Podcasts about Klarna

Swedish bank

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Best podcasts about Klarna

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Latest podcast episodes about Klarna

Pricing Friends
KI und Pricing mit Dr. Oliver Pabst: Warum gelingt echtes Value-Based Pricing nur 5 % der Softwareanbieter? (#084)

Pricing Friends

Play Episode Listen Later Jul 31, 2025 25:39


Diese Folge wurde live beim Schweizer Pricing-Kongress im Dolder Grand Hotel Zürich aufgezeichnet und bietet einen persönlichen wie strategischen Blick auf den Einfluss von KI auf Preismodelle. Dr. Sebastian Voigt spricht mit Dr. Oliver Pabst, General Partner bei Redalpine, über die Frage, wann Software echten Mehrwert schafft und wann sie zur Commodity wird. Nur wenige KI-Anwendungen liefern so messbaren Impact, dass sich Value-Based oder Outcome-Based Pricing durchsetzen lässt. „Mit KI schaffst du zum ersten Mal einen Wert, der über die Nutzung einer Software hinausgeht und daher kommt die Hypothese, dass das in hohem Maße Pricing verändern wird.“ So fasst es Oliver zusammen – und plädiert für ein neues Verständnis von Preislogik, das über Token und Nutzungseinheiten hinausdenkt. Im Gespräch geht es um Monetarisierungsstrategien für KI-Startups, vertikale Integration, Retention und Go-to-Market. Oliver teilt Learnings aus seiner eigenen Pricing-Erfahrung – von Modenschauen im Showroom bis zur Investmentlogik eines Deep-Tech-VCs. Über den Gast: Dr. Oliver Pabst ist General Partner beim paneuropäischen VC-Fonds Redalpine in Zürich, der über eine Milliarde Dollar verwaltet und in Unternehmen wie N26, Taxfix, Klarna oder Sanity Group investiert. Zuvor war Oliver unter anderem CEO der Mammut Sports Group, im Executive Board von Conzzeta sowie im Board von Bogner aktiv. Frühere Stationen führten ihn zu McKinsey und EQT. Er bringt über 20 Jahre Erfahrung an der Schnittstelle von Unternehmensführung, Innovation und Pricing mit und kennt Wertschöpfung sowohl aus der Konzernperspektive als auch aus der Frühphasenfinanzierung.

Miguel & Holly Full Show
BO – Noah & Sammie – He Used Klarna To Pay For The Date

Miguel & Holly Full Show

Play Episode Listen Later Jul 29, 2025 5:45


Tuesday 7/29/25

Miguel & Holly Blown Off
BO – Noah & Sammie – He Used Klarna To Pay For The Date

Miguel & Holly Blown Off

Play Episode Listen Later Jul 29, 2025 5:49


Tuesday 7/29/25

MLM Max Lombardia Milan Podcast

Me and Gino are back for another live MLM Podcast.We talk things Milan once again, what a strange summer as well as the usual Milan leadership blunders. Please like and subscribe!

The YNAB Podcast
Why Buy Now, Pay Later is the WORST Way to Spend

The YNAB Podcast

Play Episode Listen Later Jul 24, 2025 6:00


Jesse has ranted about credit cards and their pernicious way of separating you from your money, both literally and metaphorically -- obfuscating the way you spend and distancing your priorities from the point of sale. Today he warns against the newest form of this pernicious spending: buy now, pay later programs. It's like a credit card you don't have to sign up -- just purchase an item, and via an app like Klarna or Affirm, you can split up the cost of that item over several smaller installments.   Of course, buy now pay later programs encourage spending you don't have, rather than finding the money first in YNAB. But even if you have the money, splitting a purchase into multiple installments is just putting off the decision to purchase into the future. YNAB's goal is to help you be spendful, to spend with joy and clarity about what it is you want your money to do for you. Buying something the YNAB way means you've given your dollars a job and you have money set aside in a category meant to cover that purchase. Or, you don't have money in a category for that purchase, but you pull money from other categories to find the money -- making a clear decision to forego something else to buy this thing now.   Putting off the payment for an item is ultimately just robbing you of clarity, because the money doesn't flow out of the category when you purchase. It sits there, unused while you have the item but earmarked for a future date when the installment comes due. A buy now pay later purchase adds a layer of complexity to your spending plan, while lacking the conviction to say "do I really want this right now?"   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
AI Layoff Deception, GM's Earnings Dip & Truck Refresh, California Tech Apprenticeships

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier

Play Episode Listen Later Jul 22, 2025 9:40 Transcription Available


Shoot us a Text.Episode #1101: Today we talk about how AI is quietly reshaping the workforce under the guise of “restructuring.” GM reports a profit dip but revs up electrified truck updates to meet shifting demands. Finally, California launches an innovative apprenticeship program to tackle the auto tech shortage head-on.GM's Q2 net income fell 35%, hit by $1.1 billion in tariffs, but the company holds firm on full-year profit goals. CEO Mary Barra highlights strategic moves to align with consumer demand. Meanwhile, GMC is updating its trucks and SUVs with plug-in hybrids arriving in 2027 and EV redesigns planned.Q2 revenue dropped 1.8% to $47.1 billion; North American pretax profit down 46%.Tariffs expected to cut profits by $4-$5 billion this year.GMC's Sierra and Yukon will add plug-in hybrids in 2027, with EV Sierra redesign in 2028.Hummer EV and other models due for updates through 2029.Barra: “We'll emerge from this transition stronger and more profitable than before.”California dealers are tackling the nationwide shortage of skilled auto techs with a new apprenticeship program. The initiative lets aspiring technicians learn on the job without upfront costs, offering wages, tools, and a U.S. Department of Labor certification after two years.CNCDA reports 400,000 tech job openings nationwide; California alone needs 5,000 more.The shift to EVs and retiring experienced techs are worsening the shortage.Apprenticeship pays a fair wage, requires no tuition, and includes e-learning tools.Open to anyone, especially those 18-30 without college degrees, aiming to avoid student debt.“This program offers a practical path to a lucrative career without the burden of traditional schooling,” said CNCDA representatives.While companies rarely admit it publicly, AI technology is increasingly driving workforce reductions disguised as restructuring or optimization. Early layoffs have targeted 1099 freelancers, especially in content and creative roles, HR, and Customer Service as firms cautiously phase in AI tools before affecting full-time employees.IBM and Klarna have been among the few transparent about AI replacing some jobs despite overall growth.Companies often use euphemisms like “restructuring,” “reorganization,” “optimization,” and “business efficiency” to mask AI-driven job cuts and avoid backlash.When AI falls short, companies often outsource work globally instead of rehiring domestically.“AI might automate 70% to 90% of a process, but the last mile still needs the human touch, especiallJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Das HR-Briefing
CEOs lassen sich von KI-Klonen vertreten

Das HR-Briefing

Play Episode Listen Later Jul 21, 2025 20:14


Wer zukünftig in einem virtuellen Meeting mit dem CEO sitzt, könnte schon bald mit einem KI-Avatar statt der echten Person sprechen. Das klingt nach Science Fiction, ist aber bereits gängige Praxis in einigen internationalen Tech-Unternehmen. CEOs wie die von Klarna oder von Otter lassen sich bereits von digitalen Zwillingen vertreten – ob bei der Präsentation von Quartalszahlen oder im Gespräch mit neuen Mitarbeitenden.Laura und Susa nehmen den neuen Trend unter die Lupe und diskutieren, was das für Führungsverantwortung, Transparenz und vor allem für die Unternehmenskultur bedeutet – und warum gerade HR jetzt besonders gefragt ist.Diskutiere mit: https://community.personio.de/hr-strategie-147/der-hr-briefing-podcast-aktuelle-folgen-diskussionen-auf-einen-blick-11899Podcastfolge 95: “Die Kraft von Purpose im Recruiting & Angst, durch KI ersetzt zu werden” https://www.personio.de/hr-briefing/folge-95/Quellen:https://t3n.de/news/trend-ceos-ki-kopien-probleme-1692473/https://www.axios.com/2025/06/10/ai-ceo-clones-trust-gaphttps://www.bloomberg.com/news/features/2025-04-15/meetings-won-t-be-the-same-when-the-ceo-sends-an-ai-bot“Das HR-Briefing" ist der wöchentliche HR-Podcast für Personaler:innen und Führungskräfte – powered by Personio. Weitere Infos zum Podcast, den Hosts und Personio findest du hier: https://www.personio.de/hr-briefing/Du hast Fragen, Feedback oder spannende Themen-Vorschläge? Kontaktiere uns unter: hr-briefing@personio.de

Sveriges Bästa Mäklare
#158 Jonas Gustafsson (VD Hemnet) – Så ska vi komma närmre mäklarna!

