Podcasts about consolidating

What does it actually take to build a multi-million-dollar service business, stay sane through recessions, and still love the work after 26 years? In this episode, Steve DHondt (PMS Brick Pavers) invites us into his shop, his mindset, and his faith-driven approach to leadership and growth. Steve runs a $6–7M outdoor living and hardscaping company with 60+ employees—and he's calling it now: a massive wave of home-service businesses won't survive past 2026 if they don't get lean, efficient, and intentional. We talk about debt, consolidation, leadership, equipment, family trade-offs, and how to believe in yourself when things get heavy and messy.   "I'm not rich — my business is. I get paid a salary like everyone else. Because when I don't choke my business with my personal lifestyle, it can keep growing, keep providing, and keep taking care of the people in it." – Steve Dhondt   In this episode, we cover: Why 35% of home-service businesses may not open in 2026 What smart debt vs pride debt looks like in real life Consolidating services so your team can actually win How AI + software automation keeps small shops competitive Leading through recession without panicking What "efficiency" really means in the field Missing dinners, guilt, family tension—and how to handle it Growing past the five-year itch when you're burned out Equipment strategy: buy cheap vs buy once and win on efficiency How Steve thinks about faith, fear, and confidence   Key Takeaways Efficiency Beats Ego: The nicest personal truck doesn't pay the bills. Revenue-producing assets do. In a tightening economy, upgrade equipment, systems, and software—not your image. If it doesn't increase safety, productivity, or profit, it's optional. Simplify or Get Burned Out: Stop offering every service under the sun. Consolidate, specialize, and systemize what you do every day. Random jobs create chaos, weak crews, and nonstop fires. Simplicity scales—complexity drains your life. People Are the Real Business: You don't just build patios—you build people. Invest in your team's tools, training, and lives outside of work. When employees feel supported and trusted (even allowed to fail), they take better care of customers than any owner ever could   Connect with Steve Dhondt Instagram: https://www.instagram.com/steveisalwaysright/ LinkedIn: https://www.linkedin.com/in/steve-dhondt-534b23166/ Website: https://www.weretheguys.com/about-us Connect with Keith Instagram: https://www.instagram.com/keithkalfas/ Facebook: https://www.facebook.com/thelandscapingemployeetrap Website: https://www.keithkalfas.com/resources Youtube: https://www.youtube.com/@keith-kalfas   Resources and Websites:  Start Getting Leads Now https://www.footbridgemedia.com/keith Resources You Need To Build A Successful Business https://www.keithkalfas.com/resources

Dr Khosi Jiyane Clinical Psychologist on Consolidating the year,reflecting and planning ahead for the next year. Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg based talk radio station, on Saturdays and Sundays Gugs Mhlungu gets you ready for the weekend each Saturday and Sunday morning on 702. She is your weekend wake-up companion, with all you need to know for your weekend. The topics Gugs covers range from lifestyle, family, health, and fitness to books, motoring, cooking, culture, and what is happening on the weekend in 702land. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs Mhlungu. Listen live on Primedia+ on Saturdays and Sundays from 06:00 and 10:00 (SA Time) to Weekend Breakfast with Gugs Mhlungu broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/u3Sf7Zy or find all the catch-up podcasts here https://buff.ly/BIXS7AL Subscribe to the 702 daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

Listener Q&A where Andy talks about: Potential advantages or disadvantages of consolidating retirement accounts ( 4:28 )Paying taxes through IRA withholdings vs making estimated payments ( 13:08 )Whether a minister's housing allowance impacts Affordable Care Act subsidy eligibility ( 26:11 )When Qualified Longevity Annuity Contracts ("QLACs") might make sense to consider ( 30:27 )When following the 4% "rule" for distributions, can you reset your initial distribution if/when your portfolio value increases from market gains ( 37:48 )If someone has an outdated will and unused trust, but the person verbally stated their wishes to the heirs, is there a need to update will and/or trust, especially if there is currently nothing in the trust ( 49:19 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Tenon Financial August 2024 newsletter about - Retirement plan-to-IRA rollover pros and consRetirement Planning Education YouTube video - What is a QLAC (Qualified Longevity Annuity Contract)?Retirement Planning Education podcast episode - #002 - What's the 4% RuleMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

In this episode of The Independent Dealer Podcast, we sit down with brothers Travis and Casey of Vamos Auto in the Dallas–Fort Worth area.

Bill Roggio analyzes the ISIS allegiance of Australian shooters, distinguishing ISIS's immediate caliphate goals from Al-Qaeda's patient state-building. He warns that while Al-Qaeda focuses on consolidating control in places like Somalia(Al-Shabaab), they remain a potent global threat capable of launching external attacks when strategically advantageous. 1842 Afghanistan

The Presidential Library system is officially broken. Obama's $850M park grab is an insult, and the Biden "bookmobile" shows the era is ending. It's time to end the federal maintenance racket and move all presidential records to a central, efficient Smithsonian model. Stop the perpetual taxpayer funding of political ego! Thanks for joining me for this episode! I'm a Houston- based attorney, run an HR Consulting company called Claremont Management Group, and am a tenured professor at the University of St. Thomas. I've also written several non-fiction political commentary books: Bad Deal for America (2022) explores the Vegas-style corruption running rampant in Washington DC, while The Decline of America: 100 Years of Leadership Failures (2018) analyzes – and grades – the leadership qualities of the past 100 years of U.S. presidents. You can find my books on Amazon, and me on social media (Twitter @DSchein1, LinkedIn @DavidSchein, and Facebook, Instagram, & YouTube @AuthorDavidSchein). I'd love to hear from you! As always, the opinions expressed in this podcast are mine and my guests' and not the opinions of my university, my company, or the businesses with which I am connected.

 What would happen if school-board elections were held during November general elections instead of on their own? Experts say turnout would rise sharply, giving parents and community members a stronger voice in decisions about budgets, policies, and school leadership. They argue this shift would create more representative and accountable school governance. (Source: The 74)

Most entrepreneurs waste thousands yearly managing separate AI subscriptions. Discover how consolidating tools into one platform cuts costs by 80% while eliminating password chaos and workflow bottlenecks. To learn more, visit https://momentumtech.info Momentum Tech Corporation City: Sheridan Address: 1309 Coffeen Avenue Website: https://momentumtech.info/ Phone: 1 629 772 0100 Email: aisupport@momentumtechai.com

