Podcasts about Officer

PODCAST/WEBSITE HEAD: Jamie Dimon succession race narrowsSTANDFIRST: Marianne Lake leaves bank as Doug Petno and Troy Rohrbaugh handed two of its largest divisionsDescription: The race to succeed JPMorgan Chase chief executive Jamie Dimon just got tighter, and the investment chief at insurance group Allianz is warning that the SpaceX bond sale signals markets are in ‘bubble territory'. Plus, the US Supreme Court shielded German pharmaceuticals group Bayer from thousands of lawsuits over its Roundup weedkiller.Mentioned in this podcast:Jamie Dimon promotes two potential successors at JPMorganSpaceX bond sale signals markets are in ‘bubble territory', warns Allianz CIOBayer wins crucial US Supreme Court ruling over Roundup weedkillerTell us your thoughts to enter a prize draw for a chance to win a pair of Bose QuietComfort Headphones worth £229. Take our survey: https://www.feedback.ft.com/c/a/6f9bJBvxsxaEBSIB5esBISOver 18s only. Find full T&Cs here Prize Draw winners' surnames and regions may be made available upon request, as required by the Advertising Standards Authority. If you do not want your information to be made available, please email Privacy.Officer@ft.com upon entry. For more information on your rights and how we use your data, please read our Privacy Policy.Want to get in touch? Email us at podcasts@ft.comNote: The FT does not use generative AI to voice its podcasts The FT News Briefing is produced by Victoria Craig, Sonja Hutson, Saffeya Ahmed, Katya Kumkova, and Fiona Symon. Our editor is Marc Filippino. Our show is mixed by Kelly Garry and Alex Higgins. Additional help from Gavin Kallmann, Michael Lello, Peter Barber and David da Silva. Our intern is Cole van Miltenburg. Our executive producer is Topher Forhecz. Flo Phillips is the FT's global head of audio. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

How to Build Your Own AI VP of Marketing Step-by-Step with SaaStr's Chief AI Officer SaaStr's CAIO Amelia LeRutte built 10K, SaaStr's AI VP of Marketing, live on stage at SaaStr AI Annual 2026 - and you can follow along and build your own right now. 10K started as a simple dashboard in January. Five months later it runs autonomous email campaigns, generates daily marketing ideas grounded in real data, sends attendee newsletters, and acts as a full co-pilot for SaaStr's entire go-to-market. In this session, Amelia walks you through the exact spec, the sample data, and the live build so you can deploy your own version before the video ends. What you'll learn: How to write a spec that gives your agent one clear goal and actually produces useful outputs How to connect Salesforce, your marketing automation platform, social media, and other APIs so your agent has real data to work with The stair-stepping approach: build one agentic workflow at a time instead of trying to automate everything at once How to set guardrails so your agent runs campaigns semi-autonomously without emailing your entire database by accident What 10K does today versus what it could do on day one, and what the realistic 30, 60, and 90-day build looks like Resources from this session: Grab the spec and sample historical data to build your own: saastrannual.com/resources Free Replit credits: use code REPLITSAASTR Read 10K's own take on whether he is a VP of Marketing: saastr.com/is10kavpofmarketing About this session: Recorded live at SaaStr AI Annual 2026 in San Mateo. Part of SaaStr's ongoing series on building and deploying AI agents

Anthropic accuses Alibaba of obtaining ‘illicit' access to Claude, and concern is brewing over KNDS's upcoming initial public offering after Germany scraps warship plans. Plus, Meta is turning to AI content moderators, and the FT's John Plender breaks down Donald Trump's contributions to the US national debt. Mentioned in this podcast:Anthropic accuses Alibaba of obtaining ‘illicit' access to ClaudeMeta races to replace human moderation with AIBerlin warship U-turn hits defence sector as KNDS heads to marketTrump's empire of debtTell us your thoughts to enter a prize draw for a chance to win a pair of Bose QuietComfort Headphones worth £229. Take our survey: https://www.feedback.ft.com/c/a/6f9bJBvxsxaEBSIB5esBISOver 18s only. Find full T&Cs here Prize Draw winners' surnames and regions may be made available upon request, as required by the Advertising Standards Authority. If you do not want your information to be made available, please email Privacy.Officer@ft.com upon entry. For more information on your rights and how we use your data, please read our Privacy Policy.Want to get in touch? Email us at podcasts@ft.comNote: The FT does not use generative AI to voice its podcasts The FT News Briefing is produced by Victoria Craig, Sonja Hutson, Saffeya Ahmed, Katya Kumkova, and Fiona Symon. Our editor is Marc Filippino. Our show is mixed by Kelly Garry and Alex Higgins. Additional help from Gavin Kallmann, Michael Lello, Peter Barber and David da Silva. Our intern is Cole van Miltenburg. Our executive producer is Topher Forhecz. Flo Phillips is the FT's global head of audio. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

The man who killed former DFL House Speaker Melissa Hortman and her husband Mark faces sentencing next month. A group of workers at the Amazon warehouse in Shakopee protested outside of the facility Wednesday, the second day of Amazon's Prime Day Sale. A report released this week found that Minneapolis police often mishandled officer discipline cases. The Minneapolis City Council is scheduled to vote Thursday on whether to repeal the city's longstanding ban on adult bathhouses. Hunger relief nonprofits are feeling the pain from high gas prices. While demand for assistance from food shelves continues to rise across the state, rising costs for nonprofits makes it more difficult for them to meet that demand.If you use light rail transit in the Twin Cities — prepare for major changes starting next week, with buses replacing trains. That will affect the entirety of Metro Transit's Blue Line linking downtown Minneapolis to the airport and the Mall of America from Monday through Aug. 19.

