Podcasts about Klarna

Swedish bank

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Best podcasts about Klarna

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Latest podcast episodes about Klarna

Desperate Acts of Capitalism Podcast

In a world where hot dogs are harder to buy, and brands drown in the muck of online retail, a hero rises from the ashes to offer predatory unsecured loans through an app. That hero's name? Klarna. Edited and thumbnail by Noah JOIN US ON PATREON FOR EARLY EPISODE RELEASES, BONUS CONTENT, AND MORE: www.patreon.com/desperateactsofcapitalism BIG THINGS ARE COMING Sources: 1) https://www.expressen.se/ekonomi/klarna-miljardaren-berattar-om-de-skakande-anklagelserna/ 2) https://www.telegraph.co.uk/technology/technology-startup100/8428669/Start-Up-100-A-Z.html 3) https://owp.klarna.com/legacy/assets/sites/15/2021/05/28054804/Financial-Update-Q1-2021.pdf https://techcrunch.com/2021/06/04/as-buy-now-pay-later-startups-keep-raising-capital-a-dive-into-klarna-afterpay-and-affirms-earnings/ 4) https://www.theguardian.com/technology/2022/jul/11/klarna-sees-its-value-slashed-by-85-in-latest-round-of-fundraising https://www.reuters.com/business/finance/klarnas-valuation-slumps-67-bln-with-800-mln-raise-2022-07-11/ 5) https://www.theguardian.com/business/2022/may/04/klarna-to-start-reporting-uk-customer-debts-to-credit-agencies 6) https://www.theguardian.com/money/2018/nov/17/klarna-buy-now-pay-later-system-that-is-seducing-millennials 7) https://techcrunch.com/2025/05/21/klarna-used-an-ai-avatar-of-its-ceo-to-deliver-earnings-it-said/ 8) https://techcrunch.com/2025/05/21/klarna-used-an-ai-avatar-of-its-ceo-to-deliver-earnings-it-said/ 9 ) https://www.paymentsdive.com/news/cfpb-buy-now-pay-later-bnpl-use-debt-research-report/737285/

El Brieff
A las órdenes de Trump: Las noticias para este viernes

El Brieff

Play Episode Listen Later Aug 15, 2025 9:02


Hoy hablamos de las declaraciones de Donald Trump sobre México y la respuesta de Claudia Sheinbaum. Revisamos la captura de Carlos Treviño por el caso Odebrecht y la ofensiva de Estados Unidos contra Carteles Unidos. Analizamos la cumbre Trump-Putin y el frente en Donetsk. Cubrimos el plan de asentamiento en Cisjordania, la inflación al productor en Estados Unidos y el crecimiento del Reino Unido. Reportamos resultados de Klarna, los incendios en Patras y la postura de Kim Yo Jong. Cierra con nota sobre el libro del día y la invitación a suscribirte al newsletter.Recibe gratis nuestro newsletter con las noticias más importantes del día.Si te interesa una mención en El Brieff, escríbenos a arturo@brieffy.com Hosted on Acast. See acast.com/privacy for more information.

Customer Service Revolution
217: How to Become Your Clients Trusted Business Partner

Customer Service Revolution

Play Episode Listen Later Aug 14, 2025 41:55 Transcription Available


Summary: In this episode of the Customer Service Revolution Podcast, John DiJulius and Denise Thompson delve into the art of becoming an indispensable business partner. Discover how to build trust and foster relationships that clients can't imagine living without. From the importance of loving what you do to the power of being a resource broker, learn actionable strategies to elevate your client partnerships. Tune in to explore the evolving ABCs of business and how to always be connecting in today's dynamic landscape. Takeaways: Tipping practices can create frustration for delivery workers. AI is reshaping the workforce, but human interaction remains essential. Boreout is a significant issue in remote work environments. Building strong client relationships is crucial for business success. Being a trusted partner means being committed to clients' success. Effective communication is key to maintaining employee engagement. AI can enhance efficiency but should not replace human connection. Understanding clients' goals can lead to better partnerships. Transparency in communication fosters trust with clients. The ABCs of business have shifted from closing deals to building connections. Chapters:   00:00Introduction and Summer Heat 00:48DoorDash Tipping Controversy 05:38AI Automation and Job Displacement 11:42Burnout vs. Boreout in the Workplace 15:39Engaging Employees in the Modern Workplace 16:57The Impact of AI on Jobs 17:56Creativity and Conversation in the Age of Technology 19:13Building Trust: The Bomb Shelter Concept 21:56Becoming an Indispensable Partner 23:48Transparency and Difficult Conversations 25:01Being a Resource Broker for Clients 26:27Educating vs. Selling: A New Approach 29:42Commitment to Client Success 31:52The Shift from Closing to Connecting   Links Customer Experience Executive Academy: https://thedijuliusgroup.com/project/cx-executive-academy/ Interview Questions: https://thedijuliusgroup.com/resources/ The DiJulius Group Methdology: https://thedijuliusgroup.com/x-commandment-methodology/ Experience Revolution Membership:  https://thedijuliusgroup.com/membership/ Schedule a Complimentary Call with one of our advisors:  tdg.click/claudia Books Contacts:  Lindsey@thedijuliusgroup.com , Claudia@thedijuliusgroup.com Subscribe We talk about topics like this each week; be sure to subscribe wherever you listen to podcasts so you don't miss an episode.  

The Relentless Diaries
Klarna Kat

The Relentless Diaries

Play Episode Listen Later Aug 13, 2025 164:09


Topics and discussions for this weeks episode includes:Weekly recaps/ Sharing gum with a partner (0:05)Weapons review SPOILER ALERT (18:00)Sex-toys being thrown on court at WNBA games (32:02)Naomi Osaka mental fortitude/ How childbirth effects your life (41:03)Is being a Love Island contestant sex work? (59:55) The complicated dynamic of vices/ Michael Porter Junior interview (1:21:02)What are the 4 major American cities (1:29:01)Should millionaires cook and clean?/ Halle Berry ex (1:39:10)TeaOnHer app for men (1:48:05)Was Shenseea's dress too much as a wedding guest? (2:20:03)#DearRelentless (2:33:50) Hosted on Acast. See acast.com/privacy for more information.

Smart Humans with Slava Rubin
Smart Humans: Pre-IPO Briefing on Klarna with Sacra's Jan-Erik Asplund

Smart Humans with Slava Rubin

Play Episode Listen Later Aug 12, 2025 36:34


Vincent founder Slava Rubin and Sacra's Jan-Erik Asplund discuss Klarna, a leading buy now, pay later (BNPL) company, exploring its business model, revenue streams, competitive landscape, and future outlook as it approaches a potential IPO.

Ear Biscuits with Rhett & Link
Link's Dangerous Drive in Ireland | Ear Biscuits Ep. 479

Ear Biscuits with Rhett & Link

Play Episode Listen Later Aug 11, 2025 83:12


If you make it through the first 17 minutes, you'll hear all about Link's trip to Ireland! In this episode, Link talks about driving in Ireland, the magical wonder that is professional Irish Sheepherding, as well as their voyages to the smaller Irish Islands. Also, Rhett has quite the throat tickle, so don't skip over that. Please. Leave us a voicemail at 1-888-EARPOD-1 for a chance to be featured on the show! Get a $75 job credit at https://indeed.com/ears Download the Klarna app or learn more at https://www.klarna.com/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Proactive - Interviews for investors
From repaying investors to reinventing finance: SSV Capital sets sights on disrupting fintech giants

Proactive - Interviews for investors

Play Episode Listen Later Aug 8, 2025 7:53


SSV Capital PLC CEO Ankur Ghosh joined Stephen Gunnion in the Proactive studio with details of the company's recent progress and future plans in the fintech space. The conversation began with Ghosh confirming that SSV Capital has fully repaid its convertible loan note holders, returning more than £3 million to investors. He described this as a positive milestone that has generated strong investor confidence, with many reinvesting into the business. The company's primary focus now lies in accelerating development around SSV Smart Pay, particularly in open banking and real estate proptech. Additionally, it has begun operations for its fund management business, SSV Funds sarl, based in Luxembourg. Looking ahead, Ghosh revealed major news: the launch of SSV Smart Account, with regulatory approval expected by 15 September. This move will allow the company to offer savings and current accounts, targeted primarily at its Smart Pay merchant base, but open to all customers. “We were challenging Visa and Mastercard,” Ghosh said. “Now, we'll be launching current accounts, challenging Monzo and Revolut.” He added that SSV Capital is aiming to build a full embedded finance ecosystem, including plans to explore a service that could rival Klarna. The company intends to soft-launch SSV Smart Account by the end of September or early October 2025. For more interviews like this, visit Proactive's YouTube channel. Don't forget to like this video, subscribe to the channel, and enable notifications so you never miss an update. #SSVCapital #Fintech #SmartPay #OpenBanking #DigitalBanking #SmartAccount #EmbeddedFinance #StartupFinance #ChallengerBank #InvestingNews #Proptech #FCAapproval

Mitten Money
Financial Hot Takes

Mitten Money

Play Episode Listen Later Aug 5, 2025 28:31


Get ready for hot take roulette! In this episode, Will & Kevin spill their financial hot takes.Will challenges the common belief that buying a home is always better than renting, pointing out how high interest rates and rising costs make renting a smarter, more flexible choice, especially if you're not planning to settle long term. Kevin dives into the booming world of Buy Now, Pay Later services like Klarna and Afterpay, discussing how these easy micro-loans can help, but also lead to debt stacking if you're not careful.Comments made are not to be considered endorsements of Tri-Star Trust or its employees. All viewpoints expressed herein belong solely to the commentators, whether or not they are employees or clients, and remain uninfluenced and uncompensated by Tri-Star Trust or any of its affiliates.

TD Ameritrade Network
What Figma IPO Means for Other Names Waiting to Go Public

TD Ameritrade Network

Play Episode Listen Later Aug 4, 2025 5:46


John Jannarone called the Figma (FIG) IPO "really good news" for the overall tech IPO sphere. He expects to see names like Klarna and Stripe go public sometime this fall, and says they could be even bigger than Figma. For Figma's first day pop, John says the discrepancy in IPO price to trading price showed the company did the right thing in the long term. He does caution buying FIG now would still be at what he estimates 50-times sales.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Beurswatch | BNR
Aandeel naar de haaien? Hitler-groet? Beloning: 30 miljard dollar.

Beurswatch | BNR

Play Episode Listen Later Aug 4, 2025 25:54


Kennelijk kan je veel maken als je 's werelds meest beroemde en beruchte ondernemer bent. Want Tesla blijkt nog altijd het leiderschap van Elon Musk te aanbidden. Met een aandelenpakket ter waarde van zo'n 30 miljard dollar probeert het bestuur hem aan boord te houden. Hij is nodig in deze moeilijke tijden voor de autobouwer, is het argument. Maar is dat ook zo? Die vraag proberen we te beantwoorden in deze aflevering. En dan hebben we het ook over de grote concurrent. Die is toch wat minder groot, want de verkopen bij BYD vallen tegen. En daardoor komen de doelstellingen van de Chinese autobouwer op de tocht te staan. Verder hoor je over het bizarre ontslag in de VS. Daar wordt de baas van het belangrijkste statistiekbureau ontslagen omdat haar bevindingen niet naar de zin van de president zijn. Dus vrezen economen en beleggers dat hun belangrijke economische data straks niet meer betrouwbaar is. Je komt te weten op welke data je beleggingen dan moet gaan baseren. En dan gaat het ook nog over de teleurstelling bij de volgers van Warren Buffett, de hoge eisen van het Boeing-personeel en de nieuwe poging van Klarna om naar de beurs te trekken.See omnystudio.com/listener for privacy information.

The Unscripted Podcast For Photographers
EP81 - Build a Photography Career Without Buying Ads -- with Jon Taylor Sweet

The Unscripted Podcast For Photographers

Play Episode Listen Later Aug 4, 2025 59:40


Jon Taylor Sweet shares how he grew from shooting on an iPhone to becoming an internationally recognised photographer—without spending a cent on ads. Hear how word‑of‑mouth built his career, why serving clients comes before ego, and how he's redefining success while leaning into music photography.Follow Jon: 

AEX Factor | BNR
Aandeel naar de haaien? Hitler-groet? Beloning: 30 miljard dollar.

AEX Factor | BNR

Play Episode Listen Later Aug 4, 2025 25:54


Kennelijk kan je veel maken als je 's werelds meest beroemde en beruchte ondernemer bent. Want Tesla blijkt nog altijd het leiderschap van Elon Musk te aanbidden. Met een aandelenpakket ter waarde van zo'n 30 miljard dollar probeert het bestuur hem aan boord te houden. Hij is nodig in deze moeilijke tijden voor de autobouwer, is het argument. Maar is dat ook zo? Die vraag proberen we te beantwoorden in deze aflevering. En dan hebben we het ook over de grote concurrent. Die is toch wat minder groot, want de verkopen bij BYD vallen tegen. En daardoor komen de doelstellingen van de Chinese autobouwer op de tocht te staan. Verder hoor je over het bizarre ontslag in de VS. Daar wordt de baas van het belangrijkste statistiekbureau ontslagen omdat haar bevindingen niet naar de zin van de president zijn. Dus vrezen economen en beleggers dat hun belangrijke economische data straks niet meer betrouwbaar is. Je komt te weten op welke data je beleggingen dan moet gaan baseren. En dan gaat het ook nog over de teleurstelling bij de volgers van Warren Buffett, de hoge eisen van het Boeing-personeel en de nieuwe poging van Klarna om naar de beurs te trekken.See omnystudio.com/listener for privacy information.

Alles auf Aktien
Paypal-Falle, Dispo-Angst, Karten-Hack – die Tricks von Mr. Schufa

Alles auf Aktien

Play Episode Listen Later Aug 2, 2025 119:17


In dieser Samstagsfolge von "Alles auf Aktien" reden wir heute mit einem, der die Welt der Schulden kennt wie kein Zweiter, eine Art moderner Peter Zwegat. Er erzählt, wer seine Klienten sind, welche Herausforderungen sie haben und wie man sich von einer Schuldenlast befreien kann. Wir besprechen, was die Schufa ist, wie sie funktioniert und wie sich euer Score zusammensetzt. Wir beleuchten die Auswirkungen von Glücksspiel und Online-Shopping auf eure Bonität. Klären, ob es ein Problem ist, wenn man mehrere Konten oder Depots hat, welchen Einfluss Paypal und Klarna haben – und wie gefährlich Dispo-Kredite wirklich sind. Und zum Schluss gibt es Tipps, wie ihr euren Score mit dem Kreditkarten-Trick verbessern könnt. Ein Gespräch mit Mr. Schufa, Tibor Bauer. Wir freuen uns über Feedback an aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Pricing Friends
KI und Pricing mit Dr. Oliver Pabst: Warum gelingt echtes Value-Based Pricing nur 5 % der Softwareanbieter? (#084)

