Podcasts about Klarna

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

If we could give Jennifer Lopez one tip: not every ex needs a friendship arc. Looking at you, Ben Affleck. Some things — like red carpets and rekindled flings — are better left in the early 2000s. On today's show, Holly braces herself for this scurrilous JLo gossip. Take cover, friends. Plus, a plot twist in the Taylor Swift PR machine no one saw coming. Jessie’s been deep in internet sleuth mode and she’s ready to explain why the Swiftie outrage might actually be legit. And finally: WTF is klarnamaxxing? If you live by 'buy now, pay later', you need to hear Amelia deep dive into this. What To Listen To Next: Listen to our latest episode: Taylor Swift Debrief: A Surprising Diss Track, Travis’ Wood & The Hot Takes Listen: LITTLE TREAT: Holly & Jessie Spill The Tea On Writing A Book Listen: Why No One's Having Sex In Bed Anymore Listen: Decoding The Nicole Kidman & Keith Urban Divorce Narrative Listen: Vanessa Amorosi, Emma Watson & The Problem When Kids Earn More Than Their Parents Listen: Victoria Beckham’s Version & Jessie’s Very Big News Listen: “Tough It Out”. The Announcement That Upset Us More Than We Expected Discover more Mamamia Podcasts here including the very latest episode of Parenting Out Loud, the parenting podcast for people who don't listen to... parenting podcasts. Watch Mamamia Out Loud: Mamamia Out Loud on YouTube What to read: With two words, Jennifer Lopez just summed up what went wrong with Ben Affleck. Jennifer Lopez's first Instagram after splitting from Ben Affleck says everything. Nicole Kidman’s new breakup bangs are telling a much bigger story. HOLLY WAINWRIGHT: The details that make Nicole and Keith's split kind of about us. The moment the tide turned for Jennifer Lopez. The Life of a Showgirl leaves no doubt there will never be another Taylor Swift. All the Life Of A Showgirl Easter Eggs in one place. A brutally honest review of Taylor Swift's new movie. THE END BITS: Check out our merch at MamamiaOutLoud.com Mamamia studios are styled with furniture from Fenton and Fenton GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message. Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Send us a text In this powerful and practical episode of The Way of Valor, Angie Taylor sits down with marriage and family expert Seth Dahl to unpack how the health of a home directly shapes a child's faith, confidence, and future. Angie and Seth share years of insight from both education and ministry, revealing why even the best Christian schools and churches can't undo what happens in a dysfunctional home; and how parents can begin to change that starting today.You'll learn:Why family dysfunction undermines faith—and what healthy homes do differentlyThe true foundation of a strong family: a strong marriageHow to have “stress-reducing conversations” that bring peace and connection back to your relationshipHow moms can communicate their needs without criticism or blameHow dads can rediscover their calling to lead emotionally and spirituallyThe simple mindset shift that turns “nagging” into genuine connection Daily gratitude habits that build emotional deposits in your “marriage bank account”Seth also shares about his upcoming class, The Emotionally Skilled Marriage is a two-month, live online course (Oct 27–Dec 15) that equips couples with the tools to strengthen communication, overcome gridlock, and grow in spiritual and emotional intimacy. Use code VALOR100 at spiritledfamilies.world for $100 off the Emotionally Skilled Marriage class. Payment plans available via Klarna. Connect with Seth Dahl: spiritledfamilies.world  Instagram: @sethdahl Connect with Angie Taylor on:IG: https://www.instagram.com/mrsangietaylor/?hl=enFB: https://www.facebook.com/profile.php?id=100090424997350

In this special video episode, Sean and Elizabeth and special guests eat spicy wings and share hot takes on saving versus investing, inflation, crypto, and when to trade up for an electric vehicle. When should you prioritize investing over traditional savings? How do you know when to keep repairing your car versus trading it in for something new, like an EV? Hosts Sean Pyles and Elizabeth Ayoola share their zestiest financial takes over hot wings, blending financial insights with fiery fun. NerdWallet YouTube creator Stephen Smith joins them in-person at NerdWallet HQ in Scottsdale, AZ, for a lively discussion which, like the hot sauce, gets eye-wateringly spicy. They debate whether saving in a checking account makes sense, how high-yield savings stack up against inflation, and whether the U.S. dollar could one day be backed by cryptocurrency. They also dig into why consumer debt is so easy to rack up, including the rise of Buy Now, Pay Later for everyday purchases. Then, listener Sandra joins the in-person conversation with Sean and Elizabeth as they discuss whether she should keep repairing her Acura or buy a new EV. They explore repair costs versus new car payments, the impact of high-yield savings rates, trade-in timing, and refinancing considerations. The episode wraps with practical insights on how to balance financial security with lifestyle goals like travel, education savings, and staying debt-free. Get matched with a financial planner for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match  Smart Money is a finalist for TWO Signal Awards! Please take a moment to vote for us here: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/genre/money-finance  https://vote.signalaward.com/PublicVoting#/2025/shows/genre/money-finance  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: Bitcoin reserve currency, dollar backed by crypto, consumer debt in America, Buy Now Pay Later pros and cons, Klarna food delivery, Klarna at Chipotle, financing gas with BNPL, credit card debt cycle, checking account interest rates, financial literacy for kids, trust fund for children, custodial accounts for kids, Acura MDX, car repair costs, car repair vs new car cost, average car payment 2025, EV tariffs 2025, zero APR car financing, mortgage refinance break-even, 529 vs Roth IRA rollover, saving for college vs high-yield savings, passing down a car to kids, luxury vehicle maintenance costs, average miles per year US drivers, opportunity cost of buying a car, travel vs new car decision, and financial security vs lifestyle goals.. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

