Podcasts about getting out of debt

We've normalized debt, student loans, car payments, credit cards, and convinced ourselves it's just the cost of adulthood. But what if it's actually the biggest barrier to the life you want? In this episode, I break down why most of us are drowning in consumer debt, how we got here, and what it really takes to climb out.For more go to: www.scottmlynch.comEpisode resources:100 books that have shaped my thinking the mostLevel up your life by joining my Patreon where you'll get exclusive content every week and more badass offerings (rips t-shirt in half, Hulk Hogan style, and runs around the room). And/or…Unlock practical and tactical insights on how to master your mindset and optimize your happiness directly to your inbox.If you're a glutton for punishment and want more swift kicks in the mind follow me on social:InstagramYouTubeLeave a review and tell me how I suck so I can stop doing that or you can also tell me about things you like. I'd be okay with that, too.Produced by ya boi.Past guests on The Motivated Mind include Chris Voss, Captain Sandy, Dr. Chris Palmer, Joey Thurman, Jason Harris, Koshin Paley Ellison, Rudy Mawer, Molly Fletcher, Kristen Butler, Hasard Lee, Natasha Graziano, ⁠David Hauser⁠, Cheryl Hunter, Michael Brandt, Heather Moyse, Tim Shriver, and Alan Stein, Jr.

Welcome to the Wealth With Purpose Podcast. In this episode, Alex Cook, founder of Wealth With Purpose, talks about Getting Out of Debt.To learn more about what the Bible says about money, wealth, and business, visit www.wealthwithpurpose.com.Support the show: https://www.christianwealth.comSee omnystudio.com/listener for privacy information.

Pastor Mike Ray

Joy McAdams is a friend and fellow athlete. Our conversation came about from a text I sent her. Her response to me made me think. It challenged my mindset when she messaged, "It's really good to do hard things but different types of hard things." How can we apply this type of thinking to the world of business? Find out what Joy has to say to business owners. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe Connect with Joy:Instagram: @jmcadams5 More About the Episode Sponsor:Brandakin Social Media (https://www.brandakinsocialmedia.com/) - Maximize your social media presence and reach.

Joy McAdams is a friend and fellow athlete. Our conversation came about from a text I sent her. Her response to me made me think. It challenged my mindset when she messaged, "It's really good to do hard things but different types of hard things." How can we apply this type of thinking to the world of business? Find out what Joy has to say to business owners. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe Connect with Joy:Instagram: @jmcadams5 More About the Episode Sponsor:Brandakin Social Media (https://www.brandakinsocialmedia.com/) - Maximize your social media presence and reach.

In Part 3 of this series honoring Financial Literacy Month, we're jumping into the most exciting topic--getting out of debt. Okay, maybe you don't consider debt a fun topic, but this episode will set you up to get out it and never have to utter the words again. And so, I"m not going to tell you consolidate or take out a home equity loan to pay down your debt. We're going to use a little process called the debt snowball--with a little twist. Tune in!Mentioned in this Episode#173: Fall in Love With Budgeting#172: Become the Boss of Your MoneyWant to ask me a question about money on the podcast? Send your question to unstoppablycreative@gmail.com and maybe I'll answer it on an upcoming episode.

Cait is a Canadian writer who first gained recognition with her blog, Blonde on a Budget, where she documented her journey of paying off $30,000 in debt. That experience became the foundation for her exploration of minimalism, mindful consumption, and intentional living.She later wrote a bestselling book - The Year of Less - where she took on a year-long shopping ban that transformed her relationship with money and possessions.The themes she writes about—breaking free from debt, rethinking consumerism, and designing a more intentional life—are incredibly powerful from a personal finance perspective.Links* Cait's website: https://www.caitflanders.com/* The Year of Less: https://www.amazon.com/Year-Less-Shopping-Belongings-Discovered-ebook/dp/B0767XNB47* Adventures in Opting Out: https://www.amazon.com/Adventures-Opting-Out-Leading-Intentional-ebook/dp/B083J17DYJDisclaimerNothing on this substack is investment advice.The information in this article is for information and discussion purposes only. It does not constitute a recommendation to purchase or sell any financial instruments or other products. Investment decisions should not be made with this article and one should take into account the investment objectives or financial situation of any particular person or institution.Investors should obtain advice based on their own individual circumstances from their own tax, financial, legal, and other advisers about the risks and merits of any transaction before making an investment decision, and only make such decisions on the basis of the investor's own objectives, experience, and resources.The information contained in this article is based on generally-available information and, although obtained from sources believed to be reliable, its accuracy and completeness cannot be assured, and such information may be incomplete or condensed.Investments in financial instruments or other products carry significant risk, including the possible total loss of the principal amount invested. This article and its author do not purport to identify all the risks or material considerations that may be associated with entering into any transaction. This author accepts no liability for any loss (whether direct, indirect, or consequential) that may arise from any use of the information contained in or derived from this website. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.securityanalysis.org/subscribe

Debt has a way of stealing more than just your money—it takes your joy, your peace, and sometimes, even your sense of humor. In this episode, we're diving into why laughter is the best medicine, even when you're drowning in bills. We'll explore how laughter reduces stress, improves mental health, and helps you regain control, even when life feels like a financial disaster. I'll even share a ridiculous personal story about the time I thought I was using a calculator… only to realize it was my TV remote. Because sometimes, all you can do is laugh. If debt feels too heavy right now, this episode is for you. Hit play, and let's find a little lightness together.

The #1 Rule For Getting Out Of Debt Get the Take Control Of Your Money Bundle and start taking control of your money now: https://ter.li/50329k Tired of just getting by with your money? This year can be the year you take control, find more margin, and start making amazing progress! Learn how at our free event

Sign up for the Done with Debt 30-Day Bootcamp : Your Supported Path to Debt Freedom https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Tired of being told to skip your morning coffee to get out of debt? This episode is for every woman who's feeling frustrated with credit card debt despite making good money and smart choices. We're talking about the real reason credit card balances keep growing (hint: it's not about your spending habits), and what actually works to create lasting financial change. Learn practical strategies for reducing interest rates, breaking the payoff-use-payoff cycle, and building confidence around money without giving up your daily joys.Perfect for: Women who want real solutions for credit card debt, financial wellness tips, money mindset transformation, debt payoff strategies, personal finance guidance, and practical money management advice. Whether you're dealing with debt stress, looking for financial freedom, seeking debt consolidation advice, or ready to transform your relationship with money, this episode offers hope and practical next steps.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

On today's dose of Sussed, Sorted, Shifting we sit down with Ange Smart from Money talks. We understand the thought or feeling of owing money while trying to keep yourself afloat isn't and easy feeling to live with... Although we may all have money owning that we are unaware of... Ange walks us through how money talks can help us all beat the house, how you don't have to work extra hard to make ends meet, that money talks can help relieve some stress and help towards reaching those payment goals with goal planning, budget planning and using both the debt and savings calculators to your advantage! Head to sorted.org.nz for tools to help grow your relationship with money today! If you want help knowing your credit score is, click the link below! https://sorted.org.nz/guides/tackling-debt/credit-reports/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textGet better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days In today's episode, Brad Nelson, founder of Debt Free Dad, shares the five key things he would do differently if he had to start his debt-free journey all over again. With over 11 years of debt-free living and helping thousands of others save and pay off tens of millions of dollars, Brad offers invaluable insights to help make your journey easier and less stressful. Learn why avoiding credit card transfers and consolidation loans, seeking advice from successful individuals, maintaining accountability, starting immediately, and letting go of shame and embarrassment are crucial steps to achieving financial freedom.  Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

It's Financial Literacy Month in Canada, but around here, every month is about financial literacy! In celebration, Erin is giving Keri a money Pop Quiz. Tune in to test your own knowledge, then feel empowered to start your own money conversations and build your financial confidence.    _______________________________

BUY MY NEW EBOOK- ANCESTORS: ITALIAN AMERICAN WAYS TO CONNECT TO THE DEAD: https://tinyurl.com/yc5hv8cn Let's talk about money, abundance and magic in the Italian sense. Today we'll be talking about the goddess Fortuna, feeding your house spirits and saints you can pray to for debt relief and financial help! MY READINGS AND STORE: Fortuna's Wheel Apothecary and Reading: https://tinyurl.com/bpaa2xe8 Fortuna's Wheel Etsy:  https://www.etsy.com/shop/fortunaswheelstore Styx and Bones Temple https://tinyurl.com/2w2mutju FOLLOW ME ON SOCIAL MEDIA https://www.instagram.com/highpriestesschelsea https://www.tiktok.com/@highpriestesschelsea

Stuck knowing what to do if you get a bonus, inheritance or any lump sum of money? Erin has practical advice on balancing debt repayment and smart investing. Learn how to grow your wealth while building essential financial habits. Learn all about the Golden Goose in the online course or in the Get The Hell Out Of Debt book.  Course - https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST Book - https://amzn.to/3Vdelum _______________________________

Ever wonder why some people are so easily deceived? In this video, we break down the Proven Deception Formula—a simple yet powerful method used to mislead and manipulate. From historical examples like the Gleiwitz Incident to modern-day scams and misinformation, we'll explore how deceptive tactics have been used throughout history and why they're still effective today. You'll learn how emotions, repetition, and social proof can make falsehoods seem true, and discover practical tips to help you recognize and avoid falling for these tricks. Don't let yourself be fooled by misleading information! Join us as we uncover the secrets of the Deception Formula and teach you how to see through the lies. Whether it's a get-rich-quick scheme or sensational news story, understanding these tactics will empower you to think critically and make informed decisions. Hit play and equip yourself with the knowledge to stay one step ahead of deception! Subscribe to my Old Guy Insights YouTube channel.

  Whether you are in your 20s or you know someone who is, listen in for the 11 things every 20-something needs to consider purchasing to be set up for success. Erin has practical advice for creating long-term wealth... plus a surprising share regarding setting boundaries early.    Do you have a roommate story to share? We want to hear it! Send it to us here: https://www.speakpipe.com/erinskyekelly   Here's some quick links to get all the books Erin mentions:  Get The Hell Out Of Debt - ps://amzn.to/3Vdelum   Naked Money Meetings - https://amzn.to/40HzEFa   The Compound Effect (Darren Hardy) - https://amzn.to/4g8f0XN    For your insurance needs, Erin suggests checking out these PolicyMe links:  Term life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef _______________________________

The Moneywise Radio Show and Podcast Thursday, August 29th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement Guest: Anselmo Moreno, Owner of Innovative Credit Solutions  website: https://bakersfieldcreditrepair.com/ phone: (661) 369-8130

Every year, Erin issues the challenge to our online community to take $10 and turn it into $100 in 30 days. This challenge brings out the very best in those who are serious about their financial freedom - and it's changing lives. Get ready to be inspired!  To join our incredible online community, simply sign up for the Get The Hell Out Of Debt course here first:  https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST    _______________________________  

Francis posted in our online community with a question about her financial advisor and whether she should stay the course or start investing on her own. Erin has some key advice about how to evaluate your financial advisor and the crucial questions you need to ask to ensure your investments are on the right track.  Thanks for the goodies, Gabi! Check out Gabi's stationery here: https://www.instagram.com/gabi_dersch  Because Keri isn't sharing.    _______________________________

Explore essential financial topics and practical advice to overcome debt and achieve financial stability. If you're struggling with high-interest debt, considering installment loans, or exploring mortgage refinancing, this compilation video offers valuable tips and actionable advice. Financial expert Doug Hoyes, co-founder of Hoyes Michalos, and his guests provide insights into effective debt management strategies, including the benefits and pitfalls of various financial tools and methods. Discover expert guidance on avoiding high-interest traps, practical steps for debt repayment, and effective strategies for reducing debt. Timestamps: 0:00 Understanding Debt: What You Need To Know 2:55 What Are Installment Loans for Credit Cards? 8:30 Expert Credit Card Advice: Secrets Banks Don't Share 10:45 Variable vs. Fixed Mortgage Rates Explained 11:45 Should You Sell Your House to Eliminate Debt? 16:00 Consumer Proposals: Mortgages and Home Equity 18:40 Considering Refinancing Your Mortgage 20:40 Avoiding High-Interest Debt Traps 21:50 Debt Consolidation Loans: Problems and Pitfalls (feat. Scott Terrio) 24:20 Installment Loans and Payday Lender Risks (feat. Scott Terrio) 28:10 Effective Ways to Start Paying Off Debt - Snowball vs. Avalanche 33:10 What to Do When Debt Repayment Methods Fail   Never miss a practical tip on improving your financial health. Subscribe below where you listen to podcasts: YouTube Apple Spotify Podbay Deezer Amazon Music Resources: Credit Card Debt Consolidation in Canada: What You Need to Know Dealing With Debt Living Paycheque to Paycheque Consumer Proposal FAQ's Answered Hoyes, Michalos and Associates YouTube Channel How To Deal With Higher Interest Rates When Debt Consolidation Doesn't Go As Planned Rising Interest Rates And Debt: What Can You Do? Special Thanks: Scott Terrio - Manager, Consumer Insolvency at Hoyes Michalos https://ca.linkedin.com/in/scott-terrio Disclaimer The information provided in the Debt Free in 30 podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.

Hi everyone, In this episode I am interviewing Brian aka Frugal spender and we are doing a deep dive into all things personal finance. Brian shares his personal story of how he got himself into debt and then OUT of debt and how he now wants to educate everyone on how to be GREAT with money no matter your background or personal circumstances. We talk about the biggest makes people are making with money, investing and what it ACTUALLY means for you and breaking old money stories and self doubt. Make sure to go and check out Brian's podcast and social media channels where he shares helpful information so that you can transform your personal finances. Tiktok @frugal_spender Instagram @frugal_spender Podcast The Frugal Spender Podcast If you've loved this episode make sure to follow and check back for new episodes coming soon! If you'd like to discuss working with me you can contact me on the following channels: Website: www.victoriamaskell.com Email: victoria@victoriamaskell.com Victoria xx

Erin is running down her top 10 list to live a wealthy life. From optimizing your spending, to sensible investing, and even choosing the right life partner, this list is a comprehensible rundown with actionable tips to get you on your financial way.  _______________________________

Life happens, and you've accumulated some debt. You're wondering how to buy real estate EVEN with a high DTI (debt-to-income) ratio. Whether it's good debt, like rental property mortgages, or bad debt, like credit card debt, holding you back, David and Rob have some ideas to help YOU grow your real estate portfolio faster, make more passive income, and get yourself out of the red! In this Seeing Greene, we're talking about good, bad, and ugly debt. First, a house hacker hits hurdles when trying to buy his next property due to his current mortgage. Thankfully, there's a way to get around this using the “sneaky rental” strategy. An investor with a growing portfolio struggles to find a bookkeeper who can keep his finances together WITHOUT costing him an arm and a leg; David and Rob give two very different pieces of advice. Got bad debt? We give an investor options on what he should do to consolidate his $40,000 credit card balance. Wondering when to refinance your mortgage? A repeat caller asks whether a cash-out refinance on one of his properties is worth the rate increase and closing costs. Finally, what would you do with two houses on one lot? Renovate them and sell one? Keep them both as rentals? And how would you fund the renovation? David and Rob give their takes and a HUGE red flag that everyone trying to “subdivide” land should know about. In This Episode We Cover How to scale your real estate portfolio FAST with the “sneaky rental” strategy (even if you have debt!) When to refinance your mortgage and whether a higher rate is worth cash in the bank  Bookkeeping for real estate investing beginners and how to not lose yourself in spreadsheets  How to consolidate debt so you can continue to buy rental properties Where David and Rob are investing next, plus a BIG move one of them is making  Subdividing lots and the one thing you MUST do before you even think about it And So Much More! (00:00) Intro (02:03) Scaling with “Sneaky Rentals” (08:02) Can't Keep Up with Bookkeeping!  (14:29) How to Consolidate Debt  (19:31) Where We're Investing  (24:12) When to Refinance? (30:38) How to Fund a BIG Renovation  Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-989 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin is diving into the societal traps that keep us broke. She's running down all 10 common pitfalls designed to undermine our money muscles. Erin equips you with insights to take control of your financial future.  _______________________________

Erin sent Keri a Reddit story about a husband who underestimated the demands of running a household, leading to an eye-opening role reversal experiment. Keri has some strong opinions, while Erin highlights the often-overlooked challenges of domestic life and the importance of mutual respect and partnership in relationships. And please tell our teenagers to GET OFF THE WIFI!  _______________________________  

Whether you're paid bi-weekly, monthly, or have an irregular paycheck, Erin has practical tips to align your cash flow with your expenses. She shares insights on making your budget fit your life, not the other way around, and discusses the importance of frequent budgeting to stay on track. Let's be honest - cash flow management is tricky - until you grasp these concepts Erin teaches. To access the spreadsheets Erin uses, sign up for the Get The Hell Out Of Debt course (also free!) and download all her reources: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST Here's the budgeting app Erin likes (after you determine where you are at on paper first!): https://youneedabudget.a4xxmk.net/g1dDNv The life insurance company Erin loves (in Canada):  Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef _______________________________  

Diana sent in a candid voice text, highlighting her financial decisions following a divorce, including getting involved in an MLM. Erin discusses the often-overlooked financial burdens women face when leaving relationships and provides advice on handling investments with multi-level marketing financial companies. She emphasizes the importance of financial literacy and making informed decisions to avoid recurring financial pitfalls. PS - Erin will always want you to have revenge sex.    Listen to this episode for advice on finding a financial planner: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000617692897  Check out Chrissy's episode "Chrissy Is Debt-Free!" here: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000443620302    _______________________________  

While I've mentioned my experience getting out of debt before, I wanted to dedicate an episode to explaining the behaviours that caused me to rack up that debt and crucially, the changes I made in order to now be fully debt free and running my own business. In this episode I talk about the price of wellness, getting control of impulsive behaviours and conquering the fear of starting something new. If you're struggling with impulsive behaviours that are having a negative impact on your life from your relationships to your finances, the very first step is reaching out and sharing the problem with someone. A balanced life is absolutely possible for you. Love always Cass xx (00:52) Introduction (04:00) Sit Around the Fire by Ram Dash (06:28) My story and its relevance to the topic (08:35) Reflections on Entrepreneurship  (09:08) Impulse Control (12:27) Impulsivity's two characteristics (20:12) You must address impulse control before any journey (23:28) Money management (29:17) An example of investing in yourself  (32:03) Being scared of success and others' opinions (33:23) The Spotlight Effect (35:06) Go in with the right mindset (36:15) Prepare before you start (38:00) Closing thoughts

Erin is tackling more of your questions today. Autumn is wondering what to do now that her child support is coming to an end. And Kamden has a question for Erin about his line of credit. For both, Erin emphasizes the importance of embracing change, tapping into resourcefulness, and reframing challenges as opportunities for growth. Meanwhile, Keri is back in the toilet.  _______________________________

Ep #285: Money can be a huge stressor. How much do you make? Where are you spending it? Can you save any, or are you living paycheck to paycheck? Do you have ample funds, yet you find yourself unable to set aside any for retirement, savings, vacations, or other things you want that would add to your life? I know about debt. I started this year with $30,000 in debt, and I swore to myself that I would not wake up even one dollar in debt on New Year's Day of 2025. I know from having hundreds of conversations with listeners that money and the stress that comes with thinking about it so often can be a leading cause of triggers toward the lapse that sends lives backward. Getting out of debt is not an overnight solution. It took you time to get into the hole, and it will take you time to work your way out of it. That is the keyword, "working your way out of it." When you decide to get your finances in order, it will take decisiveness, determination, and discipline to find your way to the other side, AND that is what sobriety and recovery are all about. Day by day, we all find a way, and your mindset about money is about to shift.  Just hit play, and let's dive in with open minds and hearts—you are in the right place, at the right time—right now. ******************************************** PLEASE SUBSCRIBE, FOLLOW, RATE, AND REVIEW my show on your preferred streaming app. Every little bit helps this show reach those who need it most. ******************************************** Please support the show (I'm a one-person band over here) Free ebooks and links for coaching and the like: https://stan.store/jessemogle Buy me a coffee to keep me going:  http://buymeacoffee.com/jessemogle Support me on Patreon: https://www.patreon.com/jessemogle ******************************************** Website: https://www.jessemogle.com Please email me: fromsobrietytorecovery@gmail.com ******************************************** Complimentary 30-minute call with me: callcoachjesse.com Tik Tok: http://www.tiktok.com/@jessemogle Instagram: https://instagram.com/fromsobrietytorecovery LinkedIn: https://www.linkedin.com/in/jessemogle/ From Sobriety to Recovery Podcast: https://www.jessemogle.comfromsobrietytorecovery/ College Success Habits Podcast: https://www.jessemogle.com/collegesuccesshabitspodcast/ ********************************************  Join the From Sobriety to Recovery Tribe: https://www.jessemogle.com/thehub/ ********************************************   It is time. It has been time. To live is to shine. Step into the SUN. Stand up, step forward, raise your hand - it's your turn, head the call! EVERY DAY IS THE BEST DAY OF YOUR LIFE WHEN YOU WAKE UP SOBER    

Eliminating debt is one of the first steps on the path to financial freedom. Controlling your living expenses and spending within your means allows you to work towards short and longterm savings goals. But that's not always easy while raising a family. That's why in this episode of the podcast I talk with Brad Nelson, the Debt-Free Dad, to talk about how it can be done! In this episode you will learn: - Budgeting Tips for Beginners - How to Improve Your Financial Habits - How to Reduce Impulsive & Wasteful Spending - How to Talk About Money in a Relationship - The Best Method to Pay Off Debt

Welcome to another insightful episode where we delve deep into the trials and triumphs of entrepreneurship, resilience in marriage, and the journey of overcoming a staggering $1 million debt. Our guest, Tab Pierce, a cybersecurity expert, entrepreneur, and author, shares his personal experiences and lessons learned from facing and conquering significant financial hurdles.In this heartfelt conversation, we discuss managing marriage struggles while pursuing business success. Hear about the emotional journey of dealing with setbacks and the importance of having a supportive partner. Tap talks about overcoming significant debt to the IRS and how it fueled his determination to succeed. We also touch on negotiation skills, financial recovery, and a unique approach to coping with tough times through creative means.We shed light on the transformative power of partnership in both personal and professional life. Tap's story showcases the entrepreneurial drive that pushes us to take risks and leave behind conventional paths. Remember, adversity in business and life is inevitable, but with the right mindset and a strong support system, you can emerge victorious. Join us on this inspiring journey as Tab Pierce shares his valuable lessons!In this Profitable Cleaner Podcast, you will learn:The art of negotiating and settling debts, especially with the IRS.Strategies to overcome financial challenges and the mindset required for financial recovery.The psychological impact of debt and the support system that can help entrepreneurs persevere.Insights into maintaining resilience during tough times.The creative outlets and unexpected motivators that can arise during financial hardship.We highly recommend that you connect with Tab Pierce and check out Networked Live:Connect with Tab Pierce on LinkedIn HereCheck out Networked Live Website HereGet the book Outlast Everything by Tap Pierce HereCheck out our next Cleaning Prophet$ event where you will get the tools, strategies, and community to scale your Cleaning Business:Check Here the Cleaning Prophet$ EventIf you're in commercial cleaning and want to increase your sales, become part of our community today and get the best cleaning sales content and data in the industry. Join Our Private Profitable Cleaner FB GroupFind the appropriate tools, services, and resources for your Facility Maintenance Company by exploring our sponsor companies.Usource.com Cleaningprophets.comAlexmelgar.com If you enjoyed this podcast, you can help us out immensely by sharing it with a colleague and giving us a rating. We appreciate you!!

We went on the Digital Social Hour Show to talk about our journey of escaping debt, how we have made millions off a home cleaning business and what we are working on next.

The Hartzog family comes on the show to talk about their journey of escaping debt, how they make millions off a home cleaning business and what they are working on next. APPLY TO BE ON THE PODCAST: https://forms.gle/qXvENTeurx7Xn8Ci9 BUSINESS INQUIRIES/SPONSORS: Jenna@DigitalSocialHour.com SPONSORS: Opus Pro: https://www.opus.pro/?via=DSH Deposyt Payment Processing: https://www.deposyt.com/seankelly LISTEN ON: Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015 Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759 Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hartzog family comes on the show to talk about their journey of escaping debt, how they make millions off a home cleaning business and what they are working on next. APPLY TO BE ON THE PODCAST: https://forms.gle/qXvENTeurx7Xn8Ci9 BUSINESS INQUIRIES/SPONSORS: Jenna@DigitalSocialHour.com SPONSORS: Opus Pro: https://www.opus.pro/?via=DSH Deposyt Payment Processing: https://www.deposyt.com/seankelly Factor: Use code "DSH50" for 50% off your order at https://www.factormeals.com/dsh50 Digital Social Hour works with participants in sponsored media and stays compliant with Federal Communications Commission (FCC) regulations regarding sponsored media. #ad LISTEN ON: Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015 Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759 Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Summary: In this episode of the L3 Leadership Podcast, Jade Warshaw, a Ramsey personality, shares her journey to financial freedom and the importance of following the Baby Steps to get out of debt.About Jade Warshaw: Jade Warshaw, hailing from a musical background, spent 15 years as a professional vocalist, touring 92 countries alongside her musician husband. However, their story took a sharp turn with nearly half a million dollars in debt. Marrying in 2007, they faced a staggering $280K in student loans, coupled with credit card debts and unaffordable assets. In 2008, after discovering Dave Ramsey's Baby Steps, they embarked on a journey to financial freedom, taking up various jobs and even sharing their home with roommates. Despite financial strains, Jade prioritized quality meals, inspired by her childhood. Sharing recipes online, they built a community around debt-free living. In 2015, a debt-free business idea emerged, marking a turning point. By 2017, they celebrated paying off their last $91K student loan on The Ramsey Show, embracing parenthood thereafter. Today, Jade finds fulfillment at Ramsey Solutions, using her journey to inspire others toward financial independence, emphasizing that if they could overcome six-figure debt, anyone can.4 Key Takeaways:1. Jade discusses what the Baby Steps program is and how it can help in becoming debt-free. 2. She reflects on life after debt and building wealth.3. Jade talks about her new book, Money Is Not a Math Problem.4. She shares some of her experiences at Ramsey Solutions including her favorite Ramsey personality and the challenges and growth she's encountered in her role.Quotes From the Episode:“Start layering up your skills so you can offer more to the marketplace and thereby earn more money.”“You do need help, there's only so much you can do on your own.”“Preparation is a gift you give yourself.”Resources Mentioned:Money Is Not a Math Problem by Jade WarshawRamsey SolutionsConnect with Jade:Website | Twitter | Facebook | TikTok | InstagramEpisode Webpage: https://l3leadership.org/409L3 Mastermind Groups: https://l3leadership.org/mastermindL3 Leadership Facebook: https://www.facebook.com/L3Leader/Follow us on Linkedin: https://www.linkedin.com/company/l3-leadershipRate This Podcast: https://ratethispodcast.com/l3leadership

With thousands of voices telling you how to handle your money (lookin' at you, TikTok), it can start to feel overwhelming. The good news? Money doesn't have to be like that. Today, I'll talk about just five things you need to do to win with money. Plus, Jade Warshaw joins me in the studio, and you'll hear an emotional moment from The Ramsey Show. What you get in this episode: How to Escape Debt at Any Income Level The Secret to Overcoming 6-Figure Debt 5 Ways to Achieve Financial Goals Helpful Resources:  Get Jade Warshaw's new book, Money's Not a Math Problem. Then, listen to how she paid off $460,000 in debt. Start budgeting for free with EveryDollar. Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

On today's episode I am talking with motivational speaker and entrepreneur, Lori Harder. We start off diving into her upbringing – leaving her hometown at 18 years old to create a life she aspired to have. Through this she experienced many trials and tribulations that helped mold her into who she is today and generate success in the companies she started. We get into the process of finding your purpose, how her and her husband got out of debt, the challenges Lori faced when starting a business, and how she completely re-routed her business plan before launching. Lori has such an inspiring story and the best advice to overcome adversity. Enjoy!To connect with Lori on Instagram, click HERE.To connect with Lori on Tiktok, click HERE.To check out Glōci, click HERE.To connect with Siff on Tiktok, click HERE.To connect with Siff on Instagram, click HERE.To learn more about Arrae, click HERE. To check out Siff's LTK, click HERE.To check out Siff's Amazon StoreFront, click HERE. This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Go to boncharge.com/DREAMBIGGER and use coupon code DREAMBIGGER to save 15%. Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hi my loves

Dave Ramsey & Ken Coleman answer your questions and discuss: "My in-laws are trying guilt us into letting my brother-in-law move in with us..." "How should I use a large inheritance?" "Where should I invest while saving for a home?" "Can we afford to buy a house?" read more: How Much House Can I Afford? "Should I take out a loan for online courses?" "Can we get rid of our term life insurance?" "How do we finalize the paying off of our house?" "Should I pull from stocks to pay off debt?" "Should I live in a mobile home to save money?" "I have an 'income for life' rider on my annuity," "How do I guide my son in this crazy job market?" "Should I give my 18-year-old a house?" "Should I quit my job?" "Should we sell our house when we move?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Zander Insurance USCCA Neighborly Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The Lucky Mojo Hoodoo Rootwork Hour is a real, live call-in show where the general public gets a chance to ask about actual problems with love, career, and spiritual protection, and we recommend and fully describe hoodoo rootwork spells to address, ameliorate, and remediate their issues. We begin this show with a Tutorial on Getting Out of Debt. You will learn a lot just by listening -- but if you sign up at the Lucky Mojo Forum and call in and your call is selected, you will get a free consultation from three of the finest workers in the field, cat yronwode, ConjureMan, and a special guest from AIRR, Heidi Holton. Sign up before the show to appear as a client! Post at the Lucky Mojo Forum at: https://forum.luckymojo.com/lucky-mojo-radio-show-11-26-23-getting-out-of-debt-miss-cat-conjureman-heidi-holton-t98928.html Then call in at 818-394-8535 and dial '1' to flag our Studio Board Operator that you want to be on the air! We select new client sign-ups first and then call-back sign-ups. Call in just before the show begins and listen via your phone. Message the Announcer or the Studio Board Operator ("Lucky Mojo Curio Company") in chat to let them know you're available.

With a special announcement...I'm moving to London. This episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/NEWUNFILTERED and get on your way to being your best self. RSVP: BE FEARLESS 2024 HERE BUY A MEDIA LIST OR MEDIA KIT HERE!  instagram: @alexa_curtis http://instagram.com/alexa_curtis » twitter: @alexa_curtis http://twitter.com/alexa_curtis » tiktok: @alexacurtisunfiltered http://tiktok.com/@alexacurtisunfiltered my business email: ac@befearlesssummit.org

Jeff Rose talks about simple ways to improve your debt management skills Episode 2476: Simple Ways to Improve Your Debt Management Skills by Jeff Rose of Good Financial Cents on How to Start Getting Out of Debt Today Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/simple-ways-to-improve-your-debt-management-skills/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor talks about how to get out of student loan default Episode 2441: How To Get Out Of Student Loan Default by Robert Farrington of The College Investor on Getting Out of Debt Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/22174/student-loan-default/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Part of being Hap[y and Healthy means being financially healthy, so we brought on Paige Pritchard to talk all about finances! Want to send Jeanine a message?  You can do that here: https://anchor.fm/happyandhealthy by clicking "Message." Support our podcast!  Visit: https://anchor.fm/happyandhealthy and click "Support!" Follow us on Instagram! Happy and Healthy: https://www.instagram.com/HappyandHealthyPodcast/ Jeanine: https://www.instagram.com/jeanineamapola/ Paige: https://www.instagram.com/overcoming_overspending/ Follow us on TikTok! Happy and Healthy: https://vm.tiktok.com/ZMRktmycQ/ Jeanine: https://vm.tiktok.com/ZMRktnchb/ You can also listen to the audio form on Spotify, Apple Podcast, Google Podcast, Overcast, Anchor, Breaker, Pocket Casts, and Radio Public. --- Send in a voice message: https://podcasters.spotify.com/pod/show/happyandhealthy/message Support this podcast: https://podcasters.spotify.com/pod/show/happyandhealthy/support

Jackie Beck shares the secret to staying motivated when getting out of debt Episode 2389: The Secret to Staying Motivated When Getting Out of Debt by Jackie Beck on Understanding Financial Motivation Jackie and her husband paid off over $147,000 in debt, including their house! She's walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/the-secret-to-staying-motivated-when-getting-out-of-debt/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

The married guys on the show admit the things their wives would want to change about them, find out their answers! Then, hear the rejected segments from the last month and who suggested the top one! Mailbag: A listener wants some help getting out of debt, so we share our tips!See omnystudio.com/listener for privacy information.

Audience questions this week: What's more financially beneficial: a cash-out refinance or a home equity loan? How to ramp up investing for retirement in your 50s? And what are some ways to eliminate credit card debt sooner than later? Pre-order A Healthy State of Panic to receive Farnoosh's free online program, Scared Smart. Book Farnoosh for a virtual speaking event here. For help getting out of debt, check out www.nfcc.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Congressional leaders met with President Biden today at the White House to talk about the debt ceiling... we'll break it down and Representative Andy Biggs joins Joe at the bottom of this hour