Podcasts about digital assets

Nick Valdez looks at the latest US market-open manipulation that has hit Bitcoin's recent price action. Are they hunting liquidity zones? If so, what are the NEXT liquidity zones to pay attention to? 

Bitcoin just hit a major wall, and the BRUTAL Bitcoin washout we're seeing today has everyone asking the same question: Is the bear market confirmed? After a 30% drop from the October highs of $126,000, BTC is testing critical support levels that could decide the fate of the market for all of 2026.

Inflation just came in, and the Federal Reserve is officially backed into a corner. While the traditional markets are reeling, Bitcoin is doing exactly what it was designed to do: Pump.

Deezy looks at the current climate for crypto and takes a gander at the best coins for the next year. Will Bitcoin continue to outperform? Will alts finally rally? See what the tier list reveals! 

For episode 657 of the BlockHash Podcast, host Brandon Zemp is joined by Jack Cameron, Co-founder of CreatorFi.Jack Cameron is the Chief Business Officer and Chief Growth Officer at CreatorFi, where he leads growth strategy and develops brand partnerships across the creator economy. A serial entrepreneur with experience founding two companies, he brings deep media-industry expertise shaped by his work at WPP Media. Jack's background in scaling media solutions and navigating complex brand ecosystems informs his role in building CreatorFi's market presence and shaping its commercial vision. CreatorFi by Insomnia Labs is a fintech IP platform focused on advancing creative IP holders and unique opportunities for media financiers. By partnering with content creator companies, music catalog owners, and UGC developer studios in Roblox and Fortnite, CreatorFi provides direct access to creative IP cash flows in digital IP platforms such as YouTube, Roblox, Fortnite, and music.

For decades, the 60/40 portfolio—stocks and bonds—served as the foundation of balanced investing. Lance Roberts and Michael Lebowitz examine the growing global forces reshaping markets. While Wall Street has remained fixated on AI hyperscalers, major developments abroad are increasingly driving returns and risk. 0:00 - INTRO 0:19 - Inflation Report Preview - Where's the Fed's Soft Landing? 3:05 - Markets working Through the Chop 9:56 - Top 10 Christmas Movies 13:24 - Inflation Expectations (Preview) 14:35 - The Fed Ends QT 20:35 - JP Morgan's Liquidity Crunch 22:53 - Is the Economy Slowing More than They Think? 24:03 - Is the 60/40 Portfolio Model Dead? 26:07 - CAPE-10 Predictions 27:05 - The All-weather Portfolio - Why to Own Bonds 31:31 - Double Digit Environment is Unsustainable 32:33 - How Are Bonds Not Safe?? 34:42 - BitCoin Does Not Belong in Your "Safe" Bucket 37:29 - Safe Money Bucket Composition 42:43 - Why Central Banks Hold Gold 48:15 - Bonds vs Real Estate 51:23 - Diversification Matters 52:01 - A note about REIT's Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=5XBlkxO7lfI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Markets Oversold After Key Support Break," is here: https://www.youtube.com/watch?v=_ITeHTYtt1Q&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Q&A Wednesday: Live Market Questions & Investor Insights," here: https://www.youtube.com/watch?v=yJV-vnHx4Eg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketVolatility #TechnicalAnalysis #OversoldMarkets #PortfolioManagement #SectorRotation #GlobalMarkets #PortfolioRisk #AssetAllocation #BondMarkets #MacroOutlook

For those who might be newer to the space, Digital Asset Treasuries, or 'DATs' for short, can be a good way to start investing in crypto. Not all of these treasuries do a great job of creating value for users, but today's company uses an innovative model that includes several different strategies for yield generation.Patrick Horseman is the Chief Investment Officer at BNB Plus, a digital asset treasury company that trades under the symbol BNBX. The company unlocks institutional-grade access to the Binance ecosystem through non-directional yield strategies and long BNB exposure. Patrick has been the founder or co-founder of several hedge funds and businesses operating in the world of decentralized finance, including Coral Capital, Esoteric Strategies, and Innovation Shares. He's also the founder of Verified Organics, an Ethereum based blockchain application designed to bring transparency and accountability to the organic food production process from farm to table.Today, we get into BNB Plus' different yield generation strategies, what makes the Binance ecosystem unique, and the general state of the DAT market now that some of the initial euphoria seems to have waned.Highlights:Patrick's path into DeFi (2:15)The BNB Plus Mission (5:48)DeFi Explained (8:34)What makes Binance unique? (10:24)Patrick's BNB Optimism (14:35)BNB Plus' Yield Generation Strategies (16:14)The BNB Plus Team (22:11)Binance's potential impact in the US (24:48)The state of the DAT market (25:34)BNB Plus' approach to risk (29:15)Links:Patrick Horsman LinkedInBNB Plus LinkedInBNB Plus WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.

Bitcoin is flashing a major warning signal, and the "bull trap" many feared may finally be confirmed. As we sit in mid-December 2025, BTC is struggling to hold the $86,000–$87,000 support zone following massive $350M+ ETF outflows. Is this the start of a "brutal" correction toward $74,000, or a final shakeout before a year-end rally?

Wall Street is laughing, and this time, the charts might be on their side. As Bitcoin struggles to hold the $86,000 level following a brutal rejection from its $125K highs earlier this quarter, the "I told you so" narrative from big banks is reaching a fever pitch. Is the dream officially over?

For episode 656 of the BlockHash Podcast, host Brandon Zemp is joined by Adam Liposky, Co-Founder and CEO of Canopy Network.Adam is creating an auto-scaling Layer 1 designed to make launching and growing blockchains as simple as deployment. Before Canopy, Adam helped scale Pocket Network into a top decentralized infrastructure protocol, onboarding 40 plus chains and growing the network to over a billion daily relays. He previously founded and exited NachoNodes, a high-performance staking operation, and later led ecosystem growth at Moonbeam during one of the toughest market cycles.

