Podcasts about isas

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Best podcasts about isas

Latest podcast episodes about isas

Cash Call- Smart Inside Sales
Common Mistakes Happening in the Real Estate Market NOW

Cash Call- Smart Inside Sales

Play Episode Listen Later Sep 23, 2022 32:14


On this week's episode, Dale Archdekin brings on a special guest, Laurie Harris! She is a Rockstar ISA who currently resides in Texas and is one of the real estate training coaches for Dale's Real estate scripting and dialogue training company, Smart Coaching & Training. They dive into common mistakes currently being made by ISAs and Relators in this market, explain why it's important to not follow your gut – especially when it comes to your follow up and time blocking, they review a call from one of Laurie's clients where they are discussing “ do you have an agent” with a lead, and they finish off the podcast this week with a super helpful Q&A where they share the reasons why call review and live role play is so important to do as a team leader, agent, and ISA. Ca$h Call podcast is geared toward Real Estate Agents and Inside Sales Agents to transform their skills and own their craft. Collect tips each week from well-known real estate lead conversion experts. Ca$h Call is broadcasted live on Wednesdays at 3pm EST, weekly. Want to be a live participant? Register each week with this link https://tinyurl.com/xy3ynrx6 Want to be trained by Dale's team, max out your sales, and become ninjas with lead conversion? Our client successes… not to show off or anything ;) 5x more leads3x more weekly appointmentsTripled their business in the first yearDue to growth, able to become a full-time agentImproved scripting and conversations with leadsMindset work which adjusted their perception around calling Check out Dale Archdekin's training programs that are dedicated to transforming you or your team's skills!https://www.smartinsidesales.com/ Try out the most popular software in customer relationship management, Follow Up Boss! This CRM is perfect for real estate sales teams. Link for free 14-day trial https://pages.followupboss.com/smartinsidesales/Follow us on socials! Instagram: https://www.instagram.com/smartinsidesales/Linkedin: https://www.linkedin.com/company/smart-inside-salesFacebook: https://www.facebook.com/smartinsidesalesyoutube: https://www.youtube.com/c/SmartInsideSales/featured

Money Tips Podcast
London first time buyers will need an extra £34,500 of income on average due to rising interest rates

Money Tips Podcast

Play Episode Listen Later Sep 22, 2022 15:26


  Sterling crisis could drive up interest rates First time buyers are the largest buyer group in the country but they're about to be hit with higher interest rates. Here's what's happening and how you can offset the rising rates. Key takeaways First time buyers, the largest buyer group in the UK with nearly 177,000 transactions so far in 2022, will need an average of £12,250 more on their income to get a mortgage based on 4% interest rates  A whopping £34,500 extra is needed in the London market, but less than £5,000 in more affordable regions Property interest among FTBs is up by 46% year on year as they drive the market from the bottom up. More than half of their enquiries for three bedroom homes and an average price 10% higher than this time last year (£269,000). FTBs are looking further afield in cheaper areas to buy a home, meaning less time spent saving up for a deposit. Zoopla data shows that 25% of first time buyers outside of London are now searching 10km or more from their home address.  Source: Zoopla Is it still cheaper to buy than rent? Comparing the cost of renting and buying, Zoopla examined whether a renter can afford to buy the home they live in. You would save an average of £200 by paying a mortgage (with a 2.5% rate) rather than renting. On a 4% interest rate, it'll still be slightly cheaper to pay a mortgage than to rent in most places. But buying will edge into being more expensive than renting in the high value areas of London and the South of England. 5 Tips To Help First Time Buyers: 1. Broaden your search area Obvious, but makes sense if you rent in a city centre. 2. Use a government buying scheme The government has launched several first-time buyer schemes to help you get on the property ladder. The Help to Buy Equity Loan scheme is a popular choice but ends in October.  The First Homes scheme offers discounts of between 30% and 50% on new build properties to local first-time buyers and key workers. There are several other schemes that can help you get on the ladder too. 3. Team up with friends or family to get a bigger deposit Offset rate rises by coming up with a bigger deposit. Many are turning to family members or pairing up with partners or friends to get a deposit together. Use the available ISAs and tax free savings schemes to save for a deposit. Many parents and grandparents use ‘equity release' schemes to help fund a deposit. 4. Do your homework on different types of mortgages Learn how different types of mortgages are impacted by base rate changes. Speak to a mortgage advisor. Some specialise in first time buyer mortgages, so tap into their knowledge as well as doing your own research. 5. Keep up with your local market Local housing markets all different to the national picture and you'll be in the best position to get on the market at a good price if you know what's happening nearby. Sterling crisis could drive up interest rates Interest rates and inflation could soar if the Pound continues to fall against the Dollar. Goldman Sachs predict that inflation could reach 20%! Energy will rise again next month, food prices are rising at more than 10% and unions are striking for higher pay deals and some want to minimum wage to go up to £15 per hour. Germany now has the highest inflation rate for 40 years. To help you get through this and come out stronger at the other end I have prepared a brand-new training, which you can access right now from the comfort of your home. Check out my new training to help you get control of your finances and learn how to become financially free in 28 days! Click to join: https://bit.ly/3isugCr     #freetraining #inflation #business #money #savemoney #buytoletinvestor #propertyinvestor #mortgages #secondincome #financialfreedom #economy #money #rentalproperty #buytolet #investing #property #houseprices See omnystudio.com/listener for privacy information.

Stranded Technologies Podcast
Ep. 14.2: New Models in Higher Education (2/2) - How Financial Innovations Like Income Share Agreements Align Incentives and Unbundle the University w/ Quotanda CEO Grant Taylor

Stranded Technologies Podcast

Play Episode Listen Later Sep 17, 2022 32:26


Niklas speaks with Grant Taylor. Grant is the Founder & CEO of Quotanda, a company that is digitising financial aid for educational institutions and students.Over the past 40 years, college has developed from an offering for an elite of knowledge workers to a job entry requirement for a majority of the population.Grant argues that college is overutilised in developed countries such as the United States, but underutilized in less developed countries such as Mexico.The higher education system he knows intimately from his experience in the USA, Spain and Mexico is massively mismatching students with jobs.A couple of key innovations can help overcome that gap: 1) bootcamps of 3-6 months that teach job-relevant skills quickly. Students in Mexico can earn 5x more with a coding BootCamp compared to working in a call center. 2) Income share agreements (ISAs) between universities or financial institutions and students.Grant talks about how ISAs have gained a bad reputation and regulatory attention in the USA after some flawed marketing messages. Yet Grant sees lots of opportunities for ISAs to become widespread. There are no regulatory barriers in many countries in Latin America, allowing an underserved market to access higher education.We invite you to join us at the frontier to build the education system of the future together on Roatan, Honduras, a beautiful Caribbean island:Prospera Edtech Summit, October 28-30, 2022Niklas on Twitter: https://twitter.com/NiklasAnzingerInfinita Fund Website: https://infinitafund.com/Discord: https://discord.gg/Z4H6UjbubK

Auslese - Der Buchtipp
#113 "Der kleine Gasthof an der Schlei" von Inken Bartels

Auslese - Der Buchtipp

Play Episode Listen Later Sep 12, 2022 0:37


Das Rezept zum Glück: drei Generationen, drei Köchinnen und ein familiärer Landgasthof Nur widerwillig reist Sterneköchin Isa Petersen von London in ihren verschlafenen Heimatort in Schleswig-Holstein. Die geliebte Oma hat ihr den kleinen Dorfkrug vermacht. Hier in der Küche vom "Seestern" ist Isa zwischen Töpfen und Pfannen groß geworden. Denn Mutter Jette hat die Familie früh verlassen. Jetzt sollen die beiden Frauen gemeinsam am Herd stehen und den letzten Willen der Oma erfüllen. Aber es kracht gewaltig zwischen ihnen. Nur mit der Hilfe von Isas altem Schulfreund Tim haben sie eine Chance, den kleinen Gasthof zu neuem Leben zu erwecken. Und Isa bekommt eine Ahnung davon, dass sich das Glück manchmal dort versteckt, wo man es am wenigsten erwartet ... Über die Autoirn: Inken Bartels, geboren 1974 in Eckernförde, hat viele Jahre freiberuflich für diverse Frauenzeitschriften gearbeitet und ist heute Ressortleiterin bei der «Für Sie» und «Petra». Mit ihrem Mann und den beiden Söhnen lebt sie in Hamburg. Zum Schreiben zieht sie sich gerne in ihr kleines Wochenendhäuschen an der Schlei zurück. Dort kennt sie jede Badestelle und jeden Landgasthof. Inken Bartels kocht leidenschaftlich gerne, und sie hat den Roman mit etlichen Rezepten und Zitaten zum Thema Essen angereichert.

Mail-Right: Real Estate Agents Show: About Technology & Online Marketing & Getting Seller Leads
#354 Mail-Right Show: What Are The Best Real Estate Lead Generation Companies in 2022

Mail-Right: Real Estate Agents Show: About Technology & Online Marketing & Getting Seller Leads

Play Episode Listen Later Sep 8, 2022 35:58


What Are The Best Real Estate Lead Generation Companies in 2022 There is no such thing as BEST. Even if one of these lead generation companies consistently delivered MUCH stronger results than another (which they don’t), you need to consider your marketing fundamentals. Do you understand automated lead nurturing systems How big of a budget have you set aside for layered marketing efforts like automated texting and ISAs? How good are you at tracking marketing results, both long and short term, from within high-volume lead generation environments -------------------------------------- The Hosts of The Mail-Right Show Jonathan Denwood & Robert Newman https://www.mail-right.com jonathan@mail-right.com 775-372-6322 https://www.facebook.com/mailrightusa -------------------------------------- Robert Newman InboundREM https://inboundrem.com https://inboundrem.com/real-estate-lead-generation-companies-ranked/ https://inboundrem.com/ylopo-review-with-pricing/ https://inboundrem.com/kvcore-kunversion-pros-cons/ https://inboundrem.com/sierra-interactive-website-crm-review/

Do More With Your Money Podcast
#133 Million pound ISAs | Do More With Your Money

Do More With Your Money Podcast

Play Episode Listen Later Sep 2, 2022 30:12


Do you need a million pounds in your ISA? How can you become an ISA millionaire? Our expert panel discuss how to get the most out of your ISA allowance and investment goals. Plus, how does your ISA compare to your Pension and the latest on our Great North Run fundraising.

Cash Chats
282 | 80% energy bill hike & not paying, plus tax on savings & transferring ISAs

Cash Chats

Play Episode Listen Later Aug 31, 2022 30:47


In the latest episode of the pod I'm talking about: Working out what your energy bills might look like from October How the price cap works Should you not pay your energy bill? Why you might have to pay tax on savings if rates keep improving A listener question about transferring ISAs My deals of the week For links and further reading head to becleverwithyourcash.com/cashchats282 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash   youtube.com/andyclevercash   GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence     

Launch School Podcast
S4E5: Transforming at Launch School

Launch School Podcast

Play Episode Listen Later Aug 22, 2022 79:54


In this episode Chris and Karis discuss a recent inspirational talk given by Core graduate student Jake. Chris answers some additional Launch School-related questions including how ISAs work. Karis interviews Capstone graduate and Launch School Alumna Catherine, who shares what life has been like as a software engineer a year and a half on from her studies at Launch School. The episode ends with a few announcements about the latest events. Introduction (https://podcast.launchschool.com/transforming-at-launch-school?t=0) Discussion on Jake's Gather Town Talk: Transformation (https://podcast.launchschool.com/transforming-at-launch-school?t=40) Discussion on Jake's Gather Town Talk: Study Checklists (https://podcast.launchschool.com/transforming-at-launch-school?t=324) Discussion on Jake's Gather Town Talk: Good Grades as the Goal (https://podcast.launchschool.com/transforming-at-launch-school?t=593) Question about Technicality versus Personality in a Tech Role (https://podcast.launchschool.com/transforming-at-launch-school?t=887) Question about Income Share Agreements (ISAs) at Lauch School (https://podcast.launchschool.com/transforming-at-launch-school?t=1083) Interview with Catherine (https://podcast.launchschool.com/transforming-at-launch-school?t=1602) Annoucements (https://podcast.launchschool.com/transforming-at-launch-school?t=4709) Show Notes - Dealing with Failure at Launch School: how to transform from a C to an A student with Jake deVarennes (https://www.youtube.com/watch?v=U-wvbwnYC7Y) - Jake's A+ Checklist (https://medium.com/@jakedevar111/there-are-many-ways-to-study-for-an-assessment-however-this-is-the-best-way-that-i-have-found-for-ed85cea4ffba) - Capstone Program and Launch School's ISA (https://launchschool.com/capstone) - Chat to @Catherine on The Launch School Community Slack (https://launchschool.com/chat) - Do you want to be a TA? Information Post (https://launchschool.com/posts/c4a938a2) - Chelsea's Blog Posts: Time Out Part 1 (https://chelsea-saunders.medium.com/time-out-part-1-6b9349afbb) - Chelsea's Blog Posts: Time Out Part 2 (https://chelsea-saunders.medium.com/time-out-part-2-db3b30a3d514) - Launch School Women's Group August 28th Meetup (https://launchschool.com/posts/49f5d4c1) Fill out our form below if you have any questions about anything Launch School related whether its our prep course, Core Program, Capstone and beyond. Your question could be answered in our next episode! - Ask a Question Form (https://launchschool.com/podcast-requests)

