Podcasts about savings challenge

Struggling to save money? Join money coach Shani Tené as she reveals practical tips to boost your savings and achieve financial freedom. 

With the substantial figure of $641,000 now needed for a comfortable retirement, a third of Australian grandparents are now also financially supporting their grandchildren's education.See omnystudio.com/listener for privacy information.

Happy Financial Freedom Friday and welcome to the 800+ Financial Freedom Podcast. I am your host Master Financial Coach Selena G. Thank You for joining along with me on today as we start the Financial Freedom $1,000.00 Savings Challenge.Saving Money for Emergencies, Retirement and college can be hard for some people.Worry no more we are starting the Financial Freedom $1,000.00 Savings Challenge today 9/15/23. For the next 17 weeks we will add $59.00 in our savings account until the first Friday of the New Year Jan 5, 2024.  This is going to be a great start to Financial Freedom in your Savings Account. LET'S GO!!**Don't forget to go on Amazon to purchase my new book " The Ultimate Guide and Tips Towards Financial Freedom". My book is filled with all the tools and resources you would need to take you to the next level financially. I am so glad that you have tune in to the 800+ Financial Freedom Podcast. Share it with your family and friends and leave a review. And always remember. 800 It's not a number, It's financial freedom. Be Bless!www.selenagibbons.com

This is a special episode in so many ways! We are celebrating of Black History with an interview with my own Mother! Listen to the drive and determination she had to pursue her dreams and forge the path for the next generation. If you are ready to make change to your financial situation, and missed out on the Savings Challenge. I have created a 7-step PDF guidebook that will walk you through  fundamental lessons with easy to implement exercises. Click on this link to download. https://thefinancialmoment.com/savingspdf/Join the The Financial Moment community on:InstagramFacebook WebsiteEmail: info@thefinancialmoment.comGrab this FREE guide with 10 easy tips to keep your budget on track!Submit guest suggestions HERE

Do you need a push to start saving more? Would a challenge be just what you need to make it happen? Listen to these fun saving ideas and start putting  little more away each month. Thanks to Clever Girl Finance, Experian, and Mom's Money Map for these ideas!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Saving.. How Important is it?Having money saved is a resource that can help to:Avoid DebtProvide a better life for your familyPursue an interestTravelProtect you in case of an emergencyand the list goes on...In this episode we discuss 7 reasons to save!Listen now and you will leave motivated to be a "change-maker" in your life!Be a part of the Savings Challenge! It begins on February 19th - 26th. Click here to join!Join the The Financial Moment community on:InstagramFacebook WebsiteEmail: info@thefinancialmoment.comGrab this FREE guide with 10 easy tips to keep your budget on track!Submit guest suggestions HERE

When it comes to saving money, one size does not fit all! So, Michelle Bowes has some different money savings challenges that you can choose from. CREDITS Host: Rachel Corbett.Contributor: Financial writer & founder of Money Queens, Michelle Bowes. Check her out on Instagram @money.queens.au or head to her website moneyqueens.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au. Nova Entertainment acknowledges the traditional custodians of the land on which we produced this podcast, the Gadigal People of the Eora Nation. We pay our respect to Elders past and present. See omnystudio.com/listener for privacy information.

Press play❤️ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Should you save money or pay off debt? Or both? Listen in as I give you some things to consider so you can make the best decision.Savvy Budget Girl on YouTube:https://youtube.com/@savvybudgetgirlBuy me a coffee:https://www.buymeacoffee.com/savvybudgetgirlVisit my shophttps://savvybudgetgirl.comYou can also visit the Etsy shop!https://www.etsy.com/shop/SavvyBudgetGirlTVThis video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission.

For the final episode of 2022, I am sharing the exact step by step process we took to save for our first home. It wasn't an easy journey. It was filled with determination, discipline, and some out of the box thinking to get us there, but we got there, and so can you! But of course we are going to give you a jump start  to your savings journey.  The Financial Moment is launching a 21 day Savings Challenge!! Click here to sign up and be a part of this exciting 21 day journey filled with prizes, resources and tools to start of 2023 with money in your pocket!!Join the The Financial Moment community on:InstagramFacebook WebsiteEmail: info@thefinancialmoment.comGrab this FREE guide with 10 easy tips to keep your budget on track!Submit guest suggestions HERE

Consumer warrior Clark Howard has tips on how to start, or improve, your savings habits in the New Year. Hear more on a JMN Clark Howard Special tomorrow morning at 8am!

If you take a second to think about it, challenges can be extremely effective! You have someone guiding you through. You have other people participating, which increases accountability. You have new tools and ideas to do things differently. Essentially, all the things you need to succeed. In this episode, I want to focus on money saving challenges and why you should give them a go. I'm sharing 5 reasons to try a savings challenge. Here's a glance at this episode: [02:15] One of the biggest benefits of participating in a savings challenge is the extra accountability you get from everyone participating. [04:05] Community can have a major impact on how people take action. The support, accountability and motivation can keep you going. [09:12] There's nothing to lose and nothing at stake when it comes to a savings challenge, so why not give it a go?! Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life. Resources mentioned in this episode: Join the free 8-week Frugal Fall Savings Challenge Join the City Girl Savings Facebook Group Follow City Girl Savings on Instagram

Check out Lux Budgets! She also has the shonversation envelopes for her savings binder. I give you two savings challenge ideas~ --- Send in a voice message: https://anchor.fm/musingsofadivinefeminine/message Support this podcast: https://anchor.fm/musingsofadivinefeminine/support

…I didn't say this in the previous podcast about using the $2/day savings strategy. It's doable, will set you in track to start 2023 with a bang!! --- Send in a voice message: https://anchor.fm/musingsofadivinefeminine/message Support this podcast: https://anchor.fm/musingsofadivinefeminine/support

It is imperative to always be aware of your finances, and whether small or large, understanding how to make money work for you is vital with the new economy we are moving into. In this episode, we share our successes and failures over the past 16 weeks, and create a new plan for the next 12 weeks. The goal is to always make money work for you. Join us, as we take you on an inside journey of the process of making money to buy more income. To schedule a complimentary consultation with us or to find more resources and information please visit www.lowepropertyteam.com 

Welcome to the Balanced FI Podcast, episode 42 - How to Make the 52 Week Savings Challenge Work for YouThe 52 Week Savings Challenge is a simple method for saving a large amount. Making smaller deposits each week will help you reach your savings goal amount by the end of the year-long challenge period.Print out one of the trackers included in this article for monitoring your savings progress.   You don't have to start your challenge at the beginning of the year, but the $1000 and $5000 Savings trackers are set up to accumulate those amounts before Christmas. FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read: How to Make the 52 Week Savings Challenge Work for You + Free 52 Week Savings Challenge Tracker DownloadsRead: The Financial Security Steps: Welcome!Read: Financial Security Step 2a: Save a Mini Emergency FundRead: Financial Security Step 2b: Begin Saving for RetirementRead: Financial Security Step 6: Create a BudgetRead: Financial Security Step 3: Save for Recurring ExpensesRead: Financial Security Step 7: Pay off DebtRead: Financial Security Step 8: Save an Emergency FundRead: Financial Security Step 9: Increase Retirement ContributionsRead: Financial Security Step 10: Choose Your Next Financial GoalRead: 30 Day Challenge + Free 30 Day TrackerSign up: Balanced Family Financial Fix waitlist

Society views money as the objective, and not the tool; and we want to change that mentality. We have started the Savings Challenge to hopefully educate and encourage you in finding creative and healthy financial habits, to keep track of your spending and set small achievable goals for yourself to make money work for you. This will help you start a habit of saving consistently, learn about your financial goals, track your budget, and improve your personal finances.To schedule a complimentary consultation with us or to find more resources and information, please visit www.lowepropertyteam.com.

Good and bad ways to stretch cash, using Monzo, IFTT and Chip to autosave & do you get value for money from the BBC? The latest episode of the pod is a solo episode, and I'm talking about: Tricks to get to payday Hacks to make savings challenges easier What the TV Licence pays for Listener question on a card to use to book holidays and spend abroad My deals of the week For links and further reading head to becleverwithyourcash.com/cashchats246 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping, The Sun and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash   youtube.com/andyclevercash   GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence     

Marc and Josh analyse the best savings challenges and how they can help you put money aside in a fun and effective way.What is a savings challenge?How do they work?Are they worth the effort?Support this show http://supporter.acast.com/inforapennypodcast. See acast.com/privacy for privacy and opt-out information.

This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries.  You're probably wondering, what are money boundaries?   They're lines that mark your limit, meaning rules you set in place to balance the relationship between you, your money, and your relationships.  Setting healthy money boundaries for your life help manage and set savings goals for your finances.  I know that's deep right, but this conversation is necessary to get your year started right and as your resident money girl and accountability partner, I'll be dropping gems all month to help you cultivate healthy boundaries with yourself, your friends, family, and even in your romantic relationship.  Stay tuned all month as I give you my perspective of setting up healthy money boundaries in your life. Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 

In this episode of the Maverick Mompreneur Podcast I'm introducing the WANT vs NEED January SAVINGS CHALLENGE   TRACKER LINKED https://bit.ly/32xuDqL   Submit a picture of your completed tracker (in the comments of this video in my free Facebook Community: bit.ly/ElevateAcademy  on 1/31/22 to be entered for a chance to win $100 cash     XO,   Ash   Win a Starbucks ☕️ on me (weekly!). TO ENTER: Share today's episode in your stories and tag me

Join Alex & Brit as they kick-off the 52-Week Savings Challenge. This challenge is designed to maximize your savings and help you create better money habits. They'll explain what the challenge is and how it works while sharing strategies to set you up for savings success in the New Year. There is no time like the present to realize your savings goals... and the 52-Week Savings Challenge will inspire YOU to reinforce your commitment to saving more money! To check out some of the resources highlighted in this episode visit the links below. To read the Beyond Everyday Banking "52-Week Savings Challenge" blog and download the fillable PDF tracker visit: https://blog.safecu.org/52-week-savings-challenge Speaking of Jack Johnson... https://www.johnsonohana.org/home To contact the hosts, email us at Podcast@safecu.org  To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 

www.kingdommompodcast.com

A failed attempt at slam poetry, father wounds, on creating a safe space, the savings challenge working, resolution of scarcity mindset, gratitude, and a lot of other jumbled up things because I mostly never record with a topic in mind

This month I'm focusing on money, and relationships here on Mindfully Rich Podcast, and this week, I'm revisiting the topic of joint bank accounts between partners or spouses.  Trusting your money with another person is a huge commitment, and although you may really like, or love your partner or spouse,  are you ready for a joint bank account together?  Couples both unmarried and married avoid money topics such as this, so today, I plan on being that voice of reason you need to decide if your relationship is really ready for this next money step in your relationship!Music Title Inspiration: Artist Jon B - They Don't KnowConnect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 

In today's episode of Mindfully Rich Podcast, RichE focuses on a  psychological reason we spend money; our ego.  We, as people, need love and approval.  Because of that, people will sometimes go broke to keep up appearances to feed their egos.  Instead of doing that, we need an in-depth understanding that love and acceptance shouldn't cost monetarily.  If fact, we need to develop healthier ways to feed our egos and control it before it controls us!    Music Title Inspiration: Artist Beyonce | Song - EgoConnect with RichE on Instagram Keep up with the pod on Instagram -  @Mindfully_Rich_Podcast 

On today's episode of Mindfully Rich Podcast, RichE  focuses on how you can have more discretionary money which is the amount of money that remains after you pay for your necessity expenses.  This was a requested topic to discuss so I hope you enjoy!  

In today's episode of Mindfully Rich Podcast, RichE focuses on spending we do on things other than our necessities, bills, and debts.  Today we dream a little bit and think of the fun we want to create in our lives, the things we want and don't need to be judged on for spending on those particular items, and how to decrease our anxiety around spending on these wants; in your life!  Connect with RichE on Instagram Follow @Mindfully_Rich_PodcastPlease write a review on my Podcast on your streaming platform

In today's special bonus episode of Mindfully Rich Podcast, RichE talks about Juneteenth; what it is, how it came about; and also drops some gems on the money matters surrounded around the Enancipation Proclaimation issued January 1st, 1863.   Connect with RichE on Instagram Follow @Mindfully_Rich_PodcastPlease write a review on my Podcast on your streaming platform

In today's episode of Mindfully Rich Podcast, RichE discusses the value of having your bills set up on automatic payment.  While some people may disagree, automatic payment is the truth, and with it, proper planning and budgeting, auto payment could improve your financial wellness as a whole!  Please tune in to hear my thoughts!Connect with RichE on Instagram Follow @Mindfully_Rich_PodcastPlease write a review on my Podcast on your streaming platform

I am not a judge, nor am I God to judge anyone on their choice of spending.  I am a Financial thought leader who makes people think about the goals they have for their life so you can stay in your financial lane!  In today's episode of Mindfully Rich Podcast, RichE discusses how a Detroit Michigan man won $30,000 from the lottery and spent $20,000 of it on a gold chain.  Please tune in to hear my thoughts! Connect with RichE on Instagram Follow @Mindfully_Rich_PodcastPlease write a review on my Podcast on your streaming platform

First, let me say that there's no magic formula to managing money, but it can be done with time and patience if you want to succeed in your finances.In today's episode of Mindfully Rich Podcast, RichE discusses how she too shares a love-hate relationship with managing money but gives you the reasons why it's necessary.  Stay to the end to hear RichE's ten steps and solutions to Managing your money successfully.Please note that the tips given in this episode are only recommendations to provide you with a new perspective and motivation to managing your money, but it's up to you to create your system and stick to it!Connect with RichE on Instagram Follow @Mindfully_Rich_PodcastPlease write a review on my Podcast on your streaming platform

The definition of broke is running out of money, and in my opinion, when this happens, I believe it's due to one's behavior.   You may not know this, but everyone has a money behavior that influences how we act and conduct ourselves with our finances.  Depending on yours, you may do well or fall short financially.   In today's episode of Mindfully Rich Podcast, RichE discusses the relationship between behavior and managing the amount of money you keep.  Stay to the end to hear RichE's solutions to solving broke and improving your financial standing!Connect with RichE on Instagram Follow @Mindfully_Rich_PodcastPlease write a review on my Podcast on your streaming platform

Welcome to the Balanced FI Podcast, episode 3! Thank you so much for listening in! You can read the full blog post, and download the 30-Day Challenge Trackers, HERE. Decide what type of challenge you want to start: no eating out, no spend, no buying clothes, or something else. Next, you need to decide what reward will motivate you enough to stick with the challenge for a whole 30 days. I'll also give you tips for success, like have a visible reminder, and discuss the importance of getting buy-in from whoever lives in your home or cares about your finances. Resources:Read: 30-Day Challenge + Free 30-Day TrackerDownload: the blue 30-Day Challenge TrackerDownload: the pink 30-Day Challenge TrackerRead: 10 Ways to Make Saving Money Fun 

It's been said that people with debt are more than likely to experience mental health problems. Because it's Mental Health Awareness month, it was only right for RichE to join in on the conversation to discusses the relationship between finances and mental health.  On today's episode of Mindfully Rich Podcast, RichE discusses how finances aren't the easiest topic for some people to seek help on, especially once your mental health has been affected, so tune in to learn how financial worries can lead to mental health issues and some solutions if your mental health has been impacted due to your financial situation.   Connect with RichE on Instagram Follow @Mindfully_Rich_PodcastPlease write a review on my Podcast on your streaming platform

In today's episode of Mindfully Rich Podcast, RichE discusses an interesting would you rather question.  A recent post via @spiritualword Instagram posed the question, would you rather receive $60,000 in cash or $600,000 in pennies.   Chile, RichE has a lot to say on this topic, so let's

Hello Hello & Welcome Back to Mindfully Rich Podcast Ya'll

Hello Hello & Welcome Back to Mindfully Rich Podcast Ya'll

Hello Hello & Welcome Back to Mindfully Rich Podcast

Hello Hello & Welcome Back to Mindfully Rich Podcast for the saving mindset Part II episode!  Before we start my Savings Challenge which will begin the first week of January 2021,  I gotta make sure y'all minds is ready to save!  Mindful Money Moment SegmentMusic Inspiration - Relax & Take Notes | 8Ball & MJG feat. The Notorious B.I.GMain 3️⃣ gems dropped this episode include;

Hello Hello & Welcome Back to Mindfully Rich Podcast!   Ya'll don't know how excited I am for ya'll to hear these next 3 episodes because they'll be focused on building your savings mindset to join in on my first savings challenge which will begin on January 1st 2021.Mindful Money Moment Segment Music Inspiration - Bone Thugs -N- Harmony - 1st Of The MonthOnce again Mindfully Rich Podcast will be hosting its first  Savings Challenge, but because I want us all to be successful I'm explaining how building savings habits is a process, and to get through that process we'll need to develop a systems mindset philosophy.  A systems mindset is when you give your mind perspective into what you need to change in your life to make a goal come to fruition.  For this specific savings challenge, we're developing a savings system that will affect our overall physical, mental, and financial health for the better!Next, I outlined the  S.M.A.R.T goals system that we'll use to accomplish this savings challenge goal; S stands for Specific | $5K is the challenges savings goal  M stands for Measurable |  Each week the savings amount will be posted on Mindfully Rich Podcast IG & Facebook pageA stands for Achievable | In December you'll have to analyze your finances to determine what you'll need to do to make this goal achievable to complete the savings challengeR stands for Results - Focused | Throughout this savings challenge our focus is on making a way to achieve the goal and the result will be saving $5KT stands for Time-Bound | This is a 52 - week savings challenge and the goal is to focus on hitting our end result goal of $5K at the end Financial Self Care Tip of The Week Segment Lastly, for the financial self-care tip segment, I instructed ya'll to get a journal to utilize throughout the savings challenge, and I want you to write $5K on the first line of the first page, then write down what I would mean for you to save this money and below that write down what you're will to give up in order to achieve the savings challenge goal.   Get

Our first ever Q&A episode! Cynthia asks about scarcity mindset around money, and Christi asks how to get past always feeling you could be doing better with money.

This week Jennifer and Noel are talking about consumer literacy! (Our apologies, it's a long one!) It can be so hard to sift through all of the get-rich-quick articles online to find GOOD information on how to improve your finances. On this episode we breakdown one article, but discuss things to look out for in ANY article, app, or website claiming to raise your credit score by 300 points. Also beware the subscriptions!!If you have a question about money then chances are someone else has that same question, WRITE IN to the pod at askmymompod@gmail.comBe sure to Rate and Review us! Connect with us on Facebook @askmymompod! 

Saving money is one of the most important aspects of building wealth and having a secure financial foundation. We've all heard about the importance of saving, but it's something that doesn't necessarily come naturally to all. Saving is a skill that takes time, dedication, and focus. There are many money-saving challenges out there, but this one I'm be focusing on today is pretty cool: “The 1% More Savings Challenge”. #liftedfinance #savings #savingschallenge #save #savemore #spendless #personalfinance #moneymanagement #financialfreedom --- Send in a voice message: https://anchor.fm/lifted-finance/message

A few weeks ago, we hosted a Savings Challenge to see if we could save $50K as a community—and to see who could save the most individually. Claire blew us away by setting aside over $20K in one month. Obviously, we had to have her on the podcast to share her supersaver secrets.  We cover: How she saved 23k in 5 weeks and what she did with the cash.   How she went from being a W2 income earner (and saving nothing) to saving around 70% with flexible income.   The breakdown of her 6 income streams.   How she changed her mindset from being a spender to a saver.   The plan for her next investment—and why she's got 65k saved for it.   How she plans to pay off the rest of her student loans by the end of the year.   Why she prefers to save up to pay off debt rather than pay as she goes.   Why she cancelled her wedding—and how much she's saving from it.   Download our FREE financial framework workbook Learn more about the Wealth Circle

We just announced our newest course: 6-Figure Savings, dedicated to help you nail step 1 of building Real Wealth: saving like a pro. Sign up to be the first to know when it launches (go to https://factorawealth.com/6figuresavings).A few weeks ago, we hosted a Savings Challenge to see if we could save $50K as a community—and to see who could save the most individually. Claire blew us away by setting aside over $20K in one month. Obviously, we had to have her on the podcast to share her supersaver secrets. We cover:How she saved 23k in 5 weeks and what she did with the cash. How she went from being a W2 income earner (and saving nothing) to saving around 70% with flexible income. The breakdown of her 6 income streams. How she changed her mindset from being a spender to a saver. The plan for her next investment—and why she’s got 65k saved for it. How she plans to pay off the rest of her student loans by the end of the year. Why she prefers to save up to pay off debt rather than pay as she goes. Why she cancelled her wedding—and how much she’s saving from it.

WELCOME TO 2020. Dapper J and Bobby G begin the new episode by breaking down NFL Divisional Weekend. After that, the duo delivers breaking WNBA and MLB news. They finish the sports segment with their take on LSU vs Clemson. They briefly touch on music while then talking about the Savings Challenge and an update on Dap's surgery. So press play, tweet Dap and Bobby your review and tell a friend to do the same.As an avid listener, here is the merch link, bit.ly/1000jumpersmerch. Thanks for your support in advance and tell a friend.If you need your cell phone fixed go to C Surge | http://www.csurge.shop/Recorded on January 15, 2020.WE DO NOT OWN ANY OF THE COPYRIGHTED MUSIC. DON'T DELETE THE EPISODEOrder of conversation / Time StampTheme Music1000 Jumpers theme performed by KP Marino (@kpmarinoo)SportsNFL Divisional Weekend | 2:49WNBA Collective Bargaining Agreement | 40:07Astros sanctioned | 45:00LSU vs Clemson | 53:12MusicN/APop Culture / TwitterSavings Challenge | 1:04:54 | https://twitter.com/DapperJ/status/1213187425217974273?s=20Shoutouts and OutroWhat's Goin On by Dave East featuring. Fabolous (@daveeast @myfabolouslife) | https://open.spotify.com/track/4DbTCmPnby9RuH5g6lpAE6Merch link: bit.ly/1000jumpersmerchTwitter: @1000_jumpers, @DapperJ & @BobbyGeorge413,Instagram: @1000jumpers, @theonlydapperj & @bobbygeorge413Fanlink: https://podlink.to/1000JumpersiTunes: bit.ly/DBG1KSpotify: bit.ly/1JSpotifyGoogle Play: bit.ly/1000JGPiHeartRadio: bit.ly/1JiHeartRadioStitcher: bit.ly/1JStitcherTuneIn: bit.ly/1000tuneinSoundcloud: bit.ly/1kjumpersss See acast.com/privacy for privacy and opt-out information.

