Podcasts about Klarna

Agenda: 00:00 – Why “Fund Returners” Are a Myth in Late-Stage VC 05:02 – Builder.ai Implodes: $500M Gone & Fraud Allegations Begin 11:40 – The Dirty Truth About Late-Stage Venture Math 15:57 – The Hinge IPO: Who Won, Who Lost, and Why It's a Game Changer 23:03 – The Chime Bombshell: Late-Stage VCs Forced to Crystallize Huge Losses 27:14 – Why YC Is Both Chanel and Walmart—and Has Officially Won 33:41 – Seed Is Easy. Series A Is Brutal. Here's Why 39:50 – The Silent Killer: How Dilution Is Screwing VCs Without Them Realizing 46:04 – OpenAI's $6B Jony Ive Deal: Genius or Delusion? 50:47 – Does OpenAI Win the Hardware War 1:02:09 – Duolingo, Klarna, and the Truth About AI Layoffs 1:13:10 – Only 20% of Unicorns Are Real. The Other 80%? Zombies 1:15:44 – Why 2021 Had an IPO Every Day — And Why That Won't Return Soon 1:18:00 – Quickfire: AGI Dates, Half-Trillionaires, and Trump Tax Moves  

Brittany keeps looking at a new couch online, and every time she goes to buy it she sees an option to "Buy Now, Pay Later," which made her wonder...should she? Here's what she found:Buy Now, Pay Later (BNPL) loans have become one of the go-to ways to get access to credit fast. Companies like Klarna, Affirm, and Afterpay make buying big purchases relatively easy by allowing people to pay in installments over time. But some Americans have taken to using this method for everyday items like groceries, and when BNPL service providers like Klarna partners with DoorDash so customers can "eat now, pay later"... it feels like a debt trap waiting to happen. And that's just scratching the surface.This... is Money Troubles.And for the past few weeks we've been looking into the ways everyday people are trying to make ends meet... and what it says about how our culture views labor, basic needs, or even our favorite pastimes.In this final episode, NPR Life Kit's Andee Tagle and author Malcolm Harris join Brittany to get into why Buy Now, Pay Later has become so popular and how 'cheap credit' may be another lifestyle subsidy for a new generation.You can hear more of Andee's and Life Kit's reporting on Buy Now, Pay Later here.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

SummaryIn this episode of 'Three Brothers No Sense', the brothers discuss social media's impact on our youth, the influencer culture, and the implications of buy now, pay later services like Klarna. They reflect on the legacy of their podcast for future generations and the importance of medical research funding. The conversation also touches on the extravagance seen in prom season and the broader societal implications of these trends. In the first question of the episode hosts delve into the complexities of modern parenting, particularly focusing on the expectations placed on youth and the financial decisions parents must navigate. They discuss the societal pressures that influence youth culture, the sacrifices parents make for their children, and the unique challenges faced by black fathers in raising their children in predominantly white environments. They discuss the expectations placed on black men to protect their families, and the nuances of teaching children about their heritage. The conversation also touches on the political landscape, emphasizing the need for open dialogue and acceptance of differing opinions.Keywordssocial media, youth behavior, influencer culture, Klarna, medical research, prom season, podcasting, teen safety, technology addiction, parenting, parenting, youth culture, financial decisions, black fatherhood, societal expectations, family dynamics, cultural identity, generational differences, mentorship, sacrifice, teachable moments, masculinity, black fatherhood, protecting loved ones, individuality, cultural differences, political landscape, parenting, identity, social issues

Speak現在訂閱享有年度會員299的折扣，如果你想要練習好英文口說，又沒有找到機會的話，現在就去下載Speak試試看吧！ Speak 提供針對不同程度需求的課程和主題，從初階到進階都有。Speak，讓英文一切好說！ 點我強化英文口說能力 大家週ㄧ愉快！本集節目為台灣時間5/26的節目 如何開啟Podcast訂閱服務 Patreon訂閱往這邊走 免費訂閱通勤精釀電子報 合作邀約請聯繫：onthewaytowork2020@gmail.com IG: @onthe_waytowork https://www.instagram.com/onthe_waytowork/ Powered by Firstory Hosting

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Welcome to episode 190 of What Are We Doing! If you've ever wondered what I've been hiding in this briefcase, buckle up, because today I finally (almost) reveal the ultra-secret, super-exclusive gadget that's been taking over Wan Pod Studios—though you'll have to hit subscribe and ring that bell if you want to be among the first mortals to see it in all its glory.We kick things off with a studio update: not only am I toying with an alien invasion down here in the Levi McCurdy hemisphere, but we're also launching a brand-new, music-and-amps podcast straight out of our guitar shop haven. If you're into pet oils, power chords, or pondering why guitars have volume knobs but no “volume demon”—this one's for you.Then it's on to crypto chaos: Bitcoin just blasted through $111,000—yes, you heard that right—and I'm praying to the crypto gods (hand motions included) that it holds. Meanwhile, XRP could double and solve half our national debt, so let's get those banks onboard! I even touch on the ever-lovely Hailey Welch and her constant need to convince us all that “snipers” lost money in that wild token scam—spoiler: regular folks got tanked too, Hailey.Wedding news: thanks to Bitcoin bull runs, we can finally afford to wrap up this wedding thing—Mexico, mid-July, beach vibes, open bar, please send tequila—and then I'll promptly bounce back for a $10,000 server bill. Because powering an empire isn't free, folks.Next, we roast the latest DoorDash + Klarna fiasco: financing your Crunchwrap like it's a mortgage? Eat now, cry later, America. Klarna's Q1 losses doubled to $150 million because apparently we'd rather pay $4 now and forget about it for three weeks than cough up $17—psychology 101. And if you want to short them, remember: the CEO just used an AI avatar to tell his board they could fire him and save millions. What are we doing?Shifting gears, we dive into the New Orleans jailbreak: ten dangerous felons, an inside job that involved turning off water and tagging “Too Easy →” on the wall (with a misspelled “two,” bless them). Half are back in cuffs, but three are still on the run—bet on Poly Market whether they'll be caught before GTA VI drops. Giddy up.Massive shout-out to Dude Robe for sponsoring today's episode—your gift-card stint at Home Depot ain't gonna cut it this Father's Day. Treat your pops to the ultimate hooded towel-hybrid: the Reversible Dude Hoodie, plus a matching robe (use code WOD for 20% off). Because Dad deserves more than socks.Finally, we blast through AI madness: Google IO's new Gemini tricks (live Meet translations, AI-powered try-ons so you can see yourself in that dress before you buy it), Video 3 and Google Flow that could have Spielberg calling for an agent, and OpenAI's $6.5 billion “IO” jab at Google, featuring Jony Ive's comeback to hardware design. If you're not experimenting with AI yet, congrats—you've already missed the boat.That's a wrap on 190—if you're still with me, hit like, subscribe, and ring that bell so you don't miss the big briefcase reveal, the new podcast launch, or my inevitable meltdown when I discover I've spent all my Bitcoin on dad-jokes. I've got to pick up my kid, DJ a wedding tomorrow, then sprint to Philly for a Post Malone weekend (Cheesecake Factory runs included).Happy Memorial Day, enjoy the holiday, and I'll catch you next Friday. Peace out—what are we doing?

This week's podcast kicks off with senior reporters Gabriela Barkho and Melissa Daniels discussing Klarna's latest earnings, which showed that a growing number of the BNPL service's users defaulting on their loans. In other news, Dockers and The Vitamin Shoppe were both acquired by respective companies. Levi Strauss announced the sale of khakis maker Dockers to Authentic Brands Group for $311 million. The Vitamin Shoppe was bought out by Kingswood Capital Management and Performance Investment Partners for an undisclosed amount. Both sales are examples of struggling retailers trying to find their footing with modern customers. Later in the episode (22:18), Daniels speaks with Liran Golan, the chief supply chain officer at Bansk Beauty that holds hair care brands Amika, Eva NYC and Ethique. They discuss how tariff policy changes can impact brands beyond the duties themselves, with a ripple effect on how brands make, manage and move their product.

