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In this episode, I'm taking you behind the scenes of my surrender experiment and sharing the surprising limiting belief that surfaced while I was in it. I talk about how fear and anxiety can actually point us straight to the subconscious blocks running the show, and how journaling and meditation helped me realize I wasn't being thrown into the deep end — I was being gently stretched. I also share how you can use tools like Human Design or Gene Keys to spot your own growth edge.  Because real growth isn't sudden immersion… it's intentional expansion. And I truly believe there's a perfect plan unfolding for each of us, even when we can't see the full picture yet. Similar episodes to this topic:  197: How To Identify Your Limiting Beliefs 244: Stop Overthinking! Your Next Step Is Already Calling You Join The Monthly Woo Woo Wednesday Live Meetup! Let's be friends on Instagram! Join The Weekly Nudge Email List!

Send a textWe teamed up with Guy Adami and Dan Nathan to discuss two major developing market stories ahead of meeting in Miami for the iConnections Global Alts conference. The first topic is stress in private credit, centered on Blue Owl's retail-focused semi-liquid vehicle (Blue Owl Capital Corp II) facing heavy redemptions and gating, highlighting the liquidity mismatch between retail redemption needs and long-dated loan assets. They contrast the gated evergreen structure with Blue Owl's publicly traded BDC that was trading roughly 20% below NAV, discuss Blue Owl's reported loan sales near NAV, and explore why the issue is pressuring related stocks like Blue Owl and Blackstone despite an S&P 500 that appears indifferent. The group connects the private credit conversation to how AI/data center buildouts are financed, including references to Meta-related structures and concerns about CoreWeave's ability to raise capital for data center obligations, and notes that credit markets often reprice quickly only after complacency breaks. The second topic is prediction markets, focusing on Kalshi and its partnership with Tradeweb to publish analytics and potentially enable institutional trading of binary outcomes on events like Fed decisions and macro data, raising questions about democratized access, liquidity constraints, regulatory gaps, spoofing, and the role of insider information, along with implications for politics and whether more information is always better.For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Two decades ago, NASA Administrator Michael Griffin said the space agency has become too dependent on outside contractors, hollowing out some of the skills the agency needs in-house to oversee and evaluate programs. Similar concerns rose to the top when NASA kicked off its Vision 2040 project in 2018. Now it's NASA Administrator Jared Isaacman's turn to pave over this well-known ground. In this week's federal report, Federal News Network executive editor Jason Miller writes about why this latest attempt to refocus and reinvigorate NASA's workforce may be different. Jason joins me now to discuss.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

He was born sometime in the mid-fourth century on an island in the Aegean. For a time he lived successfully in the world, receiving a good education in Constantinople, then serving for a time for the Prefect of the Praetorium. But, becoming aware of the vanity of worldly things, he answered Christ's call, gave away all his goods to the poor and entered a monastery in Syria. After four years in obedience, he came to feel that the security of monastic life was inconsistent with the Gospel command to take no thought for the morrow; so he withdrew to the desert, taking with him only his garment and the Book of the Gospel. There he lived alone for seven years.   At the end of this period he set out on an apostolic mission to Mesopotamia, where he brought many to Christ: the city prefect Rabbula was converted after Alexander brought down fire from heaven, and a band of brigands who accosted the Saint on the road were transformed into a monastic community. He finally fled the city when the Christians there rose up demanding that he be made bishop. He once again took up a solitary life in the desert beyond the Euphrates, spending the day in prayer and part of the night sheltered in a barrel. There he remained for forty years. His holiness gradually attracted more than four hundred disciples, whom Alexander organized into a monastic community. Each disciple owned only one tunic, and was required to give away anything that they did not need for that day. Despite this threadbare life, the monastery was able to set up and run a hospice for the poor!   Alexander was perplexed as to how the admonition Pray without ceasing (1 Thess. 5:17) could be fulfilled by frail human flesh, but after three years of fasting and prayer, God showed him a method. He organized his monks into four groups according to whether their native language was Greek, Latin, Syriac or Coptic, and the groups prayed in shifts throughout the day and night. Twenty-four divine services were appointed each day, and the monks would chant from the Psalter between services. The community henceforth came to be known as the Akoimetoi, the Unsleeping Ones. (Similar communities later sprang up in the West, practicing what was there called Laus Perennis; St Columban founded many of these.)   Always desiring to spread the holy Gospel, Saint Alexander sent companies of missionaries to the pagans of southern Egypt. He and a company of 150 disciples set out as a kind of traveling monastery, living entirely on the charity of the villages they visited. Eventually they settled in some abandoned baths in Antioch, setting up a there a monastery dedicated to the unceasing praise of God; but a jealous bishop drove them from the city. Making his way to Constantinople, he settled there with four monks. In a few days, more than four hundred monks had left their monasteries to join his community. The Saint organized them into three companies — Greeks, Latins and Syrians — and restored the program of unsleeping prayer that his community had practiced in Mesopotamia. Not surprisingly, his success aroused the envy and anger of the abbots whose monasteries had been nearly emptied; they managed to have him condemned as a Messalian at a council held in 426. (The Messalians were an over-spiritualizing sect who believed that the Christian life consisted exclusively of prayer.) Alexander was sent back to Syria, and most of his monks were imprisoned; but as soon as they were released, most fled the city to join him again. The Saint spent his last years traveling from place to place, founding monasteries, often persecuted, until he reposed in 430, 'to join the Angelic choirs which he had so well imitated on earth.' (Synaxarion)   The practice of unceasing praise, established by St Alexander, spread throughout the Empire. The Monastery of the Akoimetoi, founded by a St Marcellus, a successor of Alexander, was established in Constantinople and became a beacon to the Christian world. 'Even though it has not been retained in today's practice, the unceasing praise established by Saint Alexander was influential in the formation of the daily cycle of liturgical offices in the East and even more so in the West.' (Synaxarion)

In this episode of Woo Woo Wednesday, we're diving into a series of synchronicities that felt too aligned to ignore. What started as a few "hmm, that's interesting…" moments turned into a deeper exploration of surrender, divine timing, and the hidden order of the universe. Inspired by The Surrender Experiment book, I share how letting go of control has opened my eyes to how life is constantly organizing itself behind the scenes. This episode is about trusting the bigger picture, recognizing synchronicities when they show up, and allowing life to unfold without needing to force or control every outcome. When you zoom out, you might realize it's all far more connected than you thought. Similar episodes to this topic:  243: What If You're Receiving Guidance Differently Than You Expect? 204: Trusting the Bigger Picture: An Easier Path to Success Join The Monthly Woo Woo Wednesday Live Meetup! Let's be friends on Instagram! Join The Weekly Nudge Email List!

Send a textIn this episode, we're breaking down Season 4, Episode 7 of Industry, "Points of Emphasis" — and we have a lot of feelings. We walk you through all the major plot developments, from Whitney's attempted escape and his terrifying confrontation with what appears to be his foreign handlers, to Yasmin's ruthless political maneuvering to bring down Lisa Dern and protect herself as Tender collapses around her.Along the way, we dig into the finance: what a hostile takeover actually is and why Whitney's stock-for-stock bid for PierPoint is more smoke and mirrors than strategy, the real-world Porsche-Volkswagen story that inspired Whitney's synthetic position playbook (and why it still wouldn't be legal today), and why Harper's team is covering their short carefully as the stock craters.We also get into the emotional core of the episode: Lord Norton's heartbreaking decision to let Henry face the consequences, the long-awaited Harper and Yasmin reconciliation, and what Yasmin's admission that she's "never been necessary" might be setting up for the season finale.Share your theories and let us know where you think this all ends for our characters!For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

0:00 - I'm sorry, Podcast listeners. These goal/Merica montages don't sound the same without Free Bird in the background. Stupid copyright rules. I guess you'll have to envision the freedom in your head for the full experience.Anyway, USA beat Canada yesterday in hockey to wrap up the Olympics on a high note. Now look...a silver medal is nothing to sneeze at! That's an amazing accomplishment. But Team Canada looked incredibly crushed and depressed as they received their medals. And what made it worse...they all received a plushie doll of the Olympics mascot too. Nathan MacKinnon had to use every ounce of self control in his system to not rip the head off that damn thing. Moser said that's unacceptable. You canNOT give a grown man a stuffed animal as a consolation prize.17:38 - The Avalanche and the Nuggets are facing similar problems right now. What used to be their greatest strength is now their biggest weakness. What's the fix?30:08 - Oh, by the way...the Cowboys extended Javonte Williams. Is it the right value? Oh, by the way...the Canadian curling cheater spoke up about the controversy. Oh, by the way...the Avs are getting a minor league team in New Mexico!

At the celebration of Lunar New Year of the Fire Horse

Abe Gordon and Madison Crews recap the aftermath of Atlanta United's 2-0 road loss to FC Cincinnati in what was new head coach, Gerardo "Tata" Martino's debut with the club.

Proverbs 16 reads like a finishing school exam for civil rulers. The author's calling and experience provide the background context occasioning this passage. Nevertheless while Solomon's office as king of Israel explains the instrumental cause of blessing in the land, the chapter itself proclaims the sovereignty of God as the formal cause. Applications of this chapter extend to us as Solomon is citing the maximal case here. The implication being, if the greatest of earthly kings is subject & accountable to the law of God & if he rules merely as an instrument of God's divine decree...the same is certainly true for everyone else. Similar to chapter 15, several verses placed strategically throughout the passage pronounce the theme. These key proverbs are verse 1, 9, and 33 all of which highlight the royal preeminence of YAHWEH the ultimate sovereign, human agency

Today, we're going to introduce more pairs of Japanese verbs that are easily mixed up.Do you know what kimasu means? It means “to come” and also “to wear”! So complicated, right?I hope today's episode will help you remember these confusing verbs correctly.