Sveriges Bästa Mäklare

Play Episode Listen Later Jul 21, 2025 42:07


Varmt välkomna tillbaka till ett nytt avsnitt av Sveriges bästa mäklare, idag har vi med oss Hemnets VD Jonas Gustafsson som tillträdde för ungefär ett halvår sedan. Vi pratar om att byta mediabranschen mot bostadsbranschen, hans första intryck och hur han vill utveckla Hemnet. I våras lanserades även Hemnet Max, så vi pratar om hur det gått hittills och när du som mäklare ska använda Max. Men lanseringen väckte också kritik om prissättningen, så Jonas får ge sin syn på den kritik som mäklare och branschaktörer lyft under våren!

Leaders In Payments
Women Leaders in Payments: Lena Hackelöer, CEO/Founder of Brite Payments | Episode 413

Leaders In Payments

Play Episode Listen Later Jul 18, 2025 22:04 Transcription Available


"The ability to juggle multiple projects and priorities is on a different level with working mothers," observes Lena Hackelöer, CEO and founder of Brite Payments, during our illuminating Women Leaders in Payments episode. Five years after launching her company focused on account-to-account payments in Europe, Lena brings fresh perspectives on leadership, innovation, and diversity in the rapidly evolving FinTech landscape.Having cut her teeth at Klarna during its early growth stages, Lena's journey from marketing professional to FinTech founder offers a blueprint for aspiring women leaders. She challenges the notion that technical backgrounds are prerequisites for success in payments: "Don't shy away from the challenge just because you don't have a technical background. That's a really common misconception." Instead, she advocates gaining comprehensive understanding of business operations across departments, creating value through perspective rather than siloed expertise.What truly sets European payments apart right now? Lena highlights the game-changing instant payment regulation enabling 10-second transfers across the entire Eurozone. This cross-border capability is transforming how merchants and consumers interact with money, positioning account-to-account transfers as a formidable alternative to traditional card processing. With Brite Payments now operating across 27 European markets, Lena's insights into the region's payment transformation arrive at a pivotal moment.Her leadership philosophy balances high performance expectations with collaborative support - rejecting both the command-and-control approach and the ultra-consensus models that can slow innovation. This middle path creates space for diverse voices while maintaining the decisive momentum essential in FinTech. For women navigating this dynamic industry, Lena's structured mentorship approach, including strategically pairing board members with executives for built-in guidance, offers a replicable model for nurturing talent.Listen now for practical wisdom from a leader who's building the future of payments from the ground up.

The Evolution Exchange Podcast Nordics
Evo Nordics #634 - Building An Effective Security GRC Strategy

The Evolution Exchange Podcast Nordics

Play Episode Listen Later Jul 18, 2025 47:32


Chris Hackett hosts a dynamic conversation on governance, risk, and compliance with Alexander Zeitlberger, Head of Recoveries and Collections at Klarna; Joakim Lundberg, Director of Security Consulting at Kyndryl; Luis Martinez, Global AI Compliance Manager at ASSA ABLOY; and Nithya Prabakaran, IS and GRC Team Lead at EasyPark Group. The episode explores effective GRC strategies, AI compliance, and evolving cybersecurity governance practices. Tune in to hear how industry leaders are navigating complex risk landscapes with innovation, agility, and secure infrastructure.

The SaaS Revolution Show
Scaling Mollie: SaaS growth, AI & fintech with Koen Köppen

The SaaS Revolution Show

Play Episode Listen Later Jul 17, 2025 27:13


In this episode of the SaaS Revolution Show, Alex Theuma talks to Koen Köppen, CEO of Mollie and ex-CTO of Klarna. Koen shares how Mollie is expanding from 6 to 31 markets by 2026, why they prioritise operational efficiency over growth hacks, and how AI reduced their customer contact rate by 3x. Plus: essential lessons for SaaS founders on market expansion, avoiding premature scaling, and embedded finance. Guest links: LinkedIn: https://www.linkedin.com/in/koenkoppen/ Website: https://www.mollie.com/gb/      Check out the other ways SaaStock is helping SaaS founders move their business forward: 

Blue Moon | Radio Fritz
Schulden, Dispo, dauerpleite – wie kommt ihr mit Geld klar? - mit Bruno Dietel

Blue Moon | Radio Fritz

Play Episode Listen Later Jul 17, 2025 110:07


Euer Konto ist im Minus, aber ihr gönnt eurer Crew in der Bar trotzdem noch eine Runde Drinks. Ihr seid dauerhaft broke und kommt jeden Monat nur gerade so über die Runden. Ihr habt euch mit Ratenzahlung bei PayPal, Klarna und Co. beim Klamotten bestellen in die Schuldenfalle reingeshoppt. Ihr habt offen über euren Umgang mit Geld erzählt und ein Inkasso-Unternehmer gab spannende Einblicke in seinen Beruf und die Situationen, die er vorfindet.

De Jortcast
#932 - Medelijden met koopzieke Gen Z'ers?

De Jortcast

Play Episode Listen Later Jul 17, 2025 20:24


De helft van alle jongeren maakt gebruik van achterafbetaaldiensten zoals Klarna of Riverty. Ideaal voor het kopen van nieuwe schoenen of een televisie terwijl je loon pas later wordt gestort. Eigen verantwoordelijkheid voor Gen Z'ers die slecht kunnen omgaan met geld? Of zijn de verleidingen zo groot dat we er simpelweg geen weerstand meer tegen kunnen bieden? Te gast is de directeur van het Nibud en politicoloog dr. Arjan Vliegenthart. Hoe effectief is de lobby van bedrijven zoals Klarna, en welke invloed hebben zij op het financiële gedrag van consumenten? 

Paymentandbanking FinTech Podcast
Episode 13_25: AI in Finance: Klarna klont CEO und Revolut integriert KI

Paymentandbanking FinTech Podcast

Play Episode Listen Later Jul 14, 2025 66:06


In Folge 13 sprechen Maik Klotz und Sascha Dewald über die KI-Pläne von Klarna und Revolut und machen einen Recap der BaFinTech 25. Auch abseits der Fintech-Szene war viel los: Der AI Act der EU erhitzt die Gemüter, OpenAI fischt bei Tesla und Meta und ausgerechnet ein deutsches Verteidigungs-Startup will mit KI groß werden.

Explore Podcast | Startups Founders and Investors
Why Europe Is Winning the Climate Tech Race - Tove Larsson (Norrsken VC)

Explore Podcast | Startups Founders and Investors

Play Episode Listen Later Jul 10, 2025 43:56


This week, we sit down with Tove Larsson, General Partner at Norrsken VC, one of the largest climate VCs in Europe with already 3 unicorns in their portfolio and built on top of Norrsken Foundation, launched by Niklas Adalberth (founder of Klarna).We discuss why the geopolitical landscape is creating new opportunities, how Europe's startup ecosystem is maturing, and what VCs need to change about their approach to impact investing.In this episode, you'll learn:Why Europe is a more attractive climate tech market than ever beforeHow the European policy landscape (Green Deal, CBAM, etc.) is shaping startupsThe sectors with the strongest unicorn potential in climateExamples of booming sectors from Norrsken's portfolioHow to support startups during and after failureWhat LPs really think about impact funds, and why that's changing… and more!***Thank you to DealMaker for sponsoring this episode.