Let's talk about the fact we're never going to see a proper Spring again. And: Joe Biden's cancer; Jeff is full of ideas; “What's Happening!!”; Molly Ringwald topless; Brooke Shields; Sydney Sweeney; Scarlett Johansson; Florence Pugh; Jeff introduces Brian to Drag Syndrome; the Gangster Party Line; Klarna is in trouble; a McDonald's in Virginia closed the dining room to anyone under 21; why is every young girl's eyes so far apart?; Burger King onion rings; scientists need to study Long John Silver's; Hypertelorism is running rampant; they talked to the father of the guy who bombed that IVF clinic in Palm Springs; no one talks about Terry Nichols; Brian's manifesto; a kindergartner took Jell-o shots to school; a man was found inside a Lowe's display shed with Vaseline and a cell phone; and finally, Brian misses the casino.

Can you tell me how to get... how to get to Indicators of the Week? This week's econ roundup looks at Target's sagging sales, Klarna's pay-later problem, and Sesame Street's new streaming address. Related: When do boycotts work? (Apple / Spotify) Buy now, pay dearly? For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

This week, we kick things off with the return of Space Karen's meltdown tour: Elon Musk got flustered in an interview, sputtered out one-word answers, and called the journalist an “NPC,” which is rich coming from the guy whose only real upgrade since PayPal is yelling “freedom” in meme fonts. Meanwhile, 23andMe sold your DNA to Regeneron at a bankruptcy auction, proving once and for all that your spit is more valuable than most tech startups.IN THE NEWS is a parade of corporate idiocy and dystopian fuckery. Coinbase employees got bribed into leaking user data (because clearly we didn't have enough crypto chaos), Klarna keeps flip-flopping between AI and human workers like it's a bad Tinder date, and OpenAI is out here buying Jony Ive's design firm for $6.5 billion because sure, what's another billion when you're trying to build a surveillance device to stalk 100 million users? Meanwhile, the Chicago Sun-Times is publishing AI-generated trash with imaginary authors, Anthropic's new model attempts blackmail, and researchers dumped two billion Discord messages online just for kicks. And yes, Elon's Tesla robotaxis will now only roam the safest parts of Austin, which is code for “we still can't make this thing turn left.”In MEDIA CANDY, we're watching Murderbot, Godfather of Harlem, and Hotel Cocaine because who doesn't love a little synthetic assassin, crime drama, and coke-fueled nostalgia? Notepad.exe now writes for you (and probably files HR complaints too), and Audible is teaming up with publishers to replace narrators with robot voices. Yay, progress. Over in THE DARK SIDE WITH DAVE, Bittner brings the malware, monsters, and a new theme park review that's somehow less terrifying than the news. Bookworms, don't miss Curepedia and The AI Con — one's about goth gods, the other's about taking down our techno-overlords. And pour one out for George Wendt — Norm from Cheers is now drinking with the angels.Sponsors:DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/698FOLLOW UPElon Musk Gets Rattled by Hard Questions He Can't Answer, Calls Interviewer an "NPC" While Giving One-Word NPC-Like Responses Himself23andMe (and Your Genetic Data) Sold to Regeneron in Bankruptcy AuctionIN THE NEWSExtortionists bribed Coinbase employees to give them customer dataOpenAI buys Jony Ive's design startup for $6.5 billionSam Altman Tells Staff Plan to Ship 100 Million Devices That See Everything in Users' LivesKlarna Hiring Back Human Help After Going All-In on AIKlarna CEO and Sutter Hill take victory lap after Jony Ive's OpenAI dealKlarna used an AI avatar of its CEO to deliver earningsKlarna users are buying now, but not paying laterDOGE Used a Meta AI Model to Review Emails From Federal WorkersChicago Sun-Times publishes made-up books and fake experts in AI debacleWe're Focused on the Wrong A.I. Problem in JournalismAnthropic's new AI model turns to blackmail when engineers try to take it offlineMIT Backs Away From Paper Claiming Scientists Make More Discoveries with AIResearchers Dump 2 Billion Scraped Discord Messages OnlineMusk says Tesla's self-driving tests will be geofenced to 'the safest' parts of AustinMEDIA CANDYMurderbotGodfather of HarlemHotel CocaineAPPS & DOODADSThe Grand Encyclopedia of Eponymous LawsApple confirms iOS 19 will end support for legacy Home app systemAudible to Partner With Publishers to Create AI-Voiced AudiobooksIn 3.5 years, Notepad.exe has gone from “barely maintained” to “it writes for you”AT THE LIBRARYCurepedia: An A-Z of the Cure by Simon PriceThe AI Con: How to Fight Big Tech's Hype and Create the Future We Want By: Emily M. Bender, Alex HannaTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingFirst photos from inside Universal Studio's new Orlando theme park Epic Universe revealedA Very Honest Review on Monsters Unchained: The Frankenstein Experiment | Universal's Epic UniverseGadget recommendation - Electric Air Duster with FlashlightCLOSING SHOUT-OUTSGeorge Wendt, Norm From Cheers, Dead at 76See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Burnie and Ashley discuss timeliness, complementary relationships, the penny's last ride, the International Fixed Calendar, calligraphy, Illumination, berry budgets, Klarna's AI regrets, non-drinking fluids, the awful Spit Cup story, cargo ships in the garden, Leave The World Behind, and sharing marital duties.Support our podcast at: https://www.patreon.com/morningsomewhereFor the link dump visit: http://www.morningsomewhere.comFor merch, check out: http://store.morningsomewhere.com

Get ready for a rollercoaster of HR drama and economic shade on  this week's show as we unpack a can o' worms, starting with the wild corporate espionage feud between Rippling and Deel, with Rippling alleging Deel's spying triggered a federal probe and Globalization Partners reporting similar shenanigans—Chad says Deel's C-suite might need a total reboot. Klarna's AI avatar-led earnings report screams IPO hype, but its predatory micro-loan model gets roasted, with J.T. warning job seekers to master video authentication as AI interviews become universal. Speaking of AI, job seekers are slamming glitchy, soulless AI interviews, with J.T. urging strategic job hunting in a market tougher than 2008, while Chad pitches quirky Max Headroom-style AI to ease the weirdness. Utah's AwardCo snags $165M and a $1B valuation for its employee recognition platform, but the hosts call it a shiny fix for lousy leadership, doomed to breed dissatisfaction. Trump's tariff tantrum at Walmart, demanding they “eat” costs, is labeled chaotic misdirection by Chad, with J.T. seeing it as Trump's chaos-and-save tactic. The Senate's No Tax on Tips Act, offering a $25,000 deduction, is slammed as a distraction from living wages—only 2.5% of workers rely on tips, and Joel mourns the sidestep of real wage reform. Chapters 00:00 - Introduction and Weather Banter 03:00 - The Decline of Skype and Video Calling Trends 05:57 - Shout Outs and Legal Drama 09:08 - Corporate Espionage in HR Tech 16:58 - AI in Business Presentations and Job Seeking 24:02 - The Future of AI and Authenticity in Video25:50The Impact of AI on Employment27:58Automation in Job Interviews 33:58 - The Future of Job Applications 38:02 - The Rise of Recognition Platforms 52:02 - The No Tax on Tips Act 56:05 - The Economics of Tipping and Wages

