Podcasts about maximizing

In this episode, host John Pajak speaks with Dennis Hering of The Advisory Investment Bank about the unique challenges and opportunities of selling a green‑industry business to private equity. They discuss why a focused, tech‑enabled advisory process drives better outcomes than DIY platforms, how to prepare for an exit, navigate deal structures like earn‑outs and rollovers, and ultimately unlock greater value. Perfect for lawn care and landscape business owners planning for their next chapter. Comments and Questions are welcome.  Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser. The Advisory Investment Bankhttps://theadvisoryib.com/ Upcoming Events: Get 50% OFF Equip Expo 2025 tickets NOW with promo code PAJAK https://plus.mcievents.com/equipexpo2025?RefId=PAJAK LCR Summit: October 19th and 20th in Louisville, Kentucky The Playbook for Success in Your Business and Life! https://www.lcrmedianetwork.com/   Show Partners: Yardbook Simplify your business and be more profitable.  Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you're earning, spending and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/ Green Frog Web Design Get your first month for only $1 when you use code, PAJAK , and have your website LIVE in 3 weeks from projected start date or it's FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area “Qualify Leads Based on Your Profitable Service Area.” Click on this link for an exclusive offer for being a “Profits with Pajak” listener. https://myservicearea.com/pajak Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout  

What if healthy food actually became the most delicious part of your day?In this episode of Better Health Bookshelf, host Mike Capuzzi talks with Dr. Deborah Kennedy about culinary medicine—the practical approach to making nutritious food taste so good, you'll want to eat it. If you're tired of the chemicals, sugar, and salt hidden in your food—or frustrated that healthy cooking feels bland or boring—this episode will give you a new path forward.What you'll learn:How to make healthy eating sustainable by maximizing flavor.Simple kitchen strategies to cut sugar and salt without losing taste.Why food as medicine isn't hype—it's a powerful, science-backed solution.Listen now to discover how to transform your relationship with food and cook meals that heal, energize, and satisfy.Click here to grab your copy of Culinary Medicine: Maximizing Flavor to start making healthy food craveable today.If you find this episode helpful, please consider subscribing and sharing it with friends and family.

#ThisMorning on #BRN #Wellness | #Maximizing Your #Healthspan | Sandy Charles, MD, American Heart Association | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

In the latest pod we dive into one of the smartest draft tactics for the start of the season - using your late-round picks to target players with strong early fixtures. We highlight key teams to watch, name a few under-the-radar picks that could explode in Gameweeks 1–6, and we reveal the rotation pairings that compliment those opening games PERFECTLY. Don't forget to subscribe to the pod and give us a FIVE STAR rating and some KIND WORDS on whatever podcast platform you're listening to us on! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever wondered how independent filmmakers create high-production value films on tight budgets? Join us as director Emelie Claxton and producer Cindy Allen reveal the ingenious strategies that transformed their short film "Doggone" from an impossible dream into a festival success story. From raising an impressive amount through crowdfunding to turning one movie theater into six different filming locations, they share the practical wisdom they gained along their filmmaking journey.This episode unpacks the power of collaboration, the importance of hiring specialists rather than doing everything yourself, and the game-changing "big board" technique that kept everyone on set informed and aligned. You'll hear how breaking traditional filmmaking rules, rekindling old friendships for fundraising, and trusting in specialized talent created a film that audiences are falling in love with at festivals.Whether you're an actor, filmmaker, or film enthusiast, this conversation offers valuable insights into maximizing resources and creating meaningful stories that connect with audiences. Don't miss their final inspiring advice: "Don't say no to yourself."0:00 Intro and teaser about on-set chef0:17 Podcast introduction0:54 Welcome and host introductions1:28 Meeting special guests Emelie and Cindy2:32 Discussing the short film "Doggone"3:36 Missing Poland trip for the film shoot5:06 The luxury of having a chef on set6:40 What is Doggone about?8:58 Breaking filmmaking rules10:10 Crowdfunding campaign success14:00 The secret to successful crowdfunding19:22 Republic: equity-based crowdfunding alternative24:00 The big board that changed everything27:19 Maximizing production value29:19 Using one movie theater for six locations33:20 The importance of hiring specialists36:26 Audience response to the film39:29 What's next for the filmmakers42:20 Final advice: "Don't say no to yourself"43:16 Where to watch DoggoneSend us a textFor our listeners, CFA's teamed up with We Make Movies to get you a discount on production management services, including access to comprehensive production insurance and workers' comp for your next shoot. Visit wemakemovies.org/insurance and use code CFA23 on your intake form for 10% off your quote.Calling all actors! Take 25% off your membership at WeAudition with code: CFA25 Website: www.cinematographyforactors.com Instagram: https://www.instagram.com/cinematographyforactors TikTok: https://www.tiktok.com/@cinematographyforactors Cinematography for Actors is a community aimed at bridging the gap between talent & crew through our weekly podcast & community events. Our weekly show supports the filmmaking community through transparent, honest & technically focused interviews with the goal of elevating the art of effective storytelling.

The dealership space is a bit of an untapped resource in commercial real estate. But property and real estate matters are crucial areas for dealers to watch. That's where Ned Hennessey and the team at Surmount come into play. Surmount is a full-service commercial real estate platform and said it's the only one focused exclusively on auto dealers. Hennessey and his team run the real estate capital markets and advisory programs for several of the top franchised & independent dealers across the country. He joins the Auto Remarketing Podcast to discuss what dealers should be mindful of in property leases, the potential benefits and considerations for sale-leasebacks and what macro trends auto retail should be watching.

We celebrated our School of Leadership graduate, and Pastor Peter and Pastor Jessica shared 5 principles to develop people and maximize your impact.

On this episode, we're talking about Maximizing Your Job Offer. Join Dean Gene Kutcher as he sits down with recent grad Angilee Blake ‘25 (Finance), Rider alum Melanie Hunter (Early Career Talent Acquisition Manager at Aramark) and Rider's Director of Career Development & Success, Karl Craft, as they share wisdom and insights about what you do AFTER you get the job offer. You'll learn that an offer letter is more than a starting salary—it's the beginning of a relationship, the foundation for your career, and, yes, a moment to advocate for yourself. Whether you're job hunting now or planning ahead, this episode will help you think strategically, ask smart questions, and confidently move from “I got the job” to “I made the most of it.”

In this episode of Five Minute Friday, we're continuing our Know Your Numbers series by unpacking one of the most overlooked but critical metrics in retail: Initial Markup (IMU). Your IMU isn't just a pricing formula—it's your profit ceiling. And if you're not tracking it monthly, you could be limiting your growth without even realizing it.

If four things are followed – having a great aim, acquiring knowledge, hard work, and perseverance – then anything can be achieved. – A. P. J. Abdul Kalam Received today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: “The Secret for Maximizing the Monday Effect." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!” and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text “chartingwealth” to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Send us a textIn this episode, Jeremy Neisser sits down with two seasoned college athletics marketers: Scott Peace (Senior Associate AD for Revenue Generation at UNI) and Kelly Wilga (Assistant AD for Marketing at Sacramento State). Together, they dive into what it takes to successfully plan and execute a football marketing campaign.From budget discussions and scheduling promotions to engaging students and running creative, on-brand theme nights, this episode is packed with actionable insights. They explore how even teams with limited resources can deliver unforgettable fan experiences and improve attendance through collaboration, strategy, and bold creativity.TakeawaysStart football marketing planning early — often as early as March.Prioritize student engagement, especially for early-season games.Build partnerships across campus to extend your budget and reach.Theme nights and experiential promotions (like hot tubs or tattoo artists) can dramatically boost attendance.Always evaluate the ROI of long-standing marketing traditions — and be willing to scrap or evolve them.Focus on controllable factors of fan experience from “driveway to driveway.”Giveaways still work, especially when they're creative and unique.Use athletics as a platform to highlight broader university initiatives.Even with a tight budget, you can get creative and make a big impact.Don't accept the limitations of a small team — lean on relationships, data, and smart execution.Memorable Quotes

In this part 2 of his conversation with Kiera, Morgan Hamon, co-founder and president of EAG Dental Advisors, talks about the action items doctors must commit to to stay financially savvy. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:01) Hello, Dental A Team listeners, this is Kiera, and this is part two with me and Morgan Hamon as part of EAG Dentist Advisors, where we're actually gonna talk into the tax psychology and the tax strategies and the tax tips. And I really just feel like this episode is so powerful. And as always, thanks for listening, and I'll catch you next time on the Dental A Team Podcast.   Morgan Hamon (00:22) But no, you got to do the stuff. So if your accountant tells you, look, take a board meeting, document it properly, there's a proper way to do it, you got to do it. That's how we say the proper legal avoidance. your account comes to you and says, look, it's time to be an S-Corp,   Kiera Dent (00:30) Mm-hmm.   Morgan Hamon (00:39) because the profit is appropriate, you gotta follow the instruction. There's a procedure there and it's gonna save a lot of money on self-employment payroll tax if it's done correctly. You gotta listen, but you gotta engage. There's action items. And so we, ⁓ every September, I made a checklist. You know, again, Navy guy, right? I got a checklist. Log in, do the checklist. I call it our business tax savings maximizer. That's the flashiest, catchiest name I could think of. But like, log in and do it. That's the secret.   Kiera Dent (00:58) I love it.   you   Morgan Hamon (01:08) So, you know, for those listeners that waiting for the secret, that's it, right? We got to capture expenses as business deductions and there is action items for the doctor. It requires that engagement. And to circle back to where what you said earlier, like you can't come into the office and just fix it for them. They've got responsibilities on things to do too and that's the same with tax policy.   Kiera Dent (01:31) I thought that was such a beautiful way. And as you were going through the phases of grief, I'm like, oh yeah, I definitely lived all of those. And I think it does feel like a kick in the gut. like, this is worse than finding out like coal in your stocking Christmas morning. Like it's way worse. Like it feels awful. And you're in total denial that like, how is this even real? Like I live in America. Like, how is this real? I didn't know. And I mean, then you put on your state tax on there. And I'm like, for people who are in California,   Morgan Hamon (01:39) Mm-hmm.   Mm-hmm.   Mm-hmm.   Mm-hmm   Mm-hmm.   Kiera Dent (02:00) Like more than 50 % of your income could be going to tax pending upon your tax bracket. But I think Morgan is one of those things of also seeing, I know people don't want to hear, I'm going to be very unpopular right here and it's okay. It will like, you'll be in denial, you'll hate it. And then you'll be like, yeah, that's actually a really good point. Cause that's how I did it. Like taxes are a blessing though. Like we, we are so blessed to live in the country we are to be able to set the pricing that we want, to be able to do the work that we want to do that. like, I don't want to pay more taxes.   Morgan Hamon (02:12) you   Mm-hmm.   Kiera Dent (02:28) but I can see me paying taxes as like my opportunity to be here and to be a business owner. And I think that's an amazing thing that we do get to have access to. But like you said, shoot guys, this is where the discipline comes in. This is where the engagement comes in. This is where the ownership comes in. I remember where I should like, I'll send you a picture. My husband and made this like vision board together, cause every December I would cry over taxes. And one of my goals, literally has like, it's a sign that says tax expert ahead.   Morgan Hamon (02:33) Mm-hmm.   Mm-hmm.   Mm-hmm.   Kiera Dent (02:57) And I put that on my vision board because I'm I'm sick of this stupid stuff. I'm sick of Morgan telling me I owe this much money when I'm like, how is it even possible? I was like, I'm going to freaking figure this out. And I realized like, it's actually not that hard of a math equation. It's like, what is my profit that I get that month? What's my tax bracket? And let me go save that.   Morgan Hamon (03:00) Thank you.   Mm-hmm.   Kiera Dent (03:16) pay your quarterly tax payments. And then what I love is when, cause I put myself in the highest tax bracket, some years I'm going to be a little bit higher, some years I'm going be a little bit lower, like it's going to flush out. But if I'm saving my max amount that I would be having to pay in taxes every single month, I'm like, it's not that hard. Like you literally just take it, put it in a savings account, I put it in a high yield, so I'm even making money on it there. What's amazing is at the end of the year, I get my W2,   Morgan Hamon (03:32) Mm-hmm.   Kiera Dent (03:41) like refund, if you will, because we realize I have over-saved throughout the year. I also put in there like buckets, because I realized for me, Morgan, it wasn't just the tax that was hitting me. It was the SEP IRA that I had to pay. It was charitable contributions I was paying. It was end of year bonuses. And all of that, it's not taxes. I think you get hit with all of those at the end of the year. It's like you're trying to put these, then you've got your Roth IRA that you're trying to like put those in. And it's like all these things are money and it's all accumulating at one time.   Morgan Hamon (03:43) Mm-hmm.   Okay.   Kiera Dent (04:11) versus figuring out how much you really are gonna pay, breaking it down into buckets, saving for it, and then I love it. My money at the end of the year, whatever I don't pay in taxes, because yeah, it's a big number, whatever, you're just going to pay it. That's part of having an amazing, thriving business. But then my slush because I over-saved, that becomes my refund, that becomes Keira's money of like, sweet, what are we gonna do on this because I've already paid tax. Now I can take that.   Morgan Hamon (04:14) Mm-hmm.   Mm-hmm.   Mm-hmm.   Mm-hmm.   Kiera Dent (04:37) Now I can go buy the things I want to buy. can put it in retire. I can put it wherever I want it to go. ⁓ but I have it to our peace of mind. When I get my, like this year, my CPA can be like, wow, Kara, you like, you have this. And I was like, rock on. Like you're not stressed about it, but that takes discipline every month. I'm literally like, Hey, how much do we have put that profit over in our savings every quarter? You're making those quarterly payments. ⁓ it is being strategic. is like.   Morgan Hamon (04:52) Mm-hmm.   Mm-hmm.   Kiera Dent (05:06) You were on a call the other day with some of our doctors and like, so Kiera, how like there are you when you do your meetings at your house? And I'm like, I crossed my T's down my eyes. I don't like this game. Like I do Airbnb. I look at all my rental comps around me. I saved that every year. It's in a folder. All the things are in the calendar with me and the other people. I have an agenda. I send that over to my CPA. I just don't like to play in the game of gray. But I think those are the pieces that help you. And then you just maximize.   Morgan Hamon (05:16) Thank you.   Mm-hmm.   Kiera Dent (05:34) But Morgan, I don't know. think I've just learned that's also part of the success tax of being successful. Like this is what it is. And I think that being a business owner, the discipline of saving your money and not spending it all because we think like, should get this cause I'm a high earner. No, like there's still tax games that we play. There's different ways to minimize it. But realizing like I need to be disciplined here. I think if you can be disciplined there, it also stems to your team. It stems to your leadership. It stems to your physical health.   Morgan Hamon (05:39) It is.   Mm-hmm.   Mm-hmm.   Kiera Dent (06:04) It stems through   so many other areas in your life that I think like talk about a blessing of taxes that we actually get this benefit.   Morgan Hamon (06:07) Yes.   It,   I agree. And you do have to be, you do have to be disciplined. I know. I know. I also, I'll share a personal, I'll share a personal experience and kind of how I view tax because I very happily write those checks. You know, I write the same ones as our doctors do, but so back when I got out of the Navy, my family and I, so my parents, my brother and myself, we all chipped in and bought a real estate company.   Kiera Dent (06:13) Even though I hate it, Morgan, don't take me wrong. I still hate taxes. Morgan, tell me the secrets.   Morgan Hamon (06:36) back in 2005, real estate was happening. It was all in, all chips on the table. Well, guess what? 2009, everyone remember what happened in 2009? So, I mean, it was bad. It was horrific. 2009, my tax bill was zero. Zero. But do you think I was coming home saying, honey, look at this, zero, woohoo, check this out. I got no tax.   Kiera Dent (07:04) day.   Morgan Hamon (07:05) No, I'm sitting in a room and looking at the wall like how am going to face my kids telling them dad can't keep a roof over their head? How did my life get this screwed up? I paid no income tax, but those are not good times. That's not a period. And so right after that is when my dad and I started HD Accounting Group. But those days were like not my fondest memories even though I had zero tax liability. Fast forward a bunch of years, I've enjoyed a lot of success and I write some big checks to the government and I don't care.   My life is so much better. got kids college paid for, no debt. My life is good. And yeah, they are some big checks. I mean, let's face it, they're not my favorite things to write. Nobody likes it. But my life is just exponentially better. So when you're paying tax, you're making good money. I don't know, maybe boil it down to that.   Kiera Dent (07:55) I would agree with you.   which thank you for sharing because I think we, I agree. I don't want to have a year where I'm paying $0 to taxes. Cause that means that when you said zero and I'm like, we had a bad year. That's like a real bad year. Like as a business owner, you start to realize like that actually is not a good year. ⁓ But I think for that, ⁓ it's the discipline. And I found for me what's cut the stress out as an employer and as a business owner, not CPA, that's Morgan the world. That's not my world is when I have   Morgan Hamon (08:09) That's... ⁓   And now...   Kiera Dent (08:28) money and I'm disciplined and I save it because you still have profit afterwards. So it's not like you're not taking anything home every month. You're just being disciplined that that money for tax you save then I have the money and I'm like the pain I think comes from not having the money and the fear of where am I going to come up with the six figures when I've already spent it. I think that's more of why people hate taxes just like people hate root canals. They don't actually hate the root canal. They hate the pain leading up to it. We hate the pain of not having the money set aside.   Morgan Hamon (08:33) Mm-hmm.   Mm-hmm. Yeah.   Yes   Well.   Exactly. And let's tie this real specifically to the world you and I serve, our dentists. What really creates a lot of confusion and adds to the emotion is that, most of our clients have a practice note, a big one. And they don't always realize, look, when you make your loan payment, that is not a tax deduction, right?   Kiera Dent (09:22) not   just   Morgan Hamon (09:22) When you borrow the   money, we deduct everything you're going to buy, but then over time when you pay that back, you don't get it deducted again. So if your debt service on your practice loan is $100,000 a year, which we see often, you're paying income tax on it. So if you made $500,000 and $100,000 went back to the bank, you're living on $400,000 but paying tax on $500,000. And that is   That can be shocking and that's why you'll hear, and that applies to just both financial accounting and tax, that question of, my accountant said I made this much money. That can't possibly be the case. I just logged into the bank. What are they talking about? It's that debt service. That money's gone, but it's not a deduction. The other thing that makes it, any tax planning for dentist challenging is just the volatility in the month to month profit.   And I think there's a misperception out there, hey, look, my accountant is keeping my books up to date every month, right? And so if we get to the end of, let's say the end of September, and we can, hey, September 30, this is the exact profit, that does not equate to a granular, precise tax calculation because we have to, all your tax rate is dependent on total annual household income. If there's four months in the year that haven't happened yet, we gotta,   Kiera Dent (10:16) Amen.   Morgan Hamon (10:46) We got to estimate and it's subject to change. Maybe they were struggling in May and they said, you know, I'm calling Kiera, fine, I'm going to do it. We're going to get this thing figured out. And so then by November, they're killing it and everything's up 30%, 40%. Well, guess what's also going to be up? Your estimated payments are going to be higher, right? And so it's volatile.   and it's not an exact science. with any tax planning, those quarter estimated payments are trying to keep you in the hunt. And you alluded to that by having your buckets. Just realize there will be a settle up at the end of the year when it all fleshes out, because all we can do is estimate along the way. Try to keep it as close as we can. But I'm with you. I make those payments quarterly. I don't put my head in the sand because it'll just get bigger.   Kiera Dent (11:33) Well, I'm curious, Morgan, this is like Kara's nerdy side of me that I don't understand. So help me. And I hope this comes across respectful of the CPA world. To me, I feel like why don't CPAs at the end of every month, you know my profit, you know what I did that month. So yes, there's the estimated, but why not just give me like, the only thing I've thought of is maybe my tax bracket could change, but I'm like, why not estimate every month approximately what I need to save for taxes?   Morgan Hamon (11:43) Mm-hmm.   Mm-hmm. Mm-hmm.   Mm-hmm.   Mm-hmm.   Kiera Dent (12:03) So I can at least put that away monthly. Help me understand the psychology of that, because I don't.   Morgan Hamon (12:06) So, oh, trust me,   we've thought about this every which way. And I'm never done. I tweak our tax planning process every year. So to your point, like you could look at last year's tax return. So there's two figures to look at. There's your marginal tax rate, which is your whatever bracket, your highest, so the highest of 37.   But then there's what's called an effective, and that's just the average, right? If you look at total income and total tax, what's the average? So you could look at your last year's tax return and maybe your combined federal and state income tax was, call it 30%. So you could say, whatever my profit is times 0.3 is what I had to put away. So you could do that, but that's inherently going to be inaccurate.   because you will not have the same effective tax rate this year unless you have like a carbon copy and it'll be different. A lot of volatility. The other thing, it's a very equipment heavy industry as you know, and people do go buy equipment. And so if we, if say an accountant says, put whatever your profit is times 0.3, put that away, but then they get in and maybe they really do. Maybe their practice was... ⁓   Kiera Dent (13:20) Mm-hmm.   Morgan Hamon (13:31) you know, plum for eight ops, but they're equipped for five and it's time to fit those other three. Well, that's some really nice tax deductions there, like dollar for dollar. Well, that's really going to come down. And so that estimate's going to be out the window, like really quickly. You know, we've had times where I think of this story, something you don't tell stories. We had a client, this was a few years back, where they sent us an invoice. I can't remember what they bought.   Kiera Dent (13:38) and   Morgan Hamon (14:00) It was big, right? It was $120,000. They sent an invoice, not an email like I'm thinking about this. They sent an invoice. So we booked it. 120K deduction, did the tax plan, the works. Well, it comes time to do the tax return. And we're saying, hey, we keep asking for the loan paperwork on this claim. We don't get it. So finally, hey, look, we really want to get this tax return done. Can you send us that loan paperwork? And he's like, oh, I changed my mind.   I didn't buy that. And we're like, oh, let's put 120K of income back on top. You owe, I think it was like 40,000. And they're like, how can this be? I'm like, you sent us an invoice. Think how mad you'd be if we hadn't booked it. And I just tell that kind of story. Like equipment purchases in Q4, it's all out the window at that   Kiera Dent (14:37) Bye.   Yeah.   Yeah!   Mm-hmm. Mm-hmm.   Morgan Hamon (14:58) So   it's very volatile. So to kind of circle all way back to the beginning, just for some basic tax planning, I knew for me, like federal and effective, it's like 35%. And I just planned for that. And then there's a settle up. And if I owe a bit, it's because we killed it. And I need to actually celebrate that and not be cranky about it. And if I get some money back, maybe,   Kiera Dent (15:13) Mm-hmm.   you   Morgan Hamon (15:27) Maybe it just didn't end up as good as I thought or whatever. We're accountants. We don't have like, Xerox machines to write off. I got like a laptop. So, I mean, we're kind of limited on that. So, ⁓ those are some limitations inherent in tax planning for specific for the dental industry, the volatility and month-to-month profit and the high amount of equipment that's involved, which involves some instantaneous significant tax deductions.   Kiera Dent (15:32) Right.   and   Sure, no, that makes sense. And I think for me, it's always like, okay, there's profit, there's expenses. ⁓ If I'm gonna go use that money for expenses, then I'm going to take my tax amount. So obviously it's going to reduce my tax bill by that dollar amount. I can actually pull portions out of that money I've saved to pay for my equipment potentially if I need to. But just curious on that, because I've always, I'm like, it's a simple equation. Here's my profit. This is how much my tax bracket probably is. But also maybe you guys don't want them saving more than they need to because then people get angry.   Morgan Hamon (16:01) Mm-hmm.   Mm-hmm.   Mm-hmm.   The truth.   Yeah.   Well,   people, it can get emotional either way, right? If they get a big refund, they're like, wait a minute, I could have had this in my high yield savings account. So we really do try to keep it as close as we can given the constraints of this kind three-dimensional moving target. What I have told doctors in the past, if we think about, let's say they've got an S-Corp, so on a reasonable W2, we got some holding through that W2, but they should still be taking the majority of the money home via profit distribution, okay?   Kiera Dent (16:26) that   Exactly.   Morgan Hamon (16:53) Have a look at last year's tax return. If you don't know how to find it, let us know. Keep it simple. If it's 30 % or 20, it's 28 points, okay, round it to 30. What I think every business owner should do, okay, at the end of the month or quarter, however often you want to do it, you look at how much money has accumulated in the operating account, what is my chosen desired minimum cash reserve, and whatever has accumulated, distribute it.   Kiera Dent (17:06) Mm-hmm.   Mm-hmm.   Morgan Hamon (17:24) And take, let's say there's $20,000 extra in there, right? And let's just say your effective rate's a third of that. Well, take six or 7,000 and just put it in, like you said, Kiera, your savings bucket. And then save that so then when your accountant says, hey, it's time for your Q3 payment, you tap that money. And I think that's just a simple thing that...   Kiera Dent (17:42) Mm-hmm.   Morgan Hamon (17:53) habit you could get into, for me personally in our business, we always did that quarterly. And we'd take a distribution quarterly and I would just lop off the top, put it away and treat it like I had never had this and I would send it right off to the government. And that way I wasn't playing catch up so much. In the accounting world, I don't quite have the volatility that dentists have, but it's still, that habit pattern. It's that discipline of doing it.   Kiera Dent (18:20) Mm-hmm. Mm-hmm.   Yeah. No, that's super helpful. And Morgan, this is why I love to talk about it. Because it's like, hey, how can I refine? As we were talking about on that leadership, how can I refine? How can I make this just a little bit better? How can I learn a little bit more of the nuggets? How can I be smarter on my prep work for me emotionally? Because some people are just fine. They'll just like, I have a million buckets. I love my buckets. I love to know what this money is saved for.   Morgan Hamon (18:42) Hehehe.   Kiera Dent (18:45) My financial advisor teases me, my CPA teases me. I'm okay with it because I'm like, sweet, I know how much money I've got here. I know what I can buy here. My husband loves like just one big fund. And I'm like, but then how do know how much I can spend? Like I don't want to overspend or underspend. So everyone's different. So things are just going through it. Things are the psychology of it, the tax planning pieces, how the leadership and profitability connect to each other. Morgan, you guys are such an incredible CPA firm. I love that you're specifically only dentists. I tried to have you guys work with me you said, no, I'm not a dentist. So   Morgan Hamon (18:51) Mm-hmm.   You   huh.   Kiera Dent (19:14) I love that you are so niche. It was great, I loved it. But if people are curious, how do they work with you? What are kind of the broad services that people could see working with you guys that you guys do and how they can connect with you?   Morgan Hamon (19:24) So   our mission has always been and will continue to be supporting doctors by providing them the monthly accounting for their practice, providing practice profitability analysis reports and specific advising and tax planning ⁓ just for doctors. ⁓ If you want to check us out, is EAGDentalAdvisors.com is our website.   ⁓ Or just email me reach out to me Morgan.Hamon@EisnerAmper.com My business partner Cortney and I we do all initial consultations personally It's always been that way I love to meet new doctors learn about their situation tell them about what we do See if you see if it could be a good fit, but that's how folks would could go out and find us   Kiera Dent (20:09) Well guys, we have a lot of clients that work with Morgan. I think he's incredible. I love what you guys are doing. Morgan, it was always a fun time. Thanks for kicking it off with Top Gun, ending with like tack strategy. Thanks for sharing some of the tips. But truly super honored to work with you and love what you guys are doing for dentists out there.   Morgan Hamon (20:19) Alright.   Kiera,   I always enjoy our visits and look forward to each one. So I appreciate you having me. I really enjoyed it.   Kiera Dent (20:31) course. And for all of you listening, thank you for listening and I'll catch you next time on The Dental A Team podcast.

In this episode, we tackle the tough realities of today's marine and power sports market — and highlight what's actually working. From unsold inventory to “garbage leads,” Sam and Tony break down why success comes to those who create opportunities, not just wait for them.Real talk on selling vs. clerkingWhy relentless follow-up matters more than everHow to turn pre-owned inventory into profitThe only true differentiator: your people and cultureIf you're feeling stuck, this episode is your wake-up call. Listen in and start making progress.

In this episode, we begin Part IV of The Trust Premium—the final part of the book, where we move from understanding trust to applying it through a structured process. I read Chapter 17, which introduces the Trust Premium Process, a three-phase framework designed to help you identify whether your industry rewards trust, how much of a premium customers are willing to pay, and how to target the segments that value it most. You'll learn how to survey your industry, assess your current trust position, and prepare to build new trust-building habits that will raise your value, retention, and referrals. If trust is a differentiator, this is how you make it work for you.

You Probably Don't Have a Niche (Yet)Saying you're a "business lawyer" or "family lawyer" isn't a niche—it's a practice area.A niche is about the specific type of client you serve, the problem you solve, and your unique angle or expertise.Examples of Untapped Niches1. Family Law + NeuroscienceHelp clients understand the brain science behind why they stay in toxic relationships.Use neurobiology to explain emotional resistance and charge premium fees due to your specialized approach.2. Influencer Business LawyerDon't just call yourself a business lawyer.Target successful influencers (over 500k followers) who have brand deals and need contract, IP, and legal strategy help.3. White Collar Defense + In-House PRRepresent execs involved in financial or reputational scandals.Offer legal services + crisis PR to control the narrative and protect future employment.Why Niching WorksSpecificity = Higher Rates: Niche attorneys can charge $500–$2,500/hr or set six-figure retainers.Better Referrals: Clear niches make it easy for others to refer clients to you.The Unique Perspective or Approach1. Start with Practice Area (e.g., family, business, criminal)2. Add Your Unique Lens (e.g., neuroscience, PR, trauma specialist)3. Define the Client Profile/Problem (e.g., influencers with brand deals, CEOs accused of misconduct)What a Niche Is NOT“I help good people who made a mistake.” → Too vague.“I do family law for women.” → That's a target audience, not a niche.“I only take clients I like.” → That's a preference, not a business model.

Ever feel like Citi cards get overlooked in points conversations? If you've written off Citi's ecosystem—or just haven't known how to make it work for your travel goals—this episode is full of smart, real-life strategy. Dr. Suzy Spadafora returns to discuss the strengths (and limitations) of the Citi points ecosystem. From the points earning cards Citi offers to putting their transfer partner menu to the test, we cover everything you need to know to decide if Citi cards deserve a spot in your wallet and discuss how to maximize these valuable points. Get full show notes and transcript: https://pointmetofirstclass.com/citi-points-asia-travel-strategy/ Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! https://docs.google.com/forms/d/e/1FAIpQLSeAPfb3wIaphMn_NoQzm_fljydsivTELQwh7pYoxrI2uTFoKQ/viewform?usp=header Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Send us a textIn this episode of the Honest Tattooer podcast, hosts Jon Mesa and Matt Truiano sit down with special guests Rah from the Gold Coast, Australia, and Michael Getz from Des Moines, Iowa. The group dives into a wide range of topics from effective marketing strategies for tattoo artists, particularly when relocating, to the role of creativity and fine art in tattooing. They explore the potential impact of AI and technological advancements in the industry and discuss the importance of presentation and packaging in branding. Additionally, the episode touches on personal journeys, the intersection of art and faith, and building meaningful client relationships. Tune in to hear diverse perspectives and get inspired to elevate your tattoo career!Support the show

Most employees don't fully take advantage of their corporate benefits—and that's money and resources left on the table. In this episode, Faye McCray breaks down how to navigate your workplace benefits, maximize healthcare perks, and advocate for better support in your job. Please visit my website to get more information: http://www.lexib.com/ We cover:✔ Common corporate benefits employees overlook✔ How to make the most of your health insurance and wellness programs✔ The connection between workplace culture and benefits usage✔ Why health equity matters in corporate spacesIf you've ever skipped reading through your benefits package or felt unsure about what's available to you, this conversation will help you unlock resources that can improve your financial, mental, and physical well-being.

Outdoor industry veteran Neil Sanders of SDS Arms sits down with Gun Talk Hunt's Kevin “KJ” Jarnagin to talk about “backwoods builds” and a variety of different ways to maximize your time afield - particularly with camp development.SDS Arms consists of Tisas USA, Tokarev USA, Military Armament Corp., Inglis, and Spandau Arms.This Gun Talk Hunt is brought to you by Timney Triggers, SnapSafe, and First Person Defender.Be sure to check out the Gun Talk / Ammunition Depot Collab page for great deals:ammunitiondepot.com/guntalkGet 5% off any order at Optics Planet with code GUNTALK.Check out the NEW First Person Defender YouTube channel HERE.About Gun Talk HuntGun Talk Media's Gun Talk Hunt, with Kevin “KJ” Jarnagin, pairs decades of experience with today's latest tools and technology to help you succeed in the field. Whether it runs or flies - no matter what game you pursue - Gun Talk Hunt is a multi-platform podcast that gives today's hunters a voice in the digital world.For more content, subscribe to Gun Talk at guntalktv.com, on Gun Talk's Roku, Apple TV, iOS app, Android app, or find Gun Talk on YouTube, Rumble, Facebook, Instagram, X and guntalk.com. Catch First Person Defender on the new Official FPD YouTube channel. Listen to all Gun Talk Podcasts with Spreaker, iHeart, Apple Podcasts, Spotify or wherever you find podcasts.Copyright ©2025 Freefire Media, LLCGun Talk Hunt 07.19.25Become a supporter of this podcast: https://www.spreaker.com/podcast/gun-talk--6185159/support.

If you're a secondary teacher juggling multiple preps and you're already thinking about how to make your classroom run smoother next year, this episode is for you. I'm sharing super practical strategies for classroom management, lesson structure, and maximizing student engagement—especially in those challenging 90-minute blocks. Whether you're looking to revamp your routines or just tweak your current systems, you'll find easy, repeatable formats and time-saving tips that work for any secondary class (think CTE, project-based, and more). Tune in to get my go-to lesson plan templates, chunking strategies, and real-world advice you can use right away to keep your students on task—without losing your sanity!Ready to stop doing it all yourself? Grab the free Make AI Your Teaching Assistant PD and see how AI can actually help. https://khristenmassic.com/ta Take the overwhelm out of multi-prep teaching—your free support system, the Simplify Your Preps Collective, is waiting: https://khristenmassic.com/collectiveShop my Teachers Pay Teachers store: https://www.teacherspayteachers.com/Store/Khristen-Massic-Cte-Teacher-CoachConnect with me on Instagram: https://www.instagram.com/khristenmassic/

This week on Seeds of Success podcast Dottie & Orly cover how it is important to get the most value out of attending a conferences or trade show. They emphasize the need for effective follow-up strategies, building professional networks, and sharing insights gained from these experiences to foster business growth and success.

Leslie Hammock was born in Perry, Georgia, graduated from Stratford Academy, and later graduated from Mercer University in Macon, Georgia. He began his career with Mass Mutual. After a number of successful years, Leslie founded his own firm. Leslie has extensive personal and professional experience with an emphasis on Retirement and Estate planning strategies for professionals, business owners, and individuals working in both private and government sectors.Leslie has been the recipient of the National Quality Award. He is also a long-time member of the International Association of Registered Financial Consultants (RFC), a member of the National Ethics Association, and an Independent Fiduciary Investment Advisor.Leslie is an approved adult financial education instructor and holds classes at numerous local colleges on the subjects of Investment Planning, Retirement Planning, Social Security Maximization, Estate Planning, and many other topics.Leslie is dedicated to developing lasting relationships with all his clients in their wealth accumulation and preservation objectives. He takes pride in his ability to provide clear, easily understood strategies using various financial products, services, and cutting-edge analytical technology.Learn more: http://www.retirebydesign.com/Disclosure:Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Retire By Design is not affiliated with Integrity Wealth.IUL Disclosure:Indexed Universal Life Insurance is an insurance contract that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an indexed universal life insurance for its features, costs, risks, and how the variables are calculated.SSA & SSA Max Disclosures:Not associated with or endorsed by the Social Security Administration, Medicare or any other government agency. Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-leslie-hammock-founder-of-retire-by-design-discussing-sequence-of-return

Check out our Website!https://singularagronomics.comCheck out our full product line here!https://singularagronomics.com/products/Are you interested in any of our line of products, or want to learn more? Follow the link below to find a dealer closest to you!https://singularagronomics.com/contact/Check out our Quarterly Newsletter:https://singularagronomics.com/newsletter/Blog:https://singularagronomics.com/blog/Want to become a Distributor? Email Us: info@singularagros.comCheck us out on Social Media!Instagram: https://www.instagram.com/singular_agronomics/Facebook: https://www.facebook.com/profile.php?id=100093693453465

Leslie Hammock was born in Perry, Georgia, graduated from Stratford Academy, and later graduated from Mercer University in Macon, Georgia. He began his career with Mass Mutual. After a number of successful years, Leslie founded his own firm. Leslie has extensive personal and professional experience with an emphasis on Retirement and Estate planning strategies for professionals, business owners, and individuals working in both private and government sectors.Leslie has been the recipient of the National Quality Award. He is also a long-time member of the International Association of Registered Financial Consultants (RFC), a member of the National Ethics Association, and an Independent Fiduciary Investment Advisor.Leslie is an approved adult financial education instructor and holds classes at numerous local colleges on the subjects of Investment Planning, Retirement Planning, Social Security Maximization, Estate Planning, and many other topics.Leslie is dedicated to developing lasting relationships with all his clients in their wealth accumulation and preservation objectives. He takes pride in his ability to provide clear, easily understood strategies using various financial products, services, and cutting-edge analytical technology.Learn more: http://www.retirebydesign.com/Disclosure:Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Retire By Design is not affiliated with Integrity Wealth.IUL Disclosure:Indexed Universal Life Insurance is an insurance contract that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an indexed universal life insurance for its features, costs, risks, and how the variables are calculated.SSA & SSA Max Disclosures:Not associated with or endorsed by the Social Security Administration, Medicare or any other government agency. Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-leslie-hammock-founder-of-retire-by-design-discussing-sequence-of-return

In this powerful episode of WITneSSes, Amb. Elisha sits down with Matt Ruttenberg, co-owner of a 401k administration firm, to unpack the hidden potential of retirement plans for business owners.   Matt shares his inspiring 20+ year journey from working with retirees in Florida to building a virtual, freedom-driven business serving entrepreneurs across the U.S. — all while living in Hawaii.  

On today's episode of UFC Unfiltered, Jim and Matt are joined by NBA forward Pete Nance and UK-born light heavyweight Tuco Tokkos. Maximizing his Summer League experience in Las Vegas, Nance calls in from the UFC P.I. to discuss his family's NBA lineage and how attending a UFC event in Newark accelerated his growing fascination with the sport. Between interviews, the guys react to UFC Nashville — including Derrick Lewis' 35-second KO and whether “The Black Beast” could be closing in on one last title run. Later, Tuco Tokkos hops on for his first-ever Unfiltered appearance following his gutsy win over Junior Tafa. Battling through a shoulder injury in Round 1, Tuco discusses the payoff of his second-round submission — and the light heavyweight's chemistry with Matt keeps the UFC Hall of Famer laughing the entire way.

Leslie Hammock was born in Perry, Georgia, graduated from Stratford Academy, and later graduated from Mercer University in Macon, Georgia. He began his career with Mass Mutual. After a number of successful years, Leslie founded his own firm. Leslie has extensive personal and professional experience with an emphasis on Retirement and Estate planning strategies for professionals, business owners, and individuals working in both private and government sectors.Leslie has been the recipient of the National Quality Award. He is also a long-time member of the International Association of Registered Financial Consultants (RFC), a member of the National Ethics Association, and an Independent Fiduciary Investment Advisor.Leslie is an approved adult financial education instructor and holds classes at numerous local colleges on the subjects of Investment Planning, Retirement Planning, Social Security Maximization, Estate Planning, and many other topics.Leslie is dedicated to developing lasting relationships with all his clients in their wealth accumulation and preservation objectives. He takes pride in his ability to provide clear, easily understood strategies using various financial products, services, and cutting-edge analytical technology.Learn more: http://www.retirebydesign.com/Disclosure:Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Retire By Design is not affiliated with Integrity Wealth.IUL Disclosure:Indexed Universal Life Insurance is an insurance contract that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an indexed universal life insurance for its features, costs, risks, and how the variables are calculated.SSA & SSA Max Disclosures:Not associated with or endorsed by the Social Security Administration, Medicare or any other government agency. Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-leslie-hammock-founder-of-retire-by-design-discussing-how-life-insurance-fits-into-retirement

“Your work should make the rest of your life better.”In this episode of Lead with Culture, Tony Ferraro, Director of Coaching at Floyd, joins Kate Volman to unpack why employee benefits, especially wellness and financial literacy programs, often go underused. Despite leaders' best intentions, a communication gap and lack of personal strategy keep team members from engaging with programs designed to help them thrive. Tony explores how coaching and intentional dialogue can bridge that gap, making benefits more meaningful and transformative.In this episode, you'll discover:Why employees don't take advantage of voluntary benefits even when they say they want themThe critical role self-awareness plays in participationHow The Dream Manager Program multiplies the impact of your existing benefitsInvest in a coach to achieve your dreams: https://www.floydcoaching.com/Discover how to implement The Dream Manager Program:https://www.thedreammanager.com/Things to listen for:(00:00) Intro(00:26) The problem with employee benefits(00:50) Rethinking employee benefits and care programs(01:58) Defining voluntary benefits(02:42) The disconnect between offering and utilization(06:21) Success stories and statistics(07:24) The role of financial literacy and wellness programs(13:41) The Dream Manager Program: A holistic approach(17:16) Real-life impact of The Dream Manager Program(25:37) Leveraging programs for better work-life integrationResources:Floyd CoachingThe Culture AssessmentMatthew Kelly's BooksFloyd Coaching's BlogConnect with the Guest:Tony Ferraro's LinkedInConnect with the Host & Floyd Coaching:Kate Volman's LinkedInFloyd Coaching on LinkedInFloyd Consulting on FacebookFloyd Consulting on TwitterFloyd Consulting on YouTubeFloyd Consulting on Instagram

We're back! We cut this show as the last segment of a Patreon Episode, and are releasing it here a little delayed for everyone to listen. 0:21 Main Topic: Airline Miles vs Bank Points 0:52 Set the stage: Why is this an important discussion. Every major bank has a bank point. Chase UR, Amex MR, Citi TYP, WF Rewards, BofA Rewards, US Bank…. Most of these can be cashed out for pennies (or fractions of) OR can be used in the bank run travel portal for more than a penny. Finally some of these can be transferred to airlines as airline miles. These have completely different booking methods and tools, along with a varied amount of value based on the flight or hotel booked. Maximizing value for these miles is a key to earning back the time and money we spend to earn the miles. Example: It almost never makes sense to cash out MR at .6 cents. (news story) 5:51 Bank Point bookings Benefits: Cancel and points can just come back Need to book a refundable fare, eating away the value Open to booking across all alliances and even airlines that have no native point or alliance. As long as it is in the portal you can book it. Sometimes phone agents can see even more. 1:1 pricing for most airline tickets. Airline bookings are elite benefit eligible and earn miles Hotel bookings are now allowing loyalty numbers to sometimes be added for elite benefits 13:09 Airline Miles Benefits: Massive flexibility for most domestic carrier programs. Cancel as close in as you'd like. Great for provisional flights Value is not pegged to the dollar cost of a flight, in some cases this results in fantastic values. Economy fares can be incredibly valuable uses of miles if you're interested in them for long haul flights. Newer tools make searching easier, but still a hurdle 19:44 Airline Mile Weaknesses Pricing is highly dynamic and the programs are each unique and have complex rules and booking channels. There need to be reasonably priced award seats or your miles can become worth less than a bank point. Orphaned miles have no benefit outside of the program they're in. Phantom space. Business class fares for more than 2 people become increasingly difficult to book. Some dates and destinations are effectively blocked out Large learning curve. 24:27 Bank point Weaknesses Limited upside potential, each program caps the value somewhere between 1.25 and 2 cents per point Hotel prices can be inflated, reducing the value earned by the points The ability to book anything depends on the bank point portal, which sometimes is less robust that a native airline/hotel portal or even an OTA like booking.com The card associated with the uplift needs to remain open for the points to have uplift. This is impractical for some, and costly if annual fees cannot be eradicated. 31:01 Airline Mile Uses that don't get enough Discussion KLM/AF have

Leslie Hammock was born in Perry, Georgia, graduated from Stratford Academy, and later graduated from Mercer University in Macon, Georgia. He began his career with Mass Mutual. After a number of successful years, Leslie founded his own firm. Leslie has extensive personal and professional experience with an emphasis on Retirement and Estate planning strategies for professionals, business owners, and individuals working in both private and government sectors.Leslie has been the recipient of the National Quality Award. He is also a long-time member of the International Association of Registered Financial Consultants (RFC), a member of the National Ethics Association, and an Independent Fiduciary Investment Advisor.Leslie is an approved adult financial education instructor and holds classes at numerous local colleges on the subjects of Investment Planning, Retirement Planning, Social Security Maximization, Estate Planning, and many other topics.Leslie is dedicated to developing lasting relationships with all his clients in their wealth accumulation and preservation objectives. He takes pride in his ability to provide clear, easily understood strategies using various financial products, services, and cutting-edge analytical technology.Learn more: http://www.retirebydesign.com/Disclosure:Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Retire By Design is not affiliated with Integrity Wealth.IUL Disclosure:Indexed Universal Life Insurance is an insurance contract that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an indexed universal life insurance for its features, costs, risks, and how the variables are calculated.SSA & SSA Max Disclosures:Not associated with or endorsed by the Social Security Administration, Medicare or any other government agency. Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-leslie-hammock-founder-of-retire-by-design-discussing-how-life-insurance-fits-into-retirement

On this episode of Your Retirement Podcast, Kevin delves into critical aspects of retirement planning, focusing on Social Security decisions, maximizing Roth IRA benefits, understanding economic influences, and creating guaranteed income strategies. The discussion emphasizes the importance of personalized financial planning and the need to adapt strategies based on individual circumstances and market conditions. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Originally loaded October 21st, reloaded July 4th.. Wednesday June 12, 2024, MBN's Jeffrey Mosher hit the road and caught the Workshop session following a Leadership Talk. This is audio number 4 of 4 from that day. In this video you catch a can't miss event where the gathering in REO Town heard from a Business Valuation Workshop including Michael Maddox, host of MBN's ‘Getting A Grip' from the Cadillac Room Wednesday, June 12th. In this Business Valuation Workshop, for the next video, attendees discovered the 8 keys to unlocking growth, building a great organization, and achieving clarity in your company's vision. Led by industry experts Reuben Levinsohn and Nicholas Pope of Washington Avenue Advisors, and joined by Professional EOS Implementer Mike Maddox, this series equips entrepreneurs with the tools to maximize their business's value and prepare for a successful exit. Upcoming videos will share from that part of the day. Our live workshop series will help you to: • Understand the 8 drivers of business growth • Understand the 6 keys to building a truly great organization • Learn how to achieve a clear company vision • Instill discipline and accountability throughout the organization • Roll up your sleeves and confront organizational issues head-on • Strengthen your business and produce powerful results Don't let your business stagnate—join us to strengthen your business and produce powerful results! The series of workshops will continue, with the next one scheduled for October 17th, and participants will have the opportunity to assess their company's score in the eight drivers compared to industry peers 00:04. Maximizing the eight drivers of valuation can be achieved by getting alignment on vision, traction, and health in a business, allowing companies to increase their multiples and achieve their goals 01:18. The Entrepreneurial Operating System (EOS) is a simple and effective way to implement operational efficiency, focusing on six foundational areas, including vision, people, and data, to help businesses become healthy and strong 02:09. Achieving Traction Vision without traction is considered hallucination, and having clear objectives for the business in a 90-day world is crucial for achieving traction 10:00 The L10 meeting is a simple yet effective tool for solving issues, where the leadership team meets to discuss what's on track, off track, and how to solve issues 10:38 Exit Strategy To optimize valuation and plan for exit, business owners need to define what exit means for them and be transparent with their employees about their plans, which can be built into their vision 15:14 A business owner should think about the next person's journey when selling their business, and having a buyer who is excited about the business can drive value, as seen in Stephanie's example with 7 million subscribers 19:25 Building a Valuable Business To build a valuable business, it's essential to consider operational efficiency and capacity to support growth, such as a coffee shop handling increased demand for muffins 20:20 Reuben Levinsohn and Mike Maddox were hosting workshops focused on helping you grow your business VALUATION, something very few entrepreneurs focus on with intention in their annual and quarterly growth strategies. We'll also be providing attendees with an opportunity to assess their personal + business ‘Exit Readiness' and build an action plan from it. The events on June 12 and October 17 are in person – with amazing speakers! Breakfast and lunch are provided at these also. Registration for the upcoming October event is required: https://www.waadvisors.com/events » Visit MBN website: www.michiganbusinessnetwork.com/ » Watch MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

SummaryIn this engaging conversation, Benjamin Lee and Mark Beall reconnect to discuss Mark's journey from a 20-year IT career to becoming a successful YouTuber and entrepreneur. They explore the evolution of content creation, the impact of AI on society and personal creativity, and the importance of audience connection in digital media. Mark shares insights on leveraging YouTube for business growth, protecting intellectual property in the age of AI, and the challenges of parenting in a tech-driven world. The discussion culminates in valuable lessons learned from their experiences and a reminder to maximize living in the moment.TakeawaysMark transitioned from IT to entrepreneurship, leveraging his skills in content creation.Long-form content on YouTube can have lasting value and reach audiences over time.AI can enhance the content creation process but should not replace personal creativity.Understanding your audience is crucial for effective content strategy.YouTube serves as a search engine, allowing content to be discovered long after it's published.Building assets through YouTube can lead to sustained growth and engagement.AI's role in society presents both opportunities and challenges for content creators.Protecting intellectual property is increasingly important in the age of AI.Parenting in a digital age requires open dialogue about technology and content consumption.Maximizing the present moment is essential for personal and professional growth.Chapters00:00 Revisiting Old Friends02:29 From IT Analyst to YouTube Star11:05 The Evolution of Content Creation14:39 The Future of YouTube and AI18:34 AI: Opportunities and Fears26:04 Protecting Intellectual Property in the Age of AI28:09 Understanding Copyright and Creative Freedom29:35 The Role of AI in Programming and Content Creation30:57 Creating Solutions: The YouTube Comment AI Assistant35:34 Leveraging AI for Video Creation and Content Planning40:33 Navigating the YouTube Landscape: Business vs. Entertainment49:17 Reflecting on Past Choices and Future Directions54:29 Exploring New Ideas and Feedback57:22 Leveraging Strengths for Content Creation01:01:52 Understanding Audience Engagement on YouTube01:04:45 Navigating YouTube and AI for Children01:08:50 YouTube as a Central Platform for Content01:16:05 Mark Beall's Insights on Online Business and Coachingwww.icandopodcast.comYou can find Mark atInstagram: @realmarkbealllinktr.ee/realmarkbeallYoutube: https://youtube.com/@markbeall?feature=sharedYoutube: https://youtube.com/@tophomeowner?feature=shared

Leslie Hammock was born in Perry, Georgia, graduated from Stratford Academy, and later graduated from Mercer University in Macon, Georgia. He began his career with Mass Mutual. After a number of successful years, Leslie founded his own firm. Leslie has extensive personal and professional experience with an emphasis on Retirement and Estate planning strategies for professionals, business owners, and individuals working in both private and government sectors.Leslie has been the recipient of the National Quality Award. He is also a long-time member of the International Association of Registered Financial Consultants (RFC), a member of the National Ethics Association, and an Independent Fiduciary Investment Advisor.Leslie is an approved adult financial education instructor and holds classes at numerous local colleges on the subjects of Investment Planning, Retirement Planning, Social Security Maximization, Estate Planning, and many other topics.Leslie is dedicated to developing lasting relationships with all his clients in their wealth accumulation and preservation objectives. He takes pride in his ability to provide clear, easily understood strategies using various financial products, services, and cutting-edge analytical technology.Learn more: http://www.retirebydesign.com/Disclosure:Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Retire By Design is not affiliated with Integrity Wealth.IUL Disclosure:Indexed Universal Life Insurance is an insurance contract that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an indexed universal life insurance for its features, costs, risks, and how the variables are calculated.SSA & SSA Max Disclosures:Not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-leslie-hammock-founder-of-retire-by-design-discussing-the-5-risks-of-retirement

In this episode of the STR Data Lab, Jamie Lane hosts a discussion with Ryan Bakke about recent changes in tax law from the Big Beautiful Bill and their implications for short-term rental investors. Ryan, who has extensive experience helping investors save on taxes, explains his journey into the short-term rental and real estate tax niche.  The conversation highlights recent tax law changes and their potential impact on investment strategies. Key changes discussed include bonus depreciation, its implementation, and how it can impact short-term rental investors. Ryan explains the concept of bonus depreciation, providing examples of potential tax savings and how these can be reinvested to grow initial investments. He also talks about the significance of qualifying for different depreciation schedules and cost segregation for leveraging tax benefits. Another major topic is the Qualified Business Income (QBI) deduction, its permanency, and who qualifies for it, especially in the context of short-term rental investments vs. long-term rentals. Ryan elaborates on the qualifying rules for offsetting W-2 income with short-term rental investments, including the 7-day use test and additional hour requirements.  He also discusses potential economic benefits, such as saving on personal car interest and employer-paid student loans. The introduction of new financial accounts for children's savings and the broader economic effects of these tax changes are touched upon. Throughout, Ryan shares practical advice for investors on how to navigate these changes and maximize their tax savings. The session concludes with Ryan's recommendations for additional resources and ways to stay informed about tax strategies for real estate. You don't want to miss this episode! ~~~~ Signup for AirDNA for FREE

In this episode of the STR Data Lab, Jamie Lane hosts a discussion with Ryan Bakke about recent changes in tax law from the Big Beautiful Bill and their implications for short-term rental investors. Ryan, who has extensive experience helping investors save on taxes, explains his journey into the short-term rental and real estate tax niche.  The conversation highlights recent tax law changes and their potential impact on investment strategies. Key changes discussed include bonus depreciation, its implementation, and how it can impact short-term rental investors. Ryan explains the concept of bonus depreciation, providing examples of potential tax savings and how these can be reinvested to grow initial investments. He also talks about the significance of qualifying for different depreciation schedules and cost segregation for leveraging tax benefits. Another major topic is the Qualified Business Income (QBI) deduction, its permanency, and who qualifies for it, especially in the context of short-term rental investments vs. long-term rentals. Ryan elaborates on the qualifying rules for offsetting W-2 income with short-term rental investments, including the 7-day use test and additional hour requirements.  He also discusses potential economic benefits, such as saving on personal car interest and employer-paid student loans. The introduction of new financial accounts for children's savings and the broader economic effects of these tax changes are touched upon. Throughout, Ryan shares practical advice for investors on how to navigate these changes and maximize their tax savings. The session concludes with Ryan's recommendations for additional resources and ways to stay informed about tax strategies for real estate. You don't want to miss this episode! ~~~~ Signup for AirDNA for FREE

Your expertise is a gift. Discover how to strategically leverage your book for maximum reach and influence, all while remaining true to your deepest convictions.There are a lot of questionable tactics and advice out there in the publishing world so in today's episode, I'm going to cut to the chase and share how you can cultivate your message without compromising your values. Schedule a 1-hour coaching session with me to:discover exactly what you should write about receive a chapter audit, ORestablish a publishing plan---------------------------------------------------------------------------------------------------------------Hi, I'm Dalene Bickel, founder of Lasting Legacies Publishing, a full-service self-publishing agency specializing in bespoke life stories and purpose-driven nonfiction. Each client receives a tailored publishing and marketing plan along with ongoing support to help them reach their personal and professional goals. If you desire exceptional service and a premium finished product, look no further. If you're ready to hire a ghostwriter or learn about my publishing packages, schedule a discovery call with me.What additional topics would you like to learn about?Ready to become a better, more confident writer and make a kingdom impact? Join the FREE Christian Authors in Action Facebook group!

Leslie Hammock was born in Perry, Georgia, graduated from Stratford Academy, and later graduated from Mercer University in Macon, Georgia. He began his career with Mass Mutual. After a number of successful years, Leslie founded his own firm. Leslie has extensive personal and professional experience with an emphasis on Retirement and Estate planning strategies for professionals, business owners, and individuals working in both private and government sectors.Leslie has been the recipient of the National Quality Award. He is also a long-time member of the International Association of Registered Financial Consultants (RFC), a member of the National Ethics Association, and an Independent Fiduciary Investment Advisor.Leslie is an approved adult financial education instructor and holds classes at numerous local colleges on the subjects of Investment Planning, Retirement Planning, Social Security Maximization, Estate Planning, and many other topics.Leslie is dedicated to developing lasting relationships with all his clients in their wealth accumulation and preservation objectives. He takes pride in his ability to provide clear, easily understood strategies using various financial products, services, and cutting-edge analytical technology.Learn more: http://www.retirebydesign.com/Disclosure:Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. Retire By Design is not affiliated with Integrity Wealth.IUL Disclosure:Indexed Universal Life Insurance is an insurance contract that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an indexed universal life insurance for its features, costs, risks, and how the variables are calculated.SSA & SSA Max Disclosures:Not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-leslie-hammock-founder-of-retire-by-design-discussing-the-5-risks-of-retirement

Welcome back to another episode of The Richer Geek Podcast! Our guest today is Spencer Howard, credit card royalty program and travel rewards expert and founder of Straight To The Points. Spencer shares his expertise on maximizing credit card points to unlock luxury travel experiences, from choosing the right cards to building a sustainable points strategy that won't damage your credit score. In this episode, we chat about… Spencer's Journey from Politics to Points Expert - How working at the US Travel Association sparked his obsession with travel rewards and led to building a full-time business around credit card points strategy The Two-Sided Business Model - Spencer explains his newsletter service for finding business and first-class award space plus his travel advisor services for luxury ground experiences Transferable Points Strategy - Why starting with flexible points currencies like Chase Ultimate Rewards and Capital One Miles beats airline-specific cards for most travelers The Three Approaches to Credit Cards - Breaking down the "Keep It Simple" (1-3 cards), "Hub and Supplement" (4-6 cards), and "Maximalist" (continuous new cards) strategies Credit Score Myths Debunked - How responsible points enthusiasts maintain 750+ credit scores while regularly opening new cards through strategic management Key Takeaways: Start with transferable points programs rather than airline or hotel-specific cards to maximize flexibility and redemption options across 15+ different airlines Focus on bonus categories that align with your spending - Cards like Amex Gold (4x groceries) and Citi Premier (3x travel/gas/groceries) can accelerate point earning Maintain excellent credit hygiene - Keep oldest cards open, pay balances in full every month, and don't attempt this strategy unless you have a 700+ credit score Signup bonuses are the fastest way to earn points - New card bonuses typically offer more points than you can earn through regular spending over months Choose your involvement level - Whether you prefer a simple 1-3 card setup or become a maximalist earning machine, there's a points strategy that fits your lifestyle and effort level   Resources from Spencer      LinkedIn | Instagram  | Straight To The Points   Resources from Mike and Nichole      Gateway Private Equity Group |  Nic's guide  

In just two years, Mara transformed her struggling 2019 business into a thriving 7-figure wholesaling operation—right in the competitive South Florida real estate market.In this episode, she reveals the strategies behind her rapid growth, from SMS marketing and bandit signs to cold calling and more. Mara breaks down the exact tactics that helped her scale, offering real, actionable insights for anyone aiming to succeed in wholesaling.Plus, don't miss Brent's TTP Training Program for even more tools to grow your business.---------Show notes:(12:40) Never give up - no matter what it takes, keep pushing forward to reach your goals!(14:37) Maintaining unwavering focus is key to victory(15:14) In-depth analysis of Mara's powerful marketing strategies(17:28) Maximizing success in the crucial 90-day window(18:55) An inside look at Mara's lucrative deal-making process(29:41) The importance of consistently creating and pursuing favorable opportunities for success(31:20) Mara's next "big goal"(36:29 The best pillow is exhaustion----------Resources:Launch ControlPropstreamFollow Mara hereTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

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Is your B2B marketing burning cash instead of building real growth? Get the no-fluff framework that turns scattershot tactics into revenue wins! Uncover the key shifts around strategy, value, and ROI that fuel consistent results.And don't forget! You can crush your marketing strategy with just a few minutes a week by signing up for the StrategyCast Newsletter. You'll receive weekly bursts of marketing tips, clips, resources, and a whole lot more. Visit https://strategycast.com/ for more details.==Let's Break It Down==05:32 "Marketing Pillars: ROI, KPIs, Strategy"09:40 "10x ROI Strategy Blueprint"10:56 "Factors Affecting ROI Measurement"17:13 Finding Value Propositions in Business21:07 The Challenge of Differentiation23:01 Strategies for Business Differentiation28:19 "Marketing Strategy Essentials Guide"30:29 "Strategic Marketing Pillars Importance"35:10 Optimizing Website for Lead Generation==Where You Can Find Us==Website: https://strategycast.com/Instagram: https://www.instagram.com/strategy_cast/Facebook: https://www.facebook.com/strategycast==Leave a Review==Hey there, StrategyCast fans!If you've found our tips and tricks on marketing strategies helpful in growing your business, we'd be thrilled if you could take a moment to leave us a review on Apple Podcasts. Your feedback not only supports us but also helps others discover how they can elevate their business game!

"Marketing isn't always about measurable metrics, sometimes it's about creating a vibe that connects with your audience," says Kristi Gamboni, Senior Integrated Marketing Manager at TrustRadius.In this episode of The Content Cocktail Hour, Jonathan Gandolf sits down with Kristi Gamboni to discuss the power of face-to-face marketing events, especially when it comes to dinner series. Kristi shares her experience organizing a successful series of executive dinners and the surprising ROI they generated. She explains how selecting the right venues and creating a relaxed, yet strategic atmosphere can lead to meaningful conversations and solid business outcomes. She emphasizes the importance of building relationships with both prospects and current customers, and why the “vibe” of an event can be just as crucial as the content. In this episode, you'll learn:How to make executive dinners a key part of your marketing strategyWhy the right venue can be the secret to successful B2B eventsWhat makes a great event invite process that drives urgency and resultsResources:Connect with Jonathan on LinkedIn: https://www.linkedin.com/in/jonathan-gandolf/Explore AudiencePlus: https://audienceplus.comConnect with Kristi on LinkedIn: https://www.linkedin.com/in/kristigamboni/ Explore TrustRadius: https://trustradius.com/ Timestamps:(00:00) Intro(00:40) Kristi Gamboni's journey(04:50) Choosing the right markets(06:09) Importance of venue and cuisine(08:50) Effective invite process(10:46) Results from the dinner series(11:18) Strategic partner selection(15:00) Maximizing executive time(16:27) Building a business case for dinners(18:22) Handling invitations and attendees(21:17) Unpopular opinions

In this value-packed episode, Matty A. is joined by Jonathan Feniak—attorney, educator, and founder of LLCAttorney.com—to walk through the essential strategies behind smart entity structuring. Jonathan breaks down everything from LLCs, S Corps, and C Corps, to revocable living trusts and asset protection.Whether you're flipping houses, investing in rentals, or running a growing business, the right structure can save you money, protect your wealth, and help you scale without legal headaches.What You'll Learn:How to avoid common mistakes when setting up an entityWhy LLCs are usually better than corporations for small investorsWhen to use S Corp or C Corp tax electionsThe truth about piercing the corporate veilHow to structure for fix-and-flips, rentals, and syndicationsWhy Wyoming is Jonathan's #1 pick for LLC formationEstate planning basics using revocable living trustsResources from Jonathan Feniak:Website: LLCAttorney.comLinkedIn: LLC Attorney on LinkedInTimestamps: 00:00 – Introduction to Jonathan Feniak 01:30 – Why proper structuring is crucial 09:56 – Biggest entity mistakes 13:11 – LLC vs. Corporation: Breaking the myths 16:28 – Avoiding liability: Veil piercing & compliance 22:06 – Fix-and-flips, rentals, and holding companies 27:44 – Best states to form LLCs 35:25 – Real case studies of smart (and poor) structuringEpisode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text  "XRAY" to 844-447-1555

Today, we're talking to David Meyer, VP of IT at Irrimax Corporation. We discuss David's best advice on maximizing your ROI in IT investments, why you should focus on intangible ROI, and David's golden 80/20 rule for IT projects. All of this right here, right now, on the Modern CTO Podcast! To learn more about Irrimax, check out their website here. To learn more about Velosio, check out their website here.

A total breakdown of how the Florida Panthers are going all in on this current core and maximizing their current window.

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

Ben Fowle left finance as a young man and together with his young wife, they spent two decades travelling the world for the Foreign Service & CIA.  Along the way they raised their two daughters, and after many adventures returned to the US, where he switched to the private sector and found a love for jiu-jitsu.   0.00:    Ben's Background in Finance and Trading 5.00:    Leaving Finance to Join the State Department and CIA 8.00:    Maximizing economic opportunities in the US 14.00:  Life in Lagos, Nigeria 22.00:  Government, incentives, relationships and what makes the US Special 29.00:  Tanzania and Kilimanjaro 34.30:  Life in Djibouti 40.00:  Dreams in Italy and Philippines 48.00:  Raising two athletes   Until next time, love and good vibes.  Podcast Website: https://enterthelionheart.com/ Check out the latest episode here: Apple Podcast: https://podcasts.apple.com/us/podcast/enter-the-lionheart/id1554904704 Spotify: https://open.spotify.com/show/4tD7VvMUvnOgChoNYShbcI