Pricing Friends

Play Episode Listen Later Jul 31, 2025 25:39


Diese Folge wurde live beim Schweizer Pricing-Kongress im Dolder Grand Hotel Zürich aufgezeichnet und bietet einen persönlichen wie strategischen Blick auf den Einfluss von KI auf Preismodelle. Dr. Sebastian Voigt spricht mit Dr. Oliver Pabst, General Partner bei Redalpine, über die Frage, wann Software echten Mehrwert schafft und wann sie zur Commodity wird. Nur wenige KI-Anwendungen liefern so messbaren Impact, dass sich Value-Based oder Outcome-Based Pricing durchsetzen lässt. „Mit KI schaffst du zum ersten Mal einen Wert, der über die Nutzung einer Software hinausgeht und daher kommt die Hypothese, dass das in hohem Maße Pricing verändern wird.“ So fasst es Oliver zusammen – und plädiert für ein neues Verständnis von Preislogik, das über Token und Nutzungseinheiten hinausdenkt. Im Gespräch geht es um Monetarisierungsstrategien für KI-Startups, vertikale Integration, Retention und Go-to-Market. Oliver teilt Learnings aus seiner eigenen Pricing-Erfahrung – von Modenschauen im Showroom bis zur Investmentlogik eines Deep-Tech-VCs. Über den Gast: Dr. Oliver Pabst ist General Partner beim paneuropäischen VC-Fonds Redalpine in Zürich, der über eine Milliarde Dollar verwaltet und in Unternehmen wie N26, Taxfix, Klarna oder Sanity Group investiert. Zuvor war Oliver unter anderem CEO der Mammut Sports Group, im Executive Board von Conzzeta sowie im Board von Bogner aktiv. Frühere Stationen führten ihn zu McKinsey und EQT. Er bringt über 20 Jahre Erfahrung an der Schnittstelle von Unternehmensführung, Innovation und Pricing mit und kennt Wertschöpfung sowohl aus der Konzernperspektive als auch aus der Frühphasenfinanzierung.

Miguel & Holly Full Show
BO – Noah & Sammie – He Used Klarna To Pay For The Date

Miguel & Holly Full Show

Play Episode Listen Later Jul 29, 2025 5:45


Tuesday 7/29/25

Miguel & Holly Blown Off
BO – Noah & Sammie – He Used Klarna To Pay For The Date

Miguel & Holly Blown Off

Play Episode Listen Later Jul 29, 2025 5:49


Tuesday 7/29/25

MLM Max Lombardia Milan Podcast

Me and Gino are back for another live MLM Podcast.We talk things Milan once again, what a strange summer as well as the usual Milan leadership blunders. Please like and subscribe!

The YNAB Podcast
Why Buy Now, Pay Later is the WORST Way to Spend

The YNAB Podcast

Play Episode Listen Later Jul 24, 2025 6:00


Jesse has ranted about credit cards and their pernicious way of separating you from your money, both literally and metaphorically -- obfuscating the way you spend and distancing your priorities from the point of sale. Today he warns against the newest form of this pernicious spending: buy now, pay later programs. It's like a credit card you don't have to sign up -- just purchase an item, and via an app like Klarna or Affirm, you can split up the cost of that item over several smaller installments.   Of course, buy now pay later programs encourage spending you don't have, rather than finding the money first in YNAB. But even if you have the money, splitting a purchase into multiple installments is just putting off the decision to purchase into the future. YNAB's goal is to help you be spendful, to spend with joy and clarity about what it is you want your money to do for you. Buying something the YNAB way means you've given your dollars a job and you have money set aside in a category meant to cover that purchase. Or, you don't have money in a category for that purchase, but you pull money from other categories to find the money -- making a clear decision to forego something else to buy this thing now.   Putting off the payment for an item is ultimately just robbing you of clarity, because the money doesn't flow out of the category when you purchase. It sits there, unused while you have the item but earmarked for a future date when the installment comes due. A buy now pay later purchase adds a layer of complexity to your spending plan, while lacking the conviction to say "do I really want this right now?"   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
AI Layoff Deception, GM's Earnings Dip & Truck Refresh, California Tech Apprenticeships

The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier

Play Episode Listen Later Jul 22, 2025 9:40 Transcription Available


Shoot us a Text.Episode #1101: Today we talk about how AI is quietly reshaping the workforce under the guise of “restructuring.” GM reports a profit dip but revs up electrified truck updates to meet shifting demands. Finally, California launches an innovative apprenticeship program to tackle the auto tech shortage head-on.GM's Q2 net income fell 35%, hit by $1.1 billion in tariffs, but the company holds firm on full-year profit goals. CEO Mary Barra highlights strategic moves to align with consumer demand. Meanwhile, GMC is updating its trucks and SUVs with plug-in hybrids arriving in 2027 and EV redesigns planned.Q2 revenue dropped 1.8% to $47.1 billion; North American pretax profit down 46%.Tariffs expected to cut profits by $4-$5 billion this year.GMC's Sierra and Yukon will add plug-in hybrids in 2027, with EV Sierra redesign in 2028.Hummer EV and other models due for updates through 2029.Barra: “We'll emerge from this transition stronger and more profitable than before.”California dealers are tackling the nationwide shortage of skilled auto techs with a new apprenticeship program. The initiative lets aspiring technicians learn on the job without upfront costs, offering wages, tools, and a U.S. Department of Labor certification after two years.CNCDA reports 400,000 tech job openings nationwide; California alone needs 5,000 more.The shift to EVs and retiring experienced techs are worsening the shortage.Apprenticeship pays a fair wage, requires no tuition, and includes e-learning tools.Open to anyone, especially those 18-30 without college degrees, aiming to avoid student debt.“This program offers a practical path to a lucrative career without the burden of traditional schooling,” said CNCDA representatives.While companies rarely admit it publicly, AI technology is increasingly driving workforce reductions disguised as restructuring or optimization. Early layoffs have targeted 1099 freelancers, especially in content and creative roles, HR, and Customer Service as firms cautiously phase in AI tools before affecting full-time employees.IBM and Klarna have been among the few transparent about AI replacing some jobs despite overall growth.Companies often use euphemisms like “restructuring,” “reorganization,” “optimization,” and “business efficiency” to mask AI-driven job cuts and avoid backlash.When AI falls short, companies often outsource work globally instead of rehiring domestically.“AI might automate 70% to 90% of a process, but the last mile still needs the human touch, especiallJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Leaders In Payments
Women Leaders in Payments: Lena Hackelöer, CEO/Founder of Brite Payments | Episode 413

Leaders In Payments

Play Episode Listen Later Jul 18, 2025 22:04 Transcription Available


"The ability to juggle multiple projects and priorities is on a different level with working mothers," observes Lena Hackelöer, CEO and founder of Brite Payments, during our illuminating Women Leaders in Payments episode. Five years after launching her company focused on account-to-account payments in Europe, Lena brings fresh perspectives on leadership, innovation, and diversity in the rapidly evolving FinTech landscape.Having cut her teeth at Klarna during its early growth stages, Lena's journey from marketing professional to FinTech founder offers a blueprint for aspiring women leaders. She challenges the notion that technical backgrounds are prerequisites for success in payments: "Don't shy away from the challenge just because you don't have a technical background. That's a really common misconception." Instead, she advocates gaining comprehensive understanding of business operations across departments, creating value through perspective rather than siloed expertise.What truly sets European payments apart right now? Lena highlights the game-changing instant payment regulation enabling 10-second transfers across the entire Eurozone. This cross-border capability is transforming how merchants and consumers interact with money, positioning account-to-account transfers as a formidable alternative to traditional card processing. With Brite Payments now operating across 27 European markets, Lena's insights into the region's payment transformation arrive at a pivotal moment.Her leadership philosophy balances high performance expectations with collaborative support - rejecting both the command-and-control approach and the ultra-consensus models that can slow innovation. This middle path creates space for diverse voices while maintaining the decisive momentum essential in FinTech. For women navigating this dynamic industry, Lena's structured mentorship approach, including strategically pairing board members with executives for built-in guidance, offers a replicable model for nurturing talent.Listen now for practical wisdom from a leader who's building the future of payments from the ground up.

