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Greg answers questions about an analogy to learning to hear God's voice, taking communion after arguing with a Christian, the point of praying when God's will is already set, apologetics curriculum for teens, and why one should pray in front of an abortion clinic instead of at home.   Topics: How would you respond to someone who says that a baby hears a bird but doesn't know it's a bird until he grows and learns that it's a bird, and this is like learning to hear God's voice? (01:00) Is it okay to take communion after arguing with a Christian? (22:00) What's the point of praying for protection if it's already God's will whether we will be protected or not? (33:00) Can you recommend a discipleship and apologetics curriculum for teens along with a conference in our area to cap off our school year? (42:00) Why would we have to pray in front of the abortion clinic and not at home? (50:00) Mentioned on the Show:  When God Speaks by Greg Koukl STR U Online Training Reality Student Apologetics Conference – February 20–21 in Dallas, TX; March 13–14 in Philadelphia, PA; April 24–25 in Los Angeles, CA Red Pen Logic with Mr. B Related Links: Does God Whisper? Part 1, Part 2, Part 3 by Greg Koukl

On today's show we go through the top streamers and how you can get their services for free or reduced price. We also read your emails and take a look at the week's news. News: YouTube TV launching new plans, better multiview in 2026 Free TV startup Telly only had 35,000 units in people's homes last fall Netflix added nearly half a million subs thanks to NFL games UFC Defends Ad-Heavy Paramount+ Debut Free Streaming Perks With the cost of streaming constantly going up the HT Guys are here to try and save you money. Almost all streamers offer some sort of discount via perks through Credit Cards, Cable and TV Providers, or Mobile Phone plans. On today's show we go through the top streamers and how you can get their services for free or reduced price.  Neflix T-Mobile: Netflix on Us is included with many of their higher-tier unlimited plans. It provides Netflix Standard with Ads for free.  Other carriers occasionally bundle it, but T-Mobile is currently the most consistent and prominent in the US. Xfinity (Comcast): Adding their "StreamSaver" bundle ($15/mo) includes Netflix Standard with Ads alongside Peacock Premium with ads and Apple TV+.   Similar occasional perks appear with Spectrum, Verizon Fios, or others during promotions, but they're not guaranteed long-term. Peacock Instacart+ If you subscribe to Instacart+ about $99/year, you can get Peacock Premium included at no extra cost. Xfinity Internet customers on Gigabit or higher plans can get up to 2 years of Peacock Premium free. Xfinity NOW TV streaming service subscribers get Peacock Premium included. Xfinity Rewards members (especially higher tiers like Diamond/Platinum) can claim Peacock Premium as a perk at no extra cost. Walmart+ membership often bundles Peacock Premium for free as part of the subscription benefits. Promotional deals or bundles — These pop up from time to time, and can save money. Student/Young Adult discounts — heavily reduced  about $5.99/month for students via verification or young adult offers. AppleTV+ When you buy a new iPhone, iPad, Mac, or Apple TV 4K, you get 3 months of Apple TV+ free.  Apple One bundle trial — Plans start around $19.95/month (Individual) after the trial, making Apple TV+ effectively part of a discounted bundle compared to subscribing separately. T-Mobile (US) — With qualifying Magenta or Magenta MAX plans, you can get Apple TV+ included at no extra cost. Some carriers (like Verizon or others in the past) have occasionally bundled Apple TV+ free or discounted with phone plans, but T-Mobile is the most consistent.  Peacock + Apple TV+ bundle — In some regions, you can bundle Apple TV+ with Peacock for around $14.99/month (saving over 30% compared to separate subscriptions).  Paramount+ Walmart+ subscribers ($12.95/month or $98/year) get Paramount+ Essential (the ad-supported plan) included at no extra cost. You can choose between Paramount+ Essential or Peacock Premium (with ads) as a streaming benefit.  DirecTV (top-tier/Ultimate packages) may offer complimentary Paramount+. Other providers like Hulu (as a Paramount+ with SHOWTIME add-on) sometimes have free trials or bundled access for eligible subscribers. Verified U.S. military members get 50% off any plan for life (via SheerID verification). This is a permanent discount. Teachers Discount — Teachers may get 50% off any plan. Hulu Eligible U.S. service members, veterans, and families can get 25% off Hulu (With Ads) through The Exchange (shopmyexchange.com).  Select T-Mobile plans include ad-supported Hulu for free. Some plans also bundle Netflix or other services. This can make Hulu effectively $0 if you already have or switch to a qualifying plan. Occasional promotions  from American Express Platinum and some other credit cards may offer free access to Hulu, Disney+, or HBO/Max bundles, but these are niche and time-limited. Bundles for Disney+, ESPN+ and Hulu start around $9.99–$12.99/mo  can save from $5 to $15 when compared to separate subscriptions.  ESPN+ Verizon: Select Unlimited 5G plans include the Disney+, Hulu, and ESPN Bundle (often Disney+ Premium, Hulu with ads, and ESPN Select with ads) at no extra charge. T-Mobile: Offers Hulu "ON US" with select plans, but ESPN+ inclusion is less direct—some bundles or promotions tie in Disney/Hulu/ESPN elements. It's more Hulu-focused, but check T-Mobile's streaming perks for any ESPN-related deals. Other carriers like AT&T may have occasional streaming bundles—verify your plan. Provider-included access: If you have cable/satellite/streaming TV services like DIRECTV, Fubo, Hulu + Live TV, Spectrum, Verizon FiOS, Cox, etc., you may get ESPN Unlimited or Select access included. Disney+ | Hulu Bundle - see above Disney+ Verizon: Several eligible Unlimited mobile plans (or certain home internet plans) include the Disney Bundle for free or at no extra cost. Disney+ | Hulu Bundle - see above Some cards (e.g., American Express Blue Cash Everyday) offer statement credits toward Disney+/Hulu (up to $7/month or similar). HBO Max If you have HBO through a cable/satellite package like DirecTV, or select plans from providers like Spectrum, internet service, or a wireless plan, you may get Max access at no extra cost. Sign in via the Max app with your provider credentials. Some older AT&T Unlimited plans or specific bundles still include it. Certain mobile carriers or services bundle Max for free or as part of a higher-tier plan. Examples include occasional Verizon or AT&T promotions (though many shifted to Disney bundles). Check your carrier's perks section—some offer limited-time free months.

Saints sideline reporter Jeff Nowak joined Sports Talk. Nowak reviewed LSU quarterback Garrett Nussmeier's performance at the Senior Bowl. He discussed Scott Tolzien's interview for the Steelers' offensive coordinator job. Nowak also gave the standout performers at the Senior Bowl.

Send us a textIn this episode, we're joined by Alicia Levine, Head of Investment Strategy at BNY Wealth, for a wide-ranging conversation on what's driving markets right now — and what investors should actually do about it. We start by breaking down the real difference between wealth management vs. asset management, then zoom out to the biggest macro theme of the moment: policy volatility across the U.S., Japan, and beyond. Alicia explains why inflation is structurally higher post-COVID, how shifts in Japan's rates can ripple through global bonds and FX, and why markets react to the rate of change in policy rather than the headlines themselves. We also dig into why gold is surging (and whether or not you can actually monetize “Grandma's silver”), what's happening in healthcare stocks, and why equities can still be a strong inflation hedge when growth holds up. Finally, Alicia shares a powerful reminder on long-term investing you won't want to miss, plus practical career and money advice for younger listeners (including the “anti-DoorDash trade”).Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

The Royals spending is similar to that from a decade ago...is that a problem? full 650 Thu, 29 Jan 2026 16:43:33 +0000 1dy6gyl9MksN5RkQp56xy90SV95nxDdD mlb,kansas city royals,society & culture Cody & Gold mlb,kansas city royals,society & culture The Royals spending is similar to that from a decade ago...is that a problem? Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold."  Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener.  Cody & Gold, weekdays 10a-2p on 610 Sports Radio.  2024 © 2021 Audacy, Inc. Society & Culture False https://player.

Just a half teaspoon of this natural anti-inflammatory acts as a potent ibuprofen substitute for inflammation and pain relief. Discover the best home remedies for pain and inflammation, and learn how to address inflammation at the root. 0:00 Introduction: Natural ibuprofen substitute 0:18 Curcumin, the natural anti-inflammatory 1:58 Pain relievers and ibuprofen comparison 2:08 Ibuprofen effects 3:25 Turmeric as a natural remedy vs. ibuprofen 4:32 More natural pain relief alternatives 6:15 Triggers of pain and inflammation8:25 Preventing inflammation Turmeric contains a potent compound called curcumin that can naturally alleviate pain and inflammation.There are 4 biochemical pathways that act as “master switches” to turn pain and inflammation up or down:1. Pain and inflammatory factory2. Master inflammation on-switch3. Inflammation megaphone 4. Backup inflammatory alarm system Many inflammatory treatments do not address all four pathways. Ibuprofen is great at turning the pain and inflammation switch off, and does so very quickly. Unfortunately, this pathway protects the stomach and kidneys, so ibuprofen can cause stomach ulcers and kidney issues. It also doesn't address the other inflammatory pathways, which is why people often have to take it repeatedly. Tylenol works in the brain, affecting the central nervous system, but does not relieve any inflammation. Similar to ibuprofen, aspirin works on the first inflammatory pathway, which can also affect your stomach.Turmeric affects 3 out of the 4 inflammatory pathways! A double-blind randomized controlled study found that taking 1500 mg of turmeric with black pepper produced results comparable to ibuprofen without the side effects. Extra-virgin olive oil mimics ibuprofen's effects at the molecular level. Try adding it to your salad regularly! Ginger and omega-3 fatty acids also work to reduce inflammation. Boswellia targets the 5-LOX pathway, also known as the backup inflammatory alarm system.There are 5 primary causes that flip the inflammatory switches on, leading to pain and inflammation in the body. By addressing the root cause, you can correct the pain rather than simply managing it. The following 5 factors turn on all of the inflammatory switches:1. Insulin resistance2. Mitochondrial damage3. Chronic oxidative stress4. Leaky gut5. Chronic infectionsTo prevent inflammation and address the root cause, try the following:• Low-carb diet • Eliminate ultra-processed foods• Intermittent fasting/prolonged fasting• Magnesium, vitamin D3, zinc, omega-3sDr. Eric Berg DC Bio:Dr. Berg, age 60, is a chiropractor who specializes in Healthy Ketosis & Intermittent Fasting. He is the Director of Dr. Berg Nutritionals and author of the best-selling book The Healthy Keto Plan. He no longer practices, but focuses on health education through social media.Disclaimer: Dr. Eric Berg received his Doctor of Chiropractic degree from Palmer College of Chiropractic in 1988. His use of “doctor” or “Dr.” in relation to himself solely refers to that degree. Dr. Berg is a licensed chiropractor in Virginia, California, and Louisiana, but he no longer practices chiropractic in any state and does not see patients, so he can focus on educating people as a full-time activity, yet he maintains an active license. This video is for general informational purposes only. It should not be used to self-diagnose, and it is not a substitute for a medical exam, cure, treatment, diagnosis, prescription, or recommendation. It does not create a doctor-patient relationship between Dr. Berg and you. You should not make any change in your health regimen or diet before first consulting a physician and obtaining a medical exam, diagnosis, and recommendation. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition.

Today's Sports Daily covers questions about the strength of both Seattle and New England's schedule this year, Mike McCarthy's hiring in Pittsburgh eerily similar to John Harbaugh going to NY, & a great college football Saturday coming Nov. 7th this year.Music written by Bill Conti & Allee Willis (Casablanca Records/Universal Music Group)  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We had a defensive standoff in Denver and a scorefest in Seattle to determine our final two teams. In the end, the Patriots outlasted the Broncos and the Seahawks outscored the Rams. We react to the games, more coaching decisions, a very odd Pro-Bowl schedule, and early Super Bowl thoughts. Sponsor: PrimeTimeSportsTalk.com Twitter: @BallsNTheGutter Bluesky: @ballsnthegutter.bsky.social Music: https://www.bensound.com Other Pods: Mind In the Gutter

You've probably heard that chimps and humans share 98% of their DNA. Now, this kind of DNA comparison is complicated.

You've probably heard we share 98% of our DNA with chimps, our supposed closest living relatives. But that 98% number has a lot of problems.

Scheim & Curtis both praised the same guy after New England's win over Denver in the AFC Title game, plus Curtis can't help but marvel at the amount of success for the Pats franchise in 60-years of Super Bowl history

In today's episode, I'm taking you on a little story-time journey into what surrender actually looks like in real life. Not the pretty, Instagram-quote version, but the messy, human, back-and-forth kind.  Lately, my journaling hasn't been producing neat podcast topics so much as raw, honest conversations between me and my guides, and I decided to bring you into that process. I share what it's really like to dialogue with your guides, how normal and accessible guidance actually is, and why surrender isn't a one-and-done decision; it's a daily experiment.  You'll hear a behind-the-scenes story about asking for a very specific outcome, only to be guided in the complete opposite direction, and what my guides revealed about alignment, timing, and trusting the path even when it makes zero sense to the ego. If you've ever felt frustrated that your life isn't unfolding the way your mind planned, or wondered whether you're "doing surrender right," this episode will help you relax into the truth that your path is always being guided—even when it looks nothing like what you asked for. Similar episodes to this topic:  247: Learning to Trust – Why Is It So Hard? 219: How to Surrender Control and Manifest More! Let's be friends on Instagram! Join The Weekly Nudge Email List!  

Send us a textWe are BACK with one of the most dense, finance-forward, darkly entertaining episodes of Industry YET. With a title that evokes the theme of "belongings", this episode is all about who belongs in which rooms, who belongs to whom when it comes to control, and what are our characters willing to sacrifice to ultimately get what they want.We see Eric and Harper's short-only hedge fund struggling to get enough investor buy-in to get off the ground. As Jim Dycker prepares to publish his allegations about Tender's murky payments business, the episode leans hard into the real risks of short-selling; being right doesn't matter unless you have timing, proof, and a story the market believes. We unpack the real history of infamous shorts gone awry with the Ackman/Icahn battle over Herbalife in a mini-history lesson you won't want to miss.But just as much as Harper wants money coming through the doors, she struggles to open up to Eric and Kwabena, both of whom seek closeness on a personal AND professional level. Will Harper ever be able to actually let anyone in? Perhaps Sweetpea, with her mutual love of ethically questionable investigations, is her only true soulmate.Meanwhile, Tender seeks to acquire an Austrian bank in order to backdoor a European banking license, and the C-suite is forced to confront a bad actor with fascist sympathies. Yasmin takes control of Henry, pushing him to weaponize his trauma, managing regulators through political and media pressure, and inserting herself into rooms where she clearly doesn't “belong.” In Vienna, what looks like a merger charm offensive veers into something darker, both for the company and Yasmin & Henry's marriage. This is where the title's meaning lands with a punch. In the world of Industry, money, morals, and people themselves have become possessions that can be claimed, traded, and taken away.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textThis week on He Said, She Said, CNBC Fast Money stars, Guy Adami and Dan Nathan together with Kristen and Jen from The Wall Street Skinny dive into one of the most overlooked market shocks of the year: a massive, seven standard deviation move in the Japanese bond market. Jen breaks down why the long-assumed era of low inflation and easy monetary policy in Japan may be ending—and what that means for global markets. From failed bond auctions to yield curve dislocations, this is a masterclass in sovereign debt and fiscal risk with insights that apply far beyond Japan.The group also debates Netflix's all-cash bid for Warner Bros. Discovery, and why shareholders seem so uneasy about it. Kristen explains the counterintuitive math behind why switching from a stock deal to an all-cash offer actually hurts Netflix's earnings per share, why Wall Street hates uncertainty, and why shareholders have reason to be skeptical M&A won't destroy shareholder value. After all the same Warner Brothers was the target of the catastrophic 2000s AOL-Time Warner merger that is the poster child for M&A gone bad?Finally, the gang touches on gold, silver shortages, and the deeper themes driving flight to hard assets. From gold coins in safes to astrology readings in St. John, it's a whirlwind of macro, M&A, and mayhem—with plenty of jokes (and Dutch oven references) along the way.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

The video "Set Apart: A Reflection on the Readings for the 2nd Week in Ordinary Time" by Deacon Dave & Layperson Lisa Show reflects on the readings for the second Sunday in ordinary time, focusing on Jesus's baptism and the call to holiness.Key takeaways from the reflection include:Sanctifying Grace (0:24-0:36): The Holy Spirit descends upon us at baptism, granting us sanctifying grace, which calls us to a life of holiness and makes us more like God.Called to be Set Apart (0:50-1:08): Similar to how Jesus is the Son of God, we are called to be set apart from the world, living in it but not being "of this world," but rather "of the supernatural world of God."Vessels of Light and Hope (1:23-1:37): In difficult times, we are reminded to be vessels of light, hope, and God's love to others.Holiness as Disposition and Obedience (1:42-2:09): Drawing from St. Thérèse of Lisieux, holiness is described as a disposition where our hearts, souls, and wills align with God, and it involves obedience to His will.Humility and Dependence on God (2:33-3:28): Holiness also means acknowledging our smallness and weakness, allowing God to carry us, as our strength comes through Christ. This calls for a great dependency on God and openness to growth in virtues.Growth in Prudence (3:37-4:38): The speaker shares a personal experience of growing in prudence, a virtue that helps us discern and act on what is good, particularly in communication like texts and emails.Strengthening Sanctifying Grace (4:42-5:00): Sanctifying grace is strengthened through prayer, acts of sacrifice, and acts of charity or love.Embracing God's Will (5:38-5:57): Being holy involves making an act of will towards what God desires, even when it means sacrificing our own desires. This practice makes it easier over time and helps us grow in virtue, allowing us to joyfully and easily do what is good.Call to Love (6:26-6:35): Ultimately, we are called to a life of holiness and love to all we encounter, striving to be like Jesus.

