Podcasts about quickanddirtytips

1040. Laura explains the hidden risks of canceling credit card accounts. You'll learn how credit utilization works, when closing an account is and isn't worth it, and how to protect your credit if you do decide to close a credit card. Key takeaways:Closing a credit card shrinks your available credit, which causes your credit utilization ratio to spike, resulting in an immediate reduction in your credit scores.Canceling a card you've owned for a while lowers your average age of credit, which can lower your scores. Before canceling a high-fee card, consider applying for a replacement so you maintain your total available credit and won't see your credit scores go down.If you don't want a card or its annual fee outweighs the perks, closing it can be worth a temporary credit score dip–unless you plan to make a significant purchase, like a car or home, within the next six months.If you're not disciplined with credit cards, closing them can be worthwhile to prevent overspending and future financial problems.Discover more from Money Girl!FacebookMoney Girl NewsletterThe Money Stack NewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

567. There's a voice in your head that has opinions about everything you do — and most of them are unkind. It replays your mistakes. It pre-edits your ideas before you even say them. It tells you that you're too much, not enough, or both at once. This week Dr. Judy Ho unpacks the inner critic: where it comes from, why it's louder for some people than others, what the neuroscience says about why it's so hard to shut up — and three evidence-based tools to change your relationship with it for good.Have a mental health question? Email Dr. Judy's team at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this episode, which first aired in July 2024.Take stock of your finances with Laura's mid-year checklist for more money success.Money Girl is hosted by Laura Adams. A transcript is available at QuickandDirtyTips.comHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/ Hosted on Acast. See acast.com/privacy for more information.

On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this episode, which first aired in April 2020.Episode 594: In times of crisis, negative thoughts lurk around every corner. Use these techniques to rediscover your optimism and bump up your productivity.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1039. Laura answers a listener's question about managing multiple 401(k)s with her current and previous employers. Find out the pros and cons of holding old retirement plans, how to streamline your strategy, and simultaneously reach other financial goals, like homeownership.Key takeawaysConsolidating old retirement plans into one low-cost IRA or your current employer's plan simplifies your asset allocation and protects your retirement growth from redundant account fees.Always request a direct trustee-to-trustee rollover when moving funds between retirement accounts to eliminate the risk of missing the strict 60-day deadline.Workplace retirement plans offer federal protection against creditors with no dollar limit. IRAs are protected by state-specific laws, making plan-to-plan rollovers an attractive choice for those prioritizing maximum creditor protection. First-time homebuyers can withdraw up to $10,000 penalty-free (but not tax-free) from an IRA ($20,000 for qualifying married couples) for a primary residence.Early retirement withdrawals for a home down payment should generally be secondary to building a dedicated home down payment savings fund.Discover more from Money Girl!FacebookMoney Girl NewsletterThe Money Stack NewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1038. Are you thinking about buying your first home but feeling overwhelmed by interest rates, upfront costs, and hiring a real estate agent? Host Laura Adams walks you through 9 tips every first-time homebuyer must know to protect their finances and land the right deal.Key Takeaways:How subtle changes in your credit score can save (or cost) you tens of thousands in today's rate environment.Most mortgage underwriters look for a maximum debt-to-income ratio of 45% to 50%, which includes your existing debts plus the new estimated housing payment.Hidden homeownership expenses—from surging insurance premiums to HOA fees.You should budget 2% to 5% extra for closing costs beyond your down payment to cover loan origination, appraisals, taxes, insurance reserves, and title fees.Why you need an additional 5% of a home's purchase price saved on top of your down payment.A prequalification provides a loose baseline for house hunting, but you need a verified preapproval before making official offers on properties.Contract contingencies, such as financing, appraisal, and home inspections, safeguard your earnest money deposit if unmanageable structural defects arise.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

