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For Info and registration on upcoming FCA events: https://www.southalabamafca.org/ Help your holidays with Rooted & Grounded. Visit https://www.randgcoffeehouse.com/ Get Alabama High School Sports at: https://www.nfhsnetwork.com/associations/ahsaa
In high school Bill played football where he was the Quarterback. He was also a high school All American in wrestling and was voted NJCAA Wrestler of the year in 1979. Bill holds black belts in four different styles of martial arts: 1st black in Hawaiian Kenpo, 1st Black in Okinawa Kobudo (weapons), 3rd Black in American Kenpo and a 4th Black in American jujitsu. He is a retired High school chemistry teacher of 39 years, football coach for 34 years and former team Idaho pole vault coach for 32 years.He has multiple Idaho State Championships in rifle shooting - Rimfire Silhouette and Centerfire Silhouette. He has been married to Melanie Barr for 36 years and has three daughters: Micaela Barr a graduate of BSU, Chelsea Barr a graduate of NNU and Aubrielle Barr a graduate of BSU. He was vice president of his college sports ministry team called AIM (Athletes In Ministry). He was a YoungLife advisor and leader before getting involved in FCA. He was a Huddle group advisor for student-athletes and coaches for 19 years. He has helped coordinate and organize Fields of Faith events throughout Canyon County and has been the head pole vault coach at the FCA PNW Camp since 2008. He has currently taken up the sport of archery and sees the potential of this sport to impact multiple generations for the glory of Christ. The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/
(CERTAIN INFORMATION NOT AVAILABLE TO THE PUBLIC)Canadian Patent No. 2,655,335 (“'335 Patent”), which was issued to Janssen Pharmaceutica N.V. for INVEGA SUSTENNA, involves a suspension of paliperidone palmitate for the treatment of schizophrenia and related disorders. The '335 Patent teaches a dosing regimen to achieve an optimum plasma concentration-time profile. Its claims have been construed in previous litigation and are not in issue: Janssen Inc. v. Teva Canada Ltd., 2020 FC 593,; Janssen Inc. v. Pharmascience Inc., 2022 FC 62, aff'd 2024 FCA 10 (“PMS Paliperidone”)). Its disclosure indicated that “[t]hose of ordinary skill in the art will understand that the maintenance dose may be [adjusted] up or down in view of patients condition (response to the medication and renal function)”.Pharmascience Inc. has served two Notices of Allegation in respect of pms-PALIPERIDONE PALMITATE, its proposed generic version of INVEGA SUSTENNA. In 2020, Janssen's infringement action related to Pharmascience's Abbreviated New Drug Submission No. 236094 was discontinued on consent. Shortly thereafter, Pharmascience served a Notice of Allegation and Detailed Statement in respect of a different Abbreviated New Drug Submission — No. 244641 — seeking approval to market and sell doses of pms-PALIPERIDONE PALMITATE. Janssen again commenced an infringement action under s. 6(1) of the Patented Medicines (Notice of Compliance) Regulations, SOR/93-133. In that proceeding, Pharmascience moved for summary trial. It was found that if Pharmascience's pms-PALIPERIDONE PALMITATE was made, constructed, used or sold as set out in the Abbreviated New Drug Submission, it would influence prescribers to prescribe the dosing regimen claimed in the '335 Patent, leading to direct infringement: PMS Paliperidone. The defence of invalidity went forward, with Janssen seeking a declaration that Pharmascience would infringe the '335 Patent if it were to make, use or sell pms-PALIPERIDONE PALMITATE in 50, 75, 100 and 150 mg doses.The Federal Court found that the Patent was not invalid based on obviousness or for lack of patentable subject matter. The claims provided specified dosing regimens meant to produce a concentration of the medication within the therapeutic range. If a physician chose to use a dose other than that claimed, to stop treatment or to change therapies, they would no longer be practicing the claimed invention. The Court of Appeal dismissed Pharmascience's appeal, finding that the use of the invention did not require the exercise of skill and judgment. Argued Date 2025-10-09 Keywords Intellectual property — Patents — Validity — Lack of patentable subject matter — Method of medical treatment — Vendible product — Skill and judgment — Fixed or variable dosing regimen — Canadian Patent No. 2,655,335 teaches dosing regimen that includes first loading dose, second loading dose and monthly maintenance doses — Regimen incorporates dosing windows of +/- 2 days for the second loading dose and +/- 7 days for the maintenance doses — Whether patent is invalid in that it claims an unpatentable method of medical treatment. Notes (Federal) (Civil) (By Leave) (Sealing order) (Certain information not available to the public) Language English Audio Disclaimers This podcast is created as a public service to promote public access and awareness of the workings of Canada's highest court. It is not affiliated with or endorsed by the Court. The original version of this hearing may be found on the Supreme Court of Canada's website. The above case summary was prepared by the Office of the Registrar of the Supreme Court of Canada (Law Branch).
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
In this episode of The STARTrading Podcast, Lewis and Sophie break down everything you need to know about choosing a safe, reliable broker – whether you're in the UK, Europe, the US or Australia. They cover what a broker actually is, why regulation (like FCA status in the UK) matters, and how much of your money is really protected if the worst happens. You'll learn how brokers make their money (spreads, commissions, overnight fees), what to look out for with costs, and why you want your broker to be profitable — just not at your expense. Lewis also shares the brokers he and STARTrading students use around the world (including FXCM, Pepperstone, Oanda, NinjaTrader and IG), plus why TradingView is their go-to charting platform with low or no upfront cost.If you've ever felt overwhelmed by broker choices or worried about where your money sits, this episode will give you clear, practical guidelines so you can trade with more confidence and peace of mind with a fun snack review at the end, of course.
Beat the system with TallyMoney. Gold you can spend. Discover more here: https://click.tallymoney.com/A64P/df08xa5e #adLicence fee payers' money must not be used to pay off Donald Trump by the BBC over the Panorama editing scandal, former Conservative Culture secretary Sir John Whittingdale has said.Whittingdale told Chopper's Political Podcast that the BBC had to tell Trump that using the licence fee to pay compensation to the US President would be unacceptable.On Monday, the President had threatened the corporation with a $1billion-valued lawsuit over the "biased" footage, which aired in a Panorama documentary before his 2024 election triumph.He gave it until 10pm on Friday to apologise and offer a settlement figure - or face his lawyers in a Florida court.Since then Trump has now said it is his "obligation" to sue the BBC for defamation after the broadcaster allegedly doctored footage of him in a speech.Asked about the scandal, Whittingdale said: "They [the BBC] did do him [Trump] a grave injustice. And he is entitled to have that apology. Now, the billion dollar lawsuit - we know Trump. He loves a sort of headline, and he's a businessman. "If the BBC said, 'look, we absolutely got this wrong. We really do apologise. But you've got to understand that this is not our money. It's paid for by the British taxpayer' and we would have real problems. "And if the British government made it clear that they were very sympathetic to the request that Donald Trump should accept the apology..." The purchase of gold and investment in bullion is not FCA regulated nor do they benefit from the protections of the Financial Services Compensation Scheme or the Financial Ombudsman Service. The value of your investment can go down as well as up. Consider the risks involved before choosing to invest. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated Hosted on Acast. See acast.com/privacy for more information.
Cyberthreats are everywhere, and while they may be inevitable, their impact can be manageable. Institutions who are prepared for cybersecurity disruptions are proactive and collaborative about their response. This episode of the Forward Thinking Podcast features FCCS SVP of Marketing and Communications Stephanie Barton, Lisa Parrinello, FCCS VP of Risk Management & Insurance Services and Naomi Baumann, FCCS VP of Claims & Insurance Services. Together they discuss how Farm Credit's Captive Insurance Company is helping institutions strengthen their cyberdefenses and what boards of directors need to know to stay ahead of the cybersecurity game. Episode Insights Include: The bigger picture of cyberthreats Cyberthreats used to be considered an IT-only problem, but that isn't the case anymore. These enterprise-wide issues demand board-level attention. Ransomware, extortion, targeted financial systems and AI deep-fake impersonations are some of today's biggest cyberthreats. The goal today isn't just protection, it's resilience. A prepared institution can respond and recover from cyberthreats no matter where they hit. The role of Farm Credit's Captive Insurance Company As the captive, they provide institutions cyber insurance and management services that go beyond what commercial insurance markets can offer. They offer tailored protection designed specifically for the unique cooperative structure of Farm Credit. Collaborative claims management proactively responds to any incident or threat of incident. Their strategic access to commercial markets allows them to purchase insurance as well. Over the years, Captive has saved an average of $50 million in insurance coverage. Consistent system-wide learning whenever instances occur. Resilience tools and strategies Resilience requires a multi-layered approach based on assents and security needs. Threat detection and response pinpoint vulnerability, endpoint detection, and tabletop exercises. Human-centric risk management and ongoing employee training are critical for cyber risk management. Employees and people are always going to be the weakest link in cybersecurity. Data protection and resilience in communications in sensitive information need to be encrypted and backup tested. Cybersecurity is not an impenetrable armor, it is an anatomy with multiple systems working together to respond and continue operating in a culture of proactive risk management. The pivotal role of the board Directors need to prioritize an approved annual cyber risk manual. Ongoing development and maintenance of a robust program is essential. Boards should receive quarterly reports on threats, vulnerabilities and mitigation actions. Cyber oversight needs to be integrated into business technology planning. FCA should be notified within 36 hours of any cyber incident. The culture of cybersecurity Institutions build resilience when everyone is involved. Third party oversight and engagement with cyber-focused legal counsel is crucial. Most breeches don't happen in bad systems, they happen when good people let down their guard. Muscle memory kicks in when crisis hits, but only when preparation has occurred. Ultimately, cybersecurity is everyone's business. This podcast is powered by FCCS. Resources Connect with Lisa Parrinello — Lisa Parrinello Connect with Naomi Baumann — Naomi Baumann Get in touch info@fccsconsulting.com "The goal isn't just protection – it's resilience." — Naomi Baumann "The Captive provides consistent system-wide learning whenever instances occur." — Lisa Parrinello "Human-centric risk management and ongoing employee training are critical for cyber risk management." — Naomi Baumann "Employees and people are always going to be the weakest link in cybersecurity." — Naomi Baumann "Even without a deep technical knowledge, boards can strengthen resilience by asking the right questions and staying engaged." — Lisa Parrinello "Institutions build resilience when everyone is involved." — Naomi Baumann Resilience is just as much about people as it is about systems." — Naomi Baumann
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Most enterprise AI projects crash long before take-off. Hype, bad data, cultural resistance, and “enterprise chaos” stop even the biggest organisations from getting value.In this episode, Dominic speaks with Steve Salvin, founder & CEO of Aiimi, a data and AI company helping large organisations connect the messy, disconnected worlds of data, content, conversations, and operational history - and finally extract the insights buried inside.Steve explains why most companies are still on “the first rung of the ladder,” why linking LLMs to enterprise data often backfires, and why the real breakthroughs come from agentic systems doing work humans can't (or won't). He also breaks down how to drive adoption inside your own teams, build a culture that celebrates experimentation and failure, and reinvent your leadership style as your company scales.If you want to replace AI hype with genuine enterprise value - start here.What you'll learn:
In this episode, guest host Laura Talvitie, who leads PwC's work on digital asset regulation, speaks with Jonny Fry, CEO of TeamBlockchain and Digital Bytes, and Daniel Dzenkowski, PwC's Crypto-Asset Reporting Framework Lead. Regulators, asset managers and technology providers are all exploring how tokenisation could redefine how funds and assets are structured, issued and traded. Against this backdrop, our guests discuss the UK's evolving approach to fund tokenisation and the FCA's consultation on this topic. They also explore the potential role of blockchain in financial markets and what firms should be doing now to prepare.
Hello and welcome to episode 201 of the Financial Crime Weekly Podcast. I am Chris Kirkbride. This episode covers key sanctions updates, including the UN Security Council's Resolution 2799 (2025) delisting Syrian officials and the US suspending some Caesar Act sanctions to aid Syria's recovery, as well as the UN General Assembly criticising US sanctions on ICC officials. Enforcement highlights feature fraud charges against six ex-Glencore executives, the UK's National Crime Agency recovering over £20 million in assets via an Unexplained Wealth Order, and sentencing in a record-setting £5 billion Bitcoin seizure. Also discussed are federal charges against MLB pitchers for betting and money laundering, Europol's takedown of phishing-as-a-service networks like LabHost, and FCA alerts about clone scams targeting Northern Trust firms.A transcript of this podcast, with links to the stories, will be available at www.crimes.financial.
Nick Williams, global product director at Intuit opens the podcast by announcing the global availability of AI agents on the Intuit platform. He explains how it works, why they're launching now, and risks and reactions. The team discusses new Intuit QuickBooks research showing small and mid-sized businesses (SMBs) can achieve up to 58% more revenue growth by closing the gap between ambition and execution. Williams explores the role of AI, automation, the importance of readiness and unlocking potential. Tom Herbert talks about the return of tech founders, covering six founders who built and sold successful accounting tech products and are now back with new software. Herbert details their return and the growing tech gap for small businesses. With the Budget weeks away, Richard Hattersley chats about rumours, likely changes, Rachel Reeves's briefing and the team share their thoughts on which tax updates might actually happen. Matthew Ord wraps up discussing ICAEW AML compliance. A new report shows that rates have remained consistent but non-compliance is rising. He reviews the findings and whether the FCA will be ready to act on them.
Hi everyone, Alan is joining me again to give us all insights into arranging protection insurance for someone living with cystic fibrosis. Cystic fibrosis is a condition that can be difficult to insure for life insurance. Historically, the life expectancy of a person living with cystic fibrosis has been much lower than average, which means that insurers see it as quite a high risk for a claim. The good news is that modern medicine has now significantly improved the outlook and half of people living with CF are now likely to live to at least the age of 56.Unfortunately standard routes for personal critical illness cover and income protection are not currently available. The absolutely best way to be covered by these insurances is through group cover through an employer, but even then there can still be some technicalities that can cause an issue at point of claim.The key takeaways:Approximately 11,000 are affected by cystic fibrosis in the UK and 1 in 25 people carry the gene without knowing itThe median age for people living with cystic fibrosis that died in 2022, was the age of 33.Three case studies of arranging life insurance for people living with cystic fibrosis.Next time I am going to be talking about the FCA's recent protection insurance paper and my interpretation of what this means for our industry going forward.Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors NextGen Planners.
Burnt out from the gym floor. In debt from mentors. On the verge of giving up, but all willing to take one more shot. In this episode, I'm interviewing four FCA clients who all hit $5k-$10k months online within 120 days. None of these trainers were perfect. They all struggled with marketing, sales and systems – but the common thread in their success: they had customized strategy, support and accountability. Listen and I'm sure you'll see a bit of yourself in one of these coaches. –Learn more about Fitness Coach Academy.https://taelerdehaes.com/fitness-coach-academy Join our Fit Pro Business Secrets Made Simple group over on Facebook for exclusive resources, trainings and help as you're growing your online fitness business. https://www.facebook.com/groups/fitprobusinesssecrets/ Follow Taeler on Instagram. https://www.instagram.com/taelerfit/
One of Mike's favorite ministries is the Fellowship of Christian Athletes, and on today's show, he visits with the FCA Director for Osceola County - Franklin Munoz. Franklin grew up in the Dominican Republic, played baseball for Penn State, and was introduced to the ministry of FCA. Also, from the archives, Mike meets with famed broadcaster and musician John Tesh, known for hosting the 80's nightly "Entertainment Tonight," and the writer of the NBA on NBC theme song. Links for FCA in Osceola County: Facebook page: https://www.facebook.com/profile.php?id=61562182689054 Direct links to both Instagram and TikTok: https://www.instagram.com/osceolacounty_fca?igsh=MWd1aTJsNHN4ODV4OA%3D%3D&utm_source=qr https://www.tiktok.com/@osceolacountyfca?_t=8ntTDxKQuh5&_r=1 Direct link to LinkedIn: https://www.linkedin.com/company/fellowship-of-christian-athletes-osceola-county/?viewAsMember=true Website: fcaosceola.org
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It's a solo show from Alan this week, and starts with lots of Follow Up. The FCA has extended the motor finance redress consultation, the UK car industry shows UKGov the high price of ending ECOS, and China has made an exception for some Nexperia chips.New News this week includes New Car Registration Figures for October, profit analysis for Bentley and Lamborghini, a new boss at Caterham, and cybersecurity gaps in Chinese buses.New New Car News looks at the just-unveiled Renault Twingo, some likely fleet favourites from BYD and a lot of shiny stuff at SEMA.Points of Interest bring us Jim and Siôn's epic charity adventure, and some lovely models from Autocar. We end up on a steamy story of an And Finally.
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Pulverfass BVB und VAR-Zoff in der Bundesliga! Beim 1:1 in Hamburg verpatzte der BVB den sicher geglaubten Sieg, ließ sich in der 7. Minute der Nachspielzeit noch den Ausgleich einschenken. Hinterher ging es drunter und drüber. Die Bosse polterten gegen die Stars, die Spieler zofften sich untereinander. FC Bayern patzt bei Union! Die Münchner Siegesserie reißt bei Union Berlin, die Berliner erkämpfen sich gegen die Münchener ein 2:2. Es ist Bayerns erster Punkt-Verlust diese Saison. Auch Sandro Wagner muss einen nächsten Rückschlag hinnehmen! Augsburg verliert 3:2 in Stuttgart – und das trotz zweifacher Führung. Heißt auch: Die Horrorserie des FCA beim VfB geht weiter. Das und vieles mehr besprechen wir in der neuen Folge Reif ist Live!
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/
This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comI've been writing so much about gold and silver lately, I need to cover something else.But my quick take: as seemed likely, gold and silver have gone into one of their corrective phases. This is likely to last several months, in the humble opinion of this writer. There'll be false dawns, which catch everyone out, and false deaths too, with the overall trend being sideways.In the event of a broader stock market correction - which is long overdue given the scale of this rally since the Tariff Tantrum™ in the spring - gold and, especially, silver will sell off along with everything else. That doesn't mean gold isn't a safe haven. It just means there is a lot of hot money in gold, which quickly gets liquidated in a sell-off.But, yes, this incredible rally we have seen in the S&P500 since the Tariff Tantrum™ is looking exhausted and seems to be rolling over.Bitcoin is taking a hit too - although not as big a hit as the broader crypto space - and bitcoin is what I want to look at today.Here is one crypto trader's desk, as pictured on Twitter during Tuesday's sell-off.That's what happens when you use too much leverage.What do they say about taking the emotion out of trading?Bitcoin - what gives?So many things have happened this year which have blown winds in bitcoin's favour* A newly elected US administration which very pro crypto* A deliberately weaker dollar and the debasement trade* The launch of the bitcoin ETFs in the US increasing access to much larger flows of capital* Strength in tech stocks generally* A risk-on appetite* The halving cycleAnd moreYet bitcoin feels like it hasn't quite delivered. A new high of ‘only' $125,000.The latest narrative doing the rounds is this idea that the launch of the bitcoin ETFs is like bitcoin's IPO. Just as when a big tech stock IPOs, a lot of early seed money takes the opportunity to exit, so are many early bitcoin investors - so-called OGs - now moving on. That would explain the many coins that have been moved from previously dormant wallets to exchanges over the last six months.Maybe.What can I say?You can either decide that bitcoin's time is done. It's game over. Move on.Or you can treat this like another of the numerous shake-outs that have taken bitcoin in the 16 years since its inception. The story was getting a bit tired. It needs a shake-out to ruffle a few feathers and purge.The moral of every previous correction can be summed up in 4 letters: HODL.It looks like we may have got a bit of a crypto winter to get through. If the winter reflects the previous summer, then this one shouldn't be too bad. But consolidation phases can be frustrating, so the secret is to be quite zen about the whole thing and keep your eye on the bigger picture.Bitcoin bear markets can be painful, but the beauty of them is that, unlike mining bear markets which can go on for a decade or more, they tend to be short lived.Treat bear markets as opportunities. They're a good time to build positions, build businesses and more. Go and watch some Michael Saylor videos and re-indoctrinate yourself.But on no account lose your position. Bull markets come along when you least expect them.Everything is looking a bit red at the moment - gold, silver, the S&P500, bitcoin. It might be the end of this cycle. but it's not the end of the world.I don't know when or where this bitcoin correction ends. My guess is around $90,000 but that's nothing more than a guess. Perhaps we revisit $75,000 - which is the level we hit during the Tariff Tantrum™ earlier this year.But it's just as possible that dip below $100k on Tuesday was a fake-out, and the bear market is already done.I thought this graphic was interesting.There is plenty more room for future buying as governments and corporations try to increase their positions.By the way I get that some readers like bitcoin and others don't. That's fine. Each to their own. However, if you are in the latter camp, you do not need to email me and tell me bitcoin is not real money/quantum computing is going to destroy it/it is an invention of the deep state/ it is a scam. Please also feel no need to regurgitate Peter Schiff tweets either. You do know he is paid to slag bitcoin off?Turning now to the clusterfook that is the UKBuying bitcoin ETFs in the UK - t he hows, whats and whysIt's semantics, but you can't actually buy ETFs in the UK you have to buy ETNs. I'm not even going to bother trying to explain it. It's regulatory bollocks and not worth wasting time or brain power over.October 8th, the date when the FCA decided UK citizens are allowed to buy bitcoin ETNs is now behind us, but the farce is not.I first found out about bitcoin in December 2010 when it was 22c. I was sent my first coins soon after. I wrote the first book on bitcoin from a recognised publisher in 2014. Yet this morning I just attempted to complete the FCA's form to get me approved to buy a bitcoin ETN - so that I understand the risks - and I failed it. The “correct” answer to their questions is actually the wrong answer. Absolute farce of an organisation and accountable to no one, so it will continue.In the US, meanwhile, JP Morgan is in the process of enabling bitcoin to be used as mortgage collateral.It's like being in Spain in 1492, the ship is setting sail to the New World and somebody from the FCA is standing on the gangplank with a clipboard stopping UK citizens from getting onboard.Amongst the plethora of moronic barriers which the FCA has laid down is that bitcoin carries the same risk as any other cryptocurrency - including the latest meme, scam or shitcoin. Bitcoin is not fartcoin, and categorising the two together reveals the scary depths of FCA ignorance.Meanwhile, from next year you won't be able to buy bitcoin ETNs in your ISA, you will have to get a special ISA. They are trying to kill us with bureaucracy, I'm convinced of it.Which broker and which ETN?In terms of enabling their customers to invest, the UK brokers have ranged from excellent - Interactive Investor, which went live on day 1, as boss Richard Wilson proudly tells me - to totally useless - Hargreaves Lansdown and AJ Bellend.Hargreaves Lansdown, apparently trying to give the FCA a run for its brainless money, even put out the following statement.“Bitcoin is not an asset class, and we do not think cryptocurrency has characteristics that mean it should be included in portfolios for growth or income and shouldn't be relied upon to help clients meet their financial goals … Unlike other alternative asset classes, it has no intrinsic value.”Talk about retarded.If you want to be able to invest in these things via your SIPP or ISA, move your account to Interactive Investor is my advice. Use this affiliate link and you get a year for free.I should stress buying bitcoin via a broker negates many of bitcoin's uses. Yes, you get the store-of-value benefits, but you can't send and receive it; you can't use it to make payments or donations; you don't have sovereignty - the fund manager does - and so there is considerable counter-party risk - the coins could be confiscated, the fund could go bust etc. You don't have anonymity either.Still it's better than no exposure at all.But which ETN should you go for? And what about the treasury companies? And, what indeed about Semler Scientific (SMLR)?
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
Torsten Slok, Chief Economist at Apollo Global unpacks the shifting macro landscape, from trade tensions and tariff impacts to the rapid industrial and AI revolutions reshaping markets. In focus are the contrasting inflation dynamics between the US and Europe, risks tied to AI valuations, and what investors should watch in the months ahead.Our host, Moz Afzal:https://bit.ly/31XbkTROur guest:Torsten Slokhttps://bit.ly/47W3U65EFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. You should seek your own professional advice suitable to your particular circumstances prior to making any investment or if you are in doubt as to the information in this document.Although information in this document has been obtained from sources believed to be reliable, no member of the EFG group represents or warrants its accuracy, and such information may be incomplete or condensed. Any opinions in this document are subject to change without notice. This document may contain personal opinions which do not necessarily reflect the position of any member of the EFG group. 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Mailbag questions or topic suggestions? Text us!What if the fastest route to a healthier youth ministry isn't writing more, but shepherding more? We sit down with Anne Wilson, Next Gen Pastor at Traders Point Christian Church, to learn the value of buying curriculum, then spending your reclaimed hours pastoring students and training volunteers. Anne shares a practical, month-ahead workflow for taking a solid, gospel-centered series from download to stage—assigning a rotating editor, contextualizing scripts, upgrading small group questions, and leaving room for the Holy Spirit to lead. The payoff is tangible: more time in schools and FCA, stronger leader prep, and holy moments like spontaneous baptisms when hearts are ready.We also pull back the curtain on CIY MOVE's upcoming Kingdom Workers theme. Think Ephesians with a bright, surreal visual world and a reimagined response element that nods to the past without living in it. The film project with a new mission partner threads beautifully through the theme, showing students how vocation and calling intersect in ordinary life. Ephesians 2:10 anchors the message: you are God's handiwork, sent to make everyday spaces sacred—classrooms, shops, studios, and sidelines.If you've wrestled with the stigma of “selling out” by purchasing curriculum, Anne offers a reframing that's both freeing and challenging. Students aren't grading authorship—they're aching for truth and presence. Treat curriculum like worship music: sometimes you write for your house; often you lead with faithful songs others composed. The key is stewardship and context, not copy-paste shortcuts. Leave with a clear process you can adopt tomorrow, a vision for sacred work in everyday places, and a renewed conviction that your best creativity might be spent in conversation, not in a document.
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
Investing in any market can feel daunting — but it doesn't have to. In this episode of The Bid, host Oscar Pulido sits down with Jim Cramer, investor, author, and host of Mad Money, to explore what it really takes to build wealth and confidence over time.Cramer's latest book, How to Make Money in Any Market, continues his mission of empowering everyday investors to take control of their financial futures. From lessons learned running a hedge fund to insights from decades in media, Cramer's message is clear: you don't need to be a professional to succeed - you just need discipline, curiosity, and patience. From the birth of the “FAANG” concept to the story behind naming his dog Nvidia, Cramer shares personal stories that illuminate his broader philosophy — that investing is about persistence, not prediction. He and Oscar also discuss long-term trends in capital markets, the role of index investing, and why hope and participation remain central to a healthy investing mindset.This episode covers:· Why Cramer believes this is the right moment for a new playbook on investing.· The power of compounding and why saving regularly still works in today's capital markets.· How technology — from online research to tools like ChatGPT — has transformed access to information.· Why he encourages investors to “do the homework” or choose a diversified index approach if they can't.· His pyramid-style investing framework: build positions slowly, remove emotion, and let time work for you.· What he's learned from mistakes, like overconfidence or losing faith too soon.· How curiosity, observation, and understanding the “craft” can help investors find opportunities all around them.Key timestamps in this episode:00:00 Introduction to Investing with Jim Cramer00:50 Jim Cramer's Journey and New Book02:37 The Importance of Saving and Investing04:12 How to Analyze Stocks and Develop Market Strategies06:10 Jim's Investment Ethos and Practical Advice19:16 Personal Insights and Lightning Round21:57 Conclusion and Next Episode PreviewMad Money, Investing in any market, Stock market trends, Capital markets, Long-term investing, Financial education, Retail investors, Compounding, AI investingThis content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and Non-EEA countries, this is authorized and regulated by the FCA. In the EEA, it is authorized and regulated by the AFM. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/
Azariah Nukajam, Head of Regulation and Compliance (UK) at Gemini explores the UK's evolving crypto regulatory landscape. From AML registration and Travel Rule implementation to FinProm's UX impact and FCA's 2026 future licensing regime, Azariah offers a masterclass in compliance strategy, policy engagement, and what's ahead for crypto in the UK and beyond.
Während sich der FCA verrennt, schiebt ein Talent den Hypetrain bei Bayern an. Constantin Eckner und Kieran Franke über Fragezeichen im BVB-Matchplan, Pech für den HSV und eine neue, alte, Stärke in Leverkusen.