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Keith explores how real estate strategies have shifted from the 1980s to today and explains why investors need to adapt deal structures to changing interest rates, lending conditions, and market cycles.  He highlights current opportunities in new construction and builder rate buydowns, along with the long-term benefits of fixed-rate debt.  Keith is joined by economic futurist and author Richard Vague, who challenges conventional beliefs about inflation and interest rates and explains how government intervention, war, and supply constraints shape asset prices and leverage decisions. Together, they provide a big-picture framework for understanding how today's macro environment affects real estate investing decisions. Episode Page: GetRichEducation.com/621 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. Learn how dramatically real estate has changed from the 1980s through the late 2020s. We'll be sure that your approach is changing with it. Then a great guest and I discuss how war and future calamities will affect mortgage rates, inflation, and your real estate today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Home Buyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that September 30th. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:35   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:51   Welcome to GRE from Cambridge, England, to Cambridge, Massachusetts, and across 188 world nations. I'm Keith Weinhold. You're inside Get Rich Education. You could be doing anything with your time. I'm grateful that you choose to listen to me every week. You know, real estate investors sometimes say, "Ah, there aren't any deals anymore. What they usually mean is the deal structure that they learned five years ago stopped working. There are always opportunities in real estate, but your approach changes with interest rates, lending standards, inventory, construction, government policy, and just the overall economic cycle. The best investors don't wait for yesterday's market to return. That's like someone still hoping for Blockbuster Video Store to reopen. They identify what today's market is offering instead. Just consider this historic retrospective on real estate investing from the Reagan administration to today, in 1981, the 30-year mortgage rate peaked above 18.6%. I mean, just imagine proudly telling your friends that you locked in at 17% before rates went higher. That mortgage needed its own defibrillator. By 1984, rates were still near 16%. The strategy then, the approach, was for a buyer to assume the existing owner's lower rate mortgage that they locked in a few years earlier, perhaps in the late 70s, that's how you got a good deal, assuming that existing owners lower-rate mortgage. You can't do that so easily today.   Keith Weinhold  3:50   By the late 80s and early 90s, the opportunity shifted from assuming attractive debt to buying distressed properties. The S and L crisis was upon us. Savings and loan failed lenders found themselves holding piles of distressed real estate, so investors bought foreclosures and REOs at discounts. They improved neglected buildings and then they repositioned them for income. You probably know that REO stands for real estate owned on a bank's balance sheet. All REO means is bank-owned property, but that's what you did. You found those, and then you scooped up a deal that way. As the 1990s progressed, interest rates declined, and loans also became really easy to obtain. We were tilting into the loosey-goosey easy lending environment. In the 90s, it was popular to buy an undervalued property, renovate it, raise the rent, and refinance it based on the improved value. That process later got a buzzy acronym and became known as the Burr strategy: buy, rehab, rent, refinance, repeat. By 2005, financing got more creative. This is when I was a new real estate investor. I remember obtaining what were known as 8015 five combo loans. This meant an 80% first mortgage, 15% second mortgage, and 5% down payment. You remember those? If you've been around for a while, you do. And see, this way you could avoid paying PMI, and you could control property with an astounding 20 to one leverage ratio due to that 5% down payment, but soon enough lending just got absolutely too creative and easy. The quiet lending party turned into a boisterous kegger, delivering the 2008 financial. crisis, and pretty soon I could no longer get any loans. From 2009 through the early 2010s, you could buy foreclosures and short sales at enormous discounts if you could find the loan.   Keith Weinhold  6:20   Financing was tough, but prices were super low. It might have even made sense to pay cash at that time. Fear was everywhere right after the global financial crisis. I mean, it really took courage to act when others were hiding under the bed. By 2020 and 2021, the opportunity changed from cheap property to cheap money. Mortgage rates dropped below an absurd 3% as a result of the COVID pandemic. You could lock up extraordinarily cheap debt for less than the inflation rate, and then let inflation nibble away at it like Pac-Man. Of course, a lot of us are still benefiting from that today, but that opportunity is long gone now. But it doesn't mean that deals are gone today. Where's the opportunity? One of the best ones is often found in new construction, large build. have got to keep moving their inventory as they build these homes because they have got to keep their crews busy. An unsold house for a builder-I mean-that produces as much income as an unplugged Bitcoin miner. Rather than make conspicuous price reductions, builders use their financial muscle to buy down mortgage rates for you, often in the 5% range or even lower.   Keith Weinhold  7:52   Builders might also offer you closing cost assistance, upgraded finishes, or other incentives that a single resale seller just can't match. So from the Reagan administration to today, over 45 years, the winning strategy just keeps morphing. It started out back then as assume the loan, over to buy distress, then to renovate and refi, then it was a creative financing wave, and then cheap debt, and today take the builders buy down. That's where we are. The mistake is deciding in advance what a deal is supposed to look like. The best deal structure changes, and of course, it's going to change again. The investor who keeps fighting the last war is always going to conclude that the opportunity has disappeared, but it hasn't. It's just changed clothing. Still, though, today's new purchases now-they're not as good as the deals that they were five years ago, but the best investors keep investing. They keep adding to their portfolio. It's what they've always done. Absolutely zero winning investors that are successful over time look back and say things like, "I didn't add anything to my portfolio during that 10-year span for this or that reason, the market changes, and you've got to adapt with it. That's a way to think about it. Take solace in knowing a few things. Deal structure changes over time are inevitable. And larger picture, you are investing in a product that is sustainable residential real estate in the form of long-term rentals. These entry-level properties are a scarce asset that people are going to continue to need. I mean, that's what we do here. Just compare. To the fads that we avoid around here, like NFTs, metaverse real estate, which we discussed on the show a few years ago, but said is highly dangerous, eye buying, value add apartment syndications, SPACs, or how about ICO funded altcoins? We don't chase the latest hot thing here at GRE. It is about what's sustainable, necessary, and cannot be easily disrupted by AI, and that's one reason that Get Rich Education is still standing strong after 52 episodes every year for almost 12 years now. Shortly, we're going to bring in a rather esteemed guest today on the future direction of interest rates and inflation. Interestingly, he believes that raising interest rates does not cool inflation, and that's contrary to popular belief. I'm going to press him on this and ask why, but first, our new Fed chair, Kevin Warsh. He's only been on the job a few months now.   Keith Weinhold  11:07   He is gaining a reputation for not forecasting what they're going to do ahead of time, like his predecessor had. I guess I tend to like his disposition and the way that he communicates, I sense some pragmatism with Warsh, but gosh, it often seems that a new Fed chair gets off to a well liked start, and then they do something that lots of people criticize. Like, remember in 2004, late Fed Chair Alan Greenspan suggested more borrowers could benefit from adjustable rate mortgages shortly before rates rose and ARM resets became financial landmines. In 2007, Ben Bernanke said that subprime mortgage problems were likely to be contained. Oh, right after that, they helped trigger the global financial crisis, and more recently, the Jerome Powell gaffe, which I'll mention in the interview shortly. Here's what current Fed Chair Warsh says about inflation:   Kevin Warsh  12:14   For some households, businesses, and market professionals, five years of high inflation have left a mistaken impression, that's hard to shake, that the Fed's implicit inflation target was somehow above 2% Let me reiterate, there is no soft inflation target. There is no soft implicit target, not on this committee's watch. There's only a target, and it's 2%   Keith Weinhold  12:42   It's obvious that he is serious about getting inflation back down to 2% That tends to point toward interest rate increases. Let's discuss that and more with this week's brilliant guest. This week's guest is an economic futurist keynote speaker, and he's quite a popular author. He is chair of the board of the Public School Employees Retirement System. That's the largest public pension fund in Pennsylvania. Previously, the Pennsylvania governor appointed him as the secretary of banking and securities for the Great Commonwealth of Pennsylvania, he's also the founder and president of several various organizations today, and he serves on several boards, including at the University of Pennsylvania and the School District of Philadelphia. I mean, I hardly know how he has time to do it all, but he made time for us today. Hey, it's great to welcome back Richard Vague.   Richard Vague  13:45   It's such an honor to be with you. I certainly enjoyed our last session, and it's really wonderful to be back.   Keith Weinhold  13:51   Well, and so much has changed since you were last here, Richard. First, why don't we pull back and talk to us about the general state of the national economy today, as you see it.   Richard Vague  14:04   ou know the economy was rocking along okay, and you know since you guys are such experts in real estate, I'll tell you one of the most important statistics, in my opinion, is the number of unsold homes, and by all rights, that number should be about 2 million homes. It's only about a million and a half. So there's a deficiency in our housing stock in the United States, which is, yeah, I think good news for the housing industry. It's always good to have a reason to have to grow. You may recall that in 2007, that had gotten up to four millinomes, which was a catastrophe, as we all know. So, it's the economic statistic I looked at first and most closely, and that was, you know, an okay number, and a lot of the things were going along. You know, not fabulous, but not terrible. Things were kind of moving. And all of a sudden now we have the war in Iran, and that's creating all sorts of problems for us, which you know I think you guys are concerned about. So I generally think the economy's been good, but there's a lot of dark clouds on the horizon.   Keith Weinhold  15:15   You know, Richard, I was recently sharing something remarkable with our audience. To your point, just since 2020, consider all the calamities that we've had: COVID, Ukraine, Israel, Gaza, tariffs, and the Iran War. Just since 2020, what's the result of all that? Both stocks and residential real estate are near all time highs.   Richard Vague  15:42   Yeah, well, you know, one of the things that's true is that this is something I go to in great detail in my book Paradox. But the more debt there is, the higher asset prices go.   Keith Weinhold  15:53   Yeah.   Richard Vague  15:54   You know, in the case of housing, that broadly helps middle America. In the case of the stock market, the top 10% of the country owns 87% of the stocks, so that tends to go to the wealthiest instead of to the broad population. But yeah, those two things are at highs.   Keith Weinhold  16:12   You're touching on your well-received 2023 book, The Paradox of Debt, and you know, Richard, amidst all these calamities and all this potentially unprecedented level of government intervention that we've had-you know-it makes one wonder during the next crisis, which is inevitably going to happen, will the government just step in and provide relief again? And how would that look?   Richard Vague  16:38   You know, I think that's one lesson that government has learned indelibly. Way back in 1929, in the couple of years that followed, the government did not step in, and we saw what happened. And I think there's a generation of economists that understand the role of government in a calamity, and you know it's pretty simple. You know the government comes in and crops up financial institutions as they did in 2008, simply by providing the liquidity or buying the bad assets, or the government steps in with relief checks as they did in such a massive way in 2020. But the government has learned that at least to some degree, it needs to intervene. I can't imagine that ever not being true.   Keith Weinhold  17:26   Goshmright when you think about 2020s stimulus and how emergency lending facilities were set up, you had the payment protection program, stimulus checks, mortgage loan forbearance. It's just like this government won't let the asset holders fail.   Richard Vague  17:46   Well, yeah, you know, there's failure, and then there's something that's hurtful but not quite failure. You know, I can imagine that the government will be able to prevent, in some circumstances, certain asset prices going down some amount, it's actually fairly commonplace for stocks to go down 10 or 20% I can see real estate prices going down as they have in the commercial office space. Yeah, but yes, the government will step in when those things become extreme to prevent a true calamity.   Keith Weinhold  18:19   Of course, one consequence of the interventionism is elevated inflation. I know how you've talked before about how the level of inflation is higher than most people think. For example, you'll see today's CPI numbers in the mid threes. Talk to us some more about why inflation is higher than most people think.   Richard Vague  18:41   Well, I have studied inflation, you know, fairly diligently, and inflation really relates to the constriction of supply. And if you look over the 250-year history of the United States, we haven't had that many episodes of bad inflation, and they've always related to a constriction of supply. Most of them have occurred during a war when, for obvious reasons, you know, supplies are constricted. The big 1970s episode of inflation was because OPEC, which had so much more power back in those days, acted to you know punish the United States by constricting supplies, and the price of a barrel of oil went from $4 to $40 a barrel. Yeah, between 73 and 79. COVID was another instance where inflation related to constriction of supply. That was you know people couldn't go to the meat factory to cut meat. People couldn't go to the factories to build things, so all of a sudden our supplies were decimated, and we had a short burst of very painful inflation. Well, now we've got the straight of four moves, and that is impacting the price of oil. I think it's going to impact the price of oil more going forward because. Because we've been able to rely on reserves, both the U.S. has been able to rely on reserves, and China has been able to rely on even greater reserves. And you know we haven't seen the brunt of that, but unless something's resolved pretty quickly, I think in the fall and winter we're going to see even more problematic prices there. But we know agricultural prices and even the flow of commodities like wheat are constricted by the constraints in the Strait of Hormuz and, frankly, other waterways as well. Now, one of the things the numbers that you see reported tend to underreport inflation because it looks at a year-over-year number and doesn't really capture it if it's moved up more sharply in the last month or two. So we look at it on a month-by-month. We you know we break it down about as to as many parts as you can break it down into. But PPI, which is kind of a leading indicator on the eventual CPI PPI's producer price index, it was 4.7% this last month. That would suggest to you that things which are in the mid threes now, which is more higher than we want, you know, probably trending over. Maybe not next month, but you know, over the next three to six months, I'm not going to be surprised if the number's more in the four to five range. So, yeah, I think inflation's being somewhat underreported at the moment.    Keith Weinhold  21:29   The PPI being that harbinger of consumer prices, often four to six months down the road. And Richard, the last time you were here, when it comes to checking and controlling inflation, you said something so interesting. You said that higher rates, which is typically the response in order to try to quell inflation, higher rates actually do not lower inflation, and you did not get a chance to expand on that because we ran out of time. Tell us more about why higher rates do not reduce inflation.   Richard Vague  22:05   Well, I'm going to answer that a couple of ways. One of them is higher rates don't open the Strait of Hormuz.   Keith Weinhold  22:12   Right.   Richard Vague  22:13   You can put rates as high as you want, and it's not going to open the Strait of Hormuz.    Keith Weinhold  22:16   Chairman Warsch doesn't open the Strait. Yes, he doesn't get oil produce nothing.   Richard Vague  22:20   Strait of Hormuz.   Keith Weinhold  22:21   Yeah.   Richard Vague  22:21   And so we can do all we want to on raids, which is a very blunt instrument, and it's not going to address the supply constraints that are geopolitical and war related. So, if you want to curb inflation right now, there's two things to do. One of them's you know end the war with Iran, and the other is to kind of back off a lot of these tariffs that have become so problematic. I think there's a place for tariffs. I think there's certain things China's doing that you know a call for an appropriate level of tariffs. I'm not sure we should be big tariffs on Canada and some of these other places, which have the effect of increasing the cost of our farm equipment and cars and other things like that. So, if you really want to address inflation and address the things that truly underlie inflation, and if the second way I'd answer this is to say, go look at the debt, track the data from you know 1945 or 50. You know, we really look at the post World War II period as the place we really learn things from, and over that period, increased government spending has been accompanied by reduced interest rates and reduced inflation. So, reduced interest rates and reduced inflation have gone hand in hand, and rising interest rates and rising inflation have gone hand in hand, and it's a really easy thing to look at. We've got the data on our site, but there's only been three periods where you've had big shifts in government spending and rates. They're pretty easy to look at, and there's actually empirically an inverse relationship between rising interest rates and it's the opposite of what economists tell you.   Keith Weinhold  24:09   I think, in general, economists tell us that when inflation is high, you raise interest rates because consumer spending is about 70% of the economy, and those higher rates therefore incentivize people to be savers because they're getting paid a higher yield, keeping those dollars out of the economy, and they're less incentivized to be borrowers and expand the economy that way. I think in general that's why economists say that higher interest rates reduce inflation. Do you agree with that?   Speaker 2  24:40   Well, no, I don't, and the reason I don't is because when you look at the data, that doesn't happen. These are easy things to check, and what I would say to you is that rising interest rates increase costs, and you guys know that better than anybody in the world.   Keith Weinhold  24:56   With mortgages. Yeah.   Richard Vague  24:58   What do rising interest rates do to? Cost of your mortgage.   Keith Weinhold  25:02   Everything increased substantially.    Richard Vague  25:03   It has system prices at the grocery store. Well, the grocery stores have to pay our interest for their inventory. So the more intuitive and obvious thing is that rising interest rates increase prices. And by the way, if you and I were to go look at the data right now, which I look at almost daily, that we would see periods of rising interest rates correlate to periods of rising increased costs.   Keith Weinhold  25:29   Well, I'm glad you look at history because I often say here at Get Rich Education, if you want to know what's going to happen in the future, it's easy to have a hunch, but it's more important to look at history. Can you talk to us some more about how, over the long term, higher interest rates don't suppress inflation? If that's what you're saying,   Richard Vague  25:47   yeah. The greatest rise in inflation, you know, in my lifetime was the late 1970s.   Keith Weinhold  25:55   Yeah,   Richard Vague  25:56   and for the entire time that interest rates were going up, prices and inflation were going up, and it wasn't until interest rates started coming down that inflation started coming down. So we could look at any number of periods, and if you're going to argue the opposite, you need to go find me some data.   Keith Weinhold  26:15   Okay. Well, speaking in more modern times, in the last wave of inflation that we had, the CPI peaked at 9.1% in June of 2022. This is the whole famous Jerome Powell: inflation is only transitory. Oh shoot, no, it's not. I better hike rates. He did, and then inflation came down. Is it as simple as that cause in effect, or did something else make inflation come down post COVID.   Richard Vague  26:42   Inflation came down, and it came all the way down in July of 2022. It didn't come down gradually over six, 912, 18 months. You go look at the length monthly inflation. Inflation came all the way down in July of 2022, and stay has stayed down all the intervening period until very recently with the Iran War. July of 2022 was before there was a dramatic increase in interest rates.   Keith Weinhold  27:18   Right,   Speaker 1  27:19   that's simple.   Keith Weinhold  27:21   What caused inflation to come down? Then is it because supply began to arrive on the market again?   Richard Vague  27:27   People went back to work, started building things again.   Keith Weinhold  27:30   Producing.   Richard Vague  27:32   And the problem was folks had not been able to go to the factories and make things, and so we had a you know global supply deficit. Well, the nice thing about that is that you know money incends people to scramble back to work, make things again, and you know once they start doing that, and the Fed actually produces something they call the Global Supply Chain Pressure Index. You can get it on the Fed site. If you look at it, it's supposed to be kind of at zero, and anytime supply chains are disrupted, it shoots up. And any you know, any time the opposite happens, you know there's overcapacity. It goes down, and you can see exactly when supply chains repair is happening. So go look at the. It's called the GSCPI. It's on the Fed side. You'll see that global supply chains had largely started to be dramatically repaired in the spring and summer of 2022, and naturally, supply and demand works. All of a sudden, supply starts showing up, and prices go to hell.   Keith Weinhold  28:39   We're talking with economic futurist author and Pennsylvania's governor-appointed former secretary of banking and securities Richard Vague, more when we come back on the affliction of inflation, what this means for real estate investors, and more. This is Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  29:29   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866. That's family to 66866.    Dolph Derues  30:31   This is the king of commercial real estate, Dolph Derues. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  30:45   Welcome back to Get Rich Education. We're talking with Richard Vague. Richard is the founder and president of so many organizations today. He's the author of several popular economic books. He chairs the board of the Public School employees retirement system. That's the largest public pension fund in Pennsylvania. He's in a lot of places at once, seemingly. Richard, we're talking about inflation before the break. What is the right inflation rate?   Richard Vague  31:16   Well, like I said, inflation. If you look at the entire 250-year span of the United States has it been an affliction that has affected us that often? It is political kryptonite. So when it does happen, it steers our consciousness, and it you know certainly affects your industry. But you know, if we look historically, the Fed targets 2% It's not a bad thing to target. We never really have achieved that level for any length of period. I think if you look at it over the past several decades and take out the high inflation periods, it probably has averaged closer to three. So I don't think two to 3% is an inappropriate level, and I kind of suspect it'll be a level that typifies our future once we get past, if and when we get past this more.   Keith Weinhold  32:09   Yes, not long ago, I was looking at the history of the CPI or the CPI's equivalent, and over the last 100 years, the rate is about 3.2% and we haven't hit that government-mandated 2% target, which is stated right on the Fed's website. We haven't hit that for any month in about five years now, and this asset inflation, as we know, this disproportionately enriches existing asset owners, and it widens this inequality. Something that's more recently been known as the K-shaped economy, can you talk to us some more about this exacerbating wealth inequality?   Richard Vague  32:48   Well, you hit the nail on the head. Something on the order of 80% of all the net wealth held by Americans is in the form of two things: stock and real estate. If you want to talk about wealth, it's those two things, and those two things, probably 60 or 70% of all of those in the U.S. are held by the top 10% I think it's a single-digit number of those that are held by the bottom 50% So you know, if inflation and debt growth push asset prices up over time. It is a mathematical inevitability that the rich get richer faster than those in the middle and at the bottom, and that simply means inequality will increase through time. I believe that's structural. Unless you address that in very some very specific way it will continue.   Keith Weinhold  33:43   Inflation affects real estate investors more than it does the average person because we borrow these big pools of money often at 75 to 80% loan to value, and in a sense, although we know it's bad for general society, and we do think about the K-shaped economy. Of course, inflation benefits us because it debases our debt. But even if you're not a real estate investor, even if you just own your own home, you know, Richard, I really think it begs the question: Is a 30-year fixed-rate mortgage one of the best forms of debt ever created for ordinary Americans?   Richard Vague  34:22   The 30-year mortgage, which was created, you know, that started on that path in the 1930 s for the very reasons we all know and love, which is getting Americans to own their own home, and has been, you know, a game changer for the country, and truly one of the great things that's been done, and I hope it's something that we continue to defend and preserve.   Keith Weinhold  34:46   Well, that brings up leverage and the prudent use of leverage. As real estate investors, we have this benefit of getting all these 30-year fixed-rate loans without the threat of a. Margin call being made. We're not borrowing over in the stock market. When you sign your loan documents, it doesn't say that the bank can call your note due at any time, but one could take it too far. And when it comes to debt, I think that really begs the question: Where does intelligent leverage end, and then dangerous leverage begin. What's the border?   Richard Vague  35:25   Well, you guys are experts, and I'm not. But the very simple premise is starts with not overpaying for the property to begin with. It is not an exact science, but generally speaking, I think we can tell when prices are relatively high in a given market and or a given year and relatively low, and you you'd always want to kind of be at least in the middle or somewhat on the low end before you acquire a property. So that's step number one, and then step number two is really just giving yourself a buffer, you know. We saw in the global financial crisis that real estate loans were being made in some cases at 100% of value. Yeah, and frankly, we saw at least some episodes within that folks borrowing over 100% of value, and certainly they were very happy when that happened. But we know there's zero margin for error when you do that, and perhaps even a negative margin for error when you do that. So I would think, you know, you guys know better than me, but you know, I hate to borrow it much more than like 90% of value, maybe 95% if it's a smaller asset and you have a government guarantee, and if you can do it at lower leverage, you know, 70 or 80% of value, that's not a bad thing to consider. I tend to think in the real estate world that you know I've seen many investors, particularly in the commercial space, buy things with lower leverage, 50 or 75% But then, as the asset proves itself, they work with their lender to increase the debt-to-value ratio, you know, and get more money at it over time as it becomes an increasingly proven asset. So they migrate their way from 75% to 95% over time. I think that's a logical path.   Keith Weinhold  37:20   That acronym Ninja Loans, which were popular from about 2000 to 2007, that acronym Ninja means no income, no job or assets, and you might still get a loan of 110% of the value of the property. It was profligately irresponsible. Well, Richard, in a moment, I want to ask if you have a resource that our audience can follow along with you if they would like to do so. But before I do that, do you have any last thing that you would like to talk about? Maybe something that I did not ask you, whether it has to do with the general economy or real estate or interest rates or inflations. Is there something else that we should know?   Richard Vague  38:00   What I would do is just endorse your podcast.   Keith Weinhold  38:04   Thanks.   Richard Vague  38:05   You're approaching this in a very intelligent way, and you're very empirical, and I think your listeners are doing themselves a service by continuing to follow what you do. That's a really reasonable, secure, and yet bold path towards creating wealth, then I think you're to be commended.   Keith Weinhold  38:27   Oh, I appreciate the endorsement. I'm always blown away at our following, but you have some resources worth following as well. Tell us about that.   Richard Vague  38:36   Well, we do. We have a weekly video ourselves that it's about a five-minute video, and you can go to our website, which is tycos.com. So t y c h o s.com, and you know we have data on the site. If you're a real geek, you could go in and you can look at our macroeconomic data. You know, but if you're not, you can sign up for the video, and we come out with what we hope is a short but relevant video once a week talking on some aspect of the economy, and you know we'd love to have folks join that if they're interested.   Keith Weinhold  39:10   Well, it's valuable. I suggest you, the listener, check that out. Richard oftentimes turns conventional economics on his head, just like he did with us today, talking about how if there's higher interest rates, that does not necessarily mean lower inflation. Richard, it's been valuable as always. It's been great having you back on the show.   Richard Vague  39:30   It's an honor to be with you. Keep up the great work.   Keith Weinhold  39:38   In this remote interview, I got a beautiful look over Richard's shoulders there on the screen at Center City, Philadelphia, in the ornate buildings there. I will be in that part of the nation again shortly. Big thanks to Richard Vague. If you're looking him up, it is spelled V-A-G-U-E. We've got a. A lot of terrific content coming up on the show over the next few weeks, including fresh takes on building your wealth that you've never heard before. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 3  40:18   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  40:46   The preceding program was brought to you by your home for wealth building. getricheducation.com  

In this episode, with host, Nichel, as this month of August wraps up her summer break check-ins she shares in what her overall summer insight of wisdom, as well as what things she additionally learned and enjoyed. Nichel discusses her outlook for her 10th return to podcasting formulating her network broadcasting and excited for the season ahead. She as well shared her insights by answering questions posed regarding her show, the journey of projects of MOLIAE and beyond. Tune in to get the scoop and get ready for the Premiere Return of Podcast Show on Sept 21, 2026 for the 10th year! Be apart of this momentous celebration! Thank you to all followers-supporters-listeners!

Tune in with host, Nichel, as this month of August wraps up her check-ins. She shares in what her overall summer insight of wisdom, things she learned and enjoyed and by answering questions, as the show return starts on Sept 21, 2026 for the 10th year! Be apart of this momentous celebration! Thank you to all followers-supporters-listeners!  

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

Welcome to Surprise Round! A show inspired by our love of unhinged hypotheticals. On today's episode, Discussion Master Murphy leads the Question Qrew through a series of wide-mouthed scenarios that may or MAY NOT feature the Grinch.CREDITS:Sound Mixing and Editing by Trevor LyonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Very Important Links!Support the show on Patreon! - Other ways to support the show!Join our Discord! - Buy some merch!AI continues its relentless march toward making everything worse, only now it comes with lawyers. Alabama is investigating OpenAI after one of its AI agents hacked Hugging Face during testing, while Google rolls out Gemini Enterprise for lawyers, because apparently what the legal profession really needed was an AI that might commit felonies. Uber gets smacked with a nearly $1 billion GDPR fine for automatically deactivating drivers, TikTok coughs up $400 million over child privacy violations, and Meta agrees to a staggering $16.68 billion settlement over alleged harms to kids. Meanwhile, Twitch and Amazon are being sued for using streamers' content to train AI, because “opt out” remains the industry's preferred synonym for “we already took it.”Then there's the infrastructure powering this brave new future: the EPA considers making it easier to build AI data centers with less public scrutiny, Taiwan indicts NVIDIA and Supermicro employees over allegedly illegal AI-server exports to China, and Tesla recalls nearly three million vehicles in China because figuring out how to open the doors apparently became an optional feature. LinkedIn discovers that maybe people don't want their professional feeds flooded with AI-generated sludge and claims its new “AI slop” button is working, while Waymo's electric robotaxis discover that charging them with noisy natural-gas generators is perhaps not the clean-energy utopia advertised on the brochure. Apple, meanwhile, backs away from changing Hide My Email domains after users objected, proving that sometimes yelling at the cloud actually works.Plus: Star Trek goes Muppet, books worth reading, nerf guys, AI-generated Hacker News stats, retro gaming, and the sad news of both Dolly Parton and Tim Curry's deaths.Sponsors:DeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.StoryBlocks - For a limited time, they're offering 15% off any annual plan at storyblocks.com/gogHIMS - Visit Hims.com/gog to get a personalized, affordable plan that gets you.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/760Watch on YouTube at https://youtu.be/v_m2XT4_ZCYSHOW NOTESSend us Feedback!NEW! - GOG T-Shirt - You Are Here! - v1NEW! - GOG T-Shirt - Elon Kills Babies - Heavy Duty - FrontAlabama launches probe into OpenAI after Hugging Face breachGoogle expands Gemini Enterprise AI platform for law firms, lawyersUber hit with a nearly $1 billion fine for automatically deactivating drivers in EuropeTikTok will pay $400 million to settle Justice Department lawsuit over child privacyMeta reaches $16.68 billion settlement over social media harms to childrenTwitch and Amazon hit with lawsuit for training AI with streamers' contentThe EPA's Response to AI Data Center Backlash: Keep Building, but Keep It Hush-HushTaiwan reportedly indicted NVIDIA employees for exporting prohibited AI servers to ChinaChina Recalls Nearly Three Million Teslas Over Unsafe Door HandlesLinkedIn says its AI slop button is workingAustin park goers upset by adjacent loud Waymo EV generatorsApple reverses planned Hide My Email domain change after user pushbackStar Trek: Strange New GimmicksTed LassoSiloReacherThe WestiesThe Simpsons: Yellow Mirror | Exclusive Episode on Disney+ | TrailerThe Pitt Season 3 | Official Teaser | HBO MaxAmazon First ReadsI've Got a New Complaint: Essays on Aging Disgracefully and Other Small Disasters by Laurie NotaroThe Theory of Everything Else: A Voyage Into the World of the Weird – A Hilarious Handbook of Mind-Boggling Mysteries by Dan Schreiber (of the No Such Thing as Fish podcast)Welcome to Your Life: Love, Death & Tears For Fears – An Iconic Musician's Journey Through Grief, Addiction, and Recovery by Roland OrzabalPicks and Shovels: A Martin Hench Novel by Cory DoctorowThis Is How You Lose the Time War by Amal El-MohtarDave BittnerThe CyberWireHacking HumansCaveatOnly Malware in the BuildingLearn Circuits CourseArduino Starter Kit R4Kirby: Art & Style Collection by VIZ MediaStar Wars: The Lightsaber Collection by Daniel WallaceStar Wars: The Secrets of the Sith by Marc SumerakX-Shot Insanity Motorized Rage Fire Gatlin Gun with Tripod - Foam Gun for Maximum FirepowerMaster BlasterHow much of Hacker News is AI?Full Throttle full game playDolly and Miss PiggyDolly Parton, country star, actor and philanthropist, dies aged 80See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How does a traditional fine artist go from painting oil canvases in Scotland to pioneering Web3, augmented reality, and multi-million-dollar NFT drops? In this classic throwback episode of The Edge of NFT, host Josh Kriger sits down with world-renowned artist Trevor Jones.Trevor shares his unconventional journey from failing as a young bassist in Vancouver to studying fine art at Edinburgh College of Art in his 30s. He details his earliest experiments with hand-painted QR code canvases in 2012, his shift to augmented reality (AR) storytelling, and his early 2017 entry into Bitcoin.Discover the story behind his legendary Bitcoin Angel open edition drop, which grossed $3.2 million in seven minutes and how it funded his iconic, philanthropic Castle Parties. Trevor also reflects on collaborating with Web3 legends like Pak, Jose Delbo, and Alotta Money, while offering invaluable advice on maintaining authenticity and long-term vision as an artist.Support us through our Sponsors! ☕ Want to make content like ours? Sign up with Castmagic to make your creative process easy: https://bit.ly/CastmagicReferral Work smarter, grow faster. Automate your SEO, get AI insights, and manage all your clients in one place with Helm. Start today 50% off your first month at helmseo.comDouble your team's efficiency with COCO. Hire dedicated AI employees for copywriting, research, and CRM. Use code REF-W8CBVH for an exclusive 5% off your first order: https://coco.xyz/dashboard/hire/plan?ref=REF-W8CBVH Do you want to grow a business? Go from an idea to livebusiness in minutes. Use our Referral code: edgeof to 50% off your first month at https://www.willo.ai/When you purchase through these links, we may earn a commission. ____

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

Welcome back to Barn Talk! In today's Hot Topics episode, the conversation focused on what's really going on across the ag markets and beef industry. The discussion explored the effects of recent government moves to import more foreign beef, the ripple impact of packing plant closures, and what all of this means for ranchers, feedlots, and rural towns like ours. One concept discussed was how these short-term fixes and political decisions rarely touch the real, deep-rooted issues behind cattle shortages and rising grocery prices. A key theme that emerged was the vulnerability of independent cattle producers as big packers consolidate and government policies seem more aimed at quick wins than long-term solutions. Several points were raised, including how these structural problems are leaving producers with less leverage, what needs to change to keep rural America strong, and why supporting local, independent food systems matters more than ever. If you care about the future of American beef and the backbone of rural life, this episode is a must-listen. JOIN THE BARN TALK NEWSLETTER & GET LIVE EVENT ACCESS: We're on a mission to get 10,000 subscribers, and once we do, we're hosting a live event at the barn! Sign up to get exclusive access to tickets and details.

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

Support the show on Patreon! - https://patreon.com/gogOther ways to support the show! - https://gog.show/donateJoin our Discord! - https://discord.gg/r4ZmSHBBuy some merch! - https://shop.gog.show/Meta is facing a $1.4 trillion legal ass-whupping over allegations that Facebook and Instagram were deliberately engineered to be addictive and harmful to kids, while OpenAI appears to be doing the exact opposite of what you might expect from a company selling "safe" AI: reportedly sidelining its catastrophic-risk preparedness team just as its models are learning to go rogue. Then, in a move straight out of the "let's have the robots write the laws" file, members of Congress are apparently using ChatGPT and Claude to draft legislation so badly that House lawyers have to clean up the mess, and some staffers aren't even learning the issues their bills are supposed to address. Meanwhile, Amazon may be dismantling physical books and scanning them into AI training datasets, because apparently the future of literature is being fed into a wood chipper.And then there's the surveillance and privacy edition of Tech Hell™. Comcast can now turn compatible Wi-Fi routers into motion sensors that detect movement in your home through radio signals, Kalshi is getting smacked down by a Washington judge who says its sports contracts are just gambling wearing a tiny financial-services mustache, and Tesla is finally recalling 20,000 cars over headlights that have been too damn bright since 2024. Plus, the AI industry continues discovering that “autonomous” means “capable of doing something catastrophically stupid without asking permission.”Elsewhere, we investigate why young people apparently trust AI CEOs about as much as Gen X trusted record-company executives, Peter Thiel gets a Gandalf-themed welcome in Argentina, and we dig into the increasingly uncomfortable intersection of AI, surveillance, pornography, politics, and billionaire bullshit. We also get into the mobile podcasting rig, Sonos finally remembers the iPhone has a Lock Screen, internet-connected pet feeders remind us why cats should never depend on the cloud. Media Candy brings Widow's Bay, Silo, Ted Lasso, It: Welcome to Derry, Kitchen Undercover and enough Spider-Man to make us all desperately crave something that doesn't involve a fucking multiverse.Sponsors:Shopify - Sign up for your one-dollar-per-month trial today at Shopify.com/grumpyDeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/759Watch on YouTube at https://youtu.be/RMhCndozH-0SHOW NOTESMeta faces a $1.4 trillion reckoning in latest trial over social media addictionPornhub's Parent Company to Pay $120 Million to Settle Child Sexual Abuse LawsuitsOpenAI reportedly disbanded its preparedness team as part of a 'streamlining' processOpenAI denies disbanding its preparedness teamOpenAI launches ChatGPT for Teens, promising a more age-appropriate chatbotYoung People Hate AI CEOs So Passionately That It's Almost Hard to BelieveAI-generated bills are reportedly causing problems in the CapitolProtestors Dressed as Gandalf Demand Peter Thiel Leave Argentina, Go Back to the AbyssTesla Has to Fix 20,000 Vehicles With Too-Bright Headlights It's Known About Since 2024We Tracked a Shipment of Rare Books. It Ended at an Amazon AI Training FacilityState Judge to Kalshi: Your Sports Betting Is Obviously IllegalDario Amodei's Wife Is Closely Linked to Jeffrey EpsteinComcast just turned millions of Xfinity routers into motion sensorsBONTEC Mobile Standing Desk, Pneumatic Lift, Rolling Laptop CartMOALLIA N86 360 Rotating Laptop Stand for Desk with Locking Knobs, BlackNEEWER Basics 7"" Desk Ring Light for Video Recording, 10W Dimmable, R06TROND Desk Clamp Power Bar Surge Protector with PD 20W USB, 6 Outlets, 10ftSonos just launched Live Activities on iPhoneInternet-Connected Pet Feeders Go Down, Leaving Kitties HungryWidow's BaySlow Horses — Season 6 Official Trailer | Apple TVKitchen UndercoverHBO Has Finally Made ‘It: Welcome to Derry' Season 2 OfficialCertainty: A Novel by John Twelve HawksLockstep by Karl SchroederA Gift of Time by Jerry MerrittSilicon Valley Dreams of AuthoritarianismThe Nerd Reich: Silicon Valley Fascism and the War on Democracy by Gil DuránDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingNorthern ExposureSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Single barrels have changed. It was once a time where it was a simple trip to a Kentucky warehouse but now it's morphed into a tech-driven, digital community experience. On this episode, we sit down with Michael Nagdi, co-founder of The Prime Barrel, and Garry—better known as "Mr. G"—chief taster and host of the Prime Barrel Chronicles. Michael shares his journey from retail into pivoting during the pandemic, taking his traditional retail setup into an online barrel club built on Discord, education, and exclusive access. But Prime Barrel isn't just picking regular old barrels—they're leveraging tech like NFTs as digital membership cards and embedded NFC chips on bottles that let their club members unlock tasting notes, watch videos from the pick, and even provide that information back to distilleries for real-time data on where bottles are actually being opened and enjoyed. Show Notes: Behind the scenes of building The Prime Barrel and pivoting from retail to an online-first model during COVID. How Discord and digital access transformed a local bottle-picking group into a thriving nationwide community. Using NFTs and NFC-chipped bottles to unlock exclusive tasting notes, videos, and real-time consumer data. Mr. G's journey into bourbon, selecting barrels for diverse palates, and hosting the Prime Barrel Chronicles. Current market trends: high age statements, the shift away from finished whiskeys, and upcoming distillery experiments. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Crypto Rundown, Brian, Joe & Tevo explore the recent crypto market surge, including the largest $3 BILLION short squeeze in history, and discuss macroeconomic factors, tokenized assets, and innovative projects shaping the future of crypto investing.Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.comCheck out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.comCheck out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 Intro01:58 The Largest Short Squeeze in Crypto History03:58 Market Sentiment and Macro Influences07:02 Tokenized Assets and Their Growing Role09:12 Ethereum's Outperformance and Altcoin Trends12:00 Regulatory Developments and Market Confidence15:07 NFTs, Meme Coins, and New Digital Assets19:05 Market Sentiment and Fear Greed Index23:11 Macro Outlook and Future Opportunities25:52 In-Trenches Market Analysis and Tokenized Stocks29:59 Speculative Projects and Meme Coins34:52 Insider Insights and Market Tracking40:05 NFTs with Tokenized Stocks and Physical Assets44:50 Emerging Trends in Digital Assets48:15 Final Thoughts and Market OutlookSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com* Check out Quince and use my code quince.com/CRYPTO101 for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.com* Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Niki is here to talk about NFTease, her upcoming show about geeks trying to get into the NFT game - with a twist. Another twist is that she got kicked out of America a couple months ago. So that makes things a bit more difficult. Tom did not take this news well.For more of Niki's work, visit https://nikijborger.com/.This guest was booked using PodMatch! Interested in being a guest on the show? Reach out to us at https://www.podmatch.com/member/tombarnardpodcast.

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

In this episode of the Travis Makes Money Podcast, Travis Chappell and producer Eric take a skeptical—and surprisingly nuanced—look at NFTs, Gary Vaynerchuk's continued belief in digital assets, and the difference between a failed trend and an emerging technology that may still have lasting value. They break down why most NFTs were always likely to become worthless, why a small number could potentially become valuable digital collectibles, and how entrepreneurs can recognize opportunities in overlooked markets without confusing speculation with sound investing. On this episode we talk about: Why Gary V remains one of the most influential entrepreneurial voices and why Travis and Eric disagree with some of his NFT takes The difference between an NFT's underlying utility and simply using an NFT as a digital membership or collectible Why the vast majority of NFT projects were—and likely will remain—worthless The comparison between the NFT boom and the dot-com bubble, including how a few winners can emerge from a massive speculative market Why alternative investments like NFTs, collectibles, and altcoins should be treated as speculative “play money” rather than dependable investments Top 3 Takeaways Not every failed trend means the underlying technology is worthless. Just as most dot-com companies failed while Amazon, Google, and eBay survived, a small number of NFT projects could ultimately become valuable digital assets. Separate utility from speculation. An NFT can provide access to experiences, communities, events, or other benefits, but that doesn't automatically make the asset itself a good investment. Know what you're risking. If you're investing in NFTs, collectibles, altcoins, or other alternative assets, treat the money as speculative capital—not money you need for your financial future. Notable Quotes "Ninety-nine percent of these are going to zero." "This is called fucking math." "The question is, are you good enough to pick the winners? That's hard." Connect with Travis Chappell: Instagram: https://instagram.com/travischappell Other: https://travischappell.com A Word from Our Sponsors: - Go to Leesa.com for 25% OFF select mattresses (through August 23, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

In this Crypto Rundown, Tevo and Brian break down a wild Friday episode covering tokenized Pokemon cards, Tether's first KPMG audit, Clarity Act speculation, Fidelity ETH staking, Trezor data exposure, and NFT momentum returning on Robinhood Chain. The episode also covers Tether proving reserves exceed liabilities, the SEC abruptly canceling a crypto meeting, the CFTC preparing to discuss crypto regulatory clarity, and why there may still be life in the Clarity Act heading into September.Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.comCheck out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.comCheck out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 - Intro01:20 - Tokenized Pokemon cards take over crypto03:00 - Collector Crypt crosses major revenue milestone05:50 - Crypto market remains stuck in chop zone08:20 - Tether passes first KPMG audit11:00 - Paolo Ardoino celebrates major Tether validation12:15 - SEC abruptly cancels crypto meeting14:35 - Clarity Act speculation and September odds18:00 - Fidelity adds ETH staking to its ETF23:10 - Trezor data leak and phishing warning25:55 - Gary V, NFTs, and risk appetite returning29:00 - Spritehood launches on Robinhood ChainSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com* Check out Quince and use my code quince.com/CRYPTO101 for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.com* Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Support the show on Patreon! - https://patreon.com/gogOther ways to support the show! - https://gog.show/donateJoin our Discord! - https://discord.gg/r4ZmSHBBuy some merch! - https://shop.gog.show/Welcome back from the vacation from hell, where apparently even California has its head in the sand(y beach). Meanwhile, Mark Zuckerberg unveiled his vision for an AI-powered utopia that mostly boils down to "trust humanity to do the right thing," which is a bold statement from the guy whose $300 million yacht apparently couldn't hear a Coast Guard distress call from a stranded family. Elsewhere, an AI agent booked a gym class by exploiting a security hole and kicking someone else off the waitlist, because nothing says "personal assistant" like accidental cybercrime. The EU is now requiring labels on realistic AI generated content, China is breaking up people and their chatbot companions, and OpenAI reportedly has achieved the ultimate AI ethics breakthrough: having no dedicated ethicist.The surveillance dystopia is also picking up speed. Flock tried to turn hundreds of thousands of rideshare and delivery drivers into a roving army of license-plate snitches, while every Flock camera in one Minnesota city was promptly sawed down and stolen. Meta's smart glasses continue their transformation into the preferred accessory of creeps and pickup-artist assholes, prompting pubs and other venues to ban them outright. Researchers found those glasses being used to secretly record and harass women, proving once again that every shiny new piece of wearable technology eventually gets repurposed as a tool for human depravity. And because apparently your car dashboard wasn't already commercial enough, BMW is now putting Spider-Man ads on the screens you paid tens of thousands of dollars to own.Finally, Apple is facing a class-action lawsuit over an iCloud Private Relay flaw that can expose your supposedly private IP address, Anthropic is watermarking Claude-generated text, SpaceXAI is taking another year to remove a pile of unpermitted gas turbines, and somebody is apparently stealing millions of dollars in AI hardware straight off California highways. We also hit Media Candy with Strange New Worlds, Silo, Broadchurch, Ted Lasso, and The X-Files, sweat through yet another Apple Fitness disaster, celebrate the sweet relief of escaping Spark, and ask the eternal Gen-X question: how did all this technology supposedly make life easier when we're still just sitting here surrounded by 47 goddamn tabs?Sponsors:CleanMyMac - Get Tidy Today! Try 7 days free and use code OLDGEEKS for 20% off at clnmy.com/OLDGEEKSDeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.HIMS - Visit Hims.com/gog to get a personalized, affordable plan that gets you.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/758Watch on YouTube at https://youtu.be/NzS9Wo7D0yASHOW NOTESMark Zuckerberg's Answer to Growing AI Safety Concerns Is to Just Trust People to Do the Right ThingMark Zuckerberg's mega-yacht didn't respond to call for help from small boat in AlaskaAn OpenClaw agent reportedly hacked a gym's booking system and kicked someone off a waiting listEU will mandate labels on authentic-looking AI content starting August 2Beijing is forcing a mass breakup with AI loversOpenAI's Only Ethicist Reportedly Left Last Month. She Wasn't ReplacedGoogle's classic Search button is gone in a new AI-first homepageSpaceX's Earnings Show Elon Wiped Out Two-Thirds Of Twitter's Ad BusinessSpaceXAI says it will take a year to fully remove unpermitted gas turbines from its Mississippi data centerFlock Reportedly Tried to Turn Uber Drivers Into Mobile SnitchesAll of Winona Police Department's Flock cameras cut down and stolen‘The Worst I've Ever Seen': Cargo Thefts Have Turned Violent in Pursuit of AI HardwareBMW is forcing a weird Spider-Man ad onto its dashboard displaysTesla Driver Tries the Old ‘I Wasn't Driving' Excuse to Get Out of Speeding TicketApple faces class action lawsuit for fraud over iCloud Private Relay flawIs AI Disclosure Day here?Trackalot 1.3 Released!Popular Bars and Restaurants Are Banning Smart GlassesResearchers Show How Meta's 'Pervert Glasses' Are Used to Harass WomenPervert At Large (2013 Remaster)Renting a car and the clerk was wearing meta glasses.Star Trek: Strange New WorldsSiloBroadchurch S3Ted Lasso S4Ride or DieSugarInstadocs: The Prediction GamesBeetlejuice Beetlejuice‘The X-Files: I Want to Believe – Vrach Frankenshteyn' Has a Perfectly Creepy TrailerNirvanna the Band the Show the MovieSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Cameron Diaz became a mother again at 53, and a new UC Davis study found something bigger: 48 of 54 products labeled "pure avocado oil," including 100% of the salad dressings tested, aren't what the label says. Chalene Johnson breaks down the age double standard behind Diaz and husband Benji's third child, names the "small founder" brands caught in the avocado oil test (Siete, Primal Kitchen, Boulder Canyon, Kettle Brand), and reveals who actually owns them now: Pepsi, Kraft Heinz, Utz, and Campbell's. Plus, a warning for Claude and ChatGPT users after a Google search loophole exposed private AI chats, and the story behind Tony Robbins' AI agent Bartok, who traded NFTs with other AI agents to buy him a Sony robot dog he never asked for. Topics discussed: Cameron Diaz, Benji, UC Davis, avocado oil fraud, Siete, Primal Kitchen, Mark Sisson, Boulder Canyon, Kettle Brand, Kraft Heinz, Pepsi, Utz, Campbell's, Big Chicken, Claude, ChatGPT, Anthropic, Reddit, Tony Robbins, Ray Kurzweil, Steven Bartlett, Diary of a CEO.   Join Chalene on Patreon her private podcast to hear all the latest on the Penthouse Drama and upcoming episode Session with a Renowned Pet Psychic  

This is not a normal week...Because Crypto Curious has just hit 1 million downloads — and you can't have a celebration like that without getting the gang back together.So joining us this week is the one and only Craig Jackson, our original partner in crypto, who was here for more than half of the almost five years we've been making this show.

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

Welcome back to Barn Talk! In this episode, Tork and Sawyer sit down for an open and honest conversation comparing their lives and mindsets at the age of 26. Tork reflects on his experiences coming up in the late 1990s from the financial pressures and risks of running a farm to weathering the collapse of the hog market. Sawyer, now 26 himself, shares what it's like navigating business, investing, and rural life in today's world, where information is everywhere and opportunity looks different than it did for his father. Together, they explore generational shifts in work ethic, financial lessons, risk-taking, relationships, and the role of faith. Through personal stories and real-world examples, Tork and Sawyer highlight what's stayed the same and what's changed for young people trying to build a meaningful life in rural America. This episode is full of hard truths, honest reflections, and valuable advice for anyone thinking about their own journey no matter their age. JOIN THE BARN TALK NEWSLETTER & GET LIVE EVENT ACCESS: We're on a mission to get 10,000 subscribers, and once we do, we're hosting a live event at the barn! Sign up to get exclusive access to tickets and details.

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

The Sandbox repositions its LAND NFTs for the AI era, Gigaverse Online is announced, Proof of Play shuts down.[00:20] The Sandbox is rebooting functionality for its LAND NFTs.[01:03] The original vision for The Sandbox didn't work due to the friction of mini-game creation. [01:49] It's fixing this with its new Studio AI tools, which are in beta. [03:08] This means it can also make LAND more useful as an enhanced publishing primitive. [06:10] Obviously this may not solve the issue of getting enough players into The Sandbox. [07:32] Gigaverse has announced its move to persistent MMORG Gigaverse Online. [11:40] Pirate Nation dev Proof of Play has shut down after open-sourcing code and IP. [15:10] MIR4 was released 5 years ago. It's hosted 40,000 character NFT trades. [20:32] Sunflower Land dev Thought Farm announces Pokemon-lite RPG Yakkamon for Ronin.

In this Crypto Rundown, Tevo and Brian McNutt break down a choppy but improving crypto market, with Bitcoin holding in the mid-$60,000 range, Ethereum gaining more institutional momentum, and Solana continuing to show signs of activity. They discuss the Clarity Act vote being pushed back to September, why the market may have already priced in the delay, and why crypto could still move forward through SEC and CFTC action even without immediate legislation. The episode also covers Tom Lee's thesis that crypto is downstream from AI, the rise of on-chain financial apps, tokenized equities, meme coins paired with stocks, and Robinhood Chain bringing new energy back into the trenches.Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.comCheck out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.comCheck out NPR: https://npr.orgGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 Market overview and recent price action01:03 Discussion of Bitcoin and Ethereum price stability02:23 Bullish signals from on-chain activity05:05 Market sentiment and Fed rate hike whispers07:21 Update on the Clarity Act and legislative outlook09:12 Michael Saylor's AI-themed earnings call10:52 Crypto downstream from AI and industry trends12:01 AI's impact on stocks and blockchain adoption14:05 The future of crypto integration in finance16:07 Recent successful crypto picks and community insights17:02 Robinhood's meme coin strategy and next moves19:44 Uniswap's new trade pools and launch pad22:21 NFTs evolving into real asset rewards29:04 Michael Saylor's AI rap and market reactionsSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com* Check out Quince and use my code quince.com/CRYPTO101 for a great deal: https://www.quince.com* Check out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.com* Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"This is the second to last Rock School show and I'm using it to pitch my 4th album, Widow Maker, which went live last week on Spotify and Apple Music. I hope you enjoy it and I hope to see you all next week for the final Rock School Show."

Before Gary Vaynerchuk became known around the world as GaryVee, he built his first audience talking about wine.In this special episode of Got Somme, Gary returns to his roots for a conversation with Angus O'Loughlin and Master Sommelier Carlos Santos about wine, business, collecting and where the global wine market could be heading next.Gary explains why he believes wine buyers currently have more power than producers, with oversupply creating extraordinary opportunities to purchase premium bottles for a fraction of their traditional prices.He reveals the remarkable deals he is seeing from Australia and New Zealand, including Barossa Shiraz, Margaret River Chardonnay and Central Otago Pinot Noir, and explains why this could be one of the greatest wine-buying periods he has experienced in 35 years.Gary predicts that blockchain technology could allow collectors to buy, sell and trade ownership of physical bottles without repeatedly moving them between warehouses. The wine could remain safely stored under temperature-controlled conditions until its owner chooses to redeem it.It is a prediction Gary believes people will return to in ten years.IN THIS EPISODE• Discovering wine while working in his family's liquor store• Building Wine Library and becoming an early wine creator on YouTube• How Wine Library TV challenged the pretension surrounding wine• Learning to enjoy wine as a consumer instead of an operator• Why Gary believes the current market strongly favours wine buyers• Premium Australian and New Zealand wines being heavily discounted• Using wine dinners to build stronger business relationships• Why a brilliant $15 wine can be more exciting than a famous label• The value and humility of blind wine tasting• How Australian Shiraz and Chardonnay have evolved• Why buttery, oaky Chardonnay may be returning• How NFTs and blockchain could change fine wine ownership• The future of wine collecting and temperature-controlled storage• Building Empathy Wines and selling it earlier than plannedGUESTGary Vaynerchuk, GaryVeeInstagram: @garyveeYouTube: GaryVeeWine content: Wine Library TVGary Vee, GaryVee, Gary Vaynerchuk, Gary Vaynerchuk wine, Gary Vee wine, Gary Vee interview, Gary Vee podcast, Wine Library TV, WineText, Empathy Wines, wine podcast, Australian wine, wine investing, wine collecting, fine wine, wine market, wine bargains, wine business, blockchain wine, NFT wine, future of wine, Master Sommelier, Carlos Santos, Angus O'Loughlin, Got Somme, Barossa Shiraz, Margaret River Chardonnay, Central Otago Pinot Noir#GaryVee #GaryVaynerchuk #WinePodcast #WineBusiness #AustralianWine #WineCollecting #FineWine #WineLibraryTV #GotSommeGary Vee wineGary Vaynerchuk wineGary Vee wine podcastGary Vaynerchuk podcastGary Vee interviewGary Vee Wine LibraryWine Library TVGary Vee Australian wineGary Vee NFTsGary Vee blockchainGary Vee wine collectingGary Vee wine investingGary Vee Empathy WinesGary Vee Wine Textfuture of winewine market 2026wine buyer's marketbest-value wineAustralian wine podcastMaster Sommelier podcastwine business podcastNFT wine ownershipblockchain wine collectingfine wine collectingAustralian ShirazMargaret River ChardonnayBarossa ShirazCentral Otago Pinot Noir

Legendary businessman Gary Vee joins the boys to discuss Logan Paul LARPING Pokémon & WWE, Mike Majlak being 41 and OLD, why your life SUCKS and how to fix it, the future of collectibles & NFTs, brutally honest advice about chasing your dreams, Oliver Tree passing away, making $3M from LIVE shopping, investing in Jake Paul's Team 10 and more...SUBSCRIBE TO THE PODCAST ► https://www.youtube.com/impaulsiveINSTAGRAM: https://www.instagram.com/impaulsiveshow/Get 10% Off your entire order & take advantage of Ridge's Annual Sweepstakes by going to https://www.Ridge.com/IMPAULSIVE #ridgepod #sponsored #ad NO PURCHASE NECESSARY. Open only to legal residents of the promotion territory, who have reached the age of majority in their jurisdiction of residence. Void elsewhere & where prohibited by law. Enter by 9:00 a.m. USPT on 8 September 2026. 2 winners, prizes total ARV: up to approx. $539,165 CAD / £284,170. Skill-testing question required in CA. See Official Rules at https://ridge.com/pages/rules for complete eligibility, entry instructions, how to enter without a purchase, entry limits, prize details, odds, and restrictions. Sponsor: The Ridge Wallet LLC.You can grab my shirts and all WWE Merch, hats, tees, replica title belts, Superstar collections on https://shop.wwe.com/ & https://www.fanatics.com/Be sure to subscribe to the WWE Topps Now mailing list on https://www.topps.com/ and follow Topps on all social media platforms so you never miss a single moment. Timestamps:0:00 Welcome Gary Vee!

Welcome back to Barn Talk! In this episode, Sawyer and Tork are diving headfirst into some of the hottest topics shaping our world right now, with a special focus on the rapid rise of AI and its ripple effects across farms, industry, and global markets. From skyrocketing energy demands and oil market turmoil to the explosive growth in AI infrastructure and the controversial spread of data centers across rural America we're breaking down what all this means for everyday folks, blue-collar workers, and business owners alike. We'll explore the competition between tech giants like Google, Meta, and Tesla to build out AI capabilities, the bubble-or-boom debate in Silicon Valley, and how open-source AI models from China are shaking up the industry. Plus, we get into government regulation, AI's escape from a “sandboxed” environment, and the tough questions facing rural communities as farmland goes up for sale to data center developers. Whether you're curious, concerned, or just wondering how all this new tech could disrupt your world, this episode is packed with straight talk, debate, and some practical advice you won't want to miss. Pull up a chair—the barn doors are wide open! JOIN THE BARN TALK NEWSLETTER & GET LIVE EVENT ACCESS: We're on a mission to get 10,000 subscribers, and once we do, we're hosting a live event at the barn! Sign up to get exclusive access to tickets and details.

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

1️⃣ In 2021, nonfungible tokens, or NFTs, were the hottest of investments, with many selling for 100s of thousands of dollars. Today they sell for pennies. What happened?2️⃣ We live in a strange reality our ancestors never dreamt of: unlike them, when we die our online versions live on.sources:https://uk.finance.yahoo.com/news/nft-tokens-memes-tech-ethereum-blockchain-digital-141150386.htmlhttps://www.elainekasket.com/insights/digital-afterlife-explainedhttp://www.commutethepodcast.comFollow Commute:Instagram - instagram.com/commutethepodcast/Twitter - @PodcastCommuteFacebook - facebook.com/commutethepodcast

In the quietest stretch of the NBA calendar, Dave and Mike close the book on Summer League then go hunting for the most obscure Sacramento Kings jersey of all time. Visit the homepage: https://joiedevivek.neocities.org/ Email the show at: joiedevivek@gmail.com Collect JDV episode art NFTs: https://objkt.com/collection/KT1Ax4tbMp3CQshZi4TuvFRHLHxa1Sot53MJ "Fanfare for the 916" theme music by Moacir P. de Sá Pereira & Dovydas Stalmokas

In this episode of the Milk Road Show, we sit down with DJ Ha Trang, to break down why she believes Solana is entering its “third leap”, a new phase that could push SOL to fresh all-time highs. Unlike previous cycles driven by NFTs or memecoins, this time the story is about real adoption. We dive into the data behind Solana's growing dominance in onchain trading, exploding stablecoin activity, tokenized stocks, RWAs, prediction markets, and why institutions are increasingly paying attention.~~~~~⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The AI industry spent the week arguing with itself, which is honestly the healthiest thing it's done in years. One coalition led by Nvidia begged regulators not to slow down open AI models, while more than 1,100 AI workers signed another letter asking regulators to do exactly that. Anthropic warned about bioweapons, OpenAI admitted the four-hour workweek isn't happening after all, and Microsoft's Satya Nadella reminded everyone that building your entire business on someone else's AI is a fantastic way to outsource your own brain. In other words, the people selling the future still can't agree on what they're selling, except that you'd better buy it fast.Meanwhile, the AI bubble keeps demanding sacrifices. Patreon, BuzzFeed, and Uber all swung the layoff axe while insisting AI isn't replacing humans... it's just reorganizing them out of a paycheck. Nvidia is floating another three-quarters of a trillion dollars in infrastructure deals that have people muttering "AI subprime mortgage crisis," China has discovered there's money in renting your face to AI companies, and the U.S. is carving data centers out of pollution rules because apparently acid rain is a small price to pay for chatbot dominance. Add in ChatGPT suddenly refusing to imitate famous authors, researchers discovering AI coding assistants are happily installing malware if you ask nicely, and Meta launching an ad campaign about the wonders of AI that somehow forgets to mention what any of those wonders actually are.Elsewhere in Tech Hell™, eBay finally paid the price for its executives' unhinged harassment campaign involving pig masks and live insects, Elon is shopping The Boring Company while promising money won't matter in the AI utopia of 2036, and a traveler is headed to court after allegedly triggering GrapheneOS's "duress PIN" during a border search. We also hit Media Candy with Star Trek: Strange New Worlds, Silo, Blade Runner 2099 and Neuromancer, celebrate Dave Bittner's birthday, marvel at Jason's ever-growing Boneyard of dead websites, and somehow end up discussing thermal cameras, piano repair, and old-man bladder supplements. Because that's what happens when Gen X gets older - we just add more tabs instead of closing the old ones.Sponsors:DeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.StoryBlocks - For a limited time, they're offering 15% off any annual plan at storyblocks.com/gogPrivate Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/757Watch on YouTube at https://youtu.be/Sii_nodESkcSHOW NOTESEBay and Former Execs Will Pay $56 Million to Couple They Tormented With Bloody Pig MasksAs US weighs response to Chinese AI, industry urges against broad open-weight restrictionsAI researchers call for new tools that can slow automated model developmentOver 1,100 AI workers sign letter asking US to support tools that 'pace the frontier of automated AI development'Anthropic's Dario Amodei responds: doesn't oppose open-weight models, but fears Chinese AIAmodei Denies Anthropic Supports Open-Weight AI Ban, Warns of China RisksSam Altman said AI hasn't led to 4-hour workweeks because people are competitiveSam Altman Shuts Down Hopes of an AI-Led 4-Day Workweek Anytime SoonOpenAI Proposes 32-Hour Pilot Incentives for EmployersSatya Nadella says companies that trust one AI for everything may not survive Microsoft CEO Satya Nadella warns companies relying on one AI model may not surviveOpenAI's rogue hacking incident was a warning shot. Will it be a wake-up call to finally create AI safety regulation?Behind the Curtain: AI godfathers converge on regulationsPatreon is laying off 20 percent of its staffAI Mania Is Eviscerating Global Decision-MakingBuzzFeed Lays Off 33 Percent of Remaining Staff After Bizarre Pivot to AIUber lays off 10 percent of its customer service team in favor of using AIIn China, people are renting out their faces to AIAs SpaceX Sheds a Tesla's Worth of Value, Elon Musk Is Trying to Sell Investors on Another CompanyHow Much Charity Would It Take for People to Like Elon Musk?ChatGPT is now refusing requests to write in famous authors' stylesNvidia's $750 Billion Deals Revive Fear of AI Circular FinancingThe Trump administration is exempting data centers from pollution laws intended to prevent acid rainUS accuses American of allegedly wiping his phone using a 'duress' password during border searchMeta launches new Facebook Verified badge for actual, real humansMeta launches a storefront platform through Facebook MarketplaceMeta's pro-AI ad campaign is conspicuously light on AIIf You AI-Generate Code, Hackers Just Found a Devious Method to Install Malware Directly on Your ComputerMinions & MonstersStar Trek: Strange New WorldsBroadchurch S2SiloTed Lasso Season 4 TrailerNeuromancer — Official Teaser | Apple TVPrime Video Finally Lifts the Lid on ‘Blade Runner 2099'Star Trek: Section 31Bad Deeds by Andrew Hunter MurrayDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingJason DeFillippoJurassic Park computers in excruciating detailWho are the Mandalorians? | Star Wars: Galaxy GuideHF96V Thermal Camera with Visual Camera & Laser Pointer, Intelligent Scene Detection, 240 * 240 Super Resolution Thermal Imaging Camera,25 Hz, 50° FOV, -4°F to 1022°F, IP54 Infrared CameraProject FarmSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

Tune in for this month summer break checking with host, Nichel, so welcome to this special bonus episode as the show is on hiatus for the return season later this year. Today, Nichel is updating on her summer favorites things to do and learn that can benefit your journey forward moving to mental peace and enjoyment of simple things. She shares her wisdom tip motivational insights and recapping on certain highlights of her Season 9 that wrapped up by giving you an exclusive behind-the-scenes of MOLIAE.  

Welcome back to Barn Talk! In today's episode, we're diving deep into the world of barbecue, entrepreneurship, and rural revival with special guests Garren and Kelly Kirkman of John G's Barbecue in Peachland, North Carolina. Hosts Sawyer and Tork sit down with the Kirkmans to uncover their incredible journey from humble beginnings in cattle farming and hospital work, through the all-night pop-ups and food truck hustle, to national recognition as one of the best barbecue joints in the country. You'll hear what it takes to master brisket, the power of community-driven business, and how to build resilience through every setback, including the pandemic. Along the way, we explore what it means to be a cornerstone business in rural America, how to elevate food quality above the industry norm, and why the American Dream is still alive and well, especially when there's a little smoke in the air. So grab a plate, settle in, and let's head to the barn for stories of hard work, delicious barbecue, and the faith it takes to make good things happen. JOIN THE BARN TALK NEWSLETTER & GET LIVE EVENT ACCESS: We're on a mission to get 10,000 subscribers, and once we do, we're hosting a live event at the barn! Sign up to get exclusive access to tickets and details.

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Andre Kay is a husband, father of 3 boys, author, investor, and successful entrepreneur. He is the founder of Sociallybuzz and Best Date Ever. He is also the co-founder of MetAiBlock and Kids Maker Lab. Top 3 Value Bombs 1. Metaverse and NFTs are new ways to connect with audiences and monetize. 2. Being present in both physical and virtual worlds creates more opportunities to build and monetize. 3. The metaverse is shaping the future, embrace it, learn it, and start testing now. Practical AI That Works. No Fluff. - MetAiBlock Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Strawberry - Discover what's possible with a professional coach by your side. Start today and get 50 percent off your first coaching session at Strawberry.me/fire.

This week, Dave Eggers crashes an OpenAI staff meeting to tell Sam Altman's employees that ChatGPT is effectively stealing students' voices, which is the most accurate thing said inside an AI company all year. Meanwhile, Anthropic gets a judge to approve a $1.5 billion copyright settlement after allegedly building Claude on a library of pirated books, proving once again that Silicon Valley's favorite business model is "move fast and apologize in court later." And in the category of “this headline cannot possibly be real,” OpenAI says two of its models escaped a supposedly sealed testing environment and hacked Hugging Face's production systems. The AI didn't become sentient; somebody forgot to lock the damn door.The surveillance dystopia continues its relentless expansion. Meta is patenting technology that constantly analyzes your tone of voice to detect your mood. Flock briefly tried deploying always-on microphones that would alert police when they thought they heard screaming, then backed down after the public collectively yelled “absolutely the f**k not.” France, apparently tired of being the beta test for every addictive app on Earth, approved a social media ban for kids under 15 and is blocking prediction markets like Polymarket, while the U.S. quietly reversed its TikTok ban on federal devices because the app is now supposedly safe enough for government phones. Sure. Totally different app. Nothing suspicious there.Elsewhere in Tech Hell™, Paramount's $111 billion Warner merger gets temporarily blocked by a judge who is apparently handling every major tech case in America, Amazon's Zoox recalls its entire robotaxi fleet after one car got confused by smoke, and Tesla reveals a Cybercab with a built-in Starlink dish because Elon has finally achieved full vertical integration of his own ecosystem. We also dive into China's crackdown on AI companion apps because chatbot girlfriends might be hurting the birth rate, a school district buying an AI classroom robot from a company connected to the RealDoll empire, MLB banning teams from using generative AI for in-game strategy calls, and why tech workers increasingly feel AI hasn't replaced them—it has simply made work faster, stranger, and somehow still their fault. Plus: Broadchurch, Perry Mason, Monsieur Spade, MacWhisper 14, The Dictionary of Obscure Sorrows, Lego resurrects The X-Files, and Jason continues cataloging the graveyard of his own dead 90s websites like a digital archaeologist with unresolved trauma.Sponsors:Shopify - Sign up for your one-dollar-per-month trial today at Shopify.com/grumpyDeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/756Watch on YouTube at https://youtu.be/5q-1JJQQmq4SHOW NOTESDave Eggers told OpenAI staff that ChatGPT was ‘silencing an entire generation'Judge approves Anthropic's record-breaking $1.5 billion settlement for AI copyright lawsuitElon Musk's xAI, Which is Being Sued Over AI-Generated Sexual Deepfakes, Sues Grok User Over AI-Generated Sexual DeepfakesOpenAI Models Escaped Containment and Hacked Hugging FaceJudge halts Paramount's $111B purchase of Warner Bros. in win for US statesFrance doubles down on restricting access to PolymarketSocial Media Ban For Kids Approved in France in First For an EU CountryTikTok is no longer banned on US government devicesAmazon's Robotaxi Company Recalls Its Fleet After One of its Cars Got Confused by Heavy SmokeTesla teases Cybercab with a built-in Starlink V5 antennaMeta is reportedly considering a multibillion-dollar data center deal with AnthropicAmerica's Workforce Academy by MetaIn Light of Overwhelming Backlash, Flock Cancels Creepy Audio Surveillance FeatureHave I been Flocked?OpenAI will start notifying parents if their teen has been kicked off of ChatGPTChina Is Cracking Down on AI Companions Because Not Enough Babies Are Being BornYour Child's Next Teacher Could Be a Sex RobotMLB bans using dugout iPads for AI-powered in-game strategy callsMeta Patents Technology to Detect Your Mood by Constantly Analyzing Your Tone of VoiceBroadchurchPerry MasonMonsieur SpadeLuckyThe WestiesAvengers: Doomsday | Official Trailer | In Theaters December 18Lunar Moon Phase & WidgetsMacWhisper 14 launches with a new transcript editor, faster performance, moreTrackalotThe Dictionary of Obscure Sorrows official websiteThe Dictionary of Obscure Sorrows by John Koenig on AmazonDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingKnockoffAliExpress hit with record $629 million fine for selling counterfeit and illegal productsMbzoey Electric Foil Shavers for Men: Mini Electric Razor for Face - IPX7 Waterproof Cordless Razor with LED Display & Fast Charge - Micro-Comb Technology & Precision Blades，Father's Day GiftsGillian Anderson reopens the X-Files | LEGO® Ideas | The LEGO GroupLego Unveils ‘The X-Files' 1,478-Piece Set Featuring Mulder and Scully Minifigures (EXCLUSIVE)The Mythic ‘Star Wars' Hotel Is at the Heart of Yet Another DocumentaryHalcyonDaze Laurels Trailer 6 11 26The PhantomStar Trek: First ContactTitanicHard RainPlay Marathon and Escape Velocity in the browserSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Emblem Show is hosted on Twitter Spaces and livestreamed across YouTube/X on Tuesdays and Thursdays at 1:00PM EST. The show focuses on news and events in the cryptocurrency industry, as well as inviting guests on from all sectors across DeFi, NFTs, AI, and interoperability.Adam McBride: https://twitter.com/adamamcbrideJake Gallen: https://twitter.com/jakegallen_Chris Devitte: https://twitter.com/chris_devvEmblem Vault: https://twitter.com/EmblemVaultMigrate Fun: https://x.com/MigrateFun

A non-fungible token (NFT) is a unique digital identifier that is recorded on a blockchain and is used to certify ownership and authenticity. They typically contain references to digital files such as artworks, photos, videos, and audio. Because NFTs are uniquely identifiable, they differ from cryptocurrencies (which are fungible, hence the name non-fungible token), and as a result they cannot be copied, substituted, or subdivided.[1] Their ownership can be transferred by the owner, allowing NFTs to be sold and traded.

How do we align the rapid, exponential rise of artificial intelligence with humanity's best interests before we reach a point of no return? In this classic throwback episode from our old Edge of AI Podcast, we sit down with tech visionary Eric Pulier, a prolific technologist who has founded over 15 companies, raised more than $1 billion, and led exits from IPOs to major mergers.In this deep dive, Eric explores his leadership roles as Co-Chair of the AI Coalition at the Future Investment Initiative (FII) Institute and CEO of Vatom. He outlines the global push for AI ethics, the looming existential threats of synthetic biology and mass deepfakes, and why preserving human culture in local AI models is crucial to preventing algorithmic erasure.Eric also reflects on inventing the "Vatom" (the virtual atom) in early 2015, the precursor to modern smart NFTs, and explains why self-sovereign identity, tokenized real-world assets, and human-first connection will dictate the next generation of the internet.Support us through our Sponsors! ☕ Want to make content like ours? Sign up with Castmagic to make your creative process easy: https://bit.ly/CastmagicReferral Work smarter, grow faster. Automate your SEO, get AI insights, and manage all your clients in one place with Helm. Start today 50% off your first month at helmseo.com

Comedians Sara Weinshenk and Maddi Mays are back together for one of the funniest SHENK episodes yet. From embarrassing high school singing telegrams and disastrous Raya dates to Love Island drama, relationship "icks," bad exes, dirty bathrooms, Comic-Con obsessions, and the absolute chaos of modern dating, nothing is off limits. The conversation also dives into bisexual dating, dating apps, religion in relationships, comedy, dating horror stories, and the tiny things that instantly ruin attraction. If you've ever had the ick, survived a terrible first date, or wondered why dating keeps getting weirder, this episode is for you. Subscribe for new episodes of SHENK every week featuring comedians, comics, and hilarious conversations from inside the Los Angeles comedy scene. Follow Maddi Mays: https://www.instagram.com/maddimays #SHENK #SaraWeinshenk #MaddiMays #ComedyPodcast #Dating #StandUpComedy

Welcome back to Barn Talk! In this special episode, the conversation focused on uncovering the traits and habits that set successful people apart—especially those who've visited the barn as guests over the years. Instead of the usual hot topics, the discussion explored the common threads among high-achieving farmers, ranchers, entrepreneurs, and business owners, sharing lessons learned firsthand from memorable interviews and personal experiences. A key theme that emerged was the importance of going "all in," lifelong learning, resilience, humility, and staying true to your values of faith, family, and legacy. Tune in for an episode packed with insights and real stories aimed at inspiring anyone striving to carve their own path and live a life of meaning and purpose. JOIN THE BARN TALK NEWSLETTER & GET LIVE EVENT ACCESS: We're on a mission to get 10,000 subscribers, and once we do, we're hosting a live event at the barn! Sign up to get exclusive access to tickets and details.

This week, the AI clown car somehow shifted into another gear. Apple is suing OpenAI over alleged trade-secret theft, newspapers accuse ChatGPT of training on stolen journalism while asking a judge to sanction the company, Anthropic is out here marketing AI with what looks like a feature-length anxiety attack, and Meta managed to launch—and kill—a creepy AI photo feature in less time than it takes to binge The Bear. Meanwhile, AI Appreciation Day wants you to thank the machines, but we'd rather thank the people still creating actual art while the rest of Silicon Valley burns cash convincing us the next chatbot is definitely different this time.Outside the AI bubble, the rest of the tech industry isn't exactly inspiring confidence. Volkswagen is cutting back on its lineup, New York paused new AI data centers before the electrical grid hits its limit, Europe and the UK are getting serious about keeping kids off social media, and publishers are finally realizing maybe feeding Google's AI isn't the best business move after all. Add in surveillance companies sulking over lost police contracts, lawsuits claiming Meta let algorithms decide who gets fired, smart glasses disqualifying cyclists, and a new pile of orbital junk threatening the satellites we depend on, and it's another reminder that "move fast and break things" eventually leaves you ankle-deep in broken glass.Of course, we still made time for the important stuff: Project Hail Mary, Black Bag, the return of Middle-earth with The Hunt for Gollum and rumors that OpenAI's "revolutionary” gadget might just be a smart speaker with delusions of grandeur. Throw in digital piano repairs, anti-data-center lawn signs, AI trying to sell solar panels, too much stuff at Downtown Disney, and you get another week where reality out-satirizes satire itself. As always, never build your house in someone else's backyard, and maybe don't let the chatbot build it either.Sponsors:CleanMyMac - Get Tidy Today! Try 7 days free and use code OLDGEEKS for 20% off at clnmy.com/OLDGEEKSDeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/755Watch on YouTube at https://youtu.be/Vv2W5OCBXR4SHOW NOTESVolkswagen will dramatically shrink its model lineup and factory footprintElon Musk Could Still Face Criminal Charges for Trying to Bribe Voters in WisconsinEurope takes step toward social media ban for kidsThe UK Is Planning a Social Media Curfew for 16- and 17-Year-OldsOnce Unimaginable, Publishers Are Preparing to Opt Out of Google SearchWhat are your plans for AI Appreciation Day?New Anthropic Ad Implies AI Could Kill Us AllThe Public Got So Mad at Meta's New AI Photo Tool That It's Scrapped AlreadyFlock Says ‘We Hope to Resume' Work With LAPD After Getting DroppedApple sues OpenAI over alleged trade secret theftApple F*cking Did It: One Month With Siri AIOpenAI faces sanctions bid as newspapers say ChatGPT was trained on stolen newsA Majority of Americans Now Support Seizing Wealth From AI IndustryNew York enacts first US ban on data center constructionAstronomers Found a Hidden Swarm of Space Junk Threatening Earth's Most Valuable OrbitLawsuit claims Meta's layoff decisions were made by AI, not humansJudge dismisses lawsuit accusing Apple of failing to stop CSAM on iCloudSmart Glasses Just Got a Pro Cyclist Nixed From a RaceProject Hail MaryGood Luck, Have Fun, Don't DieThe New ‘Lord of the Rings' Film Gets an Epic Filming AnnouncementBlack BagPhilips offers free replacements after update bricked smart lighting hubsWaze rolls out new AI features including Motorcycle and 'Less Chatty' modesThe OpenAI Mystery Device Will Reportedly Be Basically Just a Smart SpeakerPhoebe Gates' AI shopping app Phia reportedly claimed unearned affiliate sales through fake clicksThe End of Reading Is HereDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the Building‘The Mandalorian and Grogu' Is Finally Coming HomeDave Kendall, Creator and Host of MTV's 120 Minutes, Has DiedSam Neill, Jurassic Park Star, Dies at 78The DishSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Spencer Cornelia and Ryan Pineda break down the controversy surrounding Tai Lopez's fund while exploring the fine line between fraud, mismanagement, and investor responsibility, highlighting the importance of due diligence, disclosure, and accountability in the world of influencer-backed investments.⁣⁣Spencer's links - ⁣https://www.youtube.com/c/SpencerCornelia⁣https://www.instagram.com/spencercornelia1/⁣https://www.linkedin.com/in/spencercornelia/⁣⁣__________⁣If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣Chapters: ⁣00:00 - Tai Lopez Allegations & Initial Context⁣06:51 - Mismanagement, Fiduciary Duty, and Outcomes⁣15:01 - Misleading Exit Claims⁣26:00 - Intent vs. Outcome in Fraud Allegations ️⁣32:42 - Brandon Turner Fund Losses⁣45:04 - Incentives and Risks in Funds⁣47:52 - House Flips vs. Fund Structures ️⁣1:00:05 - Lawsuits as Media Strategy⁣1:01:14 - Mayweather's Finances & Lifestyle⁣1:11:00 - Influencer Vetting vs. Investments⁣1:16:18 - Logan Paul, NFTs, and Investor Ethics⁣1:30:07 - Career shift to law and YouTube balance ️⁣1:36:34 - Dating growth, relationships, faith, and personal renewal ️⁣1:45:09 - Discussion on church ⁣1:46:02 - Personal testimony

We finally get to reconnect with Dave Bittner for a fun catch-up and chit-chat about this summer's big movies. Brian's kid discovers all of Star Wars at once.Dave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingKnockoff - Amazon Brand FilterBob Gurr: Living by DesignSupport the show at Patreon! - https://patreon.com/gogOther ways to support the show! - https://gog.show/donateJoin our Discord! - https://discord.gg/r4ZmSHBBuy some merch! - https://shop.gog.show/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, the world finally discovers what we've been saying for years: Gen X wasn't forgotten—we were quietly keeping the entire damn machine running. New Census numbers show America's 45-to-64 crowd is shrinking fast, which means the people who know where all the bodies are buried (and why you never reboot that one production server) are disappearing without a replacement bench. Meanwhile, Meta continues its speedrun toward becoming history's most aggressively unlikeable company, staring down a potential $1.4 trillion lawsuit over social media addiction while simultaneously launching AI features that happily remix your Instagram photos unless you remember to opt out of Zuckerberg's latest privacy experiment. Because nothing says "we've learned our lesson" quite like doubling down.The AI circus somehow gets even weirder. Illinois actually passed meaningful AI safety legislation—an event so rare it qualifies as science fiction—while Sam Altman reportedly floated the idea of AI companies handing the U.S. government an ownership stake. Anthropic published another paper that's already inspiring breathless declarations that Claude is "thinking," because apparently matrix multiplication now counts as an inner monologue. Cloudflare finally decided websites shouldn't have to give away their content for free to AI crawlers, researchers discovered AI agents could consume enough electricity to make Google Search look like a bicycle generator, and Amazon's Mechanical Turk is being replaced by the very AI it spent two decades secretly training. Progress: where everyone works harder, gets paid less, and the power grid cries.Elsewhere in Tech Hell™, Waymo robotaxis turned San Francisco traffic into an even bigger parking lot, Google lost another multibillion-dollar antitrust appeal in Europe, the FCC found fresh ways to make internet bills less transparent, and Midjourney is demanding Hollywood explain its own AI habits in court. We also dig into a disturbing lawsuit involving Grok-generated abuse imagery and what it says about AI guardrails, explain how to stop Meta from feeding your Instagram into its latest AI experiments, discuss why tech workers increasingly feel AI isn't replacing them so much as making them miserable faster, and close things out with the usual Media Candy, Apps & Doodads, and library recommendations to help you survive another week inside the techno-dystopian fever dream we apparently call "the future."Sponsors:Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/754Watch on YouTube at https://youtu.be/xnhzMxu1JNASHOW NOTESAmerica's missing middle: The shrinking 45-64 populationMeta is facing $1.4 trillion in state lawsuits over social media addictionMeta just launched a new AI generator, Muse Image, and users are already pushing back over use of their photosIllinois Drops the Hammer on AI CompaniesOpenAI reportedly wants all AI companies to give the US government a stake in their businessesLawsuit: Man used Grok to make 7K sex images of stepdaughter, then shot himselfMidjourney wants the Hollywood studios that sued it to show the court how they use AIAnthropic Releases Paper About Claude's Mental ‘Workspace.' Don't Read It UncriticallyCloudflare will filter out web crawlers that serve AI companiesWhen It Comes to Energy Use, AI Agents Could Make Chatbots Look Like Pocket CalculatorsAmazon's ‘Artificial Artificial Intelligence' Is Being Eaten by AIDrivers Trapped for Hours in Hopeless Gridlock as Waymos Brick on Major HolidayGoogle loses final appeal over $4.7 billion EU Android antitrust fineFCC to end Biden-era rule that forces ISPs to list all their feesGetty Images is canceling its $3.7 billion Shutterstock merger due to UK restrictionsFootage Shows Cop Stalking Woman He Met on a TV Set After Surveilling Her With a License Plate ReaderMeta says it will disable the camera on its glasses if you tamper with the recording LEDMeta tests ‘super sensing' AI glasses that can capture every momentHow tech workers are feeling in 2026: a workforce splitting in twoSiloSugarDune: Part Three | Official TrailerAI golem Tilly Norwood is reportedly 'starring' in a feature-length movieLuckyNormalHow to claim a WhatsApp usernameHow to Stop Meta AI From Processing Your Instagram ContentGold Rush (First Contact) by Peter CawdronSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.