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AnalystsDon Kellogg and Roger Entner discuss T-Mobile's recent acquisition of most of US Cellular's assets, including what this means for customers and the other carriers as well.00:24 Roger's overview of the deal 03:53 What the deal doesn't include 07:16 Don's analysis of customer behavior 09:27 Carrier strategies going forwardTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Don Kellogg, Roger Entner, U.S. Cellular, T-Mobile, spectrum, HHI, Herfindahl Hirschman Index, Verizon, AT&T, C Spire, rural, Sprint, Metro PCS, Nextel, merger, MNO, net adds, 5G

A Mantle of PrayerWE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST THIS IS ONLY FOR ENTERTAINING PURPOSES HOST CHURCH: Chosen Generation Outreach Ministries- Manning SC HOST PASTOR : Prophetess Dr Glenda Robertson PLEASE CALL ON THE BACK LINE or call back line 1 313 209 8800.. ministry # 6153528 ( for Metro PCS an experiencing issues) or JOIN OUR CHURCH www.elrpropheticshift.wixsite.com/preachersnetworkCEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries)

Emergent Prayer 911 (Prophetic Intercession) @ 8 pmWE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR ENTERTAING PURPOSES ONLY - The honorable Prophet Kyle Lovett and Nathaniel Coe III The Prophetic Sound - Healing, Soaking and Worship Music for Prayer and Intercession HOST CHURCH: Eagles Life Restoration Ministries- Fort Lauderdale Dr Erica L Robertson, General Overseer or call 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues)www.elrpropheticshift.wixsite.com/preachersnetwork Please subscribe to our channel of ELR Prophetic Podcast Network https://www.youtube.com/@elrpropheticshiftpodcast48

A Mantle of PrayerWE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST THIS IS ONLY FOR ENTERTAINING PURPOSES HOST CHURCH: Chosen Generation Outreach Ministries- Manning SC HOST PASTOR : Prophetess Dr Glenda Robertson PLEASE CALL ON THE BACK LINE or call back line 1 313 209 8800.. ministry # 6153528 ( for Metro PCS an experiencing issues) or JOIN OUR CHURCH www.elrpropheticshift.wixsite.com/preachersnetworkCEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries)

Emergent Prayer 911 (Prophetic Intercession) @ 8 pmWE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR ENTERTAING PURPOSES ONLY - The honorable Prophet Kyle Lovett JOIN OUR SERVICE HOST CHURCH: Eagles Life Restoration Ministries- Fort Lauderdale Dr Erica L Robertson, General Overseeror call 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues)www.elrpropheticshift.wixsite.com/preachersnetwork Please subscribe to our channel of ELR Prophetic Podcast Network https://www.youtube.com/@elrpropheticshiftpodcast48

A Mantle of PrayerWE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST THIS IS ONLY FOR ENTERTAINING PURPOSES HOST CHURCH: Chosen Generation Outreach Ministries- Manning SC HOST PASTOR : Prophetess Dr Glenda Robertson PLEASE CALL ON THE BACK LINE or call back line 1 313 209 8800.. ministry # 6153528 ( for Metro PCS an experiencing issues) or JOIN OUR CHURCH www.elrpropheticshift.wixsite.com/preachersnetworkCEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries)

Emergent Prayer 911 ( Prophetic Intercession) @ 8 pm WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR ENTERTAING PURPOSES ONLY - The honorable Prophet Kyle Lovett JOIN OUR SERVICE HOST CHURCH: Eahttps://app.restream.io/new-event-invitation/a3g1b0tveDLtfNFokEZdo-NjDMgQKgg/emailEgles Life Restoration Ministries- Fort Lauderdale Dr Erica L Robertson, General Overseer or call 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues)www.elrpropheticshift.wixsite.com/preachersnetwork Please subscribe to our channel of ELR Prophetic Podcase Network https://www.youtube.com/@elrpropheticshiftpodcast48

Emergent Prayer 911 ( Prophetic Intercession) @ 8 pm WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR ENTERTAING PURPOSES ONLY - The honorable Prophet Kyle Lovett JOIN OUR SERVICE HOST CHURCH: Eahttps://app.restream.io/new-event-invitation/a3g1b0tveDLtfNFokEZdo-NjDMgQKgg/email Eagles Life Restoration Ministries- Fort Lauderdale Dr Erica L Robertson, General Overseer or call 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues)⁠www.elrpropheticshift.wixsite.com/preachersnetwork⁠ Please subscribe to our channel of ELR Prophetic Podcase Network ⁠https://www.youtube.com/@elrpropheticshiftpodcast48

Get ready to redefine your understanding of the voiceover industry as host Anne Ganguzza and special guest co-host Tom Deere, pull back the curtain on the reality of the business and its inherent struggles. We dive deep into the pivotal SAG-AFTRA strike and how it's much more than just a Hollywood issue. It isn't about the glitz and glamour - it's about the hard truth of what it means to be a part of this industry, as a union or non-union voice actor. We'll tackle the misconception that all actors are high earners and shine a spotlight on the majority who are fighting for fair pay and intellectual property protection, especially with the advent of AI technology. 00:01 - Intro (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss a VO boss. Now let's welcome your host, Anne Ganguzza.  00:20 - Anne (Host) Hey, hey everyone. Welcome to the VO Boss Podcast and the Real Bosses series. I'm your host, Ann Gangusa, here with special guest co-host Mr Tom DHeere. Hello, Tom.  00:31 - Tom (Co-host) Hello Ann, so great to see you.  00:33 - Anne (Host) Yes, wonderful to be chatting with you again and you know, at the time of this recording we just had kind of a major industry event happen the SAG After Strike ended and I thought it would be a good time to talk about external factors that affect our industry and how we can prepare ourselves as bosses to really handle events that happen like that, that are sometimes not even within our control, and what do we do to sustain our businesses.  01:04 - Tom (Co-host) Yes, absolutely Off the top of my head. Keeping up with industry trends is extremely important, which is why, being subscribed to Hollywood Reporter, variety, backstage Magazine publications like that, our friend John Florian's VO Extra, which is sort of an online magazine just being aware of what's going on in the industry, because seeing the highlights on the nightly news can only get you so far, absolutely. Because just a little B-roll and a little this, that and the other thing is see Fran Drescher for five seconds blah and then like going on to the next subject.  01:36 - Anne (Host) Well, yeah, and we should know that Fran Drescher what her role.  01:39 - Tom (Co-host) Yes, as president of SAG After.  01:42 - Anne (Host) Yeah, know who the people are, know how it's impacting the industry and even if you are not a member, that was the whole thing. Even if you were not a member of SAG After and you felt that it didn't affect you, in reality it affected our entire industry as they were vying for fair pay and rights for creatives and actors and voice actors in regards to synthetic voices and AI out there Absolutely and streaming.  02:09 - Tom (Co-host) And streaming. Yeah, everything that SAG After does, all of their collectively bargained agreements and the rate structures and the minimums and all of that stuff, all of that has obviously a major impact on all the SAG After members. But it also has a huge effect on the non-union members, because non-union voice actors most tend to use SAG After CBAs collectively bargained agreements, if not a baseline, a guideline as to, in generally, how genres of voiceover charge, both in the structure of it and then the actual dollars and cents of it, and it will trickle down into the non-union world directly and indirectly. So, yeah, absolutely Everything affects everything in our industry.  02:48 - Anne (Host) And it's something to consider again I say this over and over again that it absolutely affects even though, as you mentioned, if you're not even a member, it affects the industry. It affects the perception of creatives and their value and their worth, and one of the reasons why we are in this as a business is to make money. In order to sustain our businesses and to do what we love for a living, we need to make money and we need to be able to pay the bills. We need to be able to have essential things like healthcare and, even if you're not a member of the union the perception of the market who has services or purchases our voice or hires us and pays us money. It's very important that that perception is one of value and one of worth, so that we can have this as a career, and have it as a sustainable career, so that we can survive.  03:44 - Tom (Co-host) It's interesting because most of the time when you watch the news or you're talking to people in other industries and there's a strike of some kind, it's usually we just want more money and then very things here and there. What was interesting about the SAG After Strike is that it was obviously nationally. Everybody was watching what was going on, because everybody who watches movies and television shows and streaming are impacted by this. This fall lineup and then in the spring we're really going to be feeling it because it's going to be rerun city. But what was interesting about this is that, yes, they wanted like a 7% increase and they wanted certain things, but the fact that they were talking about protection of our livelihood.  04:26 Ai has the potential to take away our intellectual property, our IP, for on camera actors for their image, voice actors for their voice and then in other industries, musicians for their music, artists for their art, writers for their writing those five image, voice, music, art and writing. Ai is causing a lot of disruption, some of it in a good way, but most of it in a not good way, because of lack of understanding of it, lack of regulation and oversight on a federal level, and which was a big part of the SAG After Strike is that AI wasn't really taken into consideration in any of the collectively bargained agreements, so all of that needs to get back in there to protect actors from their IP being stolen. I think a lot of people didn't understand that if you're an extra and you get scanned and you get paid one fee and then they use you your likeness forever in a movie you just destroyed your extra career and so on and so on and so forth.  05:26 So what was going on with AI in many ways is an existential threat to voice actors, so that's a big part of what this wasn't just about. Oh, those actors, they just want more money to be, to be movie stars. No, this was. If we don't do something about this, we won't be able to act anymore.  05:40 - Anne (Host) Well, yeah, and it brought awareness, I think, to the general public about our careers and the perception that, oh, they're just celebrities and more money and they're greedy. In reality, what was the percentage of people that make enough money, that are the high earners? There are only like 1% of actors in the union, and so the rest of them, the rest of us, the struggling actors, the starving artists, so to speak this is something that I think really was a good thing, so that we could have artists still pursuing this career feeling like, oh, I can possibly make it, I can possibly sustain this as a career, and so I think that's a good thing. Otherwise, you just end up with maybe just the high paid, high earning actors.  06:27 And what happens to the creative process? What happens to movies, what happens to voice, what happens to music, what happens to the writing, when you just don't have the wide I would say broad spectrum of people vying to do this because they're passionate and they love it and they're good at it, but yet they need to be able to make a living at it. So, I think, bringing public awareness to the craft, public awareness of just how much that creatives are dependent upon, especially I go back to the pandemic. When? What do we do during the pandemic?  07:02 We watch streaming, we watched movies, we listen to music and all of that was so important to help keep our I guess I want to say our- spirit and our sanity and our mental health that really was something that was crucial, I think, and of course, it goes back to support the arts, support the arts and our educational institutions, and really I think that this was just another wonderful example of bringing public awareness to what it is that we do and appreciation to it, yeah, I have a story with that in mind.  07:34 - Tom (Co-host) Just a week or two ago I live here in Midtown Manhattan. I went around the corner to the grocery store and I see some SAG Afterhab members striking and I noticed that the strike captain was an old friend of mine I've been friends with her for 30 years and actors hey, how are you doing? And we were talking and she explained to me that the reason why she's been able to keep her SAG After Health and pension benefits for the past few years is because of extra work. Not because starring or a supporting role or some Netflix thing, it was just being a New York working actor and just doing extra work. And she also does theater and other things. But like I don't think a lot of people realize that, just that relatively innocuous, almost unseen extra work pays her medical bills and goes towards her retirement. Because that's what the strike was about. It wasn't about the big movie stars. They're fine.  08:23 I mean protecting their intellectual property from predatory AI practices is obviously a very big deal, and we're seeing deep fakes and all that stuff all the time and video game actors getting their voices harvested. But yeah, this is a blue collar strike if that makes sense Not unlike the auto worker strike that has been recently. I think it's mostly over now, but yeah, it's not unlike that. It wasn't about the movie stars, yeah.  08:44 - Anne (Host) And during the strike, because it was a it was a fairly lengthy strike I know that there was lots of speculation. You know Hollywood is dead, that kind of stuff or is that going to happen? And in reality, I mean understanding the people that hire us and pay us for our services and understanding like what it is that we deserve as a contributing asset to their products, to large streaming companies. Of course, without movies and actors and actresses, the streaming companies won't have anything to stream. And so I think also it brought to life a little more of an understanding of corporate mentality and how it can be, and it was kind of a wake up call, I think, to a lot of voice actors understanding that there is a beast out there that ultimately, when you are contributing to a product with your voice or with your likeness or with your music or whatever that is, that there is a fair way to be compensated for that and that it should be compensated. And I think that that was a major win for the union and for us as an industry.  09:50 - Tom (Co-host) Absolutely. Sometimes it's hard to understand, to reconcile the fact that we're trying to be expressive artists but at the same time, we have volunteered to be commoditized. You know what I mean. You're commoditized for how you look, you're commoditized for how you sound, and so there's a literal contract and a social contract which is okay, based on how you sound, we will give you this money. We understand that.  10:11 Your training, your experience, your talent, all of those things the aggregate of that is you being able to do this Metro PCS commercial or be in this video game or narrate this audio book. So it's hard to sometimes separate the art from the commerce part of it. I like talking for money, but I'm an artist too and my AI voice is part of the commoditization. Commerce part over here. And then I go over here and I'm narrating this audio book or I'm being Inspector Gadget or I'm doing that sort of thing. It's complicated. It's very, very complicated. I think that the SAG After Strike brought to the surface exactly how complicated our industry is, and it's not just a matter of pretty face movie money or pretty voice radio spot money.  10:56 There's just a lot more to it, and our IP is what we are.  11:01 - Anne (Host) Exactly, that is who we are.  11:02 - Tom (Co-host) I mean, that is who we are and what we are.  11:04 - Anne (Host) Yeah, our product is our voice and who we are, and that really is different from a product. Here's my physical product and so protecting our personal product, I think, becomes paramount. In doing that Now, when the strike was happening, there was, I would say, a definite impact to the market, to the voice over market in certain genres, specifically broadcast, and I think there was a lot of people who originally purchased likeness, voice music that were really like, ooh, we're going to step back to see what happens, to see how this plays out. So, tom, what are your recommendations for, let's say, anybody in the creative industry when these things happen? Because I'm not going to say that every strike is different, but there are things that happen in industries that we really don't have a lot of control over, for example, the synthetic voice. Right, we don't have control over technology that's coming.  12:00 So, what do you suggest to voice actors and creatives when something impacts the industry, like this how to survive and how to maintain? What sort of tips or tricks do you have to encourage their business to continue growing? Or smart strategies to maybe pick alternate paths?  12:19 - Tom (Co-host) Well, in addition to my suggestion that I said earlier about reading the trades and understanding what's going on and I was witnessing this directly throughout the strike on social media there was a lot of hysteria, there was a lot of fear, there was a lot of judgment on various sizes, and you could see who didn't really understand what was going on, both union and non-union voice actors.  12:41 Why it was happening and then they were just putting everybody in a bucket and labeling that bucket, so it definitely had a cultural and psychics not the right word but a psychological impact. So one of my biggest tips is yes, the AI and other things and what the AMPTP were doing and their offers was posing, in various ways, existential threats to our industry. However, you need to keep your eyes open, you need to remain objective, you need to collect facts and you need to make thoughtful, informed decisions about what to do to move your business forward.  13:20 - Anne (Host) Yes, amen, amen. That was just wonderful advice. Yes, absolutely Education. Education is so, so important. I say it Gosh. I feel like I say it almost every podcast Like what do we do? How do we handle things? Educate yourself, educate yourself.  13:35 - Tom (Co-host) And be objective whilst educating yourself. Don't prejudge the information that you're getting. Don't bias yourself while you're doing your research by listening to the loudest jerk in the Facebook group you know, or listening to your own FOMO imposter syndrome whatever's going on in your head that could get in your way.  13:54 - Anne (Host) It's always sensible to have a plan B. We've spoken about this briefly before, but, like having multiple income paths, and passive income paths too. I think I'm a big fan of passive income.  14:06 I love having passive income and something that can help sustain you while maybe things are slow in your business and the market is reacting Again. We are slaves to the market in reality. If people don't value our product, they are not going to purchase our products. So therefore, we need to keep our eyes on the market and find out how we can provide a valuable product.  14:28 - Tom (Co-host) Yeah, developing voiceover adjacent skills, I think, is a really good way to do it. A lot of people develop their audio engineering skills because to be an effective voice actor, especially in the 21st century, you need to be competent when it comes to recording, editing and delivering audio files. Then there's other things that people do virtual assistants, proofreaders, translators if you're a bilingual voice talent virtual assistants, social media managers.  14:56 So I mean what I just named five or six or seven things. So like, if you're early in your voiceover journey and you want to do this for the long run but you still need to sustain yourself and you maybe don't want to or can't, for whatever reason, have that full-time job, developing skills that will ultimately help you and complement and enhance your voiceover career and make money at at the same time can be a really great way to go.  15:18 - Anne (Host) And I always recommend that. I think we all bring our real world experience to the voiceover career. Like, I mean, I had a previous experience in teaching and in engineering and so those things and working in the healthcare industry, so those things I could bring to my voiceover career. But I could also consult, I could also continue to do those things, and I don't think there's anything shameful in pursuing multiple paths for generating income, especially when this is such an entrepreneurial endeavor. I mean, it is one of the things that most people, if they come from the corporate world, they're just used to I'm going to work and I'm going to get paid. Well, this is a completely different flip the switch kind of thing where, oh gosh, where's my next job coming from? That's where, I think, a lot of people who are not necessarily prepared or have never experienced being an entrepreneur before or being a business owner before this is new to them.  16:14 So you need to really prepare yourself as much as you possibly can for fluctuations in the market.  16:20 - Tom (Co-host) One thing I teach my students is that your last gig isn't necessarily your lowest paying gig and your next gig isn't necessarily your highest paying gig, because people think it's this like vertical, incrementally thing that next big gig will be bigger, bigger, more money, bigger, bigger, more money, and that is not remotely true.  16:39 - Anne (Host) And I will ultimately make six figures. You know that I feel like they have climbed. I've made six figures. Now I'm going to make six figures for the rest of my career. That doesn't always happen. That does not always happen Again. Fluctuations in the market. There's a lot of factors in play. What are you investing in? What money is going out versus what money is coming in?  16:56 - Tom (Co-host) Also, is your voice trending, yeah?  16:58 - Anne (Host) Yeah, absolutely.  16:59 - Tom (Co-host) Oh gosh, yeah, I would like to think you're getting better and better at your craft, but if your voice becomes less and less demand I mean all the guys that sound like this when, 25 years ago, when I decided I wanted to be a voice actor and I was like hi, I want to be a voice actor. You know what I mean and you know all these basic bearded guys with Hawaiian shirts and you know what I mean.  17:19 And now I mean is there still a demand for that kind of voice actor? Yes, exponentially less of a demand for that type of voice actor. But if you didn't develop your abilities as a storyteller? And develop your genre awareness and the ability to do different things than just this one announcer read, then your income will go down.  17:38 - Anne (Host) I talked about this with Law in a previous episode about casting. When it comes down to demographics, right the company's product that they want to reach a particular demographic. So it may not be that you didn't perform or you didn't nail that audition. It just might be that you're in the wrong demographic for the effective sale. I mean, if they're targeting a younger audience and you have a more mature voice, that may not make sense and vice versa. So again, it really it has to do with understanding the market and understanding where your product fits in that market. I cannot stress that enough. I mean that just to me is like you must think of that.  18:17 - Tom (Co-host) And your product will change.  18:18 - Anne (Host) Yes, exactly. And so if you have, let's say, a mature voice right, understand where you can fit in the industry so that you can get in front of people who are going to purchase that sound, that more mature voice, versus, let's say, I have a really young, millennial voice, or I have maybe a voice that is very trending with, let's say, non-binary and other types of genres that people are looking to fill in those voids. So, and don't be put off or set back or feel like, oh my goodness, I don't know if I'm going to be successful in this industry. You just have to find your niche.  18:55 - Tom (Co-host) Yes, let the industry tell you. Listen to the industry. People come in oh, I want to do this, I want to sound like that. Sometimes that works, but usually it's watch your auditions. If you're on pay to plays, who's liking your auditions? Why are they liking your auditions? What are the keywords in those casting notices that you keep seeing over and over again? I did that exercise not too long ago and, for example, I found that my number one online casting site buzzword for me was upbeat.  19:21 I'm like oh because I kept getting booking and getting liking those it's like, oh okay, well then that's something I can put over here. But then I've also found out recently Ryan Reynolds is a keyword.  19:30 - Anne (Host) Oh yeah, I totally can hear that.  19:32 - Tom (Co-host) Yeah, that I've been getting. I literally just booked a commercial just last week because they wanted a Ryan Reynolds sound?  19:39 - Anne (Host) Absolutely, yeah, it's always good to know who your doppelganger is and who your sound of like is, and putting that as part of your marketing campaign can really help. Absolutely, seo keyword. Any other tips on what you can do when, let's say, the market is not necessarily looking for your particular product outside? Of education what else?  20:00 - Tom (Co-host) I was gonna say the easy one is get coaching. Talk to you, fabulous voiceover coach, but also talk to casting directors, talk to a Mary Lynn Wissner or someone else and say, okay, my sound seems to be out. Can you help me find a voice within my range and demographics that I can do and invest in some education, some training to kind of adapt, because your money voice isn't always gonna be your money voice? I know mine's definitely changed over the past few years. My Tom Plus has now gotten into more of this Ryan Reynolds, more sassy conversational kind of thing, and once I stopped fighting against that I started booking a lot more. Especially, I've been booking more commercial work.  20:42 Yes because I'm bringing a lot more just plain old Tom to it.  20:45 - Anne (Host) Well, isn't that funny Because?  20:47 as we progress and as my career advanced as well, becoming more of myself and understanding who I am and understanding my product and how I can bring more of who I am to the read always has gotten me more work. I mean it just progressively has gotten more work. So and again I say this on a lot of podcasts but it is so important more than ever now to be that actor, to bring your own unique point of view to the read, because that's what's gonna get you noticed and that's what's gonna get you hired.  21:16 - Tom (Co-host) As a demo producer, how many times have you worked with a student and you're talking before the demo record and they're just da-da-da, da-da-da-da, and you're like, okay, take one, and they go blah, blah, blah, blah, blah, blah, blah like how many times does that happen?  21:28 - Anne (Host) Oh, yeah, a lot of times, a lot of times, and it doesn't take much to put you out of the moment, in the acting moment, and go into a read. It really doesn't, and sometimes it just takes a note or a loss of focus for like one second and it brings you right out of the read. So if you are not consistently in that scene, acting, reacting, doing that, you can just lose the read, which is why in long format, like narration stuff that I specialize in, a lot of corporate and e-learning to just lose your focus for even just a second can take you right out of that, and that's noticeable to the ear, it's noticeable to casting directors, but it's also noticeable to the people that are listening and the intended audience, which is something that you just don't want. So if the market is slow or you're wondering, what can I do?  22:14 Yeah, education and coaching. I think, and again, I say that as an educator, I say that as a coach, but not just because I'm a coach. I mean, really, what else is there when you want to refine and upgrade and everybody's always trying to improve their products, right? Any company is trying to create a better product and that is not just a one step one and done process. I mean, that is something that if you're a company that wants to remain competitive and have competitive products, then you will continually evolve and improve that product.  22:44 - Tom (Co-host) Yes, marketing is also the thing to do when things are slow, always, always, always. The more you can demonstrate your humanity when it's slow, just to let people know that you're still here, you're still working in the voiceover realms and, even though you may not have a big gig to talk about, always be demonstrating your value and your progress.  23:05 - Anne (Host) I attended this conference.  23:07 - Tom (Co-host) I just got out of a session with this coach. I had such a wonderful time. I learned so much. Those are the things that are part of your longterm investment in your social media strategy, your online presence, your search engine optimization, and for people to know that, no matter what's going on, you are consistently there, you are consistently positive, you are consistently learning and you are consistently growing, and that helps keep you top of mind.  23:29 - Anne (Host) Absolutely top of mind is important. Well, what a great discussion, Tom. I feel like we could talk about this all day.  23:35 - Tom (Co-host) We could.  23:35 - Anne (Host) But I want to keep this top of mind because I think it's important. Bosses, here is your chance to use your voice, not only to get hired, but to make an immediate difference in our world and give back to the communities that give to you. You can visit 100voiceshoocareorg to commit and big shout out to our sponsor, ipdtl. I love IPDTL. Ipdtl gives me connections with wonderful bosses like Tom Deere here and many, many other clients. You can find out more at ipdtocom. Bosses, have an amazing week and we'll see you next week. Bye.  24:10 - Intro (Announcement) Join us next week for another edition of VO Boss with your host, ann Gangusa, and take your business to the next level. Sign up for our mailing list at vobosscom and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution with permission. Coast to coast connectivity via IPDTL.   