Happy Friday, everyone! You've made it through the week just in time for another Weekly Update where I'm helping you stay ahead of the curve while keeping both feet grounded in reality. This week, we've got a wild mix covering everything from the truth about LIDAR and camera damage to a sobering look at job automation, the looming shift in software engineering, and some high-profile examples of AI-first backfiring in real time.Fair warning: this one pulls no punches, but it might just help you avoid some major missteps.With that, let's get to it.⸻If LIDAR is Frying Phones, What About Your Eyes?There's a lot of buzz lately about LIDAR systems melting high-end camera sensors at car shows, and some are even warning about potential eye damage. Given how fast we're moving with autonomous vehicles, you can see why the news cycle would be in high gear. However, before you go full tinfoil hat, I break down how the tech actually works, where the risks are real, and what's just headline hype. If you've got a phone, or eyeballs, you'll want to check this out.⸻Jobs at Risk: What SHRM Gets Right—and Misses CompletelySHRM dropped a new report claiming around 12% of jobs are at high or very high risk of automation. Depending on how you're defining it, that number could be generous or a gross underestimate. That's the problem. It doesn't tell the whole story. I unpack the data, share what I'm seeing in executive boardrooms, and challenge the idea that any job, including yours, is safe from change, at least as you know it today. Spoiler: It's not about who gets replaced; it's about who adapts.⸻Codex and the Collapse of Coding ComplacencyOpenAI's new specialized coding model, Codex, has some folks declaring the end of software engineers as we know them. Given how much companies have historically spent on these roles, I can understand why there'd be so much push to automate it. To be clear, I don't buy the doomsday hype. I think it's a more complicated mix that is tied to a larger market correction for an overinflated industry. However, if you're a developer, this is your wake-up call because the game is changing fast.⸻Duolingo and Klarna: When “AI-First” BackfiresThis week I wanted to close with a conversation that hopefully reduces some of people's anxiety about work, so here it is. Two big names went all in on AI and are changing course as a result of two very different kinds of pain. Klarna is quietly walking back their AI-first bravado after realizing it's not actually cheaper, or better. Meanwhile, Duolingo is getting publicly roasted by users and employees alike. I break down what went wrong and what it tells us about doing AI right.⸻If this episode challenged your thinking or helped you see something new, share it with someone who needs it. Leave a comment, drop a rating, and make sure you're following so you never miss what's coming next.—Show Notes:In this Weekly Update, host Christopher Lind examines the ripple effects of LIDAR technology on camera sensors and the public's rising concern around eye safety. He breaks down SHRM's automation risk report, arguing that every job is being reshaped by AI—even if it's not eliminated. He explores the rise of OpenAI's Codex and its implications for the future of software engineering, and wraps with cautionary tales from Klarna and Duolingo about the cost of going “AI-first” without a strategy rooted in people, not just platforms.00:00 Introduction 01:07 Overview of This Week's Topics01:54 LIDAR Technology Explained13:43 - SHRM Job Automation Report 30:26 - OpenAI Codex: The Future of Coding?41:33 - AI-First Companies: A Cautionary Tale45:40 - Encouragement and Final Thoughts#FutureOfWork #LIDAR #JobAutomation #OpenAI #AIEthics #TechLeadership

he Ancestors have clocked in! 0:00 – Mic Test 6:12 - Intro 8:02 - What Can't You Wrap Your Head Around? 19:00 - Joe Biden Reveals He Has Prostate Cancer 24:29 - FAMU Elects Maga-Nut As It's University President 32:45 - NJ Congresswoman LaMonica McIver Is Facing Federal Assault Charges 44:46 - Diddy Case Updates 59:00 - Kelli Bryant Case in Detroit Deals w/ Child Neglect 1:15:52- Klarna on the Verge of Bankruptcy 1:21:16 - Ship Crashes Into The Brooklyn Bridge 1:22:54 - A Plantation and Confederate Museum Gets Taken Down in a Single Weekend 1:26:40 - Outro/ Corny Joke -------------------------------------------------------------------- Child Neglect Case: https://www.clickondetroit.com/news/local/2025/05/18/what-4-people-testified-in-hearing-against-oakland-county-mom-accused-of-abandoning-kids-for-years/ Please be sure to follow us on all our social media: Cashapp: $Headwrappod Bluesky: @headwrappod Instagram: @headwrapsandlipsticks TikTok: @headwrapsandlipsticks Facebook: Headwraps And Lipsticks: The Podcast Website: www.headwrapsandlipstick.com Email: hosts@headwrapsandlipsticks.com

This episode was recorded prior to the House passing the Big Beautiful Tax Bill on May 22, 2025. Gene Marks shares insights on the Big Beautiful Tax Bill and on the importance of keeping the tax credits for small businesses. That might lift their spirits but, according to the Small Business Optimism Index, not much else is rosy. Sales volumes are down, plans for capital outlay are down, and that has optimism down for a fourth month. Gene also talks about the buy-now pay-later service Klarna doing a 180-degree turn, choosing human hires over AI after going all in on AI three years ago. DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

TBOY Live Show Tickets to Chicago on sale NOW: https://www.axs.com/events/949346/the-best-one-yet-podcast-ticketsAmerica's 100 favorite brands show... Reputation takes 20 years to build, 1 second to lose.Dockers khakis just sold for $300M… but did ya know Dockers invented Casual Friday?Klarna just invented a new financial metric: Revenue per human… you're gonna start see it everywhere.Plus, “Plant Nanny” is the hot new job… It pays $50/hour to pamper someone's succulents.$LEVI $COST $TMWant more business storytelling from us? Check out the latest episode of our new weekly deepdive show: The untold origin story of… LaCroix

In episode 1867, Jack and Miles are joined by actor, voiceover artist, and musician, Shahjehan Khan, to discuss… Is The AI Future Just More Gig Work For Humans? Staffing Cuts Are Leading To More Deadly Weather Events? Did They Make Another Jurassic World Movie Purely To Promote A Theme Park Ride? Good News: The Universe May Be Ending Sooner Than Expected and more! Is The AI Future Just More Gig Work For Humans? Staffing Cuts Are Leading To More Deadly Weather Events? Jurassic World Rebirth | Official Trailer 2 Final Trailer for Jurassic World Rebirth Shows the River Raft Scene From Michael Crichton's Jurassic Park, More of the D-Rex, and the Mutadon Jurassic World Rebirth Has a Sequence From Michael Crichton’s First Jurassic Park Novel That Didn’t Make It Into the Original Movie — and Fans Have Ideas for What It Could Be An Oral History of Jurassic Park: The Ride The Forgotten Story Behind Jurassic Park: The Ride Good News: The Universe May Be Ending Sooner Than Expected Gravitational Pair Production and Black Hole Evaporation Universe decays faster than thought, but still takes a long time How Stephen Hawking Transformed Our Understanding of Black Holes 'Hawking radiation' may be erasing black holes. Watching it happen could reveal new physics. Scientists calculate when the universe will end — it's sooner than expected LISTEN: Assumptions (Kaytranada Edit) by Sam GellaitrySee omnystudio.com/listener for privacy information.

Episode 587: Neal and Toby talk about Klarna's mounting losses from customers failing to pay off their ‘buy now, pay later' loans. Then, a Chinese EV battery maker emerges as a winner from the US-China trade war with one of the biggest IPOs of the year. Plus, Axios just released their Harris Poll 100 which shows which brands customers trust the most, and Trader Joe's tops the list, while Tesla continues to fall. Next, a match to find out who is the best of the worst as Manchester United faces off against Tottenham for a spot in the Champions League.  Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Visit endthecampaign.com for more Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note  Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

Are Bill Belichick and Jordon Hudson engaged? Also, does pizza relieve stress? We talk about Peppa Pig's baby sister being born, Klarna losing money, and lots more!

“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.” — Luke 12:15In an age of instant gratification, getting what we want has never been easier, even if we can't afford it. But as “Buy Now, Pay Later” (BNPL) services become increasingly popular, they're quietly reshaping our relationship with money, debt, and even contentment. Let's explore how these programs work, why they're spiritually and financially dangerous, and how Scripture invites us into a better way.What Is Buy Now, Pay Later?Originally used for large purchases like furniture or electronics, BNPL services now allow consumers to split nearly any purchase into multiple payments—even cheeseburgers. DoorDash, for example, lets customers finance their food in four installments. The convenience may seem harmless, but it can mask deeper issues.Companies like Klarna, Afterpay, Affirm, Zip, Sezzle, and PayPal offer these options at checkout. According to Experian, more than 80% of U.S. shoppers have used BNPL. The ease is attractive, but the long-term impact can be devastating.BNPL makes it seem like you're not going into debt, but that's exactly what's happening. Small recurring payments across multiple platforms add up fast, leading to overdraft fees, financial stress, and, in many cases, high interest rates—some as high as 36% for missed or extended payments.A $60 DoorDash meal split into four $15 payments doesn't seem bad—until you do it for every meal. Or take a $3,000 couch bought with a BNPL plan: one missed payment, and that couch could ultimately cost $8,000 due to fees and interest.Scripture's Warnings About DebtThe Bible doesn't shy away from warning us about the dangers of debt. Proverbs 22:7 tells us, “The borrower is the slave of the lender.” Debt isn't just a financial issue—it can become an emotional and spiritual burden, dividing our attention and devotion.In Luke 12:15, Jesus reminds us that “life does not consist in the abundance of possessions.” Yet BNPL feeds the lie that more stuff equals more satisfaction. Instead of trusting God to provide, we try to manufacture comfort and control through impulsive spending.Why are we tempted to buy now and pay later? Often, it's not out of need, but out of insecurity, impatience, or discontentment. Paul models a better path in Philippians 4:11–13: “I have learned in whatever situation I am to be content...I can do all things through him who strengthens me.”True contentment doesn't come from a checkout screen—it comes from trusting the Lord to provide, even when the budget feels tight.A Better Way: Practical and Spiritual WisdomSo, how do we resist the pull of BNPL and grow in godly contentment?Practically:Build margin. Save up for purchases ahead of time.Budget for “wants.” Use a separate category or envelope system.Set spending limits. Use cash or debit card to help avoid overspending.Spiritually:Examine your heart. Ask: Am I trusting God, or just trying to feel better?Pursue contentment. Let God define your enough.Practice gratitude. Train your heart to see God's provision in what you already have.Freedom to Live GenerouslySaying no to unnecessary debt frees us to say yes to generosity. When we live with open hands and open hearts, we reflect the freedom we have in Christ—freedom from striving, fear, and scarcity. And that's far better than four easy payments.So next time you see a “Pay in 4” button, pause. Ask yourself: Do I really need this? Can I pay for it in full? And does this reflect trust in God, or just in a payment plan?Wise stewardship begins with contentment, and contentment begins with Christ.On Today's Program, Rob Answers Listener Questions:My husband and I are sending our son on a five-week mission trip to Scotland. We're debt-free and want our kids to stay that way. I'm hesitant to open a credit card, but what's the best, safest way to give him access to money while he's overseas?We recently sold our home at a profit, bought a new one, and are now debt-free. However, the new home needs repairs, and we still have a mortgage. Should we tithe on the profit from the home sale, or use those funds for the house needs?I'm a recently retired teacher with two annuities—one worth $19,000 and the other about $13,000. I've just opened an IRA and wonder if I should roll the annuities into it, or if there might be a better strategy.I've inherited a large amount of cash-valued property and need guidance on how to manage it wisely, especially to minimize potential tax liability.We paid off our home in October 2024. Do we need the deed and title to protect ourselves from fraud, or is it handled automatically?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featuredChris sounds the alarm on the growing chaos in the “Buy Now, Pay Later” economy, spotlighting Klarna's massive losses as a symptom of deeper financial rot. With defaults surging and Americans using BNPL for everything from Gucci to groceries, Chris breaks down why this non-recourse lending model is destined to implode—and how once the bankruptcy racket really kicks in, companies like Klarna don't stand a chance. From Swedish fintech to U.S. consumer debt, this episode exposes the fantasy economics behind delayed payments and empty wallets. www.watchdogonwallstreet.com

About Maurice Jenkens:Maurice Jenkens is the founder and host of The Intuitive Leader™ Podcast, where he explores the power of intuition in professional settings and equips leaders with tools to foster psychological safety and trust within teams. With over 23 years of experience in sales and leadership, he helps organizations create sustainable, positive workplace cultures that encourage risk-taking and employee appreciation. Maurice's consultancy, The Intuitive Leader™, has worked with brands like Klarna, Tele2, and Vasakronan to improve leadership and team dynamics. He also serves as a Senior Advisory Consultant for Wisory, providing business advice and leadership support, and as a part-time consultant for AI Vision, where he helps teams with strategic decision-making. In this episode, Dean Newlund and Maurice Jenkens discuss:The role of intuition in leadership and decision-makingThe relationship between emotional intelligence and self-awarenessBalancing data with inner knowing in professional environmentsPersonal transformation through adversity and burnoutHuman connection and authenticity in the age of AI Key Takeaways:Developing self-trust by identifying the unique internal resonance of intuition allows for better decisions that align with one's deeper values and insights.Daily journaling practices and mindful self-check-ins can calm the nervous system and enhance clarity, especially during times of stress or uncertainty.The inability to process emotions impairs decision-making, as feelings provide essential context that raw data alone cannot offer.Intuition often manifests as subtle emotional cues or gut feelings, and acting on them, rather than waiting for external validation, can prevent missteps and missed opportunities. "Why intuition? Well, it has always been there. It has not left me alone, except for the years when I was so deeply in my logical mind that I crashed, as my whole nervous system was objecting. I had sort of tucked myself away. Except for those years, intuition has been pulling on me constantly.” — Maurice Jenkens Connect with Maurice Jenkens:  Website: https://www.intuitiveleader.net/Show: The Intuitive Leader™: https://podcasts.apple.com/us/podcast/the-intuitive-leader/id1807787102LinkedIn: https://www.linkedin.com/in/mauricejenkens/  See Dean's TedTalk “Why Business Needs Intuition” here: https://www.youtube.com/watch?v=EEq9IYvgV7I Connect with Dean:YouTube: https://www.youtube.com/channel/UCgqRK8GC8jBIFYPmECUCMkwWebsite: https://www.mfileadership.com/The Mission Statement E-Newsletter: https://www.mfileadership.com/blog/LinkedIn: https://www.linkedin.com/in/deannewlund/X (Twitter): https://twitter.com/deannewlundFacebook: https://www.facebook.com/MissionFacilitators/Email: dean.newlund@mfileadership.comPhone: 1-800-926-7370 Show notes by Podcastologist: Hanz Jimuel AlvarezAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

This week we discussed Spain, Romania, Poland and Canada, nazal Vax, tongue scraper and an Arfican Leader helping the elderly + more #africa #awakening #spain About my Co-Host:Arnold Beekes Innovator, certified coach & trainer and generalist. First 20 years in technology and organizational leadership, then 20 years in psychology and personal leadership (all are crucial for innovation).============What we Discussed: 00:00 What we are discussing in this weeks show 01:45 Why is the Temperature in Poland so low02:40 The Temperature in Romania is also not as usual03:30 Wind Farm Shutting Down06:30 Massive Solar Farms appearing in Europe07:45 Cocaine in a Train not seen by everyone12:00 Irish Emigration Pact14:00 How I have seen Ireland Change so much16:55 The Plane given to Trump19:10 Military Deals do not ensure Peace19:45 Election Fraud in Ireland21:45 Political Parties Members vote as they are told22:45 How Propaganda influences People to Vote24:45 The Polish Candidate that was not getting publicity26:00 Truckers in Canada27:35 Auto driven truck driving with Motorbike under the wheels28:20 Ai Dr's30:15 Ai Prompt for Bots31:20 FaceAge32:15 Klarna changed from Ai to human workers32:20 The Importance of Forgiveness35:10 How I overcame Multo Million Dollars loss36:10 Bio Degradable Diapers38:20 Leader of an Afrian Country is Helping the Elderly39:40 The Benefits of a Tongue Scraper42:00 Toxic Chlorine Cloud in Spain43:00 The Nazal Spray Vax44:10 School organising Jabs45:00 When in the Military you get a lot of jabs in a row45:35 A Facebook Experiment on 700,000 Users on Emotions49:00 The Benefits of Cinnamon50:45 6 figure income needed to pay Rent53:10 Never Trust a Photocopier55:20 Can New Copies upload your data from Wifi57:00 Living Conditions in the USALinks for this Episode: Ai Bot Prompt https://www.tiktok.com/@vulnerable_matt/video/7504777684866616606?_r=1&_t=ZN-8wQVHuguKTW   ====================How to Contact Arnold Beekes: https://braingym.fitness/ https://www.linkedin.com/in/arnoldbeekes/===============Donations ⁠⁠ https://www.podpage.com/speaking-podcast/support/ ⁠⁠------------------All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/------------------

