Podcasts about ATM

What if your Human Design chart could become the income strategy you actually trust? In this episode, Danielle breaks down everything you need to know about her upcoming live workshop, How to Turn Your Human Design Chart into an ATM. This three-hour intensive is designed to help you move out of overwhelm, resist less, and align your business with the five essential Wealth Codes that create sustainable success. Whether you're brand new to Human Design or you've been studying it for years, Danielle explains why you don't need to master every detail of your chart to create more sales, stronger offers, and consistent momentum. You need to understand the five frequencies that matter most and learn how to apply them directly to your business. If you're ready to turn your chart into a practical strategy for your offers, marketing, and next cash injection, this episode gives you everything you need to know before joining Danielle live on August 7th. In this episode, you'll learn: Who the How to Turn Your Human Design Chart into an ATM workshop is designed for Why the way you navigate this season can create momentum into 2027 How the five essential Wealth Codes simplify your Human Design chart Why you don't need to understand every part of your chart to create results How your Wealth Codes can strengthen your offers and marketing Why overwhelm often comes from focusing on too much information How your chart can become an income strategy you control What Danielle means by creating a fast pass to sales without struggle What you'll work through during the live three-hour workshop How Get PAIED VIP members can attend the event complimentary Your Human Design chart isn't meant to create more confusion. It's meant to show you how to build, market, sell, and lead in a way that is naturally aligned with who you are. When you stop trying to use every part of the chart at once and focus on the five frequencies that move the needle, your offers become clearer, your marketing becomes more magnetic, and your next decision becomes easier to trust. Three hours. Five essentials. One decision. And a new way to use your chart as the income strategy behind your business.   Links & Resources Join the How to Turn Your Human Design Chart into an ATM Live Workshop Download your Wealth Codes Chart  Get the Email Series That Pays

Uber now accepts cash. ATM withdrawals are rising. So is Australia's cashless future on hold? Michael and Sean unpack the surprising resurgence of cash, who's using it, and whether physical money is here to stay.Got a topic you'd like to see explored one Sunday? Get in touch here.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

The Constitutional Court has set a strict deadline of next Wednesday for legal filings in the ongoing battle over the Phala Phala farm scandal. Chief Justice Mandisa Maya issued the directive following an appeal by a coalition of opposition parties, including the ATM, MK Party and the EFF. The parties are fighting a lower court order that froze Parliament's independent inquiry into President Cyril Ramaphosa. We spoke to MK Party MP, Andile Mngxitama.

"Why do that to such a gentle man? If they had wanted his money, he would have given it to them."On the evening of 21 October 2009, 50-year-old Alan Wood dropped by his local pub, the Willoughby Arms, in the nearby town of Little Bytham. He had a pint and a snack while he read the newspaper, and then headed home to his bungalow in nearby Lound at approximately 6:30 PM. It was a typical night for him and nothing seemed to be out of the ordinary.For the next three days, no one heard from him. He didn't show up for his scheduled shifts at a Sainsbury's supermarket. When called, he didn't answer. It wasn't until that weekend - the 24th of October - that a friend and colleague from Sainsbury's went to go check on Alan. When they arrived, they found both the front and back doors of Alan's home were wide open...If you have any information about this story that you'd like to share, please contact:Lincolnshire Police: 101Crimestoppers UK: +0800555111Check out the podcast store at unresolved.dashery.comIf you would like to support this podcast, consider heading to https://www.patreon.com/unresolvedpod to become a Patron or ProducerBecome a supporter of this podcast: https://www.spreaker.com/podcast/unresolved-a-true-crime-mystery-podcast--3266604/support.

At this moment, Jim and Amos finally regroup during two of their international tours. Amos is calling in from Greece and Jim from Australia. They catch up on what they've been up to.ADS:MOOD: Head to http://www.mood.com, find the functional gummy that matches exactly what you're looking for, and let Mood help you discover YOUR perfect mood. And don't forget to use promo code ATM when you check out to save 20% on your first order. Try it today at http://www.mood.com. SOCIALS:Jim JefferiesWebsite: ⁠https://www.jimjefferies.com⁠IG: ⁠https://www.instagram.com/jimjefferies⁠FB: ⁠https://www.facebook.com/JimJefferies⁠Twitter: ⁠https://twitter.com/jimjefferies⁠Amos GillIG: @abitofamosgillFB: ⁠https://www.facebook.com/AmosGillComedy/⁠Theme Song: "Rein It In Cowboy" by the DoohickeysSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

"Three Things You Need to Know"...ATM jackpotting results in arrest...Fauci hearing...National Chicken Wing Day...Fauci hearingSee omnystudio.com/listener for privacy information.

The show OPEN... alarm clocks... lost at sea... and ATM's!

Send us Fan MailYou ever try to “do everything right” and still feel like the world is setting you up? We start with a real food safety fear around a cyclospora parasite investigation tied to fresh produce and the way big suppliers and salad kits can ripple through grocery stores and restaurants. It turns into a blunt reality check about what “healthy” even means when the supply chain is this tangled, plus practical talk on what to watch for and why people are fed up.Then we pivot into culture and conscience. We break down the viral phrase “Quiet On The Creek” and what it really means when your life is too loud online. After that, the moral dilemma hits: you walk up to an ATM and there's a bag of cash sitting there. Do you keep it, turn it in, or take a little and hope the cameras didn't catch it? The story of someone returning a huge bag and getting a $500 reward sparks an honest debate about ethics, survival, and fairness.The big conversation sits on the trend that won't go away: “I'm tired of being independent.” We talk independence versus isolation, why refusing help can become an identity, and what a healthy partnership looks like when autonomy still matters. We also sit down with guest Andrea “Miss Jones087,” the admin of Ladies of Charlotte, to hear how she's building a women's community in Charlotte focused on respect, meetups, and real support when life gets heavy.If you rock with real, raw talk, subscribe, share this with a friend, and leave a review. What's your definition of independence right now?Follow us on social media www.instagram.com/noadvisorypodcast

