Podcasts about fca

A competitor could trigger a federal investigation against your company, just by filing a whistleblower complaint about your imports. In this episode, Michael Volkov explores how the Trump Administration is reshaping the enforcement landscape by linking trade compliance and the False Claims Act (FCA) in unprecedented ways. With “trade and customs fraud, including tariff evasion” now a DOJ national priority, companies engaged in international trade face growing legal and reputational risks. A recent Ninth Circuit ruling has only intensified the stakes.You'll hear him discuss:Why DOJ is combining trade enforcement and FCA cases, and what that means for companies that import goods into the U.S.How “reverse false claims” work in the trade context, and why import misclassification, undervaluation, or incorrect country-of-origin declarations are now high-risk areas.Recent high-dollar settlements - including $45 million in one case - where companies paid the price for customs fraud violations.The significance of the Ninth Circuit's decision in Island Industries v. Sigma Corp., which confirmed DOJ's ability to pursue customs fraud claims under the FCA in federal court.How whistleblowers, including competitors, are using FCA claims as a strategic tool in the marketplace, leading to sealed complaints and increased litigation.What companies should be doing now to evaluate and reinforce their trade compliance programs, from reviewing documentation and broker relationships to training and internal reporting.Why ignoring tariff and duty obligations - or failing to investigate them thoroughly - could be seen as deliberate indifference, exposing companies to both civil and criminal liability.ResourcesMichael Volkov on LinkedIn | TwitterThe Volkov Law Group

Bergfest der Klubpodcast-Reihe - mit dem FC Augsburg gehen wir in die 9. Episode. Kann Sandro Wagner den FCA aus dem gesicherten Mittelfeld in die obere Tabellenhälfte führen? Werden die Fuggerstädter zum nächsten Ballbesitz-Team der Bundesliga oder bleibt alles beim Alten? Antworten auf die wichtigsten Fragen zum FCA, sowie alle wichtigen Einschätzungen rund um eure Kickbase-Punkte gibts jetzt!

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

On this episode of the FT Adviser podcast senior reporter Tom Dunstan chats to AMI head of policy Stacy Penn and St James's Place divisional director of third party products & services, Tony Mudd, about the FCA's mortgage review, what they would like to see, what they predict will happen, and what they don't want to come out of the review. Hosted on Acast. See acast.com/privacy for more information.

Genflow Biosciences PLC (LSE:GENF, OTCQB:GENFF) CEO Dr Eric Leire talked with Proactive's Stephen Gunnion about the company's upcoming clinical trial application in Europe for its MASH (metabolic dysfunction-associated steatohepatitis) therapy, GF-1002. Leire explained that Genflow is prioritising the European Medicines Agency over the FDA as it seeks clinical trial authorisation (CTA) for its GF-1002 programme. He emphasised the importance of this milestone in building company value, stating: “To have proof of efficacy in humans is super important for us to move as fast as possible to clinical trial authorisation.” The company is working with Belgian-based CDMO Exothera on the CMC part of the filing, and Leire said results so far have exceeded expectations. He also highlighted the dual-CRO strategy involving Physiogenex and Accelera to address both early and late-stage MASH models. This approach aims to provide flexibility when engaging with regulators about the most effective path forward. In a second update, Leire said the protocol for Genflow's GF-1004 dog trial has been amended. The changes relate to the infusion rate of the gene therapy, intended to ensure consistency and future usability by private veterinarians. This is seen as a key step toward a potential partnership with an animal health company, which would bring non-dilutive funding to the business. Leire also mentioned supportive market tailwinds from upcoming FCA regulatory changes. For more biotech updates, visit Proactive's YouTube channel. Don't forget to like this video, subscribe, and hit the notification bell to stay informed. #GenflowBiosciences #MASH #BiotechNews #GeneTherapy #ClinicalTrials #GF1002 #PharmaUpdates #AnimalHealth #NonDilutiveFunding #BiotechInvesting #GLP1 #MetabolicDisease #ProactiveInvestors

MillernTon meets Bundesliga - Season 2 - FC Augsburg Yannick blickt mit Robert Götz von der "Augsburger Allgemeinen Zeitung" auf die kommende Saison des FC Augsburg. (Titelfoto: Stefan Groenveld; Design: Arnulf Urban) Am dritten Spieltag empfängt der FC St. Pauli den FC Augsburg. Mit Robert Götz von der "Augsburger Allgemeinen Zeitung" blicke ich auf die kommende Spielzeit des FCA. Die diesjährige Saisonvorschau "MillernTon meets Bundesliga - Season 2" steht dabei ganz im Zeichen von Filmen und Serien. Daher blicken wir aus verschiedenen cineastischen Blickwinkeln auf den FC Augsburg. In der Kategorie "Was bisher geschah" schauen ...Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.MagentaSport Nur bei MagentaSport: Alle 380 Spiele der 3. Liga live und in bester HD-Qualität sowie alle Highlights und Wiederholungen nach Abpfiff auch auf Abruf - an jedem Spieltag auch in der Konferenz. Kein Tor und keine Entscheidung mehr verpassen. Außerdem die Top10 der Woche, Dokumentationen, exklusive Interviews und vieles mehr. Zusätzlich Spiele der PENNY DEL, Google Pixel Frauen-Bundesliga, EuroLeague und vieles mehr! Mehr Infos unter: https://www.magentasport.de/aktion/3liga Führung beginnt mit Gefühl: Im Podcast Führungsgefühle erfährst du, wie emotionale Intelligenz, Selbstreflexion und neue Leadership-Ansätze echte Veränderung bewirken können. Jetzt entdecken auf www.fuehrungsgefuehle.de.