У свіжому дайджесті DOU News обговорюємо скорочення в Microsoft, CarPlay Ultra від Apple, VPN-компанію, яка скасувала довічні підписки клієнтів, закінчення ери Stack Overflow та інші новини українського ІТ та світового тек-сектору. ▶️ Навігація 00:00 Інтро  01:04 Чверть лідів звільнили через конфлікт з керівництвом. Аналітика про скорочення айтівців https://dou.ua/lenta/articles/job-market-2025-part-3/ 03:43 LLM вбивають Stack Overflow https://newsletter.pragmaticengineer.com/p/the-pulse-134?open=false#%C2%A7stack-overflow-almost-dead 06:03 Партнерський блок 07:03 Новий CarPlay Ultra від Apple готовий, але поки що лише в Aston Martins https://arstechnica.com/cars/2025/05/apples-new-carplay-ultra-is-ready-but-only-in-aston-martins-for-now/ 09:31 OpenAI випустили Codex https://dou.ua/forums/topic/53860/ 12:35 Попри скорочення, компанія Klarna знову наймає людей у службу підтримки https://slashdot.org/story/25/05/14/2339257/klarna-pivots-back-to-humans-after-ai-experiment-fails 14:04 Microsoft проводить одне з найбільших скорочення з 2023 року https://dou.ua/forums/topic/53815/ 15:09 Microsoft намагається уникнути штрафів в ЄС, відокремлюючи Teams від Office https://www.engadget.com/big-tech/microsoft-attemps-to-avoid-eu-fines-by-further-decoupling-teams-and-office-170519085.html?src=rss 17:01 Uber винайшов маршрутки

This week on Grumpy Old Geeks: FOLLOW UP kicks off with Manus madness, a $2 million ticket to Trump's crypto cash-grab, and Elon's Boring Company worming its way into an $8 billion Amtrak boondoggle. Meanwhile, CryptoPunks gets handed off to a nonprofit like an expired Groupon—proof the NFT hype cycle ends with a 501(c)(3) and a shrug.IN THE NEWS, Microsoft trims another 3% of its workforce while a former Metaverse engineer delivers DoorDash from a trailer—living proof that “the future of work” is just working for the apps. Klarna quietly admits AI sucks at customer service and hires back actual people, just as OpenAI's reasoning models hit the brakes. The Pope wants to exorcise AI, Elon's backfiring Copyright Office coup leaves him empty-handed, and YouTube starts banning AI-faked trailers that made Screen Culture money off Marvel lies. Jamie Lee Curtis goes full Final Girl on Zuckerberg, and Tesla drama ramps up: robotaxis under investigation, employees revolting, and one poor dealership manager gets canned for telling the truth about ol' Musky. Oh, and scientists say the universe might die sooner than expected—cool cool cool.In MEDIA CANDY, Murderbot arrives May 16, NIN launches the Future Ruins Festival, and Star Trek and Star Wars both dig up classic soundtracks for some retro feels. Jessica Jones returns in Daredevil: Born Again, Fallout gets Seasons 2 and 3, and even Nobody 2 is back for more murder-dad mayhem. In THE DARK SIDE WITH DAVE, Mr. Bittner shares two truly bleak customer service horror stories and gets bamboozled by a flower shop on Brian's birthday (happy birthday, Brian!). Also: animatronic Mickey Mouse serves popcorn, Walt Disney's ghost haunts the parks, Muppets get a pre-show for their 70th, and yes, there's a guide to toilet-training your cat. Because sure, why not. Closing shout-out? Everyone is entitled to my own opinion.Sponsors:Insta360 - The first 30 people who use code “gog” at store.insta360.com get a free 45” invisible selfie stick worth $25!DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/697FOLLOW UPLeave it to ManusA VIP Seat at Donald Trump's Crypto Dinner Cost at Least $2 MillionElon's Boring Company Is ‘Helping' the Government With an $8 Billion Amtrak Tunnel ProjectCryptoPunks was just sold to a nonprofitIN THE NEWSMicrosoft is laying off 3 percent of its global workforceLaid-Off Metaverse Engineer Says He Is DoorDashing and Living in a TrailerSilicon Valley's Elusive Fantasy of a Computer as Smart as YouKlarna Hiring Back Human Help After Going All-In on AIImprovements in 'reasoning' AI models may slow down soon, analysis findsThe New Pope Wants to Take on AIElon Musk's apparent power play at the Copyright Office completely backfiredCopyright Office head fired after reporting AI training isn't always fair useYouTube Cracks Down on Fake Movie Trailer Channels Making MoneyJamie Lee Curtis publicly shamed Mark Zuckerberg to remove a deepfaked adTesla's robotaxi plans have the attention of federal investigatorsA Tesla Dealership Manager Blamed Elon Musk for Tanking Sales and Was Immediately FiredTesla Employees Against ElonOpen Letter to ElonOpen Letter to Elon - @openletter2elonScientists Just Moved Up the Death Date of the UniverseMEDIA CANDYMurderbot premiers May 16thStar Trek: The Wrath of Khan Original Motion Picture SoundtrackStar Wars: The Empire Strikes Back Original Motion Picture SoundtrackNine Inch Nails Announce Future Ruins Festival, Celebrating Influential Music ComposersAndorRogue OneLong Way HomeKrysten Ritter Will Return as Jessica Jones in Daredevil: Born Again Season 2Fallout Season 2 Coming in December and Season 3 Is a GoNobody 2 | Official TrailerSuperman | Official Trailer | DCStar Trek: Strange New Worlds Finally Returns This JulyStar Trek: Prodigy May Need a New Home Again SoonESPN's streaming service will cost up to $30 per month and be called... ESPNFox One is a new streaming service that should launch before SeptemberMax Renamed HBO Max as Warner Bros. Discovery Gives UpLived Through That - Episode 76 - Andy PrieboyTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingA SpaceX Employee Says He Was Fired for the Most Insane ReasonYou Can Now Eat Popcorn Out of a Moving, Talking Mickey Mouse at DisneylandDisney Says It Made Its Walt Disney Robot to Remind Fans He Was an Actual PersonDisneyland Didn't Want to Do the Muppets Totally Dirty for Their 70th AnniversaryMuppets Pre-Show for World of Color Happiness! at Disneyland Resort for 70th AnniversaryHow to Toilet-Train Your Cat: 21 Days to a Litter-Free HomeHow to Toilet-Train Your Cat: 21 Days to a Litter-Free Home DownloadCLOSING SHOUT-OUTSeveryone is entitled to my own opinionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today's show: Microsoft lays off 6,000 employees despite record profits, signaling a ruthless new phase in big tech. Jason, Lon, and Alex discuss what it means for the talent market, why tightening U.S. immigration could cripple startup innovation, and whether AI startup Windsurf is selling too early as OpenAI circles. Plus, Klarna's AI customer service backfires, IPO momentum returns, and Office Hours with airfive founder Jeremy Redman pitches a bold new prepaid SaaS model.Timestamps:(0:00) Episode Teaser(2:40) Why ex-Microsoft staffers are talking smack on Blind(10:08) Atlassian - Head to https://www.atlassian.com/startups/twist to see if you qualify for 50 free seats for 12 months.(15:58) Checking out ElevenLabs' wild new AI soundboard(20:28) Fidelity Private Shares℠ - Visit ⁠https://fidelityprivateshares.com⁠! Mention our podcast and receive 20% off your first-year paid subscription.(24:02) What is Bottom Up TAM and why it isn't dirty like it sounds(30:10) Google Gemini - It uses AI to help you write, code, and create in one interactive space. Try it at gemini.google.com/canvas.(33:52) Cohere missed revenue estimates but things aren't THAT bleak!(37:01) Why America NEEDS highly skilled immigrants(43:12) Working the “I Have a Secret” strategy with Jeremy from AirfiveSubscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.comCheck out the TWIST500: https://www.twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcpLinks from episode:EleveLabs Sound Board: https://elevenlabs.io/sound-effects/soundboardLikable: https://likeable.co/airfive: https://airfive.com/Follow Jeremy:X: https://x.com/thejeremyredmanLinkedIn: https://www.linkedin.com/in/thejeremyredman/Follow Lon:X: https://x.com/lonsFollow Alex:X: https://x.com/alexLinkedIn: ⁠https://www.linkedin.com/in/alexwilhelmFollow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanisThank you to our partners:(10:08) Atlassian - Head to https://www.atlassian.com/startups/twist to see if you qualify for 50 free seats for 12 months.(20:28) Fidelity Private Shares℠ - Visit ⁠https://fidelityprivateshares.com⁠! Mention our podcast and receive 20% off your first-year paid subscription.(30:10) Google Gemini - It uses AI to help you write, code, and create in one interactive space. Try it at gemini.google.com/canvas.Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarlandCheck out Jason's suite of newsletters: https://substack.com/@calacanisFollow TWiST:Twitter: https://twitter.com/TWiStartupsYouTube: https://www.youtube.com/thisweekinInstagram: https://www.instagram.com/thisweekinstartupsTikTok: https://www.tiktok.com/@thisweekinstartupsSubstack: https://twistartups.substack.comSubscribe to the Founder University Podcast: https://www.youtube.com/@founderuniversity1916