She wrote in pink ink!

Mobile, Alabama-born rapper Flo Milli stops by the pod to share the cinematic story of her come-up, from working at Metro PCS to riding the Megabus all the way to music biz success. Plus, Flo introduces us to some of her eclectic alter-egos. High Low is a finalist in the Signal Awards!  Vote for High Low with EmRata in the Signal Awards for Listener's Choice: https://vote.signalaward.com/PublicVoting#/2023/shows/general/popular-culture-variety Learn more about your ad choices. Visit podcastchoices.com/adchoices

AdminTop contributor  ·   · Emergent Prayer 911 ( Prophetic Intercession) @ 8 pmWE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR ENTERTAING PURPOSES ONLY - The honorable Prophet Kyle Lovett Pour Out Your Spirit (Prophetic Worship)JOIN OUR SERVICE .HOST CHURCH: Eagles Life Restoration Ministries- Fort Lauderdale Dr Erica L Robertson, General Overseeror call 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues)www.elrpropheticshift.wixsite.com/preachersnetworkCEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries)I'm going live using StreamYard! Before leaving a comment, please grant StreamYard permission to see your name at streamyard.com/facebook

3rd night 6th annual GWER Womens Conference 07/22/23 WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR ENTERTAING PURPOSES ONLY - The honorable Prophet Kyle Lovett JOIN OUR SERVICE: https://streamyard.com/kgybgyh43h HOST CHURCH: Eagles Life Restoration Ministries Guest Speaker Prophetess Daphne Birton please call 1 717 734- 6904 . Show id 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues) www.elrpropheticshift.wixsite.com/preachersnetwork CEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries) for donations , Please send to cash App $ELRMinistries12 0 Comments ELR Prophetic Shift Podcast Network

6 views Streamed live 4 hours agoSunday Night RAW ( Real Authentic word) The Rebellious Nation WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES - PROPHET KYLE LOVETT AND CANTON SPIRITUALS Clean Up    • Clean Up (Live)   Fearless/ Warfare /Prophetic Intercession / 4 hour Instrumental    • Fearless/ Warfare...   JOIN OUR SERVICE : https://app.talkshoe.com/episode/2626... HOST CHURCH: Eagles Life Restoration Ministries- Fort Lauderdale Dr Erica L Robertson, General Overseer please call 1 717 734- 6904 . Show id 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues) www.elrpropheticshift.wixsite.com/preachersnetwork CEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries)

Emergency911 Prophetic Prayer Intercession WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES -AND PROPHET KYLE LOVETT Pour Out Your Spirit | Prophetic Worship Music https://www.youtube.com/watch?v=Q4YeD2jy4zk JOIN OUR SERVICE : https://app.talkshoe.com/episode/26261415 HOST CHURCH: Eagles Life Restoration Ministries Dr Erica L Robertson, General Overseer please call 1 717 734- 6904 . Show id 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues) www.elrpropheticshift.wixsite.com/preachersnetwork CEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries)

16 views Streamed live on Jul 2, 2023(SUNDAY NIGHT RAW (REAL AUTHENTIC WORD0 WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES - COLLIN PHERELL AND PROPHET KYLE LOVETT DESPICABLE ME    • Despicable Me The...   Baruch Hashem Adonai | Warfare Prayer Instrumental | 8 hours    • Baruch Hashem Ado...   JOIN OUR SERVICE : https://app.talkshoe.com/episode/2620... HOST CHURCH: EAGLES LIFE RESTORATION MINISTRIES DR ERICA L ROBERTSON,GENERAL OVERSEER please call 1 717 734- 6904 . Show id 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues) www.elrpropheticshift.wixsite.com/preachersnetwork CEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries)MusicHillsong Chillwave InspirationSong 1 of 2Get You Some 1Song 2 of 2ARTISTVladyslav KrotovALBUMAudioblocks, Vol. 59LICENSESGet YouTube PremiumMusicShow less

Sunday Night RAW (Real Authentic Word) The clarion sound of the prophets WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES ONLY - Tamala Mann, Prophet Kyle Lovett, and Fruition Music HOST CHURCH: Eagles Life Restoration Ministries HOST PASTOR: Dr Erica L Robertson , General Overseer Special Guest/ Recording Gospel artist/ ( Chosen One) Prophet Rendal Munnings Guest Ministry- Rendal Munnings Ministries Intl We are held live on Youtube live and Talkshoe Live on line church/studio please click this link https://app.talkshoe.com/episode/25936211 please call 1 717 734- 6904 . Show id # 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues) www.elrpropheticshift.wixsite.com/preachers CEO/PRODUCER of ELR PROPHETIC SHIF T PODCAST NETWORK AND RADIO DR. ERICA L (ROBERTSON). General Overseer (Eagles Life Restoration Ministries)

Back from vacation but not really vacation, Albert discusses traveling and visiting family, not being as active on social media, prepaid cell phones and Metro PCS stories, supporting your friends and not hating on them, and an update from the Tory Lanez sentencing. All this and more, ENJOY!Follow Albert Fig On Instagram: https://www.instagram.com/albert_fig/?hl=enFollow The Podcast On Twitter: https://twitter.com/Hypocritical_AFFollow The Podcast On Tik Tok: Hypocritical AF Podcast Check Out Hypocritical AF On YouTube: https://www.youtube.com/c/hypocriticalafpodcastListen On Apple iTunes: https://podcasts.apple.com/us/podcast/hypocritical-af/id1542417082Listen On Spotify:  Hypocritical AFSupport the show

Sunday Night RAW (Real Authentic Word) WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES ONLY - THE HONORABLE PROPHET KYLE LOVETT. Max Medica Feat: Trinity George | Prophetic Worship Flow | Healer | Watch To The End    • Max Medica Feat: ...   HOST CHURCH: Eagles Life Restoration Ministries- Plantation Florida Guest Church: Chosen Generation Outreach Ministries- SC Guest Speaker : Pastor/ Prophetess Glenda Robertson We are held live on Youtube live and Talkshoe Live on line church/studio please click this link https://app.talkshoe.com/episode/2573... please call 1 717 734- 6904 . Show id # 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues) www.elrpropheticshift.wixsite.com/preachers CEO/PRODUCER DR. ERICA L (ROBERTSON) AUSTIN

A MANTLE OF PRAYER YOU ARE INVITED TO FEAST ON THE MANNA OF THE PROPHET WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES ONLY - HOST :Prophet Glenda Robertson HOST CHURCH: Chosen Generation Outreach Ministries, Inc, Manning SC We are held live on Youtube live and Talkshoe Live on line church/studio please call 1 717 734- 6904 . Show id # 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues) https://app.talkshoe.com/episode/2561... www.elrpropheticshift.wixsite.com/preachers CEO/PRODUCER DR. ERICA L (ROBERTSON) AUSTIN

