Podcasts about usdc

Nikhil Chandhok, Chief Technology and Product Officer at Circle, joins CoinDesk Contributor Kate Irwin on Markets Outlook the day Arc mainnet goes live. Chandhok explains why gas on Arc is USDC and not a native token, how opt-in privacy works, why BlackRock and Visa signed on as validators, and what changes for institutions when GENIUS rules take effect in January. Plus, Beezie Founder and CEO Andrea Miele on why tokenized luxury goods are the next frontier for provenance and liquidity. - This episode is brought to you by Grayscale, the world's largest digital asset-focused investment platform. Grayscale's mission is to make digital asset investing simple and open to every investor. Learn more at grayscale.com. - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Join the Testnet now at realfi.co. - Timecodes: 00:00 - Nikhil Chandhok Joins Markets Outlook 00:59 - CLARITY Failed. Why GENIUS Is Circle's Guiding Light 02:37 - Circle Announces Arc Mainnet 03:00 - How Opt-In Privacy Works on Arc 04:35 - Why Gas Is USDC and Not a Native Token 06:52 - Will AI Agents Take Over Onchain Activity? 10:10 - Brand New Rails: Tokenized Luxury with Beezie 13:11 - Why BlackRock and Visa Signed On as Validators 15:20 - DeFi on Arc: Aave, Morpho and Uniswap 16:43 - The Biggest Challenge Facing Institutions 18:45 - Bitcoin, Ethereum, and Why Circle Isn't Bearish

Nikhil Chandhok, Chief Technology and Product Officer at Circle, joins CoinDesk Contributor Kate Irwin on Markets Outlook the day Arc mainnet goes live. Chandhok explains why gas on Arc is USDC and not a native token, how opt-in privacy works, why BlackRock and Visa signed on as validators, and what changes for institutions when GENIUS rules take effect in January. Plus, Beezie Founder and CEO Andrea Miele on why tokenized luxury goods are the next frontier for provenance and liquidity. - This episode is brought to you by Grayscale, the world's largest digital asset-focused investment platform. Grayscale's mission is to make digital asset investing simple and open to every investor. Learn more at grayscale.com. - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Join the Testnet now at realfi.co. - Timecodes: 00:00 - Nikhil Chandhok Joins Markets Outlook 00:59 - CLARITY Failed. Why GENIUS Is Circle's Guiding Light 02:37 - Circle Announces Arc Mainnet 03:00 - How Opt-In Privacy Works on Arc 04:35 - Why Gas Is USDC and Not a Native Token 06:52 - Will AI Agents Take Over Onchain Activity? 10:10 - Brand New Rails: Tokenized Luxury with Beezie 13:11 - Why BlackRock and Visa Signed On as Validators 15:20 - DeFi on Arc: Aave, Morpho and Uniswap 16:43 - The Biggest Challenge Facing Institutions 18:45 - Bitcoin, Ethereum, and Why Circle Isn't Bearish

Abra sua conta na COINBASE e ao comprar R$1000 ganhe $10 USDC:https://coinbase-consumer.sjv.io/c/7081608/3861328/9251Como a China passou a controlar o processamento das terras raras que abastecem a indústria mundial? Presentes em motores elétricos, turbinas eólicas e equipamentos militares, esses elementos se tornaram parte da disputa comercial e tecnológica entre Pequim e Washington.Neste vídeo, o Professor HOC explica como esse domínio se formou, o papel do Ocidente na expansão da indústria chinesa e como o controle das exportações passou a ser usado como instrumento de pressão. Da crise com o Japão em 2010 às negociações entre Xi Jinping e Donald Trump, a trajetória das terras raras ajuda a entender a dependência das cadeias produtivas e os limites das sanções econômicas.A análise também aborda a busca por fornecedores fora da China e o lugar do Brasil nessa disputa, com suas reservas minerais e os desafios para desenvolver capacidade de separação e refino.Você já conhece o meu aplicativo? No HOC ACADEMY você tem acesso a cursos e aulas exclusivas, além do BUNKER DO HOC, um feed de notícias e análises em tempo real sobre as coisas mais importantes que acontecem no mundo. Clica no link e não fique de fora dessa!LINK HOC ACADEMY:https://hocacademy.com.br/?utm_source=youtube#coinbase #terrasraras #china #eua

⚡ invinoveritas — the verification layer for autonomous agents: a neutral verdict before an irreversible action, a signed proof after, and a public track record of being right you recompute, not a score you trust — wins and losses. We also run the open conformance registry where agent verifiers are graded against the same recomputable bar — ours included, no green by assertion. Front door: /review → /prove → /ledger. Paid per call in Lightning, USDC, or card.→ api.babyblueviper.com · pip install invinoveritas This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.babyblueviper.com/subscribe

Join Alex Tapscott as he decodes the world of crypto, fintech and AI with special guests Gordon Liao, Chief Economist and Head of Research at Circle, and Ken Ng, Head of Ecosystem at Uniswap Labs. Listen in as Gordon explains why Circle is building Arc — a layer one purpose-built for stablecoin finance, with USDC as gas and the settlement finality institutions need to move trillions in real-world assets — and why another chain doesn't mean another silo. Ken makes the case that Uniswap is the real everything exchange: list once and you're listed everywhere, across a permissionless platform where Fidelity deployed liquidity without telling anyone first. Together they get into what a shared compliance layer would unlock, whether someone in the Philippines will ever hold BUIDL in $100 increments, and why bearer instruments — a centuries-old idea — are the key to tokenized assets. Plus: Circle's $400M all-stock acquisition and stablecoins as global payment rails, what's actually happening at the long end of the bond market, why stablecoins may become the stickiest buyer of short-term government debt, and how AI agents will use crypto — not just to pay each other, but to raise capital.

幻冬舎の暗号資産（仮想通貨）/ブロックチェーンなどWeb3領域の専門メディア「あたらしい経済 https://www.neweconomy.jp/ 」がおくる、Podcast番組です。 ーーーーー 【番組スポンサー】 この番組は、暗号資産取引におけるフルラインナップサービスを提供する「SBI VCトレード」のスポンサーでお届けします。 ーーーーー SBI VCトレードは、「暗号資産もSBI」のスローガンのもと、国内最大級のインターネット総合金融グループであるSBIグループの総合力を生かし、暗号資産取引におけるフルラインナップサービスを提供しております。暗号資産交換業者・第一種金融商品取引業者・電子決済手段等取引業者として高いセキュリティ体制のもと、暗号資産の売買にとどまらない暗号資産運用サービスや法人向けサービスの展開、さらにステーブルコインのユーエスディーシー（USDC）を国内で初めて取り扱っております。 ーーーーー SBI VCトレード公式サイト：https://account.sbivc.co.jp/signup?hc_ak=1RNML.3.M06AS ーーーーー 【紹介したニュース】 ・シティ、日本企業向けにトークン化預金で海外送金へ。年内にも開始＝報道 ・ロビンフッドチェーン、約1.68万ETHを収益分配。90日換算でロビンフッドQ2純収益の約6%相当 ・ロビンフッド、予測市場でOG[.]comと提携。クリプトドットコムの株式取得へ ・GMOコイン、ザ・サンドボックス（SAND）、チリーズ（CHZ）、ファイルコイン（FIL）取扱 ・ストラテジー、永久優先株「STRC」を約1.76億ドル分買い戻し ・ビットマインがイーサリアムを2万8086ETH追加取得、総保有量592万ETH超に ・キャピタルBがビットコイン追加購入、保有量3521BTCに ・米ブロック、全米信託銀行「Builders Bank」設立をOCCに申請 ・テザー、Xinbi Guarantee関連の約3927万USDT凍結 ・Visa、精算データとオンチェーンレンディング接続。ステーブルコイン連動カードの資金調達支援へ ・スイスフラン建てステーブルコイン「CHFD」、実環境でのテスト開始。SIXとTWINTも参加 ・ナイキ株トークン「NKE」がソラナで取引可能に、バックパックが発行 ・米サークル、Tazapayを約4億ドルで買収へ。USDCの国際決済基盤を拡充 ・フィリピン中銀、決済事業者の新規登録12カ月停止を提案。暗号資産事業者への決済管理強化も ・英FCA、金融関連の予測市場で個人向け規制緩和を検討か＝報道 ・イーサスキャン、オンチェーンの資金移動可視化機能を公開 ・クーコイン、ステーブルコイン活用の利回り商品「KCUSD」ローンチ ・ジュピターの「Jupiter Gacha」、鑑定済みポケモンカードのパック開封がアプリ内で可能に ・韓国ハンファ投資証券、アバランチ対応のトークン証券プラットフォーム構築＝報道 【あたらしい経済関連リンク】 ニュースの詳細や、アーカイブやその他の記事はこちらから https://www.neweconomy.jp/

Bitcoin has a weird talent for sounding complicated even when the core idea is simple: moving value from one person to another without asking permission. We bring on Tyrone Ross Jr., CEO and co-founder of Turnqey Labs and principal of 401k Financial, to strip away the hype and explain what's really happening when you buy, hold, or send Bitcoin. His own “aha” moment comes from a five-minute demo that still feels like magic: a wallet download, a quick transfer, and a new way to think about money for anyone who has ever been underserved by traditional banking.We walk through the fundamentals in plain English: what a blockchain ledger is, why Bitcoin is “permissionless,” and how miners, nodes, blocks, and consensus work together to keep the network running 24/7. Tyrone also draws a clean line between Bitcoin and the broader world of crypto assets, including why the term “cryptocurrency” often misleads US investors and how stablecoins like USDC fit into real-world payments. Along the way, we touch on the deeper backdrop, from trust in institutions to how the current financial system settles transactions more slowly than most people realize.Then we get practical about investing. We talk time horizon, risk tolerance, and the real decision points: Bitcoin ETFs vs buying directly on platforms like Cash App or Coinbase, what self-custody and cold storage actually mean, and why taxes, cost basis, and performance reporting get messy fast. Tyrone flags an issue almost nobody plans for early enough: crypto estate planning, where missing keys or unclear instructions can turn real wealth into an unrecoverable loss. He also shares a simple “first buy” test using the cost of a dinner for two to learn without overextending.If you want a clearer framework for Bitcoin investing and crypto custody, hit play, share this with a friend who still thinks it's all jargon, and leave us a review with your biggest Bitcoin question so we can bring Tyrone back for round two.More about our Guest, Tyrone V. Ross JrFinancial Consultant, Start-up Advisor & AthleteCEO and Founder of Turnqey Labs • President and Founder 401FinancialI'm the CEO & Cofounder of Turnqey Labs and Principal of 401 Financial. Formerly as the CEO and Co-Founder of Onramp Invest I raised $7M in venture capital from Gemini's Frontier Fund, Coinbase Ventures, SoftBank's Opportunity Fund, and others. I've been recognized by Investment News 40 under 40 (2019), and WealthManagement.com as a top ten advisor set to change the industry in 2019. FinancialPlanning.com named me as one of 20 people who will change wealth management in 2020. I've been named as one of Investopedia's Top 100 financial advisors, Think Advisor's 2021 IA25: VIP's Pushing Advisors Forward, and one of Barron's 10 people to watch in wealth management in 2022.I'm working to build what I see as the future of financial services. Aiming to break the traditional mold, I work as a financial consultant to young professionals, founders, and advisor to financial technology startups, and crypto assets investment manager.I help my clients build, grow, protect and transition their personal assets. My clients can expect a jargon-free, transparent and personalized experience. I enjoy working with people at all stages in their financial lives with the goal of empowering them to be knowledgeable investors.Website: http://tyroneross.io/Email: tyrone@401financial.coLinkedIn: https://www.linkedin.com/in/tyronerossX(Twitter): https://x.com/tr401Hear Past episodes of the Way2Wealth Podcast!https://theway2wealth.comLearn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisorhttps://www.carsonwealth.com/team-members/scott-ford/Investment advisory services offered through CWM LLC, an SEC-registered investment advisor.  Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing.  Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Stablecoins look simple. One token. One dollar.But the price tells you almost nothing about the machine underneath it.In this episode, I break down the four questions I think matter more than market cap: reserve, redemption, custody and yield—and why the bigger stablecoin story isn't really about crypto at all.It's about the dollar becoming programmable financial infrastructure.And if stablecoins become a major settlement layer for payments, tokenized securities and on-chain finance, another question becomes even more important:Who actually captures the value?Read my full Stablecoin Risk Map and research at Token Trust Advisors. Where do you stand? Most crypto investors know what they own. Few know where they actually stand as finance moves on-chain. Start with ALEN, my free 60-second diagnostic for understanding where durable value capture may be forming. → https://tokentrustadvisors.xyz/alen Want to know what I'm watching before it becomes a headline? Signals tracks the infrastructure, tokenization, institutional moves, and capital flows I believe matter next. → https://tokentrust.substack.com Want to talk through your own positioning? Book a Digital Capital Positioning Session with me. It's a one-on-one session for investors, advisors, founders, and allocators who want to understand where they stand — and what they may be missing. → https://www.tokentrustadvisors.xyz/digital-capital-positioning-session If this episode helped you see where capital is moving differently, follow the show and leave a review. It helps more investors discover the podcast. The Chip Mahoney Crypto Show is part of Big Pond Podcast and represented by DV Collective. Views are for educational and informational purposes only and should not be considered financial advice. Music licensed through Spotify Creators. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