AGENDA: 03:58 Understanding Burn Multiples and Capital Efficiency in an AI World 11:54 What Metrics Founders Need to Focus on in a World of AI 19:31 The Role of Kingmakers in Venture Capital: Harvey, Abridge, Profound 33:42 Klarna, Figma, Stubhub, all Down: Are Public Markets Turning? 36:35 OpenAI Needs the Same Energy as Japan… WTF! 41:09 How Can We Fund the $1TRN Sam Altman Needs for Energy 52:39 FiveTran and DBT: Is the Wave of Consolidation About to Begin? 59:44 Does Private Equity Need to Change in a World of AI 01:06:23 Political Expression and Corporate Responsibility    

In this episode of The Liquidity Event, AJ and Shane cover everything from IPOs making a comeback to Hamburger Helper as a recession indicator. They dive into venture-backed companies finally going public, debate whether Hamburger Helper sales say more about wallets or Ozempic, and unpack why America's biggest companies can't quite explain the upside of AI. The duo close out with a lively discussion on the Chase Sapphire Reserve's new $800 fee, what makes rewards cards worth it, and why being a “deadbeat” might actually be a compliment in the credit card world. Timestamps:  (01:20) Hot dogs, nutritionists, and the dangers of Hamburger Helper.  (03:16) Fall in Brooklyn, waffles in Shane's background, and Mikey's Pies.  (05:00) Conference recap – XYPN in Austin  (07:05) Looking ahead to the AICPA Personal Financial Planning Symposium in San Diego.  (08:15) IPOs are back – Figma, Klarna, StubHub, and more.  (14:04) Hamburger Helper as a recession indicator – joy vs. budgets.  (16:53) Grocery inflation, rice and beans, and sardines as a distressed shopper's delight.  (18:32) AI hype vs. reality – what America's top companies aren't saying.  (22:35) Nuclear power, Chernobyl obsessions, and AI's potential to cut through noise.  (25:47) Chase Sapphire Reserve hikes to $800 – perks, pitfalls, and who it's really for.  (29:44) Why business owners get a “cheat code” with rewards cards.

This week on the Newcomer Podcast, we dive into three stories that reveal how tech, politics, and media are colliding in unexpected ways. First, we look at Andreessen Horowitz's expanding media ambitions, exploring why A16z wants to shape the narrative around everything from defense tech to TikTok. Then, we turn to Trump's feud with Jimmy Kimmel, which led to Kimmel's suspension and re-hiring by Disney — a moment that highlights the uneasy dance between business leaders, politics, and late-night TV. Finally, we take a deep dive into the Klarna IPO, a $15B milestone that was more than 15 years in the making, unpacking the winners, the losers, and the lessons that investors and founders can learn from the journey.Hosted by Eric Newcomer with reporting from Madeline Renbarger, this episode offers sharp insights into how power and money are shaping the future of technology and media. Subscribe for weekly conversations at the intersection of Silicon Valley and society, and don't miss more deep dives at newcomer.co

In this episode, Travis and producer Eric dissect the troubling rise of “buy now, pay later” schemes—from renting Jordans for 53 payments to financing Chipotle burritos with Klarna. Together, they break down the dangers of weekly payment plans, the psychological tricks behind small recurring payments, and the growing $82B debt problem fueled by these fintech innovations. The rise of “buy now, pay later” apps like Klarna and Affirm, now offering financing for everything from shoes to lunch—why this is NOT financial freedom Why weekly payment structures psychologically lure customers, obscuring actual costs (“just $19 a week” means more than $1,000 over a year for a pair of shoes) Klarna's CEO admits most shouldn't finance small purchases—yet the option is everywhere, and millions fall for it How buy now, pay later debt is now practically invisible to traditional credit monitors, with 90–100M Americans using these services and $82B spent in 2024 alone The discipline myth: Why sustainable wealth and financial self-control depend on removing temptation, building habits, and automating savings over time Weekly or daily payment plans are a predatory marketing tactic—real wealth is built by delaying gratification and refusing to finance wants as needs. Buy now, pay later isn't a “hack”—it's the same as a credit card, minus visibility, with consequences just as severe if payments are missed. The solution: erase easy credit temptations, automate real savings, and focus discipline on building income, not propping up short-term purchases with debt. “If anybody is offering you weekly payments for shoes, it's because it's a ridiculous idea.” “You haven't earned the right to convenience purchases until you're financially free—build habits, not more recurring payments.” “No one will care for your financial health except you. Take accountability—and avoid the Klarna burrito trap.” ✖️✖️✖️✖️

Afterpay, Klarna, layaway and more! Are these good things we should partake in or should we avoid them at all costs?

Junge Erwachsene sind verschuldet wie nie. Klarna, Paypal & Co machen es ihnen gefährlich leicht.

Pop your card into the EIC-ATM and get ready to withdraw some content- because this week we're talking all about the rise of "cute debt" and whether buy-now-pay-later schemes are really targeting the girls.In a recent piece for The Atlantic, Annie Joy Williams explores how female shoppers are being heavily marketed to by the likes of Klarna and Afterpay, who are drawing on fun, girly aesthetics to sell their services and make debt seem fun, silly and generally NBD! We share our own experiences and hear from you at home about why so many of us are falling victim to a splash of pink, a celeb endorsement and a cute Y2K moment.Thank you for all of your messages this week! If you're really in the mood to spoil us, how about a five star rating wherever you're listening right now? Thank you so much! Lots of love,R, O, B xoThe Atlantic - The Rise of 'Cute Debt'The Guardian - Where did it all go wrong for Wonga? Emma Budget App Hosted on Acast. See acast.com/privacy for more information.

The Fat & The Angry are BACK! LIVE TOUR TICKETS: https://unsubcrew.com/liveshows Watch this episode ad-free and uncensored on Pepperbox! https://www.pepperbox.tv/ WATCH THE AFTERSHOW & BTS ON PATREON! https://www.patreon.com/UnsubscribePodcast P.O BOX: Unsubscribe Podcast 17503 La Cantera Pkwy Ste 104 Box 624 San Antonio TX 78257 MERCH: https://www.bunkerbranding.com/collections/unsubscribe-podcast ------------------------------ THANK YOU TO OUR SPONSORS! PRIZE PICKS Visit https://prizepicks.onelink.me/LME0/UNSUB and use code UNSUB and get $50 in lineups when you play your first $5 lineup! FUM Head to  https://tryfum.com/products/zero-crisp-mint to start with Zero. BOOKING.COM Find exactly what you're booking for. Booking.com, Booking.YEAH! Book today on the site or in the app. http://booking.com SHOPIFY Sign up for your $1 per month trial and start selling today at http://shopify.com/unsubpod ------------------------------ UNSUB MERCH: https://www.bunkerbranding.com/pages/unsubscribe-podcast ------------------------------ FOLLOW OUR SOCIALS! Unsubscribe Podcast https://www.instagram.com/unsubscribepodcast https://www.tiktok.com/@unsubscribepodcast https://x.com/unsubscribecast Eli Doubletap https://www.instagram.com/eli_doubletap/ https://x.com/Eli_Doubletap https://www.youtube.com/c/EliDoubletap Brandon Herrera https://www.youtube.com/@BrandonHerrera https://x.com/TheAKGuy https://www.instagram.com/realbrandonherrera Donut Operator https://www.youtube.com/@DonutOperator https://x.com/DonutOperator https://www.instagram.com/donutoperator The Fat Electrician https://www.youtube.com/@the_fat_electrician https://thefatelectrician.com/ https://www.instagram.com/the_fat_electrician https://www.tiktok.com/@the_fat_electrician ------------------------------ unsubscribe pod podcast episode ep unsub funny comedy military army comedian texas podcasts #podcast #comedy #funnypodcast Chapters 0:00 Welcome To Unsub! 5:41 Brandon Vs Tony Gonzales9:36 Rich Got In Trouble At Work Again13:47 The Army Is Back?27:03 Unsub Live Tour 36:52 The Klarna Debacle45:32 Angry Cops Vs Michael Malice1:11:54 Nic's History Content1:17:37 Major Capers 1:23:00 Chess Boxing1:25:25 Brandon's New Videos Learn more about your ad choices. Visit podcastchoices.com/adchoices

n this episode of RMTS, we dive into the chaos of tech, finance, and everything unhinged:

Kate Scott-Dawkins and Jeff Foster break down the Fed's first rate cut in a year, new US income data, and what a “two-speed” economy means for brands. They cover TikTok's uncertain US future, the rumored Warner Bros. Discovery–Paramount mega-merger, billion-dollar sports rights, fresh AI usage insights from Anthropic and OpenAI, and the IPOs that could reshape ad spend transparency.Key Topics DiscussedThe Fed's Big Move – A quarter-point rate cut is here. What does it mean for the economy, the ad market, and the rest of 2025?Two-Speed Economy – Fresh Census data shows income gains for some groups, declines for others, and a widening gender pay gap. How are brands balancing premium products with value options?TikTok's US Cliffhanger – Another deadline extension, a possible deal with US investors, and the big question: who controls the algorithm?A Media Mega-Merger? – If Warner Bros. Discovery and Paramount join forces, they could dominate US TV ad sales, shake up sports rights, and rival Netflix in streaming scale.Sports & Ad Dollars – From the Super Bowl's billion-dollar day to tech giants eyeing broadcast rights, what's next for advertisers and networks?AI in the Real World – New data from Anthropic and OpenAI reveals how people are actually using AI — from coding to meal planning — and what it means for marketers.IPO Watchlist – Recent debuts like Klarna and Figma, plus private giants like ByteDance, OpenAI, and Shein that could reshape ad spend transparency.Looking Ahead – Industry events in Japan, upcoming inflation and consumer sentiment reports, and what to watch in Q4.Chapters00:00 - Introduction & Fed Rate Cut Overview03:33 - US Income Data & Two-Speed Economy07:30 - TikTok's Uncertain US Future11:00 - Warner Bros. Discovery–Paramount Merger Analysis19:53 - Sports Rights, Super Bowl Economics & Media Competition21:12 - AI Adoption Trends from Anthropic & OpenAI28:39 - IPO Trends & Advertising Spend Visibility32:44 - Upcoming Events & Closing RemarksLinks:This Year Next Year MidYear Forecast 2025: https://www.wppmedia.com/news/tyny-midyear-2025Anthropic (Claude) Economic Index interactive report: https://www.anthropic.com/economic-indexOpenAI (ChatGPT) "How People Use ChatGPT": https://cdn.openai.com/pdf/a253471f-8260-40c6-a2cc-aa93fe9f142e/economic-research-chatgpt-usage-paper.pdf