Mandy Wiener speaks to National Consumer Commission Spokesperson, Phetho Ntaba about NCC and BMA joining forces to block counterfeit and unsafe goods at South Africa's borders. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to Mazwi Blose, EFF MP about the EFF joining ATM in the direct appeal application on the Ramaphosa interdict judgement. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to Corruption Watch Spokesperson, Janine Erasmus about the importance of the Public Finance Management Act in addressing corruption. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to EWN Reporter, Alpha Ramushwana about Adv Andrea Johnson last day giving her testimony at the Madlanga Commission. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to EWN Reporter, Dimakatso Leshoro about Vusi ‘Cat’ Matlala and his co-accused’s trial continuing in court. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to EWN Reporter, Dimakatso Leshoro about Vusi ‘Cat’ Matlala and his co-accused’s trial continuing in court. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to EWN Reporter, Mongezi Koko about the SAPS National Counterfeit and Illicit Goods Unit Johannesburg CBD takedown operation. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Catch Up on the latest leading news stories around the country with Mandy Wiener on Midday Report from 12:00 to 13:00. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Khác với triết lý “chiến tranh nhân dân”, nơi mỗi người dân là một người lính và mọi người đều được tuyên truyền sẵn sàng chiến đấu bảo vệ Tổ quốc, nước Bỉ nói riêng và Âu châu nói chung hình như đã quên đi mối đe dọa của chiến tranh, nhất là sau khi chiến tranh lạnh chấm dứt với sự sụp đổ của bức tường Berlin và do vậy quên cả việc thao dượt những kỹ năng căn bản cho người dân của mình để đối phó với những cuộc khủng hoảng . Khi cuộc chiến giữa Ukraina và Nga ngày càng có nguy cơ mở rộng và kéo dài, cộng thêm việc Hoa Kỳ rút lại hỗ trợ quốc phòng cho châu Âu từ đầu năm nay, các nước Tây Âu mới nhận ra những thiếu sót cho sự chuẩn bị và những bất cập khi phải nhanh chóng lấp vào lỗ hổng của Mỹ. Vậy Bỉ đã có những chuẩn bị như thế nào để đối phó với những tình huống khẩn cấp ?  Từ cấp vĩ mô Vương quốc Bỉ là một nước nhỏ nằm giữa Đức và Pháp, giáp với Hà Lan. Là thành viên của NATO, Bỉ đã phải tăng ngân sách quốc phòng theo yêu cầu, cũng như có chính sách gia tăng và cải tổ lực lượng quân đội. Bỉ không có chế độ nghĩa vụ quân sự bắt buộc, nên quân đội phải có những đợt quảng bá tuyển quân phục vụ tự nguyện nhằm đáp ứng cho những đòi hỏi ngày càng cao của quân đội. Về mặt vật chất, ngân sách quân sự của Bỉ trong năm nay được ưu tiên giành để mua các chiến đấu cơ F35 từ Hoa Kỳ. Việc mua các máy bay này không chỉ tiêu tốn nhiều tiền mà còn đòi hỏi phải có cả đội ngũ từ phi công cho đến các nhân viên bảo trì và chuyên viên về vũ khí. Cho đến phần của mỗi công dân Do nguy cơ chiến tranh có thể lan rộng bất cứ lúc nào và bất cứ nơi nào trên nước Bỉ, người dân được khuyến khích tự đối phó trong tình trạng khủng hoảng mà không trông chờ vào các cơ quan khẩn cấp của chính phủ. Dĩ nhiên là không có những khóa tập dượt trong các khu phố hay những khẩu hiệu, loa phóng thanh tuyên truyền ra rả để người dân nghi nhớ, mà thay vào đó là những clip video ngắn, vui nhộn được tung ra trên các phương tiện truyền thông và mạng xã hội. Chương trình này được chính cựu ngoại trưởng Bỉ Hadja Lahbib điều hành ở cấp độ châu Âu. Không biết chương trình này có giáo dục người dân ý thức được việc mình phải làm và chuẩn bị trong tình huống cụ thể ? “Bộ dụng cụ căn bản” hay “Bộ dụng cụ sinh tồn” ? Từ mùa xuân năm nay, hệ thống siêu thị Colruyt cho ra mắt bộ dụng cụ căn bản giá 29,99 euro, với lời hứa đơn giản là bạn có thể tự túc trong vòng 24 giờ. Bộ dụng cụ căn bản này gồm một món ăn sáng, món hầm kiểu kebab, mỳ Ý hương vị BBQ, ba thanh năng lượng, một gói bột pha nước uống, ba gói cà phê hòa tan, sáu miếng kẹo cao su, khăn giấy, một cái thìa và một dụng cụ nấu ăn không cần lửa. Theo siêu thị, đây là phản hồi trước yêu cầu từ chính quyền về khả năng “tự cung tự cấp trong vài ngày” trong trường hợp xảy ra khủng hoảng lớn, như mất điện, mất khí đốt, thậm chí là lũ lụt. Điều này đã xảy ra hồi mùa đông năm nay, khi cả thành phố Mons mất điện gần 2 tuần và trận lụt lịch sử gây ra nhiều thiệt hại cho vùng Wallonie mùa hè năm 2021. Tuy chưa được phổ biến rộng rãi, « bộ dụng cụ căn bản » này đã có hai luồng ý kiến. Theo thăm dò, nhiều người, rút kinh nghiệm sau dịch Covid-19, đã thường xuyên tích trữ nước uống, mỳ Ý và giấy vệ sinh trong nhà. Những người ủng hộ thì cho rằng túi đồ khẩn cấp này tiện lợi để xoay sở trong 24 giờ trong khi chờ tiếp cứu. Những người chống thì cho rằng túi đồ này chỉ toàn đồ ăn trong khi nhu cầu trong vòng 24 giờ thì đa dạng hơn ! Từ năm 2025, Trung tâm Khủng hoảng Quốc gia của Bỉ đã đề xuất một danh sách những thứ cần thiết theo tiêu chuẩn của Liên Hiệp Châu Âu, để mỗi người có thể tự chuẩn bị cho riêng mình và có thể tự xử lý trong vòng 72 giờ khi có khủng hoảng xảy ra.  Bộ sơ cứu bao gồm băng gạc, kéo, thuốc sát trùng, thuốc giảm đau, v.v. ; Một chiếc radio chạy bằng pin (kèm pin dự phòng) để được thông báo về các chỉ thị từ chính quyền và diễn biến tình hình mà không cần điện ; Đèn pin hoặc đèn chiếu sáng có pin dự phòng hoặc, nếu có thể, loại có tay quay, nến, bật lửa, diêm ; Một chiếc dao đa năng kiểu Thụy Sĩ để có một vài công cụ cơ bản. Điện thoại di động kèm bộ sạc và/hoặc pin dự phòng ; Kính mắt thường dùng và một cặp kính dự phòng ; Tiền mặt để tự chi trả trong trường hợp máy ATM ngừng hoạt động ; Nước đóng chai (khoảng 6 lít/người), thực phẩm không dễ hỏng, không cần nấu chín (thanh ngũ cốc, đồ hộp, thực phẩm sấy khô, v.v.) ; Bản sao các giấy tờ quan trọng (thẻ căn cước, hợp đồng bảo hiểm, đơn thuốc, v.v.). Quần áo ấm và chăn mền (ví dụ: chăn mền sinh tồn) ; Trò chơi giúp bạn giải trí và quên đi những lo lắng ; Danh sách kiểm tra đồ dùng cá nhân trong trường hợp sơ tán. Sau khi đã chuẩn bị xong bộ dụng cụ sinh tồn, bạn nên đặt nó ở nơi dễ tiếp cận. Điều quan trọng nữa là kiểm tra nội dung bộ dụng cụ ít nhất một lần mỗi năm, chủ yếu để kiểm tra hạn sử dụng của thuốc và thực phẩm, và thay pin. Như vậy nhìn vào danh sách khuyến cáo của Trung tâm giải quyết khủng hoảng ta có thể đặt câu hỏi: Đây là những dụng cụ giúp ta “sống sót” hay là những vật dụng căn bản cần phải có trong trường hợp khẩn cấp ? Vì có những thứ ta cần mà người khác lại không. Chẳng hạn, trò chơi giải trí cần cho trẻ nhỏ ngồi yên nhưng không cần cho người lớn. Hoặc máy thu thanh radio có lẽ trong tương lai gần cũng không còn hiện diện vì các đài phát thanh theo truyền thống đang lần lượt bị đóng cửa. Mà thay vào đó, chiếc điện thoại thông minh tích hợp tất cả mọi chức năng liên lạc. Và với một nước sản xuất bia, thì có lẽ đem theo một ít bia cũng là điều hợp lý vì như Bộ trưởng quốc phòng Bỉ đã kêu gọi người dân uống bia giải khát trong những ngày nắng nóng của mùa hè.  Luyện tập tại các trung tâm y tế Ngày nay, việc luyện tập phòng cháy tại các cao ốc, những nơi tập trung đông người đã trở nên thường xuyên. Có lẽ ai cũng quen với việc vào ngày giờ ấn định trong tháng, khi nghe tiếng còi báo cháy, mọi người tự động rời chỗ làm đi thang bộ xuống tập trung tại một địa điểm nào đó. Điều này tạo thói quen phản xạ khi xảy ra hỏa hoạn mà không dẫn đến hỗn loạn mất trật tự khi sơ tán.  Khi xảy ra các khủng hoảng như khủng bố, hỏa hoạn, chiến tranh, v.v… các trung tâm y tế là những nơi đầu tiên đón nhận hệ quả. Số lượng người nhập viện tăng cao đột biến đòi hỏi sự đáp ứng kịp thời. Do đó, việc luyện tập thường xuyên của các đội ngũ nhân viên y tế nhằm đạt hiệu quả trong việc phối hợp nhịp nhàng giữa các cá nhân và các khoa chuyên môn và ngay cả giữa các cơ sở điều trị. Chẳng hạn, tại tỉnh Liège, có ba trung tâm y tế chính là CHU (Bệnh viện Đại học), Citadelle (Bệnh viện của Vùng) và CHC (Bệnh viện công giáo) có đủ các khoa chuyên môn. Bên cạnh đó là các bệnh viện vệ tinh của các trung tâm này nơi tiếp nhận các bệnh nhân và chuyển tiếp lên các trung tâm hay tiếp nhận trở lại những bệnh nhân sau khi được can thiệp tại các trung tâm và được chăm sóc phục hồi. Nhưng trong trường hợp khủng hoảng xảy ra, khi một lượng lớn bệnh nhân được nhập viện, chắc chắn phải có sự phối hợp hài hòa giữa các khoa để không có sự chồng chéo hay dẫm chân lên nhau. Chẳng hạn như ban tuyên úy của Bệnh viện CHC Mont Légia nơi chúng tôi làm việc. Ban tuyên úy là những người lo chăm sóc các bệnh nhân về mặt tinh thần và tôn giáo. Như vậy, chúng tôi sẽ phải phối hợp với các bác sỹ tâm lý để chăm sóc cho những bệnh nhân và người nhà bệnh nhân. Chúng tôi đã có những buổi huấn luyện, trong đó khi xảy ra chiến tranh hay bệnh viện phải đón nhận một lượng lớn bệnh nhân một cách bất thường. Vào ngày huấn luyện, nếu có mặt ở bệnh viện, chúng tôi sẽ đi thang bộ lên lầu 5 nơi có căng-tin của bệnh viện và không gian lớn đồng thời cũng tách biệt để các bệnh nhân nhẹ sau khi qua điều trị cấp cứu (Urgence) chờ được chăm sóc để qua cơn sốc với các bác sĩ tâm lý và các nhân viên của ban tuyên úy bệnh viện. Nhóm thứ hai sẽ cùng với các bác sĩ tâm lý đến Phòng từ đường (Salles des défunts) để cùng với các nhân viên ở đây chăm sóc cho thân nhân của những người xấu số. Và nhóm còn lại sẽ ở lại văn phòng để ứng phó với yêu cầu khẩn cấp đến từ bất cứ nơi nào trong bệnh viện. Đó là trường hợp đang ở tại bệnh viện. Nhưng nếu như ngày đó không phải là ngày làm việc và đang ở nhà, thì sẽ nhận được tin nhắn hay điện thoại báo cho biết phải đến một địa điểm cụ thể để ứng phó. Có lẽ không thừa khi thường xuyên có những buổi huấn luyện như vậy. Vì cơn dịch Covid-19 đã cho chúng tôi nhiều kinh nghiệm khi phối hợp với các bác sĩ tâm lý chăm sóc cho những người bệnh trong tình trạng cách ly không có người thân và gia đình bện cạnh. Cũng như một số lượng lớn bệnh nhân dồn đến làm quá tải. Điều này cũng có thể xảy ra bất cứ lúc nào. Không phải vì mối đe dọa của chiến tranh mà còn nhiều nguy cơ tiềm ẩn khác như vào mùa hè, với hàng trăm lễ hội lớn nhỏ khắp nơi. Số lượng người tụ tập lại từ vài trăm đến hàng trăm ngàn, thậm chí triệu như Liên hoan âm nhạc Francofolie năm nay trùng với giải đua xe F1 cùng diễn ra ở Spa vào cuối tháng bảy. Một sự dự phòng có lẽ cũng không thừa!

As homicide detectives investigated the violent beating death of a sandwich shop clerk, they soon realized the young woman wasn't the only one savagely attacked that night. As the hunt for a killer intensified, Global News Senior Crime reporter Nancy Hixt shares how evidence discovered from a robbery at a nearby ATM led to police identifying a suspect in this violent crime spree. Contact: Instagram: ⁠⁠⁠⁠⁠@nancy.hixt⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠https://www.facebook.com/NancyHixtCrimeBeat/⁠⁠⁠⁠⁠ Email: ⁠⁠⁠⁠⁠nancy.hixt@globalnews.ca⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

A new state law taking effect Aug. 1 aims to put a stop to scams that have caused Minnesotans to lose nearly a million dollars over the last few years.The schemes involve tricking people into depositing large sums of money into ATM-like machines called cryptocurrency kiosks. State lawmakers passed a ban on these kiosks this past legislative session in light of these scams. It was signed into law by Gov. Tim Walz in May 2026.MPR News host Nina Moini spoke to Sara Payne, assistant commissioner of enforcement with the Department of Commerce, and Cathy McLeer, state director of AARP Minnesota, about the law and how it works.

What if hitting prostate cancer earlier and harder is the key to delaying disease progression and sparing patients from invasive salvage therapies? In this follow-up to his i3 Health Virtual Tumor Board, Stephen Freedland, MD, Cedars-Sinai Medical Center, unpacks practice-changing data from ASCO that is actively reshaping care algorithms across the prostate cancer continuum. Dr. Freedland dives into the breakthrough TALAPRO-3 trial—exploring why talazoparib plus enzalutamide is making waves across diverse HRR alterations (including BRCA and ATM)—and analyzes how the PROTEUS trial's 35% reduction in subsequent salvage therapies could redefine surgical planning for high-risk localized disease. Plus, get an insider's look at what's on the horizon with PSMA PET imaging, T-cell engagers, and AR degraders.

This week Scam Squad looks at a couple of types of bank scams. Very sophisticated tech support scams on local customers bank accounts have recently been happening . Local bank customers recently had a received phone call scams in the form of a fake tech support scam. Some customers are receiving the scam in the form of a popup. Scammers tell the customers that all their bank funds are in jeopardy and they had to be transferred to a special account for protection, which of course are phony accounts of the scammers. A second scam hitting banks recently is the FBI Imposter Scam. The bank customers receive calls from scammers saying that are the FBI and are monitoring ATM use at local branches and that one of the tellers inside the bank is potentially committing fraudulent activity and is being investigated. The scammers con the bank customers into participating in phoney sting operations that steals the customers money. Learn more about these types of scams and how to avoid them.

What happens when you suspect your spouse isn't telling the truth about the finances? Susan Guthrie says it's more common than you think, and it's exactly what forensic accountant Tracy Coenen does for a living. Tracy Coenen has spent more than 25 years uncovering hidden money in corporate fraud cases and in divorces too. She calls it "divorce financial planning," when someone sees a split coming and starts thinking about what they can do with the money so they don't have to divide it or pay support on it. She also calls out "divorce amnesia," the sudden inability to remember an inheritance or a bank account on a financial disclosure form. Tracy returns to Divorce and Beyond to walk through the five most common ways people hide money when a marriage ends. As a divorce attorney for more than three decades, Susan has seen plenty of these sneaky moves herself, and she knows a forensic accountant can almost always find them. Together, she and Tracy go through the practical, do it yourself steps to spot the signs using bank statements, tax documents, and a little pattern recognition, without hiring a small army of experts. If the numbers in your divorce have ever felt off, this one is for you. What You'll Learn What to look for when a spouse is only depositing part of their paycheck into the joint account Why a sudden increase in cash withdrawals, or a spouse suddenly hitting the ATM, is worth a closer look How gift cards and cash back at checkout can become a quiet way to siphon money out of the marital estate How to spot a secret credit card, especially when it's hiding at the very same bank as your main account Why a paycheck, bonus, or commission that vanishes right as a divorce begins may not be a coincidence How pulling together the right bank statements and tax documents lets you spot these patterns yourself, without paying a forensic accountant Episode 4 of 8 in the Divorce & Beyond Summer Essentials Series. This summer, Divorce & Beyond brings back 8 the episodes listeners reach for most, the conversations with the clearest, most practical guidance for anyone thinking about, going through, or rebuilding after divorce. New Essentials air every other Monday all summer. Follow the show so you never miss one.  About this week's special guest: Tracy Coenen Tracy has been investigating fraud for more than 25 years, but she didn't always want to be a forensic accountant. With a dream of one day being a prison warden, Tracy went to Marquette University in Milwaukee, WI to get a criminology degree. A class on financial crime investigations reminded her how much she loved Encyclopedia Brown books as a kid. She continued her criminology degree, but added accounting and economics courses so she could sit for the CPA exam… and here Tracy is, finding money in cases of corporate fraud, high net worth divorce, and other financial shenanigans. Find More Information on Tracy: Fraud Coach: http://fraudcoach.com/beyond Find Me The Money: Take Control, Uncover the Truth, and Win the Money You Deserve In Your Divorce https://amzn.to/3A105ep Take the assessment: Is there financial fraud in your marriage? https://www.fraudcoach.com/a/2147522699/Epr7xfEb  The Divorce Money Guide: https://www.fraudcoach.com/a/2147518094/Epr7xfEb  Win Your Divorce:  https://www.fraudcoach.com/a/2147528573/Epr7xfEb  Win Your Divorce All Access Pass: https://www.fraudcoach.com/a/2147528572/Epr7xfEb Check out Tracy's previous episode: How to Spot the Red Flags of Financial Abuse in Divorce with Top Forensic Accountant, Tracy Coenen If This Episode Helped You Follow Divorce & Beyond so you never miss an episode. Share it with someone who needs clear, reliable guidance right now. And if you have a moment, a five-star review makes a real difference in helping the show reach the people who need it most. Follow Divorce & Beyond Website: divorceandbeyondpod.com Instagram: instagram.com/divorceandbeyondpod About the Host: Susan Guthrie, Esq. Susan Guthrie is one of the nation's leading family law and mediation attorneys, with more than 35 years of experience helping people navigate divorce with clarity and strategy. She is the Immediate Past Chair of the American Bar Association Section of Dispute Resolution, a best-selling author, and a sought-after speaker and trainer. Susan recently appeared as the featured expert on The Oprah Podcast and has been cited in The Wall Street Journal, Forbes, Town & Country, The Washington Post, NewsNation, and NBC Chicago Today, among others. As the creator and host of Divorce & Beyond, ranked in the top 1% of all podcasts worldwide with more than 1.3 million downloads and an Apple Top 100 Self-Help designation, Susan brings together leading legal and mental health experts to help listeners move through divorce and into what comes next. Learn more at divorceandbeyondpod.com/about.   Disclaimer: The commentary and opinions shared on this podcast are for informational and entertainment purposes only and do not constitute legal advice. Consult a licensed attorney in your state regarding your specific situation.  

Catch Up on the latest leading news stories around the country with Mandy Wiener on Midday Report from 12:00 to 13:00. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to Public Interest SA Chairperson, Tebogo Khaas about President Ramaphosa accepting Adv Andrea Johnson immediate resignation from IDAC. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to Former Scorpions Spokesperson, Sipho Ngwema about his opinion piece on News 24 looking at the future of IDAC and comparing it to Scorpion's fate. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to EWN Reporter, Thabiso Goba about former IDAC head, Advocate Andrea Johnson returning to the Madlanga Commission following her resignation at IDAC. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to EWN Reporter, Babalo Ndenze about the ATM party continuing its Section 89 inquiry legal challenge following the Western Cape’s high court interdict. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to Cape Flats Safety Forum Chairperson, Abie Isaacs about the continued mass shootings in Cape Town that have resulted in 11 deaths in the last 72 hours. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Mandy Wiener speaks to EWN Sports Reporter, Lennox Wasara about the sport games from the weekend and the results of these games. The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Send us Fan MailEpisode 232 – Hello, Geesey-Boops!This week on Crazy Little Thing Called Lovdev, we've got another collection of bizarre, funny and thought-provoking stories from Reddit and beyond.We kick things off with a heartbreaking confession from someone who's carried a secret for 20 years. Then we lighten the mood with two perfectly linked British Problems involving an unexpected greeting to some geese and an even funnier follow-up.There's also today's What The F...? segment about the loneliest ATM machine in the world, before we finish with a weird news story about a remarkable invention from Japan that's almost too bizarre to believe.If you enjoy strange stories, internet rabbit holes and a good laugh, this is the episode for you.

The African Transformation Movement, ATM says it will urgently approach the Constitutional Court for clarity on the Section 89 impeachment process. The move follows a Western Cape High Court ruling that granted President Cyril Ramaphosa an interim interdict stopping Parliament's public hearings on the Phala Phala matter. ATM argues the judgment creates constitutional uncertainty and questions whether a lower court can suspend an order of the apex court. The party says it is seeking legal certainty to protect the authority of the Constitutional Court and Parliament's role, not attacking the judiciary. We spoke to ATM spokesperson, Zama Ntshona.

Money blocks aren't really about money. They're about the fears, conditioning, and identity patterns that quietly shape how much you're willing to receive, charge, risk, and trust yourself. In Part 3 of the Wealth Code Essentials Series, Danielle introduces a powerful new perspective on abundance through the acronym M.O.N.E.Y. — My Own Natural Energy Yield. She explains why your natural energy is designed to generate prosperity and how deconditioning the fears that block it allows you to experience more ease, synchronicity, and sustainable wealth. This episode explores how each Human Design Energy Type experiences unique money blocks, why business moves through seasons, and how the PAIED Method helps you release fear instead of building your business around it. In this episode, you'll learn: What M.O.N.E.Y. (My Own Natural Energy Yield) really means and why it changes how you view abundance The biggest money block each Human Design Energy Type tends to face Why impatience, people-pleasing, hiding, forcing, or overworking quietly limit prosperity How business seasons create different opportunities for growth and expansion Why fear, not lack of strategy, is often what's blocking your next level How the PAIED Method helps decondition money blocks instead of bypassing them Why pressure isn't a sign you're off track, but often part of the expansion process How increasing your capacity creates greater income without working harder Why your business grows as you learn to trust your own natural energy instead of outside validation How the five essential Wealth Codes unlock greater flow, confidence, and financial momentum Your next level of income isn't waiting for another certification, strategy, or perfect funnel. It's waiting for the version of you who trusts your own natural energy enough to lead from it. When you stop making decisions from fear and begin operating from your own natural energy yield, money stops feeling like something you chase and starts becoming something you naturally create. That's what happens when you become the ATM.   Links & Resources Join the How to Turn Your Human Design Chart into an ATM Live Workshop Download your Wealth Codes Chart  Get the Email Series That Pays

Friday, 24 July 2026   Which of the two did the will of his father?” They said to Him, “The first.” Jesus said to them, “Assuredly, I say to you that tax collectors and harlots enter the kingdom of God before you. Matthew 21:31   “‘Which from the two, He did the ‘determination, the father'?' They say to him, ‘The first.' He says to them, the ‘Jesus', ‘Amen! I say to you that the taxmen and the prostitutes, they precede you into the ‘kingdom, the God'.'” (CG)   In the previous verse, Jesus continued the parable, noting that the second son said he would go into the field, but he didn't go. Jesus next asks the leader a question, “Which from the two, He did the ‘determination, the father'?”   The question probably didn't take long for them to think through. The first son said he wouldn't go, but later regretted it and went. The second son said he would go, but never went. The answer is obvious, and so, “They say to him, ‘The first.'”   The leaders of Israel were able to figure it out. Even if the first was testy in his response and left dad without committing to work, he had a conscience and let it work through until he resolved to go. The second was quick with a positive response, but he never did what he said he would do. Having answered correctly, Matthew next records, “He says to them, the ‘Jesus', ‘Amen! I say to you that the taxmen and the prostitutes.'”   A new word is seen here, porné, a sex worker. Figuratively, it is applied to idolaters. The two categories, taxmen and prostitutes, were about as lowly as one could go in the Israelite society. Understanding that Jesus is speaking to the leaders of Israel, who were rather amazing in their own eyes, the next words must have been very hard for them to receive. These lowly people, Jesus continues, “they precede you into the ‘kingdom, the God.'”   Jesus will explain the reason for His words in the next verse, but it is obvious that they are the second son referred to in the parable. They have said they would do something, but their actions belie their words.   Life application: Think about how God receives people. The Bible says we are saved by grace through faith. No works are included in the equation. And yet, all over the world, people are doing their very best to earn God's favor in some manner or another.   This is true with the world at large, but the attitude permeates Christianity as well. Much of this is prompted by denominations and churches that mandate certain things from their people, as if those things will make a person right before God.   Obviously, money is one of the big items on such a list. Sometimes, the expectation for money is so inculcated into people that there is no need to mention tithing. The RCC has a pretty good handle on their people giving, even though tithing is not a main weekly teaching.   If you go into a Baptist church, you might hear tithing mentioned two or three times in every meeting you attend. Some churches make it sound like you will receive God's favor if you give, pulling verses from Scripture out of their context in order to get their followers to give more. But the implication is that in not giving, you are not doing right.   They will use catch phrases, repeating them again and again to assure their followers that giving will mean getting. The great ATM in the sky rewards you with interest every time you give to the church. In the end, such teachings make people feel like they must earn God's favor.   Other groups of people believe they are inherently good as individuals or as a culture. Because of this, God loves them and will swing the door of salvation open to them just because of who they are. Many Jewish people are certain they are in this category and that they have automatic entrance into heaven because of who they are (Jews).   Jesus sweeps all of this nonsense away. He alone has accomplished what is necessary to be pleasing to God. You cannot buy your way into it, and you are not inherently special enough for God to make an exception for you. The things you possess, the degrees you might have, the family line you belong to, etc., are not exceptions to God's plan of salvation.   There are those who have received the gospel, accepted Jesus' payment for their sin, and who will be saved, and there is everyone else. Jesus' words to the leaders of Israel must have been shocking and offensive to their ears, and this was before He died for their sins. How much more offended must they have been when they were told that they were sinners like all other people, and they would not see heaven without believing the gospel?   But this is how it was, how it is, and how it will be. Jesus alone restores fallen man to God. Let us be wise in our choice and then diligent in our proclamation to others. To the glory of God who sent Jesus to bring us back to Himself!   Lord God Almighty, thank You for receiving lowly people who come to You by faith. Thank You for allowing us to be included in Your wonderful plan of salvation through simple belief in what You have done. All praise, glory, and honor to You forever and ever. Amen.

In this Thursday episode of Murder in the Black, we cover the murder of 21-year-old Asia Adams, a West Chester University student whose life was taken inside her mother's Germantown home in November 2004.What first looked like a house fire quickly became something else. Investigators found Asia's body in an upstairs bedroom, but the fire was not the beginning of the story. It was the cover-up.This episode follows the investigation from the neighbor who heard the door, to the missing bank cards, the ATM withdrawals, the nickname “Napoleon,” Asia's dorm room, the witness statements, and the courtroom testimony that led to convictions for Thomas Strode and Simeon Bozic.We also talk about Asia's life before the crime, her mother Shelah Harper's fight for justice, and the work that came afterward through the Asia Adams Save Our Children Foundation.At the end of the episode, we close with a True Crime in Current News segment covering recent updates in the D4vd/Celeste Rivas Hernandez preliminary hearing and the independent autopsy update in the Nolan Xavier Wells case.Cases discussed:Asia AdamsThomas StrodeSimeon BozicCeleste Rivas HernandezNolan Xavier WellsListen with care. This episode discusses domestic violence, murder, arson, sexual assault allegations, violence against a young woman, and the death of a teenager.

Mick and Titus examine the perfect crime, unlimited cash from an ATM. Would you feel guilty? Or would you find a tropical island and never return? If you’d like more Bizarre, become a member of Bizarre Plus. Click here to join today As a member, you’ll get: A weekly bonus podcast Access to all past episodes Exclusive behind-the-scenes access Access to the members-only chatroom Ability to vote on future episodes Early access to any live show tickets See omnystudio.com/listener for privacy information.

ในยุคที่โลกกำลังตื่นเต้นกับความก้าวหน้าของ AI รู้หรือไม่ครับว่าระบบการเงินที่หล่อเลี้ยงโลกใบนี้ กลับถูกขับเคลื่อนด้วยเทคโนโลยีโบราณที่มีอายุมากกว่า 60 ปี! ทุกครั้งที่คุณกดเงินที่ตู้ ATM หรือรูดบัตรเครดิต ธุรกรรมกว่า 95% ทั่วโลก และเม็ดเงินมูลค่ากว่า 3 ล้านล้านดอลลาร์ในแต่ละวัน ต้องวิ่งผ่านภาษาคอมพิวเตอร์ที่ชื่อว่า COBOL (โคบอล) ซึ่งโปรแกรมเมอร์ยุคนี้แทบไม่มีใครเขียนเป็นแล้ว ทำไมธนาคารระดับโลกถึงยอมฝากชะตากรรมไว้กับระบบเก่าแก่ที่ไม่มีใครกล้าแตะต้อง และใครคือวีรสตรีเบื้องหลังผู้ให้กำเนิดภาษาคอมพิวเตอร์ระดับตำนานนี้ ========================= 

Hegseth's $37 Billion Ask. Three Weekend KIA Troops Identified. Media Blitz Pod. Arizona is where the MAGA machine keeps breaking its teeth, and this episode explains why. Paul Rieckhoff files a rapid recap from inside 30 Hudson Yards after two hours in the Hegseth hearings and a night of primary results — with 34% of Arizona voters registered independent (more than Democrats), a Trump-aligned Andy Biggs winning the GOP nomination while still refusing to admit Trump lost in 2020, and Cindy McCain openly fundraising for the Democratic incumbent Katie Hobbs. It's McCain's revenge, it's a preview of the general, and it's a warning about where the money is about to flood. From there Paul widens the aperture: Pete Hegseth's $37 billion ask on Capitol Hill, Chairman Dan Kane on the record, three troops killed in and around the Iran war whose names deserve to be spoken, and a Republican war chest that now sits $541 million ahead of the Democrats. The primary system is broken, campaign finance is broken, and both parties are pushing more extreme candidates while the actual American middle — independents, veterans, mavericks — gets treated like an ATM. If you want to understand where 2026 is actually being decided, it's not in a party HQ. It's in Arizona. -WATCH full video of this episode here. -Millions of American veterans are being locked out of primary elections in the country they served. See what we're doing to change that. -Visit Kalshi and trade on anything. Use code [INDEPENDENT] to get ten dollars when you trade ten. -Join Noble Mobile today and get a $100 bonus when you use code PAUL and stay a member for 2 months! -Join IVA and help us get independent veterans elected to office. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Learn more about American Veterans for Ukraine here. -Remember Independent is an Attitude. -Learn more about The Headstrong Project for Veterans, Tragedy Assistance Program for Survivors (TAPS), and Department of Veterans Affairs resources in your area. Seeking support is not a sign of weakness. It's a show of strength. If you or a loved one are in immediate crisis, dial 988 and press 1, or text 838255. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Una hora completa. Sesenta minutos donde la realidad se desmorona y los abismos de lo paranormal toman el control. ¿Estás listo?Bienvenidos a este maratón especial de Relatos de Ultratumba. He seleccionado personalmente los expedientes más oscuros, densos y escalofriantes de nuestros archivos para crear una experiencia inmersiva ininterrumpida. Hoy no hay pausas, no hay escape.En esta hora de terror puro viajaremos desde carreteras desoladas hasta habitaciones donde lo inexplicable acecha desde los rincones. Escucharás testimonios reales sobre encuentros con brujería, nahuales, entidades parasitarias y sombras que no pertenecen a este mundo. Es el compañero perfecto para tu turno nocturno, para ese largo viaje en carretera, o si simplemente quieres poner a prueba tu valor intentando dormir mientras la oscuridad te susurra al oído.En esta hora ininterrumpida de terror experimentarás:Una antología de los expedientes paranormales más perturbadores y reales.Atmósferas y diseño sonoro continuo diseñado para helarte la sangre.Encuentros documentados con lo inexplicable que te harán dudar de todo lo que te rodea.

If you think your practice's IT systems are secure because you have the latest tech, think again. If you bemoan the existence of hackers and wonder what you can do, keep listening. It's not the hackers or your tech, it's the people in your practice. My guest today helps organizations from small practices to Fortune 500s know what they can do to avoid the biggest security scams threatening them, and he's going to give us a taste of it on this episode.  Robert Siciliano is a security analyst, best-selling author, and the Architect of The Strategic Human Firewall™. As a recognized educator in personal and corporate protection, he is the 'Straight Talk' voice for a digital age. Robert has appeared on CNN, Fox News, CNBC, and Anderson Cooper 360, and he has published his insights in The Wall Street Journal, The New York Times, and Forbes. Robert has served on the board of the Identity Theft Resource Center and is a core contributor to the Realtor® Safety Initiative. He is a man who literally goes to the extremes to prove a point—once even buying a working ATM on Craigslist just to demonstrate how easily our 'secure' systems can be cracked. In this episode Carl White and Robert Siciliano discuss: What The Human Blindspot is and what can be done about it Why the real goal is having employees care about security and the behavioral changes that are needed to get there How to prepare to deal with AI deepfakes and voice cloning Want to be a guest on PracticeCare®? Have an experience with a business issue you think others will benefit from? Come on PracticeCare® and tell the world! Here's the link where you can get the process started. Connect with Robert Siciliano https://en.wikipedia.org/wiki/Robert_Siciliano https://www.tiktok.com/@robert_siciliano https://www.linkedin.com/in/robertsiciliano https://www.facebook.com/CyberAwarenessExpertSpeaker https://www.instagram.com/robertsiciliano/ http://twitter.com/robertsiciliano https://www.youtube.com/@Robert-Siciliano https://www.imdb.com/name/nm2892079/ Connect with Carl White Website: http://www.marketvisorygroup.com Email:  whitec@marketvisorygroup.com Facebook:  https://www.facebook.com/marketvisorygroup YouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmig LinkedIn: http://www.linkedin.com/in/healthcaremktg

Keith explores how investors can build legacy wealth by owning productive teak timber and the land beneath it in Panama.  Mike Cobb, an international real estate developer with over 30 years of experience, explains why Panama's legal framework, economic stability, and U.S. dollar economy make it a compelling destination for first-time offshore investors.  They discuss the long-term return profile of teak, its resilience as a hard asset, and common mistakes to avoid when investing internationally, along with how a sawmill and vertical integration can enhance returns.  This discussion highlights how the strategy can diversify both geography and asset type while also opening doors to potential residency options abroad. Episode Page: GetRichEducation.com/615 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold, talking about a legacy investment. You can profit from this real asset long term, and so can your heirs. It's real estate, but not housing. It's a diverse and more primitive use type. Today on Get Rich Education, you know. Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Mix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashind.com. H-I-N-D. That's DanielThomashind.com, and sign up before spots fill.   Keith Weinhold  1:35   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:08   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:24   Welcome to GRE from Cherokee, North Carolina, to Cherokee, Panama, and across 188 nations worldwide. I'm your host Keith Weinhold. Welcome back to another Wealth Building Week. You are inside Get Rich Education, where financially free beats debt free. Today we're talking about a specific investment that is not residential real estate. In fact, it's a more primordial real estate type that predates housing. So therefore, it is lucid and intelligible. It's easy to understand. Sort of the opposite of more arcane investment like AI data centers or crypto mining. At a basic level, this makes it easy to understand, and there aren't any tenants to manage. It also does not pay you as often as monthly, though as you'll learn, there is income and appreciation is expected too. Now, if you invest outside your home country, you're probably going to want to be diligent and select a politically stable nation that also has an operator based in that region with a fantastic track record. It helps if they're close to the U.S. This small nation is close to the U.S. in both geographic proximity and economically. Their currency is even the U.S. dollar. They even share an electrical system with the U.S. with the same outlets and voltages. As you might be guessing, where I'm talking about, this nation also has a consumer culture somewhat similar to the U.S. with American restaurants and retailers and brands in our real estate world. What we find more important is how, like the U.S. this nation is a constitutional presidential republic, and both nations have these separate executive, legislative, and judicial branches, the three branches and elected presidents, in these competitive multi-party elections, and both America and this place have market-oriented economies that emphasize private property and private enterprise, banking and financial services, international commerce, logistics, ports, and aviation.   Keith Weinhold  4:49   Today, we're talking about the opportunity for you to own productive timber and the land beneath it, teak hardwood trees in Panama, a quarter-acre parcel. At a time with your name on the deed, that direct ownership is known as fee simple ownership. I have directly invested in Panama for about 11 years myself. Now, though teak might be able to survive in a climate like Hawaii, mere survival is not enough in the U.S. It is difficult to impossible to find anywhere that grows productive plantation teak. Here in the late 2020s decade, we've had bouts of El Nino or La Nina a lot of places in the world, and that has severely weakened some crop types. Other providers of different agricultural investments are failing, but not this teak. They're resilient, and we'll get into the physical properties of the teak. I'm going to ask today's distinguished guest about that. He and his business partners planted some select timber 27 years ago, and they've been offering teak hardware parcels to investors for that long, 27 years, and for about the last 10 years to GRE investors. Hundreds of you are participating now, but I'm going to wait to ask more about the physical teak product itself until later, because what's more important are the investment environment and the strength of the operator. So learn more about this and what the projected investment returns are, and just how much exactly does a quarter-acre parcel of teak cost? If you so choose, owning teak parcels also gives you the option of residency status in Panama, and you only need to spend two days there every two years in part of maintaining that status, they offer investor in-person tours of the teak plantations too because they're proud of what they do there. I expect a fascinating discussion with Mike, the teak company co-founder and CEO. This week's guest has become a friend since I met him about 10 years ago. He co-founded and is CEO of an international real estate development company. He's got active projects throughout Central America. He's been doing it for more than 30 years, so he's not a tinkerer and not trying out project concepts.   Keith Weinhold  7:26   And at this point, he's helped thousands of North Americans diversify their portfolios through international real estate ownership and residency planning, and even lifestyle investing. And if you've ever attended an investment conference on something like global diversification. You might have seen him speak there because he's such a frequent, recognized speaker and voice, and he's authored multiple books on real estate, financial freedom, expat living, and just unlocking a better lifestyle. Hey, welcome back onto the show, Mike Cobb.   Mike Cobb  7:59   Oh Keith, nice to be with you. And you're right. 10 years, we've enjoyed one another's company at many conferences. It's always great to be back with you virtually. I look forward to seeing you again personally one of these days as well. And yeah, thank you for the very kind words on the intro.   Keith Weinhold  8:14   Yeah, if I'm teetering on whether or not to attend a conference, I ask myself, is Mike going to be there? That's right.   Mike Cobb  8:20   We'll hang out,   Keith Weinhold  8:22   100% And you know, Mike, he's also an avid reader of GRE's "Don't Quit Your Daydream" newsletter. So then, clearly, he's even smarter than you've ever thought. You heard him on the show before, so you knew he was smart, but now he's even smarter than you ever knew since he's a reader. Tell us what you like about the newsletter.   Mike Cobb  8:40   You know, Keith. I gotta say, every issue that comes in, I read it. By the way, today's issue said read before Thursday, so you give me a couple days tomorrow at least to read it. Anyway, no, you know what? You are so powerfully succinct. The charts that you put in are wonderful. You were a geographer major, and and so spatial things are important. I also recognize. I love the charts. I love the graphs, and I hate to even say I love sort of the I hate to call it the trivial information, but you know enough data points that seem trivial when you put a theory around them actually become meaningful. And what you are able to do is you're able to connect dots that most people don't connect. That's the hallmark of genius, and I think you are a genius, by the way. And I think your newsletter shows that. And so, thanks for putting it out. Your readers are very, very fortunate to have you there, giving them the kinds of information that are super relevant in the marketplace at one level and on a specific level. But even more important, creating the theoretical constructs that allow them to understand the why of something's happening because you know if you understand the why of something you know it makes a lot more sense first of all but it also allows us to maybe forecast the next what coming down the pike and if we can be on the front edge of something or you know being able to look over the hill or around the bend that's. Powerful in the marketplace, and and you bring that power to your readers. Well done, man.   Keith Weinhold  10:04   Thanks. Yeah, it's not just what; it's why this matters. And that was an incredibly kind thing to say. I write every word of the letter myself, and you, the listener, you can get the letter free now@greletter.com I send it about weekly, and Mike, I know that U.S. investors, including some Get Rich Education followers, they've been increasingly looking offshore for one thing many perceive the political risk has palpably higher than it was a few years ago. So, just broadly, tell us more about what North American investors seem to be looking for.   Mike Cobb  10:42   Sure, I summed it up earlier today. I was talking with a conference organizer, and he was really giving me the hard sell on why I should come to his conference. And it's probably not a good fit. But I heard myself say it for the first time. What we really help folks do in certain spheres, but maybe in this sphere, is help people get a good night's sleep, you know, peace of mind, right? And when you've got the political turmoil, you wrote an article or a newsletter a couple weeks ago, and it was about inflation, the kinds of things that were happening, and it was so spot on. And I think your readers, and not just your readers, but people who are tuned into what's really happening from a political standpoint, a financial standpoint. There is no way you can print this much money. There's no way you can have these kinds of things going on all the time that create a huge run-up of debt, right? And it's not even the debt; it's the implications of the debt. What's going to happen next? How's this thing going to unwind, right? And so when you have all of this stuff going on. You have people who are really, really worried about their future. It's a financial future. I say there are two train wrecks. There's a train wreck of debt, which is what I just talked about, and there's a train wreck of freedom. And that train wreck of freedom is really, in some ways, a result of the train wreck of debt. But when you've got a train wreck or two train wrecks happening, we really have three choices. We can ride it out, right? Take the ride and go for the crash, right? We can do something about it, but we really have to do something about it before. I'm going to mix a metaphor here, but if you know a hurricane's coming in three or four days, you don't wait till the wind's blowing 150 miles an hour to put up the plywood, right? You get out there while the sun's still shining. You put up the plywood, and then when the hurricane hits, like you got plywood over the windows, and you can ride out the storm. And this is where I think so many people are today. They're recognizing this hurricane is coming. The problem is, is that I don't think people always know where to go get plywood, right? What do I do? How do I protect myself and my assets, right?   Mike Cobb  12:38   And what this conversation right here is about is here's one kind of plywood you can put up on your window and the diversification overseas the diversification internationally into a hard asset that is not really inflation proof because I'm not sure there is such a thing but largely inflation proof or a big a great hedge against inflation real stuff hard assets real estate timber commodity right this is. what so many people are now looking at, and then the other piece of it is you can layer in a residency, which starts to give you that political plan B. You've got an economic plan B, kind of the hedge against inflation, but you've got this residency component that gives you sort of a hedge against the political uncertainty, and 1000s of folks have moved in this direction. Several 100, I think it's about 600 folks now, have picked up the residency as part of their timber investment as well. So a lot of different things going on, but I think they do circle all the way back to this train wreck of debt and a train wreck of freedom, the political divisiveness kind of what's happening.   Keith Weinhold  13:40   Now, what if someone hasn't invested in a hard asset overseas before, Mike? I'm thinking some people might come ask you. You know, why would I do this? For example, I live in the United States, where we have a rule of law and stable, mature markets and high property ownership rights. So, why should I look to diversify internationally with hard assets,   Mike Cobb  14:01   yeah, I think there's a general answer, and then maybe a couple specific answers. Generally, you know, I would never bet against the U.S. the U.S. economy. We're the largest economy in the world. I would never bet against it, right? But I think that for prudence, we would all want to have at least another basket for a few of our eggs: 5% 10% 20% Pick. Pick a number that's comfortable, but have some of your investable net worth outside your home country. Like that's just prudent, right? Why would you have everything all in one basket? And so we see that as a general answer. Specifically, a country like Panama, where we do have artique plantations, they have public title escritora publica. It's fee simple title, but in the civil law, so it's called escritora publica. The rule of law is strong in Panama. And then the other thing about Panama that I absolutely love is you have the canal, and the canal provides both economic stability and political stability. On the economic side, it generates just. Under $5 billion a year of cash flow, year in year out, right? So just it's like an ATM machine for a country with a population of about 4 million people. Do the math on that; like that's a huge amount of money on a per capita basis, right?   Keith Weinhold  15:13   Narrow water passages have really been newsworthy for a long time now, too.   Mike Cobb  15:16   Well, they have, and just like the Strait of Hormuz, right? You know, people sometimes go. I hear it said, "Oh, the canal is a vital strategic U.S. interest. That is absolutely 100% correct. But if you're a country that produces any goods that ship, or you're a country that receives any goods by ship, that canal is a strategic interest to you, and by definition, that's every country in the world. Every country in the world wants that canal open and transiting, right? Because everybody either produces or receives or both, right? And so you've got the political stability element as well as the economic stability element. You've got the rule of law. Panama is a great, great place for that person who you mentioned who's never done an overseas investment, never gone offshore, right? What's an easy place to start? What's one of the safest places to start is Panama, and it's in this hemisphere too, so it's close. I mean, you can get there for three hours from Miami, three and a half hours from Houston. Flights all over to U.S. Canada. It's easy. So I think a lot of folks see Panama as a very, very easy way to make that first step overseas.   Keith Weinhold  16:25   I happen to know that you just flew in from Panama. You're in the United States today, but you're constantly going to Central America. You span time zones more often than almost anyone I know. You mentioned fee simple ownership in there. For those that don't know, I think of that as direct ownership, where you don't have some weird administrative government layer in there that can dilute your hard asset.   Mike Cobb  16:47   Right, you can own it in your own name, you can own it in a corporation, so it's easy to own it. But yeah, no layering, right? By the way, the Constitution treats owners who are Panamanian the same exact ways it treats all foreign owners, and actually, we do business all over Central America. The one thing that we look for is a a legal regime that protects foreigners and foreign investors the same as it does domestic. Panama does that.   Keith Weinhold  17:12   Yeah, so investing in hard asset in Panama is a bit like investing internationally with training wheels on, due to its close relationship with the United States bolstered by the Panama Canal, but yet if someone hasn't invested internationally first, there are still a few mistakes to avoid. Maybe things that one isn't aware of. Can you tell us more about that?    Mike Cobb  17:33   The biggest danger people have when they make their first foreign investment is what I call margarita madness, right? And a lot of times it happens. You're on vacation in Cancun. You're having the time of your life. You're you just went parasailing, whatever. You're walking down the beach, and some developer says, "Hey, come on up here and take a look at my condo project. You know, and we'll buy you dinner at Senior Frogs tonight. We'll give you a coupon or whatever, right?   Keith Weinhold  17:55   Right.   Mike Cobb  17:55   And a lot of people do that, and then later that night, that's Senior Frogs. They're celebrating the condo they just bought, right? I mean, it's not how we transact real estate in the U.S. and Canada. There's a due diligence process. There's a due diligence period. It takes weeks or months to transact on a property, not hours, right? And so the single biggest mistake is that, and the way that we really can resolve it. I mean, my book is all about this. In fact, you have a copy, and I think you've helped some of your your readers and listeners get copies as well. It's called "How to Buy Your Home Overseas and Get It Right the First Time, and it really boils down to three simple principles: buy what you see. Is it there? Right. Own community. Right. Make sure it's in a place where you have people around. Right? Because there are a lot of ghost towns out there, and then know the developer. Do your due diligence on the developer himself, right? So you've got these three principles, and if you follow those three principles, you could do a lot better. But I actually think there's even a better way, and it has to do with character. It has to do with us, and you know when we move to the developing world, anywhere outside of you know North America, Northern Europe, maybe Australia, New Zealand, right? We're moving from the land of seller beware, right? Think lemon laws, think Ralph Nader, think advocacy groups, you know, lots of laws and regulations that control the seller, to the world of buyer beware, where none of those laws exist, and so now you're on your own. And because we've been living and transacting our whole lives in a seller beware environment, in a bubble of protection, we're protected by the government, right? We think we are. We'll just say that anyway. But we're protected. We're in a bubble, and we move to the land of buyer beware.   Mike Cobb  19:38   The problem is we don't really know how to transact. We don't know the right questions to ask, and our single biggest advantage, our single biggest attribute or asset that we have, is actually humility, because we don't know what we don't know, and we have to forget what we think we know. Assumptions, right? We can't bring assumptions with us that hold true. Some do some. Don't right. If we approach a transaction overseas with humility, there are no dumb questions. I'm going to ask every question I can think of. I'm going to do as much research as I can within a limited period of time. I'm not going to not analysis to paralysis forever. I'm going to say, look, I'm going to spend the next 30 days. I'm going to do a ton of due diligence, and at the end of 30 days, if I like what I say, I'm going to transact, right? So you're you're not getting the deer in the headlights never to do something, right? But you know, several weeks, maybe a month or two, depending on what it is you're doing, is enough time to do really, really good due diligence. Ask all the questions you can think of, but approach it with humility. And when we do those things, we transact so much, so much better than if we just rush into it with Margarita Madness.   Keith Weinhold  20:44   Right? People get caught up in those emotions with Margarita Madness and end up with a timeshare that they can't get rid of, or something like that. You said something so interesting there, Mike. When you move from the developed world to the developing world, you move from a seller beware world, like with some of the things you have to be aware of, and like you need to give disclosures and such into a buyer beware world. I hadn't thought of it that way before.   Mike Cobb  21:08   Yeah, and really, a lot of my book and a lot of the presentations that I've given, you've seen me give over the years, really deal with what I call a change in thought process. Because mostly in presentations, right? My goal in a presentation is to help somebody change how they think, to take away the bubble and understand that they're on their own, right? It's not really their own. They have you, they have me, they have other resources, right? But they don't have this bubble of government or regulations or laws out there protecting them anymore. Now it's the individual, and as an individual, I don't want to be rugged individual. I want to find other people that can help me, right? But I have to do that as opposed to it's just there for me, right? So if I can help people change how they think, they will transact so much better. They'll make better investments. They'll make investments that work for them in ways that they want them to work for them, right? They'll achieve the goal or the dream in a much, much, much higher percentage of the cases,   Keith Weinhold  22:04   we're talking about investing antique tree hardwood plantations, principally in Panama, like you mentioned, and we're talking about one mindset about crossing borders with our investing, and another is oftentimes, at least for GRE listeners, we're crossing asset use type because we're so used to residential rental housing. So when you cross into agriculture or forestry, I guess as it is with teak, what are some of the bridges to cross there as we change use type?    Mike Cobb  22:35   The reason I love timber generally and teak specifically in Panama in this case is that most people, most people, and I hope that many of your readers aren't most people. Most investors look at 20-five years and they simply say themselves, "No way, no way. And I love that because right now teak timber is being cut down 10 to 12 times faster than anyone is replanting it. And the reason people don't replant it is because most average investors come along and say, "Oh, it's 25 years. I can't wait 25 years. Well, you know what? Good, because the folks who do decide to move ahead and plant the teak, what that means is the price of teak is very highly likely to continue to increase in value far beyond inflation. Teak wholesale teak prices have gone up five and a half percent a year on average for the last 50-three years. I think that number is going to increase largely because there's this huge psychological barrier. People think, "Oh, 20-five years, but back in 1990-eight I bought 100-acre cattle pasture in Panama, and we had a professional forestry company plant it and maintain it for the last now 27 years, and two two and a half years ago, we started building a sawmill. Our sawmill is up and running. In fact, was just down there and brought back one of our first retail products. We're producing lumber. Our first container of lumber is headed out to a distributor in Colorado next week.   Keith Weinhold  23:56   Mike's holding up a nice cutting board for those in the audience.   Mike Cobb  24:00   Nice cutting board. We're setting up an e-commerce site. We're going business to consumer with cutting board, bath mat, shelving, tables, chairs. We have our whole production facility ramping up with new retail products. So the bottom line is, is yeah, man, it does take 25 years. You know.   Keith Weinhold  24:15   The lantation to harvest cycle. That's the 25 year span you're talking about here. The patience it takes for an investor.   Mike Cobb  24:21   Thank you. Yes, absolutely. And then, as we cut down this mature plantation that we we are now harvesting right now, it gets replanted, and the next 25 year harvest. I'm 61 Maybe I'll make 86 I don't know. Maybe not. Right. But my kids probably will, and they'll get the big harvest in 25 years, and then it'll replant, and maybe they'll get a next one, or maybe it'll be the grandkids, right? And so what we found savvy investors, people who are really not your average bear, right? And they think to themselves, how can I create generational wealth stewardship? I have enough money coming in. I mean, Keith, that the I mean, you can own teak for 10 grand. You can. Own a quarter acre of teak. You own the land. You own the trees. 10 grand, like it's 9000 something or other, but 10 grand, right? I mean, the bottom line is it's such an affordable, easy investment, right? And it turns into well over $100,000 in today's numbers. Who knows what inflation? But in today's numbers, buying power, you know, 10,000 turns into 100,000 right? Over 20-five years, and so most people who do this recognize the fact that they might get the first harvest, but it's their kids, their grandkids, their great grandkids who are going to get this harvest every 20-five years thereafter. And so the 20-five year thing becomes a wonderful thing, not a bad thing. Right, it keeps many people out, which keeps the price of teak high and growing, which we like. But it also creates this cash flow period. People go, "Oh, it doesn't cash flow. I'm like, "Absolutely, it does. It cash flows phenomenally four times a century. Like you have an internal rate of return of almost 11% 10 point something, right? You have an internal rate of return of 11% and it cash flows four times a century. This is a phenomenal cash flow investment. You might get to see the first one or the second one, but you're probably not seeing three or four. But somebody else in your lineage, your family, your heirs will see it, and they will all be so happy you made that decision to own teak.   Keith Weinhold  26:22   We're talking about the ability for you to own teak parcels and the land beneath it, title in your own name, one quarter of an acre at a time. We're going to talk more about that with Mike when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now mom and pop landlords can 721 their residential real estate. Request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre.   Keith Weinhold  27:09   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866 That's family to 66866.   Ken McElroy  28:12   This is Rich Dad advisor Ken McElroy. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  28:29   Welcome back to Get Rich Education. We're talking about international investing with teak tree plantations. This isn't something experimental. We're not talking about a tinkerer here. You have to be more careful when you go overseas, and we're talking about with the owner of an international company that's been doing this for 30 years, providing international investments. But the teak tree plantation, I think, began in 1998 or 1999 Is that right?   Mike Cobb  28:56   Yeah, 98 was the purchase of the property, and in the rainy season of 99 we planted the first 100 acres. Yep.   Keith Weinhold  29:03   Yeah. Well, talk to us more about that because you talked to us about how historically teak appreciates at about 5% per year. Tell us about how we get to that 11% internal rate of return.   Mike Cobb  29:15   Yeah. Sure. I mean, so two things. One, you've got the five and a half percent a year kind of calculated out over a very long period of time, 50-three years. So that's a pretty good statistical baseline. And then the fact that your trees actually physically grow, right? I mean, back in 2008 my joke is from 2008 to 2012 While the rest of us in real estate were hating life, my trees just simply kept growing, right? They just kept growing. And so what you start off with is about 100 maybe 110, I think, trees on a quarter acre, and in the end, after all the thinnings, you end up with somewhere between 22 and 25 trees per quarter acre, and each of those trees produces about 1.2 to 1.6 cubic meters of timber. For lumber, by the way, one of the things that we are working on, and you know, look at the end of the day, you had a walk, jog, run, right? And we're in the walk stage right now, but we're harvesting out all of the other elements of the teak tree. Your lumber piece, that just you know, sell it as boards, you know, one by fours, one by sixes, one by eights, whatever it is. Ship that stuff off. That's your 1.2 to 1.6 cubic meters, but you've got other pieces of the tree. You've got stuff that's too thin, the root stock that can be turned into other things, including cellucrete with cellulose, the ground up, the sawdust itself. We're saving all the sawdust. We're going to use that for cellulite. This is the math on this. Our investors get 80% of the net proceeds after processing costs, which is 15% my company gets 20% and so we, my company, has the highest incentive to drive the highest possible return to the investor possible because I get 20% of whatever I make for the investor, and so all the numbers we use are always the net investor number, right? And we have a business plan. All the numbers are laid out. It's all there, and it's pretty easy to see how the IRR gets up. About I think it's 10.6, 10.7% I can't remember. Just under 11% but it's all in the business plan, Keith. And again, this is part of that due diligence process, right? Get a copy of the business plan. Get on the phone with one of our property consultants maybe take a trip to Panama. I just got back. We just took a group of people. Yeah, we got tours. Yeah, we have tours, and so like as part of the due diligence process, come visit, come see the trees, come see the sawmill. Right? If it's something that makes sense from a an investment standpoint, yeah, the material, the facts, and the due diligence is all there for people to be able to pick up and do over a you know several week period, you know 30 days, 60 days, 90 days, whatever it is.   Keith Weinhold  31:47   Well, let's back up because seemingly you have had really good prescience. Because when we look at world agriculture today, we see some problems. Whether some people want to call it erratic weather, other want to call it climate change, and how that's really ravaged some crops and created disruptions in certain produce. Or with coffee, you know, we've also got a cattle production problem, for example. But you've chosen something that's been really resilient. Tell us more about that resilience and just why teak of all crops and forestry.   Mike Cobb  32:22   Let me start by saying, who was it? Yogi Berra says, you know, predicting is hard to do, especially when it's about the future or something. Exactly. Yeah. Right. But I mean, look, we're talking about the future. I mean, who the heck knows, right? I mean, that's what makes it investing rather than you know something else. But teak has been grown in plantations for almost 400 years. It was started by the British in India, what was then Burman throughout Southeast Asia. And one of the things the Brits did so so well is they documented everything. They had statisticians keeping track of altitude, rainfall, soil types, different stock. I mean, just anything and everything that you could imagine, and so by the early 1900s, some of the best books about teak and teak plantation farming was written. I actually read those books in order to interview the forestry management companies in Panama that we would hire them to manage our plantation, because I don't know anything about it, right? But I wanted to be prepared to do the interviews, so I was. What amazed and fascinated me was this incredible track record of production for almost 400 years of teak as a commodity in the marketplace, and then for the last 50 years, 53 years, you know, seeing what's happened to the price of teak in that time period. Look, nobody can predict the future. Weather patterns change. Teak as a species, is very very resilient. You know, the highest quality teak is grown in very specific conditions, and the Darien province of Panama has exactly the conditions to produce the highest quality teak. If those conditions change, maybe the quality of the teak goes down. Maybe the quality of the teak goes up a little bit. Who knows, right? I mean, at the end of the day, we don't control weather. We don't control weather patterns. We don't control the future. But that thing goes back to the idea of diversification. Like, how can we mitigate against the future? I think we do that by just simply broad diversification. And if we have all of our assets and stocks, bonds, and rental real estate, we're pretty concentrated, especially if it's all in the United States, right? Our home country, for example, and so some diversification into other sectors probably makes sense. I know it makes sense for me because I think that's my way of hedging against the uncertainties of the future.   Keith Weinhold  34:37   Let's talk about the tree quality and then the sawmill, because some people don't understand that teak really has pretty special properties that maple or black cherry or oak doesn't have.   Mike Cobb  34:47   It does. It has a very very high oil content and it has a hardness that makes it extremely resistant to rot fungus, which is why it's used in the marine environment. If you look at Chris Craft. Boats or yachts. You always hear about teak, teak, teak. Teak is used in maritime environments because it holds up to the salt water-not just salt water-holds up to water, but even more so, salt water and the environment, which makes it unique. And so, even if you don't treat teak, right, you just leave it out. It turns gray, but it doesn't rot. And then you can come back. You can you know sand it and varnish it and turn it into that beautiful, rich color. It's a beautiful, beautiful wood. It's funny because it has furniture uses, outdoor furniture, patio furniture, things like that, decking. But now they're starting to use it in hardwood floors. They're using it in gates and fences and soffit materials. Again, outdoor uses, but it can be used indoors as well for very very fine furniture, which at the end of the day teak has a panache that a lot of these other woods don't have. Mahogany is certainly one mahogany. The thing about mahogany is it's softer, right? It's a softer wood. It carries some qualities in terms of the grains and the colors that make it a a very favorable product for cabinetry and other things. We actually looked at mahogany as a species to possibly grow, and it's about a 30-five to 40-year harvest cycle. And so, when we looked at that, we said, you know, we can get our heads around 20-five, and and maybe someday we will do some mahogany plantations as well. But for now, we we started with teak. Actually, when we did the analysis, I don't know if this is still true, but 27, 28 years ago, when I did the initial research and analysis, it had the best time value of money ROI.   Keith Weinhold  36:29   Ah, that's the first time I learned that. And some of these durability properties that you've been talking about really go back to my earlier question about how some more sensitive crops have been ravaged lately.   Mike Cobb  36:39   Yeah, it holds up very very well to the environment. By the way, it'll do well in pretty much everything but desert, right? If it rains too much, the teak will grow faster. Actually, it produces a less quality. The quality of the teak is less. If so, if panama's rain system changed and it started raining every day of the year, where we have it growing, teak trees would grow wonderfully. The quality of the teak would be lower, right? Still, be teak. It'd still be valuable, but not as valuable in the marketplace. So.   Keith Weinhold  37:08   Now you've been here to talk about teak before, but something that you added a few years ago was a sawmill to really bring some vertical integration there. And now you're not at the mercy, perhaps, of the price that you would need to sell to a lumberyard. Can you tell us more about how it's going with that?   Mike Cobb  37:22   Yeah, absolutely. Well, the bottom line is, is because we earn 20% of what we earn for the investor on their wood, our goal is to sell it for as high a possible price. And lumber does pretty well. I mean, you can sell logs. Let's just start there. You can cut the trees and sell the logs for X. You can turn the logs into lumber and sell it for you know whatever 578 x. You can turn it into things like cutting board, chairs, tables, a finished product, and there you're talking about you know not just five to 7x You're talking about another 10x on top of that. So that's like 30x right? I mean it's an incredible difference. So from log to finished product, it's about a 30 times differential in what you ultimately achieve out of the marketplace for return. Right now it takes longer to do it. There's more work involved, but at the end of the day, because you make more of the investor, we make more. Some of the teak is going to go out as finished product, and so we get a blended return of lumber. We don't do logs, but we're going to have a blended return of lumber and finished product that will push that yield up maybe higher than we've anticipated, which would be just fine with everybody.    Keith Weinhold  38:30   ll right, all right. Diversifying your exit, then. Well, before we learn about how we can get a hold of more information, is there any last thing that we should know about investing across international lines into teak, maybe something that I didn't think about asking you, Mike.   Mike Cobb  38:45   The only thing there is two of the teak farm parcels can be bundled together for a half acre with about a I don't know it's a seven $8,000 legal piece government fees to achieve a residency. So you can actually become a resident of Panama with the teak investment, and again coming in on about 600 folks have done the residency as well as the investment and ownership of the teak farms. So I would say that's a piece. Again, if people aren't sleeping well at night, they're worried about inflation, they're worried about social disruption, polarization, where things are headed, right? And they like the idea of the teak investment, then you know it may make sense to just do the extra government legal piece and get the residency card. I mean, I just did that. By the way, I think you know I'm a I'm a Nicaraguan resident because I lived in Nicaragua for 14 years.   Keith Weinhold  39:34   Mike is holding up his Nicaraguan ID.   Mike Cobb  39:37   but last summer I also got my Panama residency card, so now I have, y'all. I'm a U.S. resident, U.S. citizen, and I'm also a Nicaraguan. I think I held up my West Virginia driver's license. Hold on, let me go. Here's my Nicaraguan residency. Sorry, I was like, yeah. Wait a minute. Anyway, so right. So I'm a U.S. citizen, and I'm a resident of both Nicaragua and Panama. And so, this is something that a lot of folks choose to do because of the uncertainty, the political and social uncertainty in their lives. The teak itself will help with the economic uncertainty, but the residency then helps with the other two elements.   Keith Weinhold  40:15   Next time you fly in and you're doing customs in Panama City or Managua, show them your West Virginia driver's license and see how they like it. See what happens.   Mike Cobb  40:22   It wouldn't work. Hahaha.   Keith Weinhold  40:25   Well, the prices are low. You do not need to be an accredited investor in order to do this. So there's really no qualification bar to clear. There's really no limit in the number of parcels that you can buy. Some people like to purchase 10 parcels, but you can buy as little as one, and tell us more about that price.   Mike Cobb  40:42   Yeah, in fact, we've introduced Keith since the last time we talked a financing program. Oh,   Keith Weinhold  40:48   I didn't know that yet.   Mike Cobb  40:49   We did. That's a fairly new. It's a this year thing, right? So the teak parcels, I think 9890 or something, whatever. Call it 10 grand. The parcels just under $10,000.   Keith Weinhold  40:59   Okay.   Mike Cobb  40:59   Yeah, and they have a down payment and a credit card thing. I think it stretches maybe over a year or two, so it's a fairly short period. Let's people who don't have the entire 10,000 upfront who want the teak investment to be able to acquire it. And if they're doing the residency piece, the residency piece can only begin after the teak farm piece is acquired, right? But it can also lead to the residency piece over time. So yeah, and then there are some discounts on three of them and 10 of them. So we have a lot of people that actually end up getting them for. And and here's a really cool thing because it's titled in your own name, it can also be titled in a child's name or a grandchild's name. And so we have a lot of people that actually acquire them and they don't take ownership. They put it in their kid's name or their grand name. Yeah, so it's a wonderful way to move that asset already right out of the gates into the next generation or the next generation.   Keith Weinhold  41:52   So we're talking about diversifying at least twice, both internationally and then in a different asset type as well. This has been fascinating to learn about, Mike. It's just fascinating alone, I think, to learn about the geography and the teak itself. And like we touched on earlier, they do organize tours. Any reputable provider should do that. They're proud of what they offer there. Tours in the Darien province of Panama, in this case, to see your teak tree parcels. It's a really approachable price. If you want to learn more and get a report and perhaps purchase some parcels, Mike's one of our GRE marketplace providers. You can visit gremarketplace.com/teak or talk to your GRE investment coach. Mike has been fascinating as always. It's been great having you back on the show.   Mike Cobb  42:40   Nice to be here. Thank you, Keith.   Keith Weinhold  42:48   Teak is one of the more durable crops that there is. The demand for teak hardwood is substantial, and it's really growing. They have also had the same tree manager for all 27 years since the teak was planted, some real continuity there. The name of the manager is Heyo Forestall. There's a little to manage with the teak hardwood trees, like performing thinnings, and those thinnings do give investors like you intermittent income. So you're not waiting for absolutely everything for 25 years, but the income from the thinning is really small. Most of the return takes place in that 25 years, and it's interesting to me to see the profile of the GRE investor in teak because it attracts young investors, and maybe that's because the cost of entry is so low. It also attracts older investors because they more often have an eye toward passing along something productive to their heirs that is going to outlive them. A lot of them don't want to give their heirs money because money can be spent on fleeting trivialities. Also, the older a person is, they just have an easier time visualizing the fact of 25 years and knowing that it really will pass by. And yes, in-person tours are offered there in the Darien province of Panama, and there were 13 to 14 attendees on a recent tour. They do need to limit the group size, and the tours are for you, whether you're an existing investor or not. If you're just checking it out, that's for you too. If you believe that you want to attend a tour and you don't want to buy, I understand that you can get your money back from the tour.   Keith Weinhold  44:35   The next tour is in September. Each quarter-acre newborn teak parcel costs $9,680 $9,680 and over 20-five years, it's projected to produce about 110k in today's dollars. And yes, now with financing, we've talked about this investment on GRE before, but it's the first time where they now have financing in place, so you don't even need. 9680 to get started. Also, retirement funds might be eligible for use here. And really, when you think about the long-term horizon of this investment, retirement funds make sense. If this is potentially interesting to you, get a hold of the report that goes into the details and shows you some projections and more. You can do so by either contacting your GRE investment coach or visit gremarketplace.com/teek. Money may not grow on trees, but sometimes trees grow into money. Until next time, keep growing your means and maybe a few trees. You could visit gremarketplace.com/teak. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:53   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building. getricheduceducation.com  

Why trust a custodian with your sats? Edgar Borja (@k1elsalvador) breaks down K1's self-custody Bitcoin ATM, on-chain and Lightning buying, and Bitcoin in Bolivia. Edgar walks through K1's new update, buying Bitcoin on the Lightning Network and on-chain, what's happening with Bitcoin adoption in Bolivia, and what it's like pitching investors 5,000 times. K1's machines now support on-chain and Lightning purchases with full self-custody, cutting out Strike, Blink, and OpenNode entirely. Edgar demos a live on-chain purchase and explains why every K1 transaction is RBF disabled, so once it's broadcast, it's final.K1 machines now run in 28 countries. That growth reflects real tech innovation in Bitcoin hardware, built for the global market from day one. The team solved for different bill sizes, currencies, and KYC rules in every country they shipped to. Edgar covers how KYC gets configured machine by machine, why K1 stays buy-only for now, and a cash-dispensing module already demoed at the Adopting Bitcoin conference.Small business owners get a direct pitch here. Edgar walks through the three K1 tiers, Mini, Mini Plus, and Mini Global, plus pricing and why the bill acceptor is the hardest part to build. If you're exploring digital asset management or a new source of business growth, a Bitcoin ATM in a coffee shop or corner store is a low-friction way to start.Then there's Bolivia. Edgar saw a fiat currency failing in real time, banks offering 6 Bolivianos to the dollar while the street rate hit 10. The government built its own workaround digital payments network just to keep money moving. This is what pulls people toward hard money. Watching their savings shrink every week, people in Cochabamba are turning to Bitcoin.Edgar also shares K1's education tools: a crayon-and-paper workshop that teaches private keys, and a board game called MerkColor that teaches Merkle trees in under a minute. He talks about pitching investors an estimated 5,000 times on a Bitcoin startup accelerator and reality show, plus his advice for founders: fall in love with the problem you're solving. Hit subscribe, share this with someone who thinks Bitcoin ATMs are just coin machines, and tell us in the comments if you'd trust a machine with your private key.—Bitcoin Beach TeamLearn more about Edgar Borja:X: https://x.com/K1ElSalvadorFacebook: https://www.facebook.com/k1elsalvador Instagram: https://www.instagram.com/k1elsalvador LinkedIn: https://www.linkedin.com/company/k1elsalvador/Web: k1.sv Email Address: borja@k1.svSupport and follow Bitcoin Beach:X: https://www.twitter.com/BitcoinBeach IG: https://www.instagram.com/bitcoinbeach_sv TikTok: https://www.tiktok.com/@livefrombitcoinbeach Web: https://www.bitcoinbeach.com STAY AT BITCOIN BEACH: https://www.stayatbitcoinbeach.com/punta-mango-villasBrowse through this quick guide to learn more about the episode:00:00  Intro01:40  How many countries run K1 Bitcoin ATMs now?02:07  How does a self-custody Bitcoin ATM let you buy Bitcoin on-chain?08:49  Can you buy Bitcoin from an ATM without KYC?13:08  Where are Bitcoin ATMs actually installed in the real world?16:23  Why are Bolivians turning to Bitcoin as their currency collapses?25:18  What is it like pitching a Bitcoin company on a startup accelerator reality show?37:42  How do you teach kids about private keys and self-custody using crayons?47:31  Which self-custody Bitcoin ATM should you buy and how does shipping work?57:29  Is Bitcoin still winning in El Salvador after the IMF deal? Live From Bitcoin Beach

Everything is changing and I'm baffled. Even money doesn't work the way it used to. Laugh as I head to the ATM and cry.

(裕富數位 | 吉速袋) 急用周轉 為你應援  線上申辦3步驟  資料齊全最快 5 分鐘  專人依序審核，最快當日撥款 前往了解更多: https://sofm.pse.is/9ct6w5 (警語) 總費用年百分率約16.45%-23.97%。利率15.75%~15.99%，手續費1~2.5千元。詳參裕富官網。實際撥款時間與條件視審核而定。請謹慎理財。 -- #高雄 正義站&黃線捷運計劃，平面車位3房全新完工 實品屋預約鑑賞中。正義站通勤南科，未來捷運串連衛武營、Lalaport。正義公園，風景入門廳 。陽明國中自由學區07-7801988 洽澄清路227號 https://sofm.pse.is/9c7ffm －－－－以上為 SoundOn 動態廣告－－－－ DJ：陶晶瑩（飛碟電台） 週一至五 首播 17:00​​​​​​​​​​​​​​-18:00​​​​​​​​​​​​​​ ◎暑假親子旅遊期間的家長崩潰時刻！孩子們常因瑣事爭吵鬧脾氣；青少年因熱衷逛街，長時間拒絕休息，最終竟導致膝蓋滑囊炎…等。 ◎長輩出遊的飲食挑戰！帶家中長輩前往歐洲旅遊，因吃不慣西餐而感到反胃，甚至在前往瑞士途中，突然想喝餛飩湯，因此泡麵與熱湯成必備品。 ◎旅途中的「洗衣大戰」！你會在飯店洗衣嗎？有人堅持每日洗衣，甚至凌晨四、五點起床與人搶洗衣機，認為穿乾淨衣服才能放鬆；有人則選擇帶舊內衣褲出國，穿完即丟。 ◎家長的多重身分！在旅程中，媽媽往往身兼保姆、心理醫師、ATM、導遊及協調員等多種角色，不僅要照顧生理需求，還要處理全家人的情緒波動。 飛碟聯播網 提醒關心您： ※酒後不開車，飲酒過量有礙健康，未成年請勿飲酒。 ※自我傷害不能解決問題，勇敢求救並非弱者，請珍惜生命。衛福部24小時安心專線：1925，張老師：1980，生命線：1995。 ※尊重身體自主權，遇到性騷擾勇於制止，勇敢說不！報案：110，保護專線：113，婦女救援基金會：02-2555-8595，勵馨基金會：02-8911-8595。 ※拒絕暴力，如遇霸凌請勇於求助，反霸凌專線：1953，教育部投訴專線：0800-200-885，iWIN網路防護機構諮詢專線：02-2577-5118。 ※任何人在依法被判決有罪確定前，均應推定為無罪。 飛碟APP！收聽零距離 ▶ IOS：https://reurl.cc/3jYQMV ▶ Android：https://reurl.cc/5GpNbR ▶ 飛碟聯播網 Youtube頻道 https://www.youtube.com/@飛碟電台uforadio ▶ 飛碟聯播網 FB粉絲團 https://www.facebook.com/ufonetwork921 ▶ 網路線上收聽 http://www.uforadio.com.tw/ ▶ Podcast SoundOn : [https://bit.ly/30Ia8Ti]() Apple Podcasts : [https://apple.co/3jFpP6x]() Spotify : [https://spoti.fi/2CPzneD]() KKBOX：[https://reurl.cc/MZR0K4]() 陶晶瑩 ●Instagram：https://www.instagram.com/momoleelee/ ●facebook：https://www.facebook.com/people/%E9%99%B6%E6%99%B6%E7%91%A9/100044575080077/ 按讚 訂閱 分享 開啟小鈴鐺 -- Hosting provided by SoundOn

About the Guest(s):Robert Siciliano is a cybersecurity expert with over 30 years of experience in personal and corporate protection. He is a security analyst, bestselling author, and the architect of the Strategic Human Firewall. Recognized for his educational efforts in personal security, Robert has appeared on major platforms such as CNN, Fox News, and CNBC and has been published in the Wall Street Journal, the New York Times, and Forbes. He has contributed significantly to the Identity Theft Resource Center and the Realtor Safety Initiative. Robert's practical approach to cybersecurity includes notable demonstrations, such as purchasing a working ATM to illustrate vulnerabilities in systems.Episode Summary:In this enlightening episode of Money Roots, hosted by Amy Irvine from Rooted Planning Group, guest Robert Siciliano delves into the complexities of personal and cybersecurity. As an established security analyst and educator, Robert shares his journey and vital insights into how individuals and organizations can protect themselves against the ever-evolving threats of digital crime. Through a mix of personal stories and professional wisdom, Robert illustrates the importance of proactive security measures, especially in today's organized cybercrime landscape.Robert discusses how the nature of cyber threats has evolved from individual hackers to sophisticated organized crime syndicates. He emphasizes the importance of shifting one's paradigm from denial to proactive risk management, introducing the concept of the Strategic Human Firewall. This episode is rich with actionable advice, including the adoption of preventive tools like password managers and two-factor authentication. Robert's message underscores the need for financial service professionals to extend the definition of financial security to include these contemporary digital threats, aiming to protect clients holistically.Key Takeaways:Strategic Human Firewall: Robert introduces this concept highlighting proactive risk management and preventive cybersecurity measures.Evolution of Cybercrime: Cyber threats have evolved from individual hackers to organized crime operations, making vigilance essential.Preventive Measures: Essential tools like password managers and two-factor authentication are key to protecting personal information.Cultural Shifts in Security: Changing belief systems from denial to proactive engagement with security practices is crucial.Security Appreciation: The paradigm shift from awareness to genuine appreciation of security roles and their importance in personal and professional settings.Notable Quotes:"I can make every single person sitting in the chair listening, make them part of the top 10% of secure Americans, just like that.""We're an interdependent species...and what that fundamentally means is we are dependent upon each other for our survival.""Hackers don't necessarily hack anymore...what they really do is they just log in.""The strategic human firewall is someone who effectively recognizes risk...a mindset that turns us from passive targets into active detection.""We achieve what I call security appreciation...where successful training ends with the employee teaching the concepts to their family at home."Resources:Robert Siciliano's LinkedInRobert Siciliano's InstagramRobert Siciliano's Website: Protect Now LLCBook: "Identity Theft: Privacy, Security Protection and Fraud Prevention" by Robert SicilianoJoin Amy and Robert in this compelling episode, as they equip you with invaluable insights into personal and corporate cybersecurity. Listen to the full episode to ensure you're one step ahead in safeguarding your digital footprint and stay tuned for more captivating discussions on Money Roots!

Smartphones and ATM cards were Beatle moments. The world changed. Today, change has taken the shape of war torn and learning how to survive with literally nothing. Oh, that would never happen to us can't be used anymore. What are you doing to prepare for the next Beatles moment?Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.

On today's episode, this Part 1 conversation features Jake Conway presenting during the April 2026 Mastermind and breaking down how practice owners can better understand the numbers that drive their income. Jake explains why a dental practice should be viewed as a source of information rather than an ATM, and how overhead is not a destination but a measurement of how well the office is being run.  He walks through the difference between fixed and variable costs, the symptom-cause-solution approach to diagnosing financial issues, and how management reporting differs from tax reporting. Jake also reviews how cash flows through a practice, from collections and overhead to available funds, and encourages owners to use their reports as investigative tools to identify opportunities, improve decision-making, and create more influence over their pay. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

In this special episode of Tank Talks, recorded live during Toronto Tech Week at Moomoo Canada's flagship store in Yorkville, Matt Cohen sits down with two of venture's sharpest data and investment minds for an unfiltered conversation on the state of private markets.Peter Walker, Senior Director of Insights at Carta, brings the hard numbers from 60,000+ companies and 3,000+ US venture funds, revealing the stark reality behind valuation markups, unicorn deterioration, and the widening dispersion between top-tier and median deals.John Rikhtegar, Vice President at Northleaf Capital Partners and former RBC investor, offers the LP perspective on why trust matters more than ever, why emerging managers are bearing the brunt of capital allocation challenges, and how disciplined pacing and vintage diversification separate winning funds from the rest.Together, they tackle the 4.3 trillion-dollar NAV overhang, the brutal graduation rates for 2021 vintage funds, whether valuations have permanently shifted, and why the ATM analogy might be the best way to understand AI's impact on venture careers.If you're a GP raising capital, an LP sorting through manager pitches, or just trying to make sense of where venture is headed, this episode is a must-listen.The Great LP Reset: Trust Over Performance (08:05)* Why LPs are letting go of newer relationships while sticking with 15-year partners.* The COVID furlough analogy: why junior and newer team members are the first to go.* How trust became the ultimate table stakes in today's fundraising environment.The 4.3 Trillion Dollar NAV Problem (12:33)* Why SpaceX's IPO would return only 10% of capital deployed over the last decade.* The staggering number of unicorns still sitting on stale marks from 2021.* What happens when 50% of unicorn down rounds become the new normal.Valuation Dispersion Is Breaking the Model (17:38)* Seed valuations jumped from $15M post-money (2022) to $24M (2025).* Series A went from $46M to nearly $80M in the same period.* Why the gap between the top decile and the median has never been wider.* How GPs must adapt ownership expectations or get priced out of deals.The Unicorn Graveyard: Stale Marks and Deteriorating Assets (19:28)* December 2021: 640 unicorns on Carta; 85% of current US unicorns.* 30% have raised new up-rounds; of the rest, half raised down rounds of 50% or more.* How GPs are forced to tell LPs that their “trophy assets” are no longer real.Pacing, Reserves, and Portfolio Construction (22:53)* Why disciplined 3-4 year deployment beats 18-month “firehose” strategies.* The 80/20 reserve debate: why leading rounds can become a net negative.* How “deal 13” is just as likely to succeed as “deal 12”, and why slightly larger portfolios make sense.LP Diligence: It's Not About the Marks (31:55)* Why TDPI and DPI are just 2 of 100 mosaic factors in LP decision-making.* How LPs now go company-by-company, not fund-by-fund.* The importance of founder references, especially from failed companies.Canada vs. The US: A Fractal Problem (40:44)* Why every market (Toronto, Sydney, London, Seattle) faces the same “Silicon Valley problem.”* The importance of domestic liquidity and secondary markets over chasing US LPs.* Why returns, not international capital, will ultimately scale Canadian firms.AI and the Future of Venture Careers (44:44)* The ATM analogy: AI will eliminate tasks, not jobs.* Why the role of the investor becomes more important as noise and froth increase.* How family offices are shifting their mix between fund investing and direct deals.Retail Access to Private Markets: Feature or Bug? (53:27)* Why illiquidity in private markets is a feature, not a bug.* The absurdity of allowing crypto “shitcoins” but blocking friends from investing in startups.* Why “401k-entrance” to private equity is a bigger story than retail venture access.About the GuestsPeter Walker is the Senior Director of Insights at Carta, where he leads the team responsible for analyzing data from over 60,000 companies and 3,000+ venture funds. His work on valuations, liquidity, and fundraising trends is widely cited across the venture ecosystem. He is a regular speaker at industry events and writes extensively on LinkedIn about the intersection of data and venture capital.Connect with Peter Walker on LinkedIn: linkedin.com/in/peterjameswalkerLearn more about Carta: carta.comJohn Rikhtegar is a Vice President at Northleaf Capital Partners, joining in early 2026 after a distinguished career at RBC and as an operator at Shopify and in the UK. He brings a unique blend of LP and operational perspectives, with deep expertise in due diligence, portfolio construction, and the dynamics of emerging manager investing.Connect with John Rikhtegar on LinkedIn: https://www.linkedin.com/in/johnrikhtegar/Learn more about Northleaf Capital Partners: https://www.northleafcapital.com/Connect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

ATM pins, skipping work after a one night stand, Shower Thoughts and much more! The Plan-B Show with Brock & Kiki - July 13th 2026See omnystudio.com/listener for privacy information.

July has always been known as one of the slower retail months so Candace made a strategic decision: go big or go home. Dante and Dory's threw a patriotic pet sale from Friday, July 3rd through Monday, July 6th. The result? $3,000 more in sales than Memorial Day weekend (about a month earlier), driven by 100 additional transactions. This episode is a complete behind-the-scenes walkthrough of how she planned it, executed it, and what she learned - plus strategies you can apply to your own holiday sale. Listen now to hear:

The BOB & TOM Show — July 8, 20266:00 Hour 6:00 Snacks on a Plane6:04 Tom's vacation fiasco6:07 Everyone's Fourth of July6:07 Travis & Taylor letter6:09 Back to Tom's travel disaster6:20 Took Tom 36 hours to get home6:21 How Tom packs his pills and underwear6:24 Chick the overpacker6:25 Ironing a dirty shirt6:27 Tom had to buy a suitcase on vacation for souvenirs6:30 People move by weight discussion6:31 Retina scan turns rectal6:34 Group texts with Tom6:37 ASP discussion6:38 Vehicle discussion6:45 Travel tips with Tom6:50 Josh smuggled money into the U.S. with a cash belt6:51 ATM discussion 7:03 Duck/Chicken Dance7:05 Wedding DJ songs7:06 "In the Navy"7:07 Hokey Pokey at a wedding?7:09 Letter: Dog food eating – Which dog food would you eat?7:25 World Cup update7:27 Virtual taekwondo7:29 Chinese fire drill and ghost riding the whip7:32 Virtual reality relationships7:33 Stupid World Record – Most binder clips clipped to one person7:45 Tom's fire drills at school7:47 Tom is surprised how quickly overweight people move7:49 Tom dislikes this vacation couple7:51 Josh's fishing expedition7:52 Croissant story reactions 8:00 Tom's travel tips – Backward hat guy8:08 Chef at nudist resort prepares food while nude8:10 Smallest penis man getting surgery8:23 Kristi's skin discussion8:24 More TV issues with Tom8:27 Stingrays with Tom8:28 Cosmetic surgery discussion8:30 New Jersey caller: "Give her the big ones"8:30 Russian women selling used implants8:33 Return to New Jersey caller8:34 Gummy bear breasts and cremation8:36 Juggling performer discussion8:37 Vehicle discussion8:38 Back to New Jersey caller8:46 Letter: Travel tip8:48 Today in History 9:00 Jessica Alsman joins the studio9:04 Letter: People's Express?9:06 Different airlines through the years9:10 "Wings" discussion and Hooters Air9:20 Alli Breen joins the show9:22 Sharing a dog with an ex9:25 My partner is cheating—should I go through the phone?9:28 Friends with benefits for 10 years—now there's someone new9:30 Secretly dating a co-worker and wanting a more serious relationship9:31 Girlfriend's best friend flirts – throuple discussion9:32 Breakup confusion with friends9:34 My girlfriend dislikes when I'm mean during arguments9:48 Ideal runtime for a film9:50 Minion discussion 7:00 Hour8:00 Hour9:00 Hour Learn more about your ad choices. Visit podcastchoices.com/adchoices