⚡ invinoveritas — the verification layer for autonomous agents: a neutral verdict before an irreversible action, a signed proof after, and a public track record of being right you recompute, not a score you trust — wins and losses. We also run the open conformance registry where agent verifiers are graded against the same recomputable bar — ours included, no green by assertion. Front door: /review → /prove → /ledger. Paid per call in Lightning, USDC, or card.→ api.babyblueviper.com · pip install invinoveritas This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.babyblueviper.com/subscribe

Abra sua conta na COINBASE e ao comprar R$1000 ganhe $10 USDC:https://coinbase-consumer.sjv.io/c/7081608/3861328/9251Você já conhece o meu aplicativo? No HOC ACADEMY você tem acesso a cursos e aulas exclusivas, além do BUNKER DO HOC, um feed de notícias e análises em tempo real sobre as coisas mais importantes que acontecem no mundo. Clica no link e não fique de fora dessa!A crise em Cuba abriu uma disputa silenciosa sobre quem pode comandar a ilha no futuro.No centro dessa história está Raúl Guillermo Rodríguez Castro, conhecido como “El Cangrejo”: neto de Raúl Castro, ex-guarda-costas do avô e hoje um dos nomes envolvidos nas negociações entre Havana e Washington.Segundo reportagens recentes, ele já manteve conversas com autoridades americanas, incluindo Marco Rubio e o diretor da CIA, John Ratcliffe, enquanto o governo Trump aumenta a pressão econômica e política sobre o regime cubano.Neste vídeo, mostramos como o colapso energético, a perda do apoio venezuelano, o êxodo de milhões de cubanos e a fragilidade do governo de Miguel Díaz-Canel colocaram a sucessão de Cuba no centro das atenções.Também explicamos quem é o neto de Raúl Castro, sua ligação com a elite econômica e militar cubana, as acusações que aparecem em documentos judiciais americanos e por que Washington pode enxergá-lo como um possível interlocutor para o futuro da ilha.A revolução cubana está chegando a um momento decisivo. E, mesmo depois de décadas, o sobrenome Castro continua no centro da disputa pelo poder.Você já conhece o meu aplicativo? No HOC ACADEMY você tem acesso a cursos e aulas exclusivas, além do BUNKER DO HOC, um feed de notícias e análises em tempo real sobre as coisas mais importantes que acontecem no mundo. Clica no link e não fique de fora dessa!LINK HOC ACADEMY:https://lp.hocacademy.com.br/home-nova/#coinbase #cuba #castro #trump

Vik Sharma is best known as the CEO of Cake Wallet. But lately, he's built two new projects: a Signal fork with BTC tipping called Radar, and a perpetual trading app named Arbiter. In this episode, he explains how the AI revolution speeds up development. Time stamps: 0:00 - Intro 1:18 - Vik Sharma Returns: Two New Products in Seven Months 1:41 - Radar: A Signal Fork with Bitcoin Lightning Built In 3:18 - How Radar Works: Signal Servers, Monthly Donations & Linked Devices 5:21 - Why Signal Over Telegram 6:36 - Why Lightning Over Monero 8:19 - Stablecoins for Normies: The Venmo-ification of Bitcoin 10:33 - Spark, Breez SDK & the Stablecoin Question 11:55 - The Nvidia Spark Cluster: Going All In on Local AI 15:25 - Why Local Models Beat Cloud Subscriptions for Security Work 17:03 - Guardrails: When Claude Refuses to Audit Your Own App 18:33 - Dinner with the Trump Administration: America's AI Regulation Mistake 20:45 - Italy's ChatGPT Ban & the Fear of Falling Behind 22:44 - The $100 Cake Wallet Contest 23:15 - Does Cake Wallet Use AI for Coding? 25:16 - Arbiter: A Vibe-Coded Hyperliquid Trading App 27:44 - $5 Million Traded, TestFlight & the Mac Desktop Build 30:13 - Linux Requests & the Orange Rock Comparison 31:17 - Gasless USDC: Circle CCTP & Frictionless Onboarding 35:10 - Can This UX Work on Private Chains? Zano, Aztec, Tari & Beam 37:44 - The $10,000 Red Team Donation & Cake's Audit Results 39:34 - The Coldcard RNG Flaw & the "Someone Is Looking at the Code" Fallacy 43:14 - Passphrases: The Simplest Security Upgrade 43:58 - The Bitcoin Forks: Luke Dash Jr's Blake2 & the Ecash Hard Fork 44:51 - Open-Mindedness: The Original Bitcoiner Virtue 46:44 - Wownero, MoneroV & Why Cake Dropped It 49:22 - The Winning Number Is 27 (and Nobody Picked It) 51:04 - The Privacy Narrative: Why Monero & Zcash Are Pumping 55:07 - "Bitcoin Maximalism Is Almost Anti-Bitcoin" 57:52 - NEAR Intents, Maya & Spending Shielded Zcash 59:53 - How to Try Arbiter Today 1:01:45 - What's Next: Desktop Apps, Multisig & Back to Self-Custody Basics 1:04:26 - Still Bullish on Lightning 1:04:39 - The Gatekeeper Question: How Cake Decides Which Coins to List 1:09:07 - Dash Adopting Orchard While Zcash Moves to Ironwood 1:10:56 - The Maintenance Burden: Why Exodus Dropped Monero 1:12:25 - Zcash Voting, Sapling Addresses & Passphrase Support 1:16:03 - Seth's Role & the Foundation Devices Connection 1:17:01 - Two Million Downloads & the Privacy Tipping Point 1:19:08 - Bitcoin Amsterdam & Conference Plans 1:21:14 - Sponsors & Goodbye

Jetzt bei Kraken anmelden und 30 EUR Bonus erhalten: https://bit.ly/kraken-bonusThemen & Timestamps:00:00 Begrüssung und Themenüberblick00:35 US-Angriff auf den Iran, Ölpreissprung und Bitcoin02:38 Strategy plant offenbar neue Bitcoin-Käufe04:05 Tokenisierte Aktien boomen dank Robinhood und Kraken06:06 Polygon schliesst Sicherheitslücken07:26 USDC wird Trikotsponsor des FC Chelsea

Stablecoins on Solana just hit $15B, and Eco Co-Founder & CEO Ryne Saxe says that number is going to look laughably small in five years. On this episode of The Index Podcast, Ryne breaks down why Solana pulled ahead in the stablecoin race, why Visa and Mastercard are quietly rebuilding their entire plumbing around digital dollars, and how Eco is building the routing layer that ties every chain and every stablecoin together.If you've ever had USDC, USDT, USDG, and a few more scattered across five wallets and had no idea how to move them, this one's for you.In this episode:⚡ Why Solana is winning the stablecoin race: chain performance, a laser-focused ecosystem strategy, and the RWA/tokenization wave building on top of it

Abra sua conta na COINBASE e ao comprar R$1000 ganhe $10 USDC:https://coinbase-consumer.sjv.io/c/7081608/3861328/9251A guerra entre Estados Unidos e Irã revelou um problema que vai muito além do campo de batalha: os estoques de munição americana estão sendo consumidos em um ritmo muito maior do que a indústria consegue repor.Segundo estimativas do CSIS, os EUA já gastaram uma parcela significativa de seus interceptadores Patriot e THAAD, além de parte relevante do estoque de mísseis Tomahawk. Ao mesmo tempo, drones iranianos relativamente baratos obrigam os americanos a usar sistemas de defesa que custam milhões de dólares por disparo.Neste vídeo, explico como décadas de redução da capacidade industrial militar americana criaram esse gargalo, por que a guerra moderna exige uma quantidade de munição muito maior do que o Pentágono previa e o que isso significa para uma eventual guerra prolongada contra uma potência como a China.A análise também mostra como essa situação afeta aliados dos Estados Unidos, especialmente os países do Golfo e da Europa, que durante décadas construíram suas forças armadas em torno de equipamentos e garantias de segurança americanas.Você já conhece o meu aplicativo? No HOC ACADEMY você tem acesso a cursos e aulas exclusivas, além do BUNKER DO HOC, um feed de notícias e análises em tempo real sobre as coisas mais importantes que acontecem no mundo. Clica no link e não fique de fora dessa!LINK HOC ACADEMY:https://lp.hocacademy.com.br/home-nova/

Join Alex Tapscott as he decodes the world of crypto with special guest Eric Richmond, Country Director and CEO of Coinbase Canada. Listen in as they trade the "everything store" for the "everything exchange" — Coinbase's bet that one trusted, on-chain platform can carry a person's entire financial life. Eric explains why Canada is one of Coinbase's fastest-growing markets now that 25% of Canadians own crypto, what's actually getting used today — USDC yield, crypto derivatives, and tokenized equities that went live this week — and why 24/7 markets and instant settlement make tokenized stocks more than a repackaged brokerage account. Alex and Eric also dig into Canada's regulatory backslide: how a country that led on crypto ETFs ended up governing a new asset class through staff notices and exemption orders, why simply custodying Bitcoin turns it into a security here, and the Schrödinger's stablecoin problem the Stablecoin Act leaves unresolved. Plus: Base as evolution rather than hedge, and why the AI agent economy runs on stablecoins — agents can't open bank accounts, but they can hold wallets.

Using AI, Luca De Giglio found an exotic bug in a Bitcoin wallet despite not being a Bitcoin developer—and the project's developers accepted and merged the fix. That experience anchors the return of Web3 in Travel for a second season focused on what happens when AI becomes a practical building tool rather than a chat interface. Luca explains how he manages 40 active projects, runs most of his work on remote computers and experiments with local models, coding agents and multi-model verification. He also considers what these tools mean for development teams that either reject AI entirely or trust it without adequate checks. The discussion then connects AI with blockchain infrastructure: agents can create wallets, obtain funding and autonomously pay for API access using USDC and X402. For travel and technology leaders, the larger question is no longer simply whether AI can complete a task, but which consequential problems are now worth attempting—and how organizations should adapt their workflows, security practices and ambitions.CHAPTERS0:00 Intro0:20 Podcast Returns With AI4:00 Forty Projects and Context Switching6:40 Remote AI Coding Workflow8:20 Local Models and AI Learning12:00 AI Finds Crypto Wallet Bugs17:40 Developers Resisting AI19:40 Stripe Embraces AI and Blockchain22:20 Agents Paying Through x402IN THIS EPISODE• Why the podcast is returning with AI alongside its original blockchain and travel focus• The challenge of managing 40 projects while coding agents create constant context switching• How remote development keeps AI tasks running after the laptop is closed• Using Claude Code, Codex and Kimi to cross-check a suspected crypto software bug• Why both rejecting AI-generated code and trusting it uncritically create risks• How local models change the economics and pace of AI-assisted development• An example of an agent using a wallet, USDC and X402 to purchase API access—I don't understand things unless I do them, so I'm constantly building with blockchain and AI — over 40 projects at once. This podcast is where I share the most interesting learnings.For collaborations, advisory work or speaking:info@web3intravel.comhttps://www.linkedin.com/in/luca-de-giglio/

On this episode of CoinDesk's Public Keys from the New York Stock Exchange, host Jennifer Sanasie sits down with Michael Tannenbaum, CEO of Figure Technology Solutions, to unpack the company's record quarter, its self-described "Rule of 150," and why it sees blockchain as a standardization engine for capital markets. Then, Lance Vitanza, Managing Director and Senior Research Analyst at TD Cowen, explains why the 2026 digital asset treasury shakeout has clarified the model rather than broken it—and what separates the companies built to last from the rest. Plus, Sid Coelho-Prabhu, Head of Coinbase Business, breaks down Coinbase's bet on AI agent payments, why stablecoins like USDC are emerging as the currency of agentic commerce, and how the x402 protocol could reshape the way businesses get paid. - Learn more at bullish.com. - Register now for CoinDesk's Policy and Regulation event on September 22, 2026: policy-regulation.coindesk.com. - To get market-moving news delivered daily, download CoinDesk's mobile app: linktr.ee/coindeskapp. - Chapters/Timecodes: 00:00 Welcome to Public Keys 00:20 Figure's Record Quarter and the "Rule of 150" 00:50 Figure CEO Michael Tannenbaum Joins 04:05 Figure as the "Fannie Mae of Blockchain" 06:44 Cutting Diligence Costs and Fighting Loan Fraud 08:10 Unlocking $35 Trillion in US Home Equity 09:57 Responding to the Morpheus Research Report 12:16 The Digital Asset Treasury Shakeout of 2026 12:55 TD Cowen's Lance Vitanza Joins 15:00 Why Strategy Is Built for a Bitcoin Bear Market 17:02 Strive, Smarter Web and Nakamoto in the Win Column 20:00 Treasury Companies vs. Spot Bitcoin ETFs 23:19 Coinbase Bets on Payments from AI Agents 23:41 Coinbase Business Head Sid Coelho-Prabhu Joins 24:45 How AI Agents Are Already Spending Money 27:03 Why Stablecoins Are Winning Agentic Payments 30:25 Inside the x402 Payment Protocol 32:06 What Still Needs Solving in Agentic Payments

Circle's new agentic finance wizard Shafu Elfouly joins us to unpack why he's betting his career on the acceleration of agentic finance. He breaks down x402, the 30-year-old unused HTTP payment status code that stablecoins finally activated, letting AI agents pay for API access with one unified wallet instead of juggling dozens of subscriptions and API keys. He also takes us through Circle's full agent stack offering a glimpse into the future where anyone can deploy an agent with instant USDC payment access, and more.Shafu Elfouly is a Staff Software Engineer at Circle, working on x402 and the infrastructure powering agentic commerce with USDC.The Rollup is where the leaders of digital assets and finance converge. Live from the financial capital of the world.Timestamps:00:00 Intro01:47 HTTP & x402 Payments Explained03:32 Agents Will Spend Billions Online05:05 99.9% Of Agentic Finance Is USDC08:42 Integration Takes One Hour To Deploy10:33 Circle Agent Stack Explained12:09 Supply Side Is The Bottleneck Now14:24 Everyone Will Have An Agentic16:24 Circle & Anthropic Story18:05 Open Standard Vs Closed Platforms 20:03 AOL Vs Open Internet 22:25 Millions of Agent Transfers Are Happening24:32 Restaurant Reservations Via AgentsPartners: If you run concentrated liquidity positions you know the grind. Price moves, you're out of range, you're rebalancing at, like, 3am. 1inch Aqua lets you take a different approach. You can stack multiple positions on the same token balance instead of babysitting a dozen pools, and your tokens never leave your wallet. Your liquidity stays awake, so you can catch up on your sleep. Check it out at https://1inch.com/aqua---Dinari - Over 230 1:1 backed tokenized stocks, ETFs & more with dividends. US-based SEC transfer agent. Available on 5+ chains & via API. https://dinari.com/---Space and Time is providing verifiable data infrastructure for onchain finance. A decentralized database, blockchain indexer, and ZK coprocessor in one, giving DeFi protocols,stablecoins, and tokenized assets accurate, provable data. ---Relay is the fastest and most reliable way to swap any token on any chain. Learn more here: https://relay.link/bridge---Zama is an open source cryptography company that builds state-of-the-art Fully Homomorphic Encryption (FHE) solutions for blockchain.Learn more here: https://www.zama.org/---

With Bitcoin surging past $72K and showing signs of a broader breakout, 10x Research CEO and Founder Markus Thielen joins Jennifer Sanasie on Markets Outlook to explain why he turned bullish early and why he believes the cycle low is already behind us. From Fed tailwinds and institutional flows to the key levels that could unlock a new all-time high, Markus breaks down what's driving the move. Plus, we look inside Symbiotic's partnership with Centrifuge to offer instant USDC liquidity. - Timecodes: 00:00 - Markus Thielen Joins Markets Outlook 00:37 - Where Does Bitcoin End the Year? 02:02 - When Do We See a New ATH? 05:32 - Brand New Rails: Symbiotic x Centrifuge 08:44 - Is Bitcoin Still a Retail Product? 12:03 - $1 Million Bitcoin by 2030? 15:20 - On-Chain Signals to Watch Right Now - This interview was recorded on August 19th before bitcoin's most recent rally. - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. RealFi is launching August 2026. Join the Testnet now at realfi.co. - This episode was hosted by Jennifer Sanasie.

Bitcoin explodes above $72K in its biggest upside move in years, wiping out a record $2.7B in shorts as ETF inflows return and majors start to lead again. We also cover Treasury stepping in with larger long-bond buybacks, Trump pushing for CLARITY while opening the door to Hyperliquid and U.S. perps, and Elon Musk exploring USDC payouts on X. Learn more about your ad choices. Visit megaphone.fm/adchoices

With Bitcoin surging past $72K and showing signs of a broader breakout, 10x Research CEO and Founder Markus Thielen joins Jennifer Sanasie on Markets Outlook to explain why he turned bullish early and why he believes the cycle low is already behind us. From Fed tailwinds and institutional flows to the key levels that could unlock a new all-time high, Markus breaks down what's driving the move. Plus, we look inside Symbiotic's partnership with Centrifuge to offer instant USDC liquidity. - Timecodes: 00:00 - Markus Thielen Joins Markets Outlook 00:37 - Where Does Bitcoin End the Year? 02:02 - When Do We See a New ATH? 05:32 - Brand New Rails: Symbiotic x Centrifuge 08:44 - Is Bitcoin Still a Retail Product? 12:03 - $1 Million Bitcoin by 2030? 15:20 - On-Chain Signals to Watch Right Now - This interview was recorded on August 19th before bitcoin's most recent rally. - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. RealFi is launching August 2026. Join the Testnet now at realfi.co. - This episode was hosted by Jennifer Sanasie.

TokenBrice is the Founder and Ike is Growth & Comms Lead at Pharos.In this episode of DeFi Frontier, Bryce and Ike walk through how Pharos provides investors, a free tool for tracking stablecoin cap, peg stability, liquidity, and dependency risk, including what factors into a stablecoin safety score, and what red flags to avoid. They even offer case studies and live examples of how Pharos tracks stablecoins, including how Pharos flagged the pmUSD stablecoin before it ever depegged.Don't touch another stablecoin without checking Pharos first!------

https://youtu.be/jPTlkjF8M-c Tanner Taddeo, CEO and Co-Founder of Stable Sea, is driven by a mission to bring Wall Street-grade financial services to Main Street while embodying the principle Stay Put in Your Convictions. By combining blockchain technology, stablecoins, tokenized capital markets, and AI advisory services, Tanner helps businesses access investment opportunities, put idle cash to work, and move money globally with greater speed, transparency, and capital efficiency. In this conversation, Tanner introduces The Lionel Messi Startup Framework—Develop a High-Level Thesis, Talk With and Learn From the Market, Run 30-Day A/B Tests, Iterate Your Offering, and Stay Resolute With Your Convictions. He explains why founders should observe patiently, validate their ideas with customers, and act decisively when market opportunities emerge. Tanner also discusses balancing long-term conviction with continuous experimentation, unlocking 24/7 liquidity through tokenized capital markets, reducing friction in cross-border payments, and finding urgent “morphine” problems that customers cannot afford to leave unsolved. — Stay Put in Your Convictions with Tanner Taddeo  Hello everyone. Steve Preda here, and my guest today is Tanner Taddeo, the CEO and Co-Founder at Stable Sea, an autonomous treasury management platform that helps finance teams and global businesses access capital market products and move money around the globe to 40 currencies with the cheapest FX rates. Tanner, welcome to the show.  Steve, thanks for having me. Excited for the conversation today.  It’s very interesting that this is how you position your business because most businesses in your industry, as I see them, position themselves with low transaction fees, but really their money is made on the FX. So if you do preferential FX rates or cheap FX rates, that can be a very transparent way of getting business. So I don’t know if that connects to your personal why, but I’d love to learn about your personal why and how you manifest it in your business.  Yeah, definitely. At Stable Sea, we’re very mission-driven in terms of everything that we do. The team itself comes from Block, which was formerly known as Square. Yeah. And everyone on the team has been focused on building products for the real economy, for consumer use cases, for business use cases, et cetera, over the course of everyone’s career.  And so when we started at Stable Sea, our primary thesis was, with blockchain, with stablecoins, with some of the tokenized capital markets products like money market funds, bonds, equities, et cetera, that are coming on-chain, how can you really take Wall Street-grade financial services and provision them out to Main Street for businesses that need them the most? And so the why for Stable Sea, for myself, for the team, is really around helping businesses drive greater capital efficiency in their operations. And we service businesses in the real economy that typically make widgets or some sort of physical hardware devices, and they need to send them around the world.  We help them because we give them access to different types of capital markets products, so money markets and private credit and fixed-income products, et cetera. And then we help them move their money around the globe a little bit more efficiently than they could with either their state bank or their credit union or some third-party cross-border payments provider. Because our firm thesis has always been, if you and I ran Coca-Cola or a large organization, we would have the best-in-class transaction banks helping us put our idle capital to work at every point in time during the day.  If you and I ran a steel manufacturing company in Missouri, you typically have a checking account and QuickBooks, and that’s about it. And so for us, it was always about helping businesses grow, save more money, and then operate more efficiently with some of the new technologies that are out there today.Share on X  So that means, presumably, that what you focus on is more about the investment side of the business rather than crypto and blockchain, and helping people access financial products through the blockchain. Help me understand a little bit what you do and how it is different from what people can get from banks?  Yeah. So everything that we do, all the technology that we build and provision, is on-chain. So all of the capital markets products are tokenized. So tokenized bonds, tokenized equities, tokenized fixed income, tokenized money markets. All of the payment services and settlement services that we offer are through the use of stablecoins, and we can send that around the globe, settle it instantly, and then have low FX rates off the back of that. And then we have some of our AI advisory services.  But from a broad paintbrush perspective, at Stable Sea, you’ve got three products that hang off of our platform. You’ve got capital markets, you’ve got global settlement, and you’ve got advisory services. And then with all of that, we share a common architecture, and that architecture is built across many different blockchains. And then we utilize stablecoins and we utilize RWA tokens, or real-world asset tokens, to provision those use cases.  So everything that we do is stablecoin-native, but we don’t lead with that from a messaging perspective. And the reason we don’t lead with that from a messaging perspective is that if you and I ran a bakery here in Brooklyn, New York, and we had a point-of-sale terminal that just got offered RTP access from the Fed for instant settlement, the bakery owner doesn’t really care about the technology underneath it.  They just care, “Do I trust it? Is it going to get me my money quicker, and is it going to be cheaper than my current alternative?” How it happens, not very many people care unless you’re in the industry and you’re a builder, product manager, et cetera, and you want to nerd out on the actual mechanical nature of how the product works. But for us, it’s always been leading with the narrative of, what is the value proposition and how can we drive greater value to the businesses? So that’s how we lead. But to your point on what the difference is, with any new technological paradigm that occurs, rarely is it so disruptive in nature that folks can’t recognize it.  Everything that happens in terms of the innovation paradigm is typically you stand on the shoulders of giants and you make things incrementally better. And so for us, what we do with capital markets is, the first value proposition is that many businesses in the United States just don’t have access to a diverse array of capital markets products. So the first thing that we have done is just provision access, which is an innovation in and of itself because in the traditional markets, if you want to access a money market fund or a fixed-income product, you typically have high hurdle rates, meaning that as a business, you need to invest at least $10 million at the asset manager in question.  You need to hold that there so then you can get access to all these products. With us, you don’t. There’s only a $1 minimum to clear, so I think most folks can handle a $1 minimum. And then secondly, as things go on-chain, the value proposition there is that you have 24/7, 365 liquidity and tradability. And so what that means is that, just from a money market fund perspective, the interest accrues daily and it pays out daily.  So you get this interest that is dripped into your account daily as opposed to waiting for a month. You also have the ability—so let’s say that you and I run this bakery in Brooklyn. Let’s say that we close our business on Friday, and we’ve got $100,000 sitting in our checking account, and we’re closed on Saturday, Sunday because it’s the July 4th holiday. So we know $100,000 is just going to be sitting in our checking account Saturday, Sunday, not being put to work. With Stable Sea, you can put that to work in a tokenized money market fund because it operates 24/7, 365.  So what we see is businesses now that close their books on Friday can just do an auto-sweep into a money market fund, generate yield Saturday, Sunday, get back to U.S. dollars for their open of business. And again, it’s one of those things where it might not sound like the most revolutionary concept in the world, but if you can help businesses, especially in the mid-market, lower mid-market, operate a little bit more efficiently, I mean, saving an additional $20,000, $30,000, $40,000 a year is a big value-add to them in the real economy, right? If you’re a large Fortune 100 company, you probably don’t care, or it’s not as valuable. But for us, the companies that run on us, these small increments, standing on the shoulders of giants, a small derivation in innovation is actually really valuable for the end user.Share on X  Well, I think it is because, looking at the inverse of it, I used to be in banking, and I know that one of the biggest moneymakers for banks is float. Yeah. So it’s basically the money that doesn’t earn interest, which they have access to just because they cash the check a day later or make the wire two days instead of one day. And essentially, what you’re doing is you’re taking this money from the bank and you’re giving it to the company that actually should have it in the first place, right? Yep.  Then the question is, how are the banks going to survive if you take away their bread?  Yeah. That is the debate that’s happening right now. I think if you’re one of your G-SIBs, your major banks, you’re going to be okay. So the top 25 banks in the U.S. are going to be just fine, and they make money in tons of different ways, and you’re not going to disrupt that trust ultimately. In the long tail is where I worry because a lot of credit unions and a lot of state banks, they just don’t offer—they’re smaller banks, right?  So they’re not managing—they don’t have a ton of money by virtue of assets under management. So with the deposits that they receive, they need to turn around and recycle that because it’s fractional depository lending, meaning that if I have a checking account, I put 10 grand into it, the bank is then turning around with that 10 grand, making money on it somehow. And you have to think, how does the bank actually make money on that? Well, they typically make it through debt facilities, so mortgages, auto loans, student loans, cards, et cetera.  They’re putting it to work in high-margin financial products back into the economy. They’re not taking that and then buying some money market fund from an asset manager where they make 10 basis points and provisioning that out to the businesses, right? There, I think that we’re seeing a lot of companies move off. They’re taking their money from their checking account, moving it to Stable Sea because we can put it in these capital markets products.  I think that overall, that’s a net positive for the business because the business now has a higher degree of operating capital on hand that they can make money with. But by the same token, if the state banks and the credit unions don’t wake up and respond to this, their depository base will be, if not fully eroded, tarnished and diminished. And what that means for local community health, I’m not sure because banks do play a very important role, especially credit unions and local banks.  You know your local community the best, and so you lend back into that community with the deposits that you receive from that community. So there’s a cyclicality to it which has some poetry in it. And so it’s not apparently clear to me that some of this stuff is going to be a net positive. But at the same time, living in one of the most capitalistic countries and markets in the world, there’s a clear demand for this, and if the banks aren’t going to wake up and serve it, we’ll be there to help businesses do what’s best for them.  Yeah. It’s the invisible hand, right? You increase the efficiency, which will force the banks to also increase their efficiency. And yeah, the smaller banks might have to be more innovative. But they are more nimble, so maybe there are other ways that they can serve the community.  So I’d like to switch gears here and talk a little bit about frameworks. So this is a podcast of frameworks, and 350 episodes in, I’m always looking for some kind of a framework, shortcut, a mental model that you have come across or developed yourself that helps you make more sense of the world around you, get something done. It can be explained in three to five steps, something like that, which the listeners might get some ideas out of and be able to improve their businesses. So what comes to mind for you?  Yeah, two things. I’ll start with a high-level analogy and then go a little deeper. It’s the World Cup right now, so I don’t know if you or any of your listeners are following the World Cup. But if you watch Messi play, his playing style is a great analogy for startups. And whether that be a startup externally where you raise venture capital, or even just intrapreneurship if you’re inside of a big company and you’re on an innovation team, et cetera.  From the outside, it looks like startups are always building things and they’re always moving fast, et cetera. But in reality, if you watch Messi play, Messi really doesn’t move that much on the pitch. He just sits around, he observes, he watches, and then when a hole opens up and some opportunity opens up, he breaks for it, and then he goes and executes. But he spends the vast majority of time just sitting there, tinkering, observing, watching. And then if you’re watching him, you’re like, “He’s not working that hard. He’s just sitting around.”  And then he goes and executes. But he’s always observing, he’s always watching, and there’s a real learning in that. I feel like Silicon Valley, as it relates to startups, there’s this pressure that you always have to be building, you always have to be shipping, you always have to be constantly grinding. I think that wisdom is actually counterintuitive because you want to have a thesis in the market, and then you want to be able to test that thesis quickly. So in some respects, you do want to be shipping all the time.  But you don’t want to be working for the sake of work. You want to have a thesis in the market. You want to be building towards that thesis that will happen in the next six months, 12 months, two years. And then you always want to be learning and talking to the market because when that hole does open up, you’ll have the right product at the right time to go and execute on. So I think that's something that we have learned: being patient and staying resolute in your conviction that what you're building is right.Share on X And it can’t just be a gut feeling. It has to be validated by the market.  So we do a bunch of A/B tests every 30 days where we have an idea about a feature or a product or a direction we want to take it. And the thing is, if you can’t get five CEOs on the phone in 30 days to validate if a product is going to be interesting or not, then that’s a signal in and of itself, right? So for anything that we do, we always have a thesis on the market, and then we spend 30 days testing it. And at the end of those 30 days, we get some feedback.  The reason why we do these A/B tests, just to drill down into one level further, is that the idea of a startup or a product that you have in your head, it’s a living entity. It’s always evolving on the basis of who you talk to, what your team is thinking, what you’re reading in the market, et cetera.  And then you’re trying to take that living concept and plug it into a market. But the market itself is also living, right?  You’ve got regulations, you’ve got different macroeconomic cycles, you’ve got companies that have budget, don’t have budget, people getting laid off in different organizations. The market itself is living and evolving. So you have this idea that is living and evolving, and you have a market that is living and evolving, and you need those two things to stick together. And so for us, we’re always wedded to this concept that product at time A is not going to be product at time Z. You need to constantly be doing A/B tests to figure out what that right fit is.  And then when you have that fit, you need to double down on it and grow it into a line of business. But you also need to recognize that there are very few businesses in this world that have been around for more than 200 years, if at all. So whatever your original product idea is, or whatever the feature that gave you product-market fit is today, you have to consciously be aware that, “Hey, that’s not going to be the thing that gets us to IPO in five years’ time.” So you can’t be lulled into this false sense of security. You always have to be waiting, observing, testing, experimenting, growing, and then if you see opportunity, you strike.  Yeah, this is fascinating. Especially now, things are moving very fast with AI creating capabilities all the time for people to test products or to create capabilities that then get disrupted in a couple of months. So it’s interesting that you say that you have to stay resolute in your conviction. So there is a tension there. You build a thesis and you stay resolute, but then you’re testing and the market might tell you not to be resolute.  And then you also told me that companies don’t live forever. So how do you resolve this tension of being stable with your thesis and not letting your conviction be upended, but also being nimble in the changing market dynamics and everything to respond to? So how do you manage the tension?  Yeah, it’s a good question. There has to be a high-level thesis, right? So for us at Stable Sea, it is as simple as: In 10 years from now, will more finance teams and businesses be on-chain or off-chain than today? And so our high-level conviction is, in 10 years’ time, more businesses will be running their treasury stack on-chain. So that’s our conviction. We know, come hell or high water, that is going to be where the puck is going to be in the future, and we’re going to skate to that future.  So if you start with this high-level conviction that more companies are coming on-chain, that is what we’re building for. Now, how they come on-chain is a matter of debate, which is where the A/B test comes in, right? We originally thought it was going to be for payments. So we built all the stablecoin infrastructure to do global payments in 40 different markets.  Turned out to be not the case, actually. And then we started tinkering as we saw the data coming in and were like, “Okay, some companies are using stablecoins for payments, but there’s a bunch of inefficiencies. That world’s still going to take two or three years to wake up. Where is the wedge in the market today?” And so when we started experimenting with capital markets products, we found that there was this massive opportunity that businesses just didn’t have access to a diverse array of yield-bearing strategies, and they wanted that.  And so that was where we were like, okay, let’s get businesses into the on-chain economy through capital markets. And then what we’re finding is, as folks come onto the platform, everyone uses us today for capital markets, and then 20, 30% of our companies say, “Actually, I do have a cross-border payment need, and I already hold money with you. Can you facilitate that payment or that settlement to Mexico, Colombia, Brazil, South Africa, et cetera?”  So for us, when I say you need to stay resolute in your conviction, our why is always: We want to take Wall Street-grade financial services and provision them out to Main Street.Share on X The conviction behind that is that you can do that through on-chain technology. And then in 10 years from now, more businesses will be on-chain than off-chain. How we get to that future in 10 years, who knows, right? And that’s where the fun of the startup is.  You’re always testing. And so for us, we’ve waxed and waned on different product strategies, primarily because the market has changed. And as people start to educate themselves on what the value props are, you see where folks find value, and then you build to that value. And in theory, in three, five, seven years, we should be living in a world where more companies are operating on-chain, and then they might use that full product suite.  But out of the gate, it’s kind of like, where is that value, that wedge? You charge as hard as you can into that wedge, and then you continue to expand your product set over time. All with that high-level conviction of, in 10 years from now, we believe that more businesses will be on-chain than off-chain.  So basically, you want to find the point where you can penetrate that market opportunity, and then it’s a land-and-expand kind of thing. And then you expand from there as the market opportunities evolve over time. But you already have a customer, you’re already building trust with them, and now they’re going to be more disposed to buying from you.  Yeah, that’s right. And I think it’s interesting from a mental place being a startup because you’re forced to think so short-term because you just need to generate revenue, get to the next capital round, et cetera. So you’re always building for the moment. But what we try to do at Stable Sea is we try to think as if we were already a Vanguard and a large company, to the extent that we have the luxury of planning for 10 years.  If you think about it in that regard, it takes a lot of the day-to-day anxiety away. It’s a little bit like, if you listen to Warren Buffett, any time that there’s volatility in the market, he’s like, “Well, it doesn’t really bother me because I’m investing for 50 years.” So, is it up 20%, down 20%? Who cares? In 50 years, it’s going to be up 200%, so that’s all I’m worried about, right? And there’s a real luxury when you come and think about it that way. So that’s why I think if you’re founding anything, or if you’re starting something inside of a company as an intrapreneur, you need to have a strong conviction on where the market’s headed in five or 10 years, and then you need to test towards that future. But that also makes the day-to-day operations of the business a little bit more palatable.  So often, you can get caught up in this whipsaw of, “Big Company A launched this product. Regulation came down, wiped out this company. This competitor raised a Series C, and they have way more money in the bank than we do.” And so you can get caught up in all this minutiae, but it doesn’t really matter if you sit back and you say, “I know that I’m going to find a way to make this business exist for the next 10 years.” In 10 years’ time, what does the future look like? Do I feel strongly that that’s going to be the case? Cool. I’m going to build towards that future. And then whatever the headwinds are in the interim, they’re just short-term temporal problems that kind of come and go along.  Yeah. I mean, I totally agree with you. And interestingly, 20 years ago, or 25 years ago, I didn’t feel like I had enough time to think that long term. But now that I’m older, I actually am more patient to have the long view, which is very counterintuitive.  And Dan Sullivan, who is a coach and the founder of Strategic Coach, he is now, I think, north of 80, and he has this thesis that even at his age, he has a 25-year plan, and that allows him to actually create more value. So that’s fascinating. So switching gears here, what drives growth in your business right now?  Yeah. So we govern the business with an assets under management model. So we have USDC, we’ve got money market funds, we’ve got fixed-income products, we’ve got Bitcoin on platform. So we just look at overarching platform balance. And so that’s the primary, very simple heuristic for how we define success: Is that thing growing month over month, quarter over quarter? That’s how we define growth and measure our growth.  But again, the value prop in terms of what drives that, why do companies actually sign up to Stable Sea? Primarily because they just don’t have access. Almost every business that we have talked to so far, and honestly every business that I’ve interacted with, has idle cash sitting in a checking account someplace. Full stop. And that idle cash could sit there for the weekend, i.e., two days, or it could sit for a quarter. If you’re gearing up for quarterly bonuses in Q1, you will escrow a million, $2 million in Q4 so you can pay out in Q1. Not just the U.S. economy, but every economy, there’s just cash sitting around at a bank, and it’s being underutilized.  And so for us, when we go and finally chat to businesses in the mid-market, lower mid-market, even SMBs, we have a customer on platform that invests $2,500 every week. It almost looks like a checking account, or almost looks like retail behavior in some ways. But they do it because they say, “Hey, I don’t make a lot of money with my business, but if I can eke an additional two, three grand at the end of the year, that’s valuable to me.” And there’s a real poetry to that because they’ve never had access to it. They’ve always wanted it.  But banks, large and small, won’t go build for the long tail of the economy. And so finally, we show up and we say, “Hey, here’s your menu of investment options. Here’s the risk profiles. Here’s how you should think of it. Based on the seasonality of your business, we can get you into the right products.” There’s real utility there, and that’s what kind of drives the value proposition and the growth of the business and the business’s assets under management overall.  So you’re looking for opportunities where you can be additive to customers, where there’s a situation where maybe there’s a gap in the market or there’s friction that they are experiencing with investing their money, and you can be the wedge in that situation and offer them a 3X better solution.  Yeah. Correct. Correct. And again, our tagline internally is, “Keep your bank, upgrade your capital.” Because we really don’t want to compete with the checking account. Where you run payroll, where your invoices land if someone pays you, your day-to-day spend, keep your banking relationships because it’s very difficult to usurp that. And also, we don’t want to get into that. That puts us squarely in this neobank realm where you’ve got great companies like Mercury and Rho and Ramp and Brex and a thousand other companies there.  We don’t really want to go compete with that. We’re more of, if you had the privilege of working with some of the largest transaction banks in the world, that’s what we’re trying to be and essentially provision those services out to the real economy, which is typically access to capital markets, access to global foreign exchange for payments and settlement, and then advisory services, tax reporting, et cetera.  Almost like a democratized private banking service.  Yeah. Yeah. All of us at Stable Sea, we’re trying really hard to steer away from the banking narrative, but yes, in the future, if you take that 10-year perspective, yeah, we will most likely be a private banking solution, a democratized version of that.  Yeah. Fascinating. So what’s one thing that you’re actively trying to figure out right now in your business?  Yeah, it’s a great question. I mean, the one thing that we’re actively trying to figure out is two things, really. One is, so we build directly into ERP systems like QuickBooks or NetSuite or Oracle or SAP, and we have advisory services. So we take a lot of that data, we build our own model weights on top of it, and then we offer that out to our customers so that they can essentially query their own transaction data and use it for different services.  Now, we’ve got strong signal on the first value proposition for that, but I’m curious mostly for owner-operators in the real economy: What are their biggest back-office pain points? And that’s something that we’re trying to figure out because we hear a lot, “Yes, we don’t have access to savings products.” Okay, we can solve that today. “Yes, cross-border payments are frustrating, slow, and expensive.” Yes, we solve that today.  So we’re looking for that third pillar. One of our VCs always talks to us about morphine versus vitamins, where it’s kind of a crude analogy, but if you go to the hospital and you’re in dire pain, you don’t want to be sold vitamins. You want some morphine, and that’s what you’re going there for, right? And when you’re in a startup and you create products, you’re really looking for that morphine of, people just cannot live without this product. And then you can sell all the value-added services around it, which are essentially the vitamins.  And so for us, we’ve found two morphine-like products where there’s a real pain point for accessing capital markets. Primarily, there is no ability to access that today. And then second, cross-border payments: slow, difficult, expensive, opaque, all the things. Solved that. So the third one that we’re trying to figure out now is: How do we A/B test quickly enough to figure out—we have a treasure trove of data building into ERP systems—what is the highest signal-to-noise product that we can build using a diverse data set to help owners operate their back office a little more efficiently?  So you say highest signal-to-noise. Is it the ratio of signal to noise? So what is the product value which you can detect as being a need in the market? Is this what you mean by that? Yeah, yeah. It’s like, what is that one pain point that is so resolute that people are like, “I would do anything to have this thing solved”? There’s all these value-adds like cash flow reporting and automating some of your tax stuff at the end of the year, which are all nice-to-haves. We’re curious. We’re trying to figure out what it is that folks will say, “I’ve got all this data in my ERP system. I would love to know one, two, three things and have A, B, C automated so my back office can run a little bit more efficiently and my accountant doesn’t have to ask me every quarter-end, ‘Where is X, Y, and Z statement?'”  Yeah. I mean, I’ve got some ideas, but I’m sure that you’ve already thought about most of it, so I’m not going to share them. So if someone is listening to this who is a small business or medium-sized business, and they’ve got some cash just sitting around, or they’d like to invest, but they don’t have big enough balances or the transaction costs are prohibitive for their size of investment, whatever the reason, but they are curious about exploring how to have access to better FX rates, more investment products, where can they learn more, and how can they connect with you?  Of course. Well, connect with me on LinkedIn, Tanner Taddeo, pretty easy to find. And then the platform is stablesea.com. So, free to sign up, no cost whatsoever. Also, no cost to use the platform at all. So feel free to sign up right online, and then, yeah, typically it takes us two days to run through the KYB document requests, and then you’re up and running. So, pretty simple. Stablesea.com, free to sign up and start putting your capital to work. Awesome. We try and make it as seamless as possible.  So I’m just wondering, the name of the company, is it something to do with stablecoin? Is it a sea of opportunities for stablecoin?  It was stablecoin for sure. So we started with the word “stable” and then “sea” because we wanted to provide a sea of liquidity. Both for FX, because we do B2B settlements, which are typically large transactions, low volume. You’re not doing twenty $10 million transactions a day. You’re typically doing one $10 million transaction a week or every other week. But you need a deep pool of liquidity to service that.  And then also, from a capital markets perspective, we wanted to be able to provide a sea of liquidity there for different investment options that companies could access based on the seasonality of their cash flow or the risk tolerance that they have as a business. So stable meets sea, so Stable Sea.  Okay. Well, if you want to keep your bank but upgrade your capital, then reach out to Tanner Taddeo, the CEO and Co-Founder of Stable Sea. He’ll get you more investment opportunities that maybe you have not had access to. And if you enjoyed this episode, make sure you subscribe and follow us on Apple Podcasts. Do not miss any episode with exciting entrepreneurs like Tanner. So thanks, Tanner, for coming, and thank you for listening.  Thank you, Steve. Important Links: Tanner's LinkedIn Tanner's website

Abra sua conta na COINBASE e ao comprar R$1000 ganhe $10 USDC:https://coinbase-consumer.sjv.io/c/7081608/3861328/9251A guerra contra o Irã e o fechamento do Estreito de Hormuz deveriam ter provocado uma explosão histórica no preço do petróleo. Cerca de 20% do petróleo mundial deixou de passar por uma das rotas mais importantes do planeta — mas a crise econômica prevista não aconteceu na mesma intensidade.Um dos principais motivos pode estar na China. Pequim reduziu drasticamente suas importações de petróleo, retirando cerca de 5,5 milhões de barris por dia de sua demanda e alterando completamente a equação do mercado global.Neste vídeo, explico como a China conseguiu fazer isso, o possível papel de suas enormes reservas estratégicas de petróleo e por que parte desses estoques pode ser muito maior do que o mundo imaginava.Mas a grande pergunta é: por quê?A decisão pode estar ligada à proteção das exportações chinesas, ao chamado “Dilema de Malaca” e até à preparação de Pequim para um eventual confronto envolvendo Taiwan. Ao mesmo tempo, o episódio revela que a China pode ter adquirido uma capacidade inédita de interferir diretamente no preço mundial do petróleo.Entenda o que pode estar por trás de um dos movimentos mais misteriosos da geopolítica atual.Você já conhece o meu aplicativo? No HOC ACADEMY você tem acesso a cursos e aulas exclusivas, além do BUNKER DO HOC, um feed de notícias e análises em tempo real sobre as coisas mais importantes que acontecem no mundo. Clica no link e não fique de fora dessa!LINK HOC ACADEMY:https://lp.hocacademy.com.br/home-nova/#China #XiJinping #Trump #Petróleo #Geopolítica #Taiwan #Irã #Hormuz #coinbase

