Agent Survival Guide Podcast

Selling Affordable Care Act Insurance plans can be a lucrative addition to your business!   Register with Ritter Insurance Marketing   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 6 Ways to Generate ACA Leads 2026 ACA Exchange & FFM Certification Info ACA Enrollment Periods Explained Agent Requirements for ACA Sales Everything Agents Need to Know About Selling in State-Based Marketplaces How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Operating From a People-First Mentality ft. Scott Zimmerman The Complete Guide to Selling Affordable Care Act Plans – FREE eBook Download What is the Health Insurance Marketplace?   References: “5 Steps to Start Selling Marketplace Health & Dental Plans.” HealthCare.Gov, https://www.healthcare.gov/agent-broker-quick-start/. Accessed 5 Aug. 2025. “Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, https://www.healthcare.gov/lower-costs/. Accessed 5 Aug. 2025. “Marketplace Enrollment, 2014-2025.” KFF, 8 July 2025, https://www.kff.org/affordable-care-act/state-indicator/marketplace-enrollment/. “New Agents' and Brokers' Guide to Plan Year 2025 Marketplace Registration and Training.” Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/new-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 5 Aug. 2025. “Over 24 Million Consumers Selected Affordable Health Coverage in ACA Marketplace for 2025.” CMS.Gov, https://www.cms.gov/newsroom/press-releases/over-24-million-consumers-selected-affordable-health-coverage-aca-marketplace-2025. Accessed 5 Aug. 2025. “Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, https://www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 5 Aug. 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Lisa Marzolino and Danica Stover join Sarah to talk about ICHRA (Individual Coverage Health Reimbursement Arrangements) and the partnership between Nexben and Ritter Insurance Marketing. Listen to learn more about this exciting opportunity for agents!   Questions about ICHRA? Ready to get started? Reach out to Nexben at RitterICHRA@nexben.com or call 1-888-613-6461.   Resources: 5 Things About ICHRA How an ICHRA Partnership Can Support ACA Sales ICHRA vs. QSEHRA vs. Group Health Plans: Sales Opportunities for Insurance Agents Questions to Ask Clients Shopping for an ACA Plan   References: “A Broker's Guide to ICHRA Defined Contributions: Strategies, Affordability, and Examples.” Nexben.Com, Nexben, 31 July 2025, www.nexben.com/blog/a-brokers-guide-to-ichra-defined-contributions-strategies-affordability-and-examples. “ICHRA Guide for Individual Coverage HRAS 2025.” Takecommandhealth.Com, Take Command Health, 10 June 2025, www.takecommandhealth.com/ichra-guide. “ICHRA Reporting Requirements: Details to Know & How Nexben Helps.” Nexben.Com, Nexben, 18 June 2025, www.nexben.com/blog/ichra-reporting-requirements-details-to-know-how-nexben-helps. “The Power of an ICHRA: ICHRA Benefits for Employees, Employers, and Brokers.” Nexben.Com, Nexben, 17 Apr. 2025, www.nexben.com/blog/the-power-of-an-ichra-ichra-benefits-for-employees-employers-and-brokers.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Not affiliated with or endorsed by Medicare or any government agency.  Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. 

The Friday Five for August 22, 2025: Field Notes on OBBBA, Spotify, and TikTok D. Power Medicare Advantage Member Satisfaction Survey Sonder Health Plans Inc. Termination Short-Term Medical Plan Regulation Update Judge Vacates HHS MA Commissions Lawsuit   Get Connected:

In this Field Notes episode we're reviewing Agency Management Systems to automate tasks, distribute leads, and streamline your business.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Agency Management Systems: AgencyBloc AMS+ AMS360 Hawksoft MedicarePRO NextAgency Radius Agency   Resources: How to Sell Final Expense Insurance FREE eBook Download How to Recruit Agents to Your Downline Integrity Tools for Insurance Agents The Difference Between Captive and Independent Agents Your Best AEP Yet with Ritter Insurance Marketing   References: “AMS360.” Vertafore, https://www.vertafore.com/products/agency-management-software/ams360. Accessed 31 July 2025. “Agency Management System Built for You!” Radius, https://www.radiusbob.com/. Accessed 5 Aug. 2025. “Agency Management System/CRM for Health & Life Insurance: Agencybloc.” AgencyBloc Insurance Agency CRM, https://www.agencybloc.com/. Accessed 31 July 2025. “AMS vs CRM: Choosing the Right Fit for You.” AMS vs CRM: What's Right for You?, https://www.glueup.com/blog/ams-vs-crm. Accessed 31 July 2025. HawkSoft. “Privacy.” HawkSoft, https://www.hawksoft.com/privacy/. Accessed 31 July 2025. “Industry Standard CRM and Sales Tool.” MedicarePRO, https://www.medicareproapp.com/site/siteController/index. Accessed 5 Aug. 2025. HawkSoft. “Insurance Agency Management System.” HawkSoft, https://www.hawksoft.com/agency-management-system/. Accessed 31 July 2025. Katz, Alan. “Nextagency Agency Management System.” NextAgency, 2 Aug. 2025, https://nextagency.com/. “Riskmatch for Agencies & Brokers.” Vertafore, https://www.vertafore.com/products/insurance-analytics-tool/riskmatch. Accessed 31 July 2025. “Sales Enablement Tools for Health & Life Insurance Agencies.” AgencyBloc Insurance Agency CRM, https://www.agencybloc.com/ams/sales-enablement/. Accessed 5 Aug. 2025. Presson, Molly. “What Is an Agency Management System?” Home, PlanYear, Inc., 18 Apr. 2023, https://www.planyear.com/blog/what-is-an-agency-management-system.    Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.

Connect with your clients in more than one way. Check out our recommendations for video calling software!   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Video Communication Resources: Google Meet Google Workspace Microsoft Meet Phone.com RingCentral Zoho Webinar Zoho Meeting Zoom Webinars Zoom Workplace   Resources: 5 Things From the 2025 Budget Reconciliation Bill Field Notes for Agents Playlist Register with Ritter Insurance Marketing Setting Up Your Insurance Business Structure ft. Frank Lavery & Justin Abodalo The Insurance Agent's Guide to Generating Referrals – FREE eBook Download   References: “AI-Powered Online Video Meetings.” RingCentral, https://www.ringcentral.com/video.html. Accessed 24 July 2025. “Collaboration Tools for Teams of All Sizes.” Zoom, https://www.zoom.com/en/products/collaboration-tools/. Accessed 24 July 2025. “Deliver Your Message, Captivate Your Audience.” Zoom, https://www.zoom.com/en/products/webinars/. Accessed 24 July 2025. “Google Meet: Online Web and Video Conferencing Calls | Google Workspace.” Google Workspace, Google, https://workspace.google.com/products/meet/. Accessed 24 July 2025. “Google Workspace: Secure Online Productivity & Collaboration Tools.” Google Workspace, Google, https://workspace.google.com/. Accessed 24 July 2025. Asurion. “How to Share Your Screen on Facetime.” Asurion, 6 Feb. 2025, https://www.asurion.com/connect/tech-tips/share-iphone-ipad-screen-facetime/. “Online Meeting Software & Platform - Zoho Meeting.” Zoho, https://www.zoho.com/meeting/. Accessed 24 July 2025. “Small Business Communication Software: Microsoft Teams.” Microsoft, https://www.microsoft.com/en-us/microsoft-teams/small-medium-business. Accessed 24 July 2025. “Video Meetings.” Phone.Com, 21 Feb. 2025, https://www.phone.com/video-meetings/. “Zoho Webinar: Video Webinar Platform & Tool.” Zoho, https://www.zoho.com/webinar/. Accessed 24 July 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Stay in touch with clients, expand your network, and grow your business with these email communication tools!   Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Email Communication Resources: AgencyBloc AgentMethods' AMPlify Canva Constant Contact Google Workspace MailChimp MedicareCENTER Microsoft 365 ReminderMedia Ritter Insurance Marketing SquareSpace Zoho Mail   Ritter Resources: Are Your Medicare Marketing Materials Compliant? Content Library Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You Modern Medicare Marketing for Today's Agents - FREE eBook Download The Ritter Blog   References: “Agency Management System/CRM for Health & Life Insurance: Agencybloc.” AgencyBloc Insurance Agency CRM, https://www.agencybloc.com/. Accessed 22 July 2025. AgentMethods. “Insurance Marketing Automation - Increase Sales, Renewals, and Referrals.” AgentMethods, https://www.agentmethods.com/amplify/. Accessed 22 July 2025. “Can-SPAM Act: A Compliance Guide for Business.” Federal Trade Commission, 22 July 2025, https://www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business. CANVA: Visual Suite for Everyone, https://www.canva.com/. Accessed 22 July 2025. “Digital and Email Marketing Platform | Constant Contact.” Constant Contact, https://www.constantcontact.com/. Accessed 22 July 2025. “Email Marketing Tools & Templates.” Squarespace, https://www.squarespace.com/email-marketing. Accessed 22 July 2025. “Email Users Statistics and Facts.” Market.Us, 18 Nov. 2024, https://market.us/statistics/internet/email-users/. “Gmail: Private & Secure Email for Personal or Business | Google Workspace.” Google, Google, https://workspace.google.com/products/gmail/. Accessed 22 July 2025. “Health Insurance Portability and Accountability Act (HIPAA) & Health Information Technology for Economic and Clinical Health (HITECH) Act - Microsoft Compliance.” Microsoft Compliance | Microsoft Learn, https://learn.microsoft.com/en-us/compliance/regulatory/offering-hipaa-hitech. Accessed 22 July 2025. “Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 22 July 2025. “Microsoft Outlook (Formerly Hotmail): Free Email and Calendar: Microsoft 365.” Microsoft Outlook (Formerly Hotmail): Free Email and Calendar | Microsoft 365, https://www.microsoft.com/en-us/microsoft-365/outlook/email-and-calendar-software-microsoft-outlook. Accessed 22 July 2025. “Personally Branded Marketing 2025.” ReminderMedia, 10 Mar. 2025, https://remindermedia.com/. “Secure Business Email Hosting for Your Organization: Zoho Mail.” Zoho, https://www.zoho.com/mail/. Accessed 22 July 2025. “Turn Emails into Revenue.” Mailchimp, https://mailchimp.com/. Accessed 22 July 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