Cash Call- Smart Inside Sales
Powerful Questions Every ISA Should Be Asking To Seller Leads

Cash Call- Smart Inside Sales

Play Episode Listen Later Aug 12, 2022 30:41


In this week's episode, Dale Archdekin and Brian Curtis review a call from an ISA who secures the appointment but missed opportunities to ask questions that would have helped the agent. They share what the ISA could have asked, suggest how leaders can incentivize their ISAs, and share scripts on how to effectively ask how much money the lead wants to sell their house. They close by reminiscing on handling short sales and sharing tips on how an ISA can handle questions they don't know the answers to. Ca$h Call podcast is geared toward Real Estate Agents and Inside Sales Agents to transform their skills and own their craft. Collect tips each week from well-known real estate lead conversion experts. Ca$h Call is broadcasted live on Wednesdays at 3pm EST, weekly. Want to be a live Participant? Register each week with this link https://tinyurl.com/xy3ynrx6 Want to be trained by Dale's team, max out your sales, and become ninjas with lead conversion? Our client successes… not to show off or anything ;) 5x more leads 3x more weekly appointments Tripled their business in the first year Due to growthAble to become a full-time agent Improved scripting and conversations with leads Mindset work which adjusted their perception around calling Check out our training programs that are dedicated to transforming you or your team's skills! https://www.smartinsidesales.com/ Try out the most popular software in customer relationship management, Follow Up Boss! This CRM is perfect for real estate sales teams.

Do More With Your Money Podcast
#130 Inflation: Is now the time to invest?| Q & A special.

Do More With Your Money Podcast

Play Episode Listen Later Aug 12, 2022 45:28


On today's episode of the Do More With Your Money Show, True Potential Chief Executive, Daniel Harrison is joined by a panel of investment experts to answer your questions on inflation, investing, ISAs, pensions, and much more. An unmissable episode that provides insight into how markets are strengthening, and discussion on the geo-political events taking place in the UK and around the world.

This is Money Podcast
Will rates keep rising and are cash Isas a good option again? Savings special podcast

This is Money Podcast

Play Episode Listen Later Aug 12, 2022 59:49


Rising bills and the cost-of-living crisis are forcing many to dip into savings pots, if they have one to begin with. At the same time, with base rate rising to try and curb inflation, savings deals have become far better than they have been in the last decade. This week, Georgie Frost and Lee Boyce are joined by a special guest: James Blower, AKA The Savings Guru, who gives his take on where savings rates are heading next. With lesser known challengers paying the best rates, how do you know they're any good? And should you fix now or wait? He explains how savings rates set, why big banks are slow to pass on base rate movements and with savings deals improving, James explains why a cash Isa might be a good home for your money once more. Elsewhere, times are tough with plenty of misery on the horizon thanks to rising energy bills. Latest predictions suggest the price cap could land somewhere between £4,000 and £5,000 a year. Much has been said this week about households, but what about businesses which are slowly being crushed under the weight of rising costs? Not protected by an energy cap, some hospitality bosses are said to be considering closing down due to unprecedented energy bills while three quarters are thinking about reduced opening hours. And with household prices set to soar, a Don't Pay UK movement has grown suggesting cancelling direct debits – but is that a wise idea?

The Flying Frisby
Who's buying gold right now and why?

The Flying Frisby

Play Episode Listen Later Aug 3, 2022 6:37


Are the people at the top – the directors – buying or selling shares in their own company?If they are buying, that's usually a good sign. But if they're selling, not so good.They might be selling because they need the money for something: to buy a property for example, to pay school fees, to settle some debts.Then again, they might be selling because they don't like the look of what's going on.Directors' dealings can offer telling signals as to whether insiders think the company is about to thrive or dive. That's why so many follow them.With that in mind, I had a meeting with Joshua Saul yesterday, CEO of bullion dealer and storage company, the Pure Gold Company. He told me something that I found fascinating - similar to the value of director dealings as a potential indicator. I'd like to share that knowledge with you today.Who's been buying bullion and why?Why are doctors queuing up to buy gold?The Pure Gold Company must now be one of Europe's top bullion dealers, with a large and varied customer base, from institutions to individuals. As such, it knows who is buying, who is selling and to what extent.But, to help them make the right investments, it also makes an effort to get to know its clients: are you old or young? What do you do for a living? Why are you interested in buying gold? And so on. As a result, it gains an insight into people's professions and motivations and that data, “both quantitative and qualitative”, to use Saul's words, “reveals trends about the market”.There has, over the past couple of months, been a marked increase in buying from two professions: doctors and investment bankers. Weird, huh? The latter I sort of get, but the former.Most doctors I know work pretty hard. Their diaries are full and their time is precious. Unlike many other professions, I would venture that their ability to monitor markets, research investment ideas and so on is limited. (Any doctors out there, please correct me if I'm wrong).You have to be bright to make it through medical school, to qualify and practice, so doctors, for the most part, are not stupid. But at the same time, I would venture, as a rule, that their fingers are not particularly on the investment pulse, unless their investments are somehow related to the medical field – which gold isn't.So what gives with doctors buying bullion?Doctors for the most part have money. It's a well-paid profession. In some cases very well paid. And they are making money all the time. “My belief,” says Saul “is, first, they've been too busy up until now to take much of an active role in their investments, but having seen their pensions fall, have started to to be more proactive – driven primarily by safety and security”.Makes sense. They've been making good money, but on the other hand, they have been watching the value of their Isas and pensions fall quite dramatically. As a result, they are turning to the alternatives, which are gold and silver.Investment bankers are getting keen on gold again“Why then has there not been an uptick in, say, lawyers or pilots or computer programmers?” I ask. There has been, it turns out, but the most notable increase has been doctors – by 44% in the last four weeks – and, as we are about to consider, investment bankers. Investment bankers' buying of coins and bars has increased by a – quite astounding, in my view – 59% over the past four weeks.  I have to say, the implications of a 59% jump in investment bankers buying gold for their personal portfolios has some alarm bells ringing. What's going on at the banks? Are there problems looming? What do they know that we don't? Something similar was going in the lead up to the Lehman crisis.Possibly so. When asked about their motivation and timing, says Saul, many cited counterparty risk, exacerbated by the severe inflationary environment. Political uncertainty has been a factor too. Many fear inflation. The high cost of sitting in cash while waiting for opportunities in other asset classes, has become too high. The other factor cited was the consequences of escalating interest rates at a time of high and increasing debt, both individually and nationally. Overall, says CEO Saul, there has been a 39% increase in people purchasing gold bars and coins in July compared to the monthly average over the last 12 months, and a 42% increase in people purchasing silver bars and coins.Perhaps more tellingly, there has been a 67% increase in people selling equities within their pension to purchase physical gold bars within the same vehicle. This type of knowledge may mean absolutely nothing. I don't think it's reason alone to go out, sell everything, buy gold and run for the hills. But it's one of those telling insights, I'd say, to have at the back of your mind as you make your broader macro investment decisions – how you determine your asset allocation. People are buying bullion. Especially investment bankers. It also explains the uptick in people asking me how to buy bullion. If you're concerned about geopolitics or inflation or solvency, and you feel an investment that is “outside the system” and “no one else's liability” is worth having, this is the type of thing that might cap your thinking and seal the deal. So there we go, I'll leave it with you to make of it what you will – a bit like those director dealings.If you're interested in buying bullion yourself, consider the Pure Gold Co, with whom I have an affiliation deal. My report on how to buy bullion is here.If you're interested in miners, paid subscribers received this update last week. There might be some opportunities, given the current sell off.And, finally, If you are in Edinburgh next week, I will be performing my show, How Heavy?, a lecture with funny bits about of weights and measures, at the Fringe. You can get tickets here. Hopefully, see you there.This article first appeared at Moneyweek.Until next time … This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit frisby.substack.com/subscribe

FOCUS
Episode 407: Understanding the New PCI Standards for Higher Ed

FOCUS

Play Episode Listen Later Aug 2, 2022 21:35


The latest version of the Payment Card Industry Data Security Standard (PCI DSS) was recently released and higher ed institutions should start preparing to comply. Adherence to the new PCI DSS 4.0 will require colleges and universities to update how they manage PCI compliance campuswide. To outline the major points of the new standards and how to approach, FOCUS podcast invited Walid Barakat to share his expertise on the subject. Barakat is the senior vice president of IT governance, risk, and compliance at Global Payments, where he and his team are responsible for PCI compliance, merchant compliance, IT risks, and cloud business. What is PCI DSS 4.0? Like past standards, PCI DSS 4.0 is a set of payment security regulations for organizations (merchants) that process transactions with payments cards. Merchants are partnered with an assessor to understand the maturity level of their security and advise in ways to strengthen security programs. PCI DSS 4.0 is a complete rewrite of the existing 3.2.1 standard, created with feedback from the PCI community. Requirements have been restructured to include the intent behind them and how to validate them. With this fresh new look at security standards, the goal of PCI DSS 4.0 is to ensure security year-round. “There are some new requirements to really drive best practices, recommendations, and enhanced accountability for organizations to maintain compliance year-round,” said Bakarat. “Not just when it's time for the assessment, or working directly with an assessor.” What institutions can expect The latest version of PCI standards includes clearer requirements, more testing guidance, and the opportunity for institutions to work with an assessor to tailor the validation approach to their unique environment. The new regulations place greater ownership on merchants, encouraging campuses to review their security posture to see how controls are being met. When it comes to the timing of PCI DSS 4.0 implementation, institutions are offered a multi-phase approach. The first phase begins in March 2024 with a small set of requirements focused on defining roles and responsibilities and higher-level risk posture. This will set them up for remaining requirements that will become effective in March 2025. Institutions will need to minimize their security profile, which can be done with multi-factor authentication (MFA). Ensuring that MFA, appropriate security controls, and firewalls are properly in place and documented minimizes the scope and threat vector for PCI assessing and overall security risk. The PCI Council has made PCI DSS 4.0 available to the public, which means anyone who accesses the council website can easily confirm how they've been using documentation, see a comparison to prior standards, and see published awareness documents and FAQs. The importance of assessors and ISAs Barakat suggests two ways for institutions to go about processing PCI DSS 4.0 and moving towards compliance. The first is to take advantage of the time between now and 2024 to partner with the assessor to understand what the current security posture is and take their guidance under consideration. The assessor will be able to show institutions where they might need to provide additional emphasis and maturity in controls. The second approach is training current staff members to become internal security assessors (ISAs). With an ISA, institutions are able to have someone who already knows the ins and outs of systems be trained by the PCI Council's program to understand standards, the overall PCI process, and what is needed for reports on compliance. The council will also offer free PCI DSS 4.0 training to all ISAs, making it even easier for compliance to take place. Final advice Barakat's final advice to colleges and universities is to always have defined roles and responsibilities among staff and make sure everyone is able to understand how their daily tasks add to compliance. He also advises institutions to make good use of documentation for more streamlined assessments. A transparent relationship with the assessor and listening to their guidance throughout the entire year are also key. Find additional resources on PCI DSS 4.0 here. Looking for tips on how to build a strong PCI foundation? Download TouchNet's PCI Explained eBook for an introduction to payment card terminology, how payments are processed, and best practices in building resources and processes vital to streamlining PCI compliance. Special Guest: Walid Barakat.