 EPISODE DESCRIPTION In this episode, I sit down with Joao Lobo, founder of Kute Wallet , a Bitcoin-only, non-custodial wallet built for the next generation of crypto users. Joao walks me through his journey from discovering Bitcoin on 4chan forums in 2013, to building a PIX-integrated wallet for Brazil, to now targeting the European market with a product designed to feel as simple as a banking app. We dig into what makes Kute different , from Lightning-powered Polymarket integration to upcoming Hyperliquid stock exposure and Morpho lending features , and why he believes the future of finance is a seamless blend of non-custodial crypto and traditional banking. We also get into the brutal reality of customer acquisition costs, why MetaMask and Phantom overwhelm new users, and the advice Joao has for any founder building in this space right now. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Kute Wallet Website: https://kutewallet.com/Twitter/X: https://x.com/kutewalletInstagram: https://www.instagram.com/kutewallet?igsh=azVtbmc5NDQ5b3Zx&utm_source=qrJoao Lobo LinkedIn: https://www.linkedin.com/in/joao-pedro-miranda-0ba478a7/?locale=enWeb3 with Sam Kamani: https://www.web3pod.xyz KEY POINTS WITH TIMESTAMPS • [00:00] Sam introduces the episode and guest Joao Lobo, founder of Kute Wallet• [01:36] Joao's origin story: first hearing about Bitcoin on 4chan in 2013, buying in 2019, and eventually committing his career to crypto• [04:21] How Joao went from working at a gambling company to founding a Bitcoin wallet for Brazil (SAT Sales), then pivoting to Kute Wallet for Europe• [05:11] Why Joao integrated Polymarket directly into Kute via Lightning rather than building a competing prediction market• [08:06] What makes Kute Wallet different: Bitcoin-only, Lightning-powered, clean UI, and cross-chain swaps via Sideshift and Orchestra• [11:24] Upcoming features: Hyperliquid integration for ETFs and stocks, Morpho for USDC yield and Bitcoin-backed loans, and an in-app AI assistant called Sal• [13:40] The long-term vision: combining a non-custodial crypto wallet with a fiat bank account to close the full financial loop• [14:11] Target demographic: 18 to 30 year olds open to new financial technology and risk• [18:18] How Kute tackles complexity , using plain language instead of crypto jargon and an AI mascot to explain features in context• [22:18] The biggest challenge: customer acquisition costs rising rapidly across all software, and how founder-led community building is the counter-strategy• [26:18] The biggest misconception about crypto wallets: most people outside the space don't understand custodial versus non-custodial• [29:27] How stablecoins and blockchain rails are already powering global trade and payments, especially in emerging markets• [37:23] Technical architecture of Kute: BDK, Breeze for Lightning, Sideshift, Orchestra, and direct Polymarket and Hyperliquid integrations via private key• [40:08] Current stage: Android live, iOS App Store approval imminent, part of Antidot Bitcoin incubator in London, seed round targeting September close• [42:53] Joao's advice for founders: use AI tools aggressively now while they are subsidised, iterate fast, build a social presence, and make human connection your moat

幻冬舎の暗号資産（仮想通貨）/ブロックチェーンなどWeb3領域の専門メディア「あたらしい経済 https://www.neweconomy.jp/ 」がおくる、Podcast番組です。 ーーーーー 【番組スポンサー】 この番組は、暗号資産取引におけるフルラインナップサービスを提供する「SBI VCトレード」のスポンサーでお届けします。 ーーーーー SBI VCトレードは、「暗号資産もSBI」のスローガンのもと、国内最大級のインターネット総合金融グループであるSBIグループの総合力を生かし、暗号資産取引におけるフルラインナップサービスを提供しております。暗号資産交換業者・第一種金融商品取引業者・電子決済手段等取引業者として高いセキュリティ体制のもと、暗号資産の売買にとどまらない暗号資産運用サービスや法人向けサービスの展開、さらにステーブルコインのユーエスディーシー（USDC）を国内で初めて取り扱っております。 ーーーーー SBI VCトレード公式サイト：https://account.sbivc.co.jp/signup?hc_ak=1RNML.3.M06AS ーーーーー 【紹介したニュース】 ・ブーストリーとデジタルアセットが協業、カントン対応マルチチェーンウォレット年内提供へ ・ネットスターズ、ローソン店舗でステーブルコイン決済実証へ、USDC・USDT・JPYC対象に既存POSと連携 ・韓国ビッサム、2028年のIPO完了を目標にロードマップ公表。内部統制や会計体制を整備へ ・ビットマインがイーサリアム追加取得、総保有量579万ETH超に ・ストラテジーが1638BTC売却、優先株配当とSTRC買い戻しに充当 ・ビットコインソロマイナーが約3.16BTC獲得、ckプールで317例目のソロブロック生成 ・トランプ兄弟支援のアメリカン・ビットコイン、Q2赤字転落。BTC下落響く ・テザー、Q2純営業利益約15億ドル。USDT準備の現物金保有量146トン超に ・南アフリカ、暗号資産の越境移転に規制案。認可業者経由・中銀報告を義務化へ ・ロシア政府、モスクワ市・州などで暗号資産マイニング禁止へ ・韓国、海外の未申告暗号資産事業者サイト遮断の審議基準を協議＝報道 ・バイナンス創業者CZ、「ハードウェアウォレットにもバグがある」と発言。コールドカード問題受け ・ケニア国家試験評議会、1500万件超の学歴データをアバランチで検証可能に ・ロビンフッドUK、英FCAの暗号資産事業者登録を取得。取引サービス開始へ ・Nyxとコノエ、「ハルシネーションしないAI」の実現に向け共同研究。Leanと圏論を活用 【あたらしい経済関連リンク】 ニュースの詳細や、アーカイブやその他の記事はこちらから https://www.neweconomy.jp/

幻冬舎の暗号資産（仮想通貨）/ブロックチェーンなどWeb3領域の専門メディア「あたらしい経済 https://www.neweconomy.jp/ 」がおくる、Podcast番組です。 ーーーーー 【番組スポンサー】 この番組は、暗号資産取引におけるフルラインナップサービスを提供する「SBI VCトレード」のスポンサーでお届けします。 ーーーーー SBI VCトレードは、「暗号資産もSBI」のスローガンのもと、国内最大級のインターネット総合金融グループであるSBIグループの総合力を生かし、暗号資産取引におけるフルラインナップサービスを提供しております。暗号資産交換業者・第一種金融商品取引業者・電子決済手段等取引業者として高いセキュリティ体制のもと、暗号資産の売買にとどまらない暗号資産運用サービスや法人向けサービスの展開、さらにステーブルコインのユーエスディーシー（USDC）を国内で初めて取り扱っております。 ーーーーー SBI VCトレード公式サイト：https://account.sbivc.co.jp/signup?hc_ak=1RNML.3.M06AS ーーーーー 【紹介したニュース】 ・ビットゲット、日本居住者向けサービス終了へ。年末に未決済ポジション強制決済 ・コールドカードでシード生成の脆弱性、利用者に資金移行呼びかけ。ギャラクシーは被害を約1756BTCと推計 ・BNBチェーン、元従業員に法的措置。チュートリアル用ウォレットでミームトークン発行か ・サークル、NY州で限定目的信託会社の認可取得。「USDC」発行主体を移管へ ・BTCBOX、約半年ぶりに一部サービス再開へ。ログイン・暗号資産入庫から ・ソラナで米自動車ローン利回りトークン「AUTO」提供開始、ハストラがフィギュアらと展開 ・ユニスワップ、利回り運用機能「Earn」提供開始。モルフォ基盤でUSDCなどの利回り運用に対応 ・イタリア中銀、ステーブルコイン「USDC」の送金効率を実取引で検証＝レポート ・豪eセーフティー、テレグラム関連2社を連邦裁に提訴。テロ促進・支持素材への対応不備を主張 ・ソラミツCBDC、太平洋島嶼国・パキスタンでCBDC等実証へ。経産省補助事業に採択 ・リップルの米ドルステーブルコイン「RLUSD」、韓国4取引所で取引可能に。アップビット・ビッサムなど ・ビットコイン特化型イベント「BITCOIN JAPAN 2026」、11/27・28に秋葉原で開催へ。一般入場無料 【あたらしい経済関連リンク】 ニュースの詳細や、アーカイブやその他の記事はこちらから https://www.neweconomy.jp/

Abra sua conta na COINBASE e ao comprar R$1000 ganhe $10 USDC:https://coinbase-consumer.sjv.io/c/7081608/3861328/9251O que aconteceria se Vladimir Putin decidisse usar uma arma nuclear na Ucrânia?Neste vídeo, analisamos os principais cenários considerados por governos e especialistas: uma detonação demonstrativa sobre o Mar Negro, o uso de uma bomba nuclear tática no campo de batalha ou um ataque contra uma cidade ucraniana.Também relembramos a crise nuclear de 2022, quando autoridades americanas identificaram discussões entre militares russos sobre o possível emprego desse tipo de armamento. Naquele momento, Estados Unidos, China, Índia e outros países enviaram recados a Moscou sobre as consequências de uma escalada nuclear.A análise mostra os possíveis efeitos militares, políticos e econômicos de cada cenário, incluindo uma eventual resposta convencional da OTAN, o isolamento internacional da Rússia, a reação da China e o risco de uma nova corrida nuclear em países como Polônia, Coreia do Sul, Japão e Arábia Saudita.Por fim, discutimos o paradoxo das armas nucleares: enquanto permanecem guardadas, elas funcionam como instrumento de dissuasão. A partir do momento em que são utilizadas, podem provocar uma escalada impossível de controlar.Assista até o final e entenda por que um ataque nuclear poderia transformar a guerra da Ucrânia na maior crise da história.Você já conhece o meu aplicativo? No HOC ACADEMY você tem acesso a cursos e aulas exclusivas, além do BUNKER DO HOC, um feed de notícias e análises em tempo real sobre as coisas mais importantes que acontecem no mundo. Clica no link e não fique de fora dessa!LINK HOC ACADEMY:https://lp.hocacademy.com.br/home-nova/