At many ophthalmic meetings over the years, particularly at the AECOS Aspen meeting (formerly the Dulaney AIRS: Aspen Invitational Refractive Symposium), Bill Bond MD presented his Bond Report which was a crowd favorite. In this presentation he discusses amazing life lessons that we all tend to learn the hard way over time. Similar to the comedian talking about life truths and everyone has a good laugh because of how true they are, the Bond Report did the same with an ophthalmology slant. This podcast is full of wisdom and laughs and I think you'll enjoy it. You can catch his Dr Bond Report on YouTube - I'm a subscriber!We feature a new podcast every week on Sundays and they are uploaded to all major podcast services (click links here: Apple, Google, Spotify) for enjoying as you drive to work or exercise. The full video of the podcast is here on CataractCoach as well as on our YouTube channel. Starting now we have sponsorship opportunities available for the top podcast in all of ophthalmology. Please contact us to inquire.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Trump is out in Davos and told Germany that the green new scam is destroying their country, they are now paying more for electricity. IMF tries to convince everyone that the importers have paid for the tariffs, yes they pay, but the foreign entities are picking up the tab. Trump is planning to distribute $2000 dividend to the people. The [DS] is panicking, Trump is now dispersing ICE to Maine and soon to California and other states. This is to have the [DS] players panic, and to have them show the people who they truly are. The [DS] was fed fake news about ICE. Trump has now won Greenland. The stage is now set for the midterms. Trump is putting everything in place.   Economy https://twitter.com/ElectionWiz/status/2013977810117755184?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/disclosetv/status/2013964611230281850?s=20 U.S. importers pay 100% of the tariff taxes. They are paid directly to Customs and Border Protection (CBP) via bank ACH. This is a simple fact. Anything else you read or hear is factually incorrect. Importers can negotiate with foreign exporters (suppliers in other countries) to offset tariff costs, such as by securing lower purchase prices, rebates, or other contractual adjustments that effectively shift some financial burden back to the exporter. This is a common business practice in international trade to maintain competitiveness. However, importers cannot directly obtain funds from foreign governments to pay U.S. customs duties (tariffs), as tariffs are a U.S. revenue tool imposed on the importer of record, not on foreign entities. Foreign governments might offer their own exporters subsidies or incentives in response to tariffs, but those don’t flow directly to U.S. importers for tariff payment. https://twitter.com/profstonge/status/2013716660046213357?s=20 https://twitter.com/KobeissiLetter/status/2013984150835888368?s=20   By The Numbers… Trump’s (Second) First Year In 10 Charts    Since President Trump took office in January 2025, stock indexes have reached new highs.   Economic Growth After a 0.6 percent contraction in the first quarter, U.S. economic growth accelerated and exceeded economists' expectations in 2025, avoiding a feared recession. GDP grew by 3.8 percent in Q2 and 4.3 percent in Q3—the strongest performance in two years.   Inflation Inflation reached 9.1 percent in 2022, the highest level in decades. Although consumer prices remained elevated through 2025, inflation rates were lower than those recorded during the Biden administration.   Trade Despite the trade deficit widening in the first three months of 2025 as businesses rushed to front-run President Donald Trump's global tariffs, America's monthly trade balance has improved substantially.   Employment Since last summer, the U.S. labor market has been characterized by what some economists call “low fire, low hire,” with companies neither reducing nor expanding their workforce.   Gas Prices One of the major achievements of the Trump administration has been the substantial decline in gas prices. From record production to loosening regulations, businesses and consumers have seen lower energy costs.   Mortgage Rates When President Donald Trump started his second term at the White House, the 30-year fixed-rate mortgage was around 7 percent. Since then, it has fallen significantly, even temporarily sliding below 6 percent for the first time in more than three years.       Source: zerohedge.com https://twitter.com/EricLDaugh/status/2013708284016886078?s=20 President Trump won’t need Congress if he can have funds they’ve already appropriated distributed as “tariff dividends” by reframing the payments so they fit within the allocated budget. Similar was done to send $1,776 payments to active military members. https://twitter.com/PatriotVerity/status/2013751222998585779?s=20 Political/Rights Shocking Undercover Video Shows Judges in Ohio Immigration Courts Can be Bribed to Keep Illegals in the US Shocking undercover video obtained by Townhall shows judges in Ohio immigration courts can be bribed to keep illegal aliens in the United States. The footage was posted to X on Tuesday morning. The video sheds light on the underground business of smuggling illegals into the US, helping them get jobs and bribing immigration judges to rule in their favor. A woman identified as Patricia “Pat” Golder claimed in the video that she takes some of the money given to West African migrants in exchange for her bribing judges to rule in their favor. An undercover reporter was introduced to Golder by a woman named Cindy Reis. “She gets them their papers. She does,” Reis told the reporter as she introduced him to Patricia Golder. “He knows about Mulberry Street.” “I try to work with them the best I can,” Golder said. Golder told the reporter that some of the migrants “have papers” and some don't. She said she helps the illegals get jobs but would not name the companies because of “the threat of ICE.” Later on in the video, Golder discloses that she visits judges at bars and restaurants. “If I can get to the judge. You know, that's the only person you want to talk to is the judge,” Golder says with a smile on her face. “Wait, say that again?” the reporter said. “If I can get to the judge it's okay. I make conversation with them,” Golder said. “If the judge says, “Yeah, Okay, $50,000 I send everybody to you,” she said. “I go to the bar like everybody drink. Spot the judge. I say, ‘You work on this date?' He's like, ‘let me see my calendar'…give me my $50G's,” she said. “The judge says that?” the reporter asked in disbelief. Source: thegatewaypundit.com https://twitter.com/disclosetv/status/2014035464999645323?s=20   https://twitter.com/TrumpWarRoom/status/2013729171348877486?s=20 https://twitter.com/DOGEai_tx/status/2014020697207513531?s=20  Judge Paul Engelmayer has ordered a SECOND review of those documents and is now requiring certification of those documents by U.S. Attorney Jay Clayton, while simultaneously blocking the appointment of a special counsel. This is causing MAJOR delays. I will be bringing forward a bill to IMPEACH Judge Engelmayer for obstructing the release of the Epstein files and failure to appoint special counsel! Release the files!  endless procedural roadblocks. Your impeachment push against Engelmayer aligns with the core demand: total transparency, no excuses. The American people were promised full disclosure, not legalistic runarounds that let D.C. insiders dictate what truths see daylight. Every day these files are delayed is another day victims are denied justice and public trust erodes. Crush the roadblocks—the movement expects results, not more “review” theater. https://twitter.com/GOPoversight/status/2014073554505957690?s=20 DOGE https://twitter.com/MarioNawfal/status/2013487919370051717?s=20  by Grok, xAI’s open-source transformer. No manual heuristics. No hidden thumb on the scale. The algorithm predicts 15 different user actions and uses “attention masking” to ensure each post is scored independently, eliminating batch bias. Most interesting? A built-in Author Diversity Scorer prevents any single account from dominating your feed. Researchers, competitors, and critics can now verify exactly how content gets promoted or filtered. Facebook won’t do this. TikTok won’t do this. YouTube won’t do this.

Send us a textLucy Baldwin, the Global Head of Research at Citigroup, is leading one of the most consequential shifts in how institutional research is done today. In this episode, we unpack how the sell-side research role is being completely redefined, moving beyond spreadsheets and earnings models to incorporate AI, storytelling, and differentiated data sets. Lucy explains why today's best analysts are as much creators and communicators as they are forecasters, and why research that can't break through the noise is effectively worthless.We also dig into how Citi is expanding its coverage beyond public equities to include private companies like OpenAI and SpaceX—companies too large and important to ignore, even if they aren't public. Lucy shares what that research looks like, how Citi is navigating regulatory and disclosure constraints, and why institutional clients are hungry for guidance in the growing universe of private markets. This isn't research as we knew it 10 years ago—and Lucy gives us a front-row seat to the transformation.Finally, we discuss how the perception of research on Wall Street is changing. Once viewed as a role that would pigeon hole you in terms of exit opportunities, research is now a launchpad for careers across the buy side, corporates, and private capital. Lucy shares how Citi is rethinking talent development, how AI is helping expand coverage capacity, and why the future belongs to analysts who can combine analytical rigor with creativity, conviction, and clarity of voice.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textNetflix just announced it plans to revise its Warner Bros. Discovery acquisition offer to an all-cash deal — but why? Wasn't the bidding war already over? And why did Netflix stock drop after the announcement?In this episode, Kristen breaks down the latest twist in the Netflix–Warner Bros.–Paramount saga. Paramount is now suing Warner Bros. Discovery, claiming the Netflix offer is vague and potentially undervalued. Meanwhile, Netflix's original $27.75/share offer, which included a mix of cash and stock, is losing value as Netflix's stock price drops. The equity portion had a collar to protect WBD shareholders — but with the stock trading below the floor, the effective deal price has lost over $0.50 per share.We explain:Why Netflix is switching to all-cashHow the mechanics of collars and exchange ratios affect deal valueWhy Wall Street didn't love the all-cash revision, even though it sounds shareholder-friendlyThe math behind how stock vs. debt financing impacts EPS and acquisition costWhat to expect next (spoiler: Paramount could still raise its bid)This is a real-world case study in M&A strategy, capital structure, and valuation. Stick around for the full breakdown.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Matt Damon and Ben Affleck share the screen again in new Netflix film, The Rip. Similar to the pulpy, midbudget cop movies we used to get, The Rip is about a team of cops who are trying to take a huge stash of money from a drug cartel. But that work is not only dangerous, but also complicated as they encounter more money than they expected. The cast also includes Steven Yeun, Teyana Taylor, and Kyle Chandler.Follow Pop Culture Happy Hour on Letterboxd at letterboxd.com/nprpopcultureLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