AI is transforming the job market, reshaping roles from software engineers to customer service agents. Microsoft's layoffs spotlight how AI may replace middle management and coding jobs, while companies like Klarna and Duolingo navigate the balance between AI efficiency and human interaction.Get Ad Free AI Daily Brief: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patreon.com/AIDailyBrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brought to you by:KPMG – Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kpmg.com/ai⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about how KPMG can help you drive value with our AI solutions.Blitzy.com - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to build enterprise software in days, not months Vertice Labs - Check out ⁠⁠⁠⁠⁠http://verticelabs.io/⁠⁠⁠⁠⁠ - the AI-native digital consulting firm specializing in product development and AI agents for small to medium-sized businesses.The Agent Readiness Audit from Superintelligent - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://besuper.ai/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Subscribe to the newsletter: https://aidailybrief.beehiiv.com/Join our Discord: https://bit.ly/aibreakdownInterested in sponsoring the show? nlw@breakdown.network

Buckle up for a wild ride with Joel Cheesman and Emi Beredugo, where they sling HR hot takes with the finesse of a fast-food fry cook! This episode's a rollercoaster of laughs and eye-rolls, diving into the AI-first workplace fiasco like it's a soap opera. Klarna's CEO got a reality check after ditching 700 customer service reps for AI, only to realize bots can't sweet-talk angry customers. Now they're on a hiring spree to bring back the human touch—oops! Duolingo, meanwhile, thought AI could teach languages better than people, but TikTok's Gen Z army clapped back, rage-quitting the app and calling it “disgusting.” Ouch, that's gotta sting.Then there's IBM's bigwig, Arvind Krishna, tossing shade at HR by saying AI freed up cash for “essential” jobs like sales. Emi's not having it, firing back that HR's the backbone of fairness and inclusion, not just fluffy admin work. She's all about adapting to AI without yeeting humans into oblivion. LinkedIn's new AI job search gets a nod for letting you type “I wanna save the world in sweatpants” and matching you with dream gigs, aiming to hook passive job seekers while sparing recruiters from resume spam. Wrapping up, they tackle the EU's 2026 Pay Transparency Directive, a game-changer forcing companies to spill salary tea upfront to shrink gender pay gaps and stop wasting everyone's time. But, plot twist: firms better get their org charts in order or face a discrimination lawsuit mess. And they serve it all with wit juicier and tastier than a McDonald's chicken strip! Chapters 00:00 - Introduction and Personal Updates 05:54 - Shout Outs and Industry News 10:02 - Layoffs and Job Market Challenges 19:01 - AI in the Workplace: Klarna and Duolingo 23:59 - The Human Element in Automation 26:56 - The Automation Dilemma 30:15 - The Role of HR in an Automated World 36:40 - Earnings Insights: Recruit Holdings vs. ZipRecruiter 40:22 - LinkedIn's AI Job Search Innovations 46:16 - EU Pay Transparency Directive: A Game Changer

In this episode of 'Hashtag Trending,' host Jim Love discusses Klarna's decision to rehire human customer service staff after a failed AI initiative, Google's announcement of integrating Gemini AI into the Chrome browser, and Microsoft's fix for Linux boot issues on dual-boot PCs. Additionally, the episode touches on privacy alarms raised by Microsoft's upcoming Recall feature, which captures user activity screenshots, and the potential security vulnerabilities related to it. 00:00 Introduction and Headlines 00:24 Klarna's AI Reversal: Bringing Back Human Touch 03:37 Google's Gemini AI Integration in Chrome 05:22 Microsoft Fixes Linux Boot Issues 06:31 Microsoft's Recall Feature: Privacy Concerns 09:09 Conclusion and Upcoming Events

Der Russlandexperte Janis Kluge glaubt nicht, dass Trump den Krieg in der Ukraine beenden können wird. Und: Klarna korrigiert seinen KI-Kurs – weil die Qualität nicht stimmte.

Welcome to The Rollup TV.The Rollup TV is brought to you by:Celestia: https://celestia.org/Boundless: https://beboundless.xyz/AltLayer: https://www.altlayer.io/Mantle: https://www.mantle.xyz/Omni Network: https://omni.network/Vertex: https://vertexprotocol.com/Frax: https://frax.com/Join The Rollup Family:Website: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd..Podcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+8ARkR_YZixE5YjBhThe Rollup Disclosures: https://therollup.co/the-rollup-discl

Han började jobba på Klarna redan när bolaget hette Kreditor, och etablerade betaljätten i Tyskland. Efter några år på Qliro kom han till Instabox som han i rollen som kommersiell chef tog från 200 miljoner till 2500 miljoner kronor i omsättning.Idag är David Lundqvist vd för Walley med uppdraget att göra bolaget störst i Norden på en marknad värd över 350 miljarder.I det här poddavsnittet, som Breakit gör i samarbete med Walley, berättar David Lundqvist för Breakits Stefan Lundell om sin resa inifrån några av Sveriges största techbolag. Han bjuder oss också på sina senaste trendspaningar inom svensk e-handel och betalningar. Hosted on Acast. See acast.com/privacy for more information.

As the Global CEO and Founder of Meet The People, an advertising group headquartered in New York City, he leads a team of more than 750 staff across ten offices in the US and Canada. He created MTP in 2021 to build a unique new consultancy group that focuses on helping brands to growth their business by combining the power of integrated marketing and advertising strategies merged with data and technology. MTP works for world know blue chip brands like IBM, Google, LG, LVMH, L'ORÉAL, Moderna, CME Group, Sappi and many mid-sized businesses in North America.Furthermore he's an active investor in EU and US based startups, with a track record that includes pre-IPO investments in firms like Airbnb, Anduril, Animoca Brands, Anthropic, Blockchain.com, Blockdeamon, Forge, Klarna, OpenAI, Palantir, Robinhood, SoFi, SpaceX, Spotify, TON, Tonies and many more. With over 27 years of entrepreneurial experience in marketing, He has built and managed multiple international advertising groups, with operations in EMEA, APAC, MENA, and the US. He is passionate about innovation, entrepreneurship, and social impact, He regularly speaks at industry events and support charitable causes.

OpenAI versucht Microsoft von einer offenen Beziehung zu überzeugen. China und die USA schließen einen fragilen Zollfrieden. Unterdessen hat SAP seine Programme für Geschlechtervielfalt aufgrund politischer Einflüsse aus den USA gestrichen. Wie schätzt Pip Googles Zukunft ein? Klarna rudert beim Thema AI zurück, während Amazons Prime Video die US-Streaming-Landschaft mit seinem Werbeangebot verändert. IONOS startet mit starkem Wachstum ins Jahr. Katar schenkt der Trump-Regierung ein Flugzeug und der Einfluss russischer Agenten auf Elon Musk wirft Fragen auf.  Unterstütze unseren Podcast und entdecke die Angebote unserer Werbepartner auf ⁠⁠⁠⁠⁠doppelgaenger.io/werbung⁠⁠⁠⁠⁠. Vielen Dank!  Philipp Glöckler und Philipp Klöckner sprechen heute über: (00:00:00) Zollpause (00:04:00) SAP DEI (00:11:15) OpenAI Microsoft (00:16:15) Google (00:34:00) Klarna (00:40:00) Amazon Prime Werbung (00:43:50) Ionos Earnings (00:46:15) Katar Flugzeug  (00:51:25) ZDF Rohstoffe Elon (00:55:40) Humain (01:01:00) Papst Leo  Shownotes China und USA senken Zölle für 90 Tage – washingtonpost.com SAP: Programme für Geschlechtervielfalt gestrichen – zeit.de OpenAI Microsoft Verhandlungen – ft.com Google entwickelt KI-Agenten-Software vor Jahreskonferenz – reuters.com Google CTR-Studie: KI-Überblicke steigen, Klickrate sinkt – searchenginejournal.com Klarna verlangsamt KI-gesteuerte Stellenstreichungen – bloomberg.com Prime Video Werbe-Tarif erreicht 130 Mio. Menschen in den USA – hollywoodreporter.com Katar in Gesprächen mit Trump-Administration über Flugzeuggeschenk – washingtonpost.com Ex-FBI-Mann: Musk war Ziel russischer Agenten – zdf.de Saudi-Arabien startet KI-Unternehmen Humain vor Donald-Trump-Besuch – ft.com Dutzende weiße Südafrikaner landen in den USA unter Trump-Flüchtlingsplan – bbc.com Behauptungen von weißem Genozid 'nicht real', entscheidet südafrikanisches Gericht – bbc.com Trump entlässt Direktor des U.S. Copyright Office – cbsnews.com Papst Leo: Künstliche Intelligenz als Herausforderung für die Menschheit – edition.cnn.com

