Ask My Mom Podcast

Can you believe some schools are starting to focus on teaching Personal Finance and 21 states now require Personal Finance be taught in school?  In this episode we listen as guest speaker, Kateri, a High School Personal Finance Teacher shares her view on the value of Personal Finance classes in school and her top finance tips she likes to get instill in her students.   If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Do you LOVE the A$k My Mom Podcast?  You can help us grow and get some great perks! Click Here Start your own podcast - Click Here Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

Are you getting married soon or are you a newlywed?  Have you started discussing how you will handle finances in your marriage or shared the details of your financial status?   Have you even thought about it? In this episode Jennifer talks about the importance of having a financial conversation with your future or new spouse to achieve a solid financial foundation for your marriage.  To help you get started on the conversation you and your partner can take the Pre-Marital Money Conversation Quiz.  The quiz will help you and your partner learn and understand each others views on money and help you work together to develop a strong financially secure future. You can find the quiz here: Pre-Marital Money Conversation Quiz don't forget to share the link with your partner and then compare to start off the conversation. You can find the episode on combining finances that was referenced in this episode here: Marriage - To Combine Or Not To Combine Finances That is The Question If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Do you LOVE the A$k My Mom Podcast?  You can help us grow and get some great perks! Click Here Start your own podcast - Click Here Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

In this episode Jennifer is joined by Katie, creator of the selfcare blog kaybeelives.com, where she explains Health Savings Accounts (HSA).   Do you know what a HSA is and how it can benefit you or even if you are eligible?  Do you know that your employer doesn't need to offer an HSA for you to still be able to contribute to one?  Jennifer didn't know that either.  Listen in as Katie shares the details and dispels the myths and misinformation about Health Savings Accounts (HSA).  You might find that this is one of the most beneficial episodes to date.  Thank you for joining in Katie. You can find Katie's blog at https://www.kaybeelives.com/ And here is the link to her blog which discusses HSA accounts. If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Do you LOVE the A$k My Mom Podcast?  You can help us grow and get some great perks! Click Here Start your own podcast - Click Here Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

In this episode Jennifer answers a listener question about how to manage and payoff their debt.  Listen as Jennifer goes through what to consider when starting on your journey to pay off your debt and achieve financial freedom. If you feel like you may be carrying too much debt this is the episode for you.   Visit our website at askmymom.podbean.com to review the budget spreadsheet mentioned in this episode.  Send an email to us to request the link for the editable spreadsheet. A resource mentioned in this episode is powerpay.org, this resource will help you come up with a plan to pay off your debt according to your needs. If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Do you LOVE the A$k My Mom Podcast?  You can help us grow and get some great perks! Click Here Start your own podcast - Click Here Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

If you are on the job hunt or thinking of changing careers you will not want to miss this episode.  Special guest and Career Counselor Jasmine speaks to Jennifer about how to successfully prepare for an interview, make yourself shine and answer those hard interview questions.  #dressforsuccess #justbeyourself  If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Do you LOVE the A$k My Mom Podcast?  You can help us grow and get some great perks! Click Here Start your own podcast - Click Here Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

In this episode Noel joins the conversation and Jennifer answers a listener's question on how much debt they can acceptably carry.   If you feel like you may be carrying too much debt this is the episode for you.  Noel and Jennifer discuss different types of debt and the guidelines of car payments, rent or mortgage debt and the guideline for debt as a whole.   There are a ton of great nuggets of information in this episode and a few "shout outs".   Visit our website at askmymom.podbean.com to review the budget spreadsheet mentioned in this episode.  Send an email to us to request the link for the editable spreadsheet. One way to find an accredited financial counselor is on the AFCPE website at https://findanafc.org/ If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Do you LOVE the A$k My Mom Podcast?  You can help us grow and get some great perks! Click Here Start your own podcast - Click Here Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

In this episode Jennifer answers a listener's question on combining finances in a marriage. Whether to combine finances and how to combine finances is an important decision all married couples need to make.  Learning your partners financial goals and sharing your own is just part of the conversation.  Jennifer discusses where to start the conversation and the different view points on combining or not combining finances.  This episode will hopefully, help you decide what works best for your family and give you a jump start in getting there. Visit our website at askmymom.podbean.com to review the budget spreadsheet mentioned in this episode.  Send an email to us to request the link for the editable spreadsheet. If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Do you LOVE the A$k My Mom Podcast?  You can help us grow and get some great perks! Click Here Start your own podcast - Click Here Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

HAPPY NEW YEAR!!!!   In this episode Jennifer discusses the importance of resetting your budget for the New Year.  It is time to reflect on your finances from 2021 and make improvements and adjustments for 2022.  Knowing where your money has been going, making changes and setting goals for 2022 can make your financial dreams come true.  Visit our website at askmymom.podbean.com to review the budget spreadsheet mentioned in this episode.  Send an email to us to request the link for the editable spreadsheet. If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Do you LOVE the A$k My Mom Podcast?  You can help us grow and get some great perks! Click Here Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

HAPPY HOLIDAYS!!!!   In this episode Jennifer discusses the financial stresses of the holidays and shares a few quick, easy, tried and true DIY holiday gifts.  You will not only be making gifts but, best of all, you will be making memories.  Have you created a holiday budget and have you been following it.  If you haven't set up one for this year, use what you learned this year to create a complete budget for next year. If you have been using your credit card for your Holiday shopping make a plan to pay it off as quickly as possible.  Don't let this year's debt take over next year's holiday season, or the year after that.  Link to easy DIY gift discussed on the episode:  https://youtu.be/hGpR2M0av0o If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

On October 6, 2021 the U.S. Department of Education announced a limited time change to the PSLF Program.  In this short but valuable episode Jennifer describes the changes and what you need to do to take advantage of this opportunity if you are working towards or have been denied Public Service Loan Forgiveness.   If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com. Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod Links to information referenced in this episode can be found at https://askmymom.podbean.com/  

We have not released any new episodes in a while and we want to reignite the A$k My Mom Podcast. but, we need your help to do it.  We need your questions!!!! Send your questions to Askmymompod@gmail.com or DM us in Facebook @askmymompod.  The first 5 questions that are used in an episode will get an A$k My Mom Podcast coffee mug.  

Did you ever wonder about all the money that is deducted from your paycheck.  How do you know if what is coming out is correct? What about your personal information, is that correct? In this week's episode Noel and Jennifer answer a listener's questions about the money that comes out of your pay, they also share their own stories the importance of checking your pay statement for accuracy.  You will learn about the recently changed W-4 tax withholding calculation and the importance of updating this information with your employer regularly.  If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com.Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompodLinks to information referenced in this episode can be found at https://askmymom.podbean.com/ 

In this week's episode Noel and Jennifer discuss stocks, bonds and the basic differences between the them, with some giggles and funny stories along the way.  If you are thinking of starting on your own investment journey you will not want to miss this episode.  You may not learn everything there is to know about stocks and bonds but, you will discover what James Bond and Mean Girls have in common.  If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com.Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod#invester.gov #katespade #jamesbond #meangirls

Calling all entrepreneurs, small business owners and those trying to make money from their side hustle.  In this week's episode, Jennifer and Noel continue their conversation with Brand Strategist, @MaileHanna!!! Maile shares her expertise on advertising via social media, targeting your audience, knowing when to hire help, and how to create a lasting brand image online. If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com.Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod 

Big in the news this week is the Social Security Tax Deferral for the remainder of the year.  What does this mean?  Does this apply to me?  Will I have to pay this back?  How do I manage it? These are just a few of the pressing questions regarding the tax deferral.  In this weeks episode Jennifer and Noel answer all of these questions and more.  If you still have unanswered questions feel free to send us an email and we will get your question answered. Bonus: you also to get to hear about the Comeback Coolers delivery in Lake Charles, LA.  If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com.Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod#taxdeferral #comebackcoolersFind the memorandum here: https://www.whitehouse.gov/presidential-actions/memorandum-deferring-payroll-tax-obligations-light-ongoing-covid-19-disaster/ 

Calling all entrepreneurs, small business owners and those trying to make money from a side hustle.  In this week's episode, Jennifer and Noel sit down for a conversation with Brand Strategist @MaileHanna!!! Maile shares her expertise on niching down your market, the purpose of brand messaging, and the importance of consistency as you build your brand online. Be sure to listen next week for Building a Brand Online Part 2, where the conversation will continue as we talk more in depth about social media, advertising, and making an online business work for you!!If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com.Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod

In this episode Jennifer & Noel discuss investing for your retirement with 401ks and IRAs.  Learn the differences and the details of each long term investment vehicle.  They are easy to do and the financial gain can be more than you imagined.  #ultimateempowermentLearn how you can help those who were in the path of Hurricane Laura @comebackcoolersIf you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com.Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod! 

If you are on the job hunt or thinking of changing careers you will not want to miss this episode.  Special guest and Career Counselor Jasmine speaks to Jennifer about how to successfully prepare for an interview, make yourself shine and answer those hard interview questions.  #stressforsuccess #justbeyourself If you have a question about something you didn't learn in school, then chances are someone else has that same question. WRITE IN to the pod at askmymompod@gmail.com.Be sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod!  

Do you want to know what type of home mortgage may be right for you?  In this episode Jennifer and Noel discuss the different types of Conventional, FHA, VA & USDA home mortgages.  They also discuss types of mortgages to be cautious of.  Listen and learn the basics of home mortgage and get some tips on finding one that best meets your needs. If you have a question about money then chances are someone else has that same question, WRITE IN to the pod at askmymompod@gmail.comBe sure to Like, Follow, Rate and Review us! Connect with us on Facebook @askmymompod!   

This week Jennifer and Noel are talking about consumer literacy! (Our apologies, it's a long one!) It can be so hard to sift through all of the get-rich-quick articles online to find GOOD information on how to improve your finances. On this episode we breakdown one article, but discuss things to look out for in ANY article, app, or website claiming to raise your credit score by 300 points. Also beware the subscriptions!!If you have a question about money then chances are someone else has that same question, WRITE IN to the pod at askmymompod@gmail.comBe sure to Rate and Review us! Connect with us on Facebook @askmymompod! 

On this episode, Jen discuses the first steps in the home buying process and what to do before the you even start the process. Jen also discusses the differences between being pre-approved for a home mortgage and getting pre-qualified for a home mortgage. If you have a question about money then chances are someone else has that same question, WRITE IN to the pod at askmymompod@gmail.comBe sure to Rate and Review us! Connect with us on Facebook @askmymompod! 

In this episode Noel & Jennifer discuss U.S. consumer debt statistics, how to pay off your debt and the maximum amount of debt you should carry according to your income. Check our website for resources on paying off your debt quickly.If you have a question about money then chances are someone else has that same question, WRITE IN to the pod at askmymompod@gmail.comBe sure to Rate and Review us! Connect with us on Facebook @askmymompod! 

Manage Your Money Don't Let Your Money Manage You!!!!  Did you know that 37% of Americans can not cover a $400 emergency with cash due to lack of savings? In this episode Noel and Jennifer discuss how to how to build and manage your savings accounts to meet your goals and cover emergencies.  Send your questions to askmymompod@gmail.com.  Like and follow us on Facebook at @askmymompod.  A resource discussed in this episode can be found at https://files.consumerfinance.gov/f/documents/cfpb_your-money-your-goals_financial-empowerment_toolkit.pdf

On this episode, Jen is diving even deeper into our previous conversation about credit. In the last episode two episodes we have talked about what credit is, how it affects us, and how to find it. Today she is talking about how to FIX ERRORS! Having accurate information on your credit report is important in maintaining and increasing your credit score. Learn how to obtain and review your credit report and correct any errors as a way to improve your credit. If you have a question about money then chances are someone else has that same question, WRITE IN to the pod at askmymompod@gmail.comBe sure to Rate and Review us! Connect with us on Facebook @askmymompod! 

On this episode, we dive a little deeper into our previous conversation about credit. In the last episode we talked about what credit IS and on this episode we are talking about what it DOES!If you have a question about money then chances are someone else has that same question, WRITE IN to the pod at askmymompod@gmail.comBe sure to Rate and Review us! Connect with us on Facebook @askmymompod! 

Welcome to our first full episode of the Ask My Mom Podcast!!On this episode, we are talking all about credit- what it is, who cares about it, and what you can do to build it!If you have a question about money then chances are someone else has that same question, WRITE IN to the pod at askmymompod@gmail.comBe sure to Rate and Review us! Connect with us on Facebook @askmymompod! 

A sneak peak at the upcoming Ask My Mom Podcast.  The first full episode will be released on 15 July 2020.