Podcasts about Emerging

Let us know your thoughts. Send us a Text Message. Follow me to see #HeadsTalk Podcast Audiograms every Monday on LinkedInEpisode Title:

In this episode, Andreas Munk Holm talks with Carlos Trenchs — early-stage investor — about the new wave of entrepreneurs in Spain: those who've exited, raised again, and are now backing the next wave. They dive into the rise of Spain's emerging managers, the structural limitations new fund managers face when fundraising, and how institutional platforms can solve them.Carlos shares insights on how his team is designing a new type of investment structure — one that serves both fund-of-fund limited partners (LPs) and those deeply committed to ecosystem development. From syndicate-style collaboration to collective capital and US micro-fund inspiration, Carlos unpacks the anatomy of the new European seed scene.Whether you're building a micro fund, exploring Spain's founder-led evolution, or curious about how fund design is adapting to new LP profiles — this one's for you.Here's what's covered:00:00 The Rise of Repeat Founders: From Glovo to Preval and beyond03:15 Why Founders Become Emerging Managers05:42 The Fundraising Gap for New Managers08:10 Co-investing and Scouting for Ecosystem Development11:35 Challenges of Hybrid Investment Models14:00 Case Study: Transcend — A $1.5M EdTech Concept Fund17:20 Collective Capital: When LPs Roll Up Their Sleeves19:45 Closing Thoughts & Invitation to Meet in Barcelona

AM Best Director Edin Imsirovic discusses a new Best's Commentary that finds the insurance industry's crypto-market penetration is limited, but provides opportunities.

The One Big Beautiful Bill (OBBB) complicates things. Together with a related executive order, it dismantled key parts of the Inflation Reduction Act, while also injecting uncertainty into tax credit eligibility. The uncertainty in particular throws a wrench into project planning and leaves big questions about the impact across climate tech.  So what do we know about the complexities of the new policy landscape? And what questions still need answers? In this episode, Shayle talks to his colleague Andy Lubershane, partner at Energy Impact Partners and the firm's head of research. They cover five topics: The foreign entity of concern provision and why Andy calls it the biggest unresolved issue Safe harbor and under construction guidance Tax credit disparities in coming years — tax credits for nuclear, geothermal, and CCS, not solar and wind — and how that might alter the generation landscape Hydrogen's extended tax credit timeline, and how much will get built EV tax credits and their impact on both personal and commercial vehicles Resources: Latitude Media: The GOP megabill will reshape the tax credit transferability market Latitude Media: Congress just reshaped the solar industry. Here's what comes next Latitude Media: How OBBB will impact the power grid Latitude Media: With help from Chris Wright, geothermal is spared in the budget bill The New York Times: Ford Says Battery Plant's Tax Break Survived Republican Attacks Credits: Hosted by Shayle Kann. Produced and edited by Daniel Woldorff. Original music and engineering by Sean Marquand. Stephen Lacey is executive editor. Catalyst is brought to you by Anza, a solar and energy storage development and procurement platform helping clients make optimal decisions, saving significant time, money, and reducing risk. Subscribers instantly access pricing, product, and supplier data. Learn more at go.anzarenewables.com/latitude. Catalyst is supported by EnergyHub. EnergyHub helps utilities build next-generation virtual power plants that unlock reliable flexibility at every level of the grid. See how EnergyHub helps unlock the power of flexibility at scale, and deliver more value through cross-DER dispatch with their leading Edge DERMS platform by visiting energyhub.com.  Catalyst is brought to you by Antenna Group, the public relations and strategic marketing agency of choice for climate and energy leaders. If you're a startup, investor, or global corporation that's looking to tell your climate story, demonstrate your impact, or accelerate your growth, Antenna Group's team of industry insiders is ready to help. Learn more at antennagroup.com.

Is rental affordability finally improving for the average American renter? Moody's Senior Economist Lu Chen joins us to discuss surprising trends in multifamily supply and demand, and how rent growth might be impacted for real estate investors. With affordability nearing pre-pandemic levels, there's significant easing in rental prices thanks to increased supply. Are rents about to fall even further, or will steady demand keep them stable? Discover what's really happening in the housing market with intriguing regional and demographic shifts that could influence your next investment move. Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-339 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, editor-in-chief Joseph E. Safdieh, MD, FAAN, highlights articles about upadacitinib, a new treatment for giant-cell arteritis; growing evidence linking oral health to a higher risk of neurologic conditions; and why a trial of a new meningitis B vaccine drew a mixed response.

The oil and gas industry is under increasing pressure to stop leaks of methane from their production operations. We read a lot about increasing regulations but in this episode we will talk to several experts about what the oil and gas industry is doing in response to the new laws. There is an interesting technology story here as well. Emerging technology from satellites, to planes and drones to sensors placed around a production facility are improving to help operators, inspectors and the local community, both identify and mitigate these leaks, sometimes called fugitive emissions. To find out what is going on and how well new inspection and facilities designs are working out, we will talk to Darcy Spady of Carbon Connect and get their field reports and thoughts about future operations. There is some good news in that emissions from large operators in North America and elsewhere are falling, not yet zero but a steady trend of less flares and emissions. But the job isn't done yet and our experts can give us a progress report on where the industry performance stands in a KPI they call methane intensity.References: Carbon Connect International https://www.carbonconnectinternational.com/Oil and Gas Climate Initiative https://www.ogci.com/carbon-intensity-target/

Author, Spiritual Psychologist, Performing Songwriter Author of Dr. Maurice Turmel Dr. Maurice Turmel, affectionately known as Dr. Moe, is a seasoned Spiritual Psychologist, acclaimed author, and performing songwriter whose journey spans over eight decades of personal growth, academic achievement, and creative exploration. Holding a PhD in Counselling Psychology, along with a Master's and an Honours BA in Psychology, Dr. Turmel spent more than 25 years in clinical practice, counselling individuals, families, and organizations. His professional career is rooted in helping others navigate the deep waters of self-discovery, grief, emotional healing, and spiritual awakening. But Dr. Moe's path wasn't a straight one—it was hard-won. Emerging from a childhood marked by emotional trauma, religious repression, and self-doubt, he forged a transformative journey of healing and self-emancipation. His life's work is a testament to the power of the human spirit to rise. Over the decades, he broke free from harmful early programming and came to embrace a simple, liberating truth: we are all spiritual beings on a human journey. This message pulses through his writing, music, and teachings. Dr. Turmel has authored numerous books including Breaking the Spell of Religion & Healing the Trauma, The Voice: A Spiritual Sci-Fi Adventure, Conscious Evolution: Mythology in Action, and When Angels Call: Coping with Grief and Loss. His most recent work offers readers a front-row seat on his own Hero's Journey—a deeply personal exploration of trauma recovery, spiritual liberation, and emotional resilience. drmoe2000.bandcamp.com @MauriceTurmelPhD/featured maurice-turmel-phd-a09950223 TheSpiritualPsychologist Suggested Interview Topics Healing Religious Trauma: Reclaiming Your Inner Spirituality The Emotional Cost of Indoctrination and How to Break Free From Religion to Spiritual Awakening: Dr. Moe's Personal Journey Co-Dependence, Control, and Religion: How Systems Keep Us Small Love vs Fear: Choosing a Heart-Centred Life Beyond Religion Creativity, Songwriting, and Spiritual Psychology: Tools for Healing Suggested Interview Questions You describe religion as a form of institutionalized pathology in your. Can you explain what you mean by that, and why it's so harmful to individuals? Breaking free from indoctrination is no smal feat. What was the turning point that finaly "broke the spel" for you personaly? evolution? How does religious trauma differ from other forms of trauma, like familial or societal trauma? Are the healing paths different? Your book speaks about moving from guilt and fear toward love and empowerment. How does someone begin to make that emotional shift if they've lived under guilt for decades? You're both a psychologist and a performing songwriter. How has music and creativity played a role in your personal healing and spiritual Many people feel isolated when they first step away from religion. What advice would you give to someone who is just beginning their journey of deconstructing religious conditioning?

Figma is central to most designers' workflow these days (certainly is here at Design Better). So it's important to get familiar with all of the latest features. Who better to give us the back story of the releases announced at Config than Noah Levin, VP of Product Design at Figma. Join us for a conversation with Noah and a closer look at how Figma is helping designers design better. In this AMA, Noah demo'd some of Figma's newest tools and featured, and we discussed topics including: Hiring and scaling design teams in the AI age Emerging trends in design Career growth for junior UX designers Fostering better designer-developer collaboration Improving table design workflows in Figma AI's impact on design and development roles Support for print-focused workflows Staying up to date with Figma tools and features Lessons from designing the new Figma Bio Noah Levin is the VP of Product Design at Figma. Before that he led the UX team at ClassPass in NYC, and before that he was at Google working on Mobile Search in Mountain View. He also spent some time teaching designers to code as an early advisor at Framer, and building a digital assistant for Astronauts at NASA. He studied Human-Computer Interaction at Carnegie Mellon and is from Pittsburgh originally. Watch the recording on our Substack: https://designbetterpodcast.com/p/ama-noah-levin-on-figmas-latest-release *** Learn more about Figma's recent product launches at https://www.config.new/

Artemiza Woodgate is Founding Partner at Integrated Quantitative Investments LLC, based in Seattle.  She has spent most of her career in the quantitative investment arena, including close to 5 years with Numeric, Man Group, and over 11 years with Russell Investments. Our conversation opens with the 3Ms that Artemiza says define her – she is a mother, a mathematician and a lover of mountains. We return then to her roots, she grew up in communist Romania and how that impacted her and her approach to risk, money and outlook. She completed a PhD in finance at the University of Washington and following a career in quantitative investment and ultimately launched her own firm. We dive into her focus within the quantitative investing sphere – and discuss in particular her focus on asset pricing, earnings management, and price momentum, emphasizing the importance of minimizing estimation error and integrating risk and alpha.  Turning to career Artemiza stresses the challenges of balancing motherhood and career, the importance of networks, and the role of emerging manager programs in fostering innovation in asset management. Thank you to GCM Grosvenor and Resolute Investment Managers, Inc. for sponsoring Series 3 of 2025. GCM Grosvenor is a global alternative asset management firm with a longstanding commitment to supporting small, emerging, and diverse investment managers. For over 30 years, the firm has developed expertise in funding and guiding these managers as part of its broader activity across alternative investments. With over $20 billion in AUM dedicated to small and emerging managers and $16 billion in AUM dedicated to diverse managers, GCM Grosvenor leverages its experienced team, broad network, and proprietary sourcing capabilities to support their success. Through the Small, Emerging, and Diverse Manager Program, the firm creates opportunities for investors to access a wide range of talent while seeking to drive strong returns and impact. For more information, visit www.gcmgrosvenor.com Resolute Investment Managers, Inc. is a diversified, multi-affiliate asset management platform that partners with more than 30 best-in-class affiliated and independent investment managers. Its unique platform delivers strategic value through a full suite of distribution, operational and administrative services available to affiliates and partners. 

Andrew Hanna - Emerging Leadership, Life Design, & MoreAssistant Professor of Management at the University of Nebraska-Lincoln Prof. Hanna spoke at Nebraska's International Day of Hope celebration.CliftonStrengths: Woo | Relator | Input | Positivity | FuturisticRecorded: June 25, 2025Brought to you by Positivity Matters!