Group Chat News is back with the hottest stories of the week including Klarna was one of the first to go all-in on AI, replacing 700 customer service staff last year, Bitcoin officially surpasses Amazon to become the 5th largest asset in the world by market cap, Emirates will pay a 22-week bonus to eligible employees after it posted a record profit for the past financial year, The Trump administration plans to accept a luxury Boeing 747-800 plane as a donation from the Qatari royal family, Did You shoot somebody in self-defense? There's an insurance policy for that. Plus a special message from Dee in Hong Kong and much more

Do you know the latest MCP for Gestures in Appium What AI first company failed and started hiring people again Have you heard of the Functional Page Model for Playwright? Find out in this episode of the Test Guild New Shows for the week of May 11. So, grab your favorite cup of coffee or tea, and let's do this. 0:17 ZAPTEST.AI https://testguild.me/ZAPTESTNEWS 0:56 mcp-appium-gestures https://testguild.me/0v2mp8 1:53 Functional Page Model  https://testguild.me/3vosu7 2:36 Klarna Reverses AI-First  https://testguild.me/gm2ofq 3:17 Matts View on Klarna https://testguild.me/515cru 4:06 7 Salesforce Testing https://testguild.me/z71lhc 5:01 Requestly https://testguild.me/ow8w79 5:57 Deque Axe Assistant https://testguild.me/mciwmw 7:08 Autonify.AI https://testguild.me/2byp64 7:57 k6 v1.0  https://testguild.me/o6a05l 8:21 K6 Interview https://testguild.me/k6studio 8:35 Unblocked $20M  https://testguild.me/a1y5sj

Black tights under denim shorts? Recession indicator. Good outfits at the Met Gala? Recession indicator. Crying because you can't afford to pay your one in three Klarna payment for a Domino's pizza last month? Recession indicator.This week, our hosts Ione and Gina are dissecting our latest impulse to jump at the chance to label every single behaviour a recession indicator. Is it an attempt to make a meaningful connection with others about struggling under benefit cuts and Trump's tariffs? Or an irony tinged dodge at having to accept how bad things are? Support our work and become a Polyester Podcast member

Corporate spies stealing Slack messages. Adam Neumann raising another $100M (for WeWork 2.0?). AI startups hitting $34B valuations with zero revenue and ordering Ben & Jerry's ice cream over 15 payments with Klarna on DoorDash. April was wild, and Jack Kuveke joins the show to unpack the chaos, controversy, and insanity behind the biggest startup headlines. This is different than our normal episodes— definitely a much lighter twist, to be taken with a grain of salt. Let us know what you think!Why You Should ListenWhy Adam Neumann can raise billions—but you can't raise your seed roundHow a $40B valuation for AI startups might not be as insane as it soundsWhy espionage is moving from Wall St to Silicon ValleyWhat Klarna and DoorDash teaming up says about consumer debt cultureWhy A16Z thinks VCs will be the last job standing when AI takes overKeywordsAdam Neumann, AI startups, Silicon Valley espionage, A16Z, Klarna DoorDash, startup news, corporate spies, consumer debt, tech valuations, VC funding00:00 Intro01:45 Neumann's new $500 M raise and the WeWork déjà‑vu08:20 Deel‑vs‑Rippling spy saga uncovered13:00 11x growth scandal and TechCrunch backlash18:25 Marc Andreessen says only VCs are irreplaceable20:38 ChatGPT's $10 M “please & thank‑you” GPU bill26:10 Safe Super‑Intelligence and the $34 B pre‑revenue club30:00 Klarna × DoorDash lets you finance ice cream37:40 How consumer debt became America's default setting41:55 Quick survival guide for founders (and a few rants)Send me a message to let me know what you think!

Send us a textThis week on Sidecar Sync, Amith Nagarajan and Mallory Mejias explore Wells Fargo's virtual assistant “Fargo” and how it stacks up against Klarna's AI tool from a year ago. With 250 million fully automated interactions and measurable impact on customer engagement and bias reduction, Fargo offers a powerful case study in applied AI. Amith reflects on what's now possible for associations, why a narrow pilot project is a smart first move, and how “human in the loop” isn't just a safety net—it's strategic. The duo also breaks down Microsoft's new Phi-4 reasoning models, which pack PhD-level performance into incredibly compact packages that can run on your phone. If you're wondering where the AI trend line is heading, this one's for you.

OpenAI'ın geliştirdiği ChatGPT, uzun süredir üretken yapay zekanın en popüler yüzlerinden biri. Ancak artık sadece içerik üretmiyor, kod yazmıyor ya da sohbet etmiyor. Yepyeni bir dönem başlıyor: Yapay zeka destekli alışveriş asistanlığı.Bu bölümde ChatGPT'nin alışveriş özelliğini detaylı şekilde inceliyoruz. Bu sistem nasıl çalışıyor, kullanıcıya ne kolaylıklar sağlıyor, dijital pazarlamacılar bu gelişmeye nasıl adapte olmalı, markalar için ne anlama geliyor?Hepsini adım adım açıklıyorum.ChatGPT Alışveriş Özelliği Nedir?ChatGPT'nin yeni alışveriş özelliği, kullanıcıların yapay zekaya ürün buldurabildiği, karşılaştırma yaptırabildiği, öneri alıp satın alma sürecini başlatabildiği bir entegrasyon sistemidir.Bu sistem, sohbet ekranını bir alışveriş asistanına dönüştürüyor.Örneğin kullanıcı şunu yazabiliyor:“Annem için doğum günü hediyesi arıyorum, 1000 TL civarında, ev dekorasyon ürünleri olabilir.”ChatGPT bu sorguyu analiz ederek, alışveriş platformlarında (şu an için ABD'de aktif olan Shopify, Instacart, Klarna, Temu, BestBuy) ilgili ürünleri tarıyor, karşılaştırıyor ve kullanıcıya direkt öneriler sunuyor. Üstelik bu öneriler sadece metin değil — görseller, fiyatlar ve satın al butonlarıyla birlikte geliyor.- Yani kullanıcı artık Google'da arama yapmıyor.- Doğrudan sohbet ederek alışveriş yapıyor.- İlk defa arama yerine sohbetle satın alma süreci başlıyor.Bu Sistem Nasıl Çalışıyor?ChatGPT'nin alışveriş sistemi, GPT-4o altyapısının üzerine kurulu. Bu model, kullanıcının niyetini analiz ederek şunları yapabiliyor:Ürünleri kategori bazlı filtreliyorFiyat/performans değerlendirmesi yapıyorÜrün açıklamaları ve kullanıcı yorumlarını analiz ederek karar sürecini destekliyorÖnceki konuşmalardan veya sorulardan kullanıcı profilini çıkarabiliyorDoğrudan alışveriş bağlantılarıyla süreci tamamlıyorÖrneğin kullanıcı önce kulaklık sordu, sonra spor salonu için çanta istedi. ChatGPT bu iki ürünü bağlamsal olarak eşleştirip “Spor için bu powerbank'i de düşünebilirsiniz” gibi ek önerilerde bulunabiliyor.Bu, artık sadece öneri değil, stratejik satış yapabilen bir yapay zeka demek.Kullanıcı Deneyimi Nasıl Değişiyor?Eskiden kullanıcı şunları yapardı:Google'a girerAnahtar kelimeyle arama yaparSite site gezerÜrünleri incelerYorumları okurSepete ekler ve satın alırŞimdi bu süreç tek bir ChatGPT ekranında gerçekleşiyor. Kullanıcı sormakla, alışverişi tamamlamak arasında sadece birkaç adım uzakta.Bu da:Daha hızlı kararDaha az dikkat dağınıklığıDaha kişiselleştirilmiş önerilerDaha yüksek dönüşüm oranı anlamına geliyorPazarlamacılar İçin Ne Anlama Geliyor?Dijital pazarlamacılar ve markalar için bu gelişme bir devrim niteliğinde. Çünkü artık rekabet sadece arama motorlarında değil, yapay zeka algoritmalarında da görünür olmak üzerine kurulacak.1. SEO DeğişiyorGeleneksel SEO stratejileri sadece Google için değil, artık ChatGPT gibi AI platformları için de kurgulanmalı. Ürün başlıkları, açıklamaları, görseller ve yorumlar yapay zeka tarafından analiz edilebilir formatta olmalı.2. Ürün Verisi ve EntegrasyonÜrün bilgileri doğru, eksiksiz ve standart API'lerle uyumlu olmalı. Yani ürünlerinizin “AI-friendly” hale getirilmesi gerekiyor. Eğer sistem sizi tanımıyorsa, sizi önermesi de mümkün değil.3. İçerik Pazarlaması Yeniden ŞekilleniyorArtık sadece kullanıcıya değil, AI modeline de hitap eden içerikler üretmeniz gerekiyor. Ürün sayfalarınızda yer alan bilgiler, yapay zekanın anlayabileceği şekilde yapılandırılmalı.4. Küçük İşletmeler İçin Fırsat mı Tehdit mi?Büyük markalar bu entegrasyonlara hızla adapte olurken, küçük işletmelerin doğru veri yönetimiyle algoritmalarda öne çıkma şansı da bulunuyor. Ancak verisi eksik olan, entegrasyon sağlamayan markalar bu dönüşümde geride kalabilir.Bu bölümü beğendiysen podcastimi hem YouTube'da hem Shopify'da takip etmeyi unutma. Beni Instagram'dan @frktprk takip edebilirsin.

OpenAI shared a short report with seven things they've seen work for companies using AI. These lessons come from real examples with firms like Morgan Stanley, Indeed, Klarna, BBVA, and Mercado Libre. The report reads like a blueprint for interested firms. Interested in sponsoring the show? nlw@breakdown.network Get Ad Free AI Daily Brief: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patreon.com/AIDailyBrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Brought to you by:KPMG – Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kpmg.com/ai⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about how KPMG can help you drive value with our AI solutions.Blitzy.com - Go to ⁠⁠https://blitzy.com/⁠⁠ to build enterprise software in days, not months The Agent Readiness Audit from Superintelligent - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://besuper.ai/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Subscribe to the newsletter: https://aidailybrief.beehiiv.com/Join our Discord: https://bit.ly/aibreakdown

How do you uncover misinformation and financial fraud hidden in plain sight across thousands of digital platforms during a global election cycle? In this episode, I spoke with Jim Webber, Chief Scientist at Neo4j, to explore how graph database technology is being used to expose coordinated disinformation campaigns, empower AI systems, and help enterprises manage the complexity of modern data. At the heart of our conversation is the story of the ElectionGraph Project, where Syracuse University used Neo4j's graph technology to investigate political ad spend on Meta platforms. What they discovered was not just political messaging, but sophisticated scams disguised as legitimate campaigns. These efforts, targeting civically engaged users, used merchandise giveaways as a front to harvest credit card details and enroll victims in recurring billing traps. Traditional analytics would have struggled to trace these relationships, but graph databases allowed researchers to map and understand the deeper connections between thousands of entities. We also unpack how graph technology goes far beyond fraud detection. Jim explains why graph databases are now foundational for businesses building AI systems, particularly those using Retrieval-Augmented Generation (RAG) to reduce hallucinations and improve decision making. Whether it's helping enterprises respond to customer needs or enabling AI agents to take action in real time, graphs provide the structure and context needed for reliable outcomes. Jim also shares the backstory behind Klarna's data transformation, where the company embraced knowledge graphs at the core of its operations and replaced major systems, including parts of Salesforce. It's a striking example of what becomes possible when a business commits to connected data as a strategic asset. From misinformation to intelligent automation, this episode dives into the real-world value of graph technology in 2025. Are you thinking critically about how your data infrastructure supports your AI ambitions?

Chris Herrington on Ja's Tweet, Kleiman Quotes, Team Composition, JJJ; Charles Fishman on Missing Jets, Amazon, UPS, Klarna, New Footlongs & RFK; What's Coming Up Next

Jamie went to a clothing soiree over the weekend. She got some purse charms!!! Kanye says he should've married Paris Hilton and not Kim. All the draft experts picked Shedeur Sanders to go in the first round, but he ended up falling all the way to the fifth. While he was waiting to get drafted he got a prank call from someone pretending to the GM for the Saints. Over the weekend over 100 people were arrested in Colorado Springs when DEA raided an illegal underground night club. Supposedly Ben Affleck and Sydney Sweeney are talking. Bill Belichick was on an interview with CBS over the weekend. When the interviewer asked him how he met his girlfriend she yelled WERE NOT ANSWERING THAT. Some restaurants and apps are starting to let users use Klarna to buy food. Experts warn against using things like this as it usually puts you in a worse place financially in the long run. Tesla is considering adding a rental feature to owners cars.

Bill Belichick was on an interview with CBS over the weekend. When the interviewer asked him how he met his girlfriend she yelled WERE NOT ANSWERING THAT. Some restaurants and apps are starting to let users use Klarna to buy food. Experts warn against using things like this as it usually puts you in a worse place financially in the long run. Tesla is considering adding a rental feature to owners cars.

Some restaurants and apps are starting to let users use Klarna to buy food. Experts warn against using things like this as it usually puts you in a worse place financially in the long run. Tesla is considering adding a rental feature to owners cars.

Today, on TechCrunch's Equity podcast, hosts Kirsten Korosec, Max Zeff and Anthony Ha are unpacking the week's news, including the possible return of the SPAC in an uncertain IPO market. It's a curious moment for a public debut, as Kirsten points out, especially after so much chatter that 2025 would be the big comeback year for blockbuster IPOs, but some major players like Klarna and StubHub have already hit pause. And as investor Mark Goldberg put it on this week's show, folks holding their breath for a fintech IPO wave this year “are going to be blue in the face.” Listen to the full episode to hear about: How Mark Zuckerberg, Elon Musk and Jeff Bezos's AI voices could be taking over a crosswalk near you Figma's IPO plans, and questions on the Equity crew's mind ahead of the S-1. How Hugging Face's latest acquisition confirms its push into humanoid robotics The latest wave of OpenAI models, updates to its o3 and o4-mini reasoning models, and why all eyes are on the bigger launch still to come: GPT-5. Equity will be back next week, so stay tuned! Equity is TechCrunch's flagship podcast, produced by Theresa Loconsolo, and posts every Wednesday and Friday.  Subscribe to us on Apple Podcasts, Overcast, Spotify and all the casts. You also can follow Equity on X and Threads, at @EquityPod. For the full episode transcript, for those who prefer reading over listening, check out our full archive of episodes here. Credits: Equity is produced by Theresa Loconsolo with editing by Kell. We'd also like to thank TechCrunch's audience development team. Thank you so much for listening, and we'll talk to you next time. Learn more about your ad choices. Visit megaphone.fm/adchoices

One-on-one pod today, Chris is in New York, and Jason is home in Glendale. We chat about influencer gifting, Netflix clothing, we review some Coachella looks, Klarna festival tickets, HBO's Hacks' Glendale-centric plotlines, Benson Boone Behavior, backflipping DJs, the world was a better place when we had to pay a cover charge, how to get Bieber back on top, wearing Kanye merch in 2025, the prase "old work," Karrueche fine self, "skipping" as a form of cardio, why Waymo? Gwyneth Paltrow's return to cinema, and some thoughts on The Pitt. twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices