Podcasts about ATM

At this moment, Jim and Amos talk about Amos' recent virality and the death threats that have come with it. They rant about how the US has bad chants and what even is Paraguayan food?ADS:BLUECHEW: When you buy two months of BlueChew Gold you get the third FREE with promo code ATM. You will also receive an additional 10% OFF + Free overnight shipping on your first order. http://www.bluechew.comSOCIALS:Jim JefferiesWebsite: ⁠https://www.jimjefferies.com⁠IG: ⁠https://www.instagram.com/jimjefferies⁠FB: ⁠https://www.facebook.com/JimJefferies⁠Twitter: ⁠https://twitter.com/jimjefferies⁠Amos GillIG: @abitofamosgillFB: ⁠https://www.facebook.com/AmosGillComedy/⁠Theme Song: "Rein It In Cowboy" by the DoohickeysSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

They might be cute, colourful and stress-relieving, but experts are warning that your favourite squishy toy could be hiding a nasty surprise. We look at why people are being told to ditch them before it’s too late and it sounds like something straight out of a movie, but one Australian man allegedly stumbled upon a bizarre ATM loophole that appeared to provide endless cash. Also, Imagine returning home to discover strangers had moved in. That nightmare became reality for one property owner, but what happened next has everyone talking. The World Cup has delivered plenty of unforgettable moments, but one incredible incident has fans calling it nothing short of miraculous!See omnystudio.com/listener for privacy information.

It sounds like something straight out of a movie, but one Australian man allegedly stumbled upon a bizarre ATM loophole that appeared to provide endless cash. We break down how the incredible scheme worked, and why authorities took over 3 years to catch up with the guy!See omnystudio.com/listener for privacy information.

On March 2, 1998, 19-year-old Suzanne “Suzy” Lyall finished her shift at a software store in Albany, New York, and boarded a bus back to her dorm at SUNY Albany. A friend later reported seeing her get off at her usual stop on campus.But Suzy never made it back to her room.The following day, her bank card was used at an ATM miles away from campus. Yet despite decades of investigation, no one has ever been charged, and Suzy has never been found.More than 28 years later, investigators believe she was the victim of homicide, but what happened to Suzanne Lyall remains unknown.If you have any information in Suzy's case, please call the New York State Police at 1-800-920-4150. Editor: Shannon KeirceResearch/Writing: Haley GraySUBMIT A CASE HERE: Cases@DetectivePerspectivePod.com SOCIALInstagram: https://www.instagram.com/detperspective/Twitter: https://twitter.com/detperspectiveFIND DERRICK HERETwitter: https://twitter.com/DerrickLInstagram: https://www.instagram.com/DerrickLevasseurFacebook: https://www.facebook.com/DerrickVLevasseurCRIME WEEKLY AND COFFEECriminal Coffee Company: https://www.CriminalCoffeeCo.comCrime Weekly:  https://crimeweeklypodcast.com/shopADS:1. https://www.ForHers.com/Detective - Reach your goals and get affordable care that gets you at ForHers.com/Detective!2. https://www.Smalls.com/Detective - Get 60% off, FREE shipping, and FREE treats for LIFE!3. https://www.Square.com/Go/Detective - Get up to $200 off your Square Hardware!

In this episode of Colonize the Ocean, Brendon Traxler breaks down one of the most important technical and philosophical decisions in underwater habitat design: ambient pressure vs one atmosphere habitats.Most of the industry has leaned ambient pressure for decades — especially for scientific research. But as we move beyond research stations toward underwater tourism, Airbnbs, data centers, and actual homes, the advantages of one atmosphere habitats become impossible to ignore.Brendon explains:• How pressure increases every 33 feet and why that forces mixed-gas breathing and long decompression in ambient habitats• Why ambient pressure works so well for scientific divers who need to come and go freely• The hidden downsides: helium speech, nitrogen narcosis, weeks of decompression after saturation, and why it's terrible for regular human life• How one atmosphere habitats maintain surface pressure no matter how deep you go — no decompression, normal air, normal conversations• The access challenge for 1 ATM habitats and why hybrid designs (with decompression wings) could solve it• Why ASC is firmly in the one atmosphere camp — because of the “Grandma Rule”: if grandma can't visit comfortably, it's not good enoughThis isn't just an engineering debate. It's about who gets to live in the ocean.Which approach do you think wins long-term — ambient pressure or one atmosphere? Vote in the poll and drop your thoughts in the comments!

「「人生変わるよ！前科つくよ」詐欺防止で表彰の過去も…万引き客を脅し“示談金”要求か　元店長を再逮捕　常習的に2年間で約200万円か」　うつむきながら警察署から出てきた男。万引きをした女子大学生から、示談金として現金を脅し取った疑いで逮捕された望月彰容疑者（53）です。自身が店長を務めていたコンビニで同様の手口を複数回繰り返していました。事件発覚のきっかけは、4月。神奈川・川崎市内のコンビニで20歳の女子大学生が990円の化粧品を万引きしたことでした。店長だった望月容疑者は女子大学生に対し、「弁済してもらわないと。今いくら持ってるの？」と詰め寄ります。女子大学生が「自由になるお金は4万円くらい」と答えると、望月容疑者は「4万円では許されないよ！ここで被害届を出すか出さないかであなたの人生変わるよ！いいの？前科ついちゃうよ」などと脅し、ATMで現金を下ろさせたあと警察に連絡します。ところが、警察から事情を聴かれていた女子大学生が「脅されて10万円を払った」などと話し、事件が発覚したのです。事件を巡っては5月、30代男性からも50万円を脅し取ろうとして逮捕されています。同様の犯行を繰り返していたとみられる望月容疑者。10年ほど前には店長を務めていた神奈川・座間市にあるコンビニで架空請求詐欺を防いだとして警察から表彰されていました。しかし、2年ほど前に取り押さえた万引き犯から示談を持ち掛けられ、現金3万円を手にしたことがきっかけで一変。「示談金をもらえば臨時収入が入る」と味をしめ、同様の犯行を繰り返していたとみられています。調べに対し、望月容疑者は「2年間で大体200万円は受け取った。車の購入費用などにあてた」などと話すも、女子大学生への恐喝容疑については「記憶がない」と否認しているということです。

SpaceX, Ovvero tutti a correre verso il baratro sventolando soldi.  Poi, il caso della chat dei tramvieri e le improvvide dichiarazioni di Agostino Ghiglia, membro del collegio del Garante.  Infine, il punto sulla situazione Weizenbaum: adelante Pedro, con juicio

Toy Story 5 reveals an existential question… Is Hollywood just a bunch of Hand-Me-Downs?SpaceX is moon-meming, it's now bigger than Amazon… because the stock market is Elon's ATM.We interviewed Ben Cohen of Ben & Jerry's Ice Cream… and whipped up a taste of it for you (literally).Plus, Boston actually just ran outta beer… because of Scotland's World Cup fans.$DIS $SPCX $ULCreativity Inc (the book about Pixar): https://www.penguinrandomhouse.com/books/216369/creativity-inc-the-expanded-edition-by-ed-catmull-with-amy-wallace/ Grab your Tickets to the IPO Tour: Our In-Person OfferingSan Francisco 9/23: https://www.ticketmaster.com/event/1C0064AFB5F688BDBoston 10/14: https://tickets.citywinery.com/event/tboy-the-ipo-tour-in-person-offering-8cdhupSeattle 11/4 (21+): https://www.axs.com/events/1446394/the-best-one-yet-ticketsNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

Il Parlamento europeo ha dato il via libera al nuovo regolamento sui rimpatri che prevede la possibilità di utilizzare hub situati in Paesi terzi al di fuori dell’Ue. Approfondiamo l'argomento con Gianfranco Schiavone, componente del direttivo dell’Associazione per gli Studi Giuridici sull'Immigrazione.La ragazza ventisettenne che ha fotografato il cellulare di un dipendente Atm, svelando l’esistenza di una chat sessista, è finita sul banco degli imputati perché avrebbe a sua volta violato la privacy. Ne parliamo con Cathy La Torre, legale della ragazza.Sette anarchici sono arrestati dalla polizia con l’accusa di aver sabotato le linee ferroviarie italiane. Ma chi sono i neo-anarchici e a quali modelli si ispirano? Proviamo a dare una risposta con Pietro Adamo, docente di Storia delle dottrine politiche all'Università di Torino.

The Chairperson the Impeachment Committee on the Section 89 Inquiry, Makashule Gana says the Section 89 Impeachment Committee has resolved to oppose President Cyril Ramaphosa's urgent court bid to halt the impeachment process. Gana says the majority of committee members support opposing the application and that he will act on the committee's behalf. He says the Speaker of Parliament will be petitioned to join the opposition, but if not, the committee will proceed independently. Gana adds time constraints make obtaining a second legal opinion impractical. Meanwhile The African Transformation Movement and its leader, Vuyolwethu Zungula, have opposed President Cyril Ramaphosa's court bid to halt Parliament's impeachment process pending a review into the Section 89 independent panel report into the Phala Phala matter. In papers filed before the Western Cape High Court, ATM argues the President has no reason to fear unfair treatment, as impeachment rules ensure procedural fairness. Ramaphosa's interdict application is scheduled to be heard on the 15th and 16th of July. Sakina Kamwendo spoke to the African Transformation Movement parliamentary Leader, Vuyolwethu Zungula.

Rick Rule explains the type of ignored junior mining stock he is currently buying. Rule says recent exploration spending is yielding spectacular drill results, but the market is not fully pricing discoveries yet, creating opportunity for savvy buyers like himself; he prefers open-market buying over private placements due to weak warrant terms. Rick discusses navigating junior mining during geopolitical “black swan” volatility, emphasizing a watchlist of target companies and prices and a current bias to accumulate on expected summer weakness as juniors have been hit harder than majors. He discusses assessing CEOs' capital-raising and marketing strategies, contrasts specialist mining brokers with New York generalists, and explains focusing on the price–value gap rather than pre-market signals. Rule strongly favors at-the-market (ATM) financings for big board-listed miners, explains his PDAC “floor intel” around the G Mining/G2 Goldfields transaction, and comments on the Aurion/Agnico deal. Rick discusses trucking ore to existing mills in the Abitibi, why he generally avoids niche metals, and outlines how AI can help analyze large datasets without replacing experienced questioning. 00:00 Intro 00:41 Black Swan Buying Plan 02:22 Rotating Back to Juniors 04:47 Financing Market Reality 06:29 CEO Marketing Strategy 09:13 New York Brokers Explained 10:44 Price Versus Value Mindset 12:19 ATMs and Capital Raising 15:54 PDAC Deal Signals 19:11 G Mining and G2 Thesis 20:30 Abitibi Trucking Model 25:14 Exploration Strategy Shifts 27:42 Avoiding Niche Metals 30:20 Value Added Investor Role 32:00 Helium Speculation Story 35:08 Mexico and Carlos Slim 36:54 AI in Mining and Oil 40:49 Rule Conference Preview Rule Symposium July 6-10 in Boca Rotan, FL: https://cvent.me/XOqdLa?via=mse If you would like Rick to review your mining stock portfolio reach out to him at: https://ruleinvestmentmedia.com/ Rule Investment Media YT channel: https://www.youtube.com/@RuleInvestmentMedia Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Marco Galluzzo racconta l'incontro (al G7 di Évian) fra la premier e il presidente degli Stati Uniti, che ha segnato la ripresa dei rapporti fra i due dopo le polemiche di aprile. Luigi Ferrarella spiega la prima sentenza (favorevole agli imputati) riguardante una delle inchieste sull'urbanistica nel capoluogo lombardo. Giuseppe Guastella racconta gli sviluppi dell'indagine sulla condivisione di foto di donne riprese a loro insaputa sui mezzi pubblici Trump-Meloni, il disgelo e poi il siparietto al G7: «Io abbandonato...». «Non è vero, siamo sempre stati amici»Milano, al processo per la Torre di via Stresa tutti assolti, la giudice: «Costruttori in buona fede nel seguire le prassi del Comune e le sentenze dell'epoca»Chat sessista tra dipendenti Atm a Milano, c'è un indagato per accesso abusivo a sistema informatico. Cinque perquisiti

Nel The Essential di martedì 16 giugno, Chiara Piotto parla di: 00:00 l'accordo tra USA e Iran; 04:25 la chat dei dipendenti ATM per diffondere immagini di passeggere a loro insaputa; 06:43 in UK il divieto social under 16 e le critiche di "censura" al Governo. Learn more about your ad choices. Visit megaphone.fm/adchoices

E dopo il futuro difficile per Netanyahu dell'apertura di cui potrete trovare altri dettagli nel servizio di Lorenzo Vita, con Angelo Paura andiamo New York per capire meglio quale futuro avrà l'intesa tra Iran e America, con l'inviata Claudia Guasco ci spostiamo a Milano per la cronaca con una storia di chat sessiste sulle passeggere degli autisti Atm, quindi, sempre per la cronaca andiamo in Abruzzo con Sonia Paglia e Michele Milletti per il caso delle sorelline scomparse e la scoperta di un video, con l'esperta di cinema Gloria Satta ci spostiamo a Roma per un omaggio a Alberto Sordi, con Laura Larcan affrontiamo il caso di una antica dimora romana sottratta al saccheggio dei tombaroli, quindi chiudiamo con la giornata di sport di Massimo Boccucci e la polemica lanciata dall'allenatore Jurgen Klopp in materia di mondiale di calcio

Can indie pet stores really out-compete Amazon, Chewy, and Petco? Pearce Tibbles, CEO of Wholesale Pet, says yes - but it takes strategy, technology, and intentionality. In this interview, Pearce walks through how Wholesale Pet spent over a year gathering feedback from retailers and vendors before completely redesigning their platform. The result? AI-powered search, curated collections, new vendor tools, and a focus on helping independent stores compete on their actual advantages—not by trying to be Chewy. You will hear:  ✅ Why Pearce is optimistic about indie pet stores  ✅ The structural advantages indie stores have over big box  ✅ The new AI-powered search that solves the "finding a needle in a haystack" problem ✅ Collections: how to curate products by season, pet type, or customer (and share them with other retailers) ✅ How retailers can find trending products across US indie stores in real time Plus how to avoid the financing trap, why changing your store layout bi-weekly drives foot traffic, and why inventory is your ATM. ABOUT Pearce TIBBLES CEO, Wholesale Pet Pearce Tibbles loves brick & mortar small business and believes it plays an indispensable role in local communities. He's passionate about finding new ways technology can help independents compete against ecommerce and big box stores. Pearce has spent most of his career with a foot in each world: he was a partner in a company that built an app for training restaurant and small retail store employees, owned and operated his own brick & mortar service business for many years, and has worked in software and technology for the past 8 years. When he started at Wholesale Pet in 2024, he brought with him a mindset focused on staying really close to customers, learning their businesses intimately—how they operate, what they spend money on, what their competitive challenges are—and figuring out ways to help them not just survive but succeed and outcompete ecommerce and big box stores. The new Wholesale Pet site is the first really big step in this direction, with more exciting developments coming in the months ahead. Transcript Show Notes Join Us Online Find us on Facebook Join our Free Pet Industry Facebook Group Follow us on Instagram Read our Blog

Independent ATM Deployers are a critical part of the ATM ecosystem. These front-line businesses provide access to cash in areas deemed too risky by financial institutions. The market for IADs has changed significantly in recent years, both in negative and positive ways, such as declining cash usage, rising AI tools and advanced ATM features.In today's episode of the Bank Customer Experience podcast, Bradley Cooper, podcast host and editor of ATM Marketplace, spoke with Todd McEwan, president of New England ATM, an ATM service provider based in the New England states, about what the past and present landscape is like for IADs.One fact he pointed to was that the market for IADs has changed significantly. He said in 2008 it was very common not to see ATMs in convenience stores, but now the market has matured and one can find ATMs in gas stations and convenience stores around the U.S.Over time, the valuable locations have changed as well. Hotels and hospitality were highly sought after in the early 2000s, as customers would often withdraw cash to tip taxis, but with the onset of Uber and other ridesharing apps, this has cut into the market. McEwan said the current most valuable locations for IADs are "vice" locations such as cannabis dispensaries, liquor stores and other shops of that nature.Of course, by installing in locations like these, IADs also have to think carefully about security. He pointed out that on average, his business loses "$7,000 to $10,000" annually due to theft, and he has to consider that a "business expense." In some locations, he doesn't stock the ATMs with a lot of cash due to the risk of theft. For loss prevention, he said it's important to bolt the ATM to the floor and keep it away from easy access such as doors and windows.McEwan discussed a number of other topics of importance to IADs including:How is cash usage trend impacting the business?What's good tactics for dealing with banking relationships?How feasible is it to provide more advanced features for an ATM as an IAD?Listen to the discussion in its entirety above.

Neil tells us about the remotest ATM on Earth and how Jimmy Carter made a show of himself in Poland.Meanwhile Dave has compiled a list of the most expensive items rich people have purchased.To listen to Dave on the radio check outhttps://www.todayfm.com/shows/dave-mo...To see Neil on tour check outhttps://www.neildelamere.com/reinvent...Presented and Produced by Neil Delamere and Dave MooreEdited by Diarmuid O'BrienMusic by Dave MooreArtwork by Ray McDonnell Hosted on Acast. See acast.com/privacy for more information.

PJ talks to Opinion Line Producer Paul Byrne about the overnight raid on an ATM in Little Island Hosted on Acast. See acast.com/privacy for more information.

In this episode, the hosts evaluate a highly unusual ATM portfolio generating $1M in EBITDA from 642 ATMs located in gentlemen's clubs nationwide, exploring the hidden complexities, cash logistics, and risks behind what appears to be an ultra-passive business.Business Listing – https://www.bizbuysell.com/business-opportunity/over-1m-ebitda-atm-route-gentlemen-s-clubs-642-atms-5-000-000/2500718/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletter

Bitcoin Depot went from a $600m, publicly-traded business to bankrupt in a matter of months, but the story around the company and other crypto ATM providers has been brewing for years. We happen to have just the guy on staff to break it all down.In this episode of Cloud 9fin, head of bankruptcy Cat Corey talks with senior LevFin reporter Dan Mika about his previous reporting on the crypto ATM industry's history of targeting neighborhoods of color, and how it has become a favorite tool for organized scam groups to separate victims from their cash. The two also talk about what value is left for creditors in a business model where — in the eyes of lawmakers — the societal harm is too great to ignore.Have any questions? Send us a note at podcast@9fin.com. Thanks for listening!Stories referenced in this pod:- High-fee crypto ATMs center around low-income parts of Kansas City- How Crypto ATMs in the U.S. Became A Favorite Tool for Scammers- FBI Internet Crime Report 2025

In this episode, the hosts evaluate a highly unusual ATM portfolio generating $1M in EBITDA from 642 ATMs located in gentlemen's clubs nationwide, exploring the hidden complexities, cash logistics, and risks behind what appears to be an ultra-passive business.Business Listing – https://www.bizbuysell.com/business-opportunity/over-1m-ebitda-atm-route-gentlemen-s-clubs-642-atms-5-000-000/2500718/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletter

In this episode of the Crazy Wisdom Podcast, host Stewart Alsop sits down with software engineer and entrepreneur Arowolo Muritadhor for a wide-ranging conversation that moves from agriculture and manufacturing in Nigeria to the evolving role of crypto in the country's economy. They touch on how hyperinflation, particularly the naira's dramatic drop in 2023, pushed Nigerians toward stablecoins as a practical savings tool, and how informal kiosk networks have stepped in where traditional banking infrastructure falls short. The conversation also covers the tension between government regulation and the permissionless nature of blockchain technology, comparisons between the decline of the Roman Empire and current shifts in US economic dominance, the role of mobile payments in Africa, language learning, and whether AI agents have any real utility in crypto infrastructure yet. You can connect with Arowolo on LinkedIn and X at @armolas_06.Timestamps00:00 - Host welcomes Arowolo Muritadhor, introducing topics of software engineering and animal food production in Nigeria.05:00 - Discussion shifts to manufacturing, components assembly, and China's dominance in low-cost production globally.10:00 - Conversation explores crypto adoption in Nigeria as a network state phenomenon, separating informed users from mainstream population.15:00 - Mobile payments and kiosk ATM replacements emerge as critical financial infrastructure bridging unbanked Nigerians.20:00 - Roman Empire parallels drawn to modern crypto taxation, government control, and inevitable death-and-taxes reality.25:00 - Bitcoin and Ethereum permissionless nature debated against government wallet-level censorship vulnerabilities.30:00 - AI agents examined as crypto infrastructure tools, revealing mostly trading bots rather than foundational builders.35:00 - Nigeria's 2023 naira collapse compared to Argentina's hyperinflation, driving citizens toward stablecoin dollar savings.40:00 - US Treasury history unpacked through FDR gold confiscation and Nixon ending convertibility, paralleling empire decline.45:00 - Crypto reframed as anti-bank rather than purely anti-government, enabling freedom through immutable accountability.50:00 - Transparent blockchain ledgers discussed as potential government accountability tools across democracy, republic, and oligarchy structures.Key Insights1. Nigeria has a significant divide between its northern and southern regions in terms of economic activity. The north, centered around Abuja, is more agricultural with substantial cattle production, while Lagos in the south functions as a dense urban and commercial hub. This geographic and economic split shapes how different financial tools and technologies are adopted across the country.2. China's dominance in low-cost manufacturing has made it nearly impossible for countries like Nigeria, the United States, or Argentina to compete on price alone. The more realistic path for developing economies is to import components and focus on local assembly and creativity, which is where meaningful economic participation becomes possible.3. Crypto adoption in Nigeria accelerated dramatically around 2023 when the naira experienced a sharp devaluation against the US dollar. Before that point, saving in dollars was difficult for many Nigerians, especially those without formal bank accounts, making stablecoins like USDT an attractive and practical alternative for preserving wealth.4. Informal kiosk operators in Nigeria have organically become a substitute for ATMs, giving communities access to basic financial services where traditional banking infrastructure does not reach. This grassroots financial layer is now a key entry point for integrating crypto and stablecoin payments into everyday commerce.5. Governments are increasingly trying to regulate crypto at the wallet and centralized exchange level, using tax compliance as a primary mechanism. While Bitcoin and Ethereum remain largely permissionless, the practical chokepoints for most users remain centralized platforms where identity and transactions can be monitored.6. The historical parallel between the fall of the Roman Empire and current shifts in US economic and geopolitical power offers a useful frame for understanding why crypto matters. Just as Rome debased its currency and struggled to sustain imperial costs, the US faces mounting debt and a financialized economy that may accelerate dollar instability and push more people toward alternative stores of value.7. One genuinely constructive use case for blockchain beyond speculation is immutable accountability, particularly for public institutions and prediction markets. A transparent ledger that governments or officials voluntarily adopt could create verifiable records of decisions and promises, reducing corruption and increasing trust in ways that traditional governance structures have struggled to achieve.

Microsoft Build 2026 announced an end-to-end agentic AI stack. COMPUTEX Taipei confirmed heterogeneous AI infrastructure across ARM, Marvell, Intel, Qualcomm, and NVIDIA. Alphabet raised $80 billion. Cisco Live repositioned the network as the AI platform. Patrick Moorhead and Daniel Newman break it all down alongside earnings from Broadcom, HPE, Palo Alto Networks, and CrowdStrike, plus the token cost conversation, the edge AI push, and what Palantir and Oracle are saying about proprietary data as the real AI moat. The handpicked topics for this week are: Microsoft Build 2026 Announced an End-to-End Agentic AI Stack: Microsoft shipped MAI-Thinking-1, its first homegrown thinking model, alongside Scout, Microsoft IQ, Project Solara, and a Majorana 2 quantum update targeting a 2029 commercial timeline with claims of a 1,000x reliability gain. Pat describes MAI-Thinking-1 as likely better than Sonnet 4.6 in blind testing and delivering close to GPT 5.5 quality at a far lower cost. Scout is Microsoft's first autopilot agent, anchoring the M365 Agent Suite with Office Pilot Agent Mode and Agent 365. Microsoft IQ serves as the context layer, integrating M365, business data, boundary IQ, and web IQ with GitHub Copilot, Foundry, and Copilot Studio. Project Solara is a new Android-based platform built for agent-first devices across transportation, retail, and hospital settings. Microsoft also added 83 Unix commands to the Windows stack. Dan frames Microsoft's real play as distribution, not frontier model development, noting that the open model ecosystem being pulled into the platform will matter more to CFOs managing token costs at scale. (The Decode) The AI Stack Goes Multi-Silicon — COMPUTEX Taipei 2026 Confirms Heterogeneous AI Infrastructure: ARM's AGI CPU is in production with Google moving its TPU head node to ARM, and adding Oracle and ByteDance as new customers. ARM also introduced a new switch, the TT100, and put the 51T CPO switch on stage. Marvell received a trillion-dollar company endorsement from Jensen Huang, adding $90 billion in market cap on the comment alone. Intel announced disaggregated inference details and Xeon 6+ Clearwater Forest, its first 18A data center processor. Vista Equity and Cambium Capital announced a NeoCloud called Vector Core Compute, with Xeon 6 handling orchestration, Salmonova RUs handling decode, and Blackwell GPUs handling pre-fill. Qualcomm's Cristiano Amon announced the Dragonfly data center brand with Snapdragon C details coming at their June investor day. The WSTS raised the 2026 semiconductor TAM forecast by 90% to $1.51 trillion, with Pat noting the market could hit a trillion dollars if memory is excluded entirely. (The Decode) NVIDIA RTX Spark and the Edge AI Push: NVIDIA coordinated with ARM and Microsoft around the RTX Spark at COMPUTEX, with the shared message being that the future of Windows is here. Signal65's Ryan Shrout asked Jensen directly why NVIDIA wants to be in the PC business, given low margins and diminishing returns. Dan frames the answer in the context of devices increasingly becoming mobile data centers, capable of running models at much greater efficiency than cloud delivery. The edge AI conversation is also directly tied to token cost economics: as intelligence delivery moves closer to the device, the cost per token drops significantly. The jury is still out on whether NVIDIA will meaningfully disrupt the PC market, but its influence over OEMs like Lenovo and Dell that depend on it for data center gives it real leverage over SKUs. (The Decode) Token Economics and Frontier Model Cost Pressure: Dan and Pat discuss a substantive shift in how enterprises are thinking about AI consumption costs. Dan argues that "token maxing," the practice of defaulting to the most powerful frontier model for every task, has now effectively peaked, as bills have come due at scale. Companies paying for tokens in volume are starting to question whether they can afford the prices that frontier models actually cost to deliver. Pat pushes back, saying the dynamic is still present, but both analysts agree that the market is moving toward a model where token selection is matched to the job, with Microsoft's MOE approach and thinking models positioned to help CFOs manage that economics story. (The Decode) Continuum Goes Public at Highest Valuation for an AI Platform: Dan notes that Continuum, the Honeywell-spawned quantum company, went public this week at what he calls the highest valuation for an AI platform to date. He flags that IonQ will likely contest that characterization. The broader context is Microsoft entering the quantum conversation with Majorana 2 at Build, a name that has largely been absent from the quantum race, while IBM has received most of the attention. (The Decode) AI CapEx Has Outgrown Cash Flow — Alphabet's $80 Billion Equity Raise: On June 1, Alphabet announced an $80 billion equity capital raise, upsized to $85 billion, structured as $40 billion ATM, $30 billion underwritten, and a $10 billion private placement with Berkshire Hathaway anchoring. Pat frames the questions over CapEx returns as entirely dependent on whether you are an AI boomer or a doomer: if the payback comes, the raise is the right move. If it does not, the math doesn't close. Dan argues the investment is existential, drawing parallels to how infrastructure-first companies have always spent ahead of monetization, and notes that Google's equity is being used as a capital engine that may be more efficient than the debt markets right now. Both analysts flag the downstream implications for Broadcom, MediaTek, and Marvell given the TPU connection. (The Decode) The Network Becomes the AI Platform: Cisco Live 2026: Cisco launched Silicon One P200, the Secure AI Factory with NVIDIA and Spectrum X, AgenticOps, MCP-native automation, Cisco IQ, LiveProtect, and folded Astrix Security and Galileo into Splunk under one control plane. Pat identifies Cisco Cloud Control as the biggest announcement of the entire show, pulling together Catalyst, Meraki, Nexus, Firewall, and WebEx under agentic ops that run natively through MCP, with code running directly on smart switches that have x86 processors. Pat also credits Cisco for establishing Silicon One as a credible chip alternative for hyperscalers capable of taking on Tomahawk and Jericho. Dan frames the long-term opportunity as campus and branch enablement when industrial AI and robotics deployments accelerate, arguing that the numerator of AI's economic impact has barely started, as edge deployment spending has not yet begun. (The Decode) The Flip: Did Microsoft Build 2026 Effectively End the OpenAI Partnership? Pat argues the divorce decree has been filed. MAI-Thinking-1 was built with zero distillation from third-party models offering clean enterprise data lineage, with Maia 200 in production plus Anthropic chip supply, which signals vendor hedging. OpenAI is going all-in on AWS, which means you cannot be married to two people, and the full Build stack covering model, OS containment via MXC, agents via Scout and Agent 365, and context via Microsoft IQ removes every architectural dependency on OpenAI. Dan counters that Microsoft is hedging rather than leaving and predicts the partnership will run through the decade. Enterprise Copilot customers are explicitly showing in data that they demand GPT 5.5, internal benchmarks have not been independently validated, and Microsoft stands to make meaningful money from the OpenAI IPO. (The Flip) Broadcom Q2 FY26 Earnings: Broadcom posted revenue of $22.19 billion, a narrow miss depending on which consensus data set is used, with EPS of $2.44 beating estimates and AI semis at $10.8 billion. Hock Tan declined to raise the $100 billion full-year AI chip target, and the stock dropped 13% in premarket trading. Q3 guide came in at $29.4 billion. Pat calls the miss a timing issue driven by Google's multi-sourcing across Marvell, MediaTek, and Broadcom rather than a fundamental problem. Dan flags that Hock Tan opened the earnings call by accidentally reading from the 2025 print, calling it "not the best moment." Sell-side re-ratings held in the 500s across Jefferies, Mizuho, and Deutsche Bank despite the drop, with Futurum Equities having it at 600. (Bulls and Bears) Hewlett Packard Enterprise Q2 FY26 Earnings: HPE delivered revenue of $10.68 billion, up 40% year over year, and EPS of $0.79, up 100%. Juniper integration and AI servers both outperformed, and all FY26 guides were raised. The stock jumped 19% after hours before settling into a roughly 15% gain, with HPE up 68% over the last month. Pat frames HPE as a value play rather than a volume play, methodically targeting enterprise and sovereign cloud deals where it can maintain profitability, rather than competing for massive NeoCloud volume. Antonio Neri was clear on the call that the profitability pull-forward is a one-shot deal. Pat and Dan will both be at HPE Discover the week after next to interview Neri and the C-suite. (Bulls and Bears) Palo Alto Networks Q3 FY26 Earnings: Palo Alto posted revenue of $3.0 billion, up 31% year over year, beating the $2.94 billion estimate, with non-GAAP EPS of $0.85, beating the $0.79 to $0.81 range. NGS ARR reached $8.1 billion, up 60% year over year, including $1.6 billion from CyberArk and Chronosphere. RPO hit $18.4 billion, up 36%. Both FY26 revenue and EPS guides were raised. Adjusted FCF margin came in at 38.5% TTM, up 430 basis points. The stock jumped 11% immediately after hours, then drifted lower. Pat points to 2,200 platformized customers and 120% net retention as the most important metrics. Dan notes the SaaSpocalypse thesis continues to be wrong. (Bulls and Bears) CrowdStrike Q1 FY27 Earnings and the Proprietary Data Moat Argument: CrowdStrike posted revenue of $1.39 billion with EPS of $1.10 and ARR of $5.51 billion. Net new ARR of $255.8 million set a Q1 record, up 32% year over year. FY27 net new ARR guide was raised by $52 million to a $1.29 billion midpoint, and FY27 revenue was raised to $5.915 to $5.959 billion. A 4-for-1 stock split was announced effective July 2nd. The stock dropped 11% despite the beat after a 64% year-to-date run into earnings. Dan uses the results to make a broader argument against the software disruption thesis, referencing Palantir CEO Alex Karp daring customers to build without him using Anthropic or OpenAI, and Larry Ellison's argument that the real AI value unlock sits in proprietary enterprise data that is not accessible to frontier models. Enterprises with governed, secure, proprietary data will continue to need platforms like CrowdStrike regardless of what frontier models can do. (Bulls and Bears) Six Five Summit is coming. Salesforce CEO Mark Benioff will kick off the event. Register and stay current at sixfivemedia.com/summit. Watch the full video at sixfivemedia.com, and be sure to subscribe to our YouTube channel so you never miss an episode.   The Decode Microsoft Declares Independence — Build 2026 Ships an End-to-End Agentic AI Stack (MAI-Thinking-1 + Scout + Microsoft IQ + Project Solara + Majorana 2) https://www.theverge.com/tech/941738/microsoft-build-2026-biggest-announcements The AI Stack Goes Multi-Silicon — Computex 2026 Confirms a Heterogeneous AI Infrastructure (ARM + Marvell + Intel ASIC + Qualcomm + RTX Spark); WSTS Raises 2026 Semi TAM Forecast 90% to $1.51T https://www.tomshardware.com/tag/computex AI Capex Has Outgrown Cash Flow — Alphabet's $80B Equity Raise Is the Largest in U.S. Corporate History; Berkshire Anchors $10B https://abc.xyz/investor/news/news-details/2026/Alphabet-Announces-Proposed-80-Billion-Equity-Capital-Raise-to-Expand-AI-Infrastructure-and-Compute-2026-b0myAMewCa/default.aspx The Network Becomes the AI Platform — Cisco Live 2026 Launches Silicon One P200, Secure AI Factory (with NVIDIA), AgenticOps, Astrix Security + Galileo https://www.cisco.com/site/us/en/about/whats-new/index.html The Flip Did Microsoft Build 2026 Effectively End the OpenAI Partnership? MAI-Thinking-1 Beats Sonnet 4.6 in Blind Testing, Microsoft Claims GPT-5.5 Parity at 10x Cost Efficiency — Will MS Quietly Wind Down OpenAI Exclusivity by FY28, or Is OpenAI Still the Frontier Anchor Microsoft Needs?   FOR:  MAI-Thinking-1 beating Sonnet 4.6 in blind preference + GPT-5.5 parity at 10x cost efficiency is a frontier-model independence proof point https://www.latent.space/p/ainews-microsoft-build-mai-thinking Build 2026: Accumulating Evidence of Microsoft's AI Independence — EDN (June 4) — https://www.edn.com/build-2026-accumulating-evidence-of-microsofts-ai-independence/ Maia 200 in production + Anthropic-Maia chip talks signal Microsoft is hedging its inference vendor stack https://blogs.microsoft.com/blog/2026/01/26/maia-200-the-ai-accelerator-built-for-inference/ Microsoft canceled Anthropic's internal software licenses + pivoted to chip-supply pursuit — customer-not-competitor positioning https://www.cnbc.com/2026/05/21/anthropic-microsoft-maia-200-ai-chip.html   AGAINST:  Enterprise Copilot customers explicitly demand GPT-5.5 — internal benchmarks don't replace the brand https://learn.microsoft.com/en-us/microsoft-365/copilot/release-notes?tabs=all MAI-Thinking-1 benchmarks haven't been third-party verified — Microsoft is the only source https://www.latent.space/p/ainews-microsoft-build-mai-thinking The MS-OpenAI partnership is contractual through 2030+ — unwinding it is impractical and expensive https://blogs.microsoft.com/blog/2026/04/27/the-next-phase-of-the-microsoft-openai-partnership/ Microsoft's actual strategic risk is OpenAI leaving, not MS leaving — Anthropic + OpenAI IPOs make OpenAI exit risk the real concern https://www.anthropic.com/news/confidential-draft-s1-sec Bulls & Bears Broadcom (AVGO) Q2 FY26 ACTUALS — Rev $22.19B (Narrow Miss) + EPS $2.44 (Beat); AI Semis $10.8B; Hock Tan Refuses to Raise the $100B Full-Year AI Chip Target — Stock −13% Premarket; Q3 Guide $29.4B https://www.cnbc.com/2026/06/03/broadcom-avgo-earnings-report-q2-2026.html Hewlett Packard Enterprise (HPE) Q2 FY26 ACTUALS — Blowout: Rev $10.68B (+40%), EPS $0.79 (+100%); Juniper Integration + AI Servers Both Outperform; FY26 Guides All Raised; Stock +19% AH https://www.businesswire.com/news/home/20260601866494/en/HPE-Reports-Fiscal-2026-Second-Quarter-Results Palo Alto Networks (PANW) Q3 FY26 ACTUALS — Beat-and-Raise: Rev $3.0B (+31% YoY, Beat $2.94B), Non-GAAP EPS $0.85 (Beat $0.79-0.81); NGS ARR $8.1B (+60% YoY, $1.6B from CyberArk + Chronosphere); RPO $18.4B (+36%); FY26 Revenue + EPS Guides BOTH RAISED; Adj FCF Margin 38.5% TTM (+430 bps); Stock +11% Immediate AH, Then Drifted Lower https://www.paloaltonetworks.com/company/press/2026/palo-alto-networks-reports-fiscal-third-quarter-2026-financial-results CrowdStrike narrowly beats estimates on AI tailwinds, but stock falls 9% — CNBC (June 3) — https://www.cnbc.com/2026/06/03/crowdstrike-crwd-q1-2027-earnings.html  

Who doesn't have trust issues? Let's be real. Whether it shows up as "I don't trust her to handle my anger," or "I'm afraid I'll just be treated like an ATM" or, "I can't relax until I know the person really, really well," — almost all of carry some version of trust concerns into our dating and relationships.Here, my dear friend and co-facilitator Violet Lange and I do something we don't often get to: We put our worlds side by side. I work primarily with men who are attracted to women; she works primarily with women who are attractd to men.Here we map out the top 3 trust issues we see in our clients -- in other words, how trust issues show up differently across men and women that are attracted to the opposite sex. And, encouragingly, we outline how the path to healing them is remarkably similar.We also get practical about the 3 things required to actually rebuild trust — and none of them is blind trust. As Violet puts it, the goal isn't to trust everyone; it's to trust trustable people, and to feel good about staying closed when you need to.If you want the relationship but dread the dating part; if you're tired of being on dating apps; if you keep wondering "why do I keep ending up here?" — this one's for you. Trust can be repaired. People come, they grow, they flourish.—Work with usReady to go deeper than the podcast and take action? Jason and I will help you break old patterns and transform your sex & love life for good. To see if you're a fit for our flagship program, Pillars of Presence, book a call here. Start anytime. (https://evolutionary.men/apply/)—Mentioned on this episode:The Love Field: Hot Love Summer — Violet's and my new 3-month program (constellations, embodiment, polarity, and the brave conversations we were never taught to have,). Starts June 18th; early bird ends Monday, June 8th. Enroll at www.violetlange.com/thelovefieldDocumentary: The Mask You Live In — on how our culture socializes boys and men; this is a great way to open dialogue if you have a young man in your lifeDM 114: Bullying, resilience, and relationships — on reclaiming a healthy relationship to the masculine after being bullied as a kid, teen, or adult—Memorable quotes from this episode:"I'm so sick of being on the apps.""I feel like I can't have sex with someone until I know them really, really, really well.""We feel unsafe to be in our bodies.""Wow, that was really healing to experience something different.""The concern is: In my most vulnerable moments, I will be left.""Women fear, 'I won't be chosen.'""I've been loyal to myself throughout.""I'm not afraid to start over.""A lot of it is about recognizing the patterns that we've inherited.""Now I feel a little more relaxed in my body, so that I can be open to men that are safe for me.""I want the relationships but I don't really want to go through the dating part."

멜번 퀸빅토리아 마켓에서 ATM을 털기 위해 사제 폭발물을 사용했다가 자신의 얼굴 앞에서 폭발해 중상을 입은 남성이 경찰에 기소됐습니다. 경찰은 이번 사건과 관련해 세 번째 용의자를 기소했으며, ATM에서 약 5000달러가 도난당한 것으로 보고 있습니다.

John Hancock and Michael Kelley join Chris and Amy live at Spirit of St Louis Airport in Chesterfield, right off the runway. H&K chat about their fun airplane stories, as does Amy about a flight in Hawai'i; have ATM's become too complicated?; Amy is excited for the Olympic Marathon trials; what will happen during the upcoming midterms?; are you still going to movie theaters?

#高雄 正義站&黃線捷運計劃，平面車位3房全新完工 實品屋預約鑑賞中。 正義站通勤南科，未來捷運串連衛武營、Lalaport。 正義公園，風景入門廳。 陽明國中自由學區07-7801988 洽澄清路227號 https://sofm.pse.is/967nbu －－－－以上為 SoundOn 動態廣告－－－－ 飛碟聯播網《飛碟早餐 唐湘龍時間》2026.06.04 週四公益單元 專訪：愛基會執行長｜ 林秀慧、音樂分享會音樂總監｜彭多林 主題：點亮每一顆珍珠．愛基會30融匯音樂分享會 愛基會30融匯音樂分享會：2026年6月27日（六）下午2:00-3:30 地點：臺北市懷恩堂（新生南路三段90號） 精彩節目：國小學童太魯閣木琴演奏、族語演唱、詩歌分享、木吉他獨唱、大珍珠生生命故事分享 線上報名表 https://www.beclass.com/rid=305264d69… 「115學年小珍珠助學計畫」全案勸募收入，將全數做為「小珍珠助學計畫」專款使用，透過學習扶助、課後輔導以及遠距教學，提升花東地區國中、小學童以及高中學生學習興趣與能力，開發多元學習管道與機會，以幫助其提升自信，開闊視野，並增加多元發展能力。 【愛基會捐款資訊】 1. 郵政劃撥：18893631 財團法人愛心第二春文教基金會 2. 上網搜尋：愛基會(https://www.renewal.org.tw/)網站進行線上捐款 3. 銀行匯款或ATM轉帳： 帳號：019506102190 銀行：國泰世華民權分行 (013) 4. 捐款專線：02-8752-3963 #愛基會 #公益#助學#捐款#勸募#愛心第二春#小珍珠#王建煊#音樂會#音樂#30融匯#珍珠 ▶ 《飛碟早餐》FB粉絲團  / ufobreakfast  ▶ 飛碟聯播網FB粉絲團  / ufonetwork921  ▶ 網路線上收聽 http://www.uforadio.com.tw ▶ 飛碟APP，讓你收聽零距離 IOS：https://reurl.cc/3jYQMV Android：https://reurl.cc/5GpNbR ▶ 飛碟Podcast SoundOn : https://bit.ly/30Ia8Ti Apple Podcasts : https://apple.co/3jFpP6x Spotify : https://spoti.fi/2CPzneD KKBOX：https://reurl.cc/MZR0K4 -- Hosting provided by SoundOn

Send us Fan MailEpisode Summary: In this episode, cybersecurity expert Robert Siciliano discusses the evolving threats of AI-driven scams, deep fakes, and human behavior. Learn how organizations and individuals can protect themselves in a rapidly changing digital landscape.Robert's BIO: Robert Siciliano is a security analyst, best-selling author, and the Architect of The Strategic Human Firewall™. As one of the world's most recognizable educators in personal and corporate protection, he is the'Straight Talk' voice for a digital age.You've seen his expertise on CNN, Fox News, CNBC, and Anderson Cooper 360, and read his insights in The Wall Street Journal, The New York Times, and Forbes.Robert has served on the board of the Identity Theft Resource Center and is a core contributor to the Realtor® Safety Initiative. He is a man who literally goes to the extremes to prove a point—once even buying a working ATM on Craigslist just to demonstrate how easily our 'secure' systems can be cracked.To contact Robert, ProtectNowLLC.comSupport the showOur premiere sponsor, Social News Desk, has an exclusive offer for PIO Podcast listeners. Head over to socialnewsdesk.com/pio to get three months free when a qualifying agency signs up.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

What does your financial plan look like when the traditional script doesn't apply to you? In this episode, I'm sitting down with Bri Conn, CERTIFIED FINANCIAL PLANNER® and co-host of the Child-Free Life by Design podcast, to break down everything child-free people need to know about building wealth, planning for the future, and defining legacy on their own terms. If you've ever been asked "but who's going to take care of you when you're old?" — this episode is for you.WE GET INTO:0:00 – Welcome + Jannese's personal journey with child-free financial planning0:57 – Introducing Bri Conn: CFP® serving the child-free community1:11 – How Bri accidentally fell into child-free financial planning4:04 – Who is actually seeking child-free financial planning (hint: it's not who you think)5:14 – What traditional financial advice gets wrong for child-free people7:09 – Redefining legacy when children aren't part of the equation9:06 – Navigating cultural expectations around family obligation and caregiving11:30 – Estate planning without default heirs — and why Child-Free Trust exists13:56 – Busting the myth: do child-free people automatically have more money?17:02 – Long-term care planning: who's actually going to take care of you?20:42 – Life insurance: do child-free folks even need it?22:29 – Building your "bench" of decision-makers (healthcare proxy + POA)24:34 – How to find a financial planner who actually gets it26:18 – What happens if you die or become incapacitated without an estate plan29:05 – FIRE vs. FILE: Financial Independence Live Early34:41 – Myth-busting: the worst financial advice child-free people always get36:44 – The one traditional money milestone you have permission to skip40:41 – What wealth actually means when you're child-free43:01 – Permission to want freedom and happiness — fully and unapologeticallyKEY TAKEAWAYS: The single most important question child-free people need to answer: Do you care how much money you leave behind when you die? Your entire financial plan changes based on your answer.Legacy doesn't require children. It can look like a garden that inspires strangers, a community you've poured into, or friendships you've built with intention.You are NOT the default family ATM just because you don't have kids.Long-term care currently costs ~$129,000/year and is rising 5% annually. Women average 3.7 years of care. This is not a plan-later situation.If you don't have estate documents in place, the state decides who makes decisions for you — and that could be someone you're estranged from or have never met.FIRE = grind now, quit later. FILE (Financial Independence Live Early) = redesign work now so you can enjoy life soonerHomeownership is not a mandatory financial milestone, Renting can absolutely be a wealth-building strategyBuild your "bench" early: medical professionals, estate planning decision-makers, and financial advisors who actually understand child-free planning.If your financial planner looks at you like you have three heads when you say you're not having kids — find a new one.CONNECT WITH BRI:InstagramWebsiteTAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

Right in the heart of London is one of the city's most popular attractions, The Natural History Museum. Last week, Rachel met up with John Tweedie, head of the Centre for UK Nature and UK Nature Recovery, who explained why the museum's ponds have become a hotspot for all kinds of insects, including the striking willow emerald damselfly.To celebrate the tercentenary of James Hutton's birth, a new Deep Time Trail at Siccar Point has been launched. It features a redeveloped 1.3km pathway, new seating, cycle racks, an arrival pillar and spectacular stone viewpoints to help visitors explore the birthplace of modern geology. Mark and geologist Dr Angus Miller visit the site on the Berwickshire Coastal Path.Only a tiny number of people have completed all 282 of Scotland's Munros in a single winter. In 2024, Anna Wells became the first woman and only the fourth person on record to achieve the feat. She's written a book about the challenge and spoke to Helen Needham about the experience. You can listen to the full podcast at Scotland OutdoorsStreet artist Mark Anthony, also known as ATM, has created murals across the country highlighting endangered bird species and the threat of extinction. When Rachel met him in London's Regent's Park, he told her about combining art with conservation, and whether he considers himself a birder.Parakeets are usually an exceptionally rare sight in the Highlands, so when reports emerged of one causing absolute chaos in the Lochardil neighbourhood of Inverness, producer Phil Sime and colleague Morven Livingstone set out to track down the feathered troublemaker.Mark joins Grant Stott for a walk along Edinburgh's Hermitage Trail, where Grant reflects on his love for the area and shares his excitement about starting his new afternoon show on BBC Radio Scotland next week.John Hearns got in touch after we mentioned that last week's programme was coming from London. He invited Rachel to join him and David Judson for a rendition of the Mingulay Sea Shanty with the London Sea Shanty Collective.Operating mainly from Glasgow, the Waverley now sails around the UK. Mark Stephen joined her first outing of the season alongside general manager Paul Semple and some crafty passengers.

Hey Guys, use this audio attached please, the one I sent earlier today was missing the intro and exit bit.. but this one is complete.. sorry about that but I'm on vacation in the Mediterranean and the connections and circumstances are a bit crude......................    Descriptions - THE EXPAT FILES SHOW #1509, FRI, MAY 29 (05-29-26):    #1- A word about “influencers” and other internet beggars:   #2- DYK the hantavirus that's been all over the news lately actually was first detected in Argentina a half century ago? Even in that country of 40 million people it's been around a long time and only kills a handful of super old and immune compromised people each year- so Argentines think the rest of the world is completely nuts for worrying about it. So much for another big pharma false start on the next Plandemic.   #3- Do Chinese solar products spy on you? Since 95% of panels, inverters and batteries come from China, should you worry?   #4- Poisoned and enabled by “Remissas”; How certain Latinos back home start viewing their so-called “wealthy” relatives up in the states as human  ATM machines. It was only a matter of time… and human nature...   #5- Some hints and tips on what type of maid or cleaning lady you should NEVER consider hiring!!   #6- Our own Expat Captain Mango has developed a unique one-on-one Crypto consulting and training service (he's been deep into crypto since 2013). To get started, email him at: bewarecaptainmango@gmail.com    #7- Be sure to pick up my newly updated, "LATIN AMERICAN HEALTHCARE REPORT": The new edition for 2026 (and beyond) is available now, including the latest "Stem Cell Clinic" info and data and my top picks for the best treatment centers for expats and gringos. Just go to www.ExpatPlanB.com and click on the "Latin American Healthcare Report”.

What if you could earn $1,500 a month in side income with just an hour of work a week — and do it with a business that practically runs itself? That's exactly what Will Butterton has built with five ATMs through his company, Viking Vendors LLC. Will is a full-time engineer, a dad of three, and a multi-side-hustler who got into ATMs when his wife was pregnant and he started looking for something low-risk. He started the business with a childhood friend, each putting in some cash to buy their first two machines. The pitch was simple: worst case, they couldn't find locations and sold the machines to someone else. Tune in to Episode 741 of the Side Hustle Show to learn: what it actually takes to set up an ATM business from scratch, including the step most people don't expect to be the hardest how to find and pitch locations — even when most good spots already have a machine what the numbers look like across different types of spots, and what a single great location can do for your income Full Show Notes: $1500/mo With His ATM Side Hustle New to the Show? Get your personalized money-making playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Indeed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Start hiring NOW with a $75 sponsored job credit to upgrade your job post! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quo (formerly OpenPhone)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 20% off of your first 6 months! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Sign up for a $1 per month trial! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Gusto⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 3 months free of the leading payroll, benefits, and HR provider for modern small businesses! ⁠⁠⁠⁠⁠⁠⁠Whatnot⁠⁠⁠⁠⁠⁠⁠ — Whatnot will match your first $150 sold in the first month! About The Side Hustle Show This is the entrepreneurship podcast you can actually apply! The award-winning small business show covers the best side hustles and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠side hustle ideas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. We share how to start a business and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠make money online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and offline, including online business, side gigs, freelancing, marketing, sales funnels, investing, and much more. Join 100,000+ listeners and get legit business ideas and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠passive income⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ strategies straight to your earbuds. No BS, just actionable tips on how to start and grow your side hustle. Hosted by Nick Loper of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Side Hustle Nation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

start MLB actionAre the Rockies a broken ATM?00:07:00 Brendan Sorsby latest00:10:00 NBA PlayoffsKnicks sweep the CavsCan Knicks win it all?Thunder v. Spurs Game 6 preview00:26:00 Stanley Cup PlayoffsGolden Knights advance to Stanley Cup Finals00:28:00 Name That: Player with the Most NBA Playoff games Without a title00:34:00 Pick It or Park ItWeek 0 CFB linesBig 12 Championship oddsACC Championship odds00:43:00 Fish Nuggets00:53:00 Top 5: All Time New York Knicks01:00:00 Tonight's MLB action

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Sara Haines sits down with executive producer Brian Teta to reflect on a wholesome Memorial Day spent with her kids and parents, sharing how much she values seeing her children spend time with their grandparents. She also weighs in on a recent podcast about mentalist Oz Pearlman—who once exposed her ATM pin on live TV in November 2025—taking a closer look at his mind‑reading act and questioning how he does it. Sara opens up about relating to Mindy Kaling's comments on public scrutiny over weight loss, explaining how she stays grounded by focusing on both her mental and physical well‑being. She also shares how and why she intentionally creates space to pause in her life to stay present and balanced. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Not just anybody can call in and get on the air. The Crown Jewel of the Great Plains. People are buzzing after Paper's visit to Healthcare Evolution. Doug couldn't believe what he was seeing last night in the Cards game. Mr. Ass. Homage to DX. Audio of the TV call of the happenings. Shades of Nyjer Morgan.Doug's worried last night's Cardinal team is who we were going to see all season. 5-9 in the lineup is a real liability. Cube nose diving with 10 losses in a row. Audio of Uribe's comments thru a translator in the post game. Just protecting his guys. Pat Murphy's comments on Uribe's actions. Ivan Herrera talking about pitchers throwing up and in. Just kind of a clown show.Can't rap about things and then go to a prostate exam. Triple Stacks and the flute. The torso of a normal sized human being. Will May send a message toay? The Toyota Camry of trousers.Sax Boy Billy. Where does Captain Hook get his hooks? Audio of Mike Francesa and he's really unhappy with this year's Mets squad. Natitude is raking.Maybe today is the start of a winning streak, Doug. Lars Nootbar on track to be back soon. First time in Yankees history that everyone in the lineup at 2 hits or more. Memphis Redbirds down there raking still. Talking roster and potential moves. Work stoppage looming.SEC coaches meetings in Florida this week. Audio clips of Eli Drinkwitz talking about the ever changing landscape in college football and what fixes need to be implemented. Piglet, that's you, Tim. Service dogs in restaurants. Barrel rolling home. Air Bud version of The Bear. Jackson on the side of the dogs. Chairman's arms are frozen off. Katty Bates.Left Eye would have been 55 today. Mt. Rushmore of TLC songs. Jeffrey Tambor is one of the funniest people of the 21st century (per Papers). Doug's not interested in investing in LIV golf. The Beercats family has been activated. Uribe's aggressive crotch chops. Rubbing your crotches together isn't showing up the other team.Bring back the McDLT. Paying to watch people play cards. Adult autograph seekers. Boyish charm overload.Design Aire Heating & Cooling EMOTDLineups are out for the Cards and Brewers today. Surprisingly big game for early in the season. Pony weather this weekend. Bin cleanings. Audio of the SNY broadcast criticizing the Mets for a lack of accountability. We're big in Nicaragua and Vietnam.A rare Sadie Hawkins for Doug in the 10:00 hour. Downtown market to hide speakeasy behind ATM? When's the last time you went to a mixer? Need time off from life. Adult gap years. I am unhappy, and I am safe to leave. Boomer Island.And the winner of the Design Aire Heating & Cooling EMOTD is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(00:00-8:07) Lineups are out for the Cards and Brewers today. Surprisingly big game for early in the season. Pony weather this weekend. Bin cleanings. Audio of the SNY broadcast criticizing the Mets for a lack of accountability. We're big in Nicaragua and Vietnam.(8:15-26:25) A rare Sadie Hawkins for Doug in the 10:00 hour. Downtown market to hide speakeasy behind ATM? When's the last time you went to a mixer? Need time off from life. Adult gap years. I am unhappy, and I am safe to leave. Boomer Island.(26:35-34:10) And the winner of the Design Aire Heating & Cooling EMOTD is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of Fraudology, host Karisse Hendrick welcomes back Marc Evans, a veteran Las Vegas detective and the founder of Fraud Hero. Marc provides an on-the-ground debrief of the rapidly shifting fraud landscape, sharing front-line insights into how criminal organizations are pivoting their tactics as traditional cash-out methods vanish.The conversation explores the dramatic downfall of major crypto ATM networks, highlighted by the recent bankruptcy of Bitcoin Depot, the country's largest operator. Marc details how local regulations and strict transaction caps have inadvertently decimated the crypto ATM business model , proving just how much of their revenue was quietly subsidized by elder abuse and organized crime. We look at what happens when 9,000 machines go offline overnight and how scammers are reacting to losing one of their favorite liquidation tools.We also explore the "hot topics" dominating the fraud landscape today:The AI Social Engineering Force Multiplier: How threat actors are combining generative AI with classic psychological manipulation to automate hyper-realistic phishing, clone voices, and scale scams to unprecedented levels.The Cognitive Bias of Automation: Why our increasing reliance on LLMs to summarize emails and messages is actively dulling human critical thinking, causing professionals and consumers alike to miss glaring red flags.The "Scam Formula" Framework: A breakdown of the universal four-part mechanics—the Hook, the Story, the Urgency, and the Payment —and how the simple mantra of "Pause, Think, Verify" can disrupt a fraudster's spell.Additionally, Marc dives into the terrifying rise of digital extortion targeting a new demographic: teenagers under 17. We break down the latest FBI IC3 data showing how AI-driven sextortion schemes are uniquely impacting youth across the country , highlighting why fraud education must urgently expand beyond senior citizens to protect the next generation.

Kristopher "Kris" Grey is the founder of Creatapult and a seasoned project management consultant with over two decades of experience helping contractors and growing businesses scale without operational chaos. A self-described "construction brat" who grew up inside his family's contracting company, Kris launched his entrepreneurial journey under pressure — just days after the birth of his first child — and turned that crisis into a mission to help business owners build the systems, dashboards, and accountability frameworks they need to protect margins, reduce risk, and lead with clarity through fractional project management leadership.SHOW SUMMARYIn this episode, Jonathan Goldhill is joined by Kristopher Grey of Creatapult about how contractors and other organizations can scale without operational chaos. Kristopher shares his origin story of losing all family income three days after his first child was born, which shifted his view that entrepreneurship and having a “side” income can be less risky than relying on one W2 job. Drawing on his upbringing in a family construction business, he describes common contractor failures such as bad bookkeeping, overreliance on tribal knowledge and heroics, understaffing project management, and the “death spiral” where winning more work leads to schedule slips, quality decline, change-order losses, and margin erosion. They discuss the “Who does what by when” accountability tool, dashboards, backup PMs, and the rise of fractional project management leadership. Kristopher outlines a 90-day execution engine focused on project intake, portfolio stabilization with RAG reporting, and risk tracking, and shares a transit-operator turnaround that enabled growth and COVID resilience.KEY TAKEAWAYSWinning more work can kill a company. Growth without systems creates a "death spiral" — slipping schedules, declining quality, and cash flow collapse, even when revenue is rising.Bad bookkeeping is the #1 contractor mistake. If you don't know your margins, you can't manage your business — you're running a personal ATM, not a company.Project managers lose effectiveness past 2 projects. Overloading PMs is a silent killer of profitability and client relationships."Who Does What By When" is the foundation of execution. Without a clear owner, a clear task, and a hard deadline, everything drifts.Systems are the antidote to turnover. With employees switching jobs every ~4 years, institutional knowledge must be documented — not held in someone's head.Fractional project management lowers the barrier to scaling. Companies don't need a full-time executive to get enterprise-level PM leadership — they just need the right fractional fit.Don't be afraid to ask for help. Pride is the number one source of doom for family construction businesses.Risk tracking is almost always missing. Most contractors react to problems instead of forecasting and mitigating them early.A RAG dashboard (Red/Amber/Green) gives leadership real-time project visibility and frees CEOs from daily firefighting to focus on strategy.QUOTES"It's kind of like a fish drowning in water. You'd think that winning more work would be a good thing… but if they've not been managing those projects well, they're bleeding out." — Chris Grey"If you don't put a deadline on something, your project is always at risk of falling behind by the longest single scheduling item you have.""Pride is probably the number one source of doom for a lot of these companies — the name is often on the building.""Most employees are essentially a statistic or a number for a company — they can be let go at any time.""Always have something on the side. If the thing takes off, run with it.""Growth alone doesn't create successful companies — but execution does." — Jonathan Goldhill (closing)"We were doing more with less — but less stress overall — because the PMs had the tools they needed to be successful."Connect and learn more about Kristopher Grey.https://www.linkedin.com/in/kristophergrey/If you enjoyed today's episode, please subscribe, review, and share with a friend who would benefit from the message. If you're interested in picking up a copy of Jonathan Goldhill's book, Disruptive Successor, go to the website at www.DisruptiveSuccessor.com

A couple came to me with plenty of assets and a solid nest egg. The problem? They had no real income plan. Like many retirees, almost everything they owned depended on market performance. So I asked them one question: Would you rather get retirement income from a slot machine or an ATM? A slot machine might pay. Or it might not. An ATM is predictable. Reliable. Consistent. The goal isn't just accumulating assets. It's creating income you can count on. Because retirement isn't about how much money you have. It's about how much income your assets can produce.

Welcome to this week's episode of the PEBCAK Podcast!  We've got four amazing stories this week so sit back, relax, and keep being awesome!  Be sure to stick around for our Dad Joke of the Week. (DJOW) Follow us on Instagram @pebcakpodcast   Please share this podcast with someone you know!  It helps us grow the podcast and we really appreciate it!   Simple 6 signup link https://simple6.co/r/CFUR98   Apple data and car Bluetooth signals help police identify suspect in crypto robbery https://www.forbes.com/sites/the-wiretap/2026/05/05/apple-subpoena-and-car-bluetooth-help-cops-unmask-crypto-robber-suspect/ Your phone and your car are witnesses — law enforcement used an Apple subpoena and Bluetooth signals from a connected vehicle to unmask a suspect in a physical cryptocurrency robbery, showing how everyday device data is increasingly being used to solve crimes.   FBI reports crypto ATM fraud complaints surged 23% in 2025, topping $388 million in losses https://www.ic3.gov/PSA/2026/PSA260515-2 Canada proposes a nationwide ban on crypto ATMs, calling them a primary tool for scammers https://www.cbc.ca/news/canada/toronto/canada-crypto-atm-ban-scammers-9.7180642 Bitcoin Depot, North America's largest crypto ATM operator, files for Chapter 11 bankruptcy https://www.bankingdive.com/news/bitcoin-depot-bankruptcy-chapter-11-atm-wind-down/820755 Crypto ATMs are effectively becoming extinct — the FBI documented nearly $389 million in losses through kiosks in 2025, Canada is moving to ban them outright as a fraud-enabling infrastructure, and Bitcoin Depot (the largest operator in North America with 9,000+ machines) just filed for Chapter 11 bankruptcy, blaming mounting state regulations, litigation, and an unsustainable business model.   DataCamp breaks down Claude Opus 4.7 vs. GPT-5.5 across coding, reasoning, vision, and pricing https://www.datacamp.com/blog/gpt-5-5-vs-claude-opus-4-7 The AI model race between Anthropic and OpenAI is too close to call — Claude Opus 4.7 leads on software engineering benchmarks and visual reasoning while GPT-5.5 dominates terminal/DevOps workflows and advanced math, with output token pricing favoring Claude at $25 vs. $30 per million tokens.   Dad Joke of the Week (DJOW)   Find the hosts on LinkedIn: Chris - https://www.linkedin.com/in/chlouie/ Brian - https://www.linkedin.com/in/briandeitch-sase/ Cody - https://www.linkedin.com/in/cody123anderson/

JK, Rich, and ATM talk Grade 1 winner R Disaster, Rich's Black-Eyed Susan win with My Miss Mo, how they met, the craps table, and more!

JK, Rich, and ATM talk Grade 1 winner R Disaster, Rich's Black-Eyed Susan win with My Miss Mo, how they met, the craps table, and more!

It's raining again in St. Louis, morale is low, and somehow that immediately leads the show into a heated discussion about wiffle ball bats, sewer water, and whether today's kids even understand the sacred responsibility of yelling “CAR!” during a neighborhood street game.Welcome back to another completely normal episode of The Rizzuto Show — your favorite daily comedy show where literally any topic can spiral into a debate about Costco theft, fake Middle Eastern royalty scams, and frozen-time criminal activity.This episode starts with weather complaints because apparently Missouri is now legally classified as “Sog City USA.” Then things get personal when Rizz reveals his own children saw the comments online after his now-infamous baby deer rescue story… and proceeded to roast him harder than the listeners did. Nothing says family love like your son publicly commenting “I'm disappointed in my dad” on Instagram.The crew also breaks down the latest “Best Places To Live” rankings around the St. Louis area, with St. Peter's, O'Fallon, St. Charles, and Florissant all making appearances. Naturally, this evolves into a deeply nostalgic conversation about growing up in the suburbs during the golden era of neighborhood sports. Wiffle ball. Roller hockey. Ghost runners. Tennis balls soaked in sewer juice. Homemade rules that made absolutely no sense. If you grew up in the 80s or 90s, this episode is basically a memory grenade.Then comes the hypothetical question that derails the entire room:“If you could freeze time… would you commit crimes?”And buddy… these answers escalate FAST.Rizz immediately starts plotting casino robberies, ATM thefts, Costco raids, and highway-speed experiments that would absolutely end with him stealing a Lamborghini. Moon wants unrestricted access to Area 51. Lern becomes a chaotic vigilante helping humanity one paused-time intervention at a time. And Rafe somehow invents an entire frozen-time prank universe involving Sharpies, salad tongs, and public humiliation that we legally cannot explain further here.Because this is a daily comedy show, the conversation somehow gets even weirder when the gang discusses two fake “Middle Eastern princes” who scammed investors out of $21 million while pretending to be royalty in Cleveland. Cleveland being the perfect place for a fake billionaire scheme somehow becomes the least ridiculous thing discussed all morning.Later, the crew dives into the world of dumpster diving side hustles, including college move-out season treasure hunting, curbside furniture discoveries, weird mannequin heads found in Tokyo dumpsters, and Moon accidentally giving away a valuable vintage chair because apparently nobody checked Google first.This episode has:St. Louis nostalgiaFamily dramaChildhood sports storiesWeird newsDumpster-diving economicsCelebrity-level scamsFrozen-time crimesCostco meat theft planningAnd enough sarcastic chaos to qualify as group therapyBasically: another flawless entry in the growing archive of “How Did This Conversation Get Here?” moments from The Rizzuto Show.If you love a funny podcast that sounds like your smartest and dumbest friends arguing at the same time, welcome home.Subscribe, follow, and come back tomorrow for more nonsense from your favorite daily comedy show.Follow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShowHear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

At this moment, Jim and Amos talk about how Marie Antoinette may have actually been correct with letting people eat cake. They also discuss Jim's stolen credit card, the hantavirus, and controversial movie changes.ADS:MARS MEN: For a limited time, our listeners get 50% off FOR LIFE, Free Shipping, AND 3 Free Gifts at Mars Men at http://www.mengotomars.comMONARCH: Use code ATM at http://www.monarch.com to get your first year half off at just $50.SOCIALS:Jim JefferiesWebsite: ⁠https://www.jimjefferies.com⁠IG: ⁠https://www.instagram.com/jimjefferies⁠FB: ⁠https://www.facebook.com/JimJefferies⁠Twitter: ⁠https://twitter.com/jimjefferies⁠Amos GillIG: @abitofamosgillFB: ⁠https://www.facebook.com/AmosGillComedy/⁠Theme Song: "Rein It In Cowboy" by the DoohickeysSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Scaling too soon can destroy your momentum. But holding on to the wrong thing for too long can drain your time, money, and energy. In this episode of The Level Up Podcast w/ Paul Alex, we break down how to know when it is time to double down and when it is time to walk away. Paul shares a powerful lesson from his early ATM business, where pride kept him holding on to a location that was not producing. Instead of making a clean decision based on the numbers, he stayed attached to something that was clearly not working. But once he finally made the decision to bail and move those resources into a better location, his profits doubled in just one month. That experience taught him a lesson every entrepreneur needs to understand: Bailing is not always quitting. Sometimes, it is choosing a better fight. In this episode, you'll learn: Why scaling should only happen when something is already working How to recognize real demand, momentum, and opportunity Why chasing a draining business, offer, or strategy can keep you stuck How to use numbers, mission, and team energy to make better decisions Why smart entrepreneurs know when to push forward and when to pivot The bottom line is simple. If something is working, scale it with care. If something is draining you, respect the lesson, cut the attachment, and redirect your focus toward better opportunities. Courage is not pretending everything is fine. Courage is seeing the truth clearly and acting fast. Protect your peace. Protect your profits. And learn when to push forward or pivot. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: ⁠https://jo.my/paulalex2024⁠ Facebook: ⁠https://jo.my/fbpaulalex2024⁠ YouTube: ⁠https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQ⁠ LinkedIn: ⁠https://jo.my/inpaulalex2024⁠ Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: ⁠www.CashSwipe.com⁠ FREE Copy of my book “Blue to Digital Gold - The New American Dream” ⁠www.officialPaulAlex.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode of The Rizzuto Show starts with a simple moral question and somehow ends with the entire room debating whether permanent Cheeto dust is worse than having taste buds in your butt. So yeah… business as usual for your favorite funny podcast.The chaos begins when King Scott asks the gang a hypothetical that immediately exposes everybody's true character: would you rather win $25,000 for yourself or secretly let your best friend win $100,000? Sounds wholesome at first… until everyone starts trying to loophole the situation, negotiate “finder's fees,” and openly admit they'd probably take the money and just buy dinner afterward. Friendship has never looked weaker.Then things take a sharp turn directly into nightmare fuel when another “Would You Rather?” gets dropped on the table: permanent Cheeto dust fingers you can NEVER clean… or taste buds in your butt. Suddenly the studio becomes a think tank for the dumbest scientific discussion ever recorded. Moon explains why finger residue makes him physically uncomfortable. Rafe starts calculating how to avoid tasting his own farts. Rubber gloves become a survival strategy. Nobody comes out looking good here.As if that wasn't enough, the episode also includes:Moon's horror at people licking sauce off their fingersA massage therapist wearing rubber glovesThe realization that gloves technically solve the Cheeto problemRafe inventing a “berry-only diet” to improve hypothetical fart flavorAn alarming amount of discussion about digestive consequencesThen the Riz Quiz kicks off and things somehow become even more embarrassing. Contestants crumble under elementary-level trivia questions while the gang loses their minds over people forgetting how leap years work. Adults fail questions about rainbows, geography, oceans, and basic science while Tony absolutely steamrolls the competition like a trivia machine sent from the future.This funny podcast somehow combines friendship betrayal, snack-food body horror, caller meltdowns, and public humiliation into one perfectly chaotic daily comedy experience. If you enjoy sarcastic humor, weird debates, pop culture nonsense, and the sound of grown adults emotionally unraveling before 10am, welcome home.The Rizzuto Show continues to be the premier destination for bad decisions, ridiculous hypotheticals, and the kind of conversations that absolutely should not happen on live radio… yet somehow do every single day.And yes, we're still thinking about the butt taste buds.Follow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShowHear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.Texas ‘Karen' Kicks a C8 Z06 at a Gas Station Over the Sound of His Exhaust'I donated my mum's body to Alzheimer's research but found out they blew her up in the experiment'Two women accused of stealing cash, machine, attempting ATM break-in at Bland bar'NO TIP' fury in Fulton as Domino's driver accused of hitting customer‘Unfortunate:' Classes canceled at NW suburban school after resource officer misplaces weaponWoman accused of giving tattoo to toddlerHow the Explosive 'Pop Rocks and Coke' Legend Destroyed an Iconic Candy Brand“It Is Extremely Unattractive”: Woman Said Men Who Play Video Games Are a Turnoff and the Internet DisagreedCNN founder Ted Turner, a pioneer of cable TV news, dies at 87Celebrities Who've Struggled with Lewy Body DementiaRobert Downey Jr. Says ‘It's Absolute Horses—‘ to Declare That Social Media Influencers Are the ‘Stars of the Future'Delta ending food and beverage service on shorter flightsSecret Service Officer Arrested, Allegedly Masturbated in Hotel Hallway After Trump AssignmentYour 2027 Car Will Decide If You Can DriveSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.