873. Colonoscopy prep flushes everything out of your large intestine, including the trillions of bacteria that make up your gut microbiome. So once it's over, is that a chance to rebuild your intestinal flora better than before? A listener named Fred wondered the same thing, and when he asked his gastroenterologist, the idea got pooh-poohed. In this episode, Monica digs into what colonoscopy prep actually does to your gut bacteria, how quickly a healthy microbiome bounces back, and whether that reshuffling opens a real window to influence which species take hold. She shares her common-sense approach to restoring gut flora afterward, from the fiber-rich foods that feed beneficial bacteria to the fermented foods linked with greater microbiome diversity, plus the two things worth easing off while your gut recovers. And she weighs in on whether probiotic supplements are worth your money or just wishful thinking.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinagel.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

566. You got the promotion, the degree, the recognition — and still you're waiting for someone to figure out you don't actually belong there. That feeling has a name, a neuroscience, and — surprisingly — a silver lining. This week Dr. Judy Ho unpacks imposter syndrome: why even the most confident people feel it, where it shows up beyond the workplace, how it presents differently across genders, and why it might secretly be one of the engines behind your best work. Plus three tools to stop it from running the show.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

907. When should your team reflect on what went wrong, and when should you just move on? Rachel Cooke uses Ted Lasso's "be a goldfish" mantra to unpack the balance between looking back and looking ahead, then shares five questions—three that mine the past, two that aim at the future—to help your team do both intentionally. Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this episode, which first aired in Jne 2021.Episode 654: Greg McKeown, bestselling author of Essentialism and Effortless, joins the Modern Mentor podcast to share his wisdom on making things simpler, smaller, and generally more effective.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

795. Laura answers a listener question about how to invest in a brokerage account, including the rules you need to know and the best strategy for diversification.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1037. What actually happens legally and financially when you say "I do"? Laura Adams interviews veteran New York City divorce trial lawyer Jim Sexton about the often misunderstood world of matrimonial law. Whether you are happily single, engaged, or decades into a marriage, Jim's advice will completely change how you view love, risk, and asset management.Key takeaways:Be aware that if you don't create your own prenuptial agreement, the state's default laws will apply at the time of a divorce.Keeping a baseline of financial privacy and separate funds alongside a joint account can clarify your intentions in a divorce. When dating, pay attention to someone's risk tolerance so you understand how they feel about debt, gambling, or anything that could stress a family.Even in the most trustworthy relationships, completely relying on a spouse to manage money is dangerous because an unexpected crisis could arise.The secret to successful long-term relationships isn't flashy; it's a series of small, consistent habits like regular check-ins, communication, and proactive financial transparency that prevent misery before it starts.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

565. You've always been this way. You've just gotten better at hiding it. Adult ADHD is one of the most underdiagnosed and misunderstood conditions in mental health — particularly in women, high-achievers, and anyone who learned to compensate before anyone noticed. This week, Dr. Judy Ho cuts through the myths, explains how adult ADHD differs from the childhood version, clarifies what the diagnostic criteria actually require, and offers three evidence-based attention-training tools you can start using today.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

906. Leaders are frustrated that teams aren't delivering. Teams are exhausted and hitting walls. And the instinct is to pull harder. But the real work is finding the knots leadership has inadvertently tied, and undoing them one at a time. In this episode, Rachel talks about the unsexy work that actually unlocks speed.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

Summer Saturdays: Best of QDT Encore Episode: This episode originally aired January 2020.581. Running all-out all the time is the sure path to burnout. Productivity happens when you know how to use your energy wisely.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1036. Is Social Security in trouble, or is it just a lot of political noise? Laura answers a listener's question about what the changes to the retirement fund mean for your financial future. You'll learn the new tax caps that employees and the self-employed must pay and how to protect your retirement safety net.Key takeawaysAccording to the latest 2026 Trustees Report, the Social Security retirement fund is now projected to face a shortfall by 2032, sooner than previous estimates.The Social Security wage base has increased to $184,500 for 2026. High earners will pay a maximum of $11,439 as employees, while the self-employed face a maximum cap of $22,878.Retirement benefits for Social Security participants are based on your highest 35 years of earnings.While you can claim benefits as early as age 62, doing so permanently reduces your benefits by about 30%. Delaying benefits past your Full Retirement Age (FRA) pays 8% more per year until age 70.Social Security benefits may be taxable if your "combined income" (AGI + tax-exempt interest + 50% of benefits) exceeds modest thresholds.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1035. Host Laura Adams sits down with Plannie founder Annie Lee to expose the most common financial pitfalls couples make. Annie breaks down the "macro approach" to wedding design, explaining how to test-drive a planner and focus your budget for a luxury feel at a fraction of the cost. Key takeaways:Why overinvesting in a wedding venue is the most common budget mistake.How to focus on event expenses that are impactful and instantly set the mood for guests.Why locking in the lowest number of guests on catering and venue contracts is wise.Leave a buffer in your budget for overlooked expenses, such as administrative fees, taxes, and tips, which can drive your final bill up by 30%.How Plannie's hourly expert consultants can help tackle budget creation, contract reviews, day-of timeline coordination, and much more.Working with a Plannie consultant on one or two small hourly assignments (like a venue search or budget review) to test their communication, speed, and compatibility is wise before making a full commitment to work together.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

872. Social media is full of alarming food lists: staples a cancer survivor swore off, ingredients a nutritionist says to toss immediately. In this episode, Monica works through three listener questions that share a common thread -- microwave popcorn and PFAS, microplastics in chewing gum, and whether mold makes oatmeal a risk. She sorts the legitimate concerns from the inflated ones, and explains why cooking your oats for 10 minutes won't do what a viral claim promises.Related Episodes480 - Can Xylitol prevent bone loss?856 - Is coffee mold actually making you sick?Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinagel.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

564. You already know attachment styles exist. But do you know what yours sounds like? In this episode, Dr. Judy Ho goes beyond the quiz results and into the actual self-talk running beneath the surface — the quiet inner monologue that drives your relationship patterns, your emotional reactions, and the way you see yourself. Drawing from her book The New Rules of Attachment, Dr. Judy introduces four renamed attachment styles, their signature self-statements, and three evidence-based tools to start rewriting the operating system.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

905. Everyone's maxxing something now. Their sleep, their skin, their fiber, even their jawline. But underneath the ring lights, each of these trends is quietly teaching a real principle about getting better at something. This week, Rachel Cooke builds the trend nobody's named yet, successmaxxing, by stealing the smartest lesson from five maxxing trends and pointing it straight at your career.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1034. Watching the young adults in your life navigate their first "real" job is an exciting milestone—but it can also be stressful if you notice them carrying credit card debt or skipping out on savings. Laura answers a heartfelt question on this topic with five non-judgmental strategies to guide a young person toward financial success without sounding overbearing. Key takeawaysTo help a young adult improve their personal finances, trade lectures for personal storytelling, like sharing your money blunders.Ensure a first-time Gen Z earner understands that paying only the minimum on high-interest debt is a trap that escalates the cost of original purchases.Frame credit cards as sophisticated financial tools with excellent benefits that need to be handled carefully, such as with automated payments to avoid interest.Investing when you're young allows you to build wealth for less out-of-pocket than waiting until you earn more. Not maximizing an employer's retirement match is like turning down a salary raise for no extra work.Ask open-ended questions about a young adult's lifestyle goals, workplace benefits, and day-to-day spending shocks rather than telling them how to budget.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1033. Host Laura Adams sits down with family law attorney Cari Rincker to unpack the crucial intersection of love, law, and your wallet. Cari reveals why every couple already has a prenuptial agreement (whether they signed one or not) and discusses legal differences between states for divorce. You'll learn how to protect your assets, open the lines of communication, and build a secure financial future together.Key TakeawaysWhy your state's default divorce laws may not be the prenuptial agreement you want in force if you break up.Start the prenup process at least three months before your wedding to ensure ample time for financial disclosures and any tough conversations.In states with equitable division (like Illinois and New York), assets are divided in divorce based on factors the courts use to determine what's “fair.”In community property states (like California and Arizona), there is a more straightforward split of assets and liabilities than in equitable states.The laws of the state where you actually file for the dissolution of the marriage are what will apply, not where you got married.Be sure you have access to your household's financial records, including tax returns, bank statements, and online account logins.To save on the steep emotional and financial costs of a divorce or asset negotiation, couples should avoid fighting over minor details and instead focus their energy on their highest-priority issues.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