 I loved being with Ginni Rometty. She is full of insight and clearly oriented toward world-positive work. I was also taken with her Midwestern charm and candor. Emerging from a tricky childhood, she found herself running IBM in a time when very few women were commanding boardrooms (a statement that is maddeningly still applicable today). Now, she is entirely devoted to making good careers available to many more people, and her plan is working. This is a conversation for anyone who wants to build more purpose into life and perhaps one to forward along to the young professionals in your life as inspiration. Thanks to AmeriHealth Caritas and PBS for supporting this work. You can watch this conversation anytime at PBS.org/kelly. (Previously aired) Ginni Rometty's book: Good Power: Leading Positive Change in our Lives, Work, and World To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Here are the segments of our podcast : 1) why Hydrogen , why now? Key to energy transition and mix 2) From tanks to pipelines : storage challenges and solutions , security and certification 3) Future trends in R &D, Technologies, cooperation Prof. Dr. Haitham Saad MOHAMED RAMADAN (World's Top 2% Scientists' List – Stanford University 2020/2021/2022/2023, hindex: 37+, 125 Publications, citations about 5000 on July 2025) obtained his PhD from the Department of Energy and Automatic Control of École Supérieure d'Électricité (SUPELEC), University of South Paris XI, France in March 2012. Since August 2013, Prof. Dr. Ramadan did several postdoctoral research missions in the Laboratory of Signal and Systems (LSS), the Federation of Research of Fuel Cells (FCLAB), the FEMTO-ST laboratory and the University of Belfort Montbéliard in France. In 2020, Prof. Dr. Ramadan joined the International Institute ISTHY, l'Institut international du Stockage de l'Hydrogène, the first French laboratory for testing and certifications of Hydrogen tanks as Research and Innovation Chair and Manager. In 2024 and 2025, Prof. Dr. Ramadan received his Professorship of Control and Energy respectively by the Ministry of Higher Education and Research in France. He is the author of more than 125 high-ranked journal and conference papers and one book chapter. He was/is the Principal Investigator and coordinator of different Egyptian-French projects and international collaborations; and summer schools. Since 2017, Prof. Dr. Ramadan has been the chair/co-chair of the International Conference of Energy and Applications (ICEA'25), the International Conference on Green Energy & Environmental Engineering (GEEE'25), the International Conference of Energy Systems (ICES), the annual International Conference of Emerging and Renewable Energy: Generation and Application (ICEREGA) since 2017, the General Secretary of ICREGA16, the International Program Committee member of ICAFE'17. He is/was the Guest and Managing Editor for different Elsevier journals, His fields of interest include hydrogen reservoirs and hydrogen storage systems, power systems control and optimization, sustainability, multi-physical modelling of energy systems, renewable energy (Solar and Wind), hybrid power systems, hydrogen economy, hydrogen technologies, Fuel Cells and Batteries, Energy Management topics, electric and hybrid electric vehicles, microgrids, smart grids and HVDC.