GO Coaching
Teamwork Makes The Dream Work - Hiring An ISA For Your Business! The Inside Sales Agency

GO Coaching

Play Episode Listen Later Jul 22, 2022 20:07


The Inside Sales Agency GO Coaching My Story My name is Sara Delansig, I'm the Owner of The Inside Sales Agency & a licensed Realtor with eXp Realty in the greater Seattle area. I got into real estate (probably for the same reasons you did); to have control over my career, a flexible schedule, help others & give my family a better future. This company allows me to do exactly that, plus it helps other real estate agents as well! Right after I got my license, it didn't take long for me to realize that I was in over my head. The sheer cost to get started & maintain my career as a solo agent was overwhelming. I recall my days as a Sales Team Leader at a real estate coaching company, telling agents that 87% will quit within the first years. I never thought I could be that statistic. I was so excited & determined in the beginning. I knew I had the skillset to make it but struggled with the cost & time it took to become great. I had to keep paying to stay in real estate, knowing that months could go by without a paycheck. Fortunately, I was lucky to have a support system within my Brokerage that helped me figure out what matters most to me. These agents recognized my talents & guided me to the place I am today, launching The Inside Sales Agency! I started The Inside Sales Agency because I saw a huge need for inside sales agents who know what it's like to sell real estate. Also, for agents like me who need help paying NAR, MLS, eKey, Brokerage fees & all the other costs that add up while building your pipeline. I teach ISAs how to develop relationships first, because that's the key to unlocking a successful career in real estate. I'm taking control of my future in real estate by training & producing some of the best inside sales agents you'll ever hire. I want to empower new real estate agents by offering them an opportunity to learn the business while earning money to stay with it. Most importantly, I want to prove that The Inside Sales Agency will produce the best ISAs you'll ever hire. Ready to find out? Let's connect! Note: I was asked to write down the answers to the questions "What are your strengths? What makes you happy? What do you value?" in a real estate coaching program. I found it while writing this section & thought it'd be a good example of my character. You can find those answers below, under "My Motivation". Speaking of which... I lost my best-friend of nearly 20 years to covid in 2021. I worked with her, I lived with her, she was a major part of daily life & my family. We had so much fun working together as inside sales agents, but we did it for people that didn't deserve us. I wouldn't be here without her. For that reason, this business is dedicated to Amy Powell 05/19/78 to 06/28/21. --- Send in a voice message: https://anchor.fm/gabrielolguin/message Support this podcast: https://anchor.fm/gabrielolguin/support

Cash Call- Smart Inside Sales
How to Speak to Sellers in a Market Shift

Cash Call- Smart Inside Sales

Play Episode Listen Later Jul 22, 2022 37:07


On this week's episode, Dale and Brian jump right into how to speak with sellers in this market shift. They share scripting for value of the sellers home and how to overcome the commission objection. Discuss the difference between marketing a home vs. selling a home. And conduct a roleplay in different commission conversations for both agents and ISAs. Ca$h Call podcast is geared toward Real Estate Agents and Inside Sales Agents to transform their skills and own their craft. Collect tips each week from well-known real estate lead conversion experts. Ca$h Call is broadcasted live on Wednesdays at 3pm EST, weekly. Want to be a live participant? Register each week with this link https://tinyurl.com/xy3ynrx6 Want to be trained by Dale's team, max out your sales, and become ninjas with lead conversion? Our client successes… not to show off or anything ;) 5x more leads3x more weekly appointmentsTripled their business in the first yearDue to growth, able to become a full-time agentImproved scripting and conversations with leadsMindset work which adjusted their perception around calling Check out Dale Archdekin's training programs that are dedicated to transforming you or your team's skills!https://www.smartinsidesales.com/ Try out the most popular software in customer relationship management, Follow Up Boss! This CRM is perfect for real estate sales teams. Link for free 14-day trial https://pages.followupboss.com/smartinsidesales/ Follow us on socials! Instagram: https://www.instagram.com/smartinsidesales/Linkedin: https://www.linkedin.com/company/smart-inside-salesFacebook: https://www.facebook.com/smartinsidesalesyoutube: https://www.youtube.com/c/SmartInsideSales/featured

REAL Talk with Brendan Bartic
[HOW TO] Build an ISA -Inside Sales Associate- Team | Real Estate Training

REAL Talk with Brendan Bartic

Play Episode Play 31 sec Highlight Listen Later Jul 18, 2022 53:20


How to build an ISA - Inside Sales Associate - Team with Claire Buckler, the Director of Lead Generation for the Graddy Roy Network, Graddy Real Estate, and the Roy Team explains how she motivates and manages a team of 13 ISAs (half of which are in Springfield, MO where she's based out of and the other half in Wichita, KS. Claire also shares incredible insight into how the team of 13 ISAs works and collaborates with their 22 agents currently in production. In 2021, The Graddy Roy conglomerate closed 1,385 total transactions 720 of which were from the ISA team. Currently, the Inside Sales Associate Team is at 414 pended/closed YTD-2022. Interested in partnering with the Graddy Team? Learn more and reach out to Claire Buckler: claire@adamgraddy.com(417) 372-2416https://www.graddyroynetwork.com/ SUBSCRIBE & RING THE BELL to receive notifications on new videos dropping EVERY WEEK! Share the love! If this video helped you, please LIKE, COMMENT & SHARE.LEARN MORE about all of Brendan's secrets and strategies to getting more clients and selling more real estate at https://www.brendanbartic.com/. GET MY FREE SCRIPT BOOK HERE: https://www.brendanbartic.com/ LIKE FREE RESOURCES? Join our Private FB Group, Brendan Bartic Real Estate Coaching: https://www.facebook.com/groups/584389598727184/WHO IS BRENDAN BARTIC?With $98 dollars to his name, a bus ticket, and a duffle bag fresh out of the United States Army, Brendan Bartic started out as an assistant to a top-producing agent making $8 per hour. With his sights set high and a long road ahead of him, Brendan carved his own path towards success one cold call and client relationship at a time. Now, a real estate titan, an elite coach, and national trainer with over two decades of incredible success in the real estate industry, Brendan has SOLD OVER ONE BILLION DOLLARS IN RESIDENTIAL VOLUME over the course of his career. As the owner of the #1 Real Estate Team in Denver, a top listing agent, and the Operating Principal of a brokerage serving over 200 agents, he ranks in the Top 1% of all Realtors in the Nation. Brendan is a United States Army Infantry Veteran. Growing up in an abusive home, Brendan left and moved from group home to group home until he was referred to Third Way Center, a place of hope to high-risk and disadvantaged youth until he was emancipated and joined the Army.  Now, giving back to the community that provided him so much, Brendan has helped raise over $1 Million for Denver's disadvantaged youth as the Vice President of the Board of Directors for Third Way Center. He's now sharing the secrets to his unrivaled success in real estate.CONNECT WITH BRENDAN ON SOCIAL MEDIA:WEBSITE: https://www.brendanbartic.com/ FACEBOOK: https://bit.ly/OfficialBBCFacebookPage INSTAGRAM: https://www.instagram.com/brendanbarticcoaching/PODCAST: https://bit.ly/REALTalkBrendanBartic LINKEDIN: https://www.linkedin.com/in/brendanjbartic/TWITTER: https://twitter.com/BarticRealEMAIL: info@brendanbartic.comPlease note: This video and information are for entertainment purposes only. Please check all federal and local solicitation laws and always adhere to the Do Not Call List.

Cash Call- Smart Inside Sales
Tips for Real Estate ISAs to Secure the Appointment

Cash Call- Smart Inside Sales

Play Episode Listen Later Jul 15, 2022 32:11


On this week's episode, Dale and Brian review two calls from ISAs that did not result in an appointment and share insight on how to figure out the "NO" first and how to find another opportunity to execute better discovery. Ca$h Call podcast is geared toward Real Estate Agents and Inside Sales Agents to transform their skills and own their craft. Collect tips each week from well-known real estate lead conversion experts. Ca$h Call is broadcasted live on Wednesdays at 3pm EST, weekly. Want to be a live participant? Register each week with this link https://tinyurl.com/xy3ynrx6 Want to be trained by Dale's team, max out your sales, and become ninjas with lead conversion? Our client successes… not to show off or anything ;) 5x more leads3x more weekly appointments Tripled their business in the first year Due to growth, able to become a full-time agent Improved scripting and conversations with leads Mindset work which adjusted their perception around calling Check out Dale Archdekin's training programs that are dedicated to transforming you or your team's skills! https://www.smartinsidesales.com/ Try out the most popular software in customer relationship management, Follow Up Boss! This CRM is perfect for real estate sales teams. Link for free 14-day trial https://pages.followupboss.com/smarti...

BonsaïBriefs

We're on a mission to make you and your money smarter, with daily briefs delivered to you in just one minute. Follow us @BonsaiMoney on Instagram for further updates. Our episodes are researched and edited by Helen Okechukwu, Our Executive Producer is Carol Akiwumi. We'd like to thank our supporters for their generous support, which makes the series possible. _______________________ This podcast is for general informational purposes only, does not address your particular requirements and situation, and does not constitute any form of financial or investment advice or recommendation. Seek professional financial advice before making any such decisions.

The HyperFast Agent Podcast
Finding Support from Your Real Estate Teammates – With Drew Wadsworth

The HyperFast Agent Podcast

Play Episode Listen Later Jul 6, 2022 33:25


Drew Wadsworth worked on the property management side of the real estate industry for over a decade before transitioning to work with buyers and sellers. What made this transition so seamless for him was finding a supportive team to back him up. Today, as a part of the Keri Shull Team, he receives training and mentorship, enabling him to use his time effectively.   Join Drew Wadsworth and Host Dan Lesniak as they discuss… ∙ Time management ∙ Selling real estate for friends and family  ∙ How being on a team and having access to ISAs can be a massive time saver ∙ Home ownership versus renting in the current market    QUOTES TO SHARE

The Development by David Podcast
#54 - Afzal Hussein - How to go from Council Estates to Goldman Sachs

The Development by David Podcast

Play Episode Listen Later Jul 5, 2022 56:42


Afzal Hussein is a Careers & Finance Youtuber with over 112,000 subscribers, the Founder of tech startup Simpley.io and ex-Goldman Sachs. In this episode expert to learn: How to break into the world of investment banking The day in the life of a trader The salaries and bonuses of the most lucrative graduate schemes How to quit your job to become a Youtuber Why managing your personal finances is important and how to do so How to write the perfect CV What are Asset Managers, Wealth Managers Private Banks, Family Offices, Hedge Funds, ISAs and such terminology. Thanks Afzal for such a fun and educational hour! Extra Stuff: Find Afzal here - https://www.afzalhussein.com/ https://www.youtube.com/afzalhussein https://www.instagram.com/afzal_hussein/ If you love this podcast you can buy me a coffee - https://www.buymeacoffee.com/Dbyd More Extra Stuff: ME: Reach out to me on: Instagram: https://www.instagram.com/developmentbydavid/ LinkedIn: https://www.instagram.com/developmentbydavid/ The Development by David Podcast on: Spotify: https://open.spotify.com/show/6DV9tUfz5nGCmH0bfZUFrM Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-development-by-david-podcast/id1542740010**

Leverage
The Power of Leverage Ep 71: Your ISA Structure Guide

Leverage

Play Episode Listen Later Jun 23, 2022 28:35


Welcome to the 71st episode of Leverage. Join us here as we help you leverage your business through virtual assistants! In this episode, we're bringing in Kory Prince. He is the Co-Founder and Owner of CountryWide Real Estate Group and has been wildly successful in the Great White North, Canada! Kory has built a very unique real estate business structure. And in this episode, he'll go over his ISA structure and explain how he closely works with them. We all know that ISAs are responsible for lead generation and adding qualified leads to your sales funnel. This type of outbound "agent" is responsible for prospecting new leads and cultivating potential clients for their team. So let's find out how Kory has structured his team, keeping them thriving and not burning out. Plus, Kory will share how his ISAs are winning the "speed-to-lead" race every time! So if you're struggling with your ISAs or need some fresh, new ideas, this episode is for YOU! Join us and REGISTER TODAY!

