Podcasts about Upstream

Will Healey is a pianist and composer who plays multiple genres of music including classical, jazz and hip hop. In 2023 he won the Leonard Bernstein Prize from the ASCAP Foundation. He has performed at venues like Jazz at Lincoln Center and Carnegie Hall. His arranging credits include works for the New York Philharmonic and the Albany Symphony. He is the artistic director and founder of ShoutHouse, a group of hip-hop, jazz, and classical musicians. As a pianist, he has performed solo recitals in the United States and abroad. He also plays piano and synthesizers in the Pathos Trio, an award-winning metal-influenced chamber group. He is also a founding member of Upstream, a duo with violinist and composer George Meyer. My featured song is “Moon Shot”, my recent single featuring Mark Lettieri from Snarky Puppy on guitar. Spotify link.—-----------------------------------------------------------The Follow Your Dream Podcast:Top 1% of all podcasts with Listeners in 200 countries!Click here for All Episodes Click here for Guest List Click here for Guest Groupings Click here for Guest TestimonialsClick here to Subscribe Click here to receive our Email UpdatesClick here to Rate and Review the podcast—----------------------------------------CONNECT WITH WILL:www.willhealymusic.com—----------------------------------------ROBERT'S LATEST RELEASE:“MA PETITE FLEUR STRING QUARTET” is Robert's latest release. It transforms his jazz ballad into a lush classical string quartet piece. Praised by a host of classical music stars.CLICK HERE FOR YOUTUBE LINKCLICK HERE FOR ALL LINKS—---------------------------------------ROBERT'S RECENT SINGLE“MI CACHIMBER” is Robert's recent single. It's Robert's tribute to his father who played the trumpet and loved Latin music.. Featuring world class guest artists Benny Benack III and Dave Smith on flugelhornCLICK HERE FOR YOUTUBE LINKCLICK HERE FOR ALL LINKS—--------------------------------------ROBERT'S LATEST ALBUM:“WHAT'S UP!” is Robert's latest compilation album. Featuring 10 of his recent singles including all the ones listed below. Instrumentals and vocals. Jazz, Rock, Pop and Fusion. “My best work so far. (Robert)”CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS—----------------------------------------Audio production:Jimmy RavenscroftKymera Films Connect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comEmail Robert - robert@followyourdreampodcast.com Follow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.comYouTubeSpotify MusicApple MusicEmail - pgs@projectgrandslam.com  

Upstream oil and gas companies continue to be very reliant on spreadsheets, legacy systems, and manual workflows to manage thousands of wells, compliance filings, and capital decisions. It's labor-intensive, error-prone, and slow. In light of global energy transition moves, operators are now facing ongoing margin pressure, a supply glut, tighter emissions regulations, and a shrinking pool of skilled labor. Digital solutions to soften the impacts of these pressures too often end up in "pilot hell", with limited results, stalled momentum, and no path to scale. Core systems like SCADA and ERP can't be easily adapted, and the early stage AI tools are often dismissed as too risky, inaccurate, or incompatible with real-world operations. Capital markets frown on any moves that sacrifice short term ROI for the possibility of better results later. New agentic AI tools look perfectly placed to address these constraints, but getting started is daunting. In this episode, I speak with AI strategy advisor Jeff McKee who outlines how a handful of upstream operators are now using agentic AI (modular software agents), that augment field teams and automate critical tasks across production, compliance, and finance. Already live across 1,500 wells, these tools have delivered a 3–10% uplift in production, 5–15% profit lift, and >90% reduction in compliance workload. Jeff explains how companies can start small, define just a few key KPIs, and stand up agents in under two months, all without touching core systems. From Sarbanes-Oxley readiness to workover economics, it's a roadmap for scaling AI one agent at a time.

My guest today is Dr. Robert Melillo. Dr. Melillo shares his 35-year journey from athletic injuries and chiropractic roots to developmental cognitive neuroscience and founder of the Melillo Method. Driven by his own children's challenges and a deep commitment to preserving their extraordinary gifts, he explains Autism as a treatable developmental imbalance rooted in brain immaturity—caused by retained primitive reflexes, disrupted right-left asymmetry, and poor transition from short-range to long-range connectivity. Emphasizing a bottom-up, root-cause approach over symptom management, he describes how remediating reflexes, stimulating right-brain activity, and balancing networks can unlock speech, motor control, and potential in non-speaking individuals—highlighting the human brain's unique evolutionary vulnerability and adaptability while offering hope for meaningful change without erasing unique brilliance.Dr. Melillo https://www.drrobertmelillo.comYT https://www.youtube.com/@themelillomethodInstagram https://www.instagram.com/drrobertmelillo/White Board Series: Serotonin's Role in Development for Sensory Maps (not mood) https://youtu.be/Pbovstb82i4White Board Series: Basal Ganglia (Go/No-GO), Neural Correlates, & "Motivation" https://www.youtube.com/watch?v=hTW8CSPVEGcWhite Board Series: Basal Ganglia No-Go area & Arkeypallidial Cells https://www.youtube.com/watch?v=XHZ_5HthUWsDaylight Computer Company, use "autism" for $50 off at https://buy.daylightcomputer.com/autismChroma Light Devices, use "autism" for 10% discount at https://getchroma.co/?ref=autismFig Tree Christian Golf Apparel & Accessories, use "autism" for 10% discount at https://figtreegolf.com/?ref=autism0:00 Dr. Robert Melillo5:24 The Nature of Gifts & Vulnerabilities with Autism15:26 The Evolution of the Human Brain & Bipedalism; CNS is to move the living organism; Left Brain, Right Brain25:20 Functional Connectivity & Movements; Left Brain-Right Brain36:46 The Immature Brain; Autism means "Self"38:54 Interventions for Maturing the Brain & Movements42:46 The Melillo Method & Upstream Individualized Interventions47:47 GI and the Nervous Systems; Excitation/Inhibition52:21 Melillo Method55:40 Giving a Voice to Non-Verbals; Sensory Map, Somatosensory & Homunculus1:03:00 The Basal Ganglia & Motor Movements1:06:34 Bridging Clinical & Neuroscience Research & MethodsX: https://x.com/rps47586YT: https://www.youtube.com/channel/UCGxEzLKXkjppo3nqmpXpzuAemail: info.fromthespectrum@gmail.com

Five years ago, The Upstream Pursuit began with a conversation between two friends saying yes to God. In this special anniversary conversation, I'm joined by my best friend Erica Reese as we reflect on what God has been doing in her life since she stepped down from the show last year.  This episode is about faithfulness, friendship, and trusting God when seasons shift but the calling to follow Christ remains.Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

Happy New Year, Pursuers! In this very short episode, I am inviting you to begin the year with intentional pursuit of Jesus. In the next few weeks, we will be diving into what to expect from the podcast in 2026. Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

For the full written message and corresponding Scriptures, head to CurlyNikki.com.You'll notice things sound a little different now.We're not in reruns anymore.These are recorded in real time, with Him, just for you. As they come. No matter the time they come.You'll feel IT. This is no longer just a good morning.This is the Eternal Dawn.I love you,nik

Jun 25, 2025   One of the most radical things you can do is live your life in direct opposition to the forces that control our society. Not just fighting for policies or organizing your community, although those are certainly important parts of it, but also living with values that oppose the values of our dominant society. And even more importantly, raising the next generation to embody those values—not in a coercive way, but through organic parenting and role modeling that make radicalism irresistible. This is how we raise revolutionaries: instilling community, love, egalitarianism, and a need for justice into children. And this is just what our guest in today's episode has devoted himself to doing. Breht O'Shea is an activist, organizer, political educator, and host of the podcast Revolutionary Left Radio and co-host of the podcasts Red Menace and Shoeless in South Dakota. He is a father of three based out of Omaha Nebraska. In this conversation, Part 3 of our Post Capitalist Parenting series, Breht shares with us insights about parenting that he's learned over the years as a father of three and what Marxism teaches us about parenting. We discuss the classic text by Engels, The Origin of the Family, Private Property and the State, which is a dialectical materialist analysis of patriarchy and the family, tracing the emergence of the patriarchal family and it took through various iterations of class society but also exploring what families have looked like under actually-existing socialism and also what it might look like under communism. We also explore the anti-natalist position which attempts to argue that having children is immoral, why this perspective is deeply flawed, what Buddhism can teach us about parenting, and much, much more. Support Breht and Rev Left Radio, and join their community HERE Further Resources The Origin of the Family, Private Property and the State, Freidrich Engels Why Women Have Better Sex Under Socialism: And Other Arguments for Economic Independence, by Kristen Ghodsee Related Episodes: Post Capitalist Parenting Pt. 1: Parenting Under Capitalism w/ Toi Smith Post Capitalist Parenting Pt. 2: Reimagining the Family w/ Kristen Ghodsee Revolutionary Leftism with Breht O'Shea Buddhism and Marxism with Breht O'Shea What is To Be Done? with Breht O'Shea and Alyson Escalante Imperialism, The Highest Stage of Capitalism w/ Breht O'Shea and Alyson Escalante Red Menace: "The Origin of the Family, Private Property, and The State" by Friedrich Engels (Pt. 1) Why Women Have Better Sex Under Socialism w/ Kristen Ghodsee Intermission music: "Cool 4 U" by Club Cafe Upstream is a labor of love—we couldn't keep this project going without the generosity of our listeners and fans. Subscribe to our Patreon at patreon.com/upstreampodcast or please consider chipping in a one-time or recurring donation at www.upstreampodcast.org/support If your organization wants to sponsor one of our upcoming documentaries, we have a number of sponsorship packages available. Find out more at  upstreampodcast.org/sponsorship For more from Upstream, visit www.upstreampodcast.org and follow us on Twitter, Instagram, Facebook, and Bluesky. You can also subscribe to us on Apple Podcasts, Spotify, or wherever you listen to your favorite podcasts.

Send us a Positive Review!As we begin 2026 and the fourth year of the Latter Day Struggles Podcast, we wanted to say THANK YOU to ALL supporters of the podcast and platform! So please enjoy this Office Hours recording and a podcast episode that is one that is a must-listen! In this timely conversation Valerie tackles Elder Anderson's recent general conference talk on abortion. In one hour she goes from the macro issue of abortion itself and offers some thought-provoking concepts about NOT focusing on abortion and instead focusing on how abortion is the prevailing solution to unwanted pregnancy only because we live in a patriarchal society. She also proposes that LDS women have valid reasons to feel unique and acute transgenerational pain connected to marriage, s*exual misconduct, power, and self sacrifice.Timestamps:00:00 – Listener Appreciation and Office Hours Format02:17 – Elder Anderson's Address on Abortion05:01 – Developmental Stages and Vulnerability07:00 – Weaponization of Authority and Internalized Harm12:56 – Masculine vs. Feminine Worldviews on Abortion15:00 – Societal Support and Resource Gaps17:00 – Upstream vs. Downstream Solutions21:00 – Deeply Embedded Patriarchal Assumptions25:00 – Legal and Economic Disparities29:54 – Critique of Elder Anderson's Address34:00 – Theological Shadows and Generational Trauma36:00 – Recommendations for Healthy Spirituality45:20 – Listener Reactions and Broader Church Issues50:00 – The Importance of Individual Discernment53:00 – Reflections on Church History and Patriarchy56:00 – Calls for Healing and Inclusion59:05 – Final Thoughts and Encouragement59:54 – Closing Remarks and Call to Action60:14 – Podcast Network AcknowledgmentSupport the showSupport the show Listen, Share, Rate & Review EPISODES Friday Episodes Annual Access $89 Friday Episodes Monthly Access $10 Valerie's Support & Processing Groups Gift a Scholarship Download Free Resources Visit our Website

2025 was a year of change, growth, and unexpected blessings. In this episode, I reflect on the highs and lows of a year that reshaped my life—stepping into solo podcasting, getting married and adjusting to married life, becoming a dog mom, and navigating shifting spiritual rhythms. Join me as I share personal stories of waiting, change, and God's faithfulness in every season. Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

In this episode, we connect Simeon's story in Luke 2 with the history of this ancient Advent hymn, O Come, O Come, Emmanuel, and discover how both call us to trust God's timing, remain attentive to His Spirit, and recognize His presence even when He comes quietly. If you are in a season of waiting and are feeling uncertain, weary, or tempted to rush ahead, this episode will encourage you. Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

In this episode, we sit with Simeon in Luke 2:25–32, a righteous and devout man who waited faithfully for the consolation of Israel in a season marked by political tension, spiritual dryness, and generations of unanswered longing. We explore what it meant to wait during the time of Jesus' birth, how the Holy Spirit guided Simeon's obedience, and why God often fulfills His promises through ordinary faithfulness rather than extraordinary moments.Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

How do just transition principles apply to policymaking? Brian Loma of GreenLatinos Colorado and Upstream's Sydney Harris get real about the policymaking process in a just transition to a reuse economy. They discuss everything from community stakeholder involvement; to capacity, budget, and messaging challenges; to modeling the values of reuse, and more. Stay tuned to the end for some excellent tips on messaging and education. Brian and Sydney close this rich conversation with an invitation to think of policy as a way to create multigenerational wealth and health in our communities. Resources: GreenLatinos websiteUpstream Series: The Role Of Reuse In A Just TransitionDiscussion Paper: The Belem Action Mechanism For A Global Just Transition (Bam) Why And HowClimate Action Network International: COP30 takes a hopeful step towards Justice, but does not go far enoughResources for policy engagement: For NGOs: Bolder AdvocacyFor understanding federal policy: Government 101For building grassroots power for local policy: Building Grassroots PowerAbout EPR for packagingGet involved:Join the Reuse Solutions NetworkSupport Upstream to make sure these stories continue to be heard and the reuse economy continues to grow — thank you!

In this episode, we take an honest look at the subtle ways the Santa myth shapes our understanding of goodness, gifts, behavior, and belief. We explore how the lie of Santa contradicts the Truth at the heart of the Gospel and how it can unintentionally distort the way children view God, grace, and His love.This isn't an episode about legalism or fear — it's about discernment, discipleship, and elevating the beauty of Jesus above cultural myths.Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

Stuart and Megan discuss fish passage projects with Jeff Tyson of the Great Lakes Fishery Commission. Also, bears and salmon!Links:What is the 'salmon cannon' and how do the fish feel about it? | Fish | The GuardianFat Bear WeekBrown Bear Cam - Brooks Falls in Katmai National Park | Explore.orgWebcams - Katmai National Park & Preserve (U.S. National Park Service)Great Lakes Fishery Commission - Fish PassageMetroparks recommend replacing Flat Rock Dam with rock arches that maintain reservoir - Great Lakes Commission

Michael Hillebrand - CEO of Huntley & Huntley came onto the podcast to walk through his team's integrated approach to Upstream, Midstream, Minerals, & NonOp, which ultimately culminated in a $1.8 Billion exit to EQT in July 2025. Towards the end of the episode, Michael also walks through the data center development landscape in the Marcellus and what makes Pennsylvania so attractive for projects going forward.**Disclaimer: This podcast is meant for informational purposes only and does not constitute investment advice.A big thanks to our 3 Minerals & Royalties Podcast Sponsors:--Tracts: If you are interested in learning more about Tracts title related services and software, then please call 281-892-2096 or visit https://tracts.co/ to learn more.--Riverbend Energy Group: If you are interested in discussing the sale of your Minerals and/or NonOp interests w/ Riverbend, then please visit www.riverbendenergygroup.com for more information--Farmers National Company: For more information on Farmer's land management services, please visit www.fncenergy.com or email energy@farmersnational.com

Watch this inspiring Sunday Service talk withJiten...

Welcome to Episode #98 of Habitual Excellence, presented by Value Capture. In this inspiring episode, Geoff Webster, Chair of the Pittsburgh Futures Collaborative, and Ken Segel explore what it takes to create healthier, safer, and more thriving communities. Geoff shares how his public-health roots and community work taught him that real change begins when leaders challenge themselves, step into uncomfortable spaces, and keep learning. He highlights the transformational gun-violence reduction effort in Pittsburgh—where a neighborhood once experiencing around 35 non-fatal shootings a year saw that number drop to just 4. Geoff calls it some of the most powerful work he's been part of, proving that what once seemed impossible becomes achievable when communities come together with courage and conviction. Throughout the conversation, Geoff and Ken emphasize visionary leadership, systems thinking, and the belief that people thrive when they're supported to grow. The conversation underscores how data, collaboration, and consistent leadership practices can drive meaningful progress in communities.

This episode explores how gratitude is more than a holiday feeling — it's a spiritual discipline rooted in Scripture. Through an exegesis of 1 Thessalonians 5:18, the story of the woman with the alabaster jar, and practical ways to stay grateful during the Christmas rush, you'll learn how to cultivate a thankfulness that lasts long after the season ends.Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

This episode will be the final one of 2025, as we take a break from the podcast over the Thanksgiving and Christmas holidays. Before we introduce today's topic and guest, we want to address the “elephant in the room”: the shifts happening in the Department of Education under the Trump administration. Just a heads-up: following us on Instagram is the best way to stay up to date on current happenings in our world. Please keep in touch! Today's topic is behavior and discipline with our guest, Dr. Doug Bolton. Join us!Dr. Doug Bolton is a clinical psychologist who has always been drawn to working with kids who experience behavioral problems. Knowing that being in schools gives him the best vantage point from which to help kids, Doug became a school psychologist and later a principal at a therapeutic school. He is currently a consultant working with families to help vulnerable kids become more resilient. From his unique perspective and wide range of experience, he wrote the book Untethered. Show Highlights:When it comes to discipline and punishment with our kids, we are getting it wrong.Incentives, motivations, and punishmentsRegulation and dysregulation show up differently for different kids. (“Misbehavior is stress behavior.” –Stuart Shanker)Figure out the “why” of the stress—and help them learn to cope.How punishments reinforce failure and create shameUnderstanding upstream vs. downstream behaviorsOur expectations of students under the guise of “academic rigor”The results of our insensitivity to kids' developmental needsAn issue of development: Kids born in August are 31% more likely to be diagnosed with ADHD than kids born in September.Steps to create upstream solutions to help kids build resilience when they misbehave:Focus on assisting them to get regulated.Get curious, and listen to what's going on with them. Get them talking to each other to create a community of belonging.The value of taking a classroom to “pause and ponder.”Resources:Connect with Dr. Doug Bolton: Website and UntetheredContact us on social media or through our website for more information on the IEP Learning Center: www.inclusiveeducationproject.org.Thank you for listening!Don't forget to SUBSCRIBE to the show to receive every new episode delivered straight to your podcast player every Tuesday. If you enjoyed this episode and believe in our message, please help us get the word out about this podcast. Rate and Review this show on Apple Podcasts, Pandora, Spotify, or wherever you get your podcasts. Your rating and review help other listeners find this show. Be sure to connect with us and reach out with any questions or concerns: Facebook,

Participantes: Flavio Fernandes – Diretor Técnico da S&P Global Marcelo de Assis – Diretor da MA2 Energy Thais Vachala – Vice-presidente de Supply Chain da Rystad

Discover how Siegwerk is transforming procurement into a powerful lever for sustainability. In this episode, we explore the goals and impact of SustainUP, our global sustainable procurement program, and how it supports human rights, decarbonization, and responsible supply chains. Learn why this initiative matters and how it aligns with our HorizonNOW strategy for a more sustainable future. 

Join host Duncan MacPherson and his guest Rob Montella of First Trust as they discuss moving upstream in client engagement, emphasizing the need to understand client needs and enhance services through advisory councils. Rob shares insights from his time at Goldman Sachs and First Trust, highlighting the importance of adapting strategies for high-net-worth clients. Rob … Continue reading Moving Upstream: Scaling Up Your Business with Robert Montella (Ep. 86) →

In today's episode, I sit down once again with Sebathany, Mikaela, Ana Karina, and Yasmine—four teenage girls from my church who have been sharing boldly and beautifully about pursuing Christ in their generation. Instead of focusing on where they stand on individual cultural issues, we take a deeper approach and talk about how they navigate a world whose messages often contradict Scripture. Tune in and be encouraged by what God is doing in the hearts of the next generation.Please leave a comment or review for this episode to help us share this content with others! Connect with us: Website: https://www.narcelyruiz.com/podcast Instagram: http://instagram.com/upstreampursuit Facebook: https://www.facebook.com/UpstreamPursuit/

In this episode of Clock Talk, hosts Janessa Nelson and Nataly Kian sit down with Curtis Brewer, CEO of Litify, to explore how legal departments can transform their approach to spend and matter management. Curtis breaks down what it means to “move upstream from the invoice,” why it's critical for modern legal ops, and how data, analytics, and AI are reshaping the future of the legal industry. From smarter budgeting to seamless collaboration, discover practical ways to make your legal department more strategic, proactive, and impact-driven.

In this episode on Certificates of Deposit (CDs) as investments, we talk about the nuanced decision-making involved in purchasing CDs and whether or not CDs are good investments, particularly in a rising interest rate environment, and we explain why interest rates are the only factor you need to consider. Wealth creation isn't solely dependent on CD rates, and we need to consider the impact of inflation and interest rates to gain a comprehensive financial perspective. The episode also explores how government strategies to combat inflation by adjusting interest rates impact not only investors, but also shape the attractiveness of CDs as an investment option. In a rising interest rate environment, buying CDs may seem like a good idea but it depends on your needs and goals. Wealth isn't created by buying a CD based on a rate. It's created by understanding why the rate may not be all that important. Banks look at what is known as the federal funds rate, also known as a benchmark rate. This is the rate banks charge one another to borrow money overnight that's needed to maintain reserve requirements. Upstream in the decision making process is the Federal Open Market Committee or FOMC, who meet throughout the year to discuss and set monetary policy. Within these policies, rates are set and typically linked to inflation. When those rates are set, banks may adjust rates on loans, deposits and certificates of deposit. But just like any business, banks will adjust rates to compete in their market as they seek to cover their costs and maintain a profit. CDs specifically are an attractive tool for banks, because unlike a deposit account, CDs actually lock up customers with a maturity date, which gives banks better control of their cash flow. The higher rates draw in customers seeking to maximize their returns. Rates on CDs matter, but not as much when you factor in inflation and interest rates. If inflation is at 7% and interest rates are at 5%, the net is 2%. The same is true if inflation is at 0% and interest rates are at 2%. You have to look at both numbers to get a full picture. When you consider the gridlock within the housing market and the amount of debt our government holds, it's hard to believe rates can remain elevated over the long term. The government is desperately trying to combat inflation by raising rates. These higher rates not only impact consumers, but they also impact the government. According to the Congressional Budget Office, or CBO, in June of 2023, they projected that annual net interest costs on the federal debt would total $663 billion in 2023 and almost double over the next decade. Interest payments would total around $71 trillion over the next 30 years, taking up to 35% of all federal revenue by 2053. These numbers are impacted by interest rates and with lower rates come lower interest payments, so the government has reasons to see rates lower than they currently are. The question is: Does it make sense to lock in CD rates while rates are high? It depends. If you have money sitting in a bank account that you don't need and the CD rate is offering a higher rate than your savings, then it might be a good option. A good idea is to compare CD rates to other options like fixed annuities and money markets since they share some similarities but also have a few key differences that could make one choice better for your situation. Certificates of Deposit are offered by banks as a savings account that offers a fixed interest rate over a specified period of time, ranging from one month up to five years. They carry penalties if funds are removed before maturity, and they're FDIC insured up to $250,000. Fixed Rate annuities are issued by insurance companies and are financial products that offer a fixed interest rate over a specified period of time. Early withdrawals can incur a penalty, and interest earnings are tax deferred until you start taking distributions. The guarantees are backed by the claims paying ability of the insurance company and are insured by what is known as the State Guarantee Association. Money markets are funds issued by financial institutions that are backed by highly liquid short maturity investments. Maturities usually range from overnight to just under a year, and assets can be quickly converted to cash with minimal loss of value. They are generally considered more risky than a bank, CD or insurance company annuity, and the underlying investments include such things as treasury bills, commercial paper and CDs. While CDs offer the safety of fixed returns, they are not devoid of risks and limitations. It's essential to understand both the micro and macro economic factors that affect CD rates before diving in.      Mentioned in this episode: BrianSkrobonja.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify BrianSkrobonja.com/Resources - Free Resources To Help You Protect Your Financial Future Common Sense: YOUR Guide to Making Smart Choices with YOUR Money by Brian Skrobonja "What to Know About How Banks Work" The State Guaranty Association   References for this episode: https://www.pbs.org/newshour/economy/americans-faith-in-banks-hit-low-after-failures-says-ap-norc-poll https://www.federalreserve.gov/monetarypolicy/reservereq.htm https://fortune.com/recommends/banking/will-cd-rates-go-up https://www.usbank.com/investing/financial-perspectives/market-news/federal-reserve-tapering-asset-purchases.html https://www.pgpf.org/analysis/2023/07/higher-interest-rates-will-raise-interest-costs-on-the-national-debt   Investing involves risk, including the potential loss of principal. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS.

Topics Discussed:

In this conversation, Lori Kuykendall discusses the critical need to counter misinformation in sexual education, particularly from organizations like Planned Parenthood.

Send us a textZack Oates sits down with James Bonanno, Founder and CEO of Upstream Hospitality Group, to talk about building strong operations, developing A-player leaders, and delivering five-star guest experiences across 20+ locations. From Tap Room to Bango Bowls, James shares how great culture starts with great GMs—and why sharpening the team's skills is key to growth.Zack and James discuss:Why operations fuel great marketingHow to identify and develop A-player leadersThe role of feedback in improving accuracy and serviceUsing AI and data to boost training and leadership developmentTurning quick responses into loyal guestsThanks, James!Links:https://www.linkedin.com/in/james-bonanno-a5a665103/https://www.linkedin.com/company/upstream-hospitality-group/https://upstreamhospitality.com/blog/tap-room-featured-on-owners-operators/

Shiva McMahon is the CEO and MD of Petro Australis Energy (PAE), an Australian exploration and production company. With over 30 years of experience in the energy industry, she has built a distinguished career in business leadership, delivering safe and sustainable operations, strategy development and implementation, financial management, business development, and risk management. Before joining PAE, Shiva was Executive Vice President for International Operations at Woodside Energy, where she managed operations across Gulf of Mexico, Trinidad & Tobago, Canada, and Senegal. Her tenure at Woodside followed its merger with BHP Petroleum, where she was the Managing Director for the Australian business. Shiva spent a significant portion of her career at BP, primarily in the Upstream business. She also served as CFO for Castrol, BP's global lubricants business and prior to that ,held various leadership roles across multiple geographies, including as Chief of Staff for Upstream from 2014-2017. Her governance experience includes serving as a Non-Executive Director and Shareholder Representative on the Board of Castrol India, listed on the Mumbai Stock Exchange. She has also served on the boards of The Greater Houston Partnership, the National Ocean Industries Association (NOIA), and the Australian Energy Producers (formerly APPEA).

In this episode of the Foster Friendly Podcast, host Courtney and guest Brian Mavis discuss the themes of foster care and adoption as outlined in Brian's book, Upstream. They explore the importance of self-assessment for potential foster parents, the preparation needed for welcoming a child, and the realities of transitioning from foster care to adoption. The conversation emphasizes the need for community support, the role of businesses and faith communities in fostering a supportive environment, and the introduction of the Foster Friendly app as a resource for families. The episode concludes with a call to action for listeners to take their next steps in supporting foster care and adoption efforts.Grab a copy of Go Upstream: Diving into Foster Care To Heal 10 Social WoundsTakeawaysSelf-reflection is crucial before becoming a foster parent.Creating a safe and welcoming environment is essential for children.Adoption is a journey that involves ongoing support and understanding.Community support is vital for the success of foster families.Businesses can play a significant role in supporting foster care initiatives.Faith communities can provide essential resources and support for foster families.The Foster Friendly app connects families with local resources and support.Every small action can contribute to a larger impact in foster care.Understanding trauma is key to supporting children in foster care.Flexibility in approach is important for foster and adoptive families.

Circle just solved one of crypto's biggest UX problems: paying gas fees with the tokens you're already using.In this episode, we sit down with Rachel Mayer to discuss why they built Arc as an L1 instead of L2, how stablecoin-as-gas unlocks instant settlement, and why bringing $8 trillion/day FX markets onchain changes everything.We discuss:- Why Circle Built Arc as an L1 vs L2- Stablecoin-as-Gas: The Silent Unlock- Instant Settlement & Privacy Features- 100+ Launch Partners (Apollo, BNY Mellon, Visa, Mastercard & More)- Bringing $8 Trillion/Day FX Markets Onchain- Multi-Currency Stablecoin Strategy- USDC's Evolution & Global Liquidity Hub VisionTimestamps00:00 Intro00:53 From TradFi to Crypto: Rachel's Journey06:17 Why Circle Built Arc as L1 Instead of L209:51 The Dollar Fungibility Illusion11:14 Enso Ad, Relay Ad11:50 Stablecoin Proliferation: Why More Is Better14:09 Upstream vs Downstream Money Infrastructure16:55 The Fragmentation Problem Circle Is Solving19:00 How Circle's USD Actually Works Under the Hood21:28 Bridge Partnership: The Technical Architecture26:00 Talus Ad, Alvara Ad, Hibachi Ad26:29 Will Users Actually Notice Blockchain Rails?28:37 Second-Order Effects When Trillions Move Onchain30:34 The Next Major Circle Launch Coming32:28 Hyperliquid's Stablecoin War: Circle's Take34:19 Developer-Friendly Issuance: Lowering Barriers34:42 Closing ThoughtsWebsite: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd...Podcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+TsM1CRpWFgk1NGZhThe Rollup Disclosures: https://therollup.co/the-rollup-discl

Check out the TIES Sales Showdown at www.tx.ag/TIESVisit The Sales Lab at https://thesaleslab.org and check out all our guests' recommended readings at https://thesaleslab.org/reading-listTo listen to The Sales Lab Podcast on your favorite apps, visit https://thesaleslab.simplecast.com/ and select your preferred method of listening.Connect with us on Facebook at https://www.facebook.com/saleslabpodcastConnect with us on Linkedin at https://www.linkedin.com/company/thesaleslabSubscribe to The Sales Lab channel on YouTube at  https://www.youtube.com/channel/UCp703YWbD3-KO73NXUTBI-Q

The infrastructure of money is being completely rewritten, and most people don't see it happening.In this episode, we sit down with Luca Prosperi, founder of M0, to discuss why every major app will issue their own stablecoin, how MetaMask built their own dollar without banking rails, and why we're heading from $300B to trillions in stablecoin market cap.We discuss:- Why every bank's dollar is actually different- The stablecoin fragmentation problem- How MetaMask built their own dollar without banking rails- Why apps need to control their own stablecoins- The future of non-custodial financial services- From $300B to trillions: Where stablecoins are headingTimestamps00:00 Intro00:53 Luca's Journey: From Traditional Finance to Crypto06:17 Founding M0 & Raising Without a Pitch Deck09:51 The Illusion of Dollar Fungibility11:14 Enso Ad, Relay Ad11:50 Stablecoin Proliferation Strategy: Why More Is Better14:09 Upstream vs Downstream Money Infrastructure16:55 The Fragmentation Problem Nobody Talks About19:00 How MetaMask's USD Actually Works21:28 MetaMask's Partnership with Bridge: The Technical Details26:00 Talus Ad, Alvara Ad, Hibachi Ad26:29 Will Consumers Actually Notice Blockchain Money?28:37 Second-Order Effects of Trillions in Stablecoins30:34 The Next Major M0 Launch32:28 Hyperliquid's Stablecoin War: Who Wins?34:19 Developer-Friendly Issuance: Lowering the Barrier34:42 Closing ThoughtsWebsite: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd...Podcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+TsM1CRpWFgk1NGZhThe Rollup Disclosures: https://therollup.co/the-rollup-discl

In a world where dementia affects millions, the narrative often leans toward loss and isolation. But what if communities could rewrite that story—one where people living with dementia not only survive but thrive, connected and included? That's the heart of the Dementia Friendly Nevada (DFNV) initiative, and few voices capture its urgency and hope like Casey Venturini, director of DFNV and a passionate advocate shaped by personal experience.In an interview with Steve Gurney of the Positive Aging Community, Venturini shared his journey from family care partner to national leader in dementia inclusion. His story isn't just inspirational; it's a call to action for communities everywhere. From Personal Loss to Professional PurposeVenturini's entry into this work was deeply personal. Growing up in a multigenerational household, he was as close to his grandparents as his parents. At age 11, his grandfather was diagnosed with Lewy body dementia, which significantly impacted his final years. The diagnosis felt like a door slamming shut. The community seemed to withdraw, leaving his grandfather isolated in a slow, tragic decline—mirroring the Hollywood tropes of inevitable goodbye. This revelation transformed his view. Today, his grandmother lives with dementia in New York, supported by a network that embraces possibility over pity. "She's not suffering with dementia. She is living her life with dementia," Venturini explained. It's a stark contrast to his grandfather's experience, underscoring how knowledge and community support can turn challenge into chapters of growth.This grassroots approach recognizes that dementia-friendly work isn't one-size-fits-all. Each community brings unique strengths and needs, making the movement a "collaborative learning effort" under the national umbrella of Dementia Friendly America, which has thrived for nearly a decade.The Core Values: An Ethical Roadmap for InclusionAt the soul of DFNV are eight shared values, collaboratively crafted with people living with dementia, care partners, and professionals. Presented to the Nevada Legislature in 2017 by someone living with dementia, these principles frame dementia-friendly efforts as "citizenship work"—calling for full societal engagement, not just dementia-related programming.People can live well with dementia. Hope is foundational; without it, opportunities for well-being vanish.Partnering with people living with dementia and honoring each individual's lived experience opens a world of possibilities. People with lived experience of dementia are the true experts, in this work, co-leading—not just participating in—dementia-friendly and inclusive initiatives.Recognizing, validating, and responding to all forms of expression as meaningful communication supports well-being. Communication evolves; assuming intent behind every word and action builds deeper connections.When supporting a person living with dementia, we should always strive to see the world from their perspective.People living with dementia have the right to freedom. Diagnosis doesn't strip away autonomy; communities must safeguard choice.People living with dementia can grow and thrive. A diagnosis marks a new chapter, a comma not a period, and a life with dementia can be a life of meaning, growth, and joy with the right support. Proactive supports and services reduce the need for reactive interventions. Upstream conversations across sectors prevent crises and cut costs.A dementia-inclusive community is a strong community; everyone needs community, and communities need everyone. Inclusion benefits all, fostering connected, resilient societies.Venturini's work emphasizes collaboration, echoing a key model from Dupuis, Gillies, Carson, et al. (2012): the "Authentic Partnerships" framework. For more information visit https://dfamerica.org/

Today on Truth Talk Live, host Peter Rosenberger urges believers to stop drifting with the current of culture and return to the source,God's truth. From politics and media to the church itself, Peter exposes how easily idols replace faith and how Christ calls us to live upstream from it all. With raw honesty and encouragement, he reminds listeners that the cross is not just our rescue but our calling.

The healers we need now don't stop at the exam room; they go upstream to the causes of suffering and make safety, dignity, and trust part of the clinical job. In this episode, Dr. Sandeep Kapoor, an emergency physician and academic leader, calls for a broader, more human-centered definition of health care, one that addresses substance use, firearm injuries, pain, and the social realities that shape well-being. Drawing on personal experiences and systemic insight, he advocates for harm reduction, trust-building, and courageous leadership that transforms stigma and obstacles into opportunities for progress. Tune in and learn how broadening medicine's scope saves lives and restores trust! Resources: Find out more about Dr. Sandeep Kapoor here. Learn more about the Zucker School of Medicine on its website. Follow Northwell Health on LinkedIn and explore their website. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Foster Friendly Podcast, hosts Courtney and Brian Mavis delve into the critical social issues surrounding foster care, including homelessness, incarceration, teen pregnancy, and generational foster care. They discuss the alarming statistics related to these social wounds and emphasize the importance of family connections and mentorship in preventing these issues. The conversation highlights personal stories and insights, aiming to raise awareness and encourage community involvement in supporting foster youth.TakeawaysOne in five youth aging out of foster care become homeless immediately.Connections and relationships are crucial for preventing homelessness.Teen pregnancy among foster youth is often a desire for family.Generational foster care perpetuates cycles of disadvantage.Mentorship can provide essential life skills to foster youth.Foster care is a significant predictor of future incarceration.Housing alone does not solve the problem; connection is key.Support for foster youth should include practical life skills training.Community involvement can make a difference in the lives of foster youth.Wisdom and worth are essential in preventing teen pregnancy. Thank you for listening to this episode of The Foster Friendly Podcast.Learn more about being a foster or adoptive parent or supporting those who are in your community.Meet kids awaiting adoption. Join us in helping kids in foster care by donating $18 a month and change the lives of foster kids before they age out.Visit AmericasKidsBelong.org and click the donate button to help us change the outcomes of kids in foster care.

In this month's episode of the Oil & Gas Measurement Podcast, host Weldon Wright is joined by Stan Calame to discuss upstream measurement trends in oil and gas.  Visit PipelinePodcastNetwork.com for a full episode transcript, as well as detailed show notes with relevant links and insider term definitions.

Upstream - Week 6

Upstream - Week 5

In this episode, we sit down with Phil and Melody to talk about Family Preservation Ministries and their upcoming UNSHAKABLE 2026 Conference. Their mission is clear: to protect, preserve, and strengthen families through the local church—helping people before they reach crisis or end up in the foster care and adoption system. Grounded in the Gospel, this ministry is church-driven, professionally supported, financially healthy, and deeply collaborative. Through coaching, advocacy, and networking, they empower ministries to proclaim the Gospel, equip churches, steward resources wisely, and model generosity—all while making collaboration simple and effective.Learn more about this organization and their upcoming event at https://upstreamcollab.org/Bios:Melody Marshall is the Co-Executive Director of My Village Ministries, a local initiative focused on family preservation, and the Co-Executive Director of Upstream Collaborative, a nationwide network of family preservation ministries. After receiving a B.S. in Human Development and Family Science, Melody has pursued work that aligns with God's calling to serve vulnerable families.Melody's professional journey has spanned various roles, from house parent for at-risk teens to paraprofessional for children with special needs. Her experiences have shaped her unwavering dedication to the marginalized, the orphan, and the widow. Guided by a deep faith, Melody has seen God's hand at work in her life, leading her to a clear calling to mobilize the Church to preserve socially isolated families in crisis, helping them build sustainable support systems and pathways to healing.Phil Krause is happily married to his wife, Erin, of 16 years and a father of 4 lively kids, living in Columbus, Ohio. He has almost 20 years of experience serving vulnerable families/children, including being a foster, adoptive, and host parent. He is currently the Co-Executive Director of My Village Ministries out of central Ohio, where they seek to accomplish family preservation through biblical hospitality. He also serves as the Co-Executive Director of Upstream Collaborative, which is a national collaborative that seeks to further equip family preservation ministries to protect, preserve, and strengthen families through the local church. Additionally, Phil has served as an elder for 4 years at Awaken Church in Columbus, Ohio.

In this episode of the Foster Friendly Podcast, Courtney and Brian Mavis delve into critical social issues affecting foster youth, including sex trafficking, addiction, and poverty. They discuss the alarming realities of sex trafficking in the U.S., particularly how foster youth are disproportionately affected. The conversation shifts to the cycle of addiction, exploring how trauma leads to substance abuse among youth in care. Finally, they address the economic challenges faced by former foster youth, emphasizing the importance of family support and community involvement in breaking the cycle of poverty.TakeawaysSex trafficking is a significant issue in the U.S., often overlooked.Foster youth are particularly vulnerable to trafficking due to lack of family support.Addiction often stems from trauma experienced in childhood.The majority of youth in foster care have experienced some form of addiction.Poverty is a major issue for former foster youth, often linked to lack of education and support.Continuity in care and relationships is crucial for the well-being of foster youth.Predators often pose as family figures to exploit vulnerable youth.Community involvement is essential in supporting foster families and youth.Teaching life skills, such as budgeting, can help foster youth succeed after care.Connection and support can significantly reduce the risk of addiction and poverty. Thank you for listening to this episode of The Foster Friendly Podcast.Learn more about being a foster or adoptive parent or supporting those who are in your community.Meet kids awaiting adoption. Join us in helping kids in foster care by donating $18 a month and change the lives of foster kids before they age out.Visit AmericasKidsBelong.org and click the donate button to help us change the outcomes of kids in foster care.

Upstream - Week 4

Today's Todd Huff Show is hosted by former Indiana State Senator John Crane, who reflects on his journey in politics and why he chose to voluntarily term-limit himself. Drawing from nearly a decade in public office, Crane explains why politics is always downstream from culture—and why the real battle lies upstream in the war of worldviews.Crane shares candid insights from his time in the Indiana Senate, including his conviction that Christians are called to be a catalyst for redemptive good in politics. He challenges the Church to stop treating politics as “too dirty” for engagement and instead equip the next generation of biblically grounded leaders to step boldly into the arena.Drawing on Romans 12 and his personal prayer life while serving in office, Crane emphasizes that leadership is intentional influence—and every believer is called to shine light where darkness seems strongest. He urges the Church to take political discipleship seriously, raising up leaders who are thoughtful, principled, and courageous.If politics is downstream, the Church must go upstream to shape culture with truth, conviction, and biblical clarity. As Crane makes clear: the mission field of politics desperately needs faithful leaders.Freedom Marketplace: https://freedommarketplace.net The Stack: https://www.toddhuffshow.com/stack-of-stuff Email: todd@toddhuffshow.comPhone: 317.210.2830Follow us on…Instagram: @toddhuffshowFacebook: The Todd Huff ShowTwitter: @toddhuffshowLinkedIn: The Todd Huff ShowTikTok: @toddhuffshowSupport Our Partners:https://www.toddhuffshow.com/partners Show Sponsors: https://www.mypillow.com/todd Promo Code: TODD Red, White, & Brand – Text TODD at 317-210-2830 for a 10% discount.SolTea – Heart health made simple. Two softgels a day. Promo code TODD saves 50% + free shipping.Full Suite Wealth – Build a legacy that lasts. Advanced strategies + legal guidance. Start at FullSuiteWealth.com.4:8 Financial – Purpose-centered planning & Biblically Responsible Investing. See how your portfolio aligns with your values. Visit 48Financial.com/Todd. 

Send us a textDid you know that September is suicide prevention month? Did you also know that electricians and linemen, for example, are reported to be five times more likely to die by their own hands than from a physical injury on the job? These men and women are taking their own lives at unprecedented levels, somewhere between 52.1 and 68 per 100,000. Tim and John talk with Tom Murphy, director and founder, Sweethearts & Heroes, an organization which aims to prevent hopelessness, bullying and suicide by providing dynamic, inspiring content that centers on the human interaction skills necessary for organizations to change all aspects of their culture, such as empathy, compassion and teamwork.Visit our sponsor at www.webstonevalves.comSubscribe to the Appetite for Construction podcast at any of your favorite streaming channels and don't forget about the other ways to interact with the Mechanical Hub Team! Follow Plumbing Perspective IG @plumbing_perspective Follow Mechanical Hub IG @mechanicalhub Sign up for our newsletter at www.mechanical-hub.com/enewsletter Visit our websites at www.mechanical-hub.com and www.plumbingperspective.com Send John and Tim your feedback or topic ideas: @plumbing_perspective

Since our fourth recording, Dr. Bob and I spoke at length about what's driving me and keeping me going beyond where nearly anyone else does on sustainability leadership. We cover in this recording most of that conversation, plus we go in other directions.He shares the commonalities of what he sees in me and my work with the people he's known and worked with who are also working or worked to change the world, including Martin Luther King, Stokely Carmichael, John Lewis, and his wife, Mindy Fullilove. In the process, I end up sharing parts of my upcoming book. His experience with them, as well as working with prisoners and his experience with psychology and social work, gave me space to open up about racism and my past.This episode felt personal to me. Normally I try to showcase the guest, but his experience and demeanor ended up mentoring me. I felt like I got more out of the conversation than he did, but he said he loved it.This episode differs from most on this podcast. I suspect you'll like its openness, previews of my next book, and his warmth. Hosted on Acast. See acast.com/privacy for more information.

When you turn the faucet, you expect clean water to pour out. Baylor researchers Bryan Brooks and Thad Scott examine current and future challenges to water quality and availability, and demonstrate how Baylor has become an internationally trusted leader in water quality research.

Upstream - Week 3

Upstream - Week 2

Endure Sound Doctrine: Walking Upstream in the Last Days | KIB 496 Kingdom Intelligence Briefing Description In Kingdom Intelligence Briefing #496, Dr. Michael & Mary Lou Lake call the remnant to endure sound doctrine (2 Timothy 4) and reject the avalanche of error sweeping the modern church. From hermeneutics (exegesis vs. eisegesis) to functional kingdom theology, they unpack how to live the ultimate counterculture—holy, steadfast, and free from Babylon's influence. Includes intercession, ministry updates, biblical correction done in love, and a closing prayer commissioning the remnant to walk the King's Highway. Key Scriptures: 2 Timothy 4:1–5; themes of holiness, sanctification, endurance, and returning to the full counsel of God (Genesis → Revelation). Prayer Focus & Updates: Intercede against occult activity, protection of children, healing for Justin & spouse, Troy's surgery, and continued recovery after cataract surgery. Note the overlap of Fall Equinox (Sept 22) with Feast of Trumpets—pray that the authority of Jesus neutralizes darkness. ⏱️ Chapters / Timeline 00:00 – Opening & Mission of KIB: equipping the end-times remnant 02:05 – Intercession & Prayer Requests (healing, protection of children) 05:05 – Ministry/Health Update: cataract surgery & reading challenges 07:40 – Why the Reformation “never ends”: confronting today's drift 10:15 – Exegesis vs. Eisegesis: letting Scripture speak for itself 13:20 – 2 Timothy 4: Preach, reprove, rebuke, exhort—in that order 17:10 – Counterfeit “revelation” vs. sound doctrine & holy living 21:35 – Walking upstream: being salt & light in a paganized culture 25:10 – Money, “little gods,” and character: what Jesus really forms in us 29:00 – Doctrine = how you live: Monday-through-Saturday discipleship 33:05 – Entertainment, “itching ears,” and the trap of fables 37:20 – Wolves, drift, and the need for apostolic correction 41:00 – Pagan syncretism through history; why “identify with the world” fails 45:30 – Holiness: the “absolute other” and the true counterculture 49:10 – Wounds in the body & in leaders; healing in clean waters 52:30 – Rhythms of the Kingdom: feasts, Sabbath, sanctification cycles 56:00 – Functional Kingdom Theology: practical, faithful obedience 59:20 – One Bible, Whole Counsel: OT foundations & NT fulfillment 1:03:10 – Leaving Babylon step-by-step; being led by the Holy Spirit 1:06:00 – Closing prayer: set our feet on the Pathway of Truth About KIB equips believers with intel for the last days—to stand in truth, reject deception, and live out biblical holiness by the power of the Holy Spirit. You're not alone. The remnant is growing worldwide.