Venezuela is set to take on the largest sovereign debt restructuring in history. Plus, chip stocks led a sell-off on Wall Street, and Nvidia's AI chips have more than doubled in price on China's black market. Mentioned in this podcast:Venezuela to reveal $240bn debt pile in world's largest restructuringUS chipmakers lead Wall Street slide on rising rate rise worriesNvidia's banned AI chips double in price on China's black marketTell us your thoughts to enter a prize draw for a chance to win a pair of Bose QuietComfort Headphones worth £229. https://www.feedback.ft.com/c/a/6f9bJBvxsxaEBSIB5esBISOver 18s only. Find full T&Cs here Prize Draw winners' surnames and regions may be made available upon request, as required by the Advertising Standards Authority. If you do not want your information to be made available, please email Privacy.Officer@ft.com upon entry. For more information on your rights and how we use your data, please read our Privacy Policy.Want to get in touch? Email us at podcasts@ft.comNote: The FT does not use generative AI to voice its podcasts The FT News Briefing is produced by Victoria Craig, Sonja Hutson, Saffeya Ahmed, Katya Kumkova, and Fiona Symon. Our editor is Marc Filippino. Our show is mixed by Kelly Garry and Alex Higgins. Additional help from Michela Tindera, Gavin Kallmann, Michael Lello, Peter Barber and David da Silva. Our intern is Cole van Miltenburg. Our executive producer is Topher Forhecz. Flo Phillips is the FT's global head of audio. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

A dating app company is hiring a Chief Breakup Officer so we held auditions to see if we could find any qualified applicants. Also, Chris got a little over his skis doing a DIY electrical project, so to make him feel better we asked you to share when you misjudged your DIY capabilities. Catch up on everything you missed from today's show on The Morning Mix Podcast!Listen to The Morning Mix weekdays from 5:30am – 10:00am on 101.9fm The Mix in Chicago or with the free Mix App available in the Apple App Store and Google Play.Follow The Mix: The MixstagramGet the Free MIX App: Stream The MixSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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For a quick stop at Johnny's House... Could you be a chief break up officer? We hear true stories from the listeners? See omnystudio.com/listener for privacy information.

For a quick stop at Johnny's House... Could you be a chief break up officer? We hear true stories from the listeners? See omnystudio.com/listener for privacy information.

Jones and Keefe talked about the Boston Red Sox, last night's win in Colorado, and the potential for a major rebuild. The guys answered a round of Would You Rather? questions and Keefe discussed the latest in television and movies in the #DORK Minute.

Keir Starmer has resigned as British prime minister, private equity executives are borrowing against their future share of profits, and former US Federal Reserve chair Alan Greenspan died at the age of 100. Plus, the FT's Andean correspondent Joe Daniels traveled to a rural part of Colombia to find out what's driving the country's new cocaine boom.Mentioned in this podcast:Political Fix: Exit Starmer, enter BurnhamBuyout bosses turn to carried interest loans as payouts stallWhat lies behind the new boom in Colombian cocaineAlan Greenspan dies aged 100CREDIT: Keir Starmer YouTube page Tell us your thoughts to enter a prize draw for a chance to win a pair of Bose QuietComfort Headphones worth £229. https://www.feedback.ft.com/c/a/6f9bJBvxsxaEBSIB5esBISOver 18s only. Find full T&Cs here Prize Draw winners' surnames and regions may be made available upon request, as required by the Advertising Standards Authority. If you do not want your information to be made available, please email Privacy.Officer@ft.com upon entry. For more information on your rights and how we use your data, please read our Privacy Policy.Want to get in touch? Email us at podcasts@ft.comNote: The FT does not use generative AI to voice its podcasts The FT News Briefing is produced by Victoria Craig, Sonja Hutson, Saffeya Ahmed, Katya Kumkova, and Fiona Symon. Our editor is Marc Filippino. Our show is mixed by Kelly Garry and Alex Higgins. Additional help from Michela Tindera, Gavin Kallmann, Michael Lello, Peter Barber and David da Silva. Our intern is Cole van Miltenburg. Our executive producer is Topher Forhecz. Flo Phillips is the FT's global head of audio. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Baron von Steuben and the Strategic Overhaul at Valley Forge. Guest: Professor Richard Bell. Baron von Steuben, a Prussian officer, arrived at Valley Forge during the harsh winter of 1777–1778, desperate for a career after being forced out of the Prussian military. Though he arrived in a brilliant uniform, he was essentially a "soldier of fortune" hired by Benjamin Franklin and Silas Deane to instill order and discipline in the ragtag Continental Army. Washington's decision to hire him proved to be one of his best strategic moves, transforming the army's combat readiness. Steuben's presence highlights the Revolution as a global event where foreign professionals contributed expertise for various personal and strategic reasons. 11919 VERSAILLES

UK Prime Minister Keir Starmer could be on his way out of Westminster, and the US and Iran held high-stakes talks in Switzerland to officially end the war. Venture capital funds are rushing into defense tech startups on the back of the world's wars, and the FT's Claire Jones explains why Wall Street sees more volatility ahead from changes to Federal Reserve communications.Mentioned in this podcast:Keir Starmer on brink of quitting as UK prime ministerWhat Andy Burnham's Westminster past reveals about himUS and Iran hold crunch talks in SwitzerlandWars trigger $12bn venture capital rush into defence techKevin Warsh's push to axe Fed guidance may lift US borrowing costs, investors warnTake our survey! Tell us your thoughts to enter a prize draw for a chance to win a pair of Bose QuietComfort Headphones worth £229. Over 18s only. Find full T&Cs here. Prize Draw winners' surnames and regions may be made available upon request, as required by the Advertising Standards Authority. If you do not want your information to be made available, please email Privacy.Officer@ft.com upon entry. For more information on your rights and how we use your data, please read our Privacy Policy.Want to get in touch? Email us at podcasts@ft.comNote: The FT does not use generative AI to voice its podcasts The FT News Briefing is produced by Victoria Craig, Sonja Hutson, Saffeya Ahmed, Katya Kumkova, and Fiona Symon. Our editor is Marc Filippino. Our show is mixed by Kelly Garry and Alex Higgins. Additional help from Gavin Kallmann, Michael Lello, Peter Barber and David da Silva. Our intern is Cole van Miltenburg. Our executive producer is Topher Forhecz. Flo Phillips is the FT's global head of audio. The show's theme music is by Metaphor Music. Hosted on Acast. See acast.com/privacy for more information.

Wil Ravelo's trajectory from Green Beret to police officer to SWAT operator is not just a career story, it is a forensic psychology case study in identity continuity, adaptive functioning under chronic stress, and what it looks like when a person successfully channels the hypervigilance, threat assessment instincts, and operational discipline of Special Forces into a new institutional structure without losing the psychological coherence that made them effective in the first place. This episode examines the psychological architecture behind elite military and law enforcement performance, exploring how warriors like Wil navigate the transition between combat identity and civilian professional identity while managing the residual neurological and psychological imprinting that comes from years of high-stakes operational service. Drawing on the lived experience of a man who has operated at the highest levels of both worlds, we explore what forensic psychology tells us about resilience, professional identity formation, and the hidden psychological cost of being built for violence in a society that rarely knows what to do with the people it trained.

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On Monday's Morning Focus, it was time again for our Arts Slot with County Art's Officer Siobhán Mulcahy. Siobhán provided our listeners with all the details of this week's live events for entertainment lovers in Banner County.

Send us Fan MailOne ride along and a passion for public service. That's all it took to change everything. My guest on the show today, Sheriff Mark Lamb, walked away from a successful business career, stepped into a police academy in his thirties, and never looked back. He went on to become one of the most recognized law enforcement figures in America. On this episode of the Cops and Writers Podcast, we take a look at how it all started for Sheriff Mark Lamb. Welcome to part one of this incredible story. Part two airs next Sunday.More about Sheriff Lamb. Mark Lamb is known as "America's Sheriff.” He served as the 24th Sheriff of Pinal County, Arizona, overseeing a county the size of Connecticut with over 600 employees. Before entering law enforcement, he was a business owner for over a decade and didn't join law enforcement until his thirties, yet he quickly rose through the ranks. Valedictorian of his training class, Rookie of the Year, Officer of the Year, and Detective of the Year.He served as sheriff from January 2017 through December 2024, and ran for U.S. Senate in 2024, losing the Republican primary to Kari Lake. He's now running for Congress in Arizona's 5th Congressional District. No matter what your political persuasion is, I think his message needs to be heard, and I'm grateful he took the time out of his busy schedule for this interview.  In today's episode, we discuss:·      Growing up in different countries and how that helped him later in life as a cop and person.·      Being a teenager and trapped in Panama during Operation Just Cause.·      His calling to be of service.·      How one ride-along changed his life forever. ·      The benefits or drawbacks of being “older” in the police academy.·      His first job in law enforcement was as a tribal police officer on an Indian reservation.·      Being a white man working on an Indian reservation as a police officer.·      The lessons he learned from the natives while he was policing on the reservation.·      An epidemic of missing and murdered women on Indian reservations.·      Why did he run for sheriff? ·      His opposition attacking him and his family during this and previous elections through mudslinging, and him taking the high road.  All of this and more on today's episode of the Cops and Writers podcast.Visit Sheriff Lamb's website.Head on over to my website! What's the craziest thing you saw when you were a cop?My first week on the job, a guy running at me with a butcher knife. He'd just killed his brother over the last hot dog.That's chapter 1. There are 33 more.Police Stories: The Rookie Years just launched - available on Amazon. Search 'Police Stories Patrick O'Donnell' or click thSupport the show

It is difficult to watch an LAPD officer raise his gun and fire four fatal shots at Jameson, a golden saint berdoodle as he bounces towards him, barking. The body cam footage shows how quickly everything unfolded after officers knocked on Marie Marseille’s door, following up on a call regarding a screaming woman. Marseille had been celebrating the Knick’s big win. After watching the video, the outrage has grown, LA’s mayor calling the footage disturbing and tragic, and directed the police department to examine its use of force policy on dogs.See omnystudio.com/listener for privacy information.

It is difficult to watch an LAPD officer raise his gun and fire four fatal shots at Jameson, a golden saint berdoodle as he bounces towards him, barking. The body cam footage shows how quickly everything unfolded after officers knocked on Marie Marseille’s door, following up on a call regarding a screaming woman. Marseille had been celebrating the Knick’s big win. After watching the video, the outrage has grown, LA’s mayor calling the footage disturbing and tragic, and directed the police department to examine its use of force policy on dogs.See omnystudio.com/listener for privacy information.

It is difficult to watch an LAPD officer raise his gun and fire four fatal shots at Jameson, a golden saint berdoodle as he bounces towards him, barking. The body cam footage shows how quickly everything unfolded after officers knocked on Marie Marseille’s door, following up on a call regarding a screaming woman. Marseille had been celebrating the Knick’s big win. After watching the video, the outrage has grown, LA’s mayor calling the footage disturbing and tragic, and directed the police department to examine its use of force policy on dogs.See omnystudio.com/listener for privacy information.

It is difficult to watch an LAPD officer raise his gun and fire four fatal shots at Jameson, a golden saint berdoodle as he bounces towards him, barking. The body cam footage shows how quickly everything unfolded after officers knocked on Marie Marseille’s door, following up on a call regarding a screaming woman. Marseille had been celebrating the Knick’s big win. After watching the video, the outrage has grown, LA’s mayor calling the footage disturbing and tragic, and directed the police department to examine its use of force policy on dogs.See omnystudio.com/listener for privacy information.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big changes are being discussed for Star Trek Fleet Command, and this episode breaks down what players need to know after the latest conversations with Cameron Stewart and the creator community. We talk through Scopely's new focus on tech stability, culture, economy, regular players, seven-day streaks, bulk claim, and why “happy players spend money” might finally be more than a slogan. We also dig into upcoming arc direction, including M92, M93 Anthology, M94's slower experience-driven approach, and the introduction of seasons beginning around M95. Plus, we cover the creator program's changing role, min-maxer feedback, economy repair, officer design, community mod support, and why player feedback may be more important right now than it has been in years.   0:50 Welcome to Talking Trek Live 5:39 Stupid News and opening chaos 13:01 Bundle claim improvements explained 17:14 Multi-claim and faster store interactions 22:00 Backend tech changes and server communication 25:21 Boost mode for high-traffic systems 28:18 Cam's three pillars: tech, economy, and culture 31:48 “Happy players spend money” returns 32:20 Regular Players become the key KPI 37:04 Seven-day streaks and why Cam values them 39:20 Why quality of life should not be a reward 41:19 Community homework: what should the seven-day bonus be? 46:01 Cam's 50+ one-on-one meetings with the STFC team 48:16 Failure, learning, and changing Scopely's internal culture 55:34 David Eckleberry is back in an advisory role 58:13 Engineering council and better technical feedback 1:02:30 M92, playtests, and the culture shift around shipping content 1:03:59 M93 Anthology confirmed as the content pause 1:04:21 M94 described as slower and more experience-driven 1:24:14 Why the creator program is becoming more important 1:31:23 How creator feedback is being routed back to Scopely 1:41:34 M92, M93, M94, and the road to seasons 1:42:04 Seasons begin with M95 1:46:39 Why Scopely wants feedback from hyper-engaged players 1:50:04 The economy problem and why min-maxers matter 1:56:11 Two-way communication and the changing creator program 2:02:25 Officer systems and captain maneuver concerns 2:07:16 Making officers more accessible while monetizing upgrades 2:12:01 Seven-day rewards: efficiency vs quality of life 2:22:01 Recap of the biggest open questions for players 2:24:12 Official community mod is now supported by STFC 2:37:00 Final plugs and closing chaos

After working with NSW Corrective Services for the past ten years, Mohinder Singh, a Sikh migrant, has now been appointed Community Brand Ambassador. After leaving a career in banking and moving to Australia, he chose a career path that remains largely invisible in the Indian and South Asian community in Australia. In this conversation with SBS Hindi, Mohinder Singh shares his story and explains why this field holds stable, meaningful career opportunities for new migrants.

Tonight on Pop & Politics, we're having a raw and necessary conversation about the impact of Black culture on the Black community.From Black Fatigue to the way crime, victimhood, politics, fatherlessness, media narratives, and cultural pressure shape our communities, we're asking the hard questions most people are too afraid to touch.We'll also break down the Karmelo Anthony case and what it reveals about justice, accountability, family, and the culture surrounding young Black men in America.Plus, Andre Williams from the PBD Podcast joins us for a powerful conversation on culture, politics, faith, and the future of Black America.This is not about tearing people down. It's about telling the truth, demanding better, and refusing to let failed leadership and destructive culture define our future.Join the conversation LIVE.#PopAndPolitics #BlackCulture #BlackFatigue #KarmeloAnthony #AndreWilliams #PBDPodcast #BlackAmerica

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Officer safety is real, but it cannot be used as a catch-all excuse to control people, skip professionalism, or erase constitutional rights. We lay out what “specific facts” should look like in the real world and why the biggest skill is knowing the difference between danger and discomfort.• officer safety as a legitimate concern without becoming a blank check• how vague “I felt unsafe” explanations damage public trust• articulation as the standard: behavior, context, and observable facts• the difference between safety decisions and control decisions• lawful carry during traffic stops and why honesty should not be punished• recording, questions, and refusal of consent as lawful behavior• professionalism under pressure: tactically aware without emotional reactivity• practical self-check questions before escalating an encounterSo I'm curious, what do you think? Where's the line? Where does officer safety justify extra caution? When does it become overreach? And for the cops watching this, what facts do you think should be required before pushing an encounter further? To civilians watching this, what officer safety concerns do you think are legitimate?Where do you draw the line between legitimate officer safety and overreach?#TheGrayArea #TwoCopsOneDonut #OfficerSafety #PoliceAccountability #LawEnforcementsend us a message! twocopsonedonut@yahoo.comSupport the showPlease see our Youtube channel https://www.youtube.com/c/TwoCopsOneDonut Join our Discord!! https://discord.gg/BdjeTEAc *Send us a message! twocopsonedonut@yahoo.com

Man dead in officer involved shooting in Oneida County Town of Lake Tomahawk, a specialty health service expands to Rhinelander, Juneteenth Flag raised over the state capitol in Madison

In this UK personal finance Q&A, Pete and Roger tackle six listener questions covering pensions, investing, tax and money mindset. We discuss whether high earners should ever consider opting out of the NHS pension due to annual allowance tax, how to handle family gifts during divorce, and what to do about ERI on accumulating ETFs in a GIA. You'll also hear guidance on rebalancing after strong fund gains, rebuilding finances after an IVA, and investing a £350k inheritance with ISAs, SIPPs and premium bonds. Shownotes: https://meaningfulmoney.tv/QA52    01:34  Question 1 Dear Pete and Roger, Could you provide an opinion on if and when it would be worth at least considering leaving the NHS pension scheme due to tax reasons?  I can sense immediate puckering and this is not something I ask on a whim - I am aware of the comparative value of public sector DB pensions versus other retirement savings methods and indeed encourage the staff I work with to pay in.  I am a senior doctor in my 40s with high NHS earnings and rental income on top. I am one of those affected by Annual Allowance tapering and have significant AA tax bills every year with no end in sight. My projections are that I will have an annual AA tax charge of ~£30k every year going forwards as my income is pretty stable. The annual AA tax charge is up to 40% of the annual capital benefits accrued in any year (i.e. LTA calc of 20 times pension plus 3 times lump sum).  I pay this via scheme pays but the scheme pays loan docked from benefits at retirement is inflated at CPI+1.7% against pension benefits growth of CPI+1.5% from my own research. I don't expect much sympathy as a high earner but no-one wants to pay more tax than they have to and I never hear my situation talked about other than snippets in the depths of Reddit forums.  My plan is to keep ploughing on and engage a full-scale planning review when I turn 50 leaving up to 10 years to consider aversive action once my wife and I have 'enough' pension. Many thanks for your thoughts. David. 09:23  Question 2 Dear Pete and Roger, I want to say a big thank you for all of the guidance you provide, there really is nothing else like it and has been hugely beneficial in organising my finances. My question for you is how to structure gifts to someone who is going through the early stages of a divorce. My sibling is sadly in this situation and our mother is looking to make a sizeable gift to us following the death of our father. How should we be thinking about this and are there any vehicles or structures such as trusts that we could be using to avoid my siblings spouse from being entitled to half of the gift? Grateful for any guidance you can provide in this matter. Best regards, Alfred 13:12  Question 3 Hi, I have held several GIA accounts for many years and I hold accumulating ETFs within the GIAs. Occasionally, I have had to pay CGT through my self assessment when I have sold these ETFs. Mostly, I have always been a basic rate tax payer. I have recently discovered that HMRC requires Excess Reportable Income (ERI) to be declared on accumulating ETFs. In the case of ETFs which receive company dividends, this means I need to take note of the Reporting date of each ETF and add up all notional dividends as if they were paid on the distribution date (6 months later) and if over £500, I should have paid dividend tax on the excess. Also, in the case of some MMF ETFs I hold, these may have an ERI notional interest payment and this would count as being potentially subject to income tax. Since I have sold many of these ETFs and I have not subtracted the ERI amounts from my total gain, I have probably overpaid tax (CGT) rather than underpaid as a basic rate tax payer. However, if I was a higher rate tax payer, I would probably have been underpaying tax if I have not accounted for ERI. This is because the higher rate dividend tax is much higher than the CGT rate. I now understand that to avoid having to calculate ERI on accumulating ETFs each year and keep a running total for each one, most people simply buy distributing ETFs inside a GIA rather than accumulating ETFs and I am in the process of ensuring all my ETFs are the distributing kind inside my GIAs. Should I be concerned about ERI on my accumulating ETFs? Do accountants calculate ERI for their clients on all the accumulating ETFs they hold? If so, how do they do it as there does not seem to be any easy way? Do HMRC ever check that the ERI on accumulating ETFs has been declared (my guess is that they would only bother for high rate taxpayers with large ETF holdings)? How would HMRC even know that you hold large amounts of accumulating ETFs on which you should be declaring ERI? Why is it that hardly anyone seems to know about ERI on accumulating ETFs? 19:14 Question 4 Good morning both, I would like to start by thanking you for all your hard work over the past decade or so. I am a mid 40's year old woman who had no financial knowledge until about 2 years ago. I had a cancer diagnosis which led me to leave a very time consuming and stressful job and take over the family finances which had been neglected for the best part of 20 years. We are now in a much better position; we have filled our ISA's and that of our children, put more money into SIPP's (and opened one in my case) and opened junior SIPP's for the kids. Our mortgage is paid off too. I have listened to all your back catalogue and in some cases relistened to episodes which have been especially useful to our situation! Thank you. My question relates to funds that have done particularly well and what is best to do with them. Some of my earlier fund choices are showing gains of around 50%. This seems extraordinary to me and I am very happy with the return. My Dad (much more experienced who has been doing this for 50 odd years) tells me the best thing to do with these funds is to take out 50% of the gain and reinvest in a different fund. What would your advice be? Take out the whole lot and re-invest? Take out 50% and re-invest that as recommended by my Dad or leave the whole lot in and hope it continues to grow? For background, I am very happy with the gains but we are very much on a catchup programme as we have started so late. The sums involved are still quite small! The ultimate aim is for my husband to retire early. I hope to work again too at some point once all treatment is finished but only part time. I am so grateful for everything you have done and always wait eagerly for the next episode to drop. With very best wishes, Agnes 26:02 Question 5 Hi, Hope you are well and can help a Cornish lass! I am 35 and have never been able to budget or manage finances. In fact I have always buried my head in the sand.  Unfortunately, when lockdown and maternity leave hit at the same time, we could not afford our debt repayments (we had purchased a house in January of 2020 too). We had no choice but to take out an IVA. We are now in the 6th year of this as it was extended as we couldn't release equity from our home. This is due to end in November of this year and I have been doing my best to learn about budgeting and managing finances ready for when this ends.  I have started a spreadsheet to start tracking expenses and aim to start an emergency fund plus a pot for putting some money away for Christmas/birthdays. I have been discussing this with my husband and he thinks we should get an overdraft as soon as the IVA finishes to start building our credit rating, whereas I think we should get a small credit card that we pay off each time we use it. What do you think we should do as our first few steps coming out of the IVA to build more security for our future?  Thank you in advance. Kindest regards Lisa 33:12  Question 6 Salutations, Roger, Pete, My question is on what to do with a lump sum inheritance-y thing as a younger guy. My parents have been very financially successful in business and incredibly generous to my brother and I, and gifted us each an apartment a few years ago, to make use of the "first property" exemptions and the 7 year gift rule. Now that I'm mature enough to understand the opportunity, I've taken control of the management of mine. While I understand it's an incredible income generating asset, I'm not a fan of real estate, and am much more comfortable selling the property and investing in index funds within the variety of wrappers available in the UK. After fees and taxes, should I go through with the sale, I will net approx £350k. My plan is as follows: - £47k into premium bonds (I currently have £3k) - £40k into my SIPP (limited by current salary) - £40k held in cash, to be invested into my SIPP in tax year 2, potentially up to £52k as my salary rises - Remainder into GIA - All invested in Vanguard index tracking funds I'm 26, working as an Officer in the military, so I have an incredibly low cost of living (subsidised accommodation and no utilities), and a non contributory DB pension plan, so no need to allocate money there, and am able to max out my S&S ISA yearly just with my salary. I know these steps are good, but having the best part of £220k in a GIA, paying CGT on the other end of that makes me a little unhappy, especially if I hold it for multiple decades. I'm aware this is a real champagne problem but do either of you have any recommendations on improvements to my plan and mindset, or are you able to poke any holes in my approach? Should I hold more in cash to later invest into my SIPP? Bed and ISA/ SIPP over time? Spend some of it, even? I know it's an aggressive approach, but I'm sort of an "all or nothing" sort of guy, even with investing as is referenced in my 70+% savings rate, but balance has always been hard for me to find. My goal is to be Financially Independent by 36. I'll likely keep working but I like the security of that idea, and the saltily coined term "F-you money". Whatever you both think, I will deeply ponder over and analyse for many hours. Thank you both for the many episodes of top tier information. I would apologise for the lack of brevity, but I know you love it really. Thanks guys, you're both rockstars! Nick

What happens when a career-ending injury is followed by years of failed treatments, multiple surgeries, and no clear answers? In this episode, Sergeant of Investigations, Tim Putney, shares his journey through chronic pain after an on-duty injury nearly ended his law enforcement career and sent him on a years-long search for answers. What began as a single on-duty injury became a years-long road marked by chronic back pain, failed spine surgeries, a spinal cord stimulator, workers' compensation battles, and dead ends. Joining the conversation is VSI spine surgeon Dr. Ehsan Jazini, who discusses why some patients continue to struggle with pain despite previous treatments and spine surgeries, what is often missed in complex cases, and how the right diagnosis can uncover solutions that others may have overlooked. Together, they explore: Failed back surgery and persistent pain The impact of chronic pain on mental health Challenges first responders face after injury Modern spine treatments and recovery advancements Why getting the right diagnosis matters Released during Men's Health Month, this episode highlights a challenge many men face but rarely discuss openly: chronic pain impacts far more than physical health. It can affect identity, relationships, mental health, and the ability to do the things that matter most. Most importantly, Tim shares how he was able to return to the life he thought he'd lost—including walking his daughter down the aisle. If you've been told to "just live with it," this conversation offers something many patients desperately need to hear: you may not be out of options. Watch this full episode on YouTube: https://youtu.be/QlAbHziBoJ4

Michael Gilpin had an interest aviation at a young age but had never pursued flying. He joined the Army with an option to pursue Officer Candidate School near the end of his college years. Even as he became an officer and started training, he was still in the infantry.But soon he would switch to pilot training - specifically helicopter pilot training. He deployed to Vietnam in 1971 as a Huey pilot bringing Air Cavalry personnel in and out of combat.In this edition of Veterans Chronicles, Col. Gilpin shares his first thoughts of Vietnam and offers more detail on the missions he was part of. He also focuses on two particular missions: one where his Huey crashed and another where he and his team were tasked with helping to rescue American personnel held prisoner by the enemy.Later, Gilpin tells us about  the solemn duty he had to meet the remains of a childhood friend and bring them home. And he tells us about the powerful encounter he had in an airport while on that assignment.Plus, he recalls his return to Vietnam decades later and both the positive and negative experiences that came with that trip.

"Highway To Heavenly" The Oxford indie-pop outfit Heavenly formed out of the ashes of another Oxford outfit, the beloved indiepop band Talulah Gosh. With the addition of singer/keyboardist Cathy Rogers, by the time the band's second album Le Jardin De Heavenly hit shelves, their low-fi jangle became augmented by lush and spellbinding harmonies. Throughout the '90s put out a handful of winning albums including Heavenly vs. Satan and The Decline And Fall of Heavenly but they called it a day in 1996 after the death of their drummer Matthew Fletcher. The core unit of Heavenly resumed under the moniker Marine Research and they put out one lone marvelous album and that was that for a while. Did the members of Heavenly stay busy in the interim? That would be a resounding yes but let's also add accomplished. These are the broadstrokes, but you'll get the idea: Singer Amelia Fletcher, who, by the way, has been in The Wedding Present and the Pooh Sticks and guested on tracks by the Candyskins and the 6ths, is a Professor of Competition Policy at the University of East Anglia and in addition to being a Non-Executive Director on the boards of the Financial Conduct Authority, Fletcher was appointed Officer of the Order of the British Empire and Commander of the Order of the British Empire for services to the economy. As for bassist Rob Pursey, who, by the way, is married to Fletcher, he's a screenwriter and he ran the Touchpaper TV production company. He now co-runs the awesome indie label Skep Wax with Fletcher. An educational neuroscientist, Cathy Rogers was the presenter of the British reality competition series Scrapheap Challenge (https://en.wikipedia.org/wiki/Scrapheap_Challenge) and Junkyard Wars, and she has worked as a producer for the BBC, ran an olive farm in Italy and worked as Creative Director for RDF Media. Meanwhile, guitarist Peter Monchiloff played in the Would Be Goods, Scarlet's Well (https://en.wikipedia.org/wiki/Scarlet%27s_Well), Les Clochards, and Hot Hooves and he was Commissioning Editor for Philosophy at Oxford University Press and is currently Associate Publication Consultant at Lex Academic. As for drummer Ian Button, the former member of The Thrashing Doves has been a university lecturer in music production, he worked with everyone from Robert Forster to Dot Allison, was a member of Death In Vegas and is an in-demand mixer and masterer. Again, this is an abbreviated list, but you can see the members of Heavenly have been busy. But somehow, between all that busy-ness and other bands like Tender Trap and Swansea Sound, Heavenly are back. Not sounding diminished by time, the band's first long player in 30 years Highway to Heavenly is a spry collection of janglepop that's effortlessly melodic and unreasonably catchy. It's lovely work that ranks among the years best. And this is a great chat with three members, then five members, then two members. And we pulled it off without any dropping of the baton--this is a great chat with the charming, gregarious and lovely personnel of Heavenly. www.heavenlyindie.bandcamp.com www.skepwax.com www.stereoembersmagazine.com (http://www.stereoembersmagazine.com) www.bombshellradio.com (http://www.bombshellradio.com) www.alexgreenbooks.com Stereo Embers: BLUESKY + THREADS + IG: @emberspodcast Email: editor@stereoembersmagazine.com

On this episode, Clay breaks down the officer-involved shooting in Senatobia, Mississippi, where a one-year-old child was tragically killed after his mother attempted to run over police officers following a shoplifting incident at Walmart. Clay argues the officer was justified, calls it a textbook case of FAFO, and says the mother is facing multiple felonies — including murder — once the case reaches a grand jury. He pushes back hard against Ben Crump's narrative and the protests that erupted outside the Walmart, pointing out the hypocrisy of the same people who spent the previous week defending Carmelo Anthony's actions now demanding justice when a cop shoots at a vehicle being driven directly at him. Clay also gives an update on independent journalist Sarah J. Fields' investigation into a Mississippi LLC that was presented as helping domestic violence survivors and families in crisis, but appears to have been used to funnel donations to Carmelo Anthony's family for his legal appeal. The conversation expands into a larger discussion about accountability, the dangers of “stand on business” culture, fatherlessness, and the refusal to respect authority — themes Clay ties directly to both the Senatobia shooting and the Carmelo Anthony case. He closes with a stark warning about how divided the country has become, referencing a foiled terror plot targeting President Trump's UFC event at the White House. It's raw, unfiltered, and exactly what you expect from The Clay Edwards Show.