YC's Nemil Dalal joins to explain why he's never been more bullish as BitMEX winds down after 11 years, whether every failed crypto idea (TCRs, DAOs, creator coins) eventually works, why crypto is really about money, Base's consumer mea culpa, on-chain reputation and credit, and who pays in the x402 AI-agent era. Welcome to The Chopping Block – where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. This week they're joined by Nemil Dalal, Visiting Partner at Y Combinator and ex-Coinbase, where he led USDC and the Coinbase Developer Platform. He's here to explain why, with exchanges winding down left and right, he's somehow never been more bullish. The crew digs into the great contrast of the moment: BitMEX shutting down after 11 years (plus BitMart, Movement Labs, Balancer Labs) while the plumbing quietly prints, and whether Imran's viral 'everything that failed will eventually work' thesis is genius or toxic positivity. From there it's the question of whether crypto is really only about money (Jesse's Base mea culpa included), a war-memories tour through TCRs, on-chain reputation and why pure on-chain credit keeps faceplanting, and finally who actually pays in the x402 AI-agent era, and whether decentralization even survives contact with Google-shaped gravity. Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Show highlights

 EPISODE DESCRIPTION I sat down with John O'Connor from RealFi to dig into one of the most overlooked problems in crypto , the fact that the $350 billion sitting in stablecoins is doing almost nothing for the people who hold it. Tether and Circle pocket the yield while you hold a digital dollar that just sits there. John walks me through exactly how RealFi flips that model, channeling your stable coins directly into real world credit markets and passing the returns back to you. We talk about USDR and sUSDR, how they manage liquidity risk and redemptions, why DeFi security is an existential threat right now, and why John actually wants RealFi to be called boring. We also get into the future of decentralised neo-banking in emerging markets, what lessons he carried over from his time as the first hire at Cardano, and why product market fit today matters more than a promised roadmap. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Website: https://realfi.coRealFi LinkedIn: https://www.linkedin.com/company/real-fi/Twitter/X: https://x.com/realfi_coRealFi Youtube: https://www.youtube.com/@Real_FiJohn O'Connor LinkedIn: https://www.linkedin.com/in/jjtoconnor/John O'Connor Twitter/X: https://x.com/jjtoconnor?lang=enWeb3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:00] Sam introduces John O'Connor from RealFi and the topic of productive stablecoins• [01:02] John shares his origin story , from Eve Online in-game currencies to Bitcoin to Cardano as its first hire• [02:54] The core problem: $350 billion in stablecoins sitting idle while Tether and Circle keep all the yield• [04:21] Who the primary users are , institutional allocators, trading collateral, and protocol treasuries• [07:05] Explaining USDR and sUSDR , the base stablecoin versus the staked, yield-accruing version• [08:28] How RealFi manages liquidity risk and redemption mismatches across two separate books• [11:27] Why RealFi is not competing with Tether and USDC but playing in a different and faster-growing lane• [13:24] The hardest challenge , bridging TradFi asset management with the crypto world and navigating global regulation• [15:32] Why DeFi security is an existential question right now and how AI is changing the exploit landscape• [17:40] Exploring smart contract insurance and the challenge of underwriting in a fast-moving risk environment• [21:59] North Star metrics , TVL growth, stickiness of capital, and being proud to be called boring• [25:54] Lessons from Cardano applied to RealFi , focus on product market fit today, not five years from now• [28:05] Companies John admires , Athena for tokenising the funding rate trade and neo-banking startups going after idle corporate balances• [31:37] What needs to happen for productive stablecoins to go mainstream , regulation, decentralised account recovery, and a full neo-banking stack• [35:59] The ask , RealFi is launching on Cardano and EVM Mainnet imminently and wants partners, users, and testers

SPONSORED CONTENT: This video is a paid partnership with 1inch. It was produced in collaboration with 1inch and is separate from Unchained's editorial coverage. 1inch cofounder Sergej Kunz says up to 85% of DeFi's liquidity sits idle. He walks through Aqua, the self-custodial product built to put that capital back to work. ======================================================== Thank you to our sponsor! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠1inch - Swap crypto at the best rates in DeFi with 1inch — and get an early look at Aqua, their new protocol that lets your liquidity do more than one job at a time https://1inch.io  ======================================================== Discover Aqua, their new shared-liquidity protocol that lets your capital power multiple DeFi strategies at once — without leaving your wallet. Learn more at https://1inch.io 1inch co-founder Sergej Kunz says he built Aqua after getting sandwiched by MEV bots while providing his own liquidity, and after 1inch's research found up to 85% of concentrated liquidity across DeFi sits idle. Kunz walks through why he thinks liquidity pools fragment capital by design, and how Aqua's intent-based, self-custody model tries to fix that without asking users to give up control of their assets. He covers Aqua's sub-wallet structure, how professional market makers settle trades after passing 1inch's compliance and KYB checks, and the rollout across 13 networks including Base and Robinhood's chain. Kunz also details 1inch DAO's plan to distribute USDC to liquidity providers. Host: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠André Beganski - Host Guests: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sergej Kunz - Cofounder of 1inch Timestamps

Jetzt bei Kraken anmelden und 30 EUR Bonus erhalten: https://bit.ly/kraken-bonusThemen & Timestamps:00:00 Begrüssung und Themenüberblick01:14 Bitcoin-OGs: Verkäufe auf Vierjahrestief02:36 Mining-Riese Pool-In beantragt Chapter 1104:52 Nächste Kryptobörse schliesst: BitMart stellt Dienst ein05:50 Russland: Sparbank steigt in den Kryptohandel ein07:39 Samsung Wallet mit Stablecoin-Support

Jetzt bei Kraken anmelden und 30 EUR Bonus erhalten: https://bit.ly/kraken-bonusThemen & Timestamps:00:00 Begrüssung und Themenüberblick01:10 Clarity Act: Ethikklausel und Streit zwischen Demokraten und Republikanern02:45 Quantenrisiko für Bitcoin: Konsortium um BlackRock und Fidelity04:27 Coinbase ermöglicht USDC-Zahlungen von KI-Agenten06:45 SEC diskutiert 24/7-Trading für Aktien09:08 Circle expandiert mit USDC nach Südkorea

Two weeks after launch, 85% of Robinhood Chain's trading is memecoins and just 1% is RWAs. Johann Kerbrat says that doesn't change the strategy. ======================================================== Thank you to our sponsor! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cape⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Your biggest crypto vulnerability isn't your wallet, it's your phone number. Cape is America's privacy-first mobile carrier that rotates your SIM identity daily and blocks SIM swaps before they happen. Get 33% off your first six months at cape.co/unchained (use code: UNCHAINED). ======================================================== Robinhood CEO Vlad Tenev told CNBC on July 2 that real-world assets, not memecoins, were the future of crypto on Robinhood Chain. Two weeks after launch, the numbers disagree: roughly 85% of daily trading on the chain is memecoins, while tokenized RWAs sit at about 1%. Johann Kerbrat, Vice President and General Manager of Robinhood Crypto, joins Laura Shin to argue the split is not a problem. He makes the case that building the chain permissionless was deliberate, and that memecoin trading through CashCat and PumpFun brings the liquidity RWAs will eventually need. Kerbrat also defends building the chain's lending and margin system on USDG over USDC or Tether, walks through the separate, unshared liquidity instance behind Robinhood's new perps product with Lighter, and addresses Robinhood's 63% quarterly drop in crypto transaction revenue. His answer: Robinhood Chain was never meant to smooth out that swing, and the real test is whether tokenization can outrun regulation. Host: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Laura Shin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Host / Unchained Guests: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Johann Kerbrat - Vice President and General Manager of Robinhood Crypto Timestamps

 EPISODE DESCRIPTION I sat down with Wei Zhou, CEO of Coins.ph, to dig into how they're building stablecoin infrastructure that's genuinely changing lives in the Philippines and beyond. Wei walked me through his journey from Goldman Sachs to Binance CFO to buying Coins.ph from Gojek in 2022 and rebuilding it from scratch. We talked about why the Philippines has become a global leader in stablecoin adoption, how they slashed payment fees from 4-8% down to near-zero for Filipino freelancers, and why Wei believes every country needs its own blockchain currency , not just a blockchain dollar. We also got into the Genius Act, the Clarity Act, the upcoming wave of tokenized assets, and what it will take for stablecoins to go truly global. This one is packed with real-world insight from someone actually in the trenches of building payments infrastructure at the intersection of crypto and emerging markets. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Coins.ph Website: https://www.coins.ph/en-phCoins.ph Twitter/X: https://x.com/coinsphLinkedIn: https://www.linkedin.com/company/coins-ph/TikTok: https://www.tiktok.com/@coinsph_officialWeb3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:01] Introduction to Wei Zhou and Coins.ph, building stablecoin infrastructure for the Philippines• [01:11] Wei's journey: Goldman Sachs, Binance CFO, buying Coins.ph from Gojek in 2022 and rebuilding it from scratch• [04:49] Why the Philippines is a natural fit for stablecoin adoption , the gig economy, English fluency, and the unbanked• [06:22] How Coins.ph cut payment fees from 4-8% (PayPal) to under 0.2% using USDC and USDT rails• [09:36] New feature: users can now spend USDT and USDC directly without converting to pesos, protecting against FX losses• [10:47] Financial literacy over crypto education , why Coins.ph focuses on helping people avoid scams first• [15:44] The importance of being a licensed VASP and e-money issuer , stacking regulatory 'Lego blocks'• [18:50] Institutional adoption in the US vs retail/payment adoption in emerging markets , why they differ• [19:49] The Genius Act's impact on stablecoin growth and why the Clarity Act could unlock the next wave of token issuance• [26:39] Why USD will remain dominant in stablecoins , mirroring the traditional FX market structure• [33:47] Tokenization wave: NASDAQ, SWIFT, DTCC, and the SEC all moving toward blockchain-based assets• [36:26] Coins.ph super app redesign , crypto payments via QR at local merchants with near-zero fees• [36:58] PHP-C: a Philippine peso-backed stablecoin already in BSP sandbox, waiting for regulatory sign-off• [38:03] Why every country needs 'blockchain pesos' to match blockchain dollars , currency sovereignty on-chain• [39:56] Vision for Coins.ph: evolving into an all-in-one fintech with trading, payments, savings, investing, and lending• [43:29] Expansion into Brazil and other regions, plus ongoing fundraising conversations

Japan continues pushing stablecoins into the mainstream as JCB, the country's largest card network, partners with Circleto explore USDC for cross-border payments and merchant transactions. Matt also covers CleanSpark's $6.6 billion data center lease, Coinbase Ventures remaining the most active crypto investor of 2026, and why stablecoin adoption continues accelerating around the world.The episode also examines the latest fight over the Clarity Act, as banking groups push Congress to block stablecoin rewards while law enforcement throws its support behind the legislation. Matt wraps up with the U.S. government's $288 million crypto transfer to Coinbase Prime, slowing Bitcoin ETF trading volumes, and why Japan continues to focus on building real-world crypto infrastructure while much of the U.S. debate remains centered on regulation.Happy Hodling, Everyone. Hosted on Acast. See acast.com/privacy for more information.

Robinhood Chain perps now run on Lighter. Vlad Novakovski maps the revenue split, the USDG collateral risk, and the race for a US perps license. ======================================================== Thank you to our sponsor! ⁠⁠⁠⁠⁠⁠⁠⁠⁠Fidelity⁠⁠⁠⁠⁠⁠⁠⁠⁠: Fidelity has been building in crypto and DeFi since 2014 — now they're hiring. Explore career opportunities at one of the most forward-thinking names in finance here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠crypto.fidelitycareers.com⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Cape⁠⁠⁠⁠⁠⁠⁠⁠⁠: Your biggest crypto vulnerability isn't your wallet, it's your phone number. Cape is America's privacy-first mobile carrier that rotates your SIM identity daily and blocks SIM swaps before they happen. Get 33% off your first six months at cape.co/unchained (use code: UNCHAINED). ======================================================== Robinhood Chain went live last week, and the perpetual futures powering it are from Lighter, the onchain exchange Robinhood backed before Lighter launched its token. Vlad Novakovski, founder and CEO of Lighter, joins Laura Shin to unpack a partnership he says has been building since he and the Robinhood founder were high school classmates. He details a 50/50 revenue split, why USDG as collateral creates friction for market makers, and how a pending CFTC license would cover Robinhood's own front-end too. Novakovski also addresses the crowded field forming around US perps, from Kalshi and Coinbase to Kraken and dYdX, and makes the case that onchain volume keeps gaining share even as crypto native tokens lag real world asset perps. His new seat on the CFTC Innovation Advisory Committee puts him in the room as regulators decide what a DEX has to look like to operate onshore. Host: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Laura Shin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Host / Unchained Guests: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vlad Novakovski - Founder and CEO of Lighter Timestamps

In this episode of Just DAO It!, host Adam Miller (CEO of MIDAO) sits down with Alex Soto (@alexsotodigital), a Mexico-based governance facilitator and author of "The Minimum Viable Institution: A Lightweight Coordination Model for DAOs and Purpose-Driven Networks."In the news report, they break down:The ENS DAO "2026 governance crisis" — treasury fights, resignations, and whether founder voting power amounts to a vetoThe Ethereum Foundation's major reorg, layoffs, and shift toward EthLabs and a multi-org ecosystemRegulatory updates: the U.S. CLARITY Act and its "ethics clause," Europe's MiCA deadline, USDT vs. USDC compliance, and evolving SEC decentralization rulesIn the interview, Alex shares his vision for the future of DAOs:Why good governance shouldn't require a benevolent founder — it should be designed to constrain powerThe critical difference between governance/meta-governance and day-to-day operationsSeparating capital from governance power ("raise money without giving power away")Role-based models, sociocracy, and holacracy as battle-tested alternatives to token votingWhy he doesn't believe in progressive decentralization — start small and decentralized, then growThe role of AI agents and smart contracts in maintaining coordination, accountability, and institutional memoryA wide-ranging conversation on coordination without subordination, capture resistance, and why "DAOs aren't dead — they haven't even arrived yet."Alex helps mission-driven organizations turn coordination challenges, disagreement, and distributed work into governance systems, shared practices, clearer decisions, and institutional learning loops.Find Alex: @alexsotodigital on all platforms | alexsotodigital.eth.limoFind MIDAO: @midaods | midao.orgDisclaimer: Not legal or tax advice.

In this episode, Scott and the panel discuss the quick downturn in the crypto markets on the news that Iran ceasfire is over. At the same time, the stablecoin competition between USDT and USDC is heating up, with USDC quietly handling a majority of on-chain transactions, a point highlighted by a recent Visa report. As we consider the implications of institutional adoption and the need for clearer regulations, there's a consensus that the upcoming month is crucial for the Clarity Act, which could influence market dynamics significantly. The introduction of innovative privacy solutions, such as those being developed by Zama, promises to enhance confidentiality in on-chain finance, addressing the growing demand for secure transactions. With expectations that on-chain finance may soon encompass trillions, the future of crypto appears poised for a resurgence, especially if institutions can navigate the balance between privacy and compliance effectively. Learn more about your ad choices. Visit megaphone.fm/adchoices

Podcast Show Notes SummaryAfter returning from a short camping trip, Matt breaks down another volatile day for crypto as Bitcoin slips following renewed tensions in the Middle East after the collapse of the Iran ceasefire. He also covers India's continued push toward stricter crypto policies, Kalshi's latest courtroom loss in New York, and why prediction markets remain caught between financial regulation and gambling laws.The episode also dives into new data showing USDT processed $95 billion in commercial payments during the first half of 2026, while USDT and USDC now account for 83% of the entire stablecoin market. Matt explains why stablecoins are quietly becoming one of the most important pieces of financial infrastructure and why their growth may be a bigger long-term story than Bitcoin's daily price action.Finally, Matt discusses Tom Lee's BitMine purchasing another 40,000 ETH, bringing its holdings close to 5% of Ethereum's circulating supply, and shares his concerns about whether large institutional ownership and Ethereum's move to Proof of Stake could eventually create decentralization issues.Happy Hodling, Everyone. Hosted on Acast. See acast.com/privacy for more information.

Michael Blau, Head of Product and CTO at Royal.io, the company behind Drip, joined me to discuss how the platform is helping writers and content creators get paid in stablecoins when AI agents use their work. https://dripstack.xyz/Topics: - Why use Drip for financial market research instead of just asking ChatGPT, Grok, or Gemini? - Integration with Base and Tempo - Michael's time at a16z investing in crypto- AI Agents and the future economyBrought to you by

The crew is joined by Selini Capital's Jordi Alexander to break down Open USD, the no-fee stablecoin from a 140-firm consortium spanning Visa, Mastercard, BlackRock, Google and Coinbase, all aimed at the Circle and Tether duopoly. Plus Saylor's new Digital Credit framework for MicroStrategy, the Ansem-fueled memecoin comeback, and ENS reigniting the “DAOs are fake” debate. Welcome to The Chopping Block – where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. Joining the panel “at the moment of max pain” is Jordi Alexander, CIO of Selini Capital. First up: MicroStrategy in crisis, with MSTR down about 30% in five days and STRC hitting $71, and Saylor's answer, a new Digital Credit framework with an 18-month cash cushion and a jumbo dividend hike to 12%. Then the headline story, Open USD: a no-fee stablecoin from a 140-member consortium including Visa, Mastercard, BlackRock, Google and Coinbase, built to break the Circle and Tether duopoly. The back half covers the memecoin comeback around the Ansem coin, and ENS reigniting the “DAOs are fake” debate after Nick Johnson single-handedly blocked a governance vote, before the crew debates whether consortia are just DAOs in a suit. Let's get into it. Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Show highlights

Bitcoin rebounds after hitting a fresh 21-month low, below its 200-week moving average — but underneath the panic, whales just made THE LARGEST single Bitcoin accumulation spike EVER recorded on chain: 270,000 BTC scooped up at $59K, bigger than the COVID bottom (150K) and the FTX bottom. Cantor Fitzgerald says the bear market is entering its FINAL stretch, projecting a late October bottom based on historical cycles. Metaplanet added 2,823 BTC to push its stack past 43,000. Robinhood just went 24/5 as DTCC's new 24x5 clearing goes live — Wall Street is officially catching up to crypto's 24/7 reality. Meanwhile the biggest stablecoin launch in history just dropped: 140+ giants — BlackRock, Visa, Stripe, Mastercard, Amex, Google, Coinbase, Ripple — launched Open USD (OUSD), a USDC killer that crashed Circle stock 15% overnight. Add June's brutal Marubozu candle (worst month since June 2022), Fed rate HIKE fears from Kevin Warsh, Strategy's $1.25 BILLION sell authorization, and Trump's disclosed $1.4 BILLION in 2025 crypto earnings blowing up Clarity Act ethics negotiations — and we break down whether smart money just called the bottom, or if this is a whale trap before the next leg lower. Learn more about your ad choices. Visit megaphone.fm/adchoices

Traditional finance and crypto continue moving closer together as Standard Chartered and Circle launch institutional USDC minting and redemption through the bank's platform, while Anchorage Digital expands support for Ethereum liquid staking. Matt explains why stablecoins are rapidly becoming part of the global banking infrastructure and explores the debate over whether privately issued stablecoins could eventually become a backdoor alternative to central bank digital currencies.The episode also covers Europe's MiCA regulations already undergoing review just days after taking full effect, Australia's expanded crypto travel rule, Bitget's launch of tokenized U.S. stock options, and a troubling rise in crypto-related kidnappings and extortion cases in France. Matt also examines the continued legal battle over prediction markets as Kalshi and Polymarket see record World Cup trading volumes while facing regulatory challenges across multiple U.S. states.Happy Hodling, Everyone. Hosted on Acast. See acast.com/privacy for more information.

President Trump's crypto ties. President Trump earned more than $1 billion from crypto last year, Circle CEO Jeremy Allaire defends USDC and Anthropic is restoring access to Claude Fable 5 and Mythos 5. CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at realfi.co. - Ledn provides a secure and transparent way to access liquidity while maintaining your bitcoin holdings. Perfect 8 year track record of keeping clients assets safe. Don't sell your bitcoin. Get a bitcoin-backed loan. Check out your rate by using their loan calculator at ledn.io JPEG Trading is a global proprietary trading firm specializing in cryptocurrency and decentralized finance markets. From market structure and liquidity provision to quantitative trading strategies, JPEG Trading operates across the full spectrum of blockchain-based assets. Follow @jpegtrading on X to stay ahead of the latest developments in digital asset markets: https://x.com/jpegtrading - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Bitcoin just cratered to $57K — a fresh 21-month low, the lowest since September 2024 — as the token sliced through its 200-week moving average, historically a signal of prolonged bear markets. Fed rate HIKE fears from Kevin Warsh and mounting concerns over Strategy's new $1.25 BILLION sell authorization are stripping Bitcoin's biggest structural bid, with June ETF outflows now confirmed at a record $6 BILLION. Meanwhile the biggest stablecoin story ever just dropped: 140+ giants — including BlackRock, Visa, Stripe, Mastercard, Amex, Google, Samsung, Shopify, Coinbase, and Ripple — just launched Open USD (OUSD), a USDC killer with zero mint/redeem fees and reserve earnings shared with partners. Stripe's president declared OUSD "the DEFAULT stablecoin for businesses running on Stripe," and Circle stock (CRCL) crashed 15% overnight. Add Trump's disclosed $1.4 BILLION in 2025 crypto earnings blowing up the Clarity Act ethics fight — and we break down whether Bitcoin's bottom is in, or if this is just the start of something much worse. Learn more about your ad choices. Visit megaphone.fm/adchoices

Every popular stablecoin — Tether, USDC — is ultimately backed by US Treasuries, which means a handful of entities can freeze, seize, or censor your funds at will. In this conversation, David Seroy of Alpen Labs explains to Bitcoin Magazine's Shinobi why a Bitcoin-backed stablecoin is the credible alternative the space has been missing. They cover the immutable Liquity protocol, Bitcoin ZK rollups, and how to mint a dollar that inherits Bitcoin's security.Grab your copy THE 2036 ISSUE

Crypto News: The White House meets with law enforcement groups to resolve CLARITY Act objections, with Senate Majority Leader Thune suggesting he may bring the bill to a floor vote in July. J.P. Morgan broadens blockchain settlement network as banks modernize cross-border payments. BlackRock pushes deeper into DeFi with Ethena integration. Ripple wants institutions to borrow against tokenized assets on XRPL.Brought to you by

Santhosh Srinivasan, VP of Treasury at Nium, joined us to discuss the firm's partnership with Coinbase to enable USDC payments for banks, fintechs, and enterprises worldwide.Topics:- Nium's partnership with Coinbase and Circle and enabling stablecoin payments - The future of payments with stablecoins and tokenized deposits - Institutions adopting stablecoins and cryptoBrought to you by

Today's blockchain and crypto news Bitcoin is up slightly at $62,442 Ethereum is up slightly at $1,658 BNB is up slightly at $573 Hut8 agrees to pay over class action THORChain resumes trading US Senate passes 21st Century ROAD to housing act Executive orders target quantum Ark Invest buys SPCX Learn more about your ad choices. Visit megaphone.fm/adchoices