Podcasts about getting out of debt

Debt is one of the most emotionally charged topics in personal finance -- and one of the most common. This week Melissa Joy, CFP®, sits down with Bruce McClary, lead spokesperson for the National Foundation for Credit Counseling (NFCC), to take the stigma out of the conversation and walk through what it actually looks like to get professional help with debt. Whether you're watching balances creep up, fielding collection calls, or just feeling the financial squeeze of a world where credit card interest rates are hovering around 23%, this episode is for you.Bruce brings decades of front-line experience as a former credit counselor, debt collector, and lender to the conversation. Together, he and Melissa break down how nonprofit credit counseling works, what a debt management plan (DMP) actually involves, and how it compares to for-profit debt settlement companies -- including the details those TV commercials conveniently leave out. They also cover when bankruptcy might be the right move and where to find trustworthy, low-cost help.What You'll LearnWhy debt struggles are more common than you think -- and affect households at all income levelsWhat happens during a free initial credit counseling session with an NFCC member agencyHow a debt management plan (DMP) works, including reduced interest rates, eliminated fees, and account re-agingWhat unsecured debt is and which types of debt can be enrolled in a DMPThe real math behind for-profit debt settlement programs -- and what those commercials don't tell youHow student loans, medical bills, and other debt types fit into the bigger pictureWhen bankruptcy might be a suitable option and how nonprofit counseling factors into that processWhere to find a verified nonprofit credit counselor through NFCC.org or by calling 1-800-388-2227The previous presentation by PEARL PLANNING was intended for general information purposes only.  No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https...

Ever feel like you're grinding harder than ever and still scraping by before the next paycheck hits? You're not bad with money. The world changed — and most men were never handed a plan. In this episode of The Upgraded Man Podcast, Chris Anderson sits down with Philip Lanier, a former construction laborer who went from homelessness to selling his own company and now teaches everyday people how to take control of their finances without shame. Philip gets real about the "death by a thousand cuts" that quietly drains your accounts, the borrowed scoreboard that keeps you chasing the wrong version of success, and why getting your priorities in the right order matters more than how much you earn. In this conversation, you'll learn: Why so many men operate without a financial plan — and how the world is engineered to profit from that The "death by a thousand cuts" problem hiding in your subscriptions and monthly payments How to face your bank app without shame and get one small win today Why chasing the "American dream scoreboard" keeps you stuck and stressed The sea turtle lesson on struggle, and what it teaches us about raising money-smart kids Practical guardrails to stop justifying debt and start delaying gratification How building generational financial wisdom beats a better golf swing every time Whether you're living paycheck to paycheck or just tired of feeling behind, this episode delivers the mindset shift and practical steps to make money feel calmer this week. Connect with Philip Lanier: Financial class: yourmoneyessentials.com Business coaching: corebusinessessentials.com Follow The Upgraded Man Podcast, share this with a man who needs it, and keep upgrading your life. This episode may or may not be sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.===========================⚡️ PODCAST: Subscribe and listen on all major platforms⚡️ Want to be a guest on The Upgraded Man? Apply here ➡ https://upgraded-man.com/guest⚡️ For support or business inquiries, email us ➡ chris@upgraded-man.com Our mission at The Upgraded Man is simple — help men upgrade every area of their life through real conversations, honest stories, and actionable insight from men who have done the work.The content on The Upgraded Man is for informational and entertainment purposes only. The views expressed by the host and guests are their own and do not constitute professional legal, financial, medical, or therapeutic advice. Always consult a qualified professional before making decisions based on information discussed on this podcast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I taught debt freedom for 15 years. I was wrong about one thing.Getting out of debt is not the finish line. It never was.I sat in my apartment — 100% debt free for the first time in my adult life — and felt completely lost. No wealth plan. No investment strategy. No legacy framework. Just zero debt and zero direction.Nobody taught me what came next. Not my school. Not my family. Not the financial system. And that silence cost me years.This episode is for everyone who crossed the finish line and felt empty instead of full. For everyone working toward debt freedom right now, wondering "then what?" For every parent doing better than their parents did — but not sure if it's going to be enough for their kids.Here's what I break down:- Why debt freedom is the starting line, not the destination- The 3 Phases of Financial Freedom (and why most people never make it past Phase 1)- The AO Legacy Framework — Protect, Grow, Transfer- Why getting out of debt with a survival mindset will sabotage your wealth every single time- What wealthy families are doing that nobody in our community is talking about- If you build it and don't transfer it, it dies with you.Your kids deserve better than starting at zero. This conversation is how we change that.Get the book: https://www.anthonyoneal.com/bookDebt Relief Resource: https://www.anthonyoneal.com/debtreliefABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

We're out for The Ramsey Show Live event today, so we've compiled some of our favorite Dave and Jade calls from the past couple of months. We'll be back with a new show tomorrow! Dave Ramsey and Jade Warshaw answer your questions and discuss: My family business has $5 million in debt and I'm stressed about it The interest on my car is 16% and I cant afford the payments My dad racked up $30,000 of debt and is being sued. We broke our lease and they sent us collections. Should I take out a $150,000 loan to start a cattle business? My husband won't let me see our finances and now he wants a divorce How do I support my parents financially without enabling their bad behavior? Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Send us Fan MailFinancial Advisor Tim Russell, CFP®, CKA® and Tyler Rutherford tackle the question: Should I invest while getting out of debt? It depends on a number of important factors. This is one of the most common financial planning questions we've been helping families answer since 1978. For nearly five decades, our organization has walked alongside individuals and families seeking to practice faithful, wise financial stewardship. The answer isn't one-size-fits-all, but for most people, the priority is clear.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPCSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3485: Jackie Beck explains that what most people call motivation is actually short-lived inspiration, while real motivation is the deeper reason behind why you want change. By clearly defining how life will improve, less stress, better sleep, stronger relationships, you can stay committed even when excitement fades. Focusing on that deeper purpose helps you persist through setbacks and permanently change your financial habits. Read along with the original article(s) here: https://www.jackiebeck.com/the-secret-to-staying-motivated-when-getting-out-of-debt/ Quotes to ponder: “People often say that motivation doesn't last. Well, neither does bathing, that's why we recommend it daily.” “Real motivation does last, because your motivation is the reason behind why you're doing something.” “You don't have to feel excited and inspired all the time. You just have to keep moving forward and doing the work, while you keep your reason in sight.” Episode references: Zig Ziglar: https://www.ziglar.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3485: Jackie Beck explains that what most people call motivation is actually short-lived inspiration, while real motivation is the deeper reason behind why you want change. By clearly defining how life will improve, less stress, better sleep, stronger relationships, you can stay committed even when excitement fades. Focusing on that deeper purpose helps you persist through setbacks and permanently change your financial habits. Read along with the original article(s) here: https://www.jackiebeck.com/the-secret-to-staying-motivated-when-getting-out-of-debt/ Quotes to ponder: “People often say that motivation doesn't last. Well, neither does bathing, that's why we recommend it daily.” “Real motivation does last, because your motivation is the reason behind why you're doing something.” “You don't have to feel excited and inspired all the time. You just have to keep moving forward and doing the work, while you keep your reason in sight.” Episode references: Zig Ziglar: https://www.ziglar.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3485: Jackie Beck explains that what most people call motivation is actually short-lived inspiration, while real motivation is the deeper reason behind why you want change. By clearly defining how life will improve, less stress, better sleep, stronger relationships, you can stay committed even when excitement fades. Focusing on that deeper purpose helps you persist through setbacks and permanently change your financial habits. Read along with the original article(s) here: https://www.jackiebeck.com/the-secret-to-staying-motivated-when-getting-out-of-debt/ Quotes to ponder: “People often say that motivation doesn't last. Well, neither does bathing, that's why we recommend it daily.” “Real motivation does last, because your motivation is the reason behind why you're doing something.” “You don't have to feel excited and inspired all the time. You just have to keep moving forward and doing the work, while you keep your reason in sight.” Episode references: Zig Ziglar: https://www.ziglar.com Learn more about your ad choices. Visit megaphone.fm/adchoices

It's a live recording of More Than Money! For those who are ready to get out of debt, this is for you. In this episode, Art shares some guarantees and keys to the debt-free journey. Plus, he answers a couple of listener questions.Resources:8 Money MilestonesAsk a Money Question!

I'm just going to come out and say it: there is NO “right way” to get out of debt. In fact, there are a number of ways that you can support your clients (or yourself) to pay down your debts - and today, we're going to examine five of those strategies. When I first started coaching clients whose goal was to pay off their debts, I would have ask the client to give me their financial details, which included balances, interest rates, payments, etc. Then I'd use the information they provided to create a “debt snowball” spreadsheet. Next, I'd show their spreadsheet to them and say, “see- this is how you do it,” or “see- this is what you'll do.”I found out rather quickly that while some clients had no problem sticking to the plan, others just couldn't seem to stay on track. When my clients “failed” to “execute” the plan I'd given them, I dug deeper, asking them questions about what wasn't working for them. Then I'd tweak the plan, taking their feedback into consideration, and give it back to them with the hope that it would work…this time. I quickly realized that I had been looking at my client's goal to pay down their debt totally backward - once I had that revelation, I stopped telling every client that they needed to “snowball” their debt.Instead, I started asking more questions to figure out which debt payoff strategy would be the best fit for the client. And it worked! My clients were more engaged - excited even - which resulted in them getting results and enjoying the process. Let's take a look at some of the different tactics you can use with your clients to take care of their debt.Links & Resources:How to Create Buy-in - Free WorkshopJoin the Facebook groupKey Takeaways:The best debt payoff strategy is the one that creates the most buy-in for your client. Financial calculators don't account for human motivation and follow-through.Present options before prescribing solutions. Instead of showing clients "the right way," explore what will work best for them through curiosity and conversation.Pause after showing clients their debt totals so they have space to process the number. Then ask, "What's going through your mind right now?" before moving forward.One debt might carry emotional weight that makes it worth prioritizing. If a balance triggers shame or keeps someone stuck in the past, eliminating it first can unlock progress.All five debt payoff methods share the same structure: pay minimums on everything except one debt. They only differ in which debt to prioritize first.Quick wins matter for some clients and financial optimization matters for others. Match the strategy to what will keep this specific person motivated.Ask, "Is there one debt that really frustrates you?" early in the conversation. The answer reveals whether emotional factors should drive the strategy.

What Thanksgiving traditions do you have? Do you eat a big meal surrounded by family, a smaller meal with less people, or Thanksgiving is not really your thing? In this week's episode of The Crushing Debt Podcast, we wish everyone a Happy Thanksgiving.  As has become our tradition, because we release the show every Thursday, Shawn & George talk about: Black Friday and Sales / Shopping Financial Advice around the dinner table What business owners can be thankful for this year Gratitude mindset Using Thanksgiving to air out financial dirty laundry Using Thanksgiving as a time to reflect and set goals for next year. Whether you celebrate, whehter you work tonight, whether you keep it low key or skip the holiday altogether, at The Crushing Debt Podcast, we do want to know what you're thankful for and we hope you have a great holiday season. Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026  

Thomas Nitzsche is a financial educator, media spokesperson, and Vice President of Media and Brand at Money Management International — the largest nonprofit credit counseling agency in the U.S. After facing his own financial struggles during the Great Recession, Thomas turned his hardship into purpose, helping thousands of Americans overcome debt, rebuild their credit, and regain control of their financial lives. On this episode we talk about: Thomas' journey from a small Illinois farm to becoming a national voice for financial literacy The emotional toll of debt and why financial shame keeps people stuck How to choose between debt management and debt settlement programs The biggest money mistakes people make when trying to get out of debt What Thomas learned after cashing out his 401(k) — and what he'd do differently today Top 3 Takeaways You can't budget your way out of shame. Financial freedom starts with removing the emotional barriers around money. Debt management isn't failure — it's strategy. Knowing your options can save you thousands in interest and fees. Financial health takes time. Getting out of debt is a process, not an overnight success story. Notable Quotes “You didn't get into debt overnight — you're not going to get out of it overnight.” “Hope is not a financial plan.” “Money doesn't define your worth — but understanding it can define your future.” Connect with Thomas Nitzsche: https://www.linkedin.com/in/thomaspnitzsche Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about the thing no one wants to admit: debt.

This special compilation episode is packed with nuggets of wisdom and strategies for getting out of debt. We've pulled together the best clips on avoiding credit traps, building emergency funds, and implementing practical “budgeting” strategies. 00:00 – August is a special month before launching a new season 01:00 – Why people end up in debt 02:10 – How to avoid the minimum payment trap 03:40 – Building and maintaining an emergency fund 06:00 – How insolvency clients are a leading indicator of the economy 07:30 – Why you shouldn't rely on credit in an emergency 10:00 – First steps to begin getting out of debt 12:05 – The problems with consolidation loans 14:00 – Practical budgeting tips: tracking income and expenses 16:00 – The benefits of putting your bills on autopay 19:00 – Don't ignore your finances 21:10 – Why paying off high-interest debt is the best strategy (and why you still need an emergency fund) 24:00 – Why debt consultants send their clients to Licensed Insolvency Trustees Debt Relief in Ontario Debt Relief Biggest FAQs Hoyes Michalos Free Canadian Credit Rebuilding and Repair Course Hoyes Michalos YouTube Channel Sign Up For The Monthly Debt Free Digest Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Are you ready to learn how to get out of debt while cutting expenses without hating your life? In this episode of the Get Out of Debt Guy Show, I'm joined by Damon Day to unpack simple, sustainable debt advice that makes saving money feel manageable. We explore realistic spending habits that can sabotage your financial goals—like trying to impress others—while providing smarter choices such as buying a used car at the right depreciation point and understanding how technology is transforming car ownership. Additionally, we delve into how leasing can actually make sense, how small thermostat tweaks can lead to significant savings, and how to stop wasting money on things that don't contribute to your happiness. This episode is filled with real talk, effective strategies, and all the actionable advice you need to give your bank account a well-deserved breather without going full monk mode.This one's about real talk, real strategy, and giving your bank account a breather—without going full monk mode.For more resources, visit https://getoutofdebt.orgWant help figuring out your next best step? Reach Damon at https://damonday.com

We've normalized debt, student loans, car payments, credit cards, and convinced ourselves it's just the cost of adulthood. But what if it's actually the biggest barrier to the life you want? In this episode, I break down why most of us are drowning in consumer debt, how we got here, and what it really takes to climb out.For more go to: www.scottmlynch.comEpisode resources:100 books that have shaped my thinking the mostLevel up your life by joining my Patreon where you'll get exclusive content every week and more badass offerings (rips t-shirt in half, Hulk Hogan style, and runs around the room). And/or…Unlock practical and tactical insights on how to master your mindset and optimize your happiness directly to your inbox.If you're a glutton for punishment and want more swift kicks in the mind follow me on social:InstagramYouTubeLeave a review and tell me how I suck so I can stop doing that or you can also tell me about things you like. I'd be okay with that, too.Produced by ya boi.Past guests on The Motivated Mind include Chris Voss, Captain Sandy, Dr. Chris Palmer, Joey Thurman, Jason Harris, Koshin Paley Ellison, Rudy Mawer, Molly Fletcher, Kristen Butler, Hasard Lee, Natasha Graziano, ⁠David Hauser⁠, Cheryl Hunter, Michael Brandt, Heather Moyse, Tim Shriver, and Alan Stein, Jr.

Hour 3 for 5/29/25 Peter Grandich joined Drew to discuss America's addiction to debt and putting burritos on layaway (5:14), the subscription economy (14:35), and inflationary spending (18:24). Then, Jonathan Teixeira from WalletWin covered how to get out of debt (27:32). Callers: adult son's debt (33:18), problems with early pay (42:58), debtor's anonymous (47:09), and I have a lot of debt; what do I do? (48:35). Link: https://petergrandich.com/ https://x.com/PeterGrandich https://walletwin.com/

Everything on the Internet is true, right? What can Tik Tok (and social media) teach us about getting out of debt?  How much of the advice is legitimate and how much is, shall we say, a bit "out there"? On this week's episode of the Crushing Debt Podccast, Shawn & George watch (or listen to) Tik Tok videos from influencers who are trying to help people get out of debt. We'll then comment on the good, the bad, and the ugly of the advice given. As with any social media platform, you have to do your own due diligence and utilize strategies that will work for you. You can listen to similar former episodes of the show like Episode 413 - Tik Tok Money Hacks Episode 388 - Money Lessons from Tik Tok (our Girl Math Episode) The Tik Toks on this weeks episode cover topics such as: What is a normal amount of savings? Bankruptcy Frugal Hacks How to turn $60 into $1,000 Girl Math Why NOT to save money Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders (the link will be live until June 2025): http://support.pancan.org/goto/MYLegacy8  

Pastor Mike Ray

Joy McAdams is a friend and fellow athlete. Our conversation came about from a text I sent her. Her response to me made me think. It challenged my mindset when she messaged, "It's really good to do hard things but different types of hard things." How can we apply this type of thinking to the world of business? Find out what Joy has to say to business owners. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe Connect with Joy:Instagram: @jmcadams5 More About the Episode Sponsor:Brandakin Social Media (https://www.brandakinsocialmedia.com/) - Maximize your social media presence and reach.

Joy McAdams is a friend and fellow athlete. Our conversation came about from a text I sent her. Her response to me made me think. It challenged my mindset when she messaged, "It's really good to do hard things but different types of hard things." How can we apply this type of thinking to the world of business? Find out what Joy has to say to business owners. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe Connect with Joy:Instagram: @jmcadams5 More About the Episode Sponsor:Brandakin Social Media (https://www.brandakinsocialmedia.com/) - Maximize your social media presence and reach.

In Part 3 of this series honoring Financial Literacy Month, we're jumping into the most exciting topic--getting out of debt. Okay, maybe you don't consider debt a fun topic, but this episode will set you up to get out it and never have to utter the words again. And so, I"m not going to tell you consolidate or take out a home equity loan to pay down your debt. We're going to use a little process called the debt snowball--with a little twist. Tune in!Mentioned in this Episode#173: Fall in Love With Budgeting#172: Become the Boss of Your MoneyWant to ask me a question about money on the podcast? Send your question to unstoppablycreative@gmail.com and maybe I'll answer it on an upcoming episode.

Cait is a Canadian writer who first gained recognition with her blog, Blonde on a Budget, where she documented her journey of paying off $30,000 in debt. That experience became the foundation for her exploration of minimalism, mindful consumption, and intentional living.She later wrote a bestselling book - The Year of Less - where she took on a year-long shopping ban that transformed her relationship with money and possessions.The themes she writes about—breaking free from debt, rethinking consumerism, and designing a more intentional life—are incredibly powerful from a personal finance perspective.Links* Cait's website: https://www.caitflanders.com/* The Year of Less: https://www.amazon.com/Year-Less-Shopping-Belongings-Discovered-ebook/dp/B0767XNB47* Adventures in Opting Out: https://www.amazon.com/Adventures-Opting-Out-Leading-Intentional-ebook/dp/B083J17DYJDisclaimerNothing on this substack is investment advice.The information in this article is for information and discussion purposes only. It does not constitute a recommendation to purchase or sell any financial instruments or other products. Investment decisions should not be made with this article and one should take into account the investment objectives or financial situation of any particular person or institution.Investors should obtain advice based on their own individual circumstances from their own tax, financial, legal, and other advisers about the risks and merits of any transaction before making an investment decision, and only make such decisions on the basis of the investor's own objectives, experience, and resources.The information contained in this article is based on generally-available information and, although obtained from sources believed to be reliable, its accuracy and completeness cannot be assured, and such information may be incomplete or condensed.Investments in financial instruments or other products carry significant risk, including the possible total loss of the principal amount invested. This article and its author do not purport to identify all the risks or material considerations that may be associated with entering into any transaction. This author accepts no liability for any loss (whether direct, indirect, or consequential) that may arise from any use of the information contained in or derived from this website. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.securityanalysis.org/subscribe

Debt has a way of stealing more than just your money—it takes your joy, your peace, and sometimes, even your sense of humor. In this episode, we're diving into why laughter is the best medicine, even when you're drowning in bills. We'll explore how laughter reduces stress, improves mental health, and helps you regain control, even when life feels like a financial disaster. I'll even share a ridiculous personal story about the time I thought I was using a calculator… only to realize it was my TV remote. Because sometimes, all you can do is laugh. If debt feels too heavy right now, this episode is for you. Hit play, and let's find a little lightness together.

The #1 Rule For Getting Out Of Debt Get the Take Control Of Your Money Bundle and start taking control of your money now: https://ter.li/50329k Tired of just getting by with your money? This year can be the year you take control, find more margin, and start making amazing progress! Learn how at our free event

Sign up for the Done with Debt 30-Day Bootcamp : Your Supported Path to Debt Freedom https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/Tired of being told to skip your morning coffee to get out of debt? This episode is for every woman who's feeling frustrated with credit card debt despite making good money and smart choices. We're talking about the real reason credit card balances keep growing (hint: it's not about your spending habits), and what actually works to create lasting financial change. Learn practical strategies for reducing interest rates, breaking the payoff-use-payoff cycle, and building confidence around money without giving up your daily joys.Perfect for: Women who want real solutions for credit card debt, financial wellness tips, money mindset transformation, debt payoff strategies, personal finance guidance, and practical money management advice. Whether you're dealing with debt stress, looking for financial freedom, seeking debt consolidation advice, or ready to transform your relationship with money, this episode offers hope and practical next steps.Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

On today's dose of Sussed, Sorted, Shifting we sit down with Ange Smart from Money talks. We understand the thought or feeling of owing money while trying to keep yourself afloat isn't and easy feeling to live with... Although we may all have money owning that we are unaware of... Ange walks us through how money talks can help us all beat the house, how you don't have to work extra hard to make ends meet, that money talks can help relieve some stress and help towards reaching those payment goals with goal planning, budget planning and using both the debt and savings calculators to your advantage! Head to sorted.org.nz for tools to help grow your relationship with money today! If you want help knowing your credit score is, click the link below! https://sorted.org.nz/guides/tackling-debt/credit-reports/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textGet better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days In today's episode, Brad Nelson, founder of Debt Free Dad, shares the five key things he would do differently if he had to start his debt-free journey all over again. With over 11 years of debt-free living and helping thousands of others save and pay off tens of millions of dollars, Brad offers invaluable insights to help make your journey easier and less stressful. Learn why avoiding credit card transfers and consolidation loans, seeking advice from successful individuals, maintaining accountability, starting immediately, and letting go of shame and embarrassment are crucial steps to achieving financial freedom.  Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

It's Financial Literacy Month in Canada, but around here, every month is about financial literacy! In celebration, Erin is giving Keri a money Pop Quiz. Tune in to test your own knowledge, then feel empowered to start your own money conversations and build your financial confidence.    _______________________________

BUY MY NEW EBOOK- ANCESTORS: ITALIAN AMERICAN WAYS TO CONNECT TO THE DEAD: https://tinyurl.com/yc5hv8cn Let's talk about money, abundance and magic in the Italian sense. Today we'll be talking about the goddess Fortuna, feeding your house spirits and saints you can pray to for debt relief and financial help! MY READINGS AND STORE: Fortuna's Wheel Apothecary and Reading: https://tinyurl.com/bpaa2xe8 Fortuna's Wheel Etsy:  https://www.etsy.com/shop/fortunaswheelstore Styx and Bones Temple https://tinyurl.com/2w2mutju FOLLOW ME ON SOCIAL MEDIA https://www.instagram.com/highpriestesschelsea https://www.tiktok.com/@highpriestesschelsea

Stuck knowing what to do if you get a bonus, inheritance or any lump sum of money? Erin has practical advice on balancing debt repayment and smart investing. Learn how to grow your wealth while building essential financial habits. Learn all about the Golden Goose in the online course or in the Get The Hell Out Of Debt book.  Course - https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST Book - https://amzn.to/3Vdelum _______________________________

  Whether you are in your 20s or you know someone who is, listen in for the 11 things every 20-something needs to consider purchasing to be set up for success. Erin has practical advice for creating long-term wealth... plus a surprising share regarding setting boundaries early.    Do you have a roommate story to share? We want to hear it! Send it to us here: https://www.speakpipe.com/erinskyekelly   Here's some quick links to get all the books Erin mentions:  Get The Hell Out Of Debt - ps://amzn.to/3Vdelum   Naked Money Meetings - https://amzn.to/40HzEFa   The Compound Effect (Darren Hardy) - https://amzn.to/4g8f0XN    For your insurance needs, Erin suggests checking out these PolicyMe links:  Term life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef _______________________________

The Moneywise Radio Show and Podcast Thursday, August 29th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement Guest: Anselmo Moreno, Owner of Innovative Credit Solutions  website: https://bakersfieldcreditrepair.com/ phone: (661) 369-8130

Every year, Erin issues the challenge to our online community to take $10 and turn it into $100 in 30 days. This challenge brings out the very best in those who are serious about their financial freedom - and it's changing lives. Get ready to be inspired!  To join our incredible online community, simply sign up for the Get The Hell Out Of Debt course here first:  https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST    _______________________________  

Francis posted in our online community with a question about her financial advisor and whether she should stay the course or start investing on her own. Erin has some key advice about how to evaluate your financial advisor and the crucial questions you need to ask to ensure your investments are on the right track.  Thanks for the goodies, Gabi! Check out Gabi's stationery here: https://www.instagram.com/gabi_dersch  Because Keri isn't sharing.    _______________________________

Hi everyone, In this episode I am interviewing Brian aka Frugal spender and we are doing a deep dive into all things personal finance. Brian shares his personal story of how he got himself into debt and then OUT of debt and how he now wants to educate everyone on how to be GREAT with money no matter your background or personal circumstances. We talk about the biggest makes people are making with money, investing and what it ACTUALLY means for you and breaking old money stories and self doubt. Make sure to go and check out Brian's podcast and social media channels where he shares helpful information so that you can transform your personal finances. Tiktok @frugal_spender Instagram @frugal_spender Podcast The Frugal Spender Podcast If you've loved this episode make sure to follow and check back for new episodes coming soon! If you'd like to discuss working with me you can contact me on the following channels: Website: www.victoriamaskell.com Email: victoria@victoriamaskell.com Victoria xx

Erin is running down her top 10 list to live a wealthy life. From optimizing your spending, to sensible investing, and even choosing the right life partner, this list is a comprehensible rundown with actionable tips to get you on your financial way.  _______________________________

Life happens, and you've accumulated some debt. You're wondering how to buy real estate EVEN with a high DTI (debt-to-income) ratio. Whether it's good debt, like rental property mortgages, or bad debt, like credit card debt, holding you back, David and Rob have some ideas to help YOU grow your real estate portfolio faster, make more passive income, and get yourself out of the red! In this Seeing Greene, we're talking about good, bad, and ugly debt. First, a house hacker hits hurdles when trying to buy his next property due to his current mortgage. Thankfully, there's a way to get around this using the “sneaky rental” strategy. An investor with a growing portfolio struggles to find a bookkeeper who can keep his finances together WITHOUT costing him an arm and a leg; David and Rob give two very different pieces of advice. Got bad debt? We give an investor options on what he should do to consolidate his $40,000 credit card balance. Wondering when to refinance your mortgage? A repeat caller asks whether a cash-out refinance on one of his properties is worth the rate increase and closing costs. Finally, what would you do with two houses on one lot? Renovate them and sell one? Keep them both as rentals? And how would you fund the renovation? David and Rob give their takes and a HUGE red flag that everyone trying to “subdivide” land should know about. In This Episode We Cover How to scale your real estate portfolio FAST with the “sneaky rental” strategy (even if you have debt!) When to refinance your mortgage and whether a higher rate is worth cash in the bank  Bookkeeping for real estate investing beginners and how to not lose yourself in spreadsheets  How to consolidate debt so you can continue to buy rental properties Where David and Rob are investing next, plus a BIG move one of them is making  Subdividing lots and the one thing you MUST do before you even think about it And So Much More! (00:00) Intro (02:03) Scaling with “Sneaky Rentals” (08:02) Can't Keep Up with Bookkeeping!  (14:29) How to Consolidate Debt  (19:31) Where We're Investing  (24:12) When to Refinance? (30:38) How to Fund a BIG Renovation  Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-989 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin is diving into the societal traps that keep us broke. She's running down all 10 common pitfalls designed to undermine our money muscles. Erin equips you with insights to take control of your financial future.  _______________________________

Erin sent Keri a Reddit story about a husband who underestimated the demands of running a household, leading to an eye-opening role reversal experiment. Keri has some strong opinions, while Erin highlights the often-overlooked challenges of domestic life and the importance of mutual respect and partnership in relationships. And please tell our teenagers to GET OFF THE WIFI!  _______________________________  

We went on the Digital Social Hour Show to talk about our journey of escaping debt, how we have made millions off a home cleaning business and what we are working on next.

The Hartzog family comes on the show to talk about their journey of escaping debt, how they make millions off a home cleaning business and what they are working on next. APPLY TO BE ON THE PODCAST: https://forms.gle/qXvENTeurx7Xn8Ci9 BUSINESS INQUIRIES/SPONSORS: Jenna@DigitalSocialHour.com SPONSORS: Opus Pro: https://www.opus.pro/?via=DSH Deposyt Payment Processing: https://www.deposyt.com/seankelly Factor: Use code "DSH50" for 50% off your order at https://www.factormeals.com/dsh50 Digital Social Hour works with participants in sponsored media and stays compliant with Federal Communications Commission (FCC) regulations regarding sponsored media. #ad LISTEN ON: Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015 Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759 Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hartzog family comes on the show to talk about their journey of escaping debt, how they make millions off a home cleaning business and what they are working on next. APPLY TO BE ON THE PODCAST: https://forms.gle/qXvENTeurx7Xn8Ci9 BUSINESS INQUIRIES/SPONSORS: Jenna@DigitalSocialHour.com SPONSORS: Opus Pro: https://www.opus.pro/?via=DSH Deposyt Payment Processing: https://www.deposyt.com/seankelly LISTEN ON: Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015 Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759 Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/ Learn more about your ad choices. Visit megaphone.fm/adchoices

With thousands of voices telling you how to handle your money (lookin' at you, TikTok), it can start to feel overwhelming. The good news? Money doesn't have to be like that. Today, I'll talk about just five things you need to do to win with money. Plus, Jade Warshaw joins me in the studio, and you'll hear an emotional moment from The Ramsey Show. What you get in this episode: How to Escape Debt at Any Income Level The Secret to Overcoming 6-Figure Debt 5 Ways to Achieve Financial Goals Helpful Resources:  Get Jade Warshaw's new book, Money's Not a Math Problem. Then, listen to how she paid off $460,000 in debt. Start budgeting for free with EveryDollar. Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

On today's episode I am talking with motivational speaker and entrepreneur, Lori Harder. We start off diving into her upbringing – leaving her hometown at 18 years old to create a life she aspired to have. Through this she experienced many trials and tribulations that helped mold her into who she is today and generate success in the companies she started. We get into the process of finding your purpose, how her and her husband got out of debt, the challenges Lori faced when starting a business, and how she completely re-routed her business plan before launching. Lori has such an inspiring story and the best advice to overcome adversity. Enjoy!To connect with Lori on Instagram, click HERE.To connect with Lori on Tiktok, click HERE.To check out Glōci, click HERE.To connect with Siff on Tiktok, click HERE.To connect with Siff on Instagram, click HERE.To learn more about Arrae, click HERE. To check out Siff's LTK, click HERE.To check out Siff's Amazon StoreFront, click HERE. This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Go to boncharge.com/DREAMBIGGER and use coupon code DREAMBIGGER to save 15%. Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dave Ramsey & Ken Coleman answer your questions and discuss: "My in-laws are trying guilt us into letting my brother-in-law move in with us..." "How should I use a large inheritance?" "Where should I invest while saving for a home?" "Can we afford to buy a house?" read more: How Much House Can I Afford? "Should I take out a loan for online courses?" "Can we get rid of our term life insurance?" "How do we finalize the paying off of our house?" "Should I pull from stocks to pay off debt?" "Should I live in a mobile home to save money?" "I have an 'income for life' rider on my annuity," "How do I guide my son in this crazy job market?" "Should I give my 18-year-old a house?" "Should I quit my job?" "Should we sell our house when we move?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Zander Insurance USCCA Neighborly Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The married guys on the show admit the things their wives would want to change about them, find out their answers! Then, hear the rejected segments from the last month and who suggested the top one! Mailbag: A listener wants some help getting out of debt, so we share our tips!See omnystudio.com/listener for privacy information.