Podcasts about Gap

What if the end of your marriage isn't the end of you – but the beginning of the version you haven't met yet?In this Stories From the Other Side episode, Erica sits down with Justin Milrad – certified divorce coach, author, and financial planner – who rebuilt his entire life after a three-year, seven-figure divorce war and an eight-day jury trial that shattered his identity and forced him to reinvent from the ground up.Justin shares the raw truth of divorce from a male perspective: how a once-amicable split exploded, what men are really feeling (but rarely say out loud), and how he eventually created a peaceful co-parenting relationship with his ex. Together, they unpack the emotional blind spots men face, the pressure to “hold it together,” the trauma we don't recognize until everything breaks, and why so many people stay stuck for years after divorce.

There's a hidden mismatch most high-achieving women never account for—and it explains why results feel so hit-or-miss. In this episode, I break down the 42% Gap and why weekends, holidays, and "special occasions" quietly undo the progress you work so hard for Monday–Thursday. I'm also sharing how this ties into the new Unstoppable rebrand, the Stress Archetypes Quiz, and why this final month of the year is your most powerful runway for next-year results.   Resources:  Learn more: https://www.burnstressloseweight.com/ Take the Stress Quiz: https://burnstressloseweight.com/stress

There's a hidden mismatch most high-achieving women never account for—and it explains why results feel so hit-or-miss. In this episode, I break down the 42% Gap and why weekends, holidays, and "special occasions" quietly undo the progress you work so hard for Monday–Thursday. I'm also sharing how this ties into the new Unstoppable rebrand, the Stress Archetypes Quiz, and why this final month of the year is your most powerful runway for next-year results.   Resources:  Learn more: https://www.burnstressloseweight.com/ Take the Stress Quiz: https://burnstressloseweight.com/stress

Ready to stop living by default? Take the free Rich Mind Assessment at richmind.co to discover your current thinking persona and get a personalized 3-step action plan. You've read the books. You've listened to the gurus. You've tried to work harder on yourself. So, why are you still struggling? Why do you feel like you're stuck on a hamster wheel of self-sabotage? In this pivotal episode, Randy Wilson argues it's not a lack of intelligence or discipline. It's because you were never taught how to think. Randy introduces the core philosophy that will drive the Rich Mind Podcast moving forward: The Gap Thinking Framework. Sharing his own painful journey from losing his career in the 2008 crash to discovering the patterns that kept him stuck, Randy reveals the missing link to success: "The GAP." The GAP is the critical 5-second window between a trigger and your automatic reaction. Most people live with a narrow gap, operating on reactive autopilot. To design the life you desire, you must learn to widen The GAP, move from reactive to responsive, and consciously choose your actions based on the universal law of cause and effect. This episode sets the stage for a powerful new series that will introduce tools like the BS Buster (Beliefs and Stories) and the P.A.C.E. Protocol to help you master this critical space. Mentioned in this episode: Personal development trap, self-sabotage, The GAP, Gap Thinking Framework, reactive vs. responsive mindset, law of cause and effect, decision-making, triggers, thinking patterns. Key Takeaways: You can consume all the personal development content in the world and still be stuck if you don't learn how to think. The key to change is not intelligence or discipline; it's controlling a critical 5-second window Randy calls "The GAP." The GAP is the space between a trigger (stimulus) and your reaction. Most people live with a narrow, reactive gap. To design your life, you must learn to widen The GAP and move from being reactive to being responsive. Your results are governed by the law of cause and effect. By consciously choosing your response in The GAP, you become the cause of your new reality. The greatest gift you have is your ability to choose. Being indecisive is still a choice. This episode introduces the upcoming Gap Thinking Framework, which includes tools like the BS Buster and the PACE Protocol.   Questions Answered in This Episode: Why am I still struggling despite reading all the personal development books? What is "The GAP" and why is it the key to changing my life? What is the difference between reacting and responding to a trigger? How can I stop self-sabotaging my own success? What is the law of cause and effect and how does it apply to my thoughts? How do I start to become aware of my own thinking patterns? What is the Gap Thinking Framework and what will it cover?   Key People, Concepts, & Terms: People: Randy Wilson, Jim Rohn, Earl Nightingale, Tony Robbins, David Neagle. Concepts: The GAP, Gap Thinking Framework, Reactive vs. Responsive, Law of Cause and Effect, Self-Sabotage, Triggers, Patterns, BS Buster (Beliefs & Stories), PACE Protocol, Rich Mind Assessment. Books/Programs Mentioned: Think Big (co-authored by Randy Wilson)

This week Joe and Leland recap the HS Region Championships including Gap's big win over Riverheads. Will joins the show to preview Rappahannock and then there is a little CFB talk. All this and more on this week's episode of the YAC Sports Podcast. 

BrainStorm wants to hear from you! Send us a text.Ep 99: The Future of Alzheimer's Trials: AI, Biomarkers, and Remote Research – John Dwyer, CEO of The Global Alzheimer's PlatformIn part 2 John Dwyer, CEO of the Global Alzheimer's Platform (GAP), and BrainStorm host Meryl Comer discuss transforming Alzheimer's research and clinical trials. Dwyer shares how the field is shifting toward earlier intervention and leveraging artificial intelligence to improve trial efficiency and accuracy. AI can help identify subtle disease patterns and ensure trials enroll appropriate candidates. GAP is also pioneering remote, decentralized trials that bring research into patients' homes rather than requiring frequent clinic visits, aiming to dramatically scale up participation.Dwyer also highlights proven lifestyle interventions that support cognitive health alongside pharmaceutical treatments and suggests multiple treatment approaches may soon be available.This episode of BrainStorm is sponsored by Johnson & JohnsonSupport the show

In this episode, host Duane Osterlind speaks with Jaime W. Vinck MC, LPC, President of Meadows Behavioral Health and a Licensed Professional Counselor with 20 years of experience in the treatment industry. They discuss her book, The Rehab Playbook, which aims to demystify the rehabilitation process and encourage more people to seek help for addiction and mental health challenges.

This week, Josh and Lucas sit down with Lina Ren, an emerging leader in senior living whose journey into the industry has moved at remarkable speed. Lina shares how her graduate studies at USC, a personal family experience with dementia, and a pivotal scholarship opportunity through NIC opened doors she didn't even realize existed, ultimately connecting her with Cima Senior Living, where she now serves as an analyst. The conversation explores generational misconceptions about senior housing, the power of mentorship and networking, the role of technology in shaping the future of senior living, and the workforce challenges facing the industry. This week, we share:The role of NIC scholarships in shaping career pathwaysThe gaps between public perception and the realities of senior housingThe growing role of AI and emerging technologies in care environmentsHow the industry can attract younger talentMeet the Hosts:Josh CrispLucas McCurdyConnect with Our GuestLina RenLearn more about the NIC Sponsorship ProgramProduced by Solinity Marketing.Sponsored by Aline, NIC MAP, Procare HR, Sage, Hamilton CapTel, Service Master, The Bridge Group Construction and Solinity. Become a sponsor of Bridge the Gap.Connect with BTG on social media:YouTubeInstagramFacebookTwitterLinkedInTikTokThis episode was recorded at the NIC Fall Conference

Mike Palmer returns to the Thanksgiving table to serve up a side of applied neuroscience. Powered by the recently released Gemini 3, he examines the "gratitude cocktail," a potent neurochemical mix of dopamine, serotonin, and oxytocin that mimics the effects of antidepressants and strengthens social bonds. Beyond the chemistry, Mike explores the psychological framework of The Gap and the Gain by Dan Sullivan and Dr. Benjamin Hardy. He explains how measuring progress against an ideal future creates unhappiness, while measuring against the past generates resilience and satisfaction. The conversation shifts from theory to practice, detailing why gratitude stories are more effective than rote lists and how specific "Notice, Think, Feel, Do" protocols rewire the brain. Mike also debunks the tryptophan myth, explaining how carbohydrates and compelling narratives—like football—actually drive the post-meal nap. Finally, he reflects on the origins of Trending in Education, shares updates on the new Trending in Higher Ed feed, and previews upcoming live events from SXSW EDU to Alexandria, Virginia. Key Takeaways The Gratitude Cocktail: Gratitude activates the brain's reward centers. Dopamine drives motivation, serotonin stabilizes mood similar to SSRIs, and oxytocin fosters trust and bonding. Mindset Shift: "Gap thinking" focuses on the distance between your actual self and an unreachable ideal, leading to burnout. "Gain thinking" measures your actual self against your past self, highlighting progress and abundance. Stories Over Lists: Rote gratitude lists often lead to mechanical habituation. Constructing gratitude narratives creates stronger neural pathways and emotional connections. The Science of the Nap: It isn't just the turkey. Tryptophan is a precursor to serotonin and melatonin, but the heavy carbohydrate load and the relief of social bonding are the real drivers of sleepiness. Podcast Expansion: Trending in Education is expanding its network with a dedicated Trending in Higher Ed feed to allow listeners to dive deeper into specific verticals. Why You Should Listen This episode moves beyond the platitudes of "giving thanks" to reveal the biological mechanisms that make gratitude a high-performance tool. If you find yourself doomscrolling or fixating on what you haven't achieved, the "Gap and The Gain" framework offers a practical method to reset your cognitive baseline. Mike connects these mental models to tangible brain health, offering a compelling argument for why gratitude is essential fuel for resilience and innovation. Like, follow, and subscribe to Trending in Education wherever you get your podcasts. Visit us at TrendinginEd.com for more. Time Stamps: 00:00 Introduction to the Neuroscience of Gratitude 00:49 The Science Behind Gratitude 02:01 Neurochemistry and Brain Health 04:01 The Gap and the Gain Framework 07:05 Practical Applications of Gratitude 09:18 Gratitude in Daily Life 13:48 Personal Stories and Reflections 19:49 Upcoming Projects and Gratitude 25:49 Conclusion and Final Thoughts