The Box Officer: Toy Story 5

In the early morning hours of July 4, 1925, the crowd at The Pickwick Club in Boston were celebrating the holiday at the “Before-the-Fourth” dance when roughly fifty couples took to the dance floor for one of the final songs of the night. With so much revelry and vibrations from the dancing, no one noticed the subtle sounds distressed infrastructure makes just before a tragedy, and even if they had, there likely wasn't enough time to avoid the disaster. Around 3:30 am, the ceiling above them collapsed, as the entire five-story building came down on top of them, killing forty-four people and injuring countless more. At the time, the Pickwick Club disaster was the deadliest building collapse and one of the worst accidents in in the city's history. It was followed by large investigation, during which the disaster was temporarily blamed on the Charleston, and a sensational trial aimed at punishing those responsible. However, in the one hundred years since the disaster, the tragedy at the Pickwick Club has been largely forgotten, overshadowed by larger and more devastating accidents. MENTIONED IN THIS EPISODE Come to the Live Show in New York on June 27th! Preorder The Butcher Legacy! References Boston Daily Globe. 1925. "12 bodies taken from the Pickwick Club ruins as searchers place toll of death at 40." Boston Daily Globe, July 5: 1. —. 1925. "Leaping of dancers caused collapse, view of survivor." Boston Daily Globe, July 6: 11. —. 1925. "Officer beaten in raid staged at Pickwick Club." Boston Daily Globe, February 9: 2. —. 1925. "Stabbing and small riot in Pickwick Club." Boston Daily Globe, March 23: 1. —. 1925. "Survivors' stories of building horror." Boston Daily Globe, July 5: 20. —. 1925. "Testifies Hendrick said Pickwick safe." Boston Daily Globe, Juky 28: 1. —. 1925. "Testimony ends in cluyb tragedy." Boston Daily Globe, July 11: 10. —. 1925. "Thousands seek sight of ruins." Boston Daily Globe, July 6: 12. Donovan, John J. 1925. "Probe planned by grand jury." Boston Daily Globe, July 5: 20. Harris, Henry. 1925. "Pickwick Club lure lay in its mystery." Boston Daily Globe, July 5: 18. Keefe, John E. 2024. Deathtrap: Boston's Pickwick Club Disaster. Boston, MA: Menotomy Publishing. —. 2018. The Pickwick Club Disaster. Boston, MA: Menotomy Publishing. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ehhh kia ora my dawgs! Here's what you missed on the show today: Have you ever sold anything in a market? Tegs can find the protein version of anything The classics are coming, can we be judges? Nickson has been tuning out his neighbours Have you got less than $10 in your bank account How does Tegs get qualified for a ring? The Pala Pala Poly Poly Polee - who would win in a 100m race? Shot for listening, From Eds AKA Eric AKA Edith AKA Eddison

Duji insists that Rover would love the show, Off Campus. Has Rover decided on a route for his marathon walk? Former CIA employee has been accused of stealing more than $40 million in gold bars and other valuables. Snitzer bought shares of SpaceX. A 6th grader died while attempting a TikTok challenge. Would Rover pull his gun out if he had a couple of drinks? Police officer abuses the FLOCK camera system to spy on his ex-girlfriend. Officer threw his body cam into a lake to avoid getting caught for having sex while on duty. Cop is shot accidentally by another officer. Playing cops and robbers. Rover saves spiders. Celebrity TikTok dog sold and used as food at a restaurant in China. Did Rover and Charlie eat dog when they were in China? Five Guys employee was assaulted by Knicks fans. A video shows Victor Wembanyama allegedly trying to kick another player's knee. Krystle is watching AI drama ads on Facebook. 

A 6th grader died while attempting a TikTok challenge. Would Rover pull his gun out if he had a couple of drinks? Police officer abuses the FLOCK camera system to spy on his ex-girlfriend. Officer threw his body cam into a lake to avoid getting caught for having sex while on duty. Cop is shot accidentally by another officer. 

A 6th grader died while attempting a TikTok challenge. Would Rover pull his gun out if he had a couple of drinks? Police officer abuses the FLOCK camera system to spy on his ex-girlfriend. Officer threw his body cam into a lake to avoid getting caught for having sex while on duty. Cop is shot accidentally by another officer.  See omnystudio.com/listener for privacy information.

Duji insists that Rover would love the show, Off Campus. Has Rover decided on a route for his marathon walk? Former CIA employee has been accused of stealing more than $40 million in gold bars and other valuables. Snitzer bought shares of SpaceX. A 6th grader died while attempting a TikTok challenge. Would Rover pull his gun out if he had a couple of drinks? Police officer abuses the FLOCK camera system to spy on his ex-girlfriend. Officer threw his body cam into a lake to avoid getting caught for having sex while on duty. Cop is shot accidentally by another officer. Playing cops and robbers. Rover saves spiders. Celebrity TikTok dog sold and used as food at a restaurant in China. Did Rover and Charlie eat dog when they were in China? Five Guys employee was assaulted by Knicks fans. A video shows Victor Wembanyama allegedly trying to kick another player's knee. Krystle is watching AI drama ads on Facebook. See omnystudio.com/listener for privacy information.

This story contains an account of domestic violence and suicide. If you or someone you know needs help, call the National Domestic Violence Hotline, 1-800-799-7233, or 988 for the Suicide & Crisis Lifeline.Florida deputy Abigail Bieber was shot to death by her stalker ex who was also a police detective. The ex then committed suicide. In this episode we interview Abigail's father, Bruce Bieber, who recounts the murder of his daughter.For those who aren't paid subscribers: Have we helped you with our podcast content, or with a phone call or email advice? You can now show your love at buymeacoffee.com! Here are the links in the event you'd like to express your appreciation if we've made a difference:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/kenroybal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/donovanheavener⁠⁠Bonus: Our books are discounted 50% for podcast subscribers!! (Email us for your discount code.)You're going to love these great new podcast offerings!!Purchase your copies today:Ken's Book: ⁠https://policebackground.net/#book-podcast⁠Donovan's Book: ⁠https://prep4duty.com/oralboard⁠Contact us:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.policebackground.net⁠⁠⁠⁠⁠⁠⁠prep4duty.com⁠

This week, a cop shoots a fellow officer while messing around, Andy shot a MP5 and M249 thanks to Silencer Central, NASS Dad Jokes, Meet up in Canton was fun, Beretta 94, Youtubers WTF?!? Jeff convinced someone not to reload, the DQ that should have been, and much more! Best Deal on a Holosun 407 Comp! Get your "Try Hard" T-shirt!  Subscribe on Patreon to get an extra episode every week! Listen on YouTube! Andy on Instagram - andy.e.605 Jeff on Instagram - jeff_the_monster_king MW Aktiv Wear - mw_aktiv_wear Not Another Shooting Show on Reddit

Will the Knicks win the NBA Finals? Also, what happens when you swallow an AirPod? We talk about Project Hail Mary hitting streaming, The Social Reckoning, and lots more!

Okay, but he might have had a point. Chicago’s best morning radio show now has a podcast! Don’t forget to rate, review, and subscribe wherever you listen to podcasts and remember that the conversation always lives on the Q101 Facebook page. Brian & Kenzie are live every morning from 6a-10a on Q101. Subscribe to our channel HERE: https://www.youtube.com/@Q101 Like Q101 on Facebook HERE: https://www.facebook.com/q101chicago Follow Q101 on Twitter HERE: https://twitter.com/Q101Chicago Follow Q101 on Instagram HERE: https://www.instagram.com/q101chicago/?hl=en Follow Q101 on TikTok HERE: https://www.tiktok.com/@q101chicago?lang=enSee omnystudio.com/listener for privacy information.

Bill Roggio and John Hardie discuss Russia's reopening of military schools to replenish its officer core. They analyze the impact of high casualties in Ukraine on Russian force quality and post-war reconstitution plans. (9)1919 CAPETOWN

Rod and Karen discuss Trump canceling the Great American State Fair, USDA confirms first case of screwworm in the United States, LGBTQ news, Who News, Black Folks Business™ (Jay-Z’s afro, Sauce Walker, Pooh Shiesty), Officer fired after video shows him repeatedly punching woman during arrest, Knox County Schools takes 'Roots' off banned book list, restores to libraries, Microwaved fish leads to cop’s arrest, woman follows 79 year old man home and robs him, men steal 600k worth of electricity and sword ratchetness. Patreon: https://www.patreon.com/theblackguywhotips Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@rodimusprime⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SayDatAgain⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TBGWT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheBlackGuyWhoTips⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theblackguywhotips@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.theblackguywhotips.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Teepublic Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- https://the-black-guy-who-tips-podcast.dashery.com/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Wishlist⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – https://www.amazon.com/hz/wishlist/ls/1PDD9JUQUNVY5?ref_=wl_share ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Crowdcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – https://www.crowdcast.io/theblackguywhotips Voicemail: ‪(980) 500-9034Go Premium: https://www.theblackguywhotips.com/premium/See omnystudio.com/listener for privacy information.

Support the D.A.W.G.Z. @ patreon.com/MSsecretpod Support Lemeez Nate and Andy @ https://www.patreon.com/pitm Go See Matt Live @ mattmccusker.com/dates Go See Shane Live @ shanemgillis.com Go See Lemaire Lee Live @ https://lemairelee.fun/ Go See Shawn Gardini Live if you want  @  https://www.shawngardini.com/live Heyyyy. Sorry for the late ep. We had some crud goin on. Matt is in Fort Wayne as I type this. If you're in Fort Wayne go see him!!!!! He was dearly missed but Meez and Blizzy held it down in his absence. It was a hot one if I do say so myself. Have a great weekend everyone!! Please enjoy. God Bless. This video is sponsored by BetterHelp. Visit BetterHelp.com/MSSP  Visit https://prizepicks.onelink.me/DRENCHED and use code DRENCHED and get $50 in lineups when you play your first $5 lineup! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Our homes are supposed to be where we're the safest. It's where we're our most vulnerable. Last week, we told you about someone who would use that vulnerability to his advantage. This week, as the story continues, his monstrous intentions will focus on two women and destroy their families' senses of safety forever. Join us for part 2 (the final part) of the story of Russell Williams. Sources: Appleby, Timothy. A New Kind of Monster: The Secret Life and Shocking True Crimes of an Officer . . . and a Murderer The Fifth Estate, episode Above Suspicion https://www.forbes.com/sites/suzannerowankelleher/2021/03/09/women-belong-in-the-kitchen-burger-kings-international-womens-day-tweet-goes-up-in-flames/ https://globalnews.ca/news/7411289/jessica-lloyd-russell-williams-sentenced-10-years/ https://www.bbc.com/news/world-us-canada-11801857 https://www.cbc.ca/news/canada/williams-military-uniform-burned-1.924008 https://www.cbc.ca/news/canada/col-russell-williams-timeline-1.913312 Follow us, campers! Patreon (join to get all episodes ad-free, at least a day early, an extra episode a month, and a free sticker!): https://patreon.com/TrueCrimeCampfire https://www.truecrimecampfirepod.com/ Facebook: True Crime Campfire Instagram: https://www.instagram.com/truecrimecampfire/?hl=enEmail: truecrimecampfirepod@gmail.comMERCH! https://true-crime-campfire.myspreadshop.com Learn more about your ad choices. Visit megaphone.fm/adchoices