Leadership mirrors toxic systems until we consciously choose another path.08:09 The Challenge of Disrupting Systems: We are living in a world designed by and for cis straight white men from certain educational backgrounds.10:32 Authenticity as Resistance: The roots of “professionalism” are deeply racialized and gendered, and it serves to erase identity.In Summary: Animah Kosai encourages self-awareness in leadership, especially in addressing and transforming bullying behavior. She discusses the need for authenticity and systemic change in corporate cultures to promote inclusivity and challenge existing biases.Resources from this episode:Follow Animah on LinkedIn or visit her website. If you happen to be a woman of color and you are looking for a community of like minded women, join Olivia here: https://www.mysistersshoulders.com/ Ready to make a change?→ If you are struggling to navigate your corporate career but are ambitious and have goals you want to accomplish quickly, Olivia is the coach for you. She can help you reach your goals. Reach out to her on LinkedIn or visit oliviacream.com.→ If you are ready to transition out of Corporate and want to start building a profitable portfolio career as a business owner, board member or more, but you're unsure of the next steps, Archita can guide you through a successful transition to entrepreneurship.Reach out to her on LinkedIn or visit architafritz.com.Connect with your hosts:Follow Embracing Only on Linkedin, Instagram, and Facebook, or check out the website._________Produced by Ideablossoms
In this episode of Disrupt the System, Dr. Nancy Crowell sits down with Ayurvedic practitioner, herbalist, and educator KP Khalsa—a pioneer in the field of holistic health with over 50 years of experience. KP was the personal apprentice of Yogi Bhajan for over three decades and is the first person professionally certified in both Ayurveda and Western Herbalism. Together, they unpack the hidden root causes of autoimmune conditions like Hashimoto's and how gut dysbiosis—often caused by antibiotics, stress, and modern lifestyles—plays a central role in the breakdown of immune and endocrine function.
The Colorado wolf reintroduction continues to disrupt ranchers trying to work with the new reality. Today, Sun rural reporter Tracy Ross talks about a recent gathering of ranchers in Pitkin County and their problems and plans.See omnystudio.com/listener for privacy information.
In this week's Omni Talk Retail Fast Five, sponsored by the A&M Consumer and Retail Group, Simbe, Mirakl, Ocampo Capital, Infios, and ClearDemand, Chris and Anne discussed: - Walmart's “Dinner Tonight” platform launch – The retail giant's one-stop meal solution that lets customers type “Dinner Tonight” or “easy dinner” to access one-click baskets, recipe hubs, and shoppable lists, complete with deli and bakery delivery options. - Amazon's 15-minute grocery delivery partnership with GoPuff in the UK – - The ultra-fast service has expanded from Birmingham and Salford to major cities including London, Manchester, Liverpool, Leeds, Cardiff, Bristol and Sheffield, offering 24/7 grocery delivery through GoPuff's micro-fulfillment network. - Staples pivoting to services for business relevance – The office supply retailer is driving foot traffic through printing, shipping, passport services, and a new Verizon partnership to sell phones and devices in-store, with about 945 locations serving roughly 90% of the U.S. population. (Source) - Sephora's “Delivered to Beauty” partnership with Lyft – The beauty retailer offered $20 Lyft credits for rides to select stores in NYC, LA, San Francisco, Chicago, and Seattle during July 7-10, with customers receiving in-store guidance and $10 off purchases over $50. - Grocery Dealz app launch as the “Gas Buddy of grocery” – The new Dallas-Fort Worth based app allows shoppers to compare grocery prices across supermarkets and build carts, with plans for statewide Texas expansion and eventual national rollout. Plus: This month's OmniStar award goes to Tracey Brown, EVP and Chief Customer Officer at Walgreens, for becoming a licensed pharmacy tech and working weekend shifts to better understand operations and accelerate change. There's all that, plus spicy McMuffins, furniture eulogies, and the new dating trend called “Banksying.” Music by hooksounds.com
In today's episode, we talk about how AI has changed finserv's approach to advertising and which areas of bank marketing will be affected the most. Join the discussion with host and Head of Business Development Rob Rubin, Analysts Lauren Ashcraft and Jacob Bourne. To learn more about our research and get access to PRO+ go to EMARKETER.com Follow us on Instagram at: https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com For more information visit: https://www.emarketer.com/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com For a transcript of this episode click here: https://www.emarketer.com/content/podcast-agi-coming-how-will-change-everything-and-behind-numbers-podcast-banking-payments-show-ai-turning-bank-marketing-upside-down-what-will-disrupt © 2025 EMARKETER Quad is a global marketing experience company that gives brands a frictionless way to go to market using an array of innovative, data-driven offerings. With a platform built for integrated execution, Quad helps clients maximize marketing effectiveness across all channels. It ranks among Ad Age's 25 largest agency companies. For more information, visit quad.com.
Today we have a Q and A episode, and we are covering the following questions: Does soy disrupt hormones? Do we need 1 gram of protein per pound of body weight?Is it okay to drink coffee on an empty stomach?Tune in to the episode to learn more. Previous Episodes Discussed in the ShowSurprising Truth About Soy Everything You Need to Know About Protein Health Benefits of Coffee Enjoying the show or have a questions about a particular topic? Send us a message here. Support the showDo you enjoy the show and want to support it? Here are some ways you can
John and Craig plant the idea for setups that have the most satisfying payoffs. Different from exposition, setups introduce ideas and concepts to an audience, priming them for a later revelation. They look at the sleight of hand required to have your setups deftly planted, take root in your audience's mind, and grow into something delightful. But first, we look at the new California tax credits, the 2025 WGA annual report, follow up on AI and VFX, postmodernism, and verticals. We also answer listener questions on music videos and outing yourself to potential employers. In our bonus segment for premium members, John and Craig look at the New York Times' new list of the 100 best movies of the 21st century. We all know Craig loves pitting movies against each other, so there's definitely no umbrage here. Links: The Best Movies of the 21st Century by NY Times California lawmakers approve expanded $750-million film tax credit program by Samantha Masunaga for LA Times WGA Annual Report – employment and earnings, residuals Michael Graves How ReelShort CEO Joey Jia Used a Chinese Trend to Disrupt the U.S. Entertainment Industry by Chad De Guzman for Time Magazine Sundance Labs Sabrina Carpenter – Manchild DJ Snake, Lil Jon – Turn Down for What Madonna – Vogue a-ha – Take On Me Riz Ahmed – The Long Goodbye Phil Collins – Don't Lose My Number 30 minutes with a stranger by Alvin Chang for The Pudding Chris Perkins Mike Birbiglia's top ten movies of the 21st century Get a Scriptnotes T-shirt! Check out the Inneresting Newsletter Become a Scriptnotes Premium member, or gift a subscription Subscribe to Scriptnotes on YouTube Craig Mazin on Instagram John August on Bluesky and Instagram Outro by Spencer Lackey (send us yours!) Scriptnotes is produced by Drew Marquardt and edited by Matthew Chilelli. Email us at ask@johnaugust.com You can download the episode here.