A new coach and a new day is coming to Pittsburgh football but the win total might just remain a constant. Steel Curtain Network's Jeff Hartman, Dave Schofield and Bryan Anthony Davis break it all down on their latest episode from the Fans First Sports Network. Check out our exclusive 20% off deals with Hyper Natural, Big Fork Brands, and Strong Coffee Company ⁠⁠⁠HERE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Crazy Wisdom podcast, host Stewart Alsop sits down with Markus Buehler, the McAfee Professor of Engineering at MIT, to explore how seemingly different systems—from proteins and music to knowledge structures and AI reasoning—share underlying patterns through hierarchy, self-organization, and scale-free networks. The conversation ranges from the limits of current AI interpolation versus true discovery (using the fire-to-fusion example), to the emergence of agent swarms and their non-linear effects, to practical questions about ontologies, knowledge graphs, and whether humans will remain necessary in the creative discovery process. Markus discusses his lab's work automating scientific discovery through AI agents that can generate hypotheses, run simulations, and even retrain themselves, while Stewart shares his own experiences building applications with AI coding agents and grapples with questions about intellectual property, material science constraints, and the future of human creativity in an AI-abundant world.Timestamps00:00 - Introduction to Marcus Buehler's work on knowledge graphs, structural grammar across proteins, music, and AI reasoning05:00 - Discussion of AI discovery versus interpolation, using fire and fusion as examples of fundamental versus incremental innovation10:00 - Language models as connective glue between agents, enabling communication despite imperfect outputs and canonical averaging15:00 - Embodiment and agency in AI systems, creating adversarial agents that challenge theories and expand world models20:00 - Emergent properties in materials and AI, comparing dislocations in metals to behaviors in agent swarms25:00 - Human role-playing and phase separation in society, parallels to composite materials and heterogeneity30:00 - Physical world challenges, atom-by-atom manufacturing at MIT.nano, limitations of lithography machines35:00 - Synthetic biology as alternative to nanotechnology, programming microorganisms for materials discovery40:00 - Intellectual property debates, commodification of AI models, control layers more valuable than model architecture45:00 - Automation of ontologies, agent self-testing, daughter's coding success at age 1150:00 - Graph theory for knowledge compression, neurosymbolic approaches combining symbolic and neural methods55:00 - Nonlinear acceleration in AI, emergence from accumulated innovations, restaurant owner embracing AI01:00:00 - Future generations possibly rejecting AI, democratization of knowledge, social media as real-time scientific discourseKey Insights1. Universal Patterns Across Disciplines: Seemingly different systems in nature—proteins, music, social networks, and knowledge itself—share fundamental structural patterns including hierarchy, self-organization, and scale-free networks. This commonality allows creative thinkers to draw insights across disciplines, applying principles from one domain to solve problems in another. As an engineer and materials scientist, Buehler has leveraged these isomorphisms to advance scientific understanding by mapping the "plumbing" of different systems onto each other, revealing hidden relationships that enable extrapolation beyond what's observable in any single domain.2. The Discovery Versus Interpolation Problem: Current AI systems, particularly large language models, excel at interpolation—recombining existing knowledge in new ways—but struggle with genuine discovery that requires fundamental rewiring of world models. Using the example of fire versus fusion, Buehler explains that an AI trained on combustion chemistry would propose bigger fires or new fuels, but couldn't conceive of fusion because that requires stepping back to more fundamental physics. True discovery demands the ability to recognize when existing theories have boundaries and to develop entirely new frameworks, something current AI architectures aren't designed to achieve due to their training objective of predicting the most likely outcome.3. The Role of Ontologies and Knowledge Graphs: While some AI researchers argue that ontologies are unnecessary because models form internal representations, Buehler advocates for explicit knowledge graphs as essential discovery tools. External ontologies provide sharp, analytical, symbolic representations that complement the fuzzy internal representations of neural networks. They enable verification of rare connections—like obscure papers that might hold key insights—which would be averaged away in standard AI training. This neurosymbolic approach combines the generalization capabilities of neural networks with the precision of formal knowledge structures, creating more powerful discovery systems.4. Emergent Properties and Agent Swarms: Just as materials science shows that collections of atoms exhibit properties impossible to predict from individual components, AI agent swarms demonstrate emergent behaviors beyond single models. When agents are incentivized not just to answer questions but to challenge each other adversarially, propose theories, and test hypotheses, they can spawn new copies of themselves and evolve understanding beyond their initial programming. This emergence isn't surprising from a materials science perspective—dislocations, grain boundaries, and other collective phenomena only appear at scale, fundamentally determining material behavior in ways unpredictable from studying just a few atoms.5. The Commoditization of Intelligence: The fundamental AI models themselves are becoming commodities, as evidenced by events like the Moldbug phenomenon where people built agents using various providers interchangeably. The real value is shifting from who has the smartest model to how models are orchestrated, integrated, and deployed. This parallels historical technology adoption patterns—just as we moved past debating who makes the best electricity to focusing on applications, AI is transitioning from a horse race over model capabilities to questions of infrastructure, energy, access speed, and agent coordination at the systems level.6. Human-AI Collaboration and Creative Control: Rather than wholesale replacement, AI enables humans to operate in an intensely creative space as orchestrators sampling from vast possibility spaces. Similar to how Buehler's 11-year-old daughter now builds sophisticated applications that would have required professional developers years ago, AI democratizes access to capabilities while humans retain the creative judgment about direction and meaning. The human role becomes curating emergence, finding rare connections, playing at the edges of knowledge, and exercising the kind of curiosity-driven exploration that AI systems lack without embodied stakes in their own survival and continuation.7. Technology as Evolutionary Inevitability: The development of AI represents not an unnatural threat but the next stage of human evolution—an extension of our innate drive to build models of ourselves and our world. From cave paintings to partial differential equations to artificial intelligence, humans continuously create increasingly sophisticated representations and tools. Attempting to stop this technological evolution is futile; instead, the focus should be on steering it ...

Nattering With E Ep 180 - When The Puzzle Gets Tough What up, world, it's your boy E! On today's episode, Eric goes solo to talk about his fascination and obsession with the word search game Squaredle. Similar to Wordle in that you have to guess the words, Squaredle is a word search game online that you have to create words from 18 different letters. With over 1000 possible combinations, the game can be either quick or super long, like today's 51-word puzzle. Eric also discusses his beloved West Ham United and plans for future episodes. As always, catch this and every Nattering With E episode on the Nattering With E Network and on Visionaries Global Media, where you get your podcasts.

This lecture was recorded by Alain Goriely on 13th February 2026 at Bernard's Inn Hall, LondonAlain Goriely is a mathematician with broad interests in mathematical methods, mechanics, sciences, and engineering. He is well known for his contributions to dynamical systems, mathematical biology, as well as fundamental and applied mechanics. He is particularly well known for the development of a mathematical theory of biological growth, culminating with his seminal monograph The Mathematics on Mechanics of Biological Growth (2017).He received his PhD from the University of Brussels in 1994 where he became a lecturer. In 1996, he joined the University of Arizona where he established a research group within the renowned Program of Applied Mathematics. In 2010, he joined the University of Oxford as the inaugural Statutory Professor of Mathematical Modelling and fellow of St. Catherine's College. He is currently the Director of the Oxford Centre for Industrial and Applied Mathematics.The transcript and downloadable versions of the lecture are available from the Gresham College website: https://www.gresham.ac.uk/watch-now/she-sellsGresham College has offered free public lectures for over 400 years, thanks to the generosity of our supporters. There are currently over 2,500 lectures free to access. We believe that everyone should have the opportunity to learn from some of the greatest minds. To support Gresham's mission, please consider making a donation: https://gresham.ac.uk/support/Website:  https://gresham.ac.ukTwitter:  https://twitter.com/greshamcollegeFacebook: https://facebook.com/greshamcollegeInstagram: https://instagram.com/greshamcollegeSupport the show

At its core, the case hinges on a straightforward legal framework: sex trafficking of minors involves recruiting or obtaining someone under eighteen for sexual activity in exchange for money or something of value. The conduct described in this instance followed a consistent pattern. Underage girls were allegedly approached with offers of cash for “massages,” encounters escalated into sexual acts, and payments were made afterward. Reports further described a referral system in which girls were encouraged to bring other girls and were compensated for doing so. Because minors cannot legally consent to commercial sex, the presence of payment and recruitment carries decisive legal weight. The absence of overt force does not negate the charge when the alleged victims are under eighteen.The allegations were not confined to a single episode or location. Similar accounts surfaced across multiple properties and over an extended period, suggesting repetition and coordination rather than isolated misconduct. Critics note that a prior plea agreement and the lack of a completed federal trial do not eliminate the factual allegations that formed the basis of later indictments. The commercial element—cash tied to sexual access involving minors—remains central. When recruitment, payment, and repetition converge, investigators and prosecutors characterize that structure as organized commercial sexual exploitation of minors. Stripped of political framing, the factual framework aligns with the statutory definition of sex trafficking.to contact me:bobbycapucci@protonmail.com