(0:00) Intro(1:30) About the podcast sponsor: The American College of Governance Counsel(2:16) Start of interview. *Reference to E181 (July 2025) for Steven's personal/professional background.(3:14) IPOs and Market Trends. Including Klarna and Gemini.(5:29) The Stay Private vs. Go Public Dilemma. Valuations and market health (examples of Airbnb and Figma)(12:00) The Oracle post-earnings 36% price increase. *Reference to article by Tom Chavez: In Defense of Bubbles.(14:14) AI, Data Centers, and Market Dynamics(15:15) OpenAI's Future and Governance(20:12) Power Dynamics in Big Tech companies (Mag 7).(22:35) Tesla and Elon Musk Compensation Structure (Mega Grants)(24:53) Boardroom Accountability in Big Tech(28:31) Scale AI and L&A (Licensing & Acquihiring) as the new M&A(34:34) AI startup governance (e.g. SSI and Thinking Machine Labs)(36:41) The Role of Directors in Governance. "Theater in the boardroom?"(39:08) Startup Fraud (Elizabeth Holmes, SBF, etc) and the Startup Litigation Digest(40:05) Legal Accountability and Ethics (46:39) The Future of AI and Market Valuations in the "Agentic Economy"(51:43) The Importance of Board LeadershipSteven Wolfe Pereira founded Alpha to solve a critical problem: most boards are governing AI transformation without the frameworks, intelligence, or peer networks they need to make sound fiduciary decisions.  You can follow Evan on social media at:X: @evanepsteinLinkedIn: https://www.linkedin.com/in/epsteinevan/ Substack: https://evanepstein.substack.com/__To support this podcast you can join as a subscriber of the Boardroom Governance Newsletter at https://evanepstein.substack.com/__Music/Soundtrack (found via Free Music Archive): Seeing The Future by Dexter Britain is licensed under a Attribution-Noncommercial-Share Alike 3.0 United States License

The S&P 500 and the Nasdaq pared earlier losses on Tuesday as caution set in ahead of an anticipated interest rate cut from the Federal Reserve.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 Intro00:10 Sponsor: Tangem00:40 Will history repeat itself?01:20 Tom Lee: This is just mid cycle02:50 Recession odds03:20 Bitcoin bearish scenarios04:30 Retail sales05:10 Credit crisis06:25 Klarna07:15 Tom Lee: agrees with removing quarterly earnings08:50 $5B fund rare earth minerals09:10 Gold & Silver skyrocket09:50 How high can Ethereum go after a rate cut?12:00 ETH tokenized stocks flying13:10 Uniswap: best beta ETH play?14:00 Tune in Tomorrow14:20 Outro#Crypto #federalreserve #Bitcoin~Fed Rate Cut in 24hrs

Is layaway making a comeback—or has it simply been rebranded as “buy now, pay later”? In this episode of Is This Really a Thing?, Dean Paul Jarley sits down with Jim Adamczyk, Chief Strategy Officer at FAIRWINDS, to unpack the surprising history (and psychology) of delayed payments. From Christmas shopping in the 1970s to today's Klarna and Affirm apps, they explore why consumers keep returning to installment plans, what it means for financial health, and whether AI could reshape how we manage spending and debt. Featured Guests Jim Adamczyk - Chief Strategy Officer, FAIRWINDS Episode Transcription Paul Jarley: If you're as old as I am, you know, things come back around. Today, we're going to talk about an old classic: layaway. Is it back? Is it hiding under a different name? Should you really put your lunch on layaway? Or buy now, pay later. To help me figure this out, I'm joined in this episode by Jim Adamczyk. Jim is a UCF alum, a member of our College of Business Hall of Fame and is the current Chief Strategy Officer at FAIRWINDS. We recorded this podcast live in front of 100-plus students in The EXCHANGE, and we're bringing it to you now. Listen in. This show is all about separating hype from fundamental change. I'm Paul Jarley, Dean of the College of Business here at UCF. I've got lots of questions. To get answers, I'm talking to people with interesting insights into the future of business. Have you ever wondered, Is This Really a Thing? Onto our show. So when I was a kid, my mother spent half of her annual income on Christmas. I'm not kidding. We grew up with relatively modest means, and so she would start shopping in June for Christmas. And the family didn't have a huge amount of money, so she would buy things on what was called layaway. Basically, you went in and you picked out your item and you gave it to the store and you promised to pay for it before you would pick it up and you had to agree to a schedule. And I was driving somewhere a couple of weeks ago and I was listening to the radio and I think it was Burlington Coat Factory was talking about their layaway program. Literally, I hadn't heard about layaway in probably 40 years. And so today Jim and I are going to talk about layaway, what it was, how it differs from Buy Now Pay Later, or rent to own things that many of you might see, why it's on the comeback and what might replace it after that. So thanks for joining us today, Jim. Jim Adamczyk: Always happy to be here. Paul Jarley: What is layaway? Had you ever experienced layaway? Jim Adamczyk: When I was in high school, I was dating somebody and I remember there was a Montgomery Ward in Altamonte Springs and I put a present on layaway. And by the time I got the layaway, I was no longer with the person anymore, so my first experience was: layaway is not great. Paul Jarley: Just so you understand kind of the world we're living in at that time, people didn't have credit cards, people didn't have debit cards. Jim Adamczyk: The main way to pay for it was cash. You took cash out and you went to the store and buy it, but if you didn't have the cash, your primary means of credit was layaway. And it's not really credit in the sense that you don't have the item, so you're kind of saving each month. It's like a savings plan to end up eventually buying something. It's almost like delayed gratification in a world of instant gratification today. Paul Jarley: Right? And if you missed a payment, the retailer put the product back on the shelf. Jim Adamczyk: And so the retailers had to have an entire inventory management system to keep track of all the different items that were on layaway, the customers that had them on layaway and then the payment plans that were in place to pay for those items as well. Paul Jarley: And there would be late penalties, right? I think if you - Jim Adamczyk: Usually you had to put a percent of the item down upfront, 10, 20%, and then if you were late,

