Podcasts about quickanddirtytips

1024. Are you ready to quit working or to begin a financially independent lifestyle? Laura covers four ways to access your retirement funds without paying a hefty 10% early withdrawal penalty before 59.5. Key takeawaysUsing a tax-advantaged retirement account has many benefits, but one downside is typically paying a 10% penalty for withdrawals before age 59.5.The rule of 55 is an IRS rule that allows employees to take penalty-free retirement plan distributions when they leave during or after the calendar year of their 55th birthday.With a Roth IRA, you can withdraw your original contributions at any age, for any reason, entirely tax- and penalty-free. A SEPP or 72(t) payment plan is an IRS rule that allows you to take equal distributions from a retirement account penalty-free, no matter your age, if you follow strict guidelines. A brokerage account allows you to take distributions penalty-free, no matter your age, but doesn't offer the tax perks of a retirement account.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308. Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

559. You scroll past a photo of someone's vacation, someone's promotion, someone's body — and something in you quietly deflates. That's not weakness. That's your brain doing exactly what it evolved to do. This week, Dr. Judy Ho breaks down the neuroscience of social comparison — why we do it, why social media has made it exponentially harder to resist, and three evidence-based tools to break the ranking cycle and find your way back to yourself.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

899. Two listeners wrote in this month asking how to make sense of a temporary leadership stint. Rachel shares five practices for turning a short employment stretch into a meaningful career chapter, both for the team you're leading and the version of you who walks out the other side.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1023. Are you worried about the future cost of education for yourself or a child? Laura reviews ten ways a 529 savings plan supercharges education savings and can even be used for young students, non-traditional coursework, and professional career pivots.Key takeawaysContributions to a 529 plan get taxed upfront, but the account growth and withdrawals for qualified expenses are tax-free.States sponsor 529 plans with various benefits and fees; however, you don't have to be a state resident to participate in the plan.There are no income restrictions to contribute to a 529, and owners typically name a child, who is the future student, as the account beneficiary. Qualified 529 expenses include many costs associated with traditional college, but also include trade schools, vocational training, and professional certifications.You can spend up to $20,000 per year on younger students from kindergarten through high school at public, private, or religious schools.Leftover 529 funds can be rolled over into a beneficiary's Roth IRA, with certain restrictions.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308. Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1022. If you were expecting interest rates to drop, rising inflation is making it more likely for them to go up this year. Laura reviews six moves you shouldn't overlook in a rising-rate environment to make your money work harder for you.Key takeawaysWhen inflation rises, the Fed raises interest rates to slow down spending and demand, eventually causing prices to decrease so spending increases.With sticky inflation and the expectation of rate hikes, borrowers need to watch interest rates on their debt, using a tool like my PFS.When variable-rate debts, such as credit cards, increase, it's wise to pay them off faster and reduce the interest expense.If you're considering a large purchase, like a home or vehicle, maintaining good credit and locking in a lower interest rate sooner rather than later are wise strategies.Higher interest rates benefit savers, so using a high-yield savings account can maximize your earnings.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

865. The USDA unveiled the 2025–2030 Dietary Guidelines for Americans, and the "Inverted Pyramid" has been sparking a lot of discussion. After a decade of MyPlate, why is the government returning to a pyramid visual—and why is it upside down?In this episode, Monica breaks down the major shifts in the new US guidance, including:The protein pivot: Why protein is taking center stage and what it means for your health.The plant-based omission: Why beans and legumes were left out of the new visuals despite the scientific evidence.The global gap: How the new US pyramid compares to the UK's Eatwell Guide and Canada's food plate.AHA vs. USDA: Why the American Heart Association is issuing its own "course correction" on salt and saturated fat.This episode will help you navigate these changes without losing sight of common-sense nutrition.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

557. Financial stress isn't just about money — it's rewiring your brain. A new term is capturing what 83% of Americans are living right now: stressflation. This week, Dr. Judy Ho breaks down the neuroscience of economic anxiety, why financial stress makes you literally less capable of solving the problem, and three evidence-based tools for protecting your mental health when the economic climate feels out of your control.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

898. We're drowning in information, advice, and self-help — so why do we still feel stuck? Returning guest Nir Eyal, author of the new bestseller "Beyond Belief," explains the motivation triangle most people are missing and why your brain is actively working against change. In a rare unscripted moment, Nir walks Rachel through an inquiry-based coaching exercise that surfaces a limiting belief she's been carrying for decades — and the conversation takes a turn neither of them expected.Nir Eyal's book, "Beyond Belief"Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1021. Looking for a mortgage but are unsure what's best for you? Laura answers a question from a listener who's ready to buy a home but is overwhelmed by mortgage choices. Find out whether a fixed- or adjustable-rate loan, with or without mortgage points, is right for you.Key Takeaways:Fixed-rate mortgages are popular because they lock in a rate, providing financial stability no matter what happens in the economy.Adjustable-rate mortgages (ARMs) can be good when interest rates are high, you don't expect to own your home for the long term, or you can pay it off early.Conventional loans are the most common type of mortgage because they're backed by federal agencies, reducing risk for lenders.Jumbo loans are high mortgage amounts that aren't federally-backed and typically require stricter qualifying criteria by lenders.There are various loans backed by the federal government, including FHA, VA, and USDA products, that come with lenient underwriting standards, making homeownership more affordable.Buying mortgage points allows you to get a lower interest rate, which saves money if you own the property past the breakeven point.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308. Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1020. Using an AI tool or chatbot to improve your finances can be wise, depending on what you tell it. Laura reviews what you can safely ask a bot and what you should never enter in an AI tool. You'll learn ten powerful AI prompts you can use to find hidden savings, negotiate your bills, and build more wealth.Key takeawaysSince your data can be used without your knowledge, never enter personally identifiable information in an AI tool or chatbot, such as your Social Security number, account numbers, logins, or legal information.Use AI to help with financial education and tasks like negotiating bills, building credit, and preparing for taxes.AI can play devil's advocate to explain the downside of a financial decision or list the pros and cons, improving your overall knowledge and logic.Don't assume the answer you get from a chatbot is correct–ask it to show its logic and resources so you can double check it. For any significant financial decisions, it's best to work with a financial professional for the best advice.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

