Podcasts about consolidating

Family, life gon' always throw chaos your way—the streets, the market, even your own emotions. But the ones who win? They don't let the chaos break ‘em, they consolidate it. Just like in the market, when the chart moving sideways, that's consolidation. It look like nothing happening, but what's really going on is strength being built, energy being stored, direction being formed. Chaos is the same way. GOD don't waste storms; He uses them to shape your discipline. Consolidating the Chaos means taking all that pressure, all that confusion, all that fear—and organizing it into power. Instead of reacting wild, you sit still, you strategize, you build patience. When you master consolidation, you turn chaos into clarity. You turn pain into preparation. You turn setbacks into setups. The market consolidates before the breakout—and so do you. Family, don't run from the chaos. Consolidate it, control it, and let it push you into your breakthrough.Consolidate The CHAOS | Wallstreet Trapper (Episode 162) Trappin TuesdaysJoin our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

Consolidating on last week's explorations on blame and pursuing true reality, but through a diametrically opposite aesthetic lens, this week's episode attempts to explore the infinite depth of Satoshi Kon's 1997 anime film, Perfect Blue.Contact UsEmail: contact@jimmybernasconi.comInstagram: https://www.instagram.com/filmsfortoday/

https://constraintcalculator.scoreapp.com/In this episode, Jordan Ross interviews Megan Balyk, VP at Jive PR and Digital, to share how her team transformed operations by moving from manual, disconnected systems into a Go High Level + Notion + AI-powered workflow.Jive PR was stuck juggling PipeDrive, Beehive, and DocuSign while manually tracking leads, proposals, and onboarding. After implementing automation and consolidating tools, they not only saved tens of thousands of dollars annually but also avoided hiring a $60K/year business development assistant.Instead, they reinvested savings into marketing, content creation, and growth initiatives—compounding results without burning out their team.If you're an agency owner or operator frustrated by manual work and tool overload, this conversation breaks down how to streamline your workflows, minimize human error, and free up resources to scale.Chapters – The pain of manual tasks & why automation matters – Meet Megan Balyk & Jive PR – Life before automation: PipeDrive & scattered tools – Transition to Go High Level + Notion – Favorite automations that changed the game – From messy notes to automated follow-ups – Consolidating tools & cutting costs – Adding proactive outreach & social listening – Proposal process before vs. after automation – Transition challenges & the simplicity factor – Asking “dumb” questions to learn faster – Building with Alexandra: best practices + customization – Lasting impact: saving time, cutting errors, scaling smarter – Avoiding a $60K hire through automation – Redirecting savings into content & marketing growth – Where to find Jive PR & their services – Closing thoughts: get ahead of the AI + automation waveTo learn more go to 8figureagency.co

The new mainstream media is social media, but the new propaganda is starting to look similar to the old War on Terror propaganda.  Topics include: digital media, Truth Movement shifted into the influencer economy, emerging technologies, TikTok divestment going through, Larry Ellison Oracle, Andreessen Horowitz, TikTok ban story was a farce, social media being bought up by tech oligarchs, truth is in the details, reactionary social media distractions, new mainstream media and propaganda network is social media, billionaires in control, government controlled by Big Tech, JD Vance is a plant, transhumanism, Peter Thiel Antichrist lecture protest, common misconceptions of California, Huntington Beach, Network State ideology, destroying US Constitution, Vance guest host Charlie Kirk podcast, Stephen Miller, new War on Terror, branding the Left as violent extremist group, fractures in MAGA media world, Charlie Kirk honest in his convictions, Turning Point USA, Epstein

Creating 3D assets can be daunting, but does it have to be? Mahima and Rakesh are on a quest to democratize 3D content creation with AssetGen, a foundation model for 3D. They discuss the challenges of training such a model given the scarcity of available data and how large language models have unlocked key solutions. As if that weren't enough, they're also tackling the ambitious goal of generating entire worlds from a simple prompt. Tune in to learn more! Got feedback? Send it to us on Threads (https://threads.net/@metatechpod), Instagram (https://instagram.com/metatechpod) and don't forget to follow our host Pascal (https://mastodon.social/@passy, https://threads.net/@passy_, @passy.bsky.social). Fancy working with us? Check out https://www.metacareers.com/. Links Horizon Worlds Desktop Editor: https://developers.meta.com/horizon-worlds/advanced-tools  Horizon Worlds Studio: https://developers.meta.com/horizon-worlds/studio/application Meta Ray-Ban Display: https://www.meta.com/gb/ai-glasses/meta-ray-ban-display/  MTP 77 - How to build a human-computer interface for everyone: https://engineering.fb.com/2025/08/04/virtual-reality/building-a-human-computer-interface-for-everyone-meta-tech-podcast/  Timestamps Intro 0:06 Introduction Mahima 1:39 Introduction Rakesh 2:57 Team mission 3:26 Why is 3D content hard to create? 5:15 The Metaverse 7:49 Tooling vision in Horizon Worlds 10:31 AssetGen Architecture 15:27 Consolidating models 18:25 From assets to worlds 19:22 Time to generate 24:46 Feedback loop 26:41 What's the market for AssetGen 29:49 What's available today? 31:26 What's next? 32:11 Outro 35:24

Trump is behaving like “an emperor”, enabled by insufficient checks and balances on the power of the Oval Office. On this episode of After America, Professor Elizabeth Saunders from Columbia University joins Dr Emma Shortis to discuss the extreme volatility of this administration’s foreign policy and how Trump is breaking down the guardrails of American democracy. This episode was recorded on Thursday 28 August. You can sign our petition calling on the Australian Government to launch a parliamentary inquiry into AUKUS. Dead Centre: How political pragmatism is killing us by Richard Denniss is available now via the Australia Institute website. Guest: Elizabeth N Saunders, Professor of Political Science, Columbia University // @profsaunders Host: Emma Shortis, Director, International & Security Affairs, the Australia Institute // @emmashortis Show notes: ‘Imperial President at Home, Emperor Abroad’ by Elizabeth Saunders, Foreign Affairs (June 2025) Theme music: Blue Dot Sessions We’d love to hear your feedback on this series, so send in your questions, comments or suggestions for future episodes to podcasts@australiainstitute.org.au.Support After America: https://nb.australiainstitute.org.au/donateSee omnystudio.com/listener for privacy information.

Raiders locked in (and Minor Premiers for the first time since 1994), Storm and Bulldogs locked in, Broncos, Sharks and Warriors fight for 4th, Panthers locked in, Roosters and Dolphins fight for 8th, Knights and Titans fighting off the Wooden Spoon… and only one round to go before FINALS FOOTY!… The panel also discuss Adam O'Brien's departure from the Knights, Brandon Smith's criminal charge updates, and who we think will win The Sideline Story MVP Award next week… Around the Grounds, England Rugby League have confirmed they will consolidate their lower grade comps, NSW Cup and QLD Cup Finals confirmed, and Ron Massey + Sydney Shield enter the preliminary finals!——TIMESTAMPS:00:00 - Intro02:45 - Episode Overview06:03 - Clarkie's Good Guy of the Week vs. Who's in Guildy's Bin10:00 - Bunker Review: Who will replace Adam O'Brien at Newcastle Knights?23:50 - Bunker Review: Brandon Smith criminal charges (Update)31:39 - Bunker Review: Sideline Story MVP Awards (Sneak-Peak)39:06 - TSS Money Comps: Tipping [Round 26] + Supercoach [GF]42:59 - NRL: Road to the Finals analysis50:40 - NRL Round 26: Bulldogs def. Panthers (Penrith rest 16 players)57:47 - NRL Round 26: Eels def. Warriors (Were the Wahs robbed?)1:06:33 - NRL Round 26: Roosters def. Storm (Marky Mark bags 4 tries)1:15:25 - NRL Round 26: Raiders def. Tigers (Canberra claim Minor Premiership)1:24:28 - NRL Round 26: Manly def. Dragons1:27:30 - NRL Round 26: Broncos def. Cowboys1:32:02 - NRL Round 26: Sharks def. Knights1:35:53 - NRL Round 26: Dolphins def. Titans1:39:30- NRL Rapid Fire Tips: Round 271:42:34 - ATG: Super League Round 24 Results + Ladder1:45:46 - ATG: Super League off-field news (Consolidating lower divisions, 1:50:33 - ATG: NRLW Round 9 Results1:51:00 - ATG: NSW Cup, Ron Massey Cup and Sydney Shield Finals updates1:53:45 - ATG: QLD Cup Finals update1:55:25 - Outro——Click the link to follow us on Instagram, Facebook & TikTok, check out our sponsors, or to listen on your preferred podcasting platform:https://linktr.ee/thesidelinestoryrlpodcast——Hosted by Daniel Tassone, Nicholas Guild & Ryan Clarke.Podcast mixed by Daniel Tassone using Garageband.Podcast distributed to all major listening apps using Spotify for Podcasters.Music credit for this episode: ‘Chase' [prod. Yrii Semchyshyn from Pixabay].——Logo designed by Tahlia Zaccomer.© The Sideline Story: Rugby League Podcast, 2021.——“You're listening to The Sideline Story Rugby League Podcast: The Greatest View of Rugby League from the Sideline”

In an effort to streamline Vermont's K-12 school system, a task force of state lawmakers and retired school administrators are working to create new district maps. Plus, Governor Phil Scott says he's pleased to see many of Vermont's larger school districts restrict student cell phone use, Vermont Public announced layoffs, U-S Senators from New York Chuck Schumer and Kirsten Gillibrand are attempting to secure funding for airports in our region, and a portion of Montreal's Sainte Catherine Street will become a year-round pedestrian zone.

#243: Discover smarter strategies to grow your wealth and create financial flexibility. We dive into when it makes sense to invest beyond retirement accounts, how to access savings early through Roth conversions and 72(t) distributions, ways to reduce taxes with HSAs, tax-advantaged accounts, and charity, and so much more. Michael Kitces is the Head of Planning Strategy at Focus Partners Wealth, co-founder of XYPN and publisher of a continuing education blog for financial planners, Nerd's Eye View. Link to Full Show Notes: https://chrishutchins.com/smarter-savings-retirement-michael-kitces Partner Deals Mercury: Help your business grow with simplified finances Oceans: Best proactive global talent to level up your work and life OpenPhone: 20% off the first 6 months of your own business phone system DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Michael Kitces: Website | Focus Partners Wealth | XYPN Blog Posts The Four Phases Of Saving And Investing For Retirement 3 Types Of Retirement And Their Very Different Savings Strategies Supplemental Saving In An HSA For Retiree Medical Expenses IRA Aggregation Rule And Pro-Rata IRA Taxation Effective Backdoor Roth Strategy: Rules, IRS Form 8606 Strategies For Maximizing (Or Minimizing!) Rule 72(t) Early Distribution Payments Systematic Partial Roth Conversions & Recharacterizations 72t Distribution Calculator ATH Podcast Submit questions for AMA Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:53) Should You Max Out Your Retirement Accounts? (05:08) Investing in Your Career as a High-Return Strategy (09:55) Saving in a Taxable Account vs. Retirement Account (13:40) Tax Advantages of a Retirement Account vs. Brokerage Account (16:19) How to Think About Emergency Savings (18:06) Choosing the Best Retirement Accounts (24:21) Reimbursing Medical Expenses via HSA (27:02) Evaluating the Core Retirement Accounts (29:19) Nuances of the Backdoor Roth IRA (30:53) Traditional vs. Roth IRA (32:12) Why the Majority Shouldn't Worry About Tax Brackets (36:58) Roth Conversions in Low-Income Years (Sabbaticals) (39:52) Consolidating and Managing Old 401(k)s (42:05) Can You Access Retirement Funds via Roth Conversions? (42:44) Why Michael Doesn't Practice Roth Conversions Before Retirement (45:36) The Rules for 72(t) Distributions (48:35) Tackling the Account Sequencing Problem (52:16) Leveraging Charity for Tax Deductions (53:58) What Happens When You Leave Money to Your Kids (1:00:43) Where to Find Michael, His Work and Services Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Inventory and materials management may not sound glamorous, but for us—and for any thriving shop—it's the difference between healthy cashflow and a financial chokehold. In this Machine Shop MBA conversation, we break down how smart inventory practices—both physical and digital—can free up space, cut costs, and improve delivery performance. From raw materials and finished goods to WIP and cutting tools, we share the financial, operational, and workflow implications of what you keep on the shelf (and what you shouldn't). You'll hear real-world examples of vendor-managed material programs, strategies for keeping traceability without burying yourself in admin work, and ways we've turned “dead” stock into real cash. We also dig into why inventory accuracy matters beyond just making parts—touching on tax implications, property valuations, and how inventory missteps can kill the value of your business in a sale. And if you've ever lost hours hunting for the right cutter or fixture, our storage and tracking advice might change the way you think about tooling forever. This episode isn't about counting nuts and bolts—it's about building an inventory strategy that supports your cashflow, your team's efficiency, and your long-term profitability. Segments (0:24) Paperless Parts: Quoting made simple, profitable, and powerful (3:09) Why inventory is “sneaky important” for cashflow, workflow, and profitability (4:00) Common categories: raw materials, finished goods, consumables, and workholding (6:30) “Part stock” vs. catalogued vs hybrid strategies (7:58) Calculating the real cost of capital when buying material in bulk (10:45) Consolidating material sizes to reduce stock complexity (13:07) Physical storage, traceability, and avoiding costly scrap from lost certs (15:07) Labeling and marking best practices—from PO numbers to color codes (19:05) Storage layouts that save space and speed up retrieval (22:28) FIFO, LIFO, and how inventory accounting can impact your taxes (24:07) Why you need to check out the SMW Autoblok Catalogue  (24:50) Why WIP can matter for accurate financials and business valuation (29:24) Cycle counting vs. painful year-end full inventory counts (33:26) Real-world wins from knowing exactly what's on your shelves (36:10) Avoiding the trap of overbuilding and obsolete finished goods (39:09) Using contracts and order commitments to protect yourself from rev changes (42:02) Inventory strategies for cutting tools—your most critical shop consumable (45:11) The value of having the right tool at the right time vs. lowest cost (49:45) Why random storage beats “organized” by type for cutting tools (52:19) Fixture storage, location tracking, and purging rarely used setups (54:39) How reviewing inventory can generate sales and free up cash (57:35) Key takeaways for building a smart, profitable inventory strategy  (58:42) Grow your top and bottom line with CLA Resources mentioned on this episode Tooling and the Demon of Chaos Unlocking Tax Savings: Essential Strategies You Can Implement Immediately Paperless Parts: Quoting made simple, profitable, and powerful Why you need to check out the SMW Autoblok Catalogue  Grow your top and bottom line with CLA Connect With MakingChips www.MakingChips.com On Facebook On LinkedIn On Instagram On Twitter On YouTube

Interview with Simon Marcotte, President & CEO of Northern Superior Resource Inc.Our previous interview: https://www.cruxinvestor.com/posts/northern-superior-resources-tsxvsup-high-grade-gold-found-below-planned-open-pit-7259Recording date: 30th July 2025Northern Superior Resources (TSXV: SUP) is emerging as the dominant player in Canada's Chibougamau gold camp through strategic consolidation and exceptional drilling results. The company recently reported outstanding intercepts at its flagship Philibert project, including 11.99 g/t Au over 9.1 metres with a spectacular 101 g/t Au over 1.0 metre, demonstrating world-class grades near surface.CEO Simon Marcotte believes Chibougamau represents "the next big gold camp to be built" in Canada. The company has successfully transformed the camp's ownership structure from five different companies three years ago to essentially two players: Northern Superior and IAMGOLD Corporation. This consolidation creates the foundation for an efficient hub-and-spoke operation where multiple pits can feed a single processing facility.The strategic positioning becomes particularly compelling given Northern Superior's proximity to IAMGOLD's Nelligan project, located just 9 kilometers away. IAMGOLD has publicly indicated that Chibougamau represents their next growth area, viewing the region as "a camp" rather than individual projects. This alignment creates significant potential for joint development or acquisition scenarios.Recent acquisitions including Hazeur, Monster Lake East, and Monster Lake West have expanded Northern Superior's land package to over 68,000 hectares. The company has also discovered high-grade mineralization beneath its existing Philibert pit, providing a unique development scenario where open pit mining generates cash flow while accessing deeper, higher-grade material.Northern Superior maintains a clean capital structure following three consecutive warrant-free financings, including a recent $5 million raise. With a combined resource base exceeding 3.3 million ounces across multiple projects and significant blue-sky exploration potential, the company appears well-positioned to capitalize on what Marcotte describes as "the only camp of this size that has yet to be controlled or owned by a major."View Northern Superior Resources: https://www.cruxinvestor.com/companies/northern-superior-resources-incSign up for Crux Investor: https://cruxinvestor.com

When digital banking experiences move too quickly, users may question their security instead of appreciating the convenience.Join hosts Chuck Moxley and Nick Paladino as they talk with Sathish Muthukrishnan, Chief Information, Data and Digital Officer at Ally. With over a decade of experience in FinTech at America's largest digital bank, Sathish shares how they consolidated six different mobile apps into one unified experience. Plus, what it really takes to create banking that customers compare to their favorite smartphone apps, not traditional banks.Key Actionable Takeaways:Address the four transformation challenges holistically - Technology, process, organizational, and emotional barriers must all be tackled simultaneously for successful digital transformationMeasure friction through multiple lenses - Combine customer feedback, behavioral analytics, and usability testing to understand where real friction exists versus where you think it doesBuild teams that everyone wants to hire from but nobody wants to leave - Create a high-performing culture through high expectations, strong support systems, and recognition that rewards collective successWant more tips and strategies about digital transformation and customer experience? Subscribe to our newsletter! https://www.thefrictionlessexperience.com/frictionless/ Download the Black Friday/Cyber Monday eBook: http://bluetriangle.com/ebook-Ally Bank Website: https://www.ally.comSathish Muthukrishnan's LinkedIn: https://www.linkedin.com/in/sathishmuthukrishnan/ Chuck's LinkedIn: https://www.linkedin.com/in/chuckmoxley/ Nick's LinkedIn: https://www.linkedin.com/in/npaladino/Chapters:(00:00) Introduction(02:00) Ally's origin story(04:05) Consolidating six apps into one experience(10:49) Four types of transformation challenges(14:24) The emotional side of change(18:18) When one-click is too frictionless(23:27) Learning from every customer interaction(25:29) Maintaining human touch in digital banking(28:48) How one feature creates lasting brand awareness(30:06) Creating teams nobody wants to leave(32:45) Common digital transformation mistakes(35:06) Conclusion

A health ministry panel of experts on Friday called for consolidating surgeries and radiotherapies for cancer treatment, citing such reasons as the dwindling number of surgeons in Japan.

Episode 102: Carrie Delgott is the President, COO, and CCO at Wescott Financial Advisory Group. With over 25 years in financial services—including two decades at Vanguard—Carrie brings deep expertise to the evolving RIA landscape. At Wescott, she has helped guide the firm through transformative initiatives like B Corp certification, major acquisitions, and the development of their Life-Minded Wealth framework, all while prioritizing employee engagement, client experience, and sustainable scale. This week, Kyle talks with Carrie about how values and vision can power meaningful scale. They dive into Wescott's journey as a B Corp, their involvement in the Net Positive Consortium, and how their Life-Minded Wealth philosophy puts people—not just portfolios—at the center of everything. Carrie shares lessons from integrating a billion-dollar acquisition, insights on the future of the industry, and why technology, culture, and intentionality are key to building a standout firm in a crowded market. In this episode: (00:00) - Intro (01:48) - Carrie's money moment (04:03) - What B Corp Certification really means (07:21) - Why B Corp matters for RIAs  (09:21) - The Net Positive Consortium and its five pillars (11:45) - What sets Wescott apart (13:09) - Westcott's Life-Minded Wealth philosophy (15:27) - Scaling an RIA with intention (20:32) - Lessons from a $1B acquisition (26:12) - Consolidating tech stacks for growth (29:30) - Carrie's outlook on the future of wealth management (32:57) - Carrie's Milemarker Minute Key Takeaways Growth is about absorption, not just acquisition. Successfully integrating people and culture is just as important as the deal itself. Without alignment, you lose the opportunity for true scale. Values attract top talent. Wescott's B Corp status and purpose-driven approach resonate deeply with next-gen advisors who want to do meaningful work. Scale is relative—and evolving. As the industry shifts, even mid-sized firms must rethink what growth looks like and how to build infrastructure that supports it. Quotes "We're not looking to have technology replace that human interaction, but we certainly are looking for it to make us more and more efficient." ~ Carrie Delgott "Acquisitions are not for the faint of heart. Just because you can afford a practice doesn't mean you can absorb a practice." ~ Carrie Delgott "If you're not going to integrate and you're not going to come to some best practices for how you're going to work on behalf of our clients going forward, then you just lost all of the scale and efficiency opportunities." ~ Carrie Delgott Links  Carrie Delgott on LinkedIn Wescott Financial Advisory Group Vanguard Grant Rawdin Net Positive: How Courageous Companies Thrive by Giving More Than They Take Life-Minded Wealth Salesforce The Psychology of Money Connect with our hosts Milemarker.co Kyle on LinkedIn Jud on LinkedIn Subscribe and stay in touch Apple Podcasts Spotify YouTube Produce game-changing content with Turncast Turncast helps your company grow by producing top-quality content and fostering transformative conversations. We specialize in content generation, podcasting, digital strategy, and audience growth for fintech and financial services companies. Learn more at Turncast.com.

Markets are doing what the markets do best: Consolidating following a rally. Elevated momentum signals are flipping back and forth (not uncommon), and relative strength is coming down from over-bought levels. This is keeping markets from making much of an advance. The back-and-forth debate over Fed rate cuts is also making things uncertain: The markets want a rate cut, but if inflation shows up in the form of tariff impacts on PPI numbers, that news will weigh on markets today (the report to be published after this post). None of this mitigates the risk of a 3-5% correction as early as mid-August. One of the recent "propellants" for the markets from recent lows was the under-weighting by asset managers in Tech prior to Liberation Day. Now playing catch up, they're buying up those shares to rebalance portfolios, and that's resulted in a huge surge in positioning and sentiment. (Remember, sentiment is a contrarian indicator: When everyone is bullish, and everyone has bought, that leaves a vaccuum beneath stocks, where the next buyers will be in a correction). We think we'll see that happen sometime in August or September.   Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO  Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://youtu.be/4k2AfV8moZ8 ------- Articles mentioned in this report: "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- Get more info & commentary:  https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #BullishSentiment #ContrarianIndicator #Technology #LiberationDay #EarningsSeason #RiskManagement #PortfolioRisk #PortfolioManagement #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

In this Tactical Tuesday episode, Sam and Vivien get real about the complexities of recruitment technology — focusing on the cost and benefits of a consolidated tech stack. Hint hint: Consolidation is worth it, every time.Throughout, they discuss the implications of data entry, the importance of having a single source of truth, and how automation can help streamline processes. The core question is this: Do you have tech that you can trust to scale with you? If not, your tech stack may be hurting more than it's helping. Chapters:    00:00 - The true cost of your disconnected recruiting tech stack03:16 - When your 'best-of-breed' tech creates more work07:44 - How a unified tech stack drives efficiency and ROI12:25 - Key questions to ask before you buy new recruiting techExplore all our episodes and catch the full video experience at loxo.co/podcastBecoming a Hiring Machine is brought to you by Loxo. To discover more about us, just visit loxo.co

This week's show covers private markets, how to diversify away from the US Dollar, portfolio rebalancing for retirees, consolidating investment accounts, and more!

Building on last week's discussion about why rolling over your old 401(k) into an IRA could be a smart move, this episode flips the script. It explores seven compelling reasons you might want to leave your 401(k) with your previous employer instead. I break down factors like fees, company stock advantages, penalty-free withdrawals, legal protections, and unique investment options that could all influence your decision.  If you're approaching retirement or just planning your next career move, this episode is packed with insights to help you make the best choices for your financial future.  You will want to hear this episode if you are interested in... [04:12] Leave company stock in 401k to use net unrealized depreciation, potentially saving on taxes via long-term capital gains. [08:55] Consider keeping company stock in an old 401(k) to avoid taxes and penalties if under 59.5 years. [10:01] IRA withdrawal exemptions and strategies. [16:01] Consider keeping your old 401 (k) for potential loan access, but check if your provider permits non-employee loans. [17:50] Deferring 401(k) distributions explained. When to Leave Your Old 401(k) With Your Previous Employer Changing jobs often means making quick decisions about retirement savings. While rolling over your old 401(k) into an IRA is a common choice, there are significant advantages to leaving it where it is. This week, I'm discussing the situations when maintaining your previous employer's retirement plan is advantageous.  1. Potential for Lower Fees If you worked for a large organization, their 401(k) plan might offer exceptionally low administrative and investment fees, especially if they've chosen robust menus with index fund options. While IRA costs have dropped due to strong competition among major financial institutions like Schwab, Fidelity, and Vanguard, some large employer plans still offer a lower cost.  Always compare fees before making a move; sometimes, your old 401(k) will be the most cost-effective option available. 2. Tax Benefits of Company Stock (Net Unrealized Appreciation) Do you have significant company stock in your 401(k)? You could benefit from the unique tax break called Net Unrealized Appreciation (NUA). This allows you to pay lower long-term capital gains rates on your stock's growth instead of higher ordinary income rates. However, to take advantage of NUA, you must carefully roll out your stock and be mindful of any 10% penalty if you're under 59½. Know your stock's cost basis and consult with a tax professional to determine if waiting is best, especially if your cost basis is higher. 3. Penalty-Free Access Between Age 55 and 59½ Left your job between 55 and 59½? Here's a little-known benefit: you can tap your old 401(k) penalty-free before age 59½. If you roll the balance into an IRA, that door closes, unless you qualify for rare exceptions. This rule can be crucial if you need those funds to bridge the gap to retirement, so consider leaving at least part of your balance in the plan until you turn 59½. 4. Enhanced Creditor Protection Federal law (ERISA) offers 401(k) plans strong protection from creditors and judgments, even in bankruptcy. While rollover IRAs are also protected under federal and many state laws, the details can get complicated. Certain states may limit IRA protections, so it's wise to investigate your state's rules. Segmenting rollover IRAs from contributory IRAs can also help simplify tracking and protection. 5. Access to Stable Value Funds Some 401(k) plans offer stable value funds, a low-risk investment choice that often comes with a guaranteed minimum rate of return. While money market funds are currently paying more, that could change if interest rates drop. In lower-rate environments, stable value funds could offer an edge and a safe harbor for your retirement assets. 6. Possible Loan Availability Need to borrow against your retirement savings? Some plans allow you to take a loan from your 401(k), even after leaving the company. However, this isn't universal, since loan repayments are usually tied to payroll. Check with your plan administrator to see if this benefit applies; if it does, it could be an important safety net. 7. Required Minimum Distribution (RMD) Deferral if Still Working If you work past age 73, keeping your funds in a 401(k) with your current employer lets you defer required minimum distributions (RMDs). That's not the case with IRAs. Consolidating old 401(k)s into your current plan can simplify RMD timing and let your funds grow tax-deferred a bit longer. Make an Informed Move Rolling over your 401(k) may seem automatic, but there are times when staying put is the better choice. Carefully assess fees, tax implications, creditor protections, and your unique needs. Most importantly, consider working with a fiduciary, fee-only financial advisor who understands your entire financial picture. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Charles Schwab Fidelity Vanguard Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

This week on Two Parents & A Podcast — we're getting into the stuff no one tells you about becoming a new parent (REQUEST FROM Y'ALL: Comment the craziest thing you learned as a new parent that no one told you—because we know there's more) From the first postpartum period (it was insane), to the unexpected ways your body, routine, and relationship shift, we're talking about worst and best parts of this phase. Before we get into it, we share updates on consolidating Tate's feeding cadence, what happened on our parents night out (Alex Warren concert!!!), and our first home reno project finally being done!! Plus, remember computer typing class??? Because we do - and we suddenly want to play Sims and Where in the World is Carmen Sandiego? In Things We DMed Each Other — a wild peek into how Cocomelon producers optimize for kid engagement (terrifying??), and a conversation on revenge bedtime procrastination (yes, it's real). WE LOVE YOU GUYS! Timestamps: 00:00:00 Welcome back to Two Parents & A Podcast 00:02:10 Consolidating your baby's feeding cadence 00:06:05 How long can you eat food for past the written expiration date? 00:16:10 Parent's night out: Alex Warren concert 00:21:15 Do you remember computer typing class? 00:23:45 We finished our first home reno project!! 00:29:35 Things We DMed Eachother: The test Cocomelon producers use to optimize the show's engagement with young children 00:34:15 Revenge bedtime procrastination 00:39:15 What no one tells you: First postpartum period 00:50:10 What no one tells you: Everyone's experience is different 00:53:05 What no one tells you: Mundane things are more fun 00:55:07 What no one tells you: The body is incredible 01:00:00 What no one tells you: Strain on the relationship? 01:01:45 What no one tells you: NOTHING grosses you out 01:03:10 LOVE YOU GUYS! #twoparentsandapod ---------------------------------------------------------------- Thank you to our sponsors this week: - Hungryroot – For a limited time, get 40% off your first box plus a free item in every box for life. Go to https://www.Hungryroot.com/TWOPARENTS and use code TWOPARENTS. - Boll & Branch – Get 15% off, plus free shipping on your first set of sheets, at https://www.BollAndBranch.com/alex. - Bombas – Head to https://www.Bombas.com/TWOPARENTS and use code TWOPARENTS for 20% off your first purchase. - Cleveland Kitchen – Want to make gut health easy and delicious? Find Cleveland Kitchen's fresh, fermented foods in the refrigerated section of your local grocery store, or have them delivered straight to your door via Instacart. Get $4 off at https://www.clevelandkitchen.com/podcast. ---------------------------------------------------------------- Listen to the pod on YouTube/Spotify/Apple: https://www.youtube.com/@twoparentsandapod https://open.spotify.com/show/7BxuZnHmNzOX9MdnzyU4bD?si=5e715ebaf9014fac https://podcasts.apple.com/us/podcast/two-parents-a-podcast/id1737442386 ---------------------------------------------------------------- Follow Two Parents & A Podcast: Instagram | https://www.instagram.com/twoparentsandapod TikTok | https://www.tiktok.com/@twoparentsandapod Follow Alex: Instagram | https://www.instagram.com/justalexbennett TikTok | https://www.tiktok.com/@justalexbennett Follow Harrison: Instagram | https://www.instagram.com/harrisonfugman TikTok | https://www.tiktok.com/@harrisonfugman ---------------------------------------------------------------- Powered by: Just Media House – https://www.justmediahouse.com/ ---------------------------------------------------------------- Learn more about your ad choices. Visit megaphone.fm/adchoices

In this company update I speak with Sean Kingsley, President and CEO of Gold Hunter Resources (CSE:HUNT - OTCQB:HNTRF - Frank:6RH), to break down the company's recently announced land consolidation and a $2.5M financing. All paving the way for an aggressive 2025 exploration program at the Great Northern Gold Project in Newfoundland.   Key Highlights: The company has consolidated key land positions along the Doucer's Valley Fault, filling in critical gaps near historic workings like the Browning Mine and high-grade gold showings. A clean deal structure: 2% NSR on new claims with a 1% buyback for $1M and no underlying royalties, ensuring a clear path forward for development or partnerships. Gold Hunter now controls multiple gold zones - 18+ target areas identified - with 5 priority targets to lead an initial 10,000-meter Phase 1 drill program this year. The airborne VTEM survey is expected to begin in mid-to-late June, helping refine targets and guide boots-on-the-ground fieldwork and drilling. Fully permitted and road-accessible, the project is supported by Newfoundland's Junior Exploration Assistance (JEA) grant program and backed by an experienced team focused on discovery beyond known zones. CEO Sean Kingsley also explains the regional geological significance of the Doucer's Valley Fault, drawing comparisons to multi-million-ounce gold systems along major structural corridors like those seen in Calibre Mining's portfolio. If you have any follow up questions for Sean please email me at Fleck@kereport.com.   Click here to visit the Gold Hunter Resources website.

HCI Equity co-founder and chief investment officer Doug McCormick discusses the firm's approach to buy-and-build strategies in large, fragmented and stable markets as well as navigating the challenging M&A environment in 2025. 

In this episode, Warren Ingram and Pieter de Villiers discuss the critical concept of diversification in investing. They explore its benefits, the risks of over-diversification, and strategies for effective asset allocation. They touch on the importance of balancing index and active management, simplifying investment strategies, and embracing uncertainty as a key component of successful investing.TakeawaysDiversification is essential for long-term investment success.Over-diversification can lead to diluted returns.Invest across different asset classes, regions, and company sizes.Time diversification helps manage market volatility.Avoid chasing the latest investment trends to prevent losses.A balanced portfolio should include both index funds and active management.Simplicity in investment strategies often yields better results.Consolidating investments on fewer platforms can reduce complexity.Understanding market cycles is crucial for effective diversification.Diversification is a powerful tool against uncertainty in investing.Learn more about 10X Investments today: https://bit.ly/4hiEscGSend us a textReal Talk About MarketingAn Acxiom podcast where we discuss marketing made better, bringing you real...Listen on: Apple Podcasts SpotifyHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

NEWS: LP, allies in House consolidating | May 28, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

There are times when moving your money isn't just a good idea, it's necessary. Figuring out *when can help you protect your investments, reduce your taxes, and stay aligned with your long-term goals. In this video, Peter with Richon Planning and Erin Kennedy detail the 8 moments you should move your money. They are: -Rebalancing -Roth conversions -Age 59 1/2, the in-service distribution -Leaving a job -Fees are too high -Under performing -Your time horizon has changed -Consolidating accounts Ready to take action? Download “The Countdown to Retirement”—a guide that challenges conventional wisdom and helps you craft a plan that safeguards your lifestyle, comfort, and peace of mind. And don't forget to check out the other videos in this special series, as we Countdown to Retirement! Visit www.RichonPlanning.com, or call Peter at (919) 300-5886.

Interview with Simon Marcotte, President & CEO of Northern Superior Resources Inc.Our previous interview: https://www.cruxinvestor.com/posts/northern-superior-resources-tsxvsup-consolidating-next-big-gold-camp-6910Recording date: 15th May 2025Northern Superior Resources (SUP) presents a compelling investment opportunity through its strategic consolidation of the Chibougamou Gold Camp in Quebec. The company has successfully transformed what was once five separate companies into a two-player district alongside major partner IAMGold, creating critical mass around a combined 12.4 million ounce resource base.The investment thesis centers on Northern Superior's superior asset quality at Filibert, which offers 15-18% higher grades (1.1 g/t) compared to IAMGold's flagship Nelligan deposit (0.95 g/t). More importantly, optimization analysis demonstrates that minor cut-off adjustments could improve Filibert's grade by 40% while retaining 90% of the ounces. This grade advantage becomes crucial for bulk tonnage operations where early cash flow determines project viability and payback periods.Recent exploration success reinforces the value proposition. Northern Superior's latest discovery of 18 meters grading 2.5 g/t gold, including 5 meters at 7 g/t, opens significant underground potential beneath existing open pit resources. This follows the successful model at Detour Lake, where underground expansion has delivered exceptional profitability through higher-grade material.The timing is optimal. IAMGold is approaching "cruise control" at their Côte Lake operation and management has indicated their focus will shift to Chibougamou development, targeting 15+ million ounces across the camp. With all assets within trucking distance and designed to feed a central processing facility, the camp's proximity economics create substantial synergies.Multiple value creation paths exist: organic development, optimization partnerships with IAMGold, or potential takeout as the camp advances toward development. Given junior gold stocks trading at historic lows relative to gold prices and the structural advantages Northern Superior has built within this emerging district, the company offers leveraged exposure to both the macro gold thesis and micro execution excellence.—View Nothern Superior Resources' company profile: https://www.cruxinvestor.com/companies/northern-superior-resources-incSign up for Crux Investor: https://cruxinvestor.com

In this episode of Life Accelerated, host Olivier LaFontaine welcomes Joe Maringer, SVP and National Sales Manager at MassMutual Ascend to explore how annuity distribution is being reshaped by digital transformation and shifting market dynamics. Joe discusses how MassMutual Ascend is adapting to today's market by investing in technology to streamline advisor workflows, simplify purchases, and enhance in-force management. He shares insights from overcoming operational challenges during a rebrand and improving customer experience. Joe also highlights the role of AI and predictive analytics in enabling faster customer authentication, smarter call routing, and proactive service models. Beyond technology, Joe reflects on the human side of the business, emphasizing the importance of building long-term trust with distribution partners and clients. By focusing on both digital innovation and personal connection, MassMutual Ascend is positioning itself as a leading force in a competitive and growing annuity market. Key Takeaways: Streamlining the advisor experience is critical to unlocking future annuity growth. Operational resilience and strong partnerships create lasting competitive advantage. AI adoption should enhance human relationships, not replace them, in financial services. Jump Into the Conversation: (00:00) Streamlining annuity execution and why digital visibility is everything (00:45) Meeting the new annuity customer: Higher expectations and digital experiences (03:00) How MassMutual Ascend evolved through focus, acquisition, and rebranding (06:59) Navigating volatility: Why guaranteed income is gaining renewed attention (12:19) Making annuities easier to buy: Consolidating the financial advisor workflow (18:11) Lessons from 2022: How operational stress led to better service models (25:11) Enhancing the advisor experience with real-time dashboards and self-service tools (34:03) Leveraging AI for faster customer authentication and predictive call routing (39:07) Why human advice still matters in the age of automation and robo-advisors (42:30) MassMutual Ascend's growth outlook: Building loyalty through better experiences Resources: Connect with Joe Maringer: https://www.linkedin.com/in/joe-maringer-4965304/ Check out MassMutual Ascend: https://www.massmutualascend.com/ Connect with Olivier: https://www.linkedin.com/in/olivierlafontaine/   

Consolidating emotional recovery.

IrishJobs has published the results of its Jobs Index for Q1 2025, revealing a cautious approach to hiring among firms in the Science and IT sectors ahead of the US Presidential Administration's 'Liberation Day' tariffs announcement. The total number of quarterly job vacancies increased by 5% reflecting the continued strength of the Irish economy and labour market. With close to record low levels of unemployment and moderate domestic growth, the Irish economy is in a strong position to navigate the economic volatility ahead. This economic uncertainty is set to become the new normal over the coming months due to the potential introduction of trade barriers and the emergence of a more protectionist trading environment. The uncertainty created by this shifting trading environment is already starting to impact hiring sentiment in some internationally traded sectors. There has been no change in quarterly job vacancies in either the Science or IT sector according to the Q1 Jobs Index, indicating these sectors have adopted a "wait and see" approach to hiring. The Science sector is composed of a wide range of Pharmaceutical and Life Sciences multinationals which are exposed to potential sector specific trade tariffs. This cautious hiring sentiment is also evident in the IT sector, which could be impacted by retaliatory measures levied by the EU on digital service providers. Consumer-driven sectors associated with the domestic economy, which are less directly impacted by the global trading environment experienced quarterly vacancy growth. Retail (6%), Sport and Fitness (9%), and Sales (28%) all posted strong quarterly vacancy growth. Sectoral trends The Catering sector (11%), which includes jobs in hospitality, accounted for the largest number of vacancies over the past three months. Health (7%), Sales (7%), Management (7%), and Customer Services (6%) completed the top five sectors that made up the largest number of vacancies. Consolidating a trend that emerged in Q3 2024, the Construction sector (5%) contributed marginally more job vacancies than the IT Sector (4.9%). Another property-related sector, Engineering, generated a similar proportion of job vacancies (4.6%) as the IT sector. This continues a broader trend of an uptick in construction and property related job vacancies over the course of 2024. Regional activity Findings from the Index show that several counties with large cities experienced moderate to strong increases in job vacancies, including Galway (22%), Waterford (13%), and Dublin (3%). In county Galway, Staff Nurses, Production Operators & Engineers, and Customer & Sales Assistants were some of the most in-demand roles over the quarter. Engineers, Maintenance Technicians, and Staff Nurses were among the most in-demand role in Waterford in the first three months of 2025. Hybrid and remote working trends Findings from the Index show that the proportion of hybrid working vacancies as a share of total vacancies has increased to 11% over the past three months. Over the past three quarters, the number of hybrid working vacancies as a share of total vacancies has remained stable or slightly increased. These findings suggest that hybrid working will continue to be a substantial feature of the Irish labour market over the coming months. In contrast, the share of fully remote vacancies as a proportion of overall vacancies remains relatively low at 2.4%. While there was a slight increase (0.1%) in the share of fully remote job vacancies over the past three months, their availability remains down 80.6% from the peak recorded in 2021. These trends indicate that fully remote work vacancies will likely remain stable at a relatively low level into the future. Commenting on the release of the index, Julius Probst, European Labour Market Economist at The Stepstone Group and IrishJobs, said: "The Irish labour market continues to perform well, with an exceptionally low unemployment rate of 4% paired with employment gains of about 70,0...

An award-winning investigative journalist, James Corbett started The Corbett Report website in 2007 as an outlet for independent critical analysis of politics, society, history, and economics. Since then he has written, recorded and edited thousands of hours of audio and video media for the website, including a podcast and several regular online video series.00:00 Introduction and Current Events00:16 The Role of Klaus Schwab and the WEF01:21 Bilderberg Group and Media Secrecy03:48 Historical Continuity of Power05:50 Eugenics and Population Control09:25 Technocracy and Energy Credits12:18 Digital Currencies and Surveillance14:45 Public Perception and Climate Skepticism23:24 Censorship and Online Presence25:32 The Golden Age of RSS Feeds26:32 The Social Media Dilemma28:09 Censorship and Content Reposting33:00 The New World Order Book Launch33:40 Trusted Sources and Subjectivity35:26 Big Oil and Climate Narratives44:19 The Future of Cryptocurrency47:14 Geoengineering and Climate Control49:08 Final Thoughts and Resourceshttps://corbettreport.com/How & Why Big Oil Conquered The World (two videos): https://corbettreport.com/bigoil/100% unofficial; run by a fan: Corbett Report Update Service https://x.com/CorbettReportThe Corbett Report (Unofficial) on YouTube: https://www.youtube.com/@CorbettUnofficial =========AI summaries of all of my podcasts: https://tomn.substack.com/p/podcast-summariesMy Linktree: https://linktr.ee/tomanelson1

Hello to you listening all over the globe!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Wednesdays on Whidbey and your host, Diane Wyzga.After 5 unbroken years on the podcast airwaves with 1,200 episodes and over 202,000 plays it's time to take a break from producing daily episodes. Why? To shake things up and unbalance the status quo of this podcast.I'm consolidating and reorganizing Stories From Women Who Walk to make it even more relevant to you, my global audience, bringing even more truth and value. For now 60 Seconds episodes will be broadcast 3 days a week on Monday, Wednesday and Friday to celebrate, illuminate, comfort, inspire, and motivate.I intend to focus on my Substack platform beginning with a name change from Wyzga on Words back to Quarter Moon Story Arts where I can summon the wisdom of a storyteller, the audacity of an activist, and the values of a lawyer to better share communication and storytelling skills with you. Why? So that you can say what you mean, mean what you say, and be seen, heard, understood, and listened to in these days. In other words, change things!  Check me out on Substack and subscribe!Expect a revitalized NewsAudioLetter, maybe short and sweet interviews because brevity is a girl's best friend, workshop ideas and more.Meanwhile, click HERE to access all 1,200 (!)  episodes of Stories From Women Who Walk  archived for your listening pleasure! Please feel welcome to email me at info@quartermoonstoryarts.net with your questions and suggestions.Be well, do good trouble work, and keep in touch!  You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a Discovery Call, and Opt In to stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. 

Consolidating essential care tech into one, optimized ecosystem is how Mike Wang, former Green Beret and cardiothoracic nurse, and Founder and Chief Clinical Officer of Inspiren, is working to make his revolutionary tech the standard across senior living. Listen as Mike discusses how his devices are created with caregivers in mind that provide actionable data to help inform optimized operations. Produced by Solinity Marketing.Become a sponsor of Bridge the Gap.Sponsored by Aline, NIC MAP, Procare HR, Sage, Hamilton CapTel, Service Master, The Bridge Group Construction and Solinity. Produced by Solinity Marketing.Become a sponsor of the Bridge the Gap Network.Connect with BTG on social media:YouTubeInstagramFacebookTwitterLinkedInTikTokMeet the Hosts:Lucas McCurdy, @SeniorLivingFan Owner, The Bridge Group Construction; Senior Living Construction Renovation, CapEx, and Reposition. Joshua Crisp, Founder and CEO, Solinity; Senior Living Development, Management, Marketing and Consulting.

As I have tried to get my over grown trees trimmed I was left with piles of branches and limbs that will not fit in one green waste bin. So my mind goes to how can I consolidate and create a better yield with what I have. This starts the thoughts for this episode.

The path to scaling a successful dental group isn't always smooth, as Dr. Bradley Dykstra candidly reveals in our raw conversation about overcoming critical staffing challenges. When unexpected provider departures left his practices struggling, he turned to temporary dentists—a decision that spiraled into financial strain and team burnout."They just want to come and collect their paycheck," Dr. Dykstra shares about the locum tenens experience that cost his practice dearly. Through this painful journey, he learned crucial lessons about vetting providers, setting clear expectations, and maintaining accountability. His honest reflection offers invaluable guidance for any healthcare organization facing similar staffing dilemmas.Beyond staffing solutions, we explore the counterintuitive strategy of consolidation. By reducing from seven locations to six, MI Smile Dental Group strengthened their bottom line and optimized resources. "It's not number of locations, it's the bottom line that really counts," emphasizes Dr. Dykstra, challenging the growth-at-all-costs mentality common in healthcare. Looking ahead to 2025, Dr. Dykstra reveals his innovative approach to hygienist compensation—treating them as true providers with production incentives rather than fixed salaries. This forward-thinking strategy aims to attract motivated clinicians while controlling labor costs in an environment where insurance reimbursements remain stagnant despite rising expenses.Whether you're managing temporary staffing challenges, considering practice consolidation, or reimagining compensation structures, this episode delivers actionable insights from someone who's navigated these waters. Visit https://mismilesdentalgroup.com to learn more about their approach to dental practice management.If you need help finding the perfect location or your ready to invest in commercial real estate, email us at admin@leadersre.com Sign up for a FREE vulnerability analysis and lease renewal services View our library on apple podcasts or REUniversity.org. Connect on Facebook. Commercial Real Estate Secrets is ranked in the top 50 podcasts on real estate

Effective inspection report writing requires finding the perfect balance between thoroughness and client accessibility, with strategic organization making all the difference in client satisfaction and efficiency.• Report summaries should be placed at the beginning, not the end, of inspection reports for maximum client usability• Common industry fear that front-loaded summaries create liability has little evidence to support it• Consolidating report sections (like combining all bedrooms under "Living Spaces") streamlines reports without compromising quality• Separate bathroom and kitchen sections from general living spaces for clarity and client expectations• Limit canned comments to 5 primary options per item to avoid wasting time scrolling through excessive choices• A streamlined report takes less time to create and is far more useful to clients and contractors• The Einstein principle applies: if you can't explain something simply, you simply don't understand itCheck out our home inspection app at inspectortoolbelt.com, which makes scheduling and report writing easier than ever.Check out our home inspection app at www.inspectortoolbelt.comNeed a home inspection website? See samples of our website at www.inspectortoolbelt.com/home-inspection-websites*The views and opinions expressed in this podcast, and the guests on it, do not necessarily reflect the views and opinions of Inspector Toolbelt and its associates.

How can you guarantee a fabulous retirement?Retirement isn't just about the dollars—it's about designing a life of freedom, security, and fierce self-expression.In this episode, we're diving into nine essential money moves every LGBTQ person (especially fabulous folks over 45) should make to retire with confidence, not chaos.Because let's face it—only 35% of LGBTQ Americans over 45 feel financially ready for retirement. And we deserve better.From ditching debt and dodging tax traps to building a “bitch, I'm fine” fund and finding your post-career purpose, we're breaking down the strategies to help you retire with peace of mind and a little sparkle.This episode is your mini masterclass in queer retirement prep—with just the right amount of sass, stats, and soul.

Interview with Simon Marcotte, President & CEO of Northern Superior Resources Inc.Recording date: 28th March 2025Northern Superior Resources is positioning itself as a key player in Quebec's Chibougamau gold camp, where the company has been leading consolidation efforts in what CEO Simon Marcotte believes will become "the next big gold camp to emerge" in Canada.The Chibougamau camp currently hosts approximately 12.5 million ounces of gold resources between Northern Superior and IAMGold, with substantial growth potential. What makes this district particularly attractive is the proximity of multiple deposits to each other, creating an opportunity for a hub-and-spoke operation where several deposits could feed a single processing facility.Northern Superior's flagship Philibert project currently hosts about 2 million ounces at 1.1 g/t gold. Marcotte emphasizes that by increasing the cut-off grade slightly, the grade rises to 1.3 g/t while only losing about 10% of the ounces. This gives Philibert significantly higher grade than IAMGold's nearby Nelligan project, potentially positioning it as the ideal "starter pit" for the district.The company is currently conducting a 20,000-meter drilling campaign at Philibert, which has already yielded promising results, including a 26-meter intersection grading 2.6 g/t gold located 200 meters east of the current pit design.Northern Superior sees multiple strategic pathways forward, including possible acquisition by IAMGold, forming a joint venture with IAMGold, attracting another major producer as a partner, or developing a standalone operation. Marcotte believes district-wide consolidation is inevitable, stating it "makes too much sense to wrap all projects together somehow not to do it."In a separate strategic move, Northern Superior recently spun out its Ontario assets into ONGold Resources while maintaining a 62% ownership stake. ONGold's key assets include the TPK project and the Monument Bay project (3 million ounces at 1.2 g/t), the latter now in partnership with Agnico Eagle.Management and key investors collectively own 25% of Northern Superior, creating strong alignment with shareholders. The team includes CEO Simon Marcotte, Chairman Victor Cantore (known for success with MX Exploration), and largest shareholder Michael Gentile.As the gold sector experiences improving market conditions, Northern Superior appears well-positioned to benefit from increasing institutional interest in the junior gold sector and the growing appetite for quality assets in stable mining jurisdictions like Quebec.View Northern Superior Resources' company profile: https://www.cruxinvestor.com/companies/northern-superior-resources-incSign up for Crux Investor: https://cruxinvestor.com

This week's episode features a deep dive on the President's Executive Order, Eliminating Waste and Saving Taxpayer Dollars by Consolidating Procurement, which directs the consolidation of certain types of “domestic federal procurement” under the General Services Administration in an effort to “eliminate waste and duplication.” This episode is hosted by Peter Eyre and Yuan Zhou. Crowell & Moring's "Fastest 5 Minutes" is a biweekly podcast that provides a brief summary of significant government contracts legal and regulatory developments that no government contracts lawyer or executive should be without.   Eliminating Waste and Saving Taxpayer Dollars by Consolidating Procurement: https://www.whitehouse.gov/presidential-actions/2025/03/eliminating-waste-and-saving-taxpayer-dollars-by-consolidating-procurement/  

In this engaging simple step on the Uncommon Wealth Podcast, host Phillip Ramsey delves into the often-overlooked mantra of "set it and forget it" in financial advising. He challenges this traditional mindset and offers practical advice on how to take a more hands-on approach to personal finance management. Phillip's insights aim to equip listeners with the tools needed to better manage their 401ks and other investment accounts, emphasizing the importance of maintaining a clear view of one's financial situation.Phillip shares the benefits of consolidating old 401k accounts and how rolling these over can simplify financial management and potentially enhance growth. Throughout the episode, listeners are encouraged to reevaluate their financial strategies, focusing on the impact of dollar cost averaging and the significance of consistent contributions. Phillip's expertise shines as he breaks down complex financial concepts into easily digestible advice, underscoring the necessity of staying engaged with one's finances.Key Takeaways: Avoid the "set it and forget it" approach; always stay informed about your financial status. Consolidate old 401k accounts for better visibility and easier management. Rolling over 401ks can simplify the process of making contributions and tracking growth. Dollar cost averaging is a powerful strategy for consistent investment growth over time. Proactive financial management is crucial in navigating and succeeding on your financial path.Notable Quotes: "You should never forget about your money. You actually should be way more in tune to your money than I think a lot of people would like you to be." "Consolidating old IRAs or old 401ks and rolling them over helps you see exactly how much money you have." "The more that you can fund that consistently fund an account, the better chance it has to be growing." "My challenge to you is try to figure out all your old 401ks, consolidate them, and roll them over either into your own IRA or your current 4

President Donald Trump signed an executive order Thursday to consolidate the contracting of common goods and services, including information technology, under the General Services Administration. Within 30 days of the order's issuance, GSA will take over as the executive agent of all governmentwide acquisition contracts (GWACs) for IT, as designated by the Office of Management and Budget. “Consolidating domestic Federal procurement in the General Services Administration — the agency designed to conduct procurement — will eliminate waste and duplication, while enabling agencies to focus on their core mission of delivering the best possible services for the American people,” the order says. As part of GSA's new role, the administrator will be able to “defer or decline” being the executive agent of IT governmentwide contracts “when necessary to ensure continuity of service or as otherwise appropriate.” Other major GWACs for technology across the federal government include the National Institutes of Health Information Technology Acquisition and Assessment Center's vehicles like its CIO-SP3 and embattled CIO-SP4, as well as NASA's Solutions for Enterprise-Wide Procurement (SEWP) contracts. The General Services Administration on Thursday revealed a new generative AI tool designed to boost efficiency and help automate repetitive tasks. The platform, now available to GSA staff, comes amid anxiety that the Department of Government Efficiency might use artificial intelligence to surveil or replace federal workers, who are being laid off in large swaths across the government. The GSA chatbot can access a series of large language models, including technology from Anthropic and Meta. The system resembles other AI chatbots, and it's designed to respond to user prompts and help staff with basic tasks, like writing. Earlier this month, Wired first reported that the DOGE had deployed a chatbot called GSAi for 1,500 workers. According to Wired, the tool had been in development for several months, but DOGE accelerated the rollout of the platform and eventually wants to use it for data analysis of contracts and procurements. GSA said in a Thursday statement it is encouraging all of its staff to test the tool.

In this episode of The Refresh, Kait from Marketecture Media breaks down the biggest developments in advertising and media, from Scope3's AI-driven innovations to Meta's new fact-checking approach and the latest on TikTok's uncertain future. This week's highlights: Scope3's AI-powered announcements – A new Agentic Advertising Platform and brand standards designed to optimize media buying and reduce carbon emissions AI's impact on advertising jobs – How AI agents could replace traditional media roles Meta launches Community Notes – A new fact-checking system inspired by X, with an uncertain road ahead Publicis wins Coca-Cola's media business – Consolidating its dominance in performance media TikTok's April 5 deadline approaches – Oracle emerges as a frontrunner, but China's approval remains a major obstacle NBC's massive Olympics deal – A pivotal moment for media strategy and execution Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of ThimbleberryU, we dive into a detailed case study centered on Stan and Jan, a fictitious couple navigating the complexities of retirement planning with a focus on creating income, simplifying finances, and leaving a meaningful legacy. With $5 million in assets—$3 million in qualified accounts like IRAs - and 403(b)s and $2 million in taxable accounts—they are financially secure but face challenges in optimizing their retirement strategy.We begin by addressing their primary goal: replacing Stan's paycheck as he retires. Given their modest spending of $100,000 annually, the focus is on balancing stability, flexibility, and efficiency. Strategies include leveraging Stan's Social Security at age 70, drawing from qualified accounts to manage required minimum distributions (RMDs), and addressing the 10-year fixed distribution requirements from certain accounts. Consolidating multiple accounts into a single IRA for administrative simplicity is another point of emphasis.Once income is stable, we explore aligning their investments with their goals. A mix of bond ladders, dividend-paying stocks, and liquid investments ensures consistent income while managing risk. We emphasize a conservative-to-moderate approach for near-term needs, with some growth-focused investments to combat inflation and support their longer-term financial stability.Taxes play a significant role, and we discuss strategies like Roth conversions before Stan's RMDs begin, allowing funds to grow tax-free for future needs. Charitable giving through Qualified Charitable Distributions (QCDs) and donor-advised funds offer opportunities to support causes while reducing taxable income. For family, gifting up to $19,000 per year per recipient tax-free enables Stan and Jan to enjoy seeing their loved ones benefit from this money during their lifetime.Ultimately, this case study highlights that retirement planning is about more than just numbers—it's about aligning financial strategies with personal values and creating a fulfilling, stress-free retirement. Whether simplifying accounts, managing taxes, or crafting a legacy, thoughtful planning helps ensure a meaningful and secure future.  Having "enough to retire" may only be the first piece of the puzzle. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

Welcome back to the All Gas Trade Show with Gabe (@iGabe_FF) and Ty (@Tydeclare44)! This week, we're joined by Cody Smith (@CodySmithTFDR) to break down real dynasty trades from the DDFFB Community.

What separates the rich from the really rich? In this episode of The Journey, Morgan DeBaun sits down with entrepreneur, creator, and financial strategist Nicholas Crown to break down the key mindset shifts and financial strategies that set successful entrepreneurs and really rich individuals apart.   In this episode: 00:00 Introduction and Guest Welcome 00:27 Nicholas Crown's Entrepreneurial Journey 03:23 The Reality of Entrepreneurship 04:54 Geographical Arbitrage and Cost Management 08:00 The Birth of Rich vs. Really Rich Series 16:39 Navigating Market Response and Iteration 21:59 The Dilemma of Social Media Authenticity 22:43 The Power of Visual Cues in Marketing 23:22 The Struggle with Social Media Validation 24:33 The Journey of Entrepreneurship 25:24 Challenges of Running an Agency 26:39 Introducing Revise: A Retirement Planning Firm 29:13 Understanding Annuities and Their Benefits 38:18 The Importance of Consolidating 401ks 39:35 Final Thoughts on Financial Management 44:29 Connecting with Nicholas Crown   In the episode, Nicholas Crown, who is known for his viral Rich vs. Really Rich series, shares his path from Wall Street trader to digital entrepreneur, and the lessons learned along the way to financial independence. From scaling startups to exiting companies, he reflects on his journey of iteration, failure, and learning to define success beyond just making money.   Throughout the conversation, Morgan and Nicholas discuss the realities of entrepreneurship, including why business success often takes longer than expected, how to recognize when it's time to pivot, and the common mistake of staying in a failing venture for too long. They also touch on the power of social media in business, with Nicholas revealing how he unintentionally built a massive audience through content experimentation.   Nicholas also shares his insights on personal finance, explaining the mistakes many people make, especially when it comes to 401(k)s. He breaks down the steps individuals can take to regain control of their financial investments to prepare for retirement, and explains how his company, Revise, helps people grow their wealth safely through annuities and pension-like investment strategies.   If you've ever wondered how to break free from the paycheck-to-paycheck cycle, scale a business successfully, or invest smarter for the long run, this is a must-listen! So grab your headphones and get ready to take notes! Like what you hear? Don't forget to leave a rating and review!   Pre-order Rewrite Your Rules: https://worksmartprogram.com/book/   More from Nicholas: https://www.nicholascrown.com/ https://www.tiktok.com/@nicholas_crown https://www.instagram.com/nicholascrown/ https://www.youtube.com/@NicholasCrownYouTube https://getrevise.com/   Join the Newsletter for More Exclusive Content: https://worksmartprogram.ac-page.com/thejourneypodcast Make sure you are following Morgan's journey on TikTok: https://www.tiktok.com/@morgandebaun?_ Visit Mormatcha.com to make a purchase. Follow us on Instagram: https://instagram.com/thejourneybymdb Produced by MicMoguls.

Hosts: Leah Murray and Adam Gardiner  President Trump is now expected to take control of the United States Postal Service. That would involve firing the Postal Service's governing board, but the board is planning to fight the pending executive order. It comes as the President takes control of other boards and government-related organizations like the Kennedy Center for the Performing Arts. Leah and Adam discuss the consolidation of power.   

In this episode of the Nine Finger Chronicles podcast, host Dan Johnson engages with Brandon Ringwalski, discussing the rich culinary traditions of Wisconsin, the transition into fatherhood, and the evolution of hunting strategies over the years. Brandon shares his experiences from pre-kids hunting to military life, and how these experiences shaped his approach to hunting and family life. The conversation delves into the challenges of balancing hunting passions with family responsibilities, and the importance of relationships in navigating these changes. Brandon reflects on his hunting successes and the realistic expectations of deer hunting in Wisconsin, providing insights into the hunting culture and personal growth. In this conversation, Brandon Ringwolski shares his journey of adapting his hunting strategies and mindset after becoming a parent. He discusses the challenges of balancing family life with hunting, the importance of learning from past mistakes, and how he has found success by reevaluating his approach to scouting and hunting. Brandon emphasizes the value of using time efficiently and prioritizing family while still pursuing his passion for hunting. Takeaways: Wisconsin is known for its rich culinary traditions, especially fish fries. Transitioning to fatherhood brings significant changes to hunting habits. Military life can limit hunting opportunities but strengthens relationships. Post-military, there is a renewed focus on hunting and making up for lost time. Balancing family life and hunting requires communication and understanding. Hunting strategies evolve significantly after becoming a parent. The importance of independence in a relationship enhances mutual support. Success in hunting often comes with patience and realistic expectations. Wisconsin offers a variety of hunting opportunities, including quality deer. Personal growth is often reflected in the evolution of hunting practices. Brandon experienced a meltdown during his hunting journey. He initially repeated mistakes but learned from them over time. Hunting should be fun and not a source of stress. Reevaluating goals is crucial when life changes occur. Scouting in the offseason can lead to better hunting success. Consolidating hobbies can free up time for hunting. Success in hunting can come from reduced pressure on hunting spots. Finding success requires adapting to new life circumstances. Scouting days can be more valuable than hunting days. Family should always come first, even in hunting.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Nine Finger Chronicles podcast, host Dan Johnson engages with Brandon Ringwalski, discussing the rich culinary traditions of Wisconsin, the transition into fatherhood, and the evolution of hunting strategies over the years. Brandon shares his experiences from pre-kids hunting to military life, and how these experiences shaped his approach to hunting and family life. The conversation delves into the challenges of balancing hunting passions with family responsibilities, and the importance of relationships in navigating these changes. Brandon reflects on his hunting successes and the realistic expectations of deer hunting in Wisconsin, providing insights into the hunting culture and personal growth. In this conversation, Brandon Ringwolski shares his journey of adapting his hunting strategies and mindset after becoming a parent. He discusses the challenges of balancing family life with hunting, the importance of learning from past mistakes, and how he has found success by reevaluating his approach to scouting and hunting. Brandon emphasizes the value of using time efficiently and prioritizing family while still pursuing his passion for hunting. Takeaways: Wisconsin is known for its rich culinary traditions, especially fish fries. Transitioning to fatherhood brings significant changes to hunting habits. Military life can limit hunting opportunities but strengthens relationships. Post-military, there is a renewed focus on hunting and making up for lost time. Balancing family life and hunting requires communication and understanding. Hunting strategies evolve significantly after becoming a parent. The importance of independence in a relationship enhances mutual support. Success in hunting often comes with patience and realistic expectations. Wisconsin offers a variety of hunting opportunities, including quality deer. Personal growth is often reflected in the evolution of hunting practices. Brandon experienced a meltdown during his hunting journey. He initially repeated mistakes but learned from them over time. Hunting should be fun and not a source of stress. Reevaluating goals is crucial when life changes occur. Scouting in the offseason can lead to better hunting success. Consolidating hobbies can free up time for hunting. Success in hunting can come from reduced pressure on hunting spots. Finding success requires adapting to new life circumstances. Scouting days can be more valuable than hunting days. Family should always come first, even in hunting.  Learn more about your ad choices. Visit megaphone.fm/adchoices

#PANAMA:  POTUS consolidating US defenses. Gregory Copley, Defense & Foreign Affairs 1900 Columbus, Ohio