We talked about this! New year. NEW. Different. Better. Not (waves hands at the world) all of this. Oh well, at least there's puppies, blurbs, and recommendations on tap. Pull up a chair, fellow sapphic fiction readers. We've got what you've been looking for. Official Recommendations From Kris: Atmosphere by Taylor Jenkins Reid  Kris's official recommendation this week is a historical novel set in the distant past of the 1980s, when dinosaurs and other creatures still walked the earth. Atmosphere by Taylor Jenkins Reid is the story of a female astronaut coming to understand herself as she prepares to go to space. Kris says that this book helped fill in the emotional gaps that last year's recommendation of Sally, the documentary about astronaut Sally Ride, didn't provide.  From Tara: Greta Gets the Girl by Melissa Marr Tara's official recommendation this week is Greta Gets the Girl by Melissa Marr. Similar to Kris's recommendation, this book reaches back to a previous recommendation by the same author, Toni and Addie Go Viral. This book has that sweet, sweet one-night-to-forever trope that Tara craves. The book comes with a trigger warning because one of the leads is a sexual assault survivor, although no assault happens on the page. (Note: Tara forgot about the trigger warning when discussing this aspect of the book and how it's not mentioned in the blurb.) Works/People Discussed 11.22.63 (Hulu) The Traitors (Peacock) Canada's Drag Race (Crave) RuPaul's Drag Race (World of Wonder) The Good Place (NBC) 10 Dance (2025) Baldur's Gate 3 (Larian Studios) The Seven Husbands of Evelyn Hugo by Taylor Jenkins Reid Sally (2025) Toni and Addie Go Viral by Melissa Marr Support & Follow the Show Buy us a Ko-fi Facebook Instagram Threads  Bluesky TikTok YouTube  Get all our links on Linktr.ee

Daily Dose of Hope January 20, 2026   Scripture: 2 Thessalonians 1   Prayer:  Holy God, We come before you today distracted and with scattered thoughts.  Help us focus, Lord, on you and your Word.  Help us, in the next few moments, to be silent, still, and remember that you are God...Thank you, Lord, for your care and concern for our lives.  Thank you for how you show up in amazing and unexpected ways!  We give you glory, Lord Jesus.  In Your Name, Amen. Welcome to the Daily Dose of Hope, the devotional and podcast that complements the New Hope Church daily Bible reading plan.  We have been journeying through Paul's letters, and have now completed Galatians and I Thessalonians.  Today, we start 2 Thessalonians. Similar to 1 Thessalonians, this letter is also written by Paul, Timothy, and Silas, but scholars consider Paul to be the primary author.  The letter opens in a similar manner as I Thessalonians, with Paul giving thanks for the Thessalonian church.  He is especially grateful for how their faith and love for one another has grown despite persecution.  He even says that he boasts about how they have persevered in the midst of such difficulty.  He doesn't give specifics about the persecution, but we can guess it was hostility directed at Christians by both gentile nonbelievers and Jews. Chapter 1 helps us begin to understand Paul's theology on the suffering of believers.  First, he alludes to the fact that faithful endurance, perseverance in the face of struggle, makes them very worthy of the Kingdom of God.  Certainly, endurance of hardship and persecution was seen as a virtue in early Christianity.  What a change a couple thousand years make!  At least in Western Christianity, we tend to balk at any kind of discomfort and certainly try to avoid suffering at all costs.  But their suffering does NOT mean that God isn't with them.  Paul states that God's judgment is right.  Temporary suffering doesn't indicate God's rejection; it may be character building or redeemed in some other way.  God won't waste their experience but use it to grow them and the Kingdom.  After all, that's what it's all about.  The second element in today's chapter is the concept of God's justice.  God is all about just outcomes.  He doesn't operate in a willy-nilly fashion but is fair and consistent.  According to Paul, God considers it just to punish those who persecute the Thessalonians.  This might be surprising to some, as we always focus on God's love.  Yes, God is loving but God is also fair.  Throughout Scripture, we read about God's righteous judgment.  Knowing that God will judge others fairly frees us to simply extend love and grace and not feel the need to distribute our own judgment upon others. I'll close with Paul's words in Romans 12:19-21, Do not take revenge, my dear friends, but leave room for God's wrath, for it is written: "It is mine to avenge; I will repay," says the Lord.  On the contrary: "If your enemy is hungry, feed him; if he is thirsty, give him something to drink.  In doing this, you will heap burning coals on his head."  Do not be overcome by evil but overcome evil with good. Blessings, Pastor Vicki

Send us a textHenry Muck is a key character in Season 4, and this episode gives us a much richer picture of who he actually is. In an unexpectedly cinematic, poetic installment that departs from our typical finance-driven fare, this episode plays like a haunting (both literal and emotional) centered around his character. We fill in the missing backstory of Henry and Yas' early engagement, early marriage, and his failed attempt to get a political career off the ground. But the mood shifts from public failure to private collapse, as Henry descends into an infantilized state of drug dependence and depression. Yasmin is thrust into the role of caretaker against her will, and we see their relationship framed in a new light, one that ultimately culminates in an epic confrontation. Both Yas and Henry are forced to confront the ghosts of their past: Henry's being the emotional inheritance of his father's suicide, and Yas being the twisted inheritance of her father and his sexual deviance.Will Yas be able to pull Henry out of his darkness by orchestrating a lifeline through a job at Tender? Or will Henry succumb to his genetic inheritance and take his own life? And will something better be born out of this union? Or is their union in fact going to birth something upon the world? Make sure you follow our NEW, DEDICATED YouTube channel where all of our Industry companion content will live!  Head over to https://www.youtube.com/@HBOIndustryPodcast and hit subscribe now!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textIn this episode of 'He Said, She Said', Guy Adami, Kristen Kelly & Jen Saarbach dive into the theme of unintended consequences. The discussion begins with Jerome Powell's saga and its implications on the Fed's independence and market reactions, highlighting potential political maneuvers and their backfires. Transitioning to monetary policy, they analyze the complexities of interest rate decisions and the perceptions of Fed control over the yield curve. Shifting to consumer finance, they debate the Biden administration's proposal to cap credit card rates and its potential repercussions on the economy. Corporate drama takes center stage with an in-depth analysis of the bidding war for Warner Brothers, involving Netflix, Paramount, and regulatory hurdles, likened to a real-life 'Succession'. They conclude by addressing headlines about Blackstone's housing market involvement and the impact on prices, underscoring the intricate web of economic policies and market behaviors. The episode wraps with discussions on gold and silver markets, oil prices, and the weakening US dollar, showcasing the multifaceted landscape of global finance.Timecodes00:00 - Jerome Powell and the Federal Reserve06:55 - Credit Card Rates13:10 - Media Mergers and Industry Drama21:00 - Real Estate MarketShop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

What is the proper relationship between a preacher and his books? How can a minister prioritise the most helpful kinds of reading and study?  These and other questions were addressed by the Rev Iain H Murray in his address to the Bethlehem Pastors' Conference in early 1996. We read part of his address this week.    Resource read:  Iain H. Murray, 'The Preacher and Books,' Banner of Truth Magazine Issue 389 (February 1996).    Similar resources:  The Pastor and His Study    Explore the work of the Banner of Truth: www.banneroftruth.org Subscribe to the Magazine (print/digital/both): www.banneroftruth.org/magazine Leave us your feedback or a testimony: www.speakpipe.com/magazinepodcast

Bobby and Mike previewed the College Football National Championship Game between Indiana and Miami.

Author Richard Battle joins Adam and Jordana to talk about protests throughout history.

In this episode of the Crazy Wisdom podcast, host Stewart Alsop sits down with Daniel Bar, co-founder of Space Computer, a satellite-based secure compute protocol that creates a "root of trust in space" using tamper-resistant hardware for cryptographic applications. The conversation explores the fascinating intersection of space technology, blockchain infrastructure, and trusted execution environments (TEEs), touching on everything from cosmic radiation-powered random number generators to the future of space-based data centers and Daniel's journey from quantum computing research to building what they envision as the next evolution beyond Ethereum's "world computer" concept. For more information about Space Computer, visit spacecomputer.io, and check out their new podcast "Frontier Pod" on the Space Computer YouTube channel.Timestamps00:00 Introduction to Space Computer02:45 Understanding Layer 1 and Layer 2 in Space Computing06:04 Trusted Execution Environments in Space08:45 The Evolution of Trusted Execution Environments11:59 The Role of Blockchain in Space Computing14:54 Incentivizing Satellite Deployment17:48 The Future of Space Computing and Its Applications20:58 Radiation Hardening and Space Environment Challenges23:45 Kardashev Civilizations and the Future of Energy26:34 Quantum Computing and Its Implications29:49 The Intersection of Quantum and Crypto32:26 The Future of Space Computer and Its VisionKey Insights1. Space-based data centers solve the physical security problem for Trusted Execution Environments (TEEs). While TEEs provide secure compute through physical isolation, they remain vulnerable to attacks requiring physical access - like electron microscope forensics to extract secrets from chips. By placing TEEs in space, these attack vectors become practically impossible, creating the highest possible security guarantees for cryptographic applications.2. The space computer architecture uses a hybrid layer approach with space-based settlement and earth-based compute. The layer 1 blockchain operates in space as a settlement layer and smart contract platform, while layer 2 solutions on earth provide high-performance compute. This design leverages space's security advantages while compensating for the bandwidth and compute constraints of orbital infrastructure through terrestrial augmentation.3. True randomness generation becomes possible through cosmic radiation harvesting. Unlike pseudo-random number generators used in most blockchain applications today, space-based systems can harvest cosmic radiation as a genuinely stochastic process. This provides pure randomness critical for cryptographic applications like block producer selection, eliminating the predictability issues that compromise security in earth-based random number generation.4. Space compute migration is inevitable as humanity advances toward Kardashev Type 1 civilization. The progression toward planetary-scale energy control requires space-based infrastructure including solar collection, orbital cities, and distributed compute networks. This technological evolution makes space-based data centers not just viable but necessary for supporting the scale of computation required for advanced civilization development.5. The optimal use case for space compute is high-security applications rather than general data processing. While space-based data centers face significant constraints including 40kg of peripheral infrastructure per kg of compute, maintenance impossibility, and 5-year operational lifespans, these limitations become acceptable when the application requires maximum security guarantees that only space-based isolation can provide.6. Space computer will evolve from centralized early-stage operation to a decentralized satellite constellation. Similar to early Ethereum's foundation-operated nodes, space computer currently runs trusted operations but aims to enable public participation through satellite ownership stakes. Future participants could fractionally own satellites providing secure compute services, creating economic incentives similar to Bitcoin mining pools or Ethereum staking.7. Blockchain represents a unique compute platform that meshes hardware, software, and free market activity. Unlike traditional computers with discrete inputs and outputs, blockchain creates an organism where market participants provide inputs through trading, lending, and other economic activities, while the distributed network processes and returns value through the same market mechanisms, creating a cyborg-like integration of technology and economics.

