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The wildest hocus pocus you'll see this Halloween isn't in the haunted houses, it's how Buy Now, Pay Later is leaving people trapped in debt or with ruined credit. Jen and Jill share BNPL horror stories featuring real people and truly scary consequences and how to protect yourself if you've already swiped your way into one of these spells.
Ines är nyfiken på konceptet ”friblöda” men undrar hur det ska gå ihop med hennes liv. Kenza erkänner en mörk hemlighet från bloggtiden som chockar Ines totalt. Samt: Vad är grejen med Skims konstiga underkläder? MÅSTE man vilja dö för sitt land? Och frågan vi alla velat ha svar på, vad hände egentligen med Kenzas artistkarriär? Det grävs i arkivet och en gammal demo hittas………(stanna till slutet!!)Ansök om Klarnakortet i appen: länkVillkor: Att låna kostar pengar! För stöd kontakta budget- och skuldrådgivningen via konsumentverket.se. Ett betalt Klarna-medlemskap krävs för att få ett fysiskt kort och för att kunna betala senare. Kontot omfattas av den svenska insättningsgarantin. Max. ersättning till varje kund är 1 050 000 kronor och Riksgälden kommer att göra ersättningen tillgänglig för utbetalning inom 7 bankdagar från den dag då rätten till ersättning inträdde. Läs mer på riksgalden.seProduceras av More Than Words Hosted on Acast. See acast.com/privacy for more information.
Dyle, is a tech startup founded out of Ireland and MIT. The founder of Dyle, Oisín O'Sullivan, previously led Klarna's launch in Ireland and is now building Dyle in NYC. Oisin has had an interesting journey rom Ireland to MIT to Klarna to leading a venture-backed AI company. Now based in ERA, New York's top tech accelerator, Dyle has raised $500k+ in venture funding. I recently caught up with Oisin to find out more about his interesting journey.Oisin, talks about his background, his interesting journey, ERA and more. More about Dyle:Dyle offers AI software that finds revenue opportunities by analysing data from tools like Slack, Salesforce, and Amplitude.Dyle is also the first Agentic AI Account Manager that unifies product analytics and CRM data to surface customer signals, driving expansion and retention revenueDyle was recently part of Irish Tech Week NYC, just after their ERA Demo Day at Google, and they were on the Times Square Billboards last week.
Dyle, is a tech startup founded out of Ireland and MIT. The founder of Dyle, Oisín O'Sullivan, previously led Klarna's launch in Ireland and is now building Dyle in NYC. Oisin has had an interesting journey rom Ireland to MIT to Klarna to leading a venture-backed AI company. Now based in ERA, New York's top tech accelerator, Dyle has raised $500k+ in venture funding. I recently caught up with Oisin to find out more about his interesting journey. Oisin, talks about his background, his interesting journey, ERA and more. More about Dyle: Dyle offers AI software that finds revenue opportunities by analysing data from tools like Slack, Salesforce, and Amplitude. Dyle is also the first Agentic AI Account Manager that unifies product analytics and CRM data to surface customer signals, driving expansion and retention revenue. Dyle was recently part of Irish Tech Week NYC, just after their ERA Demo Day at Google, and they were on the Times Square Billboards last week. See more podcasts here. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.