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Keith discusses the rising cost of real estate, predicting that million-dollar homes will become common by 2033 due to: supply scarcity, demographic demand, inflation, and regulatory costs. Over half of U.S. states have cities with starter home prices over $1 million.  Hear about the challenges of investing in beach towns, citing rising insurance costs and maintenance expenses GRE Investment Coach, Naresh, joins the conversation to highlight the BRRRR strategy for income property investment. Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Show Notes: GetRichEducation.com/562 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, million dollar homes will be normal by 2033 I'll discuss why and exactly where they'll be arriving. Why are more beach towns going bust? What's in the big, beautiful bill for real estate investors? Then how to own income property with just 10% equity in it today on get rich education.    Keith Weinhold  0:28   Mid South home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated, there's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:53   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:10   Welcome to GRE from Palm Bay Florida to Palm Springs, California and across 188 nations worldwide, you are inside one of the longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, I think you know that by now, you can also find my written work in both Forbes and the USA. Today, million dollar homes could be coming to right where you live only as the average home, a typical home. Best said is the million dollar median priced home. They're increasingly common across America. We're going to look at the exact areas where this is going to happen next, and why. Though, real estate prices are only up about 2% annually. This time, a plethora of forces are conspiring to push median American home prices ever higher to a million bucks by 2033 the reasons for ever higher future prices on a national basis are supply scarcity. Though, homes aren't as scarce as they were, say three years ago, incessant demographic demand, continued inflation, tariff pressures, heightened regulatory costs, the rate lock in effect remote work and a perpetual construction labor shortage that makes it easier to find a unicorn than, say, a good plumber out there. All these things are conspiring to push long term prices up, up, up, and sadly, this will make first time home buyer dreams, well only dreams, not a reality for so many Americans. CBS News recently called first time homebuyers an endangered species for this reason. Hmm. Then I wonder if the US Fish and Wildlife Service is now protecting these beleaguered, endangered first time homebuyers. Now the typical Canadian single family home costs 779,500 Canadian dollars today. And get this now, of course, some US regions will have rising prices, and others falling prices in the shorter term, although the general direction is up, but more than half of us, states, 28 out of 50, already have at least one city where the median price for a starter home, just a starter home, is a million dollars or more. This is per realtor.com economist. More than half of states have that condition. Now I want a starter home that's defined as 80% or less of the price of an area's median Well, here we go. It is not just trophy cities anymore that are on the precipice of the million dollar club. It's these moderately priced cities that are next in line, and one trend is that they're located near already expensive markets. For example, Stockton, California is two hours inland from San Francisco, and Stockton is best known for well being two hours from San Francisco. That's about it, all right. Well, here is the 2023 median price. And it's 2033 projection, only eight years away, really, just a little over seven years away. This is where we're going. All right, Boise, from 465k up to $1,163,000 million $163,000 Boston, from 623k to 992k and again, these are 2023 median home prices, and then what they're projected to be in 2033 as these million dollar homes become typical, just in these somewhat moderately priced. US areas, let's continue Colorado Springs. 455k up to $1,020,000 I've made two trips to Colorado Springs in the past two years. I really like it. They're really livable with a nice little airport Denver. 548k up to $1,297,000 Honolulu, 638k up to $1,144,000 Portland, 501k to more than doubling to $1,052,000 Sacramento, 558 up to over $1.1 million Salt Lake City, more than doubling from 493k up to $1,064,000 Seattle, 694k up to $1,486,000 and finally, the aforementioned their Stockton, California, 579k up to $1,447,000 million dollar homes are increasingly abundant into places that are surely Not trophy cities anymore. They're projected to come to all these places by 2033 and this is very realistic, because consider this, what will a million dollars even be worth in 2033 just a little more than seven years away, what will a million dollars even be worth then at 3% inflation, just $789,400 All right. Well, what should you do with this information? It gives you perspective, waiting is not helping get comfy with million dollar homes that are like just kind of all right? And here's the thing, a million dollar home that used to be like posh that used to come with a waterfront view or a celebrity neighbor, and today you just get a popcorn ceiling in a mysterious draft in some entire counties, like I've told you before, in San Mateo County, California, the median home price is already over $2 million just an average home county wide. And I also mentioned to you that there's another California County, Santa Clara, California, where the median price is over $2 million but there are more Nantucket, Massachusetts, Pitkin, Colorado and Teton County, Wyoming, all over $2 million county wide. I mean, in places like this, a million dollar home is a gut job. I mean, it needs a renovation. In these places, a million dollar home costs less than half of the county median. So therefore it is so broken down that you might not even be able to get a conventional loan for that property. And notice that the Sun Belt is not on any of these lists for now, despite its growth, there's still vast land and cheaper housing there the southeast and the Midwest, they still feel like America's affordable housing frontier. But you've got to wonder, for how long and what else does this continued low affordability mean? It's the American. Emerging trend that few people see coming, but we've talked about here, it's that common tidal wave, this horde of new renters that are coming, priced out of million dollar homes. Your renters are coming, and what does this mean for you? Well, consider owning low cost rental property in those low cost parts of the nation. We help you do that here, completely free, at GRE investment coach.com a tidal wave of future renter demand means higher rents and higher occupancy rates. Your renters are coming.   Keith Weinhold  10:39   now, last week, on the show, I discussed the Airbnb arms race, how short term rentals really need a serious glow up and some major investment to compete in a lot of markets anymore. This week, let's discuss the trends in another real estate niche that's largely fallen on some harder times, and that is investing in beach town, something that might be more top of mind for us, as we are here in mid summer. The very best beach town for a bikini slim budget is Pascagoula, Mississippi, a gulf shore escape, where the typical listing will run you a mere 166k can you believe that now this gulf coast town of 22,000 people, it is somewhat of an aberration, though, be careful, Pascagoula is affected by a FEMA rule that really limits the amount of renovation that you can do there? Atlantic City, New Jersey, it's another beach town with a jaw droppingly Low typical list price of 242k yeah. Atlantic City, AC is the name long synonymous with gambling and Trump property port. Ritchie, Florida is another notably cheap beach town with just a 255k typical list price. And it's notable because back in 2019 GRE did a real estate field trip there where I and the property provider and a few speakers, we hosted you, and then we toured properties together in a coach, a tour bus, but those neighborhoods were actually about two miles inland, Myrtle Beach, South Carolina, still just 299k. Corpus Christi, Texas and Ocean City, Maryland, are two more notably cheap beach towns now, especially after talking about the million dollar homes and then you hearing about these cheap beach towns. You might be wondering, gosh, should I buy property for cheap in these beach towns? But, you know, buying the beach house is just the start. Rising. Insurance costs and maintenance costs have forced a lot of investors to question whether beach homes are too big of a gamble now with a few investor profiles here were interviewed first Levi Rogers, a retired Green Beret and a real estate broker in San Antonio, he recently shared how his property on the Gulf Coast went from $3,200 a year for insurance to over $11,000 and that's if you can even get coverage without bizarre exclusions, throw in new flood zone Redeterminations and wild HOA fee hikes due to inflation, and your profits are wiped out in an instant. That's what Levi Rogers says about his particular situation. Honestly, coastal property makes me more nervous than my first Million Dollar Listing. Despite loving beachfront real estate, that's what Los Angeles real estate agent Wesley Kang says he's seen changes that would shock most investors. Insurance costs broke another record at his Marina del Rey listing the owner just got hit with a $68,000 annual premium up from 15k last year, while his neighbor, two blocks inland, pays just 7k so in addition to hurricanes and slow and steady beach erosion, that has caused some homes to simply collapse and fall into the sea. Kang, the Los Angeles real estate agent, said his Malibu client just spent his entire summer rental income on mandatory seawall repairs. Another had to install $100,000 worth of water barriers just to keep his insurance. So is a beach home a good investment? Well, owning it really is not the easy, dreamy investment that it used to be. There are some investors that still think it's worth it, but they need to change their strategy. Roger said that he hasn't sold yet. He just. Had to adapt. That's the San Antonio real estate broker. He cut his rental period down to only the high season months. Raised his rates by 22% just totally ended low season bookings, and he promoted high end upgrades to make the numbers work. He says you have to run it like a hospitality business now, not a passive rental, so the ROI can still be there, but only if you're really on top of it, actively managing risk and costs and the guest experience. Otherwise, what you're doing is that you are just financing someone else's vacation. And this is along the lines of what I was discussing last week with short term rentals in general. Real Estate Investor Daniel Roberts, based in Idaho, he says beach properties are now riskier. He has reinvented his approach to stay solvent. He says we improved our rental by presenting the property as a luxury destination, adding concierge services with dining and boat tours and even fitness sessions. With this rental arrangement, we earned 18% more on rental income last year compared to the previous year, is what he says. However, still, our profits have decreased a little since we now pay so much more each month for insurance and for maintenance, if you're shopping for a beach house and hoping for a deal, it might pay to search a bit inland for cheaper properties and insurance rates, and then it's not really a beach house anymore. Elevation is your friend. Certain oceanfront areas are experiencing a steep drop in some places like Florida. I mean, can you buy the dip if you're looking for opportunities in investor areas like Florida, which saw a huge run up of people heading there during the pandemic, but their jobs require them to return to the office. If you're in the market for a vacation property that you can rent out and possibly use as a second home. There are beginning to be more and more choices. So the bottom line here is that many beach towns are in a bust. Their profitability is under attack, chiefly from these insurance premiums that have as much as 3x or more for many in the past three or four years, Hoa costs are up due to inflation, and then there's just simply the threat of more storms and more beach erosion, and just the stress and concern that causes even outside of the insurance cost, short term rentals tend to be right on the coast or A short walk from the beach. The best long term rentals tend to be inland, inland. Long term rentals are long where we have focused here on this show, and they tend to be stable and steady and frankly, kind of boring, but somehow boring in an interesting way, if that's possible, they plod along paying you five ways.    Keith Weinhold  18:05   Hey, is get rich education the number one real estate investing podcast in America. Are we number one? I've got an answer for you on an upcoming episode. It looks like the big, beautiful bill that was signed into law on the Fourth of July will be advantageous for real estate investors. It extends a lot of Trump's 2017, tax cuts and Jobs Act. There are modifications to opportunity zones in the big, beautiful bill. But the big story is that 100% bonus depreciation has been restored, reset, huge that applies to qualified property placed in service from January 20, 2025 through the end of 2029 now is the Time to accelerate acquisitions and renovations to leverage 100% bonus depreciation. I mean, this is great for investors. And what this does is it allows you to fully deduct the cost of qualifying renovations, property improvements and certain building components immediately, instead of you, having to spread the deductions out over several years. Major however, the big, beautiful bill does not do much of anything to help those beleaguered first time homebuyers that endangered species. In fact, in a previous version of the bill, it was going to open up millions of acres of public lands for new development. Now, if that happened, that could have added more housing supply and therefore kept home prices from perpetually rising, and therefore maybe helped first time home buyers. But that provision was removed from the bill before it got passed. All right, so those public. Lands will not be developed. That was not part of this bill, and that's a quick overview of what Trump's big, beautiful Bill means to real estate investors. To review what you've learned so far. Today, million dollar homes are coming to more places, and that's due to supply scarcity, demographic demand, incessant inflation, tariff pressures, heightened regulatory costs, the rate lock in effect, remote work and a perpetual construction labor shortage. More beach town properties are going bust due to surging property insurance costs and the big beautiful Bill has some serious positives for real estate investors, but not for first time home buyers.    Keith Weinhold  20:45   There is a lot happening here at GRE we, including me and our investment coaches here, are talking with you, our investors. We're talking with the nation's top property providers, as we always do, and there's just a lot of real estate news. How can you follow us to keep up on all this? Well, there are three main ways, and they're all free. There's no subscription cost. That is, firstly, through this show, the get rich education podcast. Secondly, our YouTube channel called get rich education. Yes, we are consistently branded. And the third main way to follow us is with our Don't quit your Daydream newsletter. Sign Up Free by texting GRE to 66 866, that's text GRE to 6668 66 and there you go. They're in they are the three main ways to follow us, podcast, YouTube channel and newsletter, and then also our social media channels, get rich education can be found at all the usual places, Facebook, Instagram, Tiktok and x, but our handle is Get Rich ed on x because there is a character count limit there. That's how to follow us. You can find our recommended property providers at GRE marketplace when you're getting actionable, and then to engage with us for a free strategy session to learn your goals and really put you on a financially free trajectory. You can do that with our investment coaches directly book time on their calendar at GRE investment coach.com   Keith Weinhold  22:25   what is happening with the future of the Fed and interest rates, and how can you put as little as 15% even 10% down on an income property? That's next. I'm Keith Weinhold. You're listening to get rich education    Keith Weinhold  22:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.   Keith Weinhold  23:11   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk, because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66 866   Naresh Vissa  24:21   you this is peak prosperity. Chris Martenson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:42   It's terrific to have a familiar voice back on the show. It's an in house discussion with our own GRE investment coach since 2021 he's met with you, usually over zoom or the phone completely free to learn your own personal goals. Find the market that's right for you. Two. And he even goes as far as helping connect you with the exact property address that would make your next real estate pays five ways property, like say, you find 654, Maple Street in Little Rock, Arkansas or Indianapolis, Indiana. For you, he helps you through it all. And then he even helps you if you have any trouble after owning the income property. He's got the formal education with his MBA, and he walks the talk because he's a direct real estate investor, just like I am. Hey, welcome back to the show investment coach Naresh Vissa.   Naresh Vissa  25:32   thanks for having me back on. It's always a pleasure to talk to you and the loyal GRE listenership that we have. I think   Keith Weinhold  25:40   we enjoy talking to each other more than President Donald Trump and Fed Chair Jerome Powell do for sure. And I think if anyone's been paying any attention, there's been quite a feud between Trump and Powell, and it's been pretty entertaining. Trump has referred to Powell as Mr. Too late, like too late to make a decision. He has called Powell a numbskull. He has said Powell has a low IQ for what he does. That drama has been really interesting now. Powell's term ends in May of next year, so about 10 months from now. And I think most anyone knows that Trump wants an interest rate cut badly, but Powell keeps holding tight, and what Trump says is that he wants to lower the interest costs on our national debt. That's the reason that Trump gives for lowering the rates. But Powell's been reluctant to lower rates because it might stoke inflation. In reality, I suspect that Trump wants lower rates just to juice economic growth, like that's the real reason, and then Trump sort of hopes that inflation only catches up with the next president who comes in in 2029 and interestingly, back on July 1, Jerome Powell said, if it weren't for tariffs, he would have already lowered rates. What are your thoughts?   Naresh Vissa  26:55   Well this is a lot more complicated than it seems, and here's why Trump called Powell a lot of names, and I think some of those names hold true if we go back to when Biden was president, because it was in April, May 2021, that I was saying, hey, it's time to start increasing the interest rates, because inflation was going up significantly, very quickly, it was going up. And if you recall, Keith, I know you did many episodes on this, Powell kept saying, Oh, this is transitory. It's just transitory. And my whole justification was, well, look, a 25 basis point hike ain't gonna kill anybody. And they refused to do it for an entire year. Once we started seeing inflation going up. And by that point, inflation went up close to 10% that's how bad it got. That's it didn't hit the double digits, but it was very close to hitting the double digits. So yes, I do think Powell was a numbskull for not raising the rates back in 2021 but today I'm actually on Powell's side, because there are still inflationary pressures. And remember, Keith, the inflation target is 2% it's not two and a half percent. They haven't moved the goalposts. It's still 2% and last month, this is the media is not talking about this, except for get rich education today, inflation went up last month. So yes, it beat expectations, but it still went up. The expectations were that the terrorists were going to create this massive inflation and we would be back up at the three handle. And it didn't do that. But regardless, inflation still went up. So let's wait. Let's see what the CPI numbers show. I don't think we're going to be close. I don't think we're going to be under that 2% figure within the next two months, and that's why I think Powell is justified in holding to rate study. Now, with that being said, I do think because of Doge, we did an episode earlier this year on Doge, because of Doge, because of the latest ADP job numbers, the latest unemployment numbers, the private sector cuts that are happening at Microsoft and Google and a lot of other big name companies. I do think that inflation will eventually dip below 2% you look at the gas prices have hit four year lows. Look at egg prices have hit, I think four year lows or three year lows. I do think we'll dip below the 2% at some point. The question is, is, when is it going to be? You know, three months from now? Is it going to be a year from now? It all depends. So what does that mean for your question of, is Powell right? Is he wrong? Is he a numbskull? Who's right? I completely understand what you said is why Trump wants the rates cut, and that is, he wants to juice everything because he looks great, and it's a midterm election year, next year, and he doesn't want to lose his Congress. And I understand the political side of it, but the number one issue, the number one issue, according to almost every poll out there before. Election, the number one issue on voters minds was inflation. It's had things. The bleeding has not stopped, and the inflation is out of control. The groceries are too expensive. That's what's important. And I'm on Powell's side here. I think you have to be patient. On the other hand, Trump is being very aggressive, and he's looking to replace Powell, and he's going to put in his guy in there. I mean, the basic requirement for the job is you're going to get in there and slash entry. You're not even going to do a 25 basis point cut. You're going to go down to 1% fed upon rates overnight. That's what Trump wants. I don't know if you saw that, but Trump wants a 1% Fed funds rate pretty much overnight, because he's saying, oh, is going to save us all this money on the debt that we're paying, interest payments and data I get where both of these guys are coming from. I think the ideal scenario, because Powell, it looks like he's safe until maybe the end of the year. I think we hit that 2% point, definitely by the end of the year, and Powell will start cutting in September, we'll see a 25 that's what I think. I think we'll see a 25 basis point cut in September, maybe a 50 basis point cut in the next meeting after that, and and maybe even a 75 basis point cut in December. And that way, when the new guy comes in, he doesn't have to do this drastic COVID March, 2020, type of cut, of slashing rates close to zero overnight. We do it in a gradual I think that would be better for the country and for the economy and for the global economy. So that's where I see things. But regardless, regardless, we know for a fact that the interest rates, the cutting is beginning soon, and the rates are going to be very low sometime next year, if not by the end of next year, we know for a fact that the rates are going to be very, very low. And what that means for the housing market is that, and let's talk about the housing market really quickly, the inventory in the housing market is the supply side is very high. This is not 2021 2022 when homes are flying off the shelves and people were paying above asking price for homes. We're in a situation where the inventory has piled up. Home values have somewhat stagnated. If rates are going to bottom next year, then buying real estate. I don't want to say I'm not calling a bottom, but I'm saying that you can expect real estate home values to skyrocket once rates hit that 1% because of the Fed funds rate. So right now, we're seeing demand from investors because they're thinking what I'm saying, hey, the Fed is going to slash. We know that for sure because of Trump. And when that happens, institutions, individuals, they're going to start taking out debt, and the housing market's going to skyrocket just like stocks. I mean, really, most assets are going to skyrocket. So right now, I think, is an excellent, excellent time to be looking at buying real estate, and then you can just refinance later, when the rates bottom in a year or two,   Keith Weinhold  32:50   when you talk about high housing supply, I think what you mean is higher housing supply. Nationally, we're still 12% under supplied. It's just the fact that we have 30% more available housing supply in the one to four unit space than we did a year ago. At this time when we're talking about interest rates and things that have to do with the larger economy, here, you the listener should be aware that Naresh has often been tapped and interviewed by major network television on his opinions on these sort of broader economic issues, so he is qualified that way. And to give you an idea with what we're talking about with this desire to get the Fed funds rate down to 1% whether that happens or not, today's Fed funds rate is around 4.3% just to give you an idea of the magnitude of the potential cut, I don't forecast interest rates because it's very difficult to do, but it's interesting that Naresh has done some of that, and let's remember that Trump is actually the one that appointed Jerome Powell back in Trump's first term, and there's been a good bit of speculation around who the next appointee might be. In fact, if that appointee is named several months before Powell's termination of his term in May. Some people think that could be Treasury Secretary Scott Besant, that that alone could change the dynamic, that you would get someone more likely on board to make rate cuts and name them before they actually come into office.   Naresh Vissa  34:14   Well, the President decides he appoints that position, and we know for a fact 100% Trump is only going to put his person in there, man or woman, we don't know, but he's going to put his person. And the basic requirement for the job, it's not a PhD from Harvard or being a multi billionaire like Scott Besant. The basic requirement for the job is cutting the rates to 1% the Fed funds rate to 1% that's the bare minimum basic requirement for the job, and there are apparently lines of people who are lining up because they think they fit that requirement. So we know that's coming. We know it's coming at the latest, next year, like I said, Because Trump said it himself, and to be calling somebody a numbskull and all these names, he's very serious about this. It's an issue that means a lot to him. And again, I get where Trump's coming from. The government would save a lot of money on interest payments. And Trump's justification is, inflation is low, let's just try it, which I somewhat agree with. He says, Let's just try it, and if the inflation goes back up, then you just raise the rates. Don't you know, Powell was too late in 2021 the next guy won't be too late in raising rates this time around if the inflation does go back up. So it's a different strategy that would definitely juice the economy overnight. Of course, he wants that. Everyone's got their own opinions. I'm of the opinion. I think the Fed actually is for the most part. Post 2022 has done a good job. In fact, I did an episode with you, I think, a year and a half ago, saying that the Fed should have done more rate hikes, because we would have been at 2% inflation a year ago had the Fed done one or two more rate hikes, in my opinion. And we saw at the end of Biden's presidency, inflation started going back up when the Fed actually cut rates, when they should have been raising rates previously. So with that being said, this is a good opportunity for investors, because we are in that doldrum right now where we know the rate cuts are coming, at least we, you and I and GRE listeners know that the rate cuts are coming. Not everybody knows that they're coming, because they may not pay attention or follow this stuff as closely as we do. We know that they're coming, and what that means for the housing market is, like I said, juice. We can see juice in stocks. We can see juice and housing. We can see juice and Bitcoin and other commodities.   Keith Weinhold  36:35   Well, you use the word doldrum. Yes, the housing market is in somewhat of a doldrum. We have lower transaction volume than we have historically, for sure, and really that's led by we need to keep in mind as investors, that that's lower owner, occupant purchase volume, because investor purchases have stayed pretty steady.   Naresh Vissa  36:56   Yes, I'll say this, Keith, we work with a lot of different providers all around the country. I want to say we're up to something like 30 different providers in 20 different markets or so. When these partners are calling me saying, Hey, we got all these properties and send me your people and you know, let's do business together and help us find more investors, then I know that the housing market has somewhat stalled. It's not doing terrible, but I know that it's when those providers aren't calling me, or when they even cut off the relationship and say, Hey, I don't want to talk to you anymore. I don't want to work with you anymore. Then I know, hey, it's a really hot housing market. They don't really need me. And I'll tell you right now, every other day I have a partner of ours, I had to tell them to stop call. I said An email will do, or a text message will do. You don't need to call and leave me a bunch of voicemails. I have people calling me every day saying, Hey, we got all these properties, and they're amazing and they're beautiful, and send your people to us, which tells me that it could be actually a good time to start buying. Because it's not like I said, 2021 it's not 2022 it could be a good time right now, because the investor will hold more leverage, and the incentives that these partners are offering are second to none. I've never seen incentives this good. I mean, it's not just the free property management, it's not just the closing cost credit. It's negotiating prices of homes. It's getting cash back at closing, so just literally having a check overnighted to you that's in the five figures, cash back for buying property. So overall, I think it's a really, really good time right now to get into real estate, probably one of the best times, if not the best time since I joined GRE at the end of 2021   Keith Weinhold  38:40   of course, Ken McElroy was just here on the show with us a couple weeks ago, talking about what a good time it is to buy from his perspective as well. But yeah, Naresh, I appreciate that you're kind of letting the listener peek behind the curtain a little bit. We really get a good read on the pulse of the market here, and part of our job is to vet those providers that we work with, yeah, the race. Well, one property strategy that almost transcends eras is the BRRRR strategy. It's such a popular strategy with investors, because you can get in to a deal and have so little of your money left in the deal that you could end up with 10 to one levered. So the burr strategy, that's probably the most popular strategy with our investors. So tell us more about that.   Naresh Vissa  39:27   We've done several webinars already about Bert, and this has become the most popular strategy with our investors, hands down the amount of volume that we're seeing with our investors, people who keep buying more and more because the first one worked out. Now there are some that didn't work out, and that has more to do with the provider than it has to do with the strategy. The strategy is simply buy a property that needs to be completely rehabbed, refurbished. It's you buy a property, as is, you take out a hard money loan to renovate the property, to gut it, to update. It, bring it up to speed. Or you can pay cash. So a lot of people say, Oh, I don't have the cash to pay for such a property. So they're the hard money loan is there. Or you could pay cash. Our recommendation, my recommendation, personally, is take out the hard money loan, because you have that extra layer of protection, that extra body who will make sure that you're not getting taken advantage of, because that's a problem that we've seen with BRRRR, where some of the providers, some of the sellers, they'll sell the property, and then they just disappear after that. And we don't want that to happen. We want the rehab to actually get done, because the real value is by doing the rehab, making the house nice, renting it out to a tenant, and then refinancing the property, because the home value is going to appreciate so much. In some cases, some of our investors got 100% appreciation from what they bought the property at, and they were able to use that equity, 100% of that equity into the down payment, into other fees, so they didn't have to pay anything out of pocket for the property. So that's the beauty of the BRRRR strategy. And like I said, what's most important? Because we've already done two web it. We've done a Memphis burr webinar, we've done a Cleveland burr webinar. Now we're doing a little rock BRRRR webinar, and I think this is the best burr out of all the burs that we've done. And the reason is because the team we're working with, they have a legitimate company operation. They have a property management division, they have a rehab division, they have a sales division, they have a management division. This is not like a one man show or a two person company trying to do all these rehabs all at once. So they're very here's the schedule. This is what we have to do, very accurate and so yes, their pro forma numbers aren't going to be as aggressive as what our investors have seen with previous BRRRR providers. But the problem with those aggressive numbers is that a lot of the providers, they overinflate those numbers, and they don't follow through, let's say, on the rehab, or they do the rehab, and the appraisal does not come back at an amount that met the proforma. So I'm just really excited about this, because Little Rock is a new market that we've entered into. We have not done a lot of Little Rock promotion, a lot of Little Rock property. So it's a new market, number one and number two, it's the team that's there. This is the best of the best team. And if somebody came to me and said, Hey, I want to do a bur. Where should I do it? You've got all these different webinars and podcasts on burrs. Where should I do it? I would say bur Little Rock is where you want to do it, because you're going to sleep way better at night, and the process is going to be way smoother than the others. Yes, the pro forma numbers, they're not going to be as appealing, or they're not going to be as outlandishly high as those other markets, but those other markets, Memphis, Cleveland, there's a reason why those numbers are so high. And like I said, it's this team in Little Rock, amazing team, Keith, I know you've had some calls with them. We interviewed the their head Alex on last week's podcast episode. He and I are going to be doing this upcoming webinar on BRRRR little rock this Thursday, and we hope to see everybody there go to gre webinars.com, gre webinars.com, right now to register for that webinar.   Keith Weinhold  43:14   It's this Thursday, a live event that you can attend from your own home. And the benefit of you attending live is you can have your questions answered in real time. You can hear other attendees questions, which will help educate you on this process. And yes, I don't know if this will ever happen again. We do have Alex leading the bur strategy in Little Rock. He's been doing this for 15 years. He's got his vetted, proven team and a great system for doing this, so that so much of it is all done for you. And   Naresh Vissa  43:47   one more thing that I'll say, because this has become very popular with our online special event attendees, they hear podcast episodes like this, and they say, Hey, I want to jump on this before the live event, because all those other people are going to be on, and I want to jump. So I want to share, or Keith, I'll let you share our link for people to just reach out to me if you want to schedule a meeting or just email me. Just reach out to me if you don't want to wait until the webinar, the online special event this Thursday, if you want to get a head start, please absolutely reach out to me.   Keith Weinhold  44:20   That's a great thought. You can go to GRE investment coach.com right now and get on the race's calendar so that you can have a free meeting. Any last thoughts about Thursday's big event?   Naresh Vissa  44:32   like I said, it's going to be Thursday evening. The time is going to be at 8pm Eastern Time. Thursday, 8pm eastern the webinar, online special event will last about two hours. Our listeners, our followers, love these online events because they're highly interactive. We get everybody involved. They're fun, and the reason why they last two hours is because the people who attend are having such a good time. Them that they want it to last that long. I remember a long time ago when we used to do these online events, and they'd only last 30 or 40 minutes, and then that was the end. But now our file loves them so much. I think if you've never attended one of our online special events, you'll definitely want to attend this, because it is the timing is perfect before all these rate cuts, as the housing supply inventory is at a 12 month high. So the timing is is really good. The incentives are excellent. And like I said, we know interest rates are going to be slashed sometime next year, so you can always refinance later, but but getting in at these prices is going to be a true gift. So gre webinars.com, to register for this online special event.   Keith Weinhold  45:52   We are all looking forward to it this coming Thursday. Narration, it's been great having you back on the show.    Naresh Vissa  45:57   Thanks, Keith.    Keith Weinhold  45:58   Yeah. Fruitful in house chat, as always, with one of our investment coaches, Naresh, that's how you can leave as little as 10% down on an income property. When you do that, cash out refi with the burr strategy, you'll get in at today's lower prices, they tend to be 140 to 160k in Little Rock, Arkansas. You'll lock in this year's rates with that low price, with the BRRRR acronym, meaning buy, renovate, rent, refinance, repeat. Well, that refi is a little ways down the road after your initial purchase. Longer term, if interest rates go up, you'll be glad that you got today's rates. And if interest rates go down, which many expect, then you'll refi. The only thing bigger than the next Fed interest rate decision or the naming of a new Fed chair is Thursday's GRE live event itself, get ready. Really, the event presentation typically takes an hour or less. The rest of the time is your questions and conversations, so show up from the comfort of your own home, maybe with a beverage this Thursday, and since it's in the evening, probably not a stimulant, maybe a yerba mate, besides seeing real life case studies and understanding how the burst strategy works, how to optimize it and the mistakes to avoid, expect access to available Little Rock burr properties, actionable opportunities. Should you so choose? Sign Up Free at gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  47:50   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  48:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  49:30   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

