Podcasts about Spot

In the noble quest to understand our minds, today we take a new angle. We track how grunts turned into gossip, myths, and the weird human habit of blushing when we screw up. You'll see why your brain is basically a compression algorithm: squeezing an entire inner universe through a tiny mouth-shaped funnel. We go from jellyfish nerve nets to gossip networks, and beyond. How shared stories make money, nations and even your job “real”. Along the way, we poke at shame, status, and why your reputation now travels faster than any spear ever did. It's part history, psychology, mindset lesson, and part mirror. You'll probably recognise more of yourself than you'd like: Use “compression” as a mental model to communicate ideas more clearly. Spot how gossip and reputation are driving your current career decisions. Rewrite one story you've inherited about status, success, or failure. Listen in, and update the story your brain is running in the background. SPONSORS

Energetika se mění směrem, na němž mohou vydělat domácnosti i firmy. Rozdíl v tom, kdy je elektřina spotřebována a kdy vyrobena, je mnohdy složité uřídit, a to i kvůli narůstajícímu podílu obnovitelných zdrojů energie, jejichž výroba je závislá především na počasí. Proto síť potřebuje tzv. flexibilitu, která ji pomáhá uvádět do rovnováhy. Lidé v praxi nechají specializovanou firmu ovládat svůj bojler a dostanou za to zaplaceno. Flexibility využívají tisíce domácností, přesto je Česko pozadu. „V distribuci chytrých měření jsme poslední v Evropě,“ říká Jan Hicl z firmy Delta Green. Agenda. Rozhovory s top lídry českého byznysu, zakladateli firem, odborníky. Čtvrthodinka o byznysu z první ruky. Každý všední den na SZ Byznys a ve všech podcastových aplikacích. Odebírejte na Podcasty.cz, Apple Podcasts nebo Spotify.

“The real story is always in the subtext.” — Tal LazarMost people lose their audience the moment they start explaining. In this episode, cinematographer, educator, and author Tal Lazar breaks down why the real story is always in the subtext, and why emotion beats information when you're trying to persuade, pitch, teach, or lead. We talk about why leaders default to “feature lists,” how filmmakers create coherence across dozens of departments, and why there's no such thing as a formula for “coverage” if you're actually telling a story. The throughline is simple: focus on the transformation your audience wants, not the impressive details you're tempted to showcase. If you've been chasing better tools, better tactics, or better talking points, this conversation will pull you back to the skill that makes everything else work.In this episode, you will learn to:Shift your messaging from “what it is” to the transformation it creates for your audience Use subtext intentionally so your communication lands emotionally, not just intellectually Spot the fear-driven habit of over-explaining and replace it with story-first clarity Lead like a director by creating one coherent interpretation across many moving parts Build cinematic impact with fewer resources by knowing what your audience is actually feeling

After you listen:Explore ways to invest in cryptocurrency with Schwab.Learn more about the ins and outs of the crypto market.In this episode, Mark Riepe is joined by Jim Ferraioli, Director of Digital Currencies Research and Strategy, for a realistic assessment of cryptocurrency as a long-term asset class. The discussion details the fundamental drivers of digital asset valuations and the strategic role low-correlation assets can play in a diversified portfolio. By examining the impact of high volatility and the "herding" bias, the conversation provides a disciplined framework for potentially determining the suitability of crypto exposure. This overview moves beyond the hype to help investors understand the essential risks and realities of the current digital asset landscape.Investing in cryptocurrencies involves risk, including the risk of total loss of principal invested. Cryptocurrencies [such as bitcoin and ethereum] are highly volatile, are not backed or guaranteed by any central bank or government; are not deposits; are not FDIC insured; are not SIPC protected; and lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument. Additional risks apply.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.Investing in cryptocurrencies involves risk, including the risk of total loss of principal invested.Cryptocurrencies [such as bitcoin and ethereum] are highly volatile, are not backed or guaranteed by any central bank or government; are not deposits; are not FDIC insured; are not SIPC protected; and lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument. Additional risks apply.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended.Investing involves risk, including loss of principal.Past performance is no guarantee of future results.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.​The technology relating to digital assets, including blockchain, is new and developing and the risks associated with digital assets may not fully emerge until the technology is widely used. In addition, the values of the companies included in the fund may not be a reflection of their connection to digital assets but may be based on other business operations or lines of business which means that such companies' operating results may not be significantly tied to their respective activities related to digital assets.Diversification, asset allocation, and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Rebalancing does not protect against losses or guarantee that an investor's goal will be met. Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Schwab does not recommend the use of technical analysis as a sole means of investment research.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly.S&P 500® Index-Measures the performance of 500 leading publicly traded U.S. companies from a broad range of industries. It is a float-adjusted market-capitalization weighted index.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.0226-BZ4E Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Russ & Freddie watch Levi's underrated Super Bowl return, discuss the AI rivalry as Anthropic parodies OpenAI (& triggers a very public response from Sam Altman) and review the 'beautiful' launch from Absolut x Tabasco that raises the question of why brands still pay a premium for iconic music. We watch: 'Backstory' from Levi's - https://www.youtube.com/watch?v=j70p29KipEE 'Can I get a six pack quickly?' from Anthropic and Claude - https://www.youtube.com/watch?v=kQRu7DdTTVA&t=1s 'For Those Who Bring The Heat' from ABSOLUT x TOBASCO - https://www.youtube.com/watch?v=1FBVEfTIGVg See omnystudio.com/listener for privacy information.

The government's proposing a first-ever official Thames bathing spot at Ham and Kingston — which is either progress or the start of a new kind of group chat argument. Then: the UK moves to pull AI chatbots into the Online Safety net, with child-safety rules catching up to fast-moving tech. Also, Oxford researchers find public support for health-data sharing for AI is real — but only if the safeguards are, too. After the break, MIT shows off computing that uses waste heat instead of electricity, Google warns the EU about building “tech sovereignty” walls, and in gaming, 007 First Light drops a new story trailer. We finish with Sony's new WF-1000XM6 earbuds — priced like a Zone 1 lunch, but aimed straight at your commute. For more on all of it, head to standard.co.uk Hosted on Acast. See acast.com/privacy for more information.

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In questo episodio, Alex Raccuglia esplora come l'AI e il vibe coding possano accelerare lo sviluppo creativo: da due prototipi realizzati in 20 minuti per generare automaticamente un cartello iniziale di un video, a un editor di canvas e a un sistema modulare chiamato Leader per gestire cartelli, metadati ed esportazioni. Tra riflessioni su UX, timecode, esportazione ProRes/MP4 e possibilità di mercato per professionisti e non-professionisti, l'episodio offre uno sguardo pratico su come l'intelligenza artificiale possa diventare un ingrediente chiave nel workflow di video editing e produzione software.

Let's play “Spot the Desperation”. It's an easy game. Just listen to Democrats discuss any topic, and see if you can…spot the desperation.Trump is a racist, again. This time because of a video that depicted Democrats as animals. Democrats jumped at the chance to paint Trump as a racist, when the Obamas were depicted as apes. Trump didn't play the video, but it play AFTER a video that Trump's team did play. The hoopla over the incident lasted exactly 1 minute and 13 seconds, before it lost steam.Hakeem Jeffries wanted to make sure to register his dismay at President Trump doing nothing, and dropped an f-bomb in one of his comments. Dollar Store Obama is worse than Joe Biden when it comes to acting tough.After the “Trump is racist” tactic failed, Democrats moved on to criticize Trump RX. Lifelong grifters like Elizabeth Warren who championed for lower prescription drug prices poopooed on Trump RX calling it a “Trump vanity project”. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hello there! Welcome to Force Ghost Conversations. This podcast is your home for cozy, deep dives into all things Star Wars and Lucasfilm-adjacent properties. Each week, our host will be joined by fans, creators, and believers in the principles from the Galaxy far, far away to discuss the thematic elements from our favorite Lucasfilm properties. Without further adieu, it is time to gather around the campfire for some Force Ghost Conversations.Sometimes we're just people yelling at clouds. Other times, we deliberately process our feelings and emotions respectably. Invoking the latter, we are joined this week by Greg McLaughlin from the Rebel Base Card podcast to analyze and to contextualize the new Mandalorian and Grogu Super Bowl spot.Topics Discussed Include:1. What Were Our Expectations?2. How Do Our Fears Play Into Our Emotions?3. Can We Anticipate Anything to Come From this Spot in the Movie?Support the show on ⁠⁠⁠Patreon⁠⁠⁠!If you want to continue the conversation, please follow us at the following websites:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Blue Sky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Merchandise⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Today's guest is Greg from the Rebel Base Card podcast. Be sure to support their work wherever you get your podcasts.

Right after Julie and I came off stage in Narrabri, I got chatting to Malinda, a clinical psychologist who traded the bright lights of London and Sydney to head back to her roots in Narrabri. I asked her if she'd like to join me for an episode about mental health in rural areas, and she said "sure!"We get into the fascinating (and slightly terrifying) way the brain dumps cortisol into the body, causing everything from mysterious rashes to back pain that won't quit.It's a chat about why the "resilient" Aussie attitude is a double-edged sword and why your body might be screaming for help while your brain is telling you to just "suck it up."You can find Malinda at @malindaguest or via https://boundlesspsychology.com/Wanna check out all things Podvan? ⬇️Facebook | Instagram | FB Group | Podvan Website | YouTube | TikTokThis is a Podvan Media production.

5 Ways to Spot a Cheater I’m binge watching the series Mad Men, which is set in the 1960s and the main character is the definition of a player. The amount of workplace infidelity and the casualness of it all was surprising at first but then I realized this is a human problem that still exists today. Let’s explore the DEEPER reasons why wounded men cheat and why they seek out validation, often from women. Let’s talk about…5 Ways to Spot a Cheater Resources: FREE Discovery Call ► http://jonathonaslay.com/coaching Join My VIP Group for $7– http://jonathonaslay.com/midlifelove Self-Love the Book: http://selflovethebook.com Recommended Books: http://jonathonaslay.com/jonathon-recommends

The unsealed testimony referenced comes from Georgia State Senator Burt Jones and others, revealing direct instructions from Governor Kemp to halt investigative efforts into alleged election fraud.Source: https://badlands.substack.com/p/grand-jury-testimony-from-senatorLet's pause and absorb that.The governor of a swing state, in the most contested election in modern history, explicitly instructed law enforcement not to investigate fraud allegations. That alone should trigger congressional hearings, media frenzies, and special prosecutors.Instead, it triggered silence.Why?Because silence protects the narrative. And the narrative is the only thing holding the official story together.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to the Quest For Gold Women's Hockey Report featuring Ann-Sophie Bettez, Madison Packer, and Irfaan Gaffar.The host Italians put up an early fight, but the powerhouse USA squad pulled away to advance to the semi finals. The surprising result came from the other quarterfinal game, where the Swedes knocked off the medal favourite Cezchs 2-0. Ann-So and Madison break down both games and preview tomorrow's Canada vs Germany quarterfinal.0:00 - Intro0:27 - USA & Sweden advance to semis6:21 - Stand out performer9:49 - Stand out game11:44 - Canada vs Germany preview15:00 - Outro#milangames #milanocortina2026 #womenshockey #canada #usahockey Reach out to sales@thenationnetwork.com to connect with our Sales Team and discuss opportunities to partner with us! Hosted on Acast. See acast.com/privacy for more information.

Send a textEver catch yourself wondering why the grind never pays off—like you're hustling hard but money, love, or joy keep slipping through your fingers in predictable ways? It's not karma or "your lot in life." It's subtle childhood programming from before age 7, absorbed in those super-suggestible theta brain waves, morphing kid fears into your everyday reality without a second thought.In this real-talk episode of Alison Answers #MissionAwake, Alison Lager LCSW reads right from Chapter 2 of her book The Wake Up Call ("Facing the Truth: The Ultimate Power Move"), walking you through a straightforward "whole life inventory" across 8 everyday areas to uncover the hidden beliefs driving your repeats in money, love, health, joy, and purpose.

We all love the idea of “potential” until it quietly turns into pressure, guilt, and a weird fear of actually trying. Heather Moyse didn't start professional sport until 27 and still became a double Olympic gold medallist. Breaking out of her social safety and truly exploring her potential wasn't easy. We dig into behavioral inertia, self‑sabotage, and the invisible “settings” your environment installs in your brain. Think of this as a mindset update: less motivational quotes, more useful psychology. f you've ever felt stuck in the “nearly” version of your life—nearly starting, nearly committing, nearly backing yourself—this conversation gives you language, mental models, and a few friendly kicks to move. Spot the subtle ways your environment is capping your potential. Replace “be realistic” thinking with experiments that actually feel safe. Build a high‑potential identity without burning out or becoming a robot. Hit play and give your potential something better than another inspirational reel. SPONSORS

Expressway - Combo Platter and E Spot full 1797 Fri, 13 Feb 2026 19:08:21 +0000 ngsRyLTD5OcHMOXKOcswmgmCET3qlwBb sports The K&C Masterpiece sports Expressway - Combo Platter and E Spot K&C Masterpiece on 105.3 The Fan 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link=https%

HR 3 - Gridiron Gravy, Combo Platter, E Spot full 2709 Fri, 13 Feb 2026 19:07:14 +0000 mXFkVRDrMMegtkh8CR58lP7L18fib28U sports The K&C Masterpiece sports HR 3 - Gridiron Gravy, Combo Platter, E Spot K&C Masterpiece on 105.3 The Fan 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link

If you've ever hesitated before saying your number, padded your offer with extras to make it feel safer, or stayed at the same rate longer than you knew you should, this conversation is for you.   In this episode, I'm pulling back the curtain on one of the most common and costly pricing patterns women fall into: setting prices that reflect who they used to be, not who they are becoming.    Pricing is not a neutral business decision. It's a mirror. Every number you name reflects your identity, your standards, and what you feel emotionally available to receive. When pricing comes from an old version of yourself, it creates an income ceiling that you can feel in your body and see in your bank account.   Tune in this week as I walk you through how to spot if you're compromising your pricing, why even high-earning women still fall into this without realizing it, and how to shift into emotionally clear pricing that feels calm, grounded, and powerful.   In this episode, I talk about: The six signs your pricing is still protecting, pleasing, or playing small.   How patriarchal money rules still shape women's pricing decisions.   The distinction between compromised pricing and emotionally clear pricing.   Key coaching questions to recalibrate your pricing to your current identity.   How pricing becomes a declaration of who you are becoming as a woman and a business owner.   ~~   For full show notes, transcript, and to check out Kendall's NEW FREE workshop Your Pricing Breakthrough, click here: www.themoneycoachschoolpodcast.com/125

Thursday's harsh selling took major indexes down as much as 2%, hurt by worries of AI substitution in many industries. CPI looms as the holiday weekend approaches.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see ​schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0128-0226) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On the latest Molby On The Spot, Trev Downey and Liverpool legend Jan Molby look back at the City defeat and the Sunderland win, compare the remaining PL fixtures of Slot's Reds with those of Chelsea and Man United, discuss the managerial upheaval in the top flight and assess the challenge of Brighton in the FA Cup. All this, PLUS the usual tangents, tales and fun. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On the latest Molby On The Spot, Trev Downey and Liverpool legend Jan Molby look back at the City defeat and the Sunderland win, compare the remaining PL fixtures of Slot's Reds with those of Chelsea and Man United, discuss the managerial upheaval in the top flight and assess the challenge of Brighton in the FA Cup. All this, PLUS the usual tangents, tales and fun. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mike Johnson and Beau Morgan react to ESPN senior NFL reporter Jeremy Fowler putting together a tier list of the 18 teams that did not make the NFL playoffs this season, react to what tier Fowler has the Atlanta Falcons in, and explain why they think saying the Falcons need to upgrade their cornerback two spot is disrespectful to Mike Hughes.

A new poll shows many Republicans disapprove of President Trump's handling of Greenland. AP correspondent Mike Hempen reports.

See omnystudio.com/listener for privacy information.

Winterlude and ice sculptures, Steve Aoki, Canada dominates Czechia, and Ottawa Senators scoring at the Olympics.

Hello Beautiful, I'm so grateful you're here with me.

False prophets twist Scripture, avoid preaching sin and repentance, and offer a “feel-good” gospel. But Jesus said the narrow way leads to life. Test every teaching by God's Word and hold fast to the true Gospel. #FalseProphets #BiblicalTruth #JesusIsTheWay #Discernment #NarrowWay

A group of teenagers go on late-night search for something no one's sure is real. Written by Mary McDonnell, directed and sound designed by Jonathan Mitchell. Performed by Anna Aubry, Shenba Vairavan, Brendan Dewley, Jon Hudson, and Mary McDonnell. Recorded by Christian Cuciniello at Silver Sound in New York Support The Truth by ⁠⁠⁠⁠⁠subscribing to our ad-free feed⁠⁠⁠⁠⁠. It's $5, or $50 a year. You'll get every story without interruption, but more than that, you'll be supporting the survival of our show. Go to: ⁠⁠⁠⁠⁠thetruthpodcast.supportingcast.fm⁠⁠⁠⁠⁠ Follow us on... ⁠⁠⁠⁠⁠INSTAGRAM⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BLUESKY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠THREADS⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠REDDIT⁠⁠⁠⁠⁠ To learn more about our show, go to our website: ⁠⁠⁠⁠⁠thetruthpodcast.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send a textOmnia Nightclub has been working on a new dayclub experience, it's ready for pool season and looks really nice! We have road trip ideas if you want to get in the car and travel Nevada. We have more than 600 ghost towns in the state and there's so much to do. Five Guys opens at the Grand Canal Shoppes with expanded hours and they announced another location downtown. Both have "only in Las Vegas" additions. Bruno Mars performed at the Grammy's and he's stopping in Las Vegas first once he begins his tour. Judy Garland's daughter announced some storytelling experiences set for March at the Venetian. Former Virgin Hotels president, Cliff Atkinson, moves up to downtown as the head of The Fremont Experience. Plus, we have more ideas for Valentine's Day.VegasNearMe App If it's fun to do or see, it's on VegasNearMe. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com

In this episode of The Talk Spot, we interview Dr. John Gray and discuss how people can become more successful in dating. To keep up with Dr. Gray, visit his website at https://www.marsvenus.com/ To visit our website: https://ucaststudios.com/ To visit other podcasts: https://podcasts.apple.com/us/podcast/u-cast-studios/id1448223064 To visit our LinkedIn: https://www.linkedin.com/company/u-cast-studios Song: "Orion Canyon" By Insect Surfers

What if AI could find $500 in hidden waste on every $10K job? Martin and Khalil dive into how AI agents are transforming business efficiency for contractors. From trucks loaded with the wrong tools to tracking miscellaneous costs that silently kill your margins, this episode reveals practical AI solutions you can implement today. Watch them solve real contractor inefficiencies live using Claude AI, no tech degree required.What You'll LearnHow to use brain dumps and AI to uncover hidden profit leaks in your businessThe TIMWOODS framework for identifying the seven types of waste killing your marginsPractical AI tools that track materials, automate dispatch, and eliminate callbacksWhy Claude AI outperforms ChatGPT for contractor-specific problemsHow to turn CompanyCam photos into automatic cost tracking without extra workTime Stamps00:58 - Episode Intro02:17 - Elon Musk's Ventures and Innovations04:46 - Exploring AI Agents and Their Capabilities14:37 - Profit Margins and Business Inefficiencies27:29 - Brain Dump Technique for Identifying Inefficiencies28:49 - Implementing AI Solutions in Real-Time30:25 - How AI Can Help Solve Business Inefficiencies (Video Tutorial)Snippets from the Episode"Cutting costs raises margins the same way increased prices do. AI can help you recover time and do one more job per month without working harder." - Martin Holland"Your limited thinking is holding you back from using AI's full capability. Don't prompt the AI, let it prompt you on what you should be doing." - Khalil BenalioulhajKey TakeawaysUse brain dumps to unlock AI's full potentialTIMWOODS reveals seven types of waste in your businessOne additional job per month dramatically improves marginsCompanyCam integration eliminates behavior change frictionClaude Vision can identify and cost materials from photosVoice-based expense capture removes logging barriersAI-generated checklists prevent costly job site mistakesResources⁠Implementing AI in Your Business Workshop Sign-Up (Tuesdays at noon CST, Feb 10 - Mar 17)⁠Claude AICompanyCamGranola AIWispr Flow24 Things⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Construction Business Owners Need to Successfully Hire & Train an Executive Assistant⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Schedule⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ a 15-Minute Roadblock CallBuild a Business that Runs without you. Explore our⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ GrowthKits⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Need Marketing Help? We Recommend⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Benali⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need Help with podcast production? We recommend⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Demandcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Checkout ⁠⁠⁠Quo⁠⁠⁠ More from Martin Holland⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theprofitproblem.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠annealbc.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Martin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Meet With Martin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More from Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠benali.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Meet With Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More from The Cash Flow ContractorSubscribe to our⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow On Social:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X(formerly Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Visit our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Cashflow Contractor

Major indexes were flat to lower yesterday as rate cut hopes fell on a stronger-than-expected jobs report. Investors mull earnings from Cisco and McDonald's and await Friday's CPI.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0128-0226) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Super Bowl is over, but the Star Wars conversation is just heating up. Tonight on Sarlacc Digest, we break down the Mandalorian & Grogu Super Bowl TV spot and the growing debate in the fandom: Was the marketing push strong enough for Star Wars' big return to theaters… Or did it reveal hesitation and a lack of confidence from Lucasfilm? We'll discuss: • The Super Bowl reaction and why the marketing felt “light” to some fans • Did the TV spot build hype, or deepen the divide? • Is Star Wars playing it safe heading back to theaters? • What this means for the future of the franchise • All the latest news, rumors, and wild fan theories • Community takes and live chat reactions With Star Wars returning to the big screen, expectations are massive. But is the strategy building momentum… or creating uncertainty? Join us live and let's break it all down. 03:51 Skip to the show! Episode 344 The Syndicate Discord: https://bit.ly/Syndicate-discord If you are interested in being a Patreon we will be indebted to you... https://www.patreon.com/sarlaccdigestpodcast Grab Merchandise Here: https://www.teepublic.com/user/sarlacc-digest-store For all your action figure stand needs and more: http://www.toschestationemporium.com use promo code for 10% off!: sarlaccdigestpodcast Formerly Tosche Station Emporium Youtube: Moocher's 3D Printing Lab: https://www.youtube.com/@Moochers3dprintinglab Check out Tommy at: https://www.youtube.com/@BlitzTransmissions Black Series Most wanted: https://www.instagram.com/blackseriesmostwanted/ Check out Alex at: https://www.youtube.com/@ShadoweKnowsNetwork Cube Squadron: https://www.instagram.com/p/DPquG4GDQTK/ Intro Music By: Michael Patsos Instagram: https://www.instagram.com/patsosm Contact us at: sarlaccdigestpodcast@gmail.com #StarWars #Mandalorian #Grogu #SuperBowl #Lucasfilm #StarWarsNews

On the latest Molby On The Spot, Trev Downey and Liverpool legend Jan Molby look back at the City defeat and the Sunderland win, compare the remaining PL fixtures of Slot's Reds with those of Chelsea and Man United, discuss the managerial upheaval in the top flight and assess the challenge of Brighton in the FA Cup. All this, PLUS the usual tangents, tales and fun. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if the real thing killing productivity on your team isn't laziness, workload, or attitude—but unspoken expectations no one ever clarified? You know the frustration. A meeting goes sideways. A teammate feels disrespected. You're stuck in a circular debate about something that “should be obvious.” Meanwhile, resentment builds and momentum stalls. Whether it's camera-on norms, unclear directives from your boss, or two people interpreting the same instruction differently, the lack of clarity quietly drains morale and performance. If you've ever felt like you missed the company-issued “secret decoder ring,” this episode shows you how to decode expectations, reduce conflict, and lead with confidence instead of walking on eggshells. In this episode, you'll learn how to: Spot when unclear norms—not bad intentions—are killing productivity and causing unnecessary conflict Use practical, powerful phrases to turn tension into alignment and shared agreement Lead clarity conversations with confidence so you build influence, trust, and stronger team performance Press play now and walk away with specific words you can use this week to eliminate confusion and reclaim the productivity your team deserves. Check out: (04:33) – The first powerful phrase: “It seems to me we see this differently.” Learn how simply naming the difference can immediately de-escalate conflict and surface hidden expectations. (06:34) – “Let's decide how to decide.” A practical framework for preventing circular arguments and creating clear, shared agreements—especially when no formal authority is defined. (08:24) – How to handle conflicting interpretations with a colleague without “going around” them—plus the respectful phrase that protects trust while getting the clarity you need. Leadership Without Using Your Soul podcast offers insightful discussions on leadership and management, focusing on essential communication skills, productivity, teamwork, delegation, and feedback to help leaders navigate various leadership styles, management styles, conflict resolution, time management, and active listening while addressing challenges like overwhelm, burnout, work-life balance, and problem-solving in both online and in-person teams, all aimed at cultivating human-centered leadership qualities that promote growth and success. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to research on organizational alignment led by LSA Global highly aligned companies grow revenue 58% faster and are 72% more profitable than misaligned companies. So how can you cultivate an aligned culture ready to drive improved outcomes? Riley Rogers: Hi, and welcome to the Win/Win Podcast. I’m your host, Riley Rogers. Join us as we dive into changing trends in the workplace and how to navigate them successfully. Here to discuss this topic is Julia Juliano, manager of sales enablement at Cencora. Thank you so much for joining us, Julia! I’d love it if you could kick us off by telling us a little bit about yourself, your background, and your role. Julia Juliano: Yeah, of course. Thank you so much for having me. I’m excited to be here today. My name is Julia Juliano. I live in the Philadelphia area with my husband, daughter, and two dogs. I’m actually coming up on my seventh year with Cencora. I'm now a sales enablement manager, and I started with the company in generic sales within the New York Metro Territory, where I was a top performing rep. That experience really ignited my passion for empowering sales teams to succeed, which ultimately led me to transition into sales enablement. I entered the enablement world as a specialist about four years ago, and worked my way into my current role as a manager. Over the years, I’ve had the privilege of supporting both community retail pharmacies and more recently our specialty distribution business. These experiences have given me a comprehensive understanding of the challenges our teams face and the tools and strategies they need to excel in such a competitive and highly regulated environment. RR: Well, we’re super excited to have you here and to dig into a couple of those things you’ve mentioned—transitioning into that sales enablement role from your desire to help sales teams win, navigating competition. So excited to dig into all of that. I want to start with one of the first things you mentioned, which is that you’ve run the gamut from sales to sales enablement. So, can you take us back to your time as a pharmaceutical sales rep at Cencora? What challenges did you experience that shaped how you enable today? JJ: Yeah, you know, it’s a really unique experience to be able to go from sales to sales enablement. As a pharmaceutical sales rep, I experienced firsthand the challenges of accessing the right resources at the right time. Whether that was finding compliant marketing materials, navigating product specific information, or understanding how to position solutions for different customer needs, there was often a disconnect between the tools available and the realities of working in the field and the conversations that I was having with those customers. That experience really allows me to approach enablement from the rep perspective, knowing that every minute they spend searching for content or trying to interpret complex messaging is a minute that they’re not spending with their customers. My goal is to streamline their workflows, ensure they have what they need at their fingertips, and create alignment between the tools we provide and the outcomes that they’re driving in the field. RR: I think that’s such an important call out: Every minute that you’re distracted with non-essential tasks takes you away from the work that really matters both to you and to our business. I think bringing that kind of lived experience and empathy that comes with it to the table is so huge and helps you kind of build the programs and support arms that you’re like: “I wish I’d had that.” And I know it probably can’t be easy to build those programs because Cencora unites six distinct business units under a single brand. So, from an enablement perspective, what kind of complexity does that create for you? JJ: Yeah, so the complexity really lies in balancing the enterprise wide alignment with the unique needs of each of those six business units. So, the six business units are specialty, GPO, community, retail health systems, animal health, and corporate partnerships. They each serve distinct segments of the healthcare ecosystem; their customers, products, and sales strategies vary significantly, which means that their enablement needs are equally diverse. At the same time as one unified brand, we have to maintain consistency and messaging, compliance and governance across the organization. So from an enablement perspective, this requires a strategic and thoughtful approach to content structure, governance, and collaboration to ensure that we’re effectively addressing both the enterprise and each individual business unit’s priorities. RR: When you’re looking across these priorities and trying to stitch everything together into a clear strategy and message, it's obvious that alignment doesn’t happen by accident. It's a very intentional, thoughtful thing that you have to cultivate. So how do you use Highspot to break down those silos that could potentially appear, and then make sure that everybody’s running to the same drum beat at the same pace? JJ: We’ve accomplished this by building a centralized Spot architecture that balances enterprise-level consistency with business unit-specific relevance. So at the enterprise level, we house shared resources like compliance guides, org charts, corporate initiatives—things like that. At the business unit level, we provide more tailored content and tools designed to meet those unique needs of each team for their specific solutions. Highspot Analytics further enables us to identify content gaps and redundancies, which allows us to continuously refine and optimize our approach By centralizing any efforts on Highspot, we’ve established a single source of truth that fosters alignment while maintaining the flexibility needed to meet those diverse needs across our customer segments. RR: There’s so much in what you said that I really want to dig into in just a second. You know, about how you structured those Spots, how you determine what gets a Spot, what doesn’t, alongside the kind of specific, tailored tools that you’re building for solutions. But I want to start with the foundation, the baseline for all of this, which is that as part of your work, you led the creation of a formal structured governance plan. Why did you see governance as foundational for driving alignment and helping Cencora drive a shared strategy? JJ: Governance is truly the backbone of any successful enablement strategy, especially in a complex organization like Cencora. Without it, you risk content duplication, outdated materials, and a lack of visibility into what’s working and what isn’t. When I joined the team, we had a ton of great content, but it wasn’t always easy for reps to find or trust that they were using the most current and up-to-date version. By implementing a formal governance plan, we established a clear process for content creation, approval, and maintenance. And this not only improved findability and adoption, but also ensured that everything we provide to our teams is compliant, up to date, and aligned with our strategic goals, RR: So, you knew what it could achieve for you, and you’re starting to see those outcomes. Specifically you’re seeing that in the data. You know, as a result of this governance strategy, you’ve seen meaningful improvements in content views, downloads, findability, and even platform adoption. So, what actions or parts of this strategy do you think made the biggest difference in achieving the results that you’ve named? JJ: We implemented a consistent taxonomy or naming convention across all the different business units, which made it easier for reps to navigate and find what they need. We also introduced regular content audits on a quarterly basis to ensure that everything in Highspot is relevant and up to date. Another key action was also leveraging Highspot analytics to identify gaps in content or areas where reps were struggling to find resources. And by addressing those gaps and continuously refining our approach, we saw significant improvements in engagement metrics, like you mentioned, the content views, downloads, and overall adoption of the tool. RR: How did you identify those gaps in content that reps couldn’t find? JJ: So, we created sales surveys and worked with our marketing partners and our solution owners to identify which solutions were being most searched for by reps, what materials they needed to aid in the customer conversations that they were having. Then, you know, in the surveys we addressed: “What would you like to learn more about? What type of content are you unable to find that would be helpful in your day-to-day role?” And so we took those surveys, partnered with marketing and those solution owners, like I mentioned, and were able to create those resources to better drive, you know, adoption and findability within the platform. RR: Okay, amazing. I think that’s such an important approach where you’re building from the perspective of your users. It’s not just: “Here’s what we think works.” It’s: “Okay, what does this actually look like in your day to day and how can we make it better?” And actually that kind of leads me to that Spot architecture that you touched on, which includes enterprise-level and then business-unit specific spots. So, how did you create this structure and then how does it help you create consistency like we talked about, but also keep things relevant to reps' day to day? JJ: Yeah, so we started by clearly defining what belongs at the enterprise level versus the business unit level. Enterprise level Spots include resources that apply across the entire organization—this is our compliance guidelines, corporate initiatives, any distribution information, org charts, and training materials. The business unit specific Spots are tailored to the needs of each team—this is your product specific collateral solution, information, sales playbooks, and any sales execution materials that we have for the teams to ensure consistency. We developed a standardized template for all Spots so that reps know where to find what they need, no matter which business unit they’re in. The structure ensures that the reps have access to both the big picture, along with the details that matter most to their customers. Additionally, each business unit only has access to the enterprise level Spots, plus the materials that are relevant to their team. For example, a rep in health systems won’t be able to see community retail content if it isn’t applicable to their role. So the targeted access keeps search results cleaner and more accurate, reducing noise and helping reps to get to the right asset faster. It also supports a smart marketing model. We may have one enterprise solution, but the go to market strategy, messaging, and customer facing materials can vary by customer profile and their buying environment. So structuring the access this way allows marketing and enablement to maintain the consistent approach for enterprise positioning while still delivering the right version of the story and tailored assets for each individual audience. RR: It feels like there was so much intention and thought put into this. You’ve kind of checked the box for everybody in the org. You know, sales is getting specifically what they need. They don’t have to filter through the noise and the chaos of five other business units. Marketing ensures that their strategy is being executed to its fullest and that the materials they’re producing and investing in are seeing the usage they’d like. Then you as an enablement team have a much easier time governing and maintaining your strict policies because you don’t have that same sprawl, so I love to hear that; it’s a fantastic structure. Not to get too in the weeds, but I’ve heard that as part of this Spot structure, you’re also empowering reps to land the value of Cencora's different product lines by creating Richardson Methodology-inspired Plays for each solution. What do those Plays look like in practice and how are they supporting reps? JJ: Our Richardson-inspired Plays are thoughtfully designed to guide reps through the entire sales process, all the way from discovery to close in a way that’s tailored to each specific solution. Each Play for every individual solution that we offer is structured into three sections:Learn, prepare, and engage. The “Learn” section provides internal facing materials to educate the reps on the solution, ensuring that they have a deep understanding of its value and its applications. The “Prepare” section offers guidance on how to plan and strategize for customer conversations, so this includes tools like questioning frameworks and call planners. And then finally, the “Engage” section houses our customer facing materials. So these are typically created by marketing, and they support reps in effectively communicating the solutions value to customers to support them in those conversations. And these Plays really act as a clear and actionable roadmap, equipping reps with the knowledge, preparation, and resources they need to have more meaningful, productive, and impactful conversations with our customers. RR: So we’ve dug into the details. We talked about thoughtful governance, strategic Spot architecture, and solution-specific plays. When we look at all of this more broadly, how has this approach improved or changed how reps take Cencora solutions to market? JJ: This approach has really transformed how our reps take solutions to market by making it easier for them to find trust and use the resources that they need. With the governance in place, reps know that they’re always accessing the most current and compliant materials, and then the Spot architecture ensures they can quickly find content that’s relevant to their specific customers and sales strategies. The solution-specific Plays also provide a clear roadmap for engaging customers and addressing their individual needs. Together, all of these elements have really improved their efficiency, confidence, and effectiveness, which ultimately has led to better customer outcomes and stronger business results. RR: It really seems like you and the team have built an environment that you as a rep would’ve been like: “This is fantastic. I can go run and do my job and not spend time on the things that take me away from it.” I’d be curious to add onto that impact piece: What key results have you achieved beyond everything that we just covered off on (which was a lot!). What particular wins are you especially proud of? JJ: Yeah, so since we implemented Highspot in 2021—coming up on five years at this point—we’ve seen clear improvements in how our teams find, trust, and use the enablement resources that we’re able to provide for them. Like I’ve mentioned, the content is much easier to locate, adoption is stronger, and engagement is more consistent because reps know that they’re working from a single current source of truth. We’ve talked about most of them today, but the wins I’m especially proud of are the governance foundation we’ve put in place, the Spot architecture that balances the enterprise consistency with the business unit relevance, and then those solution-specific plays that help reps move from learning to preparing to engaging with their customers. Together, those changes have reduced friction for sellers, improved onboarding and readiness for new team members, and strengthened alignment across the organization. The most important thing with having Highspot as our sales enablement platform is that, before we adopted this tool, different versions of materials were just kind of floating around on people’s desktops and an old platform that we used to utilize in Teams channels and through inboxes. You never knew which one was the one that was most recently updated. “What should I be using? Has any of this messaging changed?” Now, there’s one place; I always pitch it to our reps as Cencora's Google. You just search in the search bar, whatever you’re looking for, and the first result that comes up is what you’re looking for. RR: I think it’s really important, that kind of domino effect that you touched on: “We did the work at the very beginning to make sure everything is accessible, to make sure it’s updated and to make sure it’s valuable to our reps and that they know it.” And now you’re seeing the entire progression from finding content to engaging buyers in a more meaningful, trusted way and creating more trusted relationships. So you’ve kind of built that flywheel. Now it’s just kind of spinning and maintaining, which is fantastic to hear. Last question for you: For leaders building similar enterprise-level enablement strategies in a similarly complex competitive environment, what hard-earned advice would you leave them with? JJ: My advice would be to start with the governance and the structure. Without a clear plan for how the content is created, organized, and maintained, it’s really easy for things to become chaotic, especially in a complex environment where multiple teams are involved. There’s lots of hands in the pot. Things get lost in translation. So governance and structure would be the starting point. Additionally, it is so important to always keep the end user in mind. Enablement is all about making the lives of your reps easier. Take the time to understand their needs and challenges so that you can create solutions for them. And finally, don’t underestimate the importance of analytics. Use the data to continuously refine your approach and demonstrate the impact of your efforts. Enablement is truly a journey. It’s not a destination, and the key is to stay agile and focused on delivering value both to the reps that you support and their customers. RR: That phrase there: Enablement is a journey is so important to hear because, to our audience who are all at different stages in the process, maybe you’re building, you’re just writing that enablement charter or maybe you’re just trying to run and optimize. Either way, I feel like you need to hear that because everything is constantly changing and you are constantly adapting. I think that’s a reassuring spot to end on, and I really appreciate you saying that. Beyond that, I really appreciate you joining us and sharing all of this wonderful experience. It’s been so amazing to step into the work that you’re doing and the impact that you’re driving for Cencora. JJ: Absolutely. I’m honored to be invited. I’m so grateful to be here. Thank you for the time and asking all these thoughtful questions. I hope that can help many other organizations out there.RR: To our listeners, thank you for listening to this episode of the Win/Win Podcast. Be sure to tune in next time for more insights on how you can maximize enablement success with Highspot.

This week on the podcast, the question is raised: What is the best generic indie wrestling song of all time? From Linkin Park to Korn and Skillet to Hollywood Undead, this conversation is just getting started...Please consider supporting us on Patreon! Patreon.com/MadBashStudios-Socials-MadBashStudios.comFacebook: https://www.facebook.com/MadBashStudios-MadBash Studios is powered by-patreon.com/MadBashStudiosVenom Energy: https://www.venomenergy.com/Music: "Deep and Dirty" Kevin MacLeod (incompetech.com, Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/Support the show

At the end of each week, Mike Hosking takes you through the big-ticket items and lets you know what he makes of it all. LNG: 7/10 An example of the times. A decent idea to help solve a genuine issue and yet too many miss the point and bitch about tax vs levy vs fee. Greg Foran: 7/10 Back where he belongs. There is a book there. What he thought it might be and what it was, is several chapters worth. OT and cultural leave: 2/10 When you promise something as this Government did, especially around emotive issues like this, you've got to deliver. The fact this is real and still exists speaks to the angst around the race issues this country battles with. The Covid review: 8/10 I don't care if it's political. It's good its political. We all need a reminder of the damage and pain that results from incompetence and arrogance. Super Bowl: 8/10 The second most watched TV event ever, only behind the most watched TV event ever, which was also the Super Bowl. Spot the sport going places. LISTEN ABOVE FOR MIKE HOSKING'S FULL WEEK IN REVIEWSee omnystudio.com/listener for privacy information.

By now you've probably seen the Mandalorian and Grogu Super Bowl "Big Game" commercial, and you have an opinion. In this episode, we break down our reactions, explore what may have led Lucasfilm and Disney to make such a bold creative choice, read listener comments, and deliver a detailed deep-dive analysis. In the weeks leading up to Super Bowl 60, fans expected a traditional trailer packed with story clues. Instead, we got something completely unexpected: a cinematic parody inspired by the legendary Budweiser commercials. The 36-second spot, narrated by the iconic Sam Elliott and directed by Jon Favreau, opens on a sleigh racing across a snowy tundra. At first glance, it looks like a team of horses—but the camera reveals they're actually tauntauns. Din Djarin passes the reins to Grogu as they glide forward together, guided by the galloping creatures. The commercial closes with Grogu gently reaching toward a tauntaun's nose while the narrator reminds audiences that The Mandalorian and Grogu is coming "only to theaters." Unsurprisingly, the fan response has been sharply divided, and we also discuss the overwhelming reactions shared across our social media. PODCAST SPONSORS Small World Vacations is an official sponsor of Skywalking Through Neverland. Contact them for a no obligation price quote at www.smallworldvacations.com. Tell them Skywalking Through Neverland sent you.

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.

Today's nonfarm payrolls follows weak retail sales that sent yields to one-month lows. Analysts see 70,000 jobs created last month. Shopify, McDonald's, and Cisco earnings loom.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0128-0226) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We kick off with our weekly myth buster that exposes the saying, “knowledge is power.” This one is so widely believed that once you take another deeper look, it might blow your mind - be prepared. We then move on to the topic of how to spot red flags, how to spot fake people, fake business partners and fake friends. This is so key because so many people run around chasing their tails and losing money, friends and more in the process with no results. We also touch on the upcoming seminar in Cape Town! Communication is a vital part of life yet so many people have problems with communication. They talk... but no communication. There are actually 27 parts of communication and if you don't know them then you're in trouble. To find out those 27 parts and how to truly communicate, join the seminar. Register now at www.Gprosperity.com/capetown !

By now you've probably seen the Mandalorian and Grogu Super Bowl "Big Game" commercial, and you have an opinion. In this episode, we break down our reactions, explore what may have led Lucasfilm and Disney to make such a bold creative choice, read listener comments, and deliver a detailed deep-dive analysis. In the weeks leading up to Super Bowl 60, fans expected a traditional trailer packed with story clues. Instead, we got something completely unexpected: a cinematic parody inspired by the legendary Budweiser commercials. The 36-second spot, narrated by the iconic Sam Elliott and directed by Jon Favreau, opens on a sleigh racing across a snowy tundra. At first glance, it looks like a team of horses—but the camera reveals they're actually tauntauns. Din Djarin passes the reins to Grogu as they glide forward together, guided by the galloping creatures. The commercial closes with Grogu gently reaching toward a tauntaun's nose while the narrator reminds audiences that The Mandalorian and Grogu is coming "only to theaters." Unsurprisingly, the fan response has been sharply divided, and we also discuss the overwhelming reactions shared across our social media. PODCAST SPONSORS Small World Vacations is an official sponsor of Skywalking Through Neverland. Contact them for a no obligation price quote at www.smallworldvacations.com. Tell them Skywalking Through Neverland sent you.

Following Nae'Qwan Tomlin's promotion to a standard NBA contract, the Wine and Gold Talk podcast with Ethan Sands, Chris Fedor and Jimmy Watkins dive into another win for Cleveland's player development pipeline — a system built to uncover low-cost, high-energy contributors around an expensive core. From there, the conversation shifts to the Cavaliers' final open two-way spot and who makes the most sense to fill it. The guys also take a hard look at NBA All-Star Weekend, questioning the competitiveness of the main event and the steady decline of the Slam Dunk contest. Is star pride getting in the way of participation? And could Evan Mobley's All-Star snub fuel another leap in the second half? The episode wraps with a preview of a looming “trap game” against a Washington Wizards team that appears firmly committed to the tank. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the fourth episode of Down the Garden Path's "Houseplant Chat" series, Joanne discusses the basics of fertilizing houseplants. Topics Covered When to start fertilizing Wait until days are noticeably longer (sometime after daylight savings time) when plants begin active growth again. How to read fertilizer labels (N-P-K) The three numbers represent Nitrogen (N), Phosphorus (P), Potassium (K). Leafy plants may benefit from higher nitrogen; flowering plants often need more phosphorus. Choosing an "all-purpose" fertilizer Balanced blends (e.g., 10-10-10) can work for many houseplants, especially as a baseline. Three common fertilizer formats Water-soluble liquid: mix into watering can; easy to apply while watering. Granular: sprinkle on the soil surface; dissolves as you water (Joanne notes it can feel less precise). Slow-release pellets: dissolve gradually; may only need reapplying every few months. Frequency & control Liquids are immediate and routine-friendly; granular and slow-release can be less frequent but require awareness of plant needs. Start gently Use half-strength for the first few feedings at the start of the season to ease plants in. Organic vs. big-box options Joanne prefers organic options (often lower N-P-K numbers) and mentions the appeal of local/smaller brands, while acknowledging "use what you have" if it's already in your cupboard. Check expiry dates Expired fertilizer is usually not harmful—just potentially less effective. Know your special plants Spot-check care requirements for "can't-risk-it" plants: heirlooms, cuttings, orchids, sentimental favourites (she shares the example of a long-loved rubber tree). Homemade fertilizer recipes (with caution) DIY approaches (tea/coffee grounds/fish emulsion) exist, but beginners should stick to products with known N-P-K values. Takeaways and Tips Don't rush it: Start fertilizing when daylight increases (typically after daylight savings), not in the dead of winter. Half-strength first: For the first few fertilized waterings, go 50% strength to avoid shocking plants waking up from slower winter growth. Match fertilizer to the goal: Leaf growth: consider a more nitrogen-forward option. Flowering: look for a higher middle number (phosphorus). Pick a method you'll actually remember: If you're consistent with watering, liquid can be easiest. If you forget steps easily, slow-release may be safer; just add a reminder so it doesn't get missed. Follow the label (seriously): Package directions matter more than brand debates. Research your "VIP plants": If a plant is sentimental or pricey, do a quick care check so you're not guessing at feeding needs. Use what you have, smartly: If you find old fertilizer, check the expiry date; it may still work, just a bit weaker. Keep it measurable: If you're newer to houseplants, prioritize fertilizers with clear N-P-K numbers over DIY mixes until you've got a baseline routine. Other Houseplant Chat episodes Getting the Light Right Soil and Watering Tips Propagation Made Simple Have a topic you'd like Joanne to discuss? Email your questions and comments to downthegardenpathpodcast@hotmail.com, or connect with Joanne on her website: down2earth.ca Find Down the Garden Path on Instagram, Facebook, and YouTube: @downthegardenpathpodcast. Down the Garden Path Podcast On Down The Garden Path, professional landscape designer Joanne Shaw discusses down-to-earth tips and advice for your plants, gardens and landscapes. As the owner of Down2Earth Landscape Design, Joanne Shaw has been designing beautiful gardens for homeowners east of Toronto for over a decade. She does her best to bring you interesting, relevant and useful topics to help you keep your garden as low-maintenance as possible.  In Down the Garden Path: A Step-By-Step Guide to Your Ontario Garden, Joanne and fellow landscape designer Matthew Dressing distill their horticultural and design expertise and their combined experiences in helping others create and maintain thriving gardens into one easy-to-read monthly reference guide. Get your copy today on Amazon. Don't forget to check out Down the Garden Path on your favourite podcast app and subscribe! You can now catch the podcast on YouTube.

In today's episode of Motley Fool Money, host Emily Flippen is joined by analysts Jason Hall and Toby Bordelon to break down earnings from three of the most volatile Rule-Breaking stocks out there. They discuss: - How Spotify continues to convert free to paid users, and how monetization efforts are evolving in a more cost-conscious environment - Whether or not DataDog's usage-based business model is under threat as software companies see pullbacks across the board - Ferrari's attempt to reassure investors that it has growth left in it, even as its EV ambitions evolve Companies discussed: SPOT, DDOG, RACE Host: Emily Flippen, Jason Hall, Toby Bordelon Producer: Anand Chokkavelu Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

We're celebrating love on the Smiley Morning Show! Samantha's sweetheart, Dan, is in for a surprise when we create an on-the-spot love song just for him. See omnystudio.com/listener for privacy information.

Feeling exhausted at the end of the day—but not because you're overworked? You might be stuck on autopilot. In this episode, Tanner Clark uncovers the real reason burnout hits teens and adults alike: your habits are running your life, not your intentions.Learn how to:Spot the habit that's secretly draining your energyBreak the “hamster wheel” cycle of repetitive, unfulfilling daysTake one small, intentional action that moves you closer to who you want to beStop wasting your energy on autopilot. One second of awareness. One habit rewritten. That's all it takes to reclaim your days.SUBSCRIBE! - Never miss an episodeSHARE with ONE person on your mindRATE - Leave the show a 5 Star Ratingburnout, teen motivation, habit change, productivity, mindset, energy management, teen focus, mental clarity, daily habits, personal growth

Before Wednesday's critical jobs report, investors hear today from Coca-Cola and Ford. Retail sales also bow, with stocks up two days in a row. Jobs growth is seen at 70,000.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0128-0226) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.