The best tool to connect with your clients is in your hands! We've compiled a list of applications that make compliant communication through the phone a lot easier. Listen to learn more!   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Phone & VolP Resources: AgencyBloc Phone.com RingCentral Zoom Phone   Call Recording Application Resources: AgencyBloc's Plus Suite Integrity's MedicareCENTER Recordia Telephony Service Senior Market Sales CallRecording Solution TTEC Mobile Record and Store Now   Ritter Resources: eBooks & Guides Field Notes Episode Playlist The Ritter Blog   References:   Tautimes, Mari. “Should Insurance Agents Use Text Messages to Communicate with Clients?” Western Asset Protection Blog, Western Asset Protection, 16 May 2019, info.westernassetprotection.com/blog/should-insurance-agents-use-text-messages-to-communicate-with-clients Dice, Zach. “VoIP vs. Company Cell Phones: Which Is Best for Your Business?” Dice Communications Blog, Dice Communications, 3 Nov. 2022, dicecommunications.com/six-key-differentiators-between-company-cell-phones-and-voip Alder, Steve. “HIPAA Training Requirements.” HIPAA Journal, HIPAA Journal, 21 May 2023, www.hipaajournal.com/hipaa-training-requirements/                            “Telephone Consumer Protection Act 47 USC § 227.” Federal Communications Commission, Federal Communications Commission, www.fcc.gov/sites/default/files/tcpa-rules.pdf Accessed 22 July 2024. Alder, Steve. “The Use of Technology and HIPAA Compliance.” HIPAA Journal, HIPAA Journal, 27 Nov. 2023, www.hipaajournal.com/the-use-of-technology-and-hipaa-compliance/  “Worldwide Texting Statistics.” Vermont State Highway Safety Office, State of Vermont, 20 June 2018, shso.vermont.gov/sites/ghsp/files/documents/Worldwide%20Texting%20Statistics.pdf Staff in the Office of Technology. “Can-SPAM Act: A Compliance Guide for Business.” Federal Trade Commission, 17 Jan. 2024, www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

The Friday Five for August 15, 2025: Threads, Waze, AEP Countdown CMS 2026 Medicare Part D Bid Information Medicare Part B Cost Projections 2026 COLA Estimate CY2026 ACA Premium Rate Filings   Get Connected:

Hear tips and advice from industry veterans about making sales and connecting with new clients. If you just started in the insurance industry, this episode is for you!   Work with Ritter Insurance Marketing   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Ritter Resources: How Insurance FMOs Work – FREE eBook Integrity Tools & Resources PlanEnroll – Take Your Business to the Next Level The Ritter Platform Your Step-By-Step Guide to Getting Started in Insurance Sales - FREE eBook   Ritter Blog: 10 Essential Tools for Beginner Insurance Agents Are You Self-Sabotaging Your Insurance Sales Success? Questions to Ask Clients Shopping for an ACA Plan   More episodes from ASG: AHIP Test Tips and Tricks for Medicare Certification Medicare Enrollment Periods Explained The Difference Between Captive and Independent Agents   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Stay organized with help from the Agent Survival Guide! In this episode, we've got notes on digital calendars for agents.   Read the text version   Resources: 5 Things From the 2025 Budget Reconciliation Bill Field Notes on Digital Marketing Resources Field Notes on Productivity Tools Field Notes on Project Management Solutions Field Notes on Traditional Marketing Resources Register with Ritter Insurance Marketing The Ultimate Agent Resource List Pt. 1: Market Yourself The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients The Ultimate Agent Resource List Pt. 3: Staying Organized   Digital Calendar Tools: Calendar in Microsoft Outlook Fantastical Google Calendar Morgen   References: Singh, Shubham. “iPhone Users & Sales Statistics 2025.” Demandsage.Com, DemandSage, 7 July 2025, www.demandsage.com/iphone-user-statistics/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Go granular with Sarah as we dive deeper into productivity tools to focus specifically on project management solutions. Use these suggestions to organize and scale your workflow!   Read the text version   Get access to Ritter Insurance Marketing Solutions – Register today   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Project Management Solutions: Asana Basecamp Monday.com Trello Wrike   Resources: Field Notes on Digital Marketing Resources Field Notes on Productivity Tools Field Notes on Traditional Marketing Resources The Ultimate Agent Resource List Pt. 1: Market Yourself The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients The Ultimate Agent Resource List Pt. 3: Staying Organized   References: Gurnov, Artem. “Best 21 Project Management Tools in 2025: Expert Reviews and Comparisons.” Wrike.Com, Wrike, 3 July 2025, www.wrike.com/project-management-guide/faq/what-are-project-management-tools/. “From Agile to Waterfall: A Breakdown of Project Management Methodologies.” Park.Edu, Park University, 23 May 2025, www.park.edu/blog/from-agile-to-waterfall-a-breakdown-of-project-management-methodologies. “Top 6 Project Management Methodologies to Boost Efficiency.” Virtuallatinos.Com, Virtual Latinos, 4 Mar. 2025, www.virtuallatinos.com/blog/project-management-methodologies/. Rehkopf, Max. “What Is a Kanban Board?” Atlassian.Com, Atlassian, www.atlassian.com/agile/kanban/boards. Accessed 17 July 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

The Friday Five for August 8, 2025: Ritter Insurance Marketing Summits Linda Yaccarino Enters Health Industry iOS 26 and iPadOS 26 Public Beta Takeaways New Instagram Features 2025 MA Enrollment Stats & Trends   Register to Attend Ritter Insurance Marketing Summits Work with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   Linda Yaccarino Enters Health Industry: “eMed® Population Health Announces Appointment of Former X (Twitter) CEO Linda Yaccarino as New Chief Executive Officer.” Emed.Com, eMed, 5 Aug. 2025, www.emed.com/media/exploring-glp1. Capoot, Ashley. “Former X CEO Linda Yaccarino Takes Helm at Digital Health Company eMed.” CNBC.Com, CNBC, 5 Aug. 2025, www.cnbc.com/2025/08/05/former-x-ceo-linda-yaccarino-takes-helm-at-digital-health-company-emed.html. Roy, Sriparna, and Sneha S K. “Former X CEO Yaccarino Takes Helm at GLP-1 Focused Telehealth Firm eMed.” Reuters.Com, Reuters, 5 Aug. 2025, www.reuters.com/sustainability/boards-policy-regulation/former-x-ceo-yaccarino-takes-helm-glp-1-focused-telehealth-firm-emed-2025-08-05/. Silberling, Amanda. “Linda Yaccarino Joins Health Tech Platform eMed as CEO after Leaving X.” Techcrunch.Com, TechCrunch, 5 Aug. 2025, techcrunch.com/2025/08/05/linda-yaccarino-joins-health-tech-platform-emed-as-ceo-after-leaving-x/.   iOS 26 and iPadOS 26 Public Beta Takeaways: “Apple iOS 26 Will Screen Cold Calls.” Collincadmus.Com, Collin Cadmus, www.collincadmus.com/blog/apple-ios-26-will-screen-cold-calls. Accessed 6 Aug. 2025. Teague, Katie. “Can You Download the iOS 26 Beta Today? Here's a Comprehensive List of All Compatible iPhones.” Engadget.Com, Engadget, 6 Aug. 2025, www.engadget.com/mobile/can-you-download-the-ios-26-beta-today-heres-a-comprehensive-list-of-all-compatible-iphones-191854920.html. Stimac, Blake. “iOS 18 vs. iOS 26: How Much Does Liquid Glass Impact Your iPhone's Look?” CNET.Com, CNET, 4 Aug. 2025, www.cnet.com/tech/services-and-software/ios-18-vs-ios-26-how-much-does-liquid-glass-impact-your-iphones-look/. Halton, Clay. “I Tried the iOS 26 Beta—These 5 Features Make My iPhone Feel Like New Again.” Pcmag.Com, PC Mag, 5 Aug. 2025, www.pcmag.com/news/i-tried-the-ios-26-beta-these-5-features-make-my-iphone-feel-like-new-again. McAuliffe, Zachary. “Say Goodbye to Spam Calls With Call Screening in iOS 26.” CNET, cnet.com, 5 Aug. 2025, www.cnet.com/tech/services-and-software/say-goodbye-to-spam-calls-with-call-screening-in-ios-26/.   New Instagram Features: “How to Repost a Reel or a Post on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/1059575985490156. Accessed 7 Aug. 2025. Gallaga, Omar. “Instagram Adds New Features, Including Reposts and Maps.” CNET.Com, CNET, 6 Aug. 2025, www.cnet.com/news/social-media/instagram-adds-new-features-including-reposts-and-maps/. Pathak, Khamosh. “Instagram's Latest Update Added Reposts and a Snap Map Clone.” Lifehacker.Com, Lifehacker, 6 Aug. 2025, lifehacker.com/tech/instagram-added-reposts-and-snap-map-clone. Malik, Aisha. “Instagram Takes on Snapchat with New ‘Instagram Map.'” Techcrunch.Com, TechCrunch, 6 Aug. 2025, techcrunch.com/2025/08/06/instagram-takes-on-snapchat-with-new-instagram-map/. Heathera. “New Instagram Features to Help You Connect.” About.Fb.Com, Meta Newsroom, 6 Aug. 2025, about.fb.com/news/2025/08/new-instagram-features-help-you-connect/.   2025 MA Enrollment Stats & Trends: Ochieng, Nancy, et al. “Medicare Advantage in 2025: Enrollment Update and Key Trends.” KFF.Org, KFF, 28 July 2025, www.kff.org/medicare/issue-brief/medicare-advantage-enrollment-update-and-key-trends/.   Resources: 5 Things About ICHRA 5 Things From the 2025 Budget Reconciliation Bill 2026 D-SNP Market Snapshot 2026 Maximum Broker Commissions for Medicare Advantage & Medicare Part D How to Organize a Turning 65 Seminar on a Budget ICHRA vs. QSEHRA vs. Group Health Plans: Sales Opportunities for Insurance Agents The One Big Beautiful Bill: What Health Insurance Agents Should Know The Pros and Cons of Working with Regional and National Carriers   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Not affiliated with or endorsed by Medicare or any government agency.

