Podcasts about college savings plans

Ben wanted to go to college, but did not know at first how he would pay for it. Cue scholarships! $90,000 in scholarships later, he paid for his Harvard education, and now wants to help tell others how they can do the same! Now in part 3 we discuss his top 3 resources to help you find scholarships that are specific to you! Scholars and Dollars Learndipity Scholaroo Scholarship Database Listen to parts 1 &2 of this interview below… Part 1 - $90,000 Scholarship Winner & Harvard Grad Shares How to Win Scholarships! - with Bestselling Author Ben Kaplan Part 2 - Ben Kaplan ($90,000 Scholarship Winner & Harvard Grad) Shares How Applying for Scholarships Helps You Find Your Purpose!   Also, do you want my personal help with finding scholarships that are specific to you or assistance with the actual applications? Schedule a FREE Scholarship Strategy Session with me on my calendar here –> calendly.com/moneyandmentalpeace   About Ben Kaplan: Ben Kaplan is among the nation's leading experts on college admissions, scholarships and financial aid, student personal finance, and higher education policy. He is the author of 12 bestselling books and courses, including Scholars & Dollars, which have sold 2 million copies worldwide. Kaplan became a college expert in part from personal experience: In high school, he won 24 college scholarships—enough to cover the cost of his Harvard degree. He is the founder of the popular Scholaroo education portal, and has advised leading institutions such as UCLA, Texas A&M, NYC Public Schools, New Mexico's 529 College Savings Plan, and the National PTA. Kaplan has been featured on more than 5,000 TV and radio programs—including appearances on Oprah, NBC, CBS, ABC, CNN, National Public Radio, and the BBC. He is a recipient of the Morris Kronfeld Prize in Economics and was selected as the “Top Student Leader in America” by the National Association of Secondary School Principals.   YouTube → Kara's Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. Topics related to this episode: Ben Kaplan, admissions, college admissions, Benjamin Kaplan, scholars and dollars, scholars & dollars, How to go to college almost for free, dollars for scholars, scholarship scouts, pay for college, student loan forgiveness, federal student loans, community college, Harvard, Harvard grad, Harvard economist, college scholarships, college majors, online college courses, college student loans, college degree online, college readiness, Bachelor's degree, Ivy League schools, master's degree, trade school, find your purpose, find purpose, build character, find purpose life, build resilience, build confidence, build emotional resilience, boost of confidence, build self confidence, self confident, confident, life purpose, life purpose driven, purpose driven life, the purpose life driven  

Ben wanted to go to college, but did not know at first how he would pay for it. Cue scholarships! $90,000 in scholarships later, he paid for his Harvard education, and now wants to help tell others how they can do the same! In part 2, we discuss… Testing out of classes (CLEP, DSST, AP)  Professional Judgement - secret password/keyword where they take into account your special circumstances and might give you extra financial aid! Saving money on textbooks Student travel discounts and health insurance $90,000 in scholarships How scholarships build confidence, character, and resilience How scholarships can help you find your purpose …and much more! Also, do you want my personal help with finding scholarships that are specific to you or assistance with the actual applications? Schedule a FREE Scholarship Strategy Session with me on my calendar here –> calendly.com/moneyandmentalpeace      About Ben Kaplan: Ben Kaplan is among the nation's leading experts on college admissions, scholarships and financial aid, student personal finance, and higher education policy. He is the author of 12 bestselling books and courses, including Scholars & Dollars, which have sold 2 million copies worldwide. Kaplan became a college expert in part from personal experience: In high school, he won 24 college scholarships—enough to cover the cost of his Harvard degree. He is the founder of the popular Scholaroo education portal, and has advised leading institutions such as UCLA, Texas A&M, NYC Public Schools, New Mexico's 529 College Savings Plan, and the National PTA. Kaplan has been featured on more than 5,000 TV and radio programs—including appearances on Oprah, NBC, CBS, ABC, CNN, National Public Radio, and the BBC. He is a recipient of the Morris Kronfeld Prize in Economics and was selected as the “Top Student Leader in America” by the National Association of Secondary School Principals. Related Episodes: 362 - I Found Her $24,000 in Scholarships For College, Who's Next!? 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget 317 - "How Can My High GPA Daughter and Middle Income Family Pay For College WITHOUT STUDENT LOANS? Your Scholarship Questions Answered   YouTube → Kara's Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. Topics related to this episode: Ben Kaplan, admissions, college admissions, Benjamin Kaplan, scholars and dollars, scholars & dollars, How to go to college almost for free, dollars for scholars, scholarship scouts, pay for college, student loan forgiveness, federal student loans, community college, Harvard, Harvard grad, Harvard economist, college scholarships, college majors, online college courses, college student loans, college degree online, college readiness, Bachelor's degree, Ivy League schools, master's degree, trade school, find your purpose, find purpose, build character, find purpose life, build resilience, build confidence, build emotional resilience, boost of confidence, build self confidence, self confident, confident, life purpose, life purpose driven, purpose driven life, the purpose life driven

Ben wanted to go to college, but did not know at first how he would pay for it. Cue scholarships! $90,000 in scholarships later, he paid for his Harvard education, and now wants to help tell others how they can do the same! We discuss… How to tell YOUR story to scholarship judges Scholarship myths/misgivings What constitutes a good application/essay His Harvard story Admissions advice Ivy League vs. community college …and much more! Also, do you want my personal help with finding scholarships that are specific to you or assistance with the actual applications? Schedule a FREE Scholarship Strategy Session with me on my calendar here –> calendly.com/moneyandmentalpeace      About Ben Kaplan: Ben Kaplan is among the nation's leading experts on college admissions, scholarships and financial aid, student personal finance, and higher education policy. He is the author of 12 bestselling books and courses, including Scholars & Dollars, which have sold 2 million copies worldwide. Kaplan became a college expert in part from personal experience: In high school, he won 24 college scholarships—enough to cover the cost of his Harvard degree. He is the founder of the popular Scholaroo education portal, and has advised leading institutions such as UCLA, Texas A&M, NYC Public Schools, New Mexico's 529 College Savings Plan, and the National PTA. Kaplan has been featured on more than 5,000 TV and radio programs—including appearances on Oprah, NBC, CBS, ABC, CNN, National Public Radio, and the BBC. He is a recipient of the Morris Kronfeld Prize in Economics and was selected as the “Top Student Leader in America” by the National Association of Secondary School Principals. Related Episodes: 362 - I Found Her $24,000 in Scholarships For College, Who's Next!? 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget 317 - "How Can My High GPA Daughter and Middle Income Family Pay For College WITHOUT STUDENT LOANS? Your Scholarship Questions Answered   YouTube → Kara's Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. Topics related to this episode: Ben Kaplan, admissions, college admissions, Benjamin Kaplan, scholars and dollars, scholars & dollars, How to go to college almost for free, dollars for scholars, scholarship scouts, pay for college, student loan forgiveness, federal student loans, community college, Harvard, Harvard grad, Harvard economist, college scholarships, college majors, online college courses, college student loans, college degree online, college readiness, Bachelor's degree, Ivy League schools, master's degree, trade school  

Time for another AMA with Jesse! First, Randy asks what it means to be rich, leading to an interesting evaluation of personal values, goals, and circumstances. Jesse explores relativity, “keeping up with the Joneses”, and what it means to have “enough”. Then, Bob asks about the potential tax burdens on beneficiaries and heirs, and Tom wonders whether some tax savings are worth the effort of logistical complexity. The fourth question comes from regular listener, Yogi, asking about the role of bonds in diversifying a portfolio. Jesse gets into the details of which bonds are which, which financial goals they're good for, and when you should consider other options. To wrap up the show, Hector asks about the “buy, borrow, die” strategy employed by the ultra-wealthy: buy appreciating assets, borrow against them for liquidity without selling, and pass them to heirs with a stepped-up cost basis, avoiding capital gains taxes.  If you'd like a question in a future AMA, send Jesse a message! Tune in next week for the 100th episode celebration!   Key Takeaways:• Wealth varies based on individual values and circumstances. It's less about achieving a specific number and more about feeling secure and content with your resources. • The tax burden of inherited IRAs is based on the beneficiary's income and tax bracket, which can differ significantly from the original contributor's tax savings. • Decisions like Roth conversions depend on whether the potential tax savings justify the added effort and complexity for an individual. • Bonds provide stability and dependability for short-term goals. Short-duration, high-quality bonds like U.S. Treasuries are less sensitive to interest rate changes and offer more reliability. • While effective for minimizing taxes, the “buy, borrow, die” strategy involves risks such as margin calls, regulatory changes, and the cumulative cost of loan interest potentially outweighing benefits. • Wealth strategies should focus on understanding and minimizing tax liabilities without excessive risk, avoiding overly aggressive tax avoidance tactics.   Key Timestamps:(02:17) Question 1: What Does It Mean to Be Rich? (09:11) Question 2: Concerns About 529 College Savings Plans (16:57) Question 3: Roth Conversions and Tax Savings (23:50) Question 4: Evaluating Bond Performance and Diversification (31:23) Question 5: The Buy, Borrow, Die Strategy   Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, buy borrow die, Roth conversions, tax avoidance, inheritance, bonds, diversification, rich, five year rules   More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Car Insurance, How Much Liability Coverage You Should HaveWhat Is A 529 College Savings Plan?Tragic California Wild Fires Destroy Thousands of HomesIs California Liberalism To Blame For The Devastation?.....Yes!!Facebook Drops "Fact Checkers" and DEI ProgramsIs Biden Going To Ban Cigarettes On The Way Out?Trump Wants To Change Name of "Gulf Of Mexico" to "Gulf of America"And Much More!!!

Dr Boyce Watkins explains something that is better than a college savings plan.

Jesse's running the show solo this week, bringing with him some interesting perspectives on tax tricks, whether you should rent or buy, and college education. In this episode, you'll hear why side hustles might just be a waste of time, what makes detailed budgeting overrated, and how you're actually spoiled just by having a queen sized bed! This episode is great if you're looking for a few reminders, grounding advice, or a few different opinions. Key Takeaways: • Reasons why you shouldn't rely solely on your stocks for your early retirement. • The 50% Rule for 529 College Savings Plans. • What makes a side hustle a waste of time? • Why renting might be the right decision. • How perspective shows you're actually spoiled! • Is your advisor a professional? Or a hack? Key Timestamps: (02:51) Critique of the FIRE Movement (05:50) Debunking Tax Hacks (09:08) The 50% Rule for 529 Plans (13:22) Primary Home: Not an Investment (15:18) The Reality of Side Hustles (19:41) Rent vs. Buy: A Balanced View (25:21) Living a Life of Luxury (32:10) Reevaluating Detailed Budgeting (36:52) The Spectrum of Financial Advisors (41:38) Pay Yourself First, But Not Too Much (42:50) Essential Thoughts for True Wealth (46:02) Conclusion and Final Thoughts Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance Mentions:Factfulness: Ten Reasons We're Wrong About the World--and Why Things Are Better Than You Think by Hans Rosling, Anna Rosling Rönnlund, and Ola Rosling “I Wouldn't Know Where to Start” – 16 Questions to Ask A Financial Advisor by Jesse Cramer 11 Essentials of Client Service More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

It's that time of year again—when we revisit the benefit options that can really shape your family's financial future.In this episode, we went beyond the basics like life insurance, health, dental, and vision coverage, and took a closer look at some of the often overlooked benefits that can make a big difference in your family's finances.If you missed it the first time or need a refresher, now's your chance to tune in and discover the benefit options that could have a major impact on your financial well-being for the upcoming year.Anna's Takeaways:Intro (00:00)College Savings Plans (05:50)Legal Service Plans (09:23)Mental Health and Wellness Programs (11:47)Work-Life Balance Incentives (14:39)Rate, Review, & Follow on Apple Podcasts Money Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones. Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!FREE Download: Looking for how to get your money in order as a new parent?

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In this episode, we dig into 529 College Savings Plans to help shed light on exactly how these accounts work and to inform listeners on how to most productively evaluate them within your own financial plan.Contact: Ben@abundancewm.comWebsite: Abundance Wealth ManagementShow music: Can We Go by The Violet NinesDISCLAIMERThe discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast.You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented in this podcast without undertaking independent due diligence and consultation with a professional wealth management advisor. You understand that you are using all information available on or through this podcast at your own risk. Hosted on Acast. See acast.com/privacy for more information.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin Smulison interviews RIMS General Counsel and VP of External Affairs Mark Prysock about the RIMS Advocacy, the RIMS Legislative Summit being postponed to Q1 2025 to work with a fresh Congress and Administration. Mark covers a few of the important legislative issues potentially affecting RIMS and RIMS members, including the Tomorrow's Workforce Act, the negative impact of increasing the tax burden on 501(c)(6) non-profit organizations like RIMS, and the national security issues at stake if nothing is done to make third party litigation funding transparent. Listen for information and inspiration to get more involved in RIMS Advocacy.   Key Takeaways: [:01] About RIMS. [:15] About this episode. Justin introduces return guest Mark Prysock, RIMS General Counsel and VP of External Affairs. [:42] Events! We've got the DFW RIMS 2024 Fall Conference and Spa Event happening on September 19th in Irving, Texas. Learn more about that event in Episode 299, which features an interview with the Texas State Office of Risk Management. [1:00] Also on September 19th is the RIMS Chicago Chapter's Chicagoland Risk Forum 2024. Register at ChicagolandRiskForum.org. [1:09] Registration opened for the RIMS Canada Conference 2024 which will be held from October 6th through the 9th in Vancouver. Visit RIMSCanadaConference.ca to register. [1:21] Registration is also open for the RIMS Western Regional, which will be held from September 29th through October 1st at the Sun River Resort in Oregon. Register at RIMSWesternRegional.com. [1:35] We want you to join us in Boston on November 18th and 19th for the RIMS ERM Conference 2024. The agenda is live. The keynote will be announced soon. We want to see you there! A link is on this page. [1:50] All RIMS regional conference information can be found on the Events page at RIMS.org. [1:57] If you want to present a session at RISKWORLD 2025 in Chicago, you are in luck! The deadline to submit your session has been extended to Monday, September 9th, 2024. A link is in this episode's notes. [2:12] We will be bringing out Mark Prysock in just a moment but before we get started, let's talk RIMS Webinars! All RIMS Webinars registration pages are available through RIMS.org/webinars. [2:26] On September 5th, Merrill Herzog makes their RIMS Webinars debut with the Role of Insurance in Building Resilience Against an Active Assailant Attack. [2:35] On September 19th, Origami Risk returns to deliver Leveraging Integrated Risk Management For Strategic Advantage. On September 26th, Archer returns to explore The Future of RMIS: Beyond Traditional Approaches. Webinars for October are also available. [2:52] Justin jumped ahead a little bit, though. On September 12th, HUB International returns to deliver the third part of their Ready for Tomorrow series, Pivot and Swerve: Staying Agile During Shifting Market Dynamics. [3:07] Justin is delighted to be joined by the moderator for that session, the Chief Marketing Officer for Canada at HUB International, Linda Regner Dykeman. Justin welcomes Linda to RIMScast and introduces the upcoming global webinar on staying agile that Linda will host. [3:38] The webinar will be at 1:00 p.m. Eastern Time on September 12th. Linda says they will be discussing current market trends and challenges. The industry has been able to produce some very strong profits over the last few years. [3:52] The market needed correction after many years of unprofitability driven by weather events in the property line where rates seemed to be unsustainable. Casualty also had its issues, particularly with Directors and Officers Liability. [4:10] As a result of the profitability the industry was able to achieve over the last few years, most carriers have become more competitive in growing their books of business. This competition is not being seen in all lines, segments, or geographies. [4:27] Some catastrophe-prone zones such as BC and Alberta have not seen the same level of competition across the board. As the market transitions from a hard market to a competitive environment, there is some unusual and inconsistent behavior. [4:44] Carriers in Canada are being more flexible with their appetite. London is looking to grow significantly over the next couple of years with goals of hitting $100 billion by 2025. Add to that NGAs who are seeing their market share change as local carriers become more competitive. [5:02] As we transition out of what was considered to be a hard market, we see a lot of inconsistency in this market. [5:11] Add to this the supply chain issues, which are not what they once were, the economy is flat with spending, once normalized for an increase in population, it reflects that of a market in a recession. [5:25] We, as brokers, are finding competitive solutions to protect our clients. We have to pivot and swerve to discover the right opportunities. [5:37] We had a significant rain event in Toronto, followed by one of the worst wildfires Jasper has ever seen, seemingly a once-in-a-hundred-year event; weather catastrophes are more severe and more frequent. [5:50] How is this going to change the availability of capacity and pricing? Time will tell, as insurers try to figure out if their pricing models included the right loadings for these events. [6:12] Being informed by what is happening in the market; the trends, the opportunities, what's available, and partnering with the right broker, will help a risk manager make an informed decision, appropriate for their business. [6:34] The panelists have decades of experience and expertise across North America. They work with clients, markets, and other experts and bring a much broader perspective and experience to this session. [6:49] Steve Pottle is the risk manager on the panel. He's been omnipresent in RIMS Canada for years. He's a former RIMS VP and is currently the Director for Risk and Safety Services at Thompson Rivers University. Justin says he's one of the best and Linda agrees. [7:20] Linda will moderate. She'll ask the panelists questions HUB International has received from its clients, based on what they are seeing happening in the environment around them. She would also like the audience to pose some questions. Audience participation is encouraged. [7:44] Justin thanks Linda Regner Dykeman of HUB International, and will see her again on September 12th, 2024 for the third installment of HUB's Ready for Tomorrow series, Pivot and Swerve: Staying Agile During Shifting Market Dynamics. [8:02] Interview! Justin introduces Mark Prysock, RIMS General Counsel and VP of External Affairs. Mark will provide a RIMS Advocacy update and talk about the legislative issues on RIMS's radar and the status of the next RIMS legislative summit. Mark, welcome to RIMScast! [8:36] Mark Prysock is the hardest-working lawyer that Justin knows. Justin wants him to be on RIMScast weekly. Mark says he will try to be on at least once a quarter. [9:13] The Legislative Summit has been postponed to Q1 2025 as the time Congress has left in 2024 is focused on passing continuing resolutions to keep the government open. It's not an ideal time for RIMS to come to D.C. with their legislative priorities. [10:07] Q1 2025 will be great for RIMS to go to D.C. to talk about RIMS's priorities. The new Congress will be seated with new Committee Chairs and Ranking Members. There will be a new administration, so a lot of new Executive Branch jobs will have been filled. [10:46] In Q4 2024, RIMS Advocacy will announce to RIMS members the date for the Legislative Summit of Q1 2025. It will be live, in person, on Capitol Hill, similar to the 2023 event. [11:03] RIMS Advocacy hopes to set up educational sessions on Wednesday in the U.S. Chamber of Commerce building, with a reception Wednesday evening with a fund-raising event for RISKPAC. On Thursday, everyone will descend on Capitol Hill and lobby RIMS's issues. [11:46] RISKPAC has been going to a lot of fund-raising events for key members of Congress who sit on committees with jurisdiction over legislative issues that matter to RIMS. They focus on the Chairs, Ranking Members, and other committee members. [12:15] RISKPAC has had some good one-on-one time with members of Congress and their key staff members to talk about RIMS's issues. [12:31] Greg McKenna is the Chair of the RISKPAC Trustees Committee. He supports everything RIMS is doing on the legislative front and knows that RISKPAC plays a vital role in helping RIMS accomplish those legislative objectives. Greg has been a RIMScast guest. [13:20] Mark discusses some association-specific issues. RIMS is working in a coalition with ASAE on the Tomorrow's Workforce Act. That legislation would liberalize 529 College Savings Plans to allow individuals to use them for post-secondary training and credentialing. [14:21] The funds could be used for licenses and professional certifications like the RIMS-CRMP, for example. This is a successful bi-partisan, bi-cameral issue that has made good progress through the House. RISKPAC hopes something will get done by the end of 2024. [14:53] If the Tomorrow's Workforce Act doesn't pass this year, RISKPAC will pursue it aggressively in the next session of Congress. [15:05] The next issue is that Democrats and Republicans in the House and the Senate seem to believe that 501(c)(6) organizations like RIMS should be paying more taxes than they currently pay. The idea is to start taxing non-profits on their net income. [16:16] A lot of associations like RIMS would be significantly negatively impacted if that happened. It would have an impact on a lot of organizations' abilities to offer programs to their members and in other ways. [16:41] RIMS will participate actively with another ASAE coalition to educate members of Congress about why non-profits should remain untaxed. That is going to be an aggressive effort that is kicking off now and into 2025. [17:08] Both houses of Congress have working groups figuring out the approach to this issue. When the new Congress is seated, we may see some legislative proposals. The association community thinks it is extremely important to ramp up an educational campaign now. [17:36] RIMS has members who are part of not-for-profits or associations and they should be paying close attention to our developments and progress here. It's another reason RIMS members should join the Legislative Summit in 2025, to learn more about this sort of issue. [18:09] One more quick break! The Spencer Educational Foundation's goal is to help build a talent pipeline of risk management and insurance professionals. That is achieved, in part, by a collaboration with risk management and insurance educators across the U.S. and Canada. [18:26] Whether you want to apply for a grant, participate in the Risk Manager on Campus program, or just learn more about Spencer, visit SpencerEd.org. [18:37] On September 12th, 2024, we look forward to seeing you at the Spencer Funding Their Future Gala at The Cipriani 42nd Street in New York City. Our recent guest from Episode 293, Lilian Vanvieldt-Gray, will be our honoree. [18:53] Lilian is the Executive Vice President and Chief Diversity, Equity, and Inclusion Officer at Alliant Insurance Services and she will be honored for her valuable contributions to supporting the future of risk management and insurance. [19:10] That was a great episode, so after you finish this one, please go back and listen to Episode 293. [19:16] Let's Conclude Our Interview! RIMS CEO Gary LaBranche was the RIMScast guest on Episode 300. An item that was discussed on Gary's risk radar is third-party litigation funding (TPLF). Mark Prysock dives deeper into TPLF and what it means to RIMS members. [20:21] TPLF is when third parties, such as hedge funds, private equity groups, or sovereign funds, invest in litigation with the idea that the litigation has a positive result, such as a settlement or payout, and the investor will get a nice return. [20:47] The problem with TPLF is that right now, it is not in any way transparent. Judges and opposing parties often have no idea who is funding litigation. RIMS's focus has been on foreign entities' involvement in litigation. [21:24] There is real concern about having foreign funds invest in litigation because it presents both national security concerns and economic concerns. If a foreign fund invests in litigation against a defense contractor, there is a risk of economic damage to the defense contractor. [21:54] In some cases, foreign funds would see documents that are part of the discovery and litigation process, which could include highly confidential information. This is a matter of growing concern. Key individuals in Congress recognize that something has to be done here. [22:22] What we've seen so far have been a couple of legislative proposals that focus on disclosure. Any third parties that would stand to benefit financially from any sort of contingency relationship in litigation would have to be disclosed to the judge and all parties to the case. [22:47] If there is a litigation funding agreement, that agreement would need to be shared with the court. Mark does not think we will have much success in stopping TPLF domestically. [23:10] RIMS's focus will be on the aspect of foreign manipulation of our courts and the extent to which foreign funds might be behind significant and very expensive litigation here in the U.S. [23:45] Mark believes RIMS Advocacy will try to find ways to work with its friends in the insurance industry on this issue. Mark cites Chubb Limited's Chairman and CEO Evan Greenberg's keynote address at RISKWORLD 2024. [24:03] Evan Greenberg mentioned TPLF as a significant problem from the industry's perspective but not one the industry can take the lead in addressing. It's an opportunity for RIMS to step forward and put together a coalition to work on this issue with the insurance community. [24:37] Key members of the House and Senate are focused on this issue. That offers RIMS Advocacy a good place to start, working with them, their committee staff, and other members of Congress who would be willing to get behind and support some changes. [25:04] Foreign funds from sanctioned nations that we don't want infiltrating the U.S. judicial system may be participating in TPLF. [25:44] Justin hopes we make great progress in the next six months and that the Legislative Summit will have gone on as scheduled. Justin will keep members and listeners apprised of the date. Mark will come back to RIMScast in six months. [26:15] Justin thanks Mark for joining us here on RIMScast. [26:22] Special thanks again to my friend, Mark Prysock, RIMS General Counsel and VP of External Affairs. For more information about RIMS's public policy efforts, visit RIMS.org/advocacy and we will keep you updated on the RIMS Legislative Summit 2025. [26:44] It's RIMS plug time! The RIMS App is available to RIMS members exclusively. Go to the App Store and download the RIMS App with all sorts of RIMS resources and coverage. It's different from the RIMS Events App. Everyone loves the RIMS App! [27:18] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [28:00] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [28:17] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [28:32] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [28:53] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS Advocacy RISKWORLD 2025 will be in Chicago! May 4‒7 | Last Call For Submissions Sept. 9! DFW RIMS 2024 Fall Conference and Spa Event | Sept 19‒20 Chicagoland Risk Forum 2024 — Presented by RIMS Chicago Chapter — Sept. 19, 2024 RIMS Western Regional — Sept 29‒Oct 1, Oregon | Registration is open! RIMS Canada Conference 2024 — Oct. 6‒9 | Registration is open! Spencer Educational Foundation — Funding Their Future Gala 2024 | Sept. 12, 2024 RIMS ERM Conference 2024 will be in Boston, MA Nov. 18‒19 | Register Now RIMS DEI Council RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS Strategic & Enterprise Risk Center NEW FOR MEMBERS! RIMS Mobile App RISK PAC   RIMS Webinars: Role of Insurance in Building Resilience Against an Active Assailant Attack | Sponsored by Merrill Herzog | Sept. 5, 2024 HUB Ready for Tomorrow Series: Pivot and Swerve — Staying Agile During Shifting Market Dynamics | Sept. 12, 2024 Leveraging Integrated Risk Management For Strategic Advantage | Sponsored by Origami Risk | Sept. 19, 2024 The Future of RMIS: Beyond Traditional Approaches | Sponsored by Archer | Sept. 26, 2024 Mastering ERM: Leveraging Internal and External Risk Factors for Strategic Advantage | Sponsored by Diligent | Oct. 3, 2024 RIMS.org/Webinars   Upcoming Virtual Workshops: Fundamentals of Insurance | Oct 9‒10, 2024 See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “300th Episode Spectacular with RIMS CEO Gary LaBranche” “Legal and Risk Trends with Katherine Henry” “RIMS Public Policy and Advocacy 2023” “Public Policy Goals with CIAB President Joel Wood” (2023) “Keeping Up With RISK PAC” (2022)   Sponsored RIMScast Episodes: “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL (New!) “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer “Alliant's P&C Outlook For 2024” | Sponsored by Alliant “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interviews featuring DFW RIMS President Emily Casso Ford!   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Mark Prysock, General Counsel at RIMS, Inc. Linda Regner Dykeman of Hub International, Chief Marketing Officer for Canada Tweetables (Edited For Social Media Use): Q1 2025 would be great for RIMS to go to D.C. to talk about legislative priorities. The new Congress will be seated with new committee chairs and ranking members. There will be a new administration, so a lot of new Executive Branch jobs will have been filled. — Mark Prysock   RIMS is working in a coalition with ASAE on the Tomorrow's Workforce Act. That legislation would liberalize 529 College Savings Plans to allow individuals to use them for post-secondary training and credentialing. — Mark Prysock   Democrats and Republicans in the House and the Senate seem to believe that 501(c)(6) organizations like RIMS should be paying more taxes than they currently pay. They are suggesting taxing non-profits on their net income. — Mark Prysock   There is real concern about having foreign funds invest in litigation because it presents both national security and economic concerns. If a foreign fund invests in litigation against a defense contractor, there is a risk of economic damage to the contractor. — Mark Prysock  

Picture this: you just enrolled your child in pre-school and think “How am I going to help them pay for college?!” Maybe it's not quite that bad, but you would be in good company if thoughts of your child's financial future cross your mind with any regularity! Today Kimberly is sharing her amazing insights as well as her own personal choices when it comes to saving for your child's future educational expenses. There are four major options that she breaks down into pros and cons. So grab your notebook, turn up your volume, and get ready for this jam-packed episode!Grab our new ebook: 205 Tax Deductions that will save you money (and 7 that won't!)Connect with Kimberly on Instagram: https://www.instagram.com/taracpafirm/ Website: https://www.taracpafirm.com/

Asking the question - Is there such a thing as too big when it comes to cruise ships, a push to release more movies on the big screen and strategies for leftover money from college savings accounts.

In Episode 136 of "Sales Team Rescue," host Jeremy DeMerchant invites Brian Appleton and Sean Thomas, co-founders of the Parents College Planning Network, to discuss innovative strategies for college funding. The episode provides a deep dive into the creation and benefits of college refund plans, which help parents reclaim substantial portions of college expenses tax-free. Brian and Sean share their personal journeys and how they leveraged life insurance as a dynamic tool for financial growth, previously accessible only to the wealthy. This engaging conversation is crucial for parents facing the financial challenges of college planning and sales professionals seeking smart financial strategies. The episode also explores the importance of financial literacy, especially for high-income professionals. The "Lightning Round" adds a personal touch, offering insights into the guests' inspirations and daily practices. Concluding with actionable steps for listeners interested in the Parents College Planning Network's services, this episode is a compelling blend of financial advice and personal development, encouraging a proactive approach to college funding and financial planning.

Luke Minor with WA 529 College Savings plan is here to help families get set for when their kids are ready for college. There are two plans for saving and you can go to WA529 get all the details on how to enroll and get your child's college tuition locked in. GET and DreamAhead are administered by the Washington Student Achievement Council with oversight from the Committee on Advanced Tuition Payment and College Savings (WA529 Committee), which meets quarterly to review policies, pricing and investments. The Washington Student Achievement Council supports both programs, based on the Committee's direction. The Washington State Investment Board manages the GET fund, which is currently valued at $1.4 billion. GET is a self-sustaining program which has become one of the fastest growing prepaid tuition plans in the country.WA529 Mission and VisionWA529 helps Washington families save for educational expenses, with a vision of fostering a well-educated community by helping students and families overcome financial barriers to education and avoid future debt.WA529 College Savings Plan Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Luke Minor with WA 529 College Savings plan is here to help families get set for when their kids are ready for college. There are two plans for saving and you can go to WA529 get all the details on how to enroll and get your child's college tuition locked in. GET and DreamAhead are administered by the Washington Student Achievement Council with oversight from the Committee on Advanced Tuition Payment and College Savings (WA529 Committee), which meets quarterly to review policies, pricing and investments. The Washington Student Achievement Council supports both programs, based on the Committee's direction. The Washington State Investment Board manages the GET fund, which is currently valued at $1.4 billion. GET is a self-sustaining program which has become one of the fastest growing prepaid tuition plans in the country. WA529 Mission and Vision WA529 helps Washington families save for educational expenses, with a vision of fostering a well-educated community by helping students and families overcome financial barriers to education and avoid future debt. WA529 College Savings Plan

Today, we're picking up where we left off, continuing our quest to unlock the secrets of choosing a college savings plan for your little scholars. In my previous episode I laid out the groundwork, with those initial steps you need to kickstart your college savings journey. If you missed it, don't fret; there's still time to go back and catch up. This week I'm sharing the nitty-gritty details on how to select the ideal plan and supercharge your savings game with a few tips and tricks straight from my family's playbook. Let's dive in and explore the possibilities.Anna's Takeaways:College savings plans with investment options (05:04)Maximizing savings (08:59)Saving for college (14:25)Start Early (18:58)Rate, Review, & Follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones. Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!Links mentioned in this episode:Best of 2023 College Savings Plans: https://www.savingforcollege.com/article/how-to-choose-the-best-529-plan-for-youBank Rate: https://www.bankrate.com/investing/best-529-plans/FREE GUIDE- Kid Money Boss: School isn't teaching my son about Money. It's up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.

In today's episode, I'm delving into the world of college savings plans, and more specifically the 529 college savings plans.So, whether you're a parent planning for your kid's college journey or simply looking for some insights on what that can look like down the road, join me for today's conversation.Anna's Takeaways:College Savings Plans And Their Benefits (00:02)Types of Plans And Their Benefits (04:47)Plans With Tax Benefits, Flexibility, And Ease Of Use (08:49)Speaking To A Financial Advisor (13:06)529 College Savings Plans And Their Fees (17:28)Rate, Review, and follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones. Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!FREE Download: Looking for how to get your money in order as a new parent?

Show notes for Adam Nash - Adam and the Daffy team are offering all our listeners a free $25 to give to the charity of their choice when they get started with Daffy. Simply use this sign-up link to get started.  Adam is a proven advocate for development of products that go beyond utility to delight customers. At Dropbox, he led the teams responsible for growth, product strategy, product management & product analytics for a platform with over 600 million registered users with responsibility for all of Dropbox self-service revenue (~90% of all company revenue in 2019). Before Dropbox, Adam served as the President & CEO of Wealthfront, where for four years he championed the creation of a new category of automated investment services. While Adam was at Wealthfront, the company grew its client base by over 60x, and grew assets under management 45x from less than $100m to over $4 billion. During his tenure, Wealthfront delivered industry-leading innovations including Direct Indexing, the Single-Stock Diversification Service, and the first automated 529 College Savings Plan. Prior to joining Wealthfront, Adam was Vice President of Product Management at LinkedIn. Adam led LinkedIn's Platform & Mobile products, including the launch of LinkedIn's open developer platform and their highly successful native applications and mobile web experiences. Adam was the founder and architect of LinkedIn Hackdays, a seminal program for driving the innovation culture at the company. He also was responsible for leading LinkedIn's search & cloud efforts, as well as forming and leading their user experience & design team. Prior to joining LinkedIn, Adam held a number of leadership roles at eBay, including Director of eBay Express, an innovative new site focused on new, fixed-price products. Previously, Adam also held strategic and technical roles at Atlas Venture, Preview Systems and Apple. Adam holds an MBA from Harvard Business School as well as BS and MS degrees in Computer Science with a focus on Human Computer Interaction from Stanford University. Adam was born and raised in Silicon Valley where he lives with his wife, four children and a golden retriever.   We talk about What is exciting between the intersection of finance and technology? What is some due diligence one should do on a company before investing? Knowledge, experiences or a network…what is the most important when building a company? What are common behavioral biases or tendencies that individuals exhibit when making financial decisions?

In today's episode, we'll be exploring a new topic - 529 College Savings Plans! We believe that every child's potential deserves to be nurtured, and that includes paving the way for their educational aspirations. Together, let's navigate the world of 529 plans... not just as a financial tool but as a means to cultivate a sense of security and confidence for your family.EPISODE HIGHLIGHTSWhat are some benefits of a 529 plan?Currently, in 30 states, you can get an income tax break when you contribute to a 529The funds grow tax-free and are not taxes when you pull the money out (as long as you are using the money towards education - tuition, textbooks, etc.)If your child decides not to pursue college, gets a scholarship that covers their college expenses, or maybe decides to go to a less expensive trade school and there is still money left over in their 529, you are able to transfer that money to another child's 529 or allow it to continue to grow and pass it on to a grandchild Who can contribute money to the 529?Anyone! If you have grandparents, aunts, uncles, or other extended family who would like to contribute to your child's 529, they are absolutely able to do soIf you have a wealthy relative that is interested in contributing to your child's 529, they may have the additional benefit of offloading some of their estate tax and doesn't require them to file a gift tax return (when gifted below a certain amount)LINKS & RESOURCESGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/Academy

Shannon Smith from Florida Prepaid joins JMN to share information about new incentives to set up a Florida prepaid college savings plan, including how contributions can be rolled over into an IRA if students do not use/need the funds. Visit HTTP://MYFLORIDAPREPAID.COM for more information about savings plans available.

On this episode of Passive Income Pilots, Tait and Ryan interview Brad Baldridge.Brad Baldridge is a Certified Financial Planner™, College Funding Consultant, and chief podcaster at Taming the High Cost of College. He has many years of experience working with families in the college planning process, where he seeks to reduce their college costs significantly. Brad provides expert guidance, customized planning services, and insights on the latest tax, cash flow, and academic strategies. He specializes in helping students earn admission to their preferred school and realize their college dreams.Brad discusses the complexity of college planning, the impact of interest rates on loans, early-stage vs. late-stage planning, the cost of attending flagship public universities, and alternatives to traditional college education. He also talks about strategies for paying for college, including 529 plans and hiring children for tax benefits. He briefly discusses navigating divorce and college planning.Enjoy the show!Show notes:[0:00] Intro[3:42] Introduction and background on college planning[6:36] Early-stage vs. late-stage college planning[8:04] Comparing public and private college costs[12:23] Introduction to 529 plans and their benefits[16:54] Trade school or flight school qualifications[18:20] Changing attitudes towards college requirements[20:56] Declining value and increasing cost of college education[25:57] Late-stage planners overlook the cost of education[28:23] Educate kids about the costs of college[31:04] Helping clients and college planning for upper-middle-income families[33:38] Real estate as a college planning strategy[36:13] Hiring kids for tax benefits in college planning and determining reasonable pay for kids working in a business[42:30] Navigating college planning for divorced couples and finding a fair solution[47:28] How to connect with Brad[48:52] OutroConnect with Brad:Website: https://tamingthehighcostofcollege.com/ Website: https://bradbaldridge.com/ LinkedIn: https://www.linkedin.com/in/bradbaldridge/ Legal DisclaimerThe content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group.The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.The hosts, Tait Duryea and Ryan Gibson, do not necessarily endorse the views of the guests featured on the podcast, nor have the guests been comprehensively vetted by the hosts.Under no circumstances should any material presented in this podcast be used or considered as an offer to sell, or a solicitation of any offer to buy, an interest in any investment. Any potential offer or solicitation will be made exclusively through a Confidential Private Offering Memorandum related to the specific investment. Access to detailed information about the investments discussed is restricted to individuals who qualify as accredited investors under the Securities Act of 1933, as amended.Listeners are responsible for their own investment decisions and are encouraged to seek professional advice before investing....

We interrupt our regularly scheduled program this week to discuss the big reveal—the Boston Marathon announced that only qualified runners who ran 5 minutes and 29 seconds faster than their qualifying time were accepted. We discuss the why, what, and who of this. We also share our thoughts on how to improve the current selection process. Please join us on October 22 at 10:30 for a book signing and discussion with Christine Yu, past podcast guest and author of Up to Speed. Tickets can be found here. https://www.eventbrite.com/e/book-discussion-and-signing-with-sports-journalist-and-author-christine-yu-tickets-710699189407. Finally, enter to win a pair of Goodr sunglasses—just leave us a 5-star review on Apple Podcasts in September. Don't forget to follow us on Instagram and Facebook (Run Farther & Faster). --- Send in a voice message: https://podcasters.spotify.com/pod/show/runfartherandfaster/message

Are you a parent or guardian with dreams of providing your child with a top-notch education? Do you worry about the rising costs of college tuition and wonder how you'll ever afford it? Well, you're not alone. College education expenses are on the rise, and planning for your child's future can be a daunting task. Join us as we explore a game-changing strategy that can revolutionize the way you save for your child's education. CV Life Insurance is not your typical insurance policy. It's a powerful tool that allows you to protect your loved ones while simultaneously building a robust college savings fund. Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Visit Money Insights and take the Investor Quiz at https://moneyinsightsgroup.com ! Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast Need to get in contact with the Money Insights team? Email us at insights@moneyinsights.net

Mimi Stuart has been acting and entertaining audiences since she was 10 years old, and professionally since she was 15. Mimi performed Off-Broadway as a lead in The Mandela and Guilty Innocence. She has been in almost 20 movies and her voice can be heard on several voice-overs. Mimi started to teach and direct for Monica May at The Children's Acting Academy in 2000, and became its sole owner four years later. She is thrilled to see her students grow year after year, both artistically and academically. Many students have gone on to study at the four major performing arts high schools in NYC, and to star and appear in Broadway shows.Michelle joins Michelle to talk about the academy and how acting classes can benefit children of all ages.You don't have to be an entertaining expert or a wiz in the kitchen to serve flavorful, homemade dishes any day of the week! By implementing some cooking hacks, like taking some help from your pantry with toppers and add-ons pre-seasoned with herbs and spices, you can elevate favorites like chicken and rice or taco bowls or make meal prep a breeze. Chef and Entertaining Expert Ceci Carmichael discusses her tips and tricks with Michelle to becoming your own at-home personal chef. She will share easy ways to create delicious, homemade recipes that pack plant-based protein and fiber as well as offer simple cooking hacks and meal prep ideas.September is Baby Safety Month and Michelle is thrilled to have back on the show, Sarah Tilton, the Director of Consumer Advocacy at Britax. Sarah is a renowned authority in child passenger safety and has dedicated her career to the well-being of children. Sarah talks to Michelle about the importance of proper car seat installation and tips for keeping your child safe when it comes to making sure they are in the correct car seat or booster seat for their height and weight. Learn more about Britax and their easy click tight installation process at us.britax.comPaul Rabil, renowned professional lacrosse player, Co-Founder and President of the Premier Lacrosse League (PLL) joins Michelle to talk about the increased popularity of the sport and the championship game this weekend.Premier Lacrosse League (PLL) is an American professional field lacrosse league composed of 8 teams featuring the world's best lacrosse players. The league's 2023 season has been action packed, with speed, physicality, stiff competition with one-goal games, and SportsCenter Top 10 plays. Founded in 2018 by brothers Mike and Paul Rabil, a legendary lacrosse pro himself, the PLL is on a mission to trailblaze a future of professional sports that is player led and fan focused. The PLL currently operates in a “touring model” but is set to assign teams to home cities later this year, with 26 markets in contention. The cost of college has steadily increased over the last 30 years, and with it, the need for student loans and other forms of financial air that leave students in debt. Kansas State Treasurer, Steven Johnson, talks about how one can start saving now with a 529 Plan and all of the benefits that come with it.

Host Jonathan Hughes has a conversation with the BabySteps Director of Program Evaluation Daphna Gluck on what the BabySteps Program is, its success so far, program improvements, and a brand new initiative, SNAP into BabySteps.

Laura interviews Ali Bono, Founder and CEO of Pelican, an education savings platform with a mission to simplify your college savings journey.Money Girl is hosted by Laura Adams. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

Starting January 2024 one of the most notable rules changes to 529 College Savings Plans goes into effect. Families with excess funds in their 529 College Savings Plans will be allowed to convert those 529 Savings plan assets into Roth IRAs. In this episode, Evan Shorten and Elean Mendoza discuss everything you need to know regarding the conversion process.    Stay up to date with the Paragon Podcast and our written Insights by signing up for our mailing list HERE.    For more information regarding this topic, or to download a transcript of this episode, you may contact us at the following: Paragon Financial Partners  1901 Avenue of the Stars, 2nd Floor  Los Angeles, CA 90067  T: (310) 557-1515  E: info@paragonfinancialpartners.com  www.paragonfinancialpartners.com Disclaimer: The topics discussed in the Paragon Podcast are for informational purposes only and should not be taken as direct investment advice. To read our disclosures and download a copy of our Form ADV, click HERE. 

This just in: college is freaking expensive! But pursuing any kind of education after high school – whether a bachelor's degree, associate's, or trade certification – can make a huge difference in your career. In this special episode of “Grown-Up Stuff: How to Adult,” sponsored by EdVest of Wisconsin and the Michigan Education Savings Program, Matt and Molly speak with college savings experts Robin Lott and Jackie James about the best ways to save and pay for higher education as a parent or student. (Spoiler alert: start saving now.) If you have children – or plan on it down the road – it's never too early or too late to start saving for college.  Learn about the best student loan options, how often you can reapply for financial aid, and the many benefits to opening a 529 college savings plan.  Sources Cited:  National Center for Education Statistics “A Look at College Tuition Growth Over 20 Years” - US News & World Report Federal Student Aid Data for the Free Application for Federal Student Aid (FAFSA) forms See omnystudio.com/listener for privacy information.

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP®, RICP®, takes a question from Sarah in the YFP Facebook Group who asks about considerations with kids 529 accounts in the midst of a divorce. Mentioned on the Show: YFP Episode 211: The Ins and Outs of the 529 College Savings Plan 7 Things to Consider Before Starting a 529 Plan YFP Planning: Financial Planning for Pharmacists Record your questions here or send them via email to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question. For more information visit https://yourfinancialpharmacist.com/disclaimer/ 

WA 529 College Saving Plan Enrollment Ends May 31st. Luke Minor with WA 529 talks about the collage saving plan and how it can set students up for success. College is one of the biggest expenses people face in their lifetime. 529 plans were created to help parents, future students, friends, and family save money tax-free for eligible expenses, like tuition, fees, room & board, books, and supplies. There are two kinds of 529 plans, Savings and Prepaid. Families can choose to save in one type of plan or the other, or both to diversify their college savings: 529 Savings Plans, like the DreamAhead College Investment Plan, allow you to pick an investment option and save money based on the market's performance. WA 529 SPOTLIGHT: HERE Follow Warm 106.9 on Facebook, Twitter and Instagram @warm1069

WA 529 College Saving Plan Enrollment Ends May 31st.Luke Minor with WA 529 talks about the collage saving plan and how it can set students up for success. College is one of the biggest expenses people face in their lifetime. 529 plans were created to help parents, future students, friends, and family save money tax-free for eligible expenses, like tuition, fees, room & board, books, and supplies.There are two kinds of 529 plans, Savings and Prepaid. Families can choose to save in one type of plan or the other, or both to diversify their college savings:529 Savings Plans, like the DreamAhead College Investment Plan, allow you to pick an investment option and save money based on the market's performance.WA 529SPOTLIGHT: HEREFollow Warm 106.9 on Facebook, Twitter and Instagram @warm1069 Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A look at the potential downside of 529 college savings plans, growers of lab grown meat are looking toward the next step and we put the spotlight on a legendary Midwest school.

Learn how 529 plans compare to other college investment options, the pros and cons of each, and strategies to help you potentially maximize your benefits. Listen now:  https://tamingthehighcostofcollege.com/thcc-529-plan-series-ep-3-529-plans-and-other-college-savings-plan *** Check out the FREE Scholarship Guide For Busy Parents and College Money Report:  https://courses.tamingthehighcostofcollege.com/p/scholarship-guide-for-busy-parents https://tamingthehighcostofcollege.com/college-money-report/ *** We care about what you think and want to help you out, so we'd appreciate you reviewing us on Apple, Stitcher, or on your favorite podcast platform!

Youth sports have become a multibillion dollar business in the United States. In search of the tantalizing promise of a college scholarship, many parents sacrifice years and thousands of dollars to keep their child competitive on sports teams. Even the casual sporting family must make difficult decisions on how much they are willing to commit to sports or other extracurricular activities. In this episode Jay walks parents through a list of questions to help them determine the level of involvement their family is willing to invest in ever consuming culture.  Questions to ask when considering how involved your family should get in youth sports or other extracurricular activities:   Why are we wanting to do this? Is this something the child wants or something the parent wants? If it's something the child wants, does that mean its the best thing?   What are the short term costs of getting involved in this activity? How much money does it cost to sign up? How much does it costs in equipment or other gear (including shoes) What are the expenses involved per event? Tickets to watch Travel costs - food, hotel, gas Am I going to require private training or tutoring? How many days and nights a week? What are the things we currently do during those night that we will no longer be able to do? Rest Homework Family time Date your spouse Church   What are the long term costs of getting involved with this sport? Multiply the short term expenses by the number of seasons per year and years of potential play What kinds of sacrifices are you and your family going to have to make to stay committed at this level? Am I setting my child up for a high likelihood of injury due to repetitive motion in the same sport being played all year? What is the environment of the team and the people involved? How much family or spouse time are you missing?   What am I communicating to myself, my family, my neighbors, my peers, my children's peers, my church, and God through my interaction in this activity? Are we a sports family? Are we slaves to our children's wants? What is sacred in our lives? Who do we serve?   Am I playing a form of lottery with my child's educational future? Is my excuse for investing in this activity so heavily that I think they can get a college scholarship? What if I calculated all of my anticipated costs for investing in this sport and put it into a 529 College Savings Plan?   Jesus says “no one can serve two masters. you can either hate one and love the other or else be devoted to one and despise the other. You cannot serve God and money.” If someone were to observe our family's life. Not based on what we SAY but based on what we DO and how we LIVE, who would they conclude that we serve?   When my child rearing years are done, and the time I had with my children in the home is just a story, what story do I want to tell?   Resources mentioned: http://thesportdigest.com/2022/06/the-goal-of-youth-sports-is-changing/   Support Let's Parent on Purpose through your Tax Deductible Giving Join my Things for Thursday Email List and get a free Marriage Snapshot Tool and Fun Family Conversation Ebook! Connect with Jay:  Instagram: https://www.instagram.com/letsparentonpurpose Facebook: https://www.facebook.com/letsparentonpurpose Twitter: https://www.twitter.com/jaydholland  

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP®, RICP®, takes this question from Leighton in Boise, Idaho: How are 529 accounts affected by changes with the Secure Act 2.0? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning YFP 211: The Ins and Outs of the 529 College Savings Plan 7 Things to Consider Before Starting a 529 Plan Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Learn the three types of education savings accounts: Coverdell Education Savings Account, 529 College Savings Plan, and UGMA accounts.

Learn the three types of education savings accounts: Coverdell Education Savings Account, 529 College Savings Plan, and UGMA accounts. The post Types of Education Savings Accounts and Which Account is Best appeared first on The College Investor.

Summary notes: Phillip talks about college education planning and why parents don't have to save inside college funds for their kids.   This conversation is mostly about how wealthy families plan for their finances and how regular families can maximize their resources. It is important to have reserve capital that is accessible in case of an emergency, and this money should not be locked up in retirement plans or college funds. It is important to plan and save for future home purchases, college for kids, financial independence and other important life goals. It is possible to have a bucket of money saved for all these goals and access it if needed. It is becoming more common for kids to be self-learners and have skills that can be used to make money and may not need college. They may still go to college, but they may be able to pay for it themselves or get a scholarship. Locking children into one path is not beneficial and it may make sense for them to pursue what they are interested in and have the means to help if they choose a different path than college.    Timestamps 0:01:10 The Benefits of Having an Asset Stack for Wealth Building 0:03:37 Understanding Liquid Assets and College Savings for Wealthy Families  0:09:28 Cash Flow vs. College Savings Plans: Exploring Optionality for Education Funding  0:10:54 Financial Planning Strategies for Wealthy Families Phillip Washington, Jr. is a registered investment adviser.  Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.   Powered by Stone Hill Wealth Management https://stonehillwealthmanagement.com/

A Middle Tennessee Business PodcastZach Hurd is Executive Vice President/Partner at SageSpring Wealth Partners and a CERTIFIED FINANCIAL PLANNER™ professional. He helps provide clients with sound investment strategies designed to build wealth through comprehensive financial planning. Zach's integrity and commitment to excellence help him soundly advise his clients on a multitude of financial issues. His ethical approach, combined with his financial expertise, adds much to the overall financial guidance that his team provides. Zach holds the Series 7, 66, Life and Annuity Licenses and is registered as a financial advisor with Raymond James Financial Services, Inc. One extremely important aspect of our team is that we are an INDEPENDENT team. By being completely independent, our allegiance is with the client and not with any particular product- as we are not obligated to sell any proprietary funds or products. Rather, we have access to thousands of Mutual Funds, Stocks, Bonds, Certificates of Deposits, Money Market Accounts, Section 529 College Savings Plans, fifty Private Money Management Firms, and thousands of Insurance Products on the market. Zach is originally from Portage, Michigan. He graduated from Bethel University in Minneapolis, MN with a degree in Finance and Economics. While at Bethel, Zach was a member of the university's basketball and soccer teams. He currently resides in Brentwood with his wife Jourdan, daughter Hallie and son Hutton, where they are involved with his local church, Midtown Fellowship Church. In his free time, Zach enjoys spending much of his time with his family and friends, golfing, and spending time on the lake. ***Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.***Follow Zach:https://www.linkedin.com/in/zach-hurd-cfp%C2%AE-06865740/*****SUBSCRIBE/RATE/FOLLOW What's Your Problem? PODCAST:www.whatsyourproblempodcast.comwww.instagram.com/whatsyourproblempodwww.instagram.com/jimmccarthyvosTiktok: @jimmccarthyvos ____________________________________________________________________________ Random 5 sponsored by IT'S YOUR SHOW.CO!www.itsyourshow.co You know you have a lot to share with the world, but how? What's your source? At It's Your Show.co, your source is a podcast that we help you create to ultimately extract micro-content for your brand! With our 20+ years of experience in podcast, video and radio production, we can churn out a bunch of content for your social platforms...from just one episode! Get started today:www.itsyourshow.co _____________________________________________________________________________ ****You hear Jim mention it on almost every episode, ME vs. WE and how 2023 will be 1943 all over again….order “PENDULUM:How Past Generations Shape Our Present and Predict Our Future”:https://a.co/d/7oKK7Ip ______________________________________________________________________________________________ Talking about the real problems (and possible solutions) of everyday business owners and professionals in and around Middle Tennessee and beyond...this is the What's Your Problem Podcast! WYP Intro VO: @johndavidwells #podcasts #podcast #podcasting #tennessee #nashville #podcastproduction #sales #selling #business #marketing #radio #production #voiceover #vo #fitness #bni #networking #nft #nonfungibletokens #crypto #cryptocurrency #applepodcasts #businesscoach #businessideas #businesslife #businesspassion #businesstips #countrymusic #entrepreneurlife #entrepreneurship #marketing #mindset #nashvegas #nashville #nashvillelife #nashvillemusic #nashvillescene #nashvilletennessee #nashvilletn #newpodcast #podcastaddict #podcasters #podcastersofin

In this episode of College Knowledge, Dave & Joe go in depth about 529 plans and how,  although they have been around for a long time, there are still a lot of common misconceptions about 529 plans. Dave & Joe help explain that 529's are a financial planning vehicle, and not a one size fits all plan for everyone. 

Dr. Tya Mathis-Coleman, Deputy Treasurer from the Nevada State Treasurers office joins us on episode 28 of the WTF! podcast. We're diving into the unknowns behind saving for your kids' college tuitions. Tya's powerhouse office is doing more than the finance side of things, they're making it fun.  Feeling stressed about putting your kids through college? Does that seem like a pipe dream? Are you unsure where to start? Or do you see student loan debt as an inevitable outcome? As Tya puts it, “There's a plan for everyone.”  And it's not just for Nevada. Outside the state? We've got your resources as well.    Join us to hear:  what Tya and her team believe is important when it comes to education why to consider 529 and College Savings Plans even before knowing what your child wants to do where to start when saving for anything seems daunting how Nevada is giving out free money in hopes of supporting kids and education Here's a look at the episode:  [3:37] How did Tya get into education and why is she so passionate about it? [7:02] So, what IS a 529? [8:00] Prepaid Nevada tuition…but what if your kid says “no” to Nevada? [8:54] Saving for college is all well and good, but what if I'm struggling with the day-to-day expenses and this is too overwhelming to even consider? [9:39] Need some real numbers? Candace breaks down her daughter's prepaid tuition. [11:41] What's that? Your kid is a bit older? Let's talk College Kickstart.  [22:50] You're not listening in from Nevada? We've got you! [30:26] What if my child doesn't do any post-secondary education? Please rate and review the show. Subscribe here, follow us on TikTok and Instagram and check out the blog . Drop us a note at media@RoweCapitalGroup.com, and don't forget to Follow Us ! Tya bio: Dr. Tya R. Mathis-Coleman is a passionate community servant who is committed to public education. Mathis-Coleman is a native of Las Vegas, NV and is a proud product of the Clark County School District and the Nevada System of Higher Education. She received her Bachelor of Liberal Arts in Political Science from the University of Nevada, Reno, a Master of Public Administration degree, and a Doctor of Public Policy degree both from the University of Nevada, Las Vegas.  Mathis-Coleman currently; serves as the Deputy Treasurer overseeing the College Savings Division for the State Treasurer's Office. She is responsible for helping Nevadan's plan, save and pay for post-secondary education, she feels privileged to work for an organization with the same values as her own. Mathis-Coleman believes in the tremendous impact that a person can have on the lives of young people. She strives to make a difference in the lives of others daily.  Hashtags: #startEarly #Invest #education #529 #tuition #college #FinancialLiteracy #government #wtfWomenTalkFinancePodcast  Tags: LINKEDIN: https://www.linkedin.com/in/dr-tya-mathis-coleman-34a674a9 TWITTER: @TYAMATHIS FACEBOOK: HTTPS://WWW.FACEBOOK.COM/TYA.MATHIS INSTAGRAM:  @CLASSYCHICCHICK81  @wtf_podcastCandace  @wtf_podcastJackie 

The American Way is to "work your face off and move up in life..."  President Biden, however, wants to introduce new shortcuts...on the backs of those who didn't go to college.  Is this right?See omnystudio.com/listener for privacy information.

In this episode, we are going to talk about college and money. We will talk about college 529 plans. Joining us today is Robert Farrington the founder of  The College Investor to help us understand this topic and how it can help our kids and grandkids when it comes to how we approach college education financing. He brings a wealth of knowledge and practical insight on the matter.   What You Will Learn: Starting a family while having college debt. What is a 529 plan? Benefits of a 529 plan to an investor/parent. Where to find a 529 plan. Best practices when it comes to the 529 plan. Limits of a 529 plan. How to get your money saved in a 529 plan to pay for tuition. Other uses of the money saved in a 529 plan. 529 saving plans for a blended family or kids living separately from their parents. What happens to your money if your kid gets a scholarship. Alternative college savings options. Taxable investing accounts for your kids. Resources Mentioned: Robert's Free 529 College Saving Plan Guide Debt Freedom Blueprint Connect with The College Investor Website Facebook Twitter Instagram Youtube

Welcome back to Don't Retire… Graduate! As part of our summer throwback series, we're bringing back some of our favorite episodes from seasons passed. Today, we're welcoming back our very own Yanni Niebuhr, CFP®, Chief Investment Officer here at BFG Financial Advisors. Originally released way back in our first season, this episode is still as relevant as ever and covers the financial planning from the perspectives of the Millennial and Gen X generations, and how people are planning differently about the next chapter of their lives. And please join us in congratulating our guest, who, in the time since this episode was recorded, welcomed his second baby boy!   In this episode we'll talk about: How retirement planning is a marathon, not a sprint, and why planning should start early How Yanni, a Towson University grad, got his start in financial planning and what he wants to be when he grows up The sandwich generation and multigenerational financial planning How millennials and adults in their twenties or thirties can be doing to prepare for retirement The average debt and student loans for recent grads and how it can hurt your financial independence Deciding what your financial priority should be Legacy planning and leaving behind things more important than money – freedom, independence, vision, values Talking about money within families and how views can vary with your parents, spouse, or grandparents Side hustles and how they're impacting the idea of FIRE (financially independent retire early) Entrepreneurship and small business self-employment and how it can help you pursue your passions Social awareness and the importance it holds with younger generations Pensions, three-legged stools, social security and other antiquated retirement ideas being replaced by “you're on your own” Living in two-income society vs older generations able to live on a single income Transferring wealth between generations, to children and grandchildren, in tax-efficient ways through life insurance, trusts, and 529 College Savings Plans without creating a Billy Madison situation Unemployment and underemployment, and the shrinking value of college degrees Visit dontretiregraduate.com for a full transcript of this episode.

It is important to save for your major life milestones! In this week's episode of Think Like a Saver, we cover: How to prepare for life's milestones when money might already be tight Which milestones you should save for How to get started saving for each of life's milestones — Life is exciting, and you always have a choice to make when it comes to spending or saving. However, with every choice you make, you may also be choosing to not do something else.  For example, spending a lot on little things now may mean that you won't be able to save money for life's milestones later. Milestones often seem far away, but life comes at you fast. So if buying a home, paying for education, and having a healthy retirement are goals of yours, then saving for them now has to be a priority. In times of economic hardship, it can be especially difficult to set money aside. What we learn in this episode is that economic downturns will continue to happen - but so will economic expansion.  That's why it's especially important to save when times are good - so that you have money to fall back on when you may need it in the future.  When reaching life's major milestones, you often have the choice to either save in advance, or go into debt when that time comes. Examples are: College savings - You can either take out student loans or save in advance using a savings vehicle such as a 529 College Savings Plan. Buying a home - While most people can't purchase their first home outright, you can save for a down payment. If you do not have enough money for a down payment, you might have to take out an FHA loan to cover the down payment.  Retirement - It is important to take advantage of compound interest by saving for retirement early. You can join your company's 401k or 403b, start a Roth IRA, or contribute to a SEP IRA. Alternatively, you can work longer and live off of a fixed income such as your Social Security, which typically covers minimal expenses in retirement. If your company offers a match on your retirement plan, you should take full advantage of it.  Ultimately, saving early and saving enough is very important, and should be factored into your monthly budget.  — RESOURCES MENTIONED: USA.gov to find first time homebuyer programs AmericaSaves.Org for more information on saving 7 Steps to jumpstart your savings journey Be sure to send your questions to save@americasaves.com and we'll answer them in our next episode! — THIS WEEK'S CHALLENGE: Figure out which of the major milestones is next up for you. Once you know what your next major milestone is, start planning how to incorporate it into your savings journey. The first step is to get an overview of your finances, then decide how much you can contribute, and how often.  And remember, by listening in and wanting to take control of your finances, you're already off to a great start!

Simon explains from multiple perspectives how difficult it is to quantify what risks are discounted in current stock prices, but guesses that the bottom may not yet be in. He brings on Ann Summerson to discuss the ins and outs of 529 College Savings Plans, including some new wrinkles with respect to financial aid eligibility. Companies mentioned in this episode include JPM.

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a member of the YFP Facebook Group: How should we handle money the kids get considering their 529 accounts are well funded? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the Your Financial Pharmacist Facebook Group The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money by Ron Lieber YFP 202: How to Teach Your Kids About Money and Investing Investing for Kids: How to Save, Invest and Grow Money by Dylin Redling and Allison Tom YFP 211: The Ins and Outs of the 529 College Savings Plan 7 Things to Consider Before Starting a 529 Plan Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

This week I am excited to welcome back Jerome Clark, portfolio manager of the T. Rowe Price Target Date Strategies. For a curveball, we are not going to talk at all about Target Date Funds, instead Jerome shares his insights on how employers can help improve retirement outcomes in the minority community. As you will hear, this is a topic Jerome and T. Rowe Price are both very knowledgable and passionate about. I felt this was a very insightful and impactful conversation, I hope you enjoy it as much as I did.    Guest Bio Jerome Clark is the portfolio manager of the Asset Allocation Target Date Strategies and oversees the College Savings Plan portfolios in the Multi-Asset Division. He is also a member of the firm's Asset Allocation Committee and serves on the Multi-Asset Steering Committee. Jerome is a vice president of T. Rowe Price Group, Inc. Jerome's investment experience began in 1992 when he joined T. Rowe Price, beginning in the Fixed Income Division, where he was the portfolio manager of the US Treasury Long-Term Bond Strategy. He then began managing asset allocation portfolios in 2001. Previously, he was also a captain in the United States Marine Corps and spent three years as a mathematics instructor at the U.S. Naval Academy. Jerome earned a B.S. in mathematics from the U.S. Naval Academy and an M.S. in operations research from the Naval Postgraduate School. He also earned an M.B.A. from Johns Hopkins University. Jerome also has earned the Chartered Financial Analyst® designation. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.   401(k) Fridays Podcast Overview Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over 200 prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode each Friday!