Online Hustlers Podcast With Esteban Andrade
026 - Building out your remote call center to get off market deals with Gustavo Munoz - REI Marketing & Conversion

Online Hustlers Podcast With Esteban Andrade

Play Episode Listen Later Jun 18, 2022 57:23


Welcome to the Online Hustlers Podcast! Join Esteban Andrade and his guest, Gustavo Munoz Castro, to discuss how a remote call center is for effective outbound marketing. Gustavo is the CEO of PowerISA, a telemarketing startup providing calling services for Facebook ad campaigns and real estate prospecting campaigns. He shares the nuances required to carry out cold calls successfully. There's a lot to unpack here, so stay tuned and enjoy the show! And here's what to look forward to in today's episode: Latino power Immerse in the culture and language Requirements in hiring a remote ISA The importance of noise-canceling headsets Recommendations for new lead managers And much more! ~ About Gustavo Munoz Castro: Gustavo Munoz Castro is the CEO of telemarketing startup, PowerISA. His team of ISAs provides calling services to hundreds of Facebook ad campaigns, real estate prospecting campaigns, and other industries. Founded in 2015 as an outbound prospecting company for real estate, PowerISA has evolved to encompass both inbound and outbound lead sources to help grow a business. ~ You can find Gustavo Munoz Castro on... Website: https://powerisa.com/ LinkedIn: https://www.linkedin.com/in/gustavomc/ Facebook: https://www.facebook.com/gustavo.munoz.castro Instagram: https://www.instagram.com/powerisa.us/ Connect with Esteban Andrade! Company Website: https://www.heselmedia.com/ Personal Website: https://www.estebanandrade.com/ LinkedIn: https://www.linkedin.com/in/estenick/ Instagram: https://www.instagram.com/estenick --- Send in a voice message: https://anchor.fm/estebanandrade/message

Saúde Digital
#Ep.150 - ISA LAB: A Descentralização do Home Care

Saúde Digital

Play Episode Listen Later Jun 14, 2022 26:34


SD150 – ISA LAB: A Descentralização do Home Care. Neste episódio, uma conversa com o Dr. David Pares, co-fundador e Chief Medical Office da ISA LAB, que vai nos contar sobre a surpreendente proposta da empresa para descentralizar o cuidado na saúde. A ISA LAB é uma plataforma digital de serviços para a saúde que conecta profissionais independentes, possibilitando que estes levem cuidado para o paciente onde ele estiver com qualidade e agilidade. Neste episódio, o que você vai encontrar: O background do David  Neto e filho de médicos, David formou-se  em medicina pela USP em 2011. Ele, já no final da gradução, resolveu fundar com o irmão uma empresa de marketing médico, que transformou-se logo em agendamento online, depois mudou, mais uma vez,  para ser uma empresa de prontuário eletrônico.  Ao entrar na residência de cirurgia, a empresa recebeu seu 1º aporte de capital e o David deixou a medicina para se dedicar ao empreendedorismo. Fez um MBA nos Estados Unidos, dividindo tempo com o trabalho, e está de volta dedicado à saúde. Como surgiu a ISA LAB Família envolvida com a medicina diagnóstica. Em 2017, os irmãos empreendedores compraram alguns laboratórios de medicina diagnóstica. pois o serviço de coleta domiciliar, que já funcionava antes da pandemia, estava crescendo bastante. A ISA LAB nasceu para dar autonomia para os profissionais de saúde entregarem cuidado ao pacientes fora do ambiente hospitalar. Como funciona Uma plataforma em nuvem de conexão entre "ISAS" independentes, cadastrados e distribuídas por São Paulo, Rio de Janeiro e mais 6 estados brasileiros. O paciente entre em contato com uma das unidades e o profissional que estiver mais próximo pode chegar até ele em até 1 hora. A empresa encontra o profissional de saúde para pegar o material coletado na casa do paciente, por exemplo, e ele fica liberado para o próximo atendimento. Oferece serviços diagnósticos, vacinas e outros serviços de saúde como medicação, soroterapia em casa e outros. +200 profissionais "ISA" na plataforma com flexibilidade de horário. Vantagem do modelo de negócio Com a redução do custo fixo de operação, a empresa pode repassar um valor maior para o profissional que atende. Além de atender B2C,  a ISA LAB também atende empresas de telemedicina ou operadoras de plano de saúde que repassam um serviço para que a ISA encontre o profissional mais adequado e próximo para atender ao paciente. Como garantir a qualidade do serviço O profissional recebe treinamento; Vários incentivos para melhor atendimento como: ganho melhor, indicadores de qualidade e avaliação do cliente final. Futuro   Crescer em algumas cidades já mapeadas; aumentar o leque de serviços em tratamento; aumentar a rede de "Isas" com treinamento estruturado. Comunidade Online Saúde Digital Podcast Você é médico e quer interagir comigo e com outros colegas inovadores da medicina digital?  Entre na Comunidade do Podcast Saúde Digital no SDConecta! Assista este episódio também em vídeo no YouTube no nosso canal Saúde Digital Ecossistema! Clique aqui! Episódios Anteriores - Acesse! SD149 - A carreira do Médico Militar SD148 – Cardiopapers - A escola digital de 35 milhões de reais. SD147 - HackTown - O maior festival de inovação e criatividade da América Latina. SD146 - Escala App: Intraempreendedorismo de sucesso SD145 - Conheça a ECMO: Oxigenação por Membrana Extracorpórea Música | Declan DP - Charmed "Music © Copyright Declan DP 2018 - Present. https://license.declandp.info | License ID: DDP1590665"

Real Estate Rockstars
1049: An Inside Look at Real Estate ISAs With Travis Halverson

Real Estate Rockstars

Play Episode Listen Later May 26, 2022 48:00 Very Popular


ISAs can have a HUGE impact on your ability to convert real estate leads at a high level, but how do you know who to hire? How do you know which systems to put in place in o to ensure their success? Find out on today's Real Estate Rockstars with Oak & Ocean's lead inside sales agent, Travis Halverson. Travis covers scripts, systems, and lead sources. Tune in and learn exactly how to hire and train an ISA so the you can turn more contacts into clients. Learn more about your ad choices. Visit megaphone.fm/adchoices

All Things Money Podcast
What Are the Different Types of ISAs?

All Things Money Podcast

Play Episode Listen Later May 16, 2022 18:01


We have officially entered the 2022-2023 tax year, and with a brand-new tax year, comes a brand-new set of tax allowances. Because of this, I am joined with Laura Suter, from AJ Bell this week to discuss the different types of ISAs that exist within the UK. For more All Things Money, make sure you give us a follow on Instagram, Twitter and Facebook! Fancy supporting the podcast? You can do so here.

The Bid Picture - Cybersecurity & Intelligence Analysis

In this episode, host Bidemi Ologunde discussed yet another consequence of the labor market disruption which is seeing many people transition from blue-collar jobs and hourly work to “new collar” roles that often involve tech skills and come with better pay and schedules. Meanwhile, on the dark side of this disruption is the increasing popularity of income-share agreements, also known as ISAs, as in the case of a single mom who has now filed a lawsuit in California after signing up for a $30,000 ISA at a for-profit coding boot camp, alleging that she entered the agreement under “false pretenses.”Check out host Bidemi Ologunde's other creative outlets on LinkTree.Buzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

MyOutDesk: Scale The Podcast
The ROI On Our Virtual Assistants Is Amazing

MyOutDesk: Scale The Podcast

Play Episode Listen Later Apr 27, 2022 5:32


“My virtual assistant made me $43,000 in commissions less than half an hour ago, so if you're still on the fence about hiring one, my advice is: just do it." - Marvin Mitchell, CEO & Retirement Coach at Compass Marvin isn't just leveraging his ISAs for prospecting: he's also using them to prequalify prospects, which saves his team of advisors countless hours – and lets them focus on advising only qualified prospects who are ready to take advantage of his expertise. This is only one of the many strategies Marvin has used to grow his business into the #3 financial advising firm in the United States. Take Marvin's advice: just do it! Schedule your Double Your Business Strategy Session now! https://bit.ly/3ERbRcK Read the article to know him more and watch the full webinar here: https://bit.ly/3xYwPVD Here are some links to important info about MOD

Do More With Your Money Podcast
#113 How to grow your nest egg this Easter

Do More With Your Money Podcast

Play Episode Listen Later Apr 14, 2022 23:45


Enjoy an Easter special edition of the Do More With Your Money show, with our egg-celent panel explaining how to spring clean your finances and grow your nest egg this Easter. 0:00 The panel test their knowledge to win a Golden Egg 3:57 Starting with a goal to build a nest egg 6:55 What can you do to make the most of the new tax year? 9:50 Using your allowances in ISAs and Pensions 12:44 How the True Potential Portfolios manage market volatility - don't put all of your Easter eggs in one basket! 13:20 How to deal with the rise in living costs 16:30 Using True Potential Rewards to save and invest 18:42 Use the long weekend to spring clean your finances 21:05 The team head off to their Easter caravans

The Conversation of Money Podcast
2022 E13 - ISA Allowance 2022/23 What you need to know

The Conversation of Money Podcast

Play Episode Listen Later Apr 11, 2022 24:46


We are talking about the ISA Allowance 2022/23 covering the 5 kinds of ISAs, FAQs and everything you need to know. If you have questions about your ISA Allowance 2022/23 or you're confused this video will be helpful https://youtu.be/Q08H3lpxy60 (Watch the video) https://bit.ly/investforyourkids (Beanstalk for Junior ISAs) https://my.captivate.fm/e%20with%20a%20lifetime%20ISA%20who%20this%20could%20affect,%20please%20share%20%20Join%20my%20discord%20-%20https://discord.gg/7tPFd6m3f9 (Join my discord ) https://my.captivate.fm/theconvo.io (Subscribe to my monthly magazine) https://my.captivate.fm/conversationofmoney.com/courses (Take my £59.99 investment course for beginners) https://calendly.com/conversationofmoney/discoverycall (Book a discovery call) SUPPORT THE SHOW https://www.buymeacoffee.com/conversation (Buy me a beer) https://uk.trustpilot.com/evaluate/conversationofmoney.com (Leave a Trustpilot review)

You Rock! With Sherri Johnson
How to Interact With Cold Leads - Ask an Expert Anything l Ep 132

You Rock! With Sherri Johnson

Play Episode Listen Later Mar 28, 2022 6:01


For this month's "Ask an Expert" session we have lead conversion expert Dale Archdekin.Dale teaches us how to convert leads yourself, as a team leader, or even teach your agents/ISAs how to do it! Dale Archdekin spent years developing his sales management methodology while running the sales department for a top 5 Keller Williams Mega Team.This clip is from a recent "Ask An Expert Anything" session that we have once a month inside of my online learning platform called Sherri's Playbook™.Once a month we have one guest expert live on Zoom answering your questions!Sherri's Playbook™ includes one live group coaching session with me and one live group coaching session with a different guest expert.For only $99 a month Playbook offers- 24/7 Access to 18+ courses and downloadable content- Online group coaching with me + access to playback recordings- My Goldmine Pipeline™ strategy to create consistent and predictable income- Proven social media, video, and marketing strategies- Downloadable scripts, worksheets, and exercises- One monthly group coaching session with different guest experts- And moreThe best part is there are no long-term contracts or set-up fees!Try out my Playbook for 30 days FREE by visiting www.SherrisFreePlaybook.com!Watch the video version of this on my Youtube page at www.Youtube.com/SherriJohnson.Try out my new online coaching platform Playbook™ for 30 days! Get access to 15 plus courses and a monthly group Q and A coaching session. Get your free trial here https://bit.ly/3hjHvEj.

