Podcasts about Public Service Loan Forgiveness

It's the money roadmap you need now to help you build long-term financial security. We're sharing five money moves you can make today, what you need to know before switching career paths, and the one student loan deadline that you can't afford to miss.  For more information, show notes and transcripts visit https://www.ada.org/podcast Featured Guests:   Joseph McGrath  Dani Buschick  Dr. Michael Jerkins  Show Notes  In this episode, we explore practical ways to take control of your finances and plan for long-term financial security. We're talking about student loans, what to know when switching careers, and the five money moves you can make right now.   To help explain what everyone needs to know about student loans, we asked our friend Joseph McGrath from KeyBank to walk us through new details, dates, and updates.  Mr. McGrath shares that big student loan changes are coming, and that July 1, 2026, is the key date to know. He explains that some programs are being phased out, and that federal repayment options may narrow significantly.  Big changes are underway for income-driven repayment as well, impacting both dentists and residents. With new federal loan caps and fewer repayment options, Mr. McGrath underscores the importance of borrowers understanding their loan structure, exploring available options, and seeking professional guidance to navigate the changes.  Dani Buschick, financial wellness coach, and host of the podcast Life. Money. You. joins us to break down the five numbers every dentist should know to take control of their financial well-being.   Ms. Buschick offers actionable tips and an easy-to-follow framework for creating spending plans, automating savings, and building lasting financial stability.  Small actions can create big impact. Ms. Buschick emphasizes the importance of understanding your debt, building an emergency fund, protecting your credit, automating savings, and using available resources available, like free financial coaching, to create sustainable habits and personalized financial plans.  Our next guest, Dr. Michael Jerkins, joins us to talk about how to navigate career transitions. Dr. Jerkins is the President and Co-founder of Panacea Financial and is also a practicing physician in Little Rock, AR.  Dr. Jerkins explores the transition between employee and practice owner roles and highlights the financial and personal considerations involved in these career shifts.  To prepare for these career transitions, Dr. Jerkins emphasizes the importance of building a trusted advisory team, assessing your financial readiness, and developing a clear plan.     Resources  Read an ADA News story about how the One Big Beautiful Bill impacts student loans. Learn more about ADA Member Advantage partner KeyBank. ADA Credit Union is tailored for ADA member dentists, their teams and everyone's extended families — offering exclusive financial products and personalized coaching that support your goals through every life stage. Visit ADACU.org to learn more. Banking Built for Dentists. Not Shareholders. At ADA Credit Union, your money works for you—because you own it. If you're part of the dental profession, your financial institution should be too. Join ADA Credit Union. Member‑owned. Dentist‑focused. Built for your future. At the Credit Union, financial well-being comes first. Life. Money. You.® (LMY) is ADA Credit Union's holistic financial well-being program, designed to help you achieve financial success through digital tools, one-on-one coaching, and practical resources. Check out the latest episode of the Life. Money. You. Podcast. Read more about Panacea Financial and the savings for ADA members. Keep learning! Watch another episode on smart finances for dentists. Not an ADA member yet? Join the ADA to get access to these resources and more. Visit ADA.org/join to get started. Connect with us through ADA on social media! Follow us on Facebook, Instagram, LinkedIn, and TikTok. Disclosures  This podcast is produced for information purposes only and is not an offer or solicitation of any product. KeyBank and its affiliates are not providing any financial, economic, legal, accounting or tax advice or recommendations in this podcast. The information contained in this recording may not be current, and KeyBank has no obligation to provide any updates or changes. Neither KeyBank nor any of its affiliates makes any representation or warranty, of any kind, as to the accuracy or completeness of the information in this podcast and expressly disclaims any and all liabilities around such. Key.com/ADA  IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans, you will no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans, which may include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or certain forgiveness options granted to Parent Plus borrowers. Please carefully consider your options when refinancing federal student loans and consult http://www.studentaid.gov for the most current information. 

Imagine a blueprint unfolding in Washington, not on paper, but through executive orders reshaping America's government. Project 2025, spearheaded by the Heritage Foundation, aimed to dismantle the administrative state and restore family-centered policies, as stated in its Mandate for Leadership: "go to work on Day One to deconstruct the administrative state."[3][8]Fast forward to February 2026, and the Center for Progressive Reform reports the Trump administration has initiated or completed 53 percent of its domestic agenda—283 out of 532 actions across 20 agencies.[2] This isn't theory; it's action. Take health care: Project 2025 proposes redefining the Department of Health and Human Services as the "Department of Life," rejecting abortion as healthcare and directing the FDA to revoke mifepristone approval while urging the DOJ to prosecute doctors and women, even in miscarriages.[1] Echoing this, a November 2025 executive order, "Fostering the Future for American Children and Families," tasks HHS with modernizing child welfare using AI for caregiver recruitment and partnering with faith-based groups.[6]Education faces upheaval too. The plan calls for eliminating the Department of Education, privatizing student loans—potentially hiking costs for working families—and axing Head Start, which serves 833,000 low-income kids.[3] It also ends Public Service Loan Forgiveness and income-driven repayment.[3] Labor proposals strike harder, banning public sector unions and repealing Davis-Bacon wage rules to ease union decertification.[3]Immigration? Mass deportations loom, shifting immigrant children from HHS to enforcement-focused DHS, ending birthright citizenship, and deploying military for border ops.[1][4] A March 2026 order removes housing barriers by slashing EPA permitting and energy mandates, prioritizing affordability but critics say at environmental cost.[6]Experts warn of authoritarian drift. The ACLU highlights risks to voting access, surveillance, and protests, while LULAC notes state tests like Texas abortion laws preview national criminalization.[1][4][7] Proponents see sovereignty restored; detractors, civil rights eroded.As midterms approach, trackers like Project2025.observer signal more milestones ahead.[9] Will Congress curb or codify these shifts? The story's just beginning.Thanks for tuning in, listeners—come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AIThis episode includes AI-generated content.

Imagine a blueprint for reshaping America, drawn up by conservative powerhouses like the Heritage Foundation and now unfolding in real time. Project 2025, launched in April 2023 as the 2025 Presidential Transition Project, aimed to consolidate executive power, dismantle what it calls the administrative state, and advance right-wing priorities, according to its own 900-page Mandate for Leadership document.Fast forward to February 2026: the Center for Progressive Reform reports the Trump administration has initiated or completed 53 percent of its domestic agenda, with 283 of 532 recommended actions across 20 federal agencies now in motion. That's no abstract plan—it's action, from Russ Vought, Project 2025 architect turned White House budget director, steering cuts and reforms.Key proposals hit hard at federal agencies. The blueprint calls for abolishing the Department of Education entirely, shifting control to states to boost school choice and parental rights, while moving programs like those under the Individuals with Disabilities Education Act to Health and Human Services. It targets labor by ending project labor agreements, repealing Davis-Bacon wage rules, and easing union decertification. Health care faces overhaul: eliminate Head Start serving 833,000 poor kids, scrap Public Service Loan Forgiveness, and privatize Medicare via vouchers and Advantage as default. On immigration, it pushes mass deportations, ending birthright citizenship, using military for enforcement, and hiking asylum fees.The project's own words frame its ambition: restore the family as America's centerpiece, defend sovereignty, and dismantle bureaucracy, as stated in Heritage's principles. Yet experts warn of deeper impacts. Democracy Forward calls it a profound threat, while the ACLU highlights risks to reproductive rights, like rescinding abortion access for immigrant youth, already achieved by routing pregnant minors to restrictive states like Texas.These changes weave a tapestry of ambition, from relaxed fossil fuel drilling and tax shifts to flat rates of 15 and 30 percent, potentially hiking burdens on low-income families. Critics, including the NAACP Legal Defense Fund, decry threats to civil rights through DEI rollbacks and immigrant criminalization.As three years remain in the term, upcoming milestones loom—court challenges, midterm battles, and full agency overhauls. Will this blueprint remake governance, or spark backlash? Thank you for tuning in, listeners—come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

Imagine a blueprint unfolding in Washington, one executive order at a time. Project 2025, crafted by the Heritage Foundation as detailed in its 900-page Mandate for Leadership, aimed to reshape America's federal government by consolidating executive power and advancing conservative priorities. According to the Center for Progressive Reform's February 2026 update, the Trump administration has now initiated or completed 53 percent of its domestic agenda—283 out of 532 recommended actions across 20 agencies.Key proposals targeted dismantling the administrative state. The plan calls for eliminating the Department of Education to boost school choice and parental control, as outlined in Heritage's document. It urges abolishing Head Start, serving over 833,000 low-income children, and ending the Public Service Loan Forgiveness program while phasing out income-driven repayment plans. Labor reforms strike hard: ending card-check union elections, repealing Davis-Bacon wage rules, and allowing waivers from federal labor laws like the Fair Labor Standards Act, per the WFSE Project 2025 summary.Immigration overhaul looms large, advocating mass deportations, ending birthright citizenship, and using military for border arrests—echoed by appointees like Stephen Miller, a Project 2025 contributor now deputy chief of staff, according to the ACLU. Health policies propose repealing the $35 insulin cap and restricting abortion access nationwide, with Reproductive Freedom for All tracking 51 percent implementation, including actions by advisors from groups like Susan B. Anthony Pro-Life America.Stated goals, per Heritage, include restoring the family, defending sovereignty, and dismantling bureaucracy. Yet experts warn of deeper impacts: Brookings notes rollbacks on civil rights for LGBTQ+ students and reduced funding for disabled pupils; the NAACP Legal Defense Fund highlights threats to equal employment and expanded death penalties.These threads weave a vast ambition—from privatizing Medicare via vouchers to slashing SNAP food aid—testing governance's resilience, as LULAC observes in state pilots like Texas.Looking ahead, with three years left, midterm elections and court challenges loom as pivotal decision points. Thank you for tuning in, listeners—come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

Imagine a blueprint so ambitious it aims to reshape America's government from the ground up. That's Project 2025, the Heritage Foundation's 900-page manifesto published in April 2023, designed as a playbook for a conservative president to consolidate power and dismantle what its authors call the "administrative state." According to the Heritage Foundation's own document, the project's core goals are to "restore the family as the centerpiece of American life," "dismantle the administrative state," and "defend our nation's sovereignty," as outlined in their Mandate for Leadership.Fast forward to February 2026, and the Trump administration has already initiated or completed 53 percent of its domestic policy agenda—283 out of 532 recommended actions across 20 federal agencies, reports the Center for Progressive Reform's Project 2025 Executive Action Tracker. Key architects like Russell Vought, now OMB director and a Project 2025 co-author, are driving this forward, enforcing policies from the Executive Office of the President.Concrete changes paint a vivid picture. The plan calls for abolishing the Department of Education to boost school choice, eliminating Head Start—which serves over 833,000 children in poverty—and ending the Public Service Loan Forgiveness program, per the WFSE Project 2025 Summary. On labor, it proposes scrapping card-check union elections, repealing Davis-Bacon wage rules, and cutting overtime protections for 4.3 million workers, as detailed in Democracy Forward's People's Guide. Immigration reforms advocate mass deportations, ending birthright citizenship, and using the military for border arrests, according to the ACLU's analysis. Health proposals include privatizing Medicare via vouchers and repealing the $35 insulin cap.Experts warn of sweeping implications. The NAACP Legal Defense Fund tracks how these moves curtail civil rights, from challenging diversity programs in lawsuits like National Urban League v. Trump to expanding the federal death penalty. Critics, including the Center for Progressive Reform, see an authoritarian tilt, with states like Texas already testing similar policies.Yet proponents argue it's about efficiency and family values. This ambition connects daily life—childcare access, wages, borders—to a vision of streamlined governance.Looking ahead, trackers like Project 2025 Observer predict more milestones, with ongoing litigation and the 2026 midterms as pivotal decision points.Thanks for tuning in, listeners—come back next week for more.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

Student loans are a fact of life for many educators who relied on that support to make their education career path possible, or who are now on Parent Plus loans to help their own children achieve their college and career dreams. But, so much has changed with the federal student loan programs over the last year, it can be really hard to keep track of what any of us need to be doing to stay on track with repayments. NEA Member Benefits Affiliate Relations Lead Guy Kendall-Freas joins us for this episode to get us up to speed.GET HELP NAVIGATING YOUR STUDENT LOAN DEBT | Click here to learn more about NEA Member Benefits' Savi Student Debt Navigator tool and other student loan resources  FIND OTHER SAVINGS | Click here for more information on other NEA Member Benefits discounts and resourcesREWIND AND LEARN MORE | Click here and here to hear Guy's interviews on previous Public Education Matters episodes about the Public Service Loan Forgiveness program.SUBSCRIBE | Click here to subscribe to Public Education Matters on Apple Podcasts or click here to listen on Spotify so you don't miss a thing. You can also find Public Education Matters on many other platforms. Click here for some of those links so you can listen anywhere. And don't forget you can listen to all of the previous episodes anytime on your favorite podcast platform, or by clicking here.Featured Public Education Matters guest:Guy Kendall-Freas, NEA Member Benefits Affiliate Relations LeadGuy Kendall-Freas is the NEA Zone 3 Lead for NEA Member Benefits, where he has been employed since 1996.  A former special education teacher in Ohio, Guy was also a leader in his local, district and OEA.  He served the Ohio Department of Education in several capacities, including the Rules Revision Committee for Special Ed Service Delivery and as one of the first practicing teachers trained as Entry Year Teacher Assessors.  Working from his office in Mansfield, Ohio, he supports members and affiliates in the 13 states comprising NEA's Zone 3.Connect with OEA:Email educationmatters@ohea.org with your feedback or ideas for future Public Education Matters topicsLike OEA on FacebookFollow OEA on TwitterFollow OEA on InstagramGet the latest news and statements from OEA hereLearn more about where OEA stands on the issues Keep up to date on the legislation affecting Ohio public schools and educators with OEA's Legislative WatchAbout us:The Ohio Education Association represents nearly 120,000 teachers, faculty members and support professionals who work in Ohio's schools, colleges, and universities to help improve public education and the lives of Ohio's children. OEA members provide professional services to benefit students, schools, and the public in virtually every position needed to run Ohio's schools.Public Education Matters host Katie Olmsted serves as Media Relations Consultant for the Ohio Education Association. She joined OEA in May 2020, after a ten-year career as an Emmy Award-winning television reporter, anchor, and producer. Katie comes from a family of educators and is passionate about telling educators' stories and advocating for Ohio's students. She lives in Central Ohio with her husband and two young children. This episode was recorded on February 25, 2026.

The One Big Beautiful Bill didn't kill PSLF outright, but once you run the numbers on the new borrowing limits and the Repayment Assistance Plan (RAP), the financial incentive for Public Service Loan Forgiveness essentially evaporates for future borrowers. I walk through exactly how this plays out for physicians, PAs, NPs, teachers, lawyers, and other professions — and why existing borrowers are grandfathered in but should still pay attention. I also break down what the new math means for private universities, which degrees still pencil out financially, and a critical deadline for Parent PLUS borrowers that could affect your ability to retire. Key moments: (03:57) How the new $50K/year loan cap makes PSLF nearly worthless for physicians entering med school this fall (07:51) Second-year students are grandfathered in and can borrow Grad PLUS to finish their program (09:18) How lower borrowing limits gut PSLF for NPs, PAs, teachers, and lawyers (16:09) The Parent PLUS consolidation deadline before July 2026, and why waiting too long could make income-based repayment permanently inaccessible   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Join SLP Insiders for student loan loopholes, SLP app and member community Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

This Day in Legal History: Aaron Burr Arrested (But Not For That)On February 18, 1807, former Vice President Aaron Burr was arrested in the Mississippi Territory on charges of treason against the United States. Once one of the most powerful men in the young republic, Burr had fallen from political grace after killing Alexander Hamilton in a duel and drifting to the margins of national life. Federal authorities accused him of plotting to carve out an independent nation in the western territories, possibly including lands belonging to Spain. The allegations sparked fear that the fragile Union could splinter only decades after independence.Later that year, Burr stood trial in Richmond, Virginia, before Chief Justice John Marshall, who was riding circuit. The case quickly became a constitutional showdown between executive power and judicial restraint. President Thomas Jefferson strongly supported the prosecution, but Marshall insisted that the Constitution's Treason Clause be applied strictly. The Constitution requires proof of an “overt act” of levying war against the United States, not merely evidence of intent or conspiracy.Marshall ruled that prosecutors had failed to present sufficient proof that Burr had committed such an overt act. As a result, the jury acquitted him. The decision established an enduring precedent that treason must be narrowly defined and carefully proven. By demanding clear evidence of action rather than suspicion or political hostility, the court reinforced limits on the government's power to punish alleged disloyalty. Burr's trial remains one of the earliest and most significant tests of constitutional safeguards in American legal history.Bayer AG and its Monsanto subsidiary have proposed a $7.25 billion nationwide class settlement to resolve current and future claims that Roundup exposure caused non-Hodgkin lymphoma. Filed in Missouri state court, the agreement would run for up to 21 years and provide capped, declining annual payments. People diagnosed before or within 16 years after final court approval could seek compensation through the program. The settlement must still receive judicial approval.The proposal is part of a broader strategy tied to the U.S. Supreme Court's pending review of Durnell v. Monsanto, which could determine whether federal pesticide labeling law blocks certain state failure-to-warn claims. Bayer has indicated that a favorable ruling could significantly limit future lawsuits, while the class program is designed to address claims regardless of the Court's decision. Plaintiffs' attorneys say the deal would cover both occupational and residential exposure and protect the rights of future claimants, while allowing individuals to opt out and pursue separate suits.Roundup litigation has generated tens of thousands of cases, with more than 40,000 already pending or subject to tolling agreements. Bayer inherited the legal challenges after acquiring Monsanto in 2018, and the ongoing litigation has weighed heavily on the company financially and reputationally. Previous jury verdicts have resulted in multibillion-dollar awards, some later reduced on appeal or by judges. The new proposal would replace an earlier settlement effort that collapsed in 2020 and aims to create a longer-term, more predictable compensation system.Bayer AG Unveils $7.3B Deal For Roundup Users - Law360Bayer proposes $7.25 billion plan to settle Roundup cancer cases | ReutersA Seattle federal jury found inventor Leigh Rothschild, several of his patent-holding companies, and his former attorney liable for violating Washington's anti-patent trolling law after asserting patent infringement claims against Valve Corp. Jurors concluded the defendants acted in bad faith under the Washington Patent Troll Prevention Act and also violated the state's consumer protection statute. Valve was awarded $22,092 in statutory damages.The jury also determined that Rothschild and his companies breached a 2016 global settlement and licensing agreement with Valve. Under that agreement, Valve paid $130,000 for rights to certain patents in exchange for a promise not to sue over them. Despite that covenant, Rothschild's entities later filed a 2022 infringement lawsuit and sent a 2023 letter threatening additional litigation. The jury awarded Valve $130,000 for the first breach and $1 for the second, finding no valid justification for repudiating the agreement.In addition, jurors ruled that one asserted patent claim was invalid because it would have been obvious to a skilled professional at the time of filing. The dispute stemmed from Valve's 2023 lawsuit accusing Rothschild of repeatedly pursuing claims covered by the prior settlement. The defense argued any mistakes were unintentional and not profit-driven, but the jury sided with Valve after a four-day trial.The case also involved procedural controversies, including sanctions over delayed financial disclosures and allegations that a defense filing contained fabricated quotations and citations generated by artificial intelligence. Post-trial motions are expected as the defense challenges aspects of the verdict.Valve Jury Says Rothschild, Atty Broke Anti-Patent Troll Law - Law360Beginning July 1, 2026, new federal limits will cap loans for professional degree students at $50,000 per year and $200,000 total, significantly changing how aspiring lawyers finance law school. Administrators and financial aid experts warn that the cap may push students to rely on private loans, which often carry higher interest rates and fewer protections. Unlike federal loans, private loans are generally not eligible for Public Service Loan Forgiveness, making them riskier for students planning lower-paying public interest careers.Some admitted students are already reconsidering their options, choosing less expensive schools or withdrawing altogether after calculating potential debt burdens. Law schools may need to increase scholarships or other aid to support students who cannot secure private loans. Private lending has been minimal in legal education since 2006, when federal policy allowed graduate students to borrow up to the full cost of attendance, so there is uncertainty about how lenders will respond to renewed demand.Data show that about one-quarter of ABA-accredited law schools currently have average annual federal borrowing above the new $50,000 cap. At some elite institutions, graduates tend to earn high salaries, which may reassure private lenders. However, other schools with high borrowing levels report much lower median earnings, raising concerns about repayment risks. Experts warn that students at lower-ranked schools or from disadvantaged backgrounds could be hit hardest.In response, some schools are creating new financial strategies. The University of Kansas School of Law has launched an in-house loan program with a fixed 5% interest rate for borrowing above the cap. Santa Clara University School of Law is offering guaranteed scholarships to reduce tuition below the federal limit, and applications there have surged. Overall, the loan cap introduces financial uncertainty that could reshape enrollment decisions, access to legal education, and the long-term cost of becoming a lawyer.US law schools, students fear rising costs from new federal loan cap | ReutersThe U.S. Supreme Court has introduced new software designed to help identify potential conflicts of interest involving the justices. The tool will compare information about parties and attorneys in pending cases with financial and other disclosures maintained by each justice's chambers. These automated checks are intended to supplement, not replace, the justices' existing internal review process when deciding whether to step aside from a case.Under current practice, each of the nine justices independently determines whether recusal is necessary. The move comes after the Court adopted its first formal code of conduct in 2023, which states that a justice should withdraw when their impartiality could reasonably be questioned. Critics have pointed out that the code lacks an enforcement mechanism and leaves recusal decisions solely in the hands of the justices themselves.To support the new system, the Court is also strengthening filing requirements. Parties will need to provide more detailed disclosures, including fuller lists of involved entities and relevant stock ticker symbols. These updated requirements will take effect on March 16. Advocacy groups welcomed the technological upgrade as a step toward better ethics oversight, noting that similar conflict-checking systems have long been standard in lower federal courts.US Supreme Court adopts new technology to help identify conflicts of interest | Reuters This is a public episode. 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Get ideas for spending less in February and learn how deferment affects Public Service Loan Forgiveness (PSLF) payments. How can a month-long spending challenge reset your money habits? Should you keep paying student loans while in grad school if you're close to Public Service Loan Forgiveness and planning a move? Hosts Sean Pyles and Elizabeth Ayoola discuss no-spend experiments and “friction” strategies to help you build spending habits that stick while juggling big life changes. Joined by personal finance Nerd Amanda Barroso, they begin with a discussion of designing a February no-spend challenge, with tips and tricks on setting rules that fit your life, deciding where the saved money will go, and avoiding a binge-and-purge rebound. Then, lending Nerd Kate Wood joins Sean and Elizabeth to help answer a listener's question about how to weigh student loan payments against saving for a new home. They discuss how deferment affects qualifying PSLF payments, what to check before switching repayment plans or taking out new grad school loans, and how to prioritize cash flow when you're balancing a car payment, a mortgage, and an emergency fund. See NerdWallet's list of the best private student loans: https://www.nerdwallet.com/student-loans/best/private-student-loans  See all the winners of NerdWallet's Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_020226_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: no-spend challenge, low-spend challenge, spending freeze, budgeting challenge, money habits, impulse spending, track expenses, friction-maxxing, cash-only budget, stop online shopping, takeout spending, spending triggers, phone addiction and spending, Brick phone blocker, attention and spending, sinking fund, emergency fund, high-yield savings account, student loan deferment, student loan payments in grad school, Public Service Loan Forgiveness, PSLF qualifying payments, PSLF payment count, qualifying employer PSLF, income-driven repayment, PAYE repayment plan, Income-Based Repayment, Income-Contingent Repayment, Repayment Assistance Plan, graduate student loan changes 2026, Grad PLUS loans, federal student loan borrowing limits, professional degree loan cap, nursing graduate student loans, buying a house with student loans, mortgage planning, moving costs, car payment budget, and student loan forgiveness uncertainty. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Student loans aren't just a financial obligation — they're a moving target. Rules shift, repayment plans evolve, forgiveness programs get redefined, and big deadlines are on the horizon. To help make sense of it all, Melissa Joy, CFP®, sits down with student loan expert David Gourley, founder of K-12 Planning, to break down the latest changes and what they mean for borrowers today.David brings deep expertise from years of helping educators, public service professionals, and families navigate the student loan maze. Together, Melissa and David walk through what's stable, what's shifting, and what borrowers need to pay attention to right now — especially as 2026 brings some of the biggest changes we've seen in years.They explore why Public Service Loan Forgiveness remains intact (despite the headlines), the critical steps Parent PLUS borrowers must take before federal doors close, and how the upcoming Repayment Assistance Program (RAP) could reshape long-term planning for millions. David also shares the little-known strategies around tax filing, repayment timing, and consolidation that can dramatically change someone's loan trajectory.Highlights include:Why PSLF is not going away — and who still qualifiesHow adjunct professors can use a multiplier to qualify as full-timeThe crucial July 1, 2026 deadline for Parent PLUS consolidationWhat RAP is, how it compares to IBR, and why timing matters for borrowersHow long-term forgiveness works (20, 25, or 30 years) — and when it may be taxableHow filing taxes married filing separately can significantly reduce paymentsThe risks of relying on lower payments when interest continues to growWhat changes to borrowing limits mean for grad students and parentsWhen refinancing to a private loan may actually make senseHow to plan ahead when student loan rules continue to evolveIf you're navigating repayment, planning for forgiveness, or preparing to send a child to college, this conversation offers clarity in a landscape that rarely stands still. Melissa and David bring the context, strategy, and grounded perspective borrowers need to make confident decisions — today and in the years ahead.The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Because student loans are a part of veterinary life for many of us, student loan expert Paul Garrard joins us this week for an in-depth yet approachable conversation about the federal  changes slated to take effect July 1, 2026. Paul breaks down the elimination of Grad PLUS loans, new federal borrowing caps, new and changing repayment options, and the status of the Public Service Loan Forgiveness program. It's a great episode to help you make an informed decision about your loans and repayment strategy.For more student loan resources-- including short video modules and an up-to-date repayment plan comparison chart-- visit the Finance section of myvetlife.avma.org.Thank you to our podcast partner, the AVMA Career Center. Are you a veterinary professional looking for a position change or even a complete change of scenery? The AVMA Career Center is THE place for all veterinary professionals to find the next step in their career journey. Learn more and explore career resources at https://www.avma.org/careersRemember, we want to hear from you! Please be sure to subscribe to our feed on Apple Podcasts and leave us a rating and review. You can also contact us at MVLpodcast@avma.orgFollow us on social media @AVMAVets #MyVetLife #MVLPodcast

Policy just moved the goalposts on graduate borrowing. We invited Jill Desjean, Director of Policy Analysis at NASFAA, to break down the new federal definition of “professional degree,” why it leans on a legacy program list, and what that means for loan limits, affordability, and access to care.We walk through the exact criteria the Department of Education is using, how Congress pointed the rulemaking toward classifications like medicine and dentistry, and why allied health fields with licensure and clinical preparation can still be left out. From there, we connect the dots: lower federal loan caps could push more students toward private loans, weaken access to income-driven repayment, and complicate eligibility for Public Service Loan Forgiveness. Jill brings a clear, practical lens to advocacy—what makes a persuasive public comment, how to work with professional associations, and why stories from clinics, schools, and hospitals matter as much as data. We also surface concrete risks like mid-program financing gaps and discuss ways policymakers could align financing with workforce needs, from updating eligible program lists to safeguarding completion for students in shortage fields. About NASFAA The National Association of Student Financial Aid Administrators (NASFAA) is the only national, nonprofit association with a primary focus on information dissemination, professional development, and legislative and regulatory analysis related to federal student aid programs authorized under Title IV of the Higher Education Act of 1965, as amended. Their membership consists of more than 29,000 financial aid professionals at nearly 3,000 colleges, universities, and career schools across the country. NASFAA member institutions serve nine out of every 10 undergraduates in the United States.Positions and Advocacy EffortsAs a nonpartisan organization, NASFAA works closely with lawmakers on both sides of the political aisle. Their advocacy efforts are guided by 10 core principles that reflect our belief that the purpose of student financial aid is to ensure everyone has equal access to postsecondary education. Most often, NASFAA advocates in two separate arenas: in the context of reauthorization of the Higher Education Act and in the budget and appropriations process. Learn more about our policy positions and our advocacy efforts.Connect with the Hearing Matters Podcast TeamEmail: hearingmatterspodcast@gmail.com Instagram: @hearing_matters_podcast Facebook: Hearing Matters Podcast

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We tackle a raw listener question about carrying $520k in med school debt, feeling guilty about pursuing Public Service Loan Forgiveness, and navigating first‑gen family expectations. We break down what PSLF really is, why it exists, and how to compare it against traditional and accelerated payoff paths.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Wanna listen instead? Apple podcast: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/7lPD2QG...Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

Today we are talking with am Emergency Doc who has paid off over $500,000 in student loans in only 3 years! This couple committed to getting rid of these loans as fast as they could and chose to live like residents and pour everything they could into tackling them. He is the doc and she is a physical therapist who is pursuing PSLF to pay off her $185,000 of loans. They are excited to start tackling their next goals like making home improvements and paying off the mortgage. For Finance 101 we are talking about PSLF. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 MtoM Podcast #250 01:20 $500k Student Loans Paid Off 09:15 Advice For Others 18:13 Public Service Loan Forgiveness Update

It's the ultimate financial nightmare. Kristin Collier, a young student in Minnesota, woke up one morning to discover that her mother had taken out $200,000 in Kristin's name. Collier tells this story in What Debt Demands, a book about America's student debt crisis that is both personal and political. Collier, who proudly defines herself as a “democratic socialist”, believes that student debt is a form of modern American serfdom. So what to do? She argues for massive debt cancellation, free public higher education funded by taxes on stock trades, and restoring bankruptcy protections that existed before 2005. But with the average American now carrying $105,000 in debt and one in four households living paycheck to paycheck, can any political initiative—a Mamdani democratic socialist style or otherwise—actually address this crisis before it triggers a nightmarish financial crisis in the broader economy?1. Student Debt Has Become Inescapable Serfdom Since 2005, student loans—both federal and private—are nearly impossible to discharge through bankruptcy. Borrowers must meet an “undue hardship” standard so stringent that people are literally having their Social Security payments garnished in retirement to pay off loans taken out at age 20. Unlike mortgages or credit card debt, education debt follows you for life.2. Private Student Lenders Operate Like Subprime Mortgage Predators During the mid-2000s, banks offered “direct consumer private loans” up to $30,000 with no school certification required, transferred straight to bank accounts, with interest rates of 10-12%. A $30,000 loan could balloon to $100,000. Collier's mother was able to take out eight separate loans totaling $200,000 using only a Social Security number and forged signature—the system had no safeguards because lenders prioritized profit over verification.3. Biden's Big Moves Failed, But Smaller Wins Succeeded Biden's signature executive action to cancel $10,000-$20,000 in federal student debt (which would have freed 20 million borrowers) was blocked by courts, as was his generous SAVE income-driven repayment plan. However, his reforms to Public Service Loan Forgiveness, existing income-driven repayment programs, and borrower defense protections have canceled billions in debt—demonstrating that incremental administrative changes work better than bold executive action in our current legal landscape.4. The Debt Crisis Extends Far Beyond Students With average American consumer debt at $105,000 and one in four households living paycheck to paycheck, we're potentially heading toward systemic economic collapse. The issue isn't just student loans—it's medical debt, rental debt, and a broader affordability crisis. Collier's organization, the Debt Collective (born from Occupy Wall Street), treats this as a collective action problem requiring a union of debtors across all categories.5. Debt Creates Psychological Haunting, Not Just Financial Burden Collier describes debt as both “presence and absence”—a constant bodily heaviness and dread. She feared her credit card would be rejected at grocery stores, dreaded checking her bank account, assumed every unknown phone number was a debt collector. This shame is culturally reinforced: Americans are taught that unpayable debt reflects personal moral failure, even when the system itself is predatory. One borrower told her he avoided dating entirely because he was too ashamed to reveal his debt burden.Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe

Public Service Loan Forgiveness could look very different if the new proposed rules move forward. The Trump administration is exploring ways to strip PSLF eligibility from employees of organizations the administration doesn't like. That could mean hospitals, nonprofits, or legal aid groups suddenly losing access to forgiveness — with no way for employees to appeal. We also get into ongoing rulemaking around professional degree borrowing limits and repayment plan updates, plus smart moves for refinancing or managing your mortgage. Key moments: (01:15) The four main categories that could determine loss of PSLF eligibility (08:38) Negotiated rulemaking and new borrowing limits for professional degrees (12:27) When refinancing your student loans or mortgage makes sense (18:14) Your 2025 tax returns will be very important for income-driven repayment   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

Spencer Reese welcomes Lieutenant Commander Webster Felix, a Navy prosthodontist, for an in-depth discussion about maximizing military medicine benefits. Webb's journey from enlisted E6 dental student to O5 prosthodontist showcases the incredible opportunities available in military healthcare. This episode unpacks lesser-known scholarship programs, specialty training funding, loan forgiveness strategies, and GI Bill transfers that enabled Webb and his wife to complete advanced degrees debt-free while building generational wealth for their family. Lieutenant Commander Webster Felix, USN Specialty: Prosthodontist (restorative dentistry expert, full mouth rehabilitations) Current Station: Naval Medical Readiness and Training Command (NMRTC) Pearl Harbor, Hawaii Career Timeline: 14 years active duty, recently selected for O5 Education: Bachelor's in Biology, Temple University (2011) DDS, Columbia University College of Dental Medicine (2015) Master's in Dental Education (completed during dental school using GI Bill) Prosthodontics Residency, USC (2021-2024, funded by DUIN) Instagram: @prosthopapi - Features clinical cases and prosthodontic work Personal Background: Son of Haitian immigrants who arrived in the US in 1987; first-generation college graduate demonstrating how military medicine can transform generational wealth trajectories HSCP vs HPSP - The Scholarship Most People Don't Know About: HPSP covers full tuition but you're not active duty during school HSCP means active duty status (E6/E7 pay + BAH + TRICARE) but you take loans for tuition Webb entered dental school as E6, commissioned directly to O3E in 2015 Critical advice: Apply for BOTH programs simultaneously The $500K Student Loan Forgiveness Strategy: Graduated Columbia dental school with ~$400-500K in loans Enrolled in Public Service Loan Forgiveness (PSLF) immediately First payments: $170/month (based on E6 salary) Current payments: ~$800/month (O4E salary) Hitting 10-year mark in October 2025—expecting full forgiveness Must consolidate to federal direct loans or you won't qualify Duty Under Instruction (DUIN) - Free Specialty Training: Navy funded Webb's 3-year USC prosthodontics residency Continued receiving full salary, BAH, and bonuses—zero out-of-pocket costs FTOS (Full-Time Out-Service) allows civilian residency attendance Competitive annual program—check BUMED notices for available slots Strategic GI Bill Transfers: Webb transferred 15 months of GI Bill to his wife She completed UCLA nurse practitioner program debt-free Still has 15 months remaining for kids' education Transfer requires 4-year commitment—sign paperwork strategically Career Highlights: Temple University → Columbia DDS → O3 commission (2015) San Diego (AEGD) → Port Hueneme/Okinawa (Seabees, 2 deployments) → Key West → LA (USC residency) → Pearl Harbor Wife completed NP degree concurrent with his residency while caring for one-year-old Key Takeaways Military Medicine Benefits Add Up Fast: TRICARE coverage during school and career Active duty time counting toward retirement during education PSLF potential for massive loan forgiveness Specialty training fully funded (DUIN) GI Bill transfers for spouse education No pressure to over-treat patients for profit Civilian vs Military Prosthodontist Pay: Civilian side approximately 2X on paper But when factoring TRICARE, BAH, pension, education benefits—much closer Some civilian practices sacrifice autonomy for high volume/pay Military provides genuine patient care without profit motive Critical Actions: Apply for both HSCP and HPSP if pursuing military medicine Consolidate all student loans to federal direct loans immediately Enroll in PSLF and never miss payments Join Facebook group: "Public Service Loan Forgiveness Program Support" (216K members) Sign GI Bill transfers concurrent with existing obligations Resources Mentioned Kate Horrell's episodes - GI Bill expert (new book: "College Planning for Military Families") Dr. Pritish Sahoo episode - Army medicine path MMM Podcast #181 PSLF Facebook Group - "Public Service Loan Forgiveness Program Support" Naval Postgraduate Dental School (Bethesda) BUMED annual DUIN notices Who This Is For Pre-med/dental students considering military service, active duty members interested in medical careers, medical officers with student debt, anyone pursuing PSLF, families planning GI Bill transfers, or those comparing military vs civilian healthcare compensation.

Med School ROI: Still Worth the Debt? Doctors make bank, so why do they feel poor? We're breaking down the brutal reality of medical money myths—starting with the lie that your six-figure salary will solve everything. With financial advisor Tyler Olson, M4s Jeff Goddard and Trent Gilbert, and M2 Luke Geis ask whether med school is still a good investment or just an expensive trap wrapped in prestige. We talk always-on-the-verge-of-disappearing Public Service Loan Forgiveness, we drag lifestyle creep, go full scorched-earth on bad budgeting, and explain why even a half-million bucks a year won't automatically save you from living paycheck to paycheck. If you've ever looked at an attending and thought “they must have it made,” this episode will explain why they often don't. Learn what to do before residency, how to prep for your 4th-year expenses, why disability insurance might be more important than your board scores, and whether that $15/month budget app is actually worth it. Spoiler: Tyler prefers sticky notes on mirrors. Oh—and if you thought $275K was a lot, wait until taxes take their cut.

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There is an updated tool for application and participation in the public service loan forgiveness program. The tool allows participants to manage their account completely online, including the required signatures by borrowers and their employers.  Things you can do with the online tool include the following: The tool provides a Read More Shared by United Resource Connection September 16, 2025

In this episode of In The Den with SIMBA – we sit down with Carey Donaldson, the founder of NewBeginnings Spokane — the only student loan advocacy company in the nation. Carey shares how her path from aspiring educator to entrepreneur led her to create a business that helps people take control of their money and rewrite their financial futures.We talk about how New Beginning Spokane simplifies student loans, builds personalized repayment strategies, advocates for Public Service Loan Forgiveness, and pushes for stronger financial education in schools. Carey also shares her entrepreneurial story, how SIMBA supported her journey, and the importance of staying rooted in your mission.

In this episode, host Emma Sellers, MS, talks with Tyler Smith, MPH, chief policy officer at the PA Education Association, about the many pathways to financing PA education. Tyler breaks down federal student loan options—including unsubsidized Stafford Loans and Grad PLUS loans—alongside private lending alternatives. He also explores recent changes in PA education funding, key advocacy initiatives, and the role of programs like the National Health Service Corps and Public Service Loan Forgiveness. Throughout the conversation, Tyler emphasizes the power of grassroots advocacy and how sharing personal stories can shape meaningful policy change.   This episode is sponsored by the University of Saint Francis and its online Doctor of Medical Science Degree.

Shaan Patel is here to discuss how you can slash the cost of college through some more advanced strategies. We also discuss major education changes packed into the “Big Beautiful Bill,” starting with the introduction of new Trump Accounts—a kind of IRA for minors with no deductions and withdrawal restrictions until age 18. We cover expanded uses for 529 plans, including tutoring, test prep, homeschool materials, and more. Repayment options are narrowed down to just two, and several popular income-driven plans are scrapped. We also talk about how Pell Grants are being expanded for short-term workforce programs and the future of the Department of Education as it sees deep funding cuts—all pointing to less federal support, more private lending, and a growing need for serious college planning.  We discuss... Major education reforms packed into the “Big Beautiful Bill,” starting with the new Trump Account—a savings vehicle for minors with a $5,000 annual cap, no deductions, and no early withdrawals. The bill expands 529 plans to cover tutoring, test prep, online learning, homeschool materials, and special education services. A new federal tax credit scholarship program allows individuals and corporations to donate up to $1,700 annually to scholarship organizations, with a 100% tax credit. There's also $500 million in grants for “American Values” curricula promoting patriotism and national pride. On the college side, new federal loan caps include $100K for master's degrees, $200K for professional degrees (like law or med school), and a $257,500 lifetime limit—while Grad PLUS loans are eliminated entirely. Repayment options are now limited to a standard plan or a new Repayment Assistance Plan (RAP), ending other income-based programs like SAVE and PAYE. Public Service Loan Forgiveness survives but faces tighter eligibility, and deferment options for hardship have been significantly cut. Workforce Pell Grants are expanded to include short-term training programs (8–15 weeks) for in-demand technical jobs. Wealthy universities face a major increase in endowment taxes—up to 8%—especially impacting Ivy League schools. The Department of Education will see a nearly 20% discretionary funding cut over five years, potentially affecting programs like TRIO that help low-income students access college. With fewer federal dollars and tighter lending, private loans may fill the gap—making proactive college and financial planning more critical than ever. Parents of younger students (7th–10th grade) should start planning early for the PSAT. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Diana Perkins | Trading with Diana   Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/slash-the-cost-of-college-shaan-patel-732   

7.8.2025 #RolandMartinUnfiltered: SCOTUS OKs Fed Layoffs, Medicaid Farmworker Mandate, PSLF Shakeup, Deltas in DC & Leafy Bamboo TP The Supreme Court has just cleared the way for the Trump administration to restart massive layoffs across nearly two dozen federal agencies. We'll break down what this means for federal workers and services. The Trump administration is now signaling that able-bodied adults on Medicaid may soon be expected to replace undocumented farmworkers, as mass deportations ramp up across the country. Also tonight, we'll break down what "the orange one" has in store for your loan forgiveness programs. The proposed changes to Public Service Loan Forgiveness could hit borrowers hard. We'll speak with an expert about what's at stake and how it could impact millions of Americans. The ladies of crimson and cream are taking over Washington, D.C., this week for the 57th National Convention of Delta Sigma Theta Sorority, Incorporated. We'll speak with the sorority's international president about the significance of this historic gathering. And in tonight's Marketplace segment, we're spotlighting Leafy--an eco-friendly brand that's reinventing everyday essentials, starting with bamboo toilet paper. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

President Trump's overhaul of the Public Service Loan Forgiveness program could deny debt relief to workers based on their employer's political stance. Immigrant rights, LGBTQ support, and pro-Palestinian groups may be blacklisted — threatening the futures of teachers, nurses and public servants across the country. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

President Trump's overhaul of the Public Service Loan Forgiveness program could deny debt relief to workers based on their employer's political stance. Immigrant rights, LGBTQ support, and pro-Palestinian groups may be blacklisted — threatening the futures of teachers, nurses and public servants across the country. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

Big changes are coming for Parent PLUS loans—and most families have no idea. In this episode of The Get Out of Debt Guy Show, Steve Rhode and Damon Day break down the hidden deadlines, confusing rule changes, and massive traps built into the new Parent PLUS system. If you're planning to help your kid with college—or already have Parent PLUS loans—June 30, 2026 is the line in the sand. Miss it, and you may permanently lose access to income-driven repayment and Public Service Loan Forgiveness.We'll cover what's changing, what's still unclear, and what actions every parent needs to take now to avoid a costly mistake. This isn't just a student loan episode—it's your warning signal.Get the full breakdown at https://getoutofdebt.org. Damon is available at https://damonday.com.

Today we are tackling a variety of topics starting off with a few questions regarding Public Service Loan Forgiveness. We talk about looking for disability insurance as a resident and then answer a few questions about bonds. We wrap up with a question about calculating how much money you need for retirement. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Public Service Loan Forgiveness is a hot topic for many medical professionals still trying to work their way out of school debt.  In this episode of Financial Clarity for Doctors, Rachelle Vanderzanden and Corey Janoff walk through the current state of the program and whether or not it's still worth pursuing. This episode discusses: The basic parameters of Public Service Loan Forgiveness (PSLF). Historical context of proposed changes to the program. The current payment plan drama, including where we are at with the SAVE plan. Possible next steps for folks with federal student loans. As with everything, whether a particular path is appropriate for you depends on your individual circumstances.  If you believed PSLF was a good fit for you previously, chances are that program is still a good “Plan A”.  But just like other parts of your financial plan, it is always helpful to have a Plan B. For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.

In this episode, Professor T discusses something at the top of everyone's minds when going to CRNA school - how am I going to pay for this?! We break down the smart, intentional decisions that made this possible—from qualifying for Public Service Loan Forgiveness and maximizing a 401(k), to avoiding lifestyle inflation and strategically investing in a surgery center. We also touch on practical tips like using 0% interest loans for home repairs, maintaining excellent credit, and leveraging employer benefits like HSA and childcare accounts. If you're navigating your own financial future after CRNA school, this episode will give you both actionable steps and long-term strategies. Stick around until the end to learn how one savvy investment—without using a single dollar of personal savings—yielded over $180,000 annually.

Are you drowning in student loan debt while trying to build your dietetics career? You're not alone. In this eye-opening interview with Lauryn Williams of StudentLoanPlanner.com, we tackle the uncomfortable truth about student loans in our profession, where dietitians are often overeducated and undercompensated. Whether you're making $30K in clinical or growing a private practice with variable income, this episode delivers the straight talk you need about managing your student loans without derailing your career dreams. From income-driven repayment plans to loan forgiveness options you might not know exist, Lauryn breaks down complex information into practical steps you can take immediately. I even get vulnerable about my own student loan journey (yes, even after years in the profession!), because it's time we stop letting money shame prevent us from taking control of our financial futures.     WHAT YOU'LL LEARN IN THIS EPISODE Why "sticking your head in the sand" is the #1 student loan mistake and how to break the avoidance cycle The truth about income-driven repayment plans and how they can make your monthly payments manageable on a dietitian's salary How to determine if Public Service Loan Forgiveness could cut your repayment timeline from 20-25 years down to just 10 years The surprising truth about loan forgiveness at the end of income-driven plans that many dietitians don't know Practical strategies for dietitians juggling both student loans and business growth How to start taking action on your loans without shame or overwhelm Why your student loans don't have to force you to abandon your dietetics career   This episode is a must-listen if you've been avoiding looking at your student loan statements or if you're wondering if you'll need to leave dietetics to pay off your debt. The truth is, you can create a sustainable career AND a realistic repayment plan – but first, you need the right information. Remember, your dietetics education wasn't a mistake – it was an investment in a career path that allows you to transform lives through nutrition. Don't let student loan fear rob you of the profession you're passionate about. This conversation with Lauryn will empower you to face your finances head-on and create a repayment strategy that honors both your professional expertise and your financial well-being.     TAKE IT TO THE NEXT LEVEL Visit StudentLoanPlanner.com to schedule your consultation. Their team of experts will create a customized plan based on your specific situation, helping you navigate the complexities of student loan repayment with confidence.   Additionally, come join us in Money Mindset Mastery & More, our amazing Facebook community where dietitians like you support each other, share wins, and create magic together. This is where we're having real conversations about building fulfilling careers, creating sustainable success, and transforming our relationship with money. Remember, the journey to financial freedom is so much sweeter when we walk it together!    

In this episode, Dr. Cherry breaks down why Gen X is struggling the most with student loans—and what you can do about it. From confusing repayment plans to the fine print of forgiveness programs, understanding your options now can save you thousands later. If you're feeling stuck or overwhelmed, this conversation can help you take back control of your financial future.Takeaways:• Gen X = Highest debt• Know your repayment plan• Forgiveness is possible• Avoid costly forbearance• Act now, save laterWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice services.Grab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

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SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The financial landscape for physicians has never been more complex. Student loan strategies have become particularly challenging with policy changes occurring almost weekly. For those pursuing Public Service Loan Forgiveness, the advice remains steady: stay the course. PSLF was established through Congressional legislation rather than executive action and would require another act of Congress to dismantle. Our conversation then shifts to debt vs investment with rising interest rates.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Article on “Most common questions I get asked by young doctors - https://www.whitecoatinvestor.com/common-finance-questions-asked-by-young-doctors/Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

#596: Yesterday, the White House rolled out the biggest tariffs in a century, sending markets into their worst decline since the pandemic. While headlines focus on supply chains and inflation, there are important economic stories you're not hearing about. During the first half of this month's First Friday episode, we dig into what nobody's talking about. And in the second half, we grapple with the headlines. Student loan rules just changed again. The government added new limits to Public Service Loan Forgiveness. Right now, 9.2 million people — one in five borrowers — can't keep up with payments. Many folks don't even know payments started again after that four-and-a-half-year break. S&P just dropped a new report that backs what smart money already knows: index funds crush actively managed funds 90 percent of the time. Even with all those tech stocks dominating the market, you still come out ahead with simple indexing. You know who's gobbling up the mortgage market? Rocket Companies. They just bought both Redfin and Mr. Cooper. They'll handle one of every six mortgages in America. They've positioned themselves at every step of the homebuying journey — from when you search for homes on Redfin to financing and monthly payments for the next 30 years. The White House just made a surprising move with Bitcoin. They're setting up a Strategic Bitcoin Reserve to hold coins long-term. They're also creating a separate stockpile for crypto they seize in legal cases. Pretty clear signal that Bitcoin stands apart from other cryptocurrencies. In the second half, we dive into those significant new tariffs making headlines.  The S&P 500 dropped 4.8 percent on Thursday — we haven't seen a drop like that since the pandemic. The new rules put at least a 10 percent tariff on everything coming into the country. Then come the "reciprocal" rates: 20 percent for European goods, 27 percent for items from India, and a combined 65 percent for Chinese imports. We bring in Bob Elliott to make sense of this situation. His credentials are impressive — he spent 13 years at Bridgewater Associates (the world's largest hedge fund), served as head of Ray Dalio's investment team, and graduated magna cum laude from Harvard.  During the 2008 crisis, he directly advised the Treasury, Federal Reserve, and White House.  Bob offers a reality check about bringing back manufacturing jobs: you can't build factories overnight. These investments take years, and companies hesitate to make 30-year commitments when policies change every few months. Bob breaks down four economic forces all hitting at once: tariffs jacking up prices, government cutting spending, tax policies on hold, and the Fed moving like molasses. Put them together? Yikes. He doesn't sugarcoat it — the short-term outlook looks "pretty negative." Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Nonprofit News Feed, George and Nick discuss recent challenges facing the nonprofit sector under the Trump administration. They examine two major concerns: changes to the Public Service Loan Forgiveness program potentially excluding certain nonprofit employees, and federal agencies removing progressive terminology from government websites. The hosts share insights from a Center for Effective Philanthropy report indicating 90% of nonprofit leaders anticipate negative impacts from the current political climate, with funding uncertainty as their top concern. Despite these challenges, they find a silver lining in the sector's evident importance and highlight a feel-good story about Project 150, a Las Vegas nonprofit helping disadvantaged teens attend prom through their annual "prom closet" initiative.  

In this episode of the Nonprofit News Feed, George and Nick discuss recent challenges facing the nonprofit sector under the Trump administration. They examine two major concerns: changes to the Public Service Loan Forgiveness program potentially excluding certain nonprofit employees, and federal agencies removing progressive terminology from government websites. The hosts share insights from a Center for Effective Philanthropy report indicating 90% of nonprofit leaders anticipate negative impacts from the current political climate, with funding uncertainty as their top concern. Despite these challenges, they find a silver lining in the sector's evident importance and highlight a feel-good story about Project 150, a Las Vegas nonprofit helping disadvantaged teens attend prom through their annual "prom closet" initiative.  

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The weight of medical school debt can feel overwhelming. When navigating student loan repayment in an uncertain political landscape, the big question is, should you pursue Public Service Loan Forgiveness or aggressively pay down debt? By understanding your complete debt profile, exploring all available options, and creating a personalized strategy aligned with your priorities, you transform overwhelming obligations into manageable steps toward financial freedom. Having a PLAN makes all the difference.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Wealth-Minded MD podcast Website - http://Wealthmindedmd.comQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.com

#588: Jobs are growing, interest rates are holding, and your student loan options just hit pause. Welcome to this month's economic rollercoaster. The economy is sending mixed messages this month. We added 151,000 new jobs in February, slightly better than January's 143,000. But unemployment ticked up to 4.1 percent. Health care is booming (52,000 new jobs). Restaurants and bars? They're hurting (lost 27,500 jobs). Federal government shed 10,000 positions while state and local governments added 21,000. The Fed isn't making any sudden moves. They'll likely hold interest rates steady at 4.25 - 4.5 percent when they meet March 18-19. Fed Chair Powell made this clear: "We do not need to be in a hurry and are well-positioned to wait for greater clarity." Meanwhile, Treasury Secretary Scott Bessent is working a different angle. He's targeting 10-year Treasury yields instead of pressuring the Fed on short-term rates. His strategy? Use fiscal and regulatory reforms to convince markets that inflation will be controlled long-term. Energy costs are a key part of his plan. Bessent believes lowering gas and heating oil prices does double duty: saves consumers money and boosts economic confidence. This matters because consumer spending is 70 percent of our economy. Speaking of confidence – it's plummeting. February saw the largest monthly decline in consumer sentiment since August 2021. People across all age groups and income levels are increasingly pessimistic. They expect inflation to hit 6 percent in the coming year (significantly higher than current rates). Got federal student loans? Applications for income-driven repayment plans are temporarily on hold. This affects all plans, even the older ones not being challenged in court. The pause came after a federal appeals court expanded a suspension of the SAVE plan. About 8 million borrowers had enrolled in this program, with more than 400,000 having their debts erased. If you're working toward Public Service Loan Forgiveness, this is particularly important since income-driven plans are a key requirement. In crypto news, bipartisan legislation for stablecoins is moving forward. The Senate has the GENIUS Act while the House has the STABLE Act (yes, that spells "stable genius"). These bills would establish clear rules about who can create stablecoins and require them to be fully backed by high-quality assets like U.S. dollars or Treasury bills. They would also officially classify stablecoins as payment instruments rather than securities – a significant regulatory distinction. The housing market? It varies dramatically by location. In DC, some zip codes are seeing prices climb rapidly while others face steep declines. The lesson: real estate is hyper-local. Success comes from becoming an expert in just a couple of specific zip codes rather than trying to understand entire metropolitan markets. As Fed Chair Powell wisely put it, the key is "separating the signal from the noise as the outlook evolves." That's solid advice for navigating our current economic landscape. Episode Mentioned: Afford Anything Episode 564, The Real Story Behind Those Economic Tariffs https://affordanything.com/564-the-real-story-behind-these-new-tariffs/ Timestamps: Note: The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) March's Economic Update (01:18) February Jobs Report (04:18) The Fed is to meet on March 18-19 about interest rates (08:14) Consumer Confidence Survey (10:33) Stock Market Performance (14:14) Deep Seek Chat Bot (17:28) New CFTC Chairperson is crypto friendly (20:34) Home Market in the D.C area changing (25:24) Income Driven Repayment Plan applications temporarily on hold (27:41) Stablecoins (30:58) Certain borrowers may be excluded from student loan forgiveness (31:54) Fed Chair Jerome Powell says the Fed is "awaiting greater clarity" Learn more about your ad choices. Visit podcastchoices.com/adchoices

At least two people were killed and more than 60 others injured when a car plowed into a busy Christmas market in Magdeburg, eastern Germany, in what appears to have been a deliberate attack. Authorities arrested the suspected driver, who they say is a 50-year-old Saudi Arabian man who first arrived in Germany in 2006.With just hours left before a potential midnight government shutdown, the House of Representatives passed this year's final funding plan to keep the government open. The bill has been sent to the Senate. This comes after previous attempts to pass similar proposals in the lower chamber had failed.The Biden administration has announced an additional $4.2 billion in student debt relief for nearly 55,000 public service workers. This is part of the "Public Service Loan Forgiveness" program, designed to erase loans after 10 years of service.Canadian Prime Minister Justin Trudeau has reshuffled his Cabinet amid intense turmoil in his political career. A party supporting his minority government has withdrawn its backing, announcing plans to trigger a new election in the coming months.

Watch The X22 Report On Video No videos found Click On Picture To See Larger PictureTrump threatens Canada and Mexico, they are panicking because they realize that Trump has the leverage, Canada could lead to laying off 50% of manufactures. Trump need the debt ceiling raised to put his plan in motion. To cut taxes the gov reports cutting taxes as spending. All the pieces are coming together. The [DS] is trying keep their 1500 page CR bill. They need the coverup and they need the traps for Trump, plus they need the money laundering to payoff certain groups. Trump trapped the D's in all of this. This was about keeping the Gov open, the 1500 pages have nothing to do with that, the [DS] is exposed. The [DS] is making a move to remove Biden and to make Kamala the Acting President. Remember their plan, keep Trump from getting into office and make Kamala the President. Big fail, playbook known, final stage.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy 50% Of Canadian Manufacturers Considering Layoffs If Trump Tariffs Enacted Nearly half of Canadian manufacturers may freeze hiring or lay off workers if U.S. President-elect Donald Trump imposes 25 percent tariffs on all Canadian goods. A survey of 300 manufacturers found that 48 percent are considering these moves in response to the proposed tariffs, according to data released Dec. 19 by Canadian Manufacturers and Exporters (CME). Additionally, 46 percent are considering postponing or cancelling planned capital investments, while 49 percent say they may shift some production to the U.S. if the tariffs are implemented. “Tariffs will endanger nearly $600 billion in exports to our largest trading partner, two-thirds of which are manufactured goods,” CME president and CEO Dennis Darby said in a press release. “These findings show why we need an urgent and coordinated response from governments to protect manufacturing businesses, workers, and families.”   Source: zerohedge.com Biden cancels $4.28 billion in student debt for 55,000 public service workers  President Joe Biden canceled $4.28 billion in federal student loan debt for another 55,000 public service workers amid complaints from Democrats that he is squandering the last month of his administration. Biden's action, through more reforms to the Public Service Loan Forgiveness program, means he has canceled almost $180 billion for 4.9 million federal borrowers since the start of his presidency in 2021.“The public servants approved for debt cancellation today include teachers, nurses, service members, law enforcement officials, and other public service workers who have dedicated their lives to giving back to their communities and who are finally earning the relief they are entitled to under the law,” Source: washingtonexaminer.com The Biden Economy: 43 Million Americans Out of Workforce, Migrants Take All Net Job Growth Tens of millions of native-born Americans are out of the labor market as foreign-born workers account for all net job growth over the last year, new analysis details. The analysis from the Center for Immigration Studies (CIS) tracks the decline in labor force participation among native-born Americans from 1960 to 2024 — an alarming trend that has coincided with skyrocketing immigration levels. “Relying on immigrant workers has allowed our country to ignore the decades-long decline in labor force participation,” CIS Director of Research Steven Camarota said:   Center for Immigration Studies   Source: breitbart.com https://twitter.

In this Inspired Money episode, experts Mark Kantrowitz, Dr. Sonia Lewis, Caitlin Zaloom, and Rae Kaplan share insights on managing student loans. They cover repayment plans, loan consolidation, and refinancing options, giving listeners practical tools to handle student debt effectively. Kantrowitz discusses ways to maximize federal aid, while Dr. Lewis highlights strategies for creating manageable repayment plans. Zaloom examines the family impact of student loans, and Kaplan offers legal advice on navigating loan obligations. Understanding Student Loan Repayment Options Student loans are a major financial burden for many, yet they can be manageable with the right strategies. The episode explores various repayment plans, consolidation options, and refinancing opportunities. Each has unique benefits and drawbacks, so it's essential to find the approach that best aligns with your goals and finances.

At least two people were killed and more than 60 others injured when a car plowed into a busy Christmas market in Magdeburg, eastern Germany, in what appears to have been a deliberate attack. Authorities arrested the suspected driver, who they say is a 50-year-old Saudi Arabian man who first arrived in Germany in 2006. With just hours left before a potential midnight government shutdown, the House of Representatives passed this year's final funding plan to keep the government open. The bill has been sent to the Senate. This comes after previous attempts to pass similar proposals in the lower chamber had failed. The Biden administration has announced an additional $4.2 billion in student debt relief for nearly 55,000 public service workers. This is part of the “Public Service Loan Forgiveness” program, designed to erase loans after 10 years of service. Canadian Prime Minister Justin Trudeau has reshuffled his Cabinet amid intense turmoil in his political career. A party supporting his minority government has withdrawn its backing, announcing plans to trigger a new election in the coming months. ⭕️Watch in-depth videos based on Truth & Tradition at Epoch TV

Welcome to another insightful clip of Market Mondays!

Friday, October 18th, 2024Today, I got to appear on Fox5DC with Jim Lokay and discuss Kamala Harris' appearance on Fox News; Donald Trump has asked for yet another delay in the Jack Smith DC case; The department of Justice has secured the first guilty verdict at trial for violence against a transgender person; Biden has approved another million Americans for student debt relief, Mitch McConnell called Trump stupid and despicable at an event in 2020; new records show a Texas judge failed to sell his Tesla shares after taking a Twitter case; and Allison and Dana deliver your Good News. Guest:John Fugelsangjohnfugelsang.com/tmepodcasts.apple.com/us/podcast/the-john-fugelsang-podcast/id1464094232The Sexy Liberal Save The World Comedy Toursexyliberal.com Stories:Biden has approved $175 billion in student loan forgiveness for nearly 5 million people (CNN)McConnell called Trump ‘stupid' and ‘despicable' in private after the 2020 election, a new book says (AP News)New records show Texas judge on X case didn't sell his Tesla shares after taking the suit (NPR)Case Was the First Guilty Verdict in Trial for Violence Against a Transgender Person (DOJ)Harris Social Media Toolkit Harris Campaign Social Media Toolkit (kamalaharris.com)Give to the Kamala Harris Presidential Campaign Kamala Harris — Donate via ActBlue (MSW Media's Donation Link)See What's On Your Ballot, Check Your Voter Registration, Find Your Polling Place, Discover Upcoming Debates In Your Area, And Much More! Vote411.orgCheck Your Voter Registration!vote.orgCheck out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comThere is a new “Harris For President” Patreon tier:https://www.patreon.com/muellershewrote/membershipHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/From The Good NewsHead Start | ECLKC (hhs.gov)Social Security Plan for Medicare (ssa.gov)Tennessee Voter Information (TN.gov) Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.com Follow AG and Dana on Social MediaDr. Allison Gill https://muellershewrote.substack.comhttps://twitter.com/MuellerSheWrotehttps://www.threads.net/@muellershewrotehttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/OrPatreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

In this episode of "A Life Well Lived: A Physician's Guide to Wealth," James Nutter provides a comprehensive checklist for pursuing Public Service Loan Forgiveness (PSLF) for physicians. He breaks down the steps to understanding the requirements, confirming if PSLF is right for you, getting organized and doing it consistently, building a contingency plan, and what to expect when you reach 120 payments. With insights from a client who had over $200,000 in loans forgiven, James offers valuable tips and resources to help physicians navigate the PSLF process successfully.         Timestamp Summary 1:06 Essential PSLF Tips for Physicians Seeking Loan Forgiveness 6:30 Determining Employer Eligibility for Public Service Loan Forgiveness 11:23 Evaluating Public Service Loan Forgiveness Suitability and Strategies 16:48 Strategic Income Reporting for Lower Loan Repayments 19:40 Strategies for Timely Student Loan IDR Recertification 25:53 Mastering PSLF Through Organized Documentation and Regular Submissions 28:51 Identifying an Authorized Official for Employment Verification Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

Hey BA fam! This week, Tiffany deep dives into the topic of student loan debt relief, highlighting the current administration's efforts, as well as its impact on marginalized groups – such as women, people of color, and older Americans. From the Public Service Loan Forgiveness program to the Income-Driven Repayment program, Tiffany is breaking down all the student loan debt relief options currently available. Plus, learn everything you need to know about the Higher Education Act. Ultimately, Tiffany is stressing the importance of racial and social justice in addressing student loan debt – and the positive impact of supporting black women. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hey BA fam! This week, Tiffany deep dives into the topic of student loan debt relief, highlighting the current administration's efforts, as well as its impact on marginalized groups – such as women, people of color, and older Americans. From the Public Service Loan Forgiveness program to the Income-Driven Repayment program, Tiffany is breaking down all the student loan debt relief options currently available. Plus, learn everything you need to know about the Higher Education Act. Ultimately, Tiffany is stressing the importance of racial and social justice in addressing student loan debt – and the positive impact of supporting black women. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.

Watch The X22 Report On Video No videos found Click On Picture To See Larger PictureThe automobile manufactures are now getting the message and they are now moving away from the EV market. US housing is falling apart and its starting to look very similar to 2009. Trump says that JD is now on board with Bitcoin. Trump surprised by Bitcoin. The [DS] OP is now falling apart. There are two many questions, they never expected it to go down this way. [BO] has now been flushed out and they are now pushing Biden out. Most likely the will wait until he is the nominee and then replace him. DNC is now in focus in Chicago, will there be an event. The World is Watching.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy American Auto Giant Pivots Plans To Build Electric Vehicles At Major Plant To Produce Heavy-Duty Pickups Instead Ford is reversing course on plans to manufacture electric vehicles (EVs) at a major plant and instead will produce gas-powered, heavy-duty pickup trucks at the facility, Reuters reported Thursday. The company initially planned to build three-row electric SUVs at its facility in Oakville, Canada, between 2025 and 2027, but the plant will now add capacity to produce 100,000 F-Series Super Duty trucks at the plant, according to Reuters. Ford said that it is still committed to producing those EVs on that timeline, though it is unclear which of its plants will handle that production. Ford lost more than $4.5 billion on its EV product lines in 2023  Source: dailycaller.com https://twitter.com/ElectionWiz/status/1813917179232039292 https://twitter.com/GRDecter/status/1813961004054974815   https://twitter.com/Rasmussen_Poll/status/1813916120426160422 Biden administration forgiving another $1.2B in student loans The Biden administration announced on Thursday it would be forgiving another $1.2 billion in student loans, covering the debt for 35,000 people through the Public Service Loan Forgiveness program. Source: thehill.com https://twitter.com/GRDecter/status/1813921081918365719   We're in the early stages of a rate cut cycle, adding liquidity to the global economy. With the S&P at record highs, things are heating up. Buckle up! https://twitter.com/BitcoinMagazine/status/1813663239773000038 https://twitter.com/BitcoinMagazine/status/1813980967151001966   June Auto Sales Reporting Thrown off by CDK Cyberattack  As automotive retailers bounce back from the cyberattack on leading tech provider CDK Global, their financial results are murky for the period impacted by the incident, prompting challenge maintaining investor confidence. Automotive services and technology company Cox Automotive highlighted the impact of the hack, which impacted dealer management systems (DMSs) for about two weeks, on reporting. Source:  pymnts.com Political/Rights Leading 'Trump Russia Hoax' Propagandist's Wife Indicted As Foreign Spy Max Boot - a big fan of 'forever wars' who laundered Trump-Russia conspiracy theories through the Washington Post - is married to a South Korean spy who used to work for the CIA, and is a senior fellow at the Council on Foreign Relations (now on 'administrative leave) - according to a new indictment revealed on Wednesday. Boot's wife, Sue Mi Terry, 54, a native of Seoul living in Manhattan, used her position as a foreign policy expert to trade access to top US officials in exchange for luxury goods and 'high-end sushi dinners,' according to the indictment. https://twitter.com/BecketAdams/status/1813681389520277997 Terry is accused of having "disclosed sensitiv...