As the year comes to a close, young investors have a unique opportunity to make small moves that can compound into meaningful long-term results. In this episode, we walk through a practical, end-of-year checklist designed for early-career investors who want to stay organized, tax-aware, and financially disciplined. Lance Roberts & Jonathan Penn cover how to confirm you're capturing all available employer benefits, including 401(k) or 403(b) matches and vesting schedules. We also discuss how to think about Roth IRAs, HSAs, and other tax-advantaged accounts early in your career—when time is often your greatest asset. On the investment side, we review simple allocation checks, diversification risks, and why staying invested through volatility matters. We also highlight tax-smart considerations like capital gains awareness, loss harvesting, and stock-compensation planning for ESPPs and RSUs. Finally, we address the foundational elements of financial stability: emergency savings, cash management, credit health, and high-interest debt. This checklist is not about speculation—it's about building durable financial habits that support long-term wealth creation. 0:00 - INTRO 0:19 - Wealth by Brackets 3:39 - Will the Santa Rally be Delayed? 9:02 - Open Enrollment & Benefits Tips 16:12 - 401k/IRA Contributions & Employer Matches 24:26 - Investment Choices in 401k's 26:56 - Tracking Down old 401k's 29:38 - Understanding Vesting Schedules 32:29 - Catching Up in 401k 33:58 - Wills, Estate Plans, & Beneficiary Designations 36:26 - Checking for Leakage 39:55 - Annual Credit Report Review 41:18 - Comniog Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=3Wyudzh3naw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Data, Volatility & Santa Rally Risk," is here: https://youtu.be/gnorFZc1qM8 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Facing Your Financial Ghosts," here: https://www.youtube.com/watch?v=Ypp_HKgciow&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #SantaClausRally #Volatility #RiskManagement #StockMarketAnalysis #YoungInvestors #PersonalFinance #YearEndPlanning #InvestingBasics #FinancialWellness

Today's Q&A Wednesday is driven entirely by live YouTube chat questions, covering the market topics investors are most focused on right now. Lance Roberts & Danny Ratliff address real-time concerns around market volatility, Federal Reserve policy, interest rates, inflation, portfolio risk, asset allocation, and year-end positioning—without hype or speculation. This interactive session is designed to help investors better understand what matters, what doesn't, and how markets typically behave during periods of uncertainty. Rather than making predictions, we focus on context, probabilities, and risk management—answering your questions as they come in live. If you have a market question, join the conversation in the chat. If you're watching the replay, timestamps and chapter markers are included for easy navigation. 0:00 - INTRO 0:19 - Economic Data Disappoints 5:50 - Markets Re-Test 50-DMA 11:26 - Reindeer & Dwarfs 13:54 - Volatility Commentary 21:23 - Effects of the One Big Beautiful Bill on Charitable Donations 24:37 - Buybacks vs Dividends 26:42 - Expectations for Gold and Silver in 2026 33:25 - Economic Summit Tease 34:41 - TLT Shorts & Speculative Bets 37:37 - Best Portfolio Allocations for 2026 39:35 - What Investments Should NOT Be Held in a Roth IRA? 41:54 - RSI vs Value, MACD, & Volume Trading? 45:38 - Retiring at 63? 48:07 - Dealing with Future Risk 51:50 - Sectors and Stocks for 2026 56:07 - 403b's vs 457's 57:58 - Energy Plays for 2026 Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=yJV-vnHx4Eg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Markets Consolidate After 50-DMA Test," is here: https://www.youtube.com/watch?v=X4PjkAGK804&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Year-End Checklist for Young Investors," here: https://www.youtube.com/watch?v=3Wyudzh3naw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketToday #TechnicalAnalysis #YearEndMarkets #RiskManagement #MarketQandA #InvestorQuestions #MarketVolatility #FedPolicy #RiskManagement

Welcome back to the Rundown with Jake and Nate!! Our Course: https://go.runawayvows.com/courseOur Digital Assets: https://runawayvows.myshopify.com/ (20% off code: RUNDOWN)To submit an anonymous story for our next episode, do so here:https://shor.by/podcastsubmission • Our Course Library: https://go.runawayvows.com/course• Check out our Digital Assets: https://runawayvows.myshopify.com/• Shop our LUT Pack: https://gamut.io/product/prestige/?gamut=runawayvowsUse code RUNAWAY for 15% off• Get our Thru the Lens Course: https://www.thruthelens.io/Follow us on instagram: https://www.instagram.com/runawayvows/Follow our Education: https://www.instagram.com/runawayacademy/Join our Facebook Community: https://www.facebook.com/groups/runawayweddings/Follow Jake: https://www.instagram.com/jakeweislerfilms/Follow Nate: https://www.instagram.com/nateahanfilm/

Markets briefly retested the 50-day moving average before rebounding toward break-even, remaining locked in a broader consolidation range. While sell signals are currently in place and relative strength continues to normalize, short-term weakness and choppy trading may persist. Importantly, this pullback is creating a more constructive setup as markets work off oversold conditions, potentially laying the groundwork for renewed buying interest into year-end. That said, seasonal strength is not guaranteed. December has not always delivered positive returns, and risk remains elevated as portfolio managers continue year-end positioning and rebalancing across large-cap, small- and mid-cap, and international markets. Investors should remain focused on risk management, discipline, and flexibility as volatility creates both challenges and tactical opportunities. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=X4PjkAGK804&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketToday #TechnicalAnalysis #YearEndMarkets #RiskManagement

Today's Q&A Wednesday is driven entirely by live YouTube chat questions, covering the market topics investors are most focused on right now. Lance Roberts & Danny Ratliff address real-time concerns around market volatility, Federal Reserve policy, interest rates, inflation, portfolio risk, asset allocation, and year-end positioning—without hype or speculation. This interactive session is designed to help investors better understand what matters, what doesn't, and how markets typically behave during periods of uncertainty. Rather than making predictions, we focus on context, probabilities, and risk management—answering your questions as they come in live. If you have a market question, join the conversation in the chat. If you're watching the replay, timestamps and chapter markers are included for easy navigation. 0:00 - INTRO 0:19 - Economic Data Disappoints 5:50 - Markets Re-Test 50-DMA 11:26 - Reindeer & Dwarfs 13:54 - Volatility Commentary 21:23 - Effects of the One Big Beautiful Bill on Charitable Donations 24:37 - Buybacks vs Dividends 26:42 - Expectations for Gold and Silver in 2026 33:25 - Economic Summit Tease 34:41 - TLT Shorts & Speculative Bets 37:37 - Best Portfolio Allocations for 2026 39:35 - What Investments Should NOT Be Held in a Roth IRA? 41:54 - RSI vs Value, MACD, & Volume Trading? 45:38 - Retiring at 63? 48:07 - Dealing with Future Risk 51:50 - Sectors and Stocks for 2026 56:07 - 403b's vs 457's 57:58 - Energy Plays for 2026 Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=yJV-vnHx4Eg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Markets Consolidate After 50-DMA Test," is here: https://www.youtube.com/watch?v=X4PjkAGK804&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Year-End Checklist for Young Investors," here: https://www.youtube.com/watch?v=3Wyudzh3naw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketToday #TechnicalAnalysis #YearEndMarkets #RiskManagement #MarketQandA #InvestorQuestions #MarketVolatility #FedPolicy #RiskManagement

The Federal Reserve's next moves could change EVERYTHING for Bitcoin. As we head toward 2026, warning signs are flashing across macro markets.

A major warning signal just flashed in Bitcoin — long-term holders are starting to SELL. Historically, when this happens, the market is either near a major top… or entering a high-volatility transition phase that shakes everyone out.

XRP holders need to pay attention right now. New warning signs are flashing that could point to a major downside move. In this episode, I explain the worst-case scenario for XRP in simple terms — what would cause a 50% crash, and how likely it really is.

For episode 655 of the BlockHash Podcast, host Brandon Zemp is joined by Annalea Sanders, Co-President and Board Officer for the Blockchain Security Standards Council (BSSC).The BSSC-Blockchain Security Standards Council-is the leading authority in blockchain security—setting the standards that power trust and confidence.When industry experts discuss blockchain security, not many consider nodes, but they should. If a node doesn't operate correctly, then the risks permeate and impact the whole network, and its users. As a result, experts are placing more importance on node operation standards as a critical part of blockchain industry standards. 

Bitcoin is flashing a dangerous signal we've only seen a handful of times before and the last 3 times it happened, crypto dumped HARD. LACE Wallet - https://www.lace.io?utm_source=YouTube&utm_medium=influencer&utm_campaign=LaceSwaps&utm_id=UGCSWAP&utm_content=DeezyBTC  

Bitcoin is flashing serious warning signs, and the next move could shock the entire crypto market. In this episode, we break down why $70,000 is now the critical danger zone, what happens if Bitcoin loses it, and how new U.S. government crypto surveillance efforts could add pressure to prices.

Nick Valdez revisits the ETH prediction from 2 weeks ago and guess what… IT PLAYED OUT! So what is the net step for Ethereum after this MAJOR news from JPMorgan? In case you haven't heard, JPM is rolling out a new fund on ETH and this will have a serious effect on price.

For episode 654 of the BlockHash Podcast, host Brandon Zemp is joined by Jason Dehni of BlackOpal.BlackOpal is an on-chain asset management and payments platform bridging investment-grade yield with emerging market receivables. The problem they're solving is twofold: High-quality merchants in emerging markets pay above-market premiums for working capital, not because they're risky, but because legacy banking is expensive, slow, and opaque. Meanwhile, institutional capital in developed markets is starved for low-risk emerging market yield.BlackOpal specializes in credit card receivables, underwriting based on historical and real time transactions, and acquiring them via short-duration True Sale structures. Credit risk is further minimized through repayment by AA+ counterparties like Visa and Mastercard, resulting in near zero credit default. Currency risk is hedged via Non-Deliverable Forwards (NDFs). ⏳ Timestamps: (0:00) Introduction(0:51) Who is Jason Dehni?(3:03) What is Black Opal?(6:15) Gemstone vs. LiquidStone II(8:27) User protection & transparency(10:43) What makes Black Opal unique?(13:15) Where are Black Opal's products available?(15:04) Future opportunities in the Digital Asset market(19:35) Tokenization in the near future(23:50) Black Opal roadmap 2026(25:49) Events & conferences(27:08) Black Opal website & socials 

Markets finished last week slightly lower but held critical support at the 20- and 50-day moving averages. As we enter the final two weeks of December—historically the strongest stretch of the month—investors are positioning for a potential Santa Claus Rally and looking ahead to 2026. Portfolio window dressing, year-end performance reporting, and managers chasing returns could provide an additional tailwind. Markets remain in a constructive consolidation near all-time highs, and early signs of sector rotation into utilities, real estate, and staples suggest improving market breadth. Futures are pointing higher this morning, indicating a positive open. For now, markets remain fine—stay invested, but continue managing risk. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=g5X05sTq-zI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SantaClausRally #MarketOutlook #StockMarketToday #YearEndRally #MarketBreadth

America is drowning in debt—and politicians aren't telling you the real solution. In this episode, we break down how Bitcoin could play a critical role in solving the U.S. debt crisis.

Bitcoin just lost a major support level, and the entire crypto market is watching closely. Is this the start of a deeper correction… or the PERFECT buying opportunity before the next massive rally?

Ethereum is showing a major bullish signal — one that last time led to a massive 260% price rally. So the big question now is: Can ETH repeat history and explode all the way to $5,000?

For episode 653 of the BlockHash Podcast, host Brandon Zemp is joined by Erik Balsbaugh, Executive Director of Open Frontier and Board Member Austin Campbell.Open Frontier is on a mission to promote responsible financial innovation while ensuring strong regulatory guardrails, countering Wall Street and big tech, and stopping bad actors. Finance is evolving, and progressive voices need a seat at the table.

Everyone has financial ghosts—old decisions, forgotten expenses, or long-ignored habits that creep back into the present and shape our financial lives. In this episode, we explore three practical strategies to tackle your financial ghosts, reduce money stress, and build a healthier long-term financial foundation. Richard Rosso & Jonathan McCarty break down how to evaluate your household debt-to-income ratios, identify where spending silently grows, and improve the financial conversations inside your home. You'll learn how better awareness, open communication, and a disciplined review of expenses can help transform financial uncertainty into clarity and confidence. 0:00 - INTRO 0:19 - Coffee Stains & Christmas Movies 5:02 - Money Distress for the Holidays 8:15 - December is the Month to Review Financial History 14:45 - Set Financial Goals 17:35 - The Math of Monthly Payments 18:50 - Housing Expense Ratios 27:08 - Variable Expense Ratios 33:16 - Looking at Emergency Preparedness 36:22 - Money Communication is Key 39:32 - Communicate Financial Failures as Learning Opportunities 45:10 -Dealing with Instant Gratification 45:58 - Communicate Financial Intentions 46:47 - Christmas Tree Inflation & Rosso's Razzle Dazzle Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=fj0imDEqFLE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Volatility After the Fed," is here: https://youtu.be/gnorFZc1qM8 ------- Articles Mentioned in Today's Show: "Holiday Legacy Conversations" https://realinvestmentadvice.com/financial-survival-guides-gated/ -------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Bifurcated Fed Cuts Rates: What's Next?" here: https://www.youtube.com/watch?v=bT1azosP1yk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialWellness #MoneyMistakes #PersonalFinanceTips #DebtManagement #WealthBuilding

Everyone has financial ghosts—old decisions, forgotten expenses, or long-ignored habits that creep back into the present and shape our financial lives. In this episode, we explore three practical strategies to tackle your financial ghosts, reduce money stress, and build a healthier long-term financial foundation. Richard Rosso & Jonathan McCarty break down how to evaluate your household debt-to-income ratios, identify where spending silently grows, and improve the financial conversations inside your home. You'll learn how better awareness, open communication, and a disciplined review of expenses can help transform financial uncertainty into clarity and confidence. 0:00 - INTRO 0:19 - Coffee Stains & Christmas Movies 5:02 - Money Distress for the Holidays 8:15 - December is the Month to Review Financial History 14:45 - Set Financial Goals 17:35 - The Math of Monthly Payments 18:50 - Housing Expense Ratios 27:08 - Variable Expense Ratios 33:16 - Looking at Emergency Preparedness 36:22 - Money Communication is Key 39:32 - Communicate Financial Failures as Learning Opportunities 45:10 -Dealing with Instant Gratification 45:58 - Communicate Financial Intentions 46:47 - Christmas Tree Inflation & Rosso's Razzle Dazzle Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=fj0imDEqFLE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Volatility After the Fed," is here: https://youtu.be/gnorFZc1qM8 ------- Articles Mentioned in Today's Show: "Holiday Legacy Conversations" https://realinvestmentadvice.com/financial-survival-guides-gated/ -------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Bifurcated Fed Cuts Rates: What's Next?" here: https://www.youtube.com/watch?v=bT1azosP1yk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialWellness #MoneyMistakes #PersonalFinanceTips #DebtManagement #WealthBuilding

Europe was the first major region to roll out a comprehensive crypto framework, but now it's rethinking how that framework is enforced.In this episode of Byte-Sized Insight, we break down the European Union's proposal to centralize crypto supervision under the European Securities and Markets Authority (ESMA), a move that would shift oversight of crypto-asset service providers away from national regulators and toward a single EU-level authority.To understand what's happening on the ground, we speak with Dr. Lewin Boehnke, chief strategy officer at Crypto Finance Group, who offers a rare perspective from both Switzerland's mature crypto market and the EU's newly regulated one. He explains why MiCA's overall approach makes sense, where technical details are slowing adoption and why centralizing supervision under ESMA could actually help reduce friction rather than create it.(1:55) Europe moves to centralize crypto oversight under ESMA (4:58) Why MiCA's rollout has been slow, and why that's not surprising(5:24) Switzerland's head start on institutional crypto adoption(6:38) Why MiCA's focus on regulating intermediaries makes sense(7:48) The MiCA Article 75.6 ambiguity slowing banks down(9:09) Why Europe's quieter regulatory approach may be a long-term strength(10:13) Uneven MiCA enforcement across Germany, Luxembourg, and Malta(12:26) What Europe should prioritize in crypto regulation over the next yearThis episode was hosted and produced by Savannah Fortis, @savannah_fortis.Follow Cointelegraph on X @Cointelegraph.Check out Cointelegraph at cointelegraph.com.If you like what you heard, rate us and leave a review!The views, thoughts and opinions expressed in this podcast are its participants alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast's participants may or may not own any of the assets mentioned.

Bitcoin is dumping hard as global tensions spike—here's what the latest crypto news reveals about the Moscow attack and Venezuela's sudden political shift. We break down how these events are shaking crypto markets, impacting bitcoin, XRP, and top altcoins. Stay ahead of the volatility and get the insights you need in today's must-listen crypto update!

Nick Valdez looks at the BUSINESS CYCLE, or PMI and how it relates to 2026's crypto environment. Raoul Pal and Tom Lee have some very interesting theories which should lead to the rally of all rallies! 

BITCOIN CHECKMATE! The crypto market is entering a MAJOR turning point — and most traders have no idea what's about to hit.

Altcoins will explode — but not yet. There's one major thing the crypto market is waiting for before prices can truly take off. In today's episode, I break down the single most important signal that must happen before we see a real altcoin pump.

Today, Nick looks at the recent break of structure with the BTC?NASDAQ chart. What does this chart mean and what happened last time we were in an identical set-up. The chart implies this is your final warning before Bitcoin goes parabolic. 

For episode 652 of the BlockHash Podcast, host Brandon Zemp is joined by Justin Havins, the DeFi Ecosystem Lead for Katana Network.Katana puts users first: delivering higher real yields through concentrated liquidity, redistributed chain revenue, and productive bridged assets.

The Federal Reserve cut rates by a quarter point Wednesday, but the real story is the division behind the decision. For the first time since 2021, three Fed governors dissented--an uncommon break in policy unity that raises new questions about inflation progress, economic risk, and the path of monetary policy into 2026. Lance Roberts & Michael Lebowitz explain why the Fed cut now, what the dissent signals, and how a split vote may affect market volatility, yields, and expectations for future rate moves. We also look at how past dissent has aligned with turning points in policy cycles and what this could mean for portfolios as financial conditions continue to ease. Use the chapter markers below to jump to any topic. 0:00 - INTRO 0:19 - The Fed Giveth, Oracle Taketh Away 6:53 - Volatility on the Rise 11:25 - Adding Ultra for Mrs. Roberts 14:16 - Surprises from the Fed? 18:15 - Fed Statement Analysis (chart) 20:12 - Betting on Kevin Hassett 22:08 - QE or Not QE? 26:30 - Valuations are a Function of Sentiment 29:48 - When Will Markets Crash? 32:32 - The Break Between Value & Growth 35:32 - ETF Issueance & High Risk Offerings 38:52 - What Happens When Gold and Stocks Rise 41:12 - What is Your Goal for Your Portfolio? 42:52 - Coming Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=bT1azosP1yk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- The latest installment of our new feature, Before the Bell, "Volatility After the Fed," is here: https://youtu.be/gnorFZc1qM8 ------- Articles Mentioned in Today's Show: "Bullish Case Or Bearish Backdrop" https://realinvestmentadvice.com/resources/blog/bullish-case-or-bearish-backdrop/ -------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Live-chat Q&A Show" here: https://bit.ly/3KQlkIK -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #FederalReserve #InterestRates #MarketVolatility #NASDAQ #FederalReserve #InterestRates #FOMC #MarketOutlook #InvestingStrategy

Markets bounced sharply after the Federal Reserve cut rates by a quarter-point, pushing major indexes back toward all-time highs. As of Wednesday's close, buy signals remain in place, but relative strength is stretched, and a mild pullback is taking shape this morning—led by weakness in the NASDAQ following Oracle's selloff. With all major indexes still within 2% of record levels, investors should remember that when the Fed cuts near market highs, volatility typically rises over the next one to three months. Historically, this pattern produces short-term corrections but tends to resolve with higher prices over the next 10–12 months. Markets remain in a broader consolidation range, and a normal retracement toward the 50-DMA between now and Christmas would set the stage for a stronger year-end rally. Based on current trends, 2025 looks likely to close with gains near 17%—and we are preparing updated valuation and price-target ranges for 2026 in an upcoming article. In today's pre-market brief, we break down: • Why NASDAQ weakness is no surprise • How Fed policy and "QE/Not-QE" shape volatility expectations • What to expect from a consolidation into year-end • Key levels to watch into the seasonal rally window Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://youtu.be/gnorFZc1qM8 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #FederalReserve #InterestRates #MarketVolatility #NASDAQ

The Federal Reserve cut rates by a quarter point Wednesday, but the real story is the division behind the decision. For the first time since 2021, three Fed governors dissented--an uncommon break in policy unity that raises new questions about inflation progress, economic risk, and the path of monetary policy into 2026. Lance Roberts & Michael Lebowitz explain why the Fed cut now, what the dissent signals, and how a split vote may affect market volatility, yields, and expectations for future rate moves. We also look at how past dissent has aligned with turning points in policy cycles and what this could mean for portfolios as financial conditions continue to ease. Use the chapter markers below to jump to any topic. 0:00 - INTRO 0:19 - The Fed Giveth, Oracle Taketh Away 6:53 - Volatility on the Rise 11:25 - Adding Ultra for Mrs. Roberts 14:16 - Surprises from the Fed? 18:15 - Fed Statement Analysis (chart) 20:12 - Betting on Kevin Hassett 22:08 - QE or Not QE? 26:30 - Valuations are a Function of Sentiment 29:48 - When Will Markets Crash? 32:32 - The Break Between Value & Growth 35:32 - ETF Issueance & High Risk Offerings 38:52 - What Happens When Gold and Stocks Rise 41:12 - What is Your Goal for Your Portfolio? 42:52 - Coming Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=bT1azosP1yk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- The latest installment of our new feature, Before the Bell, "Volatility After the Fed," is here: https://youtu.be/gnorFZc1qM8 ------- Articles Mentioned in Today's Show: "Bullish Case Or Bearish Backdrop" https://realinvestmentadvice.com/resources/blog/bullish-case-or-bearish-backdrop/ -------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Live-chat Q&A Show" here: https://bit.ly/3KQlkIK -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #FederalReserve #InterestRates #MarketVolatility #NASDAQ #FederalReserve #InterestRates #FOMC #MarketOutlook #InvestingStrategy

Announcing the CFTC's Digital Assets Pilot Program with Acting Chairman Caroline Pham. Acting CFTC Chairman Caroline Pham joins CoinDesk's Jennifer Sanasie to detail the launch of the landmark Digital Assets Pilot Program, which will permit select digital assets like bitcoin and ether to be used as collateral in the U.S. derivatives market. Plus, she discusses the important guardrails, the new guidance on tokenized real-world assets, and how the program emphasizes the administration's goal to cement America as the global crypto capital. - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠midnight.network/break-free⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Need liquidity without selling your crypto? Take out a ⁠⁠⁠⁠⁠⁠⁠Figure Crypto-Backed Loan⁠⁠⁠⁠⁠⁠⁠, allowing you to borrow against your BTC, ETH, or SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Unlock your crypto's potential today at Figure! ⁠⁠⁠⁠⁠⁠⁠https://figuremarkets.co/coindesk⁠⁠⁠⁠⁠⁠⁠ - This episode was hosted by Jennifer Sanasie.

Keith Grossman, President at MoonPay, joined me to discuss how the firm is unlocking crypto access for both retail and institutional users.Topics: - MoonPay's crypto payment solutions - MoonPay Mastercard and Pump Fun integrations - TradFi Crypto Adoption- Web2 and tech companies transitioning to Web3 - Future of crypto payments - Tokenization of assets and human behaviorBrought to you by

Nick Valdez looks ath the XXI launch on NYSE today. XXI or 21 Capital is launching with Stripe and Tether and even Softbank as backers. What does this mean for BTC price? 

We're LIVE for the FOMC meeting — and Jerome Powell's speech could trigger a MASSIVE crypto rally! All eyes are on the Fed as traders brace for potential rate cuts and liquidity signals that could send Bitcoin, Ethereum, and Solana soaring.

Today's FOMC meeting could cause a HUGE move in Bitcoin — either a big pump or a scary dump. In this episode, I break down what the Federal Reserve is saying, why it matters, and how it could affect the entire crypto market.

For episode 651 of the BlockHash Podcast, host Brandon Zemp is joined by Andrew Sobko, CEO of Argentum AI, an Enterprise level ready AI-powered compute marketplace.Andrew Sobko is a serial entrepreneur with a background in building transformative marketplaces. He founded one of the fastest-growing companies in America, recognized by the Financial Times and honored by Goldman Sachs' Builders & Innovators award. Andrew has raised over $200 million from leading global investors including Sequoia Capital, Brookfield, and others. ⏳ Timestamps: (0:00) SUMSUB(0:44)  Introduction(0:53) Who is Andrew Sobko?(5:50) Argentum Marketplace(9:28) Advantages of Argentum(13:58) Trust & validation for Argentum clients(14:37) SUMSUB(16:00) Argentum Token(18:50) How to contribute compute(19:42) Future of Enterprise AI(22:05) Argentum roadmap for 2026(25:03) Events & conferences(25:30) Website & socials 

Lance Roberts & Danny Ratliff review the growth outlook for the AI sector, the power-cost assumptions built into datacenter models, the economic effects of the “One Big Beautiful Bill,” and the $125 billion in tariff revenue collected this year—along with what tariffs really contribute to inflation. Additional topics include how to read 2x–3x standard deviations using Bollinger Band concepts, which data streams matter most (and where to find them), the link between inflation and economic growth, and practical insights on silver, ETF buy-and-hold strategies, NUA planning, valuation challenges when stocks trade at 25x earnings, and the realities of the “dollar debasement” narrative. As always, we approach these discussions pragmatically: no magic bullets, and market cycles end when they end. Use the chapter markers below to jump to any topic. 0:00 - INTRO 0:18 - Fed Day Anticipation 4:28 - More Market Volatility Possible Following Fed Meeting 9:14 - Getting ready for Santa 10:02 - Has the Fed given up on their inflation mandate? 13:31 - What's the impact on Long bonds? 15:35 - What is the outlook for AI sector growth? 18:30 -Do Datacenter owners use models assuming power subsidization? 19:06 - What is the impact on the economy from the One Big Beautiful Bill? 22:45 - How much in tariffs have been collected this year? $125-B 25:23 - Explain 2x, 3x standard deviations from average (Bollinger Band articles) 28:43 - What data to watch (and where can you find it)? 31:15 - Inflation: true impact of tariffs? True sources of Inflation: No inflation, no economic growth 35:37 - Silver: Advisors' Kryptonite? (Don't forget to take profits.) 39:29 - Is buy-and-hold with ETF's a good passive investing policy? 43:56 - Does it worry you that the treasury refi uses all T-bills? 45:18 - Is Dollar Debasement real? No--it's a narrative. 46:09 - Using NUA Tax Strategies 46:55 - Buying stocks at 25x 48-48 - Treasury Yields supply & demand dynamics 49:44 - Buying stocks at multiples and valuations 51:10 - Measuring risk in portfolio (60/40 allocation) 53:33 - Our pragmatism 54:36 - No magic bullet - bubbles pop when they pop (Chart: running trend line) 58:05 - Coming Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://bit.ly/3KQlkIK ------- The latest installment of our new feature, Before the Bell, "Market Pause Before the Fed: Time to Trim Risk?," is here: https://youtu.be/watJ1Jqsf-4 ------- Articles Mentioned in Today's Show: "Bullish Case Or Bearish Backdrop" https://realinvestmentadvice.com/resources/blog/bullish-case-or-bearish-backdrop/ -------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Dealing with Debt & Smart Money Moves" here: https://www.youtube.com/watch?https://www.youtube.com/watch?v=1iPM7ef0BKg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #FedDecision #MarketVolatility #TechnicalAnalysis #BitcoinUpdate #MarketOutlook #BitcoinUpdate #FedMeeting #YearEndRally #InvestingQandA

Welcome back to the Rundown with Jake and Nate!! Our Course: https://go.runawayvows.com/courseOur Digital Assets: https://runawayvows.myshopify.com/ (20% off code: RUNDOWN)To submit an anonymous story for our next episode, do so here:https://shor.by/podcastsubmission • Our Course Library: https://go.runawayvows.com/course• Check out our Digital Assets: https://runawayvows.myshopify.com/• Shop our LUT Pack: https://gamut.io/product/prestige/?gamut=runawayvowsUse code RUNAWAY for 15% off• Get our Thru the Lens Course: https://www.thruthelens.io/Follow us on instagram: https://www.instagram.com/runawayvows/Follow our Education: https://www.instagram.com/runawayacademy/Join our Facebook Community: https://www.facebook.com/groups/runawayweddings/Follow Jake: https://www.instagram.com/jakeweislerfilms/Follow Nate: https://www.instagram.com/nateahanfilm/

This week we talk about in-game skins, investment portfolios, and Counter-Strike 2.We also discuss ebooks, Steam, and digital licenses.Recommended Book: Apple in China by Patrick McGeeTranscriptAlmost always, if you buy an ebook or game or movie or music album online, you're not buying that ebook, or that game, or whatever else—you're buying a license that allows you access it, often on a specified device or in a specified way, and almost always in a non-transferrable, non-permanent manner.This distinction doesn't matter much to most of us most of the time. If I buy an ebook, chances are I just want to read that ebook on the device I used to buy it, or the kindle attached to my Amazon or other digital book service account. So I buy the book, read it on my ebook reader or phone, and that's that; same general experience I would have with a paperback or hardback book.This difference becomes more evident when you think about what happens to the book after you read it, though. If I own a hard-copy, physical book, I can resell it. I can donate it. I can put it in a Little Free Library somewhere in my neighborhood, or give it to a friend who I think will enjoy it. I can pick it up off my shelf later and read the exact same book I read years before. Via whichever mechanism I choose, I'm either holding onto that exact book for later, or I'm transferring ownership of that book, that artifact that contains words and/or images that can now be used, read, whatever by that second owner. And they can go on to do the same: handing it off to a friend, selling it on ebay, or putting it on a shelf for later reference.Often the convenience and immediacy of electronic books makes this distinction a non-issue for those who enjoy them. I can buy an ebook from Amazon or Bookshop.org and that thing is on my device within seconds, giving me access to the story or information that's the main, valuable component of a book for most of us, without any delay, without having to drive to a bookstore or wait for it to arrive in the mail. That's a pretty compelling offer.This distinction becomes more pressing, however, if I decide I want to go back and read an ebook I bought years ago, later, only to find that the license has changed and maybe that book is no longer accessible via the marketplace where I purchased it. If that happens, I no longer have access to the book, and there's no recourse for this absence—I agreed to this possibility when I “bought” the book, based on the user agreement I clicked ‘OK' or ‘I agree' on when I signed up for Amazon or whichever service I paid for that book-access.It also becomes more pressing if, as has happened many times over the past few decades, the publisher or some other entity with control over these book assets decides to change them.A few years ago, for instance, British versions of Roald Dalh's ‘Matilda' were edited to remove references to Joseph Conrad, who has in recent times been criticized for his antisemitism and racist themes in his writing. Some of RL Stine's Goosebumps books were edited to remove references to crushes schoolgirls had on their headmaster, and descriptions of an overweight character that were, in retrospect, determined to be offensive. And various racial and ethnic slurs were edited out of some of Agatha Christie's works around the same time.Almost always, these changes aren't announced by the publishers who own the rights to these books, and they're typically only discovered by eagle-eyed readers who note that, for instance, the publishers decided to change the time period in which something occurred, which apparently happened in one of Stine's works, without obvious purpose. This also frequently happens without the author being notified, as was the case with Stine and the edits made to his books. The publishers themselves, when asked directly about these changes, often remain silent on the matter.What I'd like to talk about today is another angle of this distinction between physically owned media and digital, licensed versions of the same, and the at times large sums of money that can be gained or lost based on the decisions of the companies that control these licensed assets.—Counter-Strike 2 is a first-person shooter game that's free-to-play, was released in 2023, and was developed by a company called Valve.Valve has developed all sorts of games over the years, including the Counter-Strike, Half-Life, DOTA, and Portal games, but they're probably best known for their Steam software distribution platform.Steam allows customers to buy all sorts of software, but mostly games through an interface that also provides chat services and community forums. But the primary utility of this platform is that it's a marketplace for buying and selling games, and it has match-making features for online multiplayer games, serves as a sort of library for gamers, so all their games are launchable from one place, and it serves as a digital rights management hub, which basically means it helps game companies ensure users aren't playing with pirated software—if you want to use steam to store and launch your games, they have to be legit, purchased games, not pirated ones.As of early 2025, it was estimated that Steam claimed somewhere between 75-80% of the PC gaming market, compared to competitors like the Epic Game Store, which was founded by the folks behind the wildly successful game, Fortnite, which can only claim something like 5%.And Counter-Strike is one of Valve's, and Steam's crown jewels. It's a free-to-play game that was originally developed as a mod, a free add-on to another game Valve owns called Half-Life, but Valve bought up the rights to that mod and developed it into its own thing, releasing the initial entry in the series in 2000, several main-series games after that in subsequent years, and then Counter-Strike 2 came out in 2023, to much acclaim and fanfare.Counter-Strike 2 often has around a million players online, playing the game at any given moment, and its tournaments can attract closer to 1.5 million. As of early 2024, it was estimated that Counter-Strike 2 pulled in around a billion dollars a year for Valve, primarily via what are called Case Keys, which allow players to open in-game boxes, each key selling for $2.50. Valve also takes a 15% cut of all player-to-player sales of items conducted on the Steam Community Market, which is a secure ebay- or Amazon-like component of their platform where players can sell digital items from the game, which are primarily aesthetic add-ons, like skins for weapons, stickers, and clothing—things that allow players to look different in the game, as opposed to things that allow them to perform better, which would give players who spent the most money an unfair advantage and thus make the game less competitive and fun.Because this is a free game, though, and by many estimates a really balance and well-made one, a lot of people play it, and a lot of people want to customize the look of their in-game avatar. So being able to open in-game boxes that contain loot, and being able to buy and sell said loot on the Steam Community Market, has led to a rich secondary economy that makes that component of the game more interesting for players, while also earning Valve a whole lot of money on the backend for those keys and that cut of sales between players.In late-October of 2025, Valve announced a change in the rules for Counter-Strike 2, now allowing players to trade-up more item types, including previously un-trade-up-able items like gloves and knives, into higher-grade versions of the same. So common items could be bundled together and traded in for less common items, and those less common items could be bundled together and traded up for rare ones.This seems like a small move from the outside, but it roiled the CS2 in-game economy, by some estimates causing upwards of $2 billion to basically disappear overnight, because rare gloves and knives were at times valued at as much as $1.5 million; again, these are just aesthetic skins that change the look of a player's avatar or weapons, but there's enough demand for these things that some people are willing to pay that much for ultra-rare and unique glove and knife skins.Because of that demand, some players had taken to spending real money on these ultra-rare items, treating their in-game portfolios of skins as something like an investment portfolio. If you can buy an ultra-rare glove skin for $40,000 and maybe sell it later for twice that, that might seem like a really good investment, despite how strange it may seem to those not involved in this corner of the gaming world to spend $40,000 on what's basically just some code in a machine that tells the game that the gloves on your avatar will look a certain way.This change, then, made those rarer gloves and knives, which were previously unattainable except by lottery-like chance, a lot more common, because people could trade up for them, increasing their chances of getting the ultra-rare stuff. The market was quickly flooded with more of these things, and about half the value of rare CS2 skins disappeared, initially knocking about $6 billion of total value from the market before stabilizing to around $1.5-2 billion.Volatility in this market continues, and people who invested a lot of money, sometimes their life savings, and sometimes millions of dollars into CS2 in-game skins, have been looking into potential legal recourse, though without much luck; Valve's user agreements make very clear that players don't own any of this stuff, and as a result, Valve can manipulate the market however they like, whenever they like.Just like with ebooks and movies we “buy” from Amazon and other services, then, these in-game assets are licensed to us, not sold. We may, at times, have a means of putting our license to some of these things on a secondary market, but that secondary market exists completely at the whim of the entity that actually owns the digital assets—in this case, Valve.Recent court cases have resulted in clearer language from some license-selling companies, including Valve—though in most cases the buttons we click still say something like “Buy Now” rather than “Acquire License,” and the specifics of what we're purchasing are hidden within a wall of legal text.So for the moment, at least, this sort of confusion will probably continue, with periodic wake-up calls for folks on the receiving end of updates or edits that impact them financially, or impact their ability to access what they thought they were buying, but which is later removed from their account, or changed without their knowledge or permission.Show Noteshttps://en.wikipedia.org/wiki/Steam_(service)https://en.wikipedia.org/wiki/Valve_Corporationhttps://theconversation.com/2b-counter-strike-2-crash-exposes-a-legal-black-hole-your-digital-investments-arent-really-yours-268749https://blix.gg/news/cs-2/how-to-make-money-with-cs2-skins-in-2025/http://tomshardware.com/video-games/ludicrous-usd6-billion-counter-strike-2-skins-market-crashes-loses-usd3-billion-overnight-game-update-destroys-inventories-collapses-markethttps://www.kvue.com/article/news/nation-world/counter-strike-2-online-market-crash/507-ae9be038-2833-49d4-a5b4-d8f24fd0b33chttps://en.wikipedia.org/wiki/Counter-Strikehttps://en.wikipedia.org/wiki/Epic_Games_Storehttps://www.sahmcapital.com/news/content/counter-strike-skins-market-hits-1-billion-valves-virtual-goldmine-revealed-2024-01-22https://mezha.ua/en/news/counter-strike-2-100-mln-dohodu-za-keysi-u-berezni-301011/https://www.morganlewis.com/pubs/2024/10/california-becomes-first-state-to-pass-law-targeting-advertising-of-digital-media-licenseshttps://en.wikipedia.org/wiki/Virtual_economyhttps://www.nytimes.com/2023/04/04/arts/dahl-christie-stine-kindle-edited.htmlhttps://bookriot.com/do-you-really-own-your-ebookshttps://jipel.law.nyu.edu/can-you-own-an-ebook-a-summary-of-the-anti-ownership-ebook-economy-report/ This is a public episode. 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