The SaaS Revolution Show
Scaling Mollie: SaaS growth, AI & fintech with Koen Köppen

The SaaS Revolution Show

Play Episode Listen Later Jul 17, 2025 27:13


In this episode of the SaaS Revolution Show, Alex Theuma talks to Koen Köppen, CEO of Mollie and ex-CTO of Klarna. Koen shares how Mollie is expanding from 6 to 31 markets by 2026, why they prioritise operational efficiency over growth hacks, and how AI reduced their customer contact rate by 3x. Plus: essential lessons for SaaS founders on market expansion, avoiding premature scaling, and embedded finance. Guest links: LinkedIn: https://www.linkedin.com/in/koenkoppen/ Website: https://www.mollie.com/gb/      Check out the other ways SaaStock is helping SaaS founders move their business forward: 

Blue Moon | Radio Fritz
Schulden, Dispo, dauerpleite – wie kommt ihr mit Geld klar? - mit Bruno Dietel

Blue Moon | Radio Fritz

Play Episode Listen Later Jul 17, 2025 110:07


Euer Konto ist im Minus, aber ihr gönnt eurer Crew in der Bar trotzdem noch eine Runde Drinks. Ihr seid dauerhaft broke und kommt jeden Monat nur gerade so über die Runden. Ihr habt euch mit Ratenzahlung bei PayPal, Klarna und Co. beim Klamotten bestellen in die Schuldenfalle reingeshoppt. Ihr habt offen über euren Umgang mit Geld erzählt und ein Inkasso-Unternehmer gab spannende Einblicke in seinen Beruf und die Situationen, die er vorfindet.

De Jortcast
#932 - Medelijden met koopzieke Gen Z'ers?

De Jortcast

Play Episode Listen Later Jul 17, 2025 20:24


De helft van alle jongeren maakt gebruik van achterafbetaaldiensten zoals Klarna of Riverty. Ideaal voor het kopen van nieuwe schoenen of een televisie terwijl je loon pas later wordt gestort. Eigen verantwoordelijkheid voor Gen Z'ers die slecht kunnen omgaan met geld? Of zijn de verleidingen zo groot dat we er simpelweg geen weerstand meer tegen kunnen bieden? Te gast is de directeur van het Nibud en politicoloog dr. Arjan Vliegenthart. Hoe effectief is de lobby van bedrijven zoals Klarna, en welke invloed hebben zij op het financiële gedrag van consumenten? 

Paymentandbanking FinTech Podcast
Episode 13_25: AI in Finance: Klarna klont CEO und Revolut integriert KI

Paymentandbanking FinTech Podcast

Play Episode Listen Later Jul 14, 2025 66:06


In Folge 13 sprechen Maik Klotz und Sascha Dewald über die KI-Pläne von Klarna und Revolut und machen einen Recap der BaFinTech 25. Auch abseits der Fintech-Szene war viel los: Der AI Act der EU erhitzt die Gemüter, OpenAI fischt bei Tesla und Meta und ausgerechnet ein deutsches Verteidigungs-Startup will mit KI groß werden.

Explore Podcast | Startups Founders and Investors
Why Europe Is Winning the Climate Tech Race - Tove Larsson (Norrsken VC)

Explore Podcast | Startups Founders and Investors

Play Episode Listen Later Jul 10, 2025 43:56


This week, we sit down with Tove Larsson, General Partner at Norrsken VC, one of the largest climate VCs in Europe with already 3 unicorns in their portfolio and built on top of Norrsken Foundation, launched by Niklas Adalberth (founder of Klarna).We discuss why the geopolitical landscape is creating new opportunities, how Europe's startup ecosystem is maturing, and what VCs need to change about their approach to impact investing.In this episode, you'll learn:Why Europe is a more attractive climate tech market than ever beforeHow the European policy landscape (Green Deal, CBAM, etc.) is shaping startupsThe sectors with the strongest unicorn potential in climateExamples of booming sectors from Norrsken's portfolioHow to support startups during and after failureWhat LPs really think about impact funds, and why that's changing… and more!***Thank you to DealMaker for sponsoring this episode.

Tech for Non-Techies
261. AI won't kill jobs — but short-term thinking will

Tech for Non-Techies

Play Episode Listen Later Jul 9, 2025 17:50


Some CEOs are already replacing engineers and junior staff with large language models. But what if the real risk isn't that AI replaces your team — it's that it doesn't, and you're left without a talent pipeline? In this episode, Sophia Matveeva breaks down: Why cutting junior hiring today could sabotage your company in 3–5 years What IBM's CEO gets right that others get very wrong How the hype around “AI-first” companies is creating poor decision-making What the S-curve of innovation tells us about the real pace of AI progress And why thinking long-term — not just cutting costs this quarter — is a strategic advantage Whether you're a government leader, innovation executive, or non-technical founder, this episode will help you make smarter, more resilient decisions in the age of AI.  Fortune: IBM's CEO says ‘the first thing you can automate is a repetitive, white-collar job,' but he's not cutting workers: ‘I'll get more' Chapters 00:00 — The Real Risk Isn't AI — It's What Happens When It Doesn't Work 02:45 — What CEOs Are Saying: Duolingo, Klarna… and IBM's Contrarian View 06:30 — The Junior Job Crunch: Accountancy's Mistake Repeats in Tech 09:15 — The S-Curve Explained: Why AI Progress Is Slowing 14:10 — Your Strategic Takeaways: What Smart Leaders Are Doing Now   Growth Through Innovation If your organisation wants to drive revenue through innovation, book a call with us here. Our workshops and innovation strategies have helped Constellation Brands, the Royal Bank of Canada and Oxford University.   For the full transcript, go here: https://www.techfornontechies.co/blog/AI-wont-kill-jobs-but-short-term-thinking-will

AI DAILY: Breaking News in AI
AI'S IDEOLOGICAL WAR

AI DAILY: Breaking News in AI

Play Episode Listen Later Jul 9, 2025 3:35


Plus Are We About To Lose Every Job To Robots?Like this? Get AIDAILY, delivered to your inbox, 3x a week. Subscribe to our newsletter at https://aidaily.usAI Is Radicalizing Both Sides—Welcome to the New Culture WarAI isn't just changing tools—it's fueling a full-blown ideological war. Some see AI as the ultimate evolution of human progress, while skeptics dismiss it as a bubble or worse. The tech's strengths and flaws—automation, hallucinations, social impact—are driving both hype and backlash. This split isn't about tech, it's about belief. Would You Replace Your CEO with an AI Avatar? Tech CEOs Are Testing the WatersSome tech bosses are literally sending AI versions of themselves to earnings calls: Klarna's Sebastian Siemiatkowski and Zoom's Eric Yuan let digital avatars do their talking for them. Meanwhile, Klarna's CEO even admitted AI could eventually replace his own job—though real-world chaos means humans aren't fully out… yet. Winning the AI Race Means More Than Just Tech—The U.S. Needs StrategyThe U.S.–China AI competition isn't just about building smarter bots—it's a full-on geopolitical showdown. It's a race on three fronts: developing AGI, embedding AI across societies, and securing chips, data lanes, and regulation. To stay on top, the U.S. needs a holistic plan that blends innovation, smart policy, and defense—not just private‑sector hype. Left Tech for Welding—Here's Why It Was the Best Move EverTabby Toney got laid off from her software gig in May and bailed on tech because AI was making everything feel shallow. Instead, she's welding again—tapping into creativity, problem-solving, and actual hands-on work. No more burnout, no more prep for grueling interviews—just real craft. We're About to Lose Almost Every Job to Robots—Here's the DealFuturist Adam Dorr says in the next ~20 years, robots and AI will snatch nearly all jobs—cooking, coding, caring—faster and cheaper than us. Some human roles may hang on, but not nearly enough. Society's gotta rethink how we share value, income, and purpose before chaos hits. AI That Promises to ‘Solve All Diseases' Is Heading Into Human TrialsA stealthy Google-owned lab, Isomorphic Labs (spun out from DeepMind), is now testing AI-designed cancer drugs in humans. Backed by AlphaFold 3, it designs molecules in silico, aiming to slash the 10–15 year, billion-dollar drug timeline. But with no clue how the AI makes decisions, questions around safety, transparency, pricing, and monopoly loom large.