Samuel Kerr and Jonas Grankvist look at the IPO market this year. Samuel brings the data to show that this is the “best year in 3” for IPOs and expects several new deals this week alone. Jonas discusses recent IPO performance, including in Klarna. They discuss the importance of profitability, the impact of tariffs, and IPO pricing ambitions among companies like the eagerly-anticipated StubHub.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Welcome back to another episode of Upside at the EUVC Podcast, where Dan Bowyer, Mads Jensen of SuperSeed, Andrew J Scott of 7percent Ventures, and Lomax unpack the forces shaping European venture capital.This week, veteran journalist Mike Butcher (ex-TechCrunch Europe, The Europas, TechFugees) joins the pod. From the creator economy eating media brands, to Europe's fragmented ecosystem and the capital gap that just won't die, we dive into EU-Inc, Draghi's unfulfilled reforms, ASML's surprise bet on Mistral, Europe's defense awakening, Klarna's IPO, and quantum's hot streak.Here's what's covered:00:01 – Mike's ResetTechCrunch Europe closes; Mike reflects on redundancy, summer off, dabbling in social and video.03:00 – Media Evolution & Creator EconomyFrom '90s trade mags → TechCrunch → The Europas & TechFugees. Blogs as early social media; today's creators (MrBeast, Bari Weiss, Cleo Abram) echo that era. Bloomberg pushes reporters front and center as media becomes personality-driven.06:45 – Europe's Ecosystem & Debate CultureEurope isn't Silicon Valley's 101 highway — it's dozens of fragmented hubs. Conferences like Slush, Web Summit, VivaTech anchor the scene, but the missing ingredient is debate. US VCs spar on stage then grab a beer; Europe is still too polite.12:00 – All-In Summit DebriefMads' takeaways from LA: Musk on robotics (the “hand” bottleneck), Demis Hassabis on AGI (5–10 yrs away), Eric Schmidt on US–China AI race, Alex Karp on Europe's regulatory failures. The Valley vibe captured, but it's only one voice.17:00 – EU-Inc & Draghi ReportDraghi's 383 recommendations, just 11% implemented. €16T in pensions sit mostly in bonds; only 0.02–0.03% flows into VC (vs 1–2% in the US). Permitting bottlenecks: 44 months for energy approvals. Panel calls for a Brussels “crack unit,” employee stock option reform, and fixing skilled migration.35:00 – Deal of the Week: ASML × MistralASML leads a €2B round in Mistral at €11B valuation. Strategic and cultural fit (Netherlands ↔ Paris) mattered more than sovereignty. Mads: 14× revenue is a bargain vs US peers. Andrew: proof Europe's VCs are too small — corporates must fill the gap. Lomax: ASML knows it's a one-trick pony with 90% lithography share; diversifying into AI hedges risk.49:00 – Defense & Industrial BaseRussian drones hit Poland, NATO urgency spikes. UK pledges defense spend to 2.5% GDP by 2027, but procurement bottlenecks persist. Poland cuts red tape under fire; UK moves at peacetime pace. Andrew: real deterrence is industrial capacity. Mike: primes must be forced to buy from startups; dual-use innovators like Helsing show the way.59:00 – Klarna IPO & the Klarna MafiaKlarna IPOs at $15B (down from $46B peak). Oversubscribed; Sequoia nets ~$3.5B; Atomico 12M → 150M. A new “Klarna Mafia” of angels and operators will recycle liquidity back into Europe's ecosystem.01:03:00 – Quantum's Hot StreakPsiQuantum ($7B, Bristol roots), Quantinuum ($10B, Cambridge), IQM (Finland unicorn), Oxford Ionics' $1B exit. Europe has parity in talent but lacks growth capital. Lomax: “Quantum is hot, but a winter will come.” Andrew: Europe can win here — if the money shows up.01:05:00 – Wrap-upThe pod ends on optimism: Europe may not own AGI, but in quantum it has a fair fight.

Bitcoin Smacks $116K on its push up to all time highs! In today's livestream, we cover Senate Democrats unveiling their framework for a crypto market structure bill, Nasdaq's push for SEC approval to launch tokenized trading, and Gemini officially pricing its IPO with the Winklevoss twins targeting a $3B valuation. We'll also break down Figure's stock surge after its IPO alongside warnings from Klarna and Circle, plus the Senate's debate on how tariffs are impacting U.S. job growth. Join us live for market insights, regulatory updates, and what it all means for Bitcoin, crypto, and global finance.

