Bars and Bars

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Bars x Bars delivers financial literacy through hip hop culture so that you can live and leave a positive legacy of financial stewardship. Discover how to handle your money, cultural successes & pitfalls, and what hip hop has to say about finances. The host and co-hosts climbed their way out of hundreds of thousands of dollars of consumer debt, seriously increased their net worth, and are influencing thousands of families to do the same. Troy earned his doctoral degree in Urban Studies and financial literacy (Bars on his graduation robe) and Boog can spit (Bars of rap): hence Bars x Bars. Oh, and DJ Audit is a CPA. They’re all passionate about financial literacy and enjoy hip hop. Bars x Bars is a mix of cultural commentary, music, and interviews all geared towards helping you live a fulfilled life.

Troy Solomon Levy, Boog, DJ Audit


    • Apr 13, 2021 LATEST EPISODE
    • weekly NEW EPISODES
    • 29m AVG DURATION
    • 27 EPISODES


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    Latest episodes from Bars and Bars

    Why and When Side Hustles Are Extremely Important

    Play Episode Listen Later Apr 13, 2021 25:34


    The bar: “I sell ice in the winter, I sell fire in hell, I am a hustler baby, I’ll sell water to a well”

    Why Diversity of Investments is Wise

    Play Episode Listen Later Apr 6, 2021 29:38


    The bar: “Oh well guess you win some and lose some, as long as the outcome is income”

    Remember That Time Blue Ivy Asked JAY-Z What a Will Is?

    Play Episode Listen Later Mar 30, 2021 32:52


    Troy gets news that he’s included in a family member’s will. The bar: “Generational wealth, that's the key; My parents ain't have s***, so that shift started with me; My mom took her money, she bought me bonds; That was the sweetest thing of all time”

    Why the Rich Invest In College Savings Plans

    Play Episode Listen Later Mar 23, 2021 29:11


    The bar: “Take a better stand. Put money in my mom’s hand. Get my daughter this college plan, so she don’t need no man.”

    Remember That Time Blue Ivy Asked JAY-Z What a Will Was?

    Play Episode Listen Later Mar 16, 2021 31:30


    Troy gets news that he’s included in a family member’s will. The bar: “Generational wealth, that's the key; My parents ain't have s***, so that shift started with me; My mom took her money, she bought me bonds; That was the sweetest thing of all time”

    Is Rick Ross Right About Life Insurance?

    Play Episode Listen Later Mar 9, 2021 31:30


    The bar: “Took many to war, shook never before; For my mother I applaud Ms. Afeni Shakur; Ice insured, f*** life insurance”

    What’s Up With Buy-Now-Pay-Later Services?

    Play Episode Listen Later Mar 2, 2021 29:56


    You see them every time you shop online nowadays. One company is endorsed by Snoop. The hosts discuss the ins and outs of these buy-now-pay-later services so that you can make wise decisions. Plus, DJ Audit pulls the Black card.

    Why Gainful Employment is a Bedrock of Financial Literacy

    Play Episode Listen Later Feb 23, 2021 35:39


    The hosts discuss finding work in the sweet spot of skill, passion, benefitting the community, and monetization. The bar: “My grind's 'bout family, never been about fame; From days I wasn't ‘Abel/able,’ there was always ‘Cain/caine’”

    Is Your Credit Score the Right Score to Win the Game?

    Play Episode Listen Later Feb 16, 2021 34:18


    The bar: "It's time to boss up; Fix ya credit, girl get at it; Get ya bag up; Hit that gym and get back fine; Go get that degree, go girl; Focus on me; Unlock potential that you didn't know you had in you"

    Now, I Ain't Sayin' She a Gold Digger…

    Play Episode Listen Later Feb 9, 2021 39:20


    The Bars x Bars wives jump on the mic to give their take on gold diggers, money, and relationships just in time for Valentine’s Day. The bar: “Now, I ain't sayin' she a gold digger; But she ain't messin' with no broke n*****”

    Pushing the Culture Forward With Black-Owned Businesses

    Play Episode Listen Later Feb 2, 2021 46:15


    For Black History Month we give shout-outs and discuss the state of Black-owned business. The bar: “I'm assistin' to push the culture forward; To all my ghost supporters, go support us; Like a local black-owned grocery store; ’Cause in the hood s*** ain't passed down through blood; It’s a dub on that, we get government aid; Spend it at they stores, puttin' they kids through college; We need balance, so we can lease and own deeds in our projects; So I'm askin' Gs to go in their pockets; The racial economic inequality, let's try to solve it”

    Buy the Block

    Play Episode Listen Later Jan 26, 2021 36:44


    If you've ever thought about investing in real estate, then this episode is a must-listen. The bar: "While these chump rappers rap about the s*** they cop; Man, I cop my block, and this s*** don't stop; I’m the official, unofficial mayor of my city”

    Wait...What's Wrong With Budget Cell Phone Carriers??

    Play Episode Listen Later Jan 19, 2021 30:38


    Do cell phone carrier brand names matter? How much are you willing to pay for your plan? How do you feel about prepaid? Do you lease or own your phone? The bar: “Bunch of non-mogul a** n*****; Frontin’ like they got a plan, Boost Mobile a** n****”

    Cheap or Frugal?

    Play Episode Listen Later Jan 12, 2021 27:50


    How far would you go to save money? The bar: "I wear the same pair of jeans everyday, Free sandwiches, homie, two stamps away; Book flight December but I leave in May, Drugs are generic but still work the same; I get logins for Netflix from my cousin Greg, Thanks Greg!... Save dat money"

    Paying Sallie Mae Back

    Play Episode Listen Later Jan 5, 2021 34:46


    Happy New Year!! Do you have a goal of paying off student loans in 2021? The bar: "Let me tell you what I been through when it comes to Sallie, She call me at least twice a day she want her money badly; Calling me from different numbers ooh she think she slick, But I got them all memorized I hit ignore quick; Needed tuition needed room and board, Had to pay for books so I took out loans to feed the boy"

    Do You Keep What You Cop?

    Play Episode Listen Later Dec 29, 2020 25:29


    The bar: "Had opportunity went from Hoodshock to Hood-chic, But it ain't what you cop, it's about what you keep."

    Money Trees & Christmas Trees

    Play Episode Listen Later Dec 22, 2020 23:44


    Merry Christmas from our Bars x Bars family to yours!The bar: "Back to reality we poor, ya bish, Another casualty at war, ya bish, Two bullets in my Uncle Tony head, He said one day I'd be on tour, ya bish, That Louis Burgers never be the same, A Louis belt will never ease that pain"

    BxB 10: Houston, We Have a PROBLEM!

    Play Episode Listen Later Dec 15, 2020 25:17


    The co-hosts troubleshoot some of the problems that come with having more money.The bar: “I don't know what they want from me; It’s like the more money we come across, The more problems we see”Plus: DJ Audit gets on Troy's receding hairline

    BxB 9: Jeezy-Gucci Mane Verzuz Battle

    Play Episode Listen Later Dec 8, 2020 25:33


    The bar: "My outfit costs 10 bands. Look at my opponent... I ain't got no $10,000 outfit, but I own half of Atlanta."

    BxB 8: Cash Rules Everything Around Me

    Play Episode Listen Later Dec 1, 2020 22:05


    Does money give you a purpose or do you give money a purpose? The bar: “A man with a dream with plans to make C.R.E.A.M., Which failed I went to jail at the age of 15; A young buck sellin' drugs and such who never had much, Trying to get a clutch at what I could not touch”

    BxB 7: How to Negotiate Your Next Purchase

    Play Episode Listen Later Nov 24, 2020 22:09


    The bar: "Your price is way too high, you need to cut it”

    BxB 6: Did You Grow Up Poor or Po' Po' (or Rich)?

    Play Episode Listen Later Nov 17, 2020 22:07


    The bar: “I didn't grow grow up up po’ po’, but once you get grown and out on your own; Bills upon bills upon bills is what you have, Before you get your check than you already spend half; See I make money, money doesn't make me, I’m a reflection of my section and my section 8”

    BxB 5: Back To Trump's Taxes

    Play Episode Listen Later Nov 10, 2020 33:05


    The bar: "I survived the hood, can't no Shaytan rob me, My accountant’s so good I’m practically livin’ tax free”

    BxB 4: Mind On My Money...

    Play Episode Listen Later Nov 4, 2020 27:23


    Intentionality is a major key to getting better financially. The bar: “With my mind on my money and my money on my mind”

    BxB 3: Take It or Leave It

    Play Episode Listen Later Oct 23, 2020 21:42


    The bar: "Count it up, count it up, count it up, count it, Can't take it when you die, but you can't live without it”

    BxB 2: Best Flossin'-Investing Ratio?

    Play Episode Listen Later Oct 23, 2020 19:45


    The bar: "Buckwild to all of my n***** who don’t care, Floss like a bunch of young black millionaires, Makin ya run, me and my Dunn, stackin my ones, Floss a lil', invest up in a mutual fund...”

    BxB 1: Broke in America

    Play Episode Listen Later Oct 16, 2020 22:54


    On this 1st episode we comment on a song from one of hip hop's biggest stars. The bar: "Financial freedom my only hope, F*** living rich and dying broke..."

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