Podcasts about Chartered Financial Planner

In this episode of the Financial Planner Life podcast, host Sam Oakes sits down with Jay Dhaliwal, Chartered Financial Planner at Chase de Vere, to talk about her inspiring career journey.Jay shares how facing rejection twice for financial planner roles early in her career didn't stop her - it fueled her.Already working as a paraplanner, she used the setbacks as motivation to deepen her technical expertise, achieve Chartered status, and carve out a specialist niche advising NHS medical professionals on their complex pension needs.Jay's story is a reminder that rejection isn't the end - it's often the beginning of real career growth.If you're at a crossroads in your financial planning career, or wondering how to turn setbacks into success, this episode is packed with practical insights and inspiration.Begin your financial planning career journey todayWhether you are looking to become a paraplanner, administrator, mortgage and protection adviser or financial planner, the Financial Planner Life Academy is for you. With limited entry-level job roles, giving yourself the best financial planning career education, will not only kick start your financial planning journey with relevant qualifications and skills, but it'll also help you achieve success much faster.&nbsBe sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON! If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy hereReach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

Send us a textYour ex always seems one step ahead in divorce negotiations? They might be digitally spying on you. From email forwarding to WhatsApp monitoring—learn how abusers exploit technology and what you can do about it. In this episode, Tamsin is joined by Danny Franks, a cyber security expert to discuss the issues and how to protect yourself.Danny FranksDanny Franks, also known as "Danny the I.T. Man," is an experienced executive with the ability for helping people. He kicked off his entrepreneurial journey in 2002 by starting a Managed Service Provider business provide IT support to businesses in and around Greater Manchester. In 2014, he took things up a notch by acquiring a telephony company, and he successfully sold both businesses in 2018.  Danny is all about paying attention to detail and making sure everything is just right. A year ago, he launched Blaze Hill, a company dedicated to providing discreet help to those dealing with computer and technical issues. His thorough approach ensures that every client gets excellent and diligent service.Tamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce Ltdhttps://smartdivorce.co.ukP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

Send us a textThis week family solicitor Karen Gray and divorce coach Sarah Steele join Tamsin to share their expertise on supporting domestic abuse survivors through divorce and separation, highlighting the vital importance of emotional support alongside legal guidance.Sarah SteeleSarah is an Accredited Breakup and Divorce Master Practitioner, ICF life Coach and NLP Practitioner. Sarah supports men and women navigate the emotional and practical complexities of their breakup or divorce. She specialises in supporting both men and women in abusive relationships, helping her clients to rebuild their resilience, confidence, effectively manage conflict and offers them practical strategies to safely exit the relationships, and create a life post breakup they deserve. sarahsteelecoaching.comsarah@sarahsteelecoaching.comKaren Gray"I have a keen interest in cases which feature domestic abuse and work closely with local refuges in the local area and also, further afield.  I have a wealth of knowledge and expertise in this area and able to advise on obtaining protective orders, for example, non-molestation orders and occupation orders and am able to signpost people to obtain the support that they need to be able to deal with the trauma that is experienced.I have dealt with numerous cases involving physical, emotional, psychological and sexual abuse and coercive and controlling behaviour.  I have also represented many parents, grandparents and wider family members in complex children matters featuring domestic abuse.I have Law Society Advanced Accreditation specialising in Children Law and Violence in the Home and am also a member of Resolution."https://www.pathway-project.co.uk/https://chadd.org/===Tamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial Plannerhttps://smartdivorce.co.ukP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

Send us a textTRIGGER WARNINGAre you aware of the signs of domestic abuse? Join me on a powerful journey as I speak with Samantha Billingham, a survivor turned advocate who shares her harrowing experience with coercive control and emotion-driven manipulation. This episode goes deep into identifying red flags, understanding the psychological impacts of abuse, and the difficult yet courageous process of leaving an abusive relationship.===Samantha BillinghamSamantha Billingham is the founder of Stronger Beginnings and we provide bespoke training for businesses and professionals to enhance their understanding of coercive control, domestic abuse and its impact.The key focus of Stronger Beginnings is focusing on the empowerment, transformation and growth, between victim survivors and professionals. With Stronger Beginnings, professionals can connect and show positivity through enhancing their knowledge and understanding of coercive control and domestic abuse.Samantha's commitment is to create a world where victim survivors are supported, empowered, and given a voice. Stronger Beginnings provide bespoke training; our passion is to share our experience with other organisations to improve advocacy skills around coercive control.Samantha is an Ambassador for EIDA, https://www.eida.org.uk/ employers initiative on domestic abuse, who offer the tools and employer needs to take effective action if an employee makes a domestic abuse disclosure.She is also the face and founder of SODA, https://strongerbeginnings.mailchimpsites.com/soda Survivors of Domestic Abuse, an online support group for those who have experienced domestic abuse to come together without judgement.Samantha is also an Associate for Better Lives Training co-delivering alongside Bridie Anderson, sharing her lived experience to give a clear understanding of coercive control, domestic abuse, and its impact.Buddy Bag Foundation ===Tamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial Plannerhttps://smartdivorce.co.ukP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

Send us a textFacing a divorce with a partner exhibiting narcissistic traits? Tamsin and Rachel Ward walk through the challenging legal landscape and emphasise the necessity of a competent legal and emotional support team. Rachel and I share insights into the high thresholds required to establish conduct cases and discuss the emotional and financial burdens these impose on victims.This episode is a follow-up to last week's blog "Surviving Divorce from a narcissist"Rachel WardRachel is a solicitor based in Hill Dickinson Solicitors Manchester Office but represents clients globally, many in Dubai, Geneva and London. Rachel has a wide range of experience in all areas of family law spanning over 10 years exclusively practising in family law.  Rachel has a specialism in managing and resolving financial and child arrangement disputes for clients who are separating from partners with narcissism or narcissistic personality traits.  Rachel is also passionate about demonstrating that there are amicable ways to achieve a favourable settlement, allowing her clients to navigate litigation with dignity and composure. Her primary goal is to enable both parties to co parent effectively after the separation, always prioritising the best interests of the child.Her comprehensive understanding of family law, combined with her compassionate approach has made Rachel a trusted advisor and advocate for countless individuals ranging from people in the music industry, influencers, solicitors and business owners.  Rachel has been listed as one of the best 28 best divorce lawyers in Manchester by Wiselaw.https://www.hilldickinson.comTamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart DivorceP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

Send us a textUnlock the secrets to empowering survivors of domestic abuse as we chat with our guest Sam Fisher, the inspiring CEO of Trafford Domestic Abuse Service (TDAS). Through her personal experiences, we shed light on how TDAS supports not only Trafford residents but also those connected through work or schooling, offering crucial services under the Domestic Abuse Act. Samantha Fisher, CEO, Trafford Domestic Abuse ServiceSamantha is currently the CEO of Trafford Domestic Abuse Services (TDAS) and has dedicated her career to the voluntary sector since 2007. She holds a degree in Psychology and initially aimed to pursue a career in college teaching. However, volunteer experiences during her studies quickly revealed a strong passion for direct support work, guiding Sam's career in a new and fulfilling direction.A deep commitment to service-user involvement has been central to Sam's approach, rooted in her time as a Client Inclusion Champion while serving as a Project Worker supporting homeless women facing multiple challenges. This role highlighted the importance of centring service-user voices, a principle that continues to shape her work today.In 2010, Sam joined Team TDAS as a Refuge Support Worker and immediately knew she had found a professional home. Now leading the organisation, she feels privileged to work alongside a dedicated team, providing person-centred, empowering support to families seeking freedom from domestic abuse.Please find below a link to the TDAS website resource page to learn more about our organisation, what we do and the services we provide.https://www.tdas.org.uk/resourcesTamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart Divorce P.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

I'm so excited to introduce you to Rhiannon Gogh. She is a Chartered Financial Planner and SEN Mum and is the Founder of Carers Academy and SENDA, two new organisations that are seeking to help SEND families avoid the pitfalls of financial and legal planning for their kids with special needs and disabilities. Rhiannon shares some of her vast knowledge in this podcast and she is passionate about making this information easily available to both parents and carers but also Professionals who are providing vulnerable SEND families with information about ensuring kids with special needs and disabilities are financially taken care of in the future. It's a tough topic - but Rhiannon brings her professional expertise as well as her empathic understanding of the topic due to her own personal situation. A great listen, and I guarantee you'll want to know more afterwards! Instagram & Linkedin: @carersacademy www.carersacademy.co.uk SENDA: @senda (Linkedin) and www.senda.org.uk