(I am sending this week's commentary early this week due to travel)Dear Chancellor,Me again.I am the author of Bitcoin: The Future of Money? (2014), generally agreed to the first book on bitcoin from a recognised publisher.I write with regard to the proposed sale of the UK's bitcoin. Since bitcoin was first introduced in 2009 - invented in reaction to the loose monetary policies of the Global Financial Crisis - bank bail outs, quantitative easing, zero interest policies etc - and the economic injustices they created, the protocol has grown from nothing to a market cap above $2 trillion. A whole new economy has emerged around the technology where none previously existed, providing countless opportunities for individuals, entrepreneurs and nations alike.Initially the domain of a few coders, it is now finding mass adoption at the corporate and even national level. The US is recognizing the digital asset's importance, as it introduces its Strategic Bitcoin Reserve, while China, according to estimates, holds 190,000 coins.Initially, the UK was at the heart of the Bitcoin story. Satoshi Nakamoto, the pseudonymous inventor, wrote in British English, cited UK media, and many early meetups and conferences took place here. Chancellors George Osborne and Rishi Sunak both expressed their desire for the UK to become a global hub for this emerging technology. But the FCA took an opposing view and made it increasingly difficult for UK citizens to participate, so that we have now fallen behind.Opinion about bitcoin is divided. Those who use the technology regularly believe it is not just likely, but inevitable, that it will become the world's dominant monetary network. Many others – typically the older generation, economists or legacy finance – dismiss it as a bubble, often without having tested the tech in any meaningful way.Whichever side of the debate you fall on, the fact that Bitcoin has become the most desired digital asset in the world is indisputable.Among the many features that make bitcoin unique is that its supply is finite. With its estimated 61,000 confiscated bitcoins, the UK has been gifted an extraordinary opportunity. We now hold roughly 0.3% of total supply.I understand that politics demands a focus on the short term – the next Budget, the next election – but I urge you to approach your decision with long-term vision. Please consult with people who regularly use the technology. Do not make this decision based solely on advice from people who never use bitcoin. Take Bulgaria, for example. In 2017, it sold all of its seized bitcoin to cover a short-term budget gap. Those coins today would be worth enough to eliminate the country's entire national debt. From a strategic perspective, the UK's bitcoin holdings represent a once-in-a-generation opportunity. As fiat currencies decline in purchasing power and the global economy moves toward digital and AI-driven systems, this asset could help Britain re-establish itself as an economic superpower with significant geopolitical leverage and monetary independence.An opportunity of this kind is not to be thrown away lightly.Once those coins are sold, we will never be able to buy them back.If bitcoin becomes a hundred trillion dollar network – as some project – the UK's share could prove transformational. That may sound fanciful today, but every surprise in bitcoin's history has been to the upside.There is also your personal political legacy to consider.You would be the Chancellor who sold Britain's bitcoin.That will be how people remember you – just as Gordon Brown, for all else he did, is remembered primarily for needlessly selling Britain's gold at the bottom of the market. For the rest of your life, every timebBitcoin rises in price, people will look at what you sold our coins for and say: “This is how much she lost us.” You are consigning yourself to that fate.Do you want that to be your legacy?So once again, I implore you: take advice from people who understand this technology and its potential. Don't just listen to nocoiners.If you sell bitcoin for fiat you are swapping a superior asset for an inferior one. It is that simple.The trade might bring short-term benefit, but it does nothing to address the underlying structural issues facing this country. If, however, you hold on to the bitcoin – and understand how to integrate it into policy – perhaps create a UK Strategic Reserve - you may find it solves many of our problems.As bitcoiners often say, “bitcoin fixes this.”I hope you read and consider this letter with an open-mind.Yours sincerely,Dominic FrisbyAuthor of Bitcoin: The Future of Money?Writer of The Flying Frisby newsletterPS Please like, share - all that stuff. Thank you! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

(I am sending this week's commentary early this week due to travel)Dear Chancellor,Me again.I am the author of Bitcoin: The Future of Money? (2014), generally agreed to the first book on bitcoin from a recognised publisher.I write with regard to the proposed sale of the UK's bitcoin. Since bitcoin was first introduced in 2009 - invented in reaction to the loose monetary policies of the Global Financial Crisis - bank bail outs, quantitative easing, zero interest policies etc - and the economic injustices they created, the protocol has grown from nothing to a market cap above $2 trillion. A whole new economy has emerged around the technology where none previously existed, providing countless opportunities for individuals, entrepreneurs and nations alike.Initially the domain of a few coders, it is now finding mass adoption at the corporate and even national level. The US is recognizing the digital asset's importance, as it introduces its Strategic Bitcoin Reserve, while China, according to estimates, holds 190,000 coins.Initially, the UK was at the heart of the Bitcoin story. Satoshi Nakamoto, the pseudonymous inventor, wrote in British English, cited UK media, and many early meetups and conferences took place here. Chancellors George Osborne and Rishi Sunak both expressed their desire for the UK to become a global hub for this emerging technology. But the FCA took an opposing view and made it increasingly difficult for UK citizens to participate, so that we have now fallen behind.Opinion about bitcoin is divided. Those who use the technology regularly believe it is not just likely, but inevitable, that it will become the world's dominant monetary network. Many others – typically the older generation, economists or legacy finance – dismiss it as a bubble, often without having tested the tech in any meaningful way.Whichever side of the debate you fall on, the fact that Bitcoin has become the most desired digital asset in the world is indisputable.Among the many features that make bitcoin unique is that its supply is finite. With its estimated 61,000 confiscated bitcoins, the UK has been gifted an extraordinary opportunity. We now hold roughly 0.3% of total supply.I understand that politics demands a focus on the short term – the next Budget, the next election – but I urge you to approach your decision with long-term vision. Please consult with people who regularly use the technology. Do not make this decision based solely on advice from people who never use bitcoin. Take Bulgaria, for example. In 2017, it sold all of its seized bitcoin to cover a short-term budget gap. Those coins today would be worth enough to eliminate the country's entire national debt. From a strategic perspective, the UK's bitcoin holdings represent a once-in-a-generation opportunity. As fiat currencies decline in purchasing power and the global economy moves toward digital and AI-driven systems, this asset could help Britain re-establish itself as an economic superpower with significant geopolitical leverage and monetary independence.An opportunity of this kind is not to be thrown away lightly.Once those coins are sold, we will never be able to buy them back.If bitcoin becomes a hundred trillion dollar network – as some project – the UK's share could prove transformational. That may sound fanciful today, but every surprise in bitcoin's history has been to the upside.There is also your personal political legacy to consider.You would be the Chancellor who sold Britain's bitcoin.That will be how people remember you – just as Gordon Brown, for all else he did, is remembered primarily for needlessly selling Britain's gold at the bottom of the market. For the rest of your life, every timebBitcoin rises in price, people will look at what you sold our coins for and say: “This is how much she lost us.” You are consigning yourself to that fate.Do you want that to be your legacy?So once again, I implore you: take advice from people who understand this technology and its potential. Don't just listen to nocoiners.If you sell bitcoin for fiat you are swapping a superior asset for an inferior one. It is that simple.The trade might bring short-term benefit, but it does nothing to address the underlying structural issues facing this country. If, however, you hold on to the bitcoin – and understand how to integrate it into policy – perhaps create a UK Strategic Reserve - you may find it solves many of our problems.As bitcoiners often say, “bitcoin fixes this.”I hope you read and consider this letter with an open-mind.Yours sincerely,Dominic FrisbyAuthor of Bitcoin: The Future of Money?Writer of The Flying Frisby newsletterPS Please like, share - all that stuff. Thank you! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Brosius-Gerstdorf Plagiatsvorwürfe entkräftigt / Viele nutzen E-Patientenakte noch nicht aktiv / Nur noch Elektro-Mietwagen ab 2030 - Widerstand gegen EU-Pläne / Bergwacht rettet 15 Bergsteiger von der Zugspitze / Massenschlägerei von FCA- und 1860-Fans bei Austria Lustenau / Menschen im All - Müssen wir wirklich zum Mond? // Beiträge von: Doris Bimmer, Johannes Roßteuscher, Martin Sailer, Katrin Martens, Tobias Bönte, Susanne Hoffmann und Veronika Bräse / Moderation: Matthias Stadelmann

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

Why This Episode Is a Must-Watch Are you rethinking what retirement means? Forget the “end-of-the-road” narrative. Today's retirement is about launching a purposeful, fulfilling new chapter on your own terms. In this episode of Inspired Money, host Andy Wang brings together a expert panel of retirement planning, financial wellness, and lifestyle experts to share actionable strategies for creating a holistic, sustainable, and satisfying retirement. Whether you're decades away from hanging up your hat or already on your early-retirement path, this discussion will challenge how you think about mind, body, and money—and what it really takes to thrive in your next chapter.  Meet the Expert Panelists Christine Benz is Director of Personal Finance and Retirement Planning at Morningstar, where she has helped millions of investors make smarter decisions through her writing, speaking, and podcast, The Long View. She is the author of the forthcoming book How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, and has been recognized by Barron's as one of the most influential women in finance.  https://www.morningstar.com   Pete Neuwirth, FSA, FCA, is a senior consulting actuary with over 35 years of experience helping Fortune 500 companies design and fund executive and retirement benefit programs. A thought leader in holistic financial wellness, he is the author of What's Your Future Worth? and Money Mountaineering, and continues to consult, write, and speak on retirement, longevity, and decision-making in a complex world.  https://neuwirthassociates.consulting  Jason Vitug is a bestselling author, wellness advisor, and storyteller who empowers people to live with purpose, financial confidence, and emotional well-being. As the author of You Only Live Once and Happy Money Happy Life, and founder of Phroogal and The Smile Lifestyle, he blends personal finance, travel, mindfulness, and self-development to inspire holistic living.  http://phroogal.com  Jordan Grumet, MD is a hospice physician, personal finance educator, and host of the acclaimed Earn & Invest podcast, where he explores the intersection of money, purpose, and meaning. He is the author of “Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life” and "The Purpose Code,” blending his unique medical and financial perspectives to inspire intentional living.  https://jordangrumet.com Key Highlights: Social Wellness: The Overlooked Retirement Strategy Christine Benz emphasizes that while most people obsess over the money piece, “relationships and social connections are a very underrated component of life satisfaction and happiness.” Long before you retire, invest as much in your social life and purpose as you do in your portfolio. The Holistic, Multi-Dimensional Approach Jason Vitug stresses the interconnectedness of mental, emotional, physical, and financial well-being: “If we let go of one area or focus too much on one dimension, that has a negative ripple effect on the others when we neglect them.” He urges proactive self-care for a genuinely fulfilling retirement, not just a financially secure one.  Planning for Risk and Flexibility Pete Neuwirth reveals that successful retirement involves more than numbers: “It's really all about managing the risks in the decumulation in the retirement phase, including sequence of returns, but also longevity, spike expense and other things like taxes.” He recommends home equity and part-time work as often-underused “buffer” assets.  Emotional Preparedness: Redefining Identity Post-Career Jordan Grumet and Christine highlight the emotional side: retirees often struggle with identity and purpose once their work routines and roles fall away. Jordan suggests revisiting childhood passions. Christine recommends testing meaningful activities in advance so retirement transitions are smoother and more joyful. Call-to-Action Here's your one thing you should do this week: Take 20 minutes to write down your vision for retirement... not just the numbers, but the life. What does a meaningful day look like? Who are you with? What are you doing? Then ask: What small step can I take now to start living that vision today? Then reverse engineer that back to your finances.  Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

In de FCA Daily van 18 juli bespreken Lars Jesse van Eijden, Mart ten Have en Lars van Velsum het aller laatste voetbalnieuws. Feyenoord loopt toch nog binnen op Al-Nassr aankoop David Hancko, Ajax heeft interesse in een Israëlisch toptalent, Vitesse moet het zoveelste zwaard van Damocles overleven en De Eerste De Beste staat op de Zwarte Cross!(00:00) | FCA talk(04:33) | Overlevingskans Jean-Paul Rison stijgt met verplaatsen wedstrijd(05:22) | Hancko toch naar Al-Nassr!(10:05) | Gloukh in belangstelling van Ajax(16:07) | Forbs naar Club Brugge(25:08) | Lukaku op stage bij FC Volendam(29:23) | Het einde van Vitesse nabij?(38:00) | Snoop Dogg mede-eigenaar Swansea CityLars, Lars en Mart verwijzen naar: https://www.nrc.nl/nieuws/2025/06/02/hoe-anton-gaaei-zijn-demonen-overwon-en-volwassen-werd-bij-ajax-a4895314Zie het privacybeleid op https://art19.com/privacy en de privacyverklaring van Californië op https://art19.com/privacy#do-not-sell-my-info.

In this week's episode of Chopper's Political Podcast, former Chancellor Jeremy Hunt joins Christopher Hope to discuss Labour's looming tax plans, the future of welfare reform, and whether Britain is on the path to decline or greatness.Beat the system with TallyMoney. Gold you can spend. Discover more here: https://click.tallymoney.com/A64P/df08xa5e #adThe purchase of gold and investment in bullion is not FCA regulated nor do they benefit from the protections of the Financial Services Compensation Scheme or the Financial Ombudsman Service. The value of your investment can go down as well as up. Consider the risks involved before choosing to invest. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated Hosted on Acast. See acast.com/privacy for more information.

On 2 July 2025, the FCA published Consultation Paper 25/18 https://www.fca.org.uk/publication/consultation/cp25-18.pdf, "Tackling non-financial misconduct in financial services", comprising both a Policy Statement and final rules, together with further consultation on the revised guidance proposed for the FCA Handbook. It has taken the FCA considerable time to reach this phase in the development of its NFM policy, and there has been significant change from its original proposals in CP23/20 https://www.fca.org.uk/publication/consultation/cp23-20.pdf. Even with further clarity and guidance from the FCA, this undoubtedly remains one of the most difficult areas for firms to grapple with. Join Jon Ford, Hywel Jenkins, Christine Young and Michael Tan as they discuss CP25/18 and consider whether it raises more questions than it answers.

Hello, and welcome to episode 171 of the Financial Crime Weekly Podcast, I'm Chris Kirkbride. This episode looks at the FCA's £42 million penalty against Barclays for critical compliance failures, exposes the growing exploitation of UK youth in laundering schemes, and explores mounting international tensions around sanctions—highlighting controversial moves against Palestinian legal advocates and a unified crackdown on ISIS operatives in Africa. We also track cybersecurity crises, crypto clashes in Congress, enforcement efforts in Singapore, and reform of digital assets in the UK.A transcript of this podcast, with links to the stories, will be available on Thursday at www.crimes.financial.

My guest today is Susie Violet Ward, CEO and co-founder of Bitcoin Policy UK, a financial analyst and journalist (Forbes) focused on Bitcoin and the environment. In this episode, Susie unpacks the regulatory hostility toward Bitcoin in the UK, from the FCA's refusal to distinguish it from crypto, to the media's relentless misinformation, especially by the BBC. We discuss her personal journey from accountant to developer to Bitcoiner, and the uphill battle of educating regulators, advocating for mining, and defending financial sovereignty. Susie shares her efforts to expose flawed climate narratives, resist CBDCs, and challenge the FATF Travel Rule's surveillance overreach. We also explore the risks of mining centralization, media capture, and why misunderstanding at the top is often worse than malice. Above all, this is a conversation about standing up for truth, pushing back against state overreach, and building a decentralized future, one policy at a time. ► This episode is part of the "Bitcoin Vegas 2025 Special" in collaboration with Ben Samocha, Founder of Israel's CryptoJungle and Crypto Talks podcast.► If you got value, please like, comment, share, follow and support my work. Thank you!-- SPONSORS & AFFILIATES --►► Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn ►► Get 10% off on Augmented NAC, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (Note, this is not medical advice and you should consult your MD)►► Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat ►► Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat ►► Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events -- LINKS –Susie's Twitter: https://x.com/DecentraSuze Bitcoin Policy UK Twitter: https://x.com/BitcoinPolicyUK Susie's Forbes Column: https://www.forbes.com/sites/susievioletward/ Efrat's Twitter: https://twitter.com/efenigsonEfrat's Telegram: https://t.me/efenigsonBen's Twitter: https://x.com/bensamocha Ben's LinkedIn: https://www.linkedin.com/in/ben-samocha/ Watch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: ⁠https://www.buymeacoffee.com/efenigson   ⁠Support Efrat with Bitcoin: https://geyser.fund/project/efenigson-- CHAPTERS –00:00 Coming Up…01:10 Introducing Susie & Bitcoin Policy UK 06:30 Current Bitcoin Policy & public adoption in the UK11:10 The State of Mainstream Media and Bitcoin Sentiment12:45 Bankers & Politicians Understanding of Bitcoin14:30 Susie's FOI with The BBC19:00 UK Legislation & Regulation Concerns20:00 Dangers of KYC & the FATF Travel Rule, and MiCA26:00 Belief in the System, Leading To Mass Surveillance & CBDC29:50 Taxation and Privacy in the Digital Age35:00 Centralization Risks of Bitcoin Mining - clip 3738:00 The Digital Pound / CBDC Developments41:40 “Climate Change” Policies44:30 The Importance of Studying Bitcoin46:15 Susie's Message of Hope

Hello, and welcome to episode 170 of the Financial Crime Weekly Podcast, I'm Chris Kirkbride. This episode unpacks a wide range of developments—from targeted sanctions and regulatory refinements to emerging threats driven by AI and deepfake technologies. Highlights include UK and US moves against sanctioned individuals and groups, new OFSI guidance on debt payments and domicile, and evolving shadow banking tactics linked to Iran. The episode also explores FATF's warnings on terrorist financing, the FCA's updated PEP guidance, OECD's integrity reports across Eastern Europe and South Africa, and regional efforts to bolster anti-corruption and AML capacity. With cyber-enabled fraud and AI-driven evasion pushing global enforcement systems to the brink, it's a critical moment for compliance professionals and policymakers alike.A transcript of this podcast, with links to the stories, will be available by Monday at www.crimes.financial.