We’re 10 years into economic expansion and people are still struggling. Most are in debt and unprepared for any unforeseen expense or emergency costing $400 or more. Hopefully, this economic downturn won’t turn into a full-blown recession, but we’re already getting calls from people who’ve been laid off. We are in a slowing time of uncertainty, so we need to prepare as we can. Recommendations for having 3 to 6 months of pay on hand are daunting and unrealistic for most. So start smaller with Clark’s $500 challenge. Think about saving $10 a week / $40 a month until you get to $500. Many online banks have no minimum, so put $ in regularly. Micro save. Take the baby step to begin creating some space in your life. If you’re living paycheck to paycheck with no cushion in your life, make this small start. What can you do to squeeze some money into savings? Get started small and keep building. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving money can be challenging for many Servicemembers and Veterans so it’s nice when you can get a little help or motivation. And someone laying down a challenge might just be the kick in the pants you need to kick-start your savings habit. Today, Doug Dickerson, the State Director of AARP North Carolina joins me to talk about the savings challenge they are doing, the reasons why and the importance of saving money for the future.

About the Episode: Joe shares how you can carry your New Year's resolutions throughout the year by focusing on your daily habits. Joe and Megan discuss eight specific things you can do to gain significant traction in your debt payoff journey. Hear a success story from participants of our last Savings Challenge who saved $6,000 in their annual budget. Resources:0% Balance Transfer Credit Cards Annual Plan Tools Budget Challenge Savings Challenge Episode 26 Episode 27 Salary.com Quote of the Day: “I’ve never seen anyone achieve financial freedom by obtaining lots of credit card points and airline miles.” - Joe Sangl Email info@iwbnin.com to ask questions or share success stories.

Amazing way to save for the rainy day. Go ahead and try it. I have already started

Listen to the podcast to discover which stock markets around the world rewarded investors, the stocks and funds sitting at the top and bottom of the charts, why you could soon see all your pensions in a single place, and why you need a shoe box and a handful of pennies to kick-start a fun savings exercise. AJ Bell’s Personal Finance Analyst Laura Suter and Shares’ Editor Daniel Coatsworth are joined this week by AJ Bell’s Senior Analyst Tom Selby.

Rao Garuda, ChFC, CLURao is the President of Associated Concepts Agency Inc., founded in 1978. He came from India with $7 and a scholarship to the University of Colorado to pursue his Master’s degree in engineering. Rao is also a graduate of American College from Bryn Mawr, PA. Rao has more than 30 years of experience in the financial services industry. He is also a principal of First Financial Resources with over 120 partners located in all 50 states and co-founded The American Tax Planning Institute.Rao is frequently invited to conduct seminars on financial planning techniques, asset protection, how to significantly reduce taxes, retirement income planning, charitable giving and estate planning. His expertise also includes being a Chartered Financial consultant and Chartered Life Underwriter. Rao’s main passion in life is making a difference using charitable planning ideas and he is a life and qualifying member of MDRT for the past 30 years. He has consecutively qualified for Top of the Table for 21 years and is also a member of the International Forum and Director of the Forum 400.Rao has authored three books: ‘Meaning of Money’, ‘America’s Savings Challenge’ and ‘Ten Most Common Tax Mistakes.’ He takes 3 months each year to attend seminars and educate himself and another 3 months for charitable activities and travel.Rao is married to a physician (retired), who also values and promotes philanthropy; they have donated over one million dollars to various charitable causes and Rao has dedicated his life to assisting successful individuals with making a transition from success to significance, as outlined in his book ‘Meaning of Money.’ Rao and his wife have two sons who are highly accomplished in their own fields. One son is a physician who is married to another physician and the other son is managing director for a major financial services firm. Rao has been a resident of Shaker Heights, Ohio, since 1965.http://www.americantaxplanninginstitute.com/mentors/The Thought Leaders Showhttps://businessinnovatorsradio.com/the-thought-leaders-show/

Rao Garuda, ChFC, CLURao is the President of Associated Concepts Agency Inc., founded in 1978. He came from India with $7 and a scholarship to the University of Colorado to pursue his Master’s degree in engineering. Rao is also a graduate of American College from Bryn Mawr, PA. Rao has more than 30 years of experience in the financial services industry. He is also a principal of First Financial Resources with over 120 partners located in all 50 states and co-founded The American Tax Planning Institute.Rao is frequently invited to conduct seminars on financial planning techniques, asset protection, how to significantly reduce taxes, retirement income planning, charitable giving and estate planning. His expertise also includes being a Chartered Financial consultant and Chartered Life Underwriter. Rao’s main passion in life is making a difference using charitable planning ideas and he is a life and qualifying member of MDRT for the past 30 years. He has consecutively qualified for Top of the Table for 21 years and is also a member of the International Forum and Director of the Forum 400.Rao has authored three books: ‘Meaning of Money’, ‘America’s Savings Challenge’ and ‘Ten Most Common Tax Mistakes.’ He takes 3 months each year to attend seminars and educate himself and another 3 months for charitable activities and travel.Rao is married to a physician (retired), who also values and promotes philanthropy; they have donated over one million dollars to various charitable causes and Rao has dedicated his life to assisting successful individuals with making a transition from success to significance, as outlined in his book ‘Meaning of Money.’ Rao and his wife have two sons who are highly accomplished in their own fields. One son is a physician who is married to another physician and the other son is managing director for a major financial services firm. Rao has been a resident of Shaker Heights, Ohio, since 1965.http://www.americantaxplanninginstitute.com/mentors/The Thought Leaders Showhttps://businessinnovatorsradio.com/the-thought-leaders-show/

Glen James is the financial adviser whose life does not revolve around his work. Instead, he moulds his work around his life up on the Central Coast and enjoys every minute of it. After starting his business Fortify Financial at the ripe age of 25, Glen recalls being young enough and dumb enough to think he could do it – and it turns out he could. With 8 years under his belt as a self-employed adviser, Glen has discovered what works and what doesn’t work in his business and shares with us some of the lessons and ideas he has picked up along the way, like:  Why he will only meet with clients on his terms (and what those terms are) Glen’s guaranteed way to lock in a financial relationship with a client How to find a quality dealer group and build a strong professional relationship with them How Glen is using his ‘2k18 Savings Challenge’ as a one to many approach and the response he is getting Why he uses the review process to re-educate his clients and how effective it is How he built his ‘Sort Your Money Out’ podcast from scratch Why Glen tells people he retired at 25 and what he loves about being a financial adviser Plus much, much more… This podcast is full of witty remarks, memorable one-liners and a bunch of new ideas and strategies that will have you thinking about how to shake things up within your practice and with your clients.   ----- As always, we'd like to give a big shout out to our major partner Zurich and to SunSuper for the continued support.

Want a reasonable way to get in the habit of saving? How’s $20.18/month?

For most people, saving money isn't something they consider fun. In fact, some people consider saving money to be a sacrifice that takes away their ability to spend money on things they enjoy. That's why people tend to put off saving money instead of paying themselves first. But, the truth is, spending all of your money is not going to help you reach your financial goals. If you struggle with saving money, try some of the easy savings tricks we discuss in this episode. Make a List of Your Priorities If you're working on multiple financial goals, like paying off debt and saving money, or investing and saving money, it may be difficult to decide how to divvy up your money. When faced with this situation, many people opt to put off saving any money at all because they can't decide the best way to prioritize their goals. To beat this common problem, make a list of your priorities. Sit down and decide what is the most important think for you to accomplish first. Or, look at it as a trade-off. This trick can work especially well for impulse shoppers. Instead of immediately buying the item you want, take a minute to ask yourself if you'd rather spend the money on this item, or if you'd rather put your money toward your financial goal, like paying off debt, or even something else fun, like saving for an up-coming trip. Move Money into Savings Immediately Do you ever find yourself with a surplus of money in your account? Maybe you got an extra paycheck during a three paycheck month, or you sold some clutter from around your house. Instead of letting that money sit in your checking account or wallet, tempting you to spend it, move it into savings immediately. Natural spenders may feel inclined to wait until the end of the month "just in case", but if you really need the money back in your account for an unexpected expense, you can always transfer it back out of your savings account later. This way it's not as readily accessible for impulse purchases. Keep the Change Find out if your bank has a program that automatically transfers your "spare change" into your savings account when you use your debit card. Many banks offer this service and it can help you save a few extra dollars each month. If your bank doesn't offer this service, you can do it yourself if you spend mostly with cash. Instead of putting your coins back in your wallet when you make a purchase with cash, put it in a jar or other container in your home. When the container gets full, take it to your bank and deposit it in your savings account. Try a Savings Challenge Another great way to make saving money more fun is to participate in a savings challenge, like the 52 Weeks of Savings Challenge. Even if you don't make it all the way through a savings challenge, you'll still have a good chunk of money to put towards your savings goals. Find out about even more savings tricks in this week's podcast episode. In This Episode, We Discuss 1:35 - Little ways to save and avoid the pain 7:35 - Debt rollover 9:45 - Savings challenges and shopping bans 15:50 - Finding a frugal approach to pricey habits Related Links to Check Out: Automating Your Savings to Get Ahead Financially Budgets are Sexy: Use This Chart to Save $1,000 This Year Afford Anything: Take the One Percent Challenge Kayla Sloan: Save More Money This Year With Savings Challenges Cait Flanders: Shopping Ban 3 Free Ways to Indulge in Self Care This episode was brought to you in part by Audible.com. You can listen to any audio book for FREE with a 30 day trial using our link!

Want to learn a different perspective on saving? Saving can be effortless if you adopt these saving tips. You can do it in 7 days! Today we were joined by the founder of Blissfinance.com , Wenfang Bruchett . We discussed the "7 Day Saving Challenge", small business and credit. With over 25 years of leadership roles with major financial institutions, WenFang Bruchett has the hands-on experience to get clients out of their financial mess. Her financial acumen and innovative approach to financing have helped thousands of business owners to flourish and have saved countless marriages. She has given people hope and solutions so that their lives are elevated to the next level. To learn more about Wenfang Bruchett visit: www.blissfinance.com  Personal Finance Cheat Sheet Article: http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/ Financial Advisor Magazine Articles: http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3  http://www.fa-mag.com/news/on-it-s-80th-anniversary–advisors-consider-social-security-s-impact–future-22784.html?section=3 You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at: http://directory.libsyn.com/shows/view/id/moneymatters or www.moneymatterspodcast.com #KPFTHOUSTON #bliss_finance

It's Monday and we are talking about random internet things. I'm pretty sure I've gone over it before but in case you missed it, we're talking about how to ride the Megabus. Of course we are still talking about Poshmark! I hope that you had a chance to listen to last week's awesome and informative episode about Poshing full-time. It's really important to me that I share whatever knowledge I have about working from home and working for yourself. In this episode we cover the Poshmark basics, on how simply get an item listed. I challenge you to get something listed this week! Lastly, we're gearing up for a Holiday Savings Challenge for the months of October and November. Listen to the podcast more details. If you have any suggestions on how to save or how to make our challenge more fun, please leave a comment. www.TheNashAttack.com/episode-78

Kylie Ackers joins us on the Moneystepper Savings Challenge Podcast. We discuss the Savings Challenge, her property investments and cycling around Vietnam! The post Session 11: Kylie’s Property Adventure appeared first on Moneystepper by moneystepper See acast.com/privacy for privacy and opt-out information.

The more experienced you become as an investor, the more skilled you become at structuring deals that tie up as little as your own funds as possible. But especially when you're starting out, the simple truth is that you do need cash to invest in property - and it's a lack of capital that slows down the progress of investors more than anything else. So if you don't feel like you have your personal finances as tightly controlled as they could be, you'll enjoy my interview with Graham Clark from Moneystepper.com in this episode. We get into why it's so important to get a grip on your finances, where most people go wrong, and how Moneystepper's Savings Challenge can help you focus on getting that next deposit together in record time… See this episode on the Property Geek website: https://www.propertygeek.net/podcast/save-deposit/

In this episode of the Moneystepper 2015 Savings Challenge, we answer a wide variety of FAQs that have arisen so far. Got a question? Don't hesitate to ask! The post Session 01: 2015 Savings Challenge FAQs appeared first on Moneystepper by moneystepper See acast.com/privacy for privacy and opt-out information.

Welcome to Episode 00 of Moneystepper's 2015 Savings Challenge Podcast. This episode brings you an introduction of the challenge and its benefits for you. The post Session 00: Introduction to Moneystepper’s 2015 Savings Challenge appeared first on Moneystepper by moneystepper See acast.com/privacy for privacy and opt-out information.