Send a textKristin Olson, Goldman Sachs' Head of Alternatives for Wealth and Asset and Wealth Management, sits down with us for the most candid, no-fluff conversation about private equity and private credit we've ever had. .She walks us through the very real benefits of investing in private capital while also answering the cynical questions: do “retail” investors in private equity products like evergreen funds and perpetual funds get the A-team investors? Are those structures getting the best deals? How do the fees compare to the fees on products for institutional investors? Plus, If more buyers flood the market, does that push prices up and compress returns? Kristin breaks down for us how this whole ecosystem actually works, she discusses the biggest shift in private markets right now, and the pros and cons of newer structures that aim to make private assets feel more like “normal investing.” Finally, we go deep on what investors should actually ask before putting money into private equity and private credit. Kristin talks us through how fees can be misleading, when carry is taken, hurdle rates, gating/redemptions, and what “liquidity” really means when markets get stressed. This is an episode every investor should listen to before putting private capital into their portfolio.For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Dr. Monty Pal and Dr. Ari Rosenberg discuss the evolution of treatment strategies in head and neck cancers, including the challenges of treating both HPV-positive and HPV-negative disease and the emergence of blood-based biomarkers to advance personalized therapy across different subtypes. TRANSCRIPT Dr. Monty Pal: Hello and welcome to the ASCO Daily News Podcast. I'm your host, Dr. Monty Pal. I'm a medical oncologist, professor, and vice chair of academic affairs at the City of Hope Comprehensive Cancer Center in Los Angeles. Today, we're going to explore the evolving landscape of treatment strategies in head and neck cancer management, including locoregionally advanced head and neck squamous cell carcinoma, which happens to be on the rise in United States, in part due to spike in HPV-mediated oropharyngeal cancers. We're also going to discuss the emerging strategies of using blood-based biomarkers to really advance personalized therapy. Joining me for this discussion is Dr. Ari Rosenberg. He's a medical oncologist focused on head and neck cancer, and he's an associate professor – congratulations on the recent promotion – at the University of Chicago. The University of Chicago has really produced luminaries in this field, Dr. Rosenberg included. I've had the pleasure of getting to know Dr. Ezra Cohen over the years, who really had his grounding there, and of course Everett Vokes, former ASCO President. I'm really looking forward to this conversation, Ari. Thanks so much for joining us. Dr. Ari Rosenberg: Thanks, Monty. Thanks for the invitation. Dr. Monty Pal: You got it. And just a quick note for our listeners, our full disclosures are going to be in the transcript at the end of this episode. So let's start with the basics, if you don't mind. So, head and neck cancers are very diverse and they're challenging, right? In the sense that they're near vital organs, the treatments, you know, as we all saw during fellowship, if not now in clinical practice. They can really have such a major impact on vital organ function, speech, swallowing, et cetera. Can you just comment on head and neck cancers that are on the rise in the U.S.? I alluded to this briefly. Particularly, we've heard this in the context of colorectal cancer and so forth. Are you actually seeing younger adults being affected by this? Dr. Ari Rosenberg: Yeah, thanks for that. The vast majority of head and neck cancers are head and neck squamous cell carcinomas, as I'm sure many of the listeners recall as well from fellowship or their current training. And as you alluded to, the organ function, long-term and functional quality of life outcomes are quite important, particularly in the context that these develop in high value real estate, parts of our head and neck area that we use for speaking, swallowing, all sorts of other essential functions as well. As you also alluded to, we think of this in two different particular subtypes of head and neck cancer. The historical head and neck cancer from 50, 60 years ago was almost exclusively related to carcinogen exposure, tobacco, alcohol use, and that subtype of carcinogen-induced head and neck cancer has been slowly declining. However, over the last now several decades, we've been seeing an increase in primary oropharyngeal squamous cell carcinoma, mostly tonsil, base of tongue. These are attributable to HPV, human papillomavirus exposure. And that's now the majority of the head and neck cancers that we tend to see in our clinic. As you also alluded to, these have very different prognoses as well. HPV-related head and neck cancer has a much more favorable prognosis where much of the interest has been in can we de-intensify to optimize long-term function? But then the non-HPV-related head and neck cancer, or what we call HPV-negative head and neck cancer, continue to be very, very challenging. We only managed to cure about half of these folks, with many of these patients developing the current disease. These patients, in addition to being difficult to treat, also have major impacts both in terms of the treatments they undergo as well as their disease that can impact their function and quality of life. And you hinted at this a little bit, but we have been seeing an increase in younger patients with HPV-negative head and neck cancer as well, which is quite concerning. Younger patients, oftentimes never smokers, never drinkers, who are developing non-HPV-negative head and neck cancer. And that's been a little bit of a more recent trend that we've been seeing as well. So, definitely a lot of work to be done to optimize and improve outcomes across all of these different head and neck cancer subtypes. Dr. Monty Pal: I mean, I'm just curious, you know, in the context of colorectal cancer, one of the things that we talk about is the potential role of the microbiome driving some of these young-onset cancers with, you know, perhaps there being an impact on, for instance, inflammation and the gut and what have you. Tell me about head and neck cancer. Is this anything known as to why younger patients might be getting diagnosed with non-HPV type cancers? It's odd to me. Dr. Ari Rosenberg: Yeah, it's a great question. A lot of people are working on it. I think we folks have hypotheses, but it hasn't totally panned out exactly what's going on there. It does have a little bit more of a tendency towards women, whereas historically head and neck cancer is much more common in men than it is in women. But lots of people working on that, whether it's related to chronic inflammation, whether it's related to the microbiome. Whether it's related to dental exposure, dental work. So, a lot of folks trying to parse that out because I agree with you, it needs to be identified alongside improving treatment paradigms for these patients, the young ones and the older patients as well. Dr. Monty Pal: Interesting, interesting. You know, one of the phenomena that was sort of coming around when I was in training 25 years ago was this role of sort of induction therapy for head and neck cancers. And of course, it's really come full circle now to include checkpoint inhibitors and so forth. Tell me a little bit about this and how you apply it, maybe in an HPV-mediated context, maybe in a non-HPV context. Dr. Ari Rosenberg: Yeah, absolutely. Induction chemotherapy, as you alluded to, or neoadjuvant chemotherapy, depending on what the locoregional treatment approach is. Similar to other cancer types where systemic control early on has many potential advantages in this setting. Now, in head and neck cancer, even though induction chemotherapy is quite active in head and neck cancer, both HPV-positive and HPV-negative with pretty good response rates. A survival advantage for all comers with local regionally advanced disease remains unproven. There's been two randomized trials, both underpowered, but essentially did not show a survival advantage, showing that induction chemotherapy for all patients with locoregionally advanced and neck cancer can't be justified for a survival advantage. That being said though, there remains a number of potential advantages of giving induction or neoadjuvant chemotherapy, of course, improving systemic control and debulking the disease early on has potential advantages, and predicting the responsiveness to subsequent radiation treatment. We know for some time in head and neck cancer that the percentage of shrinkage or the response to induction chemotherapy actually predicts outcome related to radiation as a dynamic biomarker where response can be used to select patients, for example, for de-escalated radiation has been an area of active investigation, active research. And it also remains a key opportunity to evaluate predictive biomarkers and understanding pre and post treatment to better understand the biology. I'll just add to your question that recently over this past year, we also saw phase 3 data for neoadjuvant immunotherapy for a subset of head and neck cancer that is surgically resectable. And so that's reintroducing the potential benefit in the immunotherapy era of incorporating immunotherapy in the neoadjuvant or the induction setting as part of the evolving treatment paradigm for these diseases. Dr. Monty Pal: That's really interesting. And you kind of alluded to already several topics that I plan to hit on, you know, for instance, the role of immune checkpoint inhibitors, induction, chemotherapy, and so forth. And you started to touch on biomarkers. And of course, I think that's something near and dear to many of us in academic oncology. One thing that we've started talking a lot about in the context of colorectal cancer is circulating tumor DNA. How do you think this might fit in the context of head and neck cancer? Can you give us a flavor for that? Dr. Ari Rosenberg: Yeah, absolutely. In head and neck cancer, the current landscape is most developed for circulating tumor DNA for HPV-related head and neck cancer. The advantage of HPV-related head neck cancer is that you have a distinctive HPV DNA that does tend to spill out into the peripheral blood and can be detected using various different blood-based assays. And because of that advantage as a tissue agnostic approach, it turns out that a number of HPV DNA plasma assays are actually quite sensitive and quite specific. And a number of them have indeed been commercialized. Of course, not only for detecting a baseline, but also grading responsiveness during treatment and probably most importantly in the post-treatment surveillance setting, the detection of HPV DNA in the plasma remains a very important and substantial predictor of developing recurrent disease. There's been a number of trials that have been emerging looking at ctDNA and HPV-related head and neck cancer, using it, for example, as a strategy to deescalate patients. That was something we saw this past ASCO from the Dana-Farber group, and also using it to early detect recurrence and potentially intervene earlier for patients with minimal residual disease positivity. So, that remains evolving and as many folks are, I think, already using it in the clinic. But ctDNA also has a lot of potential for HPV-negative head and neck cancer. This is actually a bit more challenging to develop because you don't have that HPV DNA that you can track predictably because the tumor is an HPV- negative disease are much more heterogeneous, but there are a number of data that are coming out both for personalized assays such as Signatera or some of the other assays that require tumor. Unlike colon cancer, which you referenced, where most patients get surgery upfront, in head and neck cancer, many of the patients receive non-surgical pre-chemoradiation. So sometimes the amount of tumor available to generate a personalized assay is more limited and can be one of the challenges that we see in head neck cancer. But certainly that also seems to be emerging. And there's also further assays that are being developed for HPV-negative head neck cancers, such as methylomic signatures and others that may be tissue informed or tissue agnostic. And these are also emerging, particularly in the post-treatment surveillance setting as strong predictors of recurrent disease. So while we're certainly behind some of these other more common tumor types, colon cancer, lung cancer, we're right there with them and more and more trials are going report out, including a number of trials in our upcoming [University of Chicago] Head and Neck Cancer Symposium where I'll be presenting some data and others in the field will be presenting some data looking at ctDNA both for HPV-positive and for HPV- negative to try to improve outcomes for these patients. Dr. Monty Pal: That's so interesting. I've got to tell you that in kidney cancer, what I deal with day to day is a very low shedding disease, right? So techniques as opposed to ctDNA looking for tumor-informed information, that might be less preferred to something like methylomics where you might not necessarily be so contingent on what's happening in the primary tumor. I'm really interested in you mentioning that. Just a point of clarification, this is something I'm trying to wrap my head around. You'd mentioned circulating tumor HPV DNA, right? I assume this is markedly different from just looking for HPV titers in the patient, right? So is this actually incorporated elements of HPV within, you know, essentially host genome, if you will? Dr. Ari Rosenberg: Yeah, correct. This is circulating tumor HPV DNA. And we think of it biologically as a plasma-based tumor DNA biomarker that's specific for HPV-related head and neck cancers. Dr. Monty Pal: Got it, got it. It makes me wonder whether or not this might be applicable to diseases like cervical cancer and so forth where there's also extensively, you know, biology driven by HPV. Is that fair? Dr. Ari Rosenberg: Yes, definitely. And in the head and neck cancer field, much of this ctDNA actually was derived from a different viral mediated head neck cancer, is less common in the U.S., but nasopharyngeal cancer, which is oftentimes associated with EBV. That has been a biomarker for quite some time in nasopharyngeal cancer. Of course, in places where EBV-associated nasopharyngeal cancer, is endemic, such as East Asia, this has been around for quite some time, but we've been using that in the U.S., and there's been trials that have used EBV DNA plasma to predict recurrence and stratify for adjuvant treatment, for example. And so now with HPV, it's much more applicable to our US population because the vast majority of our head and neck cancer patients that we see in the US that are viral mediated in the US tend to be HPV-related. So having assays that we can use to improve outcomes for that biological subset remains of particular interest for us. Dr. Monty Pal: Yeah, that's fascinating. By the way, for the fellows listening, there's tons of boards pearls here that Dr. Rosenberg shared, EBV-associated cancers, the role of HPV and treatment association. So if you're recertifying anytime soon, I definitely think there's notes to take from this conversation indeed. I wanted to shift gears a little bit. And obviously, you're a prolific researcher. I don't think anyone goes through their fellowship in medical oncology without recounting these experiences of our head and neck patients really suffering from treatment-related toxicities. It's a real challenge. And I'm just wondering, I know a big body of work that you're focused on is really using multimodality treatment paradigms to perhaps reduce the cumulative treatment burden of patients with head and neck cancers. Can you talk about that a little bit? Dr. Ari Rosenberg: Yeah, definitely. Thanks for the question. And before I start going into some of the strategies, I'll just say that head and neck cancer, this is particularly for the fellows that are listening as well, just in reference to your prior comment, that this is really a multidisciplinary disease. At our center, all head and neck cancer patients are seen upfront at that first visit by all three specialties, med onc, rad onc, and surgery, because the choice and sequencing of modalities to optimize not only survival, but also functional quality of life outcome is so critical. And I think that's probably the biggest takeaway for anyone who treats a lot of head and neck cancer or will be treating a lot of head and neck cancer in the clinic. But in terms of more specific attempts at trying to optimize some of those parameters that you described, we really think about these separately in terms of HPV-positive and HPV-negative head and neck cancer. For HPV-positive head and neck cancer, the cure rates are quite high with chemo radiation, although not for everyone. There's still about 15, 10 to 15 % of folks that will develop a recurrence. But for the vast majority of patients, standard chemoradiation is quite a cure to therapy, but the toxicity associated with that can be quite substantial. And so there's been a number of attempts to try to deescalate treatment. It turns out that deescalating everyone with locoregionally advanced HPV-positive head and neck cancer is not a good strategy because it's not able to select out the patients that really do need full dose treatment. And we have seen some negative trials that show inferior outcomes when everyone is deescalated. But what does remain promising is again, trying to select out who the best candidates are for deescalated treatment. The folks at MSK have hypoxia imaging that they're using in trials that looks quite promising to select for the more favorable deescalatable biology. At our center, we've been interested in using induction chemotherapy to stratify response and select patients for deescalated treatment with excellent survival outcomes and reduce toxicity with deescalated treatment. And more recently, ctDNA that us and other groups, such as the Dana-Farber group, is using. And that also looks quite promising. Again, how do you select the patient who will do well with less radiation versus the ones that really need the full doses and volumes of radiation? And then for HPV-negative head and neck cancer, this is a much trickier disease because already the survival outcomes are not like we want it to be. Trying to figure out how to improve survival outcomes remains an important thing. Using immunotherapy seems to be one of the key cornerstones to that. But these are patients that also suffer from a lot of toxicity related to their treatment. We completed a trial not too long ago that we published this past year where we, in HPV-negative head and neck cancer patients, de-intensified the radiation for responders to neoadjuvant chemoimmunotherapy. And those patients did similar, if not even a little bit better, than the non-responders who got full dose treatment. So something that does warrant further investigation as well. How do we not only improve survival for those patients, but also reduce some of the long-term toxicities? Dr. Monty Pal: This is brilliant. I'm taking so many notes as you were mentioning these items. There are so many areas where I think the research crosses over. I already mentioned, know, ctDNA, for instance, and metabolomics and the places where that might apply to kidney cancer. The hypoxia imaging really caught my ear too. Obviously, kidney cancer is disease highly predicated on hypoxia. So thank you for all of this. We've got about a minute or so. So, I'm going to ask you for a really tall task here. Can you tell us what you foresee being some of the biggest challenges that sort of lie ahead and head and neck cancer. You've already kind of alluded to it with ongoing research, but if you had to pick maybe 2, 3 problems, the very most that we really need to get to and head and neck cancer, what would that be? Dr. Ari Rosenberg: Yeah, that's a great question. Obviously, lots of things to be done, but if I'm going to limit it to just a couple, I would say number one is really trying to improve the survival for HPV negative local regionally advanced head and neck cancer. We talked early on about how we are seeing, you know, of course we see many of these people that were smokers and drinkers, but also seeing these in younger patients, in patients without a history of tobacco use. Some of these are very biologically aggressive and we need better treatments beyond surgery, beyond chemo radiation, beyond immunotherapy to improve outcomes for these patients and cure more of them. So, I would say that's one big area. And the other is, which we didn't speak about so much in this talk, but remains one of the biggest challenges that we see in the clinic is the recurrent metastatic head and neck cancer patients. This is an incredibly challenging disease to treat, not only with poor survival, but also with substantial impacts on quality of life and function. mean, these are bad recurrences that cause a lot of pain, functional deficits, really impacts quality of life as well. So developing novel therapies, many of which are currently in clinical trials and many of which are currently continuing to be developed, remains so critical. How do we develop better systemic therapies, better targeted therapies, better biomarkers for recurrent metastatic head neck cancer to improve their survival and quality of life and functional outcomes. Those are the two big areas that require the most work at this time within the head and neck cancer field. Dr. Monty Pal: That's brilliant. I mean, I have to tell you I could probably talk to you all day about this, such a fascinating topic. It's a very exciting time in the field. Thank you, Dr. Rosenberg, for all your incredible contributions and thanks for sharing with us your insights on the ASCO Daily News Podcast. Dr. Ari Rosenberg: Yeah, and thanks for the introduction. Hope to do it again soon. Dr. Monty Pal: And many thanks to our listeners for your time today. If you value the insights that you hear from the ASCO Daily News Podcast, please take a moment to rate, review, and subscribe wherever you get your podcasts. More on today's speakers:      Dr. Monty Pal   @montypal  Dr. Ari Rosenberg @AriRosenbergMD Follow ASCO on social media:           ASCO on X     ASCO on Bluesky          ASCO on Facebook           ASCO on LinkedIn           Disclosures:        Dr. Monty Pal:       Speakers' Bureau: MJH Life Sciences, IntrisiQ, Peerview      Research Funding (Inst.): Exelixis, Merck, Osel, Genentech, Crispr Therapeutics, Adicet Bio, ArsenalBio, Xencor, Miyarsian Pharmaceutical      Travel, Accommodations, Expenses: Crispr Therapeutics, Ipsen, Exelixis  Dr. Ari Rosenberg:     Stock and Other Ownership Interests: Privo Technologies Consulting or Advisory Role: Nanobiotix, EMD Serono, Vaccitech, Novartis, Eisai, Astellas Pharma, Regeneron, RAPT Therapeutics, Geovax Labs, Janssen, Summit Therapeutics Speakers' Bureau: Coherus Biosciences Research Funding (Inst.): Hookipa Biotech, EMD Serono, Purple Biotech, Bristol-Myers Squibb/Celgene, BeiGene, Abbvie, Astellas Pharma, Pfizer, Janux Therapeutics