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

In this episode, Elliot Berman and John Byrne dive into the latest developments in global financial crime compliance. They unpack the FATF's new report on terrorist financing, explore upcoming U.S. legislation on cryptocurrency and stablecoins, and discuss AUSTRAC's expanded AML/CTF regulations in Australia. The conversation also covers the FCA's updated guidance on politically exposed persons (PEPs) and enforcement actions against digital banks like Monzo, and other issues affecting the financial crime prevention community.

Precisamos desconstruir uma ideia: experiência do cliente não é só atendimento. O atendimento é apenas uma parte da jornada. A experiência é sobre tudo o que o cliente vive com a sua marca — desde a descoberta até o pós-venda. E isso tem que ser melhorado todo dia. Neste episódio vamos falar sobre como usar o modelo de Gestão FCA para melhoria contínua da experiência. O Professor Fernando Coelho, Diretor do Instituto Experiência do Cliente e autor dos livros Gestão de Vendas e Experiência do Cliente, Cx descomplicado, Fidelizando o Cliente na prática e mais 5 obras de negócios, vai falar mais sobre o tema. Da o play!‘Palestras do Professor Fernando Coelho:https://www.institutoexperienciadocliente.com/Formação Online Experiência do cliente na prática:coelhofernandofalou.com.br/formacao-em-cx/ Siga o Professor Fernando Coelho, no Linkedin: https://www.linkedin.com/in/fernando-coelho-experi%C3%AAncia-do-cliente-%F0%9F%8F%B3%EF%B8%8F%E2%80%8D%F0%9F%8C%88%F0%9F%92%9B-bab71425/

Shannon Tan, EFG Sports Ambassador and professional golfer on the Ladies European Tour joins Moz on the podcast this week. The 21 year old Singaporean golfer shares the story of her journey to professional golf, along with her strategies for maintaining focus and discipline while on tour, and how she copes with the pressure of playing against some of the best in the world.Our host, Moz Afzal:https://bit.ly/31XbkTROur guest:Shannon Tan, EFG Sports Ambassadorhttp://bit.ly/4lCKQhkEFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. You should seek your own professional advice suitable to your particular circumstances prior to making any investment or if you are in doubt as to the information in this document.Although information in this document has been obtained from sources believed to be reliable, no member of the EFG group represents or warrants its accuracy, and such information may be incomplete or condensed. Any opinions in this document are subject to change without notice. This document may contain personal opinions which do not necessarily reflect the position of any member of the EFG group. To the fullest extent permissible by law, no member of the EFG group shall be responsible for the consequences of any errors or omissions herein, or reliance upon any opinion or statement contained herein, and each member of the EFG group expressly disclaims any liability, including (without limitation) liability for incidental or consequential damages, arising from the same or resulting from any action or inaction on the part of the recipient in reliance on this document.The availability of this document in any jurisdiction or country may be contrary to local law or regulation and persons who come into possession of this document should inform themselves of and observe any restrictions. 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Join us in this exciting throwback compilation of classic *Jeep Talk Show* clips from the early days, back when it was called the *XJ Talk Show*! From record-breaking Jeep sales to swamp buggy racing and Lake Tahoe OHV trail updates, this collection is packed with nostalgic Jeep stories, tech tips, and off-road adventures.

Brother Kirby Myers is a beloved former member of the church who grew up attending and now returns as a camp pastor with FCA. Known for his heartfelt preaching and down-to-earth humor, he shared a powerful message from Matthew 26, emphasizing the humanity of Christ through His sorrow in Gethsemane, His prayerful submission to the Father, and the strength that followed. His sermon reminded us that sorrow should lead to supplication, and through prayer, God supplies the strength we need to endure.#KirbyMyers #FCAcamp #ManOfSorrows #ChristOurStrength #Gethsemane #GospelHope #ObedienceToGod

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

Marina Reason and Rakshi Kiran examine FCA consultation paper 25/15, which proposes a brand-new prudential regime for cryptoasset firms, including rules on regulatory capital. This is the first sight of a dedicated prudential framework tailored specifically for crypto firms in the UK. CP25/15 is designed to be read alongside a related FCA consultation paper (CP25/14), which proposes rules and guidance on stablecoin issuance and cryptoasset custody. We unpacked the FCA's proposals on issuing qualifying stablecoins in our recent podcast "Decrypting the FCA stablecoin rules" - https://soundcloud.com/hsfkramer/fsr-podcast-decrypting-the-fca-stablecoin-rules - and we will be considering the FCA's proposals on crypto custody in a future podcast. These FCA consultations followed publication by HM Treasury of near-final draft legislation to create new regulated activities for cryptoassets, and an FCA discussion paper (DP25/1) on regulating cryptoassets, We discussed these developments in our podcast on the Top 3 takeaways from the new crypto rules https://soundcloud.com/hsfkramer/fsr-the-new-uk-crypto-rules and our related blog post https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/uk-cryptoassets-regime-the-draft-rules-have-landed. Speakers: Marina Reason, Partner, Financial Services Regulation, London; Rakshi Kiran, Associate, Financial Services Regulation, London.

On 3 June 2025, the FCA published PS25/5 https://www.fca.org.uk/publication/policy/ps25-5.pdf which included the final version of its updated Enforcement Guide. In Episode 7 of the FSR Brief, Jon Ford and Michael Tan discuss the key changes to the FCA's approach to transparency in relation to investigations and the other changes to the Enforcement Guide, and how these may play out in practice. For an overview of the changes, read our blog post on PS25/5 https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/fca-final-enforcement-guide

Jeff Hancock is the CEO of Coinpass, a UK-based crypto exchange acquired by OANDA in 2023. He's bringing crypto and traditional finance closer together in a secure, regulated way. Why you should listen ​​Born in London in 2018, Coinpass climbed the regulatory mountain early, securing an FCA crypto-asset registration and then catching the eye of multi-asset heavyweight OANDA, which snapped up a majority stake in August 2023. Now the exchange enjoys the deep pockets and risk-management chops of a global FX giant while keeping its Union-Jack credentials intact.  Coinpass is unapologetically business-first: corporate and SSAS pension accounts, OTC desks, Faster Payments for GBP, SEPA Instant for EUR, and a Fireblocks-secured custody stack. The offering tops out at roughly 18 coins across 50 pairs, with auto-trade DCA tools and a staking “Earn” programme. As the FCA's May 2025 paper ushers in a tougher regulatory era, Coinpass is already playing the game two moves ahead—fully registered, audit-ready, and backed by OANDA's deep balance sheet. Its curated asset list and institutional-grade spreads may forego meme-coin noise, but they deliver what CFOs and treasurers actually need: transparent pricing, instant GBP rails, and a compliance posture built to glide through tomorrow's rulebook. While other exchanges scramble to retrofit governance, Coinpass stands out as the gold-standard gateway for UK digital-asset professionals—future-proof, rock-solid, and ready to scale. Supporting links Stabull Finance Coinpass Andy on Twitter  Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.

In a world where payments have evolved from a back-office utility into a strategic business driver, how do you build a platform that truly puts control back into the hands of merchants? On this episode of Tech Talks Daily, I sat down with Dwaine Thomas, CIO of PXP, to explore how the company is transforming the payment landscape with its next generation platform, PXP Unity. PXP has been a force in fintech for over 30 years, processing over €30 billion in payments annually for some of the world's most recognised retail, hospitality, entertainment, and online gaming brands. But rather than rely on legacy systems, PXP has gone all in on greenfield development with PXP Unity, a fully API driven orchestration platform that enables merchants to plug into the services they need without the complexity of managing the entire payment stack. Dwaine walked me through how Unity empowers businesses with real-time data aggregation, smart routing, and complete transparency, all delivered through an intuitive interface. He also shared how the platform supports seamless scaling during high-demand periods, like Black Friday, and provides merchants with both control and automation to optimise payment performance across channels. What stood out was the clear shift in mindset. Sixty-four percent of merchants now view payments as a growth enabler, not just a necessity. With Unity, merchants gain the flexibility to adapt strategies on the fly, personalise the payment experience, and align payments with broader business goals. We also explored the growing role of AI in PXP's roadmap, from driving development efficiencies to enabling future use cases like AI agents within payment flows. As regulation evolves, Dwaine highlighted how initiatives like the FCA's AI sandbox point to a more proactive and structured approach to innovation in the payments space. So how can enterprises unlock new value from their payments infrastructure? How do you build for performance, resilience, and adaptability in equal measure? And what happens when payments become central to customer experience and brand loyalty? Tune in to hear how PXP is answering those questions with technology that is both powerful and practical.

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

In this special episode of the Research Insights Podcast, Dale Hall, Managing Director of the Society of Actuaries Research Institute, honors the legacy of James C.H. Anderson—a pioneering actuary and visionary in the insurance world. Joining Dale are four esteemed guests who personally knew and worked with Jim: Jay Jaffe, FSA, MAAA, President of Reinsurance Administration, Ltd. Jim MacGinnitie, former Chief Economist of the American Council of Life Insurers Mike Tuohy, Managing Director at Tillinghast Ron Butkiewicz, CEO of First Penn Pacific Together, they reflect on Jim's groundbreaking contributions, including his revolutionary work in gross premium calculations, profit measurement, and the development of Universal Life products. From his early days at Abbey Life to influential consulting roles in London and Atlanta, Jim's ideas reshaped insurance regulation, product development, and actuarial practice for decades to come. Further Resources to Explore James C. H. Anderson's Legacy: Gross Premium Calculations and Profit Measurement for Nonparticipating Insurance James C. H. Anderson ASA, MAAA, FCA 1975 November Edition of Emphasis – The Universal Life Insurance Policy  James C. H. Anderson ASA, MAAA, FCA Insurance Hall of Fame Profile James C. H. Anderson ASA, MAAA, FCA Transactions of Society of Actuaries, 1993 VOL. 45 – Obituary James Charles Henry Anderson Send us your feedback at ResearchInsights@soa.org

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comOh, my goodness me. I don't think I've ever seen volatility like it.We have a huge speculative bubble on our hands, and it's popping.What's more, this bubble is full of chancers, charlatans and chief executive officers.The Mail has got onto the story. That is not a good sign. If I told you ten days ago that the price of a share you just bought would rise from 6p to 40p in a week, you'd be pretty happy.Then again, if I told you on Monday that something you owned was going to drop by 60% the following day, you'd be pretty unhappy.That's what happened with the UK-listed bitcoin treasury companies.Nobody said it would be easy.Today we are going to try and make some sense of what is going on. We have a comprehensive list of all the UK companies jumping on this nutty bandwagon. And, most importantly, we consider what to do next.Let's start with a timely reminder: owning a speculative bitcoin treasury company is not the same as owning bitcoin. One is a crazy speculation, the other is the future money system of the world. Bitcoin treasury stocks ≠ bitcoinI hope that is clear.Now a rant.The Great British FCA Crypto FarceI'm looking at the price of Coinsilium (AQUIS:COIN) this morning. It is ranging from 60p to 30p, i.e. doubling and halving. This situation means the beloved UK market makers might be creaming off enough money to keep them in caviar and truffles for the foreseeable future, but the ordinary retail investor is getting hammered.In the course of 7 trading days, Coinsilium has gone from 6p to 90p to 30p.The bitcoin price, meanwhile, is pretty much unchanged.This situation is almost entirely a creation of the FCA, with its decision to “protect” UK investors from the dangers of cryptocurrencies. That protection began in 2020 when bitcoin was $5,000. Today it's $105,000. That's a $100,000 per coin increase—a 21x or 2,000% gain—UK investors were protected from.Remember UK Chancellor Rishi Sunak spinning his “Britcoin” BS?“It's my ambition to make the UK a global hub for cryptoasset technology, and the measures we've outlined today will help to ensure firms can invest, innovate and scale up in this country.We want to see the businesses of tomorrow – and the jobs they create – here in the UK, and by regulating effectively we can give them the confidence they need to think and invest long-term.This is part of our plan to ensure the UK financial services industry is always at the forefront of technology and innovation.”Nobody told the FCA! How was any of that even remotely possible when the FCA had banned the sale of crypto derivatives to UK consumers, and effectively regulated cryptoasset technology out of existence in the UK?Did the two departments even speak before he trotted out that rollocks?Of course they didn't. They are different departments.It's as though the UK government is inherently incompetent.Remember UK Chancellor George Osborne publicising himself buying bitcoin at an ATM? The FCA made ATMs illegal.Remind me. Who voted for the FCA? Or indeed Ofcom? Or Ofsted?Why do these bodies have such extraordinary power?It's enough to make you a libertarian.In any case, we now have this situation of extraordinary pent-up demand, built up over many years, with hundreds of billions of pounds in ISAs and pensions wanting exposure. The result is this insane volatility in UK bitcoin treasury companies.Smarter Web Company (AQUS:SWC) went from 2.5p to above 600p, giving it a market cap over a billion. It has just £45 million in assets. Great work, FCA.Today it's sitting just below 300p.Japan has similarly prohibitive anti-bitcoin regulations, and has thereby created the market leader in this second wave of bitcoin treasury companies, Metaplanet (3350:TYO). (Strategy (NASDAQ:MSTR) was the leader in phase one.)The Japanese company announced this week that it has raised another $500 million, with which it is going to pay down its 0% debt and buy more bitcoins. Why is it paying down its debt? Presumably to clean up its balance sheet so it can raise further capital on better terms to buy more bitcoin (it has targeted 1% of total supply, which would be 210,000 bitcoin). The Japanese market is starved of bitcoin access. Metaplanet is exploiting this situation.Despite a flat bitcoin price, there was a worldwide sell-off of treasury companies starting on Monday. The sell-off coincided, as these things always seem to, with coverage in the mainstream press. In this case, the Mail marked the top with a piece on the Smarter Web Company.Pretty much all the treasury sh1tcos are now down 50–70%. Is that it? Game over? Or was that just phase one?I've seen this play out many times over the years. I've seen it with uranium sh1tcos in 2006, gold junkcos, silver rubbishcos, graphite flybynights, helium hotaircos and moreIt doesn't take a genius to work out where all this is going, and a lot of people are going to make a lot of money. A lot more are going to lose a lot of money. These things are not necessarily going to zero - they will have bitcoin on their balance sheet. But when bitcoin has one of its biennial corrections, they are going to get crucified.But we are also going to see a new corporate model emerge as a result.It's dotcom, basically. But which companies will be the Amazons and Microsofts? And which are Pets.com and ClickMango?Every day we are hearing news of another company “pivoting” - who invented that awful word? - into a bitcoin treasury company. It is all happening very quickly.Here's a list of the UK companies getting in on the game. Then we will look at what to do next .Meet the Players. Should I say, '‘Monkeys”?In addition to Smarter Web Company (AQUIS:SWC) and Coinsilium (AQUIS:COIN) we have:

Marina Reason and Chloe Kim unpack the FCA's proposals on issuing qualifying stablecoins that are set out in consultation paper 25/14, published in late May. In CP25/14, the FCA also seeks views on proposed rules and guidance for safeguarding qualifying cryptoassets, including qualifying stablecoins. We will consider these proposals in a future podcast. Publication of CP25/14 represents another milestone met under the FCA's crypto roadmap. It follows publication by HM Treasury (in late April) of near-final draft legislation to create new regulated activities for cryptoassets, and an FCA discussion paper (DP25/1) (published in early May) on regulating cryptoassets, Both the draft legislation and DP25/1 are considered in our recent podcast on the Top 3 takeaways from the new crypto rules https://soundcloud.com/hsfkramer/fsr-the-new-uk-crypto-rules and our related blog post https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/uk-cryptoassets-regime-the-draft-rules-have-landed.

In the first of a three-part mini series exploring the trends impacting the financial services sub sectors, host Tessa Norman is joined by Albertha Charles, PwC UK and Global Asset and Wealth Management (AWM) Leader, and Andrew Strange, Director in PwC UK's Regulatory Insights team, to take a deep dive into the drivers of change in the AWM sector. Against a backdrop of market volatility, shifting investor expectations, and increasing regulatory complexity, our expert guests explore the forces reshaping the AWM landscape - from the rapid rise of private markets to generational wealth transfer.We discuss how technology is driving change, enabling both operational efficiencies and new revenue opportunities through innovations such as tokenised funds and tech-as-a-service offerings. Our guests also unpack the UK's policy drive for growth, examining regulatory initiatives including the FCA's advice guidance boundary review, consumer composite investment regime, and outcomes-based model of supervision.We conclude with a look at how firms are rethinking strategy in light of these trends, and what will differentiate those that thrive in this period of transformation. You can contact our PwC speakers if you'd like to discuss any of the topics covered, at tessa.norman@pwc.com, albertha.charles@pwc.com, and andrew.p.strange@pwc.com. You can access the publications mentioned in the podcast below:PwC value in motion: https://www.pwc.com/gx/en/issues/value-in-motion.html PwC's Asset and Wealth Management Revolution: https://bit.ly/44lQVZF To hear more from us on financial services risk & regulation, you can also access all our regular publications at this site: https://www.pwc.co.uk/industries/financial-services/understanding-regulatory-developments.html.  

A new episode of Casual Conversations is available now!In this episode, Pastor Scott Wade interviews former NFL player, Patrick DiMarco.  Patrick grew up in Altamonte Springs, Florida, and moved to South Carolina to play football for the University of South Carolina Gamecocks from 2007 to 2010. He has been married to his wife, Kirstin, for 10 years, and together they have four young children: Weston (9), Sutton (6), Coco (4), and Wade (3). Patrick spent 10 years in the NFL, playing for the Chargers, Chiefs, Falcons, and Bills. He now works with Cason Development in Columbia, South Carolina, a company specializing in commercial real estate development throughout the state. Though he was raised in a Lutheran church in Altamonte Springs, Patrick's faith deepened during his college years at USC, where he became involved with FCA and was mentored by team chaplains Adrian Despres and Frank Hester. Today, he and Kirstin are active members of Eastminster Presbyterian Church in Columbia, where they are raising their children in a strong, faith-centered community.  Join us as we discuss where faith and football intersect.  