871. Your doctor says your LDL is too high and you'd rather change your diet than take a pill. The Portfolio Diet promises results that rival statin drugs -- but wait until you hear what it actually takes to follow it. Nutrition Diva breaks down the science, the evidence, and the real-world catch. References:Effects of a Dietary Portfolio of Cholesterol-Lowering Foods vs Lovastatin on Serum Lipids and C-Reactive Protein | Cardiology | JAMA | JAMA Network Assessment of the longer-term effects of a dietary portfolio of cholesterol-lowering foods in hypercholesterolemia - ScienceDirect Related Episodes:560 - Fiber 2.0—Fiber's New Science of Health-Boosting Benefits 592 - Is Soy Healthy or Harmful?260 - What Are Phytosterols?Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

563. True crime has made 'psychopath' one of the most recognized — and most misunderstood — words in popular culture. This week, Dr. Judy Ho brings her forensic psychology lens to what psychopathy actually is, the critical distinctions between psychopathy, sociopathy, and antisocial personality disorder, why psychopaths may be hiding in plain sight in corporate boardrooms, and what neuroscientist Dr. James Fallon's accidental self-discovery tells us about the brain behind the behavior.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

904. Most of us define productivity as doing more, faster — but when budgets shrink and the path forward gets murky, speed turns into a liability. Rachel shares five ways to boost your productivity during uncertain times, including how to make faster decisions, avoid duplicating work your team's already doing, and judge your choices by your process instead of the outcome — a trap that poker pro and decision expert Annie Duke calls “resulting.”Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1032. Do you have extra side hustle income that's pushing you into a higher tax bracket? In this episode, Laura answers a listener's question about whether new self-employment earnings mean it's time to switch from a Roth to a traditional 401(k) or IRA. You'll learn how to use retirement contributions to lower your taxable income today, the fundamental tax differences between these accounts, and how to choose the best strategy for your small business income. Key takeawaysTraditional retirement accounts allow tax-deductible contributions, but withdrawals in retirement are fully taxed.Roth retirement accounts don't have an upfront tax benefit, but allow your investment growth and future retirement withdrawals to be entirely tax-free.Choosing between a traditional and Roth account depends on guessing about your future tax rate, but could also be a preference for having taxable or tax-free income in retirement. If you believe your tax rate is lower today than it will be in retirement, choose a Roth. If your income increases so that your current tax rate is higher today than you expect in the future, choose a traditional retirement account. Using a hybrid approach and splitting retirement investments between traditional and Roth in the same year can be wise.When you have self-employment income, you qualify for small business plans, such as a solo 401(k) or a SEP-IRA.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1031. Are you curious about hiring a wedding or event planner? Amanda Savory from Amanda Savory Events (ASE), a premier agency in New York City, joins Laura to discuss tips for working with a planner, ways to cut costs, and how to have an unforgettable wedding day. Find Amanda Savory on Instagram @amandasavoryevents.Key TakeawaysA wedding planner should help you clarify your top priority, such as food, music, or location, and create a realistic budget to achieve it.Taxes and gratuities are a couple of expenses that are easy to forget, but that an event planner should automatically incorporate into a budget.A destination wedding could save money, but the number of attendees is likely the primary factor that affects the cost.Modern weddings can mean splitting the cost between the couple and their families in any way that makes them comfortable. Working with a wedding planner is an investment; however, their experience can save time, prevent mistakes, and help you spend your budget efficiently.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

870. Parasite cleanses are all over social media right now -- promising to explain your bloating, brain fog, and fatigue. But do they actually work? Monica digs into the science behind these trending protocols, what parasites really look like (spoiler: not what the influencers are showing you), and when you might actually need to worry. References:Effective Laboratory Diagnosis of Parasitic Infections of the Gastrointestinal Tract: Where, When, How, and What Should We Look For? - PMC Diagnosis of Parasitic Diseases | Parasites | CDC Ivermectin for preventing and treating COVID‐19 - PMC Can ivermectin be used to treat COVID-19? Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinagel.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

562. You're hitting your goals. You're showing up. You're making it look easy. And you haven't had a full night's sleep in months. High-functioning anxiety is one of the most common — and most invisible — experiences in modern adult life. This week, Dr. Judy Ho unpacks what it actually is (and what it isn't), why the people who have it are often the last to get help, and three evidence-based tools to start treating the root rather than just managing the output.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

903. Most teams have mastered pushing hard. Some are even getting better at rest. But there's a third thing — the active recovery phase — that almost no one is protecting time for, and it's the one that turns raw effort into real capability. Rachel introduces the Breathing Room: a standing block on the calendar built not for output, but for reflection, after-action reviews, and solving hard problems together. Here's why it keeps getting cancelled, and five specific ways to use it when you don't.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1030. If you have federal student loans or plan to use them to finance higher education, you must understand significant upcoming changes to the program. Find out the benefits and downsides of new legislation and how it could affect your finances if you're a current or future student loan borrower. Key takeawaysDue to the One Big Beautiful Bill, massive changes to federal student loans will roll out on July 1, 2026, including annual and lifetime borrowing limitsThe SAVE repayment plan is shutting down, and those currently enrolled must choose a new repayment plan within 90 days of notification from their lender.Borrowers who miss the SAVE deadline will be automatically enrolled in standard repayment, which could spike their monthly payments.Federal student loan repayment plans will be cancelled or phased out and replaced by the new Repayment Assistance Plan (RAP), which launches on July 1, 2026.RAP sets payments at 1% to 10% of your adjusted gross income, waives any unpaid monthly interest, matches up to $50 per month toward your principal balance, and extends loan forgiveness to 30 years.If you want to shorten your loan forgiveness, enrolling in a legacy repayment plan may be a better option to discuss with your loan servicer. Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1028. Does the cost of a summer vacation mean you have to stay home this year? Rising prices for travel, gas, food, and lodging can make a family getaway feel out of reach. But with the right strategies, you can enjoy a memorable summer trip without overspending or going into debt.In this episode, Laura shares practical ways to stretch your travel budget, from choosing affordable destinations closer to home to saving money on fuel, food, accommodations, and entertainment. Whether you're planning a road trip, a weekend getaway, or a staycation, you'll learn how to create meaningful family experiences while keeping costs under control.Key TakeawaysConsider destinations closer to home to reduce transportation costs and maximize family time.Save money on road trips with smart planning for fuel, meals, and routes.Cut lodging expenses by traveling during shoulder season and choosing accommodations with kitchen access.Find free or discounted activities that deliver fun without straining your budget.Build an affordable vacation around destinations that offer both low-cost attractions and reasonably priced accommodations.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

561. People are baking sourdough, taking up needlepoint, going on phone-free walks, and joining knitting circles — and experts say it's one of the healthiest things they could be doing. This week, Dr. Judy Ho unpacks the neuroscience behind the slow living trend: why tactile, analog hobbies are a clinically meaningful antidote to urgency culture and digital burnout, what 'flow state' actually is and how it heals the brain, and how to build your own version of a slower life starting today.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

902. We already know what's slowing us down at work — too many priorities, meetings that go nowhere, no space to experiment, and processes that create drag on everything. So why aren't we fixing any of it? Rachel breaks down why we stay frozen on problems we could actually solve, and how to find the one move between all and nothing that finally gets things moving. Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

Can small habit changes really lead to a more productive, focused, and happy life? They can! Author and podcaster Jeff Sanders's shares his secrets to forming habits that lead to success.Encore Episode: Episode 598 originally aired May 2020Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1028. Laura answers a listener's question about investing a lump sum or using a dollar-cost averaging (DCA) strategy. Find out what DCA is and its pros and cons whether you have a little or a lot to invest.Key takeawaysDollar-cost averaging (DCA) is a simple strategy where you invest a consistent amount at regular intervals.DCA benefits include reducing market risk, needing smaller amounts of cash, and making investing less emotional.DCA can also be a wise strategy when you have a large amount to invest, such as a cash windfall. The main DCA downside is potential missed growth when the market is rising over time.Making a lump sum investment can be wise when your finances are in good shape, don't need to be systematic, have a high risk tolerance, and want to maximize returns.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

749. If you're worried about a recession or just want to strengthen your finances, Laura covers seven steps to take now to ease the impact of a future hardship. Encore episode: This episode originally aired in November 2022.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

868. Aluminum foil is a kitchen staple most of us reach for without a second thought — but should we be more careful about how we use it? This week, Monica breaks down what actually happens when aluminum foil comes into contact with your food, which cooking conditions increase leaching, and whether the aluminum-Alzheimer's connection holds up under scientific scrutiny. Plus, find out whether the shiny side vs. dull side of foil really matters, whether aluminum water bottles are any better than plastic, and simple ways to reduce both your aluminum exposure and your environmental footprint. Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

560. 'Daddy issues' gets thrown around as a punchline — but the psychology underneath it is serious, well-researched, and affects people of every gender. This Father's Day week, Dr. Judy Ho reclaims the term and unpacks what paternal attachment wounds actually are, how they shape adult relationships and self-worth across all genders, what 'good enough' fathering looks like neurologically, and three tools for healing — whether your father is still in your life or not.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

901. Three challenges showing up in organizations everywhere right now. Rachel shares what she's hearing, what she's designing, and what's actually helping teams move.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

898. Randall Munroe joined me last October to talk about his language-themed xkcd cartoons, his simple-language project Up Goer V, his biggest pet peeve, his favorite words, and his new book "What If? 2." But I have to confess that my favorite part was his tidbits about the bee laws.Encore Episode: This episode originally aired in October of 2022.

1027. New graduates can create financial freedom by consistently following a few fundamental money rules. Laura reviews seven tips that can set young adults up for a lifetime of financial success.Expert advice for navigating life after graduation — for new grads and the people cheering them on. From finances and freelancing to nutrition and knowing when to ask for help, find it all in our "Life After Graduation" playlist on Spotify.Key takeaways:Accepting various types of financial help from family can be part of a new graduate's launchpad to independence.Maintaining a cash cushion in a high-yield savings account should be a top priority for creating financial security. Building your credit scores is an excellent way to get access to credit at lower interest rates and save on various products and services. Keeping debt to a minimum and understanding any student loan repayment options can improve your current and future financial well-being.The power of compounding makes it wise to invest sooner rather than later, even if you can only put away small amounts consistently.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1026. Travel insurance expert, Christina Tunnah of World Nomads, breaks down the benefits of coverage and costly mistakes travelers should avoid. From medical emergencies abroad to unexpected trip interruptions, get insider tips on how to travel and explore the world with less risk and financial stress.Interview topics coveredHow to choose a travel plan based on your health, belongings you take on a trip, and the cost of a trip.Whether you should rely on travel protections offered by a credit card.Mistakes travelers make when buying travel insurance and filing claims.How to know if ‘cancel for any reason (CFAR)' is worthwhile coverage you should purchase. Pre-existing medical conditions and other exclusions to watch for when shopping for a travel policy.The difference between expat healthcare and travel insurance.Why having travel medical coverage is essential when traveling abroad.Which countries are affected by war, sanctions, and travel restrictions.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

867. Information about food and nutrition has never been easier to come by. But as more and more people turn to TikTok, YouTube, or ChatGPT for health advice, it's important to consider whether you're looking for inspiration or authority. Monica breaks down how to tell the difference between a good lunch idea and a real health claim, when AI tools can genuinely help, and when you need a qualified professional instead. Expert advice for navigating life after graduation — for new grads and the people cheering them on. From finances and freelancing to nutrition and knowing when to ask for help, find it all in our "Life After Graduation" playlist on Spotify.Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

559. The diploma is in hand. Now what? For millions of new graduates — and the parents watching from the sidelines — what comes next isn't a launch. It's a stall. This week, Dr. Judy Ho unpacks the psychology of 'failure to launch': what it actually is, why it's happening more than ever, and why the answer isn't pressure or tough love — it's understanding what's really getting in the way. Plus: practical tools for both the young adults who feel stuck and the parents trying to help without making it worse.Expert advice for navigating life after graduation — for new grads and the people cheering them on. From finances and freelancing to nutrition and knowing when to ask for help, find it all in our "Life After Graduation" playlist on Spotify.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

900. Graduating into uncertainty isn't new. Every generation has done it. Rachel shares five pieces of career advice she wishes someone had handed her on the way out the door.Expert advice for navigating life after graduation — for new grads and the people cheering them on. From finances and freelancing to nutrition and knowing when to ask for help, find it all in our "Life After Graduation" playlist on Spotify.Modern Mentor is a Quick and Dirty Tips Podcast, hosted by Rachel Cooke!Find more from Rachel at LeadAboveNoise.com.Have a question for Modern Mentor? Email: modernmentor@quickanddirtytips.com Discover more from Modern Mentor!FacebookLinkedInNewsletterTranscripts available on your podcast app or QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

1025. If you're considering selling a home, you may wonder how it will affect your taxes. Laura answers a listener's question on this topic and explains how to use a legit, massive tax exclusion that allows many homeowners to skip home sale taxes altogether.Key takeawaysSelling an asset, such as a home, for a profit results in capital gains tax, with a rate that depends on your income and how long you owned it.The Section 121 exclusion, known as the home sale capital gains tax exclusion, allows eligible single taxpayers to exclude up to $250,000, or joint tax filers up to $500,000 of capital gains on their primary residence.Homeowners qualify for the gains exclusion if they owned and lived in the home for at least two years during the five years preceding the sale.There are legal exceptions where you qualify for the full or partial gains exclusion even if you sell your home before living in it for two of the previous five years.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

1024. Are you ready to quit working or to begin a financially independent lifestyle? Laura covers four ways to access your retirement funds without paying a hefty 10% early withdrawal penalty before 59.5. Key takeawaysUsing a tax-advantaged retirement account has many benefits, but one downside is typically paying a 10% penalty for withdrawals before age 59.5.The rule of 55 is an IRS rule that allows employees to take penalty-free retirement plan distributions when they leave during or after the calendar year of their 55th birthday.With a Roth IRA, you can withdraw your original contributions at any age, for any reason, entirely tax- and penalty-free. A SEPP or 72(t) payment plan is an IRS rule that allows you to take equal distributions from a retirement account penalty-free, no matter your age, if you follow strict guidelines. A brokerage account allows you to take distributions penalty-free, no matter your age, but doesn't offer the tax perks of a retirement account.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308. Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

866. The market is suddenly full of products claiming to prevent or even reverse gray hair — not by dyeing it, but by actually changing what's happening inside the hair follicle. Some of these serums, supplements, and "anti-gray systems" are backed by genuinely interesting science. Others are getting way ahead of the evidence. Today, Monica breaks down the biology of why hair goes gray, what ingredients show the most promise (and for whom), and which products are banking more on your hope than on clinical proof. Nutrition Diva is a Quick and Dirty Tips podcast, hosted by Monica Reinegal.New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a question for Nutrition Diva? Email: nutrition@quickanddirtytips.comFind Monica at wellnessworkshere.comDiscover more from Nutrition Diva:Facebook LinkedInNewsletterTranscripts available at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.

559. You scroll past a photo of someone's vacation, someone's promotion, someone's body — and something in you quietly deflates. That's not weakness. That's your brain doing exactly what it evolved to do. This week, Dr. Judy Ho breaks down the neuroscience of social comparison — why we do it, why social media has made it exponentially harder to resist, and three evidence-based tools to break the ranking cycle and find your way back to yourself.Have a mental health question? Email Dr. Judy's team at at psychologist@quickanddirtytips.comFind Savvy Psychologist on Facebook and subscribe to the newsletter for more psychology tips.Watch on YouTube: www.youtube.com/@SavvyPsychologistMore from Dr. Ho on her other channels:Dr. Ho's website, Substack, LinkedIn.Savvy Psychologist is a part of Quick and Dirty Tips. Find a transcript at QuickandDirtyTips.com. Hosted on Acast. See acast.com/privacy for more information.