Reinventing Retirement: The Future of the 401(k) w/ Ted Benna the Father of the 401k - AZ TRT S07 EP03 (285) 2-22-2026       Things We Learned This Week ·         The 401(k) Was Almost an Accident - A small 1978 tax provision turned into one of the most important financial innovations in modern history. ·         Regulation Built the Framework - The original law was only two pages. The real structure came later through Treasury rules and regulatory oversight. ·         Many Americans Still Aren't Financially Prepared - Nearly half the population lacks meaningful emergency savings — even with access to retirement plans. ·         Incentives Change Behavior - The Radish Plan ties savings to performance metrics, gamifies engagement, and may improve participation and retention. ·         Retirement Isn't Just About Growth — It's About Income - As you approach retirement, risk management and guaranteed income strategies become more important than aggressive growth.   Guests: Ted Benna, Benna 401K http://benna401k.com   Ted Benna, Father of the 401K, has worked in pension and retirement benefits industry for 60 years, and literally wrote the book on the 401K. He was a pioneer in the early 80s in designing the early 401K Plans, and then getting them approved by the IRS to be the model still used today.   Books:  401K Forty Years Later (2018) – history of the 401K 401K & IRA for Dummies Updated Version (2021)     https://radishplan.com/ An incentive-based model designed to help businesses retain top talent, increase profitability, and provide real financial security for employees.       Notes Guest: Ted Benna – Father of the 401(k) Topic: The Past, Present & Future of Retirement Savings Segment One: The Birth of the 401(k) The Accidental Revolution (1978–1980) ·         In 1978, a small two-page provision was added to the IRS tax code. ·         It allowed employees to defer compensation and receive tax advantages. ·         By 1980, Ted Benna helped launch the first 401(k) plan. ·         Designed for private companies (401k). ·         Government employees received the 457. ·         Nonprofits and schools had 403(b). ·         Individuals had IRAs. How It Changed America ·         Employees contribute directly from paychecks. ·         Employers can match contributions. ·         Pre-tax deductions reduce taxable income. ·         Created a culture of saving. ·         Today: Over $15 trillion saved in 401(k) plans. Early Challenges ·         Legal ambiguity at first. ·         Treasury had to create detailed regulations. ·         Oversight from: o    Department of Labor o    Treasury o    SEC ·         Subject to executive orders over the years. ·         New York Times coverage in early 80s accelerated adoption. ·         Ongoing class-action lawsuits and regulatory scrutiny. The Evolution Continues ·         Private equity now entering 401(k) investment menus. ·         Target-date funds continue to evolve. Segment Two: The Radish Plan – A New Model for 401(k)s The Problem Today ·         20–60% of Americans cannot access funds when needed. ·         Nearly 50% have little to no emergency savings. ·         Traditional 401(k)s are complex, costly, and burdened by red tape. ·         Many small businesses avoid offering plans. Introducing the Radish Plan ·         Employer-funded 401(k) model. ·         Incentive-based contributions tied to KPIs. ·         Similar to profit-sharing — not a flat percentage. ·         Rewards employees for hitting performance metrics. Real-World Example ·         Trucking company model: o    Custom incentives o    Performance-based rewards o    Visible progress tracked via mobile app ·         Gamified experience increases engagement. Why "Radish"? ·         The radish is one of the fastest-growing vegetables. ·         Long roots = deep savings foundation. ·         Visible incentives = motivation. Benefits to Employers ·         Helps recruit and retain employees. ·         Reduces turnover. ·         Saves on FICA taxes. ·         Tax credits available to set up plans. ·         Adoption agreement: 2½ pages (vs. traditional 20+ pages). ·         ~$1,500 setup cost. ·         SaaS platform integrates with payroll (Finch aggregation). ·         Lower software costs.