Beyond the 4 Walls ( Mystery of the unknown) YOU ARE INVITED TO FEAST ON THE MANNA OF THE PROPHET WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES ONLY -Nathaniel Coe III and Maverick City Music Guest Speaker : Prophet Jovani Joseph Sound the Intercessions-    • The Sound of Inte...   Holyghost    • Holy Ghost (feat....   Hosted Pastor : Franklin Golphin Love In Action Christian Center- Miami Florida CEO/PRODUCER DR EL ROBERTSON AUSTIN, GENERAL OVERSEER We are held live on Youtube live and Talkshoe Live on line church/studio please call 1 717 734- 6904 . Show id # 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile users if your experiencing issues) https://app.talkshoe.com/episode/2559... www.elrpropheticshift.wixsite.com/preachers #elrmcoalitionalliancefellowshipofchurches2021

YOU ARE INVITED TO OUR FIRST NIGHT WE DONT OWN THE RIGHT TO THESE SONGS ALL FULLNtokozo, Mbambo- CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES ONLY - Artist : Ntokozo, Mbambo- Jehova Is Your Name ( Live in Johannesburg) https://www.youtube.com/watch?v=Ro9KtH6cSVU #ayandantanzi #NtokozoMbambo #KokoRecords

SUNDAY NIGHT R.A.W. (REAL AUTHENTIC WORD) WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES ONLY: PROPHET KYLE LOVETT Sound of intercession 2 | Worship Meditation    • Sound of interces...   WELCOME TO ELR PROPHETIC SHIFT PODCAST NETWORK Host Church: Eagles Life Restoration Ministries Host Pastor: Dr EL Robertson- Austin, General Overseer Guest Speaker: Prophetess Glenda Robertson- Chosen Generation Outreach Ministries- SC CEO/PRODUCER DR EL ROBERTSON AUSTIN, GENERAL OVERSEER We are held live on Youtube live and Talkshoe Live on line church/studio please call 1 717 734- 6904 . Show id # 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile user) https://app.talkshoe.com/episode/2549... www.elrpropheticshift.wixsite.com/preachers #elrmcoalitionalliancefellowshipofchurches2021Music

SUNDAY MORNING MANA WE DONT OWN THE RIGHT TO THESE SONGS ALL FULL CREDIT BELONGS TO THE ARTIST, THIS IS ONLY FOR LISTENING PURPOSES ONLY: PROPHET KYLE LOVETT Sound of intercession 2 | Worship Meditation    • Sound of interces...   WELCOME TO ELR PROPHETIC SHIFT PODCAST NETWORK Host Church: Love In Action Christian Center Host Pastor: Pastor Franklin Golphin and Lady Minister Gloria Golphin CEO/PRODUCER DR EL ROBERTSON AUSTIN, GENERAL OVERSEER We are held live on Youtube live and Talkshoe Live on line church/studio please call 1 717 734- 6904 . Show id # 3226236 or call back line 1 313 209 8800.. ministry code # 6153528 ( for Metro PCS and T mobile user) www.elrpropheticshift.wixsite.com/preachers #elrmcoalitionalliancefellowshipofchurches2021

Sunday Morning Manna WELCOME TO ELR PROPHETIC SHIFT PODCAST NETWORK WE DONT OWN THE RIGHT TO THIS SONGS OR LYRICs FULL CREDIT BELONG THE ARTIST REV TIMOTHY WRIGHT AND TRINITY INSPIRIATIONAL CHOIR AND HEZEKIAH WALKER THIS IS ONLY FOR ENTERTAINING PURPOSE ONLY. FOR RADIO MINISTRY SOLD OUT https://www.youtube.com/watch?v=pTPDddFzl0I I CAME TO TELL YOU. https://www.youtube.com/watch?v=rwIGSMzMUik&list=RDdJr0pz-sjRo&start_radio=1 Host Church: Love In Action Christian Center- Miami Florida Host: Pastor Franklin Golphin and Minister Gloria Golphin, Elect Lady Produced by CEO Dr Erica L (Robertson) Austin, General Overseer (Eagles Life Restoration Ministries) and Presiding Prelate of ELRM Coalition Alliance Fellowship of Churches

Analysts Don Kellogg and Roger Entner discuss the latest news in telecom, media, and technology.0:27: Neville Ray of T-Mobile is retiring. What he has accomplished during his tenure at T-Mobile.3:16: Who is going to be taking over?6:09: Spectrum One plan has been very successful, who's rolling out a similar plan and what the details are.Tags: telecom, telecommunications, business, wireless, cellular phone, cellular service, Recon Analytics, Don Kellogg, Roger Entner, Neville Ray, T-Mobile, Sprint, Metro PCS, Ericsson, Spectrum, Charter, Comcast, Verizon, Xfinity,

Harvey Guillen (What We Do in the Shadows) joins us this week to share his journey going from growing up in poverty, collecting cans to fund his pursuit of acting, to landing a hit role in What We Do in the Shadows. Harvey talks about the love and support he received from his family during this pursuit and talks about what it was like coming out to his mother who already had her suspicions. Such a packed episode this week. We also talk about his Metro PCS ads being the pinnacle of his success to his family, what it's like having half of the WWDITS episodes improved, and how ‘strikes' against him early in his career are now his strengths in this industry. Thank you to our Sponsors: ❤️ Betterhelp: https://betterhelp.com/insde

The information in this post were my notes from the Women's Real Estate Investment Summit by Beth Azor. I highly recommend attending this next year. You can read this entire episode here: bit.ly/3QbW8KF Lending Because self storage is a business, you can do an SBA loan to purchase. Make sure to go with a lender that is experienced in SBA loans in order for it to take the least amount of time. You will find these lenders at industry specific conferences, you should also ask your network about them. It was recommended to never to do a CMBS loan, even thought the rates are great, because you are stuck with it for 10 yrs, there's a prepayment penalty, you cannot put a second loan on the property, and it gets sold multiple times over the life of the loan, and you don't have a direct contact. They can foreclose on you very quickly. Make sure to ask lenders if they service their own loans. Look at NOI/debt amount. Lenders like 9% and above debt yield ratio. If you're syndicating a deal, documentation on capital call is important for banks. Also, the controlling interest should stay with operator (this will also be required by the bank). Finding deals Call brokers regularly so they keep you in mind. Deals are getting done because of Linkedin. People are meeting people online, they are becoming influencers in their specific real estate field, and they are finding deals because of that, as well as growing their network. Purchasing properties Let/make brokers invest in the deals that they're bringing you. They will be very honest with the value of the deal they are investing in, they are also a great resource for any questions, and they understand the industry. Best practices Do a stress test analysis on your underwriting (and your existing properties) to see how the potential property would survive in an economic downturn. For instance, what would happen if 10-20% of the tenants left, what would happen if rents decreased by 10-20%. By the numbers Women outperform men in real estate investing by 2x1. I say this knowing that my audience is 65% men, and I love men. I say this because I want all the guys here to be mindful and purposeful to partner up with women. It has been proven over and over again that diverse teams in all industries do much better than non diverse teams. Beth asked lenders how many women have they lent to in their entire careers, they said between 1 and 3 women. That's an average of one woman per decade. Retail Beth's #1 acquisition strategy: 100% leased centers (rents are too low). Never vacate old tenants before new leases are signed. Watch out if a business is being sold to an EB5 person who is just buying to get a visa. If that happens, they will likely not run it properly and will close the business after they get the visa. So you need to start thinking of who may take over that space. When you paint a retail center, calls from leasing brokers go up 20%, every time! When your tenants call asking for something, give it to them, but ask for something in return (like a waiver). For retail signage, have white letters on dark backgrounds, it jumps out in retail. Metro PCS is known for not paying rent. Beth Azor Join the conference next year here. --- Support this podcast: https://anchor.fm/best-commercial-retail-real-estate-investing-advice-ever/support

We caught up with Mike C Da Champ from Austin, Texas for this episode of our Music Spotlight. The Stoner Baby family would like to congratulate Mike on surpassing over 1.5 million streams with his latest album “BORN LEGEND”. We definitely appreciate the album and the conversation as always. Be on the look out for the web magazine article featuring Mike C Da Champ and other artists who are hard at work and creating a buzz for their name. We hope everyone has a wonderful 2022 and we look forward to releasing more video podcasts with Anchor in the future! We will be back with part two to this interview! It's the cornerstone of conversation! Be sure to check out some of our favorite podcasts and if you have any you like them please message us and let us know! Mahalo. #mmod Do you have a T-Mobile, Sprint, or MetroPCS phone number or account? Visit this app for discounts on #GASA merch, MMOD/SBM products & services + free stuff just for being a T-Mobile customer; please the link to download the app and every Tuesday check in to see what new rewards await! https://share.t-mobile.com/charlesw-456 --- Send in a voice message: https://anchor.fm/stonerbabymedia/message

Location, Location, Location-What does this Really Mean? Interested in Franchise Ownership? Contact Pamela Currie to receive a COMPLIMENTARY Consultation on Selecting a Franchise. Pamela Currie, Host of the Franchise Business Radio show and Founder of Franchise Intellect, Inc. www.FranchiseIntellect.com Mobile: 847-970-8765 Email: Pam@FranchiseIntellect.com To learn more about guest topics, contacting a guest or becoming a guest on the Franchise Business Radio show simply email Pam@FranchiseIntellect.com Dan Wirtz, Founder Windsor Realty Group Dan Wirtz founded Windsor Realty Group in 1996 with an eye towards bringing a deeper level of sophistication to the commercial real estate category. Windsor specializes in custom, targeted solutions for retail, office and industrial clients. Through its proprietary, “Right People, Right Markets, Right Real Estate” approach, Dan and the Windsor team have helped dozens of clients in over 350 cities across North America find successful solutions for their businesses. Windsor's client list includes an impressive array of many well‐known brands, including Massage Envy Spa, Orange Theory Fitness, TrueREST, The Joint, European Wax Centers, Amazing Lash Studios, Alloy Personal Training, Michelin Tires, Moe's Southwest Grill, Cookie Cutters, Classic Rock Coffee, Island Wing Company, Dogtopia, Brand Energy and Infrastructure, AppleOne Employment, Bahama Bucks, Tropical Smoothie Café, Metro PCS, Rock N Roll Sushi, State Farm, and HR Block. Topics/Questions: How do I go about looking for real estate? What are the tools I can use? What is a good site? What is a good deal? How long does the process take? What are the steps in finding real estate? What items can I negotiate? Where should I look?      The Franchise Business Radio show is a platform to bring together franchise professionals to connect, educate and collaborate to serve the franchise community and those considering franchise ownership. Spotlighting Leaders in the Franchise Industry, experts in funding, legal, marketing and consulting. Franchise Business Radio hosted by: Pam Currie, Founder Franchise Intellect, Inc Made possible in part by: Host Pamela Currie, Franchise Intellect, visit: http://www.FranchiseIntellect.com Also made possible in part by: Franchise City, visit http://www.Franchise.city FranServe, visit https://franserve.com/ To nominate or submit a guest request visit: http://www.OnAirGuest.com To view guest photos from this show, visit: http://www.ProBusinessPictures.com ‹ › × × Previous Next jQuery(function() { // Set blueimp gallery options jQuery.extend(blueimp.Gallery.prototype.options, { useBootstrapModal: false, hidePageScrollbars: false }); });

Location, Location, Location-What does this Really Mean?Interested in Franchise Ownership?Contact Pamela Currie to receive a COMPLIMENTARY Consultation on Selecting a Franchise.Pamela Currie, Host of the Franchise Business Radio show and Founder of Franchise Intellect, Inc. www.FranchiseIntellect.comMobile: 847-970-8765Email: Pam@FranchiseIntellect.comTo learn more about guest topics, contacting a guest or becoming a guest on the Franchise Business Radio show simply email Pam@FranchiseIntellect.comDan Wirtz, FounderWindsor Realty GroupDan Wirtz founded Windsor Realty Group in 1996 with an eye towards bringing a deeper level of sophistication to the commercial real estate category. Windsor specializes in custom, targeted solutions for retail, office and industrial clients. Through its proprietary, “Right People, Right Markets, Right Real Estate” approach, Dan and the Windsor team have helped dozens of clients in over 350 cities across North America find successful solutions for their businesses. Windsor's client list includes an impressive array of many well‐known brands, including Massage Envy Spa, Orange Theory Fitness, TrueREST, The Joint, European Wax Centers, Amazing Lash Studios, Alloy Personal Training, Michelin Tires, Moe's Southwest Grill, Cookie Cutters, Classic Rock Coffee, Island Wing Company, Dogtopia, Brand Energy and Infrastructure, AppleOne Employment, Bahama Bucks, Tropical Smoothie Café, Metro PCS, Rock N Roll Sushi, State Farm, and HR Block.Topics/Questions:How do I go about looking for real estate?What are the tools I can use?What is a good site?What is a good deal?How long does the process take?What are the steps in finding real estate?What items can I negotiate?Where should I look?The Franchise Business Radio show is a platform to bring together franchise professionals to connect, educate and collaborate to serve the franchise community and those considering franchise ownership.Spotlighting Leaders in the Franchise Industry, experts in funding, legal, marketing and consulting.Franchise Business Radio hosted by:Pam Currie, FounderFranchise Intellect, IncMade possible in part by:Host Pamela Currie, Franchise Intellect, visit: http://www.FranchiseIntellect.comAlso made possible in part by:Franchise City, visit http://www.Franchise.cityFranServe, visit https://franserve.com/To nominate or submit a guest request visit: http://www.OnAirGuest.comTo view guest photos from this show, visit: http://www.ProBusinessPictures.com

What was done to my car horn on west bellfort and beltway 8. The day I was paying my Metro PCS phone bill. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/anthony-albert/message Support this podcast: https://anchor.fm/anthony-albert/support

Sergio Chicon and Xia Anderson join Luis J. Gomez and Zac Amico and they discuss Xia's snacking stream, What're You Snackin' On - childhood treats, Sergio's Wild Kingdom, the 23 year old girl who's wanted for drugging and robbing a guy, Xia's missing meth addicted sister, Luis' addiction to Reelz, Sergio's hairless legs, Luis' Metro PCS freak out, Xia's OnlyFans content and so much more!(Air Date: October 4th, 2021)Support our sponsors!Promescent.com - Free shipping and a 60-day money back guarantee! Check out Promescent an for assortment of products to enhance your sex life!RockAuto.com - Go to Rock Auto for car parts at the best possible prices and let them know Real Ass Podcast sent you!BlueChew.com - Use promo code: RAP to get your first month free! Just pay $5 for shipping!Send your Be Luis Assistant submissions to RealAssOfficial@gmail.com!Submit to be Luis' sparring partner by sending a video and your information to RealAssOfficial@gmail.com!Real Ass Podcast merchandise is available at https://podcastmerch.com/collections/real-ass-podcastYou can watch Real Ass Podcast LIVE for FREE every Monday, Wednesday and Friday at 11am ET at GaSDigitalNetwork.com/LIVEOnce you're there you can sign up at GaSDigitalNetwork.com with promo code: RAP for a 7-day FREE trial with access to every Real Ass Podcast show ever recorded! On top of that you'll also have the same access to ALL the shows that GaS Digital Network has to offer!Follow the whole show on social media!Sergio ChiconTwitter: https://twitter.com/sergiochiconInstagram: https://instagram.com/sergiochiconXia AndersonTwitter: https://twitter.com/xia_landInstagram: https://instagram.com/xia_landOnlyFans: https://onlyfans.com/xialandLuis J. GomezTwitter: https://twitter.com/luisjgomezInstagram: https://instagram.com/gomezcomedyYouTube: https://www.youtube.com/c/LuisJGomezComedyTwitch: https://www.twitch.tv/prrattlesnakeWebsite: https://LuisOfSkanks.comZac AmicoInstagram: https://instagram.com/zacisnotfunnyGaS Digital NetworkTwitter: https://twitter.com/gasdigitalInstagram: https://www.instagram.com/gasdigital/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is Noise Pollution a Public Health Crisis? Rick Neitzel, professor of environmental health sciences at the University of Michigan, joined The Takeaway to discuss the toll of noise on our bodies and the environment, and what can be done to mitigate the harm. Music or Noise?: The Story of Go-Go in a Gentrifying Neighborhood in D.C.  In 2020, Mayor Muriel Bowser signed a bill that made go-go the official music of D.C. after a resident from a luxury apartment building across the street from a Metro PCS phone store known for loudly bumping go-go music — a funky, hip-hop music rooted in Black culture which was born in D.C. The resident allegedly threatened to sue the owner of Metro PCS, which is T-Mobile. This summer, D.C. officials unveiled a go-go themed mural on the side of that same apartment building where the 2019 noise complaint was made. Natalie Hopkinson, an Associate Professor of Communication, Culture and Media Studies at Howard University and co-Founder of “Don't Mute DC” Movement, talks with The Takeaway all about go-go.  Allure's New and First Black Editor-in-Chief We talk with Jessica Cruel the new and first Black editor-in-chief of Allure magazine about her new gig, diversifying the coverage in the beauty game, and her plans for the magazine going forward. The Importance of Mentoring for Black Girls Susan L. Taylor founder and CEO of the National Cares Mentoring Movement and Dr. Monique Morris, CEO of Grantmakers for Girls of Color, joined me to discuss the importance of mentoring young Black girls at the individual level and at the community level to provide the proper foundation for them to succeed.  For transcripts, see individual segment pages. 

Is Noise Pollution a Public Health Crisis? Rick Neitzel, professor of environmental health sciences at the University of Michigan, joined The Takeaway to discuss the toll of noise on our bodies and the environment, and what can be done to mitigate the harm. Music or Noise?: The Story of Go-Go in a Gentrifying Neighborhood in D.C.  In 2020, Mayor Muriel Bowser signed a bill that made go-go the official music of D.C. after a resident from a luxury apartment building across the street from a Metro PCS phone store known for loudly bumping go-go music — a funky, hip-hop music rooted in Black culture which was born in D.C. The resident allegedly threatened to sue the owner of Metro PCS, which is T-Mobile. This summer, D.C. officials unveiled a go-go themed mural on the side of that same apartment building where the 2019 noise complaint was made. Natalie Hopkinson, an Associate Professor of Communication, Culture and Media Studies at Howard University and co-Founder of “Don't Mute DC” Movement, talks with The Takeaway all about go-go.  Allure's New and First Black Editor-in-Chief We talk with Jessica Cruel the new and first Black editor-in-chief of Allure magazine about her new gig, diversifying the coverage in the beauty game, and her plans for the magazine going forward. The Importance of Mentoring for Black Girls Susan L. Taylor founder and CEO of the National Cares Mentoring Movement and Dr. Monique Morris, CEO of Grantmakers for Girls of Color, joined me to discuss the importance of mentoring young Black girls at the individual level and at the community level to provide the proper foundation for them to succeed.  For transcripts, see individual segment pages. 

Hello friends! Love Your Minutes with Monchiere’ Holmes-Jones It’s always good to catch up with Xavierites who are killing it in their profession.  As many of us work on building our professional brand, because clearly it #essential in today’s workplace, marketing is so important.  Listen in to this episode as we get personal with maven of MOJO Marketing Monchiere’ Holmes-Jones! You will learn: What a marketing agency does Amplifying Vaccine Readiness Her journey from Avondale, LA to Xavier to Nashville, TN Brand Strategizing and Brand Experience Her personal healthcare journey How to Love Your Minutes Links: https://www.mojomktg.com/ https://news.uthsc.edu/tag/tennessee-community-engagement-alliance-ceal/ https://m.facebook.com/story.php?story_fbid=764827587753670&id=106226084753785 https://www.xula.edu About our guest: Monchiere' Holmes-Jones is known for amplifying brands from brand strategy to brand experience. Monchiere's seasoned 17 years of experience in a blend of advertising agency and in-house corporate brands in major industries like tourism, automotive, gaming, healthcare, wireless, higher education, tech, quick-service restaurants. Her current claims to fame include curating brand campaigns through experiences for Tennessee State Parks, New Orleans Multicultural Tourism Network, The Cupcake Collection, MetroPCS, United States Postal Service, HCA Healthcare, Hiller Plumbing Heating Cooling & Electrical, Mr. Roof, and many more.  Her agency's MOJO thrives on market takeover media exposure, energetic integrated marketing campaigns, and ideating memorable experiential events. Monchiere' is a trusted entrepreneurial advisor at Nashville's Entrepreneur Center and speaks around the Southeast energizing panels and conferences about her journey to be seen creatively as a black woman in the agency world and her passion to amplify businesses and brands that the world needs. Connect with Monchiere: mojomktg.com Connect with Dr. Courtney, Dr. Leah, & Dr. Sylvia: https://www.3friendstalk.com/ https://www.instagram.com/3friendstalk/ https://www.facebook.com/3friendsTALK/

This is an interaction that occurred between myself and a Metro-By T-Mobile representative today regarding an ongoing issue I have been having with my service that has been ongoing for nearly a month. After 11 (eleven) phone calls, tickets being prematurely closed without resolution, it is painfully clear Metro does not have process in place to protect their sales and profitability as well as ensuring a seamless customer experience. This is customer abuse. If you are not regularly auditing your customer contact points I ASSURE you that your customers will experience a dis-jointed experience like this. At the completion of the call without indication I was abruptly dumped into a survey queue for which I confidently indicated on all four questions my satisfaction left was a 0/10 at which point their IVR xfered me to a live (presumably) "save" team member who accidentally disconnected the call. No follow up efforts were made after this disconnect despite repeated requests that in case of a disconnection I was to be called back. Every representative insisted this wasn't "possible". Off site, outsourced call center initiatives DO NOT WORK. As a customer I literally was forced to dictate proper notes to be entered into their CRM after 11 phone calls. This is beyond unacceptable. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/colint/support

February is the month of yes in the Pazediv Society. On this week's episode we are revisiting Pazediv Society's Good Soil Ministry Call. Come and fellowship and grow with us on a future call. To join dial 425.436.6200 + access code: 203402 If your cell phone provider is Metro PCS or T-Mobile dial 425.535.9126 first, then enter the dial in number and access code --- Send in a voice message: https://anchor.fm/truthmoment/message

Do cell phone carrier brand names matter? How much are you willing to pay for your plan? How do you feel about prepaid? Do you lease or own your phone? The bar: “Bunch of non-mogul a** n*****; Frontin’ like they got a plan, Boost Mobile a** n****”

“Stacy @ Metro PCS : Ep. 10 Apple Podcasts: https://podcasts.apple.com/us/podcast/stacy-at-metro-pcs-ep-10/id1520010323?i=1000488937042 Spotify: https://open.spotify.com/episode/3agL1RaclwvmpWbCtcZbJR?si=DXw9K2AEQaWOMG8SeEgfGg Anchor: https://anchor.fm/thahomies/episodes/Stacy-At-Metro-PCS--Ep--10-eiiclv Youtube: https://youtu.be/XtxCA35es54 KEEP UP WITH ALL NEW & FUTURE RELEASES BY KEEPING UP WITH OUR “FULL EPISODES” PLAYLIST: https://youtube.com/playlist?list=PLc4aXZaDLgK6JnXBVf_Rq2bbBWomBpFUG If you are on your way to work and need a podcast to listen to, or just want to zone out while walking around cleaning up the house, These links are for you! Apple Podcast: https://podcasts.apple.com/us/podcast/tha-homies/id1520010323 Spotify: https://open.spotify.com/show/7eaifvIasomZWkjYTzoDhl?si=mgK5uC86SAa5It-T6u2RiA Anchor: https://anchor.fm/thahomies Thank you for supporting “Tha Homies” you can follow us on the Social Media Links Below: Twitter: https://twitter.com/THAHOMIESPOD Facebook: https://www.facebook.com/ThaHomiesPodcast IG: https://Instagram.com/ThaHomiesPodcast PLEASE BE SURE TO SUBSCRIBE TO THE YOUTUBE CHANNEL! EMAIL: ThaHomiesPodcast (AT) Gmail.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

DeShena used to be so stressed about paying bills that she would physically shake when she had to deal with it. But with some mindset shifts she was able to get caught up on her bills and pay off $54,000 in 2.5 years! She is now a life coach to help others work on their mindset so they can overcome that stress and live the life they want! About DeShena: I'm DeShena Woodard, founder of Extravagantly Broke, a blog that empowers women to crush debt and pursue their passions. I'm an everyday working mom who followed the traditional path of going to college, buy a nice house, buy a fancy car, have a kid. Then I found myself living paycheck to paycheck, miserable, and stressed about bills. It took a total mindset shift for me to change my thinking surrounding money and then change my spending behavior. I was then able to pay off $54,000 of debt in a little over 2.5 years and now I'm 100% debt-free. Resources mentioned in this episode: Budget Spreadsheet: www.budgetsmadeeasy.com/spreadsheet Don't Keep Your Day Job by Cathy Heller (aff link) https://amzn.to/2N03xx6 Full Transcript: Welcome to the money mindset podcast, where you will find the inspiration and motivation. You need to manage your money better. So you can stress less and live the life you want. This is Ashley Patrick with budgets made easy and the money mindset podcast today we're talking to DeShena Woodward. Who's the founder of extravagantly broke a blog that empowers women to crush them debt and pursue their passion. She's an everyday working mom who followed the traditional path of going to college, buying a nice house, buying a fancy car and having a kid. Then she found herself living paycheck to paycheck, miserable and stressed about bills. It took a total mindset shift for her to change her thinking surrounding money, and then changing her spending behavior. She was then able to pay off $54,000 of debt and a little over two and a half years. And now she is a 100% debt-free. Now, if you are ready to get started on your debt payoff journey, changing your mindset around money, changing your spending behavior. You can get your paycheck, budget spreadsheet. It is set up for you to budget by paycheck, which then goes into a monthly view if you want the monthly view. And then into the yearly view. Plus it has a bonus Christmas budget sheet included as well. You can go to budgetsmadeeasy.com/spreadsheet, and it'll take you to grab your paycheck budget spreadsheet. That is totally customizable for whatever you want to do with your budget by paycheck. It also has a Google sheet as well as Excel. So you can use it on your phone, on the internet, however you want to do it. So go grab your spreadsheet at budgetsmadeeasy.com/spreadsheet. And now is our interview with does Sheena. Hey, welcome to the podcast to DeShena. Hi Ashley, thanks for being here. I'm so excited to talk to you about your debt payoff journey. And, you know, I know that you're really big about, um, you know, you changing your mindset around money and everything like that. So before we just like dive right in, can you just kinda tell us a little bit about yourself and what you do now? Okay. Sure. Well, my name is Deshena and I'm the founder of the website extravagantly broke, which is basically kind of like a money mindset blog, where I try to empower women to like crush debt and pursue their passions, pursue what they're passionate about, which is why I also became a certified life coach, because I began to understand that money problems don't just start and end with money and it can bleed into so many different areas of your life, you know, and even like your relationships or your job performance, even with, in my case, it was affecting my self confidence. So, uh, and there's usually some sort of underlying issue. And so I kinda like to take a holistic approach to debt freedom. And I just kinda talk about the methods that have helped me overcome living paycheck to paycheck, and to finally become a hundred percent debt free. And I want to help other people understand the motives behind them spending habits so that they can finally take control of their finances as well. So my basic message is pretty much that anyone can be debt free or can learn to live debt free, you know, once you make that mindset shift. Absolutely. And you know, my, my podcast is the money mindset podcast, because it's so important to focus about your mindset because you know, doing a budget or even making your plan, isn't the whole picture. Yeah. You can write it down on paper, but if you don't make those longterm habits and the changes mentally, you're going to wreck the budget anyway. Like you're not, you're still not going to follow through and things like that. So, and that's not even just about money, that's like anything, like how many of us want to lose weight and we make a plan and then they'll like me and then I eat all the Oreos at 9pm at night! So I'm so glad that we were going to talk about shifting your mindset and everything about money. Um, so tell me some of the things that you did to make those changes. You know, you've paid off a lot of money really fast, and so that is not an easy feat. So, um, what are some of the things you did to kind of change your mindset to get you in a place that you were even ready to pay off debt? Oh, well, let's see. It was like, it was so many things. It wasn't just one specific thing. Um, it, it, it was really an ongoing process. Um, but yeah, one of the key things that helped me was I started years ago trying to keep my expenses low. Um, and, but what really helped me was when I finally got a job that I had been pursuing for years, I finally got the position I had been pursuing for years and my kids were getting bigger. So I could take on more of a full time role because previously I had been more like, you know, just working a couple of days a week because I wanted to be available for my children. But as they started getting older, then I really kind of went after that job that I had been wanting for years. And once I did that, uh, what I noticed in all my research from a personal finance and even in my own experience is a lot of times when we, uh, earn money, we're already thinking about how to spend it as soon as we earn it, you know, what we're going to do with that money? I do. I start thinking about, Oh, I can do by this. So yeah, even in the interview, it's like, even while you're interviewing for the job, it, at least it's been nice. There's like, Oh my gosh, you know, I get this job, then I can get that car and I can get this, or we can buy that house and whatever. But this time when I, uh, when I got the job, my salary jumped at about 40, 45%. Uh, and, but my expenses didn't, I still kept my expenses low. I didn't start looking for ways to immediately get rid of my money instead. I wanted to hang onto it and save it and pay off, pay down my debt. So yeah, it kind of made you start to want to pay down your debt. Like, was this just something that had been weighing on you or was it, um, just something that you just felt like you should do weighing on me for sure. Ashley for years. I mean, it was just, it was torture. I mean, I was at the point where it was affecting me, you know, physiologically. I mean, I was having symptoms when, uh, I was always concerned about bills. I was always behind. I was always feeling stressed. I was always, when it was bill paying time, I could get that. I could feel my heart pounding in my chest that turned into my stomach and I would see mild tremors in my hands. And I was like, this is not right. You know, I'm like something, you know, why am I like this? You know, why is everybody else, you know, seem to be managing so well, but why, when it's time for me, I feel like I'm just so stressed, uh, with this, with paying bills and never catching up, you know, always behind. So, uh, yeah, it was affecting me, you know, physiologically. So I knew something wasn't right. And it weighed on me heavily. So I had to, I knew there had to be, I had to do something different because what I was doing was not working obviously. And I, like, you mentioned that, um, you felt like other people were handling it better. Like, I feel like whenever I talk to, um, other people, like, they always think that everybody else is better with money than they are, but it's not true. Like, we all stress about money and, you know, 80% right. Of Americans live paycheck to paycheck. And it's even like a worldwide thing. Like I talked to people in other countries that struggle with finances as well. So it's not just an American thing either, but you know, we always think that other people are doing it better than us. And you know, they're not, they're not, we all with the same thing. So you're, you know, you're not alone. So I'm glad that you mentioned that. So did you have like an aha moment that you like knew something had to change or was it just kind of the piling of the stress and the physiological stuff? Well, it, it, it was that come compiling of, of the stress, but they're definitely was an aha moment. There was a catalyst for sure. Um, okay. So I will tell you that my husband, you know, I guess it's part of, you know, the culture, the American culture, whatever, maybe I don't know every culture, but you know, you want to live up to a certain standard and you want to do better than you did growing up. Of course. Um, and you know, you're, you're taught in school, not necessarily about money, at least not when I was going through school, but you're out and not how to handle money, but you're taught that you should earn money. You should get a house and, you know, go to college, get a job, get a house, get a nice car, has some kids, kids in private school, you know, all that. Stuff's, you know, kinda like the standard for being successful, but you're not really taught, you know, really how to manage money. But, you know, people are, you see people doing well and you want to do the same. So my husband decided that we should, it was time for us to get a luxury car. And I really didn't have my mind set on a luxury car. I, it was not even in my, on my radar at that point, because I knew that, you know, I was still kind of, even though I was a professional, I was only working part time because my daughter was as an infant at the time and I won it, but he wanted to, you know, I guess kind of make sure he was, we were keeping up with what everybody else was doing. So he had us down there at the Mercedes dealership looking for a car and I was like, okay, but Hey, let me tell you, I did not put up a fight. I w you know, once we got down there, I was all on board, but let me tell you that was the, that was really not a smart move, but anyway, we got the car, uh, we figured jointly, we could pay this off, you know, with the standard 60 payments for five years. So we did it at, but what was the catalyst for me, even though we were, you know, I was always in debt, always behind, uh, with my bills, trying to keep up with this car payment. But the catalyst for me came when, while I in the middle of making this $850 a month car payment. Yes. Because this was like the S class luxury Mercedes. He doesn't do anything small. So it's like, so while you're go home, go big or go home. Right? So while in the midst of making this $850 car payment, about two and a half years, I think into it, the water pump broke and he took it to the dealership and they were going to charge something upwards of $2,500 a month. I mean, not a month for a repair. And then my husband said, Oh no. And he asked around and he got a referral. So we ended up going to this, um, uh, car repair shop that specialized in German car repairs. And it did bring the cost down, but it was still $1,700 on top of pain, $850 a month. Imagine having to come up with an additional $1,700 for a car repair. Once that happened, I was two through, I was like, no, this is, this is stupid. This is just beyond ridiculous. What are we doing? Why are we blowing our money like that? You know? And since then I've learned that one of Dave Ramsey's philosophies is that okay, if you want to stay broke our middle class, keep making car payments. And that is so true because I was both broke class, going nowhere with the way that we were up thinking about money. So that was a big catalyst for me after that, it's like, something's got this, this has to change. That's it You know, I was one of those that had the nice brand new luxury vehicle too. I'm still driving that thing like 10 years later. Cause my husband didn't want to sell it. We did. I mean, we paid it off obviously, but, um, yeah, I'm still driving that thing and drive it into the ground. Right, right. So tell me what were some of the mindset shifts. Okay. So you had your aha moment and, you know, um, sounds like you got a really good phrase. So what were some of the things that you did to pay off your debt? Well, first of all, how much debt did you pay off and how quickly did you do it? I forgot to ask you that. Oh, no problem with I, once I got that job, I would say that was like, um, right at the end of 2016. And then, you know, it took me a couple of months to actually catch up on all the things I wish I was behind on. And then, so I say my jet pack journey started in roughly January of 2017 and I was able to pay everything off by August of 2019. So a little over two and a half years, roughly about two years and eight months to pay off a $52,000 worth of debt. Wow. That's amazing. So tell us some of the things that you did, um, to pay off the debt fast besides, I mean, obviously you got a raise, but you know, you still had to be intentional about the money, you know, just, just having extra money. He's not all of the solutions. So what were some of the things that you did, um, to pay off the debt so quickly? Well, uh, one of the things that I did was definitely, um, doing like the zero based budgeting, uh, where I would, I was very, you know, strict on tracking my, my expense, every expense and assigning every dollar, a job, you know? Um, I would even my say even for savings, cause I had decided that I was going to start saving too, cause I didn't even have an emergency fund nothing. And so I decided that I, if I started tracking what I was doing, that I could budget my emergency fund or yeah, the money towards my emergency fund off the top. Because if you wait till the end, most of the time you don't have anything left. So I had to start taking a little bit off the top and, and then I decided to the next thing I would say, aye, it was pretty much the debt snowball, where I looked at one bill that I could pay off. First one, small bill, what's the smallest thing that I can pay off. And once I found that and I actually was able to pay that off, you know, it kind of gave me a boost and kind of made me look at, okay, now what can I pay off next? You know, it's kind of, it kind of becomes like a game. It's like, okay, now I took care of that. Now what else can I pay off and how much more money can I find to put into my savings account? So just being very, um, intentional with my, my budget and tracking my money really helped me, uh, to pay, pay off that debt. And it just snowballed, I just kept on throwing more and more and more money at the debt because like I said, my income did increase, but I didn't purchase things. I didn't start buying things. So, um, yeah, so it was, those are pretty much the two main things that I would say the snowball and the, and the zero based budgeting and being intentional. Absolutely. Yes, those are very important things. Um, and you know, and changing your mindset to, it sounds like, you know, you started thinking about, um, how you handled your money differently. So from, you know, whenever you were behind on bills and, you know, buy a new cars and credit cards, all that stuff, how did your mindset shift from then to where you are today? Like what was, you know, the major things in how you think about money? You know, it just kind of evolved because as after I realized, you know, with that, with that car payment, uh, it's like, you know, this is, this is, this is ridiculous. Why am I doing this? You know, do I really care about driving? You know, this kind of car and do I really want to work hard for my money, just so that I can pay it to finance the company. It's like, I just got to the point where I wanted to see my money, you know, it's like, it just, it would disappear faster than I even made it. And it's like, well, what am I going to see my money? Exactly. You know, it was just that thinking that what can I do to help me keep more of my money instead of always giving, giving it away as soon as I get it. So I would, you know, start making cutbacks on things that, that weren't, it didn't really matter so much, you know? Uh, I didn't care about I'm like, do I really need an Apple phone? I don't care about Apple phone. You know, as long as I have a phone that can, um, a smartphone that can take calls and good me GPS to get to where I need to go to the main, the main reasons that I need needed by phone. So, you know, I cut, I cut those expensive phones and I dropped down to like a phone where I pay, uh, what do we pay a hundred dollars a month for four lines? Oh yeah. Like with Metro PCs, you know, I'm not, they don't, uh, I don't have any affiliations with them or anything other than I just pay the bill, but it really worked out for me a hundred dollars a month for four lines. I'm like, you can't beat that with a stick and the, no, I'm not. And the phone does everything I needed to do. I don't know. Maybe for people who, who need more fancier things, then, you know, maybe you want something else, but it works for me. I just had to look at the things that, that really mattered most to me and going out and get it. Another luxury car was never on my to do list. Not unless I can pay cash for one, I'll tell you that. But, um, so when I did need a new car, uh, and believe me, it took years, we drove that other car for you. We still had, but, uh, and it's, uh, it's 20 years old now. So, uh, we drove, we keep it because like you said, we'll run it into the ground after all, you could have, you know, say it a small country for a year. We paid on that car. So it's like, you know, we still have it, but I don't even drive it. My husband drives it. Occasionally I went and got me when I needed a new car. I went and got me something economical, fuel efficient that was comfortable. I went and got me a nice little, a Nissan SUV, and now it's a hundred percent paid for, I paid it off early because it was affordable and it takes me everywhere. I need to go. And I love it. So just doing things like that, you know, I could, you know, I could keep, you know, some people believe they can, they always have to have a car payment and that's not true. You don't, you can pay off a car, get you a nice little car, pay it off and drive it. You know, it'll take you everywhere. You need to go the grocery store church to pick up the kids back home, to work wherever. So I'm happy with that. I started focusing on living comfortable and keeping my money in my own hands then, uh, you know, giving it away and trying to live extravagantly. Absolutely. Um, so what would you tell somebody that was in your shoes? You know, they're, they're behind on their bills and, you know, has a huge car payment and they just don't think that they can pay off their debt. They don't see a way out. What is your advice for people like that? There is a way, um, I will tell you that, um, I did this interview with a financial coach and she's been a financial coach for 20 plus years. She's talked to people from low income to high income and what she told me, the number one, I think mistakes that people are making that is affecting negatively impacting their budget is that they're not tracking. And so tracking and, and, and with the people that I've recently started coaching I've. I found that to be absolutely true. They don't know what's coming in and what's going out. So of course you don't know where your money is. So the advice that I would say is you definitely have to start tracking. And once you start tracking, you can see where the spending leaks are. And then when you see those leaks, you can start seeing, okay, look, I'm wow. I spent $1,200 this month on groceries. How is that possible for a family of four? It's like, okay, what can we do to start making some cut backs on that and, and, you know, pay more attention and be more intentional with this expense. So yeah, if you can, if you track, then you can find those spending leaks, and then you can see where you can start making cuts. And I promise you they're in there. Oh, absolutely. I, 100% agree with that. And that's so funny that you say $1,200 a month on food for a family. Poor. Cause that was me. That's how much, when I first started tracking, that was like my aha moment. I was like, you've got to be kidding me. Like, and one was a toddler. Mom was a newborn. So [inaudible], but you know, when you know where it's going, that's, you know, where you can, it's easier to see where you can make the changes. Cause you know, in our mind we don't think that we've spent that much. Like, and that's why swiping a card. You spend so much more money compared to like cash because you know, you just don't feel it the same way. And you just mentally in your head, you thank you spent less. I mean, I still do that. If I don't stay on top of my tracking, I I'll think, well, I spent this much and then I go and do it. I'm like, Oh no. Oh no. Mental accounting is not much. So do you have, um, any last words of wisdom? Any final pieces of advice? Yeah. Uh, yeah. Well, I would say, um, there was a three things that I I think are really important that people can do immediately to start seeing improvements in their budget. And the first thing is, like I said, with the tracking so that you can see the spending leaks. I mean, you gotta make a list, you got to write it down, you can't do the mental account because you'll, you'll be wrong every time we've all tried it and it doesn't work no matter what you think it doesn't work. So, and then the second thing is to stop spending, um, you know, there's this quote that I like to use or that once I heard it, I was like, absolutely, I love this quote. It's like, when you find yourself in a hole, drop the shovel and stop bigging, you just have to stop spending, you know, you just must, it's like start tracking your expenses and then identify those spending leaks and don't create any new debt. So, and then the third thing I would say is about just being intentional, uh, you know, seeing what matters most and then working backwards to find, uh, what action you can take this week. What's the one thing you can change this week or this month to get you to whatever that goal is that you want, you want to be debt free, then how much debt are you in work backwards? How long can you take you to reasonably pay this off? And so what can you start doing this week or this month to get you one step closer to that? So I would say those would be the three main things that anybody could start doing right away to start seeing improvements. Absolutely. I completely agree with that. Um, and what is your favorite nonfiction book? I always like to ask people so I can get some more ideas for my book lists, but, you know, just helps us improve our, not just our financial lives, but just our lives in general as well. [inaudible] uh, well, I would have to say, uh, recently it's this book called don't keep your day job by Cathy Heller. Uh, even if you look at the title on the book, uh, the caption, it says, you know how to turn your passion into your career. And I think that would help a lot of people. Well, because when you're, you're doing something, uh, that I don't enjoy, uh, it makes it even that much harder to improve your financial situation or to want to work, or you do it grudgingly. So, um, you know, if you can find that right to what you enjoy and learn how to turn that into your, your, uh, career, then, you know, it would go a long way towards the money will come. The money will come. I really, I really have been in, she also has a podcast and I really enjoy I've been enjoying her package. Yes. And she gives actionable tips on how you can do things like reach out to people or create your own opportunities and turn them into cash. So that's a book that I'm, I'm, I've just started and I'm anxious to really dive into that one. I love podcasts too. Do you happen to remember the name of her podcasts? It's the podcasts by the same name? Don't keep your day job. Awesome. I'll have to find that. So where can people learn more about you and follow you? Well, my website is extravagantly broke.com and I'm at extravagantly broke on all platforms except Twitter, I couldn't get the handle. I want it. So on Twitter, it's extra, extra broken. And also I do on my, on my side, I offer, uh, as a life coach, I, my specialty is, uh, debt freedom because I want people to know that anyone can be debt free. So you just have to, sometimes you just need the right push in the right direction or just, you need some accountability. Um, and so I offer a free 30 minute discovery or clarity calls if anyone is interested in chatting to see if I can help them, but, uh, yep. Extravagantly broke.com. That's where I am. Well, that was so much fun talking to you with you today. And I will link to everything in the show notes as well. So you can go get your free call with Machina, and I appreciate you taking the time to talk with us today. Oh, no problem, Ashley, thank you so much for having me. Thank you. Thank you so much to DeShida for being with us today and don't forget to go grab your paycheck. Budget spreadsheet. Budgetsmadeeasy.com/spreadsheet, and I will talk to you guys soon. Special Guest: Deshena Woodard.

James Leo Krause (born June 4, 1986) is an American professional mixed martial artist and entrepreneur, currently competing in the lightweight division of the UFC. A professional MMA competitor since 2007, Krause has made a name for himself fighting all over the United States, competing mainly in the Midwest region. Krause has also competed for organizations such as Bellator, WEC, the RFA, and Titan FC. When Krause is not training for an upcoming fight, he teaches Brazilian Jui Jitsu and Mixed Martial Arts out of his own gym, Glory MMA & Fitness in Lees Summit, Missouri. He also owns part of Kansas City Fighting Alliance, KCFA and Metro PCS stores in the Kansas City metropolitan area. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/oa-levels/support

Norman J. Liverpool IV is an entrepreneur and speaker, with a passion for spreading awareness for the LGBTQ+ community and the issues that community faces.He's also the creator of a signature mentorship and coaching program designed for that same LGBTQ+ community called Over the Top Living. Prior to accomplishing so much not only for himself, but others as well, Norman left his home in Chicago and relocated to Las Vegas in 2007, that he began his journey to finding himself. By 2008, this journey led him to the realization that he was gay. Then identifying as a gay black man, he would spend the next several years in and out of varying versions of himself. This process has spanned for over 15 years. We're here to talk quite a bit about that. Show Notes Follow Norman on Instagram | Facebook Theme music by: Ruel Morales Audio Transcript Brian Schoenborn 0:01 Hello, hello. Hey everybody. Our guest today is an entrepreneur and speaker, the passion for spreading awareness for the LGBTQ plus community and the issues that community faces. He's also the creator of a signature mentorship and coaching program designed for that same LGBTQ plus community called over the top living prior to accomplishing so much not only for himself, but others as well. Norman left his home in Chicago and relocated to Las Vegas during this time in 2007, that he began his journey to finding himself by 2008. This journey led him to the realization that he was gay. Then identifying as a gay black man, he would spend the next several years in and out of varying versions of himself. This process has spanned for over 15 years. We're here to talk quite a bit about that. Give it up for my friend, Norman J. Liverpool, the fourth. Brian Schoenborn 0:55 My name is Brian Schoenborn. I'm an explorer of people, places and culture. In my travels spanning over 20 countries across four continents, I've had the pleasure of engaging in authentic conversations with amazingly interesting people. These are their stories on location and unfiltered presented by 8B Media. This is Half the City. Brian Schoenborn 1:21 What's up, man? How you doing, Norman? Norman J. Liverpool IV 1:23 I'm good as another day in paradise, that's for sure. Brian Schoenborn 1:25 Another Day in Paradise. You are absolutely right, man. Now, I gotta tell you, man, I've so I've known you for quite some time. What is like, 10? Norman J. Liverpool IV 1:33 Yeah, we met we met back in '08. Brian Schoenborn 1:36 yeah. 2008 That's right. You know, when I first saw you talking about what you're up to now, I got…Well, I was really interested, of course, but I was also really, really impressed with how far you've come in the last, you know, 12, 12-plus years. You know, it's really inspiring, you see, to see people growing and changing like that, you know, like, like the way I see things is everyone's kind of a collection of our moments, right, where and how we respond to it. So everyone's unique, you know, 8 billion people, which is why I named my company 8B Media, and everyone's got a story and everyone's perspectives and frameworks and everything like that are all unique to their experiences. So I'm interested, if you can kind of tell me how, how you went from Northern Liverpool, coworker, to kind of to discovering that you're a black gay man, and then kind of coming into your own a bit. Norman J. Liverpool IV 2:35 Well, it started back actually in 2007, when I moved to Las Vegas from Chicago. And a huge reason that I decided to move is because my family back home were extremely religious. And I was still trying to figure out myself, I was trying to come into adulthood. And I just didn't feel like I could do that with All of these influences around me. So I got a one way ticket and came to Las Vegas in December of 2007. And I got the job at Metro right away. But then again, I was still like a baby, you know, I'm 21 years old. I didn't know up from down. I didn't know what expressing myself and living as a gay man what that actually meant, because for so long I was told that it was wrong, I'm going to hell, all of that. Norman J. Liverpool IV 3:32 So when you and I met, I was going from one extreme to the next because I did not know like where to even begin. So I remember back then, like I would have like long hair and carry big purses and have you know, like all of that and then because that's what what when you look at media, you know, that's what I saw. And I did not know that that I didn't have to be anything but myself. And so I spent quite some time kind of acting, if you will, trying to figure out what being gay means. And what, what it meant for me. Brian Schoenborn 4:16 Mm hmm. Norman J. Liverpool IV 4:17 And, oh, it was years of of turmoil and going up and down and in and out of relationships, and it was just like a lot of craziness. And then I got into property management back in 2012. And that really shifted things for me because prior to that, you know, I was working, you know, as you know, at Metro PCS, and then I was also a part time bartender. You know, I did drag shows and I was doing all these things. And then when the property management came on the table, I didn't have time for all of that because now working nine to five I have really important responsibilities and duties and so that was kind of like the catalyst that kind of started a lot of this, just because it changed the way that I had to interact professionally. And then from there, I just really started doing the work. I started writing, journaling, and really doing the work, you know, get in touch with myself and figure out what the heck that even meant. But to be completely honest, it wasn't really until last year, where things begin to shift focus for me, and my my vision and my purpose became a little bit more clear. Brian Schoenborn 5:39 That's interesting. I um, kind of similarly, um, you know, like, I've lived with PTSD for like, almost 20 years at this point. Norman J. Liverpool IV 5:50 Right. Brian Schoenborn 5:51 And, you know, because of that, I've spent a lot of time searching for my self, my purpose and all of that as well. Right. Norman J. Liverpool IV 6:00 Yeah. Brian Schoenborn 6:01 You know, that that took me to Vegas, it took me to Boston and New York and, you know, China for a few years and all over the place and just trying to find a fit, right? Like, where, where my sweet spot is right? Norman J. Liverpool IV 6:13 Right. For sure. Brian Schoenborn 6:14 And it wasn't until, like, I moved up the corporate ladder, and all this and that, and, you know, at a fairly young age, my early 30s, I was near the top of a major corporation, Jose Cuervo. Living a job of, you know, a lot of people's dreams, that sort of thing. And I was just miserable, you know. And so, finally, at that point where I'd kind of like I'd given up and I'm like, you know what? This isn't sustainable for the next 30 years of my life. Norman J. Liverpool IV 6:39 Right. Brian Schoenborn 6:40 I got to figure out what the hell I'm going to do with my life who am I, you know, and so I started doing the work as well. You know, I kind of locked myself in my bedroom after work for like two months and like, I was journaling, doing skill and ability assessments and you know, things like that. And that kind of set me off on this path of you know, figuring out is something related to communications, international stuff, that kind of thing. But even then it took me a couple of years until I kind of finally realized that it's, it's the storytelling stuff, right, that's that's the stuff that gets me. You know, it's, it's telling my story, it's helping other people tell theirs, that kind of stuff, but but it took a long time to get there. Norman J. Liverpool IV 7:21 Yeah. Brian Schoenborn 7:22 Just you know, when you when you talk about doing the work, you know, there's a lot to be said about that. What kind of stuff did you do? Like what was your…did you have a process that you laid out? Or was there you know, certain books that you read, or Norman J. Liverpool IV 7:35 I don't necessarily know that there was a process, I just knew that I was destined for greater. And so then the work became connecting A to Z. Oh, I'm here, but I know I need to go there. Brian Schoenborn 7:49 Hmm. Norman J. Liverpool IV 7:50 So part of that was me surrounding myself with like minded people. But it's also surrounding myself with people who had already attained certain things that I wanted for myself and professionally, personally. So, I mean, I've read books, you know, but a lot of the work had to do with me letting go of toxic family dynamics, toxic friendships, letting go of the the self shame that I had dealt with being a black gay man, and dealing with that kind of thing. And it was mostly internal, the work that I had to do. It was it was working on myself so that I could allow myself and give myself the permission to be the person that I knew that I'm destined. Brian Schoenborn 8:47 Yeah, no, I hear that and, you know, like for me, you know, so I went through some I had a little bit of process and I kind of figured out, you know, it was a lot of internal processing to, but it wasn't until like, you know, when I, when I made that decision to go to China, gave up everything. You know, I said, hey, I've got to do something international something communications, but I don't know what it is not leaving China till I figure it out. Norman J. Liverpool IV 9:11 Right. Brian Schoenborn 9:13 It was in China that that's when I, that's when I got to that point where I was like, Okay, give up all of these constructs that I that I have learned throughout my life, you know, give up caring about what people think about me, that sort of thing, and allowing myself just to be and to happen. Right. Norman J. Liverpool IV 9:35 Right. For sure. Brian Schoenborn 9:36 It was it was that, you know, a conscious decision. when everything started getting easier, everything and everything started happening, and it was all the stuff that I've kind of always wanted to happen. I just didn't really know that I was allowed to. Norman J. Liverpool IV 9:53 Oh, for sure. Yeah. Yeah, you definitely. I mean, you definitely have to give yourself permission and thing that I don't think A lot of people understand, you have got to give yourself permission to say no to everything that is not leading you to your best self and your best lines. And that was really difficult for me because I'm a yes person, you know, I will help everyone I want to do everything for everyone. But as my mom always says, you know, when the airplane, you know, when they're doing that kind of spiel, when you get into an airplane, they say, if the mask comes down, put yours on first. And so as, the 2019 was the year of me putting my mask on first and to self care, self love, and even being a little bit selfish, and I know we try to steer away from that that term, selfish, but I really had to be I had to be selfish with my time. I had to be selfish with the energy that I was allowing myself allowing you know myself to put into other things and so Yeah, it really was the year of me putting my own mask on and just kind of finding my own footing and setting some new boundaries, you know, for others as well as myself. Brian Schoenborn 11:08 Yep. Yeah, hear that. I mean, you know, like for me, again, cuz so the last probably two, three years it's been really where I've been like, okay, all the way. But you know, it wasn't until I found that found that sweet spot, figured out who I was and then once I got it I'm like there's no way am I letting this go, you know, bury my head in my work you know, the only the only thing that I can do is think about this and like, push this forward you know that whole thing. Curious you just kind of backing up a little bit. You mentioned you mentioned talking about living as a black gay man. Right so like, you know, I'm neither black nor gay. Norman J. Liverpool IV 11:48 Okay. Brian Schoenborn 11:48 So so I don't understand necessarily the you know, the micro cultures of us or how they how they are you know how how that intersection, that intersectional micro culture might be, but I know that like, you know, over the last 15-20 years has been so much progress made as far as, you know, rights within the LGBTQ community, as well as, you know, general acceptance, and everything else that's that's happened over the years. You know, I feel like there's like our society in general, is a lot more open and welcoming to people of pretty much, you know, any intersection. I know, there's a lot of work to be done. Norman J. Liverpool IV 12:33 Oh, yeah, for sure. Brian Schoenborn 12:34 But there's a lot of ground that's been made. So I'm just wondering, like, you know, what the difference between being a gay man is maybe versus being a black gay man, or even a gay man that grew up in those religious constructs. Norman J. Liverpool IV 12:47 So I'll tell you, I have a quote that I love, and it's from a movie called great that's on amazon prime. And it says being a black man in America is a reality that should never be justified. So you can Imagine being a gay black man. And so the way that I liken it is being black and this is just being, you know, completely transparent. You're born with a strike against you already. Okay? Brian Schoenborn 13:15 Yeah. Norman J. Liverpool IV 13:16 And, and it's the sad reality that we've definitely made some strides in leaps and bounds, you know, for more of a closer inclusive type of thing. But, I mean, if you're born with that, you know what I mean? And I've seen it, you know, my dad is a black man, my uncles are black men. And I've seen the struggle and it's, and it's almost something that is internalized and passed down generationally. It's, it's really bizarre. So, when you're dealing with the construct of what a black man is, you know, there's stereotypes there's the reality there's all these different things that that that people think about being a black man, but one of those is not being gay. Norman J. Liverpool IV 14:03 So, the the difference for me and you know, this is my, my experience is that it's literally like, I'm wearing a scarlet letter before I even open my mouth and I'm the type of person that people know, I can tell that I'm gay right away, you I'm not…I've never been one of those people like I've been over the top my entire life. And so, to walk into a space and immediately trigger whatever people's responses are to black people or to gay people, or to gay black people, whatever, it almost is, like you have to be on the defense. And, you know, I, I felt like I was having to choose what events I was going to go to. I learned how to ignore certain things. So that way, it didn't affect me, you know. But to be completely honest, a lot of the stuff that I had to work through came from my family. Brian Schoenborn 15:02 Huh. Norman J. Liverpool IV 15:02 And it wasn't so much from the outside world, you know, which I mean, I got that. But I think what it was is the rejection from my family and the hesitation for them to really know Norman and so that really shaped my, my, my perspective because I looked up to, you know, various family members who were men and so that to have them say some of the things that they said and did some of the things that they did, it really it showed me Okay, yeah, you're you're black and gay. Because it's like, now these like, these black people are going to point out that you're gay. And so it's literally just having just, like, almost like a clown. Like it's whenever you go somewhere. It's like, Oh my god, who's gonna say something about this or who's gonna say something about that? And what's ironic is that the whole kind of discrimination about me being gay happened well before I can consciously remember being discriminated against for being black. Brian Schoenborn 16:11 Hmm. Interesting. Norman J. Liverpool IV 16:12 And the discrimination and again part of it is my like maybe my obliviousness to discrimination as it was happening, but I don't really recall a whole whole lot of discrimination for me being black when I was younger. That happened, quite honestly, within like the last five years where I have kind of experienced some some of those types of things. But the the gay thing that that that started long, long time ago, and what's funny about it, is it started before I even knew that I was gay. Brian Schoenborn 16:55 Hmm. Norman J. Liverpool IV 16:56 So it was like, you know, classmates were calling you gay or fag or whatever you know, and so it kind of pushed me into trying to figure out what and who I was. And it didn't happen organically. Because these people were telling me, this is what you are. And so I, it confused the hell out of me, it…And it's funny to this day, I still am in contact with one of my classmates who was the first person to call me gay. And I told him back in 2010 I said, you really messed it up for me. Because y'all didn't know what gay was. But you were putting this off on me. Now I don't know maybe because I was different. Maybe it wasn't because I was black. Maybe it was because I was creative and had like, you know, I was good in the arts and stuff, but it really started, for me, the discrimination for me just being me. I can recall that going back all the way to fourth grade. Brian Schoenborn 17:59 Wow, okay. And, and because you because you said you're like a creative artistic type person or Norman J. Liverpool IV 18:05 Well, it was a lot of things like, people didn't like me because I said I talked to you white. Or you know i, talked too girly. You know, the other kids they didn't understand like because again, back in this time I was the we were the first black family to live on our street. I was I was the only black student in my class for several years. We lived, you know, in a predominantly white, Caucasian area. So yeah, it was it was just really crazy. Norman J. Liverpool IV 18:41 And looking back at it is one of the reasons why I started over the top living because there's a lot of people that have gone through that that have taken their own lives. You know, pick up habits that are unsafe and things of that nature and some just don't want. I want to do my part to prevent that from happening as much as possible. Because it really it really could have gone the other way for me, because it wasn't just that I was getting it from outside, I was getting it from within my family. Well, literally forces you to a place where like, Okay, well I'm gonna make this happen on my own. So that level of independence that kind of grew from that is what allowed me to finally branch out and and do what I'm doing. Brian Schoenborn 19:34 Yeah, that's amazing, man. Kids or kids can be cruel, dude. Yeah, kids can be especially when you're not when you're not getting that love from the family, either. I mean, that's like, Where do you get a break? Where is your peace, you know? Norman J. Liverpool IV 19:48 And you know, the thing is to what I've recently realized is that the various things that happened with me and my family wasn't coming from a place of malice. It wasn't, you know, a place that, for me, I'll go back and say from my immediate family, but it wasn't coming from that. It really was coming from a place of fear. It was coming from a place of naivety, it was coming from a place of ignorance, it was coming from a place of what I see on the news is real life and it's gonna be your that's what's gonna happen to you. And so for a long time, I held resentment against my parents. Because, well, I mean, specifically kind of with my mom, because she now is my greatest supporter, but she was literally scared for me. You know, it wasn't that she wanted anything bad to happen. But when all you see and here are bad things happening to a group. Brian Schoenborn 20:46 Mm hmm. Norman J. Liverpool IV 20:46 And then someone that you love and care about says, oh, by the way, I'm a member of that group of people. It's almost like you go into defensive mode you go into like mama bear, and unfortunately, you know, with our relationship They caused us to be estranged for a while. But you know, now we both have done the work and she's my biggest champion, but it was it was time to go there for a while because I look to her to be like my source of happy, joy, all these positive things and I experienced that from her after literally just trying to allow her to know and love the real me was very difficult. Brian Schoenborn 21:29 I think it's one of those things. It's like, ignorance leads to fear. Fear leads to like fight or flight. Right. And, but that's that's where a lot of the friction in the world comes from. I think it's ignorance. Norman J. Liverpool IV 21:45 Yeah. Brian Schoenborn 21:45 Right, like, I mean, I'll tell you what, man growing up. You know, I grew up in this small town in Michigan, right? Probably 90% white people. And, and a lot of them don't. A lot of those people. They live For generations, they don't leave that little area. Norman J. Liverpool IV 22:03 Right? Brian Schoenborn 22:03 It's fine. It's a good life for them, you know, they have all the things they need friends, family, food, all that stuff, right? But you're not exposed to the various things that life in the world has to offer. And you don't you don't understand it and you don't get, you know, you don't get to humanize, you know, people or or understand, you know, cultures or anything else like that. Norman J. Liverpool IV 22:31 Yeah. Brian Schoenborn 22:32 Then as far as you know, it's whatever is being propagated to you from the news, right or Norman J. Liverpool IV 22:37 Right for sure. Brian Schoenborn 22:37 Or whatever other source that you hear it from, and, you know, if you don't take time to, like, get to know people or experience, things that, you know, are not things that you've always known or that you're used to. You don't grow. Norman J. Liverpool IV 22:53 Right. Brian Schoenborn 22:54 I think I think that's kind of one of the big things here is by kind of, I guess, educating people, but also like, you know, getting to know people that may the, the certain listeners may, you know, may not otherwise be exposed to. Norman J. Liverpool IV 23:08 Yeah, and I think that's huge. Because it's, it's, it's kind of like my whole situation like when I came to Las Vegas, I came from Chicago, which is a huge city. But the way that our kind of our family construct was, it was like, we did everything together and with my extended family, so my grandmother was a pastor. So we all my whole family, we all went to that church. And so I was very much sheltered. As part of the reason why when I came to Vegas, I was wilding out. Brian Schoenborn 23:43 Right. Norman J. Liverpool IV 23:44 Time. I could do what I wanted. When I wanted, I didn't have to answer to anyone. So if I wanted to go out in this, you know, go out with a wig on or go out with how I mean whatever it is, I was able to do that. But it really prompted me to get to know a wide variety of people. I learned tons of lessons, you know, good and bad. And I think that you hit the nail right on the head, you know, when we're not exposed to certain things. It's scary. Brian Schoenborn 24:16 Mm hmm. No, absolutely. Like I just, I go back to this thought like when I, you know, I lived in China for almost four years. And when I the first time I came back from Beijing visited my family in Michigan. I ran into this lady that I grew up with. She was she was the guitarist at my church or something like that. So I knew her pretty well. She I bumped into her like this local store, and she's like, oh, what are you doing? And I'm like, Oh, you know, I'm just I'm living in China just doing my thing. She's like, oh, China, China, right? What are you doing there? I'm so scared for you. It's communist. Baba, Baba, Baba Baba. stuff. Are you safe? Are you safe? Are you safe? And I'm like, yeah, it's actually you know, I feel just as safe there. If not safer than in America and Norman J. Liverpool IV 24:59 Right. Brian Schoenborn 24:59 warm and welcoming. And, you know, there's I'm having a great time over there. And she's like, oh my god, I can't even believe it, Brian. I'm scared for you and like, but that's the thing because, you know, China's I mean, that's an example where it's the opposite side of the world, you know, China's always in the news, right? As the existential threat to American domination, you know, all that. When all you hear is this doom and gloom, or like naysaying sort of things then, you know, that's the picture that you have painted in your mind about someone or something or whatever, right someplace. But until you actually expose yourself, you're never gonna really know. Norman J. Liverpool IV 25:40 No, you never know. Mm hmm. Brian Schoenborn 25:43 Tell me So you said I think you started kind of kind of started coming into your own and like in 2019. How did the…how did that start? Something about a Powerhouse Academy? Is that what that was? Norman J. Liverpool IV 25:57 So it actually you know, and I have to give credit where credit is due. It actually started a little bit prior to the power house. I was involved in multi level marketing. And on top of everything else I've got going on. And one of the foundations of the organization that I worked with was personal development and growth. Brian Schoenborn 26:20 Hmm. Norman J. Liverpool IV 26:20 Oh, in addition to our sales and all of that, we would get up in the morning and be book clubs at five in the morning. We would, you know, we promoted healthy lifestyle. We promoted reading, writing all of that. And that situation really put me in the room with like minded individuals. From there is how I met Chandra Brooks, who is the founder of the Powerhouse Academy because she was actually invited as a speaker to the group that I was working with. Brian Schoenborn 26:52 Hmm. Norman J. Liverpool IV 26:53 And, you know, while we're talking and you know, I was doing some research on her and about this academy and it was specifically geared towards women. And so I didn't even think like that, you know, it was something that I could even consider. But then I began to look at Chandra's roster. And I began to see the list of politicians, authors, podcast hosts. Just these these powerful women and, and high ranking positions. They have access to all these different tables and like, I need that. And I reached out to her, and I, whatever it is that you're giving these women in Powerhouse, I need that. And the Powerhouse Academy is a leadership and development and business coaching mentorship, like it's all that kind of wrapped into one. And it's a six week program, eight weeks, eight week program. Actually, we actually went a little bit longer, but it if it wasn't for the power house, I would have never kind of honed in on exactly what my vision was, because you can be good at a whole bunch of things, but you can't do a whole bunch of things at one time. So what the Powerhouse taught me was, okay, what are you passionate about? And what are you good at? And can we put those two things together in a package that will allow you to touch lives, allow you to make an impact, but I mean, also, you know, allow me to make money? And so that really is like that's what took it over the edge. But kind of my I was kind of already getting in that that groove and the powerhouse just literally, it truly changed my life. Because I went from the mentality of always being an employee to now being an employer. I shifted my mentality to you know, my limitless potential. I shifted my mentality from always being okay being mediocre to pushing bnack to become my very best. Brian Schoenborn 29:02 What? So just kind of curious about, like, what is the powerhouse? I mean, you said it's like an eight week course. Are there things in there like, I mean, cuz it sounds like there was a major transformation that happened during that period. Of course, going back to the thought process was that the process was it like what? What was the thing? Norman J. Liverpool IV 29:23 It was the process but it was that having a coach that held me accountable for example, if you know so we would have group calls every week, you know, we would have print subject matter every week, we'd have group calls, individual calls, and she would give us homework. And so throughout the week, now literally to this day, she still watches everything I do. If I if I post something on Facebook, she's like, Oh, you need to change the words you know, to do this or, but it was really having access to the resources. That's number one. And that's one way to advocate you know, having a coach because she has already Been there. And so she already had a multitude of resources that I now have access to. She kept me accountable. So if I said that I was going to reach out to Xyz Corporation, you know, for a speaking engagement, or if I was, you know, whatever it is that we had planned, she was on my ass about it. And so it basically was a catch and switch in my mentality from inactivity to activity. Brian Schoenborn 30:27 From that. So from those lessons in the shifting of the mind, the accountability, and the action, how have you taken that and kind of roll, ran with it? Norman J. Liverpool IV 30:39 Well, I have launched my speaking tour, which I've always considered myself a good speaker and I always consider myself a wordsmith and someone that it was able to articulate. But it wasn't until I owned my whole story. And that was one of the things That Chandra pulled out of me because I was nervous to talk about my family to talk about my mom, you know, one of my speaking topics is you won't live to see 30 words from your mother, you know, so and be very transparent and vulnerable. I wasn't ready for that. But when it was put into the perspective of Norman, there are people who need you and don't even know it yet. There are people who are waiting for the services that you're going to provide. It shifted my mindset to being a little selfless. And so I had to have a conversation with my family and say, This is what my new my venture is. And it just so that you know, the things are going you know, are going to come out, but it was, it was a kind of a package of the accountability, the resources, and also the other women that were in my cohort. You know, we offered a ton of support for each other. And that's really what catapulted me into wanting to speak. And then from there, she pushed me, okay, reach out to these people reach out to these people. And so speaking engagements started coming in, things started changing, things started shifting. And, you know, that's that's literally how it happened and it happened very fast. Brian Schoenborn 32:24 Wow, that's awesome. So, um, what are what are some of the things that you're speaking so you're talking about you won't live until 30? Norman J. Liverpool IV 32:31 Yeah, so that's one of my speaking topics. Um, and basically that was, I mean, it just explores my family dynamic. You know, my mother was a single mom for majority of our upbringing, and my younger sister is gay as well and it's just the two of us. Now, mind you we didn't come out till much later. But that was challenging because I would have to imagine as a mother, she would have seen something or or been able to pick up about something and so, when I came out, she didn't think I would live to be 30. And it wasn't that she wanted me to die or, you know, anything like that. But in her circle, you know, the people that came out and live the openly gay lifestyle, they were involved in things and and, you know, drugs and, you know, extremely promiscuous and, you know, obviously back then, you know, AIDS was, you know, very it was in the spotlight, you know. Brian Schoenborn 33:34 Yeah. Norman J. Liverpool IV 33:34 It was very new, it was newer. And so in her mind, she was like, Well, if you are going to live this way, there's no way that you're going, you're going to live past 30. And so, I talked about that and talk about how our relationship has completely transformed into the beautiful mother son relationship that we have today. My second speaking topic is Be You Boo, and it's living unapologetically and unshamed. And it says exploring coming into your own self, accepting yourself learning to encourage yourself, you know, I feel like as human beings we get so caught up in this outside validation, that we don't realize that everything that we need is already inside of us. So we talked about that. And we talked about some of the Over the Top Living hacks that I've kind of created, which will be, you know, coming out in my book that'll be released later this year. But we talked about some Over the Top Living hacks that you can just catch that that thought and switch it to something, you know, more productive or positive. My third speaking topic is Double Trouble, my Black Experience. and so that explores my journey as a black man who's gay. And I kind of talked about the unique challenges and how internal and external influences ultimately brought me to where I am. And it talks about not just my professional development, but my personal development as well. Brian Schoenborn 35:01 Hmm. So I mean, it sounds to me like you definitely put the work in. You know, that's a lot of, you know, there's a lot of deep self reflection, you know, working through certain kinks, you know, that kind of stuff, getting to that point, man, that's, that's great, dude. I mean, you sound like a very, very whole a whole person right now. Norman J. Liverpool IV 35:23 Yeah. Brian Schoenborn 35:24 Fantastic. Norman J. Liverpool IV 35:25 For the first time. Brian Schoenborn 35:27 That's great, man. I'm so so proud of you, man. What about I'm also curious because again, going back to that kind of the the black gay dynamic as well as with your with the religious family. You know, what did it take to talk about your mom for second, like, what did it take for like, how did she come to terms or come to grips with everything and and ultimately accept you and your sister? Norman J. Liverpool IV 35:56 So it's funny you asked that because what I'm getting right to share with you I just found out last week. When I came out, my sister saw how the family reacted. And at time that I was coming out, she was going through the same thing. But I found out, she just shared this with me last week, that she was terrified to come out after seeing what I had gone through. Brian Schoenborn 36:21 Hmm. Norman J. Liverpool IV 36:22 And, you know, essentially what happened is my mom basically said, I can't deal with this. You are, I'm giving you back to God, essentially. And we didn't speak for quite some time. Now. I don't remember how long it was that we didn't speak. To me. I thought it was like eight or six months. My sister said it was over a year. She was living in Illinois at the time and she shared with me that my mom's husband and my sister were one year begging and pleading my mom to call me for my birthday. Brian Schoenborn 36:55 Wow. Norman J. Liverpool IV 36:56 Um, and and she just couldn't or wouldn't But it really took knowing what I know now, it really took my sister and my stepdad, to really kind of step in and and, and say this is still your son. And so we started talking again, I want to say we started talking via email at first. And then, you know, she started to come and visit. I think that what it was is when she saw that I am, as you said, a whole person. I wasn't living in a bunch of lack. You know, I'm still the same Norman from before. And as she began to interact and insert herself more into my life, she thought, Okay, this is these are my kids. And it was that initial shock. And I think that in some ways now that I'm, you know, speaking of it, she was trying to protect her heart. Brian Schoenborn 37:58 Mm hmm. Norman J. Liverpool IV 37:59 And so once she came and started involving herself in my wife, involving herself more of my sister's life at the time, I think that's when it became easier for her. And it was a no brainer at that point. Because she sees Oh, wow, I raised great kids. It was it was definitely a process. Okay. It was a process that took years. But part of the success of this relationship is that I had to set boundaries on what I was willing to accept, what I was willing to hear, where I was willing to, to see all of that. And so we had, you know, we set these boundaries, and now we interact as mother son, but as adults. And so it's a completely different dynamic now, and I'm really blessed that, I'm really blessed to have the support of both my parents, but I'm really, really proud of where me and my mom are today. Because, again, it was touch and go. Brian Schoenborn 39:11 Yeah. That's, that's interesting, you know, say I think about, like, you know, every kid, sorry, every parent wants what's best for their kid. And but at the same time, the reality of it is, you know, as a parent, it's easy to get inside of this bubble, you know, you're raising the kid for, you know, 18 years, whatever the case may be, and this has always been your little boy and all that stuff. And then life starts happening. Right, reality starts happening and out and a lot of times, you know, parents don't really know how to respond to that. You know, for example, you know, I kind of like I said, I've had PTSD for almost 20 years. I was actually I was drugged and raped by a man in the military. Right? And so that that's fucked me up for a long time. There's been in my parents have known about it since early on and they've been, you know, try to be loving and stuff. But I remember probably must have been like five years ago, I think. I was taking a road trip with my dad. And he said he goes, Brian, just get over it? Why don't you just let it go? Norman J. Liverpool IV 40:23 Right. Brian Schoenborn 40:24 And it's, you know, like he just doesn't understand like what's going on inside of my head with with experiences that I had and you know, everyone's different. Some people can let things go, you know, some people experience a traumatic event and develop PTSD. Like that's how it works. You know, whether they want to try to discount you or push you away, or whatever the case may be, you know, they're always they love you and they care for you and they want what's best for you. Norman J. Liverpool IV 40:48 Yeah. Brian Schoenborn 40:49 And also, they're, if they're discounting it or whatever. They're just trying to like, in their own way, I think make it right. But Norman J. Liverpool IV 41:02 It's a sense of control that that you have. And you're dealing with, you know, your parents, they want to protect us. They want to keep us safe. They don't want to believe that anything bad can happen to us. And when something does that is completely outside of their control, what I have found is it sends them haywire. There's something in the brain that just does not allow them to like to accept the fact that I don't have control over this situation. This is something that happened is that my child is going through and I've got to give them the space and time to move through it. Brian Schoenborn 41:40 Yep. Norman J. Liverpool IV 41:41 I think that that's the biggest thing that I've learned, at least from my parents. Is that it all it all came from a very loving place. But when you're dealing with your kids or anyone you love, sometimes that loving place can manifest itself something completely different Brian Schoenborn 42:04 in so many ways to I mean, this, you know, this, you know, again, whether it's whether it's being you know, whether it's whether it's having a certain orientation or having, you know, maybe you have certain beliefs about religion, maybe you join a church and your parents weren't or maybe you left something or whatever, you know, or also there's countless other things that can kind of send them that way. You know, like, Oh, you know, I was raised Catholic. Oh, you didn't marry good Catholic girl. or whatever, right? Um, you know, it's just so stupid. It's so stupid, you know, but it's but you're right, it sends them haywire and I think it's a control thing, too. is probably probably gonna stay that way for the rest of time. Because you know, everyone says they're gonna do things differently. But, you know, you get wrapped up in that bubble and you know, it's the nurturing instincts. I think, rght? Norman J. Liverpool IV 43:00 Yeah. Brian Schoenborn 43:02 But it's it's great that a great to hear that she was able to work through it, you know, finally accept you for that man and it's and not only that but like to the max right like, like it's crazy. Norman J. Liverpool IV 43:14 And you know and I have to you know because I know my dad is gonna listen to this and actually give him credit because I asked my dad on Saturday, I knew we were preparing for this and I have some other things that I'm preparing for and I said, Dad, how did you react my came out? And he said, I'm still waiting. And so I didn't realize that I never officially came out to my dad accepted me and we rolled with it. Now mind you when I lived when I first moved to Vegas, and I was working with you at Metro I was living with him. Brian Schoenborn 43:49 Okay. Norman J. Liverpool IV 43:49 Oh, I, in my mind. I thought that I would have had to have told him. Brian Schoenborn 43:54 Yeah. Norman J. Liverpool IV 43:55 But no, he said I never came out. He said I'm still waiting. I just have to give him that, that that credit and not to discount you know from either parent. They're, they're both amazing, but I was really I was really proud at that moment. And I'm proud of both of my parents because I'm proud that my dad just kind of rolled with it. So super proud that my mom worked through her own bullshit and own stuff and her own whatever was in her mind or from society to get to where we are today. Brian Schoenborn 44:34 Shout out to mom and dad. Is that three? Norman J. Liverpool IV 44:36 What? Brian Schoenborn 44:37 Is that Norman three? Norman J. Liverpool IV 44:38 Well yeah, that's Norman the third. Brian Schoenborn 44:40 Shout out shout out to Big Three. Norman J. Liverpool IV 44:42 Yeah. Brian Schoenborn 44:45 So he talked a little bit about like some of the speaking engagement stuff, kind of shift gears a little bit. This is all related to Over the Top Living? Like what is what is Over the Top Living? Like how did you get to that point, you know, decide to create whatever, you know, what this is? Norman J. Liverpool IV 45:02 So Over the Top Living, the way that that came about I actually had this business name for years. Oh, probably since 2012. Just because my mom is very much like, prepare, have your documents in order. And I always knew that I was over the top, but… Brian Schoenborn 45:27 Yeah, no shit, huh? Norman J. Liverpool IV 45:30 I decided to take it from a negative and turn it into a positive. A lot of people were saying, Oh, you know, Norman is over the top, and it was in a bad way or a negative connotation. And I'm like, you're right. I am over the top. And so basically, the over the top, it's multifaceted. So it's my personal brand, as well as my signature mentorship program. So my speaking and basically everything I'm doing right now is some way tied to over the top living. So, right now I've recently, two weeks ago I was sworn in as a member of the governing board of the Southern Nevada Health Department over there at the Community Center. Brian Schoenborn 46:19 Nice, man huge. Norman J. Liverpool IV 46:21 Yeah, yeah. Huge, huge. That's also an extension of over the top living. My speaking engagements are an extension of over the top living. And, you know, my coaching and mentorship program is one is a part of that as well. Brian Schoenborn 46:39 Right on, man. And so how do you how do you live over the top like that's, I mean, I know you Norman, and I know you've been, you know, you've been over the top, extra, as far as long as I've known you. Norman J. Liverpool IV 46:51 Yeah. Brian Schoenborn 46:51 How like, how do you how does one go about living over the top like, lay it on me. Norman J. Liverpool IV 46:56 It's two things for me, which are multi layered, but the cacth and switch attitude. So what I mean by that is I catch any negative thought or anything and I switch it with something that's productive. I switch, I catch my inactivity and switch it for activity. But the main thing was you do the work. Okay. And then once you've done the work you live, unapologetically and unashamed period. That's how you live over the top. Your version of living over the top may not be as loud and in your face as mine, you know, a client that I'm working with who she is, she's definitely over the top but in her own way, and over the her was changing her mindset that she can start her own business and do herself. So it really is what you make of it, but it is catching and switching those negative, non non productive thoughts and behaviors for something positive and productive. It is changing that inaction for action word, and then it's just simply living in purpose, on purpose. It is very intentional. Brian Schoenborn 47:24 Mm hmm. Norman J. Liverpool IV 48:14 And it's living, unapologetic, and unashamed like you mentioned earlier, when we stop caring about what other people think. If I was caring if I still cared about what people thought I wouldn't even be able to be sitting here doing this podcast with you like, well, oh my god, you know, I'm just, you know, I'm Norman, like, who wants to hear from me, you know, but I had to throw that out the window and really just live my truth and purpose on purpose. Brian Schoenborn 48:58 Hell, yeah. I love that living in person, on purpose. Like that's a I love that. That's a great a guidepost. What else you want to talk about? Let's go, so you mentioned that you were on the governing board of the Southern Nevada Community House. Like, how did this happen, dude, like this? I mean, just because that's a big deal. You're still young, right? You seem awfully young to be a board member of something so big. Norman J. Liverpool IV 49:27 Yeah. From your lips to God's ears. Brian Schoenborn 49:29 I mean, how did this happen? Dude, tell me about this. Norman J. Liverpool IV 49:31 So, again, I'm gonna, I'm gonna circle back to the Powerhouse, because it, it has a lot to do with a lot of the things that I'm doing right now. So essentially, I was asked to be on the board. And because of, you know, I've been in Vegas for since 2007. I, you know, previously back in the day, I was on the Las Vegas pride board and, you know, I was an entertainer and so I know the community here very, very well. I kept saying no, oh I'll think about it or, you know, whatever. And then the individual that that had been, I don't want to say pursuing me, but had been encouraging me to join. He literally looked at me and said, this is your community. Do you care about it or not? Brian Schoenborn 50:24 Wow. Norman J. Liverpool IV 50:25 And what was crazy about that, Brian, is when I went to get sworn in there was nobody that looked like me on the board. Brian Schoenborn 50:36 Hmm. Norman J. Liverpool IV 50:37 Um, there were no wait, hold on. Let me take that back. There were no black gay men. Brian Schoenborn 50:45 Hmm. Norman J. Liverpool IV 50:47 There's a couple gay guys. And I said gay guys. I mean, these are high ranking. You know, you know, the the mayor Pro Tem for North Las Vegas is on my board and and he's not gay, but I I'm just saying that these are huge, heavy hitters. I didn't see anyone that looked like me. I didn't see a young professional. I didn't see, you know, the young, gay person, I didn't see a black gay person. And so in that moment, I knew that I had a responsibility to be on that board. I knew it, right then. Brian Schoenborn 51:25 Yeah. Norman J. Liverpool IV 51:25 And so, you know, it was, again, allowing myself the permission to be myself in this room and accept the fact that I belong there. Brian Schoenborn 51:40 That's an interesting situation too right? Like, when you start Well, first of all, I'd say representation matters. Norman J. Liverpool IV 51:49 Yeah. Brian Schoenborn 51:49 So you know, that's, I mean, whether it's, whether it's like on screen or whatever, but like, but you know, it also matters in the local community, right? Because that's, that's how you, that's how you tailor policies or whatever towards everybody, you know, be inclusive like that, it starts there. But also like, when you're in the right spot, right, like when you're, you know, like when you know you're in the right spot things just they work, right? Like the guy in um, so, so in addition to this, you know, I'm developing some other projects, film TV and stuff like that. And over the last couple of years have been introduced to a lot of award winning producers. I you know, I did an event with some professional athletes. And you know, the amazing thing to me is like that like that stuff all started happening once I figured out what my path was, my purpose, Norman J. Liverpool IV 51:57 Right. Brian Schoenborn 52:01 And everything started coming together and you know, I meet these people and we just hit it off and like we've no, no others. These producers are these celebrities are these professional athletes. We just hit it off man and like, and it's good, you know, it's the creative juices flowing, it's respecting each other. You know, it's having a good time. But it's just a fit. Norman J. Liverpool IV 53:11 Yeah. Brian Schoenborn 53:12 You know? And I mean, I even think like back to and, you know, when we worked at Metro shout out to Metro PCS, shout out the metro. But when we're working there, you know, like, I struggled man, like, I mean, I could do the work. I got along with a couple of people, but I fucking hated it. You know, and I was and I was a cog in a machine, and that's how it was most of the most of the way through my corporate career before I decided to go and never work for anybody again. You know? But it's that point, right? Like, you know, once I, I did the work, I get, you know, I changed my mindset and a lot of things. And, you know, figured out what my thing was, and that's…again, everything starts falling in place, and then you realize you're standing around, maybe at an event or something and you're looking around and you're like, I'm surrounded by a bunch of high profile powerful people. And guess what? They're treating me as one of them. Norman J. Liverpool IV 54:15 Right? Because you are. And that's the crazy thing about it. Brian Schoenborn 54:21 And you're like, Really? Norman J. Liverpool IV 54:22 Yeah. Brian Schoenborn 54:23 Hold on a second. Me? Come on. Norman J. Liverpool IV 54:27 Yeah, yeah. It's, it's, it's crazy that the rooms that I'm in now, just by aligning myself with my purpose, you know, and before I even spoke, they booked me for the graduation of May. Brian Schoenborn 54:45 Oh sweet! Norman J. Liverpool IV 54:46 Yeah, it's crazy. I'll be the keynote speaker at the lavender graduation may 1. It's just the room that I'm in at the table that I'm at now. Really positioning me to do some huge good, you know? Not just for the LGBTQ community. I mean, as that's my focus, but I mean for everybody. Brian Schoenborn 55:06 A big respect to that dude. And I mean, I'm not sure if you know, but like, so again, going back to my PTSD stuff, like, I'm also in the process of developing writing a book and developing a show around my experiences with that, you know, I've done a lot of work on myself. I've worked through a lot of I still live with it, I've learned to manage it. Norman J. Liverpool IV 55:25 Yeah. Brian Schoenborn 55:26 But the problem with like, PTSD, for example, is that, you know, so many people have it. And nobody ever wants to talk about it. Right? So so even by just saying, okay, you know, what, Hey, I'll come talk about it. I'll write a book about it, you know, I'll make a show about it or whatever. For me, that's, I'm trying to help those people because, like, let's face it in the military. I mean, there's a there's a number number 22. There's 22 military, active duty or veterans that kill themselves every single day. And a lot of it has to do with PTSD related stuff. Norman J. Liverpool IV 56:05 Wow. Brian Schoenborn 56:05 And yeah, and those are, those are things like those are internal battles that you're fighting with yourself every day, right? Nobody wants to talk about the event, because it's the most horrific day they've ever experienced. Right? Because they don't want to talk about it. No, but their family and other, you know, medical professionals, whatever, they don't know how to respond. And it's just kind of a, it's a it's a, it's a, like a downhill downward spiral kind of sort of thing, right? It's the opposite of a virtuous cycle. Norman J. Liverpool IV 56:39 Sure. Brian Schoenborn 56:40 It's just all bad. And you know, like for me to see all that kind of talk about stuff like that, you know, and I've been told by some some people that you know, doing what I'm doing is going to save lives. Norman J. Liverpool IV 56:51 Oh, I believe it. Brian Schoenborn 56:52 No, I mean, that's that's kind of what keeps me going. And But still, I'm just like, wow, like, you know, if I I've been living with this for damn near 20 years. I could have. I mean, I could have done something about this long before that. But I think you have to wait until you become that whole person, right, until you until you work through your stuff. And, you know, if you're the type person that wants to have that type of focus or platform, you've got to wait until the time is right. Norman J. Liverpool IV 57:27 Oh, you have to, you have to timing is so crucial. Because especially doing what like what you're doing. It's emotional, and constant because not only are you living with it and managing it, but you're talking about it and you're sharing it consistently. And so if you're not in a mental or emotional place to manage that also, it's it's actually does more harm than good. Brian Schoenborn 57:57 Right? And so that, and that's exactly right. Like I've had other people that have had similar situations in me, like reach out to me that I've never met before they're like, oh I wanna share my story. I'm gonna share my story. I'm like, No, you don't know like, not not No, you don't, but you don't right now, like, take some time process through this stuff, try to get some sort of grip on it. And then you can make the decision if you want to share it. You can if you want, you don't have to, either way. But, you know, somebody's got to talk about various situations. Because that goes that goes back to the exposure thing, right? If we don't, if we're not exposed to it, we don't know about it. And that which we don't know, we fear. That which we fear we cause harm to, right? Norman J. Liverpool IV 58:43 Yeah, yeah. Brian Schoenborn 58:47 So I'm just over here doing my little part. Norman J. Liverpool IV 58:51 You know what, I'm glad. I'm glad that you are because especially learning that figure of the military personnel that take their own lives, that that's huge. And I'm glad that you're here to tell it. Brian Schoenborn 59:03 Yeah. Appreciate it, man. I think we're at a pretty good spot to wrap it up. I think it feels pretty natural. Norman J. Liverpool IV 59:10 Yeah. Brian Schoenborn 59:11 Do you have anything else you want to talk about before we wrap it up? Norman J. Liverpool IV 59:14 Yeah, you know, no, I'm just again, I just want to get across, you know, from everyone that can hear me. You are enough. I want to challenge you. I want to challenge you that thing that you've been putting off that thing, that that book that's been in the back of your mind that song that you've been wanting to write, that business venture, that contact that you've been wanting to reach out, I want you to be intentional with that. I want you to begin to live in purpose and on purpose. And then just do you, as I say do you boo. And live unapologetically and live unashamed, in your truth. Brian Schoenborn 59:53 Hell yeah, man. Hell, yeah. Anything else you want to plug? Norman J. Liverpool IV 59:57 So definitely all day long. I will always plug the Powerhouse Academy but you can go to Chandra-Brooks.com or you can just YouTube Powerhouse Academy is all over there and then also Over the Top we will have our official launch on April 18 here in Las Vegas, I'm really excited about that. Our website is currently under construction just so that we can bring some, you know, fresher content just you know follow you can follow me on Instagram @theMrLiverpool I'm on Facebook overthetopliving so I just invite any of you that even if you have any questions just feel free to be able to connect with me on my speaking engagements, my speaking tour, or on my signature mentorship program. Brian Schoenborn 1:00:41 Right on man appreciate it appreciate the time as well. Been been a good one. Good catch up and learned quite a bit man. I you know, I'm really like I said I'm really proud of you know the person you've become over the last few years, man, you've really come into yourself. Norman J. Liverpool IV 1:00:55 Well, I appreciate it. Thank you. Brian Schoenborn 1:00:57 Give it up for my friend Norma Liverpool everyone. You've been listening to Half the City with Brian Schoenborn, presented by 8B Media. Be sure to subscribe to this podcast, share it with your friends and leave a solid five-star review to ensure these stories get spread far and wide. For more information, as well as listen to other shows, including Relentless: a Survivor's Search for Passion, Purpose and Inner Peace, and Beyond Relentless, be sure to check out 8Bmedia.com. Thank you for listening. Transcribed by https://otter.ai Related Episodes 8| Superstar Recording Artist & Global Entrepreneur DJ Chozie Ma 1| Green Beret Lt. Col. (Ret.) Chris Schmitt 5| Elite Performance and Learning Expert Dr. Joseph Trachtman

