Podcasts about holiday spending

December is chaos. Holidays, travel, weather, kids, hosting, work, pressure to “make it special” – and then we act shocked when the credit card statement smacks us in January. In this 12 Days of Giving episode, I bring back money expert Rachel Duncan to walk through the one simple system she built to stop December from blindsiding her every single year: a recurring “Holiday Lessons Learned” calendar event that future Rachel is very, very grateful for.Rachel breaks down exactly how she built her holiday playbook: what went wrong, what worked, who actually enjoys which tasks, how much candy they really need for Halloween, why New Year's hosting hits different, and how all of that quietly adds up to real money. She shows you how she turned a chaotic season into a repeatable checklist that lives in her calendar and gets better every year instead of starting from zero every time.From there, we go straight into the money. We talk holiday “specialness” spending, why the real budget busters are the so-called “one-off” expenses, and how seasonal stuff like camps, hobbies, gifts, travel and parties are exactly what push people into debt. Rachel walks through her “holiday specialness” category, sinking funds, and even a controversial but smart use of a dedicated credit card you pre-load like a savings bucket. This isn't theory – this is how real families actually spend.Then we zoom out into the psychology. We hit future-self research, the idea of seeing your future self as a real person, and why we're willing to plan better for others than we are for ourselves. Rachel shares how aging a photo of herself, naming future-Rachel, and literally thanking “past me” changed how she spends in the moment. It's not about guilt. It's about taking responsibility for the version of you who has to live with December's decisions.If you're tired of swearing “next year will be different” and then repeating the same pattern, this episode is your line in the sand. We're giving you a concrete way to capture your own holiday lessons, track the real costs, and start funding them like adults instead of pretending we'll remember. This is part of our 12 Days of Giving series – one raw, practical episode every day from December 12–23 to get your money and mindset right heading into 2026.

LANCASTER COUNTY AND A HOLIDAY SPENDING SLUMP Colleague Jim McTague, Author and Journalist. Reporting from Lancaster County, Jim McTague observes a sluggish Christmas shopping season, with consumers buying practical items like gloves rather than expensive packages. While tourist venues like Sight & Sound Theaterremain busy, he predicts a mild recession in 2026 due to rising local taxes and utility costs. NUMBER 5

Christmas is days away, and if your credit cards are already screaming… this episode is your permission slip to stop the shame-spiral, enjoy your people, and not make things worse. We talk holiday spending strategies that actually work—setting real limits, using cash, and choosing experiences over stuff—because the best “gift” is not waking up in January with a financial hangover.  We also get into the psychology behind why we overspend (yep, hyperbolic discounting), how to say no without feeling like the Grinch, and what to do when the invite is pricey, the gift exchange is ridiculous, or the “just put it on the card” crowd shows up.  Then we pivot to the comeback plan: what you can do in January to recover fast and set up next year so you're not repeating the same cycle.  More help and resources:https://getoutofdebt.org  Damon can be reached at https://damonday.com

This episode drills into holiday spending trends, sector winners and losers, and explains the “January effect. Plus, practical tips for smarter budgeting and investing as we head into the new year.

December is filled with pressure, expectations, and spending. Gifts, Secret Santas, school events, family gatherings, and the emotional load of trying to keep everything running.Beneath the surface, many of us feel stressed, guilty, overwhelmed, and unsure why we keep spending more than we planned. In this episode of The Wallet, we ask a simple but honest question: why can't we stop spending?Emilie Bellet is joined by psychotherapist Holli Rubin, whose work focuses on identity, behaviour, and the emotional patterns that shape the choices we make, including with money.Together, they explore what is really driving holiday spending, what happens in the brain under stress, and how to approach December with more awareness and less self-blame.Explore Vestpod's upcoming courses and bootcamps: https://www.vestpod.com/coursesListen on Apple Podcasts, Spotify, or Podlink.Read our main takeaways on vestpod.com.Connect with Vestpod:Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Follow on Instagram: https://www.instagram.com/vestpod/ Emilie's book: You're Not Broke, You're Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

Topics covered on this episode of KSL's Inside Sources include: Kilmar Abrego Garcia Released, ICE Faces Restraining Order Holiday Party Pitfalls: Legal Risks Employers Can’t Ignore Beyond Depression: How Genetics Influence Suicide Risk Night Skiing Safety Tips

The holidays are here, the cards are swiped, and a lot of you are sitting there doing the math you've been avoiding all year. In this 12 Days of Giving episode, Daniela shares the story of a single mom in Richmond, Virginia who was one denial away from a full breakdown: new apartment, two little girls, $10K in credit card debt, and zero clue how to keep from getting evicted again. This isn't a cute budgeting story. This is “I'm at the edge of the cliff and I don't know what the hell to do next.” Daniela walks us through how she sat down with this mom and started at the absolute basics: what a budget actually is, what savings actually means, and why pulling your credit report is non-negotiable even when you're terrified of what you'll see. When they pulled it, the truth hit: multiple cards, sky-high APRs, and $10K of debt that her paycheck could not support.But here's where it flips. Instead of shame and “you're bad with money,” they built a plan: lay out every card, every APR, every balance. Tackle the ones that give you the biggest win fastest. Call the creditors and tell the damn truth about what's going on. Negotiate. Get the APR down. Build short-term and long-term wins so she's not just surviving the month, she's rebuilding her life. And they did one more powerful thing most people skip: they brought her two little girls into the conversation and turned money into a game, not a threat. We also dig into the emotional side: what it feels like to be at the edge versus already over it, why people wait until the last possible second to ask for help, and how involving your kids can actually speed up your own mindset shift. Daniela talks about using vision boards, values, and real talk to anchor someone before you ever touch the spreadsheets. Because if your head is still in “I'll never get out of this,” no plan will save you. Then we turn the camera on you. If you're approaching the edge, standing on it, or already hanging off financially, this episode is your wake-up call. Daniela doesn't sugar-coat it: it's never too late, but it is on you. No one is coming to fix this for you. Small wins, boring habits, and asking for help early is how you change the story. I close the episode by calling out exactly what we all know: you just spent a ton of money on the holidays, you're feeling it, and now is the moment to move—not “next year,” not “when things calm down.”This is one of our 12 Days of Giving episodes running December 12–23, where we highlight real stories, real mess, and real ways forward. Watch the full episode on YouTube: https://youtu.be/pKDDgLWgJpgAs always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. Spending can be hella stressful heading into the holiday season, and if you're struggling with debt or with setting up realistic financial goals for the coming year, this is a must-listen reminder for overcoming financial stress and toxic money patterns.A healthy money mindset is the missing ingredient for a lot of people's financial security. So we're throwing it back to this sustainable financial advice from finance coach Nicole Stanley on dealing with debt, setting realistic money goals, and her own journey to get debt-free. Nicole Stanley is the Founder & Head Financial Coach of Arise Financial Coaching. After battling crippling financial anxiety in her early twenties, Nicole enrolled in her first personal finance course and made changes to go from 30K in debt to building over a quarter-million in net worth for her family at age  27. Arise Financial Coaching has now served over 600 clients and has been featured in TIME, Yahoo Finance, & CNET.Listen to our full episode with Nicole here.Tune in every Monday for an expert dose of life advice in under 10 minutes.Follow Nicole:On Instagram: @arise.financial.coachingArise Financial Coaching Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

A new AP-NORC poll shows more Americans are dipping into savings for holiday gifts, and nearly half say affording the gifts they want to give are harder than usual. Holly and Greg discuss and ask for tips on creative ways to save on Christmas this year, including how to SLAY gift giving for your adult kids. KSL NewsRadio Producer Caitlyn Johnston shares her top ways to save, including the hard boundaries she's had to set. Callers and texters chime in with their budget-friendly holiday hacks!

WBZ NewsRadio’s Jared Brosnan reports.See omnystudio.com/listener for privacy information.

If you've already blown your holiday gift budget… breathe. You are not the only one scrolling through your cart at 11 p.m., refreshing the screen, praying the total magically drops by $200. Your holiday spending didn't “get away from you.” It sprinted off in glitter-covered sneakers — and today we're going to get you back in control. In this episode, Shari breaks down why the holidays turn even the savviest women into overspending zombies, how guilt and obligation collide with Pinterest-level expectations, and what really causes December budgets to explode (hint: it's not just the gifts). You'll learn how to rebuild your gift budget in 10 minutes, how to set real boundaries with group gifts and family expectations, and what to do right now if you've already overspent. We'll also dive into the forgotten budget busters — the holiday parties, school events, matching pajamas, cookie swaps, travel incidentals, and “small traditions” that add up faster than a Target cart on a Tuesday. And yes, we'll walk through a step-by-step damage-control plan so you can fix this month without sacrificing your entire January. If you want more practical, shame-free money help (and frankly, fewer financial plot twists in December), join the newsletter at everyonestalkinmoneypodcast.com. And if you're ready for personal planning support designed for real life, not Pinterest perfection, connect with Shari at GWAwealth.com to build a financial plan that won't collapse at the first sight of twinkle lights. Stay merry — without the money stress. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Click Here to book your Complimentary Wealth Building Strategy Consultation.Interested in The Stop Overspending Course? Click here to learn more & to get started!Follow Me on Instagram → @germainefoleycoachingAbout this week's GuestAllison Baggerly is an author, podcaster, money coach, and founder of Inspired Budget. As a former teacher, Allison blends her talents for teaching with her passion for personal finances to help others learn how to start budgeting and build a life they love.Allison and her husband paid off over $111,000 of debt on 2 teacher salaries while growing their family. During the process, she learned how to take back control of her money, stay consistent with paying off debt, and stop emotional spending once and for all.Allison has been featured in notable media outlets such as Forbes, Business Insider, and Parents as a budget expert who gives women a step-by-step process to break free from the grueling paycheck-to-paycheck cycle. Her book, Money Made Easy, offers a variety of solutions to help you write a budget that works, pay off debt, and have a better relationship with money.Connect Further w/ Allison using the following links:https://inspiredbudget.com/https://inspiredbudget.com/podcasthttps://inspiredbudget.com/goodbyedebtClick Here to book your Complimentary Wealth Building Strategy Consultation. Interested in The Stop Overspending Course? Click here to learn more & to get started! Follow Me on Instagram → @germainefoleycoaching

Erik Weir, author of Who's Eating Your Pie?: Essential Financial Advice that Will Transform Your Life, joins The Steve Gruber Show for a timely discussion about America's economic outlook heading into the holidays. With some analysts, like Bessent, projecting roughly 3% GDP growth by year's end, Erik breaks down what those numbers could mean for everyday Americans, from holiday spending to long-term financial stability.

Kelly Loeffler, 28th Administrator of the U.S. Small Business Administration, joined The Guy Benson Show today to discuss her investigation into PPP and EIDL fraud identified by the SBA, including the ongoing Minnesota fraud case involving more than a billion dollars allegedly funneled through the Somali community in the state. Loeffler also broke down the strong state of the U.S. economy, which is proven by indicator such as strong GDP growth, job creation, confidence, and spending. Loeffler also acknowledged the disconnect between those positive indicators and how Americans are feeling on the ground, but noted the progress the Trump admin has made as they work to climb after the economic damage of the Biden years. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Topics discussed on today's show: Workout Wednesday, Weather, Holiday Spending, Terminally Ill Baby Ants, 30 min Delivery, Coming up in December, Wicked Sex Cardigan, Birthdays, History Quiz, Wicked Sex Cardigan, Birthdays, History Quiz, Best Christmas Songs, Greatest Songs of All Time, Christmas Tree Lightings, Super Bowl Pre Show, Guess Me Snapper, Sex Tape Vault, Probably White, and Apologies.

LendingClub CEO Scott Sanborn discusses consumer credit amid holiday season spending. Sanborn spoke with Bloomberg's Carol Massar and Tim Stenovec.See omnystudio.com/listener for privacy information.

Guest Co-Host Whitney Carman.... City Council Considers New Ordinance.... New Candidate Filings.... Scam Warning.... Trump Accounts.... Cats Lose To UNC..... Holiday Spending.... Shipping Deadlines.... One Wonderful Night.... New Years Eve Lineup

Kara and Scott break down the post-Thanksgiving spending surge, as shoppers set new records online and in stores. Then, tech bros rush to the defense of Trump's AI and Crypto czar David Sacks after a New York Times article calls out conflicts of interest. Plus, speculation heats about the next Fed Chair, and Melania launches a production company. Watch this episode on the ⁠⁠Pivot YouTube channel⁠⁠.Follow us on Instagram and Threads at ⁠⁠@pivotpodcastofficial⁠⁠.Follow us on Bluesky at ⁠⁠@pivotpod.bsky.social⁠⁠Follow us on TikTok at ⁠⁠@pivotpodcast⁠⁠.Send us your questions by calling us at 855-51-PIVOT, or email Pivot@voxmedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Where did the magic go? In this deep-dive episode, I share tangible suggestions and ideas to totally fall back in love with your life and the pursuit of your dreams and goals - as well as a roadmap to help you understand where/why you may have fallen out of it. MAGIC BOOST! Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok           DECEMBER DREAMAWAY: GET THE MAGIC BACK   90 Minute Session: GET THE MAGIC BACK (Inner Child Reunion) | Saturday, 12.13 1:30-3pm ET   Somewhere along the way, the things that once lit us up started to feel like boxes to check.   We traded wonder for "strategy," imagination for optimization. But your inner child never went anywhere… they've just been waiting for you to loosen your grip and let them play again. Let's get back into the FUN of it all. How would your life feel if you let your inner child take the driver's seat of the magic carpet ride? Can you let more play, ease, and FLOW in? Think: tapping under fairy-light energy, laughter-through-tears, deep exhale, "I forgot how good this feels." By the end, you'll feel the shift head to toe and in the energy all around you….the same way a child does when they finally convince the adults to stop cleaning and join the giggles in the pillow fort. ;)      THURSDAY, DECEMBER 18TH, 7:30-8:30pm ET  Money Date: Enchanted Receiving Frequency (It's All Possible)    Remember when you were a kid, and you wanted something REALLY big? Or, maybe even something that 'doesn't exist' (for me, it was a 'ring you could point at anything and it would instantly materialize something!…ya, that was in my note to Santa!)  Over time, we were taught to be realistic about what we ask for in life. To water down our fantastical wishes. Poise to give, and try to forget about receiving. But we CAN reclaim the enchanted miracle energy of childhood wish granting!  This money date is all about RECEIVING in the most magical way, believing 1) we are worth it and 2) magical, magical things can happen in 2026 and beyond.      Visualization: Eyes of Wonder. In this visualization, borrow the eyes of your inner child as you review your life. Your inner child holds so much vast wisdom for you. They can see your blind spots, what you've taken for granted, and where you can PLAY even more. This visualization will guide you back into the magic of make believe, seeing the world as your sandbox again. Expect deeper clarity and the ability to see more possibilities! (Sunday, 12.21, as part of the Sunday Slumber Party)   90 MINUTE REPLAY: Blissed Out | Saturday, December 6th 11:30am-1pm       SUNDAY SLUMBER PARTIES     Sunday, December 7th: My Money Works for Me x Subconscious Spellwork   Sunday, December 14th: Holiday Spending x Inner Child Security   Sunday, December 21st: Spending Salve x Eyes of Wonder (NEW!) x Capricorn Season Intention Setting Ceremony   Sunday, December 28th: It's Okay to Want Money x Cord Cutting       BONUS: 12 Days of Magic. 12.1-12.12 Every day, unlock a gift of magic: a little prompt that you can easily do that day to feel MORE magic and MORE connected to your inner child.    Tapping Minis theme: ENJOYMENT & BLISS, RELEASING BLAH/DREAD 

How to make sure you're staying smart financially this holiday season. Also, a look at the nonprofit “No Kid Hungry” and its mission to support kids and families facing food insecurity. Plus, Dave Coulier continues the discussion about his health journey. And, some fun DIY crafts to get you in the holiday spirit. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kevin Hincks takes investors through Tuesday morning's trading action ahead of the opening bell at the NYSE. He marks strong points for the economy by highlighting a notable uptick in spending for the Thanksgiving holiday season, ranging from the landmark holiday itself through Cyber Monday. Kevin also turns to the latest developments surrounding the FOMC before the committee makes its interest rate decision next week. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Bankrate financial analyst, Stephen Kates, tells Megan Lynch that buy-now, play later plans, 'can be a good deal, if you use it responsibly.' He does warn that they, 'can lead to overspending, that's the danger zone.'

Tony D'Onofrio breaks down Black Friday shopping trends this year, noting lower in-store shopping than last year but still seeing a significant traffic increase. “There is a generational split,” he argues, with Gen Z spending sharply less than other generations. “Black Friday is critical” and sets the tone into next year, he says. Tony also discusses online shopping vs brick-and-mortar, arguing that “the store is becoming the fulfillment center,” bringing the two worlds together. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

It's the holiday season and Chris & Joe talk about why we feel obligated to buy gifts and give tips on how to save money.

A busy week of data and earnings is kicking off after the Thanksgiving break. Markets will focus on payrolls, consumer sentiment, and a wave of major tech results.➡️ Just a quick reminder, Capital Markets Quickie is brought to you by AMF Capital AG, Asset Management Frankfurt, your leading provider for individual investment solutions and mutual funds. Visit https://www.amf-capital.de for more information.>>> Make sure to check out my newsletter "Cela's Weekly Insights":https://endritcela.com/newsletter/>>> You can subscribe here to our YouTube Channel “MVP – Main Value Partners”:https://www.youtube.com/@MainValue>>> Visit my website for more information:http://www.endritcela.com>>> Follow me on LinkedIn:https://www.linkedin.com/in/endrit-cela/>>> Follow me on Instagram:https://www.instagram.com/endritcela_official/Disclaimer for "Capital Markets Quickie" Podcast:The views and opinions expressed on this podcast are based on information available at the time of recording and reflect the personal perspectives of the host. They do not represent the viewpoints of any other projects, cooperations, or affiliations the host may be involved in. "Capital Markets Quickie" does not offer financial advice. Before making any financial decisions, please conduct your own due diligence and consult with a financial advisor.

This is a huge weekend for holiday shopping, with big box stores, online chains, and small businesses alike offering up deep discounts. New data from the Retailers Association of Massachusetts shows our Main Street businesses could really use some holiday love in order to keep them thriving into 2026 and beyond. Jon Hurst, President and CEO of the Retailers Association of Massachusetts, returns to the show to talk with Nichole about the state of our small businesses this season.See omnystudio.com/listener for privacy information.

Affordability Narrative Democrats were previously dismissing inflation and now emphasizing affordability. Democrats are trying to portray the economy as a disaster and blame Trump. Gas Prices & Energy Positive news: Thanksgiving gas prices at their lowest since the pandemic. National average forecast: $3.02 per gallon. Nearly 30 states have prices under $3; Oklahoma leads at $2.50. Liberal states like California have much higher prices ($4.63), attributed to regulation and taxation. Trend framed as a result of Trump’s energy policies. Holiday Spending U.S. holiday spending expected to top $1 trillion for the first time. Mixed consumer sentiment: Surveys show some tightening (Gen Z plans to spend 23% less). National Retail Federation predicts sales growth of 2.9–3.4%. Concerns about tariffs and shipping delays; advice to shop early. Thanksgiving Meal Costs Down 5% from last year, lowest in four years. Average cost for 10 people: $55.18. Sharp decline in turkey prices (down 16%). Contrast with Biden-era inflation: Prices surged 14% in 2021 and 20% in 2022. Overall increase of ~24% during Biden’s term. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Peter Schiff critiques the Federal Reserve's policies, discusses the housing market crisis, and forecasts gold and cryptocurrency trends in this episode.This episode is sponsored by Hims. Start your free online visit today at https://hims.com/goldIn this episode of The Peter Schiff Show, Peter Schiff delves into the critical dynamics shaping today's financial landscape. He dissects the recent market movements triggered by the anticipated Federal Reserve rate cuts and the implications for gold and silver prices. Schiff critiques the ongoing affordability crisis in housing and healthcare, highlighting the detrimental effects of government spending and inflation. He also explores the current state of the Bitcoin and cryptocurrency market, emphasizing the shifting sentiment as investors reconsider their positions. Listeners can expect a thorough analysis of how these trends intersect with broader economic policies and the enduring battle between capitalism and socialism. Tune in for Schiff's insights on navigating the complex financial terrain ahead.Chapters:00:00 Introduction and Market Overview00:55 Gold and Silver Market Analysis03:29 Federal Reserve and Economic Policies10:07 Housing Market and Affordability Crisis21:03 Impact of Potential Fed Chair Change24:19 Bitcoin and Cryptocurrency Market29:27 Holiday Spending and Trade Deficits31:53 Economic Growth and Capitalism vs. Socialism32:43 The Real Story of Thanksgiving39:59 Bitcoin and the Crypto Market54:17 Conclusion and Investment AdviceFollow @peterschiffX: https://twitter.com/peterschiffInstagram: https://instagram.com/peterschiffTikTok: https://tiktok.com/@peterschiffofficialFacebook: https://facebook.com/peterschiffSign up for Peter's most valuable insights at https://schiffsovereign.comSchiff Gold News: https://www.schiffgold.com/newsFree Reports & Market Updates: https://www.europac.comBook Store: https://schiffradio.com/books#FedRateHike #GoldMarketAnalysis #BitcoinTrendsOur Sponsors:* Check out FRE and use my code LISTEN20 for a great deal: https://frepouch.com* Check out Infinite Epigenetics: https://infiniteepigenetics.com/GOLD* Check out Justin Wine and use my code SCHIFF20 for a great deal: https://www.justinwine.comPrivacy & Opt-Out: https://redcircle.com/privacy

 Holiday joy shouldn't come with a financial hangover. In this episode, Miguel Gonzalez, CRC, shares practical ways to stick to a holiday budget, avoid debt, and enjoy the season stress-free. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #holidaybudget #holidayplanning #holidaydebt #smartspending #budgetingtips #retirementplanning #financialfreedom #CortburgSpeaksRetirement #MiguelXGonzalez #moneymindset #seasonalspending #holidaystress #debtfreeholidays #cashonlychallenge #holidaygifts #budgetfriendly #personalfinance #financialwellness #financialplanning Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

The money talk heats up as financial expert Jini Thornton joins to break down smart holiday spending: setting budgets, avoiding impulse buys, and aligning finances with one’s personal values. Her insights help listeners prepare for the season without stress. See omnystudio.com/listener for privacy information.

Bryan Gildenberg and Jan Rogers Kniffen estimate holiday season spend. Jan has projected 4.0% growth, with a “solid Christmas” close to the value of last year's. “I just don't see what's going to stop it.” Bryan points to consumer confidence at an all-time low and MasterCard (MA) projecting that 80% of its users are value-shopping. He says that increasingly, shoppers will use AI to price compare across retailers.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Bank On It, financial insights you can count on with Jason Shields, the COO of Gulf Coast Bank & Trust

With Thanksgiving next week, holiday shopping kicks into gear.Retailers hope people are ready to spend on gifts this year, while shoppers seek the trendiest gifts and best deals.What factors could play a role in what gifts and how many land under the tree? Each year, we look to contributor Eileen Dallabrida to answer that question in her preview of the holiday shopping.

New data shows that more Kiwis will have to take on debt ahead of this coming Christmas season. A nationwide survey by MYOB showed 35 percent expected to feel financially better off in a year's time, while 38 percent expected to be about the same, and 24 percent believed they would be worse off. Personal finance expert Mary Holm says more Kiwi households will be struggling to afford presents for their kids, but there are workarounds. "There's buying only op-shop gifts or second-hand books, which could be quite fun, going and rummaging around bookshops to find the right gift for people." LISTEN ABOVESee omnystudio.com/listener for privacy information.

The holidays can be a special time full of connection with coworkers, friends, and family, but they can also be a season when money feels out of control. Between travel, gifts, parties, food, and "just one more present" moments, it's easy for two months of spending to undo months of progress. For many military families, the pressure hits even harder with long travel distances, family expectations, and the feeling that memories have to come at a price tag. In this episode, I'm breaking down how to prepare for the holiday season in a way that keeps your financial goals front and center, so you can enjoy all the celebrations going into debt or starting the New Year stressed out and behind. https://milmo.co/podcast/holiday-spending-tips For more MILMO, follow at: MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

On today’s program, we speak with Mike Nichols president of the downtown business alliance about an improving business climate. Don Seiffert managing editor of the Boston Business Journal talks about holiday shopping. Skip Perham of the Suffolk University of Sawyer School of Business outlines a brighter outlook for the New England Patriots and associated businesses. Mike Marshall of Marshall Wealth Management explains the impact tariffs have on your retirement plan and finally Brian Puccini owner of Boston Chops steakhouses shares details of his new business venture in the town of Weston.See omnystudio.com/listener for privacy information.

What’s the real cost of holiday spending as you approach retirement? This past weekend’s radio show dives into the financial frenzy of the season, the truth about required minimum distributions (RMDs), and why tax planning is more critical than ever. Host Abe Abich shares real stories from local retirees, strategies for Roth conversions, and how a comprehensive retirement roadmap can turn confusion into confidence. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Episode 616:  Even experienced investors fall into familiar patterns like reacting to headlines or waiting for the “right time.” Learn what works better instead. Then, Matthew and Ryan unwrap eight practical ways to enjoy the holidays without overspending, so you can start the new year without financial regret.

So many adults overspend during the holidays because they're trying to give their kids what they never had — not realizing they're actually trying to heal a younger version of themselves.It's love… but misdirected.And it often leads to debt and anxiety come January.This episode helps listeners:Spot emotional spendingUnderstand their triggersBuild boundaries that still let them be generousProtect their credit + peaceQuestions@creditkristi.com

The National Retail Federation anticipates a 'Green' Christmas... An overly optimistic outlook, given that consumer sentiment is near an all-time low and household debt is near a record high? (at 14:23) --- If this week's early arctic blast has you worried about what's to come this winter, we have some simple tips on keeping your home cozy without freezing your finances (at 25:41) --- Last year, PETA introduced the 'Kind Frog' as an alternative to the dissection of actual animals in high school science classes... But do students get as much out of it if it's not really real? (at 44:48)

We check in with Dan Rice, associate professor of marketing at LSU, on the forecast for holiday spending this year.

* Can you actually be addicted to food? Research shows that it can function a lot like drug addiction. * What experts are expecting from holiday spendingn this year

Will Shoppers Spend or Save This Holiday Season?With inflation and rising costs squeezing household budgets, retailers face a holiday season unlike any other. This episode breaks down how economic pressures are shaping consumer behavior, driving demand for deals, and shifting the spotlight to categories that can adapt.Find out which trends are set to dominate, how return policies are evolving, and what retailers can do to stay competitive when every dollar counts.Tune in for a concise look at the strategies and surprises shaping holiday shopping.

3pm Hour: Henry Lake sits in for Jason. He talks about how he's changing his holiday spending given the uncertainty in the economy. Are you making similar changes? Plus, was he the only media member NOT at the premier of "Purple Rain" last night? (Photo by Frank Micelotta/Getty Images)

We'd love to have your feedback and ideas for future episodes of Retail Unwrapped. Just text us!In a wide-ranging conversation, Shelley and Tom McGee, president and CEO of ICSC, discuss a mix of consumer trends that will impact holiday spending. It might surprise you to know that Gen X controls 33 percent of all spending (although only 19 percent of the U.S. population); so why are retailers still ignoring them? There's $1.4 trillion wealth transfer to this generation that nobody's talking about. Overall, consumers are resilient but cautious, price-sensitive and selective, focusing on value and budgeting more carefully making discount retailers the beneficiaries. Next, while tariffs haven't dramatically increased prices yet, the real impact has been on consumer mindset and timing — people buy earlier, avoid waiting for discounts, and are cautious about overspending. Gift cards are increasingly popular as practical, budget-friendly gifts that also appeal to younger, sustainability-minded generations. In terms of retail development, there's a supply-demand mismatch in retail real estate. There's a strong retailer demand for well-located suburban spaces, but they are facing limited new construction. Retail sales have risen about 82 percent since 2009, but physical retail space has only grown 7 percent. Tom reinforces not to rule put physical stores; they remain critical for browsing and as fulfillment centers. Listen and learn about how this confluence of trends results in a mixed prediction for holiday.Special Guest: Tom McGee, President and CEO, ICSCFor more strategic insights and compelling content, visit TheRobinReport.com, where you can read, watch, and listen to content from Robin Lewis and other retail industry experts, and be sure to follow us on LinkedIn and Twitter.

Today we're diving into the multifaceted world of supply chain dynamics, emphasizing the critical importance of effective leadership amidst the ever-evolving challenges within the industry. Welcome to The Buzz powered by AutoScheduler!Hosts Scott Luton and Marty Parker welcome special guest Guy Courtin, Vice President of Industry and Global Alliances at Tecsys, to discuss:The necessity for clarity in communication, particularly during adverse situationsThe dual need for leaders to provide both positive reinforcement and constructive feedback to their teamsThe upcoming holiday spending season, forecasting a noticeable shift in consumer behavior towards seeking deals, a trend that is likely influenced by broader economic factors and ongoing supply chain disruptionsAutomating supply chain processes and the implications of recent tariffs on global tradeJoin us for this episode that will have you rethinking your strategies and embracing adaptability in an increasingly complex landscape.Additional Links & Resources:With That Said: https://bit.ly/WTS12Oct2025AutoScheduler.AI: https://autoscheduler.aiManifest: www.ManifestVegas.com/SupplyChainNow Trump plans fresh China tariffs in response to rare earth export controls: http://bit.ly/4qfACqvPower outages drive supply chain worries, report says: https://bit.ly/NeedMoreJuiceOnline holiday spending growth set to slow to 5.3% as shoppers seek discounts: https://cnb.cx/47lfd7IJim Farley's ‘essential economy' drive at Ford: https://bit.ly/FordCEOIntAutoScheduler Warehouse Decision Agent: https://autoscheduler.ai/agent-gate/ Tecsys: https://www.tecsys.com/Connect with Guy Courtin: https://www.linkedin.com/in/guycourtin/ Connect with Marty Parker: https://www.linkedin.com/in/martyparker/ Follow Scott on LI: https://www.linkedin.comLearn more about Supply Chain Now: https://supplychainnow.comWatch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-nowSubscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/joinWork with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkWEBINAR- The Optimized Digital Transformer: Key Concepts for Enhancing Modern Leadership:

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With the holiday season right around the corner, NBC's Christine Romans shares tips for how you can get ahead of your holiday spending. Plus, a look inside Squawkin' Sports, a book chat series created to help people find community. And, Olivia Dean shares the inspiration behind her new album, “The Art of Loving.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.