In previewing CrowdStrike (CRWD) and Okta Inc. (OKTA) ahead of their earnings after Tuesday's close, Ahmed Khan shows concerns from 2025's price action compared to 2024 but believes it makes the names more attractive in affordability. He adds that cybersecurity's fragmented market will experience continued consolidation. Ron Westfall notes "mixed" expectations heading into the reports but adds A.I. will serve as a long-term catalyst. He projects CrowdStrike and Okta to benefit from what he projects to be a $95 billion market. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Joining me today is Derrick Broze, here to discuss his recent series, The Technocratic Trump Administration, as well as his latest update on the Fluoride Lawsuit—regarding the Trump administration's efforts to continue appealing the historic ruling that would help Make America Healthy Again. We unpack the confounding and hypocritical actions of Trump's cabinet around both topics, and how the partisan base supporting any politician in the two-party illusion is used to gaslight and "flood the zone." We also dive into the current status of the Epstein debacle, and the ever-growing control grid being built around us. !function(r,u,m,b,l,e){r._Rumble=b,r[b]||(r[b]=function(){(r[b]._=r[b]._||[]).push(arguments);if(r[b]._.length==1){l=u.createElement(m),e=u.getElementsByTagName(m)[0],l.async=1,l.src="https://rumble.com/embedJS/u2q643"+(arguments[1].video?'.'+arguments[1].video:'')+"/?url="+encodeURIComponent(location.href)+"&args="+encodeURIComponent(JSON.stringify([].slice.apply(arguments))),e.parentNode.insertBefore(l,e)}})}(window, document, "script", "Rumble");   Rumble("play", {"video":"v703jre","div":"rumble_v703jre"}); Source Links: The Last American Vagabond Derrick Broze, Author at The Last American Vagabond The Pyramid of Power Crowdsource Effort! - The Conscious Resistance Network The Pyramid Of Power - The Pyramid of Power Crowdsource Effort! - The Conscious Resistance Network New Tab (22) Catherine Herridge on X: "Straight to the Point Exclusive: FBI Director Kash Patel @FBIDirectorKash said FBI is working with DOJ to meet the Epstein Files Transparency Act 30 day deadline to produce records. Herridge: "So, more charges are possible in the Epstein case? Director Patel: Based on the https://t.co/gnMVAQJXmR" / X New Tab Fluoride Lawsuit Plaintiffs Push Back Against Trump EPA In Ongoing Litigation x.com/michaelpconnett/status/1990527499789644105 Fluoride Trial Archives - The Last American Vagabond Trump's EPA Continues Biden Admin Appeal of Historic Fluoride Ruling Is Trump's EPA Planning to Continue the Appeal of the Historic Fluoride Ruling? New Tab The Technocratic Trump Administration The Technocratic Trump Administration: The Public-Private Partnership The Technocratic Trump Administration: Pressuring and Consolidating the Media FCC chair Brendan Carr leads Trump's charge against the media : NPR The Technocratic Trump Administration: The Zionist Infiltration Expands Launching the Genesis Mission – The White House (21) No Election Integrity No Republic on X: "Can you imagine the Influencers' outcry if Alejandro Mayorkas had announced this?" / X (21) Disclose.tv on X: "NOW - DOE Secretary Chris Wright says Trump's Genesis Mission is "an all-in national effort to take the power of AI and pair it with the 40,000 outstanding scientists and engineers at our national labs." https://t.co/4pnCzdKrKg" / X (21) Jason Bassler on X: "Flock Safety's CEO Garrett Langley just called the transparency activists at https://t.co/7vYVNCDLR6 “terrorists.” So, if mapping cameras is "terrorism"… what do we call mass surveillance of millions of innocent drivers? https://t.co/eEVbk7Sn5X" / X The Impending Future Of AI-Government - But Who Controls The AI? Unquenchable Thirst – Texas Data Centers Consume 50 Billion Gallons Of Water As State Grapples With Historic Drought Trump's Warp Speed, CDC's Jim O'Neill, Transhumanism & Gaza "Freedom Cities" (Technocratic Dystopia) GAZA-Great-Trust-Plan.pdf New Tab US Border Patrol Is Spying on Millions of American Drivers | WIRED Border Patrol monitors US drivers and detains Americans for ‘suspicious' travel | AP News New Tab Trump Says Calls For Military To Resist Unlawful Orders "Seditious" & DC Deployment Ruled Illegal (21) The Last American Vagabond on X: "This, as his administration begins to investigate the politicians who posted the video reinforcing that it's legal to refuse unlawful orders. This government is the laughing stock of the world. Not sure if that's deliberate or not, but I strongly consider it. #TwoPartyIllusion" / X DHS Lies About Detaining/Deporting US Citizens & Trump Reportedly Readying To Attack Venezuela (8) Aaron Reichlin-Melnick on X: "This story is WILD. Witnesses saw a man get detained by DHS six weeks ago. A friend detained with him saw him have a medical incident while detained and get taken out by an ambulance. Then he disappeared. DHS says they have no record of him. No hospital either. He's just… gone. https://t.co/5YD5maV8HU" / X (8) Aaron Reichlin-Melnick on X: "ICE went to a court in Rhode Island to arrest someone, misidentified their target and ended up surveilling a random Latino intern, and then threated to break a judge's car windows and were only stopped when court security intervened and asked them to calm down and look at IDs. https://t.co/6BAAZvpjnK" / X (9) LongTime

Wanda Wen, founder and creative force behind Soolip, is celebrated for her unremitting romance with the artisanal and the inherent beauty of things touched by hand. Established on Melrose Avenue in West Hollywood in 1995, and now nestled in Westlake Village, Soolip was built upon a profound love of paper - the tactile, expressive medium that continues to inspire Wen's world of refined artistry and soulful luxury.   A USC business graduate and former New York fashion executive with Perry Ellis and Stephen Sprouse, Wen blends business acumen with a discerning eye for art, style, and meaningful detail. Her work has been featured in The New York Times, Vogue, Town & Country, Better Homes & Gardens, and more, and she has appeared on The Today Show, HGTV, and as a judge on Freeform's Wrap Battle alongside Carson Kressley and Sheryl Underwood. Author of The Art of Gift Wrapping (Potter Craft/Random House), Wen is also known as America's “go-to gift wrap stylephile.” A dedicated yogi and teacher, Wen infuses mindfulness into all she creates. She co-launched YogaLand Game in 2018, an experiential board game for yoga enthusiasts that unites her passions for design, creativity, and uplifting others, and is set to launch YogaLand version 2, for the young generation ages 6 - 12, in Spring 2026. In today's episode, Nada talks with Wanda about her lifestyle brand and its evolution over the decades, all while managing to remain true to its original mission statement. Wanda takes us back to the beginning when her love of beauty and letter writing coalesced into a paper company that started in her garage, and details for us the flagship store's rapid growth into several niche markets. She explains the meaning behind the name “Soolip” and encourages us with the life mantras that keep her and her business grounded. And offers listeners a chance to engage in upcoming workshops and yoga lessons. For more information, visit Soolip's website. To get in touch with Wanda about her private yoga lessons, email: wanda@soolip.com. Follow on Instagram: @wandawensoolip  Please follow us at @thisislibertyroad on Instagram; we want to share and connect with you and hear your thoughts and comments. Please rate and review this podcast. It helps to know if these conversations inspire and equip you to consider your possibilities and lean into your future with intention.

Top Shops 2025 brought together the most innovative, forward-thinking leaders in manufacturing—and this year's gathering at the NASCAR Hall of Fame felt like stepping directly into the winners' circle. Surrounded by the energy of hundreds of top-tier manufacturers, we sat down with the four shops recognized as the crème de la crème in their categories: Technology, Shopfloor Technology, Business Strategy, and Human Resources. Together, these honorees represent what's possible when ambition meets execution. In this special episode of MakingChips, recorded live in Charlotte, we talk with each winner about the decisions, investments, philosophies, and people that drove their rise to the top. From multimachine pallet-tech automation and Swiss machining efficiency to bold equipment investments and workforce strategies that transform culture, each story reveals a different path to excellence. Yet all four shops share a mindset of curiosity, courage, and relentless improvement. Throughout these conversations, we explore how technology becomes a competitive advantage, how small teams can deliver massive output, why unconventional business strategies can pay off, and how employee-first leadership becomes the backbone of success. Every guest brings candor, humor, and real-world wisdom—showing that you don't become a Top Shop by accident. Whether you're just starting your Top Shops journey or are already benchmarking in the top percentile, you'll walk away from this episode energized, inspired, and equipped with ideas you can put into practice immediately. Because these shops aren't just winning awards—they're redefining what modern manufacturing looks like. Segments (0:48) Opening from the NASCAR Hall of Fame at Top Shops 2025 (1:28) What are the Top Shops award categories and how does the survey work? (2:19) Why investing in ProShop is an investment in your business (3:56) A conversation with Joey Jones on Aerotech Machining and their award (9:17) The details of Aerotech Machining's automation journey  (12:47) Introducing Jayme Rahz of Midway Swiss Turn and their shop floor practices award (15:03) When robotics become accessible and feasible for Midway Swiss Turn (18:59) How do you train new employees with no Swiss experience? (19:50) Staying niche instead of chasing high-volume work (22:02) Grow your top and bottom-line with CliftonLarsonAllen (CLA) (22:40) Mike Bauer with Marathon Precision on winning the Business Strategy award  (25:13) Why Mike buys machines before having the work (his spiderweb method) (30:27) Machine count, headcount, and shop expansion history (31:40) Consolidating two businesses and retraining all employees (32:40) Allison Giddens joins the conversation and introduces Win-Tech (34:44) Implementing a 4×10 schedule and early challenges (37:23) Using the Top Shops survey for benchmarking and improvement (40:17) Building culture and partnering with local trade schools (41:22) Challenges in technical education and the need for better instructors (45:53) Why you should listen to the Lights Out podcast Resources mentioned on this episode Why investing in ProShop is an investment in your business Connect with Joey Jones with Aerotech Machining (Technology award) Introducing Jayme Rahz of Midway Swiss Turn and their shop floor practices award Grow your top and bottom-line with CliftonLarsonAllen (CLA) Michael Bauer with Marathon Precision on winning the Business Strategy award  Allison Giddens joins the conversation and introduces Win-Tech Complete the 2026 Top Shops Survey and see us at Top Shops 2026! Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Ania Aliev was so eager to buy her business, she worked the deal while in labor at the hospital. It's been worth it.Register for the webinar: Tax Issues: Entity and Deal Structuring - Thu Oct 30 - http://bit.ly/43tlhIPTopics in Ania's interview:Rushing to get a deal closed before giving birthUsing her people skills to connect with sellersSearching only in the Eastern USBuying an AED sales and service companyMyths about AEDsFiguring out the best pricing modelLack of competition in the industryDealing with “Mom brain”Willingness to say “I don't know”Stickiness of customersReferences and how to contact Ania:LinkedinLife Support SystemsLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

America First is going full steam ahead as our new technocratic overlords successfully consolidate media. They use the platforms they buy to turn the population inward, and against itself, all the while international influence shifts to America's adversaries.  Topics include: esoteric side of transhumanism, Looking For Truth in all the Wrong Places, living online, social media, information war, propaganda, the new mainstream media, misinformation, divide and conquer, algorithms, Elon Musk, Larry Ellison, consolidating media ownership, TikTok ownership swap, China, national security, American oligarchs, Great Powers Competition, Stargate AI project, geopolitics, technocracy, America's Constitutional government being purposely destroyed, advocates for civil war, techno feudalism, shifting global influence, America First destroying American international relations, Chinese investment in Space X, Tesla, Trump Russian money lifeline, silly alternative media taboos, international adversaries benefit from MAGA in power, culture war nonsense, exploitation of supposed free speech, military deployed domestically, pandering to the figurehead of power, political martyrs, Tony Blair is now an Ellison puppet, Silicon Valley takeover of government

Family, life gon' always throw chaos your way—the streets, the market, even your own emotions. But the ones who win? They don't let the chaos break ‘em, they consolidate it. Just like in the market, when the chart moving sideways, that's consolidation. It look like nothing happening, but what's really going on is strength being built, energy being stored, direction being formed. Chaos is the same way. GOD don't waste storms; He uses them to shape your discipline. Consolidating the Chaos means taking all that pressure, all that confusion, all that fear—and organizing it into power. Instead of reacting wild, you sit still, you strategize, you build patience. When you master consolidation, you turn chaos into clarity. You turn pain into preparation. You turn setbacks into setups. The market consolidates before the breakout—and so do you. Family, don't run from the chaos. Consolidate it, control it, and let it push you into your breakthrough.Consolidate The CHAOS | Wallstreet Trapper (Episode 162) Trappin TuesdaysJoin our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

Consolidating on last week's explorations on blame and pursuing true reality, but through a diametrically opposite aesthetic lens, this week's episode attempts to explore the infinite depth of Satoshi Kon's 1997 anime film, Perfect Blue.Contact UsEmail: contact@jimmybernasconi.comInstagram: https://www.instagram.com/filmsfortoday/

https://constraintcalculator.scoreapp.com/In this episode, Jordan Ross interviews Megan Balyk, VP at Jive PR and Digital, to share how her team transformed operations by moving from manual, disconnected systems into a Go High Level + Notion + AI-powered workflow.Jive PR was stuck juggling PipeDrive, Beehive, and DocuSign while manually tracking leads, proposals, and onboarding. After implementing automation and consolidating tools, they not only saved tens of thousands of dollars annually but also avoided hiring a $60K/year business development assistant.Instead, they reinvested savings into marketing, content creation, and growth initiatives—compounding results without burning out their team.If you're an agency owner or operator frustrated by manual work and tool overload, this conversation breaks down how to streamline your workflows, minimize human error, and free up resources to scale.Chapters – The pain of manual tasks & why automation matters – Meet Megan Balyk & Jive PR – Life before automation: PipeDrive & scattered tools – Transition to Go High Level + Notion – Favorite automations that changed the game – From messy notes to automated follow-ups – Consolidating tools & cutting costs – Adding proactive outreach & social listening – Proposal process before vs. after automation – Transition challenges & the simplicity factor – Asking “dumb” questions to learn faster – Building with Alexandra: best practices + customization – Lasting impact: saving time, cutting errors, scaling smarter – Avoiding a $60K hire through automation – Redirecting savings into content & marketing growth – Where to find Jive PR & their services – Closing thoughts: get ahead of the AI + automation waveTo learn more go to 8figureagency.co

The new mainstream media is social media, but the new propaganda is starting to look similar to the old War on Terror propaganda.  Topics include: digital media, Truth Movement shifted into the influencer economy, emerging technologies, TikTok divestment going through, Larry Ellison Oracle, Andreessen Horowitz, TikTok ban story was a farce, social media being bought up by tech oligarchs, truth is in the details, reactionary social media distractions, new mainstream media and propaganda network is social media, billionaires in control, government controlled by Big Tech, JD Vance is a plant, transhumanism, Peter Thiel Antichrist lecture protest, common misconceptions of California, Huntington Beach, Network State ideology, destroying US Constitution, Vance guest host Charlie Kirk podcast, Stephen Miller, new War on Terror, branding the Left as violent extremist group, fractures in MAGA media world, Charlie Kirk honest in his convictions, Turning Point USA, Epstein

Creating 3D assets can be daunting, but does it have to be? Mahima and Rakesh are on a quest to democratize 3D content creation with AssetGen, a foundation model for 3D. They discuss the challenges of training such a model given the scarcity of available data and how large language models have unlocked key solutions. As if that weren't enough, they're also tackling the ambitious goal of generating entire worlds from a simple prompt. Tune in to learn more! Got feedback? Send it to us on Threads (https://threads.net/@metatechpod), Instagram (https://instagram.com/metatechpod) and don't forget to follow our host Pascal (https://mastodon.social/@passy, https://threads.net/@passy_, @passy.bsky.social). Fancy working with us? Check out https://www.metacareers.com/. Links Horizon Worlds Desktop Editor: https://developers.meta.com/horizon-worlds/advanced-tools  Horizon Worlds Studio: https://developers.meta.com/horizon-worlds/studio/application Meta Ray-Ban Display: https://www.meta.com/gb/ai-glasses/meta-ray-ban-display/  MTP 77 - How to build a human-computer interface for everyone: https://engineering.fb.com/2025/08/04/virtual-reality/building-a-human-computer-interface-for-everyone-meta-tech-podcast/  Timestamps Intro 0:06 Introduction Mahima 1:39 Introduction Rakesh 2:57 Team mission 3:26 Why is 3D content hard to create? 5:15 The Metaverse 7:49 Tooling vision in Horizon Worlds 10:31 AssetGen Architecture 15:27 Consolidating models 18:25 From assets to worlds 19:22 Time to generate 24:46 Feedback loop 26:41 What's the market for AssetGen 29:49 What's available today? 31:26 What's next? 32:11 Outro 35:24

Trump is behaving like “an emperor”, enabled by insufficient checks and balances on the power of the Oval Office. On this episode of After America, Professor Elizabeth Saunders from Columbia University joins Dr Emma Shortis to discuss the extreme volatility of this administration’s foreign policy and how Trump is breaking down the guardrails of American democracy. This episode was recorded on Thursday 28 August. You can sign our petition calling on the Australian Government to launch a parliamentary inquiry into AUKUS. Dead Centre: How political pragmatism is killing us by Richard Denniss is available now via the Australia Institute website. Guest: Elizabeth N Saunders, Professor of Political Science, Columbia University // @profsaunders Host: Emma Shortis, Director, International & Security Affairs, the Australia Institute // @emmashortis Show notes: ‘Imperial President at Home, Emperor Abroad’ by Elizabeth Saunders, Foreign Affairs (June 2025) Theme music: Blue Dot Sessions We’d love to hear your feedback on this series, so send in your questions, comments or suggestions for future episodes to podcasts@australiainstitute.org.au.Support After America: https://nb.australiainstitute.org.au/donateSee omnystudio.com/listener for privacy information.

In an effort to streamline Vermont's K-12 school system, a task force of state lawmakers and retired school administrators are working to create new district maps. Plus, Governor Phil Scott says he's pleased to see many of Vermont's larger school districts restrict student cell phone use, Vermont Public announced layoffs, U-S Senators from New York Chuck Schumer and Kirsten Gillibrand are attempting to secure funding for airports in our region, and a portion of Montreal's Sainte Catherine Street will become a year-round pedestrian zone.

#243: Discover smarter strategies to grow your wealth and create financial flexibility. We dive into when it makes sense to invest beyond retirement accounts, how to access savings early through Roth conversions and 72(t) distributions, ways to reduce taxes with HSAs, tax-advantaged accounts, and charity, and so much more. Michael Kitces is the Head of Planning Strategy at Focus Partners Wealth, co-founder of XYPN and publisher of a continuing education blog for financial planners, Nerd's Eye View. Link to Full Show Notes: https://chrishutchins.com/smarter-savings-retirement-michael-kitces Partner Deals Mercury: Help your business grow with simplified finances Oceans: Best proactive global talent to level up your work and life OpenPhone: 20% off the first 6 months of your own business phone system DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Michael Kitces: Website | Focus Partners Wealth | XYPN Blog Posts The Four Phases Of Saving And Investing For Retirement 3 Types Of Retirement And Their Very Different Savings Strategies Supplemental Saving In An HSA For Retiree Medical Expenses IRA Aggregation Rule And Pro-Rata IRA Taxation Effective Backdoor Roth Strategy: Rules, IRS Form 8606 Strategies For Maximizing (Or Minimizing!) Rule 72(t) Early Distribution Payments Systematic Partial Roth Conversions & Recharacterizations 72t Distribution Calculator ATH Podcast Submit questions for AMA Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:53) Should You Max Out Your Retirement Accounts? (05:08) Investing in Your Career as a High-Return Strategy (09:55) Saving in a Taxable Account vs. Retirement Account (13:40) Tax Advantages of a Retirement Account vs. Brokerage Account (16:19) How to Think About Emergency Savings (18:06) Choosing the Best Retirement Accounts (24:21) Reimbursing Medical Expenses via HSA (27:02) Evaluating the Core Retirement Accounts (29:19) Nuances of the Backdoor Roth IRA (30:53) Traditional vs. Roth IRA (32:12) Why the Majority Shouldn't Worry About Tax Brackets (36:58) Roth Conversions in Low-Income Years (Sabbaticals) (39:52) Consolidating and Managing Old 401(k)s (42:05) Can You Access Retirement Funds via Roth Conversions? (42:44) Why Michael Doesn't Practice Roth Conversions Before Retirement (45:36) The Rules for 72(t) Distributions (48:35) Tackling the Account Sequencing Problem (52:16) Leveraging Charity for Tax Deductions (53:58) What Happens When You Leave Money to Your Kids (1:00:43) Where to Find Michael, His Work and Services Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Inventory and materials management may not sound glamorous, but for us—and for any thriving shop—it's the difference between healthy cashflow and a financial chokehold. In this Machine Shop MBA conversation, we break down how smart inventory practices—both physical and digital—can free up space, cut costs, and improve delivery performance. From raw materials and finished goods to WIP and cutting tools, we share the financial, operational, and workflow implications of what you keep on the shelf (and what you shouldn't). You'll hear real-world examples of vendor-managed material programs, strategies for keeping traceability without burying yourself in admin work, and ways we've turned “dead” stock into real cash. We also dig into why inventory accuracy matters beyond just making parts—touching on tax implications, property valuations, and how inventory missteps can kill the value of your business in a sale. And if you've ever lost hours hunting for the right cutter or fixture, our storage and tracking advice might change the way you think about tooling forever. This episode isn't about counting nuts and bolts—it's about building an inventory strategy that supports your cashflow, your team's efficiency, and your long-term profitability. Segments (0:24) Paperless Parts: Quoting made simple, profitable, and powerful (3:09) Why inventory is “sneaky important” for cashflow, workflow, and profitability (4:00) Common categories: raw materials, finished goods, consumables, and workholding (6:30) “Part stock” vs. catalogued vs hybrid strategies (7:58) Calculating the real cost of capital when buying material in bulk (10:45) Consolidating material sizes to reduce stock complexity (13:07) Physical storage, traceability, and avoiding costly scrap from lost certs (15:07) Labeling and marking best practices—from PO numbers to color codes (19:05) Storage layouts that save space and speed up retrieval (22:28) FIFO, LIFO, and how inventory accounting can impact your taxes (24:07) Why you need to check out the SMW Autoblok Catalogue  (24:50) Why WIP can matter for accurate financials and business valuation (29:24) Cycle counting vs. painful year-end full inventory counts (33:26) Real-world wins from knowing exactly what's on your shelves (36:10) Avoiding the trap of overbuilding and obsolete finished goods (39:09) Using contracts and order commitments to protect yourself from rev changes (42:02) Inventory strategies for cutting tools—your most critical shop consumable (45:11) The value of having the right tool at the right time vs. lowest cost (49:45) Why random storage beats “organized” by type for cutting tools (52:19) Fixture storage, location tracking, and purging rarely used setups (54:39) How reviewing inventory can generate sales and free up cash (57:35) Key takeaways for building a smart, profitable inventory strategy  (58:42) Grow your top and bottom line with CLA Resources mentioned on this episode Tooling and the Demon of Chaos Unlocking Tax Savings: Essential Strategies You Can Implement Immediately Paperless Parts: Quoting made simple, profitable, and powerful Why you need to check out the SMW Autoblok Catalogue  Grow your top and bottom line with CLA Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Interview with Simon Marcotte, President & CEO of Northern Superior Resource Inc.Our previous interview: https://www.cruxinvestor.com/posts/northern-superior-resources-tsxvsup-high-grade-gold-found-below-planned-open-pit-7259Recording date: 30th July 2025Northern Superior Resources (TSXV: SUP) is emerging as the dominant player in Canada's Chibougamau gold camp through strategic consolidation and exceptional drilling results. The company recently reported outstanding intercepts at its flagship Philibert project, including 11.99 g/t Au over 9.1 metres with a spectacular 101 g/t Au over 1.0 metre, demonstrating world-class grades near surface.CEO Simon Marcotte believes Chibougamau represents "the next big gold camp to be built" in Canada. The company has successfully transformed the camp's ownership structure from five different companies three years ago to essentially two players: Northern Superior and IAMGOLD Corporation. This consolidation creates the foundation for an efficient hub-and-spoke operation where multiple pits can feed a single processing facility.The strategic positioning becomes particularly compelling given Northern Superior's proximity to IAMGOLD's Nelligan project, located just 9 kilometers away. IAMGOLD has publicly indicated that Chibougamau represents their next growth area, viewing the region as "a camp" rather than individual projects. This alignment creates significant potential for joint development or acquisition scenarios.Recent acquisitions including Hazeur, Monster Lake East, and Monster Lake West have expanded Northern Superior's land package to over 68,000 hectares. The company has also discovered high-grade mineralization beneath its existing Philibert pit, providing a unique development scenario where open pit mining generates cash flow while accessing deeper, higher-grade material.Northern Superior maintains a clean capital structure following three consecutive warrant-free financings, including a recent $5 million raise. With a combined resource base exceeding 3.3 million ounces across multiple projects and significant blue-sky exploration potential, the company appears well-positioned to capitalize on what Marcotte describes as "the only camp of this size that has yet to be controlled or owned by a major."View Northern Superior Resources: https://www.cruxinvestor.com/companies/northern-superior-resources-incSign up for Crux Investor: https://cruxinvestor.com

When digital banking experiences move too quickly, users may question their security instead of appreciating the convenience.Join hosts Chuck Moxley and Nick Paladino as they talk with Sathish Muthukrishnan, Chief Information, Data and Digital Officer at Ally. With over a decade of experience in FinTech at America's largest digital bank, Sathish shares how they consolidated six different mobile apps into one unified experience. Plus, what it really takes to create banking that customers compare to their favorite smartphone apps, not traditional banks.Key Actionable Takeaways:Address the four transformation challenges holistically - Technology, process, organizational, and emotional barriers must all be tackled simultaneously for successful digital transformationMeasure friction through multiple lenses - Combine customer feedback, behavioral analytics, and usability testing to understand where real friction exists versus where you think it doesBuild teams that everyone wants to hire from but nobody wants to leave - Create a high-performing culture through high expectations, strong support systems, and recognition that rewards collective successWant more tips and strategies about digital transformation and customer experience? Subscribe to our newsletter! https://www.thefrictionlessexperience.com/frictionless/ Download the Black Friday/Cyber Monday eBook: http://bluetriangle.com/ebook-Ally Bank Website: https://www.ally.comSathish Muthukrishnan's LinkedIn: https://www.linkedin.com/in/sathishmuthukrishnan/ Chuck's LinkedIn: https://www.linkedin.com/in/chuckmoxley/ Nick's LinkedIn: https://www.linkedin.com/in/npaladino/Chapters:(00:00) Introduction(02:00) Ally's origin story(04:05) Consolidating six apps into one experience(10:49) Four types of transformation challenges(14:24) The emotional side of change(18:18) When one-click is too frictionless(23:27) Learning from every customer interaction(25:29) Maintaining human touch in digital banking(28:48) How one feature creates lasting brand awareness(30:06) Creating teams nobody wants to leave(32:45) Common digital transformation mistakes(35:06) Conclusion

Episode 102: Carrie Delgott is the President, COO, and CCO at Wescott Financial Advisory Group. With over 25 years in financial services—including two decades at Vanguard—Carrie brings deep expertise to the evolving RIA landscape. At Wescott, she has helped guide the firm through transformative initiatives like B Corp certification, major acquisitions, and the development of their Life-Minded Wealth framework, all while prioritizing employee engagement, client experience, and sustainable scale. This week, Kyle talks with Carrie about how values and vision can power meaningful scale. They dive into Wescott's journey as a B Corp, their involvement in the Net Positive Consortium, and how their Life-Minded Wealth philosophy puts people—not just portfolios—at the center of everything. Carrie shares lessons from integrating a billion-dollar acquisition, insights on the future of the industry, and why technology, culture, and intentionality are key to building a standout firm in a crowded market. In this episode: (00:00) - Intro (01:48) - Carrie's money moment (04:03) - What B Corp Certification really means (07:21) - Why B Corp matters for RIAs  (09:21) - The Net Positive Consortium and its five pillars (11:45) - What sets Wescott apart (13:09) - Westcott's Life-Minded Wealth philosophy (15:27) - Scaling an RIA with intention (20:32) - Lessons from a $1B acquisition (26:12) - Consolidating tech stacks for growth (29:30) - Carrie's outlook on the future of wealth management (32:57) - Carrie's Milemarker Minute Key Takeaways Growth is about absorption, not just acquisition. Successfully integrating people and culture is just as important as the deal itself. Without alignment, you lose the opportunity for true scale. Values attract top talent. Wescott's B Corp status and purpose-driven approach resonate deeply with next-gen advisors who want to do meaningful work. Scale is relative—and evolving. As the industry shifts, even mid-sized firms must rethink what growth looks like and how to build infrastructure that supports it. Quotes "We're not looking to have technology replace that human interaction, but we certainly are looking for it to make us more and more efficient." ~ Carrie Delgott "Acquisitions are not for the faint of heart. Just because you can afford a practice doesn't mean you can absorb a practice." ~ Carrie Delgott "If you're not going to integrate and you're not going to come to some best practices for how you're going to work on behalf of our clients going forward, then you just lost all of the scale and efficiency opportunities." ~ Carrie Delgott Links  Carrie Delgott on LinkedIn Wescott Financial Advisory Group Vanguard Grant Rawdin Net Positive: How Courageous Companies Thrive by Giving More Than They Take Life-Minded Wealth Salesforce The Psychology of Money Connect with our hosts Milemarker.co Kyle on LinkedIn Jud on LinkedIn Subscribe and stay in touch Apple Podcasts Spotify YouTube Produce game-changing content with Turncast Turncast helps your company grow by producing top-quality content and fostering transformative conversations. We specialize in content generation, podcasting, digital strategy, and audience growth for fintech and financial services companies. Learn more at Turncast.com.

Markets are doing what the markets do best: Consolidating following a rally. Elevated momentum signals are flipping back and forth (not uncommon), and relative strength is coming down from over-bought levels. This is keeping markets from making much of an advance. The back-and-forth debate over Fed rate cuts is also making things uncertain: The markets want a rate cut, but if inflation shows up in the form of tariff impacts on PPI numbers, that news will weigh on markets today (the report to be published after this post). None of this mitigates the risk of a 3-5% correction as early as mid-August. One of the recent "propellants" for the markets from recent lows was the under-weighting by asset managers in Tech prior to Liberation Day. Now playing catch up, they're buying up those shares to rebalance portfolios, and that's resulted in a huge surge in positioning and sentiment. (Remember, sentiment is a contrarian indicator: When everyone is bullish, and everyone has bought, that leaves a vaccuum beneath stocks, where the next buyers will be in a correction). We think we'll see that happen sometime in August or September.   Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO  Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://youtu.be/4k2AfV8moZ8 ------- Articles mentioned in this report: "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- Get more info & commentary:  https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #BullishSentiment #ContrarianIndicator #Technology #LiberationDay #EarningsSeason #RiskManagement #PortfolioRisk #PortfolioManagement #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

In this Tactical Tuesday episode, Sam and Vivien get real about the complexities of recruitment technology — focusing on the cost and benefits of a consolidated tech stack. Hint hint: Consolidation is worth it, every time.Throughout, they discuss the implications of data entry, the importance of having a single source of truth, and how automation can help streamline processes. The core question is this: Do you have tech that you can trust to scale with you? If not, your tech stack may be hurting more than it's helping. Chapters:    00:00 - The true cost of your disconnected recruiting tech stack03:16 - When your 'best-of-breed' tech creates more work07:44 - How a unified tech stack drives efficiency and ROI12:25 - Key questions to ask before you buy new recruiting techExplore all our episodes and catch the full video experience at loxo.co/podcastBecoming a Hiring Machine is brought to you by Loxo. To discover more about us, just visit loxo.co

This week's show covers private markets, how to diversify away from the US Dollar, portfolio rebalancing for retirees, consolidating investment accounts, and more!

Building on last week's discussion about why rolling over your old 401(k) into an IRA could be a smart move, this episode flips the script. It explores seven compelling reasons you might want to leave your 401(k) with your previous employer instead. I break down factors like fees, company stock advantages, penalty-free withdrawals, legal protections, and unique investment options that could all influence your decision.  If you're approaching retirement or just planning your next career move, this episode is packed with insights to help you make the best choices for your financial future.  You will want to hear this episode if you are interested in... [04:12] Leave company stock in 401k to use net unrealized depreciation, potentially saving on taxes via long-term capital gains. [08:55] Consider keeping company stock in an old 401(k) to avoid taxes and penalties if under 59.5 years. [10:01] IRA withdrawal exemptions and strategies. [16:01] Consider keeping your old 401 (k) for potential loan access, but check if your provider permits non-employee loans. [17:50] Deferring 401(k) distributions explained. When to Leave Your Old 401(k) With Your Previous Employer Changing jobs often means making quick decisions about retirement savings. While rolling over your old 401(k) into an IRA is a common choice, there are significant advantages to leaving it where it is. This week, I'm discussing the situations when maintaining your previous employer's retirement plan is advantageous.  1. Potential for Lower Fees If you worked for a large organization, their 401(k) plan might offer exceptionally low administrative and investment fees, especially if they've chosen robust menus with index fund options. While IRA costs have dropped due to strong competition among major financial institutions like Schwab, Fidelity, and Vanguard, some large employer plans still offer a lower cost.  Always compare fees before making a move; sometimes, your old 401(k) will be the most cost-effective option available. 2. Tax Benefits of Company Stock (Net Unrealized Appreciation) Do you have significant company stock in your 401(k)? You could benefit from the unique tax break called Net Unrealized Appreciation (NUA). This allows you to pay lower long-term capital gains rates on your stock's growth instead of higher ordinary income rates. However, to take advantage of NUA, you must carefully roll out your stock and be mindful of any 10% penalty if you're under 59½. Know your stock's cost basis and consult with a tax professional to determine if waiting is best, especially if your cost basis is higher. 3. Penalty-Free Access Between Age 55 and 59½ Left your job between 55 and 59½? Here's a little-known benefit: you can tap your old 401(k) penalty-free before age 59½. If you roll the balance into an IRA, that door closes, unless you qualify for rare exceptions. This rule can be crucial if you need those funds to bridge the gap to retirement, so consider leaving at least part of your balance in the plan until you turn 59½. 4. Enhanced Creditor Protection Federal law (ERISA) offers 401(k) plans strong protection from creditors and judgments, even in bankruptcy. While rollover IRAs are also protected under federal and many state laws, the details can get complicated. Certain states may limit IRA protections, so it's wise to investigate your state's rules. Segmenting rollover IRAs from contributory IRAs can also help simplify tracking and protection. 5. Access to Stable Value Funds Some 401(k) plans offer stable value funds, a low-risk investment choice that often comes with a guaranteed minimum rate of return. While money market funds are currently paying more, that could change if interest rates drop. In lower-rate environments, stable value funds could offer an edge and a safe harbor for your retirement assets. 6. Possible Loan Availability Need to borrow against your retirement savings? Some plans allow you to take a loan from your 401(k), even after leaving the company. However, this isn't universal, since loan repayments are usually tied to payroll. Check with your plan administrator to see if this benefit applies; if it does, it could be an important safety net. 7. Required Minimum Distribution (RMD) Deferral if Still Working If you work past age 73, keeping your funds in a 401(k) with your current employer lets you defer required minimum distributions (RMDs). That's not the case with IRAs. Consolidating old 401(k)s into your current plan can simplify RMD timing and let your funds grow tax-deferred a bit longer. Make an Informed Move Rolling over your 401(k) may seem automatic, but there are times when staying put is the better choice. Carefully assess fees, tax implications, creditor protections, and your unique needs. Most importantly, consider working with a fiduciary, fee-only financial advisor who understands your entire financial picture. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Charles Schwab Fidelity Vanguard Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

This week on Two Parents & A Podcast — we're getting into the stuff no one tells you about becoming a new parent (REQUEST FROM Y'ALL: Comment the craziest thing you learned as a new parent that no one told you—because we know there's more) From the first postpartum period (it was insane), to the unexpected ways your body, routine, and relationship shift, we're talking about worst and best parts of this phase. Before we get into it, we share updates on consolidating Tate's feeding cadence, what happened on our parents night out (Alex Warren concert!!!), and our first home reno project finally being done!! Plus, remember computer typing class??? Because we do - and we suddenly want to play Sims and Where in the World is Carmen Sandiego? In Things We DMed Each Other — a wild peek into how Cocomelon producers optimize for kid engagement (terrifying??), and a conversation on revenge bedtime procrastination (yes, it's real). WE LOVE YOU GUYS! Timestamps: 00:00:00 Welcome back to Two Parents & A Podcast 00:02:10 Consolidating your baby's feeding cadence 00:06:05 How long can you eat food for past the written expiration date? 00:16:10 Parent's night out: Alex Warren concert 00:21:15 Do you remember computer typing class? 00:23:45 We finished our first home reno project!! 00:29:35 Things We DMed Eachother: The test Cocomelon producers use to optimize the show's engagement with young children 00:34:15 Revenge bedtime procrastination 00:39:15 What no one tells you: First postpartum period 00:50:10 What no one tells you: Everyone's experience is different 00:53:05 What no one tells you: Mundane things are more fun 00:55:07 What no one tells you: The body is incredible 01:00:00 What no one tells you: Strain on the relationship? 01:01:45 What no one tells you: NOTHING grosses you out 01:03:10 LOVE YOU GUYS! #twoparentsandapod ---------------------------------------------------------------- Thank you to our sponsors this week: - Hungryroot – For a limited time, get 40% off your first box plus a free item in every box for life. Go to https://www.Hungryroot.com/TWOPARENTS and use code TWOPARENTS. - Boll & Branch – Get 15% off, plus free shipping on your first set of sheets, at https://www.BollAndBranch.com/alex. - Bombas – Head to https://www.Bombas.com/TWOPARENTS and use code TWOPARENTS for 20% off your first purchase. - Cleveland Kitchen – Want to make gut health easy and delicious? Find Cleveland Kitchen's fresh, fermented foods in the refrigerated section of your local grocery store, or have them delivered straight to your door via Instacart. Get $4 off at https://www.clevelandkitchen.com/podcast. ---------------------------------------------------------------- Listen to the pod on YouTube/Spotify/Apple: https://www.youtube.com/@twoparentsandapod https://open.spotify.com/show/7BxuZnHmNzOX9MdnzyU4bD?si=5e715ebaf9014fac https://podcasts.apple.com/us/podcast/two-parents-a-podcast/id1737442386 ---------------------------------------------------------------- Follow Two Parents & A Podcast: Instagram | https://www.instagram.com/twoparentsandapod TikTok | https://www.tiktok.com/@twoparentsandapod Follow Alex: Instagram | https://www.instagram.com/justalexbennett TikTok | https://www.tiktok.com/@justalexbennett Follow Harrison: Instagram | https://www.instagram.com/harrisonfugman TikTok | https://www.tiktok.com/@harrisonfugman ---------------------------------------------------------------- Powered by: Just Media House – https://www.justmediahouse.com/ ---------------------------------------------------------------- Learn more about your ad choices. Visit megaphone.fm/adchoices

HCI Equity co-founder and chief investment officer Doug McCormick discusses the firm's approach to buy-and-build strategies in large, fragmented and stable markets as well as navigating the challenging M&A environment in 2025. 

In this episode, Warren Ingram and Pieter de Villiers discuss the critical concept of diversification in investing. They explore its benefits, the risks of over-diversification, and strategies for effective asset allocation. They touch on the importance of balancing index and active management, simplifying investment strategies, and embracing uncertainty as a key component of successful investing.TakeawaysDiversification is essential for long-term investment success.Over-diversification can lead to diluted returns.Invest across different asset classes, regions, and company sizes.Time diversification helps manage market volatility.Avoid chasing the latest investment trends to prevent losses.A balanced portfolio should include both index funds and active management.Simplicity in investment strategies often yields better results.Consolidating investments on fewer platforms can reduce complexity.Understanding market cycles is crucial for effective diversification.Diversification is a powerful tool against uncertainty in investing.Learn more about 10X Investments today: https://bit.ly/4hiEscGSend us a textReal Talk About MarketingAn Acxiom podcast where we discuss marketing made better, bringing you real...Listen on: Apple Podcasts SpotifyHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Interview with Simon Marcotte, President & CEO of Northern Superior Resources Inc.Our previous interview: https://www.cruxinvestor.com/posts/northern-superior-resources-tsxvsup-consolidating-next-big-gold-camp-6910Recording date: 15th May 2025Northern Superior Resources (SUP) presents a compelling investment opportunity through its strategic consolidation of the Chibougamou Gold Camp in Quebec. The company has successfully transformed what was once five separate companies into a two-player district alongside major partner IAMGold, creating critical mass around a combined 12.4 million ounce resource base.The investment thesis centers on Northern Superior's superior asset quality at Filibert, which offers 15-18% higher grades (1.1 g/t) compared to IAMGold's flagship Nelligan deposit (0.95 g/t). More importantly, optimization analysis demonstrates that minor cut-off adjustments could improve Filibert's grade by 40% while retaining 90% of the ounces. This grade advantage becomes crucial for bulk tonnage operations where early cash flow determines project viability and payback periods.Recent exploration success reinforces the value proposition. Northern Superior's latest discovery of 18 meters grading 2.5 g/t gold, including 5 meters at 7 g/t, opens significant underground potential beneath existing open pit resources. This follows the successful model at Detour Lake, where underground expansion has delivered exceptional profitability through higher-grade material.The timing is optimal. IAMGold is approaching "cruise control" at their Côte Lake operation and management has indicated their focus will shift to Chibougamou development, targeting 15+ million ounces across the camp. With all assets within trucking distance and designed to feed a central processing facility, the camp's proximity economics create substantial synergies.Multiple value creation paths exist: organic development, optimization partnerships with IAMGold, or potential takeout as the camp advances toward development. Given junior gold stocks trading at historic lows relative to gold prices and the structural advantages Northern Superior has built within this emerging district, the company offers leveraged exposure to both the macro gold thesis and micro execution excellence.—View Nothern Superior Resources' company profile: https://www.cruxinvestor.com/companies/northern-superior-resources-incSign up for Crux Investor: https://cruxinvestor.com

Consolidating emotional recovery.

Hello to you listening all over the globe!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Wednesdays on Whidbey and your host, Diane Wyzga.After 5 unbroken years on the podcast airwaves with 1,200 episodes and over 202,000 plays it's time to take a break from producing daily episodes. Why? To shake things up and unbalance the status quo of this podcast.I'm consolidating and reorganizing Stories From Women Who Walk to make it even more relevant to you, my global audience, bringing even more truth and value. For now 60 Seconds episodes will be broadcast 3 days a week on Monday, Wednesday and Friday to celebrate, illuminate, comfort, inspire, and motivate.I intend to focus on my Substack platform beginning with a name change from Wyzga on Words back to Quarter Moon Story Arts where I can summon the wisdom of a storyteller, the audacity of an activist, and the values of a lawyer to better share communication and storytelling skills with you. Why? So that you can say what you mean, mean what you say, and be seen, heard, understood, and listened to in these days. In other words, change things!  Check me out on Substack and subscribe!Expect a revitalized NewsAudioLetter, maybe short and sweet interviews because brevity is a girl's best friend, workshop ideas and more.Meanwhile, click HERE to access all 1,200 (!)  episodes of Stories From Women Who Walk  archived for your listening pleasure! Please feel welcome to email me at info@quartermoonstoryarts.net with your questions and suggestions.Be well, do good trouble work, and keep in touch!  You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a Discovery Call, and Opt In to stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. 

Consolidating essential care tech into one, optimized ecosystem is how Mike Wang, former Green Beret and cardiothoracic nurse, and Founder and Chief Clinical Officer of Inspiren, is working to make his revolutionary tech the standard across senior living. Listen as Mike discusses how his devices are created with caregivers in mind that provide actionable data to help inform optimized operations. Produced by Solinity Marketing.Become a sponsor of Bridge the Gap.Sponsored by Aline, NIC MAP, Procare HR, Sage, Hamilton CapTel, Service Master, The Bridge Group Construction and Solinity. Produced by Solinity Marketing.Become a sponsor of the Bridge the Gap Network.Connect with BTG on social media:YouTubeInstagramFacebookTwitterLinkedInTikTokMeet the Hosts:Lucas McCurdy, @SeniorLivingFan Owner, The Bridge Group Construction; Senior Living Construction Renovation, CapEx, and Reposition. Joshua Crisp, Founder and CEO, Solinity; Senior Living Development, Management, Marketing and Consulting.

The path to scaling a successful dental group isn't always smooth, as Dr. Bradley Dykstra candidly reveals in our raw conversation about overcoming critical staffing challenges. When unexpected provider departures left his practices struggling, he turned to temporary dentists—a decision that spiraled into financial strain and team burnout."They just want to come and collect their paycheck," Dr. Dykstra shares about the locum tenens experience that cost his practice dearly. Through this painful journey, he learned crucial lessons about vetting providers, setting clear expectations, and maintaining accountability. His honest reflection offers invaluable guidance for any healthcare organization facing similar staffing dilemmas.Beyond staffing solutions, we explore the counterintuitive strategy of consolidation. By reducing from seven locations to six, MI Smile Dental Group strengthened their bottom line and optimized resources. "It's not number of locations, it's the bottom line that really counts," emphasizes Dr. Dykstra, challenging the growth-at-all-costs mentality common in healthcare. Looking ahead to 2025, Dr. Dykstra reveals his innovative approach to hygienist compensation—treating them as true providers with production incentives rather than fixed salaries. This forward-thinking strategy aims to attract motivated clinicians while controlling labor costs in an environment where insurance reimbursements remain stagnant despite rising expenses.Whether you're managing temporary staffing challenges, considering practice consolidation, or reimagining compensation structures, this episode delivers actionable insights from someone who's navigated these waters. Visit https://mismilesdentalgroup.com to learn more about their approach to dental practice management.If you need help finding the perfect location or your ready to invest in commercial real estate, email us at admin@leadersre.com Sign up for a FREE vulnerability analysis and lease renewal services View our library on apple podcasts or REUniversity.org. Connect on Facebook. Commercial Real Estate Secrets is ranked in the top 50 podcasts on real estate

How can you guarantee a fabulous retirement?Retirement isn't just about the dollars—it's about designing a life of freedom, security, and fierce self-expression.In this episode, we're diving into nine essential money moves every LGBTQ person (especially fabulous folks over 45) should make to retire with confidence, not chaos.Because let's face it—only 35% of LGBTQ Americans over 45 feel financially ready for retirement. And we deserve better.From ditching debt and dodging tax traps to building a “bitch, I'm fine” fund and finding your post-career purpose, we're breaking down the strategies to help you retire with peace of mind and a little sparkle.This episode is your mini masterclass in queer retirement prep—with just the right amount of sass, stats, and soul.

Interview with Simon Marcotte, President & CEO of Northern Superior Resources Inc.Recording date: 28th March 2025Northern Superior Resources is positioning itself as a key player in Quebec's Chibougamau gold camp, where the company has been leading consolidation efforts in what CEO Simon Marcotte believes will become "the next big gold camp to emerge" in Canada.The Chibougamau camp currently hosts approximately 12.5 million ounces of gold resources between Northern Superior and IAMGold, with substantial growth potential. What makes this district particularly attractive is the proximity of multiple deposits to each other, creating an opportunity for a hub-and-spoke operation where several deposits could feed a single processing facility.Northern Superior's flagship Philibert project currently hosts about 2 million ounces at 1.1 g/t gold. Marcotte emphasizes that by increasing the cut-off grade slightly, the grade rises to 1.3 g/t while only losing about 10% of the ounces. This gives Philibert significantly higher grade than IAMGold's nearby Nelligan project, potentially positioning it as the ideal "starter pit" for the district.The company is currently conducting a 20,000-meter drilling campaign at Philibert, which has already yielded promising results, including a 26-meter intersection grading 2.6 g/t gold located 200 meters east of the current pit design.Northern Superior sees multiple strategic pathways forward, including possible acquisition by IAMGold, forming a joint venture with IAMGold, attracting another major producer as a partner, or developing a standalone operation. Marcotte believes district-wide consolidation is inevitable, stating it "makes too much sense to wrap all projects together somehow not to do it."In a separate strategic move, Northern Superior recently spun out its Ontario assets into ONGold Resources while maintaining a 62% ownership stake. ONGold's key assets include the TPK project and the Monument Bay project (3 million ounces at 1.2 g/t), the latter now in partnership with Agnico Eagle.Management and key investors collectively own 25% of Northern Superior, creating strong alignment with shareholders. The team includes CEO Simon Marcotte, Chairman Victor Cantore (known for success with MX Exploration), and largest shareholder Michael Gentile.As the gold sector experiences improving market conditions, Northern Superior appears well-positioned to benefit from increasing institutional interest in the junior gold sector and the growing appetite for quality assets in stable mining jurisdictions like Quebec.View Northern Superior Resources' company profile: https://www.cruxinvestor.com/companies/northern-superior-resources-incSign up for Crux Investor: https://cruxinvestor.com

This week's episode features a deep dive on the President's Executive Order, Eliminating Waste and Saving Taxpayer Dollars by Consolidating Procurement, which directs the consolidation of certain types of “domestic federal procurement” under the General Services Administration in an effort to “eliminate waste and duplication.” This episode is hosted by Peter Eyre and Yuan Zhou. Crowell & Moring's "Fastest 5 Minutes" is a biweekly podcast that provides a brief summary of significant government contracts legal and regulatory developments that no government contracts lawyer or executive should be without.   Eliminating Waste and Saving Taxpayer Dollars by Consolidating Procurement: https://www.whitehouse.gov/presidential-actions/2025/03/eliminating-waste-and-saving-taxpayer-dollars-by-consolidating-procurement/  

In this engaging simple step on the Uncommon Wealth Podcast, host Phillip Ramsey delves into the often-overlooked mantra of "set it and forget it" in financial advising. He challenges this traditional mindset and offers practical advice on how to take a more hands-on approach to personal finance management. Phillip's insights aim to equip listeners with the tools needed to better manage their 401ks and other investment accounts, emphasizing the importance of maintaining a clear view of one's financial situation.Phillip shares the benefits of consolidating old 401k accounts and how rolling these over can simplify financial management and potentially enhance growth. Throughout the episode, listeners are encouraged to reevaluate their financial strategies, focusing on the impact of dollar cost averaging and the significance of consistent contributions. Phillip's expertise shines as he breaks down complex financial concepts into easily digestible advice, underscoring the necessity of staying engaged with one's finances.Key Takeaways: Avoid the "set it and forget it" approach; always stay informed about your financial status. Consolidate old 401k accounts for better visibility and easier management. Rolling over 401ks can simplify the process of making contributions and tracking growth. Dollar cost averaging is a powerful strategy for consistent investment growth over time. Proactive financial management is crucial in navigating and succeeding on your financial path.Notable Quotes: "You should never forget about your money. You actually should be way more in tune to your money than I think a lot of people would like you to be." "Consolidating old IRAs or old 401ks and rolling them over helps you see exactly how much money you have." "The more that you can fund that consistently fund an account, the better chance it has to be growing." "My challenge to you is try to figure out all your old 401ks, consolidate them, and roll them over either into your own IRA or your current 4

In this episode of The Refresh, Kait from Marketecture Media breaks down the biggest developments in advertising and media, from Scope3's AI-driven innovations to Meta's new fact-checking approach and the latest on TikTok's uncertain future. This week's highlights: Scope3's AI-powered announcements – A new Agentic Advertising Platform and brand standards designed to optimize media buying and reduce carbon emissions AI's impact on advertising jobs – How AI agents could replace traditional media roles Meta launches Community Notes – A new fact-checking system inspired by X, with an uncertain road ahead Publicis wins Coca-Cola's media business – Consolidating its dominance in performance media TikTok's April 5 deadline approaches – Oracle emerges as a frontrunner, but China's approval remains a major obstacle NBC's massive Olympics deal – A pivotal moment for media strategy and execution Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the All Gas Trade Show with Gabe (@iGabe_FF) and Ty (@Tydeclare44)! This week, we're joined by Cody Smith (@CodySmithTFDR) to break down real dynasty trades from the DDFFB Community.

What separates the rich from the really rich? In this episode of The Journey, Morgan DeBaun sits down with entrepreneur, creator, and financial strategist Nicholas Crown to break down the key mindset shifts and financial strategies that set successful entrepreneurs and really rich individuals apart.   In this episode: 00:00 Introduction and Guest Welcome 00:27 Nicholas Crown's Entrepreneurial Journey 03:23 The Reality of Entrepreneurship 04:54 Geographical Arbitrage and Cost Management 08:00 The Birth of Rich vs. Really Rich Series 16:39 Navigating Market Response and Iteration 21:59 The Dilemma of Social Media Authenticity 22:43 The Power of Visual Cues in Marketing 23:22 The Struggle with Social Media Validation 24:33 The Journey of Entrepreneurship 25:24 Challenges of Running an Agency 26:39 Introducing Revise: A Retirement Planning Firm 29:13 Understanding Annuities and Their Benefits 38:18 The Importance of Consolidating 401ks 39:35 Final Thoughts on Financial Management 44:29 Connecting with Nicholas Crown   In the episode, Nicholas Crown, who is known for his viral Rich vs. Really Rich series, shares his path from Wall Street trader to digital entrepreneur, and the lessons learned along the way to financial independence. From scaling startups to exiting companies, he reflects on his journey of iteration, failure, and learning to define success beyond just making money.   Throughout the conversation, Morgan and Nicholas discuss the realities of entrepreneurship, including why business success often takes longer than expected, how to recognize when it's time to pivot, and the common mistake of staying in a failing venture for too long. They also touch on the power of social media in business, with Nicholas revealing how he unintentionally built a massive audience through content experimentation.   Nicholas also shares his insights on personal finance, explaining the mistakes many people make, especially when it comes to 401(k)s. He breaks down the steps individuals can take to regain control of their financial investments to prepare for retirement, and explains how his company, Revise, helps people grow their wealth safely through annuities and pension-like investment strategies.   If you've ever wondered how to break free from the paycheck-to-paycheck cycle, scale a business successfully, or invest smarter for the long run, this is a must-listen! So grab your headphones and get ready to take notes! Like what you hear? Don't forget to leave a rating and review!   Pre-order Rewrite Your Rules: https://worksmartprogram.com/book/   More from Nicholas: https://www.nicholascrown.com/ https://www.tiktok.com/@nicholas_crown https://www.instagram.com/nicholascrown/ https://www.youtube.com/@NicholasCrownYouTube https://getrevise.com/   Join the Newsletter for More Exclusive Content: https://worksmartprogram.ac-page.com/thejourneypodcast Make sure you are following Morgan's journey on TikTok: https://www.tiktok.com/@morgandebaun?_ Visit Mormatcha.com to make a purchase. Follow us on Instagram: https://instagram.com/thejourneybymdb Produced by MicMoguls.

In this episode of the Nine Finger Chronicles podcast, host Dan Johnson engages with Brandon Ringwalski, discussing the rich culinary traditions of Wisconsin, the transition into fatherhood, and the evolution of hunting strategies over the years. Brandon shares his experiences from pre-kids hunting to military life, and how these experiences shaped his approach to hunting and family life. The conversation delves into the challenges of balancing hunting passions with family responsibilities, and the importance of relationships in navigating these changes. Brandon reflects on his hunting successes and the realistic expectations of deer hunting in Wisconsin, providing insights into the hunting culture and personal growth. In this conversation, Brandon Ringwolski shares his journey of adapting his hunting strategies and mindset after becoming a parent. He discusses the challenges of balancing family life with hunting, the importance of learning from past mistakes, and how he has found success by reevaluating his approach to scouting and hunting. Brandon emphasizes the value of using time efficiently and prioritizing family while still pursuing his passion for hunting. Takeaways: Wisconsin is known for its rich culinary traditions, especially fish fries. Transitioning to fatherhood brings significant changes to hunting habits. Military life can limit hunting opportunities but strengthens relationships. Post-military, there is a renewed focus on hunting and making up for lost time. Balancing family life and hunting requires communication and understanding. Hunting strategies evolve significantly after becoming a parent. The importance of independence in a relationship enhances mutual support. Success in hunting often comes with patience and realistic expectations. Wisconsin offers a variety of hunting opportunities, including quality deer. Personal growth is often reflected in the evolution of hunting practices. Brandon experienced a meltdown during his hunting journey. He initially repeated mistakes but learned from them over time. Hunting should be fun and not a source of stress. Reevaluating goals is crucial when life changes occur. Scouting in the offseason can lead to better hunting success. Consolidating hobbies can free up time for hunting. Success in hunting can come from reduced pressure on hunting spots. Finding success requires adapting to new life circumstances. Scouting days can be more valuable than hunting days. Family should always come first, even in hunting.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Nine Finger Chronicles podcast, host Dan Johnson engages with Brandon Ringwalski, discussing the rich culinary traditions of Wisconsin, the transition into fatherhood, and the evolution of hunting strategies over the years. Brandon shares his experiences from pre-kids hunting to military life, and how these experiences shaped his approach to hunting and family life. The conversation delves into the challenges of balancing hunting passions with family responsibilities, and the importance of relationships in navigating these changes. Brandon reflects on his hunting successes and the realistic expectations of deer hunting in Wisconsin, providing insights into the hunting culture and personal growth. In this conversation, Brandon Ringwolski shares his journey of adapting his hunting strategies and mindset after becoming a parent. He discusses the challenges of balancing family life with hunting, the importance of learning from past mistakes, and how he has found success by reevaluating his approach to scouting and hunting. Brandon emphasizes the value of using time efficiently and prioritizing family while still pursuing his passion for hunting. Takeaways: Wisconsin is known for its rich culinary traditions, especially fish fries. Transitioning to fatherhood brings significant changes to hunting habits. Military life can limit hunting opportunities but strengthens relationships. Post-military, there is a renewed focus on hunting and making up for lost time. Balancing family life and hunting requires communication and understanding. Hunting strategies evolve significantly after becoming a parent. The importance of independence in a relationship enhances mutual support. Success in hunting often comes with patience and realistic expectations. Wisconsin offers a variety of hunting opportunities, including quality deer. Personal growth is often reflected in the evolution of hunting practices. Brandon experienced a meltdown during his hunting journey. He initially repeated mistakes but learned from them over time. Hunting should be fun and not a source of stress. Reevaluating goals is crucial when life changes occur. Scouting in the offseason can lead to better hunting success. Consolidating hobbies can free up time for hunting. Success in hunting can come from reduced pressure on hunting spots. Finding success requires adapting to new life circumstances. Scouting days can be more valuable than hunting days. Family should always come first, even in hunting.  Learn more about your ad choices. Visit megaphone.fm/adchoices

#PANAMA:  POTUS consolidating US defenses. Gregory Copley, Defense & Foreign Affairs 1900 Columbus, Ohio