Today, we are circling back to remind{h}er 112: Remember We Are Dust. This episode originally aired two years ago, on February 14, 2024, which happened to be Ash Wednesday that year. If you are listening in real time now in 2026, today is Ash Wednesday, too.  Similar to our last Circle Back episode, two years later it seems this message still rings true. It's a reminder that continues to haunt me in the very best way. It's a reminder I know we continue to need. As we begin the season of Lent, I hope this Ash Wednesday episode {once again!} serves you well. And if you're just now finding it and Ash Wednesday and/or Lent is through, I hope it serves you well, too. Listen in. remind{h}er 112: Remember We Are Dust Barbie written and directed by Greta Gerwig In a Year of Death, Ash Wednesday Offers Unexpected Hope by Tish Harrison Warren {Correction: in this episode, I mistakenly share that this article was published in 2023. It was published in Christianity Today in 2021} If You Knew by Ellen Bass www.withjulianne.com 

Join The Monthly Woo Woo Wednesday Live Meetup! Every second Wednesday of the month via zoom! In this episode, I dive into something that's been happening in real time for me: the wild realization that life is unfolding perfectly on its own… if we're willing to pay attention. Yes, you can see alignment through astrology, meditation, intuitive downloads, or conversations with your guides. But I also share how there's an even simpler way to notice it — just observing what's naturally happening in your life right now. This episode is a reminder that you don't have to force your path. You don't have to over-strategize your growth. The books you're reading, the shows you're watching, the hobbies that suddenly interest you, they're clues. They're breadcrumbs. They're alignment happening in plain sight. Similar episodes to this topic:  287: What if the "coincidences" aren't so random after all? 279: When Progress Doesn't Look Like Progress (But Actually Is) Join The Monthly Woo Woo Wednesday Live Meetup! Let's be friends on Instagram! Join The Weekly Nudge Email List!

At its core, the case hinges on a straightforward legal framework: sex trafficking of minors involves recruiting or obtaining someone under eighteen for sexual activity in exchange for money or something of value. The conduct described in this instance followed a consistent pattern. Underage girls were allegedly approached with offers of cash for “massages,” encounters escalated into sexual acts, and payments were made afterward. Reports further described a referral system in which girls were encouraged to bring other girls and were compensated for doing so. Because minors cannot legally consent to commercial sex, the presence of payment and recruitment carries decisive legal weight. The absence of overt force does not negate the charge when the alleged victims are under eighteen.The allegations were not confined to a single episode or location. Similar accounts surfaced across multiple properties and over an extended period, suggesting repetition and coordination rather than isolated misconduct. Critics note that a prior plea agreement and the lack of a completed federal trial do not eliminate the factual allegations that formed the basis of later indictments. The commercial element—cash tied to sexual access involving minors—remains central. When recruitment, payment, and repetition converge, investigators and prosecutors characterize that structure as organized commercial sexual exploitation of minors. Stripped of political framing, the factual framework aligns with the statutory definition of sex trafficking.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Send a textIn the sixth installment of He Said, She Said on the Risk Reversal Podcast, Kristen and Jen are joined by CNBC's Dan Nathan and Guy Adami to talk century bonds, Paramount / Warner Brothers update, and the existential angst surrounding AI. The episode kicks off with a listener question about Alphabet's recent $32 billion debt issuance, including a rare 100-year sterling bond, prompting a deep dive into who issues century bonds, who actually buys them, and what locking in ultra-long-term rates signals about corporate views on term premium and fiscal risk. From there, the group pivots to an update on the Warner Bros–Paramount–Netflix saga, Finally, the crew tackles the market's rapidly shifting narrative around AI. What was once a universal tailwind for SaaS and hyperscalers now feels like a sector-wide threat, with investors “shooting first and asking questions later.” The group weigh in on productivity, unemployment fears, private market risk, and whether today's selloff in software names is a buying opportunity or a warning sign. For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

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During the Poock's Post segment of Ep. 32 of the Ask the Law Firm Seller Show, Jeremy E. Poock, Esq. shares the following warning: Warning to T&E Attorneys: Clients Do Not Necessarily Hire the Same Firm that Prepared an Estate Plan for Probate & Trust Administration As Poock explains: “What we continue to see with Trusts & Estates attorneys is that when the clients for whom Trusts & Estates attorneys prepared wills and trusts - when they pass away, their children [and] their named fiduciaries, they will go to Google [and] ask for ‘Best Trusts & Estates attorney near me.'”   In terms of why children and fiduciaries ask Google, or their preferred AI thought partner, to suggest the best Trust & Estate attorney to hire, Poock shares the following:   Beneficiaries and fiduciaries want to hire a Trusts & Estates law firm that features multiple 5-Star Google Reviews and that publishes compelling content on their websites, as well as social media, as compared to returning to the law firm that prepared the original estate plan per the following mindset:   “Just because Mom or Dad trusted them, doesn't mean that we need to.”   What can Senior Attorney T&E attorneys do now to preserve a significant, valuable aspect of their T&E practices, namely, the future probate and trust administrations on behalf of their Trusts & Estates clients?   Poock offers the following suggestions:   1. Consider Your Wills Cabinet as Estate Plans under Management: Please consider the estate plans that you have prepared as “Estate Plans under Management.”   Similar to financial planners who maintain Assets under Management, maintaining Estate Plans under Management involves: (a) Regularly updating client contact information; and (b) Periodically contacting T&E clients to offer to update their plans.   2. Establish Relationships with Named Beneficiaries & Fiduciaries: As a proverbial antidote to named fiduciaries and beneficiaries searching online for T&E attorney when a need to probate a will or trust arises, Poock suggests that T&E lawyers proactively establish relationships with both beneficiaries and named fiduciaries.   As Poock states, “Let them know who you are . . . You care about the people for whom you wrote the estate plans, and you can let [beneficiaries and fiduciaries] know: ‘We're here for you.'”   3. Update Your Website & LinkedIn Profile: Considering the likelihood that named fiduciaries and beneficiaries will search online for a T&E attorney to administer their loved one's estate plan, Poock suggests the following:   That Senior Attorney T&E lawyers update their websites and LinkedIn profiles to establish a digital assurance that the firm that prepared the estate plan for their loved one has the experience and capability to administer the plan, as well.   Regarding the significance of this warning in the context of selling a T&E law firm, Poock explains the following:   In Law Firm Sales 1.0, purchasing firms pay a selling law firm upon an earnout basis, namely, fee sharing upon revenues derived from a selling law firm's defined Book of Business.   Importantly, if estate planning clients do not return to a purchasing law firm when the need arises to administer a will or trust prepared by a selling law firm, the following negative consequences will occur:   1. The potential value of a selling law firm's Estate Plans under Management will become unrealized; and   2. The expected earnout will not match a selling law firm's expectations, despite having prepared hundreds, and sometimes thousands, of estate plans.   As Poock advises, “If you want to get as high of an Earnout as possible when you sell your firm, [i]t is just so important to keep in touch with your clients.”   And, as Poock suggests, “[R]each out to your clients; get that updated contact information; learn more about who the beneficiaries are, who the fiduciary is; keep in touch with them and let them know your firm is here for them and their families for years and decades to come.”

Send a textRecap & Breakdown of HBO's Industry season 4 episode 6,Harper launches her assault on Tender at the Alpha Conference, delivering a devastating short thesis complete with a DCF analysis and sum-of-the-parts valuation. We break down every piece of the finance, from enterprise value vs. equity value, what a price target of zero really means, and the real-world fraud parallels to Enron, Valiant, and Luckin Coffee. We also discuss why Tender's "convertible bond" is actually a putable bond (a la Succession Season 1). Meanwhile, Whitney's relationship with Henry takes some deeply unsettling turns, and cracks in Tender's armor start showing from directions nobody expected. The episode's biggest revelations reshape everything we thought we knew, which would have been unbelievable had it not come directly from the Wirecard scandal. A bunch of our theories come true but sadly...and we discuss new theories and hopes given a shocking exit by one of our characters. With only two episodes left this season, the battle lines are drawn. Whether you're here for the finance masterclass or the character drama, this one has it all.Did you know we have a 25-hour Investment Banking & Private Equity Fundamentals self study that covers exactly what new hires get when they start on Wall Street? Step-by-step modeling, valuation, accounting, and more, delivered by Kristen who taught this exact content at firms including Blackstone, Morgan Stanley and more for over a decade. Check it out here: https://thewallstreetskinny.com/investment-banking-private-equity-fundamentals/#investment-bankingFor a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Have you ever mixed up Japanese verbs that sound very similar?Today, we're going to explore commonly confused verbs that many learners struggle with such as karimasu, kashimasu, kaeshimasu, karimasu.Let's take it step by step and untangle these tricky verbs together.

Conrad Black reflects on former Prime Minister Stephen Harper's conservative achievements and analyzes current leader Pierre Poilievre's similar but more comprehensive vision to rescue Canada's stagnating economy.1924 MANITOBA

Send a textWe're back with The Skinny On...three wild stories: confusing jobs data, Japan's equity market rally, and why everyone's freaking out about AI killing SaaS companies.Confused by the latest Non-Farm Payrolls report? So were we. The blowout headline number was nothing compared to the massive downward revisions to 2025's data. Yet somehow, bonds still sold off and the market has priced out March rate cuts. Huh?? We're not buying it.Then we jump to Japan, where the Nikkei's been ripping. Everyone's talking inflation, but the real story is decades in the making: Japan's finally ditching "holder capitalism" (where companies hoarded cash and protected jobs) for actual shareholder value. Prime Minister Takaichi's landslide win just accelerated reforms that started under Abe. With an aging population, pension funds need equities to work — so corporate Japan has no choice but to unlock value.Next: the "SaaS-pocalypse." Software stocks got obliterated on fears that AI will replace them entirely, pushing many loans in the tech sector into distressed territory. But remember: corporate cash flows don't vanish overnight. We share lessons from the past that suggest the current panic feels overblown, even if the existential threat is real.As our philosophical debate continues over the appropriate role for AI in the workplace, we bring on Charlie Schilling, CEO of Macabacus, to talk about how his company (creators of a beloved Wall Street productivity toolkit) is navigating this chaos and what AI actually means for financial modeling.Learn about our favorite tool, Macabacus, here: https://macabacus.com/wssFor a 14 day FREE Trial of Macabacus, click HEREShop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Today's episode was going to be focused on harm reduction + information about one of my favorite compounds: 2c-b. This is one of Alexander Shulgin's most prized creations and it deserves a bit of a spotlight on this podcast! However, I ended up running into to an unknown gentleman on what started about eagles and by a twist of fate, this episode turned into a full on conversation about living with the land, exploration through music, and everything in between. FOR AUDIO LISTENERS: harm reduction information 00:00 - 16:35Conversation with a future self from a similar dimension 16:36-1:06:50Concluding Thoughts 1:06:51 - endFull disclosure, no 2c-b was consumed in the making of this episode, I would never ever ever dream of doing such a horrendous crime against humanity. 2c-b is illegal after all ;-). But if it had been, this would have been on par for the magic that is contained within some psychedelic experiences. I've always felt that the visual/auditory effects are 10% of the experience and the real magic lies in the unexpected happenings and conversations that occur during the trip. After this conversation I was left with the sense that I had ran into myself but from the past and future simultaneously. We are all of the great One, but there are fragments that are more similar to other fragments in the pool of unique expressions of the One. I felt like I found one of those fragments today. Beyond that, I'm not sure quite what to make of this one, other than it was a unique experience. To quote The Dead "Once in a while you get shown the light in the strangest of places if you look at it right".Support the show

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Olympic medal winner confessed to cheating on his girlfriend during post-game live TV interview. Murder trial in France is complicated by twin brothers with same DNA. Portugal allowed children to cast their votes in the Presidential election. // Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform

SSPX Bishop Fellay justifies consecrations: never says "modernism,," does not judge "failing" authority. Viganò, Strickland, others remark. SSPX begs co-existence with Modernism? The very idea of the Catholic papacy is in question. "Church unity is worth a Latin Mass?" Modernists poison Church; solution is more Modernism. Similar: government control poisons society; solution is more government control: socialism! Pope Leo XIII condemns socialism. The truth and power of the traditional Catholic Faith! This episode was recorded on 2/10/2026. Our Links: http://linkwcb.com/ Please consider making a monetary donation to What Catholics Believe. Father Jenkins remembers all of our benefactors in general during his daily Mass, and he also offers one Mass on the first Sunday of every month specially for all supporters of What Catholics Believe. May God bless you for your generosity! https://www.wcbohio.com/donate Subscribe to our other YouTube channels: ‪@WCBHighlights‬ ‪@WCBHolyMassLivestream‬ May God bless you all!

This week we talk about OpenAI, nudify apps, and CSAM.We also discuss Elon Musk, SpaceX, and humanistic technology.Recommended Book: Who's Afraid of Gender? by Judith ButlerTranscriptxAI is an American corporation that was founded in mid-2023 by Elon Musk, ostensibly in response to several things happening in the world and in the technology industry in particular.According to Musk, a “politically correct” artificial intelligence, especially a truly powerful, even generally intelligent one, which would be human or super-human-scale capable, would be dangerous, leading to systems like HAL 9000 from 2001: A Space Odyssey. He intended, in contrast, to create what he called a “maximally truth-seeking” AI that would be better at everything, including math and reasoning, than existing, competing models from the likes of OpenAI, Google, and Anthropic.The development of xAI was also seemingly a response to the direction of OpenAI in particular, as OpenAI was originally founded in 2015 as a non-profit by many of the people who now run OpenAI and competing models by competing companies, and current OpenAI CEO Sam Altman and Elon Musk were the co-chairs of the non-profit.Back then, Musk and Altman both said that their AI priorities revolved around the many safety issues associated with artificial general intelligence, including potentially existential ones. They wanted the development of AI to take a humanistic trajectory, and were keen to ensure that these systems aren't hoarded by just a few elites and don't make the continued development and existence of human civilization impossible.Many of those highfalutin ambitions seemed to either be backburnered or removed from OpenAI's guiding tenets wholesale when the company experienced surprising success from its first publicly deployed ChatGPT model back in late-2022.That was the moment that most people first experienced large-language model-based AI tools, and it completely upended the tech industry in relatively short order. OpenAI had already started the process of shifting from a vanilla non-profit into a capped for-profit company in 2019, which limited profits to 100-times any investments it received, partly in order to attract more talent that would otherwise be unlikely to leave their comparably cushy jobs at the likes of Google and Facebook for the compensation a non-profit would be able to offer.OpenAI began partnering with Microsoft that same year, 2019, and that seemed to set them up for the staggering growth they experienced post-ChatGPT release.Part of Musk's stated rationale for investing so heavily in xAI is that he provided tens of millions of dollars in seed funding to the still non-profit OpenAI between 2015 and 2018. He filed a lawsuits against the company after its transition, and when it started to become successful, post-ChatGPT, especially between 2024 and 2026, and has demanded more than $100 billion in compensation for that early investment. He also attempted to take over OpenAI in early 2025, launching a hostile bid with other investors to nab OpenAI for just under $100 billion. xAI, in other words, is meant to counter OpenAI and what it's become.All of which could be seen as a genuine desire to keep OpenAI functioning as a non-profit arbiter of AGI development, serving as a lab and thinktank that would develop the guardrails necessary to keep these increasingly powerful and ubiquitous tools under control and working for the benefit of humanity, rather than against it.What's happened since, within Musk's own companies, would seem to call that assertion into question, though. And that's what I'd like to talk about today: xAI, its chatbot Grok, and a tidal wave of abusive content it has created that's led to lawsuits and bans from government entities around the world.—In November of 2023, an LLM-based chatbot called Grok, which is comparable in many ways to OpenAI's LLM-based chabot, ChatGPT, was launched by Musk's company xAI.Similar to ChatGPT, Grok is accessible by apps on Apple and Android devices, and can also be accessed on the web. Part of what makes its distinct, though, is that it's also built into X, the social network formerly called Twitter which Musk purchased in late-2022. On X, Grok operates similar to a normal account, but one that other users can interact with, asking Grok about the legitimacy of things posted on the service, asking it normal chat-botty questions, and asking it to produce AI-generated media.Grok's specific stances and biases have varied quite a lot since it was released, and in many cases it has defaulted to the data- and fact-based leanings of other chatbots: it will generally tell you what the Mayo clinic and other authorities say about vaccines and diseases, for instance, and will generally reference well-regarded news entities like the Associated Press when asked about international military conflicts.Musk's increasingly strong political stances, which have trended more and more far right over the past decade, have come to influence many of Grok's responses, however, at times causing it to go full Nazi, calling itself Mechahitler and saying all the horrible and offensive things you would expect a proud Nazi to say. At other times it has clearly been programmed to celebrate Elon Musk whenever possible, and in still others it has become immensely conspiratorial or anti-liberal or anti-other group of people.The conflicting personality types of this bot seems to be the result of Musk wanting to have a maximally truth-seeking AI, but then not liking the data- and fact-based truths that were provided, as they often conflicted with his own opinions and biases. He would then tell the programmers to force Grok to not care about antisemitism or skin color or whatever else, and it would overcorrect in the opposite direction, leading to several news cycles worth of scandal.This changes week by week and sometimes day by day, but Grok often calls out Musk as being authoritarian, a conspiracy theorist, and even a pedophile, and that has placed the Grok chatbot in an usual space amongst other, similar chatbots—sometimes serving as a useful check on misinformation and disinformation on the X social network, but sometimes becoming the most prominent producer of the same.Musk has also pushed for xAI to produce countervailing sources of truth from which Grok can find seeming data, the most prominent of which is Grokipedia, which Musk intended to be a less-woke version of Wikipedia, and which, perhaps expectedly, means that it's a far-right rip off of Wikipedia that copies most articles verbatim, but then changes anything Musk doesn't like, including anything that might support liberal political arguments, or anything that supports vaccines or trans people. In contrast, pseudoscience and scientific racism get a lot of positive coverage, as does the white genocide conspiracy theory, all of which are backed by either highly biased or completely made up sources—in both cases sources that Wikipedia editors would not accept.Given all that, what's happened over the past few months maybe isn't that surprising.In late 2025 and early 2026, it was announced that Grok had some new image-related features, including the ability for users to request that it modify images. Among other issues, this new tool allowed users to instruct Grok to place people, which for this audience especially meant women and children, in bikinis and in sexually explicit positions and scenarios.Grok isn't the first LLM-based app to provide this sort of functionality: so called “nudify” apps have existed for ages, even before AI tools made that functionality simpler and cheaper to apply, and there have been a wave of new entrants in this field since the dawn of the ChatGPT era a few years ago.Grok is easily the biggest and most public example of this type of app, however, and despite the torrent of criticism and concern that rolled in following this feature's deployment, Musk immediately came out in favor of said features, saying that his chatbot is edgier and better than others because it doesn't have all the woke, pearl-clutching safeguards of other chatbots.After several governments weighed in on the matter, however, Grok started responding to requests to do these sorts of image edits with a message saying: “Image generation and editing are currently limited to paying subscribers. You can subscribe to unlock these features.”Which means users could still access these tools, but they would have to pay $8 per month and become a premium user in order to do so. That said, the AP was able to confirm that as of mid-January, free X users could still accomplish the same by using an Edit Image button that appears on all images posted to the site, instead of asking Grok directly.When asked about this issue by the press, xAI has auto-responded with the message “Legacy Media Lies.” The company has previously said it will remove illegal content and permanently suspend users who post and ask for such content, but these efforts have apparently not been fast or complete, and more governments have said they plan to take action on the matter, themselves, since this tool became widespread.Again, this sort of nonconsensual image manipulation has been a problem for a long, long time, made easier by the availability of digital tools like Photoshop, but not uncommon even before the personal computer and digital graphics revolution. These tools have made the production of such images a lot simpler and faster, though, and that's put said tools in more hands, including those of teenagers, who have in worryingly large numbers taken to creating photorealistic naked and sexually explicit images of their mostly female classmates.Allowing all X users, or even just the subset that pays for the service to do the same at the click of a button or by asking a Chatbot to do it for them has increased the number manyfold, and allowed even more people to created explicit images of neighbors, celebrities, and yes, even children. An early estimate indicates that over the course of just nine days, Grok created and posted 4.4 million images, at least 41% of which, about 1.8 million, were sexualized images of women. Another estimated using a broader analysis says that 65% of those images, or just over 3 million, contained sexualized images of men, women, and children.CSAM is an acronym that means ‘child sexual abuse material,' sometimes just called child porn, and the specific definition varies depending on where you are, but almost every legal jurisdiction frowns, or worse, on its production and distribution.Multiple governments have announced that they'll be taking legal action against the company since January of 2026, including Malaysia, Indonesia, the Philippines, Britain, France, India, Brazil, and the central governance of the European Union.The French investigation into xAI and Grok led to a raid on the company's local office as part of a preliminary investigation into allegations that the company is knowingly spreading child sexual abuse materials and other illegal deepfake content. Musk has been summoned for questioning in that investigation.Some of the governments looking into xAI for these issues conditionally lifted their bans in late-January, but this issues has percolated back into the news with the release of 16 emails between Musk and the notorious sex traffic and pedophile Jeffrey Epstein, with Musk seemingly angling for an invite to one of Epstein's island parties, which were often populated with underage girls who were offered as, let's say companions, for attendees.And this is all happening at a moment in which xAI, which already merged with social network X, is meant to be itself merged with another Musk-owned company, SpaceX, which is best known for its inexpensive rocket launches.Musk says the merger is intended to allow for the creation of space-based data centers that can be used to power AI systems like Grok, but many analysts are seeing this as a means of pumping more money into an expensive, unprofitable portion of his portfolio: SpaceX, which is profitable, is likely going to have an IPO this year and will probably have a valuation of more than a trillion dollars. By folding very unprofitable xAI into profitable SpaceX, these AI-related efforts could be funded well into the future, till a moment when, possibly, many of today's AI companies will have gone under, leaving just a few competitors for xAI's Grok and associated offerings.Show Noteshttps://www.wired.com/story/deepfake-nudify-technology-is-getting-darker-and-more-dangerous/https://www.theverge.com/ai-artificial-intelligence/867874/stripe-visa-mastercard-amex-csam-grokhttps://www.ft.com/content/f5ed0160-7098-4e63-88e5-8b3f70499b02https://www.theguardian.com/global-development/2026/jan/29/millions-creating-deepfake-nudes-telegram-ai-digital-abusehttps://apnews.com/article/france-x-investigation-seach-elon-musk-1116be84d84201011219086ecfd4e0bchttps://apnews.com/article/grok-x-musk-ai-nudification-abuse-2021bbdb508d080d46e3ae7b8f297d36https://apnews.com/article/grok-elon-musk-deepfake-x-social-media-2bfa06805b323b1d7e5ea7bb01c9da77https://www.nytimes.com/2026/02/07/technology/elon-musk-spacex-xai.htmlhttps://www.bbc.com/news/articles/ce3ex92557johttps://techcrunch.com/2026/02/01/indonesia-conditionally-lifts-ban-on-grok/https://www.bbc.com/news/articles/cgr58dlnne5ohttps://www.nytimes.com/2026/01/22/technology/grok-x-ai-elon-musk-deepfakes.htmlhttps://en.wikipedia.org/wiki/XAI_(company)https://en.wikipedia.org/wiki/OpenAIhttps://en.wikipedia.org/wiki/ChatGPThttps://en.wikipedia.org/wiki/Grok_(chatbot)https://en.wikipedia.org/wiki/Grokipediahttps://www.cnbc.com/2025/02/10/musk-and-investors-offering-97point4-billion-for-control-of-openai-wsj.html This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit letsknowthings.substack.com/subscribe