Brett Dashevsky is a leading voice in the creator economy as the founder of Creator Economy NYC, the industry's leading network and knowledge hub, connecting thousands of content creators and industry professionals through in-person events and insightful media. Brett Explains: - His transition to becoming a full-time creator- The significance of building a community within the creator economy- Creator monetization strategies- The role of personal branding in establishing credibility - Emerging trends in the creator economy Where to Find Bretthttps://www.linkedin.com/in/brettdash/https://x.com/brettdash_?lang=enhttps://www.instagram.com/brettdash_/?hl=enhttps://mail.creatoreconomynyc.com/Follow Ish Instagram X Linkedin Website Subscribe to Internet Empires on YouTube

The extent to which western soft power and legal and moral authority has been shredded by Gaza is lost upon British, American and European populations for the most part, but across the global south a new movement appears to be coalescing around South Africa and Columbia. In Europe, Ireland and Spain have joined with them and sixteen other global south countries to form the Hague Group, dedicated to upholding international law as it relates to Gaza. This, until quite recently, was inconceivable and the intervention of China is the one factor that makes this resistance possible. Full report in Middle East Eye here*****STOP PRESS*****I only ever talk about history on this podcast but I also have another life, yes, that of aspirant fantasy author and if that's your thing you can get a copy of my debut novel The Blood of Tharta, right here:Help the podcast to continue bringing you history each weekIf you enjoy the Explaining History podcast and its many years of content and would like to help the show continue, please consider supporting it in the following ways:If you want to go ad-free, you can take out a membership hereOrYou can support the podcast via Patreon hereOr you can just say some nice things about it here Hosted on Acast. See acast.com/privacy for more information.

This month's episode of The Edge of Risk Podcast by IRMI welcomes Ryan Powers, head of construction at QBE. Listen in as Mr. Powers discusses the top risks that construction insureds worry the most about but often feel the least prepared for. In this 13-minute episode, Mr. Powers provides manageable action items to address cyber risks, addresses the benefits and challenges insureds face with technology, and discusses how collaboration in risk mitigation has resulted in reduced frequency in losses in the construction industry.

Emerging evidence suggests that anterior cruciate ligament (ACL) ruptures can restore ACL fiber continuity. The relationship between ACL continuity on magnetic resonance imaging (MRI) (sign of ACL healing) and outcomes >5 years after an acute ACL rupture has not been investigated.   ACL continuity on 5-year MRI may be associated with worse patient-reported outcomes at 11 years after an ACL injury compared with early or delayed ACLR.   Click here to read the article.

We talk with Abdullahi Jamiu, a graduate student at the Virginia Polytechnic Institute and State University in Blacksburg, VA, who studies how encephalitic alphaviruses modulate cellular transcription and antiviral responses to discover novel therapeutic targets.

Remember the Fear of God - July 13, 2025 - Speaker: Tim White - Sermon Series: - Watch Online: https://thenewcom.com/sermons/2025-07-13/remember-the-fear-of-god/

Emerging from rehab and fully restored, Andrew Barr's distinct approach to the stage is the most thoroughly honest and punchline dense comedy in the country.Revered for over a decade as one of the country's finest joke writers, this newly raw and personal approach to stand up is connecting with audiences around the globe including featured performances on CBC Radio's LOL, the Halifax Comedy Festival, Edinburgh Fringe and JFL Toronto, to name a few.It's been decades since we've seen a comic so quickly celebrated for their unique approach, evidenced by his massive blow up on Instagram with over 100k followers.Follow Andrew Here: https://www.instagram.com/andrewbarrcomedy?igsh=MWFkY21jbTZ0MG5pMw==Thanks for watching our podcast. We invite guests from all walks of life to explore our existence and celebrate humanity! Please share, like and subscribe! Thank you to Sticky Cards for helping with the episode. Download Sticky Cards now to start collecting points for your favourite retailers!Follow us on Instagram: 11 Wins Podcast: https://www.instagram.com/11winspodcast/Winny Clarke: https://www.instagram.com/winnyclarkeEllevan: https://www.instagram.com/ellevanmusicSign up for Winny's Mailing List here: http://eepurl.com/gCIZg1Get Ellevan's book: STFU: Thoughts and Feelings shorturl.at/pIS08 Follow us on Spotify: https://open.spotify.com/show/1XDoMv08pT9EfyBaCXNnaj?si=7a557f0e0bf14d4d Follow and Listen to Ellevan on Spotify:https://open.spotify.com/artist/0G1sZ8clT2oSvzQ3IL2ZRd?si=vJVw9FLyS6GtF453Ny21kQ

Simon & Schuster provided me with an advanced copy of the superb book After the Spike: Population, Progress, and the Case for People, scheduled for release on July 8, 2025. The University of Texas authors, Dean Spears and Michael Geruso, have written a mind-blowing book! It's my second favorite book of 2025! My favorite 2025 book is They're Not Gaslighting You. Video https://www.youtube.com/watch?v=x-JfpjJRkok Podcast   The Population Whimper When I was born, Paul R. Ehrlich's book, The Population Bomb, was a mega-bestseller. Although I never read the book, my generation believed the book's message that humanity is dangerously overpopulated. The book gave me one major reason not to have children. The book made intuitive sense, built on Thomas Malthus's observations, that if our population continues to expand, we will eventually hit a brick wall. However, Ehrlich, a Stanford biologist, made these stunningly wrong predictions in The Population Bomb: Mass Starvation in the 1970s and 1980s: The book opened with the statement, "The battle to feed all of humanity is over. In the 1970s, hundreds of millions of people will starve to death in spite of any crash programs embarked upon now."    England's Demise by 2000: He suggested that England would not exist by the year 2000 due to environmental collapse related to overpopulation.   Devastation of Fish Populations by 1990: He predicted that all significant animal life in the sea would be extinct by 1990, and large areas of coastline would need to be evacuated due to the stench of dead fish.   India's Famine: He predicted catastrophic food shortages in India in the 1990s that did not materialize.   United States Food Rationing by 1984: He envisioned the U.S. rationing food by 1984. Instead of all this doom and gloom, here's what happened: we went from 3.5 billion (when Ehrich wrote his doomsday book) to 8 billion people today, most of whom are fat. Today, our biggest problem isn't famine but obesity. Dean Spears and Michael Geruso's new book should have been called The Population Whimper because it says the opposite of what The Population Bomb said. Forget a catastrophic demographic explosion. We're going to suffer a catastrophic demographic implosion. The graph on the cover of After the Spike sums up the problem: during a 200-year time period, the human population will have spiked to 10 billion and then experienced an equally dramatic fall. Three criticisms of After the Spike For a book packed with counterintuitive arguments, it's remarkable that I can only spot three flaws. Admittedly, these are minor critiques, as they will disappear if we stabilize below 10 billion. 1. Wildlife lost The authors correctly argue that the environment has been improving even as the human population has been growing rapidly. For example: Air and water are now cleaner than they were 50 years ago, when the population was half its current size. Our per capita CO2 consumption is falling. Clean energy production is at an all-time high. There's one metric that authors overlooked: wildlife. As the human population doubled, we've needed more space for growing food. This has led to a decrease in habitat, which is why biologists refer to the Anthropocene Extinction. While fish farms are efficient, overfishing continues. The Amazon gets denuded to make space for soy and cattle plantations. The loss of African wildlife habitats is acute, as the African population is projected to quadruple in this century. I imagine that the authors of After the Spike would counter: National parks didn't exist 200 years ago. Green revolutions and GMO foods have made the most productive farmers ever. De-extinction may restore extinct species. And they're correct. There are bright spots.  However, as we approach 10 billion, wildlife will continue to suffer and be marginalized. The book should have mentioned that. Dean Spears and Michael Geruso would likely agree that if humans continue to grow nonstop, wildlife will continue to suffer. However, they aren't arguing for nonstop human expansion. They want stabilization. When you combine stabilization with technology (e.g., vertical farming and lab-grown animal products), we would reverse the downward trend in wildlife habitat. 2. Increased energy consumption Dean Spears and Michael Geruso celebrate humanity's progress in energy efficiency and productivity. However, they overlook these facts: 1. The Rebound Effect (Jevons Paradox): As energy efficiency improves, the cost of using energy services effectively decreases. This can lead to: Increased usage of existing services: For example, more efficient air conditioners might lead people to cool their homes to lower temperatures or for longer periods. More fuel-efficient cars might encourage more driving. Adoption of new energy-intensive activities: The increased affordability of energy services can enable entirely new consumption patterns that were previously too expensive to adopt. Think about the proliferation of data centers for AI and digital services, or the growth of electric vehicles. While individual electric vehicles (EVs) are more efficient than gasoline cars, the rapid increase in their adoption contributes to overall electricity demand. 2. Economic Growth and Rising Living Standards: Increased demand for energy services: As economies grow and incomes rise, people generally desire greater comfort, convenience, and a wider range of goods and services. This translates to greater demand for heating and cooling, larger homes, more personal transportation, more manufactured goods, and more leisure activities, all of which require energy. Industrialization and urbanization: Developing economies, in particular, are undergoing rapid industrialization and urbanization. This involves massive construction, increased manufacturing, and the expansion of infrastructure, all of which are highly energy-intensive. Even with efficiency gains, the sheer scale of this growth drives up overall energy consumption. Emerging technologies: The growth of data centers, AI, and other digital technologies is leading to a significant increase in electricity demand. 3. Population Growth: While efficiency might improve per unit of output, the overall global population continues to grow. More people, even if individually more efficient, will inherently consume more energy in total. 4. Shifting Economic Structures: Some economies are shifting from less energy-intensive sectors (like agriculture) to more energy-intensive ones (like manufacturing or specific services). Even within industries, while individual processes might become more efficient, the overall scale of production can increase dramatically. 5. Energy Price and Policy Factors: Low energy prices: If energy remains relatively inexpensive (due to subsidies or abundant supply), the incentive for significant behavioral changes to reduce consumption might be diminished, even with efficient technologies available. Policy limitations: Although many countries have energy efficiency policies, their impact may be offset by other factors that drive demand. Conclusion: While technological advancements and efficiency measures reduce the energy intensity of specific activities, these gains are often outpaced by the aggregate increase in demand for energy services driven by economic growth, rising living standards, population increases, and the adoption of new, energy-intensive technologies and behaviors. The challenge lies in achieving a proper decoupling of economic growth from energy consumption, and ultimately, from carbon emissions. Humanity's per capita energy consumption has been steadily increasing with each passing century, a trend that is unlikely to change soon. Therefore, humans of the 26th century will consume far more energy than those of the 21st century.  The authors of After the Spike would probably argue that in 2525, we'll be using a clean energy source (e.g., nuclear fusion), so it'll be irrelevant that our per capita energy consumption increases ten times.  Again, short term, we're going in the wrong direction. However, in a stabilized world, we won't have a problem. 3. Designer babies The authors of After the Spike never addressed the potential impact that designer babies may have. I coined the term "Homo-enhanced" to address our desire to overcome our biological limitations.  Couples are already using IVF to select the gender and eye color of their babies. Soon, we'll be able to edit and select for more complex traits such as height or even intelligence. It's easy to imagine a world like Gattaca, where parents collaborate with CRISPR-powered gene tools to create custom-made babies. One reason some people don't want to reproduce is that it's a crap shoot. Any parent who has more than one child will tell you that each of their children is quite different from the others. Given that they grow up in the same environment, it suggests that genetics is a decisive factor. Until now, we couldn't mold our children's DNA. Soon, we will.  If we were to remove the lottery aspect of having a child and allow parents to design their children, perhaps there would be a baby boom. Dean Spears and Michael Geruso would probably argue that this is unlikely or centuries away from happening. We'll be descending the steep population slope long before we are homo-enhanced. One trillion humans in this millennium? In the Bulgaria chapter of The Hidden Europe, I observed that Bulgaria is depopulating faster than any other European country. Having peaked at 9 million in the late 1980s, a century later, it will be half that size. Despite that, in that chapter, I predicted that in 500 years, we'll have one trillion humans in the solar system, with at least 100 billion on Earth. This video explains how and why that may happen:  https://www.youtube.com/watch?v=8lJJ_QqIVnc Conclusion In 2075, will After the Spike: Population, Progress, and the Case for People look as stupid as The Population Bomb looks 50 years after publication? Does After the Spike make the same errors as The Population Bomb? Paul Ehrlich's underestimated technology and the continued collapse in fertility rates. As Dean Spears and Michael Geruso point out, fertility rates have been declining since they were first measured. Had Ehrlich extrapolated the trendline, he would have realized that our demographic collapse was imminent, not an explosion. Furthermore, technology solved many of the problems Ehrlich imagined. Is After the Spike making the same error? Fertility rates won't fall forever. They must stop. Otherwise, we'll become extinct. However, will fertility rates soar due to technology or some other reason? What could make our fertility rates return to three or more? Here are a few ideas: We master fusion energy, providing us with ultra-cheap energy and dramatically decreasing the cost of having children. Robots perform most jobs, leaving humans with ample time to raise large families.  As the negative effects of depopulation start rippling across the world, a global cultural panic erupts, prompting people to prioritize reproduction. Homo-enhanced humans, merged with artificial general intelligence, decide to proliferate to dominate the planet. Vertical farms and lab-grown cultured meat improve the environment so dramatically that humans feel less guilty about having three or more children, and generous subsidies offset the costs. Admittedly, these scenarios are unlikely to occur during the next 50 years, so After the Spike won't become the joke that The Population Bomb became in 50 years. Still, I predict that Ehrlich's great-great-granddaughter will write The Population Bomb II: Thomas Malthus Will Be Right Someday. Verdict 10 out of 10 stars! Excerpts The excerpts below are from an advanced copy, which may have undergone edits. Hence, some of these excerpts may have been reworded or deleted in the final print. The reason I am quoting them is that even if the excerpts are removed in the final edition, they illustrate the book's overall message.  It would be easy to think that fewer people would be better—better for the planet, better for the people who remain. This book asks you to think again. Depopulation is not the solution we urgently need for environmental challenges, nor will it raise living standards by dividing what the world can offer across fewer of us. Despite what you may have been told, depopulation is not the solution we urgently need for environmental challenges like climate change. Nor will it raise living standards by dividing what the world can offer across fewer of us. To the contrary, so much of the progress that we now take for granted sprang up in a large and interconnected society. Part I's big claim: No future is more likely than that people worldwide choose to have too few children to replace their own generation. Over the long run, this would cause exponential population decline. Whether depopulation would be good or bad depends on the facts and depends on our values. We ask about those facts and values, building up to an overall assessment: Part II and Part III's big claim: A stabilized world population would be better, overall, than a depopulating future. Part IV's big claim: Nobody yet knows how to stabilize a depopulating world. But humanity has made revolutionary improvements to society before— we can do it again if we choose. We won't ask you to abandon your concerns about climate change; about reproductive freedom and abortion access; or about ensuring safe, healthy, flourishing lives for everyone everywhere. We won't ask you to consider even an inch of backsliding on humanity's progress toward gender equity. We insist throughout that everyone should have the tools to choose to parent or not to parent. This book is not about whether or how you should parent. It's about whether we all should make parenting easier. In 2012, 146 million children were born. That was more than in any year of history to that point. It was also more than in any year since. Millions fewer will be born this year. The year 2012 may well turn out to be the year in which the most humans were ever born— ever as in ever for as long as humanity exists. Within three hundred years, a peak population of 10 billion could fall below 2 billion. The tip of the Spike may be six decades from today. For every 205 babies born, human biology, it turns out, would produce about 100 females. Average fertility in Europe today is about 1.5. That means the next generation will be 25 percent smaller than the last. Birth rates were falling all along. For as long as any reliable records exist, and for at least several hundred years while the Spike was ascending, the average number of births per woman has been falling, generation by generation. In the United States in the early 1800s, married white women (a population for whom some data were recorded) gave birth an average of seven times. If life expectancy doubles to 150 years, or quadruples to 300 years, couldn't that prevent the depopulating edge of the Spike? The surprising answer is no. The story of the Spike would stay the same, even if life expectancy quadrupled to three hundred years. In contrast, if adults' reproductive spans also changed, so people had, say, one or two babies on average over their twenties, thirties, and forties and then another one on average over their fifties, sixties, and seventies, then that would stop depopulation— but it would be because births changed, not because later-adulthood deaths changed. Where exactly should humanity stabilize? Six billion? Eight? Ten? Some other number? This book makes the case to stabilize somewhere. Exactly where will have to be a question for public and scientific debate. So the extra greenhouse gas emissions contributed by the larger population would be small, even under the assumption here that the future is bleak and we go on emitting for another century. The environmental costs of a new child are not zero. Not by a long shot. Not yet. But they are falling. Each new person who joins the ranks of humanity will add less CO2 than, well, you over your lifetime. Humanity could choose a future that's good, free, and fair for women and that also has an average birth rate of two. There is no inescapable dilemma. In that kind of future, people who want to parent would get the support that they need (from nonparents, from taxpayers, from everyone) to choose parenting. The most plausible way humanity might stabilize— and the only way this book endorses— is if societies everywhere work to make parenting better. Globally, we now produce about 50 percent more food per person than in 1961. “endogenous economic growth.” Endogenous means “created from the inside.” Ideas do not come from outside the economy. They come from us. Because scale matters, a depopulating planet will be able to fill fewer niches. A threat with a fixed cost: A threat has arisen that will kill all humans (however many) unless a large cost is paid to escape it (such as by deflecting an asteroid) within a certain time period. Could a kajillion lives ever be the best plan? That question goes beyond the practical question that this book is here to answer. Between our two families, we have had three live births, four miscarriages, and three failed IVF rounds. Parenting will need to become better than it is today. That's what we, your authors, hope and believe. The opportunity cost hypothesis: Spending time on parenting means giving up something. Because the world has improved around us, that “something” is better than it used to be. In no case is there evidence that more support for parents predicts more births. Nobody— no expert, no theory— fully understands why birth rates, everywhere, in different cultures and contexts, are lower than ever before. I hope these excerpts compel you to buy the book. If you're still undecided, consider that the book features numerous graphs and illustrations that will rewire your brain. Buy After the Spike: Population, Progress, and the Case for People. Connect Send me an anonymous voicemail at SpeakPipe.com/FTapon You can post comments, ask questions, and sign up for my newsletter at https://wanderlearn.com. If you like this podcast, subscribe and share!  On social media, my username is always FTapon. Connect with me on: Facebook Twitter YouTube Instagram TikTok LinkedIn Pinterest Tumblr   Sponsors 1. My Patrons sponsored this show! Claim your monthly reward by becoming a patron for as little as $2/month at https://Patreon.com/FTapon 2. For the best travel credit card, get one of the Chase Sapphire cards and get 75-100k bonus miles! 3. Get $5 when you sign up for Roamless, my favorite global eSIM! Use code LR32K 4. Get 25% off when you sign up for Trusted Housesitters, a site that helps you find sitters or homes to sit in. 5. Start your podcast with my company, Podbean, and get one month free! 6. In the United States, I recommend trading cryptocurrency with Kraken.  7. Outside the USA, trade crypto with Binance and get 5% off your trading fees! 8. For backpacking gear, buy from Gossamer Gear.  

We are PUMPED for this episode, featuring 4 founders with emerging brands breaking into the CPG scene in natural stores, independents, and eventually conventional grocery stores.These founders will discuss the story of how they got the idea and kickstarted their business, and all the challenges that happened along the way and that are still happening on a daily basis.We are featuring:Dan ChoiFounder of The NA Beverage CoStacey WoodFounderWhole HarmonyKristen CharboFounderGlonutsTania SweisCo-FounderBrune KitchenEnjoy this great episode and make sure to tune in and not miss this one!

Originally recorded and released on July 10, 2025.Amanda uncovers explosive prophetic patterns breaking through in this hour, revealing how current events are aligning with spiritual shifts, warnings, and divine setups unfolding before our eyes. Watch LIVE at 5:30pm ET, July 10, 2025. NEW! Prayer Lines now available Mon - Fri, 9am-5pm ET. CALL 845-743-6500 or 845-743-2583Amanda's Book The Revelationary War is Available! Order Now: https://buff.ly/4fnuDd7Music Copyright References:-131615741-Awards Inspirational Cinematic Music (Short 3) [Upbeat Nomination Epic Orchestra] Stock Media provided by JadSound / Pond5-21981893-Corporate And Inspirational Cinematic Background Music (1.00 Minutes Version) Stock Media provided by StockAudios / Pond5-151471022-Uplifting Inspirational CorporateStock Media provided by Patrick_Schlebes / Pond5-154756307-Magic Fireflies Loop Version2(Modern And Relaxing Background) Stock Media provided by Lesya_NZ / Pond5-123859534-Successful Product Presentation 60S - P5 Stock Media provided by Wolfgangwoehrle / Pond5-105166597-Believe in You (Inspirational And Uplifting)- P5 Stock Media provided by DivaProductionMusic / Pond5Music License: https://www.pond5.com/legal/license/20230221Purchase ID/Date: 7365245 / 9-29-2023Website: https://arkofgrace.orgPrayer Requests: https://arkofgrace.org/prayer-requestsDonate: https://arkofgrace.org/donatePartners: https://arkofgrace.org/ministry-partners

Interview recorded - 8th of July, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back Marc Faber. Marc is a well known contrarian investor & the Editor and Publisher of the “Gloom, Boom & Doom Report”.During our conversation we spoke about Marc's economic outlook, the wealth divide, why government causes all problems, borrowing, market exuberance, gold and which assets are undervalued. I hope you enjoy!0:00 - Introduction2:40 - Marc's outlook5:46 - Wealth divide9:23 - Government spending11:31 - Tariffs volatility13:12 - Are tariffs inflationary?16:13 - Borrowing18:38 - Market exuberance31:00 - Market bubble sustainable25:55 - Shift to real assets26:55 - Revaluing gold28:18 - Emerging markets to outperform?31:48 - Economic shift away from US34:09 - One message to takeawayDr Marc Faber was born in Zurich, Switzerland. He went to school in Geneva and Zurich and finished high school with the Matura. He studied Economics at the University of Zurich and, at the age of 24, obtained a PhD in Economics magna cum laude.Between 1970 and 1978, Dr Faber worked for White Weld & Company Limited in New York, Zurich and Hong Kong. Since 1973, he has lived in Hong Kong. From 1978 to February 1990, he was the Managing Director of Drexel Burnham Lambert (HK) Ltd. In June 1990, he set up his own business, publishing a widely read monthly investment newsletter “THE GLOOM BOOM & DOOM” report which highlights unusual investment opportunities.He is also the author of several books including “TOMORROW'S GOLD – Asia's Age of Discovery” which was first published in 2002 and highlights future investment opportunities around the world. “TOMORROW'S GOLD” was for several weeks on Amazon's best seller list and has been translated into Japanese, Korean, Thai and German.Dr. Faber is also a regular contributor to several leading financial publications around the world.A book on Dr Faber, “RIDING THE MILLENNIAL STORM”, by Nury Vittachi, was published in 1998.A regular speaker at various investment seminars, Dr Faber is well known for his “contrarian” investment approach.Marc Faber -Website - https://www.gloomboomdoom.com/Twitter - https://twitter.com/gloomboomdoom?lang=enLinkedIn - https://www.linkedin.com/in/marc-faber-gloomboomdoom/?originalSubdomain=hkWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

Send us a textUli Bella from Ozomatli stops by the show to discuss the 30 Revolutions Nationwide Tour, the LA raids, mental health, being a caregiver, Richard Simmons and more.  ****If the city of Los Angeles had a soundtrack, it would be Ozomatli. Since their formation in 1995, the six-piece, multi-genre band has been a cultural force, blending Latin, hip-hop, funk, reggae, and global influences into an unmistakable sound that embodies the energy and diversity of LA. In 2025, Ozomatli celebrates an incredible milestone: 30 years of bringing their dynamic, genre-defying music to audiences around the world.To mark the occasion, Summer 2025 kicks off their 30 Revolutions Nationwide Tour, a celebration of three decades of music, community, and culture.Emerging from the politically charged streets of Los Angeles, Ozomatli's origins are steeped in activism and a desire to unite communities through music. This ethos has carried the band across three decades, earning them a dedicated global following and accolades that include three GRAMMY® Awards, iconic performances at the Hollywood Bowl, a TED Talk, and countless shows worldwide. From high-profile TV appearances on The Today Show, Jimmy Kimmel Live, and Austin City Limits to groundbreaking tours in places like Burma and Mongolia, Ozomatli's music and message transcend borders, languages, and cultures.The ensemble's six founding members—Asdru Sierra (vocals, trumpet), Raul Pacheco (vocals, guitars), Uli Bella (saxophone, vocals), Wil-Dog Abers (bass), Jiro Yamaguchi (percussion), and Justin Poree (vocals, percussion)—have remained true to their mantra: "We take you around the world through the heartbeat of Los Angeles." Their music is a vibrant collision of styles, drawing from salsa, dancehall, cumbia, samba, funk, merengue, New Orleans second line, Jamaican ragga, and Indian raga. This eclecticism is at the heart of their sound, resonating with audiences of all ages and backgrounds.Ozomatli's legacy extends far beyond their music. Known for their tireless community involvement, the band has used their platform to amplify causes that matter, from immigrant rights to education and beyond. Their ability to combine socially conscious lyrics with infectious grooves has made them a beacon of unity and resilience, a band that celebrates life while addressing the struggles that connect us all.Their 30th anniversary is not just a celebration of longevity but also a testament to their enduring relevance and innovation. With a career that began with their groundbreaking 1998 self-titled debut, they continue to evolve and inspire. Whether performing new material or beloved classics, Ozomatli's live shows remain a jubilant experience, igniting dance floors and uniting communities.As they embark on their fourth decade, Ozomatli stands as a symbol of Los Angeles' past, present, and future—a band whose music is as multifaceted and vibrant as the city they call home. Here's to 30 years of Ozomatli, and the next chapter in their global musical journey.****If you would like to contact the show about being a guest, please email us at Dauna@bettertopodcast.comUpcoming guests can be found: https://dmneedom.com/upcoming-guest Follow us on Social MediaInstagram: https://www.instagram.com/author_d.m.needom/Facebook: https://www.facebook.com/bettertopodcastwithdmneedomIntro and Outro music compliments of Fast Suzi©2025 Better To...Podcast with D. M. NeedomSupport the show

Emerging from rehab and fully restored, Andrew Barr's distinct approach to the stage is the most thoroughly honest and punchline dense comedy in the country.Revered for over a decade as one of the country's finest joke writers, this newly raw and personal approach to stand up is connecting with audiences around the globe including featured performances on CBC Radio's LOL, the Halifax Comedy Festival, Edinburgh Fringe and JFL Toronto, to name a few.It's been decades since we've seen a comic so quickly celebrated for their unique approach, evidenced by his massive blow up on Instagram with over 100k followers.Follow Andrew Here: https://www.instagram.com/andrewbarrcomedy?igsh=MWFkY21jbTZ0MG5pMw==Thanks for watching our podcast. We invite guests from all walks of life to explore our existence and celebrate humanity! Please share, like and subscribe! Thank you to Sticky Cards for helping with the episode. Download Sticky Cards now to start collecting points for your favourite retailers!Follow us on Instagram: 11 Wins Podcast: https://www.instagram.com/11winspodcast/Winny Clarke: https://www.instagram.com/winnyclarkeEllevan: https://www.instagram.com/ellevanmusicSign up for Winny's Mailing List here: http://eepurl.com/gCIZg1Get Ellevan's book: STFU: Thoughts and Feelings shorturl.at/pIS08 Follow us on Spotify: https://open.spotify.com/show/1XDoMv08pT9EfyBaCXNnaj?si=7a557f0e0bf14d4d Follow and Listen to Ellevan on Spotify:https://open.spotify.com/artist/0G1sZ8clT2oSvzQ3IL2ZRd?si=vJVw9FLyS6GtF453Ny21kQ

Please visit answersincme.com/VJW860 to participate, download slides and supporting materials, complete the post test, and obtain credit. In this activity, experts in cutaneous oncology discuss the role of emerging immunotherapeutic strategies in treating resectable cutaneous squamous cell carcinoma (CSCC). Upon completion of this activity, participants should be better able to: Review the current guideline-recommended use of immunotherapies for the management of resectable CSCC; Identify clinical factors that will guide the use of immunotherapeutic approaches for patients with resectable CSCC; Outline proactive strategies to enhance the benefit-to-risk profile of immunotherapy for patients with resectable CSCC; and Describe the evolving role of novel applications of immunotherapy in the treatment of resectable CSCC. This activity is intended for US healthcare professionals only.

Please visit answersincme.com/VJW860 to participate, download slides and supporting materials, complete the post test, and obtain credit. In this activity, experts in cutaneous oncology discuss the role of emerging immunotherapeutic strategies in treating resectable cutaneous squamous cell carcinoma (CSCC). Upon completion of this activity, participants should be better able to: Review the current guideline-recommended use of immunotherapies for the management of resectable CSCC; Identify clinical factors that will guide the use of immunotherapeutic approaches for patients with resectable CSCC; Outline proactive strategies to enhance the benefit-to-risk profile of immunotherapy for patients with resectable CSCC; and Describe the evolving role of novel applications of immunotherapy in the treatment of resectable CSCC. This activity is intended for US healthcare professionals only.

In this episode of the Innovators' Exchange, Hiten Patel and Cosimo Schiavone interview Manish Gurukula, co-founder and CEO of Alacriti, a fintech company revolutionizing payment technologies. Manish shares his journey from software engineer to CEO, highlighting the importance of adaptability in today's rapidly changing payments landscape. Key topics include: Understanding payment ecosystems: Where Alacriti fits within the payment ecosystem and the critical technological infrastructure needed for seamless money movements. Career journey: From Manish's education at IIT in India to modernizing payment technologies at Western Union and building Alacriti. Challenges in payment modernization: Obstacles financial institutions face in modernizing their payment infrastructures while navigating legacy systems. Future trends in payments: Emerging trends, including real-time payments, and the growing expectations of consumers and businesses for faster and more efficient financial interactions.

In this episode, Donny discusses various brands and current events, reflecting on the implications of words and actions in the public sphere. He highlights the importance of branding in today's society, touching on controversial comments made by public figures, the evolving landscape of social media, and cultural reflections in media. The conversation also explores emerging trends in relationships and health, concluding with insights into the future of branding and societal values. Be sure to check out the ⁠⁠On Brand with Donny Deutsch YouTube page⁠⁠. Takeaways Words have power and can evoke historical contexts. Social media platforms are breeding grounds for controversy. Cultural narratives are reflected in media representations. Emerging trends in relationships highlight dietary differences. Health trends often lack scientific backing despite popularity. Inclusivity in branding can shape societal perceptions. Public sentiment towards patriotism is declining. New professions are emerging to support personal transitions. The conversation around branding is ever-evolving. Learn more about your ad choices. Visit megaphone.fm/adchoices

New York Times' bestselling author Larry McDonald, founder of The Bear Traps Report, returns to The Julia La Roche Show for episode 273 to discuss the markets and the economy.Sponsors: Monetary Metals. https://monetary-metals.com/julia Kalshi: https://kalshi.com/juliaLinks: How To Listen When Markets Speak: https://www.amazon.com/Listen-When-Markets-Speak-Opportunities-ebook/dp/B0C4DFVFNR Twitter/X: https://twitter.com/Convertbond Bear Traps Report: https://www.thebeartrapsreport.com/00:00 Introduction: Larry McDonald, founder of the Bear Traps Report00:47 Getting long high beta names in April, now lightening positions02:18 Add high beta into fear/panic, lighten into complacency 04:11 Warning about "Liz Truss moment" for America - bond panic scenario 06:38 Debt ceiling suspension creates $1.7 trillion bond issuance catch-up 08:04 Bessent's "bag of tricks" to fight bond vigilantes 09:33 Dollar counter-trend rally from front-end Treasury issuance 11:41 Mechanics of dollar rally: need dollars to buy Treasuries 13:53 Emerging market bonds outperforming long-term Treasuries 16:14 Question whether "bag of tricks" arrives on time to help bonds 17:05 Financial repression explanation: suppress rates below inflation18:40 Bond vigilantes back despite Bessent's interventions 19:35 Commodities renaissance: copper names up 200-300% over 5 years21:51 New portfolio construction: gold, copper, uranium, lithium miners24:08 Risk: banks exposed to $5 trillion in commercial real estate debt25:09 Jamie Dimon and Buffett selling banks at "alarming pace" 26:31 Optimistic on lithium trade and Chile election outcome 26:55 Expecting 100 basis points in rate cuts due to debt burden 28:12 Coal names oversold, offshore drilling opportunities30:00 Closing remarks

Kathy Valentine is the bassist for the Rock & Roll Hall of Fame inductees The Go-Go's. Emerging from the L.A. punk scene, ruling the charts, and still playing shows 47 years later, any member of the band must have a million thrilling stories about life as real live rock stars. But we're a show that tries to put you to sleep so on our program Kathy talks about all the cats she has owned over the course of her life: Organic, Simon, Clorox, Protozoa, Greymalkin, Coconut, Elvis, Dart, Howard Hughes, Gingerman, Rocky, Dodge, Sylvie, and Mazzy. Learn the peculiarities of each kitty family member, their nuances and tendencies, as you drift off to sleep. Never mind your lips, your eyelids will be sealed. It's like a vacation. We got the beat to your circadian rhythm. You'll be head over heels in bed.Get your copy of Kathy Valentine's memoir, All I Ever Wanted: A Rock 'n' Roll Memoir, at the bookseller of your choice. Learn more about Kathy by visiting her website, www.KathyValentine.com.Go to www.maximumfun.org/join and select Sleeping with Celebrities to support our show.Hey Sleepy Heads, is there anyone whose voice you'd like to drift off to, or do you have suggestions on things we could do to aid your slumber? Email us at: sleepwithcelebs@maximumfun.org.Follow the Show on:Instagram @sleepwcelebsBluesky @sleepwithcelebsTikTok @SleepWithCelebsJohn is on Bluesky @JohnMoeJohn's acclaimed, best-selling memoir, The Hilarious World of Depression, is now available in paperback.

In this live episode of Newsroom Robots, host Nikita Roy moderates a panel discussion recorded at the Nordic AI and Media Summit in Copenhagen. The conversation features Gard Steiro (Editor-in-Chief and CEO of VG in Norway), Fabian Heckenberger (Managing Editor and Senior Editor for AI at Süddeutsche Zeitung in Germany), and Naja Nielsen (Media Director at SVT in Sweden and former Digital Director at BBC News).They discuss how news organizations are approaching the complexities of integrating AI into editorial workflows, organizational strategy, and audience experiences. The conversation focuses on the tensions, trade-offs, and open questions that newsroom leaders are wrestling with. Key topics include:How AI is shifting from isolated projects to infrastructure across newsroom operations, and the implications for leadership and cross-functional teams.Why VG uses a fixed one-year runway model to evaluate AI experiments, and what happens when projects don't deliver measurable outcomes.The role of transparency and relevance in building trust with audiences, particularly for younger and emerging user groups.SVT's approach to organizational learning, including how leadership can empower experimentation without centralizing all decision-making.What interdisciplinary teams look like in practice—drawing on SZ's experience embedding editorial staff into product and tech teams.Challenges with prioritization: choosing between maintaining legacy systems, launching new GenAI tools, or refining user experience.Why personalization can't rely on a human-in-the-loop model, and how AI agents may soon take on quality assurance roles within content pipelines.Emerging revenue considerations: from small-scale funding streams and philanthropic support to fundamental questions about what people are actually willing to pay for.The episode wraps with a candid exchange about whether the article format has outlived its usefulness in an era of personalized, multimodal news delivery and what that means for the future of storytelling and journalistic impact.Subscribe to the Newsroom Robots newsletter for more insights and updates from host Nikita Roy. Hosted on Acast. See acast.com/privacy for more information.

