Podcasts about Surrey

Sixteen-year-old Ruth Wilson disappeared after travelling by taxi to Box Hill in Surrey. She had skipped school and, after being dropped off, was last seen standing alone in the rain on a quiet bridleway as darkness was falling.Ruth had been experiencing difficulties in her personal life, having recently discovered the truth about her biological mother's death, something that reportedly had a significant impact on her. Friends also described her as someone who had talked about running away and starting a new life. But what actually happened to Ruth remains unknown. Did she deliberately disappear, hoping to leave her old life behind? Was she struggling with her emotions and considering ending her life? Or did she encounter someone on Box Hill and come to harm?I release new episodes of the UK True Crime Podcast every Tuesday and Friday, so please do join me for the next story on Tuesday.Find out more about me, Adam Lloyd, & UK True Crimehttps://uktruecrime.comSupport me at Patreon:https://www.patreon.com/UKTrueCrimeBuy Me a Coffeehttps://buymeacoffee.com/uktruecrimepodcastWatch my YouTube Channelhttps://www.youtube.com/@Adam-uktruecrime/videosJoin UK True Crime Facebook Grouphttps://www.facebook.com/groups/UKTrueCrime Hosted on Acast. See acast.com/privacy for more information.

While most people are distracted by the latest blow-up in US Treasuries, our hosts Katie Martin and Rob Armstrong lift the lid on a less watched corner of the debt markets. The world's hyperscalers – giant companies such as Amazon and Meta – need to borrow as much as they can to build the data centres needed for the AI boom. FT markets reporter Emily Herbert tells us what their elephantine debt issuance has been doing to corporate bond markets around the world. Plus, Katie shorts sniff tests, Emily goes long soup and Rob entrusts his life savings to a supermarket manager in Surrey. Hosted on Acast. See acast.com/privacy for more information.

Sam Ellard is joined by the former South Africa fast bowler Kyle Abbott and the former Surrey all-rounder Cameron Steel to look back at the ODI series between South Africa and Australia, with the Proteas sealing a 2-1 series win despite a rain-affected defeat in the third ODI.They discuss what positives Australia can take from the game, how badly their middle order needs a player like Steve Smith, and they discuss where both sides are heading into next year's tournament. Plus, Kyle gives his thoughts on South Africa and some of the selection headaches for Shukri Conrad.Hear live and exclusive ball-by-ball commentary of Australia's three-match Test series against South Africa on talkSPORT 2 and the talkSPORT Cricket YouTube Channel.Instagram: @talkSPORT_CricketYouTube: https://www.youtube.com/channel/UC9vsecLHNgTj-yoNumw63lQX: @Cricket_TS @SamEllard @CameronSteel44 @Kyle_Abbott87Hosts: Sam Ellard, Kyle Abbott and Cameron SteelProducer: Scott Taylor Hosted on Acast. See acast.com/privacy for more information.

Send us Fan MailThis week Jonny Ball sits down with Helen Maguire who has been Member of Parliament for Epsom and Ewell since 2024. Before entering politics, Helen served in the British Army with the Royal Military Police.Helen commissioned from the Royal Military Academy Sandhurst, where she went on to serve in Bosnia on a Stabilisation Force mission, and in Iraq to help rebuild the Iraqi Police and provide on-the-ground counter-insurgency policing support to infantry.After leaving the army, Helen worked as a personal fitness instructor and founded a fitness company. She became a chartered fundraiser in 2016 and later ran a fundraising consultancy business.Maguire received the British Empire Medal (BEM) in the 2023 Birthday Honours for services to the community. She lives in Surrey with her husband and three children.In 2024 Maguire was appointed by Liberal Democrat Leader Ed Davey as the party spokesperson for Defence as part of his Frontbench Team and now serves as the spokesperson on Primary Care & Cancer.To find out more about Helen, see here: Helen Maguire MPSupport the show✅Support The Show Help Us Grow! Help us reach more veterans by donating the cost of a cup of coffee today...

What if the part of you that doesn't want to meditate doesn't need to be overcome? Perhaps you've tried meditation and found yourself restless, distracted, bored, resistant — or suddenly thinking about everything else you could be doing. In Internal Family Systems (IFS), we can get curious about these parts rather than trying to silence them. This gentle guided meditation invites you to welcome the parts of you that don't want to meditate, with curiosity, compassion and no pressure to change them. You don't have to make yourself calm. You don't have to empty your mind. You don't even have to want to meditate. Instead, you can simply become curious about what is here. This practice is an invitation to meet yourself exactly where you are — including the parts that are busy, sceptical, restless, resistant or simply saying, “I don't want to do this!”

What if the part of you that doesn't want to meditate doesn't need to be overcome? Perhaps you've tried meditation and found yourself restless, distracted, bored, resistant — or suddenly thinking about everything else you could be doing. In Internal Family Systems (IFS), we can get curious about these parts rather than trying to silence them. This gentle guided meditation invites you to welcome the parts of you that don't want to meditate, with curiosity, compassion and no pressure to change them. You don't have to make yourself calm. You don't have to empty your mind. You don't even have to want to meditate. Instead, you can simply become curious about what is here. This practice is an invitation to meet yourself exactly where you are — including the parts that are busy, sceptical, restless, resistant or simply saying, “I don't want to do this!”

Relational Noticing — a guided meditation for connection, curiosity and presence What happens when you pause and become curious about what is happening between you and another person — and what is happening inside you at the same time? This gentle guided meditation invites you into the practice of relational noticing: slowing down, becoming aware of your inner experience, and noticing the subtle shifts that happen when we bring curiosity and presence to our relationships. Rather than trying to change anything, you are invited simply to notice. You might use this meditation when you are: • feeling caught in a difficult relationship • aware of tension, irritation or disconnection • wanting to understand your own reactions more compassionately • preparing for a conversation • or simply wanting to become more present with yourself and others. This is a short practice you can return to whenever you need a little more space, curiosity and connection.

In this short solo episode, I share what I've been thinking about ever since I got back from running my Visibility Retreat a couple of weeks ago.On the first day, quite a few of the women arrived feeling exhausted and overwhelmed. They were doing all the things they thought they should be doing to grow their businesses, but it all just felt like… a lot.And over the three days, I noticed something shift.It made me realise there's a part of visibility that we don't talk about enough - and it might be the very thing that's missing if showing up online is starting to feel exhausting, lonely or like you're constantly shouting into the void. I share what I noticed at the retreat, what it made me realise about my own visibility, and the question I think is worth asking yourself if you're creating content consistently but wondering whether any of it is actually moving the needle. I also share a little update about the podcast and why you'll be hearing more short solo episodes from me over the coming months. If showing up has been feeling heavier than usual lately, this one's for you.Connect with Vicki:Take the visibility archetype quizFollow me on Instagram: @iamvickiknightsCheck out my websiteReady to work together?Book a branding photo shoot with meFind out about my visibility coachingFind out more about The Visibility Retreat Grab The Confidence Toolkit for just £15Get my self-paced course, UNCOVER YOUR MAGIC (Use the code SHOWING UP for 10% off)Mentioned in this episode:The Visibility Workshop Find out more about The Visibility Workshop on 8th October 2026 in Farnham, Surrey. https://vickiknights.co.uk/visibility-workshop

Crystal spoke to Sarah Hodkinson in advance of their participation in the Roundtable Keynote discussion , entitled 'Navigating the Music Therapy Landscape: Considering the challenges and opportunities facing the profession in the UK', which will be part of the forthcoming BAMT online conference in November - Music Therapy in a Changing Landscape. Sarah is a clinical academic, music therapist and EMDR therapist with more than 20 years' experience in paediatric palliative care. She is Head of Psychosocial Services at Shooting Star Children's Hospices, leading a thriving multidisciplinary team of arts therapists and family support workers providing holistic, family-centred care across London and Surrey. Sarah continues to work clinically alongside her leadership role, giving therapy to children with life-limiting conditions, their siblings and parents, families experiencing bereavement and those living with the impact of traumatic experiences. She designed and leads an award-winning Specialist Bereavement Service and is passionate about addressing inequalities in paediatric palliative care through research, knowledge exchange, co-creation, creativity and systems thinking. Sarah is a Principal Teaching Fellow and Associate Professor at the University of Southampton, where her academic work focuses on music in healthcare and education. Her research includes publicly funded projects exploring music and rehabilitation for adults with cochlear implants, and research into inequalities in specialist bereavement care following child death. She has also developed international work combining music therapy and speech and language therapy in Moldova, where Commusicating is now embedded across six regions. Her work is presented nationally and internationally. Sarah particularly values the opportunity to inhabit both the clinical and academic worlds, where research informs practice and the experiences of children and families shape research and how future generations learn. Music remains an important part of her life: she plays many instruments, most often Celtic harp, guitar, piano and flute, and is Deputy Conductor of a 50-strong vocal ensemble that tours across Europe. At the heart of Sarah's work is a belief in learning from people with lived experience, creating models of care that are meaningful, compassionate and achieve excellent clinical outcomes.    

Two years after an alleged gang rape on Cornell University campus, prosecutors are reopening the investigation — and the new attention is largely thanks to reporting by student journalists. Former Canadian spies and security officials want Parliamentarians to get to the bottom of what really happened to diplomats plagued with "Havana Syndrome" and whether Ottawa did enough to help them. An American ban on some Canadian imports is now in effect — and the CEO of Moosehead beer says being at loggerheads with the U.S. is bad for lager heads. At the start of the pandemic, the Cargill meat packing plant had one of Canada's worst COVID outbreaks. A new report finds the company and the Alberta government could, and should, have done more to protect workers. A man linked to a notorious gang is suspected of shooting up a local radio station in Surrey. One of its hosts tells us he should be deported. When the NHL season starts up tonight, not a single game will be available on a free Canadian TV network; our guest says that's really dropping the puck. On a rare sunny day on a remote Scottish archipelago, one photographer took a phenomenal photo by waiting underwater for a northern gannet to execute a swan dive. At an international tournament in Japan, Uzbekistan's volleyball team had a uniform emergency, which was solved by a whole bunch of convenience-store socks. As It Happens, the Tuesday edition. Radio that knows even elite athletes have to do a little sole-searching sometimes.

Canadian Property Taxes: What Real Estate Investors Are Missing Property taxes might not be the most exciting part of real estate investing, but they can completely change the performance of a rental property. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby compare residential property taxes across 20 major Canadian cities and show just how dramatically the numbers can change from one market to another. Using the same $500,000 assessed property value in every market allows for an apples-to-apples comparison. The difference between the lowest and highest cities in the comparison works out to thousands of dollars per year and hundreds of dollars every month. For a real estate investor, that's cash flow. How Property Taxes Actually Work Property taxes aren't structured exactly the same way across Canada. Depending on the province and municipality, your bill can include municipal taxes, provincial education taxes, regional authorities, transit, fire protection, waste collection, school taxes and other local levies. The terminology and assessment systems can also differ between provinces. The important lesson for investors is that looking at a property's purchase price isn't enough. You need to understand the actual assessed value, applicable tax rates and any additional charges specific to that municipality. Why Assessed Value Matters Property taxes are generally calculated using the municipality's assessed value of the property, which isn't necessarily the same as the purchase price or current market value. That distinction becomes especially important when buying a recently renovated property, adding a legal secondary suite, building a garage or completing another improvement that could increase the assessed value. If the municipality hasn't yet incorporated those improvements into the assessment, the existing tax bill may not accurately represent what you'll eventually pay. Vancouver Has the Lowest Rate in the Comparison One of the biggest surprises in today's episode is Vancouver. Using the rates discussed on the show, Vancouver had the lowest combined percentage among the 20 cities compared. On the standardized $500,000 assessed property used throughout the episode, the approximate annual property tax was $1,682, or about $140 per month. Surrey, Kelowna and Victoria were also near the low end of the comparison. Wayne discusses an important reason why percentage rates alone can be misleading. Markets with very high property values can use lower percentage rates while still generating substantial tax revenue because those percentages are being applied against much larger assessed values. Edmonton vs. Calgary Property Taxes The Edmonton-Calgary comparison was particularly interesting. Using the same $500,000 assessed property: Calgary: approximately $3,325/year Edmonton: approximately $5,182/year Difference: approximately $1,857/year That's roughly $155 per month in additional expenses for the Edmonton example. But Wayne stresses that this doesn't automatically make Calgary a better real estate investment. Purchase price, achievable rent, insurance, utilities, cash flow, tenant profile and other operating expenses all have to be considered together. A lower property-tax rate can't compensate for an investment that doesn't otherwise produce the returns you're looking for. Windsor Had the Highest Rate in the Comparison At the other end of the list was Windsor. Using the figures discussed during the episode, a $500,000 assessed property produced an estimated annual property-tax bill of approximately $10,483, or about $873 per month. Compare that with approximately $1,682 annually in Vancouver. That's a difference of roughly $8,801 per year, or about $733 every month. For a rental-property investor, an expense difference of that magnitude can completely change the economics of a deal. Why You Can't Just Compare Mill Rates This episode isn't intended to suggest that investors can simply take a city's headline tax percentage, multiply it by a purchase price and call it done. Assessment systems aren't standardized across Canada. Different jurisdictions can have separate school taxes, regional levies, parcel taxes, waste charges, borough-specific taxes and other fees. Properties can also fall into different classifications. That's why investors need to research the actual property they're considering. Wayne's 5-Step Property Tax Due-Diligence Process When analyzing a new rental property or unfamiliar market: Get the property's actual previous tax bill. Don't rely exclusively on an MLS listing or what the seller tells you. Determine whether the current assessment reflects recent renovations, additions, secondary suites or new construction. Look for separate charges including school taxes, regional levies, parcel taxes, waste fees, stormwater charges and local improvement charges. Verify the property's tax classification and whether your planned use or renovations could change it. Stress test the deal. Don't assume today's property-tax bill will remain unchanged for the next 10 or 20 years. Property Taxes and the 5% Rule This is another reason Wayne emphasizes cash flow. A property that barely works using today's expenses can quickly become a bad investment when property taxes, insurance, maintenance or other costs increase. The 5% Rule™ cash flow test is: (Annual Cash Flow ÷ Down Payment) × 100 5–6% = sufficient 7–9% = strong 10%+ = excellent Cash flow isn't simply money to spend. It's part of the financial buffer that allows an investor to absorb unexpected changes while continuing to hold the property for the long term. Search "The 5% Rule by Wayne Hillier" on Amazon to learn more. REI Masters Mentorship Special Through October 3, 2026, anyone who joins the REI Masters Mentorship Program receives 24 months of mentorship for the price of 12. New members will also be able to attend the upcoming REI Masters Retreat in Edmonton on October 16–17, 2026. Learn more: www.reimasters.ca Canadian Real Estate Investing Morning Show Hosted by Wayne Hillier and Gabby Hillier. Live every weekday at 7:00 AM Mountain Time from Edmonton, Alberta. Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca  

Baz Richards talks with Jess Contos about the latest from Community Life Magazine including studio guest soap star Gemma Bissix of Hollyoaks and East Enders fame.

Hannah Murray will start by looking at the bestseller lists on Amazon.co.uk and The Sunday Times, the oldest and most influential book sales chart in the UK, and seeing what new entries there are.Gervase Phinn is an author, poet, broadcaster, and educational guru, affectionately dubbed "the James Herriot of Schools". His warm-hearted reminiscences about life as a school inspector in the Yorkshire Dales have featured prominently on Radio 4 Book of the Week. His new novel 'Chalk Dust and New Chapters' is set in 1950s Yorkshire, and celebrates those memorably early schooldays. Joanna Foat grew up in Surrey with a love of forests, nature and history. After more than a decade researching the Lumberjills and meeting many of the women who served, she brings their courage, friendship and resilience to life in 'The Lumberjills Under Suspicion', the second in her Lumberjills series, inspired by true events, bringing to life the forgotten story of the Women's Timber Corps - women who kept Britain's forests working during the Second World War. Alex Gerlis is the author of multiple Second World War espionage thrillers. His latest 'City of Traitors' is the third in his Double Agent series. ...Carole Ryder is a former English teacher and Marketing Director whose husband's work to her to LA in her fifties. Navigating the menopause and expat life there, she embraced LA's culture of creativity and reinvention. 'Unleashed in LA' is what Hollywood taught a British woman abut reinvention and bonkers ideas! Marcus Bone spent 30 years in serious journalism, technology and finance reporting. His novel 'Evil Goods' is a laugh-out-loud journey into a quirky alternative universe. It's the first in a hilarious new series , that features logic puzzles throughout Rhiannon Grist is a Welsh writer of weird, dark and speculative fiction. 'Home Sick' is her psychological thriller debut, about a troubled woman seeking a fresh start in the Scottish countryside who believes her neighbour may be behind the strange disturbances in her home. Sue Moorcroft is a bestselling author of romantic fiction set in beautiful places. 'Secrets of the Italian Guesthouse' is set on Lake Como, and filled with new beginnings and second chances, and is the first in a new trilogy.Don't want to wait? Catch up with The TRE Book Show every Friday from 14.00 CET - repeated Sunday from 13.00CET

Canadian Property Taxes: What Real Estate Investors Are Missing Property taxes might not be the most exciting part of real estate investing, but they can completely change the performance of a rental property. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby compare residential property taxes across 20 major Canadian cities and show just how dramatically the numbers can change from one market to another. Using the same $500,000 assessed property value in every market allows for an apples-to-apples comparison. The difference between the lowest and highest cities in the comparison works out to thousands of dollars per year and hundreds of dollars every month. For a real estate investor, that's cash flow. How Property Taxes Actually Work Property taxes aren't structured exactly the same way across Canada. Depending on the province and municipality, your bill can include municipal taxes, provincial education taxes, regional authorities, transit, fire protection, waste collection, school taxes and other local levies. The terminology and assessment systems can also differ between provinces. The important lesson for investors is that looking at a property's purchase price isn't enough. You need to understand the actual assessed value, applicable tax rates and any additional charges specific to that municipality. Why Assessed Value Matters Property taxes are generally calculated using the municipality's assessed value of the property, which isn't necessarily the same as the purchase price or current market value. That distinction becomes especially important when buying a recently renovated property, adding a legal secondary suite, building a garage or completing another improvement that could increase the assessed value. If the municipality hasn't yet incorporated those improvements into the assessment, the existing tax bill may not accurately represent what you'll eventually pay. Vancouver Has the Lowest Rate in the Comparison One of the biggest surprises in today's episode is Vancouver. Using the rates discussed on the show, Vancouver had the lowest combined percentage among the 20 cities compared. On the standardized $500,000 assessed property used throughout the episode, the approximate annual property tax was $1,682, or about $140 per month. Surrey, Kelowna and Victoria were also near the low end of the comparison. Wayne discusses an important reason why percentage rates alone can be misleading. Markets with very high property values can use lower percentage rates while still generating substantial tax revenue because those percentages are being applied against much larger assessed values. Edmonton vs. Calgary Property Taxes The Edmonton-Calgary comparison was particularly interesting. Using the same $500,000 assessed property: Calgary: approximately $3,325/year Edmonton: approximately $5,182/year Difference: approximately $1,857/year That's roughly $155 per month in additional expenses for the Edmonton example. But Wayne stresses that this doesn't automatically make Calgary a better real estate investment. Purchase price, achievable rent, insurance, utilities, cash flow, tenant profile and other operating expenses all have to be considered together. A lower property-tax rate can't compensate for an investment that doesn't otherwise produce the returns you're looking for. Windsor Had the Highest Rate in the Comparison At the other end of the list was Windsor. Using the figures discussed during the episode, a $500,000 assessed property produced an estimated annual property-tax bill of approximately $10,483, or about $873 per month. Compare that with approximately $1,682 annually in Vancouver. That's a difference of roughly $8,801 per year, or about $733 every month. For a rental-property investor, an expense difference of that magnitude can completely change the economics of a deal. Why You Can't Just Compare Mill Rates This episode isn't intended to suggest that investors can simply take a city's headline tax percentage, multiply it by a purchase price and call it done. Assessment systems aren't standardized across Canada. Different jurisdictions can have separate school taxes, regional levies, parcel taxes, waste charges, borough-specific taxes and other fees. Properties can also fall into different classifications. That's why investors need to research the actual property they're considering. Wayne's 5-Step Property Tax Due-Diligence Process When analyzing a new rental property or unfamiliar market: Get the property's actual previous tax bill. Don't rely exclusively on an MLS listing or what the seller tells you. Determine whether the current assessment reflects recent renovations, additions, secondary suites or new construction. Look for separate charges including school taxes, regional levies, parcel taxes, waste fees, stormwater charges and local improvement charges. Verify the property's tax classification and whether your planned use or renovations could change it. Stress test the deal. Don't assume today's property-tax bill will remain unchanged for the next 10 or 20 years. Property Taxes and the 5% Rule This is another reason Wayne emphasizes cash flow. A property that barely works using today's expenses can quickly become a bad investment when property taxes, insurance, maintenance or other costs increase. The 5% Rule™ cash flow test is: (Annual Cash Flow ÷ Down Payment) × 100 5–6% = sufficient 7–9% = strong 10%+ = excellent Cash flow isn't simply money to spend. It's part of the financial buffer that allows an investor to absorb unexpected changes while continuing to hold the property for the long term. Search "The 5% Rule by Wayne Hillier" on Amazon to learn more. REI Masters Mentorship Special Through October 3, 2026, anyone who joins the REI Masters Mentorship Program receives 24 months of mentorship for the price of 12. New members will also be able to attend the upcoming REI Masters Retreat in Edmonton on October 16–17, 2026. Learn more: www.reimasters.ca Canadian Real Estate Investing Morning Show Hosted by Wayne Hillier and Gabby Hillier. Live every weekday at 7:00 AM Mountain Time from Edmonton, Alberta. Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca  

Steph Ryan talks with Arthur and Georgie who run Art Social in Oatlands, Weybridge, a vibrant space designed to be a welcoming sanctuary for inspiration, proving that art is most impactful when it is fun, accessible, and shared with others. They host an eclectic range of classes, skill-building workshops, and local events designed to bring people together.

"It's old men thinking they can dictate to everybody else about what it is to be part of something. They want to dictate who is in the tent and who's outside the tent."Abir MukherjeeAbir Mukherjee sits down with Nadine Matheson for a candid, frequently hilarious conversation about his journey from a 20-year career in finance to becoming one of crime fiction's most distinctive voices. He shares the extraordinary story of winning a writing competition with an unfinished novel, getting the biggest names in crime fiction to fix his book for free, and why he finds publishing more prejudiced than the City. He also introduces his new satirical thriller, The Pinnacle.Abir Mukherjee is a British Asian crime fiction author who spent two decades in finance, working in international mergers and acquisitions, before winning the Telegraph/Penguin Random House crime writing competition in 2014. His Sam Wyndham historical crime series, set in British Raj-era India, has been published to critical acclaim. His standalone thriller Hunted won the Crime and Thriller Book of the Year at the British Book Awards 2025 and Theakston's Old Peculiar Crime Novel of theYear Award 2025. He was published in 2016, the same year as Vaseem Khan, and together they helped prove that British Asian crime fiction could be commercially successful, opening doors for a new generation of writers. His latest novel is The Pinnacle, a satirical thriller set in a Mumbai luxury skyscraper. He lives in Surrey with his family. Find him at abirmukherjee.com and on Instagram and Facebook.Buy 'The Pinnacle'Buy the Book: The Shadow CarverBuy me a cup of coffee ☕️ | Buy books by my guestsFollow Me Bluesky | Substack | Instagram | Facebook | Threads Hosted on Acast. See acast.com/privacy for more information.

Event Overview: Organized by the local Chamber of Commerce and sponsored by the Fraser Valley Real Estate Board, this mayoral candidate forum brought together six candidates running for Mayor of Surrey in the October 17, 2026 municipal election. Moderator & Host: Scott (Chamber Host) opened the event, Alisa Alexis delivered the First Nations land acknowledgment, and Walter van Halst moderated. Key Candidates Present: Mike Starchuk (Imagine Surrey), Doug McCallum (Safe Surrey Coalition), Troy Van Vliet (SurreyNow), Brenda Locke (Surrey Connect / Incumbent Mayor), Linda Annis (Surrey First), and Igal Ammons II (New Surrey+). (Candidate Surtaj Deo was unable to attend due to an emergency). Core Topics Discussed:Housing & Permitting: Speeding up approval processes, utilizing AI, reducing developer red tape, and creating pre-zoned districts for affordable/missing-middle housing. Property Taxes & Fiscal Management: Debates over a 0% tax freeze proposal versus capping tax rates to inflation to preserve municipal services. Transit & Infrastructure: Highway upgrades (e.g., 16th Ave), expanding rapid transit/bus networks, supply chain infrastructure (trucking, rail), and adjusting to the SkyTrain extension. Public Safety & Crime: Addressing retail theft, illegal drug/addiction crisis, expanding police/bylaw coverage, and alternative technologies (drones/helicopters). Cloverdale Fairgrounds & Recreation: Preserving the Cloverdale Rodeo, constructing new indoor swimming pools, and expanding sports tourism infrastructure.Become a supporter of this podcast: https://www.spreaker.com/podcast/policy-and-rights--3339563/support.

The police investigation surrounding Andrew Mountbatten-Windsor has continued to broaden as Thames Valley Police pursue allegations tied to his relationship with Jeffrey Epstein and his conduct while serving as a senior royal. Andrew was arrested in February 2026 on suspicion of misconduct in public office, and investigators have since appealed directly for witnesses and potential victims to come forward with information involving alleged sexual misconduct, corruption, fraud or the improper sharing of confidential information. Police have described the inquiry as unprecedented and have made clear that they are prepared to examine allegations beyond the narrow circumstances that originally triggered the investigation.The widening investigation has unfolded alongside a broader wave of Epstein-related police activity in Britain following the release of millions of additional documents in the United States. Other police forces, including Surrey and Essex, have opened or reviewed separate Epstein-related allegations, while Thames Valley Police continue examining Andrew's conduct and connections. Months after his arrest, the investigation remained active, with reports indicating that detectives were still working through evidence and that a conclusion might not come for some time. What began as scrutiny of Andrew's ties to Epstein has therefore developed into a much larger police inquiry examining whether those relationships intersected with potential criminal misconduct.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Hotel Pacifico was created by Air Quotes Media with support from FortisBC, National Police Federation, and CUPE BC. Mike and Geoff discuss the early days of the BC election including the NDP's uneven launch,

Baz Richards and Leanne Brown chat with Cllr. Pippa Tucker Brown with Fulbrook School students Josh, Filza and Chloe with an update on all that is happening in New Haw

Baz Richards and Leanne Brown chat with Stu from Laughing Chili Comedy Club with news of their upcoming comedy nights.

Sam Ellard is joined by the former Netherlands international and India Assistant Coach Ryan ten Doeschate and the former Surrey and Durham all-rounder Cameron Steel to look back at the first ODI between South Africa and Australia at Durban, as South Africa went 1-0 up in the three-match series with a 67-run victory. They discuss the rivalry between the two sides and how tensions are already evident after just one game, praise South Africa's character in fighting back in the second innings to see the game out, and discuss how much Australia will regret wasting a good opportunity to get the victory after such a dominant opening powerplay.Hear live and exclusive ball-by-ball commentary of South Africa's ODI and Test series' against Australia on the talkSPORT Cricket YouTube Channel. Hosted on Acast. See acast.com/privacy for more information.

Graham Laycock and Sharon Benning-Prince talk with Selina Gardiner Chair of Oatlands Preschool which has been embedded in the community for over 50 years and are a not for profit charity based in Oatlands Village.

Graham Laycock talks with Kerry Gibb from the Woking and Sam Beare Hospices about forthccoming fund raising events and how you can support and fund raise forthe hospice. More details at www.wsbh.org.uk

Graham Laycock introduces Diana Roberts of Destination Toolkit with the essential guide things to see and do in Surrey and South West London over the coming weeks.

11 points behind Rothesay County Championship leaders Warwickshire in the final round of games, Somerset's chances of a first-ever title were slim. Now after a tough first day at Surrey's and Dan Lawrence's expense, and with Warwickshire demolishing Leicester for 125, they are hanging by a thread. Simon Hughes spent the day at Taunton sampling the atmosphere and hearing from two great Somerset stalwarts Vic Marks and Craig Overton. This podcast is sponsored by Rothesay - Your Future in Safe Hands Learn more about your ad choices. Visit podcastchoices.com/adchoices

Something's off. You can feel it. The work is working, but something just doesn't fit you anymore.In this episode, Carlos and Laurence are joined by fellow program coach Lana Jelenjev and five graduates of the Happy MBA (formerly Vision 2020) to explore one of the most important questions you can ask in business and in life: who am I becoming?Using the Satir Change Model as their map, they reveal how they navigated the vulnerable in-between of the person they were and their newly recovered authentic selves.In this conversation, you'll hear from:Amelia White, psychotherapist specialising in boarding school trauma, Brighton, UKAnn-Marie Anderson-Mayes, embroidery artist, educator and creator of The Hands Manifesto, Perth, AustraliaDesiree Adkins, the Rebelliously Responsible Coach, helping people-pleasers please themselves, New Jersey, USAJace Malz, facilitator, learning designer and team coach, founder of Inbo, Montreal, CanadaJorik Elferink, creative clarity coach and facilitator, Amsterdam, NetherlandsSimon Bird, artist, writer and thinking partner for people reimagining the second half of their careers, Surrey, UKWhat you'll explore:What the Satir Change Model reveals about the natural arc of change and transitionThe feeling of being "settled but restless" and why it's actually a sign of growthHow being truly met, not for what you produce but for who you are, changes everythingWhy becoming something new often means returning to who you always wereThe difference between knowing the theory and having actually lived itIf you're pulled towards something new but sense the real work happens on the inside, listen to discover that you're not alone.

Jenny Seagrove chats to Michelle Ford to talk about her role in The Anastasia File, the drama exploring the mystery of a woman who claimed to be Grand Duchess Anastasia, the surviving daughter of Tsar Nicholas II. Jenny shares how she approached the role and what makes the story so compelling. The show runs at Theatre Royal Windsor from 30 September to 3 October 2026 and coming to Guildford's Yvonne Arnaud 20-24 October.

Graham Laycock talks with Jon Joy, who volunteers with British Hen Welfare Trust rehoming teams across Berkshire, Surrey and Oxfordshire is taking on the Berlin Marathon on Sunday for the British Hen Welfare Trust — usually racing in a full chicken hat.

Jackie Mitchell talks to Pamela Belling from Amble Companions, a new organisation that matches older people with professionally vetted companion who share their interests, whether it's bridge, football, gardening or arts & crafts. Families can register to find a companion for their loved one, while older people can register to find a companion. www.amblecompanions.com

Graham Laycock talks with Angus Effemey from Pedals & Pints, which is relaxed social cycling for people who like riding a bike but would never normally join a cycling club. This Saturday they are starting from The Minnow in Weybridge and riding along the Thames towards Richmond stopping at local pubs along the way.

From starting an gorgeous interior store with a big idea to going viral around the world — Hannah Connell, owner of Split Figs in Shere, joins SJ for to chat about the highs, the hurdles and of course the lows that broke the internet.

SPONSORS: - Head to https://www.factormeals.com/toe50off and use code toe50off to get 50% off and 1 free breakfast item per box for 1 year. - Get Tidy Today! Try CleanMyMac 7 days FREE and use my code THEORIES for 20% off - https://clnmy.com/THEORIES - Get 15% off OneSkin with the code TOE at https://www.oneskin.co/TOE #oneskinpod - I personally subscribe to The Economist. TOE listeners get 35% off the annual subscription. No other podcast has this! https://economist.com/TOE Every episode days early, ad-free, plus my essays: https://curtjaimungal.com This episode is about what physics says is there when nobody is looking, including time itself. Jim Al-Khalili, theoretical physicist and Distinguished Professor Emeritus at the University of Surrey, joins to argue that the arrow of time is fundamental. Entropy increases because the arrow already points that way, and not the other way around. We discuss why he thinks the measurement problem is taught badly. He wants Bohmian mechanics to be right without claiming that it is, since the price is Einstein's special relativity. He calls the past hypothesis a cheat. The conversation also covers the block universe, where he parts ways with Carlo Rovelli, and why he wants thermodynamics in the search for quantum gravity. I hope you enjoy. FOLLOW: - Spotify: https://open.spotify.com/show/4gL14b92xAErofYQA7bU4e - Substack: https://curtjaimungal.com - Twitter: https://x.com/TOEwithCurt - Discord: https://discord.gg/kBcnfNVwqs - Crypto: https://nowpayments.io/donation/TOE - PayPal: https://www.paypal.com/donate?hosted_button_id=XUBHNMFXUX5S4 TIMESTAMPS: - 00:00:00 - Quantum Measurement Problem - 08:44 - Realist Quantum Interpretations - 18:19 - Scientific Empathy and Explanation - 30:19 - Electron's Ontological State - 41:05 - Minkowski's Block Universe - 51:59 - Flow vs. Arrow of Time - 1:01:01 - Entropy and Past Hypothesis - 1:14:56 - Rovelli and Emergent Time - 1:25:40 - Incomplete vs. Approximate Physics - 1:31:57 - Causal Set Theory LINKS: - Jim Al-Khalili's Website: https://www.jimal-khalili.com/ - On Time [Book]: https://amzn.to/46PNLxK - Jim Al-Khalili's Channel [Video]: https://www.youtube.com/@UnbaffledScience - Quantum Reality Series [Video]: https://youtu.be/sivQ-jbZ2oM - The Decoherent Arrow of Time and the Entanglement Past Hypothesis [Paper]: https://arxiv.org/abs/2405.03418 - Block Theory: https://plato.stanford.edu/entries/time/ - Copenhagen Interpretation: https://plato.stanford.edu/entries/qm-copenhagen/ - Many Worlds: https://plato.stanford.edu/entries/qm-manyworlds/ - Bohmian Mechanics: https://plato.stanford.edu/entries/qm-bohm/ - Bell's Theorem: https://plato.stanford.edu/entries/bell-theorem/ - Collapse Theories: https://plato.stanford.edu/entries/qm-collapse/ - Schrödinger's Cat: https://en.wikipedia.org/wiki/Schr%C3%B6dinger%27s_cat - Loschmidt's Paradox: https://en.wikipedia.org/wiki/Loschmidt%27s_paradox - Thermodynamic Asymmetry in Time: https://plato.stanford.edu/entries/time-thermo/ - Space and Time [Paper]: https://en.wikisource.org/wiki/Translation:Space_and_Time - The Strangest Man [Book]: https://amazon.com/dp/B002LDM8QS?tag=toe08-20 - Beyond the Quantum [Book]: https://amazon.com/dp/0198853742?tag=toe08-20 - The Selfish Gene [Book]: https://amazon.com/dp/B01GI5F2FS?tag=toe08-20 - Universe Today Article: https://www.universetoday.com/articles/quantum-physicist-takes-aim-at-the-universes-mysterious-arrow-of-time Full reading list for this episode (all 37 sources): https://curtjaimungal.com Guests do not pay to appear. #science Learn more about your ad choices. Visit megaphone.fm/adchoices

As New Zealand heads towards what could be a drier-than-usual summer, here's an unusual way we might save water - stop flushing the toilet quite so often. The old water-saving advice goes: “If it's yellow, let it mellow.” The problem is that many of us find an unflushed toilet really unpleasant. Now researchers at the University of Surrey have investigated a surprisingly simple solution - a pellet that dissolves in the toilet, turns the water blue and masks the smell after you wee. Their results found that the biggest barrier to flushing less might not actually be habit, it might be worrying about what other people think. In the study the researchers recruited 20 adults and gave each a dispenser containing 70 Wizso pellets. For one week, participants used the pellets at home as part of their normal bathroom routines. Drop one into the toilet and it dissolves, colouring the water blue and releasing a fragrance designed to mask odour. The idea is that after urinating, you leave the toilet unflushed without the usual yellow appearance or smell. At the end of the week, researchers interviewed each person for 40 minutes, asking when they flushed, when they didn't, and how they felt about leaving the toilet unflushed. Overall, participants found the pellets easy to use. The blue colour was surprisingly important. People associated it with bleach and toilet cleaning products, making an unflushed toilet appear cleaner. People living alone were generally comfortable not flushing. Many were also happy doing it around partners and family. However, when guests arrived, the flushing returned. People worried that visitors might see an unflushed toilet and think they were unhygienic. Female participants identified that seeing menstrual blood often prompted an automatic flush regardless of their intention to save water. The researchers suggest that social expectations may actually be a bigger barrier to flushing less than the habit of flushing itself. New Zealand is currently experiencing a strong El Niño, which is expected to influence our weather through the coming summer, bringing unusually dry weather. That doesn't mean we're definitely heading into a drought, but it does make the humble toilet an interesting place to look for savings. A toilet flush uses betwee 4–13 litres of drinking-quality water, so at several flushes a day, that's a surprisingly large amount of treated water being used simply to carry away urine. The study highlights something fascinating about environmental behaviour. Sometimes getting people to conserve resources isn't about convincing them to care more. It's about understanding, what actually stops them from changing their behaviour and designing around it. In this case, apparently one of those barriers is not wanting your dinner guests to think you forgot to flush. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Graham Laycock talks with Kerry Gibb from the Woking and Sam Beare Hospices about forthccoming fund raising events and how you can support and fund raise forthe hospice. More details at www.wsbh.org.uk

Graham Laycock introduces Diana Roberts of Destination Toolkit with the essential guide things to see and do in Surrey and South West London over the coming weeks.

Baz Richards and Leanne Brown chat with Darren Reeves about his Uptown Joel - A Celebration of Billy Joel show coming to the Esher Theatre. Supported by a 5-piece live band, the show celebrates the amazing songwriting of this legendary artist.

Kathy Clugston hosts the second of the Gardeners' Question Time Summer Garden Party specials from RHS Garden Wisley in Surrey.Joining Kathy are Pippa Greenwood, Matthew Wilson, Marcus Chilton-Jones and Dr Chris Thorogood, taking questions from an audience of keen gardeners gathered beneath the marquee at the Wisley Flower Show.The panel share the gardening lessons they wish they'd learned sooner, help a young gardener who has successfully grown a clementine from pips and work on solving the mystery of some unusually shaped cacti.There are also recommendations for planting up a sunny pergola, making the most of an unheated greenhouse through winter, and advice on how to treat against some unknown pests leaving marshmallow like residues on a well loved Hydrangea. And to conclude, the panel almost break into song as they are asked if there is any music that inspires them to garden.Producer: Alison Vernon-Smith Assistant Producer: William NortonA Somethin' Else production for BBC Radio 4* If listening on BBC Sounds and you wish to view the plant list, please go to the Gardeners' Question Time website and open this week's episode page.

Yas Rana and Cameron Steel bring you Oval and Out - your bitesize look at the fourth day of Surrey's Rothesay County Championship match against Glamorgan - the final one at the Kia Oval for 2026.Well, with a target of 615 to win, it would have been a historic day, but it wasn't to be for Surrey, as Glamorgan prevailed with the ball. Daniel Norcross made a surprise guest appearance to supply us with the greatest stat of the season...

Daniel Norcross and Ali Brown bring you Oval and Out - your bitesize look at the third day of Surrey's Rothesay County Championship match against Glamorgan - the final one at the Kia Oval for 2026.Well, with 177 on the board and just two wickets down, the target, however unbelievably, is within Surrey's sights. The unthinkable may yet still not happen - with 435 runs still to win - but, with Patel and Pope at the crease, you have to say there's a chance...

Will Doctor delivers the sharpest preview for this week's golf action in Surrey, England. Learn more about your ad choices. Visit megaphone.fm/adchoices

With Glamorgan set to transition into a tier 1 team next season, Ben sits down with Lauren to discuss the lessons they could learn from Yorkshire's foray into the top division this year, as well as reflecting on another season of county cricket.  Katya then speaks with Glamorgan Head Coach Rachel Priest, and star bowler Gemma Porter, to analyse what went well this year, and what strides they must take to compete in 2027.  0:00 Intro 1:01 Metro Bank 1:29 End of season reflections 5:36 Kate Cross' last ever professional game 7:50 Surrey vs Somerset 11:50 Yorkshire's first year in Tier 1 22:49 Glamorgan Head Coach Rachel Priest on opportunities and challenged 36:11 Glamorgan's top wicket-taker Gemma Porter 52:34 Metro Bank Take Her Lead, ECB and Metro Bank announce partnership to invest in the people powering women's and girls' cricket https://www.metrobankonline.co.uk/about-us/press-releases/news/take-her-lead-ecb-and-metro-bank-announce-partnership-to-invest-in-the-people-powering-womens-and-girls-cricket/

Do you ever feel like everyone is watching when you show up in your business?That people are noticing what you post, judging what you say, or remembering that thing you shared six months ago?The good news is: they probably aren't taking anywhere near as much notice of you as you think they are.In this short solo episode, I'm talking about the psychology behind why visibility can sometimes feel so exposing - and why understanding what's actually going on in our brains can make showing up feel a whole lot easier.I talk about:The spotlight effect and what it means for your visibilityWhy we assume people are paying far more attention to us than they really areWhy your awkwardness probably isn't as obvious as you thinkWhy we can end up rejecting ourselves before anyone else gets the chanceA simple reframe to remember the next time you're worrying what people will thinkPlus, I share a little about Brave, my two-week online visibility experience, which is returning in October. Join the waitlist here. Connect with Vicki:Take the visibility archetype quizFollow me on Instagram: @iamvickiknightsCheck out my websiteReady to work together?Book a branding photo shoot with meFind out about my visibility coachingFind out more about The Visibility Retreat Grab The Confidence Toolkit for just £15Get my self-paced course, UNCOVER YOUR MAGIC (Use the code SHOWING UP for 10% off)Mentioned in this episode:The Visibility Workshop Find out more about The Visibility Workshop on 8th October 2026 in Farnham, Surrey. https://vickiknights.co.uk/visibility-workshop

Content warning: cancer, death, end-of-life care, child bereavement and serious illness.Twenty-four years ago, Sharon Rosenbloom's husband Simon died from cancer, leaving her with two young children and a life she had never imagined having to live without him.Today, Sharon is a bereavement therapist, coach and author of Widowed With Kids. But before we get to everything she has learned since Simon died, we go right back to the beginning.Sharon and Simon met on a blind date she nearly didn't go on. She spilled his Diet Coke all over him, somehow didn't put him off, and he went on to drive from Surrey to North London night after night just to see her.Both had already survived major health scares before they met. Simon had undergone major surgery following pancreatic cancer, while Sharon survived a brain tumour at just 26 after initially being sent home with what doctors thought was a virus.Together they built a family and had Sophie and Oliver.Then Simon became ill again.Secondary cancer was discovered, followed by chemotherapy, a precious family trip to Disneyland Paris, sepsis, a rapid deterioration and hospice care at the end.And then Sharon had to work out how to raise two grieving children while grieving herself.Sophie was seven. Oliver was five and had complex additional needs, meaning his understanding of his dad's death unfolded very differently. Every day he would ask, “When's Daddy coming ding dong?”, waiting for Simon to come home.We talk about children grieving in completely different ways, the advice Sharon was given not to cry in front of them and why she now believes the opposite. We also discuss children and funerals, solo parenting, family support and the sheer practical weight of becoming the only adult responsible for everything.Simon's funeral took place on Father's Day. Afterwards, Sophie would give Sharon cards telling her:“You're my mum and my dad.”And Sharon says that is exactly what she became.What makes this conversation particularly special is the length of the view. Twenty-four years later, Sharon can tell us what happened next.There were relationships, mistakes, difficult lessons, training in counselling and coaching, writing Widowed With Kids, supporting other bereaved people and eventually learning how to be genuinely happy in her own company.This is an episode about raising grieving children, becoming mum and dad, surviving the years that follow and discovering that while widowhood may stay with you, life keeps growing around it.Take care of yourselves, and each other.

The Fraser Valley benchmark price has fallen from nearly $1.2 million at the 2022 peak to $869,000 & Surrey Realtor Steve Karrasch says the declines are speeding up - not slowing down. Steve sits down with Adam & Matt this week to walk through a market that is bucking the stabilizing national trend: where court-ordered sales are setting the price, landlords are selling rather than re-renting, and a detached house can now be had for what a two-bedroom condo cost three years ago. From the boom-and-bust history of Surrey City Centre to the multiplexes going up with no buyers in sight, this conversation gets into where the Valley is headed and what sellers need to hear before listing this fall. Why does Langley still see multiple offers while much of Surrey sits? How far away is the bottom? And why is Steve still hopeful? Don't miss this one!

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer listener questions on UK pensions, retirement planning and tax-efficient investing. They discuss the upcoming inheritance tax changes for pension pots, whether deferring the State Pension can help with care-fee planning, and how Nest pension contributions and charges really work. The episode also covers partial transfers from workplace pensions to SIPPs, managing commission income around higher-rate tax, and building a cash flow ladder for retirement abroad in Spain. Shownotes: https://meaningfulmoney.tv/QA60    01:51  Question 1 Thank you for a great podcast. I have been listening to your podcasts diligently since 2014. Even then I made sure to catch up and since then it's been my weekly listen wherever I am. It's so great and I have been a great advocate. The simple rules of saving putting enough money aside thinking about your future and ensuring bad times are fundamental truths that should be taught at school. Don't get me started on the power of compounding. Well done and keep going. I wanted to discuss the previous episode about what Roger said about the recent changes in pensions due soon and which Pete alluded to. This is regarding the new taxation that the government is introducing on remaining pension pot. It was argued that it is fair to tax the remaining pot as was the case before. Before the pension reform, pensions would be DB style pensions and either the government or the employer would pay the pension. In such a case you can argue that whatever is left should be taxed as the pot is expected to be fair across those who live longer and those who died earlier. But they were guaranteed a pension.  However when pension freedom arrived the state washed their hands in providing a pension to people and it was up to the individual to secure its own pensions. Rightly so the state gave tax incentives to encourage people to save for their pension. As the state has outsourced the pension provision to the individual not taxing the remaining pot is fair. But now the state want to tax what remains in the pot.  I think it's not fair for the state not to provide a decent pension, ask individual to cater for their own and then tax what remains. Despite pension reform, studies have shown that people are under saving for their pension. We have an under saving crisis in the UK and taxing the pension pot will further aggravate that situation.  I don't think it's fair for government not to provide a decent pension, delegate pension savings to individuals and on top of that tax any remaining parts.  Thank you. Avi   10:49  Question 2 Hi folks. Both Roger and Pete are doing a sterling job. My question/observation. Given there is a good probability of myself entering a rest/retirement/nursing home, and we know how expensive these are. Also, there is now not the carrot of passing on DC pension pots free of IHT (from April 2027). Would not be best strategy be to max out the Basic rate income from ones DC pot, moving it say into an ISA (£20k p.y. as I write). The reason being, the expense of the retirement care and accommodation may be such that any income needed at that time from the DC pot, should funds allow, may be subject to higher rate income tax, in order to meet the bills. I was therefore wondering if there would be any milage in deferring taking my state pension in order to maximise the amount of Basic rate pension I could remove from my DC pension pots? i.e. use this to fully fund my ISA and provide £30k income for living The object being to remove as much as possible from my SIPP so that, should I need care at the end of my life, this could be funded without maying higher rate income tax. Just a thought Best regards John 15:42 Question 3 Hi. Fantastic podcast, I've learnt so much and will continue to absorb as much information as I can. Apologies this is a long question. I worked for a company that enrolled me in a Nest pension whilst I was employed by them. I decided to carry on contributing when my employment ended. My logic was  I pay in £80.    Tax relief £20.  Pot £100 Take money out.  25% tax free =  £25 £75 taxed at 20%  =  £60 My £80 becomes £85 without taking into consideration of pension fund growth. Have I got this right? Then 1.8% charge on contributions if I'm right to deduct off the calculation above. My final question is? Should I stop contributing now and hypothetically the fund stays exactly the same value am I right in thinking the annual charge of 0.3% would eat into my gains? Overall my thoughts are that every pension podcast drills into the listener's how great pensions are and I agree if the employer is paying in also. If not,  the fund performance becomes even more critical. Hopefully you haven't fallen asleep yet. Best wishes and keep up the brilliant work. Kind regards Sean 20:23 Question 4 Hi Pete and Roger, I'm part of a Workplace Pension Scheme that my employer and I contribute towards. I'm exploring the possibility of doing a partial transfer out of my workplace pension into a SIPP. My reason for this is to have more investment options than my current scheme, whilst still receiving my employer match. Could you explain the pros and cons of this move and things I'll need to consider? Thanks, and appreciate you folks. Tom 22:54 Question 5 Hi Pete and Roger, Very new listener to the podcast while on garden leave and think it may be a regular on the new commute to my new job in the city! I have a question about the tax position for said new job and how to get the most from my salary, which is on a base and commission basis. My base salary is in the basic tax bracket, but commission will more than likely push me into the higher tax bracket but not by much. Given my monthly income is going to fluctuate due to the commission, how can I best mitigate the tax hit that comes with going into the higher tax bracket? I'm aware of the ability to salary sacrifice X percentage into pension, but given the fluctuations I'm not 100% sure how to navigate this. If it's not too much to ask, how best would you advise investing/saving this besides the usual ISA routes? All the best from a soon to be regular listener, Liam from Surrey 26:59  Question 6 Hi chaps, love the podcast, thank you for investing the time to create it and keep it running, I've recommended it to many people and its been a source of great information to me and my lovely wife; well done. My wife and I have been full time residents in Spain for around 20 years (pre-Brexit so I fall under the withdrawal agreement terms) and my wife is an Irish passport holder.  I am 58 and my wife is 57 this year. We have no debt and our mortgage is paid off, I have a small DC pension, not yet crystalised (around £210,000) and my wife has a small DB pension that she will take at age 60 (around £7000 a year). We have £118000 invested in global tracking ETF's and we will both be entitled to full UK state pensions if and when we get to the relevant ages - fingers crossed!  In addition, I will be entitled to a reduced Spanish state pension from the age of 65 which is forecast to be around the same value as my UK state pension. We know that we will have more than enough income when we get to state pension age, we live frugally but well, we've never wasted money and always been savers and we have a very good handle on our monthly costs (I'm addicted to Excel and have recorded our household expenditure and income for more than the past 5 years!) We're semi-retired now and live off of passive income built up from my career in Spain as a self-employed IT guy, we are able to live within our means, however we also plan to run the business down over the next 2-5 years and fully retire, my question is in relation to which of our savings to draw on first - I guess it's a cash flow ladder question. Given that I am not going to be taking the 25% tax free portion of my UK pension (as it will be taxable in Spain), are there any advantages or disadvantages to crystalising it, I will plan to draw down as and when we need the money.  I believe that once I crystalise my pension I can continue to have it invested much as it is at the moment but I will be able to apply for an NT tax code to make withdrawing money easier at that point.  We will certainly need around £100000 to see us from now'ish until we get to state pension age, should we take this from my pension or investments and pay the relevant Spanish tax on it or is it better for us to take it from the NS&I accounts as there will be no tax implication this way. Kind regards and thanks Richard

Great Britain is Europe's third largest oil and gas producer, even with a commitment to a net-zero economy by 2050. A small group of climate activists is helping the UK meet that target by winning a Supreme Court decision that's blocking any new UK oil and gas projects that don't assess climate impacts. Sarah Finch of Surrey, near London led the fight against proposed oil and gas drilling in the region known as the Weald, and she's been recognized with the 2026 Goldman Environmental Prize for Europe.  Also, efforts to bring back bison that once roamed the Great Plains are helping to revive Indigenous culture on lands across the US West, including in the city of Denver. And the Utah desert with its raw beauty has long been a muse for writer Terry Tempest Williams. In her 2026 book, The Glorians: Visitations from the Holy Ordinary, she explores miraculous moments of grace that call for our attention, even in spaces that may at first seem unremarkable. Terry joined us for an online Living on Earth Book Club event. --  Find photos, transcripts, links to more information about these stories, and much more at the Living on Earth website, loe dot org!  Learn more about your ad choices. Visit megaphone.fm/adchoices

In August 1532 a charcoal burner named Robert Grame was murdered in a wood in Surrey. He worked alone, he carried a checkered board so he could count his money out there among the trees, and half the county seems to have known it. What happened next is why we can still tell this story. The local justice of the peace, Sir John Gaynesford, was an old man who had no obligation to do any of this well, and he did it beautifully. He examined the body, checked for signs of suicide because a widow's survival depended on the answer, found a broken knife handle, took depositions from witnesses more than twenty years before the law required it, and eventually hauled his suspect in front of the Privy Council in Westminster. When that went nowhere, he wrote nine folio pages to Thomas Cromwell and told him he would rather leave the county than keep living like this. And then the case vanishes from the record entirely. This episode is about who Robert Grame was, what Gaynesford did, what probably happened to Anastasia Grame, and how much of the past is missing from the documents we have left. Follow the show so the next one turns up on its own. The autumn collection is up at TudorFair.com, including Bonfires and Boleyns and Sweater Weather and Sovereigns. Source: William B. Robison, "Murder at Crowhurst: A Case Study in Early Tudor Law Enforcement," Criminal Justice History. The underlying document is Gaynesford's report to Cromwell, State Papers 1/72/76-87, at The National Archives. Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone lives through time, but we continue to struggle to fully understand it. We remain unsure whether time is fundamental or emergent, why it has an arrow pointing from past to future, and how that arrow connects to our experience of time's passage. Jim Al-Khalili's new book is On Time: The Physics that Makes the Universe Tick. We discuss what time is at the most basic level, and how it connects to open questions in biology, cosmology, and quantum mechanics. Mindscape listeners can try StatsKey Pro free for one month with code MINDSCAPE. After that, it's $4.99 per month unless canceled. #ad Blog post with transcript: https://preposterousuniverse.com/podcast/2026/08/31/366-jim-al-khalili-on-time-quantum-biology-and-cosmology/ Support Mindscape on Patreon. Jim Al-Khalili received his Ph.D. in physics from the University of Surrey. He is currently Distinguished Emeritus Professor of Physics at Surrey. He is a Fellow of the Royal Society, and has served as past president of the British Science Association. He has been awarded the Michael Faraday Prize by the Royal Society, and has been appointed an appointed Officer of the Order of the British Empire. Web site University of Surrey web page Google Scholar publications Amazon author page Wikipedia YouTube

When was the last time you made a risk for God? In this conversation, John Mark and Dr. Sittser explore the courageous, risk-taking faith of pioneer missionaries, and how our own spirituality can be deeply formed over time by small acts of faith.This podcast and its episodes are paid for by The Circle, our community of monthly givers. Special thanks for this episode goes to: Dee from Durham, North Carolina; Tim from Hagerstown, Maryland; Jennifer from Tell City, Indiana; Stephen from Surrey, British Columbia; and Julie from Austin, Texas. Thank you all very much.If you'd like to pay it forward and contribute toward future resources, you can learn more at practicingtheway.org/give.