Put Your Books Down

Nat gets “Klarned” into Broadway debt, Angela survives doodoo-breath duets, and someone definitely gets a wedgie at the Pimento Tea Room

The Texas Real Estate & Finance Podcast with Mike Mills
Summer 2025's Texas Housing Market Shift: What Realtors Need to Know Now

The Texas Real Estate & Finance Podcast with Mike Mills

Play Episode Listen Later Jul 7, 2025 21:07 Transcription Available


Crashing prices, rising inventory, and Bitcoin-backed mortgages—what could possibly go wrong? The Texas housing market shift is in full swing, and it's turning traditional real estate wisdom on its head. If you're a Realtor trying to stay profitable in this madness, this episode is your new playbook.Episode OverviewIn this fast-paced breakdown of the Texas housing market shift happening in Summer 2025, host and mortgage pro Mike Mills guides Realtors and lenders through the economic turbulence hitting Texas real estate.Here's what's inside:Why Austin's inventory surge and falling home prices signal a new buyer's marketHow the latest jobs report and Fed delays are impacting mortgage rate trendsWhat the newly passed “Big Beautiful Bill” means for affordability, taxes, and the future of housing financeAn AI tool that might outsmart your entire CRM system (Fello, we're looking at you)And yes... there's even talk of aliens, ancient tech, and Klarna credit scoresIf you've got listings that won't move or buyers still waiting for rates to drop, this episode delivers the insight, humor, and tools you need to survive—and maybe even thrive—this summer.Key TakeawaysMortgage Rates Are Flip-Flopping AgainRates dipped, then bounced back slightly—but the Fed's indecision means volatility is here to stay. Understanding what's driving rate behavior is critical for advising buyers and timing your locks.Austin's Buyer Market Is HereInventory in Austin is up 43%, and over half of sellers are slashing prices. This means Realtors must pivot fast—buyers have power, and overpriced listings will stall out quickly.The Fed, the Bill & the BacklashMassive federal policy changes are adding fuel to the debt fire. Elon Musk's dramatic political pivot and warnings from the CBO reveal how high the stakes are for housing affordability and investor confidence.Fello: Your CRM's AI-Powered SidekickFello integrates with your CRM to score, segment, and nurture leads based on real equity and ownership data. If you're sitting on a database of “maybe someday” leads, Fello helps you turn them into real conversations.When the Market's Weird, Stay InformedBetween tech layoffs, public-sector hiring, and an interest cost crisis, staying updated is your competitive edge. This episode keeps it real—because Realtors don't need fluff, they need facts (and maybe a little sarcasm).Resources Mentioned in This Episode

Paymentandbanking FinTech Podcast
#530:Die wichtigsten Fintech-News im Juni

Paymentandbanking FinTech Podcast

Play Episode Listen Later Jul 4, 2025 53:33


Trotz Hitze keine Spur von Sommerpause: Jochen Siegert und André M. Bajorat arbeiten sich durch den Fintech-News-Berg des Monats – von Millionenrunden über neue Produkte bis hin zu strategischen Neuausrichtungen bei Klarna, N26 & Revolut.

FT News Briefing
Rise of the neobank

FT News Briefing

Play Episode Listen Later Jul 1, 2025 11:00


Two of the biggest oil companies in the Middle East scale down their acquisition sprees, and Wall Street's comeback has dramatically narrowed the gap with European stocks. Plus, the US is lifting sanctions on Syria, and Klarna makes some changes to its business model.Mentioned in this podcast:Gulf oil companies slow $60bn acquisition spree as crude prices fall US dollar suffers worst start to year since 1973 US stock market comeback tests investor faith in rotation to EuropeDonald Trump lifts most US sanctions on SyriaKlarna accelerates shift to digital bank ahead of second IPO attemptToday's FT News Briefing was produced by Sonja Hutson, Kasia Broussalian, and Ethan Plotkin. Additional help from Blake Maples, and Gavin Kallmann. Our acting co-head of audio is Topher Forhecz. Our intern is Michaela Seah. The show's theme song is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

The Watson Weekly - Your Essential eCommerce Digest
June 30th, 2025: Klarna CEO Claims They Will Be a Super App, Walmart Investor Event Sheds New Light, Should You Put a Chatbot In Front Of Your Retail Store, and Musings from CommerceNext and Mirakl's Summit

The Watson Weekly - Your Essential eCommerce Digest

Play Episode Listen Later Jun 30, 2025 12:41


Today on our show:Klarna CEO Claims They Will Be a Super AppWalmart Investor Event Sheds New LightShould You Put a Chatbot In Front Of Your Retail StoreMusings from CommerceNext and Mirakl's Summit- and finally, The Investor Minute which contains 5 items this week from the world of venture capital, acquisitions, and IPOs.Today's episode is sponsored by Mirakl.https://www.rmwcommerce.com/ecommerce-podcast-watsonweekly

Tea Time UNFILTERED With Lovelyti
Count your days Klarna Is Snitching to the Credit Bureau +Credit Card Lawsuits on the Rise!!

Tea Time UNFILTERED With Lovelyti

Play Episode Listen Later Jun 29, 2025 26:21


Count your days Klarna Is Snitching to the Credit Bureau +Credit Card Lawsuits on the Rise!!

The Liquidity Event
How Buy Now, Pay Later Impacts Your Credit, Alternative Investments & Takeaways from the First Half of 2025

The Liquidity Event

Play Episode Listen Later Jun 27, 2025 32:44


John Owens CFP®, EA, ECA, CPWA® and Ed Zolotarev CPA, MST, CFP® fill in for AJ and Shane on this milestone 150th episode of The Liquidity Event. FICO (Fair Isaac Corporation) is finally figuring out what to do about your outstanding Klarna loans. We discuss how “buy now, pay later” services might soon impact your credit score.   TLDR: It probably isn't the best idea to finance your DoorDash order over 4 months. Plus, alternative investments are getting a lot of attention right now.  Why are private equity firms suddenly sliding into your DMs?  We examine the dry IPO market as one of the root causes. Then a Reddit question: how many kids should you have from a financial perspective?  Finally, our biggest takeaways from the first half of 2025. Key Timestamps: (6:25) FICO's buy now, pay later integration rollout (9:30) Why financing experiences is financial quicksand (12:20) Ed's Affirm baby monitor financing experiment (15:56) Alternative investments moving down market (19:20) Why the IPO drought is forcing PE firms to get creative (24:10) Reddit question: How many kids should you have? (29:25) First half of 2025 takeaways

Today, Explained
Burrito now, pay later

Today, Explained

Play Episode Listen Later Jun 25, 2025 27:51


Americans are turning to "buy now, pay later" apps for purchases as small as a burrito—it's a symptom of a larger national addiction to debt. This episode was produced by Miles Bryan and Gabrielle Berbey, edited by Amina Al-Sadi, fact-checked by Laura Bullard, engineered by Andrea Kristinsdottir and Patrick Boyd, and hosted by Noel King. Further reading: In This Economy? by Kyla Scanlon.Listen to Today, Explained ad-free by becoming a Vox Member: vox.com/members. Transcript at vox.com/today-explained-podcast. Photo of a Klarna holiday celebration by Slaven Vlasic/Getty Images for Klarna. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Retail Daily Minute
McDonald's Ends Krispy Kreme Deal, Klarna Joins Google Pay & Walmart Trains 100K Indian Sellers

Retail Daily Minute

Play Episode Listen Later Jun 25, 2025 4:05


Welcome to Omni Talk's Retail Daily Minute, sponsored by Retail Club and Mirakl. In today's Retail Daily Minute:McDonald's and Krispy Kreme call it quits, ending their nationwide rollout plan after realizing the doughnut pilot wasn't scalable due to cost and distribution challenges.Klarna integrates with Google Pay, enabling U.S. users to split purchases into BNPL installments as the fintech expands its reach through mainstream mobile wallets.Walmart to train 100,000 Indian small businesses through its Vriddhi program, deepening its investment in MSMEs and strengthening its international supply chain and marketplace ecosystem.The Retail Daily Minute has been rocketing up the Feedspot charts, so stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights. Be careful out there!

Scam Goddess
Zadeh Kicks: The Greatest Sneakerhead Swindle LIVE! w/ Wayne Brady, Carl Tart, & Oscar Montoya

Scam Goddess

Play Episode Listen Later Jun 24, 2025 96:54


On this very special 300th episode, Laci welcomes Wayne Brady (Whose Line Is It Anyway?, Let's Make a Deal), Carl Tart (Grand Crew, SNL), and Oscar Montoya (Minx, Wizards Beyond Waverly Place) for a hilarious chat about all things sneakers. Wayne, Carl, and Oscar share their personal experiences with scams, including some of their first jobs. Laci regales the crew with what's hot in fraud, from folks saying nah to Klarna payments, to rival turkey hut explosions, and the long-overdue call for justice for Blade. Plus, they break down the biggest sneaker swindle in history: the wild story of Zadeh Kicks. Stay schemin'! Wayne Brady and Jonathan Mangum are improv nerds! Listen to Wayne Brady's What If?! with Jonathan Mangum wherever you get your podcasts. Did you miss out on a custom signed Scam Goddess book? Look no more, nab your copy on PODSWAG Keep the scams coming and snitch on your friends by emailing us at ScamGoddessPod@gmail.com.CON-gregation, catch Laci's TV Show Scam Goddess, now on Freeform and Hulu! Follow on Instagram:Scam Goddess Pod: @scamgoddesspodLaci Mosley: @divalaciWayne Brady: @mrbradybabyCarl Tart: @dammitcarlOscar Montoya: @ozzymoResearch by Kathryn Doyle  SOURCEShttps://www.wsj.com/articles/the-300-million-sneaker-king-comes-undone-11667570874https://www.justice.gov/usao-or/pr/zadeh-kicks-owner-and-chief-financial-officer-plead-guilty-80-million-wire-fraud-andhttps://www.opb.org/article/2025/03/22/zadeh-kicks-pleads-guilty-fraud-eugene/https://www.nicekicks.com/the-rise-fall-and-implosion-of-zadeh-kicks-and-why-it-matters-beyond-the-sneaker-world/https://www.klcc.org/economy-business/2022-08-08/eugene-sneaker-business-charged-in-fraud-schemehttps://www.klcc.org/crime-law-justice/2023-07-16/19m-in-back-taxes-85m-in-fraud-and-two-arrests-the-case-of-zadeh-kicks Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

NonMembers Only
#194 - Favorite Running Shorts, Penny Extinction, & Writing a Book!

NonMembers Only

Play Episode Listen Later Jun 23, 2025 57:33


Happy National Hydration Day. Erin gets sent a Prime Hydration package. Erin takes her kids to a nostalgic trip to a local fair with rickety, dented rides.Q&A tackles DNF'ing a marathon (wear it proudly), Reebok's discontinued 9-inch Lux shorts (no pockets for women!), and running breaks, weighted vest walks are Erin's fix.  Erin announces her “Seeing How Strong I Can Get By Doing The Least” series, a 30 day minimal effort plan. Erin reveals she's writing a book with local co writer Amy (Shoutout Amy), due spring 2027.  Her kids play a “wombat game,” mimicking wombats' butt smashing prey killing tactic on bouncy balls. Erin binges HBO's American Paul, a reality show about Logan and Jake Paul's family, hooked by their relatable marriage and kids phase despite their unhinged dad.Sports talk heats up: Ashton Hall, the viral Saratoga Springs water guy, loses four races to streamer IShowSpeed, who raced Noah Lyles and wants Usain Bolt to coach him for the Olympics. Clara Adams, a 400m state champ, gets disqualified for spraying a fire extinguisher on her shoes post race (a nod to Maurice Greene), sparking outrage over track's prudish rules. Coco Gauff's French Open win comes with a tiny “teacup” trophy, not the massive one shown on TV, baffling Erin and Mike. Chess boxing, a 2003 Berlin born sport alternating chess rounds and boxing knockouts, gains a cult following via TikTok. Grand Slam Track's LA event cancellation shocks the duo, who loved the electric Philly event; Michael Johnson cites financial strategy for 2026, but rumors swirl about investor issues.In the “In This Economy” segment, Erin rages at Klarna's name and predatory buy-now-pay-later model, with users defaulting on debts. The US penny faces extinction by 2026, costing more to produce than its worth. Aldi faces a lawsuit from Mondelēz (Nabisco) for copying Wheat Thins, Oreo, Chips Ahoy, and Nutter Butter packaging. A heartwarming No Bad moment features an Amazon driver invited to a Memorial Day cookout by a hospitable family, loading his plate with chicken and corn amid mamba sauce chats, 19.4M views prove its viral charm.

The Chad & Cheese Podcast
Meta vs. OpenAI: The Poaching Wars

The Chad & Cheese Podcast

Play Episode Listen Later Jun 20, 2025 55:14


This week, hosts Chad Sowash, Joel Cheesman, and Emi Beredugo sling zingers at the tech and policy chaos of today's work of work. First up, they cackle over OpenAI's Sam Altman throwing shade at Meta, claiming Zuck's crew dangled $100 million bonuses to poach his AI wizards. Altman, smirking on his brother's podcast, scoffed, “Meta's not exactly an innovation powerhouse,” betting OpenAI's culture will outshine cash as they chase superintelligence—AI that'll make humans look like dial-up modems. Chad quips, “Zuck's throwing cash like confetti, but Altman's holding the AGI trump card.” Next, the hosts tackle Trump's immigration whiplash. Last week, he hit pause on ICE raids targeting farms and hotels—where 42% of crop workers and 7.6% of hospitality staff are undocumented—after farmers cried foul. But days later, he flipped, doubling down on mass deportations, especially in blue states, risking $315 billion in economic fallout. Tech gets weirder with Amazon's Andy Jassy predicting AI will shrink corporate jobs, leaning on generative AI and Zoox's 10,000 robotaxis to replace drivers. Meanwhile, Zoom's Eric Yuan shrugs off work-life balance, saying leaders live for work and family, but sees AI pushing Gen Z toward three-day workweeks. Klarna's CEO, Sebastian Siemiatkowski, not to be outdone, launches an AI hotline starring a digital him. Surely, AI Sebastian will be running interviews at Klarna soon, right? Tune in for insight. Chapters 00:00 Introduction and Summer Vibes 01:49 Current Events: Juneteenth and Global Chaos 03:21 TikTok's Staying Power 05:10 Browser Dating: Privacy or Romance? 08:08 Indeed's New Market Squeeze 08:25 Meta vs. OpenAI: The Poaching Wars 24:32 Trump's Economic Tightrope 29:35 Immigration vs. Market Needs 35:26 AI's Job Displacement Threat 45:33 Culture and Burnout 50:23 The Infinite Workday Free stuff at http://www.chadcheese.com/free

The Stacking Benjamins Show
Trapped in the Spend Cycle? How to Break Free from Consumerism SB1693

The Stacking Benjamins Show

Play Episode Listen Later Jun 9, 2025 69:27


Is your wallet feeling lighter... but your closet's full of regret? Joe, OG, and Mom's neighbor Doug are throwing open the basement door to tackle one of the trickiest parts of personal finance: consumerism. Whether you're a recovering impulse buyer or knee-deep in buy-now-pay-later regrets, this episode's got your back—and maybe your budget.

Today, Explained
The recession indicator game

Today, Explained

Play Episode Listen Later Jun 8, 2025 33:08


Press-on nails, new music from Katy Perry, and an uptick in Klarna purchases: signs of an economic downturn or no? This episode was produced by Hady Mawajdeh, edited by Miranda Kennedy, fact-checked by Melissa Hirsch, engineered by Matthew Billy, and hosted by Jonquilyn Hill. Photo of Katy Perry performing in Sydney, Australia by Nina Franova/Getty Images. If you have a question, give us a call on 1-800-618-8545 or send us a note here.  Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members. Help us plan for the future of Today, Explained by filling out a brief survey: ⁠voxmedia.com/survey⁠. Thank you! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Weeds
The recession indicator game

The Weeds

Play Episode Listen Later Jun 8, 2025 30:23


Press-on nails, new music from Katy Perry, and an uptick in Klarna purchases: signs of an economic downturn or no?  This episode was produced by Hady Mawajdeh, edited by Miranda Kennedy, fact-checked by Melissa Hirsch, engineered by Matthew Billy, and hosted by Jonquilyn Hill. Photo of Katy Perry performing in Sydney, Australia by Nina Franova/Getty Images. If you have a question, give us a call on 1-800-618-8545 or send us a note here. Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members. Help us plan for the future of Explain It to Me by filling out a brief survey: ⁠voxmedia.com/survey⁠. Thank you! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Danny In The Valley
An AI-induced recession on the horizon? Klarna's CEO thinks so

Danny In The Valley

Play Episode Listen Later Jun 5, 2025 38:30


Sebastian Siemiatkowski joins the pod from the SXSW festival in London to tell the story of Klarna, the "buy now, pay later" fintech company he co-founded and currently leads. Press coverage suggests that he has gone all in on AI at the company; he claims his position is more nuanced. But what is clear, in his mind, is that an AI-induced recession may be unavoidable.Any thoughts or questions, get in touch - techpod@thetimes.co.uk Hosted on Acast. See acast.com/privacy for more information.

It's Been a Minute with Sam Sanders
Brittany needs a couch. Should she buy now, pay later?

It's Been a Minute with Sam Sanders

Play Episode Listen Later May 26, 2025 19:31


Brittany keeps looking at a new couch online, and every time she goes to buy it she sees an option to "Buy Now, Pay Later," which made her wonder...should she? Here's what she found:Buy Now, Pay Later (BNPL) loans have become one of the go-to ways to get access to credit fast. Companies like Klarna, Affirm, and Afterpay make buying big purchases relatively easy by allowing people to pay in installments over time. But some Americans have taken to using this method for everyday items like groceries, and when BNPL service providers like Klarna partners with DoorDash so customers can "eat now, pay later"... it feels like a debt trap waiting to happen. And that's just scratching the surface.This... is Money Troubles.And for the past few weeks we've been looking into the ways everyday people are trying to make ends meet... and what it says about how our culture views labor, basic needs, or even our favorite pastimes.In this final episode, NPR Life Kit's Andee Tagle and author Malcolm Harris join Brittany to get into why Buy Now, Pay Later has become so popular and how 'cheap credit' may be another lifestyle subsidy for a new generation.You can hear more of Andee's and Life Kit's reporting on Buy Now, Pay Later here.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

The Indicator from Planet Money
Target, Klarna and Sesame Street's new addy

The Indicator from Planet Money

Play Episode Listen Later May 23, 2025 9:26


Can you tell me how to get... how to get to Indicators of the Week? This week's econ roundup looks at Target's sagging sales, Klarna's pay-later problem, and Sesame Street's new streaming address. Related: When do boycotts work? (Apple / Spotify) Buy now, pay dearly? For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Grumpy Old Geeks
698: Watch Out for That Tree!

Grumpy Old Geeks

Play Episode Listen Later May 23, 2025 80:32


This week, we kick things off with the return of Space Karen's meltdown tour: Elon Musk got flustered in an interview, sputtered out one-word answers, and called the journalist an “NPC,” which is rich coming from the guy whose only real upgrade since PayPal is yelling “freedom” in meme fonts. Meanwhile, 23andMe sold your DNA to Regeneron at a bankruptcy auction, proving once and for all that your spit is more valuable than most tech startups.IN THE NEWS is a parade of corporate idiocy and dystopian fuckery. Coinbase employees got bribed into leaking user data (because clearly we didn't have enough crypto chaos), Klarna keeps flip-flopping between AI and human workers like it's a bad Tinder date, and OpenAI is out here buying Jony Ive's design firm for $6.5 billion because sure, what's another billion when you're trying to build a surveillance device to stalk 100 million users? Meanwhile, the Chicago Sun-Times is publishing AI-generated trash with imaginary authors, Anthropic's new model attempts blackmail, and researchers dumped two billion Discord messages online just for kicks. And yes, Elon's Tesla robotaxis will now only roam the safest parts of Austin, which is code for “we still can't make this thing turn left.”In MEDIA CANDY, we're watching Murderbot, Godfather of Harlem, and Hotel Cocaine because who doesn't love a little synthetic assassin, crime drama, and coke-fueled nostalgia? Notepad.exe now writes for you (and probably files HR complaints too), and Audible is teaming up with publishers to replace narrators with robot voices. Yay, progress. Over in THE DARK SIDE WITH DAVE, Bittner brings the malware, monsters, and a new theme park review that's somehow less terrifying than the news. Bookworms, don't miss Curepedia and The AI Con — one's about goth gods, the other's about taking down our techno-overlords. And pour one out for George Wendt — Norm from Cheers is now drinking with the angels.Sponsors:DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/698FOLLOW UPElon Musk Gets Rattled by Hard Questions He Can't Answer, Calls Interviewer an "NPC" While Giving One-Word NPC-Like Responses Himself23andMe (and Your Genetic Data) Sold to Regeneron in Bankruptcy AuctionIN THE NEWSExtortionists bribed Coinbase employees to give them customer dataOpenAI buys Jony Ive's design startup for $6.5 billionSam Altman Tells Staff Plan to Ship 100 Million Devices That See Everything in Users' LivesKlarna Hiring Back Human Help After Going All-In on AIKlarna CEO and Sutter Hill take victory lap after Jony Ive's OpenAI dealKlarna used an AI avatar of its CEO to deliver earningsKlarna users are buying now, but not paying laterDOGE Used a Meta AI Model to Review Emails From Federal WorkersChicago Sun-Times publishes made-up books and fake experts in AI debacleWe're Focused on the Wrong A.I. Problem in JournalismAnthropic's new AI model turns to blackmail when engineers try to take it offlineMIT Backs Away From Paper Claiming Scientists Make More Discoveries with AIResearchers Dump 2 Billion Scraped Discord Messages OnlineMusk says Tesla's self-driving tests will be geofenced to 'the safest' parts of AustinMEDIA CANDYMurderbotGodfather of HarlemHotel CocaineAPPS & DOODADSThe Grand Encyclopedia of Eponymous LawsApple confirms iOS 19 will end support for legacy Home app systemAudible to Partner With Publishers to Create AI-Voiced AudiobooksIn 3.5 years, Notepad.exe has gone from “barely maintained” to “it writes for you”AT THE LIBRARYCurepedia: An A-Z of the Cure by Simon PriceThe AI Con: How to Fight Big Tech's Hype and Create the Future We Want By: Emily M. Bender, Alex HannaTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingFirst photos from inside Universal Studio's new Orlando theme park Epic Universe revealedA Very Honest Review on Monsters Unchained: The Frankenstein Experiment | Universal's Epic UniverseGadget recommendation - Electric Air Duster with FlashlightCLOSING SHOUT-OUTSGeorge Wendt, Norm From Cheers, Dead at 76See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Best One Yet

TBOY Live Show Tickets to Chicago on sale NOW: https://www.axs.com/events/949346/the-best-one-yet-podcast-ticketsAmerica's 100 favorite brands show... Reputation takes 20 years to build, 1 second to lose.Dockers khakis just sold for $300M… but did ya know Dockers invented Casual Friday?Klarna just invented a new financial metric: Revenue per human… you're gonna start see it everywhere.Plus, “Plant Nanny” is the hot new job… It pays $50/hour to pamper someone's succulents.$LEVI $COST $TMWant more business storytelling from us? Check out the latest episode of our new weekly deepdive show: The untold origin story of… LaCroix

The Daily Zeitgeist
Universe FINALLY Ending! Klarna's AI Oopsie 05.21.25

The Daily Zeitgeist

Play Episode Listen Later May 21, 2025 67:42 Transcription Available


In episode 1867, Jack and Miles are joined by actor, voiceover artist, and musician, Shahjehan Khan, to discuss… Is The AI Future Just More Gig Work For Humans? Staffing Cuts Are Leading To More Deadly Weather Events? Did They Make Another Jurassic World Movie Purely To Promote A Theme Park Ride? Good News: The Universe May Be Ending Sooner Than Expected and more! Is The AI Future Just More Gig Work For Humans? Staffing Cuts Are Leading To More Deadly Weather Events? Jurassic World Rebirth | Official Trailer 2 Final Trailer for Jurassic World Rebirth Shows the River Raft Scene From Michael Crichton's Jurassic Park, More of the D-Rex, and the Mutadon Jurassic World Rebirth Has a Sequence From Michael Crichton’s First Jurassic Park Novel That Didn’t Make It Into the Original Movie — and Fans Have Ideas for What It Could Be An Oral History of Jurassic Park: The Ride The Forgotten Story Behind Jurassic Park: The Ride Good News: The Universe May Be Ending Sooner Than Expected Gravitational Pair Production and Black Hole Evaporation Universe decays faster than thought, but still takes a long time How Stephen Hawking Transformed Our Understanding of Black Holes 'Hawking radiation' may be erasing black holes. Watching it happen could reveal new physics. Scientists calculate when the universe will end — it's sooner than expected LISTEN: Assumptions (Kaytranada Edit) by Sam GellaitrySee omnystudio.com/listener for privacy information.

Grumpy Old Geeks
697: Office of Defects

Grumpy Old Geeks

Play Episode Listen Later May 16, 2025 77:16


This week on Grumpy Old Geeks: FOLLOW UP kicks off with Manus madness, a $2 million ticket to Trump's crypto cash-grab, and Elon's Boring Company worming its way into an $8 billion Amtrak boondoggle. Meanwhile, CryptoPunks gets handed off to a nonprofit like an expired Groupon—proof the NFT hype cycle ends with a 501(c)(3) and a shrug.IN THE NEWS, Microsoft trims another 3% of its workforce while a former Metaverse engineer delivers DoorDash from a trailer—living proof that “the future of work” is just working for the apps. Klarna quietly admits AI sucks at customer service and hires back actual people, just as OpenAI's reasoning models hit the brakes. The Pope wants to exorcise AI, Elon's backfiring Copyright Office coup leaves him empty-handed, and YouTube starts banning AI-faked trailers that made Screen Culture money off Marvel lies. Jamie Lee Curtis goes full Final Girl on Zuckerberg, and Tesla drama ramps up: robotaxis under investigation, employees revolting, and one poor dealership manager gets canned for telling the truth about ol' Musky. Oh, and scientists say the universe might die sooner than expected—cool cool cool.In MEDIA CANDY, Murderbot arrives May 16, NIN launches the Future Ruins Festival, and Star Trek and Star Wars both dig up classic soundtracks for some retro feels. Jessica Jones returns in Daredevil: Born Again, Fallout gets Seasons 2 and 3, and even Nobody 2 is back for more murder-dad mayhem. In THE DARK SIDE WITH DAVE, Mr. Bittner shares two truly bleak customer service horror stories and gets bamboozled by a flower shop on Brian's birthday (happy birthday, Brian!). Also: animatronic Mickey Mouse serves popcorn, Walt Disney's ghost haunts the parks, Muppets get a pre-show for their 70th, and yes, there's a guide to toilet-training your cat. Because sure, why not. Closing shout-out? Everyone is entitled to my own opinion.Sponsors:Insta360 - The first 30 people who use code “gog” at store.insta360.com get a free 45” invisible selfie stick worth $25!DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/697FOLLOW UPLeave it to ManusA VIP Seat at Donald Trump's Crypto Dinner Cost at Least $2 MillionElon's Boring Company Is ‘Helping' the Government With an $8 Billion Amtrak Tunnel ProjectCryptoPunks was just sold to a nonprofitIN THE NEWSMicrosoft is laying off 3 percent of its global workforceLaid-Off Metaverse Engineer Says He Is DoorDashing and Living in a TrailerSilicon Valley's Elusive Fantasy of a Computer as Smart as YouKlarna Hiring Back Human Help After Going All-In on AIImprovements in 'reasoning' AI models may slow down soon, analysis findsThe New Pope Wants to Take on AIElon Musk's apparent power play at the Copyright Office completely backfiredCopyright Office head fired after reporting AI training isn't always fair useYouTube Cracks Down on Fake Movie Trailer Channels Making MoneyJamie Lee Curtis publicly shamed Mark Zuckerberg to remove a deepfaked adTesla's robotaxi plans have the attention of federal investigatorsA Tesla Dealership Manager Blamed Elon Musk for Tanking Sales and Was Immediately FiredTesla Employees Against ElonOpen Letter to ElonOpen Letter to Elon - @openletter2elonScientists Just Moved Up the Death Date of the UniverseMEDIA CANDYMurderbot premiers May 16thStar Trek: The Wrath of Khan Original Motion Picture SoundtrackStar Wars: The Empire Strikes Back Original Motion Picture SoundtrackNine Inch Nails Announce Future Ruins Festival, Celebrating Influential Music ComposersAndorRogue OneLong Way HomeKrysten Ritter Will Return as Jessica Jones in Daredevil: Born Again Season 2Fallout Season 2 Coming in December and Season 3 Is a GoNobody 2 | Official TrailerSuperman | Official Trailer | DCStar Trek: Strange New Worlds Finally Returns This JulyStar Trek: Prodigy May Need a New Home Again SoonESPN's streaming service will cost up to $30 per month and be called... ESPNFox One is a new streaming service that should launch before SeptemberMax Renamed HBO Max as Warner Bros. Discovery Gives UpLived Through That - Episode 76 - Andy PrieboyTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingA SpaceX Employee Says He Was Fired for the Most Insane ReasonYou Can Now Eat Popcorn Out of a Moving, Talking Mickey Mouse at DisneylandDisney Says It Made Its Walt Disney Robot to Remind Fans He Was an Actual PersonDisneyland Didn't Want to Do the Muppets Totally Dirty for Their 70th AnniversaryMuppets Pre-Show for World of Color Happiness! at Disneyland Resort for 70th AnniversaryHow to Toilet-Train Your Cat: 21 Days to a Litter-Free HomeHow to Toilet-Train Your Cat: 21 Days to a Litter-Free Home DownloadCLOSING SHOUT-OUTSeveryone is entitled to my own opinionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.