Joeli Coste es la prueba viviente de que tu punto de partida no determina hasta dónde puedes llegar.Nació en República Dominicana, en un entorno humilde, y siendo adolescente emigró a Nueva York sin hablar inglés, sin contactos y sin garantías. A partir de ahí se fue abriendo camino en el mundo del retail y la moda, trabajando en tiendas y marcas internacionales donde el servicio, las ventas y el manejo de gente no eran teoría, sino supervivencia diaria.A lo largo de los años fue ocupando posiciones importantes en empresas de peso como GAP, TOPSHOP, Nike y luego en el universo del lujo y ultra lujo con marcas como Armani y Gucci, adentrándose cada vez más en temas de liderazgo, recursos humanos y experiencia del cliente.En un punto de su carrera llega a Vaynermedia, la agencia de Gary Vaynerchuk, donde se le termina de instalar una idea clave: si no cuentas tu historia y no creas contenido, prácticamente no existes en el mapa actual. Ahí conecta todo: servicio, talento humano, cultura, marca y narrativa.Más de 20 años después, la vida la trae de vuelta a República Dominicana con una maleta cargada de experiencia global y una mirada diferente sobre lo que significa servir, liderar y construir equipos. Desde aquí lanza su consultora Efecto Servicio, con la misión de elevar la cultura de servicio y la forma en que las empresas se relacionan con su gente y con sus clientes.En este episodio hablamos de origen, migración, trabajo duro, liderazgo, lujo, contenido y oportunidad.De cómo el servicio —bien entendido— puede cambiar una carrera, una empresa y hasta un país.

In this episode, we are joined by Alex Zarifeh, founder of ATLP Futures Readiness, who is helping young people AND adults navigate the AI Revolution. We discuss the profound societal changes brought about by technology, emphasising the need for critical exploration of these changes. Alex highlights the alarming statistics regarding AI usage among young adults, particularly in the context of relationships, and critiques the current safeguarding measures as insufficient. We get into the how of helping young people navigate these complexities and prepare for futures (plural!)Chapters00:00 Welcome and Introductions02:42 Alex Zarifeh's Educational Journey04:37 The Impact of AI on Education09:12 Bridging the Gap between School and Work Experience12:22 Navigating AI's Role in Young Lives18:02 The Need for Educational Reform21:18 Leadership Challenges in Education28:45 The Challenge of Engagement in Learning35:10 Misinformation and Disinformation41:46 Critical Thinking with AI53:05 Not Just Maintaining TraditionConnect with AlexSign up for Futures ReadinessCONTENT PARTNER AD: This episode is powered by Integrated Systems Europe, the must-attend event for educators, technologists, and institutional leaders seeking to shape the future of learning. From 3–6 February 2026, ISE returns to Barcelona, uniting the brightest minds and boldest ideas in the edtech industry. Join us and Push Beyond the possibilities that are transforming the classroom of tomorrow. Don't just keep up with the industry - get ahead of it. Check out the website to find out more and join us for ISE 2026 in Push Beyond. Use our special code 'edufuturists' for free registration hereThanks so much for joining us again for another episode - we appreciate you.Ben & Steve xChampioning those who are making the future of education a reality.Follow us on XFollow us on LinkedInWant to sponsor future episodes or get involved with the Edufuturists work?Get in touchGet your tickets for Edufuturists Uprising 2026

Recorded November 19th, 2025. The Trinity Long Room Hub was delighted to launch a new seminar series - Bridging the Gap between Policy and Research - exploring how scholarship in the Arts and Humanities can shape and inform public policy for the common good. The opening seminar, Do the Humanities Actually Matter? Public Policy and the Humanities hears from Peter MacDonagh, a former senior advisor in the Taoiseach's Office whose career has bridged government and academia, and includes considerable experience in public policy and research in different countries.  Speaker: A former senior advisor in the Taoiseach's Office, Peter MacDonagh has had an unusually broad involvement in public policy development, research funding and participation in pan-EU research programmes. Following studies in history in UCD and Cambridge, he worked for the now Taoiseach Micheál Martin when they developed the foundations for funding research in the Humanities. In government, he was substantially involved in deepening the engagement between academic research and public policy. Subsequently he served on the Board of Science Foundation Ireland, now Research Ireland, and as chairperson of its Grants Awards Committee. He has been involved with a range of large-scale Horizon projects and works on public policy and political research in different European countries. Learn more at www.tcd.ie/trinitylongroomhub

This conversation delves into the concept of gap years in Australia, exploring the diverse experiences of young people who take a year off between school and further education or work. Journalist Kirsty McKenzie shares insights from her feature in Outback Magazine, highlighting the motivations, benefits, and challenges faced by gappers, including financial considerations, personal growth, and the impact on future studies. The discussion also touches on the emerging trend of 'golden gappers' – older individuals seeking new experiences after retirement. Overall, the podcast emphasises the value of gap years in shaping young people's lives and careers. Key takeaways: Many Australian school leavers are taking gap years. Gap years are not just for school leavers; older individuals are also participating. Attitude is more important than background for gap year success. Rural students find gap years particularly appealing for financial reasons. Research shows gap years have little effect on degree completion. Students return from gap years more motivated and focused. The gap year industry is growing, with many businesses offering programs. Volunteering during a gap year can be costly. Career opportunities in agriculture and hospitality are abundant for gappers. Golden gappers are redefining the concept of taking a break later in life. See omnystudio.com/listener for privacy information.

Welcome back to the LuxeGen Group Chat – your go-to podcast for pop culture deep dives, TikTok theories and everything we're loving right now. This week, Saroop is joined by Lola and India for a bumper episode covering jungle gossip, social media conspiracies and online nostalgia. The trio dive into this year's ‘I'm A Celeb' line-up (yes, we're obsessed with Aitch and AngryGinge), debate the EsDeeKid x Timothée Chalamet theory, and unpack Ariana Grande and Cynthia Erivo's ‘Wicked: For Good' press tour chaos. Plus, they debate the return of Vine (or should we say… diVine?) and why the internet just isn't ready. In fashion, they're loving the adidas x ASOS satin tracksuit, shearling everything, boat shoes and Palace jackets, as well as the newly revived GAP. For beauty and fragrance, it's all about creamy scents and cosy vibes and in food and drink, the girls share the best spots in London – from The Camberwell Arms to Speedboat Bar – and celebrate the launch of Saroop's new wine and coffee bar in Leeds. Plus, a wholesome moment for David Attenborough's ‘Kingdom', a heated roast potato debate and justice for antelopes everywhere…Follow us on:Instagram | https://bit.ly/3X0xm27TikTok | http://bit.ly/3jvwlBEPodcast | https://open.spotify.com/show/60SxAVVuD3LrgLdlKuy3uH Panel:Saroop Sangha | @saroop.k.s | https://www.instagram.com/saroop.k.s/?hl=en Lola Lawlor | @lolalawlor | https://www.instagram.com/lolalawlor/?hl=enIndia Agyeman | @indiaaagy | https://www.instagram.com/indiaagy/?hl=enAD | Rabanne | https://www.rabanne.com/uk/en_GB/fragrance/p/fame--000000000065170087HOT LISTI'm A Celebrity | https://www.itv.com/imacelebrityStranger Things | https://www.netflix.com/gb/title/80057281THINGS WE'RE LOVINGUrban Outfitters Shearling Trucker Hat | https://tinyurl.com/7e79tmwx H&M Boat Shoes | https://tinyurl.com/yc2bd5xn MKI Miyuki Zoku | https://bit.ly/4opWihb Kingdom | https://www.bbc.co.uk/programmes/m002hdglThe Camberwell Arms | https://thecamberwellarms.co.uk/The Waterman's Arms | https://www.watermansarms.co.uk/Speedboat Bar | https://speedboatbar.co.uk/Vinyl Grounds | https://www.instagram.com/vinyl_grounds/ Hosted on Acast. See acast.com/privacy for more information.