This week we're talking about Gentrification. What inspired us to talk about this subject is the incident that recently happened in Washington D.C. at a Metro PCS store (If you haven't heard about it, we explained it in the beginning of this episode) that started the #DontMuteDC movement. We realized that although D.C. is a long way away from Atlanta, this is not new or unique and wanted to explore some of the effects of gentrification from the ground level. So, we spoke about this topic from 2 perspectives: #1. As black people who have been and have family that have been affected by gentrification and #2. As real estate investors that have tried to mitigate some of the damage caused during this process, and simultaneously educate and reinvest in the areas targeted around Atlanta. We tried to keep this light-hearted because it's so easy to get pissed about this (and we have been), but we felt like this is the time to make incremental changes instead of just getting angry.

SiriusXM buys Pandora, the FCC continues to clear the path forward for 5G, and T-Mobile rebrands MetroPCS. How to Contact us: 650-999-0524   How to Listen:

Phillip Daniel has appeared in national Burger King commercials, national Metro PCS commercials, and starred in numerous independent films. Episode Highlights // 0 - Intro 0:47 - Realizations and life path 4:17 - Painful experiences leading to new awarenesses 9:25 - Side hustles and blessings in disguise 15:11 - The dark side of art 20:32 - A short / important instructional life exercise from our guest 23:44 - Biggest career low? 28:37 - Levity questions, get to know our guest 36: 33 - Your relationship with money? 41:24 - Service to others and what it means to you 43:13 - What advice do you have for up and comers? 45:28 - More levity's outro

A new leader for the FCC, T-Mobile closes its merger with MetroPCS and Google Now comes to iOS. How to Contact us: How to Listen:

Samsung announces the Galaxy S 4, the FCC approves T-Mobile's acquisition of MetroPCS and rollover data comes to FreedomPop. How to Contact us:How to Listen:

If you could download and print your own weapon, would you? Should you be allowed to? This week, we get into the impending legal & copyright minefields associated with the untamed frontier that is desktop 3D printing. But first, the headlines..Facebook launches real-world Gifts, Tim Cook issues an apology for iOS6 Maps, Apple manufacturers start building a mini iPad, Microsoft to launch XBOX Music service, T-Mobile merges with MetroPCS, Judge lifts ban against Samsung Galaxy Tab 10.1, Samsung adds iPhone 5 to lawsuit What We're Playing With Andy: iPhone 5; How the West Was Won in 3-strip Cinerama Devindra: Kindle Paperwhite, Microsoft's new keyboards and mice suck Headlines Say Hello to Gifts, Facebook's New Mobile Revenue Stream Tim Cook issues a public apology for Apple Maps, suggests Bing, Google, and others Apple Turning to Select Retail Store Employees to Help Improve Maps for iOS 6 Apple iPad Suppliers Begin Producing Smaller Version Xbox Music to launch on October 26th with free ad-supported streaming T-Mobile USA & Metro PCS to combine Judge Koh Ends Ban on Samsung Galaxy Tab 10.1 Samsung makes good on threat of patent suit against iPhone 5 Audible Book of the Week Makers: The New Industrial Revolution by Chris Anderson Musical Interlude: You Could Make a Killing by Aimee Mann Hot Topic 3-D Printer Company Seizes Machine From Desktop Gunsmith 3D Printer Form 1 Tops $1.4M On Kickstarter In A Week 3D Piracy: Printing, Artists, and the Economy Final Word Startup Weekend Acquires Local Events Newsletter Provider StartupDigest; Product Gets Spun Off As GroupTie Subscribe! The Drill Down on iTunes (Subscribe now!) Add us on Stitcher! Geeks Of Doom's The Drill Down is a roundtable-style audio podcast where we discuss the most important issues of the week, in tech and on the web and how they affect us all. Hosts are Geeks of Doom contributor Andrew Sorcini (Mr. BabyMan), VentureBeat editor Devindra Hardawar, marketing research analyst Dwayne De Freitas, and Startup Digest CTO Christopher Burnor. Occasionally joining them is Techmeme editor Lidija Davis.