I talk about finance, relationships and life in general. The aim of this podcast is to learn, share and grow! About me: I am a 20 something year old millennial on a path to financial independence. I am African (currently living in the UK) and an actual Aunty (I have a niece haha).
On this episode we are going to talk about reject and how “Your value doesn't diminish because other people don't see it” - Joshua Chisambo
This is the next phase of the African Aunty podcast
On this episode we are going to talk about why it's important to sleep
In this episode we talk about the importance of building community and being vulnerable with people around us.
In this episode I talk about why you shouldn't force yourself to be a relationship with someone just because you are scared of being alone. It's okay to be alone, you don't have to be with that person!
In this episode we talk about how procrastination and stress can prevent you from reaching your dreams. Based on principles I learned from Atomic habits and deep work, I share some steps I am getting to become more disciplined and productive
In this episode we talk about why it's important to set boundaries and understand why people treat you the way try treat you.
In this episode I talk about when a closed door is actually a blessing, not everything is meant to be for you and that is ok
On this episode we talk about why it's important to have a life that you can afford and can sustain during economic downturns
This episode is for everyone who doesn't feel satisfied with their life as it is now. Those of us who are ambitious, restless, the dreamers, and those of us who refuse to be confined to one thing and believe that we were created for something bigger. On this episode we are going to talk about the importance of letting ourselves feel pain. Given that I have acknowledged that I am in pain, and something is wrong, how can I move forward and fix this pain I am feeling.
This episode was recorded on 31st December 2021, it's me talking about my plans for 2022.
In this episode we will talking about fear and discipline and why overcoming your fears is important for living a satisfied life. Here I am still talking about the goals for 2021 that I never achieved and discussing why and how I will aim to overcome them --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I talk about why I did not achieve most of my goals for the year 2021. In particular, I look at why lockdown being lifted meant that I lost my discipline and motivation. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
On this episode we will be talking about how to develop your fullest potential and "mine" your acre of Diamonds. Mrs Chimpango is one of the co-directors of Women Arise Charity, An Education specialist with an MA in Educational Leadership and Management.
This episode is on cryptocurrency. The motivation for this is the recent announcement by Ghanaian Central Bank, which stated that the pilot for the E-Cedi or Ghana's digital currency would be from this September 2021 (making Ghana one of the first African countries to announce the pilot phase of their digital currency). I am excited to see how this pilot works in Ghana, especially for the unbanked, such as people living in rural areas of the country. Check out walimahara.com for full references and stats used here. Disclaimer: I am not a crypto expert or financial adviser, I just like overthinking about finance
On this episode, we explore some of the factors that have inhibited the growth and development of enterprises among sub-Saharan countries. For full podcast notes, check out www.walimahara.com... This episode is a discussion with Twape Mtila. He is an economist, businessman, podcaster, and father based in Blantyre, Malawi. Twape is passionate about uplifting his fellow Africans through creative expressions that allow them to tell their own stories. Check out Twape's Podcast on any platform where you listen to your podcasts, here is a Podbean link: Twape's Podcast (podbean.com). Ideas discussed are drawn from prominent African thinkers such as Vusi Thembekwayo and others. For full details of references check out walimahara.com
This episode is a discussion with one of my really good friends Rebecca Sano from intentionry.com. She is a writer, entrepreneur, wife and personal finance coach. In this episode, we discuss the value of a university degree, whether working the traditional 9 to 5 hustle is worth it and briefly talk about the time we started a band! #thuglife For full podcast notes check out www.walimahara.com
An expression I have added to my vocabulary is “no guts, no glory”, meaning that if you do not have courage to take a risk, you will not achieve a goal or success. In order to move to the next stage of your life you need to be a risk taker and have some guts. In this episode we will discuss why it is important to take risks and the problem of being super risk averse.
This episode is a conversation with Ken Ouko from the Ken's Money Matters YouTube Channel. Ken is a financial advisor, lifestyle coach, entrepreneur and investor. For show notes go to walimahara.com
This episode outlines my vision for the podcast and what you can expect from me for the next couple of months.
This episode is based on Chapter 3 of the intelligent investor. The main premise in this chapter is that we must not forecast the future returns of the stock market by exclusively extrapolating the past. Yes, history is an important guide for the future, but it can also be misleading and can lead you to take higher risks. When deciding to embark on an investment, ask yourself about why you think the future returns of will match its past returns?
"A cynic once told G. K. Chesterton, the British novelist, ‘Blessed is he who expects nothing, for he shall not be disappointed.' Chesterton's rejoinder? ‘Blessed is he who expects nothing, for he shall enjoy everything.'” - Taken from Chapter 3 of the Intelligent Investor. In this episode we will briefly talk about why it can be useful to lower your expectations. When it comes to life in general, do not base all your decisions on one view or prediction of the future! Social scientists, say that our level of happiness is sometimes determined by whether or not our expectations align with our reality. Thus lowering our expectations of the future can at times prevent us from getting our feelings hurting... Don't get me wrong, I am not saying that you should stop dreaming big, but what I am saying is that your happiness should not be determined by the occurrence of the future as you have predicted it. People die, countries go to war, relationships end, the economy goes into recession and life happens...
The harsh reality of life is that we only have control over our actions and most of the things that happen are not necessarily due to our actions but luck. In this episode we talk about what to do when life gives you lemons or how to overcome challenging situations (when life doesn't go as planned). As always, check out walimahara.com for the podcast notes and reach out on Instagram if you have any questions at @wali_mahara
I was sent the following question on Instagram: “I have a girlfriend who is very ‘financially aware' and does not want to spend money at all, while I am the opposite. What would you do if your other half has the opposite beliefs to you when it comes to finance.” This episode is my answer. For the full podcast notes check out my blog (walimahara.com). Feel free to DM your questions on Instagram @wali_mahara
This week we are basing our episode on chapter 2 of the Intelligent Investor, which talks about inflation. This very topical, many analysts have been talking about how Inflation is coming back to life. If you are not familiar with the term inflation, don 't worry I will be defining that in this episode. For the show notes check out walimahara.com and follow me on Instagram @wali_mahara if you have any questions.
In this episode we discussing some of the principles we learn from Chapter 1 of the Intelligent Investor by Benjamin Graham. To summarise, do not buy a stock based on FOMO. Before you buy a stock, you need to analyse a company and the soundness of the business. The aim here is to protect yourself from serious losses. For the full notes check out: What is Investing? – Official African Aunty (walimahara.com) If you have any questions feel free to reach out to me on Instagram @wali_mahara. For more information on Gamestop saga check out:THE GAMESTONK BUBBLE - Wall Street Bets, Reddit Traders, AMC, GME | Minority Mindset - YouTube
Today's episode is on 3 things to consider before you start investing. 1. Outline your expenses and break them up into monthly amounts. 2. Save enough money to cover up to 6 months worth of expenses (an emergency fund). 3. Create a money buffer - do not spend the money you earned yesterday, instead use the money you earned 3/4 months ago to cover your expenses today. For podcast notes check out walimahara.com, if you have any questions reach out to me on Instagram @wali_mahara
Self-awareness is a key component of growth as it empowers us to make the necessary changes for growth. It is always a good idea to be realistic about what you know and what you do not know. And if these knowledge gaps are preventing you from achieving your goals, wisdom requires us to actively find ways to overcome this hurdle by learning more. There are various ways you can learn, i.e. from your own personal experience or by looking at the experience of others. One way of learning about the experience of others is by reading books. Follow me on instagram @wali_mahara
This bonus episode is a spontaneous conversation with one of my best friends Merveille. The time was after midnight and the date was Valentine's Day, we were having a conversation on the topic of "The One." We are talking about whether the one exits and what the one would look like? ... Feel to reach out on Instagram on @wali_mahara
In this episode we talk about the traits to look for in a good friendship. These are in no particular order and are by no means an extensive list (there is so much you can add). 1. You have similar core values. Your core values are fundamental to what makes you, you as a person. This often determine your choices and lifestyle. 2. Look for people who are not entitled. Friendship is supposed to be mutually beneficial. None of the parties in this friendship are a charity or a non-profit. 3.Look for people who celebrate your wins. When you win, they are honestly happy for you and they also want to see you win. 4. They are there for you when you need them the most. 5. They push you to become better and challenge your views so that you can grow as a person. Said differently, the more you spend time with them, the more you achieve your goals and become better. 5. Look for people who do not victimise, control, or want to censor you. A healthy friendship is a platform where you do not feel insecure but become more self-confident. 6. Look for people who will not go out of their way to offend you, they are not aggressive, violent, or narcissistic. 7. They do not negatively affect your relationship with God, your family, partners, and other friends as well - obviously within reason. 8. You are not embarrassed by them and you know exactly why you are friends with them. You see the value that this person has in your life and you see your life becoming better as a result of this friendship.
Why is it that once a woman reaches a certain age, almost "everyone" feels that it is their duty to ensure that she meets the perfect man, settles down and becomes married? This episode is dedicated to all the people that have wanted to hook me up with their cousins, their brothers, strangers, their friends, brothers friends or even a random guy they met on the train... If you have any ideas for future episodes, feel free to reach out to me on Instagram @wali_mahara
This episode is a combination of clips from the "9 AM Club", a Saturday morning devotion and bible study catch-up. Our discussion was based on the book of Daniel where we focused on Promoted from a biblical perspective. As always, if you have any questions feel free to reach out to me on Instagram: @wali_mahara
In this episode I talk about the trade off between planning for the future and the risk that the future might not come. The conclusion is that, we should aim to be in a perfect balance where we live for today whilst also planning for tomorrow (almost like an insurance mechanism). If you have any questions please feel free to send me a message on Instagram @wali_mahara
This episode is a a basic introduction to the stock market, the agenda is as follows: 1. What the stock market is, 2. What the stock is, 4. How stocks are categorised and 5. UK platforms you can use for investing/ trading (full disclosure, I use Trading 212 and Vanguard). Note: that I am not a certified financial advisor, PLEASE DO YOUR OWN RESEARCH! If you have any questions please feel free to send me a message on Instagram @wali_mahara Trading 212 referral link to get a free stock worth up to £100! www.trading212.com/invite/HEpt5xDy I would highly recommend these videos, if you are looking to take a deeper dive into the topics discussed here: https://youtu.be/fb1WlR0DOPc https://youtu.be/bJHr6_skXWc Top Instagram pages for finance: @finimize; @millennialmoneyuk; @morningbrew
In this episode I discuss how you can set goals for the year 2021 and beyond. This way of goal setting or planning based on a December 2020 Episode from the Radical Personal Finance Podcast with Joshua Sheats. The key takeaway from the podcast is that your dreams should be as big and as wild as you would like them. From there, pretend you have already achieved your dreams and then work backwards specifying the exact steps you took and how you reached your targets.
In this episode I discuss “Overcoming Regrets”. It is important to note that, because regrets are based on the past, we can never change the outcome... We only have control over our present and future. Instead of focusing on our regrets, we can use them as an opportunity to learn from our mistakes or failures in order to do better and to become better.