Podcasts about GS

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Part two of our all encompassing chat with Matias Corea. This time we dive into changes he made on his G/S for his second adventure and detail his offerings and philosophy at Myth Motor. Find out more on Matias and his offerings here: https://mythmotor.com/ Consider supporting our sponsors make this program possible with their support: Barrington Motor Works www.barringtonmotorworks.com/ Boxer 2 Valve / William Plam: www.boxer2valve.com/ Join the BMW MOA for FREE! Use this code-- airheads247--in the link below: bmwmoaf.givingfuel.com/memberforces Other Moto BMW MOA Podcasts www.bmwmoa.org/page/digitalcontent Visit our website for additional content and the 247 Store: airhead247.com Drop us line: airheads247@hotmail.com Find out more on Matias and his offerings here: mythmotor.com/ Consider supporting our sponsors make this program possible with their support: Barrington Motor Works www.barringtonmotorworks.com/ Boxer 2 Valve / William Plam: www.boxer2valve.com/ Join the BMW MOA for FREE! Use this code-- airheads247--in the link below: bmwmoaf.givingfuel.com/memberforces Other Moto BMW MOA Podcasts www.bmwmoa.org/page/digitalcontent Visit our website for additional content and the 247 Store: airhead247.com Drop us line: airheads247@hotmail.com

AGENDA:  Intro Todo sobre Roland Garros. Resultados y sorpresas.  La derrota y salida temprana de Jannik Sinner.  João Fonseca venció a Novak Djokovic. Quienes quedan / Draw / Predicciones Ha sido un Roland Garros diferente porque habrán 2 campeones nuevos de este GS tanto hombres como mujeres. Serena Williams anuncio su regreso Y más ... Instagram: @TennisPiochas Twitter: @TennisPiochas TikTok: @tennis.piochas   Distribuido por Genuina Media Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Keith welcomes back Rich Dad author Robert Kiyosaki to discuss why debt, inflation, and financial education are critical in today's economy.  Robert challenges traditional advice like "save money and pay off your house," explaining how understanding good debt and owning real assets can accelerate wealth while inflation quietly punishes savers.  They explore how family background and early beliefs shape our money mindset, and why questioning conventional wisdom is essential.  The conversation ultimately stresses that financial education only matters if you take action and intentionally position yourself for turbulent times instead of fearing them. Episode Page: GetRichEducation.com/608 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host, Keith Weinhold. This week, the number one selling personal finance author of all time, Robert Kiyosaki of Rich Dad Poor Dad, returns to the show, revealing that he's in debt to the tune of $1.2 billion with a B. Why he believes a depression is coming, and he strongly espouses financial education today on Get Rich Education,    Keith Weinhold  0:29   you know, Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now, their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to Daniel Thomas hind.com H I N D, that's Daniel Thomas hind.com and sign up before Spots Fill    Keith Weinhold  1:41   Flock Homes helps multifamily owners exit the operator grind, whether it's your sixplex or a 50 unit apartment, through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at Flock homes.com/gre That's F L O C K homes.com/gre   Corey Coates  2:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:30   Welcome to GRE from Williamsport, Pennsylvania, to Williams, Arizona, and across 188 nations worldwide. You're inside one of America's longest running and most listened to real estate shows, this is Get Rich Education. I'm your host, Keith Weinhold. And with Father's Day this month, it's apropos to talk about Rich Dad. It's been said that the objective of parenting is to turn a liability into an asset. The book Rich Dad Poor Dad has now sold over 40 million copies, and it's been translated into 51 languages. One strong thesis in the book: well, there are a few of them: the rich don't work for money, savers are losers, and your house is not an asset. I think any regular listener here to the GRE podcast is already initiated on this. Savers or losers, because inflation debases your prosperity, and your house is not an asset, because it takes money out of your pocket every month. An asset puts money in your pocket every month instead. And I can see Robert now as he's preparing to take the mic with me here, he's got a blown up visual of his cash flow board game behind him, and then in front of him he's got a few books, including two books that he co-authored with Donald Trump, but this is before Trump was ever a political candidate, so it was before all that, and we're certainly not here to talk politics today. A central theme of the Rich Dad world is that the path for your significant financial betterment is rather than cutting your expenses, increase your income. This is the root action behind the mantra: don't live below your means, grow your means, but see, living below your means is easier. That's the easy thing to do. It's even myopic, say move into a lesser housing situation, or cut out going on vacations. Growing your means takes some education, like how to start a business, or how to own real estate. See, when you deposit money into a bank, all of a sudden that bank has a problem, they owe you interest on it, it's an expense for them. So the bank's job is now to lend your money out to somebody else and make a higher interest rate on it than. Lower interest rate that they're paying you on your deposit. All right. Well, then one direction to focus your education is to start acting like a bank yourself. How do you practically do that? How do you be the bank? Well, just like the bank, you can borrow real estate at a 7% mortgage rate. Now you've got the problem, you've got a monthly mortgage payment you need to make, so you need to beat 7% How are you going to do that? You better get it right. Well, with tax deductions, you might really be paying five to 6% Meanwhile, the real estate that you've carefully identified and invested in with your borrowed capital can earn multiples more without taking high risk, and actually that five to 6% effective cost of capital that you've got is zero, because that monthly payment is all outsourced to your tenants anyway, and what made all this possible for you? Debt made it possible, and now you're acting like the bank, and banks often have the tallest skyscrapers in your city for a reason, because they make money on those spreads all over the place, and now you're doing the same thing. This is an example of growing your means. The bank will hand you 500k to buy a new home or rental property, not for stocks. They won't do that for crypto, not for your 401k not for a business idea that popped into your head at 3am Only real estate, the same institutions, banks that manage your savings and study every asset class, and are very conservative, and have armies and armies of analysts. They will only lend you a half million dollars for one thing: real estate. For a few years, I was a writer for the Rich Dad Advisors blog when that was a thing. Robert and I were most recently together publicly last year when we both served as faculty members on the Terrific Real Estate Guys Investor Summit at Sea in the Caribbean. Let's talk to Robert.    Keith Weinhold  7:18   I'd like to welcome back to the show for his fifth appearance here on the GRE podcast. Well, just the number one selling personal finance author of all time. He wrote Rich Dad Poor Dad in 1997 and has ruled the Rich Dad world ever since. It's a warm get worse education. Welcome back to Robert Kiyosaki.   Robert Kiyosaki  7:38   Thank you, Keith. You know, nobody's more surprised about the success of Rich Dad Poor Dad than me, because it was turned down by every publisher in New York. It was like Simon and Schuster and all these guys, and they said, Why are you turning it down? They said, You don't know what you're talking about. It was consensus about the five editors of different book companies was what you're saying doesn't make sense, that's how strange it was back 1997 and now it's the number one in the world.   Keith Weinhold  8:10   This is often how it is when something strikes someone differently, like the Star Wars movies had difficulty getting traction because it was so unusual, and fortunately, Robert, today the consensus among readers has seen that, oh my gosh, Rich Dad Poor Dad changed my thinking more than anything else. The contrarian thinker,   Robert Kiyosaki  8:34   you know, strike Rich Dad, Poor Dad. My poor dad was academic, you know, PhD, yeah. So he'd be the kind of guy that says your book makes no sense, whereas my rich dad never went to school because his father died when he was 13 and he had to take over the family business. So much of a young person's life is predicated upon their parents or where the family or the culture you come from, and I've been studying more of that, like let's say I was raised in Alabama, I'd have a southern accent but because of the environment it presents it upon you, as the same as money, if a child is born into a poor family, or in my case an academic family, the value systems are all different. My family, and it's still true today. Got to go to school, get a job, and get a pension with the government. That's their whole belief system, and they're so proud of this. Is my brothers and uncles, and all that. They're so proud when their child has what's called a GS, and a government service pension, that's the whole idea on finance, get that pension, job security,   Keith Weinhold  9:49   yeah,   Speaker 1  9:49   nothing wrong with it, nothing wrong with it, but a lot of times we can't hear something because of what's been compressed into us by our culture, our. Family, so my, you know, my poor dad was always, you have to get your PhD, or what? God got a PhD. So my brothers and sisters, their kids are all getting their PhDs. It's fascinating. It's fascinating.   Keith Weinhold  10:14   Yeah, when your poor dad tells you you need to get your PhD, and you're asking for what? Maybe the answer was for him. So our parents, yes, they're often our first teachers.   Speaker 2  10:25   It's just values, very different values. And the more I kind of study it, I don't think I'm a good student of it, but there's this thing called a paradigm matrix, and a paradigm matrix is what is like a cookie cutter, so like father, like son, you know, like mother, like daughter, so much of our lives are transferred by our parents and our schools and things like this, and so that's why Rich Dad Poor Dad, for some people it works, but when it first came out, 1997 as you said, it was strange. I said, you know, the savers were losers, and today everybody knows inflation is going to the roof. I said, your house is not an asset. I got hammered for that one.   Keith Weinhold  11:11   Right.   Speaker 1  11:11   Rich don't work for money. Those are my three rich dad rules. Rich don't work for money, savers are losers, and your house is not an asset. I built Rich Dad Poor Dad around those three rules. I didn't follow my poor dad, those were his guiding lights. You know, you have to have job security, and you have to have a government pension, and my house is my biggest asset. And so you can't hear the person because you already have that paradigm magic, or that cookie cutter inside of you. This is my value system in my family. If I didn't get my PhD, I was stupid. I never got one. But anyway, you know,   Keith Weinhold  11:50   just because you believe something for a long time doesn't make it true,   Speaker 1  11:55   correct? And what's happening? Because I wrote Rich Dad Poor Dad, because I could see this economic times coming, 1971 named Nixon took the dollar off the gold standard, and I knew at that time we're going to have hyperinflation, so that it hasn't hit us quite yet. 1971 was august 15. Nixon's taking the dollar off the gold standard, and you watch what's going to happen next few years. We're going to have hyperinflation that we've never seen before, and it's gonna make the poor and middle class poorer. The rich will get richer, but poor and middle class will get poorer. Tragically,   Keith Weinhold  12:30   that is such an appropriate time to bring this up, Robert, because a lot of people are drawing parallels between the 1970s two waves of inflation during that decade, and what's going on today. I mean, there is so much fuel now that could ignite higher inflation. You've got the cumulative effects of the Iran war and the energy shocks and bottled up supply chains. And Robert, I don't know if you've heard it yet, but you and I's mutual friend, Dr. Chris Martinson, yeah, peak prosperity, there, Chris Martinson, he recently said that he would not be surprised to see 18 to 20% annual inflation in the next two to three years. That's exactly what he said.   Speaker 2  13:12   Yeah, but it's good for those who have assets, right? You see what, when things inflate, you know, like chickens and eggs and milk go up, but so do assets go up, most of them, like gold and silver, will go up, but the purchasing of the dollar will come down. Inflation is a tax, that's all it is.   Keith Weinhold  13:33   So much potential for inflation there, and a lot of this really ties in with debt, about how debtors can be enriched inflation. I think about the cantillion effect, meaning that in inflationary times those closest to the money printer win, and that usually tends to be governments, large banks, corporations with easy credit scores, but a lot of people don't realize that we can benefit from that too is everyday investors that use leverage prudent debt,   Speaker 1  14:05   right, and tell you, in effect, is basically what interest rate can you get, and how easy is money for you, and I use debt, I'm 1,000,000,002 in debt, and that scares the crap out of most people, but I use debt to get rich, and most people use debt to get poor, and again, that's family, what your education says. So, a lot has to do with early childhood development, and all that stuff. The more I study it, it really goes back to before a child was like 15. The cookie cutter has been cut.   Keith Weinhold  14:36   Yes, it goes back to not always having to believe everything that you think.   Speaker 2  14:40   We all have access to education. I have my cash flow game here. I teach people how to use debt, and Dave Ramsey says don't use debt. Well, he's a smart man too, Dave. I like him a lot, and most people should listen to Dave Ramsey, but if you're going to use debt, you'd better take some education, so. To go 1,000,000,002 in debt, man, you better know something. People aren't living paycheck to paycheck, they're living credit card to credit card now, and getting wiped out. I hate to laugh, but it's so obvious. You go, because they have no financial education, and that's why my book was turned down by all those academics in New York City, the publishers say, you don't know what you're talking about. How can I say your house is not an asset? How can I say savers are losers? How can I say the rich don't work for money? And that's what Don't Rich Dad Poor Dad on. And now it's been an international best seller, number one in the world for like 25 years.    Keith Weinhold  15:39   Yeah, well, it's so interesting that you bring up Dave Ramsey here, Robert. He often gets his followers to make a debt-free scream when they're debt free, and you know what I think, Robert, for those that scream that they're debt free, what they're doing is they're postponing screaming that they're job free or job optional, they could have been prudently leveraging dollars for profit, instead, like you and I do.   Speaker 2  16:06    Well, let me just say, Dave Ramsey's advice is good for most people. I'm saying, if you're going to learn to use debt, you know, if all you want is a job and a pension, you don't have to study that much. The biggest mistake I think ever made was at 401 k. It's going to wipe out boomer generation. It's going to.. that's the memos. I wrote this book. Here's who stole my pension, and that's when it's going to nail the boomers. They're finished, because their pensions are going to get stolen. They're four 1k IRAs. They're finished, but they do.. they listen. No, they go, they send their kids to school to get their MBA and get a, get a 401 k.   Keith Weinhold  16:46   Well, I kind of think when you have education around debt, you sort of understand this difference between productive debt and what I'll call ego debt. So, can you talk to us more about what kinds of debt make people rich today and what kinds of debt can quietly destroy them.   Speaker 2  17:02   Well, they should read Rich Dad Poor Dad. Really, I'm serious. That's all it is about, really, is I use debt to get rich, and Dave Ramsey's advice is good for those who don't want to study. So, if you're a PhD in microbiology, and you're a doctor, Dave Ramsey's advice is good for you, because you have no financial education, it's not between your right ear and your left ear. So, I had to study debt, that's the difference. It's what we study.   Keith Weinhold  17:29   And for those that are uninitiated on this, what we're talking about here is, if you've got, say, 200k to invest in real estate, and real estate's going to go up 5% a year. Okay, if you pay all cash, you only have a 5% gain on your 200k but if you get an 800k loan and now you invest in a million dollars worth of real estate, you have that entire million dollars going up 5% not just 200k and you have the tenants servicing the 800k in debt for you. This is really the path to wealth through debt, which is counterintuitive.   Speaker 1  18:02   You don't just get into debt. I mean, you really got to understand debt, and real estate doesn't always go up. It's about to crash again, and I like crashes. Don't get me wrong, I love crashes, because a crash in a stock market, bond market, real estate market is something going on sale, so like if Walmart had a sale, every poor person would run in there, but when the real estate market has a sale, all the poor people run away. I like crashes, that's when you get rich, one's coming big time, big time.   Keith Weinhold  18:33   Well, I want to learn more about that, because residential real estate in our lifetimes has only fallen significantly one time, that was in 2008 and circumstances are so different today. Today, you have responsible lending, and you don't have this oversupply that you had in 2008 So, tell us more about a potential real estate crash that's going to interest a lot of people.   Speaker 1  18:53   Well, real estate crashes, because the currency crashes. It's really the problem with the world today, and this is the whole world, is America is now what, the biggest debtor nation in world history.   Keith Weinhold  19:05   Yeah,   Speaker 1  19:05   39 trillion or something like that. And Japan is a bunch of idiots on Japanese, I can say that they save money. Why would you save money when Japan was the biggest money printer of all times? That'd be like somebody you know, sticking water in your gas tank. Why would you go and fill up with water? But that's what the Japanese were doing. They're saving money. It makes no sense. I mean, I just.. I'm just a different person, you know. I just didn't go to school like my family did. I mean, I have a college education and all that, but I studied different things after school. I studied debt, I studied real estate, and that's the big difference. So, I'm 1,000,000,002 in debt. So, in 2008 when the market crashed, you know, I borrowed 30 million bucks and leveled it up with 1,000,000,002 in debt.   Keith Weinhold  19:52   Good timing   Speaker 1  19:53   should not do what I do, but I studied it since 1974 It's debt that's not. Right now today we have oil going up. My college degree is in oil. I'm an oil tanker driver. I drove oil tankers with Standard Oil. I'm making fortunes today as the price of oil goes up, so you know, more Netanyahu and Trump bomb Iran, terrible as it is. I'm getting richer, so you don't have to be poor, but you're poor because that gap between your left ear and your right ear is empty, you know. You've been taught inflation's bad. Well, inflation is good if you're holding oil or gold or silver or some real estate. Anyway, most people have no financial education. That's why I created the cash flow board game, so you can have fun learning how to be rich. If you don't want to learn to be rich, then go to school and get your PhD.   Keith Weinhold  20:47   Sometimes, when people don't understand how real estate debt benefits them, one way I've helped people understand Robert is that, say, you have a loan balance of 112k on a piece of real estate today, that feels really small. It almost feels like something that you can pay off with what you have in your savings account, but if you go back 30 years, when the median home price is 140k 80% debt on that would have been 112k So here, 30 years later, with your 30 year fixed rate loan, you still just have that 112k in debt, while the median home price is over 400k and that's even if you hadn't made a principal payment at all, so it's really a way to visualize how inflation starts shrinking the real weight of our debt over time.   Speaker 1  21:31   My advice is I would study debt, so I take real estate courses, I'm always studying, I'm studying constantly, because the markets are changing so quickly. The biggest problem today started in 1971 when Nixon took the dollar off the gold standard. So, we're the biggest detonation in world history. I think we're going into a depression right now. So, depression plus AI coming along is going to wipe out jobs. I'm going to get richer. What are you going to do? So, I'm already planning for the future, the people that get rich can see the future. So, when you say, well, you know, back in 2008 it only crashed for a little while. Then, okay, so what? And history has proven in 1971 Nixon took the dollar off the gold standard. Every nation has collapsed. Who did that? The Chinese did it, the Romans did it, the Greeks did it, Germans did it. They print money, and so that's the real issue. It's not debt, but it's also the economic macro problems that keep going into the world. The dollar is coming down, and I'm afraid that we're going into a global depression. I hope I'm wrong, like Grant Cardone, and I have fights all the time about it, you know, because he's a big proponent of that. Real estate always goes up, it doesn't always go up,   Keith Weinhold  22:47   right?   Speaker 1  22:47   It doesn't always go up. The stock market doesn't always go up. The bond market's crashing. Everybody says, "Oh, bonds are safe. The bond market's in the biggest bubble in world history. We're going into a depression. So, what are you going to do about it? I'm afraid America is going to crash because we've taken on Iran, and Iran's a powerful, powerful force out there. I'm not in favor of it, but everybody who's messed with Iran has got kicked. So just note that as this look at history, you can see the future, but you have to be careful in the issue you follow. So, 1971 I was on an aircraft carrier in Vietnam, and my rich dad wrote me a letter. I was a marine helicopter pilot, went down three times. Rich Dad wrote me lessons. Nixon took the dollar off the gold standard, watch out, and immediately I started buying gold. So, I started buying gold at $50 an ounce to today is what, four or 5000   Keith Weinhold  23:43   Yeah,   Speaker 1  23:44   the trouble with gold is you pay high taxes on it, constant taxes too. Good luck to learn, Keith. I study constantly.   Keith Weinhold  23:52   You're listening to Get Rich Education. Our guest is Rich Ed Poor Dad author Robert Kiyosaki. I'm your host, Keith Weinhold.    Keith Weinhold  23:58   What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Chaley Ridge, while it's on your mind. Start at Ridge lendinggroup.com that's Ridge lendinggroup.com    Keith Weinhold  24:29   Let me ask you something. If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866 that's family 266866 This   Jim Rickards  25:31   is Author Jim Rickards. Listen to Get Rich Education with Keith Weinhold, and don't quit your daydream.   Keith Weinhold  25:47   Welcome back to Get Rich Education. I'm your host, Keith Weinholt. We're talking with the top-selling personal finance author of all time, Robert Kiyosaki.   Speaker 1  25:55   Just study history. History will see this, you'll see the future. So, this is my good friend here, McDonald. You know why he wants you to get rich, and it's this one man, one message.   Keith Weinhold  26:06   Robert's holding up a book now.   Speaker 1  26:08   You've got to get educated on money, but most people won't, so they got a 401 k, and they live debt free. Good advice. Will it protect them? No, it won't protect them from a, you know, if you lose your job, AI takes it away, or is a massive crash, but we've never been in this much debt before to you. Black generation is screwed, boomers and boomers are screwed, because we're the first generation with a four 1k that was 1974 1974 also Kissinger went to Saudi Arabia to sign the dollar up back by oil, and today my buddy here, Trump is bombing the crap out of Iran. I'm not saying it's good or bad, but the price of oil is going through the roof now. Everybody's complaining about it because of inflation, so chicken and eggs go up in price, you know. Diesel delivers chicken and eggs all over the world. I'm getting richer because I own oil wells, you see. You don't have to be poor, but you better question what they put between your left ear and your right ear. What did Mommy and Daddy tell you? Go to school, get a job, get a job with a government service. My daughter's a GS, she's got a master's from Washington State University losers,   Keith Weinhold  27:24   this untethering of the dollar from gold in 1971 that meant that there is no sovereign currency in the world today that's still tied to gold, allowing for more money printing and enriching over time debtors like you and I, but Robert, we think about how debtors are profiting, and you spoke earlier about how oftentimes your parents put all of these values inside you. How do you emotionally tolerate having a lot of debt yourself? You talked about having $1.2 billion in debt. How do you emotionally deal with that?   Speaker 1  28:00   I study, I take courses. I'm constantly in seminars studying debt. I don't study a 401 ks or bonds, that's for losers. But this is the biggest point, Keith. You got to find out. My rich had always said to me, says there's a billion ways to financial heaven. So, there's what, 8 billion people on planet earth, and 1 billion of the eight may make it to financial heaven, but there's 7 billion to financial hell, and the difference is what's between your left ear and your right ear, and that's why you may choose what you learn carefully, cash flow game, study it, have fun, practice, play, learn, but if you don't want to learn, then follow Dave Ramsey's advice. That's much better. It's better for you, really. I'm serious. And get your PhD and get a 401 k and get wiped out when you lose your job. It's up to you.   Keith Weinhold  28:54   Yeah, I mean, the debt-free mindset probably is better for most people, but I think you shouldn't aspire to want to be like most people. Most people are overweight, and they have a busted relationship, and they don't have enough money at the end of the month. So we're really not aspiring to be mediocre here, and that can mean taking on prudent debt. You wrote something in a book one time, I don't think it was Rich Dad Poor Dad, it was one of your later books. This is so simple, but I found it to be so profound and life-changing for me. And that is simply being wealthy is a choice   Speaker 1  29:28   that doesn't, what you want, it's your choice, but you better know what your choices are. What did Mommy and Daddy say to you? But also, were they doing in front of you?   Keith Weinhold  29:39   Right,   Speaker 1  29:40   were they cleaning for job security or were they buying coil wells? Like, I own Bitcoin, but they'll recommend it now. I study it. I don't really understand it that well. I have 5049 Bitcoin, not much, but as inflation goes up, my Bitcoin goes up. Also, have in theory. I'm old. I don't understand tech that well, but I buy it to learn it, to practice, to study it. Am I an expert at Bitcoin? No. So I just keep studying, that's all I'm saying. I have a choice how to put between this year and that year. That's your choice today.   Keith Weinhold  30:18   Well, that's really interesting, Robert, because some people say that you should only invest in something that you understand well, others say that you're only going to understand something well if you invest a little in it first and have a stake. Well, is there any last thought that you have, Robert, as we wind up, anything at all that a listener should know today?   Speaker 1  30:39   No, I mean, I just said it, that's it. Choose what you put between your left brain and right ear, and what do you do? What do you do in your spare time? Like studying, you can ask the people around me. I'm constantly studying, you know, because I like to win. I'm very concerned, Keith. We're going into the biggest depression in history. So, what happens when you lose your job and you can't put food on the table, that's gonna create another problem. So, I'm a big pessimist, but I'm ready for it. I have a lot of guns, so the, I call it the 5g's Okay, you have to have gold, food, I mean ground, gasoline, and guns, that's preparing for the future, the 5g will be gold, gas, ground, food, guns.   Keith Weinhold  31:27   Well, Robert, you gave us a lot to think about there, including some actionable things. It's been great having you back on the show.   Speaker 1  31:32   Okay. Well, thank you. Keep up the good work.   Keith Weinhold  31:40   I believe Robert feels that a calming economic depression would be linked to the longer term calamity about the dollar being de-pegged from gold for about 55 years now. His 1.2 billion in debt is largely, if not completely, good debt. You can learn more about Robert and the Rich Dad world@richdad.com and he and I talked more off air. As much as he stresses financial education, he emphasizes taking action after you've learned; otherwise, you really haven't gained much of anything. But the rat race is so busy that some people don't have time to care about this stuff. In fact, the difference between financial education and financial courage is action taking. That's the difference. Now, in my view, it seems that some feel like financial betterment means cutting your expenses so much that you reduce your standard of living even over the long term, and doing that for the long term, you might do some of that in the short term, earlier in your investing career, because you need some capital formation, but to me, before long, financial betterment should give you the ability to make your life better. I mean, really don't buy the boat or RV just because it's a depreciating asset. Well, you don't want to do that wastefully if you can't afford it, but if you can learn how to afford it, consider borrowing for it, investing it at a higher interest rate than the RV loan, and profiting while you enjoy the RV, some people don't even think something like that is possible. Well, that's the sort of thing financial education can do. Genuine financial betterment means that you can take the trip, it means that you can buy the boat, because what's worse, owning a depreciating asset or living a depreciating life. Big thanks to Robert Kiyosaki.    Keith Weinhold  33:47   Today, we've got a lot of great upcoming shows here on the Get Rich Education podcast. Next week, The Mad Scientist of Multifamily, Neil Bower, will be here. It's going to be a charged conversation on the state and the future of the residential real estate market. Also, I've been compiling my top 12 dirty dozen due diligence questions that are going to help you avoid mistakes when you buy a piece of income property, like for example, How do you be sure that a build to rent community isn't overbuilt with supply, and why you should always get a property inspection, even on a new construction property that's coming in future weeks, and if you're a new listener and still learning about how to prudently use debt to build wealth, you're in luck. Just eight weeks ago, on episode 600 it's an episode where it's just me talking to you, called Debt is the American dream. Be sure to check out that show until next week. I'm your host, Keith Weinhold. In In the Spirit of Rich Dad, don't quit your daydream.   Speaker 3  34:52   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business. Professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  35:18   The preceding program was brought to you by Your Home for Wealth Building, Get Rich education.com  

Rhabarber ist ein richtiges Allroundtalent in der Küche, von der Grütze bis hin zum klassischen Rhabarberkuchen wird er heiß geliebt - nicht immer, aber immer öfter. Doch wer Rhabarber im Garten anpflanzt, weiß auch, dass er einem schnell über den Kopf wachsen kann. Wohin dann also mit den köstlichen Stangen? Unser Genussforscher Prof. Thomas Vilgis schlägt vor, Gsälz (schwäbisch - auch Xäls oder Gselz ) daraus zu machen - und zwar verschiedene Sorten mit Pfiff. Denn Rhabarber-Konfitüre ist nicht nur auf dem Brötchen lecker, sie macht auch auf vielen Käseplatten eine verdammt gute Figur.

Episode 319: Jay & Ray groove with some Gs.disgruntlegrubSubscribe, review, and come find us on BlueSky, Insta, &  FB.Big Science Music is an award-winning original music and sound boutique. Providing scoring, sound design, radio, podcast, and all audio-post production services for the advertising, film, and video industries. Grab a taste of the groove salad at bigsciencemusic.comsome of the W9Y sources include phrase finder uk, word wizard forums, etymology online, the OED, American Dictionary of Idioms, Wiki, newspapers.com, stackexchange, worldwidewords.

We're pretty sure Batman doesn't mean what Nathan Lukes thinks it means. The Password is up for PIT and the Username is in Maine. Nick surpasses Rickey's streak. Other Nick debuts in front of home town crowd. James Frickin Wood scores a real inside the park GS (sorry, JJ). Everybody loves Salvy, and Chris is retiring for real this time. It doesn't matter if your home run hits the top of the foul pole or the base, it counts the same and both are pretty notable. The Johnson's, if that's their real name, home run ball luck inspires us to greatness. Pottymouth encourages Mexico and Canada as alternate World Cup viewing sites if you are not a lucky New Yorker benefitting from a Mayor who gets it. And we embrace solidarity with a Mexican teacher's union with an excellent plan for visibility. We channel a little Brenda Vaccaro because we don't know the sultry, gravelly voice of kids today. Please help.We say, “Tommy Phams says hold my beer,” “Chuchaqui sounds like what being hungover feels like,” and “I don't have really great aspirations but I'd like to do a teeny bit better.” Fight the man, go see some live baseball, send your game balls to Meredith, and find us on Bluesky @ncibpodcast, on Facebook @nocryinginbball, Instagram @nocryinginbball and on the Interweb at nocryinginbball.com. Please take a moment to subscribe to the show, and leave us a review on Apple Podcasts or wherever you listen to NCiB. Become a supporter at Patreon to help us keep doing what we do. We now have episode transcripts available!  They are available for free at our Patreon site. Say goodnight, Pottymouth. 

In today's episode of Backpacker Radio presented by The Trek, brought to you by Topo Athletic, we are joined by Liz Crandall, a former US Forest Service field ranger who was fired by DOGE last February and has since transitioned into advocacy, activism, and podcasting, serving as the host of Rangers of the Lost Park.  In this one, Liz walks us through nine years of climbing the federal government's career ladder, from GS3 volunteer to permanent employee, and what it actually felt like to receive the phone call telling her it was over. She breaks down the DOGE firing process, the spam-looking emails that nobody believed were real, the Fork in the Road offer that most people didn't take, and what it looked like inside a Forest Service office where even the people who voted for the administration were crying. She also shares what it took to go from a person who was trained never to talk to the press to someone doing live CNN, the roadless rule and why she thinks rescinding it is a bad idea, her crown jewel podcast guest Ken Burns, and two pants-shitting stories from her hitchhiking days that she's been dreading telling us since she booked this. We wrap the show with hikers who discovered human remains in Vermont, the celebrity names we can never remember, how I butchered the boy who cried wolf, the triple crown of the worst gifts to give your kids, and an ALL TIME listener email and poop story. Topo Athletic: Use code "TREK15TOPO" at topoathletic.com. Gossamer Gear: Use code "BACKPACKERRADIO" for $20 off LT5 Trekking Poles at gossamergear.com.  OnX Backcountry: Through Memorial Day, use code "TREK70" for 70% off at onxmaps.com  [divider] Interview with Liz Crandall Rangers of the Lost Park Podcast Rangers of the Lost Park Instagram Liz's Instagram Time stamps & Questions 00:05:34 - Processing 00:10:30 - Reminders: Join us for Chaunce's live podcast sendoff, subscribe to The Trek's Youtube, check out our new merch, and listen to our episodes ad-free on Patreon! 00:17:25 - Introducing Liz 00:18:10 - What's the story behind your ranger raccoon tattoo? 00:24:47 - Tell us about working in wildlife rehab between Forest Service seasons 00:30:23 - How did you go from wildlife rehab to becoming a field ranger? 00:33:00 - What do the GS pay grades mean and how does the Forest Service career ladder work? 00:36:39 - What were your biggest accomplishments climbing from GS-3 to GS-6? 00:41:13 - When did things start going wrong under the new administration? 00:43:01 - What were the Fork in the Road emails from DOGE actually saying? 00:47:15 - What happened when the February 14th firing emails went out? 00:52:06 - Is there any optimism that fired feds could get their jobs back? 00:53:32 - How fast did you go from being fired to becoming an advocate? 00:57:41 - What was it like representing all fired feds in the press? 01:00:15 - Discussion about the State of the Union and lobbying in DC 01:02:18 - What do you disagree with about the Forest Service and BLM? 01:09:25 - How did Rangers of the Lost Park get started? 01:10:31 - How did you land Ken Burns as a guest? 01:15:26 - What were the biggest takeaways from your Ken Burns interview? 01:17:46 - What are some of the top remaining battles for public lands? 01:20:48 - How do you respond to people who aren't affected by these issues? 01:26:45 - Where do you get your validation when the wins are invisible? 01:28:45 - Triple Crown of Liz's best podcast guests 01:31:20 - How do you find joy in a world of bad news? 01:34:07 - Pants-shitting stories from Liz's hitchhiking days 01:43:17 - What's your most underrated piece of backpacking gear? 01:45:45 - Tell us about your mountain lion and grizzly bear encounters 01:56:40 - Peak Performance Question: What is your top performance-enhancing or backpacking hack? Segments Trek Propaganda: Hikers Discover Human Remains Near Vermont Appalachian Trail by Kelly Floro QOTD:  What celebrity names can you never remember?  Parenting Thing of the Week Triple Crown of the worst gifts to give young kids Mail Bag 5 Star Review [divider] Check out our sound guy @my_boy_pauly/ and his coffee. Sign up for the Trek's newsletter Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)!  Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok.  Our theme song is Walking Slow by Animal Years. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex and Misty with NavigatorsCrafting, Alex Kindle, Andrew, Austen McDaniel, Bill Jensen, Brad & Blair Thirteen Adventures, Bret Mullins aka Cruizy, Bryan Alsop, Carl Lobstah Houde, Christopher Marshburn, Clint Sitler, Coach from Marion Outdoors, Eric Casper, Erik Hofmann, Ethan Harwell, Gillian Daniels, Greg Knight, Greg Martin, Griffin Haywood, Hailey Buckingham, Jackson Storm, JaredNotFromSubway, Jason Kiser, Jason "The Snail" Snailer, Luke Netjes, Matty in AZ, Patrick Cianciolo, Randy Sutherland, Rebecca Brave, Rural Juror, Sawyer Products, The Saint Louis Shaman, Timothy Hahn, Tracy 'Trigger' Fawns A big thank you to our Cinnamon Connection Champions from Patreon: Bells, Benjy Lowry, Bonnie Ackerman, Brett Vandiver, Chris Pyle, Dakota J, David Neal, Dcnerdlet, Denise Krekeler, Jack Greene, Jeanie, Jeanne Latshaw, Lloyd Harris, Merle Watkins, Peter, Quenten Jones, Ruth S, Salt Stain, Sloan Alberhasky, and Tyler Powers.

Nuevo episodio de Dame Rueda en formato magazine donde nos ponemos al día con un montón de actualidad motera después de varios programas alejados de las noticias. En este episodio participan Jose, Ramón y Clara en una charla relajada, muy de garaje y casi con ambiente de sobremesa, repasando novedades, rumores y tecnologías que podrían cambiar el futuro de las motos. Durante el programa hablamos de motos como la Morbidelli Timeless 1200, la Benelli TRK 902, la Bajaj Pulsar NS400Z, la Norton Manx R 2026, la Benda Dark Flag V4 o la futura BMW F 450 GS, una trail que está generando muchísimo interés dentro del segmento A2. También comentamos el nuevo scooter crossover Zontes 368G, la nueva fábrica de Rieju en Gerona y el espectacular prototipo BMW Vision K18. El episodio deriva además hacia debates sobre ayudas electrónicas, embragues automatizados, mantenimiento predictivo en Ducati, sistemas inteligentes de Yamaha, motores de hidrógeno, combustibles alternativos y baterías de flujo. Todo ello con bastante cachondeo y comentarios sobre hacia dónde se dirige realmente la industria de la moto. En la parte final del programa también hablamos sobre Spotify y los problemas con algunos episodios musicales del podcast, además de recordar que todos los programas siguen disponibles en iVoox y otras plataformas. También salen recomendaciones de canales y contenido relacionado con Moto Guzzi y mecánica clásica. Como contenido extra, el episodio incluye una nueva entrega de “El Bicho Raro” de Javi dedicada a la mítica Ossa Yankee, añadida como sección especial al final del programa. https://www.instagram.com/reel/C0u02npPByq/?igsh=MWMxaThtc3QyeGdhZA== https://www.instagram.com/reel/DXwBM-WNppa/?igsh=MTVrZWRuMDduZWp4bw== Encuéntranos en: Email: Damerueda@gmail.com TIENDA: https://www.latostadora.com/shop/damerueda/?shop_trk Youtube: http://www.youtube.com/@damerueda Instagram Dame Rueda: https://acortar.link/bqWGOu Instagram Bicho Raro: https://www.instagram.com/bichoraro_damerueda/?hl=es Instagram Diez-Once: https://www.instagram.com/diezonce_damerueda/?hl=es Instagram TBO en moto: https://www.instagram.com/tboenmoto_damerueda Facebook: https://www.facebook.com/damerueda Telegram: https://t.me/dameruedagrupo Blog Dame Rueda: https://damerueda.home.blog/ Email: Damerueda@gmail.com TikTok: https://www.tiktok.com/@damerueda?_t=8jFKY9ClhWC&_r=1 Playlist Spotify: https://open.spotify.com/playlist/6lbjlXIp4C5HzRfrmnHIKr?si=tq67ZHDuQMCsiz0EFbhz1w&pi=9RE9KjhnRHGlt

Myth Motor founder, G/S world traveler and 247 enthusiast Matias Correa joins us for part one of an in depth conversation detailing his travels, bike builds and love affair with the 247 design and concept. Find out more on Matias and his offerings here: https://mythmotor.com/ Consider supporting our sponsors make this program possible with their support: Barrington Motor Works www.barringtonmotorworks.com/ Boxer 2 Valve / William Plam: www.boxer2valve.com/ Join the BMW MOA for FREE! Use this code-- airheads247--in the link below: bmwmoaf.givingfuel.com/memberforces Other Moto BMW MOA Podcasts www.bmwmoa.org/page/digitalcontent Visit our website for additional content and the 247 Store: airhead247.com Drop us line: airheads247@hotmail.com

VOV1 - Ngày 16/5 tại Hà Nội, Ban chỉ đạo xây dựng hồ sơ di sản Yên Tử - Vĩnh Nghiêm - Côn Sơn, Kiếp Bạc tổ chức Hội nghị tổng kết công tác xây dựng hồ sơ khoa học trình UNESCO công nhận là Di sản thế giới.      Đây là lần đầu tiên Việt Nam xây dựng một hồ sơ di sản có phạm vi liên tỉnh rộng lớn, trải dài trên 3 địa phương với 214 điểm di tích thuộc 6 khu di tích quốc gia đặc biệt. Quá trình xây dựng hồ sơ được đánh giá là hành trình nhiều thử thách bởi phần lớn các dấu tích di sản có niên đại hơn 700 năm từ thời Trần, nhiều công trình chỉ còn nền móng, dấu tích khảo cổ dưới lòng đất.      Theo GS.TS Nguyễn Văn Kim, Phó Chủ tịch Hội đồng Di sản Văn hoá Quốc gia, việc xây dựng hồ sơ không chỉ nhằm chứng minh giá trị vật thể mà còn phải làm nổi bật những giá trị tư tưởng, tinh thần của Thiền phái Trúc Lâm – dòng thiền mang đậm bản sắc văn hóa Việt Nam hình thành từ thời Trần: “Chúng ta đã trải qua rất nhiều nỗ lực, phấn đấu hy sinh, có những thời điểm phải chịu những áp lực rất căng thẳng trong việc biện giải một hồ sơ di sản khó như vậy. Chúng ta đã cố gắng làm rõ đằng sau và trong các di sản kỳ vĩ là những giá trị nhân văn, tư tưởng, tinh thần của một quốc gia, của một dân tộc. Chúng ta sử dụng khái niệm Phật giáo Trúc Lâm và khi khẳng định giá trị của một tôn giáo, chúng ta lại phải xây dựng hệ tiêu chí, chuẩn bị những luận cứ để biện giải và chứng minh sự trưởng thành thực sự của một tôn giáo được hình thành và phát triển từ chính những căn cốt nhất của truyền thống văn hóa Việt Nam, có sự phát triền đột khởi của thời đại nhà Trần.”GS.TS Nguyễn Văn Kim chia sẻ về hành trình xây dựng hồ sơ đề cử

Nothing is more exciting in baseball than a prospect who is called up and immediately makes an impact. You can dream forever on guys like that. We've already seen so many incredible careers start in 2026 from Kevin McGonigle to Konnor Griffin to guys who don't have Ks and Gs figuring prominently in their names. Anyway, in honor of those debuts, this week Mike and Bill look back at some of the greatest debuts in baseball history, including multi-homer games, a bevy of runs driven in, and a couple dominant pitching performances.  Plus, happy birthday to George "Piano Legs" Gore and Dan Bankhead! And farewell to Doug Camilli and Tom Nieto.

VOV1 - Sáng 15/5, tại Học viện Cảnh sát nhân dân, Bộ Công an phối hợp với Hội đồng Lý luận Trung ương tổ chức Hội thảo khoa học cấp quốc gia “Phong trào thi đua Ba nhất - Động lực cốt lõi xây dựng lực lượng Công an nhân dân cách mạng, chính quy, tinh nhuệ, hiện đại”. Hội thảo nhằm làm sâu sắc hơn cơ sở lý luận và thực tiễn của phong trào thi đua yêu nước trong Công an nhân dân; đồng thời khẳng định giá trị, sức lan tỏa và vai trò động lực của phong trào thi đua “Ba nhất” trong thực hiện thắng lợi nhiệm vụ bảo vệ an ninh quốc gia, bảo đảm trật tự, an toàn xã hội trong giai đoạn mới nói chung và xây dựng lực lượng Công an nhân dân cách mạng, chính quy, tinh nhuệ, hiện đại nói riêng. TS, Thượng tướng Lê Văn Tuyến, Ủy viên Trung ương Đảng, Thứ trưởng Bộ Công an và GS. TS Lê Văn Lợi, Ủy viên Trung ương Đảng, Chủ tịch Viện Hàn lâm Khoa học xã hội Việt Nam, Phó Chủ tịch Hội đồng Lý luận Trung ương chỉ đạo hội thảo

BGVV-1751_Pháp Là Gì_Sài Gòn, Việt Nam_14-07-1974 Vô Vi Podcast-Vấn Đạo Vô Vi Podcast-Bài Giảng Vô Vi Podcast-Nhạc Thiền

In Episode 2 of Beyond the Thank You, host Michael Parker sits down with Tyron Thompson, a former Army logistics professional who has navigated the transition from active service to contractor—and now to a GS civilian role.This conversation goes beyond job titles and into the reality of transition. Tyron shares what it's like operating in different environments, the challenges of redefining purpose, and the lessons learned while moving from military structure to civilian responsibility.This is a candid look at what happens after the uniform—and how the mission continues in a different form.

Hour 2 features discussions about Steve Kerr and his impending choice to return or leave GS.They're joined by Sam Amick of The Athletic to discuss the Steve Kerr situation, where some NBA players have ranked him as one of the least impressive coaches in the league. The guys also touch on the Warriors' struggles, the Lakers' chances in the playoffs, and the Celtics' surprising loss to the Sixers. See omnystudio.com/listener for privacy information.

Hour 2 features discussions about Steve Kerr and his impending choice to return or leave GS.They're joined by Sam Amick of The Athletic to discuss the Steve Kerr situation, where some NBA players have ranked him as one of the least impressive coaches in the league. The guys also touch on the Warriors' struggles, the Lakers' chances in the playoffs, and the Celtics' surprising loss to the Sixers. See omnystudio.com/listener for privacy information.

How is AI changing investment strategies? In this episode, Osman Ali, global co-head of Quantitative Investment Strategies in Goldman Sachs Asset Management, explains the impact that AI is having in the quantitative investment space. To learn more , visit the artificial intelligence insights page on GS.com. This episode was recorded on May 1, 2026. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at ⁠http://www.gs.com/research/hedge.html⁠ Goldman Sachs does not endorse any candidate or any political party. Copyright 2026. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're off to Gambia... or is it Zambia? Highlights include: - Actually, it's THE Gambia... - I'm sorry, but WHAT island?? - Everyone knows Gs and Zs are tricky...

260505(2) [스포츠 이슈] (1) "올해 어린이날이 마지막"…2만 4천명 12억 플렉스 ‘잠실 더비' / (2) 어린이날 K리그1 달굴 '연고이전 더비'…서울vs안양·부천vs제주 / (3) 농구 사상 첫 5, 6위간 챔프전… 누가 이겨도 기적 / (4) 안세영 앞세운 여자 배드민턴, 세계 정상에 '우뚝' / (5) GS칼텍스 매경오픈서 뒤늦은 '스코어 수정' / (6) 막말 논란 김나미 체육회 사무총장 사임 - 윤승재

2026 marks the 20th year of publishing Genocide Studies International. The journal's first issue was a special issue on genocide in Darfur. Twenty years later, newspapers and podcasts are talking again about mass violence in Sudan. So I thought it would be a good time to host a discussion among current and former editors of the journal about the state of genocide studies and about how academic journals can contribute to its goals. We talked about the nature of the field of genocide studies, about what it means to be a scholar in a field where activism is common, and about how GSI understands its purpose. And we say a bit to graduate students and early career academics about how to get an article published in GS. If you're interested in this interview, I'd suggest looking back in the NBGS archives to look for discussions about the purpose of genocide education with Maureen Hiebert and Jim Waller and an interview with John Roth and Carol Rittner about their belief that Holocaust and Genocide education is failing to achieve that purpose. Genocide Studies International is a journal of the Zoryan Institute and is published by University of Toronto Press. You can find more information about Zoryan here Home - Zoryan Institute and suscribe to the journal here Genocide Studies International Home | University of Toronto Press Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

2026 marks the 20th year of publishing Genocide Studies International. The journal's first issue was a special issue on genocide in Darfur. Twenty years later, newspapers and podcasts are talking again about mass violence in Sudan. So I thought it would be a good time to host a discussion among current and former editors of the journal about the state of genocide studies and about how academic journals can contribute to its goals. We talked about the nature of the field of genocide studies, about what it means to be a scholar in a field where activism is common, and about how GSI understands its purpose. And we say a bit to graduate students and early career academics about how to get an article published in GS. If you're interested in this interview, I'd suggest looking back in the NBGS archives to look for discussions about the purpose of genocide education with Maureen Hiebert and Jim Waller and an interview with John Roth and Carol Rittner about their belief that Holocaust and Genocide education is failing to achieve that purpose. Genocide Studies International is a journal of the Zoryan Institute and is published by University of Toronto Press. You can find more information about Zoryan here Home - Zoryan Institute and suscribe to the journal here Genocide Studies International Home | University of Toronto Press Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/genocide-studies

2026 marks the 20th year of publishing Genocide Studies International. The journal's first issue was a special issue on genocide in Darfur. Twenty years later, newspapers and podcasts are talking again about mass violence in Sudan. So I thought it would be a good time to host a discussion among current and former editors of the journal about the state of genocide studies and about how academic journals can contribute to its goals. We talked about the nature of the field of genocide studies, about what it means to be a scholar in a field where activism is common, and about how GSI understands its purpose. And we say a bit to graduate students and early career academics about how to get an article published in GS. If you're interested in this interview, I'd suggest looking back in the NBGS archives to look for discussions about the purpose of genocide education with Maureen Hiebert and Jim Waller and an interview with John Roth and Carol Rittner about their belief that Holocaust and Genocide education is failing to achieve that purpose. Genocide Studies International is a journal of the Zoryan Institute and is published by University of Toronto Press. You can find more information about Zoryan here Home - Zoryan Institute and suscribe to the journal here Genocide Studies International Home | University of Toronto Press Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/law

2026 marks the 20th year of publishing Genocide Studies International. The journal's first issue was a special issue on genocide in Darfur. Twenty years later, newspapers and podcasts are talking again about mass violence in Sudan. So I thought it would be a good time to host a discussion among current and former editors of the journal about the state of genocide studies and about how academic journals can contribute to its goals. We talked about the nature of the field of genocide studies, about what it means to be a scholar in a field where activism is common, and about how GSI understands its purpose. And we say a bit to graduate students and early career academics about how to get an article published in GS. If you're interested in this interview, I'd suggest looking back in the NBGS archives to look for discussions about the purpose of genocide education with Maureen Hiebert and Jim Waller and an interview with John Roth and Carol Rittner about their belief that Holocaust and Genocide education is failing to achieve that purpose. Genocide Studies International is a journal of the Zoryan Institute and is published by University of Toronto Press. You can find more information about Zoryan here Home - Zoryan Institute and suscribe to the journal here Genocide Studies International Home | University of Toronto Press Learn more about your ad choices. Visit megaphone.fm/adchoices

VOV1 - Mùa nắng nóng có thể âm thầm tác động đến sức khỏe và thể trạng của nam giới theo những cách không dễ nhận ra. Không chỉ là cảm giác oi bức, mệt mỏi thường thấy, thời tiết nắng nóng còn có thể ảnh hưởng đến thể lực, sự dẻo dai và cả khả năng sinh lý nam giới.Khi cơ thể mất nước, dễ suy giảm năng lượng và rối loạn nhịp sinh hoạt, phong độ cũng vì thế mà ít nhiều bị tác động. Chính vì vậy, việc lắng nghe cơ thể, điều chỉnh thói quen sinh hoạt và chú trọng chăm sóc sức khỏe một cách khoa học sẽ giúp nam giới giữ vững phong độ và sự tự tin bên bạn đời. Nhưng cụ thể, nam giới cần lưu ý những gì để bảo vệ sức khỏe và duy trì phong độ trong mùa nắng nóng? Trong chương trình hôm nay, chúng ta sẽ cùng lắng nghe những chia sẻ từ chuyên gia là GS.TS. Bác sỹ Hồ Bá Do – Phó Chủ tịch Hội Y học cổ truyền Việt Nam, Chủ tịch kiêm Viện trưởng Viện Nghiên cứu, Chăm sóc sức khỏe chủ động.

GS#499 September 28, 2015: Gregg Steinberg, PhD is an associate Professor of Sports Psychology at Austin Peay University. His book "Mental Rules For Golf" is introduced by Hank Haney with "Gregg Steinberg's insights into the mental aspects of the game of golf will help you think and act more like a champion.” Gregg is a regular contributor to the Golf Channel, Fox News, and has even been an expert on “Dancing with the Stars”.Please welcome our new host of Golf Smarter, Josh Karp! Fred has retired from his work life, including the podcast, and will be working on his game with more intention than ever. If you have a question for either Josh or Fred, or if you'd like to share a comment about what you've heard in this or any other episode, please write to Josh at karpj2323@mac.com or Fred at golfsmarterpodcast@gmail.com. For exclusive content and first access check out Corrected Mistakes on Substack: https://substack.com/@correctedmistake 

VOV1 - Mỗi độ tháng Ba âm lịch trở về khi đất trời giao mùa, khi cái se lạnh của mùa xuân vẫn còn vương lại, lòng người Việt lại nao nức hướng về một nơi. Đó là Đền Hùng – nơi khởi nguồn của lịch sử dân tộc, nơi kết tinh những giá trị thiêng liêng nhất trong tâm thức người Việt.Dòng người hành hương về Đền Hùng, không chỉ là những bước chân của tín ngưỡng. Đó còn là nhịp đập của ký ức dân tộc - nơi hai tiếng ‘đồng bào' cất lên thiêng liêng và ấm áp như một lời gọi từ cội nguồn.Giỗ Tổ Hùng Vương không chỉ là một ngày lễ, đó là một nghi lễ ký ức - nơi mỗi người Việt tự nhận diện mình trong dòng chảy hàng nghìn năm lịch sử. Và trong dòng chảy ấy mọi ranh giới dường như tan biến. Chỉ còn lại một sợi dây vô hình nhưng bền chặt: tình dân tộc, nghĩa đồng bào. “Giỗ Tổ Hùng Vương: Lan tỏa giá trị thiêng liêng - Gắn kết cộng đồng dân tộc” là nội dung bàn luận của GS.TS NGND Nguyễn Quang Ngọc, Phó Chủ tịch Hội Khoa học lịchsử Việt Nam.

VOV1 - Hộ kinh doanh hiện đang là một trong những lực lượng kinh tế quan trọng, đóng góp lớn vào tạo việc làm và lưu thông hàng hóa trong nền kinh tế.Từ 1/1/2026, ngưỡng doanh thu miễn thuế thu nhập cá nhân, giá trị gia tăng của cá nhân, hộ kinh doanh là 500 triệu đồng một năm. Tuy nhiên, quy định về ngưỡng miễn thuế thu nhập đối với hộ kinh doanh như vậy đang bộc lộ nhiều điểm chưa phù hợp với thực tiễn, đặt ra yêu cầu cần điều chỉnh.Tại kỳ họp thứ nhất, Quốc hội khóa XVI đang diễn ra, Chính phủ đã đề xuất nâng mức doanh thu miễn thuế, để hỗ trợ hộ kinh doanh trong bối cảnh thị trường gặp nhiều biến động như hiện nay. Trong phiên họp hôm qua, các đại biểu quốc hội cũng đã bàn thảo sôi nổi về vấn đề này. Sáng nay, Quốc hội sẽ biểu quyết thông qua Luật Thuế thu nhập cá nhân, Luật Thuế giá trị gia tăng (VAT), Luật Thuế thu nhập doanh nghiệp và Luật Thuế tiêu thụ đặc biệt, trong đó sẽ quyết định vấn đề về ngưỡng chịu thuế doanh thu của hộ kinh doanh, các doanh nghiệp vừa và nhỏ.Để cùng bàn luận về vấn đề này, Câu chuyện thời sự hôm nay, chúng tôi có cuộc trao đổi với GS.TS Hoàng Văn Cường – nguyên Phó Hiệu trưởng Đại học Kinh tế Quốc dân, nguyên Ủy viên Ủy ban Tài chính – Ngân sách của Quốc hội khoá XV. 

Hubo una época en la que Citroën no era solo un fabricante de coches, sino un laboratorio de ingeniería que decidió apostar todo su futuro a una sola carta: el motor rotativo Wankel. Esta es la historia de una ambición técnica que incluyó fábricas gigantescas, prototipos secretos y una orden final de "genocidio mecánico" para borrar su rastro de la historia. La apuesta total por el motor sin pistones. A mediados de los años 60, Citroën dominaba en confort y aerodinámica, pero sus motores se quedaban atrás. El motor rotativo de Félix Wankel parecía la solución definitiva: sin vibraciones, de tamaño reducido y con una entrega de potencia lineal. Los ingenieros soñaban con la "alfombra mágica" perfecta, combinando este motor con la suspensión hidroneumática. La apuesta fue tan firme que en 1964 crearon junto a la alemana NSU la empresa Comotor, construyendo una planta masiva preparada para fabricar 500 motores rotativos diarios. El experimento del M35 y los clientes "cobaya". Antes de la producción en serie, Citroën lanzó el M35, un coupé basado en el Ami 8 pero con motor rotativo de un solo rotor. En un movimiento inaudito, no se vendió en concesionarios normales, sino a clientes seleccionados que hacían muchos kilómetros al año con la condición de reportar cada fallo. Aquellos conductores descubrieron la increíble suavidad del Wankel, pero también sus debilidades: un consumo de aceite altísimo, dificultades para arrancar en caliente y un desgaste prematuro de los sellos del rotor. El GS Birotor: El coche perfecto en el momento equivocado. En 1973 nació el GS Birotor (GZ). Era una berlina de lujo camuflada, con 107 CV y una velocidad punta de 175 km/h, cifras de deportivo para la época. Sin embargo, apenas semanas después de su lanzamiento, estalló la Crisis del Petróleo. Un coche que consumía entre 15 y 20 litros de gasolina se convirtió en un anacronismo instantáneo. Solo se vendieron 847 unidades. El proyecto fantasma: El CX Tri-rotor. Mientras el GS intentaba sobrevivir, en los sótanos de la marca se gestaba el CX Tri-rotor. Equipado con el motor Comotor 624 de tres rotores y 160 CV, este coche prometía superar los 200 km/h con un refinamiento absoluto. Se fabricaron al menos dos prototipos funcionales, pero cuando Peugeot tomó el control de la marca en 1974 tras su bancarrota, canceló el proyecto de inmediato por ser económicamente inviable. La traición: "Busca, recompra y destruye". Lo que siguió fue uno de los capítulos más oscuros de la automoción. Peugeot, decidida a no mantener una tecnología que consideraba un error, ordenó la recompra de todos los GS Birotor en manos de clientes. Les ofrecieron el valor del coche nuevo a cambio de devolverlo y comprar un CX convencional. La mayoría aceptó, desconociendo que Citroën llevaba los coches a sus centros técnicos para cortarlos por la mitad con soplete y prensarlos ante notario. Querían eliminar cualquier obligación legal de suministrar recambios o garantías. Solo unas pocas unidades sobrevivieron gracias a empleados y coleccionistas que escondieron los coches, convirtiéndolos hoy en auténticos "unicornios" del automovilismo. ¿Por qué fracasó el motor rotativo de Citroën? Más allá de la crisis energética, el Wankel se enfrentó a una física cruel. El roce constante de los sellos de los vértices del rotor contra las paredes del estátor generaba un desgaste conocido como "marcas de ferrocarril". En aquella época, los materiales y lubricantes no eran capaces de soportar el calor y la fricción sin perder compresión rápidamente. Aunque Citroën intentó usar recubrimientos de Nikasil, el coste era prohibitivo. La historia de los Citroën Wankel es el recordatorio de una era donde los ingenieros mandaban más que los contables, persiguiendo un sueño de perfección mecánica que casi acaba con la propia marca.

Đánh thuế nhà cho thuê có thể làm giá thuê tăng mạnh, nhưng có thể hạn chế đầu cơ nếu áp dụng với nhà bỏ hoang, theo nguyên thứ trưởng Bộ TN&MT, GS Đặng Hùng Võ.

GS#498 September 21, 2015 : This week we play alongside Web.com Touring Pro Adam Long at TPC Stonebrae the day before the start of the Web.com Stonebrae Classic in the SF Bay Area. During this Pro-Am round the Duke University graduate, Adam Long of New Orleans, talks about his career, his prospects of making it to the PGA Tour, and the strengths of his game. This is just a portion of the complete interview with Adam. The full interview is a video which includes selected conversations with his caddie Derek about club and shot selection, how to attack various holes and pin positions, reading greens, strategy conversations with Chas Narramore, another player on the Tour, our threesome and more. Watch the video featuring Adam here: https://youtu.be/oLKURrgnjBI?si=_Q9i6KBNN8WkvHzIIf you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

Orlando Magic lose at Philly, will have to win when they host Charlotte Friday night to secure playoff birth, Golden State eliminated the LA Clippers in the other Play-In game last night...GS travels to Phoenix Fiday to face Suns for final playoff slot in the west, LIV Golf may have trouble in its future as Saudis say they will pull financial backing after this year, Orlando City grabs 1-0 win against FC Naples in U.S. Open Cup match, more in today's 'Sports Page'See omnystudio.com/listener for privacy information.

Orlando Magic lose at Philly, will have to win when they host Charlotte Friday night to secure playoff birth, Golden State eliminated the LA Clippers in the other Play-In game last night...GS travels to Phoenix Fiday to face Suns for final playoff slot in the west, LIV Golf may have trouble in its future as Saudis say they will pull financial backing after this year, Orlando City grabs 1-0 win against FC Naples in U.S. Open Cup match, more in today's 'Sports Page'

On episode 460 of Animal Spirits, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ discuss: Tax Day, the benefits of writing, energy vs. tech, a confusing labor market, a rite of passage for younger generations, millennials vs. boomers, AI uncertainty, Bitcoin vs. software stocks, the downfall of Nike and more. This episode is sponsored by Goldman Sachs and Janus Henderson Investors. To learn more about GS, visit https://am.gs.com/en-gb/advisors/products/active-etfs Learn more about JHA at https://www.janushenderson.com/ Sign up for The Compound newsletter and never miss out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find complete show notes on our blogs: Ben Carlson's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation.   Goldman Sachs Asset Management Disclosure: Investors can lose money by investing in the Funds. ALPS Distributors, Inc. is the distributor of the Goldman Sachs ETF Funds. Investors should consider a Fund's objective, risks, and charges and expenses before investing. Call 800-526-7384 to obtain a copy of the prospectus. Read carefully. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

PCE and inflation trends – single day concern Earnings Season – Goldman, JPM Eco Reports of historic proportion Feds looking at Private Credit holdings at banks PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Walking back - Waffling and Extensions --- Blockade - not really - Market Immunity - Jesus.ai - Reading Retreats (The New Silent Disco?) Markets - PCE and inflation trends - single day concern - PPI revised - Earnings Season - Goldman, JPM - Historic Eco Report - Feds looking at Private Credit holdings at banks CONGRATS RORY! - back-to-Back Masters Champ - Over $250M in tour winnings Market Update - Great week for markets as Operation obliteration is postponed - - Weekend concerns and opening in the RED Monday as we get clarification - Markets somewhat immune? Looking past? - FWIW: Not much is moving thought the Straight....But who cares! ----- Markets made back all of the losses from the War! Nothing to worry about... Historic! - As of this month, we have officially hit a new historical floor. - The preliminary University of Michigan Consumer Sentiment reading for April 2026 came in at 47.6, which is the lowest recorded value in the survey's 70-plus-year history. Consumer Sentiment Fed Looking - The Federal Reserve is asking major US banks for details about their exposure to private credit due to a surge in redemptions and a rise in troubled loans in the industry. - The Fed's queries are intended to assess the level of stress in the private credit industry and the potential for it to spill over to the wider financial system. - The Treasury Department is also questioning the insurance industry about exposures to private credit, as part of a broader regulatory push to get a handle on the scale of the strains in the $1.8 trillion private credit industry. ECO - PPI - PPI: Rose 0.5% month-over-month in March, well below the 1.2% consensus expectation -  Follows a downwardly revised 0.5% increase in February (from 0.7%) Core PPI (excluding food and energy): - Increased 0.1% in March, below the 0.4% consensus expectation - Follows a downwardly revised 0.3% increase in February (from 0.5%) --- Market talk: -- -  Final demand services were unchanged, giving markets room to look through the energy-driven spike as likely temporary Meanwhile... - Dow Inc. and Exxon Mobil Corp. are among the companies boosting prices for plastics as the sector grapples with supply shocks from the US-Israeli war on Iran. - The company said Monday that it will raise prices for North American buyers of polyethylene resins — common plastics found in packaging, films and containers — through at least May, according to a document viewed by Bloomberg. - That increase includes a 30-cent-per-pound boost for April and plans for another 20-cent-per-pound hike next month, according to the notice. Blockade - President Donald Trump said the US will begin a full naval blockade of the Strait of Hormuz and threatened to retaliate in the event of Iranian resistance. -The US and Iran failed to reach a deal in direct talks in Pakistan due to differences over the nuclear issue, according to Trump. --- At first, it was a FULL blockade - then another walk-back (or is this just politics vs reality?) - The blockade will be enforced impartially against vessels of all nations entering or departing Iranian ports and coastal areas, according to US Central Command. Goldman Earnings - Reports Q1 (Mar) earnings of $17.55 per share, $1.08 better than the FactSet Consensus of $16.47; revenues rose 14.4% year/year to $17.23 bln vs the $16.99 bln FactSet Consensus. - Net revenues in Fixed Income, Currency and Commodities were $4.01 billion, 10% lower than the first quarter of 2025, reflecting lower net revenues in FICC intermediation, due to significantly lower net revenues in interest rate products and mortgages and lower net revenues in credit products, partially offset by significantly higher net revenues in commodities and currencies. - Provisions for the first quarter of 2025 primarily reflected net provisions related to the credit card portfolio, which was transferred to held for sale in the fourth quarter of 2025. --- Goldman is cleaning up and selling off some of the credit card portfolio (Apple Card) ---- We discussed that analysts had been raising guidance for companies into the print. GS rallied 16% since March - so maybe just sell-the-news event Stocks: Earnings - Goldman Sachs downgraded Best Buy to a sell, and the stock dropped about 4% on the news. --- Goldman's view is that while Best Buy should get a short?term boost in the first quarter—helped by people pulling forward PC purchases and getting bigger tax refunds—that strength may not last. --------According to the analysts, once higher memory costs start working their way into laptop and computer prices, sales could come under pressure after Q1. Blackrock Call - Asset management giant BlackRock has raised its outlook for U.S. stocks, reasoning that contained impacts from the Iran war and strong corporate earnings will create a favorable backdrop. - With earnings season just getting underway, S&P 500 companies are expected to post a collective 12.6% profit increase for the first quarter. - But do we care what Blackrock says? Long only shop with $14T in ETFs Stocks: Monday/Tuesday -----Cruise line stocks were under pressure as higher energy costs and renewed concerns about demand came back into focus. Carnival dropped about 4%, Norwegian Cruise Line was down roughly 3%, and Royal Caribbean slid more than 2%. -----Airlines moved lower for similar reasons. Rising jet fuel prices and softer demand expectations weighed on the group, with United Airlines falling more than 2.5%, while Southwest and Delta both declined around 2%. --Tuesday - Follow through getting us at/above pre-war levels Stocks: Mattress Consolidation: - Leggett & Platt jumped about 9% after announcing it will be acquired by Somnigroup International, a bedding manufacturer. The deal is an all-stock transaction valued at roughly $2.5 billion, and it's expected to close by the end of 2026. ----Mattress Monopoly Now? Adding to  - Tempur Sealy, Mattress Firm, Dreams Stocks - Upgrades - Toll Brothers, Pultegroup — Shares of both stocks rose more than 1% after Evercore ISI upgraded the two homebuilders to outperform. - - The investment firm said it's time to buy the dip in the companies, believing the bad news is already priced in and that both Toll Brothers and Pultegroup could manage macroeconomic headwinds better than some of their peers. Pope Leo - WEAK on crime and terrible for Foreign Policy say President Trump -- Is the Pope involved in criminal /  police issues ? Jesus Update - Aside from the Jesus imagery with Trump as Jesus this weekend (Trust social post - then deleted) - At $1.99 per minute, the tech company Just Like Me is taking that concept to talk to Jesus to a new level. -----Users of the platform can join video calls with an avatar of Jesus generated by artificial intelligence. ------- Like other religious AI tools on the market, it offers words of prayer and encouragement in various languages. ----------With the occasional glitch, it remembers previous conversations and speaks through not-quite-synced lips. Reading Retreats - What it is: Paid reading retreats where people travel to quiet, upscale settings to read their own books—mostly in silence—alongside strangers. - The price: Typically $1,000+ for a long weekend, often selling out months in advance. - Why it works: People are burned out by screens and distractions and are paying for structure, silence, and protected time to focus. - Social without pressure: It offers light community—being alone together—without forced conversation or networking. - Cultural tailwinds: Fueled by BookTok, wellness travel, and nostalgia for slower, analog experiences, turning reading into a premium lifestyle activity. Of Interest - Delta Air Lines said Wednesday it will “meaningfully reduce” its capacity growth plans in the near term. AFTER BULLISH COMMENTS DAYS EARLIER - Delta joined United and JetBlue in hiking its checked bag fees this week as jet fuel costs surge. PRICE WILL NEVER COME DOWN - Delta said its fuel bill will be $2 billion higher this quarter because of the spike in costs. - The carrier also reported first-quarter earnings that beat analysts' expectations. BY THE WAY>>>>> JAYNA - AKA China - China's factory?gate prices rose 0.5%, the first increase in more than three years. -  Consumer prices increased 1% year over year in March, falling short of economists' expectations. - Gasoline prices jumped 11.1% from the prior month, even as Beijing tried to limit fuel price increases. - Economists warn the spike in input costs could lead to “bad inflation,” putting added pressure on manufacturers that are already operating with thin margins. Health Breakthrough - Revolution Medicines said its pancreatic cancer drug daraxonrasib succeeded in a Phase 3 trial. - RevMed said its drug almost doubled the typical length of survival and slashed the risk of death by 60% versus chemotherapy. - The company said it will soon seek FDA approval using a Commissioner's National Priority Voucher, which grants a quicker review. - It is a small?molecule oral oncology drug, taken as a daily pill, not chemotherapy or immunotherapy. - Stock up nicely on the news... China PPI - China's factory-gate prices rose for the first time in more than three years while consumer inflation moderated in March, amid a surge in oil prices as the Iran war upended global energy markets. - The producer price index grew 0.5% from a year earlier, the first growth since September 2022, ending the longest deflationary streak in decades. For the first quarter, the PPI fell 0.6% year on year. China PPI and CPI Intel - Intel's stock had a ninth straight winning day on Monday, up 58% over that stretch. - Shares of the semiconductor company are soaring after a series of announcements and major partnerships with Google and Elon Musk. - CPUs are seeing a resurgence as agentic artificial intelligence continues to gain traction.   Love the Show? Then how about a Donation? THE CLOSEST TO THE PIN for NETGEAR Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

This week on Swimming with Allocators, Earnest and Alexa chat with Regina Green as she shares her journey from growing up as “the different one” in Georgia to spending 17 years at Goldman Sachs and leading the Launch With GS initiative focused on channeling capital to underrepresented founders and fund managers. She explains how that experience led her to Catalyze, where she now supports “capital entrepreneurs” through a GP fellowship and the GP Runway Fund, providing working capital loans to emerging managers building institutional-quality firms. Key takeaways include the importance of context and empathy in investing, why diversity strategies must start early in the capital stack, how GPs should think about firm-building beyond deal-making, and why Regina is optimistic about the rise of innovative capital products and more inclusive asset management over the next three to five years. Also, Michael Podolny of Sidley explores how secondary and tender offer markets have evolved into a standard part of late-stage private companies' path to IPOs, highlighting who's buying these shares, how deals are structured, and the legal/structural pitfalls GPs and companies need to navigate. Highlights from this week's conversation include: Identity, Perspective, and Being Different In Predominantly White Institutions (0:21) Southern Upbringing, Magnet Schools, and Becoming a Listener (3:04) Launch with GS and Diversity in Venture (4:09) Rethinking Institutional Diversity Programs in 2020 (9:44) Equipping New Managers and Filling Early Stage Capital Gaps (12:32) Catalyze, Capital Entrepreneurs, and Innovative Capital Products (16:02) Firm Infrastructure, Service Providers, and GP Working Capital (19:07) Strategic Investors and Secondary Only Funds In Growth Stage Deals (24:29) Blended Valuations Across Primary and Secondary Rounds (27:36) Staying High Touch with Capital Entrepreneurs at Catalyze (29:09) GP Stakes Versus Non-Dilutive Working Capital Loans (31:55) How LPs View GP Stakes and GP Loans (35:50) Treating LP Outreach Like a Sales Process (39:06) Signals of Enduring Firms and Long-Term Orientation (42:00) Innovative Capital, Wealth Building, and Future Optimism (45:40) Catalyze is a national platform that provides Capital Entrepreneurs with the capital and support they need to build enduring firms. Catalyze also operates capital solutions including the GP Runway Fund, extending flexible working capital loans to underrepresented and innovative investors raising funds one through three. https://catalyze.community/ Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices

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GS#613 January 30, 2017: Tony Manzoni makes his final appearance on Golf Smarter before he passed away in October the following year. In this episode, he's here to announce the launch of his new golf school in La Quinta, CA that never got a chance to take off. Tony's teamed up with two other Palm Springs area legendary coaches, Garry Hopkins and Davey Evans! Tony's book "The Lost Fundamental: One Simple Move, Better Golf Forever", is available on Amazon in paperback or Kindle format. His video, originally a DVD, is only available through our website. If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

GS#595 June 6, 2017: Beyond being a great golfer and teacher, Tony Manzoni had so much more to his life than the game. In this conversation we get into an interesting discussion of what it's like to live in the shadow of a high profile father, then pursuing a career choice in the same field. Examples discussed include Steph Curry and Frank Sinatra Jr. We then continue to discuss taking your game to the next level one club at a time. The focus of the conversation is how many situations require wedges. Tony's book "The Lost Fundamental: One Simple Move, Better Golf Forever", is available on Amazon in paperback or Kindle format. His video, originally a DVD, is only available through our website.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

260407(2) [스포츠 이슈] (1) 손흥민 창끝도 무딘 홍명보호, 오스트리아에 0-1 패 / (2) GS칼텍스, 여자배구 챔프전 통산 4번째 우승…5년 만에 정상 / (3) SSG 연승 행진은 어디까지…NC·KT·삼성도 선두 추격 / (4) 황대헌 입장문 발표, 린샤오쥔·고의 충돌·인터뷰 태도 논란 해명 / (5) 첫 홀인원 기세… 고지원 첫 ‘육지 우승' - 윤승재

GS#594 May 30, 2017: Tony Manzoni returns to discuss tips, insights, and strategies on how to be more consistent with each golf club in your bag. In this episode we explore improvements with your putter, 8 iron, and lob wedge. We've scheduled to have him come back on our next episode to discuss more wedges, long irons, hybrids, fairway metals, and drivers.  Tony's book "The Lost Fundamental: One Simple Move, Better Golf Forever", is available on Amazon in paperback or Kindle format. His video, originally a DVD, is only available through our website. If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

GS#457 October 7, 2014: Tony Manzoni, author of The Lost Fundamental, discusses what's ailing Tiger and what advice he'd give if Tiger called. Tony's book "The Lost Fundamental: One Simple Move, Better Golf Forever", is available on Amazon in paperback or Kindle format. His video, originally a DVD, is only available through our website. If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

https://youtube.com/@clevelandmoto?si=vykhTfm5eafJBwwBEpisode 544 show notes: What is the most reliable motorcycle? Is a Lithium motorcycle battery right for you? Triumph is giving away a special edition Bonneville 1200 for the distinguished gentleman's ride. Kawasaki has upped the ninja zx6 recall into a do not ride/d do not sell situation. Going back to 2024. The baby GS has been announced for the European market, but we won't be seeing it until it's a 27 model for the United States. Expect the price to be over $7,500 for the base model. Built by TVs in IndiaSupport the showRemember folks...Ride Fast and Take Chances! check out our Youtube channel at https://www.youtube.com/c/ClevelandMoto

In this episode of Long Blue Leadership, Joel “Thor” Neeb '99 explains this simple framework. “Yes” builds experience. “No” protects focus and time. SUMMARY In this episode of Long Blue Leadership, Joel Neeb '99 explains this simple framework. Yes builds experience. No protects focus and time. Leadership is knowing when to shift.   SHARE THIS EPISODE LINKEDIN  |  FACEBOOK   JOEL'S TOP 10 LEADERSHIP TAKEAWAYS 1. Time is your most finite — and most misused — resource. Facing mortality created instant clarity: Stop letting others waste your time. You must actively protect time to focus on what matters most. 2. Regret comes from inaction — not failure. Neeb didn't regret failures — he regretted not trying things that were uncomfortable. Leadership growth = bias toward action in uncertainty. 3. Imposter syndrome + growth mindset = a leadership superpower — “I don't belong here… yet” paired with effort fuels growth. Elite teams are full of people quietly thinking the same thing — and pushing forward anyway. 4. Reinvention is not optional — it's continuous. You don't “transition” to a new role — you start over from scratch. The best leaders willingly become beginners again. 5. Comfort is the enemy of growth. When things become easy, growth stops. Leaders must intentionally seek discomfort, not avoid it. 6. Elite teams + inspiring mission = peak human performance The most meaningful work comes from: Being on a team where you feel you must earn your place and pursuing a mission bigger than yourself. This combination drives purpose and performance. 7. Say yes early in life, say no later in life. Under 35: Say yes to everything → build capability through exposure. Over 35: Say no to almost everything that doesn't align with your goals → protect focus. Leadership maturity = ruthless prioritization. 8. The future belongs to those who disrupt themselves first. AI (and any disruption) rewards those who move early. “Stay slightly ahead of the rate of change” = competitive advantage. 9. AI should be a thought partner in everything; not a replacement but an accelerator. Leaders who integrate AI into daily workflows will move exponentially faster. 10. Think in five-year transformations, not three-month wins. People overestimate short-term output and underestimate long-term transformation. Leadership requires a bold long-term vision and daily actions from that vision.   CHAPTERS 00:00:00 — Introduction: From Fighter Pilot to CEO-Level Leadership 00:00:49 — Stage 4 Cancer Diagnosis: The Moment That Changed Everything 00:03:48 — Clarity on Time, Regret, and What Truly Matters 00:07:02 — Reinventing Yourself: Leaving the Military & Starting Over 00:10:04 — Growth Mindset, Imposter Syndrome & Elite Teams 00:13:38 — Learning the Language of Business 00:17:14 — AI Is Disrupting Everything: What Leaders Must Know 00:22:46 — Using AI as a Thought Partner to Move Faster 00:24:58 — Say Yes Early, Say No Later: Mastering Your Time 00:35:06 — Big Goals, Long-Term Thinking & Final Leadership Lessons 00:37:22 — Joel's Big Audacious Goal: Leading Through AI Disruption 00:42:47 — Using AI to Learn Faster (Even While Working Out) 00:48:14 — Closing Thoughts and Key Takeaways   ABOUT JOEL BIO Joel "Thor" Neeb '99 is a recognized business leader in the software-as-a-service (SAAS) industry. He most recently served as vice president of execution and transformation at VMware, where he led a cultural and operating model transformation for the 40,000-person company as well as helped launch VMware's AI roadmap and strategy. Prior to VMware, he served as chief executive officer at Afterburner Inc., where he led more than 100 elite professionals, including former fighter pilots, Navy SEALs, and Army Rangers, in helping global organizations achieve breakthrough performance. Neeb is a former United States Air Force F-15 mission commander. He was the tactical leader of 300 of the most senior combat pilots in the U.S. Air Force and oversaw the execution of a $150-million-per-year flight program.   CONNECT WITH JOEL LINKEDIN  |  8x8   CONNECT WITH THE LONG BLUE LINE PODCAST NETWORK TEAM Ted Robertson | Producer and Editor:  Ted.Robertson@USAFA.org Send your feedback or nominate a guest: socialmedia@usafa.org   Ryan Hall | Director:  Ryan.Hall@USAFA.org  Bryan Grossman | Copy Editor:  Bryan.Grossman@USAFA.org Wyatt Hornsby | Executive Producer:  Wyatt.Hornsby@USAFA.org     ALL PAST LBL EPISODES  |  ALL LBLPN PRODUCTIONS AVAILABLE ON ALL MAJOR PODCAST PLATFORMS     FULL TRANSCRIPT SPEAKERS: Guest, Joel "Thor" Neeb '99 | Host, Lt. Col. (Ret.) Naviere Walkewicz '99   Col. Naviere Walkewicz 0:11 Joel, my friend, welcome to Long Blue Leadership.   Joel Neeb 0:13 Thank you very much. So glad to chat with you.   Col. Naviere Walkewicz 0:15 Oh gosh. Well, we are excited for this. It's going to be just a filled conversation of incredible insights, and you have so much to share. And I think what's really special about this is how we're going to touch into AI, because it is relevant, and it's everywhere now, but I actually want to dial it back first to a very specific moment in time, and it's probably an area that has really transformed your life, right? So you went through stage 4 cancer. I mean, not many people can say that they have gone through that and survived it, and I think it also really impacted others in your family. Can you just share a little bit about your story? Joel Neeb 0:49 Yeah, so back in 2010 I was flying, on top of the world. I was going through the interview process for the Air Force Thunderbirds, and I found out, out of nowhere, that I had a stage 4 cancer diagnosis. So within just a couple of weeks, I went from feeling like I was at the peak of good health to now being told that I had about 18 months to live and a 15% chance to live five years. And those would be a pretty gruesome five years if I did make it that far. And so that was the new reality that I had to contend with. Col. Naviere Walkewicz 1:19 I can't even imagine that. I mean, just… Was there some kind of indication, like, you went in and you were checked up and they found this? I mean, it just wow, just boom. Joel Neeb 1:30 You know, it's funny. I actually have to credit the flying role with most likely diagnosing and solving this for me early. Because when I would fly and I'd have my G suit on my abdomen, it would inflate against me when I pulled Gs, and it was a pain that I was experienced on the right side of my abdomen that right around my appendix. On a scale of one to 10, it was like a two. So nothing big, but big enough that when I went and saw the flight surgeon for my annual physical, I mentioned it, and I said, I'm sure it's nothing, but they did the right thing, and did some quick tests and ultrasound on that area and some MRI work, and they were able to very quickly determine that a big tumor grown in that spot. Col. Naviere Walkewicz 2:09 Wow. Well, I guess right there, just a lesson off the bat is listen to your body. You know your body, and if something doesn't feel right, seem right, you know, say something and get it checked out.   Joel Neeb 2:18 That's exactly right.   Col. Naviere Walkewicz 2:19 Oh, my goodness. OK, so you got that diagnosis. You're sitting there with that information. How do you process that? What is the conversation with your wife, you know, what's the next step when you're given some kind of timeline like that? Joel Neeb 2:34 Yeah, you know, it's interesting. I would have thought having gone through like fighter pilot training and even the Air Force Academy, and, you know, all the things that build resilience in life, that I would have felt more prepared for that moment. In other words, that I would have felt more prepared than the average individual. But I did not. I felt, I felt very much like I was in a catastrophe from which I couldn't see how to get through the day to day activities. I was a zombie around the house and it really relied on my wife and my family stepping in to help me. And so for a good couple months, it's was just kind of inconsolable and, you know, I always like to say it was, I would wake up and go through my day very, very tired because I didn't sleep the night before. And then I go to bed staring at the ceiling fan spinning, trying to figure out, you know, any options that I would have to extend my life for my kids to remember me a little bit. I had a 1- and a 3-year-old and so I went through life for a couple of months just a zombie and doing very poorly. Col. Naviere Walkewicz 3:38 So what changed in that couple of months that, I guess, changed the trajectory of how you looked at things, or how you approached her, or what happened? Joel Neeb 3:48 Yeah, you know, there's a great quote that I repeat a lot, which I think makes a lot of sense, which is “the dying have the most to teach us about life.” And what it really means is that when you're faced with these types of struggles, that all of a sudden, whether you're 80 or 33 like I was, you get a certain amount of clarity right in that moment and it's good for eliminating the rest of the noise in your life and identifying what's most important and what should have been most important all along. And that comes through and is in the forefront is it was fascinating to me that the moment I got the diagnosis, immediately I was mad at myself for spending any extra time at work, like it was like a light switch in my head went off and said, like, “You shouldn't have stayed that extra hour at work just to watch the clock turn. You were done with your job there.” I had a boss at the time that I was a huge fan of and he was a clock watcher, and wanted just to be in there to fill up time. And my mind immediately went to “now my finite resource is time, and I've been wasting it.” And I remember vowing that I'll never waste my time again, and I've been very disciplined against letting anybody steal time from me from that point forward; that was one of the key things I took away. And then looking back in my life, there were things I regretted, things that I celebrated and that I was proud of, and also considered what I would do differently if I was given a second chance. Col. Naviere Walkewicz 5:05 So, you know, you wrote a book called Survivor's Obligation. I'm curious about this journey, though, because obviously you beat it 15 years later, you're here. So, you know, you beat the odds of the 18 months. What was that like when you still had to provide for your family? You know, you were still working like, what was that journey like? Joel Neeb 5:25 Yeah, first of all, I have to credit the Air Force with showing up in a huge way. At that time, I was watching other people in the civilian sector who were undergoing cancer struggles, and they had a much more difficult time than I did. The Air Force had stepped in and was making meals around the clock for my family. I didn't have to show up to work. I you know, they afforded me every opportunity to get better and I really credit the Air Force family with getting me through that period of time, in ways I just certainly would not have been able to get through on my own, and in terms of, like how I looked at my life as I was thinking about the things I was proud of and the things I regretted. The things that I was proud of I was a little surprised by, and the things I regretted I was surprised by. I didn't regret my failures, of which there were many. I didn't regret them, because what I actually regretted were those times that I didn't try, where there's times where I didn't make the effort into doing something new that was a little bit scary, that would have put me outside of my comfort zone, and maybe would have challenged my ego a little bit. And now the end of my life was here, and I'd never have a chance to do anything else. You know, my story was complete. And I said, you know, really angry at that. Had I gotten a second chance, I would do things very differently. I love being a fighter pilot, but I would have preferred it to have been a chapter in my life, not the entire book. I would have tried to go to the business world and done all these things, and when I did get that second chance, and basically, God called my bluff and said, “All right, let's see if you actually follow through with this.” Then, of course, I had to hold myself accountable to living differently in that next chapter.  Col. Naviere Walkewicz 7:02 So that's what you're doing now. You're living in this next chapter. And so, I mean, I think there's a transition out of the military. Obviously, you retired as a lieutenant colonel. And so talk us a little bit about in this moment of what you're going to do if given a second chance. Let's talk about what some of those things that you took a chance on, maybe in the business world first. Joel Neeb 7:24 Sure. So our mutual friend, Kovacic, he says, “I'm in the middle of my Texas Longhorn MBA right now. It's amazing. It's just down the street from you.” He knew — he was following my cancer struggle closely. And he said, “Look, you're two years into this journey. Who knows what the future holds?” But I talked to him about wanting to be in the business sector and trying something new. And he said, “If you're serious about that, you should join the MBA program.” And so that's what I did. I went and joined the MBA program and had a blast being the dumbest guy in the room, by far, in business school. At the same time, it almost reminded me of being a fighter pilot again, or at least the early days of being a fighter pilot, because it was a little bit of a combination of terror and exhilaration, which is really what I loved about being a fighter pilot. That first time you go upside down by yourself and in pilot training and you prove to yourself you can do it, you're a little bit terrified, but fully exhilarated, and knowing that this is exactly what you should be doing. At the same time, I had that same sentiment as I'm sitting in business school classes, as I'm trying to keep up with the conversation there, and you say, “Well, you know that's so different from flying a plane, how are you getting the same joy out of it?” And it's really because where I landed with, you know, what did I value most in life. It came down to the times when I was on an elite team with an inspiring mission, an elite team, meaning I felt like I didn't deserve that spot there. And the little secret was, everybody on the elite team didn't feel like they deserve that spot there. But boy, are they going to try to earn it. And then that inspiring mission that we're pursuing, whether it was our time at the Air Force Academy, I always felt like I didn't deserve to be there. I felt like that was an incredibly elite team with an inspiring mission. Felt the same way about being a fighter pilot. Had a healthy dose of imposter syndrome going through all of this, but I've learned to believe that that's a bit of a superpower, in a sense, because if you have imposter syndrome coupled with a growth mindset, which means I don't belong here today, but I can sure earn the right if I try hard. I think that helps us to really realize the full potential of our lives. Col. Naviere Walkewicz 9:26 Really well said. And I think that actually kind of helps us see how you're able to make that transition. I want to go back to the fact, — first off, Kope is amazing. I love that he, you know — it talks about the Long Blue Line and our networks from the Air Force Academy. They really are for life. And I think, you know, you just, kind of just showed that you applied and you participated in this MBA program when you're in your mid-30s. Then can you talk about that a little bit? I think there's an interest in, “Oh, if I didn't do this in my 20s, it's too late.” Can you talk about that transition in, you know, your mid-30s, and do you think that was the right time? Can people do it later in their life, etc? Joel Neeb 10:04 So I would say you certainly can do it at any point in life. You can recreate yourself at any point. A lot of — gonna go totally off topic, but a lot of longevity science is saying that the first person to live to be 150 is alive today, meaning we're all going to see a lot more healthy years hopefully in our lives than ever before. So that should mean that all of us should pursue multiple chapters, and there's certainly not a point in life where we're done reinventing ourselves. But the key is the word “reinventing.” And I was at a point in my career where, at 33 years old, I was very, very comfortable flying. I was very, very comfortable doing air shows and flybys and leading missions and signing autographs. And so my identity was a lot of ego and not a lot of growth, meaning it felt good to be told how great I was at doing a certain skill set, but it wasn't that hard to do anymore. It becomes rote, and I wasn't growing at this point. In order to go into the business world, I had to completely reinvent myself. And I like to tell people that are transitioning out of the military, as difficult as it was to do the first thing, whether that's be a fighter pilot or an intel officer, or how you had to reinvent yourself at 23 years old — that's just as challenging as it's going to be. You have to sign up again for the B course, as we call it, as fighter pilots. The thing that introduces you to being a fighter pilot and realize that you're devoting that much effort to reinvent yourself. And people would push back and say, “Yeah, but you've already led in these environments. You have all of these things that should carry over. Wouldn't it be easier for you just to make a transition and less of that initiation energy that's required to start this new thing?” The answer is no, you literally have to start it over, as if you're 25 years old. You got to eat a lot of humble pie and realize you're not special in this environment. But the good news is, you can become special very quickly if you're willing to reinvent yourself now — you bring perspective that nobody else can carry. Nobody else knows how to navigate high stakes, life-or-death environments like we've learned in the military. Nobody shows up with the processes that we've learned through checklists and through cultural training, all the things that maybe we didn't even aware that we're seeing. As soon as you see the opposite in the business world and you realize, well, we don't have that great of a culture here. We had a great one in the military. That's a huge resource that you can bring into that environment, but only after you've completely reinvented yourself and translated your skill set into something that's meaningful for that business setting. Col. Naviere Walkewicz 12:28 So Joel, that's fascinating, because what you're saying is you're almost stripping yourself of all these experiences to really open up your aperture for what's new. And I'm curious if this was a way you came into that? Sid you go in with your eyes wide open with that plan, or did you learn this about yourself? Joel Neeb 12:47 I came into it arrogantly. I went into these conversations thinking, “Wait till they see how much I have to offer. I've been in very complex scenarios. I've led my way out of them. I have all these awards for being a good leader and a good instructor, and so just wait until they see what I've got to offer.” And that's why business school helped me out a lot, because in a sandbox setting that really didn't have consequences, I got to participate in conversations and learn very quickly I didn't know what they were talking about and that they were — they had an understanding around business already that I didn't have. I didn't understand the language, and I needed to really reeducate myself to become ready in this moment. And so there were moments in that period where I would have done very differently in approaching that next transition, had I known how far I had to go to really having something to offer the business sector. Col. Naviere Walkewicz 13:38 Was there a moment during that time when you were getting your MBA that, in a way that cancer startled you as a life-or-death situation, and you changed your you know — “If I'm given a second chance.” Was there a moment in the business, you know, getting your MBA where you like, really, like, linked into like, this is what I'm going to be doing. It was so clear to you the next move in this, in this journey. Joel Neeb 14:04 Yeah, I say that. I mean, there's one that stands out that really showed how little I understood the business world. So they're talking about pipeline in this conversation at my MBA school, and they said, “You know, we need to improve pipeline. We're working on getting better pipeline for our needs.” And I'm listening to this thinking, “What are they talking about? Is this like an oil pipeline? Is this pipe plumbing? What do they mean?” And for those in the business sector, of course, you understand. They're talking about a sales pipeline. A sales pipeline is a sales funnel that shows that the leads that turns into the sales and the conversion rate and all the things that that, of course, I know intimately well. Now, at that point, it showed me that there's an entire language I just haven't been exposed to, because I'd been talking about missiles and G forces and airplanes for so long that it didn't matter how much experience I was bringing to the table. There was a language I didn't understand. Col. Naviere Walkewicz 14:50 I think that is really, really thoughtful in how you showed that, because then it helped you probably in navigating when you're leading, you know, other teams that have different experiences coming to the table. So when you learn that language, and I want to talk a little bit about, you know, CEO of Afterburner, let's just talk about your role in the civilian sector, your multiple roles, I'd love for you to share a couple of stories where you've grown as a leader and where you've continued to learn things about yourself in that space. Joel Neeb 15:22 Yeah, so at Afterburner, what we end up doing at Afterburner, more often than not, was leading in keynotes, doing workshops for training, and what we would show them is how you can leverage the things that we learned in the military on the elite teams that we participated in, whether that's Green Beret, fighter pilot, Navy SEAL — we hired all those backgrounds, and, of course, look for teams that had a business degree on top of that. What we ended up doing was getting on stage in front of these folks and sometimes talking to 10,000 people. So I've done presentations in front of 10,000 people in my past. And what I was surprised by — thinking about the learning opportunities and where the growth came from — is that even after having done 3,000 briefings, you know, in a fighter pilot setting, and getting in front of the red flag team in Nellis and doing a presentation there, I would be behind the scenes at some of these huge presentations, and I would get incredible stage fright, I guess is the only way to say it. Butterflies. I would feel like I was going to pass out. And the reason I share this is because I was frustrated that it didn't translate better to this new thing that I was looking to do with public speaking. Now I'm talking for an hour, and I had to be engaging and comical at times, and, you know, bringing the audience into it. I say that because, once again, I was finding that that combination of terror and exhilaration and proving to myself that I could do it, and I had a new place that I needed to grow into for that now, I've done this enough times where my heart rate doesn't go up a beat when I do this at this point, but that's after doing thousands of presentations and I think the key takeaway for me was our growth is never over with, and it's growth that really feels good, and so leaning into those areas of discomfort has been something that's been really important to me my entire life, particularly after cancer. Col. Naviere Walkewicz 17:06 So what is growing you now? What is new for you that you are pursuing in your personal growth and development? Joel Neeb 17:14 Yeah, so it was new for me now is what's new for society, this next era with AI. AI is going to disrupt every one of our lives. And just as aggressively as AI disrupted my life with cancer, or, excuse me, as cancer disrupted my life, or even becoming a fighter pilot or joining business school disrupted my life, we see the same thing take place on a personal and professional level because of just how powerful this new technology is. And if you're sitting there wondering, “It hallucinates still, and I don't really buy it, and we'll see where this ends up,” I'm here to tell you, as somebody who's at the bleeding edge of AI that's going to transform every single thing we do in very good ways, but also disrupt the way you think you add value today, and the way you think that you know we should participate on teams right now. And so that's it's going to disrupt everything. And so I'm looking to constantly reinvent myself in the context of this next era. And I'm also looking to lead our 2,400-person company at 8x8 on that same journey, so that we can disrupt ourselves before we're disrupted. Col. Naviere Walkewicz 18:14 So what does that look like right now? Share something maybe that is on the leading edge of that, you know, that forefront of being disruptive before you're disrupted in your organization. Joel Neeb 18:27 Yeah, so for us, it's making this new technology as accessible as possible so that we can break down the barriers for using it and realizing that, much like in the '90s, we went from only a small technical portion of the company that was using computers, then expanded to, of course, everyone in the company is using a computer on every desk. But that wasn't always like that in the late '80s and early '90s; that was just reserved for a very technical portion of the group. Now that expanded. Of course, everyone's on the net. You wouldn't dream of trying to get a job without being internet savvy and having computer skills. We're going to see the same thing take place with AI and so, and I don't just mean using AI. I mean using AI to code, using AI to build things, and it's not just going to be reserved for that technical component of the company anymore. And so what that looks like for us: We conduct a weekly session where we talk about the use cases from the previous week on a personal and a professional level. Why is that important? Because now we're breaking down that barrier. So last week, I'll give you an example. We had somebody whose father passed a couple months ago, and this person had he lives in the UK. He's from Africa. His father had never met his son, so this person's grandson, his father's grandson, he'd never met. And by using AI at his funeral, he was able to take their images and create a moment where they came together and hugged and picked up the grandson and played this really touching video for the rest of the people there to share in that moment that never really happened, of course, but was able to celebrate this person's life and that connection through the grandson. And it was just a really I mean, they were people that were getting emotional, talking about it, listening to the story. And then we have somebody else say, I had my basement flood, and I took pictures of it, and I used AI to imagine how we would have to renovate it and build it back better. And somebody else says I successfully used AI to combat the tax increase on my house, because I came up with good comparables around the area and a good way to beat it. By the way, it's a really good one to use, if you have…    Col. Naviere Walkewicz 20:32 A mental note right there.    Joel Neeb 20:33 Exactly. So we're lowering the barriers on a personal level. So then when I tell you on a professional level, here are my expectations for how you'll bring AI to the table to accelerate the things you're already doing, the teams are ready to do that, and that's been a really important aspect of this journey. Naviere Walkewicz 20:50 Is it important for an organization to already have a culture that is open to — I think what you know is you're going to get a bunch of different perspectives. You're going to get a, you know, maybe thinking outside the box that you wouldn't have thought of. So would you say that the organization was ready for that? Or have you had to create that culture along the way? Joel Neeb 21:11 Yeah, I'd say, you know, change is hard. Nobody likes change. We like being through change. And so one of the things that growth provides an opportunity to change for the better, but it's always start to get that activation energy to really pursue change. And so what we had to teach the culture at 8x8 is to not be change weary, but to be change ready, and to understand that in this era, our ability to stay a couple months ahead of the rate of change will be a superpower the likes of which no one can compete with us. Meaning as difficult as it is to pursue this change and to continue reinventing yourself — and when I say revenge up, I mean if you're doing the same thing today in six months, then you're gonna be passed by — literally changing that fast. And we're seeing that inside of our company. And so the new constant will be changed. The new constant will be disruption. And the faster we get comfortable with that, and the faster we realize that if we disrupt ourselves a little bit faster than the competition, that's a superpower, but we're already enjoying it internally within 8x8, but it's because we've forced ourselves to get a little bit ahead. Col. Naviere Walkewicz 22:15 that's really interesting. And I imagine, would you say that it takes, you know, when you are in this transformation mode, because this is what you're taking your organization through, you know, how are you coaching as a leader? How are you — maybe it's through the repetition of trying it in their personal life. But you know, what are you sharing from a leadership perspective that's helping them think that way constantly, right? I mean, it's different from, “OK, I'm going to do this today and…” But how are they constantly ingraining that in themselves? And how are you leading that?   Joel Neeb 22:46 Yeah, a couple of ways. One, we're saying that AI should be a thought partner in everything that we do, maybe not a thought leader, meaning, I'm not going to hand off a decision or an activity to AI, per se, but literally in everything that we do. So I'll give you a quick example in your role. So you're doing podcasts, and these are amazing. And by the way, you're poised, and I'm not surprised after knowing you at the Academy, because you were very polished then. But this is incredible. You did a phenomenal job with this. But let's say that you want to get some feedback after this session. You can take this transcript, upload it to AI, and you would say, “Give me the key themes from this session that we discussed.” You could say, “Create emails that will be enticing and send them out to the entire team based on this transcript that we have for this conversation.” You could say, “Create new episodes and new questions for the next 10 guests that will continue to weave a red thread of common questions and common themes throughout all these.” Where I'm going with this is when you consider how to use AI as a thought partner in everything that you're doing, you can go 100 times faster on the key things that we want to accomplish. Col. Naviere Walkewicz 23:52 I believe that wholeheartedly. And just a little side story, I'm coaching my son's fifth grade basketball team. Never coached basketball before, and he's going to be middle school next year, so it's the one and only year. But I used ChatGPT to build out my coaching plan, and we are — we only lost our first game and we've been undefeated since so I'm going to hand it off to my ChatGPT coaching partner.   Joel Neeb 24:13 That's amazing. That's a great story. See, that would be one we'd love to hear at our session that we do every week around how accessible AI is. Because people hear that and they say,” I can do that too. I want to bring that to my kids game.” The more we use it every single day, the better prepared we're going to be for the big changes that are coming. Col. Naviere Walkewicz 24:27 Excellent. So Joel, I want to dig into your personal life a little bit, because you have such a fascinating way of — I mean, you make everyone feel that the moment that they're spending with you is 100% theirs. But I know in the background — and your time is important, you talked about that — but I know in the background, you are doing so many things. You've got your family is a key pillar. You know, your health and fitness is a key pillar. You're traveling all the time. As a leader. You know, how are you navigating all of that and doing it so well? Joel Neeb 24:58 Well, first of all, I appreciate the sentiment. I certainly don't feel like I'm always doing it well, but I'll tell you my philosophy and how I mentor people that are that are pursuing a path to their dreams, and whatever that dream might look like, is the following. I tell them, “If you're younger than 35 years old, you need to say yes to every opportunity that comes your way.” What do I mean by that? When the boss asks you if you're able to give a big sales presentation, even though the voice in the back of your head says you're not ready for this — “I don't think you you're gonna do well,” the answer is yes. You prepare yourself, you go out there, you embarrass yourself, you do it better next time. And that's how you learn through that process. When they ask you if you're ready to go lead this mission, your answer is yes. You're gonna figure it out. You're gonna do everything behind the scenes to make sure that you're successful. And you're going to push yourself into that discomfort zone and ensure that you're leaning into all of those opportunities as aggressively as you can. Why? Because it's exposure to all of those areas of discomfort that really owns the discipline for us to perform in this positive way when you get to those areas now. When you're after 35 years old, the main advice that I give to people is that you're flipping the script. You are no longer going to say yes to everything you're asked. You're going to aggressively say no to everything you're asked unless it aligns to your key things that you want to pursue in life. So you're completely looking at it in a different direction. I've said yes to everything for the first half of my life. Now I'm saying no to everything in the second half. Why? Because it's the distractions that stop us from doing the big things in life. Once we pass about 35 years old, the better you are at saying no to things, the freer your time will be to say yes to the most important things. So while it looks like I'm juggling a lot of things, to your point, I'm aggressively saying no to everything else that doesn't align with a few things that I have really focused my time on. Naviere Walkewicz 26:52 So let's pull that thread a little bit more, because saying no is uncomfortable, and it may feel to some that they are letting others down. How do you or how might you coach them through telling someone no? Joel Neeb 27:09 Yeah, I would say that I don't have that problem. I probably did, and certainly prior to cancer, I would have. I am at the place now after I've learned how short all of our lives are, not just my life because I had a cancer battle. And the big surprise for me was not that I might die in 18 months, it was that I was going to die at all. Because for all of us, that notion of death is so far away and really something that we don't really come face to face with very often in life, that all of a sudden I had to accept the fact that I was going to die someday, and I better make good use of the time between now and then. So when people ask to have my time, I aggressively say no. I never feel bad about it. And then I also introduce gatekeepers to my time on top of that. So I don't even — most of the time you're working with my executive assistant, most of the time you're gonna be working with somebody on my team, and that's because I want to jealously guard my time at this stage so I can be as incredibly impactful on the few things that I want to do as possible. That desire dwarfs any emotional attachment I would have to say no to somebody else that long time. It doesn't even cross my mind to think twice about it. Col. Naviere Walkewicz 28:25 I think that's a great lesson right there. I mean, I think if you actually put time as the, you know, main, the thing you're protecting, right, everything else on to your point, it dwarfs behind that. And I think the way you did that, you actually made it very doable for people to say no, because now you've created gatekeepers, you put some stops in there. And I think that's a lesson that people can take away as they're looking to navigate their journey forward. So thank you for sharing that for sure. So, you know, you wrote two books, I'm sure there's probably more. Is that something you've always wanted to do, or has that been a realization of “I've experienced this, and there's a — I need to share this. Like, what was the impetus behind writing books on your experiences? Joel Neeb 29:09 Yeah, great question. Very different reason I wrote both books. So the first book was born out of this feeling that as I was going through cancer, that clarity that I experienced: The dying-have-the-most-to-teach-us-about-life piece of it, I came back to the sense that, wow, I wish I knew this before I had cancer, I would have lived my life very differently, and I had made a deal with God that, you know, if I do make it through this, I want to share these insights and share what you know, my perspective was from being on this precipice with death and what I take away from it, because I did think it was valuable enough for my life to share with others in my immediate vicinity and then to write it in a book. And I just needed to get that out of me. The second one for the insight age is much more around what is the template that I wanted to pursue within companies to help take them from the Information Age where we have universal access to information, to the Insight Age, where we now have universal access to AI-driven insights, and how you prepare for that. I wanted people to have the template for it and understanding about how I approached it before I showed up so that we could all be on the same sheet of music when I led the transformation. Col. Naviere Walkewicz 30:15 OK, that's really helpful. So as we think about AI in business, and, you know, having a template for that, can we talk a little bit? And we went to the Air Force Academy, and so I, gosh, I can't even imagine how I might have been a better student had we had AI back in the day. But how do you see AI disrupting? You know, our service academy cadets are, you know, anyone going through, you know, degree programs, you know, how do you use it where there's still original thought, but obviously it's, there's a thought partner that is helping you and maybe accelerate that. I mean, how is that working? Joel Neeb 30:49 It's the same shift that you and I both experienced with universal access to information in the Information Age. And so in other words, there was a time where you had to memorize every phone number that you would call in your network, right? I mean, I sat down — we went to a high school reunion recently and we all sat down and we're trying to rattle off the phone numbers across the table. And we got most of them out there, still lingering in our head somewhere, these memorized phone numbers for everybody. I couldn't tell you, like, my kids phone numbers at this point, like, because I'd push a button and I just get it. And where I'm going with that is we're now in an era where memorization of rote facts and phone numbers and just facts that you can find in the internet is no longer required, and we're used to that, right? And so I wouldn't say that we think less. I would say we think a lot more. At this era there's a risk right now of saying, “I'm no longer going to be required to do critical thinking, because AI is going to do some of that for me.” And the answer is, it will. But much like I got a calculator for every GR that I got to go to — I did a math minor at the Academy…    Col. Naviere Walkwicz 31:54 That's why I didn't see you in any classes.     Joel Neeb 31:59 I brought a calculator to every test, but it certainly didn't make it easier. If anything, it made it harder. I would have had an easier time like writing down calculations and just having to do the arithmetic. Because I had something that did the arithmetic for me, it elevated my thought process and made me more responsible for the critical thinking. You're going to see the same thing with AI. So as you think about it, how AI will disrupt a knowledge institution like the Air Force Academy. At first blush, we would think, well, it's just going to make it easier to cheat. It's going to make it easier to do the things that we're doing today. Yes, it does, just like if I only was doing arithmetic, a calculator makes it easier for me to do that, and I can turn my brain off. But as we all know, it's just going to elevate the threshold for what is required of us, right? So we're going to go in right, we're going to go into this next era with a thought partner on everything that we do, but you still have to guide that thought partner. You still have to point it in the right direction. You have to ask it the right questions. This era is going to be much less about having the right answers and much more about asking the right questions to find success.   Col. Naviere Walkwicz 32:59 Which is critical thinking at its finest, honestly. Fascinating. So, you know, Joel, I think about you and, you know, when I see the, like, the things that you're doing, American Ninja Warrior, your family is involved in this. How do you see, you know, how do you bring your family into the vision that you have it with the growth mindset? Do you see that that's how your family is? All the children are raised that way your wife is. I mean, is this the way that the Neeb household kind of operates? And has it always been this way, or has it really been since you kind of came to that realization that life is too precious for me to live otherwise? Joel Neeb 33:35 Yeah, I mean, I try to live the philosophy that I want my family to live as well. And it's not the Joel show, meaning this is not just for them to support me and go cheer in the crowd at American Ninja Warrior. My wife has gone on and done physique competitions like you have as well. Col. Naviere Walkwicz 33:49 She's amazing. Your whole family's amazing. Joel Neeb 33:53 And she's a regional board member for a group called YPO. So she's in charge of 3,000 CEOs and a network for that. And then she just did a presentation to Europe yesterday on AI herself, and she's going to be traveling to Europe next month to do the presentation in a live setting. And so where I'm going with this is, I feel like because of my cancer battle, because of what we've experienced as a family, and we've learned how precious our time was and how incredible it is to experience that combination of terror and exhilaration, all of us lean into those moments, and we don't do it perfectly, and we all get mad at traffic, and we all are lazy once in a while, and, you know, myself included, but more, we try to do a little bit extra step into that direction, because it has been such a fun way to live after having the scare that we had as a family. Col. Naviere Walkwicz 34:43 That makes sense, and I can really see your family embracing that. You know, I want to ask you a question about yourself and what you're doing on a daily basis to be better, and it sounds like you're already thinking about it right? Reinvention on a constant basis. But if there was anything else you would say that you're doing on a daily basis to be better and better is, you know, in quotes, like you define what better is, what would that be? Joel Neeb 35:06 Yeah, I think that there's a couple of things that I think we should all try to do if we're trying to be, quote, unquote “better.” As you said, there's a quote I like that that says that we vastly overestimate what we can do in three months and we underestimate what we can do in five years. Col. Naviere Walkwicz 35:27 OK, wait, say that one more time. If you don't mind, say it one more time. Joel Neeb 35:30 Yeah, really, we overestimate what we can do in three months. “I can't wait for February. I'm going to do X, Y and Z.” And then we disappoint ourselves because we didn't accomplish all those things. And yet we underestimate what we can do in five years. What do I mean by that? It means that if we were intentional about what we wanted to do in the long term, about what we wanted to grow into in years from now, five years from now, you can reinvent yourself to be anything. I think conceivably, any of us could say, “I could accomplish just about anything in five years, if I put my mind to it.” The problem is we think in the short term, and so a lot of us think of I need this happen fast. I need the, you know, in three months. I need this to take place. That's putting the car before the horse. We need to define what we want to be in the long term and then back into what that implies we need to do right now. That also speaks to the focus that I have and saying no to other things, because if I have this big, audacious goal for what I want to be in the long term, then I have to say no to a lot of things if I'm going to take those steps necessary to start marching down that path. And so what I say to folks is that build that long term first, build that vision of what you want to be in the future that's exciting to you, whether that's a fighter pilot or a CEO or you name it, shoot for the stars, whatever that is that you want to be, and then start backing into it and celebrate the fact that you're doing this. In other words, then people get caught up and, you know, I feel like I'm not making enough progress, and I'm mad at myself for not taking enough steps, I would challenge that and say, don't put the pressure on yourself that you have to do this. Reverse that conversation. Say, “I get to, I get to pursue this vision.” Doesn't mean it'll take place. Doesn't mean to occur. But if I have a vision in mind, and I'm taking steps towards it, even if I don't reach it, I'm still going to be in an incredible place that I wouldn't have been otherwise. And so that's, that's the approach that I would take. Col. Naviere Walkwicz 37:18 All right, Joel, so what is your big audacious goal in five years that you're working towards? Joel Neeb 37:22 Big audacious goal? Yeah, so I am super excited about the future of AI. I think that it has a lot of positive and negative implications for society in general. And so I'll give you a quick example. Right now, we've got 9.5% of our recent graduates that are unemployed, which is much higher than it's ever been from graduating college. That's unique, and what I attribute that to is that we're just starting to see the workforce disruption that's occurring because of AI. We're starting to see the workforce drawdown that's occurring because of it. At the same time, we're seeing companies that are able to do much, much more with AI. And so they're questioning, well, how do I operate as a company? How do I teach everybody to stay on board this training and be successful in this new environment and then societally, we're challenged with, well, how do I set up our young people for success? How do I tell my 19-year-old what to do to do to be successful. So when I think about the big, hairy, audacious goal that I want to go pursue in this next chapter in five years, I want to be on the forefront, helping the government, helping companies, helping everyone to continue disrupting themselves and leaving as few people behind as possible in this next era. Because that's the real threat. And the challenge is cats out of the bag. If we don't do this, China is going to do it like others are going to pass it by. Pass it by. The wrong answer would be to try to step it back in the bag and say we're not doing any I we're going to put regulations around, putting our heads in the sand. We would just get passed by, like, in a few years by our biggest competitors out there, which we know we don't want to have happen. And so the key is, how do we keep as many people up to speed with his transformation possible? So I talked to, you know, graduates like August Pfluger, who's in Congress, and we have, yeah, he's awesome. And so we talk about, what does that look like in the future he's shaping, you know, the future from a government perspective? I talked to former Intel CEO Pat Gelsinger, is a good friend of mine, and we go on vacations together and a conversation we have about from a corporate perspective: How do we address this as well? So that's my big goal. That's what I want to influence over the next couple of years. Col. Naviere Walkewicz 39:22 Love that. So if you could rewind the clock and, you know, tell your young Joel, and this is really for anyone who is looking for preparing myself for that long term, right? So maybe it's not the five year, the big thing in five years, but it's — this is for what can I do today that is gonna — I'm gonna help myself — future me. What would you tell yourself, Joel? Joel Neeb 39:43 If I were to go back to Academy Joel, I would say, “Take this experience more seriously.” At the time, I kind of resented the experience that I was going through at the Academy, not understanding fully that they understood how to polish the coal to try to make it into a diamond. And I didn't always see the method to the madness behind the scenes and why they were doing things. And I would tell myself to take it more seriously, to lean into the leadership opportunities, lean into the experiences. I think it's a tendency as a cadet to lean away from those and to kind of look at those with resentment. I remember I did, and I wish I would have taken those more seriously. I wish I would have taken my 20s more seriously in terms of pursuing things that were uncomfortable, and not just getting comfortable towards the latter end of my 20s and early 30s, where I was flying upside down with ease every single day and really not doing anything that was challenging me too much. I certainly didn't have it all mastered and figured out. But my discomfort was all but gone in those moments. And so I would tell myself, “Keep leaning into those areas of discomfort, because it's in those areas that we find growth.” And growth is one of the top things that we can feel as a human being. Being a part of an elite team is growing together on an inspiring mission. Col. Naviere Walkewicz 40:56 Well, I know that you are, you know, constantly in the forefront of AI, but what makes you or what causes you discomfort now that you're working through? Joel Neeb 41:05 What causes me discomfort now is compelling a 2,400-person organization to move as quickly as I think we need to. In other words: right now. The things I'm talking to you about, I'm communicating with them about on a daily basis, and we have remotely dispersed teams. I'm staring into cameras like we are right now. So I'm not sitting in the room with them and helping them to learn these things. My discomfort is around how as a leader, can I be more compelling about the burning platform that they're standing on right now, that as soon as it burns away, their role is going to be obliterated, and we're going to be disrupted by the market. And how do I really excite them around this destination that we're pursuing together, where we're going a little bit faster than the rate of change? I'm proud of the progress that we've made, but in terms of the discomfort that I'm feeling, it's almost impossible to go fast enough in this era, and so I am. The thing that keeps me up at night is, how do I make this more compelling for them? And then ultimately, I know that whatever themes I'm learning right now to make it compelling is what I'm going to have to bring to society in this next chapter, as well as we try to keep the entire American society moving ahead of the rate of change that we're experiencing. Col. Naviere Walkewicz 42:14 Well, thank you for that. I would imagine you probably phoned your friend, ChatGPT, on some  ways to do that, but I think that what you really shared today has opened, I think, eyes of how we can partner with technology at our fingertips. I mean, you and I were just chatting before this, and I asked you this, because one of the things I remember you being really big on is finding time to read as a family. I remember you had like Saturday family time, we read. As much as you're traveling and as much as you're trying to move your organization at this rate of change with AI, where do you find time to read now? Joel Neeb 42:47 Yeah, so I use AI for that too. So when I'm in the gym, I upload a chapter at a time into ChatGPT for the books that I'm reading, and I ask it to read it to me in the voice thing that it can do. And so it's reading the book to me. But the really cool part is, it's not just audible. I'm not just hearing, you know, the recording of it. And by the way, you can even tell it talk two times faster or whatever you want to do for the right speed. And I'll interrupt it. The cool part is, I'll say, “Hey, wait a second. I didn't really understand that that part of the book. Break it down for me in simpler terms.” And it'll actually pause, explain it to me and put it in terms that my fighter pilot mind can understand, or I'll even say, “Yeah, tell me about that theme in the context of the company that I'm in, 8x8, and tell me how we can apply that right now, and look at our industry. And how can I take some of this to that team?” And so it takes a book that was generically written and makes it customized for my experience by leveraging AI to do that. So once again, it's a thought partner in literally everything that I do. Col. Naviere Walkewicz 43:42 What's the last book that you read in which you were able to take some of those things to, or maybe that you'd recommend to some of our listeners to listen in via ChatGPT. Joel Neeb 43:51 I just finished reading the Teddy Roosevelt biography, which is phenomenal. What an incredible American, and it was inspiring to read. And I was able to pause it in parts and challenge some parts of the books and say, “Did that really happen?” And,  “Tell me more about this incident in history.” And it explains some historical pieces that I wasn't aware of and the book didn't delve into as much as I would have liked it to. That's a little bit of a boring historian-nerd kind of answer, but that's what I took away from it. Col. Naviere Walkewicz 44:17 Well, thank you for sharing that. So Joel, is there anything that we didn't talk about today that you would really like to make sure that we touch on? Because this has been a really exciting and fascinating conversation for me, but I want to make sure, because this has been your leadership journey, and there's so many facets to that that that we hit on the things that are important? Joel Neeb 44:33 The thing that I've learned in my time is that the foundation that we receive in the military, whether that's the cultural foundation, how we are all aligned with similar values, with a common mission that's inspiring the adherence to what we call in the business world, standard operating procedures, what you would call in the military, a checklist, effectively. That foundation that we have is easily the most valuable resource that I carried into the business world and the teams that I've been on. And I think we underestimate just how powerful that experience is, that during our 20s, we're in this incredibly disciplined environment with a really strong culture, really strong sense of value, really strong sense of mission. Pay attention to that while you have that opportunity. While you're being exposed to it, pay attention to how it was built. Pay attention to how they that accelerated our success in those teams. Because I promise you, you'll want to someday carry those concepts to every team that you're on in the future. And so I think it's an opportunity for us to leverage the incredible team that we're on in the military, and talk about that in an exciting way with whatever team that we participate on down the road. Col. Naviere Walkewicz 45:50 Thank you for sharing that. And if I could just pull on that thread a little bit more in that just in that transition, and taking those to those teams, I want to just jump to your very first transition from military to Afterburner? How did that come about for you? And I think that just our folks will be curious on that. Joel Neeb 46:10 Yeah, so Afterburner is a company that's been around since 1996 and they basically took some of those things from the military that I just spoke to, brought it into a corporate setting and helped them to adopt the same levels of positive outcomes. And when I saw this company, I said, “Wow, they really tapped into something that I that I knew as well intuitively, that if we apply some of these same themes, we could really take over anything in the business world. And so I reached out to the CEO and kept bugging him and continue to stay on his radar until he agreed to bring me into the office in Atlanta. I was living in San Antonio, and I went out there on my own dime and did an interview with them, and it went well. And of course, the rest is history after that point. But I found the thing I wanted to do and pursue, and then a very aggressively got in front of the people that could make it happen and definitely was part of the journey for me that I needed in order to be successful. Col. Naviere Walkewicz 47:04 Yes, I definitely wanted you to share that, because I knew, obviously, you had that experience. You took those things that you learned, and you wanted to hone in as you led other teams. But I think the critical piece was you pursued it, and you continue to pursue it, and you continue to pursue it until you got there, right? And so I think that's a critical part of moving forward and getting what we want. So I really am glad that you shared that, because it may seem that it's really easy just to make the transition, right? You can check all these boxes and so you're the shoe in, but it sounds like that wasn't the case, and you had to make a case for yourself. Joel Neeb 47:39 One-hundred percent. I had to be my own biggest advocate, and not in an arrogant way, in a way that I could show I could add value for that team. And that was, that was a lesson that I've taken and tried to apply since then. Col. Naviere Walkewicz 47:51 Well, I'll tell you what, it's been, gosh, 1999. How many years is that? 25 years for us? I mean, I feel like, you know, this has been a true honor to be able to sit with you. I mean, I've always watched your journey and just really been cheering you on, but I think what's incredible is how you're able to now really give back to our Long Blue Line. So Joel, thank you so much for this time today. It's been really wonderful having on Long Blue Leadership. Joel Neeb 48:14 What a privilege, Naviere. And I would say, you know, you had just asked me back in 1999 if there's a dozen people from the Academy that I thought would be very successful, your name would have been one of them. I don't think there's another person at the Academy who would have said my name. So we came from very different starting points, but I'm super excited to see the success you created, and, more importantly, the impact that you have on our graduate community, because it is noticed by everyone that I talked to. So thank you for how you lean into that our community as well. Col. Naviere Walkewicz 48:43 Thank you for saying that. And as we come to a close, I'd love to offer a few thoughts before we go. What stands out to me today from our conversation is how leadership is both timeless and adaptive. Joel's journey from commanding F-15 missions to leading global organizations and navigating AI reminds us that leadership fundamentals remain steadfast, just like you said, yet in the context in which we lead, it's always evolving, and the ability to adapt is what sets exceptional leaders apart. His story of personal resilience, overcoming stage four cancer diagnosis underscores that leadership is defined by how we respond to challenges and how we make lasting impact. From lessons in the cockpit to corporate transformation and personal discipline. Joel offers a blueprint for leading with confidence in uncertain times. Thank you for investing your time and listening in Long Blue Leadership. I encourage you to share this episode with others who are also in their personal journeys, especially because it's my classmate and he's phenomenal. Thank you for listening to Long Blue Leadership. I'm Naviere Walkewicz; until next time.   KEYWORDS Leadership, leadership development, modern leadership, leadership mindset, growth mindset, resilient leadership, adaptive leadership, transformational leadership, leadership under pressure, leading through adversity, leadership lessons, executive leadership, high performance teams, elite teams, leadership philosophy, leadership strategy, personal growth, professional development, continuous improvement, reinvention, career transition, imposter syndrome, mental toughness, discipline, time management, prioritization, decision making, strategic thinking, innovation leadership, change leadership, leading through change, disruption, self leadership, accountability, peak performance, overcoming fear, stepping outside comfort zone, leadership habits, future of leadership, AI leadership, leadership in the age of AI, digital transformation, organizational culture, team culture, mission driven leadership, purpose driven leadership, high impact leadership.   The Long Blue Line Podcast Network is presented by the U.S. Air Force Academy Association & Foundation    

GS#'s 438 & 439: May 28, 2014 Tony Manzoni, one of the most sought after coaches on the GolfSmarter podcast shares his life long pursuit of Ben Hogan's secret to his golf swing. Years ago Tony received a letter written in Hogan's hand that explains his secret to becoming a great ball striker.  This is the complete hour-long conversation that also covers a detailed discussion on the short game swing and how it differs from the full swing that is discussed in The Lost Fundamental. He also responds to letters asking how the full Lost Fundamental swing is affected by the short game swing.Tony's book "The Lost Fundamental: One Simple Move, Better Golf Forever", is available on Amazon in paperback or Kindle format. His video, originally a DVD, is only available through our website.  This is combined two episodes in one as it was difficult to schedule podcasts in advance “in the old days”!If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

Episode DescriptionThis archival conversation with Jim Kwik moves beyond memory tricks and into something more fundamental: how we think, learn, and make decisions.Jim breaks down why most people forget nearly everything they read, why repeating the same mistakes isn't always about logic, and how modern life is quietly degrading attention and memory. He explains how the brain filters information, how habits form, and why focus—not intelligence—is often the real differentiator.James pushes the conversation into practical territory: decision-making, fear, performance, and building a life around what actually matters. Together, they explore frameworks for improving memory, reducing distraction, and making better choices—along with the deeper idea that learning is the core skill behind everything else.This episode isn't just about remembering more. It's about thinking better.What You'll LearnWhy most people remember only 1–2% of what they read—and how to improve retentionThe difference between reading speed, comprehension, and retention (and why all three matter)How the brain acts as a filtering and deletion system, not a storage deviceA practical framework for decision-making using multiple mental perspectives (Six Thinking Hats)How digital overload, distraction, and “digital dementia” are weakening focus and memoryWhy habits—not knowledge—drive performance, and how to build them using motivation, ability, and triggersThe four traits behind high performance: growth, grit, giving, and gratitudeTimestamped Chapters[02:00] Introduction to Jim Kwik and memory training[02:29] Why people forget what they read[03:09] Reading vs comprehension vs retention[03:50] The importance of remembering love, life, and lessons[04:25] Why people repeat the same mistakes[05:05] Emotional memory vs logical memory[06:29] Blame vs responsibility in reducing stress[07:11] The brain as a filtering and deletion device[08:17] Why we remember only 1–2% of books[08:24] The Zeigarnik Effect explained[10:15] Note-taking: handwriting vs typing[11:17] Learning through rewriting and modeling[12:18] Decision-making and simplifying life[13:40] Maker time vs manager time[17:33] Why you shouldn't check your phone in the morning[18:06] Brainwave states: alpha, beta, and focus[19:00] Jim Kwik's high-performance clients[20:25] Childhood brain injury and learning challenges[21:08] Knowledge as power in the modern economy[22:09] Decision-making and outside perspectives[23:22] The Six Thinking Hats framework[26:46] Decision-making through perspective shifts[28:40] Facing fear and building confidence[30:33] Digital overload and information fatigue[31:17] Social media and comparison psychology[33:11] Fear, rejection, and self-worth[34:20] Overcoming learning and public speaking fears[35:02] “Your mess becomes your message”[36:24] Jim Kwik's turning point and learning journey[38:15] Discovering how to learn[40:03] Deep immersion vs spaced learning[41:34] Speed reading breakthrough moment[42:33] Digital overload, distraction, and dementia[44:02] Why checking your phone rewires your brain[45:17] Outsourcing memory vs training your brain[47:00] Busyness vs productivity[48:18] Biological decision-making and intuition[49:03] Sleep deprivation and performance[52:00] Post-traumatic growth vs stress[53:00] Learning to say no and focus[54:27] Essentialism: “Hell yes or hell no”[55:14] Applying the Six Thinking Hats to real decisions[58:15] What school fails to teach[59:09] Building a career from learning challenges[01:01:00] First teaching experience and entrepreneurship[01:03:00] Overcoming fear of public speaking[01:08:39] Turning knowledge into income[01:10:00] The power of learning as a superpower[01:11:30] Finding what to learn and why[01:12:52] Growth mindset and learning from failure[01:13:34] The four Gs: growth, grit, giving, gratitude[01:15:12] Building grit through discomfort[01:17:19] Why fundamentals matter more than new ideas[01:18:22] Habit formation: motivation, ability, trigger[01:20:00] Time, priorities, and skill-building[01:23:40] Focus vs intelligence[01:24:27] Learning through teaching[01:25:25] High-performance mindset examples[01:27:25] Jim Carrey and freeing people from concern[01:29:58] “I don't get ready, I stay ready”[01:32:00] Building daily habits for performance[01:33:00] Giving mindset and learning faster[01:34:01] Teaching as a tool for mastery[01:36:00] Gratitude as a performance tool[01:38:00] Health, energy, and peak performance[01:41:00] Bringing it all together: love, life, and lessonsAdditional ResourcesJim Kwik — https://www.kwikbrain.comKwik Brain Podcast — https://www.kwikbrain.com/pages/podcastLimitless by Jim Kwik — https://www.amazon.com/dp/1401958230podcastThe Power of Now by Eckhart Tolle — https://www.amazon.com/dp/1577314808Thinking, Fast and Slow (decision-making reference context) — https://www.amazon.com/dp/0374533555How to Win Friends and Influence People by Dale Carnegie — https://www.amazon.com/dp/0671027034Think and Grow Rich by Napoleon Hill — https://www.amazon.com/dp/1585424331Psycho-Cybernetics by Maxwell Maltz — https://www.amazon.com/dp/0399176136Six Thinking Hats by Edward de Bono — https://www.amazon.com/dp/0316178314See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

GS#409 November 5, 2013 - Topping the ball? Did someone say you lifted your head? Tony Manzoni gets pretty fired up about these misconceptions that many golfers have about those consistently frustrating errors like throwing the hands away from the body, bringing the club straight back, or rotating the body too quickly. In this Members Only episode, Tony explains why they occur and what to look for in a teacher who understands the mechanics of a swing. Tony's book "The Lost Fundamental: One Simple Move, Better Golf Forever", is available on Amazon in paperback or Kindle format. His video, originally a DVD, is only available through our website. If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

GS#408 October 29, 2013 - Tony Manzoni is 77 years old and is still shooting par. Lucky for us, he's also an amazing teacher who has been a listener favorite on Golf Smarter for a long time. Outside of teaching, his instructional book, and DVD, he's coached the College of the Desert Golf team to 27 Conference championships. His book “The Lost Fundamental - One Simple Move, Better Golf Forever” is available on Amazon. His video, originally a DVD, is only available through our website.  Each have received rave reviews. This is part 1 of a 2 part conversation with Tony. We get into more detail on swing mechanics in part 2.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

GS#328 April 10, 2012 Tony Manzoni, author of The Lost Fundamental, and longtime favorite of the GOLF SMARTER Audience returns to discuss how weight shift and position can be the root of topping the ball. It's also the key to increased distance. Tony's book "The Lost Fundamental: One Simple Move, Better Golf Forever", is available on Amazon in paperback or Kindle format. His video, originally a DVD, is only available through our website.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

GS#291 July 26,  2011 Tony Manzoni, discusses his new book "The Lost Fundamental: One Simple Move, Better Golf Forever", which is available on Amazon in paperback or Kindle format. Also see exclusive video of Tony giving a lesson on GolfSmarterTV at GolfSmarter.com.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com