Take your insurance agency to the next level with these business strategies and agent resources!   Read the text version   Take Your Business to the Next Level with Ritter Insurance Marketing   Ritter & Integrity Resources: Events with Ritter LeadCENTER LifeCENTER Marketing & Incentives with Ritter MedicareCENTER Register with Integrity Ritter Insurance Marketing Registration Ritter Summits 2025 Registration The Ritter Platform   Additional Episodes, Blog Posts, & eBooks: 3 Insurance Business Tools You Absolutely Can't Live Without ASG Podcast Field Notes Series Best Practices for Training Downline Agents Developing an Agency – Your Guide to Getting Started FREE eBook Download How to Recruit Insurance Agents to Your Downline Keys to Client Retention: Face-to-Face Communication Ritter Can Help You Stay in Touch with Your Clients The Complete Guide on How to Sell Medicare Supplements FREE eBook Download The Insurance Agent's Guide to Establishing Successful Affinity Partnerships FREE eBook Download   References: Herrity, Jennifer. “How to Write a Smart Goal (and How They Work) | Indeed.Com.” Indeed, https://www.indeed.com/career-advice/career-development/how-to-write-smart-goals. Accessed 8 July 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Ready to expand your business? It might be time to form an insurance agency. Not sure where to start? We've got your guide right here!   Download a copy of Developing an Agency: Your Guide to Getting Started   Partner with Ritter Insurance Marketing to Develop Your Insurance Agency   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Your business is growing, and you've got new agents excited to get out in the field! In this episode we've got tips and strategies for training downline agents. Read the text version   Developing an Agency – Your Guide to Getting Started   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Ritter Blog: 4 Tips for Making a Better Insurance Sales Pitch How to Get Health and Life Insurance Continuing Education Credits as an Agent How to Recruit Insurance Agents to Your Downline The Best Books for Insurance Agents The Ritter Blog Tips for Becoming a Top Producing Insurance Agency What Are Insurance Hierarchies & How Do They Work?   Podcast Episodes: Level Up: The Value of Sales Shadowing for New Insurance Agents Setting Up Your Insurance Business Structure ft. Frank Lavery & Justin Abodalo Should You Hire an Assistant for Your Insurance Business? The Agent Survival Guide Podcast   Additional Resources: Events with Ritter Insurance Marketing FREE eBooks & Guides for Insurance Agents Integrity Tools & Resources Knight School Training for Agents MA & PDP Compliant Sales Checklist Meet Your Ritter Sales Team Ritter Docs Agencies Ritter Insurance Marketing on YouTube Ritter Summits   References: “7 Types of Learning Styles and How to Teach Them.” Teachable, https://teachable.com/blog/types-of-learning-styles. Accessed 8 July 2025. Chen, Jessica. “10 Best Virtual Meeting Platforms & Software (Tried & Tested).” Teambuilding.Com, 12 Feb. 2025, https://teambuilding.com/blog/virtual-meeting-platforms. “40 Reflection Questions.” Edutopia, https://www.edutopia.org/pdfs/stw/edutopia-stw-replicatingPBL-21stCAcad-reflection-questions.pdf. Accessed 8 July 2025. Herrity, Jennifer. “Collaborative Learning: Center for Teaching Innovation.” Indeed, 26 Mar. 2025, https://www.indeed.com/career-advice/career-development/benefits-of-collaborative-learning. “Health Care Insurance Coverage for Self-Employed Individuals.” HealthCare.Gov, https://www.healthcare.gov/self-employed/. Accessed 8 July 2025. Pollick, Michael. “How Do Birds Learn How to Fly?” All Things Nature, All Things Nature, 4 June 2024, https://www.allthingsnature.org/how-do-birds-learn-how-to-fly.htm. “Independent Contractor (Self-Employed) or Employee?” Internal Revenue Service, https://www.irs.gov/businesses/small-businesses-self-employed/independent-contractor-self-employed-or-employee. Accessed 8 July 2025. Gutierrez, Karla. “Mind-Blowing Statistics Prove the Value of Employee Training - Shift E.” Shift Learning, https://www.shiftelearning.com/blog/statistics-value-of-employee-training-and-development. Accessed 8 July 2025. Ayoola, Elizabeth. “Self-Employed Retirement Plans: Know Your Options.” NerdWallet, 3 Jan. 2025, https://www.nerdwallet.com/article/investing/retirement-plans-self-employed. Colin Burton. “The 5 Most Effective Teaching Styles, and How to Adapt Your Style.” THINKFIC, 7 Oct. 2024, https://www.thinkific.com/blog/teaching-styles/. Chapman, Tom. “Top 10: Supply Chain Management Platforms.” Supply Chain Magazine, Bizclik Media Ltd, 5 June 2024, https://supplychaindigital.com/digital-supply-chain/top-10-supply-chain-management-platforms. Gellerman, Erica. “The Complete Guide to Independent Contractor Taxes.” NerdWallet, https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide. Accessed 8 July 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

We dive into the Affordable Care Act enrollment periods and how to help your clients navigate them!   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: ACA Basics - Knight School Training Takeaways From the 2025 Marketplace Integrity and Affordability CMS Final Rule Register with Ritter Insurance Marketing The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download The Pros and Cons of Selling Insurance What is the Health Insurance Marketplace?   References: “CMS Finalizes Major Rule to Lower Individual Health Insurance Premiums for Americans.” CMS.Gov, Centers for Medicare & Medicaid, 20 June 2025, https://www.cms.gov/newsroom/press-releases/cms-finalizes-major-rule-lower-individual-health-insurance-premiums-americans. “Cost Changes for Pennie Enrollees Coming in 2026.” Pennie, https://pennie.com/costs/. Accessed 2 July 2025. “Getting Health Coverage Outside Open Enrollment.” HealthCare.Gov, https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/. Accessed 2 July 2025. “Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability.” Federal Register, https://www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability. Accessed 2 July 2025. “When Can You Get Health Insurance?” HealthCare.Gov, https://www.healthcare.gov/quick-guide/dates-and-deadlines/. Accessed 2 July 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Ready to recruit? Don't miss our episode with tips on where to find applicants, training resources, and more!   Read the text version   Resources: Before You Recruit: Setting Up Your Agency for Success Developing an Agency - Your Guide to Getting Started FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference? Learn More About PlanEnroll Find Your Agency Specialist Tech Takeaways for Forward-Thinking Insurance Agents PlanEnroll Official Site Register with Ritter Insurance Marketing   References: Falk, Stefan. “8 Signs You're an Ambivert—They're ‘Underrated' and ‘More Successful' than Introverts or Extroverts: Psychology Expert.” Cnbc.Com, CNBC, 21 Feb. 2025, www.cnbc.com/2025/02/21/psychology-expert-signs-youre-an-ambivert-why-theyre-more-successful-than-introverts-and-extroverts.html. “The True Cost of a Bad Hire-and How to Avoid Making One.” Forbes.Com, Forbes Magazine, 30 June 2025, www.forbes.com/sites/allbusiness/2025/06/30/the-true-cost-of-a-bad-hire-and-how-to-avoid-making-one/. “Monthly Labor Review Projection Overview and Highlights 2020-30.” Bls.Gov, U.S. Bureau of Labor Statistics, www.bls.gov/opub/mlr/2021/article/projections-overview-and-highlights-2020-30.htm#_ednref1. Accessed 18 July 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Feel like you're working past your capacity? It may be time to hire an assistant for your insurance business!   Read the text version   Learn more about Ask Integrity   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Ask Integrity FREE eBook Download – The Complete Guide to Client Loyalty and Retention From Chill Mode to Growth Mode ft. Christian Brindle How Ask Integrity Can Streamline Your Medicare Sales Appointments How to Recruit Insurance Agents to Your Downline Register with Ritter Insurance Marketing The Ritter Platform   Websites for Freelancers: Fiverr LinkedIn Service Marketplace Upwork   References: Basu, Tyler. “How to Hire a Virtual Assistant: Entrepreneur's Guide to Outsourcing.” THINKIFIC, https://www.thinkific.com/blog/hire-a-virtual-assistant-outsourcing-guide/. Accessed 25 June 2025. “When Do You and Your Business Need an Executive Assistant?” Indeed.Com, https://www.indeed.com/hire/c/info/when-do-you-and-your-business-need-an-executive-assistant. Accessed 25 June 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

D-SNP integration changes are about to hit year 2 in 2026. What does that mean for the market? Lincoln Lafayette and Anthony Budhar join Sarah to chat about the D-SNP market in 2026 and the opportunities for agents selling dual-eligible special needs plans.  

This week's Friday Five is a mini-explainer on ICHRA: the Individual Coverage Health Reimbursement Arrangement. Learn more about this type of coverage and partnership opportunities for Ritter Insurance Marketing agents to offer it.   Have questions about ICHRA or QSEHRA? Send them our way by email ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Things From the 2025 Budget Reconciliation Bill 2026 Midwest D-SNP Market Opportunity Community Engagement & ACA Marketing Suggestions Field Notes on Partner Marketing Resources How an ICHRA Partnership Can Support ACA Sales What is the Health Insurance Marketplace?   References: “6 Reasons to Appreciate All That ICHRAs Have to Offer.” Nexben.Com, Nexben, 24 June 2025, www.nexben.com/blog/6-reasons-to-appreciate-all-that-ichras-have-to-offer. “A Broker's Guide to ICHRA Defined Contributions: Strategies, Affordability, and Examples.” Nexxben.Com, Nexben, 17 July 2025, www.nexben.com/blog/a-brokers-guide-to-ichra-defined-contributions-strategies-affordability-and-examples. Charaba, Chase. “A Look at the Growth of ICHRA.” Remodelhealth.Com, Remodel Health, 21 May 2025, remodelhealth.com/a-look-at-the-growth-of-ichra/. “Defining ICHRA Classes.” ICHRA.Com, ICHRA, 7 Apr. 2025, ichra.com/ichra-and-employee-classes/. Olsen, Emily. “Employer Healthcare Costs Projected to Rise 9% in 2025: AON.” Healthcaredive.Com, Healthcare Dive, 19 Aug. 2024, www.healthcaredive.com/news/employer-healthcare-costs-increase-2025-aon/724505/. “Growth Trends for ICHRA & QSEHRA Volume 4: 2024-2025.” Hracouncil.Org, HRA Council, 17 June 2025, www.hracouncil.org/resources/FINAL%20-%202025%20HRAC%20Data%20Report.pdf. “HRA Council.” Hracouncil.Org, HRA Council, www.hracouncil.org/. Accessed 22 July 2025. “ICHRA Guide for Individual Coverage HRAs 2025.” Takecommandhealth.Com, TakeCommand Health, 10 June 2025, www.takecommandhealth.com/ichra-guide. Cattanach, Jamie. “ICHRAs Are on the Rise. Here's What You Need to Know about This New Coverage Option.” Valuepenguin.Com, ValuePenguin, 24 June 2025, www.valuepenguin.com/news/ichra-increasing-in-popularity. “Individual Coverage HRA (ICHRA) Basics for ACA Agents.” Healthsherpa.Com, HealthSherpa, blog.healthsherpa.com/agents/agent-ichra/. Accessed 21 July 2025. “New: 2025 HRA Council Data Report.” Hracouncil.Org, HRA Council, www.hracouncil.org/report. Accessed 22 July 2025. “New Data Shows Continued Expansion of Health Reimbursement Arrangements: Latest HRA Council ICHRA & QSEHRA Report.” Hracouncil.Org, HRA Council, 17 June 2025, www.hracouncil.org/resources/2025%20HRA%20Council%20Data%20Report%20News%20Release.pdf.  “The Power of an ICHRA: ICHRA Benefits for Employees, Employers, and Brokers.” Nexben.Com, Nexben, 17 Apr. 2025, www.nexben.com/blog/the-power-of-an-ichra-ichra-benefits-for-employees-employers-and-brokers.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Not affiliated with or endorsed by Medicare or any government agency. 

Not enough hours in the day? ✋

The Friday Five for July 18, 2025: Update on Regulation Banning Medical Debt from Credit Reporting Google Announces NotebookLM Featured Notebooks This week in Apple Rumors Threads Usage Up, Meta Testing Facebook Login 2026 Midwest D-SNP Market Opportunity   Get Connected:

Are you just starting out in the insurance industry and aren't sure what path is right for you? In this episode we break down the pros and cons of becoming a captive or independent agent.   Work with Ritter Insurance Marketing   Resources: 3 Advantages of Being an Independent Insurance Agent 10 Essential Tools for Beginner Insurance Agents AHIP Test Tips and Tricks for Medicare Certification FAQs About AHIP FAQs About NABIP Medicare Certification FREE eBook Download - The Guide to Earning a Living Selling Health Insurance FREE eBook Download – How Insurance FMOs Work LeadCENTER Learn More About PlanEnroll Licensing Requirements for Becoming a Health Insurance Agent MedicareCENTER   References: Kagan, Julia. “Captive Agent: What It Is, How It Works, Pros and Cons.” Investopedia, Investopedia, https://www.investopedia.com/terms/c/captive-agent.asp. Accessed 19 June 2025. Rosanes, Mark. “How Do Insurance Agents Make Money?” Insurance Business America, Insurance Business, 13 July 2023, https://www.insurancebusinessmag.com/us/guides/how-do-insurance-agents-make-money-452548.aspx Tuovila, Alicia. “Independent Agent: What It Is and What They Do.” Investopedia, Investopedia, https://www.investopedia.com/terms/i/independent-agent.asp. Accessed 19 June 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Don't miss the ASG Podcast cheat sheet on keeping in touch with client the old-fashioned way – through mail.

Ready for a better commission tracking solution? Don't miss our episode featuring suggestions on tracking your hard-earned commissions.   Register for your FREE RitterIM.com Account   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: AHIP Test Tips and Tricks for Medicare Certification Building the Foundation for Success ft. Roy Snarr Four Reasons Why Ritter Should Be Your FMO Insurance Agency How to Avoid Using Elderspeak Operating From a People-First Mentality ft. Scott Zimmerman The Best Appointment Schedulers for Insurance Agents The Difference Between Medicare & Medicaid: What That Means for Insurance Agents The Ultimate Agent Resource List Pt. 3: Staying Organized What Are Agents Responsible for Under HIPAA?   References: “Agencybloc Commissions Management.” Agencybloc.Com, AgencyBloc, www.agencybloc.com/commissions-management/. Accessed 10 June 2025. “AgencyComp Commissions Tracker.” Agencycomp.Com, AgencyComp, agencycomp.com/. Accessed 10 June 2025. “Commissionly Sales Commission Software.” Commissionly.Io, Commissionly, www.commissionly.io/. Accessed 10 June 2025. “Excel Help & Learning.” Support.Microsoft.Com, Microsoft Support, support.microsoft.com/en-us/excel. Accessed 23 June 2025. “Excel Quick and Simple Charts Tutorial.” YouTube.Com, YouTube, www.youtube.com/watch?v=TfkNkrKMF5c. Accessed 23 June 2025. “How to Create a Chart in Microsoft Excel: Step-by-Step Guide.” wikiHow.Com, wikiHow, 31 Dec. 2024, www.wikihow.com/Create-a-Graph-in-Excel. “How to Create Excel Charts and Graphs.” Blog.Hubspot.Com, HubSpot Blog, blog.hubspot.com/marketing/how-to-build-excel-graph. Accessed 23 June 2025. “Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 23 June 2025. “Medicare PRO CRM.” Medicareproapp.Com, Medicare PRO, www.medicareproapp.com/. Accessed 10 June 2025. “Radius Agency Management System.” Radiusbob.Com, Radius, www.radiusbob.com/. Accessed 10 June 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Not affiliated with or endorsed by Medicare or any government agency. 

In this week's Friday Five, Sarah gives her first impressions on what agents need to know about the 2025 Budget Reconciliation Bill. Learn more about what's changed for Medicare, Medicaid, ACA, and more!   Get Connected:

Partnerships can be a powerful growth strategy for your business. Learn more about marketing your business through collaboration and community involvement.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd 5 Things to Consider When Creating Your Personal Brand Community-Based Marketing for Insurance Agents Community Engagement & ACA Marketing Suggestions for Agents How Relationship Marketing Can Make the Difference in Your Agency Modern Medicare Marketing for Today's Agents Operating From a People-First Mentality ft. Scott Zimmerman Ready to partner with an FMO? Register with Ritter Insurance Marketing! The Insurance Agent's Guide to Establishing Successful Affinity Partnerships   References: “Affinity Marketing: The Art of Building Connections.” Mailchimp.Com, Intuit, mailchimp.com/resources/affinity-marketing/. Accessed 10 June 2025. “Complementary Business Definition.” Lawinsider.Com, Law Insider, www.lawinsider.com/dictionary/complementary-business. Accessed 10 June 2025. “Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-P).” CMS.Gov, CMS, 26 Nov. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription. “Medicare Marketing Guidelines.” CMS.Gov, CMS, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 10 June 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

We've got the breakdown of all the Medicare and Medicare Advantage enrollment periods that beginner agents need to know.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 10 Essential Tools for Beginner Insurance Agents: https://ritterim.com/blog/10-essential-tools-for-beginner-insurance-agents/ Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85 Medicare Advantage Open Enrollment Do's and Don'ts: https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/ Self-Guided Training with Knight School: https://ritterim.com/knight-school/ The Difference Between Medicare & Medicaid: https://lnk.to/ASGAE01 What is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: Franchina, Chris. “AEP vs. OEP: Understanding the Differences for Medicare.” Policy Engineer, 11 Jan. 2025, https://policyengineer.com/aep-vs-oep-understanding-the-differences-for-medicare/. “Get Ready to Buy.” Medicare.Gov, https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy. Accessed 17 June 2025. “Joining a Plan.” Medicare, “Joining a Plan.” Medicare, www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan. Accessed 10 June 2025. Worstell, Christian. “Medicare AEP vs. OEP: Know Your Enrollment Periods.” Medicare AEP vs. OEP | How to Enroll or Change Your Medicare Plan | MedicareAdvantage.Com, MedicareAdvantage.com, 18 Mar. 2025, https://www.medicareadvantage.com/enrollment/medicare-aep-vs-oep. “Medicare Open Enrollment.” CMS.Gov, https://www.cms.gov/priorities/key-initiatives/medicare-open-enrollment-partner-resources. Accessed 10 June 2025. “Medicare Open Enrollment Fact Sheet 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/2024-medicare-open-enrollment-fact-sheet.pdf. Accessed 10 June 2025. “Special Enrollment Periods.” Medicare, Medicare.gov, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 10 June 2025. “What Is the Medicare Annual Enrollment Period? | News & Articles | UnitedHealthcare.” UHC.Com, UnitedHealthcare, https://www.uhc.com/news-articles/medicare-articles/what-is-the-medicare-annual-enrollment-period. Accessed 10 June 2025. “What If I Missed My Initial Enrollment Period? | News & Articles | UnitedHealthcare.” UHC.Com, UnitedHealthcare, https://www.uhc.com/news-articles/medicare-articles/what-if-i-missed-my-initial-enrollment-period. Accessed 10 June 2025. “What Is the Medicare General Enrollment Period?” NOCA.Org, National Counsel of Aging, https://www.ncoa.org/article/a-closer-look-at-the-medicare-general-enrollment-period/. Accessed 10 June 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Take your business into the modern world of digital marketing. We've compiled the ultimate guide to getting started, tips, resources, and more!   Read the text version   Register with Ritter Insurance Marketing   Full-Service Digital Marketing Services: $99 Social ConciergeBee Disruptive Advertising Firebelly MarketingHubstaff Talent Ignite Visibility KlientBoostLinkedIn Lyfe Marketing ReminderMedia SEO DiscoveryUpwork   Self-Service Digital Marketing Options: Buffer Constant Contact GoDaddy Google Ads HostGator HubSpot MailChimp Semrush SEO Meta in 1 Click Social Bee Squarespace Wix   Resources: 3 Insurance Business Tools You Absolutely Can't Live Without Ritter Insurance Marketing Agent Compliance Handbook How to Market Yourself Online Webinar Field Notes on Traditional Marketing Integrity Tools Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You Introducing The Content Library for Health Insurance Agents Modern Medicare Marketing for Today's Agents FREE eBook Download PlanEnroll Ritter's Content Library Ritter Insurance Marketing Registration Form Social Media Marketing for Insurance Agents FREE eBook Download   The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients   References: Kumar, Naveen. “167 Digital Marketing Statistics 2025 [Facts & Growth].” DemandSage, 4 Mar. 2025, https://www.demandsage.com/digital-marketing-statistics/. “Digital Marketing: Everything You Need to Know to Get It Right.” HubSpot Blog, https://blog.hubspot.com/marketing/what-is-digital-marketing. Accessed 16 June 2025. “Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 16 June 2025. Nguyen, Stephanie T. “Can-SPAM Act: A Compliance Guide for Business.” Federal Trade Commission, 24 Jan. 2025, https://www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business/ . “Subpart V—Medicare Advantage Communication Requirements.” Code of Federal Regulations, eCFR.gov, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 16 June 2025. “Writing Alt Text for Infographics: Quick Tips.” WCAG Audits, ADA Accessibility Audits & Section 508 Audits, Bureau of Internet Accessibility, 7 Nov. 2023, https://www.boia.org/blog/writing-alt-text-for-infographics-quick-tips.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Learn how to promote your insurance business with traditional marketing strategies. We cover what agents should know: marketing materials, use cases, and where to find resources!   Partner Resources: AllOver Media Lead Concepts LeadingResponse ReminderMedia Branded Magazine Info Ritter Agents working with ReminderMedia   Design Resources: 99Designs Fiverr Freelancer Upwork   Print Resources: 4imprint Carvertise FASTSIGNS Lead Concepts MOO Office Depot Printing Services Printful Staples Print & Marketing Services Sticker Mule Vistaprint Wrapify   Ritter Resources: 8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent Integrity Official Site Integrity Tools LeadCENTER MedicareCENTER MedicareCENTER FAQs PlanEnroll FAQs Read The Ultimate Agent Resource List Part 1 Register with Ritter Insurance Marketing ShopRitterIM   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