Gene responds to thoughtful listener feedback on record-low fertility rates and explores why childcare, IVF, and returning to work for fortysomething mothers can be so economically challenging. He then travels back to ancient Rome to unpack a curious moment after Augustus's victory over Antony and Cleopatra, when treasure flooded into Rome, interest rates plummeted, and land values soared—and explains how this fits neatly into modern monetary economics. Finally, Gene revisits remarkable exchanges between Milton Friedman, Alan Greenspan, and Ronald Reagan that shed fresh light on the perennial debate over the gold standard.Gene would love to hear your thoughts on this episode. You can email him via contact@economicsexplored.com. TimestampsIntroduction (0:00)Childcare Costs and Staffing Ratios (5:15)IVF Costs and Penalties for Women Returning to Work (9:52)Rise of Singleton Households and Economics of Smaller Populations (17:32)Economic Impact of Ancient Rome's Influx of Gold and Treasure (22:56)Milton Friedman and the Gold Standard (42:01)TakeawaysChildcare costs are structurally high due to labour intensity, mandated staff–child ratios, and qualification requirements.The “motherhood penalty” is real and appears driven partly by human capital loss during career breaks and partly by occupational choices for flexibility.Augustus's influx of treasure into Rome increased real money balances, pushing interest rates from ~12% to ~4% and boosting land prices—an excellent real-world example of short-run monetary non-neutrality.Milton Friedman and Alan Greenspan both advised Ronald Reagan NOT to pursue a gold standard, arguing fiscal discipline and controlled monetary growth matter more than metal backing.Links relevant to the conversationReferenced Previous EpisodesIs Gold Flashing a Warning Sign? https://economics-explained.simplecast.com/episodes/is-gold-flashing-a-warning-sign-ep303The Great Baby Busthttps://economics-explained.simplecast.com/episodes/the-great-baby-bust-why-it-happened-and-what-it-means-for-us-ep300The Gender Pay Debate: Understanding the Factors Behind the Gap w/ Dr Leonora Risse - EP230https://economics-explained.simplecast.com/episodes/the-gender-pay-debate-understanding-the-factors-behind-the-gap-w-dr-leonora-risse-ep230The Gender Pay Gap w/ Dr Leonora Rissehttps://economics-explained.simplecast.com/episodes/the-gender-pay-gap-with-dr-leonora-risseChina's falling population & global population update - EP174https://economics-explained.simplecast.com/episodes/chinas-falling-population-global-population-update-ep174U.S. Census data on rising singleton householdshttps://www.census.gov/library/stories/2023/06/more-than-a-quarter-all-households-have-one-person.html  “The Motherhood Wage Penalty: A Meta-Analysis” – Social Science Research paperhttps://www.sciencedirect.com/science/article/pii/S0049089X20300144Florida childcare staffing ratioshttps://www.elcslc.org/parents/vpk-locator/licensing-files-what-to-look-for/state-of-florida-mandated-adult-to-child-ratios/Australian childcare qualification requirementshttps://earlychildhood.qld.gov.au/careers/qualifications-and-pathways/approved-qualificationsBooks MentionedTom Holland's translation of Suetonius – Lives of the Caesarshttps://www.amazon.com.au/Lives-Caesars-Suetonius/dp/0241186897Sebastian Mallaby – The Man Who Knew: The Life and Times of Alan Greenspanhttps://www.amazon.com.au/Man-Who-Knew-Times-Greenspan/dp/0143111094Mark Blaug – Economic Theory in Retrospecthttps://www.amazon.com.au/Economic-Theory-Retrospect-Universiteit-Amsterdam/dp/0521577012Cassius Dio – Roman Historyhttps://penelope.uchicago.edu/Thayer/e/roman/texts/cassius_dio/51*.htmlLumo Coffee promotion10% of Lumo Coffee's Seriously Healthy Organic Coffee.Website: https://www.lumocoffee.com/10EXPLOREDPromo code: 10EXPLORED 

Welcome back to the LuxeGen Group Chat – your go-to podcast for pop culture deep dives, TikTok theories and everything we're loving right now. This week, Saroop is joined by Lola and India for a bumper episode covering jungle gossip, social media conspiracies and online nostalgia. The trio dive into this year's ‘I'm A Celeb' line-up (yes, we're obsessed with Aitch and AngryGinge), debate the EsDeeKid x Timothée Chalamet theory, and unpack Ariana Grande and Cynthia Erivo's ‘Wicked: For Good' press tour chaos. Plus, they debate the return of Vine (or should we say… diVine?) and why the internet just isn't ready. In fashion, they're loving the adidas x ASOS satin tracksuit, shearling everything, boat shoes and Palace jackets, as well as the newly revived GAP. For beauty and fragrance, it's all about creamy scents and cosy vibes and in food and drink, the girls share the best spots in London – from The Camberwell Arms to Speedboat Bar – and celebrate the launch of Saroop's new wine and coffee bar in Leeds. Plus, a wholesome moment for David Attenborough's ‘Kingdom', a heated roast potato debate and justice for antelopes everywhere…Follow us on:Instagram | https://bit.ly/3X0xm27TikTok | http://bit.ly/3jvwlBEPodcast | https://open.spotify.com/show/60SxAVVuD3LrgLdlKuy3uH Panel:Saroop Sangha | @saroop.k.s | https://www.instagram.com/saroop.k.s/?hl=en Lola Lawlor | @lolalawlor | https://www.instagram.com/lolalawlor/?hl=enIndia Agyeman | @indiaaagy | https://www.instagram.com/indiaagy/?hl=enAD | Rabanne | https://www.rabanne.com/uk/en_GB/fragrance/p/fame--000000000065170087HOT LISTI'm A Celebrity | https://www.itv.com/imacelebrityStranger Things | https://www.netflix.com/gb/title/80057281THINGS WE'RE LOVINGUrban Outfitters Shearling Trucker Hat | https://tinyurl.com/7e79tmwx H&M Boat Shoes | https://tinyurl.com/yc2bd5xn MKI Miyuki Zoku | https://bit.ly/4opWihb Kingdom | https://www.bbc.co.uk/programmes/m002hdglThe Camberwell Arms | https://thecamberwellarms.co.uk/The Waterman's Arms | https://www.watermansarms.co.uk/Speedboat Bar | https://speedboatbar.co.uk/Vinyl Grounds | https://www.instagram.com/vinyl_grounds/ Hosted on Acast. See acast.com/privacy for more information.

Brand building or performance? TV or TikTok? Data or gut? Every marketer wrestles with how to spend smarter, not just more.In the seventh episode of The Brand Builder's Playbook, hosts Jim Stengel and Ryan Barker, along with guest co-host Kate Lamberton, dig into the art and science of the marketing mix. They explore how brands can cut waste, make every dollar work harder, and balance the short-term demand for results with the long-term need for brand strengthJoining the conversation is Damon Berger, Head of Consumer Digital Engagement at Gap Inc., who shares his perspective on building a culture that embraces both measurement and creativity. From MMM (marketing mix modeling) to cultural relevance, Damon breaks down how Gap is revitalizing iconic brands by staying true to their DNA while staying agile in a fast-changing marketThe takeaway: when you put the consumer at the center, smart spending isn't about choosing between brand and performance…it's about making both work harder together.—Download this week's worksheet: https://bit.ly/3JI5FdVRead about upcoming episode topics and guests here: https://bera.ai/podcast/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Exchange-traded funds can help you cut your tax bill. All funds must distribute capital gains from the stocks and bonds that they sell throughout the year. The gains can leave you stuck with unwanted taxes. ETFs and mutual funds differ when it comes to tax efficiency. It starts with how the investments are traded and how the transactions are treated. The differences can result in ETF investors owing less than mutual fund investors or nothing at all because ETFs can minimize their capital gain distributions. Bryan Armour, Morningstar's director of ETF and passive strategies research for North America, explains how ETFs beat mutual funds at the tax game.ETFs vs. Mutual Funds: The Benefits That Really Matter On this episode:00:00:00 Welcome00:01:01 ETFs are more tax-friendly than their mutual fund rivals. Why is that?00:02:17 How does the way ETFs are traded limit the tax drag that affects mutual funds?00:03:23 ETF investors will eventually pay a tax bill. Why is it important to control when that happens?00:04:04We talked about tax drag. What about cash drag? How are ETFs winning here?00:04:51An ETF's underlying strategy can sharpen or dull the edge it has over a mutual fund when it comes to capital gains. Which ETF strategies have held the biggest advantage over the past few years?00:05:40Can you talk about the tax issues involving international stocks when managing gains in an ETF?00:06:55And what about taxable-bond ETFs versus mutual funds?00:07:37 Some ETFs do not benefit from tax efficiency. Which investments are those, and why don't they?00:08:24High-turnover strategies, where there's a lot of buying and selling, can result in a big tax bill for investors. What have you found when you compared two momentum strategies?00:08:58How can outflows leave loyal investors with a big tax bill?00:09:49Active ETFs' popularity is soaring. How tax-friendly are these investments versus their passive peers and mutual funds?00:10:52 Which ETFs belong in taxable accounts and tax-advantaged accounts like an IRA or 401(k) to maximize tax efficiency?00:11:55What if someone listening or watching just realized they should work on their asset location? What should they do?00:12:54What's the takeaway for using ETFs to cut tax bills? Watch more from Morningstar:Tax-Loss Harvesting Isn't Just for Downturns. Here's Why Bond ETFs Are Surging in Popularity in 2025. Here Are 5 of the BestInvestors Still Need to Mind the Gap in Their Funds' Returns Follow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode 215 of The Adventure Podcast features adventurer and overland explorer, Charlie Reynolds. In 2024, Charlie left the UK with almost no experience and rode a motorbike the length of North and Central America. He then attempted something far more daring. The Darién Gap is one of the most dangerous jungles on Earth and represents a frontier very few people attempt. Charlie decided to cross it by a hand-built boat. In this episode, Matt and Charlie explore the catalysts behind his journey, a confrontation with mortality, a hunger for discomfort, and what exactly happened on that trip. Fuelled by equal parts curiosity and chaos. This is only Part One, but it already feels like the start of a legend. There's a whole load more wild stories to follow in Part Two.For extra insights from the worlds of adventure, exploration and the natural world, you can find The Adventure Podcast+ community on Substack. You can also follow along and join in on Instagram @‌theadventurepodcast.Chapter Breakdown00:00 - 00:06: Introductions and early reflections. What drives someone to step into the unknown?00:06 - 00:09: Charlie breaks down what the Darién Gap actually is, and why nobody is 'supposed' to go there.00:09 - 00:13: The mindset shift. Chasing discomfort to feel alive.00:32 - 00:34: The Catalyst, facing mortality, and deciding to leave the UK.00:38 - 00:40: Riding south through the US, learning logistics the hard way, and finding rhythm in chaos.00:48 - 00:51: Arriving in Panama and negotiating for a dugout canoe in a language he barely speaks.00:54 - 00:56: Steep learning curves, wind, reefs, survival and pride.00:56 - 00:58: The reality of solitude, risk and responsibility - and dolphins guiding his boat.00:58 - 01:00: He realises people already know he's coming. A mystery takes shape.01:00 - 01:03: A surreal moment; Charlie is asked to speak at the funeral of a man he never met.01:03 - 01:05: Maybe this is what he came looking for all along.Support this show http://supporter.acast.com/the-adventure-podcast. Hosted on Acast. See acast.com/privacy for more information.

On this episode of Mind the Gap, Tom Sherrington and Emma Turner are joined by Ann Palmer - educator, leadership coach, and founder of Figtree International - for a rich conversation spanning diversity, leadership, and the future of AI in education. Drawing on over 35 years of experience as a headteacher, Ofsted inspector, and international trainer, Ann shares how her work now centres on helping leaders grow into their roles, embedding sustainable approaches to diversity and inclusion through initiatives like the RACE Charter Mark, and exploring how technology can empower rather than replace teachers. Together they discuss why diversity work must move beyond tokenism, what great coaching looks like for school leaders, and how AI can enhance strategic thinking without eroding it. It's a conversation about courage, consciousness, and change - rooted in Ann's belief that education leadership should always be personal, purposeful, and impactful.Ann Palmer FCCT has over 35 years of experience working in education, and has partnered with schools across the UK and internationally. She is the founder of the RACE Charter Mark which is an award recognising effective race equality strategies. She's a qualified Executive Coach and Team Coach, and is often described as “a leader who leads with flair and vision” and is described as “inspirational”. Ann is a MAT Trustee, School Governor, Charity Trustee and Business Advisor, and she is the founder and CEO of Fig Tree International. She is also a published author, a podcaster and was awarded the Freedom of the City of London in 2010 and given royal recognition in 2022.Tom Sherrington has worked in schools as a teacher and leader for 30 years and is now a consultant specialising in teacher development and curriculum & assessment planning. He regularly contributes to conferences and CPD sessions locally and nationally and is busy working in schools and colleges across the UK and around the world. Follow Tom on X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@teacherhead⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Emma Turner FCCT is a school improvement advisor, education consultant, trainer and author. She has almost three decades of primary teaching, headship and leadership experience across the sector, working and leading in both MATs and LAs. She works nationally and internationally on school improvement including at single school level and at scale. She has a particular interest in research informed practice in the primary phase, early career development, and CPD design. Follow Emma on X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@emma_turner75⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This podcast is sponsored by Teaching WalkThrus and produced in association with Haringey Education Partnership. Find out more at ⁠⁠⁠⁠⁠⁠⁠https://walkthrus.co.uk/⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠https://haringeyeducationpartnership.co.uk/

In this short reflection episode, Sonia Thompson — inclusive growth and customer experience strategist — shares the 2025 marketing shifts she's most grateful for… and what they signal for brands heading into 2026. This year, marketers saw consumers use their voices and their wallets more boldly than ever, brands standing firmer in their values, and more companies finally recognizing the power of growth communities — the underrepresented and underserved groups who are shaping culture, influence, and buying behavior. Inside the episode, you'll learn: Why consumer activism accelerated this year (and what it means for trust and loyalty) How values-led brands like Costco, GAP, and Levi's grew by staying true to what they stand for The rise of growth communities — and why they represent one of the biggest opportunities for modern marketers Why frictionless marketing isn't a trend… it's the future What these shifts mean for your 2026 growth strategy If you're focused on inclusion, customer experience, brand trust, or growth marketing, this episode will help you understand the cultural and strategic forces that will define the year ahead.

In this special revisited Thanksgiving edition of Think Thursday, Molly reflects on the transformative power of gratitude—how it can reshape your mindset, elevate your mood, and even improve your physical health. Originally aired in 2024, this episode has become a listener favorite for the Thanksgiving holiday and beyond.With both scientific insight and personal reflection, Molly shares why gratitude is more than a seasonal tradition. It's a practice with real, measurable impact on your brain, your emotions, and your long-term well-being.In This Episode, You'll Learn:How gratitude impacts your brain and supports long-term change through neuroplasticityResearch from Dr. Robert Emmons showing gratitude's connection to greater joy, optimism, and emotional resilienceThe link between gratitude and physical health—lower cortisol levels, improved sleep, reduced inflammation, and stronger immunityWhy a simple gratitude journal can decrease depression and increase happiness in as little as 10 weeksWhat the "gratitude-happiness loop" is and how to use it to shift your mindsetMolly's personal story of loss, healing, and why Thanksgiving is an especially meaningful time for reflectionScience Spotlight:Functional MRI scans show that gratitude activates the medial prefrontal cortex, a key area of the brain related to learning, decision-making, and reward processingRegular gratitude practice can literally reshape neural pathways, strengthening more positive emotional responses over timeKey Quote:“Gratitude is like a superpower we all have—but we rarely use it to its full potential.”Resources and Mentions:Gratitude episode of Live Happier Longer Related episode: The Gap and The Gain, focused on reframing your perspective toward growth and appreciationResearch references to Dr. Robert Emmons' work on gratitude and positive psychologyIdeal For:Listeners dealing with grief, family tension, or emotional overwhelm during the holidaysAnyone interested in how mindset shapes behavior and long-term changePeople seeking science-based strategies to increase happiness and well-being ★ Support this podcast ★

This segment from the Omni Talk Retail Fast Five podcast, sponsored by the A&M Consumer and Retail Group, Mirakl, Ocampo Capital, Infios, and Quorso, celebrates Gap's 7% comparable sales surge after its viral "Better in Denim" campaign featuring KATSEYE. Anne praises Richard Dickson's entertainment-first approach for making Gap culturally relevant again with Gen Z and millennials. Chris remains cautiously optimistic, questioning whether flashy marketing alone can drive repeat purchases if the product quality doesn't deliver. #gap #richarddickson #katseye #gapdenim #retailmarketing #fashion #genz #viralmarketing #gapcomeback #retailsales

We are Virginia Sole-Smith and Corinne Fay and it's time for your Indulgence Gospel — Thanksgiving Edition! We often skip an episode drop on this day, but given how high pressure Thanksgiving can be for food, bodies and people, we thought...maybe you need a little Indulgence Gospel, a little Butter, and a little distraction from whatever your holiday weekend entails?We've got you: A Helen Rosner-inspired fashion epiphany. Thoughts and feelings about Black Friday. A very good Corinne clothing rant.Our secret shame places. And more! You do need to be a paid Just Toast subscriber to listen to this full conversation. Membership starts at just $5 per month! Join Just Toast! Don't want an ongoing commitment? Click "buy for $4!" to listen to just this one.

What kind of leader are you becoming: one who earns trust or one who enforces compliance? We take a clear-eyed look at leadership through four lenses—service, courage, resilience, and inclusion—drawing on highlights from Steve Fortunato, Jim Fielding, Kijuan Amey, and Stephanie Chung to turn big ideas into practical actions you can use this week.Steve's insights on service and storytelling show why facts inform but stories transform, helping teams reconnect to purpose and feel seen. Jim's journey across Disney and The Gap reveals how authenticity and empathy create safe speed during change, where people move faster because fear drops and clarity rises. Kijuan's post‑traumatic growth reframes adversity with a powerful line—losing sight without losing vision—reminding us to ask “What now?” and bounce forward with intent. Stephanie's ally leadership invites us to pay attention to our attention—what we reward and ignore—so we amplify quiet voices, embrace healthy conflict, and unlock the innovation that diverse teams naturally generate.Across these themes, the message is simple: leadership is human. Presence beats perfection when you show up to serve, listen, and adapt. You'll leave with four practical moves: share one authentic story that reconnects your team to purpose; lead with empathy by checking how people are doing, not just what they're doing; after setbacks, identify the next small step within your control; and intentionally invite a voice that hasn't been heard. We close with reflective prompts to help you align your actions with your values and build a culture where people don't just follow—you earn their belief.If this conversation sparked an insight, share it with a colleague, subscribe on YouTube or your favorite podcast app, and leave a quick review so others can find the show. Your support helps more leaders trade ego for empathy and certainty for curiosity.Send us a textSupport the show✅ Follow The Leadership Project on your favourite podcast platform and listen to a new episode every week!

Still Minding the Gap, an organisation that campaigns for gender pay equality, says from this week New Zealand women are working for nothing. Money correspondent Susan Edmunds spoke to Corin Dann.

Podcast: Industrial Cybersecurity InsiderEpisode: The Silver Tsunami: Manufacturing's Talent and Knowledge Retirement CrisisPub date: 2025-11-18Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationIn this milestone 100th episode, Craig and Dino tackle the critical intersection of workforce retirement and industrial cybersecurity knowledge in manufacturing.They explore how 82% of manufacturing workforce exits are due to retirement, creating a dangerous knowledge vacuum as decades of plant expertise walk out the door. The conversation reveals why traditional IT security tools consistently miss 50-70% of OT assets, the problematic practice of buying equipment that's obsolete before installation, and why plant operators bypass corporate security policies when downtime costs a million dollars per day. Craig and Dino state that the solution isn't just better tools, it's bridging the gap between centralized IT teams and the decentralized OT ecosystem by partnering with the system integrators and OEMs who actually keep plants running. They discuss how manufacturers must choose between multi-million dollar capital investments in modern equipment or implementing proper network segmentation and security around legacy systems.They address the reasons why the next generation of talent won't be attracted to facilities running decades-old technology.Chapters:(00:00:00) - Introduction and Industry Growth Update(00:02:15) - The Silver Tsunami: 82% of Manufacturing Exits Are Retirements(00:05:42) - Why IT Security Tools Miss 50-70% of OT Assets(00:09:18) - The Knowledge Vacuum: What Happens When Experience Walks Out(00:13:05) - Why Plant Operators Bypass Corporate Security Policies(00:16:30) - The Problem with Buying Obsolete Equipment(00:19:45) - Centralized IT vs Decentralized OT: Bridging the Gap(00:23:20) - Building Partnerships with System Integrators and OEMs(00:26:50) - Capital Investment vs Network Segmentation Strategy(00:29:35) - Attracting Next-Gen Talent to Manufacturing EnvironmentsLinks And Resources:Want to Sponsor an episode or be a Guest? Reach out here.Industrial Cybersecurity Insider on LinkedInCybersecurity & Digital Safety on LinkedInBW Design Group CybersecurityDino Busalachi on LinkedInCraig Duckworth on LinkedInThanks so much for joining us this week. Want to subscribe to Industrial Cybersecurity Insider? Have some feedback you'd like to share? Connect with us on Spotify, Apple Podcasts, and YouTube to leave us a review!The podcast and artwork embedded on this page are from Industrial Cybersecurity Insider, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

It’s not every day Bridget gets to talk to one of her heroes! Soledad O’Brien has built her career on stories that hit hard and stick with you, winning multiple Emmys and Peabody awards along the way. Her work has inspired Bridget since she was a young girl, watching her coverage of the emerging Internet in the 1990s. In this wide-ranging interview, Soledad talks about her two new documentaries, both of which are the subject of considerable online discussion. 'The Perfect Neighbor,' on Netflix, tells the tragic story of AJ Owens and examines the legal and systemic failures that almost allowed her death to go unpunished due in part to Florida's stand-your-ground law. 'The Devil is Busy,' now streaming on HBO Max, follows a day in the life of Tracii, the head of security at a Georgia abortion clinic, and the relentless work she does to keep the clinic operating safely. The documentary offers a powerful, ground-level, humanizing view of the challenges faced by those working to provide reproductive healthcare in the current landscape. In addition to talking about the films, Soledad also shares her perspectives on journalism, online culture, and the roles of filmmakers and journalists in creating change. If you’re listening on Spotify, you can leave a comment there to let us know what you thought about this episode, or email us at hello@tangoti.com Follow Bridget and TANGOTI on social media! || instagram.com/bridgetmarieindc/ || tiktok.com/@bridgetmarieindc || youtube.com/@ThereAreNoGirlsOnTheInternet See omnystudio.com/listener for privacy information. If you watched The Perfect Neighbor, be sure to check out the impact campaign highlighting Stand Your Ground laws and racialized violence, Standing in the Gap: https://standinginthegapfund.org/ See omnystudio.com/listener for privacy information.

NATO on the Brink is a sharp, fast-paced podcast exploring the real flashpoints where a NATO–Russia conflict could begin — from the Suwałki Gap and Kaliningrad to Baltic Sea tensions, Black Sea drone incidents, hybrid warfare, cyberattacks and Europe's critical infrastructure risks. If you want clear, factual insight into how modern conflict actually starts and what rising NATO tensions mean for the UK and Europe, this podcast delivers essential situational awareness without hype or fearmongering. Your weekly briefing on European security, hybrid threats, and the fragile stability of a world entering a new era of risk.

Take The Rich Mind Assessment today - https://www.richmind.co   In this Thanksgiving episode of the Rich Mind Podcast, Randy challenges the traditional narrative of forced gratitude during the holidays. He argues that for many stressed high-achievers, standard gratitude lists feel like a chore or a way to bypass real pain, rather than a path to peace. Randy introduces a game-changing concept called "The GAP"—the split second between a trigger (like a stressful email or a family comment) and your reaction to it. This episode explains why your brain's autopilot is programmed for survival, not gratitude, making it impossible to feel grateful when your "GAP" is narrow. You will learn a practical, 5-second technique to widen The GAP during holiday stress, allowing you to pause, move from reactive to conscious, and choose your response. Finally, Randy makes a major announcement about an upcoming podcast series, The GAP Thinking Framework, designed to help you master this space and design the life you desire.   Key Takeaways: Forced Gratitude is a Trap: Forcing yourself to list things you're grateful for when you're overwhelmed often feels fake and can be another source of stress for high-achievers. Defining "The GAP": The GAP is the crucial split-second of space between a stimulus (a trigger) and your automatic reaction to it. Reactive vs. Conscious: A narrow GAP keeps you in survival mode (reactive). Widening The GAP allows you to pause and choose your response (conscious). The 5-Second Holiday Pause: A practical tool for Thanksgiving weekend: when triggered, pause for five seconds and simply notice the reaction without trying to fix it. True Gratitude: Real appreciation isn't just a morning list; it's the ability to stand in the middle of a challenge, widen The GAP, and choose to see the lesson rather than just the pain.   Questions Answered in This Episode: Why does practicing gratitude feel so difficult when I'm stressed? What is "The GAP" between stimulus and response? How can I stop reacting impulsively to triggers during the holidays? Why do high-achievers often struggle with standard mindfulness practices? What is the first step to moving from reactive living to conscious design?   Key People, Concepts, & Terms: People: Randy Wilson. Concepts: The GAP, Gratitude Trap, Reactive vs. Conscious Mind, High-Achiever Stress, Holiday Triggers, The 5-Second Pause, GAP Thinking Framework, Mindset Shift.

If your referrals feel slow, unpredictable, or like they're coming from the wrong people, there's a reason, and it has nothing to do with your talent. In Part 1 of this 4-part series, I'm breaking down the three gaps that are the leaks in your referral pipeline, the places where momentum stalls and opportunities never convert.In this episode, you'll learn:1) Why your referral system feels random (even when you're “doing all the things”).2) The 3 gaps that keep referrals from flowing:Gap #1: Visibility: You're the best-kept secret, or visible in the wrong rooms.Gap #2: Interest: You meet great people, but they don't follow through or refer.Gap #3: Purchase: You attract inquiries that don't match your budget level or value.3) The VIP Method that closes the gaps and creates a simple system so referrals stop being accidental and start being predictable. If you want high-quality referrals that turn into real buyers, start here.This episode sets the foundation for the series, and shows you exactly what needs to change before the phone starts ringing consistently. Next up:✅ [Part 2] Visibility Gap, how to stop being the best-kept secret and get seen by the right partners. And if you want the scripts, framework, and live coaching to make referrals effortless, join me for Double Your Referrals on Dec 3rd at 12PM Eastern, it's free, live, and built to get your referral machine moving. Sign up link is below

John C. Havens has spent years at the heart of the global conversation on AI ethics. As the Founding Executive Director of the IEEE Global Initiative on Ethics of Autonomous and Intelligent Systems, he led the creation of Ethically Aligned Design, a document that went on to influence the United Nations, OECD, IBM, and dozens of organizations shaping the future of AI. He also helped build the IEEE 7000 Standards Series, now one of the largest bodies of international standards on AI and society.Today, John serves as the Global Staff Director for the IEEE Planet Positive 2030 Program, guiding efforts that prioritize both ecological and human flourishing in technological design. But his perspective on AI doesn't begin with policy or engineering; it starts with love, vulnerability, and the deep spiritual questions that have shaped his life.Previously, John was an EVP of Social Media at Porter Novelli and was a professional actor for over 15 years.  John has written for Mashable and The Guardian and is author of the books, Heartificial Intelligence: Embracing Our Humanity To Maximize Machines, Hacking Happiness: Why Your Personal Data Counts and How Tracking it Can Change the World, and Tactical Transparency: How Leaders Can Leverage Social Media to Maximize Value and Build their Brand.  John is also an expert with AI and Faith. In this second part of our conversation, we talk about:The core of reality as loveDangers of ignoring griefWhy values must be integrated into AI systems from the very beginningHow generative AI entered classrooms and workplaces without care, consent, or loveThe seductive danger of simulated relationshipsThe role of faith communities in an automated societyJohn's GAP framework: gratitude, altruism, and purposeRisks of using AI in religious settingsHow genuine community embodies the kind of love and dignity that technology must never replaceTo learn more about John's work:IEEE Planet Positive 2030 Program – https://sagroups.ieee.org/planetpositive IEEE 7000 Standards Series – https://standards.ieee.org Books and resources mentioned:Heartificial Intelligence: Embracing Our Humanity to Maximize Machines (John Havens)Hacking Happiness: Why Your Personal Data Counts and How Tracking it Can Change the World (John Havens)The Age of Surveillance Capitalism: The Fight for a Human Future at the New Frontier of Power (Shoshana Zuboff)Alone Together: Why We Expect More from Technology and Less from Each Other (Sherry Turkle)This season of the podcast is sponsored by Templeton Religion Trust.Support the show

The Gap stock surged 8% thanks to the Katseye music video… Gap is now a record label.The NFL can finally add 2 teams in Europe… thanks to Boom Supersonic jets.Too Good To Go sells grocery bags of nearly-spoiled food… It's the Labubu of Leftovers.Plus, we just dropped our wildest merch yet: A Yeti doll (it's an economic support animal)... snag yours here for a holiday gift: https://tboypod.com/shopBuy your TBOY Yeti Doll here: https://tboypod.com/shop$GAP $AEO $SPYNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Bridge the Gap, Josh and Lucas sit down with Jessica Wesley, Head of Vayyar Care North America, to explore how technology is transforming senior living. She discusses the evolution of senior care expectations, why technology has shifted from a “nice to have” to a “must have,” and how Vayyar's sensor-based platform helps communities improve care outcomes, support staff, drive census growth, and deliver peace of mind for families. On this episode, we cover: The role of data in helping operators make timely, informed decisionsImproving staff workflows and reducing technology intimidationDriving census growth and delivering measurable ROIMeet the Hosts:Josh Crisp: https://www.linkedin.com/in/joshcrispsocial/ Lucas McCurdy: https://www.linkedin.com/in/lucasmccurdyseniorlivingfan/ Connect with Our GuestJessica Wesley: https://www.linkedin.com/in/jessica-heck-wesley-2325702a/ Produced by Solinity Marketing.Become a sponsor of Bridge the Gap.This episode was recorded at the NIC Fall ConferenceSponsored by Aline, NIC MAP, Procare HR, Sage, Hamilton CapTel, Service Master, The Bridge Group Construction and Solinity.Connect with BTG on social media:YouTubeInstagramFacebookTwitterLinkedInTikTok

ND social isolation? Synchrony co-founders Jamie Pastrano (mom/CSW), Brittany Moser (M.A. autism specialist), and Rebecca Matchett (COO/entrepreneur) spill on their Jan 2026 launch: First AI-supported app for neurodivergent adults 18+—interest-matching, safety (ID/reference verification), and 'Jesse' AI coach for chats/boundaries (express feelings, decode flirty/friendly, protect comfort). From Jamie's son Jesse inspiring the vision to global goals (US-based, accommodations for nonverbal/spectrum), it's independence + community—no more cliffs, just synced belonging. For autistic/ADHD/AuDHD young adults grinding friendships/romance, parents supporting without overstepping, or OTs fostering skills, this ramble's your toolkit—AI as confidence builder, not replacement. Timestamps: 0:00 - Intro: Synchrony Founders & ND Social Gaps 1:07 - Origin: Jamie's Son Jesse & Adulting Void 3:26 - App Features: Interest-Matching & Safety 5:59 - Jesse AI: Express/Understand/Protect Buttons 9:19 - Profile Building: Bio Gen & Independence 11:25 - Global Vision & Accommodations (Non-Verbal) 14:02 - Parent Role: Plant Seeds, Not Control 16:38 - Launch Jan 2026: Waitlist & Events 18:47 - Future: Offline Events/Employment Ties 20:35 - Why Now: Filling the 18+ Gap 22:12 - Where to Join: Socials/Waitlist 24:48 - Outro: Sync Up & Squad Perks Sub on Acast for Season 3 Jan drops (rate/review to grow the squad!), share w/ a connection-seeker—tag 'em! Holiday squad alert: 30% off pod merch w/ code BLACK25 at Linktree in notes—'Dynamite' tees for boundary bosses. Full promo for Synchrony (join waitlist at joinsynchrony.com). Keep fierce, keep focused, keep adulting with autism! #NeurodivergentSocialApp #AutisticFriendship #SynchronyApp #AdultingWithAutism #KeepFierce #NDAI #AutisticDating #NDCommunity #BTSARMY #AcastPodcasts Stuck in ND isolation? Synchrony co-founders Jamie Pastrano, Brittany Moser, and Rebecca Matchett unpack their Jan 2026 app for neurodivergent adults 18+: AI 'Jesse' coach for social support (expressive language, convo decoding, boundary-setting), interest-based matching (top 10 hobbies first, % common shown), safety (ID/selfie + reference vouch from trusted like mom/therapist), and profile ease (AI bio gen from questions). Origin: Jamie's 21-year-old autistic son Jesse's adult social gaps (no mom/teacher forever)—global vision (US launch, accommodations for nonverbal/spectrum, voice-to-text). For late-dx young adults practicing independence, parents encouraging (plant seeds, not sign up), or OTs for skill-building (in-app chats transfer to real life), Synchrony's 'syncmates' flips loneliness to belonging—no mainstream app fails, just ND-tailored human connection. Links: Full Episode: Acast (sub now!) Synchrony Waitlist: joinsynchrony.com Socials: @synchronyapp (IG/FB/TikTok—follow for launch) Merch: Linktree in notes (BLACK25 for 30% off holiday!) Your subs/ratings/shares amplify the squad—tag a sync-seeker! #AutisticSocialSkills #NeurodivergentAI #SynchronyLaunch #PodcastND #MentalHealthApp #UnmaskedConnections #ADHDIndependence #AutismAdulting #ResilienceApp #EmpathySquad Hosted on Acast. See acast.com/privacy for more information.

As we enter Thanksgiving week, I want to share a perspective around gratitude and our health that hopefully sparks wonder inside you and gives you a real connection to what gratitude truly means. We aren't talking forced positivity here. We are talking tangible effects on your hormones and brain health. Gratitude is a big piece of our energy and the energy we live with is contagious. To everyone here at the SF Coaching Method and SFHQ, we wish you and your loved ones a Happy and Healthy Thanksgiving.   Time Stamps:   (1:05) The Real Gratitude That Allows You To Exhale (4:00) Beyond Survival (5:43) The Gap and The Gain by Dr. Benjamin Hardy (9:30) Changing My Perspective (12:00) The Energy You Live In Is Contagious (15:30) Please Share With A Friend ---------- Apply for SF Coaching Method  https://sarahfechter.ac-page.com/sfhq-cc Complimentary Health Content  https://sarahfechter.ac-page.com/Health_Wellness_Community ----------  Follow Me On Instagram - https://www.instagram.com/sarahfechter.ifbbpro/   Check Out My Website - https://www.sarahfechter.com ----------  This Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing, other professional health care services, or any professional practice of any kind. Any reliance on the information provided in this Podcast is done at your own risk and Sarah Fechter Fitness LLC expressly disclaims any and all liability or responsibility for any direct, indirect, incidental, special, consequential or other damages arising out of any individual use of, reference to, reliance on, or inability to use, this Podcast or the information presented in this Podcast. All contents and design for this Podcast are owned by Sarah Fechter Fitness LLC. Always consult your professional team before beginning any exercise or nutrition program.  

Welcome to Omni Talk's Retail Daily Minute, sponsored by Mirakl. In today's Retail Daily Minute, Omni Talk's Chris Walton discusses:Walmart raises its full-year sales and earnings forecast for the second consecutive quarter, driven by 27% e-commerce growth and customer gains across all income segments.Gap's comparable sales surge 5% in Q3 after its viral "Milkshake" denim campaign with Katseye, with the namesake brand posting 7% growth—the strongest performance since 2017—though Athleta continues to struggle with an 11% decline.Bath & Body Works announces it will launch on Amazon early next year to capture $60-80 million in gray market sales and regain control of its brand.The Retail Daily Minute has been rocketing up the Feedspot charts, so stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights. Be careful out there!

It's easy to get a free trial that will give you access to ad-free, early and bonus episodes. Hit either of these links:In 1857, Sydneysiders awoke to the nightmare vision of their harbour bobbing with bodies. The great ship Dunbar been dashed against The Gap and there seemed to be no survivors. But one lucky chap had lived – and he'd live not only to pay it forward but to see his tale told on stage and screen. It's easy to get a free trial that will give you access to ad-free, early and bonus episodes. Hit either of these links:Patreon: patreon.com/forgottenaustraliaApple: apple.co/forgottenaustraliaWant more original Australian true crime and history? Check out my books!They'll Never Hold Me:https://www.booktopia.com.au/they-ll-never-hold-me-michael-adams/book/9781923046474.htmlThe Murder Squad:https://www.booktopia.com.au/the-murder-squad-michael-adams/book/9781923046504.htmlHanging Ned Kelly:https://www.booktopia.com.au/hanging-ned-kelly-michael-adams/book/9781922992185.htmlAustralia's Sweetheart:https://www.booktopia.com.au/australia-s-sweetheart-michael-adams/book/9780733640292.htmlEmail: forgottenaustraliapodcast@gmail.com Hosted on Acast. See acast.com/privacy for more information.

What happens when autobattlers fail to monetize? We pull Arto Huhta into the cast and chat about Telegram's pseudo-WeChat ambitions. Eric releases a distrack on Game Designer's obsessed social spaces, and Phil wants more blood from psychologists' nonsensical F2P "choice overload." Chris enleashes a model-meets-UGC experiment: a three-algorithm simulation that shows how recommendation systems distort consumer welfare and creator inequality. We discuss: How Arto sees the split between economy design, product management, and classical economics (hint: it's not what you think) Pets as permanent progression, and the design logic behind Nonstop Knight's monetization turnaround Why creator inequality explodes under bad reinforcement A brewing debate on regulation that is just getting started... Chapters 00:00 Journey to London: A Game Developer's Path 00:49 The Role of Economy Design in Gaming 01:20 From Academia to Game Development: Bridging the Gap 03:16 Experimentation in Game Design: Lessons Learned 05:22 The Intersection of Game Design and Economics 10:07 Understanding Game Development Roles 11:00 Monetization Strategies in Game Design 11:55 The Evolution of Publishing Models 12:42 Transitioning to Web 3: New Challenges 13:54 The Economics of Game Spending 18:27 Introduction to Game Economist Cast 19:06 Current Gaming Trends and Preferences 20:51 Game Modes and Player Engagement 22:03 The Future of Game Monetization 27:33 The Social Hub Experiment in Fighting Games 28:26 Street Fighter VI and Social Interaction 30:28 The Rise of HTML5 Games on Platforms 32:37 The Trend of Casual Games in Tech Companies 34:42 Telegram Games: A New Frontier 37:21 Challenges in Game Discovery on Telegram 38:52 User Engagement and Retention in Web3 Gaming 39:43 Consumer Welfare and Content Creation Dynamics 43:04 The Impact of Algorithms on User Experience 49:31 Heterogeneous Goods and Their Effects on Engagement 57:35 The Impact of Algorithms on Content Quality 59:04 Understanding Algorithmic Risks and User Retention 01:00:16 Exploring Algorithm Design in Gaming Platforms 01:01:54 The Role of User Choice in Content Discovery 01:04:29 The Future of Pricing Strategies in Free-to-Play Games 01:08:10 The Debate on Standardization and Market Forces Chapters (00:00:00) - The Cost of Free Speech(00:00:49) - Game of Connors Cast(00:01:16) - Meet Free-To-Play Designer Phil Rubin(00:02:43) - The Art of Being a Game Economist(00:03:59) - How to Get Out of Your Job(00:05:22) - Are You More of an Economist or a Designer?(00:07:51) - Candy Crush: Experimentation and Optimization(00:10:07) - Ex-Monetization Manager at King Publishing(00:12:30) - Have We Overreacted to Free-To-Play?(00:15:17) - Half-Off and the Price(00:18:27) - How To Make a Slop slideshow(00:18:56) - What Have You Been Playing?(00:20:35) - Clash Royale: The Future of Content(00:23:55) - How To Play Hearthstone With Re-rolling(00:25:59) - 2K XO: A Hardcore Fighting Game(00:29:37) - Fortnite vs. Monster Hunter: The Social Hub(00:30:29) - Are We Ready for Content in the Future?(00:34:24) - Facebook vs Instagram: What's The Difference?(00:34:57) - Telegram's plans for games(00:36:22) - How Telegram Could Make Games More Profitable(00:43:15) - The Probability of Encountering a Good(00:44:28) - Anatomy of Facebook's algorithm(00:49:53) - The Gini coefficient of content creators profit(00:54:30) - Measuring the social network's heterogeneous goods(00:58:58) - The Mix of Algorithms and Churn(01:01:07) - Do Algorithm Designers Care About Producer GENIE?(01:01:55) - What Should Roblox Do About Popularity?(01:03:51) - Too Much Choice in Online Content(01:05:56) - Is There Choice Overload in Mobile Games?(01:06:49) - What about discounts on hard currency purchases?(01:07:46) - Free-To-Play: Quantity Based Discounts(01:11:11) - USB 2.0: Standardization(01:12:11) - Roblox: Arto on UGC(01:13:27) - GIM economist cast episode 44

Your portfolio might be due for an end-of-the-year cleanup. The Morningstar US Market Index is up about 15% through mid-November 2025, and overall performance has been strong for years (even after 2022's down market). That said, some stock sectors have performed significantly better than others, and performance can vary widely even within a sector. That could mean you'relikely holding some winners and some losers. Tax-loss harvesting could help trim your tax bill to save some money. While you're tuning up your portfolio, it could also be a good opportunity to bring your asset allocation back into balance. Morningstar portfolio strategist Amy Arnott is here to explain how to pull off both strategies.How to Rebalance Your Portfolio in a Lofty Market https://www.morningstar.com/portfolios/how-rebalance-your-portfolio-lofty-marketOn this episode:00:11 Welcome01:03 What is tax-loss harvesting, and how does it work?01:41 Is a brokerage or retirement account better suited for tax-loss selling? Why?02:12 The US stock market has experienced solid growth so far in 2025. Do up markets make it harder to spot losses?02:52 Why is tax-loss harvesting still a good strategy even when times are good?03:32 Where can investors find losses to offset gains in their portfolio this year? Let's start with stocks.04:33 And what about mutual funds and ETFs?05:17 Can you explain what wash-sale rules are, and how to play by the IRS' rules?06:39 What are some other strategic ways to take advantage of the losses?07:55 In the spirit of tuning up our portfolio, this might be a good time to rebalance. How does that work, and why can it be an emotional challenge sometimes?09:14 The 60/40 portfolio might need rebalancing. What's happened over the past decade?09:43 And what about growth versus value and US versus international stocks?10:44 What are a few tips on how to restore balance to a portfolio? 12: 48 What is the takeaway for taking this time of year to do tax-loss harvesting and rebalancing?  Watch more from Morningstar:Bond ETFs Are Surging in Popularity in 2025. Here Are 5 of the BestInvestors Still Need to Mind the Gap in Their Funds' ReturnsThe US Dollar Is Weak. Is Your Portfolio at Risk? Follow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Andrew, Ben, and Tom discuss the sell-off, GAP earnings, and the week ahead. Song: Hash Pipe - WeezerFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

In this episode of Breaking Into Cybersecurity, M.K. Palmore, a cybersecurity leader and former FBI special agent, shares his journey from serving in the Marines and the FBI to leading his own consulting firm, Apogee Global RMS. He discusses his early interest in technology, the importance of effective communication in cybersecurity leadership, and the challenges of transitioning from public to private sectors. M.K. also emphasizes the value of continuous learning and staying updated with evolving technologies such as AI. Tune in for an insightful conversation filled with practical tips and strategies for breaking into and thriving in the cybersecurity industry.https://www.linkedin.com/in/mkpalmore/ 00:00 Introduction to Breaking Into Cybersecurity00:55 Meet MK Palmore01:54 Early Interest in Technology03:33 Journey into the FBI04:34 Transition to Cybersecurity09:52 Importance of Communication Skills14:10 Running a Cybersecurity Consultancy18:05 Bridging the Gap for SMBs25:35 Keeping Up with Evolving Technology29:15 Conclusion and Final Thoughts#Cybersecurity #CareerJourney #FBI #TechLeadership #ContinuousLearning #AI #breakingintocybersecurity Sponsored by CPF Coaching LLC - http://cpf-coaching.comThe Breaking into Cybersecurity: It's a conversation about what they did before, why did they pivot into cyber, what the process was they went through Breaking Into Cybersecurity, how they keep up, and advice/tips/tricks along the way.The Breaking into Cybersecurity Leadership Series is an additional series focused on cybersecurity leadership and hearing directly from different leaders in cybersecurity (high and low) on what it takes to be a successful leader. We focus on the skills and competencies associated with cybersecurity leadership and tips/tricks/advice from cybersecurity leaders.Check out our books: Develop Your Cybersecurity Career Path: How to Break into Cybersecurity at Any Level https://amzn.to/3443AUIHack the Cybersecurity Interview: Navigate Cybersecurity Interviews with Confidence, from Entry-level to Expert roleshttps://www.amazon.com/Hack-Cybersecurity-Interview-Interviews-Entry-level/dp/1835461298/Hacker Inc.: Mindset For Your Careerhttps://www.amazon.com/Hacker-Inc-Mindset-Your-Career/dp/B0DKTK1R93/_________________________________________About the hosts:   Renee Small is the CEO of Cyber Human Capital, one of the leading human resources business partners in the field of cybersecurity, and author of the Amazon #1 best-selling book, Magnetic Hiring: Your Company's Secret Weapon to Attracting Top Cyber Security Talent. She is committed to helping leaders close the cybersecurity talent gap by hiring from within and helping more people get into the lucrative cybersecurity profession. https://www.linkedin.com/in/reneebrownsmall/Download a free copy of her book at magnetichiring.com/bookChristophe Foulon focuses on helping to secure people and processes, using a solid understanding of the technology involved. He has over ten years of experience as an Information Security Manager and Cybersecurity Strategist. He is passionate about customer service, process improvement, and information security. He has significant expertise in optimizing the use of technology while balancing the implications for people, processes, and information security through a consultative approach.https://www.linkedin.com/in/christophefoulon/Find out more about CPF-Coaching at https://www.cpf-coaching.com- Website: https://www.cyberhubpodcast.com/breakingintocybersecurity- Podcast: https://podcasters.spotify.com/pod/show/breaking-into-cybersecuri- YouTube: https://www.youtube.com/c/BreakingIntoCybersecurity- Linkedin: https://www.linkedin.com/company/breaking-into-cybersecurity/- Twitter: https://twitter.com/BreakintoCyber- Twitch: https://www.twitch.tv/breakingintocybersecurity

We play the swan song for Mind the Gap, Dave's Dirt, and more!

We play the swan song for Mind the Gap, Dave's Dirt, and more!See omnystudio.com/listener for privacy information.

This Week Grace and Mamrie discuss the release of the Epstein files, Bravo Con, the longevity of the GAP, Trenchcoats, Perfume, BeanTok, where to sit during a movie, an ice cream making competition and what makes a pair the best. FInd tickets for “Cancer is a Joke” virtual benefit at https://wegotthis.org/ Go to http://skims.com/tmgw to shop pajamas. #skimspartner Exclusive $45-off Carver Mat at https://on.auraframes.com/TMGW. Promo Code TMGW Go to https://www.squarespace.com/getweird to save 10% off your first purchase of a website or domain using code GETWEIRD Go to http://getsoul.com and use code TMGW for 40% off your order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Map Out Your Most Profitable Year Yet When I started planning my year 12 months in advance, everything changed. I finally knew where my revenue was coming from, my team knew exactly what we were doing, and I stopped feeling like I was constantly scrambling. Today, I'm sharing the six-step process I swear by for planning your year… from choosing your revenue drivers to getting every launch date on the calendar. And the best part? You can plan ahead and still stay flexible! You don't need to know every single detail or the "how" behind everything. Instead, we'll focusing on the "what" and the "when." Whether you're planning for 2026 or mapping out your next six months, this episode will help you predict your revenue, feel more in control, and finally know if you're on track to hit your goals. Trust me, this planning method changed my business, and I know it can transform yours too! HERE ARE THE 3 KEY TAKEAWAYS FROM THIS EPISODE: 1️⃣ Reflect Before You Plan – Before mapping out your year, look back at what worked and what didn't. Analyze your profit and loss statement, identify your most profitable campaigns, and use tools like ChatGPT to spot patterns and opportunities you might have missed. 2️⃣ Choose 2-5 Revenue Drivers (And Repeat Them) – The fewer offers you have, the better, as long as you can still hit your revenue goal. Focus on doing one or two things really well multiple times throughout the year rather than spreading yourself thin with too many different offers. 3️⃣ Assign Revenue Goals to Every Launch – Once you map out your launch dates, assign specific dollar amounts to each campaign. If you can't break down how you'll hit your yearly revenue goal, you probably won't reach it. Looking back at past performance helps you set realistic yet ambitious targets for each launch. RESOURCES MENTIONED IN THIS EPISODE: Join me on December 9th for a live workshop where we'll go step by step to plan your best year yet! Get all the details at amyporterfield.com/plan  Subscribe to my newsletter Join the Waitlist for The Milly Club Download Your Free Planning Calendar Get your copy of The Gap and the Gain Episode 37: How I Turned My Newsletter Into $300K  MORE FROM ME Follow me on Instagram @amyporterfield SUBSCRIBE & REVIEW If you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more entrepreneurs who need these insights.

The “Better in Denim” ad campaign put Gap back on the map for Gen Z — but are viral ads enough to fuel a comeback? Jordyn Holman of the New York Times breaks down how Gap CEO Richard Dickson is taking the company back to its pop culture roots. Later, David dives deeper into Old Navy's strategy with Aubrey Avery Jr., who helped Gap build the new brand from the ground up. He explains how Old Navy became the company's shining star. Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to Business Wars on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App or on Apple Podcasts. Start your free trial today by visiting wondery.com/links/business-wars/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's late 2023, and Gap's new CEO Richard Dickson is trying to revive the brand's fading fortunes. Dickson is the man who rescued Barbie from cultural irrelevance and turned her into a blockbuster movie star. To do the same at Gap, Dickson finds out that he'll have to change Gap's culture — one that puts a cheerful spin on even the bleakest financials. Dickson also must win back the imagination of shoppers. For that, he'll try to enlist a big-name fashion designer while pumping up Gap's ads with some of the hottest pop tracks. But that will put Gap on a cultural collision course with another denim powerhouse. Now, the question is: Who's got the better jeans?Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to Business Wars on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App or on Apple Podcasts. Start your free trial today by visiting wondery.com/links/business-wars/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.