864.Does putting spinach in your smoothie cancel out the calcium? Will your morning cup of tea prevent you from absorbing iron? In this episode, Monica looks into the science of mineral absorption and explores the truth behind "anti-nutrients" like oxalates, tannins, and fiber.While certain compounds in food can bind to minerals—like the oxalates in spinach or tannins in tea—the body has built-in buffers to keep you healthy. In this episode, we discuss:The Spinach paradox: Why the calcium in greens isn't always bioavailable.Iron inhibitors: How coffee and tea affect iron levels (and how Vitamin C can help).The fiber myth: Why a high-fiber diet won't lead to mineral deficiencies.Fortified foods vs. supplements: Is calcium-fortified orange juice or soymilk better than a pill?The good news is the RDA (Recommended Dietary Allowance) already accounts for these interactions. Tune in to learn why a varied diet is your best defense and why you probably don't need to micromanage your meals to get the minerals you need.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

556. "Narcissist" has become one of the most overused words in pop psychology — applied to anyone selfish, difficult, or emotionally unavailable. This week, Dr. Judy Ho brings her clinical and forensic lens to provide a science-backed take on narcissism. We look at what it actually is, what it isn't, what it looks like in real life and in legal settings, and what to do if you think you're dealing with someone high in narcissistic traits.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

897. AI is changing work fast — but some capabilities remain deeply human. This week, Rachel Cooke breaks down five things AI still can't do well, from reading a room to knowing your stakeholders, and explains how to turn those into your professional edge. If you've been anxious about AI replacing your job, this episode reframes what to actually focus on.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1019. If you have enough home equity and not enough cash, you may wonder about taking a home equity line of credit (HELOC). Laura answers a listener's question about whether taking a larger HELOC to pay for an expensive car repair and an upcoming wedding is a good or “horrible” idea. Key Takeaways:Most lenders require you to maintain at least 20% home equity after tapping it with a HELOC.HELOC borrowers must also have enough income, a suitable debt-to-income ratio, and sufficient credit scores to qualify.Getting a HELOC gives you more flexibility and lower interest rates than other financing options, such as a credit card.If you use HELOC funds to buy, build, or remodel a home, interest paid on a limited amount of debt is tax-deductible.Primary HELOC downsides include paying variable interest, reducing your home equity, and risking foreclosure if you're unable to repay it.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308. Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

910. Laura reviews what happens to your assets and debts after your death, depending on your estate, marital status, and home state. This episode originally ran in March of 2025.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Monica breaks down the latest research on resveratrol and bone loss prevention. While the 2020 RESHAW study in Australia showed promising results for postmenopausal women, a more recent meta-analysis tells a different story. We separate the supplement hype from the evidence-based nutrition strategies that actually protect your skeleton as you age.Key Takeaways:The RESHAW Breakdown: Why 150 mg of resveratrol led to modest gains in hip and spine density—and why you'd need a lot of wine to replicate it.10-Year Fracture Risk: How to use the FRAX calculator to estimate your likelihood of a major fracture as part of your longevity strategy.The Meta-Analysis Reality Check: Why mashing up 10 human trials suggests resveratrol might not be the "magic pill" for bone density.The "Healthspan" Levers: Why protein timing, Fibermaxxing, and Vitamin K remain the gold standards for sarcopenia prevention and bone strength.Resources:FRAX Calculator: 10-year fracture risk toolEpisode 734: Closing the calcium gap safely.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

555. When Justin Bieber confronted his past on the Coachella 2026 stage, it did more than just go viral—it acted as a mirror for our own needs. This week, Dr. Judy Ho explores what our reactions to "healing moments" reveal about our own complex emotions. We get into the science-backed difference between a public performance and private progress, offering actionable insights into building emotional fitness without the pressure of a "perfect" comeback.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

896. Leaders right now are working hard, caring deeply and still coming up short. And some of what they're doing is quietly working against them. In this episode, Rachel delivers a tough love letter to the leaders she's coaching, calling out four patterns that are quietly undermining performance, energy and trust. If something at work isn't working, this one's for you.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1018. Do you have multiple retirement plans and are unsure how they fit together? Laura answers a listener's question about having a 403(b) and a 457 plan at work, and a potential second job with a 401(a). Knowing the rules of various retirement plans helps you take full advantage of them and avoid potential mistakes and penalties. Key takeawaysThe names of workplace retirement plans come from the sections of the Internal Revenue Code that govern them. Plans from different sections of the tax code operate independently, allowing you to double or triple-dip maximum contributions.Plans from the same section of the tax code, such as a 401(k) and a 403(b), are subject to one shared annual contribution limit.A 403(b) can be offered by public schools, hospitals, and non-profits; it allows an extra catch-up contribution for long-term employees.A 457 plan has different types of accounts, but the governmental 457(b) is the most common. It allows an extra catch-up contribution and no early withdrawal penalties.A 401(a) is typically offered by government agencies, schools, and non-profits. It usually has mandatory participation and a high annual contribution limit.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1017. If you think that you must have a cushy job to access a retirement plan, you're mistaken. There are excellent retirement accounts for the self-employed or those running a small business. Laura reviews the rules, pros, and cons of different retirement plans you might choose based on your income, business size, and financial goals.Key Takeaways:Whether your employer doesn't offer a retirement plan or you're self-employed, you can save for retirement using one or more tax-advantaged accounts.Anyone with earned income qualifies for a traditional IRA, making it an excellent option for investing on a pre-tax basis.If you have earned income that's less than an annual threshold, you qualify for a Roth IRA, which gives you tax-free income in retirement.If you have income from a business with no employees, other than a spouse, you qualify for a solo 401(k), which offers the highest contribution limits.If you have income from a business with or without employees, you qualify for a SEP-IRA.Upcoming Wedding Series: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

862. Can you actually "reset" your taste buds by cutting out sugar? You've heard that a 30-day sugar detox will make your cravings disappear, but a new study in the American Journal of Clinical Nutrition suggests our preference for sweetness is more permanent than we thought. This week, Monica debunks the "palate reset" myth and explores a more effective way to manage a sweet tooth.Key Takeaways:The myth of the palate reset: Why "The Sweet Tooth Trial" found that cutting sugar for 6 months didn't change taste preferences.The first 1,000 days: How early life exposure sets your biological "sweetness" baseline.Behavior over biology: Why addressing emotional triggers is more effective than a 30-day cleanse.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

554. This week, Dr. Ho reveals that people-pleasing isn't a personality trait—it's a survival strategy. If you constantly say "yes" while feeling a quiet sense of self-betrayal, you're likely stuck in the fawn response, a nervous system reflex designed to keep you safe by keeping others happy.Dr. Judy breaks down:Kindness vs. Compulsion: Why true generosity feels good, but people-pleasing feels like fear.The "Social Pain" Connection: How your brain processes rejection exactly like physical injury.The High Cost of Silence: Why "keeping the peace" actually destroys intimacy and fuels resentment.Take Action: Learn three practical tools to break the cycle, including the "Pause Practice" to stop the automatic yes and how to name the specific fears driving your behavior.Stop performing and start being known.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

895. Is your team "going through the motions"? Before you reach for another inspirational speech, Rachel Cooke has a reality check: Inspiration is not the antidote to a motivation crisis.In this episode, Rachel introduces the concept of "Motivational Gaslighting"—the trap leaders fall into when they use empty enthusiasm to mask systemic exhaustion. If engagement is tanking, it's not an attitude problem; it's an environment problem.In this episode, you'll learn:The 5 real killers of motivation: Why uncertainty, workplace loneliness, and invisible progress are draining your team's tank.Safety over stoke: How to provide stability and direction when AI, the economy, and shifting priorities feel like a constant threat.The loneliness loop: Why "collaborating" on Slack isn't the same as "connecting," and how to fix it without adding more meetings.The "gap vs. the gain": Using a simple psychological shift to give your team concrete proof that their work is actually working.Energy audits: How to identify and kill the "meaningless work" and bureaucracy that empty your team's reserves.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1016. Are you concerned about affording the future cost of long-term care (LTC), especially with inflation and rising healthcare costs? Laura answers a listener's question about buying LTC insurance or investing for retirement. You'll learn how different LTC products and services work and their pros and cons for those with different budgets and goals.Key takeaways: Traditional long-term care insurance is best for people in relatively good health with sufficient assets and retirement savings to protect, but you don't get payments back if you never need covered care.Various hybrid products, such as life insurance and annuities, can include LTC benefits and accrue value you can pass to your heirs, but at a higher cost than traditional LTC insurance.Using personal savings or home equity may be an option to pay for LTC if you have a high net worth and are comfortable self-insuring.Medicaid is the largest single payer of nursing home care in the U.S. for those with low assets, such as a net worth below $2,000, or other eligibility requirements.Veterans may be eligible for specific LTC benefits that provide a monthly stipend for care at home or in a facility.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308 with your question or comment! Hosted on Acast. See acast.com/privacy for more information.

1015.Are you guilty of leaving "orphan" retirement accounts behind at old jobs? In 2026, failing to manage these funds leads to fiscal drag and unnecessary fees. In this episode, Laura shares essential money management tips to help you rescue your old 401(k) or 403(b) and stop leaving money on the table.We cover the 2026 technical shifts you need to know, including the SECURE 2.0 Act "force-out" rules and how to practice financial gymnastics to keep your investments growing tax-free. Whether you're moving to a new employer or joining the creator economy with a side hustle, you'll learn the four best options for your old accounts—and the $30,000 mistake you must avoid.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

689. Is your hair falling out? Nutrient deficiencies may be to blame. Reversing it starts with finding the cause.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

553. Ever wonder why you stall out just when things are going well? It's not laziness—it's your brain's ancient survival system misfiring. This week, neuropsychologist Dr. Judy Ho breaks down the science of self-sabotage.You'll learn:The L.I.F.E. Factors: The four core reasons we hold ourselves back.The 6 Thought Triggers: How to spot the mental shortcuts that lead to "misfires."3 Practical Tools: Simple techniques to "rewind the tape" and break the cycle today.Self-Sabotage Assessment QuizStop being your own worst enemy and start turning insight into action.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

894. Trying to convince a senior leader or stakeholder to see things your way can be frustrating, especially when your data and logic don't land. In 2026, human-centered leadership means moving past traditional arguments and leaning into emotional intelligence and sensemaking to find common ground.In this episode, Rachel shares five proven strategies for strategic prioritization and effective persuasion drawn from a real-world executive coaching engagement. You will learn how to escape the expertise trap, build a coalition of partners, and navigate organizational dysfunction without triggering burnout. These adaptive leadership tools will help you secure the "yes" you need while keeping your work-life integration intact.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1014.Feeling uneasy about a potential recession or job loss? In this episode of the Money Girl personal finance podcast, Laura explains how to navigate economic uncertainty using mindful spending. Learn why technical literacy and a rebalanced portfolio are your best defenses against a shaky market.Laura answers a critical listener question: Should you prioritize paying down high-interest debt or building a larger emergency fund?Key takeaways for financial securityStrengthen your income: Why a side hustle is the ultimate hedge against unemployment.Strategic spending: Why delaying real estate or car purchases helps you wait for the 2026 "buying window."Emergency savings: The rule for keeping cash safe and liquid in a high-yield account.Debt management: How to prioritize liabilities to reduce financial pressure.Wealth building: Why market volatility is the best time for investing through dollar-cost averaging.Stay empowered & secure by recession-proofing your finances today.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1013. Laura interviews personal finance powerhouse Farnoosh Torabi to celebrate the upcoming Financial Independence Awareness Day. Farnoosh shares her journey from a cash-strapped journalist to a leading financial educator, offering a candid look at how she turned her "extra" ideas into a multi-book career and the top-rated So Money podcast.Key Takeaways:Financial independence is how you define it, such as having savings and security to be selective about how you spend your time.Look for ways to “recycle” efforts into multiple revenue streams or valuable portfolio pieces.How a great mentor can help you see your own potential.Why we shouldn't discount fear and can use it to make better financial decisions.Acknowledging that doing work and teaching others how to do it can be a secret to more professional autonomy and success.Memorable quote: "Money's like a hammer—it's a tool. You can use it to fix things, or you can use it to wreck things."Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

861. Can the order in which you eat your food "flatten the curve" of your blood sugar? From social media influencers to clinical research, a lot of people are talking about meal sequencing. This week, Monica breaks down whether saving your carbs for last actually improves insulin response, prevents Type 2 diabetes, or if it's just another "hack" that doesn't hold up for everyone.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

552. Have you ever felt a sudden wave of dread and wondered, "Is this it?" If you're wrestling with big questions about your purpose, you aren't broken—you're experiencing a universal part of being human.In this episode, Dr. Judy Ho explains that existential anxiety isn't a malfunction; it's a message from your brain to pay attention to your life. Whether you are navigating a quarter-life crisis, a midlife transition, or a major identity shift, learn how to turn that discomfort into a values-driven path forward.Key insights include:Meaning over pleasure: Why humans are driven by meaning and how "eudaimonic" flourishing is more protective against distress than temporary pleasure.The paradox of choice: How social media and infinite options can paralyze our ability to choose a meaningful life.Values as a compass: Why you should live by your values—which are inexhaustible directions—rather than your fleeting moods or temporary goals. Have a mental health question? Email Dr. Ho at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

893. Most workplace crises didn't have to be crises—they started small, stayed hidden, and grew. In this episode, Rachel Cooke explains why "firefighting" has become the corporate norm and how leaders can break the cycle. Learn how to build a monthly "slightly-off" conversation into your team's rhythm and why the "don't bring me a problem without a solution" rule is actually sabotaging your results. Discover 5 practical ways to find problems while they're still cheap and easy to fix.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1012. Feeling financially squeezed by the rising cost of homeowners insurance? Laura answers a listener's question about how to pay less while maintaining coverage required by a lender. Find out how to protect your finances with home insurance without overpaying for it.We talk about:Underlying reasons why homeowners premiums are rising, especially in high-risk areas.Tips for saving by increasing home insurance deductibles.Comparing the price of bundled coverage to policies with different carriers. How various home upgrades and technologies can qualify for money-saving discounts.The role that having good credit plays in reducing your home and auto insurance rates (in most states).Why proactively shopping and asking about potential homeowners insurance discounts is essential for cutting the cost.Upcoming Wedding Series This May: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1177. This week, we look at behind-the-scenes of being a curator at Harvard's Houghton Library with John Overholt. We look at why 18th-century paper is surprisingly tough, how John managed the high-stakes transport of a George Washington book, and why curators actually prefer bare hands over white gloves. This bonus discussion originally ran for Grammarpaloozians back in January.Find John Overholt on Mastodon.Houghton Library's website

1011. While becoming a homeowner seems to get more difficult as home prices, mortgage interest rates, and home insurance premiums continue to rise, it's essential to know how owning real estate can help you build wealth. Laura covers seven ways buying a home improves your finances. Whether you're considering becoming a first-time homebuyer or ditching your home to be a renter, understanding some old and new ways that homeownership helps build wealth is essential.Key Takeaways:How much richer homeowners are compared to renters.The two ways homeownership helps you build equity: price appreciation and paying off an amortizing mortgage.Whether homeownership costs more or less than renting largely depends on your location.Some costs of homeownership can increase, but buying a home largely protects you from inflation.Various home-related tax deductions, including a new one, make homeownership more affordable if you itemize on your tax return.The capital gains tax exclusion is one of the largest tax breaks that qualifying homeowners enjoy when they sell their home.Upcoming Wedding Series This May: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

860. Are you throwing away the most nutritious parts of your groceries? From blending avocado pits into smoothies to snacking on peanut shells, social media is full of "zero-waste" food hacks—but are they actually safe?This week, Monica digs into the compost bin to separate the "hidden treasures" from the literal trash. We go over which veggie scraps are nutritional powerhouses (hello, beet greens!) and which ones—like rhubarb leaves and apple seeds—could actually be toxic. Plus, the truth about whether eating corn cobs and peanut shells is "fiber" or just a recipe for a digestive disaster.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1176. This week, we look at mind-bending words, including "semordnilap" (which spells "palindromes" backwards), "pentasyllabic" (which has five syllables), and "hyphenated" (which is not hyphenated). Then, we tackle how to use "me" and "myself" (with an aside for "hisself," "meself," and more fun dialect words).The "palindrome" segment was by Karen Lunde, a career writer and former Quick & Dirty Tips editor. She writes I'll Go First, a Substack where she shares personal essays and memoir, then hands you a weekly writing prompt and a metaphorical pen. Find her on igofirst.org.

551. In this special "passing of the baton" episode, founding host Dr. Ellen Hendriksen welcomes the newest voice of Savvy Psychologist, Dr. Judy Ho. Dr. Ho is a triple board-certified clinical and forensic neuropsychologist, a tenured professor at Pepperdine University, and the author of "Stop Self-Sabotage" and "The New Rules of Attachment".Together, they dive into the fascinating world of forensic psychology and the critical importance of making mental health research accessible to everyone. Highlights from the conversation include:Behind the scenes in the courtroom: Dr. Ho explains her role as an expert witness and how law and psychology intersect during high-stakes trials.The science of self-sabotage: Discover why self-sabotage is actually rooted in evolutionary biology and protective instincts rather than a desire to fail.Modernizing attachment theory: An exploration of how attachment styles impact adults under stress and the importance of co-regulation.Busting mental health myths: The duo discusses the dangers of toxic positivity and why it is essential to allow space for normal negative emotions like sadness or boredom.The generation gap: Dr. Ho shares her observations on the next generation of thinkers and the trend of over-introspection that can inadvertently lead to negative self-focus.Join us for this insightful transition as Dr. Ho prepares to lead the show into its next chapter.Have a mental health question? Email Dr. Ho at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

892. Is your team missing targets, dropping the ball, or responding to missed deadlines with a shrug?Many leaders believe accountability is a personality trait—you either have it or you don't. But in reality, accountability is a design problem. When ownership is lacking, it's usually because the "work design" itself is getting in the way.In this episode, Rachel shares a case study of a pharmaceutical manufacturer where low accountability wasn't just a frustration, it was a safety risk. You'll learn the results of a real-world "work design pulse check" and the five simple, high-impact tweaks that transformed a culture of "oh well" into a culture of "I've got this."Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1010. Are you feeling "car poor" or trapped in an auto loan that costs more than your vehicle is worth? In this Finance Friday episode, Laura answers a listener's question about how to navigate an unaffordable car loan when you're upside-down (negative equity).If you are looking to lower your monthly payments or are debating between a car lease vs. buying your next vehicle, you'll learn the pros, cons, and math behind making the most affordable choice for your budget.We talk about:How to manage an upside-down car loan: Strategies for refinancing or negotiating with lenders when you owe more than the car's market value.Auto Refinancing 101: When to switch your loan to a credit union or online lender to reduce interest rates and monthly payments.The 20% Rule: Why a significant down payment is the best defense against rapid vehicle depreciation.Leasing vs. Buying: A breakdown of the long-term costs, maintenance responsibilities, and flexibility of each option.Hidden Costs of Ownership: How to account for repairs, mileage restrictions, and residual value before you sign a contract.Upcoming Wedding Series This May: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1175. In this bonus segment, which originally aired last October for Grammarpaloozians, we look at how AI is disrupting the freelance writing industry with author Suzanne Bowness. She shares her strategy for experimenting with different AI tools and the importance of being "conversant" in them for clients. We also look at the challenge of losing clients to AI but gaining new ones who were dissatisfied with the machine-generated text.Find Suzanne on her website, Codeword Communications.Get the book, "Feisty Freelancer."

1009. Only 37% of Americans follow a formal budget—so if you hate spreadsheets, you're in the majority. Whether you're dealing with budget burnout, irregular income, or "vibes-based" spending, you can still reach your financial goals.In this episode, Laura breaks down how to manage money effectively without the restriction of a traditional budget. Learn how to shift your focus from tracking every penny to growing your total net worth.Key Takeaways:The "Pay Yourself First" Rule: Why prioritizing 10–15% for retirement is more effective than micro-managing expenses.Wealth on Autopilot: How to use automation and AI tools to build savings without thinking about it.Macro vs. Micro: Why tracking your Net Worth is the ultimate metric for financial success.The Income Shift: Why increasing your earning potential is more powerful than ruthlessly cutting coupons.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Have a question for Money Girl? Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

859. Does pickle juice really work, or are we all just falling for a briny trend?From the sidelines of the Philadelphia Eagles to the "wellness shots" at your local grocery checkout, pickle juice has officially gone viral. But while influencers claim it's a cure-all for everything from hangovers to gut health, the actual science is a bit more surprising.In this episode, Monica digs into the research to separate the "sour" myths from the "salty" truths. You'll discover:The "Neurological Reset": Why pickle juice stops muscle cramps in 90 seconds (and no, it's not the electrolytes).Vinegar vs. Fermentation: How to tell if your pickles actually contain probiotics or if they've been pasteurized into "sterile" snacks.Metabolic Nudges: The truth about acetic acid, blood sugar spikes, and how pickle juice compares to GLP-1 effects.The Hangover Myth: Can a shot of brine really undo a night of drinking?The Sodium Catch: Why your daily "wellness shot" might be delivering more salt than your heart wants.Whether you're an endurance athlete or just curious about the #pickle trend on TikTok, learn when to reach for the jar and when to pour it down the drain.Related Episodes:Episode 769 on the real causes of muscle cramps.Episode 794 on hangover prevention products.Episode 412 on apple cider vinegar and metabolism.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

242. Whether your graduation is coming up this spring or twenty years behind you, we all have moments when we wonder if we're cut out for this adulthood thing. This week, based on the questions of many college seniors over many graduations, Savvy Psychologist Dr. Ellen Hendriksen brings you the 5 biggest gems in the psychological crown of adulting.Find a transcript at QuickandDirtyTips.com.Find Dr. Ellen Hendriksen on Substack.Have a mental health question? Email us at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and Twitter, or subscribe to the newsletter for more psychology tips.Savvy Psychologist is a part of Quick and Dirty Tips.Links:https://quickanddirtytips.com/savvy-psychologisthttps://www.facebook.com/savvypsychologisthttps://twitter.com/qdtsavvypsych Hosted on Acast. See acast.com/privacy for more information.

1174. This week, we look at why we pronounce "Iran" and "Iraq" differently and what those pronunciations reveal about our political beliefs. Then, we look at the "smelly" words that confuse people, including "odorous," which started out meaning "fragrant" but now mostly describes bad smells.The "Iran" segment was written by Valerie Fridland, a professor of linguistics at the University of Nevada in Reno and author of the soon-to-be-released book "Why We Talk Funny: The Real Story Behind Our Accents." A version of it originally appeared in The Conversation and appears here through a Creative Commons license. And you can find Valerie at valeriefridland.com.

891. At work we're constantly placing bets on uncertain outcomes, which projects to prioritize and which risks to take. But most of us never think about how to improve our odds. Today Rachel shares five “cheat codes,” simple, high-impact practices that give you a massive advantage before things go sideways. From running a "premortem" to flush out hidden risks to using a "stinky fish" exercise to surface team anxieties, learn how to anticipate problems before they become crises. Whether you're a team lead or a solo contributor, these tactics will help you work better by design and give your career a few "extra lives."Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1008. Thinking about raiding your retirement to fund a down payment? In this episode of Money Girl, Laura answers a question from Wendy, who's considering taking a 401(k) loan to buy a home with 20% down. Learn the rules for using a retirement plan loan, its pros and cons, and alternatives for buying a home without borrowing from your retirement.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Have a question for Money Girl? Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Laura sits down with Lisa Greene-Lewis. She's a TurboTax expert and CPA with over 20 years of experience in tax preparation and helping filers save money. Lisa's also worked as a public auditor, controller, and been self-employed, so she understands common mistakes to avoid and tips for legally paying less tax.What We Discuss:New rules that reduce taxes and increase tax refunds for the average taxpayer.Tips for small businesses and the self-employed that make filing taxes easier. When to consider incorporating your business or staying a sole proprietor.Who can claim a home office deduction and whether it's a red flag for the IRS.How long to keep personal and business tax returns and their backup.How to get year-round tax support with TurboTax Experts for Business.Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams.Have a question for Money Girl? Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1170. This week, we look at "feghoots," the pun-based stories popularized by writers like Isaac Asimov, and why they are designed to make you roll your eyes. Then, we look at how your brain stores words and the lightning-fast way it retrieves them during a normal conversation.

218. Are you harder on yourself than 40-grit sandpaper? Do you feel like you're falling short, no matter how high you've climbed? Are you tough as nails on yourself, but soft as mashed potatoes with others? Welcome to the esteemed yet insecure club of the highly self-critical. Find a transcript at QuickandDirtyTips.com. Find Dr. Ellen Hendriksen on Substack. Have a mental health question? Email us at psychologist@quickanddirtytips.com Find Savvy Psychologist on Facebook and Twitter, or subscribe to the newsletter for more psychology tips. Savvy Psychologist is a part of Quick and Dirty Tips. Links:https://quickanddirtytips.com/savvy-psychologisthttps://www.facebook.com/savvypsychologisthttps://twitter.com/qdtsavvypsych

712. As we age, should we really be training less... or is that just a myth? In this episode from last March, Kevin explores the science behind anabolic resistance, the age-related loss of muscle mass, and how older trainees can combat it through smart nutrition and resistance training. Get-Fit Guy is hosted by Kevin Don. Find a full transcript at QuickandDirtyTips.com.  Have a fitness question? Email Kevin at getfitguy@quickanddirtytips.com. Find Get-Fit Guy on Facebook and Twitter, or subscribe to the newsletter for more fitness tips. Get-Fit Guy is a part of Quick and Dirty Tips. Links:https://www.quickanddirtytips.comhttps://www.facebook.com/GetFitGuyhttps://twitter.com/GetFitGuy

  Why fit in when you can stand out and really shine? We highlight strategies insurance agents can use to elevate your marketing and set yourself apart in this industry.   Read the text version   Expand Your Insurance Industry Knowledge with Knight School!   Resources: 5 Tips for Creating Your Personal Brand: https://ritterim.com/blog/5-tips-for-creating-your-personal-brand/ Best Practices for Writing an Email to Your Insurance Clients: https://ritterim.com/blog/best-practices-for-writing-an-email-to-your-insurance-clients/   Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/  CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314 Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651 How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/ Keys to Client Retention: Face-to-Face Communication: https://ritterim.com/blog/keys-to-client-retention-face-to-face-communication/ Keys to Client Retention: Digital Communication: https://ritterim.com/blog/keys-to-client-retention-digital-communication/ Knight School Online Training: https://ritterim.com/knight-school/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/  Should You Become a Certified Insurance Counselor? https://ritterim.com/blog/should-you-become-a-certified-insurance-counselor/   References: Bicaku, Enina. “16 Striking Business Card Trends of 2025 (+ 54 Examples).” Looka.Com, Looka, 2 Feb. 2025, looka.com/blog/business-card-trends/. Khatri, Dimple. “28 Business Card Statistics That Will Surprise You in 2024.” Printtobrand.Com, Print To Brand, 2 Jan. 2025, printtobrand.com/business-cards-statistics/. “AHIP.” Ahip.Org, AHIP, www.ahip.org/. Accessed 18 Mar. 2025. “Business Cards Templates & Designs.” Vistaprint.Com, VistaPrint, www.vistaprint.com/business-cards/standard/templates. Accessed 18 Mar. 2025. “English Language & Usage Stack Exchange.” English.Stackexchange.Com/, English Language & Usage Stack Exchange, english.stackexchange.com/. Accessed 18 Mar. 2025. “Fonts That Get Your Business Card Noticed.” Psprint.Com, PsPrint, www.psprint.com/resources/powerful-business-card-fonts/. Accessed 18 Mar. 2025. “Grammarly.” Grammarly.Com, Grammarly, www.grammarly.com/. Accessed 18 Mar. 2025. “Grammarly Blog.” Grammarly.Com, Grammarly, www.grammarly.com/blog/. Accessed 18 Mar. 2025. “How to Choose the Perfect Colors for Your Business Card.” Vistaprint.Com, VistaPrint, www.vistaprint.com/hub/business-card-colors. Accessed 18 Mar. 2025. Laws, Jasmine. “Map Shows Most Spoken Languages in Each State Besides English and Spanish.” Newsweek.Com, Newsweek, 3 Dec. 2024, www.newsweek.com/map-shows-most-spoken-languages-each-state-besides-english-spanish-1993046. “NABIP: Who We Are.” NABIP.Org, NABIP, nabip.org/who-we-are. Accessed 18 Mar. 2025. Naifa. “National Association of Insurance and Financial Advisors.” Naifa.Org, National Association of Insurance and Financial Advisors, belong.naifa.org/. Accessed 18 Mar. 2025. Fogarty, Mignon. “Grammer Girl Podcast.” Quickanddirtytips.Com, Quick and Dirty Tips, www.quickanddirtytips.com/grammar-girl/. Accessed 18 Mar. 2025. Venditti, Bruno. “The Most Spoken Language in Every U.S. State (Besides English and Spanish).” Visualcapitalist.Com, Visual Capitalist, 31 Oct. 2023, www.visualcapitalist.com/cp/the-most-spoken-language-in-every-u-s-state-besides-english-and-spanish/. Geri. “The Psychology of Colors in Business Cards.” Clcme.Eu, Click Me Smart Card, 19 Feb. 2025, clcme.eu/the-psychology-of-colors-in-business-cards/. Lockwood, Amy. “Why Business Cards Are Still Relevant in 2025.” Emailsignaturerescue.Com, Email Signature Rescue, 18 Dec. 2024, www.emailsignaturerescue.com/blog/why-business-cards-are-still-relevant-in-2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Not affiliated with or endorsed by Medicare or any government agency.

Elle Russ chats with Brock Armstrong about his functional approach to fitness and movement. Brock has extensive experience in the fitness, movement, and wellness industry working with many leading personal trainers, coaches, and wellness consultants including: Monica Reinagel, Mark Sisson, Katy Bowman, Dave Asprey, Ben Greenfield, and Mark Divine. Check out his new podcast, the Upgraded Fitness Podcast.  Brock uses his understanding of functional movement, endurance training, muscle building, and the ever-important balance between performance and health to help people all over the world achieve their goals and improve their quality of life. Brock is a writer and podcaster for Quick and Dirty Tips and Scientific American. He also co-hosts the podcast Change Academy with Monica Reinagel and has appeared as a guest and co-host on many health and wellness podcasts, such as: Ben Greenfield Fitness, Primal Blueprint, Primal Endurance, Endurance Planet, and The Whole Athlete. Brock is the founder and owner of Brock Armstrong Coaching, a company that has helped hundreds of people cross the finish line of marathons and triathlons since 2011. Brock's credentials include: Certified AFLCA Group Fitness Leader with a designation in Portable Equipment, NCCP and CAC Triathlon Coach, Team in Training certified run coach (trained by Dr. Jack “Tupper” Daniels). He is a member of the Superhuman Coach network, on the advisory board of the Primal Health Coach training, and is an instructor for the Bulletproof Training Institute. Brock is also a certified Cognitive Behavioural Therapy practitioner, former professional ballet dancer and has coached well over 300 people across the finish line. You can also check out his  YouTube channel, workplace wellness podcast at WorkplaceHero.me, his mindset podcast at ChangeAcademyPodcast.com, and his fitness podcast at GetFitGuy.QuickandDirtyTips.com   SELECTED LINKS: BrockArmstrong.com ElleRuss.com

Listening effectively is one of the hardest things to do. But investing in it pays off. Learn how it makes you smarter, faster, and better at your job.  Read the transcript here. Check out all the Quick and Dirty Tips shows at QuickandDirtyTips.com. Join the conversation on Twitter and Facebook.

Today’s topic is a fun one. Partially because it is something that I am sure that we can all agree on but mostly because for the first time in quite a while we have a guest hero! Guest heroes, actually. Vanessa and Adam Lambert from Bee The Wellness. We’ll here from them in just a bit but first, let’s talk about a thing known as Work Zones. And no, I am not ta lking about that section of the highway where you see a bunch of pylons and folks in brightly coloured outfits standing around with shovels in their hands while enormous machinery digs a new ditch No, I am talking about spaces around your home, your office or where ever you get your work done, where you can vary your stance, extend your gaze, vary your movement, and even other biomarkers like your body temperature, to keep from getting what Adam will refer to later as “cabin fever” while you are at work. Hello, my cubicle contrasters, open space sundry, corner office opposite, home den dissimilar, and coffee shop specialized. My name is Brock Armstrong, and after you listen to enough of these podcast episodes, I hope to replace the voice in your head - “put your phone down and get back to work - when was the last time you got up from your desk - shouldn’t you have left work by now - always take the stairs.” Is that creepy? Maybe a little… anyway…  Today’s topic is a fun one. Partially because it is something that I am sure that we can all agree on but mostly because for the first time in quite a while we have a guest hero! Guest heroes, actually. Vanessa and Adam Lambert from Bee The Wellness. We’ll here from them in just a bit but first, let’s talk about a thing known as Work Zones. And no, I am not ta  lking about that section of the highway where you see a bunch of pylons and folks in brightly coloured outfits standing around with shovels in their hands while enormous machinery digs a new ditch No, I am talking about spaces around your home, your office or where ever you get your work done, where you can vary your stance, extend your gaze, vary your movement, and even other biomarkers like your body temperature, to keep from getting what Adam will refer to later as “cabin fever” while you are at work.  Before I continue, let’s step into the email zone for a minute… heh. I would love it if you signed up for the Workplace Hero email newsletter over at workplacehero.me. The sign up form is on the righthand side of the page. Because I believe so strongly in the idea of Inbox Zero, I promise that you will only receive an email once per week, and it will be short, to the point and easy to delete. Plus, just for signing up, you will receive a coupon code for 10% off at the online health and fitness store, GreenfieldFitnessSystems.com. Over there they have a huge array of supplements, gear, plans, coaches and clothing that will help keep you healthy and fit. So sign up for the newsletter at workplacehero.me and get your discount code for GreenfieldFitnessSystems.com now.  Ok. Let’s meet our guest heroes.  AdamHi We are Adam and Vanessa Lambert owners of Bee The Wellness. We have been in the health and fitness business for nearly 20 years and as holistic wellness coaches we focus on the complete picture, including strength and conditioning, nutrition, mindfulness, and adventure. Since creating Bee The Wellness we have helped thousands of people adopt a healthier lifestyle as well create expanded lives through our remote coaching programs and retreats. They also have a great podcast that you can find on iTunes or wherever you listen to podcasts. Just search for Bee (that’s with two Es) The Wellness or go to beethewellness.com and give it a try. A good episode to start with would be the one where they interviewed me! Ha ha… as if you don’t get enough of me already. Anyway. When I asked Vanessa and Adam what issues they saw cropping up in their clients as a direct result of their workspaces, this is what they told me.  VanessaAs the majority of our work for Bee The Wellness takes place out of our house or on the road and includes a ton of computer time we have identified three issues that cause us the most grief and negatively impact our productivity.  1. Eye strain - Frequent laptop and mobile device sessions can have our gaze fixed at one distance for hours if we don’t take action.2. Lack of movement - When you get out of bed and then you are at work all day you miss out on several opportunities to move. Think walking to your car, walking up the stairs in your office, and running whatever errands you have to do. Adam3. Boredom/ fatigue - Similar to #2 being in the same space morning noon and night can seriously affect our ability to stay focused. It’s like having cabin fever and can sneak up pretty quickly if you don’t get a change of scenery. To combat these issues we create work zones and rotate between them throughout the day. These zones help us to stay productive and check a few items off of our daily fitness list.  I don’t think any of us can argue with any of those issues. In my experience they are all quite ubiquitous in our modern work life. I for one have been experiencing more and more annoying eye problems the older I get (and no I don’t wear reading glasses… not yet anyway. Sometimes I would rather work in a very loud and crowded coffee shop than spend another minute standing at my desk in my office. And I know that I am lucky that a large part of my job involves me getting a lot of movement in my day (remember, I am also the Get-Fit Guy over at QuickAndDirtyTips.com) but I have many clients who feel trapped behind their desk and are simply desperate to find more ways to add more movement to their every day life. So this is where the idea of Work Zones come into play. I will let Vanessa explain.  VanessaSo what are work zones? They are spaces you identify throughout your home, office, and common spaces like hotels, where you can set up shop and work. There really is no limit to how you set up your spaces but we like to make sure we at least cover these three bases: Adam1) Sit-to-stand: This is where your technical work gets done and the place to put any specialty gear you require. A podcast recording setup for example. 2) Outdoor: Like the name implies we want this space to be outdoor or as close to it as possible. Somewhere with distant views, fresh air, and outdoor light.3) Gym Space: This does not need to be fancy, just a spot with a few fitness tools and the freedom to move. Vanessa I am sure your mind is already scheming, already taking stock of the benefits you will glean, the energy you will reclaim and the focus you will gain but our guests have a few more benefits.  So what are the benefits? 1st there is the physical benefits from frequent movement: Changing your physical position, sit to stand, leaning back into a stool which allows the hip capsule to remain open, captain morgan. Any new position you can create for your body helps decrease the problems associated with not only repetitive motion but the rigidity that staying in one place creates. We know that lack of movement  is bad for circulation, mobility, and maintaining consistent energy and focus throughout the day. So creating new positions is important Adam 2nd we know staring at the computer all day can cause eye strain: A great practice is take to breaks and stare off in the distance to give the muscles in the eye a chance to work. By moving outside where we can actually focus on something in the distance we offer our eyes the opportunity to work in a way that strengthens the muscles and helps prevent fatigue.  Vanessa 3rd. As with any job one of the greatest challenges we face is a diminishing ability to focus or stay engaged: Changing our work zone serves as a way to break up the monotony of the  day and gives us a chance to feel refocused without losing productivity and time.  Those are all great points but let’s get some concrete examples of how this can work in the real world.  Adam With this in mind, we like to actually move around the house into different work zones. Going from our standing work stations, to sitting at the kitchen table, to working from the various counters in our house helps us to create different positions for our bodies to move through.  We include an outside work station where we can take breaks from  staring at the computer screen and get some fresh air, sunlight & vitamin d to help keep us invigorated as well as calm and focused.  We also have a simple gym set up where we can grab a couple sets of basics movements like squats, kb swings or pull-ups throughout the day. The gym space is a great stop over when we are working on something the requires creativity and abstract thought and strategy...getting a little movement in can help inspire new ideas or different ways of looking at old ones. If you are having trouble visualizing how this might work, I will embed a video of our Workplace Hero friend, Katy Bowman, over at workplacehero.me/workzones where she shows exactly how she moves from one work area to another in her house (she calls it a Dynamic Work Space), using different positions, levels, heights and all the stuff that Vanessa and Adam are talking to us about today. And don’t worry, she sped the video up so you don’t have to sit there for an entire hour just to see how she does this.  Ok! I think we have some great ideas here which means it is my favourite time of the podcast. Vanessa, can you give us some homework? Vanessa HomeworkSee if you can create three different work zones and move between your work zones every 90 minutes or so. Each one should:- Change the space you’re in can reinvigorate your focus = better productivity, - reduce eye strain by focuses off in the distance,- give you some fresh air, sunlight, vitamin d calm central nervous system, - break up the day up so that you are less bored. For me, it works like this:- I have my standing work station in my office with my main computer on it (with two huge monitors),- Laptop computer that I take upstairs to the kitchen or living room to place on the table (I try to avoid my lap) so I can sit down to really concentrate on my writing, - A high table outside on the balcony that faces the mountains in North Vancouver so I can make or return Skype calls while focussing my eyes on some snowy peaks that are really far away and getting some sun on my skin,- A yoga mat, a foam roller, some resistance bands and a set of Powerblock dumbbells in the corner of the living room that I can jump on any time I need to stretch out or raise my heart rate.  I think I have it nailed!  Vanessa We hope you will take a look at how you can create this various zones in your workplace. Whether you work from home, are in a traditional workspace or out on the road, creating work zones has been a tremendously helpful tool for us and we think it will be for you too. I couldn’t have said it better myself. Thanks Adam and Vanessa. It was great having you on the podcast. It’s been lonely being a solo workplace hero for the last few weeks.  And with that in mind, if you have a suggestion for a Guest Hero or even just a topic that I haven’t covered yet, shoot me an email at podcast@workplacehero.me. I am always happy to oblige! ** Workplace Hero is researched, written, narrated and recorded by me Brock Armstrong with editing help from Eleanor Cohen. Podcast logo by Ken Cunningham and original music by my band, The Irregular Heartbeats. For more information on today’s Guest Heroes, Vanessa and Adam Lambert, go to beethewellness.com (that’s with two Es) and while you are there make sure to check out their podcast.  Now go make this week a diverse one.

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Mignon Fogarty inspired me big time during a session at New Media Expo this past winter. She started her podcast Grammar Girl 8 years ago and quickly turned it into a network of her friends giving quick tips. Now partnered with MacMillan publishing, QuickandDirtyTips.com is ALWAYS in the What’s Hot category on iTunes and Mignon is the writer of over 7 books on writing and grammar. In this episode, learn what it was like to be put on the spot to correct OPRAH’S grammar as well as what it’s like to take a HUGE partner and relinquish some control over your baby.

After a few great questions from listeners, we have a celebrity guest: Grammar Girl, the best selling author, award-winning podcaster, and brain behind Quickanddirtytips.com. She answers dorky questions about wine grammar in her fun, brilliant style! Listener questions were: What does it mean exactly when someone says a wine is rustic? Have you found wine shopping to be like fashion i.e.; certain items are a better bargain at certain times of the year? Unless I have a specific meal I am planning I tend to buy the same wine to drink and I go through stages. Am I messing up my palate by having a standard that I always go to? I sought out a Blaufränkisch and I was really surprised by how sweet it was. Is this typical of all Blaufränkisch , a Hungarian style, or just that vinter?   And then we get to the famous Mignon Fogarty, AKA Grammar Girl! She answers three questions for me: Should wine types (Cabernet Sauvignon, Merlot, etc) be capitalized in writing? Why are some wine types not capitalized (champagne, sherry) by some wine writers? What's the deal with variety v. varietal? Mignon is a great person, brilliant, fun, and I'm thrilled we connected. Find her at: http://www.quickanddirtytips.com/grammar-girl And more about her new project, Peeve Wars here: http://FundAnything.com/peevewars