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Boris Couldn't HODL Anymore Just yesterday, our prime minister Boris Johnson announced that he will be stepping down as conservative party leader and resigning his role as PM once his successor has been chosen. This comes only a few days after dozens of his minsters quit their positions. How will this affect the current crypto market in the UK and will promises still be kept once Bojo is out the door? Boris Johnson, along with 60 other minsters, resign Boris Johnson announced his resignation following more than 60 ministers resigning from the conservative party. Rishi Sunak being one of them. An avid crypto advocate, Rishi was only last week touting its benefits to at the British Chambers of Commerce's annual conference. Will his past crypto promises be kept? How many people invest in Crypto in the UK?Research commissioned by HM Revenue & Customs found that about 6.7 million adults owned or have bought crypto assets. This is almost three times higher than estimates from the Financial Conduct Authority, the City regulator, which said that 2.3 million adults held crypto assets at the start of last year. British Army's YouTube, Twitter Accounts Hacked, Used to Promote NFTsOver the weekend, the British Army's official Twitter and YouTube accounts were compromised, with hackers using the accounts to promote various different NFT projects. On YouTube, videos were posted promoting Ethereum and Bitcoin scams. WWOC: Korean Hedgefund Uprise lost 99% of client funds while shorting LUNA during its price crash Korean crypto startup Uprise lost virtually all of its client funds by shorting luna (LUNA) during its price crash and getting caught on the bounces. The lost funds represent about 99% of the funds that Uprise was managing on behalf of its customers. TODAYS SPONSOR: YIELD APP: Yield App is an innovative digital asset wealth platform that allows you to earn passive income on the world's leading digital assets. What we really like about Yield App is that it's a licensed fintech company built by a team with a strong background in traditional finance. Yield App offers instant asset conversions, fiat on-ramp, auto compounding, and security features such as activity log, transaction history, and more. Simply deposit your digital assets and click earn to start receiving daily rewards! And if you're a corporate client Yield App offers a secure treasury for your digital assets. Its dedicated relationship management team is on hand 24/7 to facilitate a stress-free experience. Download the Yield App on IOS or Android to enjoy your favorite features such as earning, staking, locking and asset conversions, now on mobile! iOS: https://apps.apple.com/us/app/yield-app/id1591189242 Android: https://play.google.com/store/apps/details?id=com.yieldapp_mobile Ways to connect with Cryptopulse Twitter: https://twitter.com/crypto_pulse Instagram: https://www.instagram.com/crypto_pulse LinkedIn: https://www.linkedin.com/company/cryptopulse Website: http://www.cryptopulse.co.uk Ways to connect with Kevin and Ben Kevin Twitter: https://twitter.com/KevinBasham Ben Twitter: https://twitter.com/bdrsquared Thanks for listening and don't forget to subscribe so you can be notified when we release a new episode. About Cryptopulse Downloaded & listened to in over 100 countries. Cryptopulse is here to guide you through the crypto universe with thought-provoking topics, in-depth knowledge & information to help you make informed decisions.
In this episode, hear about common transfer pricing challenges faced by providers and recipients of intercompany services, transfer pricing controversy related to India and lastly charging for the use of financial services brands and some of the challenges seen which have been raised by tax authorities of both the licensee and licensor. Speakers include Darrin Litsky from Deloitte US (previously at the Internal Revenue Service), Andrew Skipsey from Deloitte UK (previously at HM Revenue & Customs) and Anis Chakravarty from Deloitte India.
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Ed Tucker is the co-founder of Human Firewall, an operationalised security awareness platform that enables a single employee to protect the whole organization. Ed is also co-founder of EmailAuth, a solution designed to increase adoption of DMARC, providing enhanced email deliverability and customer protection. Ed was previously CIO at security startup DP Governance and prior to that head of cybersecurity at HM Revenue & Customs. He was the 2017 European Chief Information Security Officer of the Year, UK Security Professional of the Year, and Security Leader of the Year and has been widely recognised for his honesty and in sharing best practice with the wider security world. Mythos (Stephen Fry) Heroes (Stephen Fry) Human Firewall Website Link Don't forget, to get in touch with me either try the contact page of the site or follow me on Twitter, where I can be found at @Jenny_Radcliffe
Hub & Spoken: Data | Analytics | Chief Data Officer | CDO | Strategy
In this episode we are talking to Johanna Hutchinson, who is Head of Data at The Pensions Regulator, previously at HM Revenue & Customs with a background in research and statistics. Together we explore the emerging data team and the type of skills and capabilities needed to maximise the value of data at an organisation. We discuss how this differs from data teams of the past and the role the Chief Data Officer has in crafting and leading that team.
In episode 143 of Informed Choice Radio, Martin is searching for the Santa Rally and explaining why investors should pay it no attention at all. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Searching for the Santa Rally Stock markets often have a pretty good time of it in December. This is known as the Santa Rally or December Effect. It was first recorded by Yale Hirsch in his Stock Traders Almanac back in 1972, and since then it’s been frequently observed by investors and analysts. New research by Schroders has found stockmarkets are more likely to rise in December than during any other month. The research looked at nearly three decades worth of data before confirming the existence of a Santa Rally. In this episode of Informed Choice Radio, Martin is searching for the Santa Rally before explaining why investors should ignore it. Personal finance news update -House price growth has slowed to its lowest rate since January. -Bank of England governor Mark Carney has issued a warning about high levels of household debt. -For nearly three in ten women, the inability to support themselves or their families financially is their greatest financial fear. -The Organization of the Petroleum Exporting Countries (Opec) have agreed to cut output. -An influential committee of MPs have criticised HM Revenue & Customs over its lack of scrutiny on whether tax reliefs are being used effectively. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message.
In this episode of Informed Choice Radio, Martin explains what you really need to know about the Autumn Statement. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. What you really need to know about the Autumn Statement On Wednesday, the new Chancellor Philip Hammond delivered his first Autumn Statement to the House of Commons. Despite being fairly light on new policies, this was an important Autumn Statement; it’s the first proper assessment of the UK economy we have seen since the EU Referendum in June. In a nutshell, we heard from Hammond that economic growth is forecast to slow down. As a result, the national debt is forecast to rise. There was however some good news for the lowest paid in society and those now referred to as JAMs; the "just about managing". In this episode of Informed Choice Radio, Martin talks you through some of the main features of the Autumn Statement, as they apply to your personal finances. 1 – £122bn worse off because of Brexit 2 – Salary sacrifice is sacrificed 3 – Money Purchase Annual Allowance slashed 4 – Plans to tackle pension scammers 5 – Market-leading savings bond to be offered 6 – Hammond’s final Autumn Statement What did you think about Philip Hammond’s first and last Autumn Statement? We would love to hear from you. Personal finance news update -The maximum compensation limit for bank customers is being returned to its previous level of £85,000. -New figures from HM Revenue & Customs show the sale of homes in the UK stayed sluggish during the autumn. -Brits plan to spend nearly £1,500 each this festive season. -Nearly a quarter of over-50s plan to cash in their pension after withdrawing their tax-free lump sum, according to a new a survey from Retirement Advantage. -New research by SunLife has found that 82% of over 50s don’t want a hymn at their funeral and that Always look on the bright side of life from Monty Python’s Life of Brian is the song most would choose to have played instead. Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.icradio.co.uk/voicemail to leave an online voice message. Help us spread the word! Thank you for listening to this episode of Informed Choice Radio. Please use the comments section below to share any feedback you have. If you enjoyed this episode, please share it by using the social media buttons on this page. If you enjoy the show, please subscribe in iTunes and write us a review! Reviews really help us stand out from the crowd and reach more listeners.
In this episode of Informed Choice Radio, Martin talks to seven personal finance experts about the most important thing to improve your financial wellbeing. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. "The Most Important Thing To Improve Your Financial Wellbeing" This week on Informed Choice Radio, Martin asked his favourite personal finance podcasters and other experts to share their most important thing to improve financial wellbeing. In this episode, you will hear answers from the following stars: -Pete Matthew from Meaningful Money -David Stein from Money For the Rest of Us -Chris Budd from The Financial Wellbeing Podcast -Damien Fahey from Money To The Masses -Joe Saul-Sehy from Stacking Benjamins -Claire Walsh from unbiased.co.uk -Nick Bamford from Informed Choice Personal finance news update -HM Revenue & Customs has won a £143m battle against a firm promoting tax avoidance schemes. -The rich have become richer due to the UK's policies of low interest rates and quantitative easing. -People over the age of 50 are spending more and more on holidays, including luxury cruises, while younger people are travelling less. -Families should be given breathing space to repay debts otherwise the stress can affect children's mental health, according to The Children’s Society. -Workers in London could save themselves almost £450,000 on the cost of a home if they are prepared to commute daily for an hour each way. Useful links mentioned in this episode -International Podcast Day -The Financial Wellbeing Book: Creating Financial Peace of Mind (Concise Advice) -How to Take Your Pension Pot -Sapiens: A Brief History of Humankind Get answers to your personal finance questions Do you have a personal finance or investing question for Martin? Email martin@icfp.co.uk or ask on Twitter @martinbamford. You can call our dedicated podcast voicemail line on 020 8144 2745 with your question or visit www.speakpipe.com/InformedChoicePodcast to leave an online voicemail.
In this episode of the Informed Choice Podcast, Martin talks about what the name of your road means for house prices, some investment market predictions for 2016, and there’s a roundup of the latest personal finance news. In the personal finance news roundup this week: -The final sale of the government’s stake in Lloyds Banking group has been postponed. -The UK economy grew by 0.5 per cent in the final quarter of last year. -A row is growing over the controversial tax deal between Google and HM Revenue & Customs. -The average deposit required to buy a home in Britain has exceeded £80,000 for the first time. -There has been a 6.7 per cent increase in registrations for new homes across the UK, according to the National House Building Council. Martin Bamford is a Chartered Financial Planner, Chartered Wealth Manager and SOLLA Accredited Later Life Adviser. As Managing Director of Informed Choice, the award-winning firm of Chartered Financial Planners in Surrey, he is responsible for nearly £200m of client assets. Martin is the author of several bestselling personal finance books and produced his first feature-length documentary in 2014, about the post-war Baby Boomer generation in retirement. “Bamford excels at making even the dullest topics interesting” – Pensions Management Visit www.icfp.co.uk to find out more about Informed Choice, or follow us on Twitter at www.twitter.com/informedchoice. Follow Martin on Twitter at www.twitter.com/martinbamford or email him at martin@icfp.co.uk.