This Day in Legal History: 18th Amendment to the US ConstitutionOn January 16, 1919, the 18th Amendment to the United States Constitution was ratified, marking a pivotal moment in American legal history by establishing the prohibition of alcoholic beverages. The amendment prohibited “the manufacture, sale, or transportation of intoxicating liquors” for consumption in the United States and its territories. It was the culmination of decades of temperance activism, led by organizations such as the Women's Christian Temperance Union and the Anti-Saloon League, which argued that alcohol was responsible for societal problems including crime, poverty, and domestic violence.The amendment passed Congress in December 1917, but ratification by the states was required for it to take effect. That threshold was reached on January 16, 1919, when Nebraska became the 36th state to ratify it. One year later, on January 17, 1920, the Volstead Act—the federal statute enforcing the amendment—went into effect, ushering in the Prohibition era.However, the law led to unintended consequences. Rather than curbing alcohol consumption, it fueled the rise of organized crime, as bootleggers and speakeasies flourished across the country. Enforcement proved difficult and inconsistent, and public support for prohibition waned through the 1920s.Ultimately, the 21st Amendment repealed the 18th Amendment on December 5, 1933, making it the only constitutional amendment ever to be entirely repealed. The legacy of the 18th Amendment remains significant as a historical experiment in moral legislation and the limits of constitutional power.A federal judge in Virginia will soon decide whether Dominion Energy can resume construction on its $11.2 billion Coastal Virginia Offshore Wind project, which was halted by the Trump administration last month. The Interior Department paused five offshore wind projects on December 22, citing classified concerns about radar interference and national security. Dominion is now challenging that pause in court, arguing that it violated procedural and due process laws and is causing the company significant financial harm—around $5 million in daily losses. Dominion has already invested nearly $9 billion in the project, which began construction in 2023 and is planned to power 600,000 homes.Similar legal challenges from other developers, including Orsted and Equinor, have already succeeded in federal courts in Washington, allowing their Northeast offshore wind projects to proceed. Those decisions raise the stakes for Dominion's case, which could influence the broader offshore wind industry amid continued hostility from the Trump administration toward the sector. Trump has long criticized wind energy as costly and inefficient. While the outcomes of these lawsuits may let projects move forward, industry uncertainty remains due to ongoing legal battles and political opposition.US judge to weigh Dominion request to restart Virginia offshore wind project stopped by Trump | ReutersA federal judge in Boston, William Young, said he will issue an order to protect non-citizen academics involved in a lawsuit challenging the Trump administration's deportation of pro-Palestinian student activists. The upcoming order would block the government from altering the immigration status of the scholars who are parties to the case, absent court approval. Young emphasized that any such action would be presumed retaliatory and would require the administration to prove it had a legitimate basis.The lawsuit stems from Trump's executive orders in early 2025 directing agencies to crack down on antisemitism, which led to arrests and visa cancellations for several students, including Columbia graduate Mahmoud Khalil and Tufts student Rumeysa Ozturk. These moves targeted those expressing pro-Palestinian or anti-Israel views on campus. Young previously ruled that these actions violated the First Amendment by chilling free speech rights of non-citizen academics.In his comments, Young described Trump as “authoritarian” and sharply criticized what he called the administration's “fearful approach to freedom.” He limited his forthcoming order to members of academic groups like the AAUP and Middle East Studies Association, rejecting a broader nationwide block as too expansive. Meanwhile, the administration, which plans to appeal Young's earlier ruling, accused the judge of political bias.US judge to shield scholars who challenged deporting of pro-Palestinian campus activists | ReutersA federal judge in California has dismissed a lawsuit filed by the U.S. Justice Department seeking access to the state's full, unredacted voter registration list. Judge David Carter ruled that the department's claims were not strong enough under existing civil rights and voting laws, and that turning over detailed voter data—such as names, birth dates, driver's license numbers, and parts of Social Security numbers—would violate privacy protections.Carter emphasized that centralizing such sensitive information at the federal level could intimidate voters and suppress turnout by making people fear misuse of their personal data. The lawsuit, filed in September by the Trump administration, targeted California and other Democrat-led states for allegedly failing to properly maintain voter rolls, citing federal law as justification for demanding the data.California Secretary of State Shirley Weber welcomed the decision, stating her commitment to defending voting rights and opposing the administration's actions. The DOJ had reportedly been in discussions with the Department of Homeland Security to use voter data in criminal and immigration probes. Critics argue the push was driven by baseless claims from Trump and his allies that non-citizens are voting in large numbers.US judge dismisses Justice Department lawsuit seeking California voter details | ReutersWhy can't people harmed by ICE just sue the agents themselves?U.S. Immigration and Customs Enforcement (ICE) is a federal agency under the Department of Homeland Security, created in 2003. It enforces immigration laws and investigates criminal activities involving border control, customs, and immigration. ICE derives its authority from various federal statutes, including the Immigration and Nationality Act, and its agents operate with broad discretion during enforcement actions.Suing ICE agents or the agency itself is legally difficult. Individuals cannot usually sue federal agents directly because of sovereign immunity, a legal doctrine that protects the government and its employees from lawsuits unless explicitly allowed by law. One such exception is the Federal Tort Claims Act (FTCA) of 1946, which permits lawsuits against the federal government when its employees cause injury or damage while acting within the scope of their employment. Under the FTCA, victims can bring wrongful death or negligence claims, as Renee Good's family is now considering.However, FTCA claims are limited. Plaintiffs cannot seek punitive damages or a jury trial, and compensation is capped based on state law where the incident occurred. The government is also shielded from liability for discretionary decisions made by its employees—meaning if the ICE agent used judgment during the incident and it's deemed reasonable, the claim can be dismissed. In Good's case, the government will likely argue self-defense.Suing ICE agents personally is even harder. The Bivens v. Six Unknown Named Agents case in 1971 created a narrow legal path for suing federal officials for constitutional violations, but courts have since restricted its use. In 2022, the Supreme Court ruled that Bivens does not apply to border agents conducting immigration enforcement, further insulating ICE officers from personal liability.Criminal prosecution of federal agents is also rare. State prosecutors may bring charges, but only if they can prove the agent acted clearly outside the scope of their duties and in an objectively unlawful way—a high bar that is seldom met.This week's closing theme is by Ludwig van Beethoven. Beethoven, one of the most influential composers in Western music history, revolutionized the classical tradition with works that bridged the Classical and Romantic eras.This week's theme is Franz Liszt's transcription of Beethoven's Symphony No. 5 in C minor, Op. 67 — specifically, the first movement, Allegro con brio, catalogued as S.464/5. As one of the most iconic works in classical music, Beethoven's Fifth needs little introduction, but hearing it through Liszt's fingers offers a fresh perspective on its brilliance. In this solo piano version, Liszt doesn't simply condense Beethoven's orchestral power—he reimagines it, capturing the storm, structure, and spirit of the original with astonishing fidelity and virtuosity.The movement begins with the unforgettable four-note “fate” motif, its rhythmic insistence rendered on the piano with punch and precision. From there, Liszt unfolds Beethoven's dramatic argument, demanding the pianist conjure the textures of a full orchestra with nothing but ten fingers and a well-calibrated pedal. Every surging crescendo, sudden silence, and harmonic twist remains intact, though filtered through Liszt's Romantic sensibility and pianistic imagination.It's a piece that asks as much of the performer as it does of the listener—requiring clarity, power, and emotional depth. As a transcription, it's both a tribute and a transformation, placing Beethoven's revolutionary energy in the hands of a single interpreter. We chose this movement not just for its fame, but for how it exemplifies two musical giants in dialogue—Beethoven, the architect of modern symphonic form, and Liszt, the artist who made the orchestra speak through the piano.Without further ado, Beethoven's Symphony No. 5 in C minor, Op. 67 — the first movement, Allegro con brio. Enjoy! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Friend of the show Coco Kennedy explains the term AND shares who Booker and Alex look like BUT uglier

In this episode, I'm sharing a moment of instant clarity that blew my mind, the realization that when we're stuck in our heads, trying to logically force the next step, we completely miss the divine pattern that's already at work. I share how this realization mirrors the Karate Kid "wax on, wax off" lesson: how the work we often complain about or don't understand in the moment is usually preparing us for something much bigger. The problem isn't that there's no plan. It's that the ego can't see it yet. This episode is an invitation to step back, stop forcing clarity, and trust that what you're doing right now, even if it feels messy or disconnected,  is part of a much larger design. Similar episodes to this topic:  266: Why You're Right on Time (Even If It Feels Like You're Not) 248: What If You're Not Lost—You're Just in the Middle of the Plan? Let's be friends on Instagram! Join The Weekly Nudge Email List!

Send us a textWe're two weeks into the new year and you can already toss all the consensus forecasts out the window. We sat down with Mike Medeiros to talk about the big risks to all the predictions: from equities to interest rates, the yield curve, currencies, credit markets, and more, so we can understand where the next big moves will come from.Mike gives us a thoughtful framework within which to understand why he's still constructive on equities for the first half of the year, pointing to a mix of fiscal support, accommodative funding conditions, tailwinds from deregulation, and increased certainty around trade policy. From there though, we explore the big risks to the bond market that remain despite the fact that the yield curve may still structurally be too flat. What does an increasingly politicized Federal Reserve mean for the front end? It might be the opposite of what you'd suspect from the headlines. And why is term premium at the crux of every conversation?We also tackle the "affordability" conversation head on, including the headline proposal to cap credit card interest rates in the near term, as well as the housing policy proposals that may unintentionally raise prices in the near term.If you're trying to make sense of the markets in a year that is clearly refusing to follow the script, you've come to the right place. Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Many of the features of the earth's surface have been formed by the cutting and eroding action of moving water. When you think about how hard rock is compared to water, it's easy to believe that it must have taken hundreds of thousands or even millions of years for water to shape the land. This ignorance about how rapidly water cuts rock has cost people their lives.In April 1987, a 300-foot section of the 540-foot-long New York Thruway bridge collapsed into the Choharie Creek. The moving waters of the creek had created turbulence around the bridge's pilings. Within a few years, this turbulence cut away the rock in which the pilings were anchored, and with nothing to hold it up, the bridge collapsed.In June 1987, a section of the 2,800-foot-long Clearwater Pass Bridge in Florida dropped 10 inches. Divers sent down to inspect the bridge pilings found that more than 10 feet of rock had been scoured away from the bridge's pilings. Similar instances of moving water cutting away solid rock in a short period of time can be found around dams.When many of these structures were built, it was assumed that it took tens of thousands of years for water to erode solid rock. But experience has now shown us that water is able to do in a few years or even a few hours what scientists once thought took thousands or millions of years. Another lesson to be learned is that we don't need to claim that it took tens of thousands of years to form the water carved features of our earth!II Peter 2:4-5"For if God did not spare the angels who sinned, but cast them down to hell and delivered them into chains of darkness, to be reserved for judgement; and did not spare the ancient world, but saved Noah, one of eight people, a preacher of righteousness, bringing in the flood on the world of the ungodly…"Prayer: Dear heavenly Father, help more people to see that Your Word is truth and that it has not been shown wrong by man's science. Make it increasingly difficult for people to ignore the Bible, which tells us of Your plan of salvation for us through Jesus Christ. Amen. To support this ministry financially, visit: https://www.oneplace.com/donate/1232/29?v=20251111

In episode #89, we discussed some of the best Brazilian albums released in 2025. Among the albums discussed were BaianaSystem, Alberto Continentino, and Seu Jorge, with his first album in 10 years.We also discussed singer-songwriter Luedji Luna and her two albums released in 2025; the latest album from Jadsa, the psychedelic duo Parque do São; millenial singer songwriter Rubel; and the new album released by Sessa. Follow our updated playlist on Spotify: "⁠Soundtrack: Brazuca Sounds⁠". Follow our brand new playlist, The Contemporary Music of Brazil, with all the songs we shared in our New Sounds collection since 2020.Similar episodes:Brazuca Sounds #74: Best Albums of 2024Brazuca Sounds #49: Best Albums of 2023Brazuca Sounds #29: New Sounds of 2021

Guest: Gregory Copley. Reza Pahlavi proposes a constitutional monarchy where the crown serves as a symbolic figurehead, similar to the British system. Copley highlights Pahlavi's unique name recognition and legitimacy as the former crown prince. However, air power alone cannot decisively change the situation on the ground, requiring covert support after the clerics collapse.1970 TEHRAN

Send us a textWe're back in action with our full deep dive into the season premiere, "PayPal of Bukkake". We're introducing the star-studded lineup of new characters, exploring what seems to be an American Psycho thread running throughout the episode, and orienting ourselves within the new power structure within the world of "Industry" over a year after the demise of Pierpoint. Not only have the power dynamics shifted considerably amongst our returning stars, but we're shifting our focus away from high finance to fintech. We try to sleuth out the real-life fintech scandals upon which the episode may or may not be based, explain the mechanics of gating and redemptions at hedge funds, and tie together the real world legislation that is driving some of the show's key plot points. Along the way, we explore the episodes themes of fetishization, consent, agency, and power. Above all, we are confronted with the collapse of a founder friendship that feels like a reflection on the difficult creative decisions undertaken to drive the show in a new direction. We find ourselves with more questions than answers, a sense of a predator (or predators!) in our midst, and set the tone for a much more dangerous and ambitious season to come. Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

https://www.youtube.com/watch?v=sTl2m5StrvQ Podcast audio: The crimes of the French Revolution have long been regarded as indicting Enlightenment ideals. Its Reign of Terror has been seen as the product of an overconfident belief in reason, liberty, and human perfectibility. The American Revolution, by contrast, is said to have succeeded only because it was more moderate and traditional. In his 2025 OCON talk, “Enlightenment on Trial: The Real Lessons of the American and French Revolutions,” Don Watkins challenges this narrative. What history shows, Watkins contends, is that Enlightenment ideals in France were largely confined to intellectual elites within a rigid, hierarchical society. French culture was also shaped by powerful anti-Enlightenment currents — notably Rousseau's elevation of passion and the collective over reason and the individual. These ideas later fueled the Terror. By contrast, many American colonists read thinkers such as Locke, Montesquieu, and Franklin and had long practiced self-government, giving Enlightenment ideals real cultural depth. Watkins highlights a further, crucial difference between the two revolutions. The French were fundamentally motivated by hatred towards the ancien régime. French mob violence was widespread and brutal, since it sought, above all else, to eradicate the nobility, the clergy, and every other symbol of the past. Similar unrest was relatively limited and contained in America, where Americans resisted British rule with a positive aim: to establish a government that protected individual rights. Among the topics covered: Narratives about the French Revolution; The rise and fall of the Revolution; Two Revolutions compared; Contrasting motivations. This talk was recorded live on July 5th in Boston, MA, as part of the 2025 Objectivist Summer Conference, and is available on The Ayn Rand Institute Podcast stream. Listen and subscribe wherever you get your podcasts. Watch archived podcasts here.

This might be the best sci-fi book out there about nanotechnology. But Stephenson has so many good ones that this one isn't his best book - some of the characters lose their way, and it drags in the middle. Oh, and one more good recommendation we forgot while we were recording - check out Blood Music by Greg Bear if you want a biological twist on nanotech!Join the Hugonauts book club on discordOr you can watch our episodes on YouTube if you prefer videoAs always, no spoilers until the end when we get into the full plot explanation and discussion.Similar books we recommend: Snow Crash by Neal StephensonNeuromancer by William GibsonCory DoctorowPrey by Michael CrichtonThis episode is sponsored by Har Megiddon by Ron Bennett.If you want to jump around, here are the timestamps for the episode:   00:00 Intro00:47 Book setup1:49 Sponsor - Har Megiddon2:22 Our review 3.25/53:53 Great sections - and stinkers4:47 Incredible technology7:33 Hard to visualize?9:38 Dances with Wolves10:17 Labor saving devices13:59 Neal's infodumps19:25 Book structure25:47 Sponsor - Har Megiddon26:08 Similar books we recommend28:40 Spoilers section - book summary31:30 Spoilers section - discussion

In episode #89, we discussed some of the best Brazilian albums released in 2025. Among the artists we talked about were BaianaSystem, Alberto Continentino, and Seu Jorge, with his first album in 10 years.We also discussed singer-songwriter Luedji Luna and her two albums released in 2025; the latest album from Jadsa, the psychedelic duo Parque do São; millenial singer songwriter Rubel; and the new album released by Sessa. Follow our updated playlist: "⁠Soundtrack: Brazuca Sounds⁠". Follow our brand new playlist, The Contemporary Music of Brazil, with songs from our New Sounds collection since 2020.Similar episodes:Brazuca Sounds #74: Best Albums of 2024Brazuca Sounds #49: Best Albums of 2023Brazuca Sounds #29: New Sounds of 2021Brazuca Sounds #6: Best Albums of 2020

Send us a textWe're recording from New York City, fresh off one of the most surreal weeks of our lives — attending the Season 4 premiere of HBO's Industry,  interviewing the cast and creators on the red carpet, and watching the episode in a packed theater alongside the people who made it.In this episode, we share what it was like to meet the writers and actors behind Industry, why this show has become our ultimate passion project, and how analyzing every line has changed the way we think about finance, literature, ambition, identity, and work. We talk about the warmth and generosity of the cast, the shock (and humor) of seeing the premiere with a live audience, and why Industry is so much more than a finance show.We also give first reactions to the Season 4 premiere, including early themes around power, betrayal, regulation, hedge funds, identity, and the cost of building something meaningful. From Harper's evolution to Eric's return, from fintech chaos to personal ambition, this episode sets the stage for what promises to be a huge season.This is a teaser episode — we'll be dropping full, line-by-line breakdowns every week immediately after each episode airs, plus more interviews and behind-the-scenes conversations.Thank you for supporting this wild passion project. We're just getting started.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textThis episode marks the launch of a special new collaboration between The Wall Street Skinny and Risk Reversal Media. We're bringing together the stars of CNBC's Fast Money, RiskReversal, On the Tape, and O.K. Computer: Dan Nathan and Guy Adami, with Wall Street experts Kristen Kelly and Jen Saarbach for the first installment of a fresh take on market expertise, financial storytelling, and real-time debate.What begins as a reunion between longtime friends quickly becomes the foundation for something bigger. Kristen and Jen reflect on their paths from Wall Street — across investment banking, sales & trading, and the financial crisis — to building The Wall Street Skinny, a platform focused on making finance accessible without dumbing it down. Dan and Guy share lessons from years of market commentary, media, and live television, setting the stage for a collaboration rooted in chemistry, trust, and curiosity.Together, the four dig into the current market backdrop, using upcoming bank earnings as a lens to explore how banks actually make money, why valuation metrics like price-to-tangible-book matter, and where sales & trading, deal activity, and regulation fit into today's cycle. The conversation expands to the Federal Reserve, yield curve dynamics, debt issuance, and how macro forces shape both investor sentiment and bank balance sheets.Beyond markets, the group discusses mentorship, authenticity in finance media, and the power of storytelling — why the right information delivered the right way matters more than ever. They also challenge consensus thinking, highlighting underappreciated risks in bonds, gold, currencies, and the broader macro environment.This inaugural episode sets the tone for an ongoing series built around honest conversation, spirited disagreement, and shared passion for markets. Let us know what topics you'd like us to tackle next week!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textWe are recording LIVE from New York City, just hours before interviewing the cast and creators on the red carpet of the Season 4 premiere! And we're recapping what might just be the best television finale of all time...for a series that is NOWHERE near finished!In this episode, we find our characters in the aftermath of Al-Miraj's last minute rescue of Pierpoint, as they all come face to face with the consequences of their decisions. While Pierpoint the institution we came to know, love, and fear may no longer exist, has the "institution" writ large still survived intact? Has Yasmin transcended a life of material comfort and social status to take a flier on Robert and the proverbial lotto ticket of his startup venture? Or will she ultimately end up wedded to the same patriarchy that has abused her for as long as she can remember? And will Harper be able to find happiness at the helm of a hedge fund full of peers who respect and cherish one another? Or is she still the ruthless "psychopath" Eric threw to the wolves at the end of last season? Is there any room for generosity at all in the cutthroat world of high finance? Or is the idea of "infinite largesse" incompatible with the world we've built here? Get all caught up ahead of the Season 4 premiere, which we can't wait to share our initial thoughts on the moment the episode airs!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textWe started our careers at the epicenter of the Global Financial Crisis in 2008: the trading floor Lehman Brothers and the CDO Structuring desk at Morgan Stanley. And now, we get to watch our favorite characters reenacting all the drama of the Lehman bankruptcy through the lens of Industry.  We dissect the chaotic "war room" dynamics as executive leadership scrambles for a lifeline, debating the merits of a strategic capital injection from Mitsubishi (mirroring the real-life rescue of Morgan Stanley) versus a total buyout by Barclays (the ultimate fate of Lehman). We explain the critical financial concepts at play, including the mechanics of "good bank/bad bank" splits, dispelling common myths about how government "bailouts" actually worked, and the reality of liquidity crises where "too big to fail" meets "moral hazard."All of our characters' ambitions and come to a head as they jockey for power and profit with everything on the line. Who will emerge victorious from the boardroom coup? How did a financial error end up in the pitch deck? Who is stabbing whom in the back? And who will ultimately be our useful idiot?This is an exceptionally technical recap, and we explain topics like counterparty credit risk, employee stock options, insider trading, and converts...as well as a detailed blow by blow of the real events underlying one of Industry's all time best episodes!!!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Incident Overview ICE agents were conducting operations in Minneapolis when a woman blocked their vehicles and refused repeated commands to exit her car. She allegedly accelerated toward an ICE agent, prompting the officer to fire through the windshield, resulting in her death. The shooting is described as defensive and necessary to prevent harm to law enforcement officers. Context and Escalation The woman had been stalking and obstructing ICE agents throughout the day. It portrays her actions as part of a broader pattern of “political vigilanteism” and domestic terrorism, citing an increase in vehicle ramming attacks against ICE agents. Political Commentary Left-wing activists and Democratic officials are encouraging lawlessness and violence against federal officers. Quotes from officials like Secretary of Homeland Security and political figures are included, reinforcing support for ICE and condemning anti-ICE rhetoric. Statistics and Broader Trends A reported 1,300% increase in assaults and an 8,000% increase in death threats against ICE agents. Similar vehicle attacks have occurred nationwide, the incident is part of a growing threat. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

In this episode of The Brainy Business podcast, Melina Palmer dives into the intriguing concept known as the Cobra Effect, exploring how well-intentioned solutions can sometimes lead to unintended consequences. Drawing on historical examples, Melina illustrates how policies aimed at solving problems can backfire spectacularly, resulting in outcomes that are often worse than the original issue. Listeners will learn about the infamous cobra bounty in colonial India, where the attempt to eliminate cobras led to the creation of cobra farms, exacerbating the problem. Similar stories from Hanoi, Georgia, and Bogota highlight the pervasive nature of this phenomenon across various contexts, including environmental policies and incentive programs. Melina emphasizes the importance of understanding human behavior and the potential for loopholes when designing solutions. As you tune in, consider how the Cobra Effect may be manifesting in your own business practices and decision-making processes. This episode is a reminder to think critically about the incentives you create and the behaviors they may inadvertently encourage. In this episode: Discover the origins of the Cobra Effect and its implications in modern contexts. Learn from historical examples such as the cobra bounty and the rat tail incentive in Hanoi. Understand how poorly designed incentives can lead to unintended negative outcomes. Explore strategies for anticipating potential loopholes in your own policies. Reflect on how to create more effective and thoughtful solutions in your organization. Get important links, top recommended books and episodes, and a full transcript at thebrainybusiness.com/559. Looking to explore applications of behavioral economics further?  Learn With Us on our website. Subscribe to Melina's Newsletter Brainy Bites.  Let's connect: Send Us a Message Follow Melina on LinkedIn The Brainy Business on Youtube The Brainy Business on Instagram

In part two of Red Eye Radio with Gary McNamara and Eric Harley, Iran is on the brink of falling as protesters move to take two cities and desperately appeal to President Trump. Abdanan and Malekshahi cities reportedly taken over by people celebrating in streets chanting 'Death to Khamenei'. Similar accounts emerged from Tehran, where security forces were reportedly seen entering Sina Hospital, prompting fear among patients and families. Also the 2025 U-Haul Growth Index indicates Texas as the number one state that people are moving to and Gary gets a jury summons. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Watch 'The Venezuela Operation' here: https://ept.ms/49I2LA3The White House is criticizing Gov. Tim Walz amid the Minnesota fraud scandal. Press Secretary Karoline Leavitt told Fox News, “[President Donald Trump] believes that Governor Walz is criminally liable, and I think the Department of Justice is going to find out.”The former running mate for Kamala Harris during the 2024 presidential election recently announced that he would not run for a third term as governor, and he is now under pressure over the widespread fraud being exposed in the state.In other news, the fraud being uncovered in Minnesota might not be limited to just that state. Similar forms of welfare fraud are now being found across the country, and President Donald Trump recently alleged that the situation in California might be even worse.We'll discuss these topics and others, in this episode of Crossroads.Views expressed in this video are opinions of the host and guests, and do not necessarily reflect the views of The Epoch Times.

PANIC AMONG THE LATIN LEFT Colleagues Alejandro Peña Esclusa and Ernesto Araújo. Ernesto Araújoexplains that leftist leaders like Lula and Petro fear the US action against Maduro because their power structures share similar corruption. Peña Esclusa adds that Colombian President Petro is terrified because his campaign was funded by Venezuelan drug money, making him vulnerable to the exposure of these secrets. NUMBER 11 1910 BRAZIL NATIONAL LIBRARY

This week we talk about prediction markets, incentives, and gambling addiction.We also discuss insider trading, spot-fixing, and Gatorade.Recommended Book: The Kingdom, the Power, and the Glory by Tim AlbertaTranscriptPrediction markets are hundreds of years old, and have historically been used to determine the likelihood of something happening.In 1503, for instance, there was a market to determine who would become the next pope, and from the earliest days of commercial markets, there were associated prediction markets that were used to gauge how folks thought a given business would do during an upcoming economic quarter.The theory here is that while you can just ask people how well they think a political candidate will fare in an election or who they think will become the next pope, often their guesses, their assumptions, or their analysis will be swayed by things like political affiliation or maybe even what they think they're meant to say—the popular papal candidate, for instance, or the non-obvious, asymmetric position on a big commercial enterprise that might help an analyst reinforce their brand as a contrarian.If you introduce money into the equation, though, forcing people to put down real currency on their suspicions and predictions, and give them the chance to earn money if they get things right, that will sometimes nudge these markets away from those other incentives, making the markets commercial enterprises of their own. It can shift the bias away from posturing and toward monetization, and that in turn, in theory at least, should make prediction markets more accurate because people will try to align themselves with the actual, real-deal outcome, rather than the popular—with their social tribe, at least—or compellingly unpopular view.This is the theory that underpins entities like Polymarket, Kalshi, Manifold Markets, and many other online prediction markets that have arisen over the past handful of years as regulations on these types of businesses have been eased, and as they've begun to establish themselves as credible players in the predicting-everything space.In politics in particular, these markets have semi-regularly shown themselves to be better gauges of who will actually win elections than conventional polls and surveys, and though their records are far from perfect and still heavily biased in some cases, such community-driven predictions from money-motivated markets are gaining credibility because of their capacity to incentivize people to put their money where their mouths are, and to try to profit from accurate preordination.The flip-side of these markets, and some might even say a built-in flaw with no obvious solution, is that they are rife with insider trading: people who are in the position to know things ahead of time making in some cases millions of dollars by placing big bets that, for them, aren't bets at all, because they know what will or what is likely to happen.This seems to have occurred at least a few times with big political events in 2025, and it's anticipated that it could become an even bigger issue in the future, especially for markets that use cryptocurrencies to manage payments, as those are even less likely than their fiat currency peers to keeps solid tabs on who's actually behind these bets, and thus who might be trading on knowledge that they're not supposed to be trading on.That said, it could be argued that such insider trading makes these markets even more accurate, eventually at least. And that points us toward another problem: the possibility that someone on the inside might look at a market and realize they can make a killing if they use their position, their power to sway these markets after placing a bet, giving them the ability to assure a payout by abusing their position—major events being influenced by the possibility of a community-funded payday for those in control.What I'd like to talk about today is the same general principle as it's playing out in the sports world, and why the huge sums of money that are now sloshing around in the sports betting industry in the US are beginning to worry basically everyone, except the sports betting companies themselves.—In October of 2025, the head coach of the NBA basketball team, the Portland Trail Blazers, Chauncey Billups, Miami Heat player Terry Rozier, and former NBA player Damon Jones, and about 30 other people were arrested by the FBI due to their alleged illegal sports gambling activities. Rozier was already under investigation following unusual betting activity that was linked to his performance in a 2023 game—he was later cleared of wrongdoing, but the implication then and in this more recent instance is that he and those other folks who were rounded up by the FBI may have been involved in rigging things so they could get a big payoff on gambling markets.Similar things have been happening across the sports world, including a lifetime ban for Jontay Porter, a former Toronto Raptors player, who apparently gave confidential information to people who were placing bets on NBA games—he later pleaded guilty to conspiracy to commit wire fraud as a result of that investigation—and in November of 2025 two Major League Baseball players, both of them pitchers for the Cleveland Guardians, Emmanuel Clase and Luis Ortiz, were charged by federal prosecutors for allegedly rigging pitches to benefit people betting on those pitches; they've been charged with wire fraud and money laundering, and each could face up to 65 years in prison.And those are just a few of the many instances of game-rigging that have been alleged in recent years, the specifics of which vary, but the outcome is always to give someone an advantage in these markets, which are only recently broadly legal across the United States, and which thus allow folks with the right connections or some money to invest ahead of time to, for instance, pay a pitcher to throw an inning, or pay a coach to tell them who will be benched and when, so that they can make a big wager with less of a risk, or in some cases, no risk at all.One of the big issues here is that rather than simply being a which-team-will-win sort of thing, many of these bets are highly specific and granular, including what are called proposition or prop bets that allow folks to gamble on the number of strikeouts a pitcher will tally in a given inning and other very specific things.If a pitcher were to then place a bet, perhaps through an intermediary, on their own prop bet-related performance, they would stand a decent chance of tallying the right number of strikes and balls. They could also sell that information to someone else, taking a guaranteed payout in exchange for the foreknowledge they grant that gambler, who could then do what they want with the information, and then if they do well with it, they could pay that pitcher to do the same again in the future.This type of bet is called spot-fixing, and it's seen across prediction markets, not just sports markets. Pitchers can fix an inning of a game, but poker players can also go all-in or fold a given number of times in a tournament, and the folks in charge of dumping Gatorade over the winning coach following a Super Bowl event can leak that color, based on their foreknowledge of the setup, to gamblers—these markets are sprawling and varied, and anyone in any position of power who can make decisions about such things, or who's involved enough to leak information can do so at a profit, either themselves putting down money on spot-fixed prop bets, or selling that information to those who will themselves place a bet.The issue sports organizations in the US are now running into is that while they aligned themselves with sports gambling entities like DraftKings and FanDuel after these platforms were legalized in more states following the striking-down of a federal ban on such things in 2018—as I record this, they're currently legal in 31 states, alongside Washington DC and Puerto Rico—and they've profited a fair bit from that, allowing these businesses to become sponsors, to slap their logos on everything, and to generally become interwoven with the leagues themselves; despite all that, they've also created a sports culture in which betting is ultra-common, and that means fans are no longer just fans, they're putting down money on various possible sports-related outcomes.That means folks who were maybe previously die-hard fans of their local team may no longer just be disappointed when their team loses, they'll be financially impacted, perhaps even devastated. And many athletes who play on these teams, in these leagues, are now suffering all kinds of abuse and threats from people who decided to put a lot of money on their performance, but who failed to win a game, or maybe even throw the exact right number of strikes and balls in a given inning.This points at two big issues with sports betting in the US right now.First is that there's a lot of money splashing around in this space. An estimated $160-170 billion was wagered by US citizens in 2025 alone, generating about $16.4 billion in revenue for sportsbooks—the entities that take these sorts of bets.That's likely a significant undercount, too, as more generalist prediction markets are also getting involved in the sports betting game, blending this type of gambling with other sorts of prediction markets, like those related to politics and international happenings, like war.And second, a lot of people are gambling a lot of money on sports stuff right now, and that's becoming an issue. In October of 2025, a Pew Research poll found that 43% of US adults think legalized sports betting is bad for society, up from 34% in 2022, and 40% says it's bad for sports, up from 33%. A whopping 22% of US adults say they personally bet money on sports in the past year, up from 19% in 2022, and 10%, one in ten American adults, say they have placed a sports bet online in the past year, up from 6% in 2022.There has been a significant increase in calls to the National Problem Gambling Helpline in recent years—a 45% increase from 2017 in states where sports betting hasn't been legalized, and a 148% increase, more than three times as much, in states where sports betting was legalized by August of 2025. Not for nothing, too, it's estimated that professional athletes are about five-times more likely than the average person to become hooked on gambling, which would seem to amplify all these issues, in addition to the obvious problems this can create for people with often high-paying, but also often financially precarious, short-term careers.The implication, then, is that legal sports betting either sparks or reinforces gambling issues, creating more addictive behavior and triggering more financial issues. And bankruptcy numbers seem to back this up: in states where online gambling is allowed, bankruptcy rates increased by 28% and debt collections rose by 8% just two years after sports betting legalization. Data also shows that there's a 20% increase in mass-market alcohol consumption in states with legalized sports betting, and that for every dollar spent on sports betting, 99 cents of investment money disappears from records, which means, basically, people are not using spare money they would spend on random stuff anyway when placing these bets, they're spending money that would otherwise be put into savings, or which is already in their savings on this type of gambling—and much of that money then disappears into the pockets of these gambling platforms.This same general state of affairs has played out in other countries before the US, but things seem to be moving especially fast here in part because this isn't gambling that's limited to a physical location, it's increasingly being conducted on smartphones and other always-on-us devices, and that means it's easier to get hooked, but also that it's more accessible to more people more of the time, and the ever-present deluge of information about these topics, and about these platforms that allow us to casually place bets on said topics, make getting sucked in and sold on the idea of easy money, simpler and more likely than ever before.Show Noteshttps://www.washingtonpost.com/sports/2025/10/23/nba-chauncey-billups-terry-rozier-arrested-betting-probe/https://www.washingtonpost.com/sports/2025/11/09/emmanuel-clase-luis-ortiz-indicted-bribes/https://www.washingtonpost.com/sports/2025/12/29/sports-betting-integrity-fans/https://www.washingtonpost.com/sports/2025/10/29/player-prop-bets-nba-arrests/https://www.washingtonpost.com/sports/2025/06/14/sports-betting-athlete-abuse-online/https://en.wikipedia.org/wiki/List_of_bookmakershttps://www.actionnetwork.com/online-sports-bettinghttps://nypost.com/betting/best-sports-betting-apps-usa/https://en.wikipedia.org/wiki/Gambling_in_the_United_Stateshttps://en.wikipedia.org/wiki/Sports_bettinghttps://en.wikipedia.org/wiki/Sportsbookhttps://www.delasport.com/history-of-sports-betting/https://pmc.ncbi.nlm.nih.gov/articles/PMC7780080/https://www.espn.com/sports-betting/story/_/id/23561576/chalk-line-how-got-legalized-sports-bettinghttps://www.cnn.com/2024/05/03/sport/sports-betting-usa-impact-on-lives-spt-intlhttps://naadgs.org/history-of-sports-betting-the-transition-from-illegal-to-mainstream/https://en.wikipedia.org/wiki/List_of_match-fixing_incidentshttps://en.wikipedia.org/wiki/History_of_gambling_in_the_United_Stateshttps://en.wikipedia.org/wiki/Professional_and_Amateur_Sports_Protection_Act_of_1992https://en.wikipedia.org/wiki/Gambling_in_the_United_Kingdomhttps://en.wikipedia.org/wiki/Prediction_markethttps://users.wfu.edu/strumpks/papers/Int_Election_Betting_Formatted_FINAL_NoComments.pdfhttps://en.wikipedia.org/wiki/Proposition_bethttps://www.axios.com/2025/12/14/sports-betting-gambling-young-men-crisishttps://www.espn.com/espn/betting/story/_/id/47337056/scandals-prediction-markets-2025-turning-point-sports-bettinghttps://www.pewresearch.org/short-reads/2025/10/02/americans-increasingly-see-legal-sports-betting-as-a-bad-thing-for-society-and-sports/ This is a public episode. 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