In this episode of Agent Essentials, we're covering the definition of the Health Insurance Marketplace!   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   The Complete Guide to Selling Affordable Care Act Insurance Plans   Resources: FREE DOWNLOAD – The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/   How Much Can Agents Make Selling Under-65 Insurance: https://lnk.to/TlGBGH Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/ Under-65 Health Products: https://ritterim.com/products/under-65/   State Based Marketplaces: “Covered California: The Official Site of California's Health Insurance Marketplace.” Covered California, https://www.coveredca.com/. Accessed 12 June 2025. “Colorado's Official Health Insurance Marketplace.” Connect for Health Colorado, 27 May 2025, https://connectforhealthco.com/. Accessed 12 June 2025. Access Health CT, https://www.accesshealthct.com/. Accessed 12 June 2025. “Welcome to DC Health Link | DC Health Link.” DC Health Link, https://www.dchealthlink.com/. Accessed 12 June 2025. “Find Affordable Health Insurance in Georgia.” Georgia Access, 23 Jan. 2025, https://georgiaaccess.gov/. Accessed 12 June 2025. “Your Health Idaho " Idaho's Official Health Insurance Marketplace.” Your Health Idaho " Idaho's Official Health Insurance Marketplace, 23 May 2025, https://www.yourhealthidaho.org/. Accessed 12 June 2025. “A Healthier, Happier Kentucky Starts Here.” Kynect, https://kynect.ky.gov/healthcoverage/s/?language=en_US. Accessed 12 June 2025. “Home.” Maryland Health Connection, 11 June 2025, https://www.marylandhealthconnection.gov/. “Welcome to the Massachusetts Health Connector.” MA Health Connector, https://www.mahealthconnector.org/. Accessed 12 June 2025. “A Plan That Fits. A Price That Works.” Home | CoverME.Gov, https://www.coverme.gov/. Accessed 12 June 2025. “MNsure Home.” MNsure, https://www.mnsure.org/. Accessed 12 June 2025. “Looking to Enroll in Health Insurance?” Nevada Health Link - Official Website, https://www.nevadahealthlink.com/. Accessed 12 June 2025. “GetCoveredNJ.” WWW.nj.gov, https://nj.gov/getcoverednj/. Accessed 12 June 2025. “BeWellnm - Your Health Insurance Marketplace in New Mexico.” BeWellnm, https://bewellnm.com/. Accessed 12 June 2025. “NY State of Health, the Official Health Plan Marketplace.” Ny.gov, 2013, https://nystateofhealth.ny.gov/. ‌Home | Pennie. https://pennie.com/. Accessed 12 June 2025. ‌“Home.” HealthSource RI, https://healthsourceri.com/. Accessed 12 June 2025. ‌“VHC Landing Page.” Vermont.gov, 2020, https://portal.healthconnect.vermont.gov/VTHBELand/welcome.action. Accessed 12 June 2025. ‌“Home Page | Virginia's Insurance Marketplace.” Www.marketplace.virginia.gov, https://www.marketplace.virginia.gov/. Accessed 12 June 2025. ‌“Home | Washington Healthplanfinder.” Wahealthplanfinder.org, 2018, https://www.wahealthplanfinder.org/. Accessed 12 June 2025. ‌“English (United States) Home.” Illinois.gov, 2020, https://getcovered.illinois.gov/. ‌ References: “ACA Health Insurance Plans & Coverage: Aetna CVS Health.” Aetna CVS Health, https://www.aetnacvshealth.com/. Accessed 12 June 2025. “Fast, Easy ACA Enrollment.” HealthSherpa, https://www.healthsherpa.com/agents/features. Accessed 12 June 2025. “Individual & Family ACA Marketplace Plans | Individuals & Families | UnitedHealthcare.” UHC, UnitedHealthcare, https://www.uhc.com/individuals-families/aca-marketplace. Accessed 12 June 2025. “The Marketplace in Your State.” HealthCare.Gov, https://www.healthcare.gov/marketplace-in-your-state/. Accessed 3 June 2025. “State Health Insurance Marketplace Types.” KFF, 29 May 2025, https://www.kff.org/affordable-care-act/state-indicator/state-health-insurance-marketplace-types/. “Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, https://www.healthcare.gov/. Accessed 3 June 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Ever thought about incorporating your insurance business? Not sure if it's the right move? In this episode, Sarah is joined by attorneys Frank Lavery and Justin Abodalo to learn more about business entities and how they're structured. Frank focuses on the corporate law side, while Justin specializes in tax implications. Listen as theyir share their knowledge and weigh the pros and cons of each business structure option.   Find Frank Lavery Online: LinkedIn: https://www.linkedin.com/in/frank-lavery-a05a57255/ McNees: https://www.mcneeslaw.com/people/frank-lavery/   Find Justin Abodalo Online: LinkedIn: https://www.linkedin.com/in/justin-abodalo-463b3547/ McNees: https://www.mcneeslaw.com/people/justin-abodalo/   References: Finnerty, Timothy, et al. “Closing Call for the Corporate Transparency Act: Fincen Removes Reporting Requirements for Domestic Business Entities.” Mcneeslaw.Com, McNees Wallace & Nurick LLC, 27 Mar. 2025, www.mcneeslaw.com/closing-call-corporate-transparency-act-fincen/. Abodalo, Justin. “New Digital World, New Category of Form 1099.” Mcneeslaw.Com, McNees Wallace & Nurick LLC, 2 Oct. 2024, www.mcneeslaw.com/new-digital-world-form-1099/. “Tax and Corporate Law Publications.” Mcneeslaw.Com, McNees Wallace & Nurick LLC, 30 Apr. 2025, www.mcneeslaw.com/practice/corporate-tax/.   Resources: Building the Foundation for Success ft. Roy Snarr: https://lnk.to/snarr2025 Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025 Register with Ritter Insurance Marketing   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Is business growth on your 2025 goals list? Don't miss this episode! We outline features and drawbacks of the different carrier types to help you fill in portfolio gaps.   Read the text version   Request your Free Portfolio Review from the team at Ritter   Resources: Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025 Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651 Learn more about Integrity Tools: https://ritterim.com/integrity-tools/ Meet the Ritter Sales Team: https://ritterim.com/meet-your-sales-team/ Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025 Portfolio Review Request: https://ritterim.com/portfolio/?utm_source=asg_podcast_link Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/?utm_source=asg_podcast_link Ritter Insurance Marketing Carriers by State: https://ritterim.com/products/by-carrier/ Ritter Platform: https://app.ritterim.com/ Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Join Sarah for a rundown of this week's updates for insurance agents, featuring her deep dive into the CMS 2025 ACA Marketplace Integrity and Affordability Final Rule.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Connect With Us On Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 5 Things About the Insurance License Exam, 1 Year Later: https://lnk.to/asgf20250620 Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/ Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://ritterim.com/blog/four-reasons-why-ritter-should-be-your-fmo-insurance-agency/ How to Build Intentional Value ft. Neil Reich: https://lnk.to/reich2025 Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Seven Figures or Bust Episode 79 - What Is CMS Doing? w/ Special Guest Sarah Rueppel! https://lnk.to/qzTwIw Summer 2025 Survival Guide: https://lnk.to/asgf20250606   References: “2025 Marketplace Integrity and Affordability Final Rule.” CMS.Gov, CMS, 20 June 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-final-rule. “2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare and Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule. “CMS Finalizes Major Rule to Lower Individual Health Insurance Premiums for Americans.” CMS.Gov, Centers for Medicare & Medicaid Services, 20 June 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-major-rule-lower-individual-health-insurance-premiums-americans. Minemyer, Paige. “CMS Finalizes Rule Aimed at ‘improper' Sign-Ups on the ACA Exchanges.” Fiercehealthcare.Com, Fierce Healthcare, 20 June 2025, www.fiercehealthcare.com/regulatory/cms-finalizes-rule-aimed-improper-sign-ups-aca-exchanges. Minemyer, Paige. “Democrats Introduce Bill to Establish a Medicare ‘part E' Public Option.” Fiercehealthcare.Com, Fierce Healthcare, 16 June 2025, www.fiercehealthcare.com/regulatory/democrats-introduce-bill-establish-medicare-part-e-public-option. Mercado, Darla. “Fed Decision Recap: Central Bank Signals Stagflation Fears, Powell Says Fed ‘Well Positioned to Wait' on Rates.” CNBC.Com, CNBC, 18 June 2025, www.cnbc.com/2025/06/18/fed-meeting-live-updates-feds-interest-rate-projections-loom.html. “HHS Secretary Kennedy, CMS Administrator Oz Secure Industry Pledge to Fix Broken Prior Authorization System.” HHS.Gov, Department of Health & Human Services, 23 June 2025, www.hhs.gov/press-room/kennedy-oz-cms-secure-healthcare-industry-pledge-to-fix-prior-authorization-system.html. Minemyer, Paige. “Mehmet Oz: Insurers' Prior Auth Pledge ‘an Opportunity for the Industry to Show Itself.'” Fiercehealthcare.Com, Fierce Healthcare, 23 June 2025, www.fiercehealthcare.com/regulatory/oz-insurers-prior-auth-pledge-opportunity-industry-show-itself. “Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability. Accessed 25 June 2025. Schneider, Howard. “Powell Repeats Rate Cuts Can Wait as Fed Studies Tariff Impacts.” Reuters.Com, Reuters, 24 June 2025, www.reuters.com/business/powell-repeats-rate-cuts-can-wait-fed-studies-tariff-impacts-2025-06-24/. Simmons-Duffin, Selena. “RFK Jr. and Dr. Oz Say Health Insurers Will Cut Red Tape on ‘Prior Authorizations.'” NPR.Org, NPR, 24 June 2025, www.npr.org/sections/shots-health-news/2025/06/24/nx-s1-5442713/rfk-jr-dr-oz-health-insurance-prior-authorization.   Not affiliated with or endorsed by Medicare or any government agency.

This just in: CMS 2026 maximum broker commissions for Medicare Advantage and Medicare Part D. Listen to learn more about commission structure and the caps writing MA and PDP business in your market for the upcoming 2026 plan year.   Read the text version   Resources: AHIP 2026 Certification Dates: https://lnk.to/asgf20250516 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ How to Avoid Using Elderspeak: https://lnk.to/asgf20250530 Reach out to the team at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/  Reassuring Your Clients During Difficult Times: https://lnk.to/asg671 What is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: “2026 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, CMS, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-rate-announcement. Agent Broker Compensation and Training and Testing Requirements CY2026: https://ritterim.com/documents/cms-memos/memo-agent-broker-compensation-and-training-and-testing-requirements-cy2026.pdf   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Join Sarah and Tina as they review frequently asked questions about NABIP Medicare Certification. Don't miss out on resources to help you get ready-to-sell!   Read the text version   NABIP Official Website: https://www.nabiptraining.org/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://lnk.to/cdV0H1 Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025 Survive AEP with Ritter Insurance Marketing: https://ritterim.com/aep/ The Survivor's AEP Checklist: https://ritterim.com/blog/the-survivors-aep-checklist/  What is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: “Approved Carriers for 2025.” NABIP.Org, https://www.nabiptraining.org/nabip/carriers. Accessed 5 June 2025. “Corporate Partnership.” NABIP, https://nabip.org/membership/corporate-partnership. Accessed 5 June 2025. “Course Credit Details.” NABIP.Org, https://www.nabiptraining.org/site/courseDetails/1777. Accessed 5 June 2025. “Medicare + Fraud, Waste, and Abuse (MFWA) Online Course.” Ahipmedicaretraining.Com, https://www.ahipmedicaretraining.com/. Accessed 5 June 2025. “Medicare, Medicare Advantage, and Compliance Requirements User Guide” NABIP.Org, https://nabip.org/media/8564/nabip-ma-user-guide.pdf . Accessed 5 June 2025. “State Rules for Insurance Continuing Education.” NABIP.Org, https://www.nabiptraining.org/site/staterules. Accessed 5 June 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Learn more about the NABIP Medicare Advantage Certification (MMACR), an alternative program for agents looking to satisfy their Medicare & Fraud, Waste, and Abuse training requirements from CMS.   Read the text version   Resources: 4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670 AHIP 2026 Certification Dates: https://lnk.to/asgf20250516 Reassuring Your Clients During Difficult Times: https://lnk.to/asg671 Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523 What Is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: “NABIP Approved Carriers .” NABIP.Org, NABIP, https://www.nabiptraining.org/nabip/carriers. Accessed 2 June 2025. “NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, https://www.nabiptraining.org/nabip/medicare. Accessed 2 June 2025. “NABIP Official Site.” Nabip.Org, NABIP, nabip.org/. Accessed 2 June 2025. “NABIP Professional Development.” Nabip.Org, NABIP, nabip.org/professional-development. Accessed 2 June 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

  The 2026 AHIP Certification training is now live! We're covering AHIP FAQs to help you prepare!   Read the text version    Resources: Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651 Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference? https://lnk.to/asg658 The Survivor's AEP Checklist: https://ritterim.com/blog/the-survivors-aep-checklist/ Updates to the 2026 AHIP Certification You Should Know: https://ritterim.com/blog/updates-to-the-2026-ahip-certification-you-should-know/   References:  “AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Online Course.” Ahipmedicaretraining.com, 2025, https://www.ahipmedicaretraining.com/page/login. Accessed 20 May 2025. AHIP Technical Support: Support@AHIPInsuranceEducation.org Sawchuck, Craig. “Test Anxiety: Can It Be Treated?” Mayo Clinic, 14 May 2024, www.mayoclinic.org/diseases-conditions/generalized-anxiety-disorder/expert-answers/test-anxiety/faq-20058195. Accessed 20 May 2025. ‌“Top Universities.” Top Universities, Nov. 2012, https://www.topuniversities.com/student-info/health-and-support/exam-preparation-ten-study-tips. Accessed 20 May 2025. ‌ Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Keep track of your AEP prep to-do checklist with help from Ritter's certification center and Ritter Blog weekly roundups. Listen to find out how to access carrier AHIP, NABIP, MA and PDP certification, product training details, and more!   Read the text version   Resources: eBooks & Guides for Insurance Agents: https://ritterim.com/guides/ FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/ What Is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: “Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 30 May 2025. “Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 30 May 2025. “Miramar:Agent.” Miramar-Agent.Com, Miramar, miramar-agent.com/KnowledgeBase/Article?kb=5. Accessed 30 May 2025. “Medicare Certification System.” Pinpointglobal.Com, Pinpoint Global, www.pinpointglobal.com/medicare-certification-system. Accessed 30 May 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Certification season is here! Learn more about the AHIP test including how to prepare yourself, tips, tech hacks, and more. Listen before you begin your first attempt, you'll be glad you did!   Read the text version   Have questions about AHIP Certification? Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Contact Ritter Insurance Marketing: https://ritterim.com/contact/ How to Survive AEP: Wellness Tips for Insurance Agents: https://ritterim.com/blog/how-to-survive-aep-wellness-tips-for-insurance-agents/ Medicare Part D - Could Be Just What the Doctor Ordered: https://ritterim.com/blog/medicare-part-d-could-be-just-what-the-doctor-ordered/ What Does 'Ready-to-Sell' Mean for Medicare Agents? https://ritterim.com/blog/what-does-ready-to-sell-mean-for-medicare-agents/ What Is AHIP Certification and How Do I Get It? https://lnk.to/asg672 Why Insurance Agents Fail (& How Not To!): https://ritterim.com/blog/why-insurance-agents-fail-how-not-to/   Why You Need to Make Time for Medicare Agent Training: https://ritterim.com/blog/why-you-need-to-make-time-for-medicare-training-and-where-to-find-great-resources/   References: Oppido, Luigi. “How to Connect a Laptop to a Monitor.” wikiHow.Com, wikiHow, 20 Apr. 2025, www.wikihow.com/Connect-a-Laptop-to-a-Monitor. “Positive Thinking: Stop Negative Self-Talk to Reduce Stress.” Mymlc.Com, Mosaic Life Care, www.mymlc.com/health-information/articles/p/positive-thinking-stop-negative-self-talk-to-reduce-stress/. Accessed 29 May 2025. “The Impact of Stress on Our Health: How Can We Manage Stress in a Healthy Way?” Insightspsychology.Org, Insights Psychology, 28 Oct. 2024, insightspsychology.org/impact-of-stress-on-health-healthy-stress-management/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Sarah reflects on the insurance licensing process one year after passing the exam. Listen as she outlines her journey, how to get started, and what she learned along the way.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025 FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference? https://lnk.to/asg658 Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025 Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025 Summer 2025 Survival Guide: https://lnk.to/asgf20250606 What is AHIP Certification and How Do I Get It? https://lnk.to/asg672   References: “Insurance Departments by State.” Content.Naic.Org, NAIC, content.naic.org/state-insurance-departments. Accessed 10 June 2025. “Multiple Choice Test Taking Strategies.” Dmu.Edu, Des Moines University, www.dmu.edu/wp-content/uploads/MULTIPLE-CHOICE-TEST-TAKING-STRATEGIES.pdf. Accessed 10 June 2025. “NAIC - National Association of Insurance Commissioners.” Naic.Org, NAIC, content.naic.org/. Accessed 10 June 2025. “NIPR - National Insurance Producer Registry.” Nipr.Com, National Insurance Producer Registry, nipr.com/. Accessed 10 June 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Thinking about becoming an insurance agent? In this episode, we weigh the pros and cons of selling insurance, so you'll have the information you need before you make that big decision!   Read the text version   Get Started by Registering with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   Learn More with These Resources: 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://lnk.to/dFX1s1 2025 State of the Senior Market Address: In Review: https://ritterim.com/blog/2025-state-of-the-senior-market-address-in-review/ 5 Perks of Being a Part-Time Insurance Agent: https://lnk.to/YGJ3KX Agent Survival Guide Podcast: https://lnk.to/asgpodcast Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/  Contact the Ritter Sales Team: https://ritterim.com/contact/ Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://ritterim.com/blog/four-reasons-why-ritter-should-be-your-fmo-insurance-agency/ Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF   How Insurance FMOs Work: https://ritterim.com/how-insurance-fmos-work/?utm_source=asg_podcast_link How Much Can Agents Make Selling Under-65 Insurance? https://lnk.to/TlGBGH How Much Can Insurance Agents Make Selling Medicare? https://ritterim.com/blog/how-much-can-insurance-agents-make-selling-medicare/ How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/  REWIND: 8 Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl Ritter Insurance Marketing eBooks & Guides: https://ritterim.com/guides/ Ritter Insurance Marketing Events: https://ritterim.com/events/ The Advantages of Being a Field vs. Call Center Insurance Agent: https://ritterim.com/blog/the-advantages-of-being-a-field-vs-call-center-insurance-agent/  The Guide to Earning a Living Selling Health Insurance: https://ritterim.com/earning-a-living-selling-insurance/?utm_source=asg_podcast_link Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/?utm_source=asg_podcast_link   References: Cubanski, Juleette. “A Current Snapshot of the Medicare Part D Prescription Drug Benefit.” KFF.Org, KFF, 9 Oct. 2024, www.kff.org/medicare/issue-brief/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/. “Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-2. Rosanes, Mark. “Want to Build a Career Selling Insurance? Here Are the Pros and Cons.” Insurance Business America, Insurance Business, 22 Jan. 2024, www.insurancebusinessmag.com/us/guides/want-to-build-a-career-selling-insurance-here-are-the-pros-and-cons-473774.aspx.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Value is more than just a care model for Neil Reich. He recently joined Sarah to chat about his background in the Medicare Advantage space, his focus on value-based care, and how providing value still drives his business today.   Find Neil Reich Online: Care Connect Agency: https://careconnectagency.com/advisors/ Get the Playbook: https://careconnectadvisors.com/agent-playbook-download-form/ LinkedIn: https://www.linkedin.com/in/neil-reich-3382498   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Not affiliated with or endorsed by Medicare or any government agency.  Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. 

The Friday Five for June 13, 2025: Field Notes 6.13.2025 Apple Renames OS Versions Apple Liquid Glass Apple iPad Windowing New Apple Features: Sarah's Picks   Register for the ICHRA Introduction Webinar from Ritter & Nexben   Field Notes for June 13, 2025: “AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 10 June 2025. ICHRA Webinar Information & Registration: https://events.teams.microsoft.com/event/20edcbcf-3b83-4971-8e26-b1c7854a8180@70dbad32-6e58-4114-88e8-84f5666158df  “NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 10 June 2025. Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/   Apple Renames OS Versions: Shibu, Sherin, and Melissa Malamut. “Apple Is Making a Major Change to Its Operating Systems Across All Products. Here's What We Know.” Entrepreneur.Com, Entrepreneur, 29 May 2025, www.entrepreneur.com/business-news/apple-is-renaming-its-operating-systems-for-iphone-ipad/492439. Mendes, Marcus. “Apple's New OS Naming Could Make ‘iPhone 17' Sound Even Weirder.” 9to5Mac.Com, 9to5Mac, 28 May 2025, 9to5mac.com/2025/05/28/apples-new-os-naming-vs-iphone-17/. Preston, Dominic. “Apple Renames Its Operating Systems.” Theverge.Com, The Verge, 9 June 2025, www.theverge.com/news/679221/apple-ios-macos-watchos-ipados-26-name.   Apple Liquid Glass: Peters, Jay. “Apple's Liquid Glass Was a Wild Change to My iPhone.” Theverge.Com, The Verge, 10 June 2025, www.theverge.com/apple/683914/apple-iphone-ios-26-changes-liquid-glass. Mickle, Tripp, and Brian X. Chen. “Apple's New Software Focuses on Design Aesthetics Over A.I.” Nytimes.Com, New York Times, 9 June 2025, www.nytimes.com/2025/06/09/technology/apple-wwdc-ios-26.html. Perez, Sarah. “Apple Redesigns Its Operating Systems with ‘Liquid Glass' at WWDC 25.” TechCrunch.Com, TechCrunch, 9 June 2025, techcrunch.com/2025/06/09/apple-redesigns-its-operating-systems-with-liquid-glass/. Lovejoy, Ben. “Here's a Closer Look at the Liquid Glass Design in iOS 26 on the iPhone.” 9to5Mac.Com, 9to5Mac, 10 June 2025, 9to5mac.com/2025/06/10/heres-a-closer-look-at-the-liquid-glass-design-in-ios-26-on-the-iphone/.   Apple iPad Windowing: Shanklin, Will. “Apple's Walled Garden Is the iPad's Biggest Roadblock to Becoming a Mac.” Engadget.Com, Engadget, 9 June 2025, www.engadget.com/mobile/tablets/apples-walled-garden-is-the-ipads-biggest-roadblock-to-becoming-a-mac-223014619.html. “iPadOS 26 Introduces Powerful New Features That Push the Capabilities and Versatility of iPad Even Further.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/ipados-26-introduces-powerful-new-features-that-push-ipad-even-further/. Christoffel, Ryan. “PSA: iPadOS 26 Removes Split View and Slide Over Multitasking Features.” 9to5Mac.Com, 9to5Mac, 9 June 2025, 9to5mac.com/2025/06/09/psa-ipados-26-removes-split-view-and-slide-over-multitasking-features/.   New Apple Features (Sarah's Picks): “Apple Elevates the iPhone Experience with iOS 26.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/apple-elevates-the-iphone-experience-with-ios-26/. “Apple finally brings Journal to iPad & Mac for better writing, sketching & reflection” appleinsider.com, Apple Insider, 9 June 2025, https://appleinsider.com/articles/25/06/09/apple-finally-brings-journal-to-ipad-for-better-writing-sketching-reflection. Malik, Aisha. “Apple Unveils watchOS 26 with New Design, Wrist-Flick Gesture, and AI Workout Buddy Feature.” Techcrunch.Com, TechCrunch, 9 June 2025, techcrunch.com/2025/06/09/apple-unveils-watchos-26-with-new-design-wrist-flick-gesture-and-ai-workout-buddy-feature/. “Journal App Finally Coming to Mac and iPad.” Macrumors.com, MacRumors, 9 June 2025, https://www.macrumors.com/2025/06/09/journal-app-finally-coming-to-mac-and-ipad/. “watchOS 26 Delivers More Personalized Ways to Stay Active, Healthy, and Connected.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/watchos-26-delivers-more-personalized-ways-to-stay-active-and-connected/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Be sure your clients are aware of their dental, vision, and hearing coverage options. We outline 4 steps to help you educate clients and pitch products!   Read the text version    Resources: 3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656 4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670 4 Ways Insurance Agents Should Be Utilizing Ask Integrity: https://ritterim.com/blog/4-ways-insurance-agents-should-be-utilizing-ask-integrity/ A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/ Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/ Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025   References: “The Importance of Eye Care and Annual Exams – Tapestry 360 Health.” Tap360Health.Org, Tapestry 360 Health, https://tap360health.org/the-importance-of-eye-care-and-annual-exams/. Accessed 15 May 2025. “Why Dental Care Is Important for Your Overall Health.” Hospital.Uillinois.Edu, UI Health - UIC - Mile Square Health Center, https://hospital.uillinois.edu/mile-square-health-center/patient-resources/blog-and-news/dental-health-is-important. Accessed 15 May 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

This week, Sarah unpacks all kinds of content to help you and your clients survive Summer 2025!   Field Notes: Malik, Aisha. “Adobe Launches Beta Version of Its Photoshop App on Android.” Techcrunch.Com, TechCrunch, 3 June 2025, techcrunch.com/2025/06/03/adobe-launches-beta-version-of-its-photoshop-app-on-android/. “AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 3 June 2025. “NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 3 June 2025. Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/   Summer Podcast Listening for Kids: Kids Summer Podcast Sampler Playlist: https://www.podchaser.com/lists/summer-kids-podcast-sampler-11SKLQjpO2 Shippen, Lauren. “Maxine Miles and the Loose Ends - An Interactive Mystery!” Atypicalartists.Co, ATYPICAL ARTISTS, www.atypicalartists.co/loose-ends. Accessed 4 June 2025. Shippen, Lauren. “Maxine Miles - A YA Mystery Fiction Podcast.” Atypicalartists.Co, Atypical Artists, www.atypicalartists.co/maxine. Accessed 4 June 2025. “Summer Listening Challenge: Listen to a Summer of Stories!” Jonincharacter.Com, Jonathan Cormur, 20 May 2025, jonincharacter.com/summer-listening/.   Summer Reading Challenges & Recommendations: “Barnes & Noble Summer Reading Program.” Barnesandnobleinc.Com, Barnes & Noble Inc, www.barnesandnobleinc.com/our-stores-communities/summer-reading-program/. Accessed 4 June 2025. “Beanstack Mobile App.” Landing.Beanstack.Com, Beanstack, landing.beanstack.com/mobile-app. Accessed 4 June 2025. “Fun Summer Reading Challenges for Kids.” Scholastic.Com, Scholastic, 29 May 2025, www.scholastic.com/parents/books-and-reading/raise-a-reader-blog/reading-challenges-kids.html. “Hot Ones: Readers' 80 Most Anticipated New Summer Books.” Goodreads.Com, Goodreads, www.goodreads.com/blog/show/2922. Accessed 4 June 2025. “Pizza Hut Book It!® Program.” Bookitprogram.Com, Pizza Hut, www.bookitprogram.com/. Accessed 4 June 2025. Maxine Miles: https://lnk.to/maxinemilespod “Pizza Hut Debuts First-Ever BOOK IT!® App.” Blog.Pizzahut.Com, Pizza Hut, 27 May 2025, blog.pizzahut.com/pizza-hut-debuts-first-ever-book-it-app/. “Scholastic Summer Reading.” Scholastic.Com, Scholastic, www.scholastic.com/site/summer-reading.html. Accessed 4 June 2025. Vance, Usha. “Summer Reading Challenge.” Whitehouse.Gov, The White House, 2 June 2025, www.whitehouse.gov/read/. Diamond, Anna. “Summer Reading Challenges Aren't Just for Kids.” Nytimes.Com, New York Times, 30 May 2025, www.nytimes.com/2025/05/30/books/summer-reading-adults.html. NYT Staff. “The New York Times's Summer Reading Bucket List.” Nytimes.Com, New York Times, 30 May 2025, www.nytimes.com/2025/05/30/books/summer-reading-bucket-list.html. “The Ultimate Middle School Summer Reading List.” Scholastic.Com, Scholastic, www.scholastic.com/parents/books-and-reading/book-lists-and-recommendations/summer-reading-list-for-middle-school.html. Accessed 4 June 2025.   Staying Hydrated During Summer: “6 Refreshing Summer Drinks You Can Make at Home​.” Economictimes.Indiatimes.Com, The Economic Times, economictimes.indiatimes.com/news/india/6-refreshing-summer-drinks-you-can-make-at-home/classic-lemonade/slideshow/121248292.cms. Accessed 4 June 2025. DeAngelis, Danielle. “9 Drinks to Keep You Healthy & Hydrated This Summer.” Eatingwell.Com, EatingWell, 11 June 2024, www.eatingwell.com/drinks-to-keep-healthy-hydrated-this-summer-8661651. Walsh, Karla. “10 Ways Your Body Changes When You're Drinking Enough Water.” Allrecipes.Com, Allrecipes, www.allrecipes.com/article/drinking-enough-water/. Accessed 4 June 2025. Joshi, Priyankaa. “13 Best Electrolyte Drinks to Keep You Hydrated This Summer, Approved by Nutritionists.” Goodhousekeeping.Com, Good Housekeeping. www.goodhousekeeping.com/uk/product-reviews/health-leisure/g60319999/best-electrolyte-powders-drinks/. Accessed 4 June 2025. Wimberly, Camryn Alexa. “23 Drinks to Keep You Healthy & Hydrated This Summer.” Eatingwell.Com, EatingWell, 1 June 2025, www.eatingwell.com/drink-recipes-to-keep-you-hydrated-this-summer-2025-11745692. Biggs, Suzanne. “How to Make Electrolyte Water (Plus Easy Recipes to Try at Home).” Lifemd.Com, LifeMD, 19 Nov. 2024, lifemd.com/learn/how-to-make-electrolyte-water. Killeen, Breana Lai. “Spinach-Apple Juice Recipe.” Eatingwell.Com, Eating Well, 18 Apr. 2024, www.eatingwell.com/recipe/250846/spinach-apple-juice/. Capritto, Amanda, and Nasha Addarich Martinez. “Summer Hydration: Your Daily Water Requirements Guide.” Cnet.Com, CNET, 31 May 2025, www.cnet.com/health/medical/summer-hydration-daily-water-requirements/. Kumer, Emma B. “The Best and Worst Drinks to Keep You Hydrated.” Tasteofhome.Com, Taste of Home, 11 Jan. 2025, www.tasteofhome.com/article/best-and-worst-hydrating-drinks-ranked/. “There's More To Staying Hydrated Than Just Drinking Water.” Delish.Com, Delish, www.delish.com/food-news/a61624242/how-to-stay-hydrated-in-heat/. Accessed 4 June 2025. Schneider, Jamie. “This Green Smoothie Recipe Is As Hydrating As 3 Cups Of Water, Says An MD.” Mindbodygreen.Com, mindbodygreen, 10 Apr. 2025, www.mindbodygreen.com/articles/functional-mds-green-smoothie-recipe-for-max-hydration. Kanya, Laura. “Watermelon-Basil Agua Fresca.” Eatingwell.Com, EatingWell, www.eatingwell.com/recipe/7967577/watermelon-basil-agua-fresca/. Accessed 4 June 2025.   On-The-Go Summer Eating: Bjarnadottir, Adda. “9 Fast-Food Restaurants That Serve Healthy Foods.” Edited by Alissa Palladino, Healthline.Com, Healthline Media, 14 May 2025, www.healthline.com/nutrition/healthy-fast-food-restaurants. Rajput, Priyanka. “10 Items You Can Eat at Fast-Food Chains If You're on the Mediterranean Diet.” Businessinsider.Com, Business Insider, 4 Feb. 2025, www.businessinsider.com/fast-food-chain-items-mediterranean-diet-2025-2#little-hamburger-at-five-guys-10. Madormo, Carrie. “25 Healthy Fast-Food Orders That You Can Grab and Go.” Tasteofhome.Com, Taste of Home, 2 Jan. 2025, www.tasteofhome.com/collection/healthy-fast-food/. Jung, Alyssa. “45 Healthiest Fast-Food Orders, According to Experts.” Edited by Valerie Agyeman, Goodhousekeeping.Com, Good Housekeeping, 6 Jan. 2025, www.goodhousekeeping.com/health/diet-nutrition/g4622/healthiest-fast-food/. Groth, Leah. “Dunkin' Just Introduced Wild New Summer Menu.” Eatthis.Com, Eat This, Not That!, 3 June 2025, www.eatthis.com/dunkin-summer-menu-2025-new-items/. Boesch, Samantha. “I Tried the 7 Healthiest Fast-Food Meals—Here's What I'll Actually Order Again.” Eatthis.Com, Eat This, Not That! , 10 Aug. 2024, www.eatthis.com/healthy-fast-food-taste-test/. Losciale, Marisa. “McDonald's Snack Wrap Officially Gets Release Date.” Parade.Com, Parade, 3 June 2025, parade.com/food/mcdonalds-snack-wrap-release-date-confirmed-returning-july-2025.   Resources: Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025 How to Avoid Elderspeak: https://lnk.to/asgf20250530   Location Sharing Apps: https://lnk.to/ASGA84   Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025 Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

  Wondering what the difference between Medicare and Medicaid is? Learn all about it in this episode!   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/ FREE DOWNLOAD – The Guide to Earning a Living Selling Health Insurance: https://ritterim.com/earning-a-living-selling-insurance/ How Much Can Agents Make Selling Under-65 Insurance? https://lnk.to/TlGBGH Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Ritter Insurance Marketing: https://ritterim.com/    References: Alice Burns, Elizabeth Hinton. “10 Things to Know about Medicaid.” KFF, 10 Apr. 2025, https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-medicaid/. Nall, Rachel. “Am I Eligible for Medicare Part D?” Medicalnewstoday.com, Medical News Today, 21 Apr. 2020, https://www.medicalnewstoday.com/articles/am-i-eligible-for-medicare-part-d. “Compare Original Medicare & Medicare Advantage.” Medicare.Gov, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/your-coverage-options/compare-original-medicare-medicare-advantage. Accessed 15 May 2025. (DCD), Digital Communications Division. “What's the Difference between Medicare and Medicaid?” HHS.Gov, U.S. Department of Health and Human Services, 7 Dec. 2022, https://www.hhs.gov/answers/medicare-and-medicaid/what-is-the-difference-between-medicare-medicaid/index.html. “Does Medicaid Cover Dental Care?” HHS.Gov, U.S. Department of Health and Human Services, 8 Dec. 2022, https://www.hhs.gov/answers/medicare-and-medicaid/does-medicaid-cover-dental-care/index.html. “Medicare Adult Dental Benefits Coverage by State.” Chcs.org, Center for Health Care Strategies, Inc., Sept. 2019, https://www.chcs.org/media/Medicaid-Adult-Dental-Benefits-Overview-Appendix_091519.pdf “What's the Difference between Medicare Part a and Part B?” Healthline, 25 Feb. 2020, https://www.healthline.com/health/medicare/medicare-part-a-vs-b. ‌”Understanding Medicare Advantage Plans.” Medicare.gov, Feb. 2025, https://www.medicare.gov/publications/12026-understanding-medicare-advantage-plans.pdf   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Learn more about AHIP requirements, how certification works for insurance agents, and more! Don't stress - we've got plenty of tips to help you survive certification and the start of AEP prep season.   Read the text version   Resources: 5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502  Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Register with Ritter: https://app.ritterim.com/public/registration/ Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/   References: “AHIP Corporate Partnerships.” Ahip.Org, AHIP, www.ahip.org/corporate-partnerships. Accessed 12 May 2025. “Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 12 May 2025. “AHIP Member Organization.” Ahip.Org, AHIP, www.ahip.org/members. Accessed 12 May 2025. “AHIP Official Website.” Ahip.Org, AHIP, www.ahip.org/. Accessed 12 May 2025. “AHIP Unveils Refreshed Brand, Updated Mission to Improve Health Care for All Americans.” Ahip.Org, AHIP, www.ahip.org/news/press-releases/ahip-unveils-refreshed-brand-updated-mission-to-improve-health-care-for-all-americans. Accessed 12 May 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

The Friday Five for May 30, 2025: Field Notes for This Week Helpful Keyboard Shortcuts Mozilla Pocket Alternatives YouTube Adds Top Podcasts Chart How to Avoid Using Elderspeak   Field Notes: “AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 28 May 2025. “NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 28 May 2025. Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/   Helpful Keyboard Shortcuts: Wawro, Alex. “9 MacBook Keyboard Shortcuts You Need to Know First.” Tomsguide.Com, Tom's Guide, 20 Apr. 2025, www.tomsguide.com/computing/macos/9-macbook-keyboard-shortcuts-you-need-to-know-first. Kasiya, Chifundo. “12 Windows Key Shortcuts I Use Every Day.” Howtogeek.Com, How-To Geek, 23 Feb. 2025, www.howtogeek.com/windows-key-shortcuts-i-use-every-day/. Brookes, Tim. “13 Mac Keyboard Shortcuts I Couldn't Live Without.” Howtogeek.Com, How-To Geek, 10 Apr. 2025, www.howtogeek.com/mac-keyboard-shortcuts-i-couldnt-live-without/. “Mac Split Screen: How to Chop Your Screen in Half for Multitasking.” Cnet.Com, CNET, 3 Feb. 2025, www.cnet.com/tech/services-and-software/mac-split-screen-how-to-chop-your-screen-in-half-for-multitasking/. Aamoth, Doug. “These 10 Windows 11 Keyboard Shortcuts Will Boost Your Productivity.” Fastcompany.Com, Fast Company, 27 May 2025, www.fastcompany.com/91337250/best-windows-11-keyboard-shortcuts. Fisher, Tim. “Windows Keyboard Shortcuts to Know in 2025.” Lifewire.Com, Lifewire, 14 Jan. 2025, www.lifewire.com/best-windows-keyboard-shortcuts-6503973.   Mozilla Pocket Alternatives: Reddy, Ramesh. “6 Best Pocket Alternatives to Save and Read Articles Later [2025].” Techpp.Com, TechPP, 24 May 2025, techpp.com/2025/05/24/best-pocket-alternatives/. Manuel, Beatrice. “Best Read-It-Later Apps in 2025: Top Ways to Save Web Pages & Content.” Edited by Samuel Chapman and Eugenie Tiu, Cloudwards.Net, Cloudwards, 16 May 2025, www.cloudwards.net/best-read-it-later-apps/. Instapaper: https://instapaper.com/ Matter: https://hq.getmatter.com/ Blake, Alex. “Mozilla Is Shutting down Pocket – Here Are the 3 Best Bookmarking Alternatives.” TechRadar, techradar.com, 23 May 2025, www.techradar.com/computing/websites-apps/mozilla-is-shutting-down-pocket-here-are-the-3-best-bookmarking-alternatives. Delima, David. “Mozilla's Pocket Shuts down in July: Try These Four Pocket Alternatives.” Gadgets360.Com, Gadgets 360, 24 May 2025, www.gadgets360.com/apps/features/mozilla-pocket-shutdown-alternatives-bookmarks-app-8497286. Krasnoff, Barbara. “Pocket Alternatives for Bookmarking Your Content.” Theverge.Com, The Verge, 23 May 2025, www.theverge.com/22927750/bookmarks-pocket-firefox-instapaper-raindrop. Raindrop.io: https://raindrop.io/ Mehta, Ivan, and Sarah Perez. “Read-It-Later App Pocket Is Shutting down - Here Are the Best Alternatives.” Techcrunch.Com, TechCrunch, 27 May 2025, techcrunch.com/2025/05/27/read-it-later-app-pocket-is-shutting-down-here-are-the-best-alternatives/. Peckham, James. “Read-It-Later Pocket App Will Shut down on July 8.” Pcmag.Com, PCMAG, 23 May 2025, www.pcmag.com/news/pocket-shut-down-the-read-it-later-app-will-close-on-july-8. Pot, Justin. “The 4 Best Read It Later Apps.” Zapier.Com, Zapier, 15 Aug. 2024, zapier.com/blog/best-bookmaking-read-it-later-app/.   YouTube Adds Top Podcasts Chart: “Apple Podcast Charts.” Podcasts.Apple.Com, Apple, podcasts.apple.com/us/charts. Accessed 28 May 2025. “Spotify Podcast Charts.” Podcastcharts.Byspotify.Com, Spotify, podcastcharts.byspotify.com/. Accessed 28 May 2025. “YouTube Podcast Charts.” Charts.Youtube.Com, YouTube, charts.youtube.com/podcasts. Accessed 28 May 2025.   How to Avoid Using Elderspeak: Senior Speak: Talking to Medicare Clients Age 65 & Older: https://ritterim.com/blog/senior-speak-talking-to-medicare-clients-age-65-and-older/ Shaw, Clarissa A., et al. “The Iowa Coding Scheme for Elderspeak: Development and Validation.” Academic.Oup.Com, Oxford Academic, 4 Mar. 2025, academic.oup.com/gerontologist/article/65/6/gnaf093/8051882. Span, Paula. “Honey, Sweetie, Dearie: The Perils of Elderspeak.” Nytimes.Com, The New York Times, 3 May 2025, www.nytimes.com/2025/05/03/health/elderly-treatment-aides.html.   Rueppel Recommends: Ridgely, Charlie. “Everything Coming to Netflix, Disney+, Max & Other Streaming Services in June 2025.” ComicBook.Com, Comic Book, 26 May 2025, comicbook.com/movies/news/new-streaming-movies-tv-june-2025-netflix-disney-hbo-services/.   Resources: 4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670 Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85 Community Engagement & ACA Marketing Suggestions for Agents: https://lnk.to/ASG665 Reassuring Your Clients During Difficult Times: https://lnk.to/asg671 Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

How are your clients doing right now? Have you reached out? Have they? If you're not sure what to say or where to start, we've got some easy-to-implement suggestions in this episode.   Resources: 3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656 4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655 5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321 Client Check-in Call Script: https://ritterim.com/documents/client-check-in-phone-script.docx Client Check-in Email Template: https://ritterim.com/documents/client-check-in-email-template.docx  How Plan Crosswalks Work in the ACA Marketplace: https://lnk.to/ASG664 Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025   References: “2025 Tech Trends and Adults 50-Plus.” AARP.Org, AARP, https://www.aarp.org/content/dam/aarp/research/topics/technology/internet-media-devices/2025-technology-trends-older-adults.doi.10.26419-2fres.00891.001.pdf. Accessed 7 May 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

No need to reinvent the wheel. Sometimes, you just need to add a spoke! Robert Rothschild joins Sarah to chat about his background and what keeps him striving for more.   Find Robert Rothschild Online: LinkedIn: https://www.linkedin.com/in/robert-a-rothschild-mba-a89a2133/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.