Tech for Non-Techies
261. AI won't kill jobs — but short-term thinking will

Tech for Non-Techies

Play Episode Listen Later Jul 9, 2025 17:50


Some CEOs are already replacing engineers and junior staff with large language models. But what if the real risk isn't that AI replaces your team — it's that it doesn't, and you're left without a talent pipeline? In this episode, Sophia Matveeva breaks down: Why cutting junior hiring today could sabotage your company in 3–5 years What IBM's CEO gets right that others get very wrong How the hype around “AI-first” companies is creating poor decision-making What the S-curve of innovation tells us about the real pace of AI progress And why thinking long-term — not just cutting costs this quarter — is a strategic advantage Whether you're a government leader, innovation executive, or non-technical founder, this episode will help you make smarter, more resilient decisions in the age of AI.  Fortune: IBM's CEO says ‘the first thing you can automate is a repetitive, white-collar job,' but he's not cutting workers: ‘I'll get more' Chapters 00:00 — The Real Risk Isn't AI — It's What Happens When It Doesn't Work 02:45 — What CEOs Are Saying: Duolingo, Klarna… and IBM's Contrarian View 06:30 — The Junior Job Crunch: Accountancy's Mistake Repeats in Tech 09:15 — The S-Curve Explained: Why AI Progress Is Slowing 14:10 — Your Strategic Takeaways: What Smart Leaders Are Doing Now   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University.   For the full transcript, go here: https://www.techfornontechies.co/blog/AI-wont-kill-jobs-but-short-term-thinking-will

AI DAILY: Breaking News in AI
AI'S IDEOLOGICAL WAR

AI DAILY: Breaking News in AI

Play Episode Listen Later Jul 9, 2025 3:35


Plus Are We About To Lose Every Job To Robots?Like this? Get AIDAILY, delivered to your inbox, 3x a week. Subscribe to our newsletter at https://aidaily.usAI Is Radicalizing Both Sides—Welcome to the New Culture WarAI isn't just changing tools—it's fueling a full-blown ideological war. Some see AI as the ultimate evolution of human progress, while skeptics dismiss it as a bubble or worse. The tech's strengths and flaws—automation, hallucinations, social impact—are driving both hype and backlash. This split isn't about tech, it's about belief. Would You Replace Your CEO with an AI Avatar? Tech CEOs Are Testing the WatersSome tech bosses are literally sending AI versions of themselves to earnings calls: Klarna's Sebastian Siemiatkowski and Zoom's Eric Yuan let digital avatars do their talking for them. Meanwhile, Klarna's CEO even admitted AI could eventually replace his own job—though real-world chaos means humans aren't fully out… yet. Winning the AI Race Means More Than Just Tech—The U.S. Needs StrategyThe U.S.–China AI competition isn't just about building smarter bots—it's a full-on geopolitical showdown. It's a race on three fronts: developing AGI, embedding AI across societies, and securing chips, data lanes, and regulation. To stay on top, the U.S. needs a holistic plan that blends innovation, smart policy, and defense—not just private‑sector hype. Left Tech for Welding—Here's Why It Was the Best Move EverTabby Toney got laid off from her software gig in May and bailed on tech because AI was making everything feel shallow. Instead, she's welding again—tapping into creativity, problem-solving, and actual hands-on work. No more burnout, no more prep for grueling interviews—just real craft. We're About to Lose Almost Every Job to Robots—Here's the DealFuturist Adam Dorr says in the next ~20 years, robots and AI will snatch nearly all jobs—cooking, coding, caring—faster and cheaper than us. Some human roles may hang on, but not nearly enough. Society's gotta rethink how we share value, income, and purpose before chaos hits. AI That Promises to ‘Solve All Diseases' Is Heading Into Human TrialsA stealthy Google-owned lab, Isomorphic Labs (spun out from DeepMind), is now testing AI-designed cancer drugs in humans. Backed by AlphaFold 3, it designs molecules in silico, aiming to slash the 10–15 year, billion-dollar drug timeline. But with no clue how the AI makes decisions, questions around safety, transparency, pricing, and monopoly loom large.

Put Your Books Down

Nat gets “Klarned” into Broadway debt, Angela survives doodoo-breath duets, and someone definitely gets a wedgie at the Pimento Tea Room

The Texas Real Estate & Finance Podcast with Mike Mills
Summer 2025's Texas Housing Market Shift: What Realtors Need to Know Now

The Texas Real Estate & Finance Podcast with Mike Mills

Play Episode Listen Later Jul 7, 2025 21:07 Transcription Available


Crashing prices, rising inventory, and Bitcoin-backed mortgages—what could possibly go wrong? The Texas housing market shift is in full swing, and it's turning traditional real estate wisdom on its head. If you're a Realtor trying to stay profitable in this madness, this episode is your new playbook.Episode OverviewIn this fast-paced breakdown of the Texas housing market shift happening in Summer 2025, host and mortgage pro Mike Mills guides Realtors and lenders through the economic turbulence hitting Texas real estate.Here's what's inside:Why Austin's inventory surge and falling home prices signal a new buyer's marketHow the latest jobs report and Fed delays are impacting mortgage rate trendsWhat the newly passed “Big Beautiful Bill” means for affordability, taxes, and the future of housing financeAn AI tool that might outsmart your entire CRM system (Fello, we're looking at you)And yes... there's even talk of aliens, ancient tech, and Klarna credit scoresIf you've got listings that won't move or buyers still waiting for rates to drop, this episode delivers the insight, humor, and tools you need to survive—and maybe even thrive—this summer.Key TakeawaysMortgage Rates Are Flip-Flopping AgainRates dipped, then bounced back slightly—but the Fed's indecision means volatility is here to stay. Understanding what's driving rate behavior is critical for advising buyers and timing your locks.Austin's Buyer Market Is HereInventory in Austin is up 43%, and over half of sellers are slashing prices. This means Realtors must pivot fast—buyers have power, and overpriced listings will stall out quickly.The Fed, the Bill & the BacklashMassive federal policy changes are adding fuel to the debt fire. Elon Musk's dramatic political pivot and warnings from the CBO reveal how high the stakes are for housing affordability and investor confidence.Fello: Your CRM's AI-Powered SidekickFello integrates with your CRM to score, segment, and nurture leads based on real equity and ownership data. If you're sitting on a database of “maybe someday” leads, Fello helps you turn them into real conversations.When the Market's Weird, Stay InformedBetween tech layoffs, public-sector hiring, and an interest cost crisis, staying updated is your competitive edge. This episode keeps it real—because Realtors don't need fluff, they need facts (and maybe a little sarcasm).Resources Mentioned in This Episode

Paymentandbanking FinTech Podcast
#530:Die wichtigsten Fintech-News im Juni

Paymentandbanking FinTech Podcast

Play Episode Listen Later Jul 4, 2025 53:33


Trotz Hitze keine Spur von Sommerpause: Jochen Siegert und André M. Bajorat arbeiten sich durch den Fintech-News-Berg des Monats – von Millionenrunden über neue Produkte bis hin zu strategischen Neuausrichtungen bei Klarna, N26 & Revolut.

Entre Dev y Ops Podcast
EDyO 99 - ¿Cómo nos ha afectado la IA en nuestro día a día?

Entre Dev y Ops Podcast

Play Episode Listen Later Jul 4, 2025


En el episodio 99 del podcast de Entre Dev y Ops hablaremos de cómo se han integrado en nuestro día a día laboral los diferentes modelos de lA. Blog Entre Dev y Ops - https://www.entredevyops.es Telegram Entre Dev y Ops - https://t.me/entredevyops Twitter Entre Dev y Ops - https://twitter.com/entredevyops LinkedIn Entre Dev y Ops - https://www.linkedin.com/company/entredevyops/ Patreon Entre Dev y Ops - https://www.patreon.com/edyo Amazon Entre Dev y Ops - https://amzn.to/2HrlmRw Enlaces comentados: Post en X de Javi Santana - https://x.com/javisantana/status/1939684721187082600  NotebookLM - https://notebooklm.google/  Podcast 76: Cómo afecta la IA a nuestro día a día - https://www.entredevyops.es/podcasts/podcast-76.html  Blog Armin Ronacher - https://lucumr.pocoo.org/  Cursor rules - https://docs.cursor.com/context/rules  llms-txt - https://llmstxt.org/  LM Studio - https://lmstudio.ai/ opencode - https://opencode.ai/ ollama - https://ollama.com/ Devin - https://devin.ai/ Klarna - https://es.wired.com/articulos/klarna-recontrata-humanos-tras-sustituirlos-con-ia-y-no-es-la-unica Builder.ai - https://www.xataka.com/robotica-e-ia/ia-prometia-programar-como-nunca-antes-builder-ai-hizo-como-siempre-700-programadores-humanos-simulando-ser-ia Entrevista al CEO de Cloudflare - https://x.com/ethanhays/status/1938651733976310151 The lethal trifecta for AI agents: private data, untrusted content, and external communication - https://simonwillison.net/2025/Jun/16/the-lethal-trifecta/  How AI and Human Behaviors Shape Psychosocial Effects of Chatbot Use: A Longitudinal Controlled Study - https://www.media.mit.edu/publications/how-ai-and-human-behaviors-shape-psychosocial-effects-of-chatbot-use-a-longitudinal-controlled-study/

Culturele bagage
Leven op de pof: hoe risicovol is achteraf betalen met Klarna?

Culturele bagage

Play Episode Listen Later Jul 3, 2025 29:23


Nu kopen, later betalen. Lange tijd was dat in Nederland nauwelijks een optie; het paste niet bij onze cultuur. Maar door bedrijven als Klarna kopen millennials en Gen Z’ers steeds vaker met een achterafbetaalfunctie. Waarom is dat zo verleidelijk? En wat doet achteraf betalen met de schulden van jonge mensen? Esma Linnemann bespreekt het met economieverslaggever Fleur de Weerd, wetenschapsjournalist Simoon Hermus en journalist Vincent Kouters, schrijver van het boek Over geld praat je wel. Presentatie: Esma LinnemannRedactie en montage: Julia van AlemEindredactie: Corinne van DuinSee omnystudio.com/listener for privacy information.

Riding Unicorns
Building Europe's Investment Rails with Martin Kassing, Founder & CEO @ Upvest

Riding Unicorns

Play Episode Listen Later Jul 2, 2025 39:02


This week on Riding Unicorns, we're joined by Martin Kassing, founder and CEO of Upvest, one of Europe's fastest-growing fintech infrastructure companies.Martin's journey spans private equity, Rocket Internet, multiple startups, and now leading a company that powers investment products for the likes of Revolut and N26. In this wide-ranging conversation, we explore what it really takes to build an enduring infrastructure company in Europe.

The Fintech Factor
Fintech Recap: BNPL's Black Box, Synapse's Maybe-Bailout, and Crypto Dreams

The Fintech Factor

Play Episode Listen Later Jul 2, 2025 63:05


Welcome back to Fintech Takes. I'm Alex Johnson, joined (as always) with my partner-in-fintech-recapping, Jason Mikula. Let's get into it. First up: at long last, FICO score versions now include BNPL data, but there's a catch (several, actually). Affirm is furnishing data, but other major players like Klarna and Afterpay? Not so much. We dig into why most BNPLs resist sharing data (hint: it's expensive, complicated, and gives away their competitive edge), and how open banking could help—if you could reliably connect Klarna to Plaid (you can't). Then, just when we abandon BaaS Island, the CFPB shows up with a lifeboat with a surprise move in the Synapse bankruptcy. A four-page filing could open the door to using the Civil Penalty Fund to repay depositors. It's not quite a fintech bailout, but it might be the cleanest way to make people whole … and quietly shut the whole thing down. All of which still raises the bigger question: why did this happen in the first place (BaaS was supposed to be a thin layer on top of FDIC-insured banks)? Next, FHFA (which oversees Fannie and Freddie,  federal home loan banks, and a whole host of other interesting things) does crypto policy by tweet. Director Bill Pulte told Fannie and Freddie (via Twitter) to undertake a study for accepting crypto as mortgage collateral. According to the latest Federal Reserve data, only 8% of households used crypto in any fashion in 2024. So… why? Because someone asked. And in our Can't Let It Go corner: Jason roasts ABN AMRO's new sub-brand, BUUT (yes, BUUT), while I spiral over Circle's $56B IPO valuation (this is meme coin math applied to a narrow bank!).  Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/  And for more exclusive insider content, don't forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/   Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson

FT News Briefing
Rise of the neobank

FT News Briefing

Play Episode Listen Later Jul 1, 2025 11:00


Two of the biggest oil companies in the Middle East scale down their acquisition sprees, and Wall Street's comeback has dramatically narrowed the gap with European stocks. Plus, the US is lifting sanctions on Syria, and Klarna makes some changes to its business model.Mentioned in this podcast:Gulf oil companies slow $60bn acquisition spree as crude prices fall US dollar suffers worst start to year since 1973 US stock market comeback tests investor faith in rotation to EuropeDonald Trump lifts most US sanctions on SyriaKlarna accelerates shift to digital bank ahead of second IPO attemptToday's FT News Briefing was produced by Sonja Hutson, Kasia Broussalian, and Ethan Plotkin. Additional help from Blake Maples, and Gavin Kallmann. Our acting co-head of audio is Topher Forhecz. Our intern is Michaela Seah. The show's theme song is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

The Watson Weekly - Your Essential eCommerce Digest
June 30th, 2025: Klarna CEO Claims They Will Be a Super App, Walmart Investor Event Sheds New Light, Should You Put a Chatbot In Front Of Your Retail Store, and Musings from CommerceNext and Mirakl's Summit

The Watson Weekly - Your Essential eCommerce Digest

Play Episode Listen Later Jun 30, 2025 12:41


Today on our show:Klarna CEO Claims They Will Be a Super AppWalmart Investor Event Sheds New LightShould You Put a Chatbot In Front Of Your Retail StoreMusings from CommerceNext and Mirakl's Summit- and finally, The Investor Minute which contains 5 items this week from the world of venture capital, acquisitions, and IPOs.Today's episode is sponsored by Mirakl.https://www.rmwcommerce.com/ecommerce-podcast-watsonweekly

Beurswatch | BNR
Baidu is de Aldi van AI: chatbot Ernie is dubbel zo goedkoop als DeepSeek

Beurswatch | BNR

Play Episode Listen Later Jun 30, 2025 22:25


De AI-wedloop werd in januari even flink opgeschud door de Chinese chatbot DeepSeek. Nvidia verloor in één dag meer dan 450 miljard dollar. Beleggers vreesden voor de vraag naar chips toen bleek dat AI-modellen van DeepSeek voor een fooi aan chipkosten in elkaar werden gezet. Het lijkt erop dat concurrent Baidu, ook Chinees, het nog goedkoper kan. Het bedrijf beloofde in maart al dat chatbot Ernie dubbel zo goedkoop zou worden voor gebruikers als R1 van DeepSeek. Vandaag lost Baidu de belofte in. En net als de modellen van DeepSeek is Ernie een open source chatbot die zich makkelijk verspreidt onder ontwikkelaars. Of dit dezelfde aardverschuiving als de lancering van DeepSeek gaat veroorzaken, bespreken we deze aflevering. Ook praten we over over Basic-Fit. Het aandeel steeg de vorige vijf handelsdagen met een dikke tien procent. Sinds vandaag weten we waarom: de Belgische analisten van zakenbank KBC Securities melden dat er geruchten rondgaan over een overname door Amerikaanse rivaal Planet Fitness, schrijft M&A.nl. De twee fitnessboeren spreken het gerucht niet tegen. Maar wat zouden aandeelhouders René Moos, 3i en Impactive Capital ervan vinden? Verder hoor je hoe bestuurders van Nvidia flink cashten in de afgelopen maand. Ze hebben gezamenlijk voor een half miljard dollar aan aandelen verkocht. Topman Jensen Huang spant natuurlijk de kroon, hij is met zijn dikke 3 procent van Nvida rond de 135 miljard dollar waard. Tot slot vertellen we je hoe het ervoor staat met de beursgang van Klarna. De betaaldienst aast al maanden op een beursintroductie, maar de vorige poging mislukte. Om poging twee wel te laten slagen, voert het bedrijf wat hervormingen door. Liefst wordt Klarna een neobank, zegt Klarna zelf, want het consumentenkrediet is niet bepaald een beurslieveling.See omnystudio.com/listener for privacy information.

Tea Time UNFILTERED With Lovelyti
Count your days Klarna Is Snitching to the Credit Bureau +Credit Card Lawsuits on the Rise!!

Tea Time UNFILTERED With Lovelyti

Play Episode Listen Later Jun 29, 2025 26:21


Count your days Klarna Is Snitching to the Credit Bureau +Credit Card Lawsuits on the Rise!!

The Liquidity Event
How Buy Now, Pay Later Impacts Your Credit, Alternative Investments & Takeaways from the First Half of 2025

The Liquidity Event

Play Episode Listen Later Jun 27, 2025 32:44


John Owens CFP®, EA, ECA, CPWA® and Ed Zolotarev CPA, MST, CFP® fill in for AJ and Shane on this milestone 150th episode of The Liquidity Event. FICO (Fair Isaac Corporation) is finally figuring out what to do about your outstanding Klarna loans. We discuss how “buy now, pay later” services might soon impact your credit score.   TLDR: It probably isn't the best idea to finance your DoorDash order over 4 months. Plus, alternative investments are getting a lot of attention right now.  Why are private equity firms suddenly sliding into your DMs?  We examine the dry IPO market as one of the root causes. Then a Reddit question: how many kids should you have from a financial perspective?  Finally, our biggest takeaways from the first half of 2025. Key Timestamps: (6:25) FICO's buy now, pay later integration rollout (9:30) Why financing experiences is financial quicksand (12:20) Ed's Affirm baby monitor financing experiment (15:56) Alternative investments moving down market (19:20) Why the IPO drought is forcing PE firms to get creative (24:10) Reddit question: How many kids should you have? (29:25) First half of 2025 takeaways

Today, Explained
Burrito now, pay later

Today, Explained

Play Episode Listen Later Jun 25, 2025 27:51


Americans are turning to "buy now, pay later" apps for purchases as small as a burrito—it's a symptom of a larger national addiction to debt. This episode was produced by Miles Bryan and Gabrielle Berbey, edited by Amina Al-Sadi, fact-checked by Laura Bullard, engineered by Andrea Kristinsdottir and Patrick Boyd, and hosted by Noel King. Further reading: In This Economy? by Kyla Scanlon.Listen to Today, Explained ad-free by becoming a Vox Member: vox.com/members. Transcript at vox.com/today-explained-podcast. Photo of a Klarna holiday celebration by Slaven Vlasic/Getty Images for Klarna. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Retail Daily Minute
McDonald's Ends Krispy Kreme Deal, Klarna Joins Google Pay & Walmart Trains 100K Indian Sellers

Retail Daily Minute

Play Episode Listen Later Jun 25, 2025 4:05


Welcome to Omni Talk's Retail Daily Minute, sponsored by Retail Club and Mirakl. In today's Retail Daily Minute:McDonald's and Krispy Kreme call it quits, ending their nationwide rollout plan after realizing the doughnut pilot wasn't scalable due to cost and distribution challenges.Klarna integrates with Google Pay, enabling U.S. users to split purchases into BNPL installments as the fintech expands its reach through mainstream mobile wallets.Walmart to train 100,000 Indian small businesses through its Vriddhi program, deepening its investment in MSMEs and strengthening its international supply chain and marketplace ecosystem.The Retail Daily Minute has been rocketing up the Feedspot charts, so stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights. Be careful out there!

Scam Goddess
Zadeh Kicks: The Greatest Sneakerhead Swindle LIVE! w/ Wayne Brady, Carl Tart, & Oscar Montoya

Scam Goddess

Play Episode Listen Later Jun 24, 2025 96:54


On this very special 300th episode, Laci welcomes Wayne Brady (Whose Line Is It Anyway?, Let's Make a Deal), Carl Tart (Grand Crew, SNL), and Oscar Montoya (Minx, Wizards Beyond Waverly Place) for a hilarious chat about all things sneakers. Wayne, Carl, and Oscar share their personal experiences with scams, including some of their first jobs. Laci regales the crew with what's hot in fraud, from folks saying nah to Klarna payments, to rival turkey hut explosions, and the long-overdue call for justice for Blade. Plus, they break down the biggest sneaker swindle in history: the wild story of Zadeh Kicks. Stay schemin'! Wayne Brady and Jonathan Mangum are improv nerds! Listen to Wayne Brady's What If?! with Jonathan Mangum wherever you get your podcasts. Did you miss out on a custom signed Scam Goddess book? Look no more, nab your copy on PODSWAG Keep the scams coming and snitch on your friends by emailing us at ScamGoddessPod@gmail.com.CON-gregation, catch Laci's TV Show Scam Goddess, now on Freeform and Hulu! Follow on Instagram:Scam Goddess Pod: @scamgoddesspodLaci Mosley: @divalaciWayne Brady: @mrbradybabyCarl Tart: @dammitcarlOscar Montoya: @ozzymoResearch by Kathryn Doyle  SOURCEShttps://www.wsj.com/articles/the-300-million-sneaker-king-comes-undone-11667570874https://www.justice.gov/usao-or/pr/zadeh-kicks-owner-and-chief-financial-officer-plead-guilty-80-million-wire-fraud-andhttps://www.opb.org/article/2025/03/22/zadeh-kicks-pleads-guilty-fraud-eugene/https://www.nicekicks.com/the-rise-fall-and-implosion-of-zadeh-kicks-and-why-it-matters-beyond-the-sneaker-world/https://www.klcc.org/economy-business/2022-08-08/eugene-sneaker-business-charged-in-fraud-schemehttps://www.klcc.org/crime-law-justice/2023-07-16/19m-in-back-taxes-85m-in-fraud-and-two-arrests-the-case-of-zadeh-kicks Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

Retail Daily Minute
C&S to Acquire SpartanNash, Klarna Enters Mobile & Kroger to Close 60 Stores

Retail Daily Minute

Play Episode Listen Later Jun 24, 2025 5:38


Welcome to Omni Talk's Retail Daily Minute, sponsored by Retail Club and Mirakl. In today's Retail Daily Minute:C&S Wholesale Grocers to acquire SpartanNash in a $1.77B deal that would create a powerhouse food distributor with nearly 60 DCs and 10,000+ customers, aimed at empowering local grocers and enhancing price competitiveness.Klarna dives into mobile telecom, launching a $40/month unlimited 5G plan in the U.S. via a partnership with Gigs, further expanding its ecosystem of app-based financial and lifestyle services.Kroger will close 60 underperforming stores by 2026, redirecting capital into price cuts, service upgrades, and new store growth, while working to make e-commerce profitable and find a permanent CEO.The Retail Daily Minute has been rocketing up the Feedspot charts, so stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights. Be careful out there!

NonMembers Only
#194 - Favorite Running Shorts, Penny Extinction, & Writing a Book!

NonMembers Only

Play Episode Listen Later Jun 23, 2025 57:33


Happy National Hydration Day. Erin gets sent a Prime Hydration package. Erin takes her kids to a nostalgic trip to a local fair with rickety, dented rides.Q&A tackles DNF'ing a marathon (wear it proudly), Reebok's discontinued 9-inch Lux shorts (no pockets for women!), and running breaks, weighted vest walks are Erin's fix.  Erin announces her “Seeing How Strong I Can Get By Doing The Least” series, a 30 day minimal effort plan. Erin reveals she's writing a book with local co writer Amy (Shoutout Amy), due spring 2027.  Her kids play a “wombat game,” mimicking wombats' butt smashing prey killing tactic on bouncy balls. Erin binges HBO's American Paul, a reality show about Logan and Jake Paul's family, hooked by their relatable marriage and kids phase despite their unhinged dad.Sports talk heats up: Ashton Hall, the viral Saratoga Springs water guy, loses four races to streamer IShowSpeed, who raced Noah Lyles and wants Usain Bolt to coach him for the Olympics. Clara Adams, a 400m state champ, gets disqualified for spraying a fire extinguisher on her shoes post race (a nod to Maurice Greene), sparking outrage over track's prudish rules. Coco Gauff's French Open win comes with a tiny “teacup” trophy, not the massive one shown on TV, baffling Erin and Mike. Chess boxing, a 2003 Berlin born sport alternating chess rounds and boxing knockouts, gains a cult following via TikTok. Grand Slam Track's LA event cancellation shocks the duo, who loved the electric Philly event; Michael Johnson cites financial strategy for 2026, but rumors swirl about investor issues.In the “In This Economy” segment, Erin rages at Klarna's name and predatory buy-now-pay-later model, with users defaulting on debts. The US penny faces extinction by 2026, costing more to produce than its worth. Aldi faces a lawsuit from Mondelēz (Nabisco) for copying Wheat Thins, Oreo, Chips Ahoy, and Nutter Butter packaging. A heartwarming No Bad moment features an Amazon driver invited to a Memorial Day cookout by a hospitable family, loading his plate with chicken and corn amid mamba sauce chats, 19.4M views prove its viral charm.

The Chad & Cheese Podcast
Meta vs. OpenAI: The Poaching Wars

The Chad & Cheese Podcast

Play Episode Listen Later Jun 20, 2025 55:14


This week, hosts Chad Sowash, Joel Cheesman, and Emi Beredugo sling zingers at the tech and policy chaos of today's work of work. First up, they cackle over OpenAI's Sam Altman throwing shade at Meta, claiming Zuck's crew dangled $100 million bonuses to poach his AI wizards. Altman, smirking on his brother's podcast, scoffed, “Meta's not exactly an innovation powerhouse,” betting OpenAI's culture will outshine cash as they chase superintelligence—AI that'll make humans look like dial-up modems. Chad quips, “Zuck's throwing cash like confetti, but Altman's holding the AGI trump card.” Next, the hosts tackle Trump's immigration whiplash. Last week, he hit pause on ICE raids targeting farms and hotels—where 42% of crop workers and 7.6% of hospitality staff are undocumented—after farmers cried foul. But days later, he flipped, doubling down on mass deportations, especially in blue states, risking $315 billion in economic fallout. Tech gets weirder with Amazon's Andy Jassy predicting AI will shrink corporate jobs, leaning on generative AI and Zoox's 10,000 robotaxis to replace drivers. Meanwhile, Zoom's Eric Yuan shrugs off work-life balance, saying leaders live for work and family, but sees AI pushing Gen Z toward three-day workweeks. Klarna's CEO, Sebastian Siemiatkowski, not to be outdone, launches an AI hotline starring a digital him. Surely, AI Sebastian will be running interviews at Klarna soon, right? Tune in for insight. Chapters 00:00 Introduction and Summer Vibes 01:49 Current Events: Juneteenth and Global Chaos 03:21 TikTok's Staying Power 05:10 Browser Dating: Privacy or Romance? 08:08 Indeed's New Market Squeeze 08:25 Meta vs. OpenAI: The Poaching Wars 24:32 Trump's Economic Tightrope 29:35 Immigration vs. Market Needs 35:26 AI's Job Displacement Threat 45:33 Culture and Burnout 50:23 The Infinite Workday Free stuff at http://www.chadcheese.com/free

Sinobabble
Why the UK is choosing China over the US | China news discussion #7 | 8th June 2025

Sinobabble

Play Episode Listen Later Jun 15, 2025 36:14


A discussion of trending China news articles published in w/c 2nd June. China accuses the US of trying to reverse the temporary trade truce in place, affecting the future of Chinese students in the US. Also, China's twist on Klarna and why the UK is choosing to For the full version please head over to Buy Me a Coffee and consider becoming a supporter today for as little as £5: https://www.buymeacoffee.com/sinobabblepodLinks: https://www.theguardian.com/us-news/2025/may/29/us-revoke-chinese-student-visashttps://www.theguardian.com/world/2025/jun/02/china-us-trade-war-truce-donald-trumphttps://www.economist.com/china/2025/05/29/chinas-crazy-reverse-credit-cardshttps://www.bbc.co.uk/news/articles/c071jr159p0oSupport the showSign up for Buzzsprout to launch your podcasting journey: https://www.buzzsprout.com/?referrer_id=162442Subscribe to the Sinobabble Newsletter: https://sinobabble.substack.com/Support Sinobabble on Buy me a Coffee: https://www.buymeacoffee.com/Sinobabblepod

The Stacking Benjamins Show
Trapped in the Spend Cycle? How to Break Free from Consumerism SB1693

The Stacking Benjamins Show

Play Episode Listen Later Jun 9, 2025 69:27


Is your wallet feeling lighter... but your closet's full of regret? Joe, OG, and Mom's neighbor Doug are throwing open the basement door to tackle one of the trickiest parts of personal finance: consumerism. Whether you're a recovering impulse buyer or knee-deep in buy-now-pay-later regrets, this episode's got your back—and maybe your budget.

Today, Explained
The recession indicator game

Today, Explained

Play Episode Listen Later Jun 8, 2025 33:08


Press-on nails, new music from Katy Perry, and an uptick in Klarna purchases: signs of an economic downturn or no? This episode was produced by Hady Mawajdeh, edited by Miranda Kennedy, fact-checked by Melissa Hirsch, engineered by Matthew Billy, and hosted by Jonquilyn Hill. Photo of Katy Perry performing in Sydney, Australia by Nina Franova/Getty Images. If you have a question, give us a call on 1-800-618-8545 or send us a note here.  Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members. Help us plan for the future of Today, Explained by filling out a brief survey: ⁠voxmedia.com/survey⁠. Thank you! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Weeds
The recession indicator game

The Weeds

Play Episode Listen Later Jun 8, 2025 30:23


Press-on nails, new music from Katy Perry, and an uptick in Klarna purchases: signs of an economic downturn or no?  This episode was produced by Hady Mawajdeh, edited by Miranda Kennedy, fact-checked by Melissa Hirsch, engineered by Matthew Billy, and hosted by Jonquilyn Hill. Photo of Katy Perry performing in Sydney, Australia by Nina Franova/Getty Images. If you have a question, give us a call on 1-800-618-8545 or send us a note here. Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members. Help us plan for the future of Explain It to Me by filling out a brief survey: ⁠voxmedia.com/survey⁠. Thank you! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Danny In The Valley
An AI-induced recession on the horizon? Klarna's CEO thinks so

Danny In The Valley

Play Episode Listen Later Jun 5, 2025 38:30


Sebastian Siemiatkowski joins the pod from the SXSW festival in London to tell the story of Klarna, the "buy now, pay later" fintech company he co-founded and currently leads. Press coverage suggests that he has gone all in on AI at the company; he claims his position is more nuanced. But what is clear, in his mind, is that an AI-induced recession may be unavoidable.Any thoughts or questions, get in touch - techpod@thetimes.co.uk Hosted on Acast. See acast.com/privacy for more information.

Smell Ya Later
191: Anyway, shout out to billionaires

Smell Ya Later

Play Episode Listen Later Jun 3, 2025 45:01


Sable went to Miami for too long. Tynan discovers what a buy-out is for Rhode Beauty's M&A. We both went to Nette's Lemon Puff fete. We smell the new D.S. & Durga cologne collection, with unexpected results. We talk about Krigler's newest fragrance and Violet Grey's first fragrance, only one of which we've smelled, but both may as well be Klarna bait for anyone who wants to own them. It's a Smell Ya Later catch-up. [What we smell like today: Nette Lemon Puff, Orto Parisi Seminales]

The Assignment with Audie Cornish
Klarna's CEO On Why You Should Buy Now, Pay Later

The Assignment with Audie Cornish

Play Episode Listen Later May 29, 2025 34:57


Should you put your DoorDash burrito on a payment plan? Probably not. But Klarna co-founder and CEO Sebastian Siemiatkowski argues the rise of "buy now, pay later" -- or BNPL -- services like his are a good thing. He joins Audie to talk about his “healthier” credit alternative, and whether the rise of BNPL is a sign of larger economic strain.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's Been a Minute with Sam Sanders
Brittany needs a couch. Should she buy now, pay later?

It's Been a Minute with Sam Sanders

Play Episode Listen Later May 26, 2025 19:31


Brittany keeps looking at a new couch online, and every time she goes to buy it she sees an option to "Buy Now, Pay Later," which made her wonder...should she? Here's what she found:Buy Now, Pay Later (BNPL) loans have become one of the go-to ways to get access to credit fast. Companies like Klarna, Affirm, and Afterpay make buying big purchases relatively easy by allowing people to pay in installments over time. But some Americans have taken to using this method for everyday items like groceries, and when BNPL service providers like Klarna partners with DoorDash so customers can "eat now, pay later"... it feels like a debt trap waiting to happen. And that's just scratching the surface.This... is Money Troubles.And for the past few weeks we've been looking into the ways everyday people are trying to make ends meet... and what it says about how our culture views labor, basic needs, or even our favorite pastimes.In this final episode, NPR Life Kit's Andee Tagle and author Malcolm Harris join Brittany to get into why Buy Now, Pay Later has become so popular and how 'cheap credit' may be another lifestyle subsidy for a new generation.You can hear more of Andee's and Life Kit's reporting on Buy Now, Pay Later here.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

The Indicator from Planet Money
Target, Klarna and Sesame Street's new addy

The Indicator from Planet Money

Play Episode Listen Later May 23, 2025 9:26


Can you tell me how to get... how to get to Indicators of the Week? This week's econ roundup looks at Target's sagging sales, Klarna's pay-later problem, and Sesame Street's new streaming address. Related: When do boycotts work? (Apple / Spotify) Buy now, pay dearly? For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Grumpy Old Geeks
698: Watch Out for That Tree!

Grumpy Old Geeks

Play Episode Listen Later May 23, 2025 80:32


This week, we kick things off with the return of Space Karen's meltdown tour: Elon Musk got flustered in an interview, sputtered out one-word answers, and called the journalist an “NPC,” which is rich coming from the guy whose only real upgrade since PayPal is yelling “freedom” in meme fonts. Meanwhile, 23andMe sold your DNA to Regeneron at a bankruptcy auction, proving once and for all that your spit is more valuable than most tech startups.IN THE NEWS is a parade of corporate idiocy and dystopian fuckery. Coinbase employees got bribed into leaking user data (because clearly we didn't have enough crypto chaos), Klarna keeps flip-flopping between AI and human workers like it's a bad Tinder date, and OpenAI is out here buying Jony Ive's design firm for $6.5 billion because sure, what's another billion when you're trying to build a surveillance device to stalk 100 million users? Meanwhile, the Chicago Sun-Times is publishing AI-generated trash with imaginary authors, Anthropic's new model attempts blackmail, and researchers dumped two billion Discord messages online just for kicks. And yes, Elon's Tesla robotaxis will now only roam the safest parts of Austin, which is code for “we still can't make this thing turn left.”In MEDIA CANDY, we're watching Murderbot, Godfather of Harlem, and Hotel Cocaine because who doesn't love a little synthetic assassin, crime drama, and coke-fueled nostalgia? Notepad.exe now writes for you (and probably files HR complaints too), and Audible is teaming up with publishers to replace narrators with robot voices. Yay, progress. Over in THE DARK SIDE WITH DAVE, Bittner brings the malware, monsters, and a new theme park review that's somehow less terrifying than the news. Bookworms, don't miss Curepedia and The AI Con — one's about goth gods, the other's about taking down our techno-overlords. And pour one out for George Wendt — Norm from Cheers is now drinking with the angels.Sponsors:DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/698FOLLOW UPElon Musk Gets Rattled by Hard Questions He Can't Answer, Calls Interviewer an "NPC" While Giving One-Word NPC-Like Responses Himself23andMe (and Your Genetic Data) Sold to Regeneron in Bankruptcy AuctionIN THE NEWSExtortionists bribed Coinbase employees to give them customer dataOpenAI buys Jony Ive's design startup for $6.5 billionSam Altman Tells Staff Plan to Ship 100 Million Devices That See Everything in Users' LivesKlarna Hiring Back Human Help After Going All-In on AIKlarna CEO and Sutter Hill take victory lap after Jony Ive's OpenAI dealKlarna used an AI avatar of its CEO to deliver earningsKlarna users are buying now, but not paying laterDOGE Used a Meta AI Model to Review Emails From Federal WorkersChicago Sun-Times publishes made-up books and fake experts in AI debacleWe're Focused on the Wrong A.I. Problem in JournalismAnthropic's new AI model turns to blackmail when engineers try to take it offlineMIT Backs Away From Paper Claiming Scientists Make More Discoveries with AIResearchers Dump 2 Billion Scraped Discord Messages OnlineMusk says Tesla's self-driving tests will be geofenced to 'the safest' parts of AustinMEDIA CANDYMurderbotGodfather of HarlemHotel CocaineAPPS & DOODADSThe Grand Encyclopedia of Eponymous LawsApple confirms iOS 19 will end support for legacy Home app systemAudible to Partner With Publishers to Create AI-Voiced AudiobooksIn 3.5 years, Notepad.exe has gone from “barely maintained” to “it writes for you”AT THE LIBRARYCurepedia: An A-Z of the Cure by Simon PriceThe AI Con: How to Fight Big Tech's Hype and Create the Future We Want By: Emily M. Bender, Alex HannaTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingFirst photos from inside Universal Studio's new Orlando theme park Epic Universe revealedA Very Honest Review on Monsters Unchained: The Frankenstein Experiment | Universal's Epic UniverseGadget recommendation - Electric Air Duster with FlashlightCLOSING SHOUT-OUTSGeorge Wendt, Norm From Cheers, Dead at 76See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Best One Yet

TBOY Live Show Tickets to Chicago on sale NOW: https://www.axs.com/events/949346/the-best-one-yet-podcast-ticketsAmerica's 100 favorite brands show... Reputation takes 20 years to build, 1 second to lose.Dockers khakis just sold for $300M… but did ya know Dockers invented Casual Friday?Klarna just invented a new financial metric: Revenue per human… you're gonna start see it everywhere.Plus, “Plant Nanny” is the hot new job… It pays $50/hour to pamper someone's succulents.$LEVI $COST $TMWant more business storytelling from us? Check out the latest episode of our new weekly deepdive show: The untold origin story of… LaCroix

The Daily Zeitgeist
Universe FINALLY Ending! Klarna's AI Oopsie 05.21.25

The Daily Zeitgeist

Play Episode Listen Later May 21, 2025 67:42 Transcription Available


In episode 1867, Jack and Miles are joined by actor, voiceover artist, and musician, Shahjehan Khan, to discuss… Is The AI Future Just More Gig Work For Humans? Staffing Cuts Are Leading To More Deadly Weather Events? Did They Make Another Jurassic World Movie Purely To Promote A Theme Park Ride? Good News: The Universe May Be Ending Sooner Than Expected and more! Is The AI Future Just More Gig Work For Humans? Staffing Cuts Are Leading To More Deadly Weather Events? Jurassic World Rebirth | Official Trailer 2 Final Trailer for Jurassic World Rebirth Shows the River Raft Scene From Michael Crichton's Jurassic Park, More of the D-Rex, and the Mutadon Jurassic World Rebirth Has a Sequence From Michael Crichton’s First Jurassic Park Novel That Didn’t Make It Into the Original Movie — and Fans Have Ideas for What It Could Be An Oral History of Jurassic Park: The Ride The Forgotten Story Behind Jurassic Park: The Ride Good News: The Universe May Be Ending Sooner Than Expected Gravitational Pair Production and Black Hole Evaporation Universe decays faster than thought, but still takes a long time How Stephen Hawking Transformed Our Understanding of Black Holes 'Hawking radiation' may be erasing black holes. Watching it happen could reveal new physics. Scientists calculate when the universe will end — it's sooner than expected LISTEN: Assumptions (Kaytranada Edit) by Sam GellaitrySee omnystudio.com/listener for privacy information.

Business Casual
Klarna Losing Millions on "Burrito Loans" & People Love Trader Joe's

Business Casual

Play Episode Listen Later May 21, 2025 29:36


Episode 587: Neal and Toby talk about Klarna's mounting losses from customers failing to pay off their ‘buy now, pay later' loans. Then, a Chinese EV battery maker emerges as a winner from the US-China trade war with one of the biggest IPOs of the year. Plus, Axios just released their Harris Poll 100 which shows which brands customers trust the most, and Trader Joe's tops the list, while Tesla continues to fall. Next, a match to find out who is the best of the worst as Manchester United faces off against Tottenham for a spot in the Champions League.  Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Visit endthecampaign.com for more Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note  Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

Grumpy Old Geeks
697: Office of Defects

Grumpy Old Geeks

Play Episode Listen Later May 16, 2025 77:16


This week on Grumpy Old Geeks: FOLLOW UP kicks off with Manus madness, a $2 million ticket to Trump's crypto cash-grab, and Elon's Boring Company worming its way into an $8 billion Amtrak boondoggle. Meanwhile, CryptoPunks gets handed off to a nonprofit like an expired Groupon—proof the NFT hype cycle ends with a 501(c)(3) and a shrug.IN THE NEWS, Microsoft trims another 3% of its workforce while a former Metaverse engineer delivers DoorDash from a trailer—living proof that “the future of work” is just working for the apps. Klarna quietly admits AI sucks at customer service and hires back actual people, just as OpenAI's reasoning models hit the brakes. The Pope wants to exorcise AI, Elon's backfiring Copyright Office coup leaves him empty-handed, and YouTube starts banning AI-faked trailers that made Screen Culture money off Marvel lies. Jamie Lee Curtis goes full Final Girl on Zuckerberg, and Tesla drama ramps up: robotaxis under investigation, employees revolting, and one poor dealership manager gets canned for telling the truth about ol' Musky. Oh, and scientists say the universe might die sooner than expected—cool cool cool.In MEDIA CANDY, Murderbot arrives May 16, NIN launches the Future Ruins Festival, and Star Trek and Star Wars both dig up classic soundtracks for some retro feels. Jessica Jones returns in Daredevil: Born Again, Fallout gets Seasons 2 and 3, and even Nobody 2 is back for more murder-dad mayhem. In THE DARK SIDE WITH DAVE, Mr. Bittner shares two truly bleak customer service horror stories and gets bamboozled by a flower shop on Brian's birthday (happy birthday, Brian!). Also: animatronic Mickey Mouse serves popcorn, Walt Disney's ghost haunts the parks, Muppets get a pre-show for their 70th, and yes, there's a guide to toilet-training your cat. Because sure, why not. Closing shout-out? Everyone is entitled to my own opinion.Sponsors:Insta360 - The first 30 people who use code “gog” at store.insta360.com get a free 45” invisible selfie stick worth $25!DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/697FOLLOW UPLeave it to ManusA VIP Seat at Donald Trump's Crypto Dinner Cost at Least $2 MillionElon's Boring Company Is ‘Helping' the Government With an $8 Billion Amtrak Tunnel ProjectCryptoPunks was just sold to a nonprofitIN THE NEWSMicrosoft is laying off 3 percent of its global workforceLaid-Off Metaverse Engineer Says He Is DoorDashing and Living in a TrailerSilicon Valley's Elusive Fantasy of a Computer as Smart as YouKlarna Hiring Back Human Help After Going All-In on AIImprovements in 'reasoning' AI models may slow down soon, analysis findsThe New Pope Wants to Take on AIElon Musk's apparent power play at the Copyright Office completely backfiredCopyright Office head fired after reporting AI training isn't always fair useYouTube Cracks Down on Fake Movie Trailer Channels Making MoneyJamie Lee Curtis publicly shamed Mark Zuckerberg to remove a deepfaked adTesla's robotaxi plans have the attention of federal investigatorsA Tesla Dealership Manager Blamed Elon Musk for Tanking Sales and Was Immediately FiredTesla Employees Against ElonOpen Letter to ElonOpen Letter to Elon - @openletter2elonScientists Just Moved Up the Death Date of the UniverseMEDIA CANDYMurderbot premiers May 16thStar Trek: The Wrath of Khan Original Motion Picture SoundtrackStar Wars: The Empire Strikes Back Original Motion Picture SoundtrackNine Inch Nails Announce Future Ruins Festival, Celebrating Influential Music ComposersAndorRogue OneLong Way HomeKrysten Ritter Will Return as Jessica Jones in Daredevil: Born Again Season 2Fallout Season 2 Coming in December and Season 3 Is a GoNobody 2 | Official TrailerSuperman | Official Trailer | DCStar Trek: Strange New Worlds Finally Returns This JulyStar Trek: Prodigy May Need a New Home Again SoonESPN's streaming service will cost up to $30 per month and be called... ESPNFox One is a new streaming service that should launch before SeptemberMax Renamed HBO Max as Warner Bros. Discovery Gives UpLived Through That - Episode 76 - Andy PrieboyTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingA SpaceX Employee Says He Was Fired for the Most Insane ReasonYou Can Now Eat Popcorn Out of a Moving, Talking Mickey Mouse at DisneylandDisney Says It Made Its Walt Disney Robot to Remind Fans He Was an Actual PersonDisneyland Didn't Want to Do the Muppets Totally Dirty for Their 70th AnniversaryMuppets Pre-Show for World of Color Happiness! at Disneyland Resort for 70th AnniversaryHow to Toilet-Train Your Cat: 21 Days to a Litter-Free HomeHow to Toilet-Train Your Cat: 21 Days to a Litter-Free Home DownloadCLOSING SHOUT-OUTSeveryone is entitled to my own opinionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.