The FS Club Podcast
UK & Swiss Stock Listings – Advantages & Disadvantages Versus EU Listings

The FS Club Podcast

Play Episode Listen Later Mar 28, 2022 43:36


Find out more on our website: https://bit.ly/3JRQSs6 Becoming a listed company has advantages not only for large companies, but also small and medium enterprises. In 1995, AIM was created as a sub-market of the London Stock Exchange, offering smaller companies the ability to raise funds through the sale of shares. Similar opportunities are available in Switzerland, with a special regime for SME listings on Swiss exchanges. Since Brexit, both of these two major stock exchange jurisdictions are now outside the European union. However, they are competing for the same slice of the pie. On the panel we have two very experienced representatives of each country. For the UK, Marcus Stuttart of the London Stock Exchange, and for Switzerland, Matthias Müller of BX, one of the two Swiss authorised stock exchanges. We would like to understand from the panellists how the UK and Switzerland compete in general, and in particular vis-à-vis the EU. The seminar will be chaired by Ariel Sergio Davidoff of Lindemannlaw Zurich. Speakers: Matthias Müller is Member of the Executive Board at BX Swiss, the Swiss stock exchange focusing on SMEs and private investors, and responsible for the further development of the exchange ecosystem, including the onboarding of new issuers and trading participants. He is also in charge of the online platform Regservices.ch on which BX offers regulatory services to more than 600 banks and financial service providers. He has 16 years of stock exchange experience and started his career in the financial sector with UBS and Credit Suisse. Before joining BX Swiss in 2018, he was responsible for the group-wide innovation management of SIX. Matthias Müller holds a bachelor's degree in business administration from HWZ in Zurich and an advanced Swiss Federal Diploma in financial market operations from AZEK. Marcus Stuttard is Head of AIM and has responsibility for Primary Markets in the UK across both AIM and the Main Market. He is responsible for the management and development of AIM, London Stock Exchange's international growth market for small and medium sized enterprises. He is a regular speaker on growth and business funding issues and sits on a number of industry and policy advisory bodies and has played a leading role in key policy changes such as making AIM shares eligible for inclusion in ISAs, the abolition of stamp duty on the trading of shares admitted to Recognised Growth Markets such as AIM and the approval of AIM as the leading European SME Growth Market, a categorisation created in MiFID II. Chairman: Dr Ariel Sergio Davidoff After an uninterrupted, successful and exciting banking career spanning over 34 years in Switzerland and Liechtenstein, which took him from the level of office clerk to Member of the Executive Board and CEO of prestigious private banks, Ariel is now self-employed as a partner in a law firm, where he looks after the interests of an international UHNW entrepreneur clientele. He holds positions on several boards of directors in the Swiss wealth management industry and others. He serves inter alia as Vice Chair for the Swiss Capital Market Forum and is an expert for the annual STEP Awards in London. He is a Doctor of Business Administration (Australia), holds an LL.M. degree (Switzerland) and is a STEP member. Ariel is a regular speaker, panellist and moderator at (web-) conferences about the wealth management industry, its trends as well as risk management and wealth protection for the UHNW investor.

You Rock! With Sherri Johnson
What Is an Isa Agent and How Do I Use Them? - Ask an Expert Anything l Ep 130

You Rock! With Sherri Johnson

Play Episode Listen Later Mar 23, 2022 7:59


For this month's "Ask an Expert" session we have lead conversion expert Dale Archdekin.Dale teaches us how to convert leads yourself, as a team leader, or even teach your agents/ISAs how to do it! Dale Archdekin spent years developing his sales management methodology while running the sales department for a top 5 Keller Williams Mega Team.This clip is from a recent "Ask An Expert Anything" session that we have once a month inside of my online learning platform called Sherri's Playbook™.Once a month we have one guest expert live on Zoom answering your questions!Sherri's Playbook™ includes one live group coaching session with me and one live group coaching session with a different guest expert.For only $99 a month Playbook offers- 24/7 Access to 18+ courses and downloadable content- Online group coaching with me + access to playback recordings- My Goldmine Pipeline™ strategy to create consistent and predictable income- Proven social media, video, and marketing strategies- Downloadable scripts, worksheets, and exercises- One monthly group coaching session with different guest experts- And moreThe best part is there are no long-term contracts or set-up fees!Try out my Playbook for 30 days FREE by visiting www.SherrisFreePlaybook.com!Watch the video version of this on my Youtube page at www.Youtube.com/SherriJohnson.Try out my new online coaching platform Playbook™ for 30 days! Get access to 15 plus courses and a monthly group Q and A coaching session. Get your free trial here https://bit.ly/3hjHvEj.

Money Tips Podcast
Are Russian Sanctions Hurting Everyone And Driving The World Into Recession?

Money Tips Podcast

Play Episode Listen Later Mar 18, 2022 17:05


Sanctions on Russia are having a negative impact on Western economies at a time when they were starting to recover from the pandemic led recession.   As the US and UK bans imports of Russian oil, and price of oil soars to near record levels, it has been reported that Middle East leaders refused to speak to President Biden. This could signal a major shift in the world balance of power away from US dominance.   Food prices will rise even higher as wholesale wheat and fertilizer prices rise.    The price of filling up the average family car with petrol has gone above £90, and in the US where petrol was always so cheap it has now hit $4 a gallon.    This will inevitably mean less available money for people to spend in the wider economy.    Stock markets around the world have been falling in the last month, but commodity prices and precious metals are going through the roof!    Take a look at Gold, Silver, platinum and Uranium.    Gold up 13.9% in last month. Silver up 13% in the last month Palladium up 9%.   The price of Uranium, used in nuclear fuel, has risen to a near 10 year high and 30% in the last six weeks. Some Uranium stocks have shot up by over 50% recently.   When you include higher interest rates, this mirrors the situation we had before the 2008 financial crisis.    The price of oil impacts just about every part of our economy.    Money Saving Tips   There have already been warnings last year of rising food prices due to higher fuel costs, and even the UK post office has announced that it will be increasing the price of a first class stamp by 10p to 95p on the 4th April.    Tip. If you want to stock up on stamps you could save yourself a 12% rise, which about 120 times more than you can earn leaving your money in the bank on deposit!   If you live in the UK, now is the time to start thinking about topping up your ISAs and Pensions before the end of the tax year on 5 April.   Don't leave your money in the bank! Well, not the same bank anyway.    Firstly, your deposits are only protected up to £85,000 by the Deposit Protection Scheme.   Secondly and more importantly, you could double the return on your deposits and ISAs by switching banks for a better deal. My own bank has not increased savings rate despite TWO recent interest rate hikes. Loyalty does NOT pay!   Get control of your finances in 2022.   We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you need to do is follow their tracks to become wealthy and financially free!   If you would like to learn more about investing and managing your money, become a professional property investor, or would like tobe financially free without working any harder, watch this free on demand training.   I will give a special free gift which can help you to immediately transform your finances when you attend the online training. Click on this link to watch the free training now https://bit.ly/3wLWqx2.    #property #inflation #money #business #stockmarkets #interestrates #nomoneydownproperty #immigration #silver #uranium #Gold #oilprices #food #sanctions   See omnystudio.com/listener for privacy information.

You Rock! With Sherri Johnson
Lead Conversion Strategies for Teams and ISAs with Dale Archdekin Part 1 l Part 125 Part 2 l Ep 127

You Rock! With Sherri Johnson

Play Episode Listen Later Mar 16, 2022 28:56


In this Rockstar interview, I speak with Dale Archdekin of Smart Inside Sales.Dale teaches us how to convert leads yourself, as a team leader, or even teach your agents/ISAs how to do it!Dale Archdekin spent years developing his sales management methodology while running the sales department for a top 5 Keller Williams Mega Team.Through trial and error, he learned how to build both a profitable inside sales department and inspire and teach agents to convert online leads at a high level.Smart Inside Sales was founded in 2016 with a mission to motivate and support real estate business owners by providing them with a professional level of sales training rarely seen in the industry.Learn more about Dale by visiting www.SmartInsideSales.com.Watch the video version of this on my Youtube page at www.Youtube.com/SherriJohnson.Try out my new online coaching platform Playbook™ for 30 days! Get access to 15 plus courses and a monthly group Q and A coaching session. Get your free trial here https://bit.ly/3hjHvEj.

Investors Chronicle
Isa investing in turbulent markets

Investors Chronicle

Play Episode Listen Later Mar 14, 2022 31:28


With little more than three weeks left until the end of the tax year, make sure you've used up as much of your Individual Savings Account allowance as possible. For those who like to get ahead, you might want to start thinking about where to invest next year's Isa allowance too, from April 6. But deciding what to invest in is not straightforward. Inflation, war and volatility are currently the dominant themes in markets and the outlook for investors is very uncertain. In this podcast, George Bear, assistant portfolio manager at IG and Michel Perera, chief investment officer at Canaccord Genuity Wealth Management, explain the relative merits of cash vs stocks and shares Isas and talk through how current events are impacting markets and where you might consider investing to preserve and grow your savings. This podcast is sponsored by IG. See acast.com/privacy for privacy and opt-out information.

You Rock! With Sherri Johnson
Lead Conversion Strategies for Teams and ISAs with Dale Archdekin Part 1 l Part 125

You Rock! With Sherri Johnson

Play Episode Listen Later Mar 11, 2022 26:55


In this Rockstar interview, I speak with Dale Archdekin of Smart Inside Sales.Dale teaches us how to convert leads yourself, as a team leader, or even teach your agents/ISAs how to do it!Dale Archdekin spent years developing his sales management methodology while running the sales department for a top 5 Keller Williams Mega Team.Through trial and error, he learned how to build both a profitable inside sales department and inspire and teach agents to convert online leads at a high level.Smart Inside Sales was founded in 2016 with a mission to motivate and support real estate business owners by providing them with a professional level of sales training rarely seen in the industry.Learn more about Dale by visiting www.SmartInsideSales.com.Watch the video version of this on my Youtube page at www.Youtube.com/SherriJohnson.Try out my new online coaching platform Playbook™ for 30 days! Get access to 15 plus courses and a monthly group Q and A coaching session. Get your free trial here https://bit.ly/3hjHvEj.

Money Tips Podcast
8 Tips to Survive the Coming Recession

Money Tips Podcast

Play Episode Listen Later Feb 25, 2022 23:03


What can you do to prepare for the coming recession?   Signs of a downturn include:   Household electricity and gas bills are doubling.    Cost of petrol at the pumps highest it's ever been.    Raw materials up by over 30%, cost of shipping is up 10 times.    The UK official inflation rate is now the highest it's been for 30 years.    Food and essential household item inflation is running at 20 to 30%.    Farm prices, fertiliser and seed are all soaring, with fertiliser up to hundred percent on last year due to the rising price of natural gas used in the production of nitrogen-based fertilisers.   Food inflation is rampant and unlikely to slow this year making life much harder for ordinary families.    Families will spend more on household essentials, such as fuel and petrol, sucking money out of the wider economy which will affect company earning.   A stock market correction or crash would reduce investment, increase unemployment and loss of billions in people's savings.   A property crash could lead to substantial losses, mass repossessions and a squeeze on lending.   In a previous podcast last year, I advised followers to “invest” in non-perishable foods and household goods, as prices were likely to rise faster than most other investments you could put your money into.    US national debt now exceeds $30 trillion or 128% of GDP. In 1980 the US National debt was just 34% of GDP and in 2000 59% of GDP. UK national debt is over £2 trillion.    Greedy banks are failing to pass on interest rate rises to savers despite two recent hikes by almost .5%.   8 tips to survive the coming recession   Make a spreadsheet of all your income and outgoings. I cover this in my books and many of my podcasts. This is vital if you are going to get control of your finances and a must during a downturn when your income will be squeezed.    Tighten your belt. Cut out all unnecessary expenditure and check those standing orders and direct debit‘s to get rid of memberships and services you no longer require or use. Unfortunately, this has a knock on effect on businesses and almost becomes a self filling prophecy driving the world further into recession.   Reduce credit card balance or pay off if possible. With credit card interest running anywhere between 18 and 40%, it makes no sense to have money in the bank earning less than 1%. You should still have a cash reserve but if you can pay off cards or switch them to lower interest or interest free deals then by all means do so as this will save you a fortune in interest payments.   Build up a cash reserve of 6 to 12 months of outgoings. This is essential during a downturn when the job may not be safe. Everyone should have cash reserves equivalent to 6 to 12 months of household expenditure. In reality, 90% of people have no savings and are only a couple of salary payments away from bankruptcy and homelessness.   Take a part-time job to earn extra money or change jobs. With inflation running at record rates, your income, even with pay rises, will not be keeping pace with rising costs. You may need to consider finding ways of earning extra money through a part-time job or home-based business.   Review your investments. Review your investments to ensure that you are not exposed to a stock market downturn or crash. This includes your pension funds and any savings ISAs or mutual funds. Seek independent financial advice. Fund managers and advisers will often advise you to stay in the market even if it's going down.   Review your mortgage, insurance loans and suppliers. Reviewing your loans and suppliers can save your fortune and is even more important during the recession. Loyalty does not pay. I have saved thousands of pounds by switching mortgages, utility suppliers and insurance contracts.    Finally, stay positive and plan to come out of this recession even stronger. During a recession, many people give up and say things like, there's no point in working because nobody's got any money. Make sure you are working harder than the competition.    Warning    Free access to Groove Funnels and lifetime offer ends 22nd of February.   Yes, free Access to GrooveFunnels - the new best way to build better websites, sales funnels and web pages that sell and build your business!   - Free for LIFE - No games. No fine print. - No credit card needed ever! - $99/month value… Now free. - Grab your account while you still can!   Take a closer look at it yourself, and pick up your free account while you're there: https://groovepages.groovesell.com/a/uy9VcdqIvopT   Lifetime access offer ends 22 Feb! If you get your account right now, you'll still be able to keep your account for life, including all the future updates to the tools. Take some time to learn all about the software, but be sure to grab your free account before it's too late. See omnystudio.com/listener for privacy information.

Estate Professionals Mastermind - More Than A Probate Real Estate Podcast
What the best Real Estate ISA Systems get right: Tips from Andy Cole of 0260 Labs

Estate Professionals Mastermind - More Than A Probate Real Estate Podcast

Play Episode Listen Later Feb 21, 2022 44:14 Transcription Available


The best real estate ISA systems have to get the recruiting, training, and placement of real estate ISAs / real estate virtual assistants right, AND also manage client relationships and culture. In this Ask The Expert interview, Andy Cole from 0260 Labs shares how he laid the foundation for a system where he can work less, earn more, and do great things for other real estate professionals.Book an intro call with 0260 Labs: www.0260labs.comFull podcast show notes: https://probatemastery.com/best-real-estate-isa-systems-get-right-tips-andy-cole-0260-labsJoin our Facebook group, Estate Professionals Mastermind: https://facebook.com/groups/estateprofessionalsmastermind0:00 Introducing Andy Cole from 0260 Labs3:22 Starting pay and job description for a real estate inside sales agent/real estate ISA5:47 What the best real estate ISA companies are really good at6:52 The one thing real estate agents REALLY need to do for their real estate ISA appointment setters8:19 Preventing burnout as a real estate agent or real estate investor11:34 Determining how to recruit, train, and place real estate ISAs effectively13:18 Tips for aspiring entrepreneurs: Common mistakes and how to avoid them16:33 Not everyone is built to manage people, so using a real estate ISA service might be best for you18:58 Subscription-model real estate ISA service for any lead type21:31 Conversation-based ISA prospecting22:47 Best time to make real estate cold calls: 0260 labs ISA scheduling25:46 Stop wasting time and money chasing real estate leads: The 6-figure mindset27:42 Documenting and delegating your standard operating procedures (SOPs)28:56 When do you need an appointment setter? When don't you?31:44 Should you use real estate ISA services or directly hire?32:41 Virtual ISA vs. In House real estate inside sales agent training: Which is better?35:16 0260 Labs: Real Estate ISA services for people with too many leads39:39 The ROI of using real estate ISA services from 0260 Labs42:31 How to connect with Andy Cole and 0260 LabsPre-Roll Information: Join our Facebook Group: Estate Professionals MastermindCheck out ProbateMastery.com for the probate certification course and more content.

Leverage
The Power of Leverage Ep 54: In a Shifting Market: VA/ISA vs. In-House Assistant

Leverage

Play Episode Listen Later Feb 17, 2022 39:16


" Welcome to the 54th episode of Leverage. Join us here as we help you LEVERAGE your business through Virtual Assistants! In this episode, we're bringing back one of our favorite group moderators, Robert Garcia! He will share his thoughts on why we need our first hire should be a VA or an ISA versus an In-house Assistant in this shifting market AND how he continues to leverage his database through his ISAs in an anemic listing market. Robert has seen a massive shift in his business in such a short period, LEVERAGING his Virtual Assistants, BUT it sure didn't come without mistakes that he will share with us to avoid them altogether. So tune in; you're not going to want to miss out on this one!

The Making Money Simple Podcast
#21 - How To Invest Tax Efficiently (ISAs, Pensions, GIAs) With @MakingTaxSimple

The Making Money Simple Podcast

Play Episode Listen Later Feb 14, 2022 26:45


Jack from MakingTaxSimple joined me on this episode of the podcast to discuss how we can invest tax efficiently. First, we talked through Stocks & Shares. These are powerful as they give us a £20k yearly allowance with all gains, dividends and bond interest being tax free. Not to mention that they are flexible and we can withdraw money whenever we like. Second, we talked through pensions. If you have an employer match these accounts are certainly the most lucrative. But, whether its a workplace pension or a private pension (we talked through both), a pension still gives tax relief so we have more money compounding over the long term. The downside being that they are inflexible and we can't access them until later in life. Third, we talked through general investment accounts (GIAs). Although these accounts don't have any built in tax advantages, we are able to use the £12.3k capital gains tax allowance and £2k dividend tax allowance to reduce the amount of tax we may have to pay each year. Finally, we touched on some scenarios and how we would approach them, including: investing from a young age and not using a pension, investing from an older age and not using a S&S ISA, and what to do if you're self employed. Watch the video/listen to the podcast for more details! -----------------------------------------------

The Higher Ed Marketer
Why You Need a Loan Repayment Assistance Program

The Higher Ed Marketer

Play Episode Listen Later Feb 8, 2022 20:33 Transcription Available


To succeed at higher ed marketing, you need to understand the challenges prospective students face. For example, what hurdles do they need to overcome to attend your school? Often, a major hurdle is the prospect of borrowing money. That's why offering loan repayment assistance programs, or LRAPs, can make a huge difference with enrollment. Peter Samuelson, President at Ardeo Education Solutions, joins the show to explain what LRAPs are, how they're used, and how higher ed institutions benefit from them. We discuss: - How colleges and universities can use LRAPs - The research into the benefits of LRAPs - The “College Is Worth It” research initiative - The difference between income share agreements (ISAs) and LRAPs Email Peter if you have any questions about LRAPs. To hear more interviews like this one, subscribe to Higher Ed Marketer on Apple Podcasts, Spotify, or your preferred podcast platform. Listening on a desktop & can't see the links? Just search for Higher Ed Marketer in your favorite podcast player.

Investors Chronicle
ISA or pension? Make the most out of tax wrappers

Investors Chronicle

Play Episode Listen Later Jan 24, 2022 28:44


Investors and savers take note. Tax wrappers can make a huge difference to the value of your savings over time. You have two main options: put more money into your pension or invest within an individual savings account, better known as an Isa. Ideally you can do both. In the third episode of our investing explained podcast series, Jeremy Naylor, presenter at IG and Svenja Keller, financial coach and founder of SK Inspire, explain the nuances of tax wrappers and how to use them as effectively as possible. They talk through the different types of Isas and pensions available, the pros and cons of different options and how to prioritise between them.This podcast is sponsored by IG. See acast.com/privacy for privacy and opt-out information.

All Things Money Podcast
How to Find the Best Savings Accounts

All Things Money Podcast

Play Episode Listen Later Nov 22, 2021 26:46


This week I had the honour of being joined with Timi Merriman-Johnson aka Mr MoneyJar on the podcast to discuss how you can find the best savings accounts in this current economic climate! In this episode we also discuss the different types of savings accounts available in the UK, what the different ISAs are, share some saving top tips and much more! Make sure you check out the MoneySavingExpert website and Money.co.uk to compare the best savings accounts currently on the market right now. If you would like to learn more about the help-to-save scheme then please click here. Make sure you also check out Timi's podcast: The Mr MoneyJar Show which covers everything from investing, getting onto the property ladder, getting out of debt, and more! For more All Things Money, make sure you give us a follow on Instagram, Twitter and Facebook! Fancy supporting the podcast? You can do so here.

Dare Be Podcast
#8 Building a startup after burnout while growing a family and fighting cancer

Dare Be Podcast

Play Episode Listen Later Oct 13, 2021 42:43


Lessons on managing stress and anxiety in high-pressure jobs, illnesses and transitions; on how to go after what you really want, not away from what you don't want; on how to back yourself to make a successful transition; and much more! Greg talks to Gareth Fryer, the co-Founder and co-CEO of Fika, the up-and-coming mental fitness app and start-up.Gareth' burn-out led him to quit his job as a partner in a consultancy and give up an earn-out. He learnt to manage stress and anxiety by building emotional literacy. He followed his purpose by building a startup that focuses on solving the root-causes of mental health issues. While growing a family and his young startup, he fought back stage 3C Melanoma cancer. Key LearningsHow to manage the stress of cancer, high-pressure jobs and transitions before it manages you“The inevitable challenges of life happened to me through my career and struggling with anxiety and fear, making myself feel all the time like, "why are you stressed? Why are you anxious? You're under so much pressure, but just don't be stressed, just don't be anxious!" And taking on more and more as we built the company and getting to the point where I just had to walk away from it all, to be honest, I didn't recognize it as burnout at the time. I just knew I was done and I had to leave and do something else. I was just at a point where I felt like I just didn't want to do that anymore. Irrespective of the financial benefit or the great things we were doing as a team. It just got to a point for me where my own state of my mental well-being was something that I'd never really paid attention to. As a typical bloke, I'd always just been, oh, I'm fine. Feeling anxious and stress wasn't the problem. It was not being able to understand how to classify those emotions and not having the right toolkit to manage them and being a bit illiterate in my own understanding of mental fitness to be honest. That led me to need to leave and seek different avenues and do something more meaningful.”“The stress comes from how you take those challenges and then are able to either prioritize them or put them into opportunities. And for me, it obviously sounds really easy to say now, but that's been a long period of reflection and to recognize that.”“"Fear is a waste of a perfectly good imagination." You could put the fear on what if it doesn't work, the reality is, I backed myself. If it didn't work, I'd do something else. So much that you train your mind to not focus on that output and put your energies instead into “How are we going to make it work?”“My job was literally thinking about what could happen, what might happen from what could go wrong. What if with multiple spinning plates? How do they all connect? So I always felt really anxious because I always saw all of the things that could be done and all of the things that could happen, what I now know. And what I've learned is that anxiety is nothing bad. That anxiety was, I was manifesting it badly, but anxiety is part of your limbic nervous system. It's how you think about consequences and plan for the future. So actually I've recognized that perceived weakness has a direct line to what actually is one of my biggest strengths. I'm no more or less anxious. The framing of it, the volume of it is completely turned down because it doesn't, it isn't a negative emotion for me anymore. It's an acceptance of, an emotion that I've flipped into a positive because it is a key driver that helps me do what I do, but that's the journey that, the Fika journey that I've been on. And it sounds again, easy to say now, but it's been five years from the point of leaving to now to really go on that emotional journey to learn these things for myself.”Greg: ”What advice would you give to people who want to make a change, but are afraid of making the steps to change?” Gareth: “When we're facing any period of challenge or transition, we feel anxious. We're supposed to, it's an evolutionary response, thinking about the consequences of what might happen, that's normal. And that's actually nothing bad. Worrying about what might happen is a completely normal evolutionary response. It doesn't mean anyone is ill. It just means we're planning for what might happen. We feel a bit stressed because that's our performance mechanism kicking in, helping us get ready to face the challenge. And it's that difference between positive and negative stress, and chronic and acute anxiety. And actually when we are in a state of positive stress, it's as if we have the tools and resources to overcome or to do the things that we think are facing us. And that's positive stress, it's the motivator. And one of the best ways to focus on those positive stress is by looking back on previous situations. So we, we typically we are tuned to focus on the negative, to think about the worst that could possibly happen. That's our brains. And actually most of the time, things turn out better than we expect. That's what the science shows us. So we are tuned to be negative, even though generally things turn out better than we expect them to generally. In those periods of transition, you cannot predict what's going to happen. It's physically impossible, or you can do is look at the things that. Where have you experienced this situation or similar situations before? Where have you faced at the unknown? Where, how, and actually, how did you react in those situations? Because the chances are, that's how you'll react again.”“We all think we have to be confident before we do. The science is the exact opposite. You only get confident as a result of going through those transition periods and the more you do it, the more your self efficacy builds, the more confident you feel, and the more then you push on from that. But so this whole thing of confidence before action. Is not the way that we work. We have to go through the challenge. We do the challenge, and then we feel more confident. So drawing back on previous experiences where you've gone through those challenges probably ended up better than you expected, because most of the time they do and use that as your motivator to go through those challenges.”Greg: “transforming stress from an inhibitor to a motivator. How do you do this?” Gareth: “I'm not a psychologist. We work with psychologists and our platform is the place where you get this training. I think part of it is a it's about awareness of what stress is and where stress comes from and how we are so attuned in our society that we are told so regularly that stress is bad and it can be as simple as, starting to think that actually, if you're understand what stress is: your mind trying to get you ready to perform effectively. That's what stress is. So if you then think about that, it is energy. It is momentum and energy that your mind is creating to point you in a direction to perform. You can point that stress any way you like. And the other thing that is the was one of the key drivers for me, again, I'm not the scientist. So I, I tend to use quite simple frameworks because I'm a simple person. But my biggest problem was I used to feel like all of these things were like blaming the things for happening to me. So I'm stressed because I've got too much work. I'm stressed because these people said something at X point, which did Y which may, there's just so much in it. I'm stressed because of all of these things that are happening. Yet if you compare that to the physical space, we tune our feelings of poor fitness onto ourselves. We don't blame the Mars bar for as eating it. We blame ourselves for eating the Mars bar. Yet in the physical space, we blame the external driver for impacting our stress. Both of those things are our own responses to external stimuli. So when it comes to stress it's, the, these factors are happening. Your body has become aware of them. Your mind is thinking and getting you ready, anxiety kicking in thinking of all the consequences, stress is there to help you like attack them. It takes work. And there are exercises and practices that you can do to just work on channeling that stress. Really simple tasks like don't do lists. Like we're always so focused on our to-do list. Here's the list of all the things, million things I've got to do. And my God, the list is getting longer and longer and longer. Really simple flip on that is just focused on the things you're not going to do, because if you really focus your mind on the things I'm not going to do, you can then start to clear some of that prioritization and workload. And none of these things are complicated. Solution-focused therapy, acceptance and commitment therapy, sports psychology, positive psychology, they're all rooted in generally basic or simple constructs that if we practice those constructs regularly, we have positive outcomes. The problem is we assume it's time to expect quick fixes it's like saying I'm going to go to the gym once and lose three stone. Then we're like, mental fitness is as hard as physical fitness. You have to work on it all the time. So yeah, I think the answer to your question is there reason to quick way to do that. It is a way of framing your mindset over a period of time and continual reinforcement and continual reflection to remind yourself because we're also fighting nature. We have to remember, we're fighting our own evolutionary nature that evolved for a situation that humans are not now in. So that obviously isn't something, a switch you can just flick because you have to tune it.”“If you take founding a startup, COVID stage 3C melanoma diagnosis halfway just before the pandemic started. So a year into getting a startup off the ground, my cancer diagnosis. I was doing okay before that, but ironically that diagnosis, which has been the most difficult period for me in my entire life. When you Google it and the stats are like 25% chance of seeing your daughter turn 10. Like being alive in 10 years time, pre lots of fantastic new treatments that exist. You can't help, but take an even deeper reflective state on how you manage, and what's important to you because I've had that a bit before, but then that was a real different mindset shift that only happens in that kind of unique situation. Actually what I practice is now as a result of what is the biggest predictor of our long-term mental health status, according to the WHO. According to the world health organization, if you are literate in your mental health, if you have literacy, you are healthier in the longterm, just because you practice healthier habits and you understand how it works. So you know how I live it myself. I make sure I take the time to reflect. I know the tools that work for me for my area. So I know that like meditation, mindfulness has never been a thing that works for me. It's just not, it's not something that I find useful. That's okay. But to manage my anxiety, like gratitude. I'll give you the real simple articulation of that: the fear of that diagnosis. The fear of not seeing my daughter grow up, the fear of not being there for my wife, not being there for my family is the worst fear. I hope - touch wood - I hope that is the worst fear I ever experienced because God forbid anything to my wife or my daughter, et cetera. That is the most negative thing. But if we understand the root cause of fear being a driver of anxiety to protect the things that we have, that we care about. And then having that much fear, not seeing my daughter grow up, not being around for my life, not my family, my friends, et cetera. Those are all amazing things. Those are things that I have that I'm afraid of losing. So again, it's just that mindset shift that you can flip that fear into a positive emotion, by understanding that fear is a manifestation of what we have to lose. So the being afraid of losing it, isn't going to change whether you're going to lose it or not. So possibly focusing and practicing and being grateful on the ability to have those things while you have them is huge. And that, again, sounds so, so easy to do, but it's really hard. I'm a stoic northerner. The first time people talked to me about gratitude practices, like whatever. And the first time we try and do it, it's really hard. It's a practice. Like everything. Once you get into it, it takes time, but it has real benefits if those are the sorts of exercises that work for you as an individual, because everyone's different.”“That [the stage 3C Melanoma diagnosis] was like a sledgehammer through my entire life. It was like the biggest bomb you could ever drop. That was such a moment. Something that seismic in your life just causes a series of chain reactions that just keep going and going. That just drove me to be really focused on why we're doing what we were doing and practicing what we preach. Cause my whole, our whole thing, is around training for life before it happens. So almost proving a bit of a use case through myself that while you've been doing this for a year and a half, what things have you got in your armory to help you deal with this thing? That really actually, if anything, sharpened my ability, because I had to, with COVID, with the diagnosis, with the business I had to yeah, had to keep going because we have people that work for us. I care about those people greatly, we've got an amazing team, family, et cetera, but it was just a factor of necessity. It was no, there's no like great kind of philosophical moment or anything. It was just like, I'm an action orientated person. So we could sit, I could sit and still, or I could just keep going. And my approaches is keep going and use what tools I've got around me to keep going as best as I can. But yeah, it was, yeah, it's impossible to describe how much of a change that was. But at the same time, I've always, I always feel after these things, like there is always someone worse off than me as well. There are plenty of stories that were a lot worse than mine, and I don't share these stories for sympathy. They're just, I think measures of, life has its ways of getting into all of those positive and negatively throughout all this journey that we're all on. And we can help people prepare for it better so that they can cope with it when it happens.”“We talk about it as the startup roller coaster, because it's highs and lows and highs and lows, and you've just got to take the highs and bank them while they're there.”“"The only run you regret is the one you don't do." I'm training for the London marathon and I'm running it for cancer research. If you're maintaining that optimistic mindset, if you have the right mindset, you can't really make a wrong choice. You've got to back yourself to make the most. It's like back to that acceptance and commitment. It's once you've made a decision, you've made the decision and then you have to make the most out of that decision. I definitely don't think it's right to say to someone: "you should definitely leave and set up something and do it all by yourself!" because that is definitely the individual's call to make. I think what we do and what I was definitely really guilty of was letting that desire to want to do something impact what I did every single day as a negative driver, like being unhappy because I want to work for myself. Carrying that sort of negative harboring through your life, isn't healthy for anyone. If anyone did anything: "don't waste time thinking about what decision you're going to make, make a decision commit to that decision, and then say, I'm going to review that decision in a month's time, but then don't let yourself be beaten up by that decision for the next month."Go after what you want, not away from what you don't want! “I am inherently competitive as a person. I'm an only child. So the worst thing is I've only ever competed with myself, which is horrendous because you can't win. And so I've always felt this burning desire that I wanted to do something for myself. But I lacked the confidence, but I then found myself always frustrated. I felt like quite naively, I just needed to be my own boss because I felt like I just, that was what I wanted to do for myself now with some reflection and hindsight, and actually my ability to manage my emotions better, actually the thing that I have always wanted isn't to be my own boss. It's about being in control of the problems. I like having that ultimate accountability and responsibility for the problems, because then I can decide how we treat those problems or pass on those problems. I'm not, so it's actually not about the glory and the success and all of those things.”“When Nick's best friend Ben died by suicide, that was a real driving force for Nick to start thinking about this space. I'd always been passionate about this space, but I didn't have that trigger at that time because this was a couple of years before. So Nick had been thinking about ideas, approaches things that could happen. And we both then decided to leave and ended up, available. What we actually did first was we set up a design consultancy business. So the two of us set up a design consultancy. We had clients, we had friends, we had contacts and actually in six months, that was going really well. We, we'd got some contracts, we were doing some work, but Nick had this thing on the side that was the real passion. We talked about it a lot. It was something that I was really passionate about doing as well, because it's a meaningful goal. And so as a result, what we decided to do was slowly wind down the consultancy business. I kept working in the consultancy business with some of our clients to enter the end of those contracts whilst putting that money from that into Fika to help us get Fika off the ground, to help us create our investment case, to get our first seed funding. So what we did was create a new business, but very quickly decided that we were just doing the same thing that we'd both always done and that wasn't thing that we wanted to do, even though it was going well and then decided to wind that down, but use the proceeds from it to invest it into bringing Fika up to the same level so that we could kick on and raise seed.”“When I was deciding what it was that I wanted to do next, there was obviously the driving thing of, I want to do something that we get well renumerated for, because I have a family and I want to provide for the family like everyone does, but then it wasn't taking me of the boxes of the Ikigai around doing something that the world needs, et cetera. And actually to be honest, the problem is it's probably not going to tick the financial one for a long time. And that's going to be difficult for myself, for the family, but do I believe that the long-term investment will catch up.”“I wanted to feel like I was in control. I wanted to be in control of the surroundings that we were in. As a strategist, it's about controlling the controllables, planning for them. So anything that therefore was outside of my control, I had a real problem. With the left-field things, because I just didn't have that frame of reference of how to manage that anxiety mechanisms. So the real driver was more that I'm never going to be happy unless I'm in control of all the controllables. That isn't true. That was nonsense. If I was back in that role now with what I know now, I wouldn't feel like that because I have a better way of managing those emotions. It was the right outcome, but driven from completely the wrong place. It sounds so arrogant to say it now. I can do it differently. I've got a plan. I want to do it like this. I think every person who starts from business will say they have a drive of how they think they want things to be. It was really manifesting for me as a desire to get away from things that I thought I didn't like. Whereas now, I understand this. There's nothing to do with getting away from things that I thought I didn't like. It was actually about the things that I, how I want to work and how I wanted to work. I thought I had to be in “control” inverted commas to feel like that. That's just not true. I have the benefit of hindsight of learning that now.”Greg: “You said earlier you stepped out of a business where you were a partner because it was just too much and it was a burnout that you would not have recognized then. How did you take that decision to step out? Can you just share a little more about this because that's stressful as well to just step out and you missed on an earn-out you mentioned earlier.” Gareth: “I left partway through that, which was a big thing. I was the only person that left partway through that. I'm not going to say that was planned. It wasn't, the intention was always to try to stay through the earn-out, see where it went. There were lots of opportunities there. None of this is a reflection on the organization. It was more reflection on me and my management of myself which I now know. And it wasn't a conscious decision of right now is the right time. It was, it's gotta be now. It was a, it just reached a point with workload and things happening and how I felt and what was going on in life. And it was just one day where I just went home and said to my wife "I'm not doing this anymore." And I resigned the next day. There's a series of things that happened. It's easy to say the straw that broke the camel's back. it was just one of those things where there was just a collection of things that happened over a period of time. That got to a point where I just made the decision that I was unhappy. I was unhappy in my own mind, more so than anything else. And whilst I could have carried on being fine in inverted commerce and doing well. I wasn't feeling well. I was just tired and I just didn't want to do it anymore. And so there was no great strategy or plan. I'd always wanted to do something different and do something for myself, but I'd never felt brave enough to take the leap. And then one day it was just time. And I just decided that that was time.”“I look back on it from a position now with hindsight and think that actually, that was just emotionally immature in terms of the understanding of those drivers and the emotions, the reasons why everything is the way that they are. Yeah, it drove me to a decision, but the decision wasn't driven from a healthy place or the right reasons at the time. And if I was the person that I am now, I probably wouldn't have left to be honest. You can say whether that's a positive thing or a negative thing, I don't know.”As you prepare for a transition, back yourself! That will give you the peace of mind to see and seize more opportunities! “I didn't leave knowing what I was going to do. I left because I've always backed myself in any situation that if something comes up, I'll make the best of it. And I left, didn't know what I wanted to do and decided I would see what opportunities came my way. And, Fika presented itself as an opportunity between Nick and I. It ticked a lot of boxes. Something that I'm really passionate about and, the rest is history.”“So at the time I just got married and obviously my wife and I were talking about starting a family, et cetera, but I knew I wanted to leave. So we actually said, let's not start a family yet, because that was me about unlocking my own motivation that I knew that if we then did decide to start a family, it would make leaving so much harder because the idea of walking away from the income and the salary, all of the safety that comes from that, I probably wouldn't have done it, if that had been something that we were doing at the time. The planning to get there had been something that I was always going to do. It was just a figure of when I did it.”“We'd sold the company I was in previously. I made some money out of that, but I walked away from the remainder of the earn out, but my discussion with my wife and with my friends was that modest amount of money I could put into savings and ISAs. Or I could invest that money in paying my salary for 18 months. So as an investment in a future where I backed myself to turn that money into something more meaningful and more valuable. So it's a bit of an easy thing to say, but I didn't have the risk associated with necessarily with the financials side of it. Cause I had a bit of a cushion to give me that confidence to, to take that leap, which is always a massive motivator for people. So we shouldn't take that lightly. But it was a very conscious decision that was an investment. So it was that money that had been made from lots of years of effort before was invested in paying ourselves to get this off the ground. That's what I mean by a decision not taken lightly because you can look at years of effort to get some money through business sale to then turn it around and put it straight back into doing something else.”Other bits of wisdomInnovation and setting up a startup: “If you look at who really owns ideas and where ideas come from. I co-founded Fika with Nick. Fika is a concept for something that Nick had been thinking about for some time. And we talked about it as friends, and that became something that we decided to found together. Anyone who's worked in innovation and product creation, you can have all the ideas in the world, the ideas, aren't the thing that make it work. Because actually the idea you think is the right answer usually isn't the right answer. Anyway, it's the how, your approach to the learning and the innovation.”How to have a successful career: “There's some great research from Shawn Achor, which looks at the three things that predict 75% of our career successes. Only 25% predicted by our IQ. Those three things are your ability to use stress as a motivator rather than inhibitor. In those periods of transition, can you channel that stress into a positive motivator, the ability to maintain an optimistic mindset. So use that anxiety, but harness it positively as actually, I'm going to turn this challenge into a positive driver for me. And then the third one is the ability to build a strong support network around you? Who can you call on? Who can you draw on? Who has expertise? What are the positive influences that you can put around you to give yourself that buffer through the transition period? And if you do that naturally, and this is all scientifically evidenced stuff, that is how you can build your self efficacy, your self confidence, your self belief through that transition.”On the positive impact of purpose, meaning and positivity on one's self-efficacy: “Meaning can be quite an abstract term. People when you say meaning, think "what's the meaning of life?". That's not what we mean by meaningful. Meaning is really about finding the value in everything that you're trying to do that relates to what your values are, how you want to act, where you want to see yourself, where you want to be. Meaning is linked into positivity because, if you're able to maintain your optimism, your positivity, you find more meaning in the things that you're doing. You're able to maintain that optimistic mindset. Ultimately our evidence base is around building self-efficacy. If you're able to find the meaning in the things that you're doing, it then does help towards those measures of self-efficacy because you're reinforcing to yourself that you're layering on additional bills towards the values, the goals, the things that you want to achieve with your life. It's really just the way of thinking about decisions and actions.”

The Listing Lead Show
Generating Leads From Sports Marketing and Long-Term Branding w/Gary Ashton

The Listing Lead Show

Play Episode Listen Later Sep 10, 2021 64:30


Gary Ashton has built the number one RE/MAX team in the world, with $1 billion in GCI. His team is also the Official Real Estate Team for the Tennessee Titans NFL team, and the Nashville Predators NHL team. Gary made a huge commitment to and investment in a massive staffing, branding, and advertising operation. The key to Gary's system is sports marketing, putting money towards long-term branding, hiring licensed local ISAs, and clever radio ads with catchphrases that stick in people's minds. His team is layering in multiple pieces to create undeniable recognition and credibility in the Nashville market. Download Gary's most impactful billboards! --READ THE FULL TRANSCRIPT-- You'll learn how Gary generates thousands of leads with a unique marketing strategy including his “get your dream address without the stress” slogan. His main lead generation tactics are:  1. The long-term branding play - Gary has invested in billboard and radio advertising, but that isn't something to dive into too early. Don't do billboards and expect the phone to start ringing immediately. Billboards don't work by themselves, they amplify what you're already doing. Create a solid foundation over time.  2. Memorable radio ads - Gary's ads stay top of mind with the use of catchphrases like “don't sell without the intel” and “get your dream address without the stress.” By sticking to these catchphrases over the years, his team is instantly recognizable to the consumer.  3. The emotional strength to spend on marketing - To emotionally withstand the pain of paying thousands of dollars in advertising and staffing and waiting to get the return, do it in small bite-sized chunks. Make it a gradual increase in spending, and stack up the small stones.  4. Branding and marketing at the highest level - Gary leverages his status as the Official Real Estate Team for the Tennessee Titans NFL team and the Nashville Predators NHL team for brand association, credibility, and visibility. Instead of the standard sponsor deal where he gets a suite, he chose to get promotional tickets and to have a tailgate at the stadium. Instead of marketing to 12 people in a stadium suite, he can market to 30,000 people walking past the tailgate. He has further entrenched his association with the team by having TV ads running during games and radio ads presented by the voice of the Tennessee Titans.  5. Licensed ISAs - Gary's team uses in-house licensed ISAs who are based in Nashville. They know the market and they can talk to buyers and sellers with authority. That way, the client never feels like they are being handed over to another assistant.  Note how Gary uses a concerted but consistent strategy to help the customer create their own journey.  Join us for this interview and learn how to layer in all the pieces of branding and marketing that will pay off in lead generation!

The Naked Truth About Real Estate Investing
EP76: Converting Leads Into Deals Through Real Estate ISA with Gustavo Muñoz Castro

The Naked Truth About Real Estate Investing

Play Episode Listen Later Sep 2, 2021 38:59


Do you want to get the highest return on every dollar? Gustavo Muñoz Castro joins us to share his knowledge on how ISAs may assist you in connecting with more clients, transforming them into appointments, and closing more deals. Never miss this episode to learn more!   Key takeaways to listen for  Importance of finding your passion and purpose Negotiating and closing real estate deals  What is ISA (Inside Sales Agents) and what do they do? Roles and responsibilities of an ISA  Virtual vs in-person appointment  Valuable insights on ISAs Resources mentioned in this episode Audantic  About Gustavo Muñoz Castro  Gustavo Munoz Castro began his career at Microsoft as a Software Test Engineer and Senior Test Lead. After more than 9 years, he chose to make a career change as Co-Owner and Team Leader at Global Home Brokers.  He has now become the Chief Executive Officer of PowerISA, a company that assists the real estate sector in the United States with lead creation, customer service, and lead qualification. His organization provides best-in-class and cost-effective services that alleviate the burden of hiring, training, and managing telemarketers. Connect with Gustavo Website: PowerISA Facebook Group: PowerISA - Real Estate Marketing Mastermind   Connect with Us To learn more about partnering with us, visit our website at https://javierhinojo.com/ and www.allstatescapitalgroup.com, or send an email to admin@allstateseg.com.  Sign up to get our Free Apartment Due Diligence Checklist Template and Multifamily Calculator by visiting https://javierhinojo.com/free-tools/. To join Javier's Mastermind, go to https://javierhinojo.com/mastermind/ and to apply to his BDB Mastermind, see https://javierhinojo.com/mastermind/#apply_form and answer the form. Follow Me on Social Media Facebook: Javier A Hinojo Jr. Facebook Group: Billion Dollar Multifamily and Commercial Real Estate YouTube Channel: Javier Hinojo Instagram: @javierhinojojr TikTok: @javierhinojojr Twitter: @JavierHinojoJr

Skippy and Doogles Talk Investing
Hedgehogs, Foxes, and Woods — Oh My!

Skippy and Doogles Talk Investing

Play Episode Listen Later Aug 23, 2021 43:51


ISAs continue to be a hot topic in listener mail! Someone writes in to call out Doogles and his declaration that ISAs are debt. Then the conversation flows to investors as hedgehogs or foxes, an important concept when looking at the money losing stories chronicled in a recent Institutional Investor article, “How Millennial Investors Lost Millions on Bill Ackman's SPAC”. Doogles uses this opportunity to bring up Michael Burry's bet against Cathie Wood's ARK Innovation ETF. Skippy raises Alibaba as a hot new investment from some very respected value investors, and how part of its recent decline comes from Jack Ma's political missteps. And the episode wraps with Coinbase's recent announcement that it's buying $500 million in a variety of cryptocurrencies.

Leverage
"The Power Of Leverage Ep 27 - What can an ISA do for you? "

Leverage

Play Episode Listen Later Aug 4, 2021 28:22


Welcome to the twenty-seventh episode of Leverage. Join us here as we help you LEVERAGE your business through Virtual Assistants! In this episode, we're bringing back the great Janki Patel! She will go over the crucial tasks and systems she continues to implement with her ISA team. Plus, she will share how they convert leads with their SCRIPTS and what happens next. Find out what her ISAs are doing for her business and how they have attributed to her success! Because guess what? Janki's numbers don't lie! She's a beast in converting her leads, and her ISA team is a significant contributor to that! You don't want to miss this!

The InPursuit Podcast: Insights from the Education & Workplace Lifecycles
Ep. 11 The Future of Education Funding with Darius Goldman

The InPursuit Podcast: Insights from the Education & Workplace Lifecycles

Play Episode Listen Later May 19, 2021 39:01


Join us as we explore a new option in higher education funding, the 2021 version of income share agreements. Opening doors for underserved populations around the country. Darius Goldman created Meratas to help democratize access to continued education by providing a better ISA solution to schools and skills training programs. Prior to founding Meratas, Darius was a partner and head of the Distressed Debt & Claims Trading legal practice group, at the international law firm Katten Muchin Rosenman LLP, where he provided legal guidance surrounding investments in special situations and unique asset classes such as Income Share Agreements. During his legal tenure, Darius was one of the earliest professionals to specialize in ISAs, helping clients identify risks and understand opportunities involving ISAs. As an early pioneer in ISAs, Darius recognized a need for better tools to efficiently manage ISA programs at scale. Meratas helps institutions launch thoughtful ISA programs designed to promote student accessibility and increase enrollment. Our ISA programs are structured to incentivize students, schools, employers and capital providers to work together to promote and finance only the best educational programs that lead to great careers. Outside of the office, you'll find Darius spending time with his three kids, splitting wood, and making the frequent Costco-run. Darius Goldman Founder, CEO Contact info: Darius@meratas.com www.meratas.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

The Harper’s Podcast
Skin in the Game

The Harper’s Podcast

Play Episode Listen Later Dec 18, 2020 43:56


When Dusan Simien, a San Francisco native with a knack for technology, enrolled in a two-year coding program at the for-profit Holberton School, he financed it with an income share agreement: a contract in which he agreed to pay the school 17 percent of his income for a set period after graduation. But before long, Simien found himself struggling with Holberton's instructorless education model and its cheaply designed curriculum. And when he was expelled on a dubious charge of plagiarism, he found himself owing the school a percentage of his paycheck from the same job he'd had when he enrolled. Simien's case typifies a growing trend. As Avi Asher-Schapiro documents in the December issue, income share agreements (ISAs) have taken off in the past few years as a means of financing education, and they've caught the attention of policymakers—and investors—across the political spectrum. To their proponents, ISAs are an answer to traditional financing options that have left many poor Americans, especially African-American students like Simien, unable to attend college without taking on exorbitant debt. These financial tools could theoretically make institutions more accountable, by tying institutional profits to alumni success. To their detractors, ISAs can be predatory loans in disguise, ripe for exploitation by unscrupulous institutions such as Holberton. By tying contract terms to projected earnings, they also increase the pressure on students to seek careers that are likely to be financially lucrative. In this episode of the Harper's Podcast, Violet Lucca talks with Asher-Schapiro, who covers technology and human rights issues at the Thomson Reuters Foundation, about these and other hopes and concerns for the growing ISA market. They discuss the origination of the ISA idea by Milton Friedman, parallels between ISAs and the charter school movement, and the potential ramifications of “treating students like startups.”