In this milestone 200th episode, host Heather Osgood takes a look back at some of the most defining conversations and insights shared over the years on The Podcast Advertising Playbook. From the early days of educating marketers on podcast ad basics to tackling today's complex issues around distribution, targeting, and ROI, this episode reflects on how far the industry (and this podcast) has come. Like raising a child, podcasting changes in small, almost imperceptible ways, until you look back and realize just how far it's evolved. We revisit key themes and takeaways from standout episodes, including: Foundational best practices for getting started in podcast advertising How censorship, piracy, and platform policies are shaping the industry The importance of testing and targeting in successful direct response campaigns Emerging trends in programmatic, consolidation, and content growth Smart strategies for reaching broad audiences and building emotional connection through ads Whether you've been with us since episode one or you're tuning in for the first time, this retrospective offers valuable perspective on the evolution of podcast advertising, and what marketers should be thinking about next. Thank you for being part of our journey to 200 episodes!

In this episode, the hosts discuss the upcoming Amundi Evian Championship, reflecting on the LPGA season so far and the significance of this major tournament. They share insights on the golf course, player strategies, and emerging talents, including the new LEAP points system for amateur players. The conversation culminates in a quick nine segment where each host shares their predictions for potential winners of the championship, emphasizing the unpredictability of the sport.

The global impacts of US trade policy and tariffs continue to ripple through the global economy. Renowned economist and Senior Fellow at the Council on Foreign Relations, Brad Setser, joins Janet Henry, HSBC's Global Chief Economist, to discuss the outcomes so far and the implications ahead. Their wide-ranging conversation also covers new patterns in investment allocations and trade flows, the impacts on the US dollar, China-US trade relations, and how Emerging Markets are faring.Watch or listen to find out more.This episode was recorded on the sidelines of the HSBC Gulf Cooperation Council (GCC) Exchanges Conference in London on 17 June 2025. Read more about the GCC conference here https://www.business.hsbc.com/en-gb/campaigns/hsbc-gulf-cooperation-council-conference-gccDisclaimer: Views of external guest speakers do not represent those of HSBC.

Henry Song is a portfolio manager for Diamond Hill, a asset manager headquartered in Columbus Ohio with approximately $30 bn in AUM. He joined the firm in 2016. Prior to joining Diamond Hill, Henry was a portfolio manager at J.P. Morgan Asset Management from 2005 to 2016.  He specializes in securitized credit. Our conversation races Henry's somewhat unorthodox background and path into running money in fixed income. We discuss the interviews conducted in asset management firm and question whether they are optimized for the right characteristics and strengths. We look at how they might be done differently and how that would improve the cognitive mix within firms. We spend a little time on personality types, especially as assessed by the various psychometric tests that are conducted on teams, and note how certain traits are under-represented. Returning to his own career path we reflect on the importance of living through financial crises and the invaluable petri dish that presents and then discuss market conditions in fixed income today and how investor needs are evolving. In the reflection section we turn to the importance of humanistic approaches in finance, understanding the counterparty, and not making irrational decisions based on fear and greed. Thank you to GCM Grosvenor and Resolute Investment Managers, Inc. for sponsoring Series 3 of 2025. GCM Grosvenor is a global alternative asset management firm with a longstanding commitment to supporting small, emerging, and diverse investment managers. For over 30 years, the firm has developed expertise in funding and guiding these managers as part of its broader activity across alternative investments. With over $20 billion in AUM dedicated to small and emerging managers and $16 billion in AUM dedicated to diverse managers, GCM Grosvenor leverages its experienced team, broad network, and proprietary sourcing capabilities to support their success. Through the Small, Emerging, and Diverse Manager Program, the firm creates opportunities for investors to access a wide range of talent while seeking to drive strong returns and impact. For more information, visit www.gcmgrosvenor.com Resolute Investment Managers, Inc. is a diversified, multi-affiliate asset management platform that partners with more than 30 best-in-class affiliated and independent investment managers. Its unique platform delivers strategic value through a full suite of distribution, operational and administrative services available to affiliates and partners.  

Lasana Kazembe, discusses his article, “The Steep Edge of a Dark Abyss: Mohonk, White Social Engineers, and Black Education.” Professor Kazembe discusses the key objectives of the First Mohonk Conference on “the Negro Question” and how this built the education standards for Black Americans. Emerging from the Conference sessions and speakers were themes of racial […]

Send us a textUlric Shannon believes that students who do not see themselves reflected in their teachers and in the educational leadership develop harmful beliefs about authority, power, and value. Indeed, statistics show that the faculty in many school districts do not share the demographics or the backgrounds of the student bodies they serve. Ulric set out to change this. In this episode, Ulric and I discuss what he did, whether it is working, and how you can get involved. More information about Ulric and Surge is at talkingaboutkids.com.

In an update to an on going story we've been discussing, we are now learning more details about the real estate agent and mom who allegedly murdered her husband by slipping some fentanyl into his moscow mule. Richins says that she's innocent, but the newly released court documents and all of the evidence that has been made public certainly tells a different story.(commercial at 10:44)to contact me:bobbycapucci@protonmail.comsource:Kouri Richins: New details emerge about the alleged search history of the Utah mom charged with her husband's murder | CNN

DEM2 Live from DayTrip Festival - Long Beach CA Shoreline Stage - Sunday DEM2 is an electrifying House DJ/producer duo comprised of Saul and Sergio, whose innovative sound bridges cultures and genres. Emerging from the vibrant music scene of the San Francisco Bay Area, DEM2 has built a reputation for their dynamic live performances and distinctive production style. Combining the rich influences of their Mexican and Peruvian heritage, their music pulses with heavy bass-lines, infectious rhythms, and original vocals that leave a lasting impression on the dance floor. DEM2 achieved a major milestone by signing with AREA10, MK's label under Sony Music and Ultra Records. This pivotal partnership led to their first tour with MK during the fall of 2024, where they captivated audiences with their dynamic performances and signature sound. Beyond their musical prowess, DEM2 are also the founders of Bump N' Grind Records, an independent label dedicated to showcasing underground Latin tech house music. With a commitment to platforming emerging talent and bringing fresh sounds to the dance floor, they have tapped into the growing popularity of Latin rhythms in the music scene. DEM2 is excited to continue pushing boundaries and bringing their vision to life through their music and their label.

Confronted With Truth - 06 July 2025 - Speaker: Rev. Dr. Leslie X Sanders - Sermon Series: - Watch Online: https://thenewcom.com/sermons/2025-07-06/confronted-with-truth/

Noah Anders is a seasoned outdoor industry professional with over a decade of experience helping emerging brands scale through smart global manufacturing. ⁣ Based in Salt Lake City, he works with Klugonyx, connecting companies to trusted partners in Vietnam, Cambodia, Mexico, and beyond—especially as brands seek alternatives to China due to shifting tariffs. ⁣ A passionate skier and entrepreneur at heart, Noah thrives on collaborating with startups, expanding product lines, and sharing industry insights through his work and podcast.

Psalm 16:11

Join us in this episode as Jeff Auletta, MD, delves into the cutting-edge science behind stem cell transplants and cellular therapies, including breakthroughs in chimeric antigen receptor (CAR) T-cell therapy, hematopoietic cell transplantation (HCT), and beyond… Dr. Auletta is the senior vice president of health equity at the National Marrow Donor Program (NMDP) and chief scientific officer of the Center for International Blood and Marrow Transplant Research (CIBMTR). At both facilities, he collaborates with academic centers and industry partners to advance the field of cellular therapy – ensuring equal access to cellular therapies and transforming the post-transplant outcome landscape by improving patient survival and quality of life. Click play to explore: The intricacies and benefits of blood stem cell transplantation. The most common types of blood-based diseases. The role of bone marrow in the functioning of the circulatory system.  The three sources of hematopoietic stem cells (HSCs). Whether you're curious about what a transplant is, the associated risks, or how to find a donor, this conversation is sure to provide interesting insights into the cutting-edge world of stem cell research. Join in now to learn more! Be sure to follow along with Dr. Auletta and his ongoing work by following him on X @JeffAuletta. Episode also available on Apple Podcasts: http://apple.co/30PvU9C

【欢迎订阅】 每天早上5:30，准时更新。 【阅读原文】 标题：Are 9 to 5 jobs dead? 正文：01 .Recently, Reid Hoffman, Co-founder of LinkedIn, made a statement to the effect that 9-to-5 jobs as we know it might be obsolete by 2034. But in India, which has millions of young people looking for employment, all kinds of jobs are important. 02-1. It is important to understand that the country faces potential job losses due to automation and AI, particularly in low-skill sectors, says Shantanu Rooj, Founder and CEO, TeamLease Edtech. 02-2. The large informal sector would face the brunt of this as there's a significant skills' gap in this segment, he says, and the sector is vulnerable to displacement. 03-1. There are multiple green shoots though: Emerging industries, startups and the gig economy offer new jobs; government initiatives like Skill India and Digital India 03-2. aim to enhance skills and infrastructure; remote work expands global opportunities; and the young Indian population provides an unmatched demographic dividend. 知识点：Now, this means the 9-to-5 no longer works for anyone. Punch clocks are becoming obsolete,as are career ladders. 朝九晚五的工作不再适合所有人打卡和事业的 (上升) 阶梯已经过时了 获取外刊的完整原文以及精讲笔记，请关注微信公众号「早安英文」，回复“外刊”即可。更多有意思的英语干货等着你！ 【节目介绍】 《早安英文-每日外刊精读》，带你精读最新外刊，了解国际最热事件：分析语法结构，拆解长难句，最接地气的翻译，还有重点词汇讲解。 所有选题均来自于《经济学人》《纽约时报》《华尔街日报》《华盛顿邮报》《大西洋月刊》《科学杂志》《国家地理》等国际一线外刊。 【适合谁听】 1、关注时事热点新闻，想要学习最新最潮流英文表达的英文学习者 2、任何想通过地道英文提高听、说、读、写能力的英文学习者 3、想快速掌握表达，有出国学习和旅游计划的英语爱好者 4、参加各类英语考试的应试者（如大学英语四六级、托福雅思、考研等） 【你将获得】 1、超过1000篇外刊精读课程，拓展丰富语言表达和文化背景 2、逐词、逐句精确讲解，系统掌握英语词汇、听力、阅读和语法 3、每期内附学习笔记，包含全文注释、长难句解析、疑难语法点等，帮助扫除阅读障碍。

Tim and Tyler talk to Drew Anderson about founding and scaling Cleveland Kitchen, an Ohio-based food company specializing in fermented and culinary vegetable products. — This episode is presented by American AgCredit. Check them out HERE. — Links Cleveland Kitchen - https://www.clevelandkitchen.com 

This week, Dr. Kahn presents new research highlighting the growing concern that microplastics are showing up in our water, soil, and even our bodies. Emerging evidence suggests they may contribute to a range of disease states. A surprising finding: a strain of bacteria found in kimchi may help counteract BPA exposure—another great reason to include fermented foods in your diet. A number of quick-hit topics are also covered, including leafy greens for artery health, plant-based diets and sexual health, the potential benefits of hot tubs, the connection between loneliness and heart health, the role of dietary niacin, and how plant-based eating supports weight loss.  Thanks to igennus.com and the discount code DrKahn.

Emerging from a highly anticipated classified briefing on Thursday, Democratic and Republican senators were not in agreement over exactly how much US strikes on Iran set back that country's nuclear program. Many Republicans said that they believe it will now take Iran years longer to build a nuclear weapon, though some acknowledged the threat is not completely neutralized. But Democrats said the picture is far less clear – and one said the US strikes set Iran back only by months. Learn more about your ad choices. Visit podcastchoices.com/adchoices