Would you rather one payment of $150 or three monthly payments of $50? Is this pizza basically free if I pay $4 for a few months rather than twelve bucks at once? As the famously moral financial institution CashApp once said, “Little payments are so much cuter.”In this week's episode, hosts Ione and Gina look at the rise of "cute debt" - the monicker given to Buy Now, Pay Later schemes that pointedly target young women - discussing how the dangers of debt have been replaced by the glamorisation of Klarnamaxxing, whether we should trust these brands to budget for us and why shopping addictions aren't treated sincerely in society.Check out https://www.squarespace.com/POLYESTER10 to save 10% off your first purchase of a website or domain using code POLYESTER10.Support our work and become a Polyester Podcast member
While indulging in online retail therapy, you've probably seen an option at checkout to buy now, pay later. Companies like Afterpay, Affirm, and Klarna let consumers pay in four installments for nearly anything, including clothes, concert tickets, or even a burrito. For some consumers, it's a tech-assisted layaway plan that helps when cash is tight. For others, it's a chance to splurge on otherwise unattainable goods. On social media, it's called “Klarnamaxxing” and it's getting some consumers into a world of debt. Guests: Annie Joy Williams, assistant editor covering politics and culture, The Atlantic Julie Margetta Morgan, president, The Century Foundation, an independent think that that researches public policy; former associate director of research, monitoring and regulations at the Consumer Financial Protection Bureau Amy X. Wang, story editor, New York Times Magazine Learn more about your ad choices. Visit megaphone.fm/adchoices
Producers JT and Sarah join the show to unpack some fresh Spooky Commerce news, including Matt Rife and Elton Castee's venture into property and museum ownership. As Annabelle's (yes, that Annabelle) new legal guardians, Matt and Elton are selling overnight ghost hunting stays at the Warren home and Occult Museum for a cool $2,000/night. Plus: We explore the suspicious death of a lead paranormal investigator close to Annabelle, our generational haunting by microplastics, and the Pooniverse. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welcome to a new episode of the EUVC Podcast, where our good friends Dan Bowyer and Mads Jensen from SuperSeed are joined by Lomax Ward from Outsized Ventures and Ben Prade, investor & operator at Bullhound Capital (the investment arm of GP Bullhound), for an unfiltered look at Europe's venture reality: fundraising pain, secondaries-as-a-service, AI's power hunger, China's “dark factories,” and how Europe unlocks the capital to compete.Ben focuses on deep tech, AI, quantum, and space, and he brings a clear-eyed view on how liquidity, secondaries, and structural headwinds are reshaping the market.
On this one we teach you about ambassadors and how to gaslight a cop and convince him he has BPD so you can evade a ticket for selling loose handfuls of Reese's Pieces in an alleyway. My aunt is Egyptian and she has a cat for a head and she makes me chop cheese the aunkhy way. At the McDonald's in Times Square they have passenger pigeon nuggets to save money because you can buy passenger pigeons on Klarna. McDonald's is spiritually Israeli. https://www.patreon.com/posts/141531385
Apprendre à investir en bourse ➡️ https://www.rachelfinance.com/weinvest/youtube (We Invest)
När Klarnas vd Sebastian Siemiatkowski meddelade att han skulle sälja alla sina aktier i Klarna till Flat Capital sjönk Flat Capital-aktien med tio procent. De andra aktieägarna i Flat Capita blev vansinniga. Men varför blev de det? Och varför gör Klarna-vd:n så här? Björn Jeffery och Sophia Sinclair försöker reda ut i ett snårigt ägande. Förra helgen förlorade 1,6 miljoner kryptosparare alla sina pengar, men gick det hela verkligen rätt till? Och varför verkar det inte spela någon roll? Dessutom: världens bisarraste tech-jippo. Vi var tyvärr inte där. Glöm inte att du får den bästa lyssningsupplevelsen i SvD-appen!
Send us a textMiguel Armaza sits down with Santiago Suárez, Co-Founder & CEO of Addi, one of Colombia's fastest-growing fintech and commerce platforms. With a background that spans global finance and a track record of driving innovation in Latin America, Santiago shares a candid, in-depth look at lessons from scaling Addi to over $1.3 billion in annualized GMV, serving 2.5 million customers, and achieving industry-leading gross margins above 55%.In this episode, Santiago and Miguel dive deep into Addi's unique approach to board management—treating every board meeting as a “dirty laundry” session to maximize transparency, trust, and tangible input from world-class investors like Andreessen Horowitz, GIC, and Union Square Ventures. Santiago also unpacks the company's relentless focus on operational excellence, from shifting to a North Star-driven management style to building a contentious yet high-performing executive team with global talent from Amazon, Capital One, and PayTM.Timestamped Overview00:00 Intro03:57 Monthly updates streamline meetings09:00 Building Success Amid Challenges13:02 Seamless commerce and finance ecosystem14:20 Persistent Networking Pays Off18:49 Marketplace built on consumer demand21:43 Scaling globally through self-funding24:00 Show Your Work The Why27:30 Empowered Customer Service Equity31:30 AI Agents Powering Transactions34:10 AI Data and Deployment Nuances38:30 Building success through early funding41:30 CEO weekly field day
Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit
Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit
Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit
Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit
Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit
Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit
Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit
Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit
If we could give Jennifer Lopez one tip: not every ex needs a friendship arc. Looking at you, Ben Affleck. Some things — like red carpets and rekindled flings — are better left in the early 2000s. On today's show, Holly braces herself for this scurrilous JLo gossip. Take cover, friends. Plus, a plot twist in the Taylor Swift PR machine no one saw coming. Jessie’s been deep in internet sleuth mode and she’s ready to explain why the Swiftie outrage might actually be legit. And finally: WTF is klarnamaxxing? If you live by 'buy now, pay later', you need to hear Amelia deep dive into this. What To Listen To Next: Listen to our latest episode: Taylor Swift Debrief: A Surprising Diss Track, Travis’ Wood & The Hot Takes Listen: LITTLE TREAT: Holly & Jessie Spill The Tea On Writing A Book Listen: Why No One's Having Sex In Bed Anymore Listen: Decoding The Nicole Kidman & Keith Urban Divorce Narrative Listen: Vanessa Amorosi, Emma Watson & The Problem When Kids Earn More Than Their Parents Listen: Victoria Beckham’s Version & Jessie’s Very Big News Listen: “Tough It Out”. The Announcement That Upset Us More Than We Expected Discover more Mamamia Podcasts here including the very latest episode of Parenting Out Loud, the parenting podcast for people who don't listen to... parenting podcasts. Watch Mamamia Out Loud: Mamamia Out Loud on YouTube What to read: With two words, Jennifer Lopez just summed up what went wrong with Ben Affleck. Jennifer Lopez's first Instagram after splitting from Ben Affleck says everything. Nicole Kidman’s new breakup bangs are telling a much bigger story. HOLLY WAINWRIGHT: The details that make Nicole and Keith's split kind of about us. The moment the tide turned for Jennifer Lopez. The Life of a Showgirl leaves no doubt there will never be another Taylor Swift. All the Life Of A Showgirl Easter Eggs in one place. A brutally honest review of Taylor Swift's new movie. THE END BITS: Check out our merch at MamamiaOutLoud.com Mamamia studios are styled with furniture from Fenton and Fenton GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message. Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.
Send us a text In this powerful and practical episode of The Way of Valor, Angie Taylor sits down with marriage and family expert Seth Dahl to unpack how the health of a home directly shapes a child's faith, confidence, and future. Angie and Seth share years of insight from both education and ministry, revealing why even the best Christian schools and churches can't undo what happens in a dysfunctional home; and how parents can begin to change that starting today.You'll learn:Why family dysfunction undermines faith—and what healthy homes do differentlyThe true foundation of a strong family: a strong marriageHow to have “stress-reducing conversations” that bring peace and connection back to your relationshipHow moms can communicate their needs without criticism or blameHow dads can rediscover their calling to lead emotionally and spirituallyThe simple mindset shift that turns “nagging” into genuine connection Daily gratitude habits that build emotional deposits in your “marriage bank account”Seth also shares about his upcoming class, The Emotionally Skilled Marriage is a two-month, live online course (Oct 27–Dec 15) that equips couples with the tools to strengthen communication, overcome gridlock, and grow in spiritual and emotional intimacy. Use code VALOR100 at spiritledfamilies.world for $100 off the Emotionally Skilled Marriage class. Payment plans available via Klarna. Connect with Seth Dahl: spiritledfamilies.world Instagram: @sethdahl Connect with Angie Taylor on:IG: https://www.instagram.com/mrsangietaylor/?hl=enFB: https://www.facebook.com/profile.php?id=100090424997350
INLÄST: Det föll ett guldregn över storägarna i Klarna. Men bland tidigare och nuvarande anställda pyr ett missnöje efter betaljättens börsnotering. SvD:s reporter Sara L Bränström har pratat med nuvarande och före detta anställda på Klarna och de är inte glada. ”En skitdålig investering”, säger en tidigare anställd till SvD.
In this special video episode, Sean and Elizabeth and special guests eat spicy wings and share hot takes on saving versus investing, inflation, crypto, and when to trade up for an electric vehicle. When should you prioritize investing over traditional savings? How do you know when to keep repairing your car versus trading it in for something new, like an EV? Hosts Sean Pyles and Elizabeth Ayoola share their zestiest financial takes over hot wings, blending financial insights with fiery fun. NerdWallet YouTube creator Stephen Smith joins them in-person at NerdWallet HQ in Scottsdale, AZ, for a lively discussion which, like the hot sauce, gets eye-wateringly spicy. They debate whether saving in a checking account makes sense, how high-yield savings stack up against inflation, and whether the U.S. dollar could one day be backed by cryptocurrency. They also dig into why consumer debt is so easy to rack up, including the rise of Buy Now, Pay Later for everyday purchases. Then, listener Sandra joins the in-person conversation with Sean and Elizabeth as they discuss whether she should keep repairing her Acura or buy a new EV. They explore repair costs versus new car payments, the impact of high-yield savings rates, trade-in timing, and refinancing considerations. The episode wraps with practical insights on how to balance financial security with lifestyle goals like travel, education savings, and staying debt-free. Get matched with a financial planner for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match Smart Money is a finalist for TWO Signal Awards! Please take a moment to vote for us here: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/genre/money-finance https://vote.signalaward.com/PublicVoting#/2025/shows/genre/money-finance Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: Bitcoin reserve currency, dollar backed by crypto, consumer debt in America, Buy Now Pay Later pros and cons, Klarna food delivery, Klarna at Chipotle, financing gas with BNPL, credit card debt cycle, checking account interest rates, financial literacy for kids, trust fund for children, custodial accounts for kids, Acura MDX, car repair costs, car repair vs new car cost, average car payment 2025, EV tariffs 2025, zero APR car financing, mortgage refinance break-even, 529 vs Roth IRA rollover, saving for college vs high-yield savings, passing down a car to kids, luxury vehicle maintenance costs, average miles per year US drivers, opportunity cost of buying a car, travel vs new car decision, and financial security vs lifestyle goals.. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jochen Siegert und André M. Bajorat nehmen in der neuesten Podcast-Folge die wichtigsten Nachrichten aus der Fintech-Szene unter die Lupe. Es geht unter anderem um JP Morgan, Trade Republic und die neue Paypal-Dach-Chefin.
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
AGENDA: 03:58 Understanding Burn Multiples and Capital Efficiency in an AI World 11:54 What Metrics Founders Need to Focus on in a World of AI 19:31 The Role of Kingmakers in Venture Capital: Harvey, Abridge, Profound 33:42 Klarna, Figma, Stubhub, all Down: Are Public Markets Turning? 36:35 OpenAI Needs the Same Energy as Japan… WTF! 41:09 How Can We Fund the $1TRN Sam Altman Needs for Energy 52:39 FiveTran and DBT: Is the Wave of Consolidation About to Begin? 59:44 Does Private Equity Need to Change in a World of AI 01:06:23 Political Expression and Corporate Responsibility
In this episode of The Liquidity Event, AJ and Shane cover everything from IPOs making a comeback to Hamburger Helper as a recession indicator. They dive into venture-backed companies finally going public, debate whether Hamburger Helper sales say more about wallets or Ozempic, and unpack why America's biggest companies can't quite explain the upside of AI. The duo close out with a lively discussion on the Chase Sapphire Reserve's new $800 fee, what makes rewards cards worth it, and why being a “deadbeat” might actually be a compliment in the credit card world. Timestamps: (01:20) Hot dogs, nutritionists, and the dangers of Hamburger Helper. (03:16) Fall in Brooklyn, waffles in Shane's background, and Mikey's Pies. (05:00) Conference recap – XYPN in Austin (07:05) Looking ahead to the AICPA Personal Financial Planning Symposium in San Diego. (08:15) IPOs are back – Figma, Klarna, StubHub, and more. (14:04) Hamburger Helper as a recession indicator – joy vs. budgets. (16:53) Grocery inflation, rice and beans, and sardines as a distressed shopper's delight. (18:32) AI hype vs. reality – what America's top companies aren't saying. (22:35) Nuclear power, Chernobyl obsessions, and AI's potential to cut through noise. (25:47) Chase Sapphire Reserve hikes to $800 – perks, pitfalls, and who it's really for. (29:44) Why business owners get a “cheat code” with rewards cards.
This week on the Newcomer Podcast, we dive into three stories that reveal how tech, politics, and media are colliding in unexpected ways. First, we look at Andreessen Horowitz's expanding media ambitions, exploring why A16z wants to shape the narrative around everything from defense tech to TikTok. Then, we turn to Trump's feud with Jimmy Kimmel, which led to Kimmel's suspension and re-hiring by Disney — a moment that highlights the uneasy dance between business leaders, politics, and late-night TV. Finally, we take a deep dive into the Klarna IPO, a $15B milestone that was more than 15 years in the making, unpacking the winners, the losers, and the lessons that investors and founders can learn from the journey.Hosted by Eric Newcomer with reporting from Madeline Renbarger, this episode offers sharp insights into how power and money are shaping the future of technology and media. Subscribe for weekly conversations at the intersection of Silicon Valley and society, and don't miss more deep dives at newcomer.co
In this episode, Travis and producer Eric dissect the troubling rise of “buy now, pay later” schemes—from renting Jordans for 53 payments to financing Chipotle burritos with Klarna. Together, they break down the dangers of weekly payment plans, the psychological tricks behind small recurring payments, and the growing $82B debt problem fueled by these fintech innovations. The rise of “buy now, pay later” apps like Klarna and Affirm, now offering financing for everything from shoes to lunch—why this is NOT financial freedom Why weekly payment structures psychologically lure customers, obscuring actual costs (“just $19 a week” means more than $1,000 over a year for a pair of shoes) Klarna's CEO admits most shouldn't finance small purchases—yet the option is everywhere, and millions fall for it How buy now, pay later debt is now practically invisible to traditional credit monitors, with 90–100M Americans using these services and $82B spent in 2024 alone The discipline myth: Why sustainable wealth and financial self-control depend on removing temptation, building habits, and automating savings over time Weekly or daily payment plans are a predatory marketing tactic—real wealth is built by delaying gratification and refusing to finance wants as needs. Buy now, pay later isn't a “hack”—it's the same as a credit card, minus visibility, with consequences just as severe if payments are missed. The solution: erase easy credit temptations, automate real savings, and focus discipline on building income, not propping up short-term purchases with debt. “If anybody is offering you weekly payments for shoes, it's because it's a ridiculous idea.” “You haven't earned the right to convenience purchases until you're financially free—build habits, not more recurring payments.” “No one will care for your financial health except you. Take accountability—and avoid the Klarna burrito trap.” ✖️✖️✖️✖️
Afterpay, Klarna, layaway and more! Are these good things we should partake in or should we avoid them at all costs?
Junge Erwachsene sind verschuldet wie nie. Klarna, Paypal & Co machen es ihnen gefährlich leicht.
Pop your card into the EIC-ATM and get ready to withdraw some content- because this week we're talking all about the rise of "cute debt" and whether buy-now-pay-later schemes are really targeting the girls.In a recent piece for The Atlantic, Annie Joy Williams explores how female shoppers are being heavily marketed to by the likes of Klarna and Afterpay, who are drawing on fun, girly aesthetics to sell their services and make debt seem fun, silly and generally NBD! We share our own experiences and hear from you at home about why so many of us are falling victim to a splash of pink, a celeb endorsement and a cute Y2K moment.Thank you for all of your messages this week! If you're really in the mood to spoil us, how about a five star rating wherever you're listening right now? Thank you so much! Lots of love,R, O, B xoThe Atlantic - The Rise of 'Cute Debt'The Guardian - Where did it all go wrong for Wonga? Emma Budget App Hosted on Acast. See acast.com/privacy for more information.
The Fat & The Angry are BACK! LIVE TOUR TICKETS: https://unsubcrew.com/liveshows Watch this episode ad-free and uncensored on Pepperbox! https://www.pepperbox.tv/ WATCH THE AFTERSHOW & BTS ON PATREON! https://www.patreon.com/UnsubscribePodcast P.O BOX: Unsubscribe Podcast 17503 La Cantera Pkwy Ste 104 Box 624 San Antonio TX 78257 MERCH: https://www.bunkerbranding.com/collections/unsubscribe-podcast ------------------------------ THANK YOU TO OUR SPONSORS! PRIZE PICKS Visit https://prizepicks.onelink.me/LME0/UNSUB and use code UNSUB and get $50 in lineups when you play your first $5 lineup! FUM Head to https://tryfum.com/products/zero-crisp-mint to start with Zero. BOOKING.COM Find exactly what you're booking for. Booking.com, Booking.YEAH! Book today on the site or in the app. http://booking.com SHOPIFY Sign up for your $1 per month trial and start selling today at http://shopify.com/unsubpod ------------------------------ UNSUB MERCH: https://www.bunkerbranding.com/pages/unsubscribe-podcast ------------------------------ FOLLOW OUR SOCIALS! Unsubscribe Podcast https://www.instagram.com/unsubscribepodcast https://www.tiktok.com/@unsubscribepodcast https://x.com/unsubscribecast Eli Doubletap https://www.instagram.com/eli_doubletap/ https://x.com/Eli_Doubletap https://www.youtube.com/c/EliDoubletap Brandon Herrera https://www.youtube.com/@BrandonHerrera https://x.com/TheAKGuy https://www.instagram.com/realbrandonherrera Donut Operator https://www.youtube.com/@DonutOperator https://x.com/DonutOperator https://www.instagram.com/donutoperator The Fat Electrician https://www.youtube.com/@the_fat_electrician https://thefatelectrician.com/ https://www.instagram.com/the_fat_electrician https://www.tiktok.com/@the_fat_electrician ------------------------------ unsubscribe pod podcast episode ep unsub funny comedy military army comedian texas podcasts #podcast #comedy #funnypodcast Chapters 0:00 Welcome To Unsub! 5:41 Brandon Vs Tony Gonzales9:36 Rich Got In Trouble At Work Again13:47 The Army Is Back?27:03 Unsub Live Tour 36:52 The Klarna Debacle45:32 Angry Cops Vs Michael Malice1:11:54 Nic's History Content1:17:37 Major Capers 1:23:00 Chess Boxing1:25:25 Brandon's New Videos Learn more about your ad choices. Visit podcastchoices.com/adchoices
n this episode of RMTS, we dive into the chaos of tech, finance, and everything unhinged:
(0:00) Intro(1:30) About the podcast sponsor: The American College of Governance Counsel(2:16) Start of interview. *Reference to E181 (July 2025) for Steven's personal/professional background.(3:14) IPOs and Market Trends. Including Klarna and Gemini.(5:29) The Stay Private vs. Go Public Dilemma. Valuations and market health (examples of Airbnb and Figma)(12:00) The Oracle post-earnings 36% price increase. *Reference to article by Tom Chavez: In Defense of Bubbles.(14:14) AI, Data Centers, and Market Dynamics(15:15) OpenAI's Future and Governance(20:12) Power Dynamics in Big Tech companies (Mag 7).(22:35) Tesla and Elon Musk Compensation Structure (Mega Grants)(24:53) Boardroom Accountability in Big Tech(28:31) Scale AI and L&A (Licensing & Acquihiring) as the new M&A(34:34) AI startup governance (e.g. SSI and Thinking Machine Labs)(36:41) The Role of Directors in Governance. "Theater in the boardroom?"(39:08) Startup Fraud (Elizabeth Holmes, SBF, etc) and the Startup Litigation Digest(40:05) Legal Accountability and Ethics (46:39) The Future of AI and Market Valuations in the "Agentic Economy"(51:43) The Importance of Board LeadershipSteven Wolfe Pereira founded Alpha to solve a critical problem: most boards are governing AI transformation without the frameworks, intelligence, or peer networks they need to make sound fiduciary decisions. You can follow Evan on social media at:X: @evanepsteinLinkedIn: https://www.linkedin.com/in/epsteinevan/ Substack: https://evanepstein.substack.com/__To support this podcast you can join as a subscriber of the Boardroom Governance Newsletter at https://evanepstein.substack.com/__Music/Soundtrack (found via Free Music Archive): Seeing The Future by Dexter Britain is licensed under a Attribution-Noncommercial-Share Alike 3.0 United States License
Is layaway making a comeback—or has it simply been rebranded as “buy now, pay later”? In this episode of Is This Really a Thing?, Dean Paul Jarley sits down with Jim Adamczyk, Chief Strategy Officer at FAIRWINDS, to unpack the surprising history (and psychology) of delayed payments. From Christmas shopping in the 1970s to today's Klarna and Affirm apps, they explore why consumers keep returning to installment plans, what it means for financial health, and whether AI could reshape how we manage spending and debt. Featured Guests Jim Adamczyk - Chief Strategy Officer, FAIRWINDS Episode Transcription Paul Jarley: If you're as old as I am, you know, things come back around. Today, we're going to talk about an old classic: layaway. Is it back? Is it hiding under a different name? Should you really put your lunch on layaway? Or buy now, pay later. To help me figure this out, I'm joined in this episode by Jim Adamczyk. Jim is a UCF alum, a member of our College of Business Hall of Fame and is the current Chief Strategy Officer at FAIRWINDS. We recorded this podcast live in front of 100-plus students in The EXCHANGE, and we're bringing it to you now. Listen in. This show is all about separating hype from fundamental change. I'm Paul Jarley, Dean of the College of Business here at UCF. I've got lots of questions. To get answers, I'm talking to people with interesting insights into the future of business. Have you ever wondered, Is This Really a Thing? Onto our show. So when I was a kid, my mother spent half of her annual income on Christmas. I'm not kidding. We grew up with relatively modest means, and so she would start shopping in June for Christmas. And the family didn't have a huge amount of money, so she would buy things on what was called layaway. Basically, you went in and you picked out your item and you gave it to the store and you promised to pay for it before you would pick it up and you had to agree to a schedule. And I was driving somewhere a couple of weeks ago and I was listening to the radio and I think it was Burlington Coat Factory was talking about their layaway program. Literally, I hadn't heard about layaway in probably 40 years. And so today Jim and I are going to talk about layaway, what it was, how it differs from Buy Now Pay Later, or rent to own things that many of you might see, why it's on the comeback and what might replace it after that. So thanks for joining us today, Jim. Jim Adamczyk: Always happy to be here. Paul Jarley: What is layaway? Had you ever experienced layaway? Jim Adamczyk: When I was in high school, I was dating somebody and I remember there was a Montgomery Ward in Altamonte Springs and I put a present on layaway. And by the time I got the layaway, I was no longer with the person anymore, so my first experience was: layaway is not great. Paul Jarley: Just so you understand kind of the world we're living in at that time, people didn't have credit cards, people didn't have debit cards. Jim Adamczyk: The main way to pay for it was cash. You took cash out and you went to the store and buy it, but if you didn't have the cash, your primary means of credit was layaway. And it's not really credit in the sense that you don't have the item, so you're kind of saving each month. It's like a savings plan to end up eventually buying something. It's almost like delayed gratification in a world of instant gratification today. Paul Jarley: Right? And if you missed a payment, the retailer put the product back on the shelf. Jim Adamczyk: And so the retailers had to have an entire inventory management system to keep track of all the different items that were on layaway, the customers that had them on layaway and then the payment plans that were in place to pay for those items as well. Paul Jarley: And there would be late penalties, right? I think if you - Jim Adamczyk: Usually you had to put a percent of the item down upfront, 10, 20%, and then if you were late,
Bitcoin Smacks $116K on its push up to all time highs! In today's livestream, we cover Senate Democrats unveiling their framework for a crypto market structure bill, Nasdaq's push for SEC approval to launch tokenized trading, and Gemini officially pricing its IPO with the Winklevoss twins targeting a $3B valuation. We'll also break down Figure's stock surge after its IPO alongside warnings from Klarna and Circle, plus the Senate's debate on how tariffs are impacting U.S. job growth. Join us live for market insights, regulatory updates, and what it all means for Bitcoin, crypto, and global finance.
On a record-setting day for the S&P 500, Carl Quintanilla, Jim Cramer and David Faber discussed market reaction to key economic data: August CPI rose year-on-year while weekly jobless claims jumped to levels not seen in four years. AI in the spotlight one day after shares of Oracle soared 36%, adding $224 billion to its market cap and making founder Larry Ellison $100 billion wealthier. On a somber day for the United States, the anchors remembered the September 11 attacks which occurred 24 years ago. Also in focus: Day two for Klarna after its shares rose 15% in its public debut, a downgrade for Apple, one CEO's take on a "terrible consumer experience," Jim previews his visit to Corning's Kentucky plant that makes glass for Apple devices, the manhunt for the shooter who killed political activist Charlie Kirk.Squawk on the Street Disclaimer
Plus: An Oracle rally boosts AI stocks, and Klarna gains on its debut. Katherine Sullivan hosts. Sign up for the WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices
In an extended interview, Wells Fargo CEO Charlie Scharf shares his perspective on the health of America's economy, including the dichotomy between low and high income consumers and the real impact of tariffs on U.S. businesses. Fanatics CEO Michael Rubin has been building sports businesses since his first appearance on Squawk Box in 1999. Now, he's growing his company's sportsbook and collectibles businesses and answering questions about his own IPO. Plus, Lisa Cook will remain Federal Reserve governor for now, Klarna is going public on the NYSE, and Oracle Chairman Larry Ellison has surpassed Elon Musk as the world's richest person, thanks to a stock surge after Oracle's earnings report. Charlie Scharf - 19:38Michael Rubin - 37:26 In this episodeMichael Rubin, @michaelrubinJoe Kernen, @JoeSquawk Becky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkinKatie Kramer, @Kramer_Katie
Carl Quintanilla, Jim Cramer and David Faber delved into a big stock story boosting the AI Trade: Shares of Oracle soared more than 35% after it issued a cloud revenue forecast exceeding $500 billion. Oracle surpassed a $900 billion valuation — putting company founder Larry Ellison in a battle with Elon Musk for the title of world's wealthiest person. The anchors and their "Squawk Box" counterparts took a trip down memory lane in celebration of that show's 30th anniversary. In a "First on CNBC" interview, Robinhood CEO Vlad Tenev joined the program from his company's "HOOD Summit" in Las Vegas. Also in focus: A surprise decline in August PPI, Klarna gears up for its Wall Street debut after pricing its IPO above the expected range. Squawk on the Street Disclaimer
Analysts left ‘kind of in shock' after Oracle reports eye-popping cloud demand numbers, sending the stock soaring and making Larry Ellison the world's richest man. Buy now, pay later service Klarna starts trading after delaying its IPO. Plus, Novo Nordisk announces big job cuts.
Rhett is so, so sorry. In this episode, Rhett is giving apologies for incorrect facts, Link, listeners, and all of Bosnia – but he gets an apology back from a fan! Plus, Link gets some feedback on his moments of bluntness, and gives some killer recommendations on songs to listen to during a breakup. Again, we're very sorry. Leave us a voicemail at 1-888-EARPOD-1 for a chance to be featured on the show! Download the Klarna app or visit https://klarna.com/ to get started. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Danny and Katie tackle Google's antitrust win, TikTok job cuts and a new Stanford research on how AI is reshaping entry-level roles. Plus, Katie speaks to Steve Hare, CEO of Sage, the FTSE 100 accounting software company, to discuss AI's impact on hiring, the limits of “copilot” tools, and why Britain needs more homegrown tech champions so he can have 'some friends'.Image: GettyFurther listening: Perplexity CEO on Chrome, AI and challenging the tech giantsAn AI-induced recession on the horizon? Klarna's CEO thinks so Hosted on Acast. See acast.com/privacy for more information.
Rod and Karen banter about going back to a restaurant, heavy machinery, fried deviled eggs, brisket burgers and local business names Then they discuss CDC cuts, CHP to protect Kamala Harris, Cracker Barrel scrubs DEI pages, UC gets rid of African American student center, Black 2 Class Block Party canceled, Lil Yachty George Floyd bars, Spirit Airlines declares bankruptcy again, casino closing, Klarna sells debt to Nel-Net, King Harris, Wowdy HBTL, woman kills grandma by withholding insulin, man tries to kidnap barista, bowling alley kingpin and sword ratchetness. Patreon: https://www.patreon.com/theblackguywhotips Twitter: @rodimusprime @SayDatAgain @TBGWT Instagram: @TheBlackGuyWhoTips Email: theblackguywhotips@gmail.com Blog: www.theblackguywhotips.com Teepublic Store Amazon Wishlist Crowdcast Voicemail: (980) 500-9034Go Premium: https://www.theblackguywhotips.com/premium/See omnystudio.com/listener for privacy information.
Season 2 has officially started! In this episode, Rhett & Link talk about their creative process and approach for WonderHole Season 2, as well as what they learned from season 1, how that informed the new season, as well as what they learned about themselves as creators along the way. Leave us a voicemail at 1-888-EARPOD-1 for a chance to featured on the show! Klarna is the better way to save. Download the Klarna app or visit https://klarna.com/ to get started. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Rhett loves a walled city, and he loves a botanical garden. In this episode, Rhett & Link discuss Rhett's July break of going to Croatia – where he learned a lot of history, witnessed a protest, took a dangerous boat ride, and fed his soul. Plus, some time spent in North Carolina just being, instead of doing. Leave us a voicemail at 1-888-EARPOD-1 for a chance to be featured on the show! Download the Klarna app or visit klarna.com to get started. Go to https://hellofresh.com/ear10fm to get 10 free meals and one free protein for new subscribers. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
If you make it through the first 17 minutes, you'll hear all about Link's trip to Ireland! In this episode, Link talks about driving in Ireland, the magical wonder that is professional Irish Sheepherding, as well as their voyages to the smaller Irish Islands. Also, Rhett has quite the throat tickle, so don't skip over that. Please. Leave us a voicemail at 1-888-EARPOD-1 for a chance to be featured on the show! Get a $75 job credit at https://indeed.com/ears Download the Klarna app or learn more at https://www.klarna.com/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices