Podcasts about Upstream

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Best podcasts about Upstream

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Latest podcast episodes about Upstream

E135: The Problem With Reserve Currencies and Switching to Crypto w/ Lyn Alden [From the Archives]

Play Episode Listen Later Apr 17, 2025 56:19


This week on Upstream, we're sharing Erik Torenberg's 2024 interview with Lyn Alden. Lyn discusses her book 'Broken Money', the impact of the global reserve currency, inflation, interest rates, and provides advice for navigating an uncertain economic future. —

E134: Atheism's Decline, Consciousness, and The New Right w/ Ross Douthat

Play Episode Listen Later Apr 13, 2025 58:48


Today on Upstream, Ross Douthat joins Erik Torenberg to discuss his new book 'Believe: Why Everyone Should Be Religious,' exploring the decline of new atheism, the intellectual defense of institutional religion, and the intersection between traditional Christianity, Silicon Valley, and modern materialism. This episode originally aired on Moment of Zen (April 12, 2025). —

E133: China's Energy Problem w/ Samo Burja

Play Episode Listen Later Apr 11, 2025 58:49


Today on Upstream, we're releasing a 2024 conversation between Erik Torenberg and Samo Burja. They discuss China's approach to energy security, exploring why China isn't pursuing energy independence despite significant oil production capability and the potential for further development. —

TheStockroom
Is Vintage Shopping To Finding Your Style? Ft. Missmallz | TheStockroom Podcast Episode 99

TheStockroom

Play Episode Listen Later Apr 8, 2025 72:42


Welcome to TheStockroom podcast Episode 99 and we're joined by one of London's hottest prospects Nyah aka Missmallz! An emerging Model, Stylist, Content Creator and all round powerhouse in the space!We talk about her biggest wins so far like styling Slawn & his family for the GQ Man of The Year Awards, as well as, creative directing a campaign for Upstream & also releasing her very own bag with her best friend! But we also get into some of her struggles being a petite woman and how vintage shopping helped her to find her personal style! It's a great episode with a lot of gems so make sure to tap in!Follow Nyah here:https://www.instagram.com/missmallzFollow TheStockroom: https://www.instagram.com/thestockroompodFollow our personal platforms too from left to right:Eman: https://www.instagram.com/emansgram_Michael: https://www.instagram.com/them1showBolu: https://www.instagram.com/boluthebearChapter00:00 - Introducing Miss Smallz, Stylist, Model & Content Creator05:50 - How Did Miss Smallz Get Into Styling and Content?12:20 - How Do You Find Your Style?14:28 - What's On Foot?18:18 - What's On The Table? - Nyah's First Nike Shox R420:38 - Nyah's First Trainers & Her Influences Growing Up?25:07 - Why Don't Brands Accommodate For Smaller Women? & Thrifting Etiquette30:26 - How Did Nyah Creative Direct A Campaign For Upstream?34:59 - How Nyah Met & Started Styling Slawn39:50 - What's Something People Don't Understand About Styling?41:36 - Blind Ranking Fashion Trends53:50 - Miss Smallz Made Her First Bag With Her Best Friend Barco!1:01:03 - What Advice Would Miss Smallz Give To People Who Want To Become Creatives?

E132: AI Managers, US vs China Analysis, and AI Art w/ Byrne Hobart

Play Episode Listen Later Apr 5, 2025 53:18


Today on Upstream, we're sharing an episode of The Riff (originally aired on April 1, 2025). Erik Torenberg and Byrne Hobart explore the shifting dynamics of global trade between China and the US, the potential for AI to replace senior rather than junior roles in the workplace, and the economic structure of live entertainment markets like StubHub. —

E131: Abundance Agenda, The New Right, and 2008 Retrospective w/ Noah Smith

Play Episode Listen Later Apr 3, 2025 69:57


Today on Upstream, Erik Torenberg and Noah Smith discuss the Abundance Agenda by Ezra Klein and Derek Thompson, the impact of the 2008 recession, Obama's presidency, and shifts in political ideology, focusing on the 'New Right' and its cultural and economic implications, while also touching upon the economic recovery strategies post-2008. This episode originally aired on Econ102 (April 1, 2025) —

The Indisposable Podcast
The Reuse Job Market

The Indisposable Podcast

Play Episode Listen Later Apr 3, 2025 43:29


In this conversation, we dig into how reuse contributes to workforce development and economic opportunity - now and for future generations. Host Brooking Gatewood sits down with Matthew Luisier of r.World, a fast-growing reuse service provider, and Natasha Wayne with Reaching All Minds Academy, a charter school that has taken on the challenge of switching back to reusables as part of its STEM through sustainability educational mission. With recent data showing that reuse creates more and safer jobs than landfills and recycling — we ground this data in the stories of two people helping manage the shift to a reuse economy in very different ways.Resources: r.WorldReaching All Minds AcademyThe Role of Reuse in a Just TransitionReuse vs Single-use: EconomicsGet involved:Join the Reuse Solutions NetworkSupport Upstream to make sure these stories continue to be heard and the reuse economy continues to grow — thank you!

Podcasts epbr
eixos na CERAWeek |Rodrigo Vaz, Diretor de Upstream da S&P Global

Podcasts epbr

Play Episode Listen Later Apr 3, 2025 17:56


O diretor de Upstream Latam da S&P Global fala sobre as mudanças na discussão sobre transição energética e seus impactos sobre a indústria de petróleo do Brasil e do mundo. Ele conversou com o editor-executivo da agência eixos, Felipe Maciel, durante a CERAWeek, organizada pela S&P Global, em Houston (TX).

Your Region Pod
What does it mean to belong?

Your Region Pod

Play Episode Listen Later Apr 3, 2025 15:34


What does it mean to belong? On this episode of Your Region Pod, we look at how belonging benefits the whole community. The idea for this episode came out of a symposium called “Forward Together: Activating Change, Amplifying Belonging." The event, hosted by the Immigration Partnership, Children and Youth Planning Table, and the Community Safety and Wellbeing Plan, brought together community members and organizations who work with individuals and groups who are often excluded and face barriers to opportunities that many of us take for granted. We speak with some of the participants, and learn what the Region is doing to help through the Upstream fund.Be sure to sign up for our monthly newsletter Around The Region  for news and stories on how The Region is becoming one of the best places to live in Canada.You can find Your Region Pod wherever you stream your favorite podcasts.Website: https://yourregionpod.buzzsprout.com Spotify: Your Region Pod | Podcast on SpotifyiTunes: Your Region Pod on Apple Podcasts Send us an email!Instagram: Regional Municipality of Waterloo (@regionofwaterloo) • Instagram photos and videosFacebook: Region of Waterloo | Kitchener ON | FacebookSend us an email!Instagram: Regional Municipality of Waterloo (@regionofwaterloo) • Instagram photos and videos Facebook: Region of Waterloo | Kitchener ON | Facebook

Eniday
Basilicata Inside | OMC Med Energy: territori, innovazione e energia

Eniday

Play Episode Listen Later Apr 2, 2025 12:05


Dall'8 al 10 aprile Ravenna ospiterà OMC Med Energy Conference, la principale manifestazione sull'energia del Mediterraneo, dove Orizzonti sarà presente con l'ultimo numero. Parliamo di scenari e di prospettive con la presidente dell'OMC Med Energy Conference, Francesca Zarri, che è stata a capo del Dime in Basilicata ed è ora responsabile delle attività Upstream di Eni in Italia.

Outcomes Rocket
Shaping Resilient Futures with Social-Emotional Learning with Tessa Zimmerman, Founder & Executive Director at Upstream Education

Outcomes Rocket

Play Episode Listen Later Apr 1, 2025 12:03


This podcast is brought to you by Outcomes Rocket, your exclusive healthcare marketing agency. Learn how to accelerate your growth by going to outcomesrocket.com Preventative mental health education is essential for student success, and integrating quick, practical tools into daily routines can foster emotional resilience and prevent crises. In this episode, Tessa Zimmerman, founder of Upstream Education, discusses her mission to revolutionize mental health education for students. She talks about her struggles with severe panic attacks as a child and how it impulsed the development of a program that equips educators with tier-one social-emotional learning tools. Tessa mentions how, with the help of a student task force and mental health experts, Upstream Education ensures its programs remain relevant and impactful. She also explains the three pillars to aim to prevent mental health crises: stress management, self-regulation, and attachment. Tune in to learn how small changes and bite-sized tools in education can make a big difference in mental health and foster emotional well-being for students and staff!  Resources: Connect with and follow Tessa Zimmerman on LinkedIn. Follow Upstream Education on LinkedIn. Explore the Upstream Education Website.  Fast Track Your Business Growth: Outcomes Rocket is a full service marketing agency focused on helping healthcare organizations like yours maximize your impact and accelerate growth. Learn more at outcomesrocket.com

Hope Illuminated_Sally Spencer-Thomas
Upstream Suicide Prevention: Changing Lives Using the Good Behavior Game with Dr. Holly Wilcox | Ep. 142

Hope Illuminated_Sally Spencer-Thomas

Play Episode Listen Later Apr 1, 2025 47:31


In this episode of Hope Illuminated, Dr. Sally Spencer-Thomas talks with Dr. Holly Wilcox from Johns Hopkins University to explore the transformative impact of the Good Behavior Game. They cover upstream approaches to suicide prevention, emphasizing skill-building in early childhood to improve mental health outcomes. Discover how focusing on education and emotional regulation can mitigate risks and build resilience in communities, potentially changing life trajectories. Join us in learning how a public health approach could be key to saving lives and augmenting quality of life. For more information on this episode go to https://www.sallyspencerthomas.com/hope-illuminated-podcast/upstream-suicide-prevention-changing-lives-using-the-good-behavior-game-with-dr-holly-wilcox-ep-142

E130: Elon Musk's Network Effects and Checking in on Chinese AI w/ Byrne Hobart

Play Episode Listen Later Mar 29, 2025 62:20


This week on Upstream, we're releasing an episode of The Riff (originally aired on March 25, 2025) where Erik Torenberg and Byrne Hobart discuss Don Jr.'s leveraging of the Trump brand, Dustin Moskovitz's departure to address AI risks, economic impacts of various policies, and geopolitical considerations with a focus on AI and China's tech ambitions. —

Autoline After Hours
AAH #736 - Does More Tech Equal More Hacks?

Autoline After Hours

Play Episode Listen Later Mar 28, 2025 62:53


TOPIC: Cybersecurity PANEL: Jason Masker, Upstream; Brett Smith, Auto Expert; Jeff Gilbert, WWJ Newsradio 950; Gery Vasilash, shinymetalboxes.net

E129: Dark Triad, Romantic Partner Selection, and Dating Advice w/ Rob Henderson

Play Episode Listen Later Mar 27, 2025 65:20


Today on Upstream, Erik Torenberg interviews author Rob Henderson about modern romance, discussing evolutionary psychology, the attraction to dark triad men, dating apps, and practical advice for men seeking romantic partners. —

Get Your Tech On
Mastering Cable Upstream RF Troubleshooting for DOCSIS Pros

Get Your Tech On

Play Episode Listen Later Mar 26, 2025


SCTE 294 2024r1 EXPLAINED: Mastering Cable Upstream RF Troubleshooting for DOCSIS Pros In this episode, we take a deep dive into SCTE 294 2024r1, one of the most important industry references for cable professionals. Discover how to optimize your upstream RF spectrum by mastering topics like unity gain, sub-split vs. mid-split vs. high-split architectures, and The post Mastering Cable Upstream RF Troubleshooting for DOCSIS Pros appeared first on Volpe Firm.

E128: US-Europe Relations, How Japan Can Strengthen The Yen, and Predicting AI's Growth Effects w/ Noah Smith

Play Episode Listen Later Mar 23, 2025 55:36


Today on Upstream, Erik Torenberg and Noah Smith analyze America's European withdrawal, China's selective globalization strategy, and tempers expectations about AI's economic impact while considering GDP measurement challenges. —

World Oil Deep Dive
AI-enabled software: Elevating upstream efficiency with advanced operations scheduling

World Oil Deep Dive

Play Episode Listen Later Mar 23, 2025 28:27


We take a closer look at current trends in upstream operational scheduling and how AI-enabled scheduling software like Actenum DSO is used to elevate your results - specifically when it comes to improving operational efficiency and reducing cycle times. Wesley Schumacher, Advanced Technology Manager at Actenum walks our team through the rapidly evolving landscape of operational scheduling and shares his insight on the value of a fit-for-purpose platform like Actenum DSO. 

Telecom Reseller
Bringing AI to the Frontline: Upstream Works at Enterprise Connect 2025, Podcast

Telecom Reseller

Play Episode Listen Later Mar 21, 2025


At Enterprise Connect 2025, I caught up with Jeffrey Palmer and Rob McDougall of Upstream Works, a company with a 25-year track record of simplifying agent desktops and optimizing the contact center experience. While much of the industry has focused on customer experience, Upstream Works continues to champion the agent experience—eliminating silos and delivering consistency across voice, video, and digital channels. One highlight of our conversation: Upstream Works AgentNow, an innovative solution born out of a collaboration with United Airlines. AgentNow enables face-to-face communication between customers and agents via a smartphone, email link, or QR code—no more waiting in line at the airport. Already adopted across industries like healthcare, financial services, and education, it's proving to be a scalable, low-overhead, managed service with real business outcomes. We also discussed the new Omni AI Hub, a flexible AI integration platform that brings AI tools together under one seamless experience. Whether it's Amazon, Google, Microsoft, or Upstream Works' own models, the Hub lets organizations apply the right AI tool for the job while giving agents a consistent, unified interface. AI finally becomes operational and useful—without adding new silos to the desktop. It's clear: Upstream Works is helping enterprises move from AI buzz to AI reality. Learn more at www.upstreamworks.com #EnterpriseConnect #AI #CX #ContactCenter #AgentExperience #UnifiedCommunications #CustomerService #UpstreamWorks #AgentNow #OmniAIHub #VideoEngagement #UCaaS #CCaaS

Loan Officer Freedom
Fishing Upstream: How Rocket Mortgage Plans to Capture Homebuyers Before the Competition

Loan Officer Freedom

Play Episode Listen Later Mar 20, 2025 26:50


Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your hosts, Carl White and Owen Lee take a closer look at the significant news of Rocket Mortgage's recent acquisition of Redfin for $1.75 billion, exploring the implications of this merger for the mortgage industry. They discuss how this purchase is not just about financial gain but a strategic move to leverage Redfin's vast data on homebuyers, allowing Rocket to proactively reach potential clients before traditional loan officers even have a chance. With insights on the importance of adopting technology in the mortgage business, they emphasize the opportunities available for loan officers to enhance their practices and stay competitive in a rapidly evolving market. Tune in to discover how you can harness these advancements to boost your success! For more information on how to leverage technology in your mortgage business, visit GetMoreLoans.com. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

E127: The Tech Right and How The Left Can Fix Itself w/ Jon Askonas

Play Episode Listen Later Mar 20, 2025 48:10


Today on Upstream, we're airing Erik Torenberg's conversation with Jon Askonas. They explore the emerging coalition between MAGA supporters and Silicon Valley tech leaders, examines the underlying political realignment, the tensions and fault lines within this coalition, and the potential future conflicts surrounding issues like immigration and transhumanism. This episode originally aired on Moment Zen (February 22, 2025) —

The Indisposable Podcast
Reuse Goalposts for Stadiums & Arenas

The Indisposable Podcast

Play Episode Listen Later Mar 20, 2025 45:14


In the last few years, we've seen a big step-up from sports & entertainment venue leaders around the US to build reuse programs for arena and stadium concessions. Christy Briggs, Sustainability Manager for Lumen Field & the Seattle Seahawks and Mary McCarthy, VP of Sustainability for Levy Restaurants – hospitality provider to 350+ major venues – discuss some of the latest developments, next steps, and ongoing challenges when it comes to building a world of entertainment without the waste. Resources: Episode 159: A reuse playbook for stadiumsUpstream's Wash Hub MapGet involved:Join the Reuse Solutions NetworkSupport Upstream to make sure these stories continue to be heard and the reuse economy continues to grow — thank you!

E126: Data Center Economics and AI Energy Requirements w/ Patrick McKenzie and Azeem Azhar

Play Episode Listen Later Mar 15, 2025 77:05


Today on Upstream, we're releasing Patrick MacKenzie's interview with Azeem Azhar which originally aired in February 2025 on Complex Systems. They discuss the economics and infrastructure of data centers, comparing historical infrastructure rollouts to modern AI-driven data center needs, and explore the implications of exponential power demands, including innovations like small modular nuclear reactors and geothermal energy. —

It's Not About the Alcohol
EP 185 Minisode: How to access upstream willpower

It's Not About the Alcohol

Play Episode Listen Later Mar 13, 2025 13:47


In today's episode, Colleen breaks down why willpower is an exhausting and unsustainable way to change your behavior. If you've ever tried to “power through” not drinking or force yourself into good habits, only to fall back into old patterns, this episode will shift the way you think about change. Instead of relying on willpower to control your drinking, your eating, your productivity, or anything else, Colleen shows you how to design an environment that makes success inevitable—without the mental struggle, without the exhausting inner battle, and without feeling like you're constantly fighting against yourself.   Key Takeaways: 1. Willpower is a Finite Resource—You Will Run Out Willpower is just forced focus—it's what you use when you don't actually want to do something. The more decision fatigue, stress, or depletion you experience, the less willpower you have. If you're relying on willpower to avoid drinking at night, you're already set up to fail. 2. External Rewards Make You Feel Powerless We are conditioned to chase performance-based rewards—grades, promotions, social validation. This mindset makes success feel scarce—like you have to constantly prove yourself to earn your own power. If someone (or something) gives you power, it's not actually yours. 3. You're Not Chasing a Goal—You're Chasing a Feeling It's not about not drinking, it's about how you think not drinking will make you feel. When you place your self-worth in achieving a goal instead of designing a life that supports you, you create an exhausting cycle of struggle. Real power comes from creating a life where you feel good right now—not just after you hit some goal. Actionable Steps to Make Change Easy 1. Stop Beating Yourself Up—Start Observing Instead Instead of thinking, I need more willpower, ask: “How can I make this easier for myself?” Notice the conditions that lead to overdrinking, and shift your environment—not just your mindset. 2. Design Your Success Instead of Forcing It If your goal is to drink less, don't just “try harder”—change your surroundings. Example: Instead of sitting in front of the TV and trying not to drink, switch up your routine. Take a bath, read in a different room, go for an evening walk—anything that naturally moves you away from the habit. 3. Make Your Future Self's Life Easier Instead of spending willpower on not drinking, use it to set up a better tomorrow: ✅ Get a good night's sleep. ✅ Hydrate and eat nourishing food. ✅ Move your body and reduce stress before it builds up. The more you invest in yourself today, the less you'll need to rely on willpower tomorrow.   Homework: Ask yourself: ✔ Where in my life am I forcing things instead of designing things? ✔ How can I change my environment so I don't have to struggle as much? ✔ What if my power wasn't in my performance, but in how I take care of myself? Because real power doesn't come from proving yourself—it comes from setting yourself up for success.   Click here to BOOK A DISCOVERY CALL. If you're ready to fully commit to your personal growth and do the work to get emotionally sober (side effects include an 80 percent reduction in drinking),You'll walk away from our call with a clear understanding of how to get the skills you need to transform your life.   Do you want help from Colleen with a situation you're struggling with? Click here to submit your question for Colleen's NEW Q& A episodes. Your name will not be mentioned on air!    —Want daily updates from me? Find me on TikTok @hangoverwhisperer and IG @thehangoverwhisperer   —Click here to TAKE THE QUIZ: Do you have a drinking problem or a thinking problem?

E125: Palantir's Politics, Elon's Approach to DOGE, and AI's Effects on Writing w/ Byrne Hobart

Play Episode Listen Later Mar 13, 2025 58:51


Today on Upstream, Byrne Hobart and Erik Torenberg dive into the wide-ranging effects of technological change on media and society. They cover the AI debate, blogging's social impact, AI's influence on search and data, the changing news industry, foreign aid cuts, and the rise of new tech elites. This episode originally aired on The Riff (March 11, 2025). —

The Ag Engineering Podcast
Spencer & Jake from The Farm Upstream: EP27

The Ag Engineering Podcast

Play Episode Listen Later Mar 12, 2025 68:09


Text me a message!Today's episode comes to you from Jericho Vermont where we visit with Spencer Hardy and Jake Kornfeld of The Farm Upstream (https://www.thefarmupstream.com). They are friends who are just setting roots on this new farm and share how they've structured their business to grow collaboratively to support multiple households. Support the showVisit the website to see photos/videos from the visit: https://thefarmersshare.comFollow the show on Facebook and Instagram: @thefarmersshareSubscribe to the YouTube Channel: https://www.youtube.com/@thefarmersshare

E124: How to Have A Philosophical Marriage w/ Agnes Callard and Arnold Brooks

Play Episode Listen Later Mar 9, 2025 72:09


Today on Upstream, we're releasing an episode from Modern Relationships which originally aired on February 28, 2025 where Erik Torenberg interviews philosophy professors Agnes Callard and Arnold Brooks about their unconventional marriage, the role of philosophy in their relationship, the impact of their public profile, and how they balance personal and philosophical life together. —

E123: Trump & The Game of Populism w/ Samo Burja

Play Episode Listen Later Mar 6, 2025 59:15


Erik Torenberg and Samo Burja discuss the limitations of populist politics, the difficulty populists face in effecting change despite electoral wins, and the influence of digital democracy on modern governance. —

The Indisposable Podcast
Reuse beyond policy: impactful community projects

The Indisposable Podcast

Play Episode Listen Later Mar 6, 2025 41:24


Host Brooking Gatewood sits down with Isabel Mack, creator of Party Kit Network, and Toni Mason with Bull City Boomerang Bags to talk about the power of community-focused, non-policy reuse initiatives. Especially for those living in areas where it is difficult to enact policy, there's still plenty you can do to engage in local change-making. Listen in for some stories of the challenges and joys of turning good ideas into organized local waste-reducing endeavors, and leave inspired to turn your own good ideas into meaningful action. Resources: Party Kit NetworkBull City Boomerang BagsJoin the REAL sharing economy with a Library of ThingsEpisode 7: The Creative Power of Limits Grounds Krewe for Mardi GrasGet Involved: Join the Reuse Solutions NetworkSupport Upstream to make sure these stories continue to be heard and the reuse economy continues to grow — thank you!

Common Sense Financial Podcast
Certificates of Deposit: What to Consider and How to Use Them - Replay

Common Sense Financial Podcast

Play Episode Listen Later Mar 5, 2025 13:20


In this episode on Certificates of Deposit (CDs) as investments, we talk about the nuanced decision-making involved in purchasing CDs and whether or not CDs are good investments, particularly in a rising interest rate environment, and we explain why interest rates are the only factor you need to consider. Wealth creation isn't solely dependent on CD rates, and we need to consider the impact of inflation and interest rates to gain a comprehensive financial perspective. The episode also explores how government strategies to combat inflation by adjusting interest rates impact not only investors, but also shape the attractiveness of CDs as an investment option. In a rising interest rate environment, buying CDs may seem like a good idea but it depends on your needs and goals. Wealth isn't created by buying a CD based on a rate. It's created by understanding why the rate may not be all that important. Banks look at what is known as the federal funds rate, also known as a benchmark rate. This is the rate banks charge one another to borrow money overnight that's needed to maintain reserve requirements. Upstream in the decision making process is the Federal Open Market Committee or FOMC, who meet throughout the year to discuss and set monetary policy. Within these policies, rates are set and typically linked to inflation. When those rates are set, banks may adjust rates on loans, deposits and certificates of deposit. But just like any business, banks will adjust rates to compete in their market as they seek to cover their costs and maintain a profit. CDs specifically are an attractive tool for banks, because unlike a deposit account, CDs actually lock up customers with a maturity date, which gives banks better control of their cash flow. The higher rates draw in customers seeking to maximize their returns. Rates on CDs matter, but not as much when you factor in inflation and interest rates. If inflation is at 7% and interest rates are at 5%, the net is 2%. The same is true if inflation is at 0% and interest rates are at 2%. You have to look at both numbers to get a full picture. When you consider the gridlock within the housing market and the amount of debt our government holds, it's hard to believe rates can remain elevated over the long term. The government is desperately trying to combat inflation by raising rates. These higher rates not only impact consumers, but they also impact the government. According to the Congressional Budget Office, or CBO, in June of 2023, they projected that annual net interest costs on the federal debt would total $663 billion in 2023 and almost double over the next decade. Interest payments would total around $71 trillion over the next 30 years, taking up to 35% of all federal revenue by 2053. These numbers are impacted by interest rates and with lower rates come lower interest payments, so the government has reasons to see rates lower than they currently are. The question is: Does it make sense to lock in CD rates while rates are high? It depends. If you have money sitting in a bank account that you don't need and the CD rate is offering a higher rate than your savings, then it might be a good option. A good idea is to compare CD rates to other options like fixed annuities and money markets since they share some similarities but also have a few key differences that could make one choice better for your situation. Certificates of Deposit are offered by banks as a savings account that offers a fixed interest rate over a specified period of time, ranging from one month up to five years. They carry penalties if funds are removed before maturity, and they're FDIC insured up to $250,000. Fixed Rate annuities are issued by insurance companies and are financial products that offer a fixed interest rate over a specified period of time. Early withdrawals can incur a penalty, and interest earnings are tax deferred until you start taking distributions. The guarantees are backed by the claims paying ability of the insurance company and are insured by what is known as the State Guarantee Association. Money markets are funds issued by financial institutions that are backed by highly liquid short maturity investments. Maturities usually range from overnight to just under a year, and assets can be quickly converted to cash with minimal loss of value. They are generally considered more risky than a bank, CD or insurance company annuity, and the underlying investments include such things as treasury bills, commercial paper and CDs. While CDs offer the safety of fixed returns, they are not devoid of risks and limitations. It's essential to understand both the micro and macro economic factors that affect CD rates before diving in.      Mentioned in this episode: BrianSkrobonja.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify BrianSkrobonja.com/Resources - Free Resources To Help You Protect Your Financial Future Common Sense: YOUR Guide to Making Smart Choices with YOUR Money by Brian Skrobonja “What to Know About How Banks Work” The State Guaranty Association   References for this episode: https://www.pbs.org/newshour/economy/americans-faith-in-banks-hit-low-after-failures-says-ap-norc-poll https://www.federalreserve.gov/monetarypolicy/reservereq.htm https://fortune.com/recommends/banking/will-cd-rates-go-up https://www.usbank.com/investing/financial-perspectives/market-news/federal-reserve-tapering-asset-purchases.html https://www.pgpf.org/analysis/2023/07/higher-interest-rates-will-raise-interest-costs-on-the-national-debt   Investing involves risk, including the potential loss of principal. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS.

Upstream Pursuit
Love in the Tension: An Upstream Response to Bigotry Accusations

Upstream Pursuit

Play Episode Listen Later Mar 3, 2025 25:02


In this episode, we're diving into a question from one of our Pursuers: How should we behave towards believers who view our biblical convictions as bigotry?Navigating differences in belief—especially within the body of Christ—can feel heavy, but it's also an opportunity to reflect God's love. Together, we'll break down what bigotry means, assess our own hearts with humility, and explore how Scripture calls us to approach tough conversations.We'll talk about:✨ How to pray for understanding and unity✨ Speaking truth with love and grace✨ The power of listening with curiosity✨ Responding with compassion, not defensivenessAt the end of the day, our highest calling is to honor God — and that means honoring people, even when we don't see eye to eye. Have a topic or question you'd like to hear on the pod? Submit your ideas at www.narcelyruiz.com. Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

E122: Victor Davis Hanson on What Trump Thinks of Zelensky and Predicting Geopolitics

Play Episode Listen Later Mar 1, 2025 37:51


E121: Kevin Kelly on What Makes Us Human in an AI World

Play Episode Listen Later Feb 27, 2025 50:16


In this episode of Upstream, we're releasing Erik Torenberg's interview from 2023 with Kevin Kelly, founding executive editor of Wired Magazine, discussing Kevin's new advice book, the impact of gratitude, and how technology, especially AI, interacts with and shapes human existence and culture. —

The Indisposable Podcast
The Vision & Playbook for Reuse in EPR

The Indisposable Podcast

Play Episode Listen Later Feb 27, 2025 56:52


As packaging extended producer responsibility (EPR) gets off the ground across the US, the time is right to shine a spotlight on reuse. Upstream's newest position paper breaks down exactly what to expect of a best-in-class producer responsibility organization (PRO) when it comes to supporting and planning for a transition to reusable packaging systems within EPR programs. This rebroadcast of a recent livestream covers key points from the paper and features a lively discussion with public policy expert Elizabeth Balkan, plus Emmaneulle Bautista and Valentin Fournel, special guests from Citeo—a French packaging PRO poised to launch a large-scale reusable packaging program with its member brands. Resources: Position Paper: Embracing reuse in EPR packaging programsLivestream recordingUpstream's presentation deckCITEO's presentation deck More information about CITEO's programThe state of EPR policy in the USDefining “reuse” in the policy contextReuse service providers in the US & CanadaZero Waste Europe: European Reuse BarometerGet Involved: Join the Reuse Solutions NetworkSupport Upstream to make sure these stories continue to be heard and the reuse economy continues to grow — thank you!

A Moment with Joni Eareckson Tada

Instead of drifting through life, use God as a supernatural anchor when currents are pulling you away. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible.     Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Michael Cirillo on the Toronto Auto Show, EV Charger Cyberattacks, Apple's $500B Investment

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier

Play Episode Listen Later Feb 25, 2025 20:36


Shoot us a Text.Today we've got guest host Michael Cirillo of the Dealer Playbook talking about his experiences at the Toronto Auto Show. Plus, we talk about a new report showing EV charger cyberattacks are on the rise and how Apple is investing $500B in AI with a specific focus in Detroit.Show Notes with links:Cyberattacks on automotive and smart mobility products surged 39% in 2024, with electric vehicle (EV) charging infrastructure emerging as a major target, according to Upstream's 2025 Automotive & Smart Mobility Global Cybersecurity Report.409 cyberattacks were recorded in 2024, up from 295 in 2023.Attacks on EV charging stations jumped from 4% in 2023 to 6% in 2024, with 59% of them having the potential to affect millions of devices.Hackers target EV chargers for data theft, fraud, and ransom payments, with nearly 75% of attacks disrupting charging services. Researchers have also demonstrated that hacking EV chargers could disrupt entire grids.In 2024, 59% of EV charging cyberattacks had the potential to impact millions of devices, while 37% could have affected thousands, according to Upstream.Mozilla's 2023 research found all 25 major automakers collected excessive data, raising privacy concerns.Shira Sarid-Hausirer, Upstream VP of Marketing: “It's not necessarily the number of assets, it's the connectivity and the fact that they're all interconnected that increases the risk dramatically.”Apple is expanding its U.S. footprint with a $500 billion U.S. investment plan, which includes 20,000 new jobs, a server factory in Texas to support Apple Intelligence and a new Apple Manufacturing Academy in Detroit.Company engineers at the Detroit center will train local businesses and workers in AI and smart manufacturing techniques.Apple is also doubling its Advanced Manufacturing Fund to $10 billion, supporting high-tech manufacturing across the U.S.Apple's announcement followed a meeting between CEO Tim Cook and President Donald Trump as the company seeks to mitigate the impact of Trump's trade tariffs, including a 10% tariff on Chinese imports and a potential 25% tariff on chips.CEO Tim Cook: "We are bullish on the future of American innovation and proud to build on our long-standing U.S. investments."Hosts: Paul J Daly and Kyle MountsierGet the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/ Read our most recent email at: https://www.asotu.com/media/push-back-email

This Is Nashville
In My Place, Episode 10: The Connection

This Is Nashville

Play Episode Listen Later Feb 25, 2025 50:10


We look at how they establish relationships, connect people with services and start the housing process. We examine this initial point of contact and discuss what the role of assessments and data play when engaging with the unhoused population.Nashville Public Radio's daily show, This Is Nashville, launches the second season of In My Place — a series about finding home in our growing city. In My Place educates listeners on what communities like Nashville can do to prevent and end homelessness — while caring for our neighbors who are still unhoused. Over the course of nine monthly episodes, we will talk to people who still experience homelessness. We will learn about what it feels like to access services and maneuver through the complexities of our local homelessness and healthcare systems on the path to housing. We will discuss with our guests what services work, what resources are missing, and their ideas for improving access to housing and services. This series was created thanks in part to support from Community Foundation of Middle Tennessee and was produced by Judy Tackett and Tasha A.F. Lemley.Guests Raven Nye | Director of housing initiatives, The Contributor Lisa Wysocky | Executive Director, Colby's Army Benjamin Cantrell | Quality of Life Officer, West Precinct Further in Overview Episode of In My Place Episode 1: Homelessness Facts and Faces Episode 2: Housing First Episode 3: Housing Strategies Episode 4: The interconnectedness of health care, housing and homelessness Episode 5: Upstream homelessness prevention Episode 6: Hidden Homelessness Episode 7: Permanent supportive housing Episode 8: The Impact of Homelessness on Residents and Business Owners Episode 9: Solutions

E120: Why Europe Matters for America's Future w/ Samo Burja

Play Episode Listen Later Feb 23, 2025 60:10


This week on Upstream, Erik Torenberg and Samo Burja discuss the widespread interest in U.S. politics and its global influence, particularly in Western and European countries, the internet's role in synchronizing political and cultural norms, and potential changes in European political landscapes influenced by American ideologies and media. —

E119: Free Trade, AI Integration, and Shopify Q4 Results w/ Shopify President Harley Finkelstein

Play Episode Listen Later Feb 20, 2025 58:43


The Black Dog Podcast
Upstream Colour

The Black Dog Podcast

Play Episode Listen Later Feb 19, 2025 145:45


This week Jim has a radical diet and also gets frustrated at tablet reviews. Yogi Bear lives a tough life on the streets with Boo Boo, Elton gives us a potted history of Pes aka Pro Evo Soccer aka International Super Soccer aka Sensi Soccer (I made that last one up). Darren watches three films, The Gorge, which isn't about the Cheddar valley, Captain America Brave New World and being a romantic soul he took his partner off to see the slasher flick Hearteyes for Valentines day.  Meanwhile Lee gets angry at a game he sat up to 3am to finish.  After that Asking for Trouble features questions about Submarines, Birdemic 2 and Sandwiches. And thats not even the most surreal thing as we end up reviewing the sci fi surreal metaphor filled tone poem Upstream Colour. Media Discussed This Week Pro Evo Soccer 2015 - Playstation The Gorge - Apple TV Hearteyes - Theatrical Release Captain America Brave New World - Theatrical Release Dragon Age The Veilguard - PS5 / Xbox / PC Upstream Colour - Amazon Prime

E118: Ending Woke, Why Elon Wins, and A Return to Innovation w/ Marc Andreessen [Moment of Zen repost]

Play Episode Listen Later Feb 17, 2025 108:29


Marc Andreessen and Erik Torenberg discuss the ongoing political and cultural shift in America, covering topics such as preference falsification, the role of DEI in tech and other sectors, the influence of group chats, and the emerging dynamic in politics with highly capable appointments in the new administration. —

E117: The Future of Martian & Interplanetary Societies w/ Samo Burja

Play Episode Listen Later Feb 14, 2025 61:25


This week on Upstream, Erik Torenberg and Samo Burja discuss the economic, political, and cultural implications of colonizing Mars and the Moon, discussing space treaties, potential Martian and Earth societal divergence, and the technological advancements driving humanity's future as a multi-planetary species. —

Inside Angle
Leaking revenue? Try looking upstream

Inside Angle

Play Episode Listen Later Feb 7, 2025 6:09


Denials management should be proactive. Learn about an upstream approach.

E114: Tyler Cowen on Legacy, Twitter + Harvard, and Fertility Decline [Upstream Archive]

Play Episode Listen Later Feb 2, 2025 59:58


Tyler Cowen discusses his book on the greatest economists of all time, evaluates the contributions of macroeconomics, and touches on topics such as stagnation, AI, fertility, and the future of academia and societal trends. —

The Indisposable Podcast
Reading, Writing, 'Rithmatic, Reuse

The Indisposable Podcast

Play Episode Listen Later Jan 30, 2025 61:48


Switching K-12 schools to reusables in their cafeterias is a focus for many in the reuse movement: it's a win-win-win for improving children's health, educating and empowering the community around sustainability issues, and providing an impressive ROI for school administrators. That said, no change is easy, and barriers such as up-front funding, dishwashing, and staffing are real challenges. Thankfully, Amber Schmidt from ReThink Disposable and Ben Schleifer from Center for Environmental Health have hands-on experience in surmounting these barriers, and in this discussion they share some key insights for getting reuse into schools.Enjoy this recording of the January Reuse Solutions Network meeting, and check out the resources below if you'd like to join the RSN yourself.Resources: Join the Reuse Solutions NetworkReThink DisposableCenter for Environmental HealthWashington Post: Most US schoolchildren toss their lunch trays every dayCase studies on reuse in schoolsMore Indisposable Podcast episodes about reuse in schoolsThe Indisposable Podcast is brought to you by Upstream, which is a non-governmental organization. Please consider a tax-deductible donation to make sure these stories continue to be heard and the reuse economy continues to grow.

Late Confirmation by CoinDesk
THE MINING POD: Crusoe / Upstream Data Patent Ruling, Lancium's Stargate Deal, and 2024 Year-in-Review

Late Confirmation by CoinDesk

Play Episode Listen Later Jan 24, 2025 54:13


For this week's mining news, a surprising decision on Crusoe and Upstream Data's patent dispute and more.Welcome back to The Mining Pod! Today, the gang covers news that Blockspace broke regarding a surprising mixed decision in Crusoe and Upstream Data's patent dispute. Plus, Lancium gets in on the Project Stargate action with a 1.2 GW AI campus, a data recap from Hashrate Index's 2024 Year-in-Review, and TSMC is fabbing ASIC chips for Bitdeer's SEALMINER series in the U.S.A. And finally, for this week's cry corner, scammers hijack Riot Platform's X account to lure folks into the Solana memecoin casino. Timestamps:00:00 Start01:28 Difficulty report05:36 Crusoe & Upstream14:54 Lancium's Project Stargate Deal27:34 Hashrate Index 2024 Year-in-Review45:36 TSMC US fabbed chips for Bitdeer51:34 Cry corner: Riot HackPublished twice weekly, "The Mining Pod" interviews the best builders and operators in the Bitcoin and Bitcoin mining landscape. Subscribe to get notifications when we publish interviews on Tuesday and a news show on Friday!

The Daily Stoic
Dan Heath's Reset Strategy | How to Change What's Not Working

The Daily Stoic

Play Episode Listen Later Jan 22, 2025 58:14


Changing our work patterns can feel daunting. We're held back by the comfort of familiar routines and overwhelmed by the constant demands of urgent tasks and workplace conflicts, leaving us with little energy to explore new approaches. But what if there were a blueprint for getting unstuck? In his new book, Reset: How To Change What's Not Working, Dan Heath shares a proven framework for driving meaningful change.Today, Dan and Ryan discuss trusting your instincts in creative decision-making, knowing when to reset versus rebuild, and applying upstream thinking to prevent downstream consequences.Dan Heath is the #1 New York Times bestselling author/coauthor of six books including Made to Stick, Switch, Upstream, and The Power of Moments. Dan also hosts the award-winning podcast What It's Like to Be… which explores what it's like to walk in the shoes of people from different professions. Reset: How To Change What's Not Working by Dan Heath is out now! Grab a copy here: https://www.amazon.com/Pick up a copy of Made to Stick by Dan Heath at The Painted Porch: https://www.thepaintedporch.com/

Make Your Damn Bed
1342 || 8 steps to manage eco-anxiety

Make Your Damn Bed

Play Episode Listen Later Jan 21, 2025 7:54


Dealing with eco-anxiety is easier with the UPSTREAM method, as introduced by Karen Magruder. Understanding + compassionParticipatingSelf-talkTrauma (processing)Reduce isolationEcotherapyActs of self-careMindfulnessTHE SOURCE: https://theconversation.com/keeping-your-cool-in-a-warming-world-8-steps-to-help-manage-eco-anxiety-212174DONATE:www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Get bonus content on PatreonSupport this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.

anxiety manage acast upstream make your damn bed podcast
Revolutionary Left Radio
Imperialism: The Highest Stage of Capitalism (Upstream)

Revolutionary Left Radio

Play Episode Listen Later Jan 2, 2025 128:49


Alyson and Breht were invited to join Robbie on the Upstream podcast to talk about Lenin's "Imperialism: The Highest Stage of Capitalism".  Capitalism, imperialism, monopoly—far from being separate concepts that just happen to take shape parallel to one another or to overlap from time to time, these terms all really refer to the exact same overall process. We call it capitalism because it's not always practical to call it “monopoly capitalism in its imperialist stage” or something like that, but really, capitalism is, as we'll see, inevitably monopolistic and imperialist. The process of capitalism's historical evolution from its so-called, and somewhat fabricated stage of free-enterprise to monopoly capitalism, and then further into what we refer to as imperialism, was outlined both theoretically and empirically by Vladamir Lenin well over a century ago in his classic text, Imperialism, The Highest Stage of Capitalism. The connection between monopoly and imperialism might not seem quite straightforward to you at first, and an understanding of imperialism itself as a process grounded in political economy may seem somewhat counterintuitive—especially if you're used to thinking of imperialism and empire in the more popular sense of the words. But that's why we've brought on two guests to walk us through this crucial text and help us make sense of it all.  Alyson Escalante and Breht O'Shea are the hosts of Red Menace, a podcast that explains and analyzes revolutionary theory and then applies its lessons to our contemporary conditions, and they're both return guests of the show. In fact, they've been on a number of times to talk about other texts by Lenin but also to explore a wide variety of topics from trans liberation to revolutionary Buddhism. Breht is also the host of the terrific podcasts Revolutionary Left Radio and Shoeless in South Dakota.  In this episode, we unpack Lenin's Imperialism, The Highest Stage of Capitalism. This episode is an excellent introduction to the text but it also takes deep dives and gets granular at times, picking apart the nuances and various interpretations of the text. We explore the historical context in which Lenin wrote this book and then trace capitalism's history from its early stages into its monopoly form. We explore how finance capital emerged and became similarly concentrated, how this merging of concentrated finance and industrial capital began to spread out from capitalist countries into the periphery and began to carve up the world, and how this process led to what we now understand to be capitalism's final and highest stage: imperialism. And, of course, we apply the text to a variety of current events and explore how we can apply Lenin's ideas in ways that help us grow and strengthen our socialist movements globally.  Learn more about Upstream HERE Make a one-time donation to Rev Left at BuyMeACoffee.com/revleftradio

Red Menace
Imperialism: The Highest Stage of Capitalism (Upstream)

Red Menace

Play Episode Listen Later Jan 2, 2025 128:49


Alyson and Breht were invited to join Robbie on the Upstream podcast to talk about Lenin's "Imperialism: The Highest Stage of Capitalism".  Capitalism, imperialism, monopoly—far from being separate concepts that just happen to take shape parallel to one another or to overlap from time to time, these terms all really refer to the exact same overall process. We call it capitalism because it's not always practical to call it “monopoly capitalism in its imperialist stage” or something like that, but really, capitalism is, as we'll see, inevitably monopolistic and imperialist. The process of capitalism's historical evolution from its so-called, and somewhat fabricated stage of free-enterprise to monopoly capitalism, and then further into what we refer to as imperialism, was outlined both theoretically and empirically by Vladamir Lenin well over a century ago in his classic text, Imperialism, The Highest Stage of Capitalism. The connection between monopoly and imperialism might not seem quite straightforward to you at first, and an understanding of imperialism itself as a process grounded in political economy may seem somewhat counterintuitive—especially if you're used to thinking of imperialism and empire in the more popular sense of the words. But that's why we've brought on two guests to walk us through this crucial text and help us make sense of it all.  Alyson Escalante and Breht O'Shea are the hosts of Red Menace, a podcast that explains and analyzes revolutionary theory and then applies its lessons to our contemporary conditions, and they're both return guests of the show. In fact, they've been on a number of times to talk about other texts by Lenin but also to explore a wide variety of topics from trans liberation to revolutionary Buddhism. Breht is also the host of the terrific podcasts Revolutionary Left Radio and Shoeless in South Dakota.  In this episode, we unpack Lenin's Imperialism, The Highest Stage of Capitalism. This episode is an excellent introduction to the text but it also takes deep dives and gets granular at times, picking apart the nuances and various interpretations of the text. We explore the historical context in which Lenin wrote this book and then trace capitalism's history from its early stages into its monopoly form. We explore how finance capital emerged and became similarly concentrated, how this merging of concentrated finance and industrial capital began to spread out from capitalist countries into the periphery and began to carve up the world, and how this process led to what we now understand to be capitalism's final and highest stage: imperialism. And, of course, we apply the text to a variety of current events and explore how we can apply Lenin's ideas in ways that help us grow and strengthen our socialist movements globally.  Learn more about Upstream HERE