Podcasts about opportunities

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    Best podcasts about opportunities

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    Latest podcast episodes about opportunities

    Everything Life and Real Estate
    10X Moments: When Opportunity Won't Stop Knocking

    Everything Life and Real Estate

    Play Episode Listen Later Dec 30, 2025 22:41


    In this episode, Linda McKissack and Dana Gentry explore what it means to recognize "next natural doors" when they open, and how to have the courage to walk through them. Sparked by growing interest in Linda's story from 10X Is Easier Than 2X, the discussion centers on confirmation, timing, and the responsibility that comes with experience: going back to help others accomplish what you've already achieved. Linda shares why she's launching her first week-long 10X challenge, how paying attention to energy, alignment, and repeated nudges has clarified her next step, and why real growth requires discomfort, focus, and action-takers—not convincing. Along the way, they unpack intentional planning, saying no, surrounding yourself with the right people, and building a life and business that supports long-term impact rather than burnout. 

    Pillars Of Wealth Creation
    POWC # 847 - Real Estate in 2026: Trends, Risks, and Where Opportunity May Emerge

    Pillars Of Wealth Creation

    Play Episode Listen Later Dec 30, 2025 33:46


    In this solo episode of Pillars of Wealth Creation, Todd looks ahead to what real estate investing may look like in 2026 and what investors should be paying attention to as the new year unfolds. He discusses expectations around interest rates potentially trending down and cap rates beginning to compress, noting that deals will only truly move forward if interest rates, pricing, or a combination of both adjust. Todd breaks down rent trends across the U.S., explaining that most markets may continue to see negative or minimal rent growth early in the year, with modest improvement possibly appearing in Q2 and Q3 before leveling off. He also touches on inflation staying near 3%, uncertainty in multifamily pricing due to a murky economic outlook, and flat conditions in single-family housing driven by affordability challenges. The episode also covers commercial sectors, concerns around government data transparency, and why assisted living and memory care may continue to lead returns for those who understand how to operate them effectively. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

    Falun Dafa News and Cultivation
    1949: Cultivation Story: [Fahui] Escaping the Quagmire and Walking the Final Stretch Well

    Falun Dafa News and Cultivation

    Play Episode Listen Later Dec 30, 2025 31:49


    A Falun Dafa practitioner in Japan shares his cultivation journey, highlighting challenges he faced after moving from China. He reflects on overcoming negative work environments, eliminating attachments, and finding new opportunities in musical instrument repair. He also recounts a difficult customer situation, emphasizing the importance of looking inward, considering others, and upholding the principles of Falun Dafa when confronted with conflicts. This and other experience-sharing from the Minghui website. Original Articles:1. [Fahui] Escaping the Quagmire and Walking the Final Stretch Well2. [Fahui] New Practitioner in Japan: Cherishing the Opportunity and Progressing in Cultivation3. [Fahui] My Journey of Looking Inward and Cultivating Myself To provide feedback on this podcast, please email us at feedback@minghuiradio.org

    Gary's Gulch
    Becoming the Best in Class with Glenn Yaney

    Gary's Gulch

    Play Episode Listen Later Dec 30, 2025 28:09


    Summary  Kick off 2026 with a bang! Gary's Gulch welcomes Glenn Yaney, host of Capitalize Your Life Podcast. Explore the power of Infinite Banking and personal finance, as Glenn shares his journey to financial freedom and helping others gain control of their lives. Learn how to capitalize on your life for a prosperous future! #FinancialFreedom #GarysGulch #Podcast.   Episode Highlights 00:00:09 - Optimism for 2026: A Unique Year 00:01:09 - Glenn Yaney's Career Shift: Finding a Fitting Path 00:03:03 - Rebranding: Capitalize Your Life Podcast 00:05:11 - Personal Growth: From Military to Faith 00:10:00 - Financial Certainty Fuels Growth 00:13:46 - Infinite Banking: Securing Human Life Value 00:15:00 - Navigating Economic Challenges: Lessons from 2008 00:16:57 - SIPA Certification: Strategic Business Exit Plans 00:19:58 - The Importance of Preparedness: Luck and Opportunity 00:22:06 - Empowerment Through Financial Education 00:23:50 - Surrounding Yourself with Optimism: The Importance of Mentorship   Episode Resources https://www.youtube.com/watch?v=Z7NHaSJpxeI https://podcasts.apple.com/us/podcast/the-capitalizing-your-life-podcast/id1728886342 Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360     Keywords Gary's Gulch   Infinite Banking   Personal Finance   Conservative Optimism   America's Roots   Millionaire Journey Podcast   Capitalize Your Life Podcast   Financial Independence   Business Strategy   Exit Planning   Victim Frankl   Entrepreneurship   Agency and Control   Mindset   Legacy Planning   Unique Genius   Financial Capability   Tier One Capital   Hierarchy of Wealth   Cash Flow   Business Growth   Real Estate Investment   Zig Ziglar   Jim Rohn   Self-Improvement   Empowerment   Startup Mode   Business Networking   Liquidity   Self-Betting  

    Wake Me Up - Guided morning mindfulness, meditation, and motivation
    Positive Affirmations for a New Year 2026 | Manifest Success, Abundance, Opportunity

    Wake Me Up - Guided morning mindfulness, meditation, and motivation

    Play Episode Listen Later Dec 29, 2025 13:11


    Start your the 2026 New Year by aligning with your dreams and goals by repeating these New Year positive affirmations. Affirmations like these have the power to reprogram your mind, remove limiting beliefs, and nurture a positive mindset. Repeat these affirmations daily for 21 days to make this your best year yet! #affirmations #manifestation #meditation #newyear #2026 Check out the Wake Me Up Positivity Coach app: ⁠⁠⁠⁠⁠⁠⁠http://studio.com/wakemeup⁠⁠⁠⁠⁠⁠⁠. You get: Full Access to the WMU catalog; a personal growth plan based on my guidance and coaching; simple, daily tasks (5-10 minutes a day) to guide you through your own personal transformation; your plan evolves with you as you and your life change. It's the most effective way to digest the content in Wake Me Up for creating personal change! Get ad-free access to the entire WMU catalog + bonus content by joining the WMU Premium Feed. Grab a 7-day free trial of Wake Me Up premium: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://goodpeoplestuff.supercast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ About Wake Me Up Wake Me Up is the # 1 guided morning routine podcast. Our guided morning wake ups offer affirmations, mindfulness, meditation, yoga, and motivation specifically designed to help you get out of bed and start your day with a positive mindset. Stop pressing the snooze button all morning long, and turn on an episode of Wake Me Up instead. You will be happier and more successful at everything in life because of it! Try out our different kinds of episodes to see what you like. And add it into your morning routine every day. Each day, you will be happier than the day before :)   Check out my sleep meditation podcast, Sleep Escape on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Music⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   I make this channel to serve you. Part of that is creating tools like journals and courses to dive deeper into certain topics, all of which you can find here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://stan.store/goodpplstuff⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Wake Me Up on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podchaser⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Say hi or request an episode at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.wakemeuppodcast.com/contact⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. See visual guides for the yoga and stretches in WMU episodes at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.wakemeuppodcast.com/stretches⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. **Only partake in the physical movements suggested in Wake Me Up episodes if you are physically able and in safe surroundings. All movements are done at the individual's own risk. Be safe, and always consult a doctor if you have any questions or concerns.** Have a wonderful day

    Real Estate Investing For Cash Flow Hosted by Kevin Bupp.
    When Deals Fall Apart: CRE's Go-to Lawyer on Navigating Lender Landmines w/Richard Crouch

    Real Estate Investing For Cash Flow Hosted by Kevin Bupp.

    Play Episode Listen Later Dec 29, 2025


    More syndications are going sideways. Capital calls have become common. Tensions are rising between operators and investors…but not for all deals. If you had talked to today's guest before forming your real estate syndication, there's a good chance you'd already have a battle plan for every potential challenge. Thankfully, today, CRE's go-to legal advisor is sharing his take for free. Richard Crouch has worked on eight figure commercial real estate deals for over two decades, helping advise on disputes, defaults, and structuring. He's the one who sets up your failsafes before a deal goes sideways and advises you on the right way to resolve it once the damage has been done. Today, we're getting into the nitty-gritty that not only sponsors but also passive investors need to know. We'll talk about the “gotcha” clauses lenders can use to extract fees from you or worse…take your entire property, the right way to handle a capital call so your exit strategy doesn't fall apart, and what to do in the unfortunate event that a guarantor passes away mid-deal.  Insights from today's episode: Your lender is not your friend: the “gotchas” put in place that you must navigate around  How to handle capital calls so your investors don't feel neglected and unsettled  One thing you need to include in every single operating agreement you sign  A crucial event that can “trigger” if a guarantor passes away during a deal cycle  Opportunity for buyers: Is now the time to invest in distressed debt amid inexperienced syndicators' struggles — Connect with Richard on LinkedIn Richard's Email: richard.crouch@woodsrogers.com  Richard's Phone Number: 757-353-0969 Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

    The Napzok Files
    Opportunity for a new YOU | A Monday Morning Show

    The Napzok Files

    Play Episode Listen Later Dec 29, 2025 20:32


    It's A Monday Morning Show -- Ken gets ready for his week, looks back on his past week, and we all try to figure it out together.Get Ken's Comedy Album ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IN MY DAY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Purchase Ken's book ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Why We Love Stars: The Great Moments That Built A Galaxy Far, Far Away.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enjoy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Moonagers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kennapzok.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    The Divorce and Beyond Podcast with Susan Guthrie, Esq.
    January Is Coming: What You Need to Know Before You Make a Big Divorce Decision with Susan Guthrie on Divorce & Beyond #402

    The Divorce and Beyond Podcast with Susan Guthrie, Esq.

    Play Episode Listen Later Dec 29, 2025 24:54


    It is the quiet week between Christmas and New Year's. The guests have gone home, the adrenaline has worn off, and you are likely left with a heavy realization: The holidays didn't fix it. If you are currently Googling "how to get a divorce" or secretly looking up attorneys while your spouse is in the other room, you are not alone. Next Monday, January 5th, is known in the legal industry as "Divorce Day," where inquiries skyrocket by 25%. But before you make a call that you cannot unmake, Susan Guthrie has a message for you: Stop. Just breathe. In this urgent and deeply practical solo episode, Susan reveals why the "smartest people" wait until March to file, and exactly what they do in January instead. Drawing on 35 years of practice, she breaks down the "Broken Promise" theory, the danger of the "New Year's Resolution Bomb," and why urgency is the enemy of a good divorce. If you are feeling the pressure to act, this episode is your permission slip to pause, plan, and protect your future before you ever step foot in a courtroom. IN THIS EPISODE, YOU WILL LEARN: The "Broken Promise" Theory: Why the holidays amplify marital cracks rather than fixing them. The January vs. March Strategy: Why amateurs rush to file in January, while strategists use the month for "vetting and verification". The 3 Critical Questions: What you must ask yourself before you hire a professional (hint: do you know the "business reality" of your marriage?). The "First Responder" Rule: Why your first call should almost never be to a lawyer—and who you should call instead. The Financial Reality Check: The sobering statistic about the 41% drop in household income for women post-divorce and how to prevent it. Mistakes to Avoid: Why hiring a "shark" out of fear is the fastest way to burn through $30,000+.   FEATURED RESOURCES & DOWNLOADS: FREE DOWNLOAD: The "January Strategy Calendar" Don't spin your wheels this month. Susan has created a free 4-week "Pre-Season" planner to help you audit your emotions, gather financial documents, and vet professionals before you file.

    Limitless Entrepreneur Podcast
    437: Creating Opportunity from Uncertainty with Human Design

    Limitless Entrepreneur Podcast

    Play Episode Listen Later Dec 29, 2025 22:37


    As we move through the final days of the year, uncertainty has a way of getting louder. Whether you're reflecting on a year that didn't go as planned or wondering how you'll recreate (or top) one that went incredibly well, this in-between space can feel heavy, pressured, and mentally exhausting.  In this episode, Nicole explores why this time of transition can be so uncomfortable—and how it can actually become one of the most powerful moments for clarity and expansion. Using Human Design as the lens,  Nicole breaks down what's really happening beneath the surface when fear, anxiety, or urgency start to creep in. You'll learn why clarity isn't something you "think" your way into, how over-relying on the mind keeps you stuck, and what it looks like to shift out of mental pressure and back into alignment with your body and energy. Nicole also walks through three core insights that help transform uncertainty into opportunity, including the role of your inner authority, why timing matters so much depending on your design, and how certain themes in your chart can pull you into doubt—or guide you back to trust—during moments of transition. Rather than offering generic mindset advice, this is a grounded, practical exploration of how your unique design influences the way clarity actually arrives for you. If you've been feeling pressure to have answers, to figure out the next move, or to "get it right" before the new year begins, this episode offers a different way forward—one rooted in self-trust, spaciousness, and alignment. Listen now! Learn more about your Human Design and get your full chart for free at https://www.nicolelaino.com/chart To download your copy of the Unshakeable Year Planning Guide click the link: https://nicolelaino.com/newyear or DM Nicole "New Year 2026" on Instagram at https://www.instagram.com/nicolelainoofficial/   To download the Secret Podcast on how to Build & Scale Your Business with Human Design click here: nicolelaino.com/secretpodcast    Be sure to visit nicolelaino.com/podcastlinks for all of the current links to events, freebies, and more!    If you enjoyed this week's episode, I'd so appreciate you doing a few things for me:  Please subscribe to the podcast on Apple Podcasts, Spotify, or wherever you listen! Rate and review the podcast on Apple Podcasts.  Tag me @nicolelainoofficial on your IG stories with a story of you listening to the podcast and I'll make sure to share your post!  Interested in learning more about working with me? Click here to learn more about how we can work together. 

    Banking Transformed with Jim Marous
    The Banking Growth Opportunity Banks Keep Missing

    Banking Transformed with Jim Marous

    Play Episode Listen Later Dec 29, 2025 6:45


    Nearly half of U.S. households are living paycheck to paycheck, yet millions of financially capable people are denied access to affordable credit. That is not a consumer failure. It is a system failure. I recently spoke at the Hope Global Forums in Atlanta, where the focus is on economic opportunity. I challenged the banking industry to address a blind spot. We rely on outdated credit models that look backward, not at real cash flow, real behavior, or real potential. When credit is denied, education alone does not work, mobility stalls, and banks lose the growth they say they want. Serving the underserved is no longer optional. It is the strategy gap holding this industry back.

    Fresh Manna
    Danger and Opportunity! (Mark 13:10)

    Fresh Manna

    Play Episode Listen Later Dec 29, 2025 3:48


    Achievement Hunting 101
    Level 382 - Squares, Domes, and Other Gaming Shapes

    Achievement Hunting 101

    Play Episode Listen Later Dec 29, 2025 64:24


    This Week's Panel - KooshMoose, wildwest08   Show Discussion - KooshMoose and wildwest08 are back and recording a few days before Christmas. Put down that figgy pudding, grab your champagne, and get ready for some Xbox achievement talk as we discuss the latest TA contest and what we've been playing for the past two weeks. You won't believe your eyes as wildwest returns to Assassin's Creed Mirage for some DLC before diving into the Games With Gold hit, SpongeBob's Truth or Square. Then KooshMoose drills in to why he thinks fans of the recent Roguelites will want to check out Dome Keeper. Hope you all had a Merry Christmas and are ready for a Happy New Year of Xbox achievement hunting!   Games Mentioned: wildwest08 - Assassin's Creed Mirage Valley of Memory DLC, SpongeBob's Truth or Square KooshMoose - Dome Keeper   ----- AH101 Podcast Show Links - https://tinyurl.com/AH101Links Intro music provided by Exe the Hero. Check out his band Window of Opportunity on Facebook and YouTube 

    Innovation Unplugged
    Creating Opportunity: Workforce Training That Matters

    Innovation Unplugged

    Play Episode Listen Later Dec 29, 2025 55:55


    In Episode 85, host Houston Blackwood and Matt Heaton sit down with Joseph Metz, Skills for Success Coordinator at Coastal Alabama Community College, to explore how workforce training is opening doors for students, job seekers, and individuals in recovery or correctional settings. Joseph shares his journey from recruiting to workforce development and the passion that drives his work. He discusses how Skills for Success courses at Coastal are helping students gain confidence, earn credentials, and step into careers with real opportunity.This episode offers a look at how genuine support, practical training, and a commitment to opportunity can change lives across Alabama's communities.

    The Balance Theory
    If You Want More Opportunities in 2026, Do THIS!

    The Balance Theory

    Play Episode Listen Later Dec 28, 2025 5:57


    If you've ever worried about staying relevant, being replaced, or falling behind in a world where AI is evolving faster than job titles… this clip is your wake-up call.In this conversation, global communications strategist Maha Abouelenein, who has worked with Gary Vee, Google, Netflix, Red Bull, and even the Prime Minister of Egypt, breaks down what actually makes someone valuable, memorable, and irreplaceable in 2026 and beyond.Whether you're building your career, growing your personal brand, or just trying to stand out in a crowded world, these insights will help you protect your edge and elevate your opportunities.

    Church in the Valley - Ontario Ranch Campus

    God has a beautiful purpose for each season.

    Theese Are The Aesthetics
    Opportunity Cost

    Theese Are The Aesthetics

    Play Episode Listen Later Dec 27, 2025 60:46


    Find us on all platforms: https://linktr.ee/TAPFLIN THIS EPISODE WE DISCUSS:0:00 - Intro8:49 - Art Basel recap16:23 - Gamma Air Jordan 11 release reactions 22:02 - Christmas plans 28:53 - 21 Savage new album 38:12 - Reactions to the Netflix Diddy Doc

    ON Uganda Podcast.
    The Real Cost of Ignoring Hygiene

    ON Uganda Podcast.

    Play Episode Listen Later Dec 27, 2025 30:21


    Julia Karungi, the founder of Bubbly Limited, a company focused on natural and biodegradable cleaning products in Uganda shares her shift from the restaurant business to creating natural oil and hygiene products, overcoming challenges in a market dominated by chemical-based cleaners. With her insights into how COVID-19 changed hygiene practices and the importance of sustainable solutions, Julia highlights the opportunities for new graduates and policymakers in the manufacturing and hygiene sectors. Discover how Babbly is combating epidemics through better hygiene practices and what it takes to build a middle-class economy in Uganda.00:00 Introduction to Natural Oil SOS00:49 Challenges in Personal Hygiene01:12 Meet Julia Karungi: Founder of Babbly Limited01:42 Journey into the Hygiene Industry02:08 Impact of COVID-19 on Hygiene Practices03:41 Transition to Cleaning Products05:44 Opportunities in the Hygiene Sector08:30 Training and Mentorship Initiatives11:38 Personal Motivation and Business Growth15:50 Connecting Personal Journey to Business16:13 Challenges in Business Registration and Taxation17:55 Navigating Industry Regulations and Training19:25 Government Support and Market Penetration21:01 Achieving a Middle-Class Economy24:59 Sustainability and Natural Products27:47 Impact of COVID-19 on Lifestyle Choices29:03 Conclusion and Contact InformationFollow up on LinkedIn with her anywhere in her namesShare your feedback on what you think it will take for Uganda to achieve a middle class economy, and inquiries at onuganda@gmail.com or WhatsApp +25678537996. PODCAST DISCLAIMER. The views and opinions expressed in the episode are those of the individuals. They do not represent or reflect the official position of the ON Uganda Podcast, so we do not take responsibility for any ideas expressed by guests during the Podcast episode. You are smart enough to take out what works for you.As of 4.06.25

    True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023
    My Wife Paid A Heavy Price After Trying To Find An Opportunity To Cheat With A Colleague

    True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023

    Play Episode Listen Later Dec 27, 2025 86:41 Transcription Available


    My Wife Paid A Heavy Price After Trying To Find An Opportunity To Cheat With A ColleagueBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

    True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023
    My Wife Paid A Heavy Price After Trying To Find An Opportunity To Cheat With A Colleague

    True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023

    Play Episode Listen Later Dec 27, 2025 86:41 Transcription Available


    My Wife Paid A Heavy Price After Trying To Find An Opportunity To Cheat With A ColleagueBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

    Moments of Grace
    Episode 2253: Ponder no longer...believe

    Moments of Grace

    Play Episode Listen Later Dec 27, 2025 7:21


    For those who are yet unconvinced about the birth of Jesus, becoming one of us and our Savior, Pastor Al Dagel encourages us to stop pondering the message of salvation and act on what we now know. and be saved by God's wonderful grace. 

    The Three Month Vacation Podcast
    Re-run 005 How To Calm Your Nerves Before A Speaking Opportunity

    The Three Month Vacation Podcast

    Play Episode Listen Later Dec 26, 2025 24:41


    Taste Radio
    Why Uncertainty Could Be CPG's Biggest Opportunity In 2026

    Taste Radio

    Play Episode Listen Later Dec 26, 2025 29:27


    As 2026 approaches, the Taste Radio hosts explore why uncertainty may actually favor emerging food and beverage brands. From changing definitions of value and retailer innovation to AI-driven discovery and standout new products, the episode highlights where real opportunity is taking shape in CPG. Show notes: 0:25: NYE Scaries? Opps. Value ≠ Price. AI For Awareness. Creamy Hummus, Swedish Food & More. – The hosts reflect on year-end anxieties and optimism heading into 2026, discussing the realities of entrepreneurship, resilience through challenges, and reasons for confidence in the food and beverage industry. They highlight ongoing consumer demand for better-for-you products, opportunities created by regulatory changes like the removal of synthetic dyes, continued at-home eating, and strong spending despite economic uncertainty. The conversation emphasizes that consumers are unlikely to abandon healthier or premium choices once adopted, creating space for emerging brands to grow as legacy brands stagnate. They also note increased M&A activity, retailer openness to innovation, and the growing role of technology and AI in product discovery and brand awareness. The episode features tastings and discussions of innovative products, from creamy hummus and sparkling coconut water to plant-based cheese, cocktail mixers, functional meat sticks and Swedish candy. Brands in this episode: Archer, Habiza, Sunbear, Once Upon A Coconut, Strange Water, Rebel Cheese, The Only Mix, Berski, Bubs, Sockerbit, Dirty Saint

    New Horizon Worship Center
    12/14 The Gift and Opportunity of Pain

    New Horizon Worship Center

    Play Episode Listen Later Dec 26, 2025 42:06


    Nashville Drummers Podcast
    Tim Carman: On Tour w/ Parlor Greens & Canyon Lights, Musical Mileage, Drumming Identity, Hockey Crossover, Work-Life Balance

    Nashville Drummers Podcast

    Play Episode Listen Later Dec 26, 2025 91:08


    Welcome Nashville newcomer Tim Carman! An international touring musician, session drummer, educator, and five-time published author, Tim currently records and tours extensively with Parlor Greens—a soul-jazz trio consisting of Tim on drums, Jimmy James on guitar, and Adam Scone on organ—and Canyon Lights, a garage rock group formed with singer/guitarist Pat Faherty, formerly the lead singer of GA-20. Tim also leads two of his own projects: Tim Carman & The Street 45s — a world-groove inspired funk band—and the Tim Carman Trio—a vintage organ jazz trio (à la Jimmy Smith) nominated for “Jazz Act of the Year” in 2022, 2023, and 2024 by the Boston Music Awards.In this episode, we dive deep into Tim's diverse musical upbringing in Boston, his approach to absorbing musical vocabulary and the importance of studying music history, and his time spent in LA, Denver, and the eventual move to Nashville. We discuss how he manages multiple original projects, work-life balance, his joy for hockey, and his approach to networking, social media, and landing endorsements. We hope you enjoy! Chapters:0:00 Intro 1:43 Nashville's Best Chicken 9:19 Tim's Education Books 17:45 Boston Punk Upbringing 22:48 Drum Box (Sponsor) 23:31 Hockey Crossovers 28:31 Parlor Greens Formation 30:44 Fuji Rock Festival in Japan 32:11 Balancing Multiple Projects 33:12 Switching Between Genres 35:16 Work-Life Balance 37:22 Low Boy Beaters (Sponsor) 38:04 Nashville's Scene 41:02 Punk Rock Influences 47:43 Networking and Opportunities 58:14 Drum Supply (Sponsor) 59:14 Social Media for Musicians 1:05:25 Memorable Concerts 1:09:29 Bucket List Venues 1:14:04 Groove MPL (Sponsor) 1:15:16 Endorsements and Gear Talk 1:23:17 Music City Audiology (Sponsor) 1:24:12 Closing Questions 1:29:43 OutroThank you to our Episode Sponsors:Drum Boxhttps://drumbox.spaceDrum Supplyhttps://www.drumsupply.comLow Boy Beatershttps://lowboybeaters.comGroove MPLhttps://www.groovempl.comMusic City Audiologyhttps://www.musiccityaudiology.comConnect with Tim:Instagram: https://www.instagram.com/tcarmandrumsWebsite: https://timcarmandrums.comMusic Featured in this Episode:"West Memphis" - Parlor Greens"Let Me In" - Canyon LightsSupport the showConnect with us:WebsiteInstagramTikTokYouTubeFacebookRecorded at Garden Groove Recording Space, Nashville, TNPodcast Artwork: GENUINE CREATIVE ART ⓒ 2025 Nashville Drummers Podcast, LLC

    Law Subscribed
    (157) Latent Legal Market Opportunities with AI and Subscriptions (live at MaxLawCon)

    Law Subscribed

    Play Episode Listen Later Dec 26, 2025 23:13


    Click here to sign up for a new platform that helps law firms use subscription billing.To stay up to date with Practi, subscribe to our newsletter at practi.ai/hello.On October 10, 2025, I presented live at MaxLawCon in Nashville on the topic of integrating. Here is the slide deck. Here are the top 5 takeaways:* The Traditional Billable Hour Model Is Becoming Obsolete. AI automation is eliminating a significant portion of billable legal work—up to 75% for firms in the near future. This makes the traditional hourly billing model unsustainable, as tasks that once took hours can now be completed in minutes.* A Massive Latent Legal Market Exists. There is a huge, underserved market for legal services—estimated at $1.3 trillion in the U.S.—comprised of people and businesses who need legal help but are not currently served by lawyers, often due to lack of pricing transparency and affordability.* Subscription Models Offer Predictable Revenue and Better Access. Switching to a subscription-based legal service model provides clients with pricing certainty and allows lawyers to build sustainable practices with predictable revenue, improved client relationships, and better staff retention.* AI Should Be Used Thoughtfully and with the Right Tools. Lawyers should use multiple, purpose-built AI tools (not just general ones like ChatGPT) and always verify AI outputs with source documents. Retrieval-augmented generation and tools that provide citations are especially valuable for legal work.* Ethical and Professional Obligations Favor Efficiency and Transparency. Continuing to bill by the hour without leveraging AI may violate professional conduct rules against wasteful procedures. Embracing AI and subscription models aligns lawyer incentives with client needs and supports access to justice.__________________________Sign up for Paxton, my all-in-one AI legal assistant, helping me with legal research, analysis, drafting, and enhancing existing legal work product.Get Connected with SixFifty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, a business and employment legal document automation tool.Sign up for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Gavel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, an automation platform for law firms.Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Law Subscribed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to subscribe to the weekly newsletter to listen from your web browser.Prefer monthly updates? Sign up for the Law Subscribed Monthly Digest on LinkedIn.Check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mathew Kerbis'⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ law firm ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscription Attorney LLC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Want to use the subscription model for your law firm? Click here to sign up for a new platform that helps law firms use subscription billing. Get full access to Law Subscribed at www.lawsubscribed.com/subscribe

    @BEERISAC: CPS/ICS Security Podcast Playlist
    Legacy Tech, AI Hype & Cyber Risk: What IT and OT Leaders Must Get Right

    @BEERISAC: CPS/ICS Security Podcast Playlist

    Play Episode Listen Later Dec 26, 2025 53:02


    Podcast: PrOTect It All (LS 26 · TOP 10% what is this?)Episode: Legacy Tech, AI Hype & Cyber Risk: What IT and OT Leaders Must Get RightPub date: 2025-12-22Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationAI promises transformation - but legacy technology, process gaps, and cyber risk often stand in the way. In this episode of Protect It All, host Aaron Crow sits down with veteran IT and cybersecurity leader Neil D. Morris, who brings over 30 years of experience across aerospace, defense, and energy sectors. Together, they cut through the hype to explore what really matters when modernizing technology and managing cyber risk in complex, real-world environments. Neil shares candid insights on why legacy systems still power critical operations, why replacing them isn't as simple as it sounds, and how organizations can unlock real value from AI without increasing risk. The conversation dives into tech debt, regulation, ROI, and the often-overlooked role of process in successful transformation. You'll learn: Why legacy systems aren't going away anytime soon The hidden risks of chasing AI without strong foundations How to balance security, usability, and business value Why process and governance matter more than tools How IT leaders can communicate cyber and AI value in business terms Where AI creates opportunity - and where it creates new attack paths Whether you're leading digital transformation, managing cyber risk, or advising the business on AI adoption, this episode delivers real talk and practical wisdom from the front lines of IT and OT leadership. Tune in to learn how to modernize responsibly, manage risk intelligently, and separate AI reality from hype only on Protect It All. Key Moments:  00:00 "Legacy Tech in Modern Firms" 06:22 "Technology, Change, and Customer Focus" 09:51 "Challenges in Articulating Cybersecurity Value" 12:27 "Tech Solutions Must Drive Value" 15:43 Sell Ideas Beyond the Code 19:03 "Ransomware Risks in Acquisitions" 24:02 Government, Services, and Compliance Debate 25:35 Balancing AI, Cybersecurity, and Regulation 30:33 BlackBerry's Downfall: Ignored Innovation 32:06 "Evolution and Misuse of AI" 34:45 "Opportunity to Lead Change" 37:52 "AI Without Guidance Backfires" 41:07 "AI: Smart but Context-Lacking" 46:45 "AI Empowering Business Transformation" 50:30 "Effortless Tech-Fueled Imitation" About the guest :  Neil D. Morris is a senior enterprise technology leader with 25+ years of experience in digital transformation, cybersecurity, and AI at scale. He currently serves as Head of IT at Redaptive and previously held CIO roles at Ball Aerospace and Maxar Technologies. Neil is known for guiding organizations through complex modernization efforts while balancing security, risk, and business value. How to connect Neil: https://www.linkedin.com/in/neildmorris/ Connect With Aaron Crow: Website: www.corvosec.com  LinkedIn: https://www.linkedin.com/in/aaronccrow Learn more about PrOTect IT All: Email: info@protectitall.co  Website: https://protectitall.co/  X: https://twitter.com/protectitall  YouTube: https://www.youtube.com/@PrOTectITAll  FaceBook:  https://facebook.com/protectitallpodcast  To be a guest or suggest a guest/episode, please email us at info@protectitall.co Please leave us a review on Apple/Spotify Podcasts: Apple   - https://podcasts.apple.com/us/podcast/protect-it-all/id1727211124 Spotify - https://open.spotify.com/show/1Vvi0euj3rE8xObK0yvYi4The podcast and artwork embedded on this page are from Aaron Crow, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

    Football Daily
    Manchester United's Fernandes blow & player discipline at Christmas

    Football Daily

    Play Episode Listen Later Dec 25, 2025 39:16


    Katie Smith is joined by former West Ham and Aston Villa midfielder Nigel Reo-Coker and Brighton midfielder Fran Kirby to look ahead to the busy festive football period.They discuss what it's like to be a footballer at Christmas time and whether it's possible to enjoy the holidays while also getting ready for matches.Boxing Day's only Premier League match this year sees Manchester United host Newcastle, the panel discuss how much Ruben Amorim's side will miss Bruno Fernandes during his spell out injured.Coventry City look to take another step towards promotion to the top flight when they host Swansea on Boxing Day and Sky Blues fan Katie Stafford discusses what life is like at the moment.The panel also chat about West Ham's struggles and the WSL headlines going into the winter break.1:00 – Nigel and Fran's Christmas traditions 2:30 – Player management at Christmas 4:10 – Nigel on players being weighed after Christmas Day 7:30 – Festive training plans 11:00 – How much will Man Utd miss Bruno Fernandes? 17:30 – Opportunity for Kobbie Mainoo 19:30 – Newcastle focus 24:00 – Coventry City fan Katie Stafford 30:30 – Fran Kirby on WSL 35:00 – Nigel on West Ham 37:40 – Nigel and Fran's Christmas wishes

    April Garcia's PivotMe
    E343. The Holiday Pivot: 3 Moves to End the Year Strong

    April Garcia's PivotMe

    Play Episode Listen Later Dec 25, 2025 10:13


    Everyone else is "winding down." You're deciding whether next year is accidental… or intentional. In this timely end-of-year episode of PivotMe, April breaks down three powerful holiday pivots that separate small-business owners who strategically recharge from those who collapse into January already behind. This isn't about hustling through the holidays. It's about protecting margin, deepening connection, and quietly positioning your next big year while everyone else naps. If you want to close the year like a leader and step into the next one with clarity instead of chaos, this episode is your playbook. Part 1: The Gift of Margin Theme: Protect your time, energy, and profit before you gift them all away. December isn't the time for more strategy — it's the time for boundaries. April challenges listeners to audit their calendars, guard their best hours, and stop leaking energy through guilt-driven yeses. Key insight: A boundary isn't selfish — it's self-respect. And your brain needs protection if it's going to lead next year. Part 2: The Pivot of Gratitude and Connection Theme: Reflect on who helped you — and strengthen the relationships that carried you. Before charging into resolutions, April invites listeners to look back at the people who showed up this year — teammates, vendors, friends, and quiet supporters. Gratitude isn't soft. It's one of the strongest retention and leadership strategies you have. Part 3: The Holiday Business Pivot Theme: Prep your next year like the pros do while everyone else checks out. While most entrepreneurs mentally clock out in December, leaders quietly position their relaunch. April walks through: Reviewing the top 3 wins of the year Releasing dead offers, draining clients, and pointless expenses Resetting the story of how you want your business talked about next year Because the best Januarys are built in December. Pivot Point Takeaway Rest doesn't mean disengage. It means prepare with intention. Protect your margin. Practice gratitude. Position your relaunch. Want the checklist to walk this episode into real action?   ----------------

    Serving, Not Selling
    273 | The Agent Who Chose 30 Homes Over 70 (The Result Was Life-Changing!)

    Serving, Not Selling

    Play Episode Listen Later Dec 25, 2025 20:17 Transcription Available


    What if doing less in real estate actually gave you more — more peace, more presence at home, and a stronger business?In this episode of The Faithful Agent Podcast, Garrett Maroon shares a powerful true story of an agent who chose 30 homes over 70 — and how that single decision changed everything. This intentional decision was made so this agent could finally pick her daughter up from school — the very reason she entered real estate in the first place. Through this story and his own journey, Garrett exposes how hustle culture baptizes burnout, ties identity to production, and quietly steals what matters most.This episode explores what it means to define a healthy ceiling, work from obedience instead of pressure, and trust God as the true builder of our businesses. Garrett shares how reducing his workweek from 60 hours to 40 didn't shrink his business — it saved his life, his marriage, and his peace.If you're winning on paper but losing at home, this conversation will challenge you to rethink success, redefine faithfulness, and choose a pace that protects your family and honors the Lord.Key TakeawaysHustle culture often disguises burnout as ambitionChoosing fewer clients can actually increase impact and referralsSelling more homes is not always obedienceA healthy business starts with a healthy homeGod builds the business — not your availability 24/7Working fewer hours can strengthen your marriage and familyA hurried agent can never be a trusted advisorDefining a “healthy ceiling” protects faith, family, and peaceClients respect clear boundaries more than constant accessSometimes the bravest decision is choosing lessChapters00:00 – Introduction & the Story of Choosing 30 Over 70 02:20 – Why Hustle Culture Is So Dangerous 04:25 – When Winning on Paper Means Losing at Home 06:30 – Reducing Work Hours Without Killing Your Business 08:40 – Setting Boundaries Clients Will Respect 10:40 – Defining a Healthy Ceiling 12:55 – Obedience vs. Opportunity 14:30 – Why Fewer Clients Can Mean More Referrals 15:30 – Protecting What Matters Most 17:20 – Final Encouragement & Call to Action

    The Business of Apparel
    How to Turn Holiday Returns into Lifetime Customers for Your Apparel Brand

    The Business of Apparel

    Play Episode Listen Later Dec 25, 2025 13:12


    How to Turn Holiday Returns into Lifetime Customers for Your Apparel Brand Returns don't have to hurt your brand...they can build it. In this short yet powerful episode of The Business of Apparel Podcast, Rachel shares how returns and exchanges, especially during the busy holiday season, can be transformed into a strategic advantage for your apparel brand. Instead of dreading post-holiday returns, learn how to handle them for quality data, improve your customer service touchpoints, and build brand loyalty. Rachel walks through how to handle customer feedback (the good and the brutal), why you should never chase perfection for everyone, and how to create a customer experience that leaves people talking, in a good way. Whether you're deep in the return season or planning for next year, this episode will shift your mindset and help you lead with confidence. Key Moments: 00:00 Introduction to Returns and Exchanges 00:31 Holiday Returns: Turning Stress into Opportunity 01:56 Collecting Valuable Feedback 03:13 Handling Sizing and Fit Issues 07:18 Quality Concerns and Customer Preferences 08:51 Creating a Positive Customer Service Experience 11:35 Conclusion    Sign up for the Secrets Behind Billion Dollar Apparel Brands Masterclass here: https://www.thebusinessofapparel.com/secrets Join The Board here: https://www.thebusinessofapparel.com/the-board We can't wait to hear what you think of this episode! Purchase the Business of Apparel Online Course: https://www.thebusinessofapparel.com/course To connect with Rachel, you can join her LinkedIn community here: LinkedIn. To visit her website, go to: www.unmarkedstreet.com.   

    The DMF With Justin Younts
    DMF Episode 317 — Producer Christine La Monte (Part 3): "Are You Afraid to Say Yes? The Risks of Opportunity"

    The DMF With Justin Younts

    Play Episode Listen Later Dec 25, 2025 23:15


    Welcome to the DMF! I'm Justin Younts, and today we're spotlighting the wisdom and creative spirit of Christine La Monte, who reminds us of the power of one simple word: yes. For Christine, saying yes has opened doors throughout her life and career — from directing plays to embracing unexpected film projects. One such opportunity is tied to her husband's book, Justice Deferred, which was once optioned by Warner Brothers and has now returned to her control. With screenwriter Laura Curran attached, Christine is actively pushing forward to bring it to life as a feature or series.Christine speaks openly about embracing challenges with purpose. She often reflects on the book The Journey of the Everyday Hero, a philosophy she lives by — that every challenge carries the seed of growth. She believes deeply that experiences, both good and difficult, shape who we are meant to become.Her commitment to self-care and spirituality also fuels her creative work. Through walking meditation, saying the rosary, and carving out moments of quiet connection, Christine finds balance amid a whirlwind of meetings, screenings, and creative responsibilities.Books remain a core source of joy and expansion for her — she belongs to two book clubs and loves the way literature broadens perspective and sparks conversation.Whether you're an aspiring filmmaker, a writer, or someone simply looking for motivation, Christine's journey is a reminder to say yes, lean into challenge, and trust that your path is unfolding as it should.Thank you for joining us on this episode of the DMF. Don't forget to like, share, and subscribe for more inspiring conversations!00:00:00 - Introduction00:00:09 - Justice Deferred and Future Projects00:00:57 - The Power of Saying Yes00:02:01 - The Journey of the Everyday Hero00:02:56 - Personal Beliefs and Practices00:03:58 - Daily Routine00:05:07 - Film and Television Preferences00:06:18 - Professional Associations and Experiences00:08:25 - Meditation Practices00:10:55 - Physical Activities00:11:54 - Current Reads00:15:23 - Influence of Filmmakers00:16:13 - Working with David Lynch00:16:34 - Lessons from Masters00:16:59 - Music Preferences00:20:02 - Work Ethic00:20:35 - The Role of Producers00:21:34 - Current Watchlist00:22:33 - Contact Information

    Sports Cards Live
    Shohei Ohtani $3M Logoman Sale + Opportunity Cost vs Comps + Why Comps Control The Hobby

    Sports Cards Live

    Play Episode Listen Later Dec 25, 2025 46:18


    We tackle one of the biggest hobby moments of the year: Shohei Ohtani's 1-of-1 Gold MLB Logoman autograph selling for $3 million on Fanatics Collect, followed days later by a $3.1 million Jordan Kobe dual Logoman sale at Heritage. From there, the conversation widens into something much bigger than one card. Is modern ultra high-end moving too fast? Does a card need “time to breathe,” or does Ohtani's career, global reach, and historical context override that idea entirely? We compare the sale to Paul Skenes' $1.1 million debut patch, debate opportunity cost versus singular grail ownership, and question whether one or two buyers can drag an entire market upward. The discussion then pivots into a deep dive on the comp economy. How much judgment are collectors outsourcing to strangers? Are comps guidance or control? When do comps work, when do they break, and how do concepts like triangulation, opportunity cost, and buyer intent actually play out in real hobby behavior? The segment closes with a heavy PSA conversation following the downgrade of a Wilt Chamberlain rookie from PSA 10 to PSA 9, wiping out roughly $800,000 in market value. We discuss whether that sale should remain in public comp databases, if it deserves an asterisk, and what “descriptive vs prescriptive” data really means when trust, grading, and market memory collide. Join us live every Saturday night on YouTube for Sports Cards Live and be part of the conversation in real time. Subscribe and turn on notifications so you don't miss breaking hobby news, emergency streams, and guest-driven discussions. You can also listen on Spotify, Apple Podcasts, and all major podcast platforms. And if you're exploring collector identity, head to TheHobbySpectrum.com to join the waitlist, get an access code, and add your hobby and social links to the Spectrum Directory. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Best Real Estate Investing Advice Ever
    Best of 2025 Replay: Capital Market Opportunities, Multifamily Absorption Trends, & Lender Relationship Strategy for Market Distress ft. Joe Fairless

    Best Real Estate Investing Advice Ever

    Play Episode Listen Later Dec 24, 2025 30:36


    *Previously aired episode* John Chang interviews Joe Fairless, co-founder of Ashcroft Capital, about navigating today's complex commercial real estate landscape. Fairless, who manages over $2.8 billion in assets across 14,000 apartment units, shares insights on finding opportunities amid market distress by cultivating relationships with lenders seeking capable operators for distressed properties. They discuss the record-breaking apartment absorption in late 2023, the decreasing construction pipeline, and how these fundamentals create buying opportunities despite challenging capital raising conditions. Fairless also candidly addresses lessons learned from previous deals and emphasizes the importance of "extreme ownership" when communicating with investors during difficult market periods. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Your World Within | Life Stories By Eddie Pinero
    You've Come Too Far To Stop Now...KEEP GOING

    Your World Within | Life Stories By Eddie Pinero

    Play Episode Listen Later Dec 24, 2025 29:44


    Opportunity only ceases to exist when you stop moving forward...More from Eddie Pinero:Monday Motivation Newsletter: https://www.eddiepinero.com/newsletterYour World Within Podcast: https://yourworldwithin.libsyn.com/Stream these tracks on Spotify - https://spoti.fi/2BLf6pBInstagram - @your_world_within and @IamEddiePineroTikTok - your_world_withinFacebook - https://www.facebook.com/YourworldwithinTwitter - https://www.twitter.com/IamEddiePineroBusiness Inquiries - http://www.yourworldwithin.com/contact#liveinspired #yourworldwithin #motivation

    Mully & Haugh Show on 670 The Score
    Bears have a big opportunity in front of them to cash in

    Mully & Haugh Show on 670 The Score

    Play Episode Listen Later Dec 24, 2025 16:51


    Bears have a big opportunity in front of them to cash in full 1011 Wed, 24 Dec 2025 13:37:50 +0000 e9ANTxUv1HYKC3mldp8kqKeCkWH5bRGF nfl,chicago bears,sports Mully & Haugh Show nfl,chicago bears,sports Bears have a big opportunity in front of them to cash in Mike Mulligan and David Haugh lead you into your work day by discussing the biggest sports storylines in Chicago and beyond. Along with breaking down the latest on the Bears, Blackhawks, Bulls, Cubs and White Sox, Mully & Haugh routinely interview the top beat writers in the city as well as team executives, coaches and players. Recurring guests include Bears receiver DJ Moore, Tribune reporter Brad Biggs, former Bears coach Dave Wannstedt, Pro Football Talk founder Mike Florio, Cubs president of baseball operations Jed Hoyer and Cubs pitching coach Tommy Hottovy.Catch the Mully & Haugh Show live Monday through Friday (5 a.m.- 10 a.m. CT) on 670 The Score, the exclusive audio home of the Cubs and the Bulls, or on the Audacy app. For more, follow the show on X @mullyhaugh. © 2025 Audacy, Inc. Sports False https://player.amperwavepodcasting.c

    The Future of Supply Chain: a Dynamo Ventures Podcast
    Re-Air: Surprises and Opportunities in Supply Chain Investing with Zach Fredericks of Primary Venture Partners

    The Future of Supply Chain: a Dynamo Ventures Podcast

    Play Episode Listen Later Dec 24, 2025 27:44


    From time to time, we'll re-air a previous episode of the show that our newer audience may have missed. During this episode, Santosh is joined by Zach Fredericks, Principal at Primary Venture Partners, an early-stage VC firm that focuses on B2B SaaS, fintech, health, devtools, built world, and supply chain. In this conversation, Santosh and Zach discuss Zach's unexpected entry into supply chain and venture capital, detailing his experiences at Loadsmart and BlackRock. The discussion highlights the pandemic's impact on supply chains, emphasizing the need for resilience and adaptable solutions. Zach underscores the importance of decision intelligence and data interoperability, predicting a shift from EDI to APIs. He also discusses investment trends, advocating for near-shoring and expressing optimism about the trucking industry's future. The episode offers valuable insights into supply chain innovation and investment opportunities and so much more! Highlights from their conversation include:Overview of Primary Ventures (1:17)Zach's Background in Supply Chain (2:42)Macro Thesis from Pandemic Insights (4:46)Surprises in Software Adoption (6:55)Opportunities for Entrepreneurs (9:03)Decision Intelligence Importance (12:07)AI's Role in Supply Chain (14:48)Investment in Lyriq (19:01)Advice for Founders in Supply Chain (22:20)Investment Strategies in Supply Chain (23:48)Business Model Viability (25:01)This or That Segment: (26:27)Final Thoughts and Takeaways (27:05)Dynamo is a VC firm led by supply chain and mobility specialists that focus on seed-stage, enterprise startups.Find out more at: https://www.dynamo.vc/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Marietta Daily Journal Podcast
    Atlanta's Christmas Day forecast sees temperatures near record high | Vegan Bakery opens in East Cobb | Marietta History Center revisits the Square's Christmas Past

    Marietta Daily Journal Podcast

    Play Episode Listen Later Dec 24, 2025 7:50


    MDJ Script/ Top Stories for December 24th Publish Date:  December 24th Commercial: From the BG Ad Group Studio, Welcome to the Marietta Daily Journal Podcast.    Today is Wednesday, December 24th and Happy Birthday to Howard Hughes I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal Atlanta's Christmas Day forecast sees temperatures near record high Vegan Bakery opens in East Cobb Marietta History Center revisits the Square’s Christmas Past All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: INGLES 9 STORY 1: Atlanta's Christmas Day forecast sees temperatures near record high It’s not exactly sweater weather, folks—Christmas in Atlanta is shaping up to feel more like a spring fling. Highs are expected to hit the low to mid-70s, putting this year in the running for one of the warmest Christmas Days on record. The all-time high? A toasty 75 degrees back in 2015. Rain? Not likely. Just sunshine, warmth, and maybe a little disbelief. STORY 2: Vegan Bakery opens in East Cobb  Tropicups, a vibrant new vegan bakery, officially opened its doors on Saturday, bringing cupcakes, cakes, and a whole lot of heart to 2525 Shallowford Road. Owner and baker Renée de Gannes Penn started Tropicups as a home bakery, whipping up treats for friends and family after going vegan a few years ago. Now, with her first storefront, she’s serving up cupcakes, brownies, lemon-blueberry squares, and even vegan soft-serve ice cream. Custom orders? Yep, she’s got those too. The name “Tropicups” is a nod to her Trinidadian roots—“tropical” meets “cupcakes.” But her treats aren’t just for vegans. “People with dairy, egg, or gluten allergies love them too,” she said, though she notes the bakery isn’t allergy-certified. De Gannes Penn hopes Tropicups becomes a community hub. “I’m just so excited to share this with everyone,” she said. STORY 3: Marietta History Center revisits the Square’s Christmas Past  The Marietta History Center and Parks and Rec are taking a stroll down memory lane—Christmas tree style. Every year, Glover Park gets its holiday glow-up with a big, beautiful tree, and now the history center is celebrating that tradition by sharing photos of past displays. The collection spans from 1987 to 2001, showcasing everything from classic decorations to quirky, playful themes. “These trees have been the heart of Marietta Square’s holiday season for decades,” the museum shared on social media. “We’re thrilled to keep their stories safe—no dusting required!” We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We’ll be right back. Break: INGLES 9 STORY 4: Congregation Ner Tamid celebrates 10th annual Marietta Square Menorah lighting Marietta Square buzzed Saturday night—families, friends, officials, all huddled together under the glow of the menorah for Congregation Ner Tamid’s 10th annual Hanukkah celebration. The air smelled like latkes and fried donuts, kids clutching raffle tickets, hoping for gift cards from local shops. Rabbi Joseph Prass, marking a decade with the synagogue, called up children to light the candles, weaving the story of Hanukkah into the night. “Freedom,” he said, “is worth celebrating—publicly, boldly.” The crowd nodded, some teary-eyed. After all, safety isn’t guaranteed everywhere. Prass reflected on recent tragedies, grateful for this moment of peace. Chocolate coins flew, kids laughed, and the night ended with blessings sung loud enough to echo. STORY 5: Georgia Power wins approval for massive expansion   Chaos. That’s the only word for it. Last week, Georgia Power got the green light—unanimously, no less—from state regulators to build five gas plants, a move critics say could cost $60 billion. Sixty. Billion. Dollars. That’s five Hoover Dams’ worth of power, and nearly a 50% boost in capacity. Why? Supposedly, tech giants need it for their AI and server farms. But here’s the kicker: the numbers? Secret. Opponents begged for transparency—“show your work,” they said. Nope. Denied. The vote? Rushed, just weeks before two new Democratic commissioners take office. Break: STORY 6: Atlanta named best US city for Christmas in 2025 by WalletHub     Turns out, Atlanta’s the place to be for Christmas this year. WalletHub just crowned it the best city in the U.S. to celebrate the holidays in 2025. Why? Well, it’s not just the lights or the shopping (though there’s plenty of that). Atlantans are apparently big on giving—clothing drives, online donations, you name it. Generosity, it seems, is kind of our thing. San Francisco came in second (candy shops galore), Seattle third (tree farms and bakeries, anyone?). Meanwhile, Stockton? Dead last. But hey, as one expert put it: the best holiday moments? They don’t cost a dime. STORY 7: Georgia prepares for Sugar Bowl rematch as Ole Miss promises a better fight  Here we go again. Georgia vs. Ole Miss, round two—this time in the Sugar Bowl. The Bulldogs took the first matchup back in October, a wild 43-35 shootout in Athens, but Ole Miss? They’re not exactly rolling over. A lot’s changed since then. Lane Kiffin’s out, Pete Golding’s in, and Ole Miss just steamrolled Tulane. Oh, and they’ve got a new QB, Trinidad Chambliss, who’s been proving doubters wrong all season. Revenge? Maybe. Opportunity? Definitely. Buckle up. We’ll have closing comments after this. Break: INGLES 9 Signoff-   Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com See omnystudio.com/listener for privacy information.

    Patriots Player & Coach Audio
    Vrabel on trying to win the AFC East division: "We still have opportunities to do it"

    Patriots Player & Coach Audio

    Play Episode Listen Later Dec 24, 2025 12:28 Transcription Available


    Patriots head coach Mike Vrabel addresses the media on Wednesday, December 24, 2025.See omnystudio.com/listener for privacy information.

    Atlanta Real Estate Forum Radio
    Supreme Lending: Navigating Mortgages & First-Time Buyer Opportunities

    Atlanta Real Estate Forum Radio

    Play Episode Listen Later Dec 24, 2025 24:17


    Homebuying isn't one size fits all, and your mortgage shouldn't be either. Kimberly Nehiley, senior loan officer at Supreme Lending, joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to discuss nontraditional loan options and creative strategies every Atlanta homebuyer should know. Why Homebuyers Need a Mortgage Expert Buying a home is often the most significant financial decision a person will make, and the process can feel overwhelming. Supreme Lending goes beyond traditional loan origination to help clients evaluate cash flow, debt and long-term financial goals. Nehiley said, “It’s usually the product that they have the most anxiety about, because you’re dealing with their credit, their income, their money, their hopes and dreams, and their family’s hopes and dreams.” Supreme Lending also offers Supreme Essentials, which includes Budget Essentials and Credit Essentials, 20- to 30-minute online courses that guide clients on budgeting and credit management. The firm's in-house credit expert, with more than 30 years of experience at credit bureaus, helps clients raise their scores by an average of 100 points. Nehiley said, “Maybe you’re at a 650, but getting to 750 changes your interest rate by half a percent. I mean, those can be substantial amounts.” To make the mortgage process more transparent, Supreme Lending uses an AI-powered tool called the Home Buyer Journey. The technology includes several modules that guide clients through every step of the homebuying process. Innovative Mortgage Options for Today's Buyers Looking for more flexibility in your mortgage? Nehiley shares some of her favorite options that are gaining traction: Bank Statement Loans: For self-employed borrowers, income is verified through bank deposits instead of tax returns. Debt Service Coverage Ratio (DSCR) Loans: These loans focus on rental property cash flow rather than personal income. 40-Year Mortgages: 40-year mortgages reduce monthly payments for increased affordability. Proposed 50-year mortgages could provide additional flexibility for debt management and short-term affordability. Two-One Buydowns: Two-one buydowns are temporary interest rate reductions that benefit both homebuyers and builders. Interest-Only Mortgages: Homebuyers manage their cash flow while benefiting from home appreciation. “These loans are vehicles to help buyers now—they don't mean you're locked in for decades,” said Nehiley. “You can refinance or adjust as your situation changes.” Helping Buyers Make Smart Decisions With numerous loan options and fluctuating rates, Nehiley is passionate about educating clients to reduce confusion and stress. She breaks down costs into manageable steps, showing how small changes in loan amounts, down payments or home prices affect monthly payments. “For every $10,000 in home price, your monthly payment changes by roughly $60 to $70. That perspective helps buyers make informed decisions and avoid sticker shock.” Tune into the full episode for deeper insight into innovative mortgage products, creative financing solutions and how buyers can navigate today's evolving homebuying landscape. Learn more about Supreme Lending at www.supremelending.com. About Supreme Lending Supreme Lending is a nationwide mortgage lender that offers a broad array of home financing products, including conventional, FHA, VA, USDA and jumbo loans, as well as refinancing options tailored to individual borrower needs. The company operates in all 50 states and emphasizes a customer‑centric philosophy aimed at building long‑term client relationships through competitive rates, personalized service and efficient loan processing. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com. About Atlanta Real Estate Forum Radio Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post Supreme Lending: Navigating Mortgages & First-Time Buyer Opportunities appeared first on Atlanta Real Estate Forum.

    Off Guard with Austin Rivers
    LeBron's Christmas Day Comments + the Dynamic Between Opportunity & Development

    Off Guard with Austin Rivers

    Play Episode Listen Later Dec 24, 2025 46:55


    (00:30) Optimism for the Charlotte Hornets  (07:00) LeBron & Christmas  (13:15) Kevin Durant & Bruce Brown's Altercation(15:30) Opportunity vs Player Development(24:30) Recapping T-Wolves vs Thunder(27:30) Tanking & a Star-Studded Draft Class(32:00) Pausha's Apology to AJ Dybantsa(37:30) Christmas Day Games(42:30) Rapid Fire: Christmas Edition  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Mind of a Millionaire
    EP:172 - December Investment Insights (Opportunities in AI, Comparing Bubbles, and New Year's Resolutions)

    Mind of a Millionaire

    Play Episode Listen Later Dec 24, 2025 48:29


    Advisors and co-hosts Zachary Bouck, CIMA®, CFP®, and Austyn Garcia, recap our December 2025 portfolio meeting, discussing what happened in the markets over the last month, our approach to traditional asset allocation (cash, fixed-income, equities, and alternatives), and our general outlook for the next 6-12 months in the markets.  0:00 – Introduction & Action Items 5:19 – Investment Market Overview & Trends 10:22 – Opportunities in Tech & AI 15:27 – The Future of Data Centers & Space Exploration 20:15 – Comparing Tech Bubbles: Lessons from History 25:21 – Investing Strategies: Balancing Risk & Opportunity 25:50 – The Evolution of Investment Strategies 30:41 – Navigating Cash in Today's Market 35:58 – Setting Goals & New Year's Resolitions Visit www.denverwealthmanagement.com to schedule a free consultation. 

    Whiskey & Wisdom
    Relationship. Real Estate. Reinvention.

    Whiskey & Wisdom

    Play Episode Listen Later Dec 24, 2025 74:44


    From Jewelry to Real Estate: Patrick Giarelli's Journey of Optimism and Success In this episode of the West Western Podcast, co-hosts Tyler Yaw and Chris Kellum are joined by special guest Patrick Giarelli, a former jewelry professional turned real estate investor. The conversation covers Patrick's career trajectory, starting from his early days at Reed's Jewelers to his current endeavors in real estate. Patrick shares insights on maintaining a positive mindset, the impact of relationships, and the various strategies for real estate investment. The episode also touches on Patrick's role as a wedding officiant and his upcoming TEDx talk. The trio discusses the challenges and rewards of their professional journeys, offering valuable advice on career shifts, investments, and personal growth. 00:00 Introduction and Welcoming the Guest 00:22 Reflecting on Past Experiences 02:10 The Power of Positive Relationships 02:48 Patrick's Career Journey 06:25 Transition to Real Estate 08:37 Real Estate Investment Strategies 14:36 Challenges and Opportunities in Real Estate 21:49 Local Real Estate Market Insights 41:05 Movie References and Activities 41:34 Becoming an Ordained Minister 43:38 Acting and Public Speaking 44:32 TEDx Talk and Optimism 46:20 Defining Success and Personal Growth 57:04 Whiskey and Wisdom 58:15 The World of Bourbon and Whiskey 01:12:19 Podcasting and Networking 01:13:09 Conclusion and Final Thoughts

    The Brett Winterble Show
    Optimism, Opportunity & Leadership On The Brett Winterble Show

    The Brett Winterble Show

    Play Episode Listen Later Dec 24, 2025 107:02 Transcription Available


    Tune in here to this Tuesday's edition of the Brett Winterble Show! Brett kicks off the program by talking about optimism for the economy and the enduring opportunity of America.saying he feels genuinely excited about where the country is headed as the year comes to a close. While acknowledging ongoing challenges, Brett emphasizes that there has never been a better time to be alive, pointing to innovation, entrepreneurship, and the ability to build businesses or causes right from a smartphone. He highlights younger generations, especially teens and young adults, as hardworking, entrepreneurial, and determined, noting their willingness to grind, work multiple jobs, and reject ideas that limit personal opportunity We’re joined by Don Brown from Brown for NC to talk about his bid for U.S. Senate and the growing national debt. Brown discusses why he believes exploding federal spending is the most urgent issue facing the country, warning that unchecked debt threatens the strength of the dollar and long-term economic stability. He outlines his call for aggressive government reform, including eliminating entire federal agencies rather than simply trimming budgets. Brown also shares which leaders have influenced his thinking, pointing to strong conservative voices and a need for Congress to reclaim its constitutional role. Listen here for all of this and more on The Brett Winterble Show! For more from Brett Winterble check out his YouTube channel. See omnystudio.com/listener for privacy information.

    VIN Foundation: Veterinary Pulse
    Dr. Kate Creevy on panic zone vs. stretch zone and the benefit of staying open to opportunities

    VIN Foundation: Veterinary Pulse

    Play Episode Listen Later Dec 24, 2025 56:22


    Listen in as we talk with Dr. Kate Creevy about her fascinating and insightful path in veterinary medicine. She shares how decisions she didn't see as impactful at the time played crucial roles in her career development, and the important role of science and research for the future of human and animal kind. Plus, learn how a phone call that started with “I got this guy in genetics” led to her role as Co-Founder and Chief Veterinary Officer with the Dog Aging Project, and her advice to veterinary students and colleagues as a veterinary school professor. This is one of those episodes you will want to listen to, save, and listen to again. As always, we want to hear from YOU. Please share your thoughts by sending an email or joining the conversation.     Photo credit: Texas A&M University College of Veterinary Medicine & Biomedical Sciences photo, Dr Creevy with two Border Collies at different parts of their lifespan journey - Poet at age 3, and Sophie at age 14. GUEST BIO: Kate Creevy, DVM, MS, DACVIM-SAIM Dr. Creevy's educational path includes Georgetown University (BS), the University of Tennessee (DVM), the University of Minnesota (small animal rotating internship) and the University of Georgia (internal medicine residency and MS in Infectious Disease). Along the way she has worked in emergency practice in the Twin Cities and Washington DC, as well as academic emergency practice at UGA, and completed a Cancer Research Training Award Fellowship developing protocols for chimeric bone marrow transplantation in immunodeficient dogs at the NIH's National Cancer Institute. After ten years as a small animal internist on UGA's faculty, she joined the faculty at Texas A&M University's School of Veterinary Medicine where she is now a Professor in Small Animal Internal Medicine.  Dr. Creevy is the Chief Veterinary Officer for the Dog Aging Project, a multicenter, multidisciplinary research collaboration, with over 50,000 dogs enrolled across the US. The long-term goal of the Dog Aging Project is to understand the genetic and environmental determinants of healthy aging in companion dogs. In addition to her work on canine aging, Dr. Creevy's research interests include infectious disease, and the development of lifelong learning skills and critical thinking skills among professional students and early-career veterinarians.     LINKS AND INFORMATION: Dog Aging Project: https://dogagingproject.org/ University of Tennessee, College of Veterinary Medicine: https://vetmed.tennessee.edu/ University of Georgia, College of Veterinary Medicine: https://vet.uga.edu/ Texas A&M College of Veterinary Medicine: https://vetmed.tamu.edu/ One Health: https://www.who.int/health-topics/one-health#tab=tab_1 Zoobiquity book: https://www.zoobiquity.com/ Lessons in Chemistry book: https://www.goodreads.com/book/show/58065033-lessons-in-chemistry   If you like these podcast and want to hear more, please support these efforts through a donation to the VIN Foundation: https://vinfoundation.org/give/ You may learn more about the VIN Foundation, on the website, or join the conversation on Facebook, Instagram, LinkedIn, or signup for the newsletter. If you like this podcast, we would appreciate it if you follow and share. As always, we welcome feedback. If you have an idea for a podcast episode, we'd love to hear it!

    Words & Numbers
    Episode 483: We Love Inequality

    Words & Numbers

    Play Episode Listen Later Dec 23, 2025 60:13


    In this episode, we look at what happens when artificial intelligence is put in charge of real-world systems, starting with an experiment in automated pricing and what it reveals about incentives, scarcity, and control. We turn to Denmark's decision to shut down its national postal service, using it to examine the decline of physical mail, environmental tradeoffs, and why government monopolies struggle to compete with private delivery. We highlight the week's “foolishness,” including the rise of competitive spreadsheet championships, before turning to a broader discussion about inequality. We examine IQ distributions, bell curves, and why inequality is often confused with poverty, exploring the limits of measures like the Gini coefficient, the difference between snapshot and lifetime earnings, and the role of incentives, envy, and value creation. We close by contrasting equality of opportunity with equality of outcome and asking what societies should actually care about when assessing fairness and prosperity. 00:00 Introduction and Overview 00:27 AI Runs a Vending Machine at the Wall Street Journal 01:52 When AI Meets Communism and Price Controls 03:52 Why AI Isn't Replacing Humans Anytime Soon 04:32 Denmark Shuts Down Its Postal Service 06:11 Is Physical Mail Environmentally Absurd? 07:39 Why the Postal Service Can't Compete 11:43 The Foolishness of the Week: Excel World Championships 13:25 Are Spreadsheets More Important Than Football? 15:08 Main Topic Setup: Should We Care About Inequality? 16:13 IQ, Bell Curves, and Random Distributions 23:05 Why Inequality Is Not the Same as Poverty 25:36 The Gini Coefficient and Its Limits 28:57 Sports, Superstars, and Value Creation 38:00 Taxes, Transfers, and the Illusion of Inequality 41:57 Lifetime Earnings vs Snapshot Inequality 45:14 Equality of Opportunity vs Equality of Outcome 49:30 Envy, Incentives, and Human Motivation 53:38 Closing Thoughts on Inequality and Society Learn more about your ad choices. Visit podcastchoices.com/adchoices

    2B Bolder Podcast : Career Insights for the Next Generation of Women in Business & Tech
    #149 Sandy Carter on How Bold Leadership And Smarter AI Choices Create Real Opportunity

    2B Bolder Podcast : Career Insights for the Next Generation of Women in Business & Tech

    Play Episode Listen Later Dec 23, 2025 37:59


    In this episode of 2B Bolder, I sit down with Sandy Carter, Chief Business Officer at Unstoppable Domains, former AWS and IBM executive, Forbes contributor, and author of AI First, Human Always.We talk about what it really means to take smart risks, build influence through visibility, and lead in fast-moving spaces like AI and Web3, even when you don't feel 100 percent “ready.”Sandy shares pivotal career moments, including a $5 billion bet that didn't seem obvious at the time, and the lessons she learned about arriving early, staying late, and taking ownership before permission is granted. We reframe visibility, not as self-promotion, but as credibility, narrative control, and leadership when the stakes are high.We also dig deep into what an AI-first, human-always mindset actually looks like in practice. Sandy explains why AI should start with business outcomes, not tools, and how leaders can redesign workflows, decisions, and customer experiences with AI as the lever, while keeping human judgment firmly in control. From pressure-testing arguments to accelerating research, we talk about where AI adds leverage and where humans must always own voice, values, and accountability.This conversation gets refreshingly real. Sandy shares stories about AI agents quietly changing their own limits, robots learning the wrong behaviors by watching humans, and why simple guardrails, human-in-the-loop oversight, logging, and escalation paths matter more than flashy demos. We also explore why building your own agents, not just relying on ChatGPT, is becoming essential for leaders who want real control and resilience.Finally, Sandy walks through the origin of Unstoppable Women of Web3 and AI and the powerful three-part formula behind it: education, tribe, and recognition, a model that has trained tens of thousands of women and dismantled the tired excuse of “we can't find qualified women.”If you're a senior leader navigating responsible innovation, or a rising builder wondering if now is the moment to step forward, this episode offers a clear message: lead while you learn, act before consensus, and put guardrails in place so innovation compounds instead of derails.If this conversation resonated, share it with someone who needs a nudge to be bolder, and leave a review telling me the bold move you're committing to this week.Resources: Sandy's Profile linkedin.com/in/sandyacarterBooksBySandy.comsocialmediasandy.wordpress.com/ 

    Ask Drone U
    EDL 017: The Future of drones in Golf course management – A Conversation with Graham Heinrich

    Ask Drone U

    Play Episode Listen Later Dec 23, 2025


    In this captivating episode of "Elevating Drone Life," we journey with Graham Heinrich, a seasoned expert in the drone industry, as he shares his remarkable transition from traditional golf course management to the innovative world of drone technology. With over 23 years of experience in professional golf, Graham offers a unique perspective on how drones have revolutionized mapping and data collection, particularly in the realm of golf course management. Graham's story begins with his early days as a caddy, where he developed a deep understanding of the intricacies of golf. This foundation paved the way for his pioneering work in using drones to enhance golf course operations. He discusses the significant shift from manual methods to advanced drone technology, highlighting the efficiency and precision that drones bring to the table. Throughout the episode, Graham delves into the operational differences between Europe and the USA, shedding light on how varying regulations impact drone usage. He emphasizes the importance of understanding client needs and building strong relationships within the golf industry, which have been key to his success. Gain valuable insights into the diverse deliverables Graham provides to golf courses, from 3D mapping and visualization to solving complex drainage issues. He shares his experiences working with prestigious golf courses, including the iconic St. Andrews, and how his work has been instrumental in enhancing the golfing experience. Graham also offers practical advice for aspiring drone operators, encouraging them to stay positive, persistent, and continuously learn. He highlights the potential for growth in the drone industry and the endless opportunities it presents for those willing to embrace change and innovation. Join us for an inspiring conversation that not only explores the technical aspects of drone technology but also celebrates the passion and dedication required to succeed in this dynamic field. Whether you're a drone enthusiast or a golf aficionado, this episode promises to deliver a wealth of knowledge and inspiration. Want to Make Money Flying Drones? DroneU gives you the blueprint to start and grow a real drone business: FAA Part 107 prep 40+ courses on flight skills, real estate, mapping, and business Pricing guides, client acquisition, and weekly coaching Supportive community of top-tier drone pros Start here https://www.thedroneu.com Know someone ready to take the leap? Share this episode with them !! Stuck between a safe job and chasing your drone dream? Download our FREE Drone Pilot Starter Kit   Includes: FAA checklist, pricing template, and plug-and-play proposal to help you land your first client with confidence.  https://learn.thedroneu.com/bundles/drone-pilot-starter-kit  Timestamps [00:00] Introduction to Graham Heinrich and His Journey [11:36] Transitioning to Drone Technology in Golf [24:15] Differences in Drone Operations: Europe vs. USA [33:38] Deliverables for Golf Courses and Client Relationships [42:23] 3D Mapping and Visualization in Golf [55:26] Challenges and Opportunities in the Drone Industry [01:08:34] Advice for Aspiring Drone Operators

    Passive Investing from Left Field
    Residential Assisted Living: Cash Flow, Risks, and 2026 Opportunity

    Passive Investing from Left Field

    Play Episode Listen Later Dec 23, 2025 39:33


    Chris Lopez welcomes Dr. Alex Schloe and Charlie Cameron to demystify residential assisted living. Alex lays out the macro drivers behind the silver tsunami and why small, boutique homes can deliver better care and stronger cash flow. Charlie breaks down the models from LP to lease-to-operator to full operations and development, including typical home specs, licensing basics, private pay vs Medicaid, and realistic risk controls. The trio covers returns, staffing, marketing, and the due diligence questions LPs should ask before backing an operator or sponsor. Key Takeaways What residential assisted living is and how it differs from big facilities Demographics and demand: boomers aging into care, large bed shortage, 10k Americans turning 80 daily Investment models: LP, lease-to-operator, own-and-operate, and phased development of 10 to 16 bed homes Typical home criteria: single story preferred, 300 sq ft per resident, abundant beds and baths, sprinklers, roll-in showers Returns and timelines: value-add and development deals targeting mid 20s IRR ranges with ramp-up occupancy considerations Risk management: operator vetting, staffing and marketing plans, licensing and insurance, location near labor and hospitals, contingency reserves LP due diligence: private pay focus, sponsor pipeline for operators, comps via secret shopping and NIC data, personal guarantees and SBA scrutiny Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

    Business Pants
    2025 QUIZ: women on boards, ESG regression, DEI rebrands, plus 2026 headline predictions

    Business Pants

    Play Episode Listen Later Dec 23, 2025 65:44


    2025 REVIEW QUIZ:True or False: Nearly half of directors think their board adds insufficient value.What percentage of directors said their board adds no value at all? A) 10% B) 18% C) 31% D) 69% (nice)True or False: Women run 11% of Fortune 500 companies in 2025.True — 11%. Don't clap.Women hold 24% of CEO pipeline roles but only ___% of promotions. A) 24% B) 16% C) 8% D) 0%, if the board had its wayWhich company plans to automate up to 90% of privacy and societal risk reviews using AI? A) OpenAI B) Meta C) Google D) Twitter (sorry, “X”)Why did BlackRock get removed from Texas' boycott list? A) Legal challenge B) Accounting error C) ESG retreat D) They promised not to say “climate” out loudWhy did PepsiCo say it delayed its net-zero target from 2040 to 2050? A) The board miscalculated emissions B) Shareholders voted against climate goals C) A change in climate accounting rules D) “The systems around us” weren't readyTrue or False: UK financial regulators scrapped mandatory rules because “DEI paperwork is annoying.”True: UK financial regulators scrapped mandatory DEI rules citing regulatory burden.The new acronym JPMorgan prefers over “DEI” is:D&IEDIDOI“Diversity, Opportunity & Inclusion”“Please Stop Asking”Which word even became unsafe during federal climate language purges? A) Sustainability B) Climate C) Resilience D) All of them, cowardWhich CEO criticized ISS and Glass Lewis as “incompetent”? A) Elon Musk B) Jamie Dimon C) Larry Fink D) All men eventuallyWhich phrase best describes modern CEO accountability? A) Robust B) Improving C) Optional D) DecorativeHaw many women have founded and led a Fortune 500 company?oneBonus: Who was that woman?Marion Sandler: Co‑founder and co‑CEO (with her husband Herbert Sandler) of Golden West Financial. True or False: Board gender diversity plateaued around 30%.True — Progress hit a ceiling and called it success.What % of Russell 3000 boards have 50% women?6%15%22%Enough to declare victoryTrue or False: MI6 appointed its first female chief in 2025.True — MI6 got there before corporate America. Blaise MetreweliWhich ESG metric disappeared first from earnings calls?Diversity statisticsEmissions targetsHuman rights languageAll of the above, but quietlyThe most common excuse for oversized boards:ComplexityGlobal reach“We need all these people”Founder feelingsWhich industry saw the biggest rollback in ESG commitments?EnergyFinanceConsumer packaged goodsTech pretending it's neutralWhat's the fastest-growing category of CEO compensation?Cash bonusesStock optionsPerformance shares“Retention” awards for stayingWhat's the most common DEI rebrand in 2025?BelongingCultureTalent strategyRisk managementWhat actually drives CEO pay upward during stock declines?Peer benchmarking“Retention risk”Board discretionFearWhy are women overrepresented in “glass cliff” roles?Risk toleranceCrisis opticsLimited pipelineConvenient scapegoatingWhat is the most accurate definition of “independent director” in 2025?No financial tiesNo employment tiesNo visible conflictNo intention of rocking the boatScoring Rubric23–25 correct: “Governance Adult” You actually listen. Disturbing.18–22 correct: “Proxy Advisor Apologist” You skimmed. You nodded. You missed the point.13–17 correct: “Boardroom Vibes Guy” You believe independence is a feeling.8–12 correct: “CEO Whisperer” You think pay packages are earned and boards try their best.Below 8: “Kimbal Musk” Please stop hosting the showWhich of these headlines are most likely to occur in 2026:Elon Musk announces Groxxx69, the latest iteration of Grok AI dedicated entirely to porn, 69, weed, pro wrestling, Call of Duty, and matchbox cars: 2DoorDash announces a 12 year $8.4bn pay package for CEO Tony Xu: 9DoorDash announces cutting staff 80% due to AI: 8Costco Caves to Trump, Cuts DEI: 1ISS and Glass Lewis announce new zero page voting policy: 5Brian Cornell resigns from Target board: 7CEO of McDonald's refuses to resign after admitting to affair with other executives: 8Sam Altman says he is terrified: 6Shareholders overwhelming vote out directors early in proxy season: 9Tim Cook announces retirement in 2028: 1