Send us a textJoin us for an insightful exploration of whether mediation can be appropriate for cases where domestic abuse is present as we welcome our guest, family lawyer and accredited mediator Elaine Richardson, who has a wealth of experience as a trauma-informed lawyer. Gain a deeper understanding of how psychological, economic, sexual, and physical abuses manifest, and learn effective strategies to support victim survivors through these challenging circumstances.Elaine RichardsonI am a family law solicitor, collaborative lawyer and accredited child inclusive Hybrid mediator.  I supervise other mediators as their Professional Practice Consultant (PPC) and I supervise family lawyers as their Family Law Supervisor.  I am a trainer and presenter specialising in domestic abuse, safeguarding, trauma and high conflict.  I run my own business called Richardson Family Law.I am a member of the national non-court dispute resolution committee for Resolution.  I've been a member of Resolution for over 25 years.  Resolution is a community of family justice professionals who work with families and individuals to resolve issues in a constructive way.  We have a membership of about 6,500.  I was recognised nationally as the winner of the prestigious John Cornwell Award in 2019 by Resolution.I have been trained by the High Conflict Institute of America to conduct mediations involving high conflict and I have also been trained by the HCI as a mediation coach to prepare and support people going into the mediation process.  I work for the charity shared parenting Scotland in this role.  I am a trauma informed and skilled lawyer trained by The Scottish Law Society.https://richardsonfamilylaw.co.uk/Tamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart DivorceP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

In this inspiring episode of the Financial Planner Life Podcast, host Sam Oakes sits down with Chartered Financial Planner Rohit Rohela, affectionately known as The Tax Terminator and Architect of Financial Freedom. Rohit shares the incredible journey of building his financial planning business, Finsbridge, and the pivotal role that niching down has played in his success. As a long-time listener of the Financial Planner Life Podcast, Rohit credits the show and its guests for sparking his strategy of focusing on specific client communities—a move that has transformed his business.What You'll Learn in This Episode1. The Power of Niching DownRohit explains how identifying and committing to specific niches—Indian professionals, dentists, and later optometrists—has elevated his business. By understanding their unique financial challenges, aspirations, and professional journeys, Rohit has tailored his services to provide bespoke financial solutions. He outlines the importance of:Focusing on a niche to stand out in a crowded market.Building trust through deep expertise in the nuances of each group.Forming strategic partnerships with key players in each niche, such as accountants, coaches, and brokers.2. Transitioning into Financial PlanningRohit's path from a computer science engineer to a Chartered Financial Planner reveals the importance of self-awareness and finding the right fit. A people person with a knack for listening and understanding unspoken concerns, Rohit realized financial planning could be a more fulfilling career than his initial tech-focused roles. He discusses:His early experiences in compliance and banking, which shaped his client-first mindset.How leaving a restrictive product-selling environment led him to establish his own client-focused business.Lessons learned from overcoming early challenges, such as financial pressures and a partnership that didn't work out.3. Building a Business from the Ground UpFinsbridge started as a one-person operation and has since grown into a thriving team. Rohit discusses how he scaled his business, including:Hiring financial planners with complementary skills and niches, such as optometrists and NHS professionals.Training and mentoring new advisors to align with the Finsbridge ethos of delivering bespoke, client-first solutions.The importance of having a robust operational backbone, managed by his wife and business partner, Lavika, and their operations manager.4. The Client Journey: From Vision to ExecutionRohit walks through his signature "Finsbridge Master Plan," which maps out a client's life goals and financial needs. From fact-finding to cash flow planning and implementation, he explains how he helps clients navigate their journey with clarBegin your financial planning career journey todayWhether you are looking to become a paraplanner, administrator, mortgage and protection adviser or financial planner, the Financial Planner Life Academy is for you. With limited entry-level job roles, giving yourself the best financial planning career education, will not only kick start your financial planning journey with relevant qualifications and skills, but it'll also help you achieve success much faster.&nbsBe sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON! If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy hereReach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

In this episode of the Financial Planner Life podcast, we are joined by Charlotte Walter, an award-winning chartered financial planner and founder of Avail Financial Planning a partner practice of St. James's Place Wealth Management based in Woburn near Milton Keynes. Charlotte shares her inspiring journey from mortgage advising to running her successful financial planning practice.This episode dives into:Prospecting and Business Development: Charlotte opens up about her early struggles with business development, including the emotional challenges she faced. She emphasizes the importance of persistence, networking, and relationship building.Working with Business Owners: As a niche specialist, Charlotte explains her focus on helping business owners grow, extract profits tax-efficiently, and plan their exit strategies. She shares actionable tips for building referral relationships with professionals like accountants.Living a Purpose-Led Life: Charlotte highlights how running her own business has enabled her to design a life aligned with her values, including giving back to her community through mentoring and volunteering.Transition from Mortgage to Financial Planning: Charlotte details her career evolution, starting at McDonald's, moving into mortgage advice, and finally finding her passion in financial planning.Challenges of Entrepreneurship: She discusses the tough conversations and challenges she faced while transitioning to her own partner practice at St. James's Place.If you are inspired by Charlotte's journey and interested in starting a career with St. James's Place Wealth Management - check out the St. James's Place Financial Adviser Academy and start your career today.Begin your financial planning career journey todayWhether you are looking to become a paraplanner, administrator, mortgage and protection adviser or financial planner, the Financial Planner Life Academy is for you. With limited entry-level job roles, giving yourself the best financial planning career education, will not only kick start your financial planning journey with relevant qualifications and skills, but it'll also help you achieve success much faster.&nbsBe sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON! If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy hereReach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

Send us a textOur guest is Lucy Wade, the force behind "You Don't Own Me" and host of "Dip In and Out with Lucy." We uncover the often hidden struggle of post-separation abuse. Lucy's insights equip listeners with strategies to confront the ongoing control and manipulation many face during the divorce process, unveiling the harsh reality of financial and legal tactics used by abusers to maintain their grip.Lucy WadeLucy is the creator of ydom.co.uk and host of the Podcast, DIP in and out with Lucy CIC . She is a Domestic Abuse Consultant, specialising in Post-Separation Abuse. She proudly sits on the Board of Trustees of Trafford Domestic Abuse ServicesLucy has developed the Let's Talk Series, which helps organisations, including John Lewis Partnership Working Parents Network and Gender Equality Network (GEN) to begin to understand the issues and challenges faced by those experiencing domestic abuse and post-separation abuse. And what organisations can do to support those around them.She works with various organisations, including The National Trading Standards (NTS) Scams Team as part of their task force to develop their knowledge and understanding of domestic abuse, the language and approach we should all be taking when talking about abuse, and how it impacts all of us directly or indirectly.She is a guest speaker joining among others, Alzheimer's Society's Spotlight Session to open the door to conversations around abuse and helps those who may be searching for answers but don't know where to start.Website: https://ydom.co.uk/ YouTube: https://www.youtube.com/@lucywade38Spotify: https://open.spotify.com/show/3TggcSQj1vaBPzRWzCXXniTamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart DivorceP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

Pete Matthew believes our mindset about money shapes every decision we make with it. Without the right attitude and perspective, even the best financial plans can fall apart. So Pete, a Chartered Financial Planner and Founder and host of Meaningful Money, asks - how can we avoid making the wrong decisions? ✉️ 80% of personal finance on 2 pages Get guide: https://makingmoney.email/80-guide-pete-matthew

Send us a textSusan Bright, CEO of the Employers Initiative on Domestic Abuse (EIDA) joins Tamsin to explore the crucial intersection of domestic abuse and the workplace. Gain valuable insights as Susan discusses her mission to guide and educate employers on this sensitive issue.Susan BrightCEO, Employers' Initiative on Domestic Abuse (“EIDA”)Susan Bright joined EIDA as CEO in 2022.  EIDA is a charity with a member network of over 1,700 employers across the UK that are committed to providing effective support for their employees impacted by domestic abuse.  Previously Susan was a partner at global law firm, Hogan Lovells.  She held various senior leadership positions, including as a member of the firm's global executive and UK Managing Partner. Susan has been committed to tackling domestic abuse for many years and led the firm's introduction of its domestic abuse policy.  Hogan Lovells became one of EIDA's early Beacon members.  Susan is also Chair of 50:50, a charity which helps women to progress in politics and is a Non-Executive Director of MindForward Alliance, a network of businesses working together to support and create positive mental health for their people. Support services for individuals watching /listening: https://www.eida.org.uk/resources/directory-support-servicesTamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart DivorceP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

Send us a textCaron Kipping, a renowned expert, private IDVA and divorce coach in the field of domestic abuse, joins Tamsin to shed light on a critical issue that affects many lives. Throughout their conversation, Caron shares her invaluable insights on the role of Independent Domestic Violence Advocates (IDVAs) and how they collaborate with various agencies to support high-risk survivors.Caron KippingCaron Kipping is based in South Buckinghamshire – Author of ‘Recognition to Recovery – How to leave your abusive partner behind for good!' she is a survivor of domestic abuse, has worked in the sector for 17 years and has her own busy practice as one of the leading Divorce Coaches in the UK. Caron offers practical help and guidance to clients who are separating from abusive and controlling partners – guiding them through the legal process and way beyond. https://caronkippingcoaching.com/Tamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart DivorceP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

Send us a textUnlock the secrets to navigating the often complex and challenging terrain of divorce with insights from our esteemed guest, Ceri Griffiths, a divorce financial planner. Discover how power imbalances, especially when one partner possesses greater financial knowledge or negotiation skills, can create significant disadvantages during divorce. Ceri provides invaluable tips on recognizing these imbalances and offers strategies to equip both parties with the tools needed to make informed decisions. Our discussion underscores the urgent need for legal systems to evolve and address economic abuse and coercive control, with a sneak peek into an upcoming report by Resolution.Ceri GriffithsWhat I Stand For It's my intention to help divorcing women know how to use their financial settlement to create financial well-being and a more rewarding life.  I am passionate about this because I believe that financial services has historically been male focused and has marginalised so many women by focusing on growth and products.  This means they often feel vulnerable and unprepared at a time when they have to make some of the biggest financial decisions of their lives.  I feel it is vital that we level the playing field for women and ensure they have as equal access to expertise as their ex, and that financial services speaks to them in a way that is equally inspiring and motivational.  I am on a mission to empower women to become financial capable and to realise that money self-care is the ultimate self-care. They can make their money work for them and achieve peace of mind and a financial plan for a post-divorce life they will love.WebsiteTamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart DivorceP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

Send us a textOlivia PiercyOlivia is a solicitor specialising in all aspects of family law and a Partner at Hunters Law LLP. She provides holistic family law advice on both the child and finance aspects of family breakdown for married and cohabiting couples. She has particular expertise in cases with complex children law issues including child abduction and child protection.Olivia's passion lies in domestic abuse protection and she is an activist and campaigner in that field. She previously worked at domestic abuse charity Rights of Women and has a Master's degree in Human Rights focusing on gendered violence. She sits on Resolution's Domestic Abuse Committee and is co-Chair of Resolution's Working Party on Economic Abuse.  Olivia is recognised for her expertise in domestic abuse and her understanding of the dynamics of coercive control.She is ranked as a Next Generation Partner by The Legal 500 and has been praised for being “clever, focused and tenacious and completely dedicated to each client's case". ReportHunters LawTamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart DivorceP.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/To learn more about our podcast sponsor Ampla Finance – access their product guide here: https://bit.ly/3IeqmucOr complete enquiry form https://bit.ly/3W4J7pz and one of the team will be in touch.Support the show

In this episode of In Conversation With..., host Kimberley Dondo sits down with Zoë Dagless, Director & Chartered Financial Planner at Meliora Financial Planning, to explore her inspiring journey from financial adviser to founder. Zoë shares her pivotal experiences within The Verve Foundation's Adviser Incubator, revealing the support, mentorship, and key insights that empowered her leap into entrepreneurship. From initial apprehensions to ‘aha' moments, personal growth, and future ambitions, Zoë offers valuable advice for any financial professional considering their own entrepreneurial path. Tune in for an honest look at what it takes to build a purposeful, client-centred financial firm.  

Today we speak to Ian Richards, Chartered Financial Planner and Founder of Work to Live Financial Planning. We discuss how Ian found his way into Financial Planning, why financial planning is the best job in the world and how the profession is leading the way in customer service. We also discuss how Ian set up his own financial planning firm and started to pick up his first clients.Finally, we discuss the use of social media and why coaching is the next evolution in Financial Planning.Ian Richards FPFShttps://www.linkedin.com/in/worktolivefp/ Private Client Networkhttps://www.privateclientnetwork.co.uk/ https://www.linkedin.com/company/private-client-network/ https://www.instagram.com/private_client_network/ https://www.youtube.com/@ThePrivateClientPodcast Host: Charlie Chamihttps://www.linkedin.com/in/charleschami https://www.glamis-ifa.co.uk/ Host: Simon Tuttonhttps://www.linkedin.com/in/simontutton/

George Agan is a Chartered Financial Planner who's helped thousands of people plan for their financial future. Can you afford the retirement you want? If not, how are you going to get there?  ☕ Want help from George with your finances? You can get guidance 1:1 for a flat hourly rate. If you want more info on this service, email Damo's Co-Founder on will@getmost.co.uk.

"I have 17 years experience in the financial services world helping thousands of clients with their finances. I have worked for large institutions like Barclays, AXA and Schroders as a Stockbroker and as a Chartered Financial Planner but felt the gap in the market existed in helping people take control of their own finances. I wanted to move away from having to sell products to using my experience to help anyone regardless of how much money they have." - Martin MacLeod   https://financialhealthclub.co.uk https://www.linkedin.com/in/martin-macleod/ https://www.linkedin.com/company/financialhealthclub/       Timestamps:   [0:30] How did you grow your LinkedIn followers by a ridiculous amount in such a small amount of time? [4:20] How did you end up at Schroders? [8:10] Are you finding that you're reaching your target market for those who have been hesitant to approach a financial advisor? [10:30] The case for lifestyle maths [12:00] What can you do in your 40s or 50s to start saving? [16:00] What's your biggest success story? [20:30] If I was a complete novice, where would I start, how would I begin? [22:30] Circling back to separating personal from business finances [26:30] Where are you taking the business?   ——————————————— Subscribe to Tricres! https://www.youtube.com/channel/UCX0EUHMC2CckN6amdXL2F3Q?sub_confirmation=1   We interview entrepreneurs at the beginning, middle, and end of their businesses so if you're a coach and consultant get inside the head of business owners and gain their insights and driving forces.   Join our growing family and community of business coaches and consultants! If your passion is about making it happen for SMEs you need to listen to our podcast with business owners from around the world.   Find our other podcasts HERE at: https://tricres.com/podcasts/   Want to join us for our next Escape 9 to 5 Live Event to become a business coach and consultant or to enhance your existing coaching and consulting business? Find out more and sign up for our free event here: https://tricres.ac-page.com/9-to-5

Send us a textIn this episode of Financial Planner Life, we are joined by Emma Hall, Chartered Financial Planner of the Year, who shares her career journey through a lens focused on workplace flexibility, women's wellbeing support, and mental health policies  - and how these are essential for creating a thriving and resilient firm.  For women in financial planning, these are not just HR topics—they directly affect retention, career progression, and overall workplace culture. With Emma's real-world experience and actionable insights, this conversation goes beyond the surface to address current gaps in support systems within the financial planning profession.Emma highlights the increasing demand for flexible work arrangements, especially as more professionals seek a balance between their personal lives and high-pressure careers. However, Emma makes a critical distinction: flexibility must be paired with meaningful in-office interactions, particularly for those new to the field. Firms need to foster an environment where both experienced professionals and emerging talent can grow. The key takeaway? Companies that fail to offer flexibility risk losing top-tier talent, but those that embrace it, paired with strong onboarding and mentoring systems, will have a competitive edge.We also delve into often-overlooked but critical issues like menopause and mental health in the workplace. Menopause affects multitudes of women in the workforce, yet few financial planning firms have policies in place to support women during this stage of life. Emma's advocacy brings attention to the need for real-time mental health resources and open conversations about life events that impact professional performance. Emma's message is clear: businesses that prioritize well-being—by offering comprehensive mental health policies and menopause support—create not only a more inclusive culture but also a more sustainable one. Begin your financial planning career journey todayWhether you are looking to become a paraplanner, administrator, mortgage and protection adviser or financial planner, the Financial Planner Life Academy is for you. With limited entry-level job roles, giving yourself the best financial planning career education, will not only kick start your financial planning journey with relevant qualifications and skills, but it'll also help you achieve success much faster.&nbsBe sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON! If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy hereReach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

Send us a textFrom his humble beginnings as an administrator to his current role managing a client book as a financial planner in an investment Managment company , Matt's journey is nothing short of inspiring. He offers invaluable insights into the importance of a holistic, personalised  approach to financial planning, and shares his experiences working with a diverse array of clients, from high net worth individuals to the mass affluent. Learn how Matt balances the demands of investment management with comprehensive financial planning.Ever wondered about the critical role of paraplanner in the financial planning profession? Matt Finch sheds light on the multifaceted challenges these professionals face, from managing hefty workloads to tackling ongoing professional exams. Discover the essential contributions paraplanners  make to advisory businesses and why their value in the profession should be recognised and rewarded. Hear about the supportive communities like the Paraplanner Club, which provide networking opportunities and foster professional growth among paraplanners and administrators.If you're contemplating a career in financial planning or looking to advance within the field, this episode is a must-listen. Matt discusses career progression, from administrative roles to financial advice positions, and the significance of mentorship programs in facilitating these transitions. Whether you're re-entering the workforce or navigating firm consolidations, Matt's advice on clear career pathways and development plans will guide you toward success. Plus, learn about the role of academies in accelerating career advancement and how mentorship can be a game-changer in your professional journey.Begin your financial planning career journey todayWhether you are looking to become a paraplanner, administrator, mortgage and protection adviser or financial planner, the Financial Planner Life Academy is for you. With limited entry-level job roles, giving yourself the best financial planning career education, will not only kick start your financial planning journey with relevant qualifications and skills, but it'll also help you achieve success much faster.&nbsBe sure to follow financial planner life on YouTube for extra content about a career within Financial Planning HIT THAT SUBSCRIBE BUTTON! If you're looking to start your career in Financial Planning, check out the Financial Planner Life Academy hereReach out to Sam@financialplannerlife.com in regards to sponsorship, partnerships, videography or career development.

In this episode of Palisades Gold Radio, economist and wealth advisor Jonathan Davis once again joins host Tom Bodrovics to discuss the theme of inflation and its implications for the current economic era. Davis argues that we have transitioned from a disinflationary era lasting over 40 years into one characterized by financial repression, which he defines as higher inflation. Tracing this shift back to the post-World War II era when debt levels were unsustainable, Davis contends that recent financial crises were not caused by COVID but rather by 'shenanigans' in financial markets. With interest rates reaching historic lows by 2020, Davis predicts that inflation for the next generation will be between 5% and 10%, and interest rates will significantly increase from past decade levels. This transition to financial repression is a response to politicians, central bankers, and bankers' desire to maintain inflation rather than risk deflation. The conversation also touches upon China's economic shift from manufacturing to consumer industries and property development, expressing concern over the large number of unsold homes in China despite continued commodity demand. Mr. Davis discusses the historical perspective of asset classes, emphasizing substantial returns from stocks, bonds, and property over recent decades but anticipates declining value as interest rates rise. He advocates investing in commodities as a long-term strategy. Jonathan then discusses the current state of the housing market, despite higher interest rates and the end of fixed-rate mortgages, there hasn't been a significant impact on the housing market yet due to continued employment and low mortgage rates. He also touches upon commercial real estate, suggesting businesses have been able to mitigate costs by subletting unused space and private equity firms delaying effects of the market downturn. Jonathan shares insights on oil prices' correlation with inflation, anticipating a rebound and potentially reaching $200 within the next few years due to insufficient production relative to economic growth, causing significant drops in energy stocks. He encourages staying informed, adapting investment strategies, remaining cautious, and avoiding excessive greed. Time Stamp References:0:00 - Introduction0:38 - The End of an Era13:05 - Real Rates & Growth20:10 - De-China-Fication23:15 - Lending & Global Growth27:32 - Real Vs. Nominal Returns29:00 - Dow Long-Term Chart30:49 - 10-Year Treasury Chart36:24 - Housing Markets & Rates41:34 - Commercial Real Estate45:10 - Uranium Thoughts51:20 - Miners & Juniors55:34 - Crude Oil & Energy1:00:53 - Commodities & HODL Gold1:05:57 - Eastern Metal Buying1:08:30 - Maintaining Objectivity1:10:44 - Uranium & Wrap Up Talking Points from This Episode Davis argues for a new era of financial repression, characterized by higher inflation, due to unsustainable debt levels since the post-World War II era. Significant price increases for uranium, gold, and silver miners, and global energy in the next one to three years due to low supply and increasing demand. Politicians and central bankers will maintain inflation rather than risk deflation, which would benefit consumers but negatively impact the wealthy. Guest Links:Website: https://jonathandaviswm.comTwitter: https://twitter.com/j0nathandavisTwitter: https://twitter.com/boomsbusts Jonathan Davis BA MBA FCII FPFS, Chartered Financial Planner, is the Wealth Adviser. He is a former Chairman of the London Region of The Institute of Financial Planning (now Chartered Wealth Management Institute). Jonathan has been delivering wealth advice since 1987. Johnathan established the Jonathan Davis Wealth Management in January 2007, where they provide a niche Wealth Management advising a small number of clients. He established this firm in January 2007. He has over 1000 appearances in the press, radio, and TV. He is often asked to comment on financial issues.

Get ready to level up your career game in this episode of Women & Money Cafe, as we dive into the nitty-gritty of job offers and benefits. From company culture to pension plans, no stone is left unturned! Here's what you can expect:- Michelle's advice on gauging company culture and work-life balance- Emily's insights on aligning personal and company values and considering sustainable initiatives- Julie's discussion on company policies, unique benefits, and work-life balance- Tips on evaluating job offers' impact on personal life and envisioning career aspirations- The significance of team dynamics and professional development opportunities- Important considerations like promised benefits in writing, long-term career goals, and thorough analysis of offer details.- The lowdown on financial aspects, including pensions, bonuses, holidays, private medical insurance, and more- The crucial role of mental health support and additional benefits like counseling programs- Real-life examples and experiences, from pension pitfalls to negotiating for better benefits- Key resources mentioned throughout the episode for further research and guidanceWebsites mentioned:- B Corporation (https://bcorporation.net/)- Glassdoor (https://www.glassdoor.com/)YOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | FacebookSupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

Prepare for a dive into a rapid-fire checklist for the end of the tax year. Get ready for crucial tax-saving tips and insights that will set you on a path to financial empowerment.Areas covered:- ISA Allowance: Understanding the current £20,000 allowance and making the most of it for tax-free growth and earnings.- Capital Gains Tax Allowance: Exploring the shrinking annual allowance and strategies to capitalise on it before it drops to £3,000.- Pensions: Unveiling the tax efficiency of pensions, contribution limits, and the benefits of using the pension wrapper.- Child Benefit: Clever tactics involving pensions, salary sacrifice, and charitable giving to retain child benefit entitlement.- Inheritance Tax: Uncovering the power of the annual £3,000 gift exemption and its cumulative impact on estate planning.- HMRC website: Find a downloadable form for keeping track of your gifts for inheritance tax planning.  Your Hosts:Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | FacebookSupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

In this episode , the hosts, including returning founder member Tamsin Caine, explore the challenges and opportunities of managing finances as a single woman, particularly after a divorce or widowhood. They discuss the emotional and practical aspects of taking full control of finances, from setting up emergency funds to investing for the future. With a focus on empowerment, the episode covers the importance of building a support system, and the  benefits of financial planning for single individuals and the importance of having a 'money wife' for support and accountability.GUEST EXPERT: TAMSIN CAINE is a Chartered Financial Planner and Resolution Accredited Divorce Finance Specialist (one of only 35 in the country). She hosts the Smart Divorce podcast, has cowritten a book Your Divorce Handbook It's What You Do Next That Counts and has appeared in the national press commenting on financial issues in divorce. She is a single mum to Charlie and Zoe and is a huge rugby fan, currently managing the men's team Sale FC Vikings.Follow Tamsin on Instagram | Facebook and check out her podcast 00:48 Navigating Finances Solo: Insights from a Divorce Expert02:10 The Emotional and Practical Challenges of Managing Money Alone07:17 Gaining Confidence and Knowledge in Financial Independence10:47 The Divorce Process: A Path to Financial Literacy23:18 Financial Resilience and Protection for Single Women26:06 The Value of Income Protection28:21 Building Financial Resilience: Emergency Funds36:00 The Importance of a Financial Support System38:18 Navigating Financial Planning as a Single Parent95 - Income Protection28 - Emergency FundsYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Support the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

I'm delighted to welcome back Jacqueline Berry, a regular guest celebrated for her passion for making the UK's care system easier to navigate.  Jacqueline is the founding director of My Care Consultant, a market-leader in helping people navigate the care system, and she is a fountain of knowledge in all things care related. in episode 40 she explained the fundamentals of the UK care system and returned in episode 154 to share tips on how to apply successfully for NHS Continuing Healthcare. Well, she's back with exciting news about her latest venture, My Care Hub. Imagine having a guidebook for the labyrinth that is care support in the UK, a pioneering online one-stop shop for care advice – that's what Jacqueline's developed! And it's not just for those who need care themselves; My Care Hub will be a lifeline for the unsung everyday heroes out there, the millions of unpaid carers. It's also a wondered resource for my financial planner friends listening to better support your clients. We also chat about the Carer's Leave Act of 2023 – a big win for carers everywhere. So, grab your cuppa, settle in, and let's get into my conversation with Jacqueline. USEFUL LINKS My Care Consultant Website Register to hear when My Care Hub is launched - My Care Hub (google.com) Free guide to NHS Continuing Healthcare - sign up for newsletter. Episode 40: Navigating the care system, with Jacqueline Berry Episode 154: How to apply successfully fir NHS Continuing Healthcare My Care Consultant on Facebook Jacqueline Berry on LinkedIn Jacqueline Berry on Twitter Thanks for checking out my podcast - I'm Justin King, a Chartered Financial Planner and I specialise in helping people to retire successfully. CONNECT WITH ME  ✔️ Subscribe to my YouTube Channel here ➡️ https://www.youtube.com/@TheRetirementCafe/?sub_confirmation=1

After the success of episode 70 (Atomic Habits for Money) we thought we should revisit  actionable strategies for managing and reducing spending, highlighting the power of small changes in achieving big financial goals. Here are some key takeaways from the episode:- Reviewing Amazon orders and subscriptions to cut unnecessary expenses- Cancelling unused subscriptions and keeping track of family shared expenses- Celebrating financial wins by allocating a small amount for treats or charitable donations- Breaking big financial goals into small, achievable habits- Creating a money calendar to keep track of financial commitments and important dates- Using cashback sites and comparison websites like QuickCo to save costs- Monitoring automated saving pots and using apps for various saving purposes- Using Credit Karma to check credit score and receive notifications for any changes- Changing environment to prevent impulsive spending- Incorporating color and creativity into daily routine for better financial managementYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | FacebookSupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

We have a super cool episode for you in this one with hypnotherapist Katie Crooks. She brings a wealth of insights on overcoming self-sabotage and imposter syndrome, empowering listeners to tap into their true potential.Stay tuned to the end when Katie blows our mind with the significance of the word "try" and why Julie is determined to eliminate it from her vocabulary. What Katie is reading: A New Earth - Eskhart Tolle and Secrets of a Millionaire Mindset - T Harv EkerSPECIAL GUEST: KATIE CROOKS is a multi-talented singer, performer, and voice coach with over 20 years of experience. She has transitioned into hypnotherapy to help artists overcome the limitations and blockages in their vocal performances. Follow Katie on Instagram YOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Improving DailyI want to help people with their personal growth by sharing life lessons from my lifeListen on: Apple Podcasts SpotifySupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

JOSIE COX  asks why money is still so gendered! Why progress towards closing the gender pay gap has been so elusive over the past few decades. Why we're still failing to have good, inclusive conversations about gender inequality. Josie is a journalist who has worked on staff for Reuters, the Wall Street journal, and The Independent and as a freelancer for the Guardian, The Washington Post, Fortune, Forbes, the BBC and a host of other outlets. She was a 2020/2021 Knight-Bagehot Fellow at Columbia Journalism School. She has an MBA from Columbia Business School and is also an associate instructor within the Strategic Communications program at Columbia's School of Professional Studies. She lives in New York City.Follow Josie: Instagram | LinkedIn | Substack | Twitter00:44 Josie Cox's Background and Career Journey02:53 The Gendered Nature of Money05:34 The Impact of Motherhood on Career06:48 The Inequality Problem in America08:35 The Gender Pay Gap and Its Implications11:48 The Importance of Communication and Empathy19:45 The Role of Women in the Unpaid Labor Market40:30 The Struggle for Female Economic EmpowermentYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to supporImproving DailyI want to help people with their personal growth by sharing life lessons from my lifeListen on: Apple Podcasts SpotifySupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

I'm thrilled to have Marc Westlake, a seasoned Chartered Financial Planner and the Managing Director at Everlake, join us once again for a vital discussion that picks up right where we left off.In Part Two of our conversation, Marc shares valuable insights into maximizing your pension benefits, the art of diversification, and how to be financially savvy globally and in Ireland. Whether you're contemplating the move, have recently relocated, or are looking to optimize your existing arrangements, Marc's expertise will help you secure your financial future.From understanding the bedrock of pensions in Ireland to strategic moves that could save you and your family plenty of money, Marc breaks down complex financial planning into actionable advice. Moreover, we explore the potential of pensions not just as a retirement fund but as a tool for achieving financial independence and flexibility much earlier in life.Remember, financial wisdom isn't just about accumulating wealth; it's about making informed choices that align with your life goals and values. Main Topics discussed in this Episode:An overview of how retirement provision works, including basic subsistence protection through social security and the benefits of the Irish and UK state pensions.Strategies for enhancing pension benefits, including voluntary contributions to top up UK state pensions and eligibility for claiming both Irish and UK state pensions.Discussion on accessing pensions at an early age for financial benefits, such as paying off mortgages, and the concept of pensions not just being for old age.The process and considerations for transferring pensions, especially from the UK to Ireland, and the importance of planning before making international moves.The pitfalls of not diversifying investments and common financial mistakes expatriates make when moving to Ireland.Advocating for professional financial advice to navigate complex financial landscapes and make informed decisions that align with personal values and lifestyle goals.T​his episode is Part 2 of my conversation with Marc - if you haven't listened yet, check out Part 1 from two weeks ago. I​f you're interested in engaging Marc in his services, get in touch via the Everlake website (https://everlake.ie/​).​If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.

In this episode  Julie, Michelle, and Emily engage in a spirited debate on the age-old question: Should you overpay your mortgage or put money into a pension? This showdown delves into the financial implications and personal preferences that go into making this crucial decision, leaving listeners with insightful perspectives to shape their own financial strategies.- Decision-making considerations: Interest rates, investment returns, tax effects, and age- Benefits of pension contributions: Tax relief, compounding growth, and access to funds- Drawbacks of mortgage overpayment: Interest rates, lack of liquidity, and tax implications- Split investment strategy: Allocating funds to both mortgage and pension for a balanced approach- Lump sum decision: Factors influencing whether to invest in the mortgage or a pensionResources:Will overpaying my mortgage or pension make me richer? (ii.co.uk)MSE overpayment calculator YOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been inImproving DailyI want to help people with their personal growth by sharing life lessons from my lifeListen on: Apple Podcasts SpotifySupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

In the last episode of the season, Episode 115, our resident coach, Fiona Pawley, talks with Aly King-Smith, Founding Director of Clearworks Coaching; A team of coaches offering bespoke leadership development and coaching for individuals, groups and teams in STEM, Biotech & Pharma. Their mission to bring about more healthy, happy, high performing leadership confidence in the senior teams of STEM, Biotech and Pharma. Listen as Fiona and Aly talk about how Clearworks supports senior leaders who are moving from their technical and scientific backgrounds into impactful senior leadership roles. The transition from smart technical expert into inspirational, charismatic leader is no mean feat. There's a whole new world of skills and behaviours needed, to feel confident and balanced setting the vision and direction, and communicating that across a team. No longer do the measures of accuracy, fact and data work, once we're leading people. Nothing that we measured ourselves upon, throughout our early academic career is relevant now, as we step up into the strategic and people-focused roles. Good news the Lab to leadership™ solution addresses exactly this; supporting retention of emerging leadership talent, developing their confidence and enabling them to find their own leadership voice and style. Coming in spring 2024 is the Lab to leadership™ Podcast hosted by Aly and the Clearworks coaching team which will provide tools, inspiration and support for leaders within STEM organisations who have responsibility for developing talent. Aly and Fiona also find time to talk about the interesting inclusion debate held at the recent Silverstone Technology Cluster Conference (link below*) and how limiting inclusion can limit innovation. Finally, the joys of driving their first cars; which Aly's happened to be driving a Jago Jeep across the Cheshire salt plains.   Links: https://www.linkedin.com/in/alykingsmith/ https://www.linkedin.com/company/clearworks-coaching/ https://clearworkscoaching.co.uk/solutions/lab-to-leadership * https://youtu.be/7ZRV-ucV7RA?si=WED8vnqzAZZAhwgx   Leave a review!   Don't forget to check out the Inside Silverstone website for more great content. Would you like to appear on the podcast? Own a business or work in/around the Silverstone business or motorsport region? Have a story or/and knowledge to share? Get in contact with Chris on insidesilverstone@longhurst.co.uk, or reach out on Twitter @SilverstonePod.   ABOUT THE HOSTS Chris Broome Chris is first and foremost a big tech, motor-sport, and gaming fan. So the opportunity to host a podcast focusing on these topics was too good to turn down. In his day-to-day life Chris is a Chartered Financial Planner and Fellow of the Chartered Institute of Insurers. His business, Longhurst, has a niche providing financial advice to clients and businesses who work in the tech, innovation, and engineering sectors. Their head office is located on Silverstone Park, Northamptonshire. 'A business plan without a personal plan is pointless.'    Fiona Pawley Fiona brings a unique perspective to leadership and management, drawing from her personal motorsport experience to help people learn how to better tap into their personal power, improve relationships, and establish themselves as leaders in their industry. With a focus on practical techniques and actionable strategies, Fiona's coaching and training is a valuable resource for anyone looking to improve their leadership and management skills. Her aim is to provide a bespoke and enjoyable coaching or training experience, tailored for personal and business needs, helping individuals unleash their potential and make the key changes they need. Whether you're a seasoned business owner or just starting out, the Inside Silverstone podcast is for you. So, tune in and let's explore the world of business together.

We discuss the age-old dilemma of whether to overpay your mortgage or not. - Debt management: Understanding the importance of addressing other debts before focusing on your mortgage.- Establishing an emergency fund: The significance of having a financial cushion for unexpected expenses.- Mortgage provider policies: Exploring the limitations and potential penalties for overpaying your mortgage.- Calculating the interest rate differentials: Michelle walks through the math behind comparing mortgage interest rates and savings rates to determine the most effective use of your money.- Setting up overpayments: Practical tips on setting up regular overpayments and the benefits of automation.- Offset mortgages: Michelle explains the nuances of offset mortgages and the considerations when deciding on overpayments.Resources:- Debt Payoff Calculator- Sprive app- MSE websiteYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | FacebookSupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

Marc Westlake, a Chartered Financial Planner and Managing Director at Everlake, brings a wealth of knowledge in wealth management and tax-based services for families and foreign nationals in Ireland in this episode of Taxbytes For Expats. Join us for Part 1 of this enlightening conversation as we unpack the layers of financial planning and tax considerations for expats living in Ireland. Marc's unique blend of professional expertise and personal experience makes for an informative and engaging discussion that you won't want to miss!Main Topics discussed in this EpisodeMarc introduces Everlake, explaining its focus on wealth management and tax-based services for expatriates in Ireland, particularly from the US, the UK, and South Africa. He shares his personal journey of moving from the UK to Ireland and how this experience shapes his expertise.We delve into the complexities of the Irish tax system, especially for foreign investments, and discuss the importance of informed decision-making in tax planning. Marc talks about the bigger picture of financial planning, encouraging people to enjoy their money and focusing on lifestyle goals rather than just financial objectives.A detailed discussion on Section 72 policies in Ireland, their costs, and effectiveness. Marc offers insights into alternative estate planning strategies that might be more beneficial than traditional insurance policies.Marc stresses the importance of aligning financial solutions to client-specific problems rather than a one-size-fits-all approach, underscoring the potential conflicts of interest in commission-based financial products.T​his episode is Part 1 of my conversation with Marc, with Part 2 to come in two weeks. I​f you're interested in engaging Marc in his services, get in touch via the Everlake website (https://everlake.ie/​).​If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.

In this  episode  we discuss the 5 most common financial mistakes women tend to make. They indicate that often, women are not involved in long-term financial decisions or they fail to invest money in their own names. They also mention pitfalls like investing in high-risk schemes without a proper understanding of the risks involved, striving for financial perfectionism leading to inaction, and losing sight of the long-term financial goals. 42 - DIY a Financial Plan45 - Start your first Stocks & Shares ISA79 - How to start a pension81 - How much risk should you takeYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | FacebookSupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

In the latest episode, number 114, our esteemed host, Fiona Pawley, talks with Alex Keys, Sales & Marketing Director at Dumarey Flybrid. 2024 welcomes new and exciting times for PUNCH Flybrid as they rebrand to Dumarey Flybrid. Same group, same people, same product BUT a new brand that encapsulates their desire to continue growth, to innovate further and to service their customers with the same passion to work towards our vision of a future where sustainable mobility will be accessible to all. Listen as Fiona and Alex talk about how every dynamically operated vehicle or machine will use some form of energy recovery system at some point in the future. Racing and road cars, buses, trucks, off-highway machinery, and even electric power generators experience highly dynamic duty cycles that allow energy recovery systems to provide a benefit. Dynamic duty cycles demand high power to recover energy. Dumarey Flybrid has developed energy recovery technology that uses high power densities to achieve exceptional performance. Alex and Fiona also find time to talk about Silverstone Park life including 5-aside football and the benefits of coaching, also the joys of driving their first cars; which were both Volvo's with automatic chokes.   Links: Alex Keys, Sales & Marketing Director, Dumarey Flybrid Dumarey Flybrid Leave a review!   Don't forget to check out the Inside Silverstone website for more great content. Would you like to appear on the podcast? Own a business or work in/around the Silverstone business or motorsport region? Have a story or/and knowledge to share? Get in contact with Chris on insidesilverstone@longhurst.co.uk, or reach out on Twitter @SilverstonePod.   ABOUT THE HOSTS Chris Broome Chris is first and foremost a big tech, motor-sport, and gaming fan. So the opportunity to host a podcast focusing on these topics was too good to turn down. In his day-to-day life Chris is a Chartered Financial Planner and Fellow of the Chartered Institute of Insurers. His business, Longhurst, has a niche providing financial advice to clients and businesses who work in the tech, innovation, and engineering sectors. Their head office is located on Silverstone Park, Northamptonshire. 'A business plan without a personal plan is pointless.'    Fiona Pawley Fiona brings a unique perspective to leadership and management, drawing from her personal motorsport experience to help people learn how to better tap into their personal power, improve relationships, and establish themselves as leaders in their industry. With a focus on practical techniques and actionable strategies, Fiona's coaching and training is a valuable resource for anyone looking to improve their leadership and management skills. Her aim is to provide a bespoke and enjoyable coaching or training experience, tailored for personal and business needs, helping individuals unleash their potential and make the key changes they need. Whether you're a seasoned business owner or just starting out, the Inside Silverstone podcast is for you. So, tune in and let's explore the world of business together.

The episode discusses the changes in money habits as people age. They discuss how attitudes towards money can remain constant through life but can become more extreme or display in different ways with age. They also notice a sort of cycle where people in their 50s are highly focused on planning for retirement. Upon reaching the 60s, the strict and mindful planning often takes a backseat as they start indulging more but this changes again as they reach the 70s and the realities of aging set in. By 80s, people tend to focus more on sharing and giving away their wealth. They emphasise the importance of understanding the context of aging loved ones when discussing money and the need for patience and intentionality when making financial decisions.01:18 Observations on Money Habits in Later Life03:37 The Impact of Age on Decision Making05:56 The Influence of Affluence on Money Habits06:39 Challenging the Notion of Changing Money Habits09:04 The Cycle of Money Habits Through Different Life Stages20:28 The Role of Money in Facilitating LifeRegrets of the DyingYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | FacebookSupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

In this episode of the Women in Money Cafe, the hosts discuss their old beliefs about money and reveal how they've evolved their views. From thinking they were useless with money or that they didn't deserve it, to believing that wealth equates happiness, each shares their journey to understanding their relationship with money. They touch on the impact of upbringing, work pressures, societal influences such as social media on perceptions about money and address money-related guilt. They also reflect on how financial coaching has illuminated their misconceptions and helped them reshape their thoughts around money, emphasising that everyone's belief about money is unique to their personal experiences and circumstances.00:00 Introduction and Welcome00:11 Exploring Old Beliefs About Money00:52 Introducing the Co-Hosts01:33 Sara's Money Beliefs Transformation09:31 Emily's Perception of Money and Happiness16:48 Michelle's Journey to Self-Worth and Money28:04 Julie's Realization About Money and Importance33:26 Final Thoughts and Wrap UpYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | Facebook    Support the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

In the latest episode, Episode 113, our esteemed host, Fiona Pawley, engages in a captivating conversation with Gary Brotman, a fervent technology advocate serving as the Chief Executive Officer at Secondmind. With an impressive track record of over two decades, Gary has led teams dedicated to constructing and commercialising product and service lines for top-tier Fortune 500 companies and startups, with a focus on machine learning, mobility, and media. Secondmind is at the forefront of a revolutionary effort to transform the automotive industry. Delve into the discussion to discover how their cloud-based optimisation engine is empowering engineers to craft superior cars at an accelerated pace. Gain insights into Gary's distinctive approach to team-building, anchored in authenticity and diversity, which serves as a catalyst for the company's ongoing success. Join us in exploring the intersection of innovation, technology, and leadership in this insightful episode.   Links: Gary Brotman, CEO, Secondmind Secondmind Leave a review!   Don't forget to check out the Inside Silverstone website for more great content. Would you like to appear on the podcast? Own a business or work in/around the Silverstone business or motorsport region? Have a story or/and knowledge to share? Get in contact with Chris on insidesilverstone@longhurst.co.uk, or reach out on Twitter @SilverstonePod.   ABOUT THE HOSTS Chris Broome Chris is first and foremost a big tech, motor-sport, and gaming fan. So the opportunity to host a podcast focusing on these topics was too good to turn down. In his day-to-day life Chris is a Chartered Financial Planner and Fellow of the Chartered Institute of Insurers. His business, Longhurst, has a niche providing financial advice to clients and businesses who work in the tech, innovation, and engineering sectors. Their head office is located on Silverstone Park, Northamptonshire. 'A business plan without a personal plan is pointless.'    Fiona Pawley Fiona brings a unique perspective to leadership and management, drawing from her personal motorsport experience to help people learn how to better tap into their personal power, improve relationships, and establish themselves as leaders in their industry. With a focus on practical techniques and actionable strategies, Fiona's coaching and training is a valuable resource for anyone looking to improve their leadership and management skills. Her aim is to provide a bespoke and enjoyable coaching or training experience, tailored for personal and business needs, helping individuals unleash their potential and make the key changes they need. Whether you're a seasoned business owner or just starting out, the Inside Silverstone podcast is for you. So, tune in and let's explore the world of business together.

In this episode  Julie, Sara, Michelle, and Emily discuss their best financial decisions and how they've positively shaped their personal finance management. Michelle shares her successful strategy of organizing money into separate 'pots' for different purposes - from taxes to holidays, allowing her to have a clearer picture of her finances. Sarah discusses the importance of active communication and shared financial understanding in a relationship. Emily reflects on smartly splitting an inheritance into short-term, medium-term, and long-term investments. Lastly, Julie chats about her '10 percent rule' for incrementally boosting her pension fund, thus securing her retirement. The episode encourages listeners to reflect on their own financial habits and think about how best to plan for the future.01:21 Michelle's Money Management Strategy12:36 Sara's Best Money Move: Communication24:41 Understanding the Bigger Picture in Financial Planning28:14 The Art of Financial Planning: A Personal Experience39:30 The Power of Incremental Increases in Pension ContributionsYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | Facebook   Support the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

We know from chatting to you that many of you have started investing since listening to the podcast. And we love that! But we also know that it will have been hard watching your investments this year and that you may be tempted to quit investing and move money to cash because of interest rates. This episode is for you if you are feeling disillusioned with investing.  The whole team is here for this episode to share with you what we are saying to our clients to help them right now.At the risk of sounding like an Instagram reel, follow the process

Nitika and Lis from Aila Money discuss the gender wealth gap and ways to address it. They discuss Aila Money's innovative approach to equipping women with financial tools and knowledge. This includes a beta version of their not-yet-an-app, which focuses on life goal planning, not just finance, and understanding individuals' needs and wants for their life. Also discussed are the shifting patterns of wealth management in relation to women, the importance of investing, and the influence of language in financial advice and understanding.01:58 The Importance of Financial Education for Women02:47 Interview with Liz and Nikita from Aila Money03:03 The Story Behind Aila Money07:16 The Role of Language in Financial Advice11:46 The Target Audience for Aila Money27:16 The Importance of InvestingGUEST EXPERTS: LIZ PRAGER & NITIKA VYAS met at university. Over their careers they've come to see how much financial advice people with money have access to and the fact that the money advice gap is increasing! They have joined forces to co-found Aila Money, a digital financial coaching solution that helps people get more comfortable and confident managing their money. Aila combines technology, psychology, human coaching and financial advice to help people achieve their money goals.Follow Aila Money:Instagram | LinkedIn |  Facebook | WebYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making. Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Support the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

In episode 112 your host, Fiona Pawley, interviews James Dornor, Founder of Driven By Us. The organisation has been set up to support allies, ethnic minorities and female groups in all aspects of automotive and motor sports. Principal activities will be to provide STEM & Media programs targeted at less affluent areas across the UK increasing knowledge and accessibility for these groups. James Dornor has 13 years' experience in automotive and motorsport industries combined, formerly responsible for maintaining all electronics and car systems on a range of Mercedes AMG F1 Heritage cars driven by the likes of Sir Lewis Hamilton MBE ranging from 2022-2013 and beyond. Since creating Driven By Us in 2023, James has:  - been to No.10 for the Black History Month reception, celebrating entrepreneurs making an impact for the next generation;  - met with Rishi Sunak, Prime Minister and Dame Rt Hon. Andrea Leadsom MP discussing EDI within automotive and motorsports; - won the Points of Light award, recognising the outstanding volunteers who are making a change in the community. Driven By Us have also formed the first ethnic-led recognised club through Motorsport UK that will host events for the community and its members. We hear how the unwavering support of business leaders, club officers and industry volunteers, has created the community and success of Driven By Us.  Anyone can sign up to volunteer, join the club or donate.    Links: James Dornor, Founder & CEO, Driven By Us Leave a review!   Don't forget to check out the Inside Silverstone website for more great content. Would you like to appear on the podcast? Own a business or work in/around the Silverstone business or motorsport region? Have a story or/and knowledge to share? Get in contact with Chris on insidesilverstone@longhurst.co.uk, or reach out on Twitter @SilverstonePod.   ABOUT THE HOSTS Chris Broome Chris is first and foremost a big tech, motor-sport, and gaming fan. So the opportunity to host a podcast focusing on these topics was too good to turn down. In his day-to-day life Chris is a Chartered Financial Planner and Fellow of the Chartered Institute of Insurers. His business, Longhurst, has a niche providing financial advice to clients and businesses who work in the tech, innovation, and engineering sectors. Their head office is located on Silverstone Park, Northamptonshire. 'A business plan without a personal plan is pointless.'    Fiona Pawley Fiona brings a unique perspective to leadership and management, drawing from her personal motorsport experience to help people learn how to better tap into their personal power, improve relationships, and establish themselves as leaders in their industry. With a focus on practical techniques and actionable strategies, Fiona's coaching and training is a valuable resource for anyone looking to improve their leadership and management skills. Her aim is to provide a bespoke and enjoyable coaching or training experience, tailored for personal and business needs, helping individuals unleash their potential and make the key changes they need. Whether you're a seasoned business owner or just starting out, the Inside Silverstone podcast is for you. So, tune in and let's explore the world of business together.