Welcome back to Truth, Lies & Work, the podcast where behavioural science meets workplace culture. This week we're asking: how prepared are workplaces for real life transitions, what happens when AI becomes your colleague, and does your name secretly shape your career?

Send us a textThe guest for Talking About Kids' second episode of National Children's Dental Health Month is Shelly Buckholz.  Shelly is the Sealant Program Manager for the Arizona Department of Health Services, and she is going to describe what Arizona is doing to promote children's oral health. Similar programs are available throughout the United States and in other countries. More information about Shelly and the Cavity Free AZ program is at talkingaboutkids.com.

Send us a textKristen and Jen are joined by Guy Adami and Dan Nathan of CNBC's Fast Money for the fifth installment of "He Said, She Said." The conversation kicks off with the so-called "SaaS Apocalypse" — the brutal selloff across software stocks — and unpacks how the market narrative shifted in just one week from "when will AI spending pay off?" to "what happens when AI destroys your core business?" The group debates whether the repricing is justified or overdone, digs into the credit market spillover with $17.7 billion in SaaS-related loans hitting distressed levels, and discusses what it all means for private credit exposure.From there, the panel takes on Bitcoin's collapse to $60,000 — roughly half its all-time high — and asks whether the "digital gold" thesis is officially dead now that crypto fell apart while precious metals hit records. They also break down the equity rotation into financials and energy, the irony of banks rallying on AI-driven deal flow while AI-adjacent companies crater, and what enterprise adoption of AI could mean for the hyperscalers longer term.The episode wraps with a look at Elon Musk's latest consolidation play, SpaceX acquiring xAI ahead of a rumored mega-IPO, and a macro check-in covering weak seasonals, a deteriorating jobs picture, rising 10-year yields, and the historical pattern of markets testing every new Fed chair.For a 14 day FREE Trial of Macabacus, click HEREShop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

If you have ever felt awkward, defensive, or uncomfortable because you are tracking macros or paying attention to how you eat, this episode is for you. I want to talk about why doing something reasonable for your health can feel socially uncomfortable and how to stay grounded when it does.For many women, tracking macros is not actually the hard part. The hard part is the comments, the jokes, the looks, and the feeling that you need to explain or justify yourself. In a world that makes health hard, choosing intention often means stepping outside the default, and that can create discomfort for other people.In this episode, I break down why tracking macros can trigger reactions and why those reactions usually have very little to do with you. I explain how macros are not a diet or a moral stance, but a practical tool for navigating an environment built around convenience, distraction, and overconsumption.We also talk about how to stop explaining macros to everyone around you. I walk you through who actually deserves context and who does not, and how to talk about tracking macros in a calm, confident way without turning meals into debates or draining your energy.I reframe macros as a skill rather than a ruleset. Similar to budgeting or time management, tracking macros works as a practical tool that provides structure in a noisy environment. When health is hard, having a practical tool reduces guesswork and builds awareness without obsession or rigidity.You will hear:• Why tracking macros often feels socially uncomfortable• How the environment makes health hard by default• Why macros are a practical tool, not control• When explaining macros helps and when it does not• How to stay confident without over-explainingBy the end of this episode, I want you to feel more settled in the truth that you are not doing anything wrong by being intentional. Tracking macros is not about perfection. It is about awareness, adaptability, and using a practical tool to support yourself in a world that makes health hard.If you want language, perspective, and permission to stop shrinking your choices or explaining macros just to keep other people comfortable, this episode will support you.RESOURCES MENTIONED IN THIS EPISODE:Access free and low-cost resources and services from this episode HERE!Read the full show notes for this episode HERE!CONNECT WITH EMILY FIELD RD:InstagramWebsiteFacebook

New artificial intelligence technology is currently being trialled on buses by the National Transport Authority. Similar cameras are used in US cities to enforce parking violations including the obstruction of bus lanes, bus stops and bike lanes by road users. The technology comes froms San Francisco company, Hayden AI, the system can record offences and violations while the bus is moving.So could this technology help ease congestion and could it catch you next time you commit a offence ?Joining Sean to explain was Peter Horgan, Labour councillor for Cork City

Welcome to Astronomy Daily! Today we explore the new lunar space race as SpaceX shifts focus from Mars to the Moon, Europe establishes its Moonport company, and NASA continues Artemis II preparations. Plus, scientists solve the mystery behind auroras, explain Uranus's radiation anomaly from 1986, and SpaceX returns to flight after a brief stand-down.Join hosts Anna and Avery for your daily dose of space and astronomy news!---### Featured Stories**[00:00] Introduction**Your hosts Anna and Avery preview today's Moon-focused episode**[01:15] SpaceX Pivots from Mars to Moon**- Elon Musk announces strategic shift to lunar settlement- Moon city achievable in under 10 years vs 20+ for Mars- Launch windows: Moon every 10 days vs Mars every 26 months- Alignment with Trump's space policy and Artemis program- Mars plans delayed but not abandoned (5-7 year timeline)- History of Musk's changing Mars predictions**[05:30] Europe's Moonport Ambitions**- German aerospace company OHB establishes European Moonport Company- Consolidating lunar mission activities and future infrastructure- Involvement in ESA's Argonaut lander and Gateway ESPRIT module- Moon base concept developed with Munich Airport International- European funding commitments at ESA Ministerial Council- Italy leads Moon exploration funding at €284 million**[09:45] NASA Artemis II Progress Report**- Technicians replace seals after hydrogen leak detection- Tail service mast umbilical repairs and testing- Operational changes for next wet dress rehearsal- Extended countdown hold times for troubleshooting- Crew training continues: Wiseman, Glover, Koch, Hansen- March launch window still under consideration**[13:00] Aurora Power Source Discovered**- International team solves decades-old mystery- Alfvén waves act as natural particle accelerators- Analysis of Van Allen Probes and THEMIS mission data- Universal model applicable to other planets- Collaboration between HKU and UCLA researchers- Applications for Jupiter, Saturn, and exoplanet studies**[15:30] Uranus Radiation Mystery Solved**- Voyager 2's 1986 anomaly explained after 40 years- Co-rotating interaction region (CIR) supercharged radiation belts- Comparative analysis with Earth's space weather events- Southwest Research Institute breakthrough- Implications for future Uranus orbiter missions- Similar applications for Neptune studies**[18:00] SpaceX Falcon 9 Returns to Flight**- Successful Starlink launch from Vandenberg after 5-day stand-down- 25 satellites deployed to orbit (Group 17-33)- Booster 1088 completes 13th flight with successful landing- February 2nd upper stage anomaly explained- Gas bubble prevented deorbit burn- FAA clearance after corrective actions implemented- Starlink constellation exceeds 9,600 active satellites- SpaceX's 15th launch of 2026Become a supporter of this podcast: https://www.spreaker.com/podcast/astronomy-daily-space-news-updates--5648921/support.Sponsor Details:Ensure your online privacy by using NordVPN. To get our special listener deal and save a lot of money, visit www.bitesz.com/nordvpn. You'll be glad you did!Become a supporter of Astronomy Daily by joining our Supporters Club. Commercial free episodes daily are only a click way... Click HereThis episode includes AI-generated content.

Send us a textIn this Infrastructure 101 episode, we sit down with Mike Dorrell, co-founder, chairman, and CEO of Stonepeak, to unpack how infrastructure investing evolved from a niche corner of finance into one of the most important asset classes shaping the global economy. We walk through the origins of modern infrastructure investing --- from Macquarie's early toll road and airport deals in Australia to the rise of private capital stepping in where governments once dominated --- and explain why infrastructure sits at the intersection of private equity, private credit, and project finance. Along the way, we break down what makes these assets unique: high barriers to entry, essential services, regulated cash flows, and long-duration returns.The conversation digs into the technical mechanics behind infrastructure deals, including project finance structures, equity versus credit exposure, the role of regulation and tax policy, and why governments are both critical partners and key sources of risk. We explore how infrastructure investors analyze energy markets, power pricing, traffic patterns, and permitting risk, and why changes in “the rules of the road” can make or break long-term investments. From municipal bonds to privatized airports, toll roads, utilities, and power plants, this episode connects the financial structures to the real-world systems people rely on every day.We also tackle the biggest theme driving headlines today: the AI data center boom. Mike explains why AI is accelerating massive investment across digital infrastructure and energy, what it means for power grids and electricity prices, and how investors distinguish between contracted, de-risked data centers and far more speculative builds. Woven throughout is Mike's personal story --- from growing up in rural Australia to helping build a global infrastructure platform --- and a candid discussion of what it takes to build durable businesses, invest through cycles, and think long term about both capital and legacy.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textSternTao goes to AccraShop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Democrats have compiled a list of 10 demands to move forward on funding for the Department of Homeland Security. In the demand list include no masks, body cameras and to "stop racial profiling." Chuck Schumer went so far as to call ICE agents "goons, that beat, shoot and kill people." Similar rhetoric to NYC Mayor Zohran Mamdani, the police shot a man in New York weilding a butcher knife at his wife and the police and Mamdani went to the jail to visit the criminal with the knife. A group of Republican Senators blasted Netflix Co-CEO for being the left-wing propaganda machine it is while Netflix Co-CEO Ted Sarandos pretended the platform was strictly for entertainment. Kamala Harris is full cringe level entertainment as she crawls out of the abyss to announce Kamala Headquarters, a gen z progressive site with nearly no free content. Our panel gives their take on what Republicans need to do to win the messaging war as we head into midterms. It was a bad week for liberal elites, including Billie Eilish who lives on stolen Tongva land... our panel has this week's winners and losers! Featuring: Jessica Anderson President | Sentinel Action Fund https://x.com/JessAnderson2 Tony Kinnett National Correspondent | Daily Signal https://x.com/TheTonus Erika Donalds Chair | Education Opportunity, AFPI https://x.com/ErikaDonalds Today's show is sponsored by: Ruff Greens If you're a dog lover and want to keep your dog healthy and happy then you have to give them Ruff Greens. Ruff Greens bring the nutrition your dog needs back. Dr. Dennis Black a Naturopathic Doctor helping humans and their pets for over 25 years created Ruff Greens. Ruff Greens supports long-term health by providing LIVE bioavailable nutrients and essential vitamins, minerals, probiotics, digestive enzymes, and omega oils. It promotes longevity and supplements the diet with natural antioxidants and anti- inflammatory compounds that help dogs stay active, mobile, and alert as they age. Head to ⁠https://ruffgreens.com/⁠ enter code: SPICER for your FREE starter pack. Patriot Mobile Take a stand for faith, family, and freedom—switch to Patriot Mobile. Patriot Mobile provides PREMIUM service on all three major U.S. networks.  Patriot Mobile has the same or even better coverage, backed by 100% U.S.-based customer support. Get unlimited data plans, mobile hotspots, international roaming, and more with Patriot Mobile. Take a stand as a PATRIOT by going to ⁠https://PatriotMobile.com/SPICER⁠ or call 972-PATRIOT for a FREE month! ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ Learn more about your ad choices. Visit megaphone.fm/adchoices

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In this episode, I share a recent dream that served as a reminder about focusing on personal growth rather than getting caught up in others' issues.  Sometimes, as people on personal development or spiritual journeys, we can start to want others to follow suit. I open up and share that sometimes I insert myself into others' lives without being asked, which can be energy-draining for both parties. We can forget that we waste our energy trying to change or fix others based on our perceptions, rather than understanding their actual journeys and needs.  Tune in for a great analogy that encourages you to focus on your own life and path rather than trying to organize or control others, which leads to greater happiness and fulfillment…yours and theirs! Similar episodes to this topic:  294: Dream Journaling For Guidance, Worth It Or Not?   Let's be friends on Instagram! Join The Weekly Nudge Email List!  

Send us a textJen Saarbach & Kristen Kelly join the guys to discuss the decline in the US dollar, market sentiment and Gen Z's proclivity for gambling.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Greg answers questions about an analogy to learning to hear God's voice, taking communion after arguing with a Christian, the point of praying when God's will is already set, apologetics curriculum for teens, and why one should pray in front of an abortion clinic instead of at home.   Topics: How would you respond to someone who says that a baby hears a bird but doesn't know it's a bird until he grows and learns that it's a bird, and this is like learning to hear God's voice? (01:00) Is it okay to take communion after arguing with a Christian? (22:00) What's the point of praying for protection if it's already God's will whether we will be protected or not? (33:00) Can you recommend a discipleship and apologetics curriculum for teens along with a conference in our area to cap off our school year? (42:00) Why would we have to pray in front of the abortion clinic and not at home? (50:00) Mentioned on the Show:  When God Speaks by Greg Koukl STR U Online Training Reality Student Apologetics Conference – February 20–21 in Dallas, TX; March 13–14 in Philadelphia, PA; April 24–25 in Los Angeles, CA Red Pen Logic with Mr. B Related Links: Does God Whisper? Part 1, Part 2, Part 3 by Greg Koukl

Our Global Head of Fixed Income Andrew Sheets discusses key market metrics indicating that valuations should stay higher for longer, despite some investors' concerns.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Global Head of Fixed Income Research at Morgan Stanley.Today I'm going to talk about key signposts for stability – in a world that from day to day feels anything but.It's Friday, January 30th at 2pm in London.A core theme for us at Morgan Stanley Research is that easier fiscal, monetary, and regulatory policy in 2026 will support more risk taking, corporate activity and animal spirits. Yes, valuations are high. But with so many forces blowing in the same stimulative direction across so many geographies, those valuations may stay higher for longer.We think that the Federal Reserve, the Bank of England, the European Central Bank, and the Bank of Japan, all lower interest rates more, or raise them less than markets expect. We think that fiscal policy will remain stimulative as governments in the United States, Germany, China, and Japan all spend more. And as I discussed on this program recently, regulation – a sleepy but essential part of this equation – is also aligning to support more risk taking.Of course, one concern with having so much stimulative sail out, so to speak, is that you lose control of the boat. As geopolitical headwinds swirl and the price of gold has risen a 100 percent in the last year, many investors are asking whether we're seeing too much of a shift in both government and fiscal, monetary, and regulatory policy.Specifically, when I speak to investors, I think I can paraphrase these concerns as follows: Are we seeing expectations for future inflation rise sharply? Will we see more volatility in government debt? Has the valuation of the U.S. dollar deviated dramatically from fair value? And are credit markets showing early signs of stress?Notably, so far, the answer to all of these questions based on market pricing is no. The market's expectation for CPI inflation over the next decade is about 2.4 percent. Similar actually to what we saw in 2024, 2023. Expected volatility for U.S. interest rates over the next year is, well, lower than where it was on January 1st. The U.S. dollar, despite a lot of recent headlines, is trading roughly in line with its fair value, based on purchasing power based on data from Bloomberg. And the credit markets long seen as important leading indicators of risk, well, across a lot of different regions, they've been very well behaved, with spreads still historically tight.Uncertainty in U.S. foreign policy, big moves in Japanese interest rates and even larger moves in gold have all contributed to investor concerns around the potential instability of the macro backdrop. It's understandable, but for now we think that a number of key market-based measures of the stability are still holding.While that's the case, we think that a positive fundamental story, specifically our positive view on earnings growth can continue to support markets. Major shifts in these signposts, however, could change that.Thank you as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.

Just a half teaspoon of this natural anti-inflammatory acts as a potent ibuprofen substitute for inflammation and pain relief. Discover the best home remedies for pain and inflammation, and learn how to address inflammation at the root. 0:00 Introduction: Natural ibuprofen substitute 0:18 Curcumin, the natural anti-inflammatory 1:58 Pain relievers and ibuprofen comparison 2:08 Ibuprofen effects 3:25 Turmeric as a natural remedy vs. ibuprofen 4:32 More natural pain relief alternatives 6:15 Triggers of pain and inflammation8:25 Preventing inflammation Turmeric contains a potent compound called curcumin that can naturally alleviate pain and inflammation.There are 4 biochemical pathways that act as “master switches” to turn pain and inflammation up or down:1. Pain and inflammatory factory2. Master inflammation on-switch3. Inflammation megaphone 4. Backup inflammatory alarm system Many inflammatory treatments do not address all four pathways. Ibuprofen is great at turning the pain and inflammation switch off, and does so very quickly. Unfortunately, this pathway protects the stomach and kidneys, so ibuprofen can cause stomach ulcers and kidney issues. It also doesn't address the other inflammatory pathways, which is why people often have to take it repeatedly. Tylenol works in the brain, affecting the central nervous system, but does not relieve any inflammation. Similar to ibuprofen, aspirin works on the first inflammatory pathway, which can also affect your stomach.Turmeric affects 3 out of the 4 inflammatory pathways! A double-blind randomized controlled study found that taking 1500 mg of turmeric with black pepper produced results comparable to ibuprofen without the side effects. Extra-virgin olive oil mimics ibuprofen's effects at the molecular level. Try adding it to your salad regularly! Ginger and omega-3 fatty acids also work to reduce inflammation. Boswellia targets the 5-LOX pathway, also known as the backup inflammatory alarm system.There are 5 primary causes that flip the inflammatory switches on, leading to pain and inflammation in the body. By addressing the root cause, you can correct the pain rather than simply managing it. The following 5 factors turn on all of the inflammatory switches:1. Insulin resistance2. Mitochondrial damage3. Chronic oxidative stress4. Leaky gut5. Chronic infectionsTo prevent inflammation and address the root cause, try the following:• Low-carb diet • Eliminate ultra-processed foods• Intermittent fasting/prolonged fasting• Magnesium, vitamin D3, zinc, omega-3sDr. Eric Berg DC Bio:Dr. Berg, age 60, is a chiropractor who specializes in Healthy Ketosis & Intermittent Fasting. He is the Director of Dr. Berg Nutritionals and author of the best-selling book The Healthy Keto Plan. He no longer practices, but focuses on health education through social media.Disclaimer: Dr. Eric Berg received his Doctor of Chiropractic degree from Palmer College of Chiropractic in 1988. His use of “doctor” or “Dr.” in relation to himself solely refers to that degree. Dr. Berg is a licensed chiropractor in Virginia, California, and Louisiana, but he no longer practices chiropractic in any state and does not see patients, so he can focus on educating people as a full-time activity, yet he maintains an active license. This video is for general informational purposes only. It should not be used to self-diagnose, and it is not a substitute for a medical exam, cure, treatment, diagnosis, prescription, or recommendation. It does not create a doctor-patient relationship between Dr. Berg and you. You should not make any change in your health regimen or diet before first consulting a physician and obtaining a medical exam, diagnosis, and recommendation. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition.