Welcome to Wallet Wisdom, presented by Lake Michigan Credit Union. Wallet Wisdom helps guide you through your financial walk. Our members trust us with their homes, earnings, and futures. We take that trust very seriously. Wallet Wisdom is our way of helping our listeners better understand the financial world and the related services offered by LMCU. Join hosts Kayla Swain, Ryan Webber and Producer Brett as we walk with you and ask the questions of our guest financial experts that you've always wanted answered. Each episode features a new topic and expert guest. Also, listen for 'Stump the Show Trivia' where we test our financial nerds in pop culture trivia! The stakes? Winnings go back to the communities and charities you care about.
The cost of living is rising. But good news! We have tips that can help you. Join Brett and Lo as they welcome Community Relations Manager, Aldina Babic to talk through several methods that can help you save.
What's the best way to tap into your home's equity? What can a home equity loan be used for and does it have to be used for home improvement? Join Brett and Lo as they welcome Home Equity Director, Erin Burdick-Bloom to talk through these questions.
Hosts Brett and Lo discuss dream homes, changing rates, and other first-time home buying considerations with Meg Dunn, VP of Mortgage Production, and Janice Hurt, Mortgage Support Manager.
Hosts Brett and Lo discuss dream homes, changing rates, and other first-time home buying considerations with Meg Dunn, VP of Mortgage Production, and Janice Hurt, Mortgage Support Manager.
With tax season in full swing, making sure you're prepared can be a daunting task. Join Brett and Lo as they talk with, CPA and Davenport University professor, Gail Emmit about filing taxes and programs to help with that.
HSAs are often one of the best-kept secrets when thinking about you're savings. Brett and Lo, kick off the new year with IRA/HSA Manager, Val Kiliszewski, as they learn the benefits of a Health Savings Account, and how it can be used.
Don't let scammers get you in 2023! Join Brett and Lo with special guest Troy Baker, BBB'S VP of Community Relations, to learn how to spot fraud and what to do when it happens to you.
At LMCU we spread joy by giving. Join Brett and Lo as they welcome Bobbi and Monse from our community relations team and talk Santa Squad, a community-focused program that emphasizes giving during the holiday season. Also, tune in to hear from an extra special guest, who came all the way from the North Pole!
With the holiday season right around the corner, how do you prepare your budget without overburdening yourself? Join Brett and Lo as they welcome special guest, Community Relations Manager, Aldina Babic. Aldina discusses proactive methods for listeners to start a savings plan now and how to prepare for increased spending.
You want to purchase a home, but you're not sure on the timing. Join Brett and Lo as they welcome special guest, Senior Vice President of Mortgage, Eric Burgoon. Eric discusses several factors home buyers should consider when getting a mortgage, and that burning question: fluctuating rates.
It's that age old question: should I get a credit card? Join Brett and Lo as they welcome special guest, Member Service Representative, Jon Schmiedicke. Jon debunks common myths surrounding credit cards and explains how responsible use can benefit your financial future.
With grad season in full swing, host's Brett & Lo welcome back to the podcast, Matt Cook & Joe Batt-Capps, as they share ways to help make college tuition more affordable. From scholarships & tuition discounts, to how even your home's equity could help cut costs when looking to pay for college expenses. Our experts help break it all down.
Join hosts Brett & Lo, as they learn from LMCU Branch Manager, Spencer Miller, about ways to use our home equity to finance those Spring/Summer home projects. Also on the show to share tips on how DIY can save you money, special guest, Executive Director of Home Repair Services of Kent County, Joel Ruiter.
Join hosts, Brett & Lo, as they talk with guest, Aldina Babic. As LMCU's Community Relations Manager, Aldina shares new perspectives on how financial literacy can be a family mindset.
Join hosts Brett & Lo, as they learn about some of the new tax changes for 2022, with special guest, Jim Blakeslee. As LMCU's Sr. VP of Wealth Management, Jim provides some great perspectives to consider to help navigate your taxes, as well as ways to save where you can.
Join hosts Brett & Lo, as they help breakdown ideas to help consolidate debt, with special guest, Alicia Force. As LMCU's VP of Consumer Lending, Alicia provides some great tips to consider to help lower your monthly bills, and reduce your high interest credit cards. Make 2022 your year to get out of debt, and start your path to financial wellness!
Considering making a move or refinancing your home this year? Before the spring market heats up, get the scoop from our very own Meg Dunn, Vice President of Mortgage Production, on what experts are forecasting for rates, home values, and home inventory.
With last minute shopping on everyone's to-do's, hosts Brett & Lo discuss ways to use your credit card wisely, with guest Taylor Melcher. Whether you need that final stocking stuffer, or a gift for your Great Aunt, holiday spending doesn't have to be a burden on your wallet. Also, with $200 on the line, you won't want to miss a special holiday edition of, Are You Smarter Than The Show Trivia.
Tis' the season for holiday generosity! Join Hosts Brett & Lo, as they learn new ways to maximize Charitable Donations from LMCU's Senior VP of Wealth Management, James Blakeslee.
Join hosts, Brett and Lo, as they learn from guest, Monse Velazquez, on how to give of their time, not just their money. As LMCU's Community Relations Coordinator, Monse shares with listeners how both our staff, and members can get involved in their communities to make an even greater impact. Also, with $100 on the line, you won't want to miss another round of, “Smarter Than the Show Trivia”, as Monse tries to stop host Lo from winning twice in a row.
With mortgage rates still lower than ever before, and home values continuing to go up, you might be wondering how you can put your equity to work. Join hosts, Brett and Lo, as they talk with guest, Lisa DeLass - VP of Regional Mortgage Production, on how to put your home's equity to work. Wether you're thinking of remodeling, or consolidating your credit card debt, Lisa walks through several options you should consider when refinance, as well as ways you can start saving hundreds every month. Also, you won't want to miss another round of, “Smarter Than The Show Trivia”, as Lisa takes on host Lo, for a chance to win $50 to go to a local non-profit, LMCU supports!
Everyone is at a different place in their financial journey, but finding the right tools to help you on that journey is so important. Helping share some exciting, free resources, Brett and Lo are joined by VP of Community Relations, Matt Cook. Join us as we dive into ways LMCU is providing practical tools to help your "Wallet Wisdom". You also won't want to miss a heated, "Smarter than the Show Trivia", as Matt takes on returning champ, Co-Host Brett!
Whether you're newlyweds, life partners, or have been married for awhile, deciding on how to manage your finances together, is not always easy. Join Brett and Lo as they sit down with newly married, Taylor Fase, a Member Services Representative at LMCU. Taylor has some very simple, practical tips to help strengthen your relationships financial aspects.
Ever thought of building your own home, but not sure where to begin? Join Brett and Lo as they welcome back LMCU's VP of Mortgage Production, Meg Dunn, and two other special guests to help explain the what, where, and how of building your dream home.
GAP insurance? What is it, and do you really need it? Join Brett & Lo as they talk with guest, Joe Batt-Caps, who helps breakdown what GAP insurance is, and why you might want to consider getting it.
When it comes to insurance, you need the right team behind you! Join Brett & Lo as they talk with guest, Ken Jansen, President of Lake Michigan Insurance Agency. We'll be discussing what to consider when choosing the right amount of coverage.
You've heard interest rates are at historic lows, but what does that mean for you? Join us as we talk to special guest Kelli DeWitt! Kelli has worked for LMCU for over 9 years and has been in the mortgage industry even longer. Tune in as she helps us discover if refinancing is right you.
What do snowballs and avalanches have in common with getting out of debt? Join us, and our guest, Consumer Lending Project Manager Joseph Batt-Capps as he describes how to lower your debt like that thermometer outside!
Spend a little too much over the holidays? Or trying to find ways to get out of debt? Then join us as we talk to our first guest of 2021, Aldina Sejdovic! Aldina is a Branch Manager at LMCU, and is passionate about helping people find ways to crush their debt and start saving.
Credit Scores; We know they’re important, but do we know exactly how they work and what impacts them? Join us as we talk to special guest Spencer Miller! Spencer is the Branch Manager of the Alpine branch, and is here to help us better understand Credit Scores and provide tips on how to boost it.
Everyone’s had that dream-house they’ve always wanted, but obtaining it seems impossible, right? Well if that’s you, you won’t want to miss this episode as we are joined by Meg Dunn, VP of Mortgage Production at LMCU. She’s on the show to help give us some top tips for financing that 4 bedroom $250,000+ home you’ve been dreaming of!
Welcome back to LMCU's Wallet Wisdom! On the show we are joined by Alicia Force, as well as a special guest host. Alicia is VP of Consumer Lending with Lake Michigan Credit Union and is here to talk about the debt consolidation, and what DTI stands for. More information on this topic can be found at LMCU.org.
Welcome back to LMCU's Wallet Wisdom! Hosts Kayla & Ryan are joined by Andrew Clarkson for episode four. Andrew is VP of Regional Mortgage Production with Lake Michigan Credit Union and is here to talk about the construction loan process. More information on this topic can be found at LMCU.org/Mortgage.
Welcome back to LMCU's Wallet Wisdom! Hosts Kayla & Ryan are joined by Spencer Klukowski for episode four. Spencer is a Personal Lines Team Lead with Lake Michigan Insurance Agency (LMIA) and is here to talk about the changes coming to Michigan's No-Fault Auto Reform Insurance. Starting July 2, 2020, you will now have the ability to choose your level of Personal Injury Protection Medical coverage, which may save you money on your insurance policy. More information on this topic can be found at LMCU.org/AutoReform.
Welcome back to LMCU's Wallet Wisdom! Hosts Kayla & Ryan are bringing you a special edition of the podcast, focused solely on LMCU's response to the COVID-19 pandemic. The crew is joined by Sara Kemperman, senior VP of retail operations, and Andrew Clarkson, VP of regional mortgage production. The two talk about branch operations, how we're keeping our members and employees safe, financial options for those in a pinch, and much more. This episode was recorded on May 19, 2020 and everything we discussed can be found at LMCU.org/COVID19.
Welcome back to LMCU's Wallet Wisdom! Join hosts Kayla & Ryan in the second episode as they talk about credit card debt and Health Savings Account basics with LMCU's IRA/HSA Manager Valerie Kiliszewski. This episode’s "Stump the Show" trivia proceeds could go to help prevent and end relationship abuse.
Welcome to LMCU's Wallet Wisdom, join hosts Kayla & Ryan in the first episode as they talk about current financial trends, fraud and debunk down payment home purchasing myths. Don't miss this episodes "Stump the Show" trivia, proceeds could go to help support higher educational needs of children who have lost a parent.