On this episode of the Women in Money Cafe, guests Sara and Michelle talk about money M.O.T, a financial health check concept. They discuss tools such as HSBC's financial fitness test and Money to the Masses' money MOT tool. These tools can help listeners assess their financial health and provide insights on areas in need of improvement. They also discuss their personal strategies for saving money and encourage listeners not to feel overwhelmed when checking their finances, but instead take small steps to improve their financial situation.00:00 Introduction and Welcoming Guests00:21 Discussing the Concept of a Money M.O.T02:00 Exploring the HSBC Financial Fitness Test02:51 Discussing the Importance of Knowing Your Financial Numbers03:17 Sharing Personal Experiences with the HSBC Test10:00 Introducing the Money to the Masses Tool10:20 Sharing Personal Experiences with the Money to the Masses Tool15:40 Discussing the Importance of Emergency Funds21:15 Sharing Personal Money Management Strategies27:19 Final Thoughts and Closing RemarksMoney to the Masses MOT https://mot.moneytothemasses.com/HSBC Fitness Score https://financialfitness.hsbc.co.uk/YOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Support the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

The team at Women in Money Cafe discuss their favourite films that involve money and the lessons that can be gleaned from them. Some films highlighted include 'The Big Short', which helps demystify the 2008 financial crisis; 'Rogue Trader', a true story that illustrates the importance of proper financial compliance; and 'Confessions of a Shopaholic', a lighter-heartened film portraying the drawbacks of overspending. They also analyse general themes like rags-to-riches narratives, use of money in films to induce certain emotions and the potential educational value of these films for children or those unfamiliar with complex financial constructs.00:00 Introduction 00:38 Introducing the Team and Their Favorite Money Movies01:34 Discussion on 'The Big Short'06:50 Insights on 'Rogue Trader'12:20 Exploring 'Confessions of a Shopaholic'16:55 Reflecting on Money Themes in Movies25:37 Recommendation of 'Margin Call' and Closing ThoughtsThe Films:Big Short - NetflixMargin Call - AmazonRogue Trader - YouTubeConfessions of a Shopaholic - DisneyUp - DisneyTrading Places - AmazonYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Support the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

In episode 111 your host, Fiona Pawley, interviews Leon Price - Team & Sporting Director at Envision Racing. Listen as Leon walks us through his career in motorsport from sweeping floors and making tea at DPR racing, Head of Operations at GP3, to becoming Formula E World Champions with Envision Racing. For Leon racing is a family affair. We talk about fond memories of his dad's (David Price - "Pricey") career, winning Le Mans in the 80's with Mercedes. A touching reflection on losing his best friend with the passing of Pricey. The importance of talking about how we are feeling in the tough times, finding something you enjoy for your wellbeing and looking after your people at work. Taking a leaf out of Pricey's book – “be a nice bloke, have a lot of fun and find something to do that you love.”   Links: Leon Price, Envision Racing Leave a review!   Don't forget to check out the Inside Silverstone website for more great content. Would you like to appear on the podcast? Own a business or work in/around the Silverstone business or motorsport region? Have a story or/and knowledge to share? Get in contact with Chris on insidesilverstone@longhurst.co.uk, or reach out on Twitter @SilverstonePod.   ABOUT THE HOSTS Chris Broome Chris is first and foremost a big tech, motor-sport, and gaming fan. So the opportunity to host a podcast focusing on these topics was too good to turn down. In his day-to-day life Chris is a Chartered Financial Planner and Fellow of the Chartered Institute of Insurers. His business, Longhurst, has a niche providing financial advice to clients and businesses who work in the tech, innovation, and engineering sectors. Their head office is located on Silverstone Park, Northamptonshire. 'A business plan without a personal plan is pointless.'    Fiona Pawley Fiona brings a unique perspective to leadership and management, drawing from her personal motorsport experience to help people learn how to better tap into their personal power, improve relationships, and establish themselves as leaders in their industry. With a focus on practical techniques and actionable strategies, Fiona's coaching and training is a valuable resource for anyone looking to improve their leadership and management skills. Her aim is to provide a bespoke and enjoyable coaching or training experience, tailored for personal and business needs, helping individuals unleash their potential and make the key changes they need. Whether you're a seasoned business owner or just starting out, the Inside Silverstone podcast is for you. So, tune in and let's explore the world of business together.

Most people would like to save for their children but it's not always straightforward. There are questions about the best accounts, about how much you can afford - and about what those children might decide to spend the money on once they hit 18!According to Standard Life 7 out of 10 parents are worried they're not saving enough for their youngsters' futures.Felicity Hannah is joined by Kirsty Stone, a Chartered Financial Planner at the financial adviser The Private Office and Stephanie Fitzgerald, Head of Young People Programmes at The Money Charity to answer your comments and questions.Presenter: Felicity Hannah Producer: Sarah Rogers Reporter: Eimear Devlin Editor: Jess Quayle(This programme was first broadcast on Wednesday the 15th of November at 3pm).

In this episode we're joined by Susan, the Biking Building Barrister. We're cutting through the jargon and sharing loads of tips to protect your money and your home.Areas Covered:- Difference between a quote Vs estimate- How much if any deposit should you pay- Handling paying for materials- Finding reliable builders and tradespeople through trusted trader lists- Setting ground rules with builders and effective communicationGuest Expert: Susan Francombe, also known as the Biking Building Barrister, is an experienced professional in the construction industry for over 30 years. With a background as both an engineer and a lawyer, she has developed a deep understanding of the intricacies of the field. With her vast expertise, Susan strives to provide valuable insights and guidance to clients in these area5 Top legal tips for property renovation  | Trades without TraumaYOUR HOSTJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Ebb & Flow Financial Coaching | Bree Wealth & Tax | InstagramCO-HOSTSEmily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values. Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Sara Walker is a financial planner and financial coach with 33 years' experience in financial services. She wants all women to feel financially confident and uses her professional and life experiences to support and educate women over 40 so they in turn feel able to support and be role models for the younger women in their lives. Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement. LinkedIn | Instagram | FacebookSupport the show✅ And if you enjoyed the show, please leave us a review.We genuinely love hearing your questions and feedback. So, email us a voice note womenandmoneycafe@gmail.com or via instagram with your thoughts and suggestions.

Tom welcomes Economist and Wealth Advisor Jonathan Davis back to the show. Jonathan Davis believes we could be repeating the 2008 banking crisis. Central bankers make incorrect statements about the future and have their own agendas often connected to politics. The Fed is surrounded by incapable academics and often behind the curve. Real estate mortgages will have to be reset at higher rates, and unemployment is likely to rise. Interest rates and inflation don't always work together, and there's little value in bonds for long-term investors. Commodities are in a state of collapse, and manufacturing is in contraction globally. China has a large debt and had to implement harsh lockdowns. Western countries are still closing nuclear plants while Japan and China are opening new reactors. The next major risk-off event could be soon and gold will rebound when it happens. He advises investing in funds for specific asset classes rather than individual stocks. Time Stamp References:0:00 - Introduction0:40 - History Repeating?3:30 - Data Dependent6:14 - Inflation Ahead?9:00 - Rates & Charts14:07 - Long-Term Treasuries?15:43 - Bias, Fed & Complacency18:17 - Equities Sell Off & Gold21:49 - Commodity Crash & China25:52 - Gold & Heart Conditions29:13 - U.K Mid Caps & DXY34:05 - Lagging Miners?35:52 - Uranium Thoughts40:45 - Best Markets for Metals42:46 - Overall Recovery Themes50:40 - Historic Dow Chart53:14 - Strategies & Funds56:25 - Wrap Up Talking Points From This Episode The 2008 banking crisis seems to be repeating.Commodities are in a collapse along with global manufacturing.Focus on investing with funds for specific asset classes rather than picking individual stocks. Guest Links:Website: https://jonathandaviswm.comTwitter: https://twitter.com/j0nathandavisTwitter: https://twitter.com/boomsbusts Jonathan Davis BA MBA FCII FPFS, Chartered Financial Planner, is the Wealth Adviser. He is a former Chairman of the London Region of The Institute of Financial Planning (now Chartered Wealth Management Institute). Jonathan has been delivering wealth advice since 1987. Johnathan established the Jonathan Davis Wealth Management in January 2007, where they provide a niche Wealth Management advising a small number of clients. He established this firm in January 2007. He has over 1000 appearances in the press, radio, and TV. He is often asked to comment on financial issues.