David Trainer considers Klarna's IPO a high-risk bet for investors, citing an unproven "buy now, pay later" business model, intense competition, and a valuation that's "way out of whack." Trainer believes Klarna's stock price implies unrealistic growth and profitability, similar to that of more established peers like PayPal, which he considers "priced for perfection and then some."======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Send us a text00:00 - Intro00:51 - Klarna's $15.1B IPO + Up in Public Markets (as of Thu, Sep 11)01:51 - Cognition's $400M Raise at $10.2B Valuation02:43 - ElevenLabs' $100M Tender at Doubled $6.6B Valuation03:05 - Replit's $250M Funding at $3B Valuation04:05 - X Square Robot's $140M Raise, New Robot OS Released04:41 - Mistral Finalizes $1.5B Funding at $11.7B Valuation05:12 - Perplexity Finalizes $200M Round at $20B Valuation05:32 - Databricks >$4B ARR in Jul 2025, up 50% YoY 06:07 - Ramp's $1B ARR, +43% in 6 Months06:51 - SpaceX's $17B Spectrum Deal with EchoStar08:01 - Anduril's $1.26B of New Contracts09:06 - AlterEgo's Silent Sense Wearable Launch10:02 - OpenAI's $300B Oracle Data Center Deal10:39 - OpenAI + Microsoft Agree on Nonprofit to For-profit Shift11:05 - Thinking Machines' $2B Seed at $12B Valuation

On a record-setting day for the S&P 500, Carl Quintanilla, Jim Cramer and David Faber discussed market reaction to key economic data: August CPI rose year-on-year while weekly jobless claims jumped to levels not seen in four years. AI in the spotlight one day after shares of Oracle soared 36%, adding $224 billion to its market cap and making founder Larry Ellison $100 billion wealthier. On a somber day for the United States, the anchors remembered the September 11 attacks which occurred 24 years ago. Also in focus: Day two for Klarna after its shares rose 15% in its public debut, a downgrade for Apple, one CEO's take on a "terrible consumer experience," Jim previews his visit to Corning's Kentucky plant that makes glass for Apple devices, the manhunt for the shooter who killed political activist Charlie Kirk.Squawk on the Street Disclaimer

This episode features a large news slate: Consumer prices rose at an annual rate of 2.9% in August, Oracle and OpenAI ink $300B deal, and Klarna shares jump in $1.37B IPO. QOTW: Rapid fire https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.

In this episode, Anthony and Piers unpack a week of upside surprises, from inflation data clearing the path for Fed rate cuts to Oracle's shock $455 billion order book and the tech rally pushing markets to fresh highs.They question whether Wall Street's S&P 500 forecasts are still too cautious, explore why Klarna's IPO success might reignite deal flow, and dissect the $53 billion Anglo-Teck copper merger. More than just a headline deal, it's a masterclass in corporate defense, streamlining portfolios, leaning into future-facing assets like copper, and turning defense into offense with smart, strategic M&A.(00:00) Market Overview & Outlook(02:38) Inflation Data & Fed Policy(05:35) Tech Stocks & Performance(08:27) Oracle Earnings & AI(11:01) Musk's $1T Pay Package(14:11) Analyst Calls & Forecasts(16:47) Banks & Deal Flow(19:35) Klarna IPO & Markets(22:38) Anglo-Teck Merger

PsiQuantum, the Aussie quantum computing start-up, has raised $1 billion USD and boosted its valuation in the process. Oracle shares had their best day since 1992 earlier this week, after 36% surge thanks to the growth in AI. Klarna, the Swedish buy now pay later, has seen its shares rise 15% in their first day of trading on the New York Stock Exchange. _ Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.__See omnystudio.com/listener for privacy information.

The most successful enterprises are about to become autonomous — and Eléonore Crespo, Co-CEO of Pigment, is building the nervous system that makes it possible. In this conversation, Eléonore reveals how her $400 million AI platform is already running supply chains for Coca-Cola, powering finance for the hottest newly public companies like Figma and Klarna, and processing thousands of financial scenarios for Uber and Snowflake faster and more accurately than any human team ever could.Eléonore predicts Excel will outlive most AI companies (but maybe only as a user interface, not a calculation engine) explains why she deliberately chose to build from Paris instead of Silicon Valley, and shares her contrarian take on why the AI revolution will create more CFOs, not fewer.You'll discover why Pigment's three-agent system (Analyst, Modeler, Planner) avoids the hallucination problems plaguing other AI companies, how they achieved human-level accuracy in financial analysis, and the accelerating timeline for fully autonomous enterprise planning that will make your current workforce obsolete.PigmentWebsite - https://www.pigment.comTwitter - https://x.com/gopigmentEléonore CrespoLinkedIn - linkedin.com/in/eleonorecrespoFIRSTMARKWebsite - https://firstmark.comTwitter - https://twitter.com/FirstMarkCapMatt Turck (Managing Director)LinkedIn - https://www.linkedin.com/in/turck/Twitter - https://twitter.com/mattturck(00:00) Intro (01:22) Building Pigment: 500 Employees, $400M Raised, 60% US Revenue (03:20) From Quantum Physics to Google to Index Ventures (06:56) Why Being a VC Was the Perfect Founder Training Ground (11:35) The Impatience Factor: What Makes Great Founders (13:27) Hiring for AI Fluency in the Modern Enterprise (14:54) Pigment's Internal AI Strategy: Committees and Guardrails (17:30) The Three AI Agents: Analyst, Modeler, and Planner (22:15) Why Three Agents Instead of One: Technical Architecture (24:10) Agent Coordination: How the Supervisor Agent Works (24:46) Real Example: Budget Variance Analysis Across 50 Products (27:15) The Human-in-the-Loop Approach: Recommendations Not Actions (27:36) Solving Hallucination: Why Structured Data Changes Everything (30:08) Behind the Scenes: Verification Agents and Audit Trails (31:57) Beyond Accuracy: Enabling the Impossible at Scale (36:21) Will AI Finally Kill Excel? Eleanor's Contrarian Take (38:23) The Vision: Fully Autonomous Enterprise Planning (40:55) Real-Time Supply Chain Adaptation: The Ukraine Example (42:20) Multi-LLM Strategy: OpenAI, Anthropic, and Partner Integration (44:32) Token Economics: Why Pigment Isn't Token-Intensive (48:30) Customer Adoption: Excitement vs. Change Management Challenges (50:51) Top-Down AI Demand vs. Bottom-Up Implementation Reality (53:08) The Reskilling Challenge: Everyone Becomes a Mini CFO (57:38) Building a Global Company from Europe During COVID (01:00:02) Managing a US Executive Team from Paris (01:01:14) SI Partner Strategy: Why Boutique Firms Come Before Deloitte (01:03:28) The $100 Billion Vision: Beyond Performance Management (01:05:08) Success Metrics: Innovation Over Revenue

Plus: An Oracle rally boosts AI stocks, and Klarna gains on its debut. Katherine Sullivan hosts. Sign up for the WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

In an extended interview, Wells Fargo CEO Charlie Scharf shares his perspective on the health of America's economy, including the dichotomy between low and high income consumers and the real impact of tariffs on U.S. businesses. Fanatics CEO Michael Rubin has been building sports businesses since his first appearance on Squawk Box in 1999. Now, he's growing his company's sportsbook and collectibles businesses and answering questions about his own IPO. Plus, Lisa Cook will remain Federal Reserve governor for now, Klarna is going public on the NYSE, and Oracle Chairman Larry Ellison has surpassed Elon Musk as the world's richest person, thanks to a stock surge after Oracle's earnings report.  Charlie Scharf - 19:38Michael Rubin - 37:26 In this episodeMichael Rubin, @michaelrubinJoe Kernen, @JoeSquawk Becky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkinKatie Kramer, @Kramer_Katie

Carl Quintanilla, Jim Cramer and David Faber delved into a big stock story boosting the AI Trade: Shares of Oracle soared more than 35% after it issued a cloud revenue forecast exceeding $500 billion. Oracle surpassed a $900 billion valuation — putting company founder Larry Ellison in a battle with Elon Musk for the title of world's wealthiest person. The anchors and their "Squawk Box" counterparts took a trip down memory lane in celebration of that show's 30th anniversary. In a "First on CNBC" interview, Robinhood CEO Vlad Tenev joined the program from his company's "HOOD Summit" in Las Vegas. Also in focus: A surprise decline in August PPI, Klarna gears up for its Wall Street debut after pricing its IPO above the expected range. Squawk on the Street Disclaimer 

Analysts left ‘kind of in shock' after Oracle reports eye-popping cloud demand numbers, sending the stock soaring and making Larry Ellison the world's richest man. Buy now, pay later service Klarna starts trading after delaying its IPO.  Plus, Novo Nordisk announces big job cuts. 

A round-up of the main headlines in Sweden on September 10th, 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presenter/Producer: Kris Boswell.

Connor Group's Jim Neesen goes in-depth on the IPO market, including one of his clients that debuted Wednesday: Klarna. He says the fintech company has a "great growth story" in one of the year's most-anticipated public debuts. Jim adds that 2025 is shaping up to be the best year for IPOs since 2021 and explains how the seeds of this year's "cherry blossoms" for the IPO spring were set in place. He tells investors to watch for debuts down the road from names like Databricks, Cerebras, and Stubhub.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Synopsys (SNPS) opened Wednesday as the biggest laggard in the SPX, down over 30% after it posted weaker-than-expected earnings and guidance. Sam Vadas also mentions commentary from leadership on "expectations of deals that did not materialize" and continuous headwinds in China. The original meme stock, GameStop (GME), shows surprising earnings strength that investors rewarded with a rally. Sam later turns to Novo Nordisk (NVO) after the GLP-1 giant cut 9,000 jobs, along with Klarna's IPO expected later on Wednesday.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Klarna CEO Sebastian Siemiatkowski discusses what’s next for the company as shares begin to sell on the public market in an oversubscribed IPO. He is joined by Bloomberg's Ed Ludlow and Caroline Hyde.See omnystudio.com/listener for privacy information.

John and Glen share perspectives on credit unions' potential stablecoin play, a new reason to explore digital wallets, and the need for speed in the innovation arena- revisiting the “rapid response” model of our recent live Town Hall event. Also- more IPO mayhem and how weather patterns could impact loan portfolios.      Links related to this episode: Replay of the CU Town Hall recorded live at America's Credit Unions' Strategic Growth Conference: https://www.big-fintech.com/cu-town-hall-episode-138-live-at-acus-strategic-growth-conference/   CNBC's initial reporting on Klarna's pending IPO: https://www.cnbc.com/2025/09/02/klarna-ipo-in-us-to-raise-up-to-1point27-billion-in.html   UPDATE: Klarna is slated to debut on the NYSE Wednesday 9/10:  https://www.msn.com/en-us/money/economy/klarna-prices-ipo-above-range-at-40-the-stock-starts-trading-wednesday/ar-AA1MdubF  Another update since our recording: Gemini has raised its IPO target: https://money.usnews.com/investing/news/articles/2025-09-09/gemini-lifts-ipo-price-range-targets-3-billion-valuation-amid-crypto-boom Learn more about BIG's Innovation Club and request a guest pass for our in-person meeting September 23-25 (link at bottom of page):  https://www.big-fintech.com/innovation-club/  Join us for our next CU Town Hall- Wednesday September 17 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

OpenAI has projected a staggering $115 billion cash burn by 2029, raising significant concerns about the sustainability of the AI model market. Despite an anticipated revenue of approximately $13 billion this year, driven largely by ChatGPT, the company faces escalating costs that could lead to a cash burn exceeding $8 billion this year alone. This financial instability poses risks not only to OpenAI but also to its customers, who may find themselves affected by sudden changes in pricing, features, or business models as the company navigates its financial challenges.Klarna's recent experience serves as a cautionary tale about the pitfalls of over-relying on AI for customer support. After initially replacing 700 human agents with AI, the company faced a 17% default rate on loans and customer dissatisfaction, prompting a reversal of its strategy. As Klarna prepares for its stock market debut, it struggles to reintegrate human staff into its support system, highlighting the chaos that can ensue when companies prioritize AI over human interaction.The podcast also discusses the growing trend of shadow AI, where employees adopt consumer-grade AI tools independently due to a lack of official resources from their employers. This grassroots movement, while potentially increasing productivity, raises concerns about compliance and security. Experts emphasize the importance of establishing governance and policies around AI use to mitigate risks associated with unregulated adoption.Finally, a call from cognitive scientists and AI researchers urges academic institutions to critically assess the integration of AI technologies. They warn that uncritical adoption could undermine students' critical thinking skills and de-skill the future workforce. This sentiment reflects a broader concern within the tech industry about the need for a balanced approach to AI, ensuring that advancements genuinely enhance outcomes rather than simply serve as marketing hype. Four things to know today 00:00 OpenAI's Soaring Costs, Faulty “Reasoning,” and Legal Battles Expose Fragility of AI Model Market06:12 Klarna's AI Collapse and Rising “Shadow AI” Adoption Show the Risks of Unmanaged Automation08:33 Academics Warn Against Uncritical AI Adoption, Citing Risks to Critical Thinking10:36 From MSP360 to Google to Syncro, New AI and Security Launches Offer Convenience—But With Hidden Costs This is the Business of Tech.    Supported by:  https://cometbackup.com/?utm_source=mspradio&utm_medium=podcast&utm_campaign=sponsorship https://scalepad.com/dave/ All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

Rhett is so, so sorry. In this episode, Rhett is giving apologies for incorrect facts, Link, listeners, and all of Bosnia – but he gets an apology back from a fan! Plus, Link gets some feedback on his moments of bluntness, and gives some killer recommendations on songs to listen to during a breakup. Again, we're very sorry. Leave us a voicemail at 1-888-EARPOD-1 for a chance to be featured on the show! Download the Klarna app or visit https://klarna.com/ to get started. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Danny and Katie tackle Google's antitrust win, TikTok job cuts and a new Stanford research on how AI is reshaping entry-level roles. Plus, Katie speaks to Steve Hare, CEO of Sage, the FTSE 100 accounting software company, to discuss AI's impact on hiring, the limits of “copilot” tools, and why Britain needs more homegrown tech champions so he can have 'some friends'.Image: GettyFurther listening: Perplexity CEO on Chrome, AI and challenging the tech giantsAn AI-induced recession on the horizon? Klarna's CEO thinks so Hosted on Acast. See acast.com/privacy for more information.

Plus: Swiss food giant Nestlé fires its CEO Laurent Freixe over a relationship with a subordinate. And, online payments provider Klarna readies its much-anticipated IPO. Azhar Sukri hosts. Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rod and Karen banter about going back to a restaurant, heavy machinery, fried deviled eggs, brisket burgers and local business names Then they discuss CDC cuts, CHP to protect Kamala Harris, Cracker Barrel scrubs DEI pages, UC gets rid of African American student center, Black 2 Class Block Party canceled, Lil Yachty George Floyd bars, Spirit Airlines declares bankruptcy again, casino closing, Klarna sells debt to Nel-Net, King Harris, Wowdy HBTL, woman kills grandma by withholding insulin, man tries to kidnap barista, bowling alley kingpin and sword ratchetness. Patreon: https://www.patreon.com/theblackguywhotips Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@rodimusprime⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SayDatAgain⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TBGWT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheBlackGuyWhoTips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theblackguywhotips@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.theblackguywhotips.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Teepublic Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Wishlist⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Crowdcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Voicemail: ‪(980) 500-9034Go Premium: https://www.theblackguywhotips.com/premium/See omnystudio.com/listener for privacy information.

Season 2 has officially started! In this episode, Rhett & Link talk about their creative process and approach for WonderHole Season 2, as well as what they learned from season 1, how that informed the new season, as well as what they learned about themselves as creators along the way. Leave us a voicemail at 1-888-EARPOD-1 for a chance to featured on the show! Klarna is the better way to save. Download the Klarna app or visit https://klarna.com/ to get started. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Rhett loves a walled city, and he loves a botanical garden. In this episode, Rhett & Link discuss Rhett's July break of going to Croatia – where he learned a lot of history, witnessed a protest, took a dangerous boat ride, and fed his soul. Plus, some time spent in North Carolina just being, instead of doing. Leave us a voicemail at 1-888-EARPOD-1 for a chance to be featured on the show! Download the Klarna app or visit klarna.com to get started. Go to https://hellofresh.com/ear10fm to get 10 free meals and one free protein for new subscribers. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices