Podcasts about informed

Robert Verkerk, Ph.D., is an environmental scientist and the founder of the Alliance for Natural Health, with over 40 years of experience studying the interplay between human health, agriculture, and ecosystems. His work focuses on promoting regenerative agricultural practices and natural health solutions, emphasizing the need to reconnect food production with ecological and human well-being through science-based advocacy and policy reform. His contributions to regenerative agriculture are vital because they bridge the gap between soil health, food quality, and human health, challenging conventional chemical-dependent farming models.  In this episode, John and Robert discuss: The interconnectedness of human health, soil health, and ecosystem stability The limitations of single-factor scientific analysis in understanding complex biological systems The impact of corporate funding on scientific research and its bias toward chemical-based solutions The role of epigenetics in plant and human health, highlighting the importance of environmental context The inadequacy of assessing chronic pesticide exposure risks The need for a new economic model that values natural resources like soil, air, and water Additional Resources To learn more about Robert and his work at the Alliance for Natural Health, please visit: https://anh-usa.org/ About John Kempf John Kempf is the founder of Advancing Eco Agriculture (AEA). A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture.  AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Learn more about AEA's regenerative programs and products: https://www.advancingecoag.com  

Title: With the Wind with Dr. Paul – Show 176: Pediatric Perspectives: Warning: Neurotoxins in Your Water with Griffin Cole, DDS, NMD Presenter: Dr. Paul Thomas Guest: Griffin Cole, DDS, NMD Length: 54 minutes Links to Websites Discussed: • Fluoride Action Network – https://fluoridealert.org • IAOMT – International Academy of Oral Medicine and Toxicology – https://iaomt.org • Griffin Cole, DDS – https://www.griffincole.com • Kids First 4Ever – https://www.kidsfirst4ever.com/#/ • With the Wind: SCIENCE Revealed – https://www.doctorsandscience.com Key Points: • Fluoride is a documented neurotoxin—Griffin outlines recent data on its negative effects, especially in children. • The U.S. remains one of the few industrialized countries still practicing widespread water fluoridation. • Griffin details the known dangers of mercury amalgam fillings and why they're still used in dentistry. • The dental industry and public health institutions often ignore or dismiss well-documented toxicity. • Dr. Cole promotes integrative and biological dentistry as a safer, science-backed path forward. • Informed consent is the foundation of real medical freedom, especially for pediatric care. Summary: In this episode of With the Wind, Dr. Paul sits down with Griffin Cole, DDS, NMD, a pioneer in biological dentistry and longtime advocate for toxin-free care. Together, they expose the dangers of fluoride in our water and mercury in dental fillings—substances with well-known neurotoxic effects. Dr. Cole shares his professional journey and personal passion for protecting children and families from these silent threats, offering insights into safer practices and the importance of informed consent in both medicine and dentistry. Conclusion: Griffin Cole reminds us that health freedom begins with truth and transparency. With clear data pointing to the risks of neurotoxins like fluoride and mercury, it's time for parents, professionals, and policymakers to take action. This powerful episode equips viewers with knowledge and motivation to demand safer standards. Quote: “We've known for decades that mercury is the most toxic non-radioactive element on the planet. Why are we still putting it in people's mouths?” — Griffin Cole, DDS, NMD ________________________________________ Hashtags: #Neurotoxins #FluorideAwareness #MercuryFreeDentistry #PediatricHealth #HealthFreedom #WithTheWind #KidsFirst4Ever @Mentions: @FluorideAction @IAOMT @DoctorsAndScience @KidsFirst4Ever

Ivo Jeramaz, a mechanical engineer turned vintner, immigrated from former Yugoslavia (now Croatia) to Napa Valley, where he rediscovered his ancestral connection to farming. Initially resentful of agriculture due to its demands in his youth, Ivo's perspective shifted dramatically within weeks of arriving in Napa, where he embraced grape growing and winemaking as a fulfilling life's work, now leading Grgich Hills Winery with a commitment to regenerative practices. Raised in a family that produced much of their own food and clothing, Ivo brings a deep-rooted appreciation for self-sufficiency and nature to his work at Grgich Hills. With six children and a passion for biodiversity, he is dedicated to promoting regenerative farming, aiming to convert Napa Valley's vineyards to sustainable practices while producing high-quality wines that reflect the health of the land. In this episode, John and Ivo discuss: Ivo's quick adoption of regenerative practices and how it impacted soil organic matter How diverse cover crops and sheep grazing enhance vineyard resilience The impact of regenerative farming on grape quality, including thicker cuticles Challenges of red blotch virus and how regenerative practices help vines coexist with it Ivo's vision for a regenerative future in Napa Valley Additional Resources To learn more about Ivo, and Grgich Hills Winery, please visit: https://www.grgich.com/our-story/ About John Kempf John Kempf is the founder of Advancing Eco Agriculture (AEA). A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture.  AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Learn more about AEA's regenerative programs and products: https://www.advancingecoag.com  

The FIT Collective Genetic Insights Series – Episode 1Understanding Genetics, Stress, & Weight with Dr. Ali NovitskyDr. Ali Novitsky, board-certified in obesity medicine, kicks off a new series on how genetics influence health—especially stress responses and weight regulation. She opens with a personal story: during college, despite eating well and exercising, she gained 20 pounds in three months. Genetic testing later revealed a variant in her cortisol receptor gene, causing her body to release excess cortisol under stress—leading to high blood sugar, insulin resistance, and ultimately, weight gain.Cortisol plays a central role in stress response and metabolism. While helpful in short bursts, chronic elevation from ongoing stress can disrupt insulin function, making weight loss more difficult for those with specific genetic variants. For Dr. Novitsky, managing stress—not restricting calories or increasing workouts—was the key to reversing her weight gain.About 30% of people carry this cortisol receptor variant. In her 2022 genetics cohort, 80% tested positive. This highlights the power of personalized health strategies rooted in understanding one's unique genetic makeup.Dr. Novitsky uses Genomind's Mental Health Map, a genetic test offering insight into stress, mood, and focus. One critical gene it reports on is COMT, which affects dopamine breakdown. Individuals with the MetMet variant retain more dopamine—great for focus, but often sensitive to stress. Those with ValVal clear dopamine quickly, leading to impulsivity and a higher likelihood of ADHD.Another important factor is BDNF (brain-derived neurotrophic factor), a gene linked to memory, cognition, and mood. Those with a BDNF variant often need regular exercise to optimize brain health and emotional balance.The takeaway? Health isn't one-size-fits-all. For some, gentle exercise, high-quality sleep, and stress reduction may be far more effective than intense workouts or calorie restriction. Dr. Novitsky's approach integrates genetic awareness into actionable wellness strategies.She also introduces her four-week genetics program, which includes one-time testing, personalized supplement recommendations, and coaching based on individual results. Participants receive a lifelong health blueprint.Future episodes will explore the genetics of eating behaviors, including cravings and satiety. Listeners are encouraged to tune in and learn how DNA influences decisions, habits, and long-term health.Timestamps00:00:00 - Introduction and Personal Story00:01:00 - Understanding Cortisol and Stress00:04:00 - Genetic Testing Insights00:05:30 - Cortisol and Weight Management00:08:00 - COMT Variants and Dopamine00:10:00 - Dopamine Receptor Genes00:11:00 - Strategies for Managing Genetics00:12:00 - Genetics Program Announcement00:13:00 - Custom Recommendations Based on Genetics00:15:00 - The Role of Serotonin and Oxytocin00:16:00 - Genetic Influences on Eating Behaviors00:18:00 - Stress Response and Emotional Eating00:20:00 - The Importance of Awareness00:22:00 - BDNF and Exercise00:23:00 - Micro-Dosed Lithium and Mood00:24:00 - Genetic Predispositions to Worry00:25:00 - Empowerment Through Genetic Awareness00:26:00 - Preview of Next Episode on Eating Genetics00:27:00 - Enrollment for Genetics Program00:28:00 - Closing RemarksWork with Dr. Ali• Beginner Strength Training Program – 12 months for only $199! ⁠⁠⁠⁠⁠⁠Enroll TODAY⁠⁠⁠⁠⁠⁠• Total Fitness Program – A 12-month mind-body experience. ⁠⁠⁠⁠⁠⁠Enroll HERE⁠⁠⁠⁠⁠⁠• The Fit Collective® x InBody USA/Canada – Get 15% off select models. ⁠⁠⁠⁠⁠⁠Click HERE⁠

My guest this week is author of "The Athos Diet" and director of the emergency department at UPMC, Dr. Peter Patitsas. Informed by his Greek Orthodox heritage, he has discovered a method to stay healthy with high energy to meet the daily grind. Dr. Pete visited Greece many times as a youth and lived there after graduating college. He was forever impacted by his journey to Mt. Athos and has spent countless weeks living at monasteries across the globe: a place where time stops and meaning is the highest good. It is no coincidence that within a place of the True, the Good, and the Beautiful, there would be found something that can bring a salve to suffering. We discuss the spiritual and physical benefits that the diet governed by the liturgical calendar of the Orthodox Church can give to us. For more on Dr. Pete Patitsas and his work, go here:   Sponsors: Fox n Sons Coffee:   Code: BUCK15 Perfect Spiral Capital: Get the new Counterflow T-shirt before it sells out! Visit or send $30 via PayPal to buck@counterflowpodcast.com with your size and shipping address! Donate to the show here:   Visit my website:   Audio Production by Podsworth Media:   Leave us a review and rating on Apple Podcasts! Thanks!

Trample Damage joins us once again in the present to follow up on our initial review and take an in depth look at all the pieces of TH17, and how they add up to the current endgame experience. You can find all Trample's Content through this link, and you can support him in game with code "trample" for all Supercell game purchases. You can also support this podcast by using either code "coolrick" or code "spencer" or just by sharing our episodes with your clan and friends. Here's a fun random YT Channel link as thanks to a friendTimestamps:(00:00) Intro(02:20) Firespitters(10:47) Giga Bomb and Inferno Artillery(15:58) 3rd Merges(23:54) Throwers(27:56) Minion Prince(33:55) Yeti Bombs(41:44) MGT, Furnace, Sneezy(44:56) QoL Changes(52:05) Final Grades(1:00:54) Listener Questions and Shoutouts

In today's episode with special guest Chris Hull, Lindsay discusses a tech platform called Otus that was created by Chris and how it can be used to elevate your standards-informed instruction as an educator.     Liked this episode? Rate, review, and share!   Get In Touch With Chris Hull: Website: https://otus.com/  LinkedIn: https://www.linkedin.com/in/chull9/    Get Your Episode Freebie & More Resources On My Website: https://www.lindsaybethlyons.com/blog/211   Lindsay's Links: LinkedIn: @lindsaybethlyons  Instagram: @lindsaybethlyons Facebook Group: Time for Teachership

After putting her Type 2 Diabetes into remission within 3 months and getting off medications after 6 months following the Keto diet, Josephine Barbarino became an activist for Ketogenic Metabolic Therapies. She is the founder and CEO of the Keto Live Project—an organization on a mission to inform and educate about the power of food and the connection between our diet, insulin resistance, our metabolic health, and our immune system. She is also a highly successful architect. In this episode, Dr. Brian and Josephine talk about… (00:00) Intro (01:21) Josephine's career as an architect and how her architectural experience has assisted her in her new venture as a Keto-Activist (08:32) Josephine's health journey and why she pivoted in her career to became a Keto-Activist (24:06) Mood and cognitive improvement on the keto diet (29:05) Why metabolic health is worsening in Europe (33:27) Tailoring your low carb diet to your individual physiology (37:12) Why everyone should AT LEAST be eating real, Whole Foods (40:09) Tips for using CGMs effectively while on the keto diet (43:28) Informed consent and why medical professionals are massively deficient in nutritional knowledge (46:21) The upcoming Keto Live Conference (6/9 - 6/13) (59:30) The speaker line-up at the Keto Live Conference For more information, please see the links below. Thank you for listening!   Links:   Please consider supporting us on Patreon: https://www.lowcarbmd.com/   Josephine Barbarino: European Keto Live Centre: https://www.european-keto-live-centre.com/ Keto Live Project IG: https://www.instagram.com/keto_live_project/ Keto Live Conference IG: https://www.instagram.com/ketoliveconference/   Dr. Brian Lenzkes:  Website: https://arizonametabolichealth.com/ Twitter: https://twitter.com/BrianLenzkes?ref_src=twsrc^google|twcamp^serp|twgr^author   Dr. Tro Kalayjian:  Website: https://www.doctortro.com/ Twitter: https://twitter.com/DoctorTro Instagram: https://www.instagram.com/doctortro/   Toward Health App Join a growing community of individuals who are improving their metabolic health; together.  Get started at your own pace with a self-guided curriculum developed by Dr. Tro and his care team, community chat, weekly meetings, courses, challenges, message boards and more.    Apple: https://apps.apple.com/us/app/doctor-tro/id1588693888  Google: https://play.google.com/store/apps/details?id=uk.co.disciplemedia.doctortro&hl=en_US&gl=US Learn more: https://doctortro.com/community/ 

Learn why it’s important to be aware of the needs of people with disabilities (and their families) when providing end-of-life and bereavement care. My guest Carrie Batt is an end-of-life doula and the founder of SEOL Care which offers disability-competent end-of-life care, support and planning for people with a disability and their families. She advocates… Continue reading Ep. 501 Disability-Informed End-of-Life Care with Carrie Batt

Today's guest is Traci Mabrey, General Manager, Factiva at Dow Jones. Factiva is a business information and research tool owned by Dow Jones & Company. It aggregates content from both licensed and free sources, providing organizations with search, alerting, dissemination, and other information management capabilities. Traci joins us on today's show to discuss how Factiva is combining artificial intelligence with editorial oversight to deliver localized, relevant, and timely business intelligence. She explains how this human-plus-AI approach helps decision-makers navigate today's complex global markets with greater speed and precision. Traci also highlights the importance of ethical content licensing, transparency in AI outputs, and evolving regulatory considerations as more enterprises embed generative AI into their workflows. Want to share your AI adoption story with executive peers? Click emerj.com/e2 for more information and to be a potential future guest on Emerj's flagship ‘AI in Business' podcast! If you've enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show!

In this sharp and thoughtful episode, Josh Anderson and Bob Galen debate the future of middle management. While movements like Corporate Rebels are calling to eliminate the layer entirely, Bob and Josh argue for something more nuanced: a transformation, not an execution. They explore what great middle managers actually look like, the leadership gaps that plague many orgs, and why flat structures aren't a silver bullet.You'll walk away with a modern blueprint for impactful middle leadership—one built on collaboration, development, and resilience—not control, micromanagement, or outdated org charts.What's the Future of Middle Management?Stay Connected and Informed with Our NewslettersJosh Anderson's "Leadership Lighthouse"Dive deeper into the world of Agile leadership and management with Josh Anderson's "Leadership Lighthouse." This bi-weekly newsletter offers insights, tips, and personal stories to help you navigate the complexities of leadership in today's fast-paced tech environment. Whether you're a new manager or a seasoned leader, you'll find valuable guidance and practical advice to enhance your leadership skills. Subscribe to "Leadership Lighthouse" for the latest articles and exclusive content right to your inbox.Subscribe hereBob Galen's "Agile Moose"Bob Galen's "Agile Moose" is a must-read for anyone interested in Agile practices, team dynamics, and personal growth within the tech industry. The newsletter features in-depth analysis, case studies, and actionable tips to help you excel in your Agile journey. Bob brings his extensive experience and thoughtful perspectives directly to you, covering everything from foundational Agile concepts to advanced techniques. Join a community of Agile enthusiasts and practitioners by subscribing to "Agile Moose."Subscribe hereDo More Than Listen:We publish video versions of every episode and post them on our YouTube page.Help Us Spread The Word: Love our content? Help us out by sharing on social media, rating our podcast/episodes on iTunes, or by giving to our Patreon campaign. Every time you give, in any way, you empower our mission of helping as many agilists as possible. Thanks for sharing!

EDU stands for ‘End of Days Update'. Every Wednesday, Rev. Joseph Morris will be giving you information on current events that are happening in the world as it pertains to these last days that we are living in. The EDU is a place where you can come throughout the week to receive up-to-date, end time information until the Lord's return. Make it a priority to log on and get ‘the news behind the news'. www.edu.josephmorris.com/

In this Podcast Extra episode, John Kempf joined an Earth Day conversation hosted by Farmer's Footprint, alongside Managing Director Alana Mooi and Founder Zach Bush, MD. Together, they explore the urgent need to regenerate our soil and food systems, emphasizing the deep connection between agriculture, human health, and the health of the planet. The discussion highlights how food systems must be understood as a web of relationships with the Earth, and how healing the land is inseparable from healing ourselves. They offer insights into why working with nature, rather than against it, is essential for the future of our ecosystems, communities, and collective well-being. Additional ResourcesTo learn more about Farmer's Footprint, please visit: https://farmersfootprint.us/ To learn more about the work of Zach Bush, MD, please visit: https://zachbushmd.com/ About John Kempf John Kempf is the founder of Advancing Eco Agriculture (AEA). A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture.  AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Learn more about AEA's regenerative programs and products: https://www.advancingecoag.com  

AI is shaking up qualitative research: speeding things up, cleaning messy transcripts, and even identifying hidden patterns.Sounds amazing, right? Buuuuuuuut there's a catch. When does AI go from helpful assistant to heavy-handed editor, scrubbing out the human insights qualitative research was built on?In this episode of Everyday AI, we're tackling how to balance AI-powered qualitative research without losing touch with human nuance. Newsletter: Sign up for our free daily newsletterMore on this Episode: Episode PageJoin the discussion: Have a question? Join the convo here.Upcoming Episodes: Check out the upcoming Everyday AI Livestream lineupWebsite: YourEverydayAI.comEmail The Show: info@youreverydayai.comConnect with Jordan on LinkedInTopics Covered in This Episode:Importance of Qualitative Research TrainingChallenges in AI-Assisted Qualitative ResearchAI's Role in Data TranscriptionHuman-Led Analysis in Qualitative ResearchAI's Impact on Data AccessibilityLimitations of AI in Qualitative AnalysisFuture of AI and Qualitative ResearchCritical Thinking in AI-Assisted ResearchTimestamps:00:00 PhD and Qualitative Research Training05:07 "Qualitative Research and Multiple Narratives"08:04 AI in Research: Balancing Automation09:57 AI-Assisted Data Analysis Caution16:23 AI's Impact on Qualitative Research19:19 Analyzing Qualitative Data Interpretation25:11 Balancing AI in Qualitative ResearchKeywords:Qualitative research, qualitative researcher, AI use in research, AI in qualitative research, AI-informed, human-led, thoughtful AI use, research impacts, health psychology, apprentice plumber analogy, training for PhD students, data analysis, transcribing interviews, transcription time, structured versus unstructured data, meaning making, words as data, interpretive work, subjective interpretation, data set analysis, line by line coding, thematic analysis, story telling in research, ensuring rigor in research, critical thinking in research, efficiency in research processes, literature gap identification, data visualization, AI as an intern, sharing research findings with lay audience, implicit meaning in data, biases in models, accessibility of academic work, academic pressure to publish, research dissemination, insights from research, qualitative research processes, interpretation in qualitative research.Send Everyday AI and Jordan a text message. (We can't reply back unless you leave contact info) Ready for ROI on GenAI? Go to youreverydayai.com/partner

Title: Vaccinating the Immunocompromised: Unintended Consequences and Medical Ethics Presenters: Dr. Paul Thomas, Brian Hooker, PhD Length: Approximately 27 minutes ________________________________________ Web Resources Discussed • Doctors and Science: https://www.doctorsandscience.com/ • Kids First 4Ever: https://www.kidsfirst4ever.com/#/ • VAX FACTS (Paperback): https://indiepubs.com/products/vax-facts/ • VAX FACTS (eBook): https://www.kidsfirst4ever.com/store/p8/VAX-FACTS-EPUB.html • Vax-Unvax: Let the Science Speak: https://www.skyhorsepublishing.com/9781510776591/vax-unvax/ • Save Alexis Fundraiser: https://givebutter.com/savealexis • Alexis Lorenze Injury Article – Children's Health Defense: https://childrenshealthdefense.org/defender/alexis-lorenze-multiple-vaccines-injury/ • CHD.TV Live Update – Alexis Lorenze: https://live.childrenshealthdefense.org/chd-tv/events/the-peoples-study/alexis-lorenze-live-update-092324/ • CHD.TV Update – Grave Condition: https://live.childrenshealthdefense.org/chd-tv/events/the-peoples-study/update-23yearold-in-grave-condition/ • CHD.TV Breaking News – Grave Condition: https://live.childrenshealthdefense.org/chd-tv/events/the-peoples-study/breaking-news-23yearold-in-grave-condition/ ________________________________________ Key Points (with timestamps) 00:00:40 – VAX FACTS Announcement Dr. Paul shares the release of VAX FACTS, the new paperback guide for families making informed vaccine decisions. 00:01:16 – Meet Brian Hooker, PhD Dr. Paul welcomes Dr. Brian Hooker, co-author of Vax-Unvax, to discuss what happens when fragile patients are forced into unsafe medical decisions. 00:03:12 – Alexis Lorenze's Tragic Story Brian Hooker recounts the heartbreaking case of 23-year-old Alexis Lorenze, who suffered catastrophic health consequences after a hospital mandated vaccines prior to treating her autoimmune condition. The conversation explores what happened to her and the consequences of ignoring individualized medical risk. 00:11:14 – The Ethics of Vaccinating the Immunocompromised Hooker reveals that vaccines are largely untested in immunocompromised individuals and that forcing these shots amounts to unconsented human experimentation. 00:18:06 – Im

Our series continues with an in-depth look at the Cult's sophomore release. Informed by the band's energetic live act at the time, Tyranny and Mutation certainly strengthens their credentials as early heavy metal legends, but is it as artistically successful as their debut? Let's find out! Facebook/Instagram: @satanandrainbows Email: Contact@satanandrainbows.com Financial Support: https://ko-fi.com/thenatezone Special thanks to our announcer Sasha Aleksandra! She is an associate producer and voice actor of the Night Shift Podcast, a queer-led urban fantasy docudrama. Check it out: www.NightShiftPod.com

In this episode, Wade and Alex explore the world of hedge funds—what they are, how they're structured, and how they've evolved from simple hedging tools into complex investment vehicles. They break down common fee models, challenges in measuring performance, and the impact of data biases. The conversation also covers key hedge fund strategies—including long-short, market neutral, arbitrage, and quantitative approaches—highlighting their mechanics, risk profiles, and what they mean for investors, particularly those nearing retirement. Listen now to learn more!   Takeaways Hedge funds are actively managed investment vehicles with fewer regulatory constraints. They aim for absolute returns, regardless of market direction. The traditional fee model is “2 and 20”—2% management fee and 20% of profits. Fees are declining due to growing competition and investor scrutiny. Performance is difficult to assess due to survivorship bias and data limitations. Investors should be cautious of marketing claims and understand the fund's true strategy. Long-short strategies bet on both rising and falling stocks. Market neutral strategies attempt to remove market exposure to focus on relative performance. Arbitrage seeks to profit from temporary price inefficiencies. Quantitative strategies rely on data-driven models to guide trades. Risk premium harvesting involves tilting toward factors like value or momentum. Short selling helps with price discovery but carries risk due to unlimited loss potential. Understanding alpha (excess return) and beta (market exposure) is key to evaluating hedge fund performance. Technology is central to many modern trading strategies. Informed investors are better positioned to navigate complex alternatives like hedge funds. Chapters 00:00 Introduction to Hedge Funds 02:12 Understanding Hedge Funds 05:30 Fee Structures and Costs 10:00 Performance and Survivorship Bias 16:08 Hedge Fund Strategies Overview 22:43 Long-Short and Market Neutral Strategies 23:40 Understanding Long-Short Strategies 30:10 Exploring Market Neutral Strategies 38:11 Diving into Arbitrage and Quantitative Strategies   Links Join Us Live on YouTube – June 2nd at 2PM ET! Want to go beyond the podcast and be part of the conversation in real time? Wade and Alex will be hosting a special Retire With Style YouTube Live session, where you can ask your retirement questions and get answers on the spot. Head over to our YouTube channel now, hit Subscribe, and click the bell to get notified when we go live. We'll see you there! https://www.youtube.com/@retirewithstylepodcast The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”

In this candid episode, Josh Anderson and Bob Galen take listeners behind the curtain to reveal the quiet habits and personal practices that make them better leaders — but rarely get talked about. From journaling, reflection, and patient observation to enabling failure, nontraditional learning, and building side projects for sanity, they share the invisible work that strengthens their leadership muscle. These personal rituals may seem small, but they compound over time to create clarity, energy, and growth. This is a rare invitation into the inner workings of two seasoned leaders — a reminder that what you do in private often shapes who you are in public. Stay Connected and Informed with Our NewslettersJosh Anderson's "Leadership Lighthouse"Dive deeper into the world of Agile leadership and management with Josh Anderson's "Leadership Lighthouse." This bi-weekly newsletter offers insights, tips, and personal stories to help you navigate the complexities of leadership in today's fast-paced tech environment. Whether you're a new manager or a seasoned leader, you'll find valuable guidance and practical advice to enhance your leadership skills. Subscribe to "Leadership Lighthouse" for the latest articles and exclusive content right to your inbox.Subscribe hereBob Galen's "Agile Moose"Bob Galen's "Agile Moose" is a must-read for anyone interested in Agile practices, team dynamics, and personal growth within the tech industry. The newsletter features in-depth analysis, case studies, and actionable tips to help you excel in your Agile journey. Bob brings his extensive experience and thoughtful perspectives directly to you, covering everything from foundational Agile concepts to advanced techniques. Join a community of Agile enthusiasts and practitioners by subscribing to "Agile Moose."Subscribe hereDo More Than Listen:We publish video versions of every episode and post them on our YouTube page.Help Us Spread The Word: Love our content? Help us out by sharing on social media, rating our podcast/episodes on iTunes, or by giving to our Patreon campaign. Every time you give, in any way, you empower our mission of helping as many agilists as possible. Thanks for sharing!

Welcome back to part 2 of this absolutely EYE-OPENING convo with NYT best-selling author, co-founder of a health technology company, and a frikin' expert in what you need to do to feel incredible, avoid disease, and age well, Dr. Casey Means.   And we're digging even deeper into the 3 types of food you need to start avoiding if you want to STOP feeling like crap all the time and like you're just barely getting by, along with the real world tactics and tools so you can spot the hidden bad foods that companies want you to THINK is good for you, and start making better, INFORMED choices about your diet.  If you follow Dr. Casey's advice and start to look at food and nutrition in a new way, you will take back control of your health and can actually improve your symptoms like infertility, low energy, anxiety, depression, weight gain, and more, and actually FEEL BETTER and live a happier, healthier life!  Trust me, you don't want to miss this!! And if you're loving Women of Impact, please take a moment to leave us a review or rate the show. Your feedback is incredibly valuable! Follow Dr. Casey Means: Website: ⁠https://www.caseymeans.com/⁠ Instagram: ⁠https://www.instagram.com/drcaseyskitchen/⁠ Get Your Copy of “Good Energy”: ⁠https://a.co/d/gW9zypa⁠ CHECK OUT OUR SPONSORS Shopify: If you want to grow your business go over right now and sign up for just one dollar a month with your trial period at ⁠https://impacttheory.co/woishopifypodAugust24⁠ OneSkin: We only have one body, one skin, and only YOU can choose to make it better by going to ⁠https://impacttheory.co/oneskinpodAugust⁠ and saving 15% when you use code WOI Tabu: Go to ⁠https://www.heytabu.com/discount/LISA15⁠ and use code LISA15 to save 15% off your order FOLLOW LISA: Instagram: ⁠https://www.instagram.com/lisabilyeu/⁠ Twitter: ⁠https://twitter.com/lisabilyeu⁠ YouTube: ⁠https://www.youtube.com/womenofimpact⁠ Tik Tok: ⁠https://www.tiktok.com/@lisa_bilyeu?lang=en⁠ LISTEN AD FREE + BONUS EPISODES on APPLE PODCASTS: ⁠apple.co/womenofimpact Learn more about your ad choices. Visit megaphone.fm/adchoices

3640 – May 9, 2025 – A Well-Informed Citizenry – Knowledge is the Soul of a Republic. – We spoke recently about knowledge AND that in a Republic We the People have an obligation to study our documents and know our rights.  CSC TALK RADIO Mission Statement – “Our mission is to preserve and protect Independence in America; by speaking ... The post A Well-Informed Citizenry appeared first on CSC Talk Radio.

This Podcast Extra episode is from John's Ask Me Anything webinar from April 14. Drawing from his extensive research and firsthand experience, John will provide insights and practical solutions to help growers achieve healthier, more resilient crops. In this discussion, the topics cover: Nutritional management with copper, nitrogen, potassium, and calcium prevents wheat and barley lodging better than PGRs.  Soil aeration and oxygen flow enhance paramagnetism more effectively than paramagnetic rock powders. Side-dressing potassium, like potassium nitrate, benefits soil biology more than broadcasting potash. Adequate calcium and boron levels, plus soil aeration, reduce clubroot in brassicas. Compost, low soil carbon, and lack of humic substances cause high chloride in plant sap, mitigated by humicarb. Selenium may influence fatty acid profiles and yield in forages, but its role in oil crops is unclear. Balancing potassium and calcium with manganese and boron ensures optimal plant health. Microbial activity and preventing soil drying enhance potassium availability in clay soils. Micropack offers higher performance than seaweed or fish-based foliar sprays for tropical fruit groves. Deeper earthworm presence reflects better soil aeration and structure, not necessarily overall soil health. Seed Flare may penetrate sunflower shells but is less effective on stone fruit, needing experimentation. BioCoat Gold is best as a seed treatment but can be applied in-furrow.  About John Kempf John Kempf is the founder of Advancing Eco Agriculture (AEA). A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture.  AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Learn more about AEA's regenerative programs and products: https://www.advancingecoag.com

Healing With Angelica With Guest Darsheel Kaur Episode: 120 Podcast Overview:In this powerful new episode, “Healing In The Village: Restoring Ourselves Through Culture & Connections,” guest Darsheel Kaur joins the conversation to explore how reconnection with self, community, and ancestral wisdom becomes the foundation of deep, sustainable healing. Tune in and return to the village where you were never meant to walk this path alone.Guest Information:Darsheel Kaur is a cultural educator and holistic healing practitioner, infusing mind-body therapeutic practices with creative expression into innovative design and facilitation work she offers to individuals and groups through Circle of Roots Medicines LLC. Drawing upon her ancestral spiritual roots in Sikhi and her cross-cultural experiences growing up as an immigrant in the Miami Valley of Ohio, as well as her life experience having lived in multiple cities across 3 continents, her work is culturally rooted and seeks to connect us more deeply with ourselves, one another, and the natural world as we truly realize and honor our sovereignty and interdependence globally across borders. Informed by her own personal healing and growth journey, more than a decade of community organizing and advocacy work, and her higher studies of global conflict transformation/ trust building & trauma healing, she is passionate about creating spaces for the deeper work necessary to heal historical wounds within and amongst our communities so we can remember our wholeness, activate our creative power, and live more sustainable lives in mutual partnership with nature and the elements. She is continually seeking to integrate natural and sustainable living, food as medicine, creative expression, and circles as offerings for the spiritual benefit of all beings. She is an Emerald Green Practitioner selling Queen Afua wellness products and books, and also offers toxic-free herbal teas (tisane) and dry snacks from her second home in the Caribbean jungles of Costa Rica.Support this platform with a small donation to help sustain future episodes!DONATE|CONTRIBUTION Cash App :$healingwithangelicaZell: healwithangelica@yahoo.comVenmo: @healingwithangelica

Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we chat with Dr. Maelisa McCaffrey of QA Prep about common documentation issues that come up in group practice.  We discuss: Maelisa's background and business, QA Prep Why there aren't black and white guidelines for documentation How to determine what to include in documentation  The most common people who will read your notes Informed consent and documentation, especially for vulnerable populations Progress note templates and policies Collaborative documentation in group practice Why clinicians find documentation so stressful Our upcoming CE training with Maelisa on Client Centered Documentation Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. PCT Resources CE Training: Client-Centered Documentation: How to Write Ethical, Effective, and Efficient Progress Notes Join Dr. Maelisa McCaffery as she offers a practical and principled guide to mastering progress notes that meet medical necessity standards, support continuity of care, and respect client rights and confidentiality. Plus: Dr. McCaffery's documentation packet to help you improve your notes including: Sample progress note Progress statement formula and examples  Phrases to use for sensitive and politically charged topics  3 legal-ethical CE credit hours Live (May 9th, 2025) *and* Recorded On-Demand Self-Study CE Training Ideal for clinical leadership + all clinicians Special Office Hours with Dr. Maelisa McCaffrey: Join Dr. Maelisa McCaffrey as she and the PCT team tackle *your* specific questions regarding documentation. This is special access to top experts in our industry available only to Practice Care Premium members. Register to attend these special sessions through Practice Care Premium. You can get Office Hours through Practice Care, or get 3 months of complimentary access through our Telemental Health Certificate Program. Group Practice Care Premium weekly (live & recorded) direct support & consultation service, Group Practice Office Hours -- including monthly session with therapist attorney Eric Ström, JD PhD LMHC + assignable staff HIPAA Security Awareness: Bring Your Own Device training + access to Device Security Center with step-by-step device-specific tutorials & registration forms for securing and documenting all personally owned & practice-provided devices (for *all* team members at no per-person cost) +  assignable staff HIPAA Security Awareness: Remote Workspaces training for all team members + access to Remote Workspace Center with step-by-step tutorials & registration forms for securing and documenting Remote Workspaces (for *all* team members at no per-person cost) + more HIPAA Risk Analysis & Risk Mitigation Planning service for mental health group practices -- care for your practice using our supportive, shame-free risk analysis and mitigation planning service. You'll have your Risk Analysis done within 2 hours, performed by a PCT consultant, using a tool built specifically for mental health group practice, and a mitigation checklist to help you reduce your risks.

Friday 5/2/25

Dr. Anna Krzywoszynska is a social scientist at the University of Oulu in Finland who studies how farmers and scientists can collaborate to foster regenerative agriculture. An expert on soil knowledge and values, with experience farming organically in Italy, Dr. Krzywoszynska examines the knowledge systems shaping food production. Currently, she's investigating how to transform agricultural research to support local communities, including turning research stations into hubs for collaboration between farmers and scientists. Her projects aim to align scientific inquiry with local needs, promoting community-driven innovation and sustainable land use. In this episode, John and Anna discuss: How farmers see soil as a resource to manage, while scientists seek broad, universal insights. How academic and agri-business structures favor research on general trends over practical, local farming solutions. The community's role in regenerative agriculture, enabling farmers to learn and innovate together. Research stations as potential community hubs integrating local farmers needs into science. Regenerative agriculture's ability to restore hope and reconnect farmers with nature. Celebrating mistakes as essential for learning and growth in farming. Additional Resources To learn more, join the Soil Care Network www.soilcarenetwork.com to receive a monthly newsletter. If you would like to connect with Anna, please get in touch with her here: anna.krzywoszynska@oulu.fi  You can also connect with Anna on LinkedIn and BlueSky: LinkedIn - https://www.linkedin.com/in/annakrzywoszynska/ BlueSky - https://bsky.app/profile/annakspeaking.bsky.social About John Kempf John Kempf is the founder of Advancing Eco Agriculture (AEA). A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture.  AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Learn more about AEA's regenerative programs and products: https://www.advancingecoag.com  

On the latest episode of the Seeds of Success Podcast Dottie and Orly discuss being aware of local events and trends to enhance business success in the entertainment industry. They emphasize the value of community engagement, leveraging local happenings, and building relationships with organizations like the conventions bureau.

Thursday 5/1/25

How do you turn complex environmental health data into something people can actually use—and trust?  In this episode of Empathy Affect, we talk with Matthew Montesano, senior director of data communication at the New York City Department of Health and Mental Hygiene's Bureau of Environmental Surveillance and Policy. Matthew leads the team behind the city's Environment & Health Data Portal, a public-facing platform that unpacks key environmental health topics—like air quality, heat, and traffic—and distills complex data into clear, accessible information New Yorkers can use to understand their environment and protect their health.  We explore how thoughtful design, clear communication, and human-centered strategy can transform government data into trusted sources of information. This episode dives into how cities can meet the public's expectations for clear, actionable information.  Matthew Montesano is the senior director of data communication at the New York City Department of Health and Mental Hygiene's Bureau of Environmental Surveillance and Policy. He was previously the immunizations program communication lead for the City of Philadelphia Department of Public Health and led the development and maintenance of the Minnesota Public Health Data Access Portal. He has experience in community organizing, grant writing, and health communication. More Links and Information Check out more Fors Marsh Media Connect or partner with Fors Marsh Explore NYC's Environment & Health Data Portal 

In this On Location Brand Story episode, Sean Martin speaks with Hugh Njemanze, Founder and CEO of Anomali, who has been at the center of cybersecurity operations since the early days of SIEM. Known for his prior work at ArcSight and now leading Anomali, Hugh shares what's driving a dramatic shift in how security teams access, analyze, and act on data.Anomali's latest offering—a native cloud-based next-generation SIEM—goes beyond traditional detection. It combines high-performance threat intelligence with agentic AI to deliver answers and take action in ways that legacy platforms simply cannot. Rather than querying data manually or relying on slow pipelines, the system dynamically spins up thousands of cloud resources to answer complex security questions in seconds.Agentic AI Meets Threat IntelligenceHugh walks through how agentic AI, purpose-built for security, breaks new ground. Unlike general-purpose models, Anomali's AI operates within a secure, bounded dataset tailored to the customer's environment. It can ingest a hundred-page threat briefing, extract references to actors and tactics, map those to the MITRE ATT&CK framework, and assess the organization's specific exposure—all in moments. Then it goes a step further: evaluating past events, checking defenses, and recommending mitigations. This isn't just contextual awareness—it's operational intelligence at speed and scale.Making Security More Human-CentricOne clear theme emerges: the democratization of security tools. With Anomali's design, teams no longer need to rely on a few highly trained specialists. Broader teams can engage directly with the platform, reducing burnout and turnover, and increasing organizational resilience. Managers and security leaders now shift focus to prioritization, strategic decision-making, and meaningful business conversations—like aligning defenses to M&A activity or reporting to the board with clarity on risk.Real-World Results and Risk InsightsCustomers are already seeing measurable benefits: an 88% reduction in incidents and an increase in team-wide tool adoption. Anomali's system doesn't just detect—it correlates attack surface data with threat activity to highlight what's both vulnerable and actively targeted. This enables targeted response, cost-effective scaling, and better use of resources.Learn more about Anomali: https://itspm.ag/anomali-bdz393Note: This story contains promotional content. Learn more.Guest: Hugh Njemanze, Founder and President at Anomali | https://www.linkedin.com/in/hugh-njemanze-603721/ResourcesLearn more and catch more stories from Anomali: https://www.itspmagazine.com/directory/anomaliLearn more and catch more stories from RSA Conference 2025 coverage: https://www.itspmagazine.com/rsac25______________________Keywords:sean martin, hugh njemanze, siem, cybersecurity, ai, threat intelligence, agentic ai, risk management, soc, cloud security, brand story, brand marketing, marketing podcast, brand story podcast______________________Catch all of our event coverage: https://www.itspmagazine.com/technology-and-cybersecurity-conference-coverageWant to tell your Brand Story Briefing as part of our event coverage? Learn More 

Title: With the Wind with Dr. Paul – Show 174: Pediatric Perspectives: Legal Rights of Parents with Mary Holland ESQ Subtitle: Understanding parental authority and informed consent in today's medical landscape Presenter: Dr. Paul Thomas Guest: Mary Holland, ESQ – President, Children's Health Defense Episode Summary: In this powerful episode, Dr. Paul speaks with Mary Holland, ESQ, a leading legal expert and president of Children's Health Defense. Together, they explore the fundamental legal rights of parents in an era where those rights are increasingly challenged. From school mandates to medical coercion, Mary offers empowering insights into how families can protect their freedom of choice and informed consent. Key Points: The legal framework protecting parental rights in the U.S. The impact of vaccine mandates on education and employment How to respond to medical coercion with confidence and legal knowledge The critical role of informed consent in medical decision-making Advocacy tools and resources available through Children's Health Defense Quote from the Episode: "Parents are the first and best protectors of their children. Knowing your rights is the first step to defending them." — Mary Holland, ESQ Links to Websites Discussed: VAX FACTS: https://vaxfactsbook.com/ Kids First 4Ever: https://www.kidsfirst4ever.com/#/ With the Wind: https://www.doctorsandscience.com/ Children's Health Defense: https://childrenshealthdefense.org/ Call to Action: Don't miss this essential conversation for every parent! Tune in now at https://www.doctorsandscience.com/ and equip yourself with the knowledge to stand up for your family's rights. Hashtags & Mentions: #ParentalRights #InformedConsent #MedicalFreedom #KidsFirst4Ever #VAXFACTS #WithTheWind #ChildrensHealthDefense @ChildrensHD @DoctorsAndScience @KidsFirst4Ever

Indie rock pioneers Clap Your Hands Say Yeah are celebrating 20 years with a special reissue. But what's the real story behind their unconventional rise to fame? In this episode of LaunchLeft, host Rain Phoenix and CYHSY frontman Alec Ounsworth, meet at Licorice Pizza in Studio City to unpack the band's journey from DIY darlings to indie rock icons. They touch on CYHSY's decision to remain unsigned. It wasn't just about rebellion, it was a commitment to artistic integrity that shaped their entire career. Ounsworth candidly discusses how his stubborn streak both helped and hindered the band's trajectory. Twenty years on, Alec reflects on how his views on collaboration and the music industry have matured. Alec then launches the up-and-coming Philly band Knifeplay, who'll be supporting CYHSY on tour. The generational exchange offers a fascinating glimpse into how the indie landscape has shifted. This episode is a must-listen for anyone interested in the evolution of indie music and the challenges of maintaining artistic authenticity in a changing industry. IN THIS EPISODE:  (00:00) Intro: LaunchLeft podcast with Rain Phoenix (05:03) Early 2000s indie music scene and industry changes (10:27) Alec's approach to independence and a discussion about self-sabotage (15:00) CHYSY’s approach to music videos (20:55) Alec's songwriting process and lyrical influences (31:40) Knifeplay is launched and TJ joins the conversation (34:58) TJ's musical influences and background (37:37) Using social media as musicians in a digital landscape (43:24) TJ's balanced approach to using social media (48:40) Authenticity and sustainability in music careers KEY TAKEAWAYS:  Maintaining artistic integrity can be challenging but is crucial for genuine connection with audiences. The music industry has seen significant changes, making it harder for new artists to break through. Collaboration can be a way for artists to promote each other and expand their audience. Social media presents both opportunities and challenges for musicians striving to balance authenticity with promotion. RESOURCE LINKS:  LaunchLeft Podcast Smart Link CYHSY LINKS: https://www.cyhsy.com/ https://www.facebook.com/clapyourhandssayyeah https://www.instagram.com/clapyourhandssayyeah/ https://www.youtube.com/clapyourhandssayyeah Knifeplay Links: http://instagram.com/knifeplay_music/ BIOGRAPHIES:  Clap Your Hands Say Yeah celebrate the 20th anniversary of their landmark self-titled debut album throughout 2025 with a worldwide tour performing the album in its entirety alongside other surprises, and an exclusive new reissue. A heady blend of leftfield pop and melodic, exuberant indie rock, Clap Your Hands Say Yeah is unquestionably among the finest and most influential independent releases of the 2000s. The celebration officially gets underway with the premiere of Clap Your Hands Say Yeah’s original 2004 version of the fan favorite, “Heavy Metal”. The newly remixed and mastered track was recently discovered among the original project files and captures what Clap Your Hands Say Yeah founder and frontman Alec Ounsworth calls “a special moment in time – a young group of guys all piling into one hotel room to wake up and go to a real studio (!) to try to come up with something special just for the fun of it.”  In addition to the digital anniversary release featuring the original version of “Heavy Metal,” a special deluxe reissue will arrive on limited edition vinyl LP in early 2025, released on CYHSY’s own label via Secretly Distribution, the defiantly independent home to over two decades of Alec Ounsworth’s music. Knifeplay is a band that eludes definition, existing somewhere between the nihilistic detachment of shoegaze and the emotional honesty of folk songwriting. Originally a solo bedroom recording project of Tj Strohmer’s, they’ve made a slow and careful shift into a collaborative, production focused, studio recorded band. Through their ever-expanding genre palette, range of fidelities, and long list of collaborators runs a unique current that ties everything together. Informed by his experiences living in Philadelphia and their contrast with his rural southern Maryland upbringing, Strohmer’s sometimes straightforward, sometimes dreamlike, but always philosophical lyrics feature scenes of darkness from many different aspects of life. He deals with themes of death, drugs, heartbreak, abuse, and self-destruction, all expressed through a delicate vocal style, which, combined with the band’s lush orchestral instrumentation gives a beautiful lightness to the heavy subject matter. Since their 2017 debut of home-recorded EPs, Knifeplay have earned a dedicated cult following through acclaimed debut album Pearlty (2019) and a lengthy B-Sides Compilation (2020), all either self-released or through small run tape labels. In 2021 they entered the studio with producer Jeff Zeigler, known for his work with Kurt Vile, Nothing, The War on Drugs, and more, first producing the Hurt Someone EP (Born Losers Records) before recording their upcoming sophomore full-length, Animal Drowning, to be released via Topshelf Records on October 19, 2022.

How lucky are we to have back-to-back Matts to join us, with Matt Scott as this week's guest! We hit a few seasons this week that haven't come up in a minute! Plus some can't-miss WTF matchups. Each week in The Diary Room, a wheel of names will randomly select SIX players from North American Big Brother history to enter the bracket. In three separate head-to-head matchups, three players will advance to the next round and three players will be eliminated. Someday, we'll find the best Big Brother player of all time! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join us on Patreon for more Diary Room!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Vote in Battle Backs and even cast a vote for the actual Diary Room episodes! Follow us on BlueSky! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@thediaryroom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mattliguori⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@amanadwin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on Twitter! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@diaryroompcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mattliguori⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@amanadwin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Follow us on Facebook! Learn more about your ad choices. Visit megaphone.fm/adchoices

Today Jan is joined by David Polidi, a dedicated trauma therapist and social worker who blends compassion with clinical expertise. Through his practice Empowered Through Compassion, David guides adults and couples using Internal Family Systems (IFS) and EMDR therapy—two powerful approaches for trauma recovery. A passionate advocate for self-healing, he's also co-authoring *IFS-Informed EMDR* (2025/26), a collaborative book featuring insights from 20+ therapy experts.Jan and Dave's conversation explores how trauma reshapes identity, beginning with David's own family story about names and generational legacy. They discuss his transition from school counseling (where systemic barriers limited trauma work) to private practice, where he now helps clients reprocess pain through EMDR and IFS. David breaks down these modalities: how EMDR rewires traumatic memories, and how IFS teaches us to listen to our inner ‘parts' without judgment.They also tackle harder truths—how schools fail traumatized kids, why the justice system retraumatizes survivors, and how healing requires both individual work and community support. Throughout, David emphasizes hope: that self-energy (marked by qualities like courage and compassion) can help survivors reclaim wholeness.Where To Find David:EmpoweredThroughCompassion.com Empowered Through Compassion Podcast Insta: @Empowered.through.compassion Mentioned Resources:No Bad Parts by Richard SchwartzIf you or someone you know is experiencing emotional distress or suicidal ideation, please access the resources below:National Suicide and Crisis Lifeline: Call/Text 988National Sexual Assault Hotline  (RAINN) : 1-800-656-HOPE (4673)National Alliance for Mental Illness: 1-800-950-6264Subscribe / Support / Contact:

Leisure, Travel, Places, Culture, Society, Comedy - Mildly Informed

Hello to my friends, family, and audience in America, India, and abroad please stay tuned for a wonderful and eye-opening political discussion from a very involved political organizer who I worked with in the Movement for a People's Party in Georgia. If you enjoyed this podcast please take a look into my podcast on several platforms called “India Insight with Sunny Sharma.” I will be posting this discussion to that podcast as well as my YouTube channel“SunnySharma@IndiaInsightMovement.”            David Meadows is my guest: he was a phone banker for Bernie Sanders, was the head organizer for the Movement for a People's Party's Georgia Chapter, and subsequently worked as an organizer to petition to get Dr. Cornell West on the ballot in Georgia for the 2024 presidential election. We discuss the role and relationship of government with mediating institutions and how this effects freedom of speech especially protesting as well as a host of other political issues such as the relevance and place of different political parties including the Democrats. We also discuss the need for a united left, the potential space for a new party to galvanize the public behind a leader and a set of issues, the importance of trade unions to remain independent and democratic, and heeding the warnings of Ralph Nader concerning how we use language such as tackling corporatism rather than capitalism and being precise about how we talk about the left and a new coalition to offer a public policy agenda to tackle the myriad of problems our society faces. Although we differ slightly on our perspective of the democrat party (he feels they have lost track of their message and role as a party of the working class and I support them and feel they still can and will be reformed and reoriented in their stance with enough leadership and imagination) this was a very fruitful discussion where I learned a whole lot from David's organizing and political education experience. We conclude that we need both grassroots reform and politicians in power to foster meaningful change and reform in Washington and locally in the communities of American citizens. I hope this discussion is just as elucidating for you as it was for me.

Josh Anderson and Bob Galen share their top three career-changing lessons about leadership, patience, self-advocacy, and escaping the feedback desert. Tune in to learn how to unlock your full potential and thrive in any organization. Stay Connected and Informed with Our NewslettersJosh Anderson's "Leadership Lighthouse"Dive deeper into the world of Agile leadership and management with Josh Anderson's "Leadership Lighthouse." This bi-weekly newsletter offers insights, tips, and personal stories to help you navigate the complexities of leadership in today's fast-paced tech environment. Whether you're a new manager or a seasoned leader, you'll find valuable guidance and practical advice to enhance your leadership skills. Subscribe to "Leadership Lighthouse" for the latest articles and exclusive content right to your inbox.Subscribe hereBob Galen's "Agile Moose"Bob Galen's "Agile Moose" is a must-read for anyone interested in Agile practices, team dynamics, and personal growth within the tech industry. The newsletter features in-depth analysis, case studies, and actionable tips to help you excel in your Agile journey. Bob brings his extensive experience and thoughtful perspectives directly to you, covering everything from foundational Agile concepts to advanced techniques. Join a community of Agile enthusiasts and practitioners by subscribing to "Agile Moose."Subscribe hereDo More Than Listen:We publish video versions of every episode and post them on our YouTube page.Help Us Spread The Word: Love our content? Help us out by sharing on social media, rating our podcast/episodes on iTunes, or by giving to our Patreon campaign. Every time you give, in any way, you empower our mission of helping as many agilists as possible. Thanks for sharing!

Watch #texasvaluesreport live now with special guest Debbie Wuthnow, President of ⁨iVoterGuide3963⁩ (ivoterguide.com), a division of American Family Association (AFA) Action, and host Jonathan Saenz, President of Texas Values as they discuss local elections and resources to help you vote wisely. Join us for Texas Values Tarrant County Legislative Update and Benefit Dinner in Fort Worth on May 10. https://txvalues.org/events/ Texas Women's Privacy Act passes the Texas Senate 20-11 https://txvalues.org/breaking-texas-womens-privacy-act-passed-in-the-texas-senate-20-11/ Sign our petition to show your support for Texas Women's Privacy Act https://txvalues.org/texas-womens-privacy-act/ NEW Website Launch! To show your support for Texas Women's Privacy Act and hear the stories of female's who have been affected by men entering into women's private spaces, visit https://protectwomensprivacytexas.com. Help us build our channel so we can maintain a culture of Faith, Family, & Freedom in Texas by interacting with us; like, comment, share, subscribe! For more about Texas Values see: Txvalues.org To support our work, go to donate.txvalues.org/GivetoTexasValues

  In this episode of the podcast, host Javier Proenza is joined by Rhett Baruch, founder of the contemporary art space Rhett Baruch Gallery, for a candid conversation that moves fluidly between car culture and curatorial strategy—touching on everything from VTEC engines and flat-plane V8s to the architecture of gallery identity in Los Angeles. Baruch discusses his unconventional journey from car enthusiast to gallerist, tracing how a passion for craftsmanship, aesthetics, and the tactile qualities of objects evolved into a sharp curatorial practice. With no formal background in the art world, Baruch speaks to the DIY spirit that shaped the gallery's beginnings—from styling vintage design vignettes in his historic Little Bangladesh apartment to leveraging Instagram to cultivate a following of interior designers who would become his first collectors. Throughout the conversation, Baruch emphasizes materiality, intention, and relationships over trend-chasing or institutional pedigree. His eye for precision, born of a background in automotive performance and design, guides Rhett Baruch Gallery's focus on high-quality, often hand-built contemporary works—from the sculptural paintings of Cole Seager and Christopher Ríos to the minimalist interventions of Satoshi Okada. Informed by an understated spirituality and a quiet resistance to conventional art world hierarchies, Baruch's practice speaks to a broader shift in the collector landscape—one where emerging buyers are invited into the fold through aesthetics, storytelling, and trust. This episode offers an illuminating look at how one of LA's most distinct young galleries is redefining what a contemporary art space can be: refined but accessible, rooted in design yet committed to fine art, and always evolving. Highlights include: How Rhett Baruch transitioned from automotive culture to the contemporary art world The role of interior designers in seeding a new generation of art collectors Rhett Baruch Gallery's focus on material quality and process-based practices Thoughts on the art world's relationship to faith, aesthetics, and the "white cube" model Building credibility without an MFA or institutional affiliation Gallery branding, voice, and strategy—from vignettes to vernacular Featured Artists Mentioned: Jonathan Todryk, Cole Seager, Christopher Ríos, Edward, Linda Keeler, Satoshi Okada, Laura Walberg Rhett Baruch Gallery Website: www.rhettbaruch.com Instagram: @rhett.baruch.gallery Listen to the episode on: Spotify | Apple Podcasts | Patreon (early access) Subscribe, Rate & Review If you enjoyed this conversation, please leave us a five-star review, share the episode, and consider joining our Patreon for early access to new episodes. #ContemporaryArt #ArtPodcast #RhettBaruch #RhettBaruchGallery #LosAngelesArt #EmergingArtists #ArtCollecting #GalleryLife #ArtAndDesign #MaterialityInArt #ArtistInterviews #CarCultureToCurator #ArtWorldInsights

In this episode, we dive into the intersection of physical therapy and mental health. We explore the research titled "Current Practices of Physiotherapists in Implementing Psychologically Informed Physical Therapy in Chronic Pain Management: A Scoping Review."Join our host, Johan dela Paz, as he engages in a compelling conversation with the study's principal author, Dr. Eunice Garces, and this episode's guest reactor, Dr. Jovielyn Mañibo, a licensed psychologist and certified play therapist. Together, they discuss the key findings of the research, the importance of integrating psychological principles into pain management, and the real-world implications for physical therapy practice.In this episode, you'll learn about:The shift from the biomedical model to the biopsychosocial model in physical therapy.The psychological factors affecting patients with chronic pain.Practical strategies for physical therapists to incorporate psychologically informed practices into their care.The challenges and opportunities for integrating mental health awareness in the Philippine healthcare system.Don't forget to check out the research article in the Philippine Journal of Physical Therapy, available for free download in the description below!Links:Philippine Journal of Physical Therapy: https://soar.usa.edu/phjpt/vol3/iss2/4/Subscribe to PT Meal Podcast: https://ptmealpodcast.com

Our topic for this episode is promoting agency and autonomy through the lens of DIR®-informed music therapy and how facilitators can practice within a more mindful, neurodiversity-affirming approach.Link to the full blog post with links to key discussion points and other ways to view or hear the podcast here: https://www.icdl.com/parentsCaregivers: Consider joining our DIR® Parent Network for support from a like-minded community of Floortimers here: https://www.icdl.com/parents

[LIVE] Out of the Woods: The Threat Hunting Podcast - "Guess Who: The Adversary Edition" May 8, 2025 | 12:00 - 1:30 PM ET Sign Up: https://intel471.com/resources/podcasts/ootw-guess-who-the-adversary-edition Threat Hunting Workshop: Hunting for Execution - Level 2 May 14, 2025 | 12:00 - 1:00 PM ET Sign Up: https://intel471.com/resources/webinars/threat-hunting-workshop-15-hunting-for-execution-level-2 ---------- Top Headlines: Check Point Research | Renewed APT29 Phishing Campaign Against European Diplomats: https://research.checkpoint.com/2025/apt29-phishing-campaign/ JPCERT/CC EYES | DslogdRAT Malware Installed in Ivanti Connect Secure: https://blogs.jpcert.or.jp/en/2025/04/dslogdrat.html?&web_view=true Tenable | ConfusedComposer: A Privilege Escalation Vulnerability Impacting GCP Composer: https://www.tenable.com/blog/confusedcomposer-a-privilege-escalation-vulnerability-impacting-gcp-composer Confense | Decoding Fake US ESTA Emails: Scam or Real Deal?: https://cofense.com/blog/decoding-fake-us-esta-emails-scam-or-real-deal?&web_view=true ---------- Stay in Touch! Twitter: https://twitter.com/Intel471Inc LinkedIn: https://www.linkedin.com/company/intel-471/ YouTube: https://www.youtube.com/channel/UCIL4ElcM6oLd3n36hM4_wkg Discord: https://discord.gg/DR4mcW4zBr Facebook: https://www.facebook.com/Intel471Inc/

Mike Omeg is a fifth-generation farmer who grew up on a diverse family farm in Oregon, initially producing cherries, hay, cattle, apricots, apples, and wheat. Over time, he honed in on fresh cherry production. The scale of his operation leaped 10x—from 350 acres to 3,600 acres—when he became a partner with Orchard View Cherries, where he is now the director of orchard operations.  Mike's journey reflects a pragmatic approach to regenerative agriculture, balancing family farm traditions with the economic realities of modern agriculture. By affiliating with Orchard View Farms, he ensured the longevity of his family's land while integrating vertically to pack and sell fruit directly. In this episode, John and Mike discuss: Scaling regenerative practices from 350 to 3,600 acres using foliar and fertigation methods Joining Orchard View Farms for vertical integration to sustain family farming Focusing on high-impact nutrition with products like SeaGuard and Rejuvenate Abandoning compost and compost tea due to logistical and scalability issues Reducing nitrogen use with precise urea applications guided by sap analysis Meeting retailer demand for quality cherries without premium labeling Additional Resources To learn more about Orchard View Cherries, please visit: https://orchardview.com/ To learn more about SeaGuard, Rejuvenate, and other AEA Products, please visit: https://advancingecoag.com/shop/ About John Kempf John Kempf is the founder of Advancing Eco Agriculture (AEA). A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture.  AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Learn more about AEA's regenerative programs and products: https://www.advancingecoag.com  

Navigating a neonatal intensive care unit (NICU) experience can be overwhelming and emotionally taxing. In this episode, Dr. Rebecca Dekker talks with Mary Farrelly, a certified NICU nurse, doula nurse educator, and founder of The NICU Translator. With over a decade of experience in a Level 4 NICU, Mary shares how families can find empowerment and confidence in the NICU.   Mary discusses the importance of emotional, social, and informational support for families, and how NICU-informed doulas can play a critical role in bridging the gap between parents and medical teams. From understanding the different levels of NICU care to navigating postpartum challenges, Mary offers compassionate and practical guidance. Learn how early preparation, trauma-informed care, and advocacy can make a difference in the NICU experience. Plus, Mary provides actionable tips for doulas supporting families through this journey.   (03:18) Discovering the Path to NICU Nursing (06:16) Emotional Impact of NICU Nursing and Family Connections (11:25) Understanding NICU Levels of Care and Medical Needs (17:57) Staffing Shortages and Challenges in NICU Care (21:48) Families' Most Common Questions: "When Can My Baby Go Home?" (25:02) Transitioning from NICU to Home and Navigating Anxiety (29:11) Parental Mental Health and PTSD After a NICU Stay (33:14) The Role of NICU-Informed Doulas in Supporting Families (39:08) Effective Support Strategies for NICU Families (45:52) Resources for NICU Families and Doulas   Resources: Connect with Mary Farrelly on Instagram: @thenicutranslator Visit The NICU Translator website: www.thenicutranslator.com Download the free NICU Birth Plan template: www.thenicutranslator.myflodesk.com/birthplan For more information about Evidence Based Birth® and a crash course on evidence based care, visit www.ebbirth.com. Follow us on Instagram and YouTube! Ready to learn more? Grab an EBB Podcast Listening Guide or read Dr. Dekker's book, "Babies Are Not Pizzas: They're Born, Not Delivered!" If you want to get involved at EBB, join our Professional membership (scholarship options available) and get on the wait list for our EBB Instructor program. Find an EBB Instructor here, and click here to learn more about the EBB Childbirth Class.

Adam Schefter and Ty Schmit of The Pat McAfee Show discuss the latest draft intel in advance of Thursday night, the eight-day stretch that shaped the top of the draft, where Shedeur Sanders will land, the return of the running back, and the lack of trades thus far. 0:00 Welcome 1:55 Latest Draft Intel 8:12 The Forgotten 8-day Stretch That Shaped The Top Of The Draft 13:40 Where Will Shedeur Sanders Land? 18:55 The Return Of The Running Back 22:54 An Explanation For The Lack Of Trades 28:35 Quick Notes On All 32 Teams Learn more about your ad choices. Visit podcastchoices.com/adchoices

Unlock the Wealth-Building Secrets of Real Estate Investing! Learn how strategic real estate investing can dramatically transform your financial future. Discover the Revolutionary "5 Ways You Get Paid" Strategy, updated for today's times: Appreciation: Turn a 5% property value increase into a potential 20% return Cash Flow: Generate steady monthly income from tenants Return on Amortization (ROA): Let tenants build your equity for you Tax Benefits: Enjoy generous government incentives for providing housing Inflation-Profiting: Transform economic challenges into your personal wealth generator  Key Highlights: Potential 38% first-year return on investment No special certification or license required Ethical wealth-building using other people's money Proven strategy for creating generational wealth Simple, accessible investment approach for ordinary people Your wealth-building journey starts today! Share the wealth by sharing this episode with a friend. Free Resources: Connect with a free GRE investment coach at GREinvestmentcoach.com Download the infographic gift summarizing the five ways real estate pays here. Show Notes: GetRichEducation.com/550 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, real estate pays five ways updated for today's times, even with conservative assumptions, watch your total return from real estate climb to great heights today. You'll understand what billionaire real estate investors don't understand a new free audio course today on get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Belgrade, Serbia to Bellingham, Washington and across 180 nations worldwide. I'm Keith weinholder. You are back inside get rich education. Today you're going to understand real estate investing really well, probably better than anyone that you know, in less than an hour. Now, before I begin investing in real estate, I seriously wondered how in the world it could possibly be a lucrative investment vehicle. I mean, like, how would that even work? Because you've got this physical structure where elements wear down the outside, tenants wear down the inside, and the whole thing only appreciates it about 5% a year. Yawn. That is really boring. Well, later I would start to put the pieces together. And actually didn't really understand leverage in cash flow until after I had bought my first rental property, I became the person, however, to coin the real estate pays five ways concept, and I discussed that years ago on the show here, and now I have updated it for today's times. So the principles remain the same, but the numbers are different. That's because today, cash flows are lower and interest rates are higher than they were five and 10 years ago. So let's see what total rate of return we come up with today, and just how we get there. And on the way, you'll see even more evidence of why compound interest does not build wealth, and getting your money to work for you doesn't build wealth either. And to say that is total heresy. In a lot of financial circles, you'll clearly see how real estate has really made more ordinary people wealthy than anything else. This is course level instruction, and you're getting it all free right here today as part of one of our weekly episodes. This will help you retire earlier than you ever imagined, or just find the time for yourself to become the best version of yourself. Now, for long time, listeners, I've got to tell you first, much of today is going to sound like a review, but I've got a really surprising twist at the end here, in the fifth of five ways that you're paid, I also have a free gift to give to you and to all listeners today. And this is not in any way, replay of old material. It's not AI generated. It never is. It is me talking to you updated for today's times. And this is we're about to get started. This is just with simple buy in hold real estate. So you don't even have to be a house flipper or a wholesaler or a landlord, and you can just use normal 30 year mortgage loans. And as we see, it doesn't even take a ton of money. These are fundamental wealth building attributes that lay people don't understand and will change your life. I mean, more than 95% of real estate investors don't even understand what I'm about to share. We're going to calculate your rate of return from each of the five ways we'll calculate, then your cumulative return on investment until it builds up and culminates. In your total return at the end today, and I'll tell you anything less than a 20 to 25% total return in this buy and hold real estate is actually disappointing, and you don't even need to take on inordinate risk. But you'll see the exact percentage that we get up to today, and how it gets even higher than 20 to 25% I mean, this is how real estate creates Young Money and old money and Fast Money and slow money, and gives you access to other people's money. Ethically, all of that, we have some new listeners dropping by today. So if you're new here, I'm Keith Weinhold, get rich education founder, Forbes real estate council member, best selling author, and long time real estate investor, also an incomprehensibly slack jawed and snaggletooth to podcaster. But see here in the audio only, you only have to hear the slack jaw, but video platforms where you'll find me and this course on YouTube and rumble, oh, through a disaster, because you both hear my slack jaw and have to see my snaggletooth. It's dreadful.    Getting back to the course here, you know, school did little to teach you and I about the most important things in life, like nutrition or relationships or money. And you know what drives most divorces? Can you guess what it is? I mean, it's not arguments over trigonometri or English grammar or the periodic table of the elements. No, it's money problems. Well, the financial education in this course, it's gonna help you solve that as much as anything you need to take on the mindset of how you must unlearn what you've learned before you can believe something else.    We're gonna use this same simple example of a $200,000 income property throughout the course a rental, single family home. Yes, you can still find many of these, and it's with a rent paying tenant. Now, if you want to think bigger than a 200k property, no problem. Say you want a $20 million apartment building, you can just multiply everything by 100 because we're talking about ratios today. Say that when you buy this property, your down payment and closing costs have you putting in 25% All right? So you've now got 50k invested on this 200k property.    Well, in the first of five ways you're paid appreciation is what it's called. Well, historically, real estate appreciates at about 5% per year. All right, see your 200k Income Property appreciates to 210k There's your 5% yawn, boring. That might only be about the real rate of inflation. That's what most people think. But look at what you just did there already. You just did something amazing. You already benefited from a force greater than compound interest. You just created compound leverage, and most people don't even know it, because your return is far greater than the 5% total appreciation your return on investment is your gain, which is 10k divided by the amount that you have invested, which is 50k because that's all that you put into this. You just got a 20% return from only the first of five ways you're paid appreciation. And now, if you're scratching your head wondering how that just happened, how did 5% return go to 20% no worries, I will slow it down. And this course never gets more complicated than this, you achieved a 5% return on both your 50k invested and the 150k that you borrowed from the bank. See the return on the bank's money doesn't go to the bank, it goes to you all while the tenant pays the interest on the mortgage loan. We'll get to that part later for you, this could be your first moment of epiphany in this course, a light bulb moment. Yes, today you'll get more light bulb moments than Thomas Edison. That is the magic of leverage. It's so simple ethically use other people's money, but most people are only getting compound interest, a return on their money, only not theirs and others like they could have great so where does appreciation come from? What is its source? Supply versus demand for real estate an area's wage growth, population growth, a region's infrastructure improvements contribute to this. The shrinking availability of developable. Land and more. Now what if real estate prices go down? You're covered. That will be addressed shortly. Here we are just scratching the surface. You're starting to figure out why wealthy people's money either starts out in real estate or ends up in real estate. And the thing is, is you can do this the same simple way that I did when I began as a real estate investor. You don't need any degree or certification or real estate license in order to do this. Real Estate pays five ways.    Now that you know about the first appreciation, leveraged appreciation in real estate's case will carry forward your 20% gain and add it onto the second of five ways you're paid, cash flow. For many, this is the most important one. One way for you to think about this second way cash flow is that it's the recurring income from your tenant that shows up, whether you had any involvement with the property that month or not. That's why this is passive income most months. This one is the most liquid of the five ways, because it pays you cash every month, and therefore you can immediately either reinvest it or just spend it and increase your standard of living. This is effectively your salary increase plan. Yes, it's the opposite of a 401 k, which is a salary reduction plan, which actually was an early name of 401 K plans, since this income is sourced by your tenant rent payment, minus the property expenses. Your Cash Flow is sourced by jobs, because that's how your tenant gets their rent payment that they pay you, and this is why I like larger metro areas, your market selection is more important than your property. That's a huge lesson right there, because it's about the durability of this cash flow. All right, we're about to run the numbers and see what your rate of return from passive cash flow is. Let's do it. We'll build on our example of your ownership of a 200k income property with your 50k down payment. All right, on the 200k rental single family home, say that your rent is $1,500 a month. That is therefore $18,000 of annual rent income. But then you need to deduct out your expenses, and you do have a lot of them. They are your mortgage and your operating expenses, like I've shared with you before. The easy way to remember those operating expenses is with the acronym VIMTUM, vacancy, insurance, maintenance, taxes, utilities and management, and paying that manager is what keeps this mostly passive for you. So to be clear, your rent income minus your mortgage in VIMTUM operating expenses equals your cash flow. You can kind of think of that as your rent overflow. Okay, here we go. Say you figure that from your 18k of annual rent income that you need to pay out 15k worth of annual expenses, that leaves you with $3,000 of cash flow, or so you thought, but you have a freak plumbing problem that creates a bill of 1000 bucks. However, you have property insurance, but say your insurance deductible is $1,000 so you've just got to come and pay out of pocket for your managers, plumber to fix it, and now the $3,000 of annual cash flow you thought you'd have only leaves you with $2,000 somewhat of a thin cash flow. Then that's a higher maintenance expense than you had previously forecast in your pretty looking pro forma projection. That often goes wrong, because something stupid often happens out of the blue in real estate investing, all right, well, with your $2,000 of cash flow, which is passive income, that's divided by your same 50k invested that gives you a return of 4% from the second of five ways you're paid. That number is what's known is the cash on cash return. You thought it would be 6% but we're being conservative. The Freak plumbing problem made it just 4% add this to the 20% from leverage depreciation in the first video, and you now have an accumulated 24% total rate of return from this income property already, and we still got three ways to go. We're just gonna keep piling onto this return in the next three ways you're paid. How high is this going to go? And you know what's interesting with this? Luke. Conservative math adding up your lofty return. It's actually conservative as we proceed, you'll note that I'm using simplification and rounding you're going to see me round down more than round up. To keep this conservative and real estate math is simple. It's just add, subtract, multiply or divide. There's nothing complex, no trigonometri or calculus or exponents. This is easy. You just have to know what numbers to use, and that's what you're learning and reinforcing today.    Now here's a weird scenario. Imagine if you had a stranger out there funding a bank account for you, making monthly contributions into this illiquid savings account. I mean, does that sound too good to be true? Nope. It exists. The third of five ways that real estate pays is exactly why this is real, as this free audio course, real estate pays five ways continues for you. Real estate has so many ROIs returns on investment that one of the five is called an Roa. That's the third way you're paid. And none of this material is new or esoteric or avant garde. It's always been out there. There's just been no one else that's put it together before this, most people were never taught how to build real estate wealth in the real world. And what's insane about this third of five ways you're paid is that now you're probably already getting paid more ways than you ever have. I mean, instead, what is most people's investing experience, it's in stocks, bonds, mutual funds, ETFs, gold or Bitcoin. I mean, that's where you're typically only paid one way, capital appreciation, if you even get that, and maybe a second way is if you have a dividend paying stock. But I mean, that's all you've got. One way, maybe two. If you want to build wealth, you've got to give your money multiple jobs. That's exactly what we're doing here. ROA stands for your return on amortization this third way you're paid is the monthly principal pay down portion of your mortgage. That's your return. So we're going to add your ROA to the 24% total return that we've accumulated so far. And now you might think you already have experience with an ROA if you have a mortgage on your own home, your primary residence, but no, not actually, because in your own home each month, a portion of your mortgage payment goes toward principal pay down and the rest of pay interest, but all you did in your primary residence is you went and you had to work to earn money all month. All you did at the end of that month was move that money from your cash pocket over to your equity pocket when that mortgage payment gets made. So that's merely a transfer of funds, but with income property, your tenant earned that cash that month to pay your mortgage principal payment, and we'll tally that up in a moment. On top of the principal, they pay your entire interest payment, plus your tenant pays you a little on top of that each month called cash flow, which was the second way you're paid. So yes, your tenant is going to work for you. If your tenants rent payment is a third of their income, they're working close to 10 days a month just for you, just to pay your rent. I mean, that is amazing. If you add properties with rent paying tenants like this. It's sort of like you have all these employees out there working for you, and yet you don't have to manage them at work. It is amazing this third of five ways focuses on that return on amortization, and the etymology of the word amortize that comes from the old French meaning death. And that makes sense, your tenant is slowly killing off your mortgage balance for you over time. So let's do this. Let's add up your ROA, all right, we're using this same example where you got a 150k loan on your 200k rental, single family home. Let's say that you got a 7% interest rate on a 30 year fixed rate mortgage, so just the plain everyday loan. Just look up any amortization calculator, enter those numbers in there, and you'll see that in year one, your tenant pays down over $1,500 of your income properties mortgage balance for you, let's round it down to just 1500 bucks, because it could have been some vacancy in there as well. Your ROA is simply this year, one principal pay down divided by your amount invested again, that is 1500 bucks divided by your 50k Of down payment and closing costs that you have in the property your skin in the game. And this is another 3% return for you. That's your Roa. I mean, you are beginning to really build wealth now. This is somewhat of a hidden wealth generator that a lot of investors never consider. Many of them are aware of this, though, it's like your tenant is funding an ill, liquid savings account that has your name on it. We'll add this 3% ROA to the tally of a 24% cumulative return that we figured from the first two ways. Yes, you are now up to a 27% total rate of return from appreciation, cash flow, your ROA, and we still have two of the five ways to discuss. We're just gonna keep piling onto your return. What is the source of your Roa? This 3% it is jobs again, your tenants income. If interest rates fall and you refinance, you'll get an even higher annual chunk of tenant made principal pay down, even with the initial loan kept in place this 7% mortgage note, how in future years, your amount of 10 it made principal pay down. Only keeps increasing over time. But we're only talking about year one in this whole example. We're going to carry forward your 27% total rate of return so far into the next one as this real estate pays five ways. Audio course will continue here in Episode 550 of the get rich education podcast, yeah, even the episode number has some fives in it as we roll on, breaking down just how the five ways build wealth more after the break, I'm your host, Keith Weinhold, this is get rich education.   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time, in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866. Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group and MLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Chaley Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com That's ridgelendinggroup.com.   Speaker 2  23:45   This is Ridge lending group's president, Caeli Ridge listen to get rich education with Keith Weinhold, and remember, don't quit your Daydream.   Keith Weinhold  24:10   Welcome back to get rich Education. I'm your host. Keith Weinhold, as we continue with the real estate pays five ways audio course, before the break, we're rolling forward a 27% total ROI from the first three ways that you're simultaneously paid. Again, nothing complicated, just with a piece of buy and hold real estate that you purchase carefully. You don't have to do any renovations. You don't have to be a landlord. This is how you're going to build forever wealth, legacy wealth, if you don't come from money now, money can come from you. This can shake up your entire family tree. After today, you'll have a concrete plan. I don't come from wealth. I build it myself, and I'm laying out the architecture of how I did. Just that in a simple way for you, the fourth of five ways you're paid is that real estate investors are rewarded with a generous basket of tax benefits from the government because you are doing what the government wants. You're providing others with housing. Informed people know that if you spend money on certain things like solar panels for your home or education expenses, you get a tax break for spending that money. Well, with real estate, you don't even need to spend any money to get a tax break every single year. Incredibly, you get the tax deduction anyway. It's easy. Let's do it here. And you know, it's time to make something crystallized for you. And this can rock your world and even induce some disbelief. Some people say, don't get your money. Get your money to work for you. We've all heard that. Here is the heterodox. Here is the paradigm shift. If you want to build wealth, don't get your money to work for you. Outside of this show, I bet you have never heard that iconoclastic stance your best and highest use as an investor is not to get your money to work for you. It's making other people's money work for you. OPM, now, you probably heard that before as well, but I've got a twist on that. But see if you want to build wealth, do you think you'd have to both think and act differently than the masses? I mean, yes, you certainly do, but this is your differentiator, even multi decade billionaire real estate investors don't realize what I'm about to share with you forever. Wealth is built. Early Retirement, wealth is built. Your standard of living is indelibly elevated beyond what you ever thought possible because you are ethically using other people's money three ways at the same time, the bank's money for leverage in the loan, which we covered in the first way, you're paid the tenants money for cash flow and loan pay down, which we covered in videos two and three. And now here you are using the government's money for generous tax benefits at scale, which we're covering in this fourth of five ways you're using other people's money, three ways at the same time within this, this is why you're building wealth. And of course, this does not mean you're exploiting people by using their money, just the opposite. You're doing good in the world. Provide people with housing that's clean, safe, affordable and functional. Do that, and you'll be profitable in the long term and never get called a slum lord. Rental property income is generally taxed at ordinary income tax rates, but you don't have to pay tax on all of your rental income. The tax deductions are generous from rental property, you can deduct out your mortgage interest and your operating expenses, which I will not cover in our example. You also get a depreciation deduction. We'll look at that one closely, and when you sell, you can endlessly defer your capital gains tax so you never have to pay it all of your life, all right. Well, what does this really mean? If you buy a rental property for 200k and after a bunch of years you sell it for 500k your capital gain was 300k in most investments, you need to pay capital gains tax of at least 15% on this you would take a $45,000 tax hit. But with real estate, when you sell if you generally replace it with a property of equal or greater value, your capital gains tax is zero, absolutely zero. Now, rental property taxes are somewhat complicated, and I am not a CPA, I'm giving general guidance. I'm not going to get into things like your adjusted basis and other details. In fact, I'm not even going to consider this benefit of deferred capital gains tax in tallying up your rate of return. So instead, let's only look at your return from the tax depreciation portion of your full basket of tax benefits. It's going to keep things simple, and it'll also keep our example more conservative. Yes, even though your 200k rental property in our example tends to appreciate in value, the government says you can get a tax break because they say that the property wears out over 27 and a half years. That's just what the IRS guideline is. This only applies to rental property. There's no depreciation deduction on a primary residence. Let's do it on your 200k property, you can only depreciate the structures value called the improvement, not the land portion. We'll say that your structure or house's value is 150k and the land is 50k even the IRS knows that land doesn't wear out, only the structure. Divide your 150k structure value by 27.5 Yep. Pretty weird, arbitrary number, but that's how long the IRS says it takes to wear out. That gives you $5,454 that's how much you can depreciate or shelter from taxes if you're in the 24% tax bracket, that's $1,309 in tax savings for you. Divide that by how much you have invested in this 200k property. Again, that was 50k when you made the down payment and closing costs. This is a 2.6% return. Let's keep being conservative and round that down to 2% there it is our number from the fourth of five ways you're paid. We are layering on another 2% return. Now, can you really call a tax break part of your return? Is that fair? Should that be considered? Yes, it is, in this case of tax depreciation, because you did not even have to incur an expense in order to get that deduction, that's why some people call it the magic of depreciation. Usually, to get a tax break, like I was saying earlier, you have to make an out of pocket expense, like pay for fees to attend a conference or buy solar panels or pay automobile expenses. But you don't have to do that here, so the 2% rate of return for your tax benefit is even more conservative when you realize that we also are not digging into how this piece of real estate can also make you eligible for other tax benefits like a qualified business income deduction, a cost segregation and bonus depreciation. And for simplicity, we're not going to go run examples on different marginal tax brackets, and there are income thresholds and other thresholds, whether you're married or single. And of course, we are excluding that erstwhile capital gains tax that you can legally duck out of to collect all the tax benefits without me having to get deeply involved. At the end of each year, my property manager just sends my property's financials directly to my bookkeeper. And yes, I know we've got some CPAs listening to this right now thinking that 2% that is much too low of a return from your basket of tax benefits, but that is all we're going to use. We're going to add this to the ROIs that we accumulated from leverage appreciation at 20% in the first way, cash flow at 4% in the second way, and an ROA of 3% in the third way, plus this 2% from tax benefits here in the fourth way, here we are up to a 29% first year total ROI from your 200k single family income property that you so wisely purchased. Now you know how to use other people's money three ways at the same time again, the banks, the tenants, and with these tax breaks the governments.    Let's move on to the fifth of five ways. Add up your total rate of return, and then I'll give you some more important takeaways to give this context, and I'm going to give you your free gift. Your fifth way is your second biggest profit center, and most real estate investors don't even know that it exists, you're going to profit from something that actually makes most people poorer. So we're going to take our 29% add the fifth way to it, and it's going to culminate in your total number. The fifth way is called inflation profiting. Remember, it's not inflation hedging. Real Estate bought the right way is not an inflation hedge. Hedging is defensive, meaning that you break even from inflation, but no instead, you're actually profiting from inflation. That's different. This is offensive. Now a conventional financial advisor. You know, they're often out there selling investment products that tout something like a 10% rate of return. You know, synonymous with a return from the s, p5, 100. Ask your financial advisor about the five drags on that return. It's 10% minus inflation, emotion, taxes, fees and volatility, and your adjusted return is often less than zero. Just look at their track record. Stocks and mutual funds don't make anyone wealthy. They might just preserve wealth if you already have it strategically bought. Real estate has hegemony over all the other. Set classes precisely because it pays five ways. Either you can be a conformer or you can build wealth. If you want to escape financial mediocrity, you can't run with the herd. You need to get into a lot of good debt. It sounds scary until you realize that debt is tied to a carefully selected income property, meaning your entire debt payments are therefore reliably outsourced to tenants. DEBT, TAXES and inflation are three forces that make most people poorer. It makes most people poorer because they either don't have the resources, or they don't have the know how to arrange their financial life. They don't have any strategy. Well, today, you're learning how to make these three forces, DEBT, TAXES, inflation, those three wealthier with the Debase purchasing power of the dollar. You know most people, they see the price of a new car that goes from 50k to 60k or that their favorite Subway sandwich goes from nine bucks to 10 bucks, and then they just kind of hope that their salary keeps up. You know, that's sort of the average experience with inflation. Now, you and I, we would not save by stashing a million bucks under the mattress, because 3% inflation would de base its purchasing power by 30k every single year. That's why we do the opposite of saving. We borrow. For every million you borrow, we'll every year say that with inflation, your wage, salary, rent, income, all go higher by 3% now it gets easier to pay back your million dollar loan all while the tenant pays the interest, and you're profiting 30k each year. So after one year, you only owe the bank back 970k and inflation adjusted dollars and 940k after year two, and 910k after year three, inflation debases savings and debt at the same rate, so borrow instead of Save and see, this is the reason why the top selling financial author of all time, Robert Kiyosaki, a frequent guest on our show here, he says, savers are losers, debtors are winners. In an inflationary world, don't be a saver. Be a savvy debtor, because in the future, you can count on more inflation. See, the government needs inflation to occur. The easiest way for the US to repay its 10s of trillions of dollars in debt is to just keep printing lots of dollars, and that process debases every dollar that you're currently holding on to. Who cares about your debt when both tenants and inflation are just relentlessly paying it down for you? That is if you're doing real estate right, which means buying an income producing property with a loan. That's the whole formula here. That's all we're doing, buying a rental property with a loan. But when you understand how inflation both pumps up your real estate value and simultaneously debases your debt, it turns your world upside down, you almost become this inflation cheerleader, because inflation is now good for you, as this audio course is now covering the fifth of five ways you're paid. Please understand some risk still exists. You could buy in the wrong market, hire the wrong property manager, or just buy the wrong property no matter what, you're going to have some inevitable problems along the way, like that plumbing problem I mentioned earlier in the second of five ways you're paid over leverage is a risk over leverage means that you take on so much debt that you can't make the monthly payments so you can still lose money. But from listening today, you vastly increase your chances of being profitable, and that's why we say that carefully bought real estate has the best risk adjusted return. Here we go, following through with our example across all five ways on your 200k income property that you made a 50k down payment on, that is therefore a $150,000 loan that you took out at a 3% inflation rate each year, your debt is then being debased by $4,500 this is a quiet, hidden wealth generator that most investors don't even know about. $4,500 of inflation profiting divided by your same 50k down payment means that you have another 9% rate of return. Wow, a 9% rate of return that you're getting that most investors don't even know about. I mean, in the conventional financial world, I mean, they're proud to offer you a nine. Percent mutual fund return over time, and they advertise that as something good here by putting a down payment on a rental property. This 9% is another sweetener that no one even notices, and that gets added on to everything else. It's just incredible. Yes, 9% now, in the past, I used to think this return was just the inflation rate that we're using here, 3% but see, this is leveraged as well a 9% return from inflation profiting. And like I mentioned, uh, towards the beginning of the show, this is the twist for a long time get rich education. Podcast listener, see 3% that would merely be a hedge. So add this 9% to the 29% running total in the first four ways, and there you have it, an astounding 38% total rate of return from the five ways that real estate pays 38% I mean, you are really understanding why wealthy people's money either starts out or ends up in real estate, and that you don't have to be wealthy to start everything we discussed there was in year one. I mean, if someone asks you why you're investing in real estate, you can just hold up five fingers and share this episode with them. I mean, this says it all, and we could have surely come up with a higher number than 38% if you had used a 20% down payment instead of 25 then you'd have more leverage, and your total ROI would be in the mid 40s percent, and we really handled the tax portion conservatively. Here another reason your return could be higher, this was with a 7% mortgage rate and a pretty modest 4% cash on cash return as well. Yes, your total ROI is 38% now after year one returns fall over time due to the accumulation of equity in your property, so the denominator for the calculation is larger. You got 38% in year one, perhaps year two is 31% and year three is 24% but you can really see how you're getting ahead of the world in three years like that in other episodes of the show. Here, I do talk about how to limit the return attrition through refinancing and some other techniques, but these are amazing rates of return, compounding evidence that compound leverage blows away compound interest, and again, it's DEBT, TAXES and inflation that are making you wealthy. How you should know by now the formula is really simple. Just buy an income producing property with an everyday 30 year loan, even if real estate values fall, you can get paid for other ways and still have a positive return. Real estate values have always bounced back even after 2008 and see if the property is temporarily suppressed in value, you're going to have little concern with wanting to sell it when tenants are still paying you a monthly income during that time. Very few veteran real estate investors understand the five ways. Most real estate educators don't understand this either, but now you do, and to get this 38% total ROI again at times I simplified throughout I mean, your real world return is likely going to be different. It's going to be higher or lower than 38% probably. But now you know about a vehicle for actually creating durable wealth, and I would like to think that what you learned today is the most complete yet still concise way of understanding how a real estate investor gets paid. You gotta know this. This is the motivation for wanting to do this in the first place.    And hey, if you like what I've shared so far, I'd love to ask you for something, and then I have more important things to tell you and give you your free gift. As I made this course free. Hey, if you would please just share the wealth. Share this episode with a friend. I'm sure you know somebody that would benefit from this. It's really a big aha moment when you finally know how it all goes together. If you subscribe to our newsletter, you were already sent the video version of this course here in just the past couple weeks that's going to help you see how all the numbers go together. And the video course was also released free on YouTube, so if you're listening to this within a few weeks or months of the episodes release, it's still easy to find on our get rich education YouTube channel and four. Finally, in order to make this actionable and actually profit from what you learned, you can just copy me and buy properties from where I buy them at GRE marketplace, that's where there are properties conducive to the five ways you're paid. It probably does take about a minimum, oh, of a 35k to 55k down payment in order to get started. Properties are either new build or renovated. Tenants are in place. There's a property management solution, if you like, and optionally, our free investment coaching service there learns your goals, then helps match you with the right areas and properties and hey, I'm happy to tell you and announce that you can now connect directly with our completely free investment coaching service at GREinvestment coach.com, yes, this is a new URL to make it easier for you to connect with a GRE investment coach. Yeah, I kind of thought that was a good one, huh? How do you connect with a free GRE investment coach? Well, at GREinvestment coach.com I've got a free gift for you. Everything that we discussed in this course today was distilled down into one colorful infographic that we designed and laid out here so you can view it, download it, or even print it out on one eight and a half by 11 inch sheet of paper. Yeah, my team and I went back and forth on this infographic for quite a few rounds to make it just right. I like how it looks, and I've never known anyone else to do this all the ways real estate pays concisely onto one sheet of paper. The link for that infographic gift is in the show notes for this episode at get rich education.com/ 550 since this is episode 550 get it at getrice education.com/ 550 Yeah, the infographic gift is a memento of this course and the time that we spent together today. Think of it as your diploma, and it's a diploma that doesn't come with 12 years of student loan payments either. Yes, it is just a piece of paper, but is it worth more than the piece of paper known as your bachelor's degree or your MBA? I don't know. You can be the judge. So congrats, graduate. Now you know how real estate makes ordinary people wealthy, but learning this today really doesn't benefit you if you don't find the right property in the right market with a property manager. If you so choose a property manager, you've got to take action. You usually want to start small, including with investor advantage, single family rentals for as little as 200k just like our example, some cost even less. We will help you do just that, and do it for free with our coaching book a time and get it on the calendar at GREinvestmentcoach.com that's GREinvestmentcoach.com    I'm get rich education's Keith Weinhold, thanks for being here, but you weren't here for me. You were here for you. I'll see you next week. Don't quit your daydream.   Speaker 3  48:25   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  48:49   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours, my self, it's got a dash of humor, and it's to the point, because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866.   The preceding program was brought to you by your home for wealth, building, get rich, education.com.  

Good news! We'll be back with some brand new episodes starting next month. But in the meantime, here's another classic episode from the archives.   Mark is joined by award-winning journalist Ramita Navai for a special extended interview about the Middle East. From Israel's war crimes in Gaza, to life under the Taliban, and the 'Women, Life, Freedom' movement in Iran. Informed, entertaining and shocking, subjects range from the Iranian rapper Toomaj Salehi, whose death sentence was thankfully overturned by the regime after worldwide condemnation – to the hackers who filmed a pro-Iranian regime journalist masturbating to porn in his office. As a British-Iranian journalist, Ramita has won an Emmy and other awards for documentaries such as Afghanistan Undercover, ISIS and the Battle for Iraq, Undercover Syria, and Breaking Into Israel. If you want to understand What The F*** Is Going On in the Middle East, this is the episode for you.   Follow Ramita Navai @ramitanavai   Follow What The F*** Is Going On? With Mark Steel @wtfisgoingonpod   Learn more about your ad choices. Visit podcastchoices.com/adchoices

Clay Conry is the host of the Working Cows Podcast. Clay's journey into podcasting stems from a blend of personal experience growing up on a South Dakota ranch, a love for conversation, and a desire to capture the wisdom of ranchers, influenced by his background as a youth pastor and his participation in the High Plains Ranch Practicum. Over seven years, Clay has built a platform that delves into regenerative agriculture, emphasizing holistic management and the importance of human and environmental relationships. In this episode, John and Clay discuss: The importance of managing personnel effectively for long-term success in agriculture How addressing conflict directly and seeking mutual understanding fosters stronger, healthier relationships The role of clear mission and vision statements in aligning teams and prioritizing meaningful action Why building resilient relationships is as critical as managing land and livestock How less-engineered plant and animal genetics can better utilize natural resources The benefits of producing nutrient-dense, local food for both human health and community well-being Additional Resources To learn more about Clay, and to listen to the Working Cows Podcast, please visit: https://workingcows.net/ About John Kempf John Kempf is the founder of Advancing Eco Agriculture (AEA). A top expert in biological and regenerative farming, John founded AEA in 2006 to help fellow farmers by providing the education, tools, and strategies that will have a global effect on the food supply and those who grow it. Through intense study and the knowledge gleaned from many industry leaders, John is building a comprehensive systems-based approach to plant nutrition – a system solidly based on the sciences of plant physiology, mineral nutrition, and soil microbiology. Support For This Show & Helping You Grow Since 2006, AEA has been on a mission to help growers become more resilient, efficient, and profitable with regenerative agriculture.  AEA works directly with growers to apply its unique line of liquid mineral crop nutrition products and biological inoculants. Informed by cutting-edge plant and soil data-gathering techniques, AEA's science-based programs empower farm operations to meet the crop quality markers that matter the most. AEA has created real and lasting change on millions of acres with its products and data-driven services by working hand-in-hand with growers to produce healthier soil, stronger crops, and higher profits. Beyond working on the ground with growers, AEA leads in regenerative agriculture media and education, producing and distributing the popular and highly-regarded Regenerative Agriculture Podcast, inspiring webinars, and other educational content that serve as go-to resources for growers worldwide. Learn more about AEA's regenerative programs and products: https://www.advancingecoag.com  

Show Title: With the Wind with Dr. Paul – Show 173: Pediatric Perspectives: Parents' Guide to the First Year with Kelly Sutton Presenters: Dr. Paul and Kelly Sutton, M.D. Length: Approximately 44 minutes Summary: In this heart-centered and knowledge-packed episode, Dr. Paul is joined by integrative physician Dr. Kelly Sutton to help new and expecting parents navigate the first year of their child's life. They offer a gentle, empowering approach rooted in observation, trust in parental intuition, and science-based natural care. Dr. Sutton shares her insights on developmental milestones, infant immune support, and how to foster wellness in a medical landscape that can often be overwhelming. Together, they highlight resources like A Parents' Guide to Healthy Children from Children's Health Defense as a must-read for conscious parenting. Key Points Covered: The importance of staying grounded and connected as new parents How to avoid fear-based decisions during a child's first year What symptoms and signs really matter in infant development Strategies for supporting your child's immune system naturally The role of community, connection, and supportive healthcare providers Discussion of A Parents' Guide to Healthy Children and its practical value Quote from the Episode: “Parents know their child better than anyone. When we honor that knowing, we create space for real healing.” — Kelly Sutton, M.D. Websites Discussed: A Parents' Guide to Healthy Children – Children's Health Defense https://childrenshealthdefense.org/ebook-sign-up/a-parents-guide-to-healthy-children/?_ga=2.47363495.1819309763.1741805703-548720152.1741377635 Doctors & Science – With the Wind https://www.doctorsandscience.com Kids First 4Ever https://www.kidsfirst4ever.com/#/ Call to Action: Don't miss this essential conversation for parents and caregivers seeking to make empowered, informed decisions. Tune in to this episode and explore additional resources for raising healthy children at DoctorsAndScience.com/Shows. Hashtags: #NaturalParenting #InfantHealth #DrKellySutton #WithTheWind #TrustYourGut #ParentsGuide #KidsFirst4Ever @Mention Tags: @childrenshealthdefense @DoctorsAndScience @KidsFirst4Ever

From January 26, 2024: In front of a live audience at the Knight Foundation's INFORMED conference in Miami, Florida, Lawfare Editor-in-Chief Benjamin Wittes spoke with Hon. Kenneth L. Wainstein, Under Secretary for Intelligence and Analysis at the Department of Homeland Security; Jameel Jaffer, Executive Director of the Knight First Amendment Institute at Columbia University; and Lawfare Senior Editor Quinta Jurecic about government surveillance of open source social media.To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

Hey friends! Welcome to Girls' Night! I'm so excited about today's episode. Today we're talking about what's going on in the United States politically — how to wrap our minds around it, how to stay informed without losing our minds, and how to participate in a way that creates the real, lasting change we want to see for our communities. A few caveats here: Why are we talking about politics? Because I don't know about you, but this topic DEFINITELY is coming up at my girls nights. And if we talk about something at our real life girls nights, I want to make sure we're talking about it here too! I know that not all of our listeners live in the United States. I actually don't currently live in the United States. But the majority of our listeners are in the States, and as I'm learning as a US citizen living abroad, the things that are happening back in my home do really affect the rest of the world. But if this episode doesn't really apply to you, feel free to skip! We'll catch up with you at the next one. So, who's going to walk us through all of these questions and help us find some peace and clarity? My friend, Sharon McMahon, of course.  After years of serving as a high school government and law teacher, Sharon McMahon took her passion for education to Instagram, where more than a million people rely on her for non-partisan, fact-based information as "America's Government Teacher." In a time where flashy headlines and false information often take the spotlight, Sharon is a reliable source for truth and logic. In this episode I ask her if what's happening in the US is truly unprecedented and how it measures up to other seasons our country has been through. We talk about how to get along with people who think differently from you and what that looks like, how to stay sane while also staying informed, and how to make the real, lasting change we want for our communities.  If you've been feeling overwhelmed or unsure about what's been happening in our country the past several months, you're not alone. In these uncertain times, it's refreshing to hear a voice of clarity and hope. That's exactly what Sharon brings to the table. I can't wait for you to hear from her! One last thing before we dive in:  This season, we're doing a really fun giveaway each week as a thank you for supporting this show (and the women who put it together!). This week, we'll be picking one winner of a $50 visa gift card — perfect for hosting a girls night of your own! To enter, all you have to do is take a screenshot of the show as you're listening, and share it on social media. Make sure to tag me! I'm @SMayWilson. One last thing: I know that some of our episodes are pretty personal (in fact, a lot of them are) and so I want you to know that you don't have to share the exact episode you're listening to in order to enter the giveaway. You can just share the show in general. (That way you're not accidentally giving your Aunt Susan and all your old high school friends information about your personal life that you don't necessarily want them to have!)  Okay, with that said, let's dive into my conversation with Sharon!  Learn more about your ad choices. Visit megaphone.fm/adchoices