I am writing today's dispatch from Prague Airport, on my way back to Blighty.What a splendid city Prague is, and what a lovely bunch the Czechs are.It feels like this is still very much a high-trust society. Twice I left my bag in public places – full of very nickable laptop, passport and other gubbins – and both times I came back to find my bag untouched, but safely put to one side. At night the city felt safe. It was very clean – I actually started looking out for litter and I couldn't see any anywhere, whether in the centre or the suburbs, where I was staying. I always think litter – or lack thereof – is a good indicator of how much people really care about their surroundings, how loyal to and invested in their area they feel, and, indeed, how well brought up they are.The Czechs were lovely: polite, hard-working, respectful, full of ambition and drive, and good looking.The story is that Hitler went to university in Prague and loved the place that so much that, when the Nazis invaded in 1939, he ordered that the city should not be bombed but preserved. I heard the story last time I was here, and heard it again this time. But then I just fact-checked this story and apparently it is total rollocks - Hitler never went to university anywhere, nor did he visit Prague. Perhaps the city survived because the Czechs decided not put up any resistance, so the Nazis went unopposed, which meant they didn't need to bomb anything.In any case, the city is preserved and you can feel the history as you stroll about the stunning centre. It makes you cry for all the cities that did get flattened in WWII and the memories that disappeared with them.The food was lovely. So was the beer. I even had a couple. All in all, travel, board and lodging cost half of what they do in London, I'd say, at a guess.Just as I did last time I was here, I came away enamoured with the place, feeling that I must come back soon.As for the conference itself, BTC Prague, there were a few GenXers and Boomers – including my new friends Larry Lepard (check out his book), James Lavish (check out his fund) and George Bodine (check out his art) – as well as myself – but 85%+ of attendees were under 50, I'd say, with a large chunk under 30.If you are young, starting out and wondering what to do, I would urge you to get involved with the Bitcoin movement. There are so many different ways to do so, depending on where your talents, skills or interests lie. You can be artist, scientist or journalist, engineer, entrepreneur, traveller or surfer-dude. It really doesn't matter. You'll find a path that suits you. It all feels so dynamic and full of opportunity. It's brim full of doers. Everyone is so supportive. There is plenty of capital to invest. You can make quick progress.Another thing to note: there are a lot of extremely clever people in this movement. Average IQ levels in Bitcoin are, I've little doubt, much higher than you typically find elsewhere.Conversation, naturally, was dominated with talk of the bitcoin treasury companies, and the incredible price action we are seeing there. To use the baseball analogy, which innings of 9 are we in? I generally made the case that we are in perhaps 5 or 6, with Michael Saylor and MicroStrategy (NASDAQ:MSTR) in 2020 having been innings one. Some of the old-timers - who, it has to be said, have missed this particular wave - dismissed it as the ICO or DEFI craze of this cycle. They may have a point.But James Van Straten, the bright young mind behind the transformation of Coinsilium (AQUIS:COIN), told me in no uncertain terms that, as far as the UK is concerned, ball one of innings one has only just be thrown. There is £1.2 trillion of capital in UK pensions and ISAs and, thanks to the FCAs anti-bitcoin rulings, several years of pent-up demand. We shall see.What's different between this and ICO/DeFi madness is that the bitcoin treasury companies are holding something real and strong, while the narrative is only just getting going.People were very kind about my presentation, and I got asked to do a second one the following day, which I hurriedly wrote. I'll share both with you as soon as I get the vids, but my main arguments were:* With the changing nature of the global workforce, the rise of the gig and freelance worker, especially the digital nomad (billions of people will soon be on the move), demand for borderless money and portable wealth is inevitably going to grow.* Save strong currencies; spend weak ones.* By investing in bitcoin (the currency), you benefit from the cumulative, combined IQ of everyone involved in Bitcoin (the movement).* With such extraordinary potential, the risk is not so much owning bitcoin as not owning it.As you would expect from someone with my chequered past, I threw in lots of jokes as well.Join this amazing movement.But the main event was the Michael Saylor presentation on Saturday afternoon.My goodness me, the 60-year-old former aerospace engineer has become a rock star. He was mobbed. He stood there in the entrance hall, patiently smiling for 90 minutes, with a circle of people around him 10-deep, all wanting selfies. The frenzy did not relent, and eventually his bodyguards had to usher him away so he could prepare for his presentation.That same presentation will no doubt be doing the rounds on the internet over the next few days, and I urge you to watch it, but I will summarise his main points here.Saylor, his usual intense, charismatic self, first observed just how far bitcoin has come over the past 12 months. Up about 70%, it has, yet again, outperformed gold, bonds, stocks and real estate. The White House has said it wants to make the US the bitcoin capital of the world. The new US administration is extremely pro-bitcoin – he went through the key players one by one. With the ETFs and increasing institutional adoption, bitcoin is altogether more normalised and legit.He spoke about how he wished he had got involved in 2013, when he first heard about bitcoin, rather than in 2020, but he also made the point that bitcoin still only makes up less than 1% of global capital and that this share will inevitably grow. 99% of global capital doesn't know about it yet and so, even buying now, you're ahead of 99% of capital.Then he began to speak about where this growing monetary network is going. Bitcoin will continue to outperform stocks, gold, bonds and real estate, as it inevitably grows to occupy a larger slice of the global capital pie. Twenty-one years from now, it's going to be $21 million a coin, he said. There is, therefore, an opportunity to change the destiny of your family for generations to come. You create the future, he said.To deal with the drawdowns and the crypto winters, be like a seasick sailor: keep your eyes on the horizon. On the bigger picture. Saylor outlined several strategies to grow your bitcoin position and showed how rich each would make you in 21 years. The lowest-risk method is to dollar cost average (DCA) – buy a set amount each month and each year. But to increase your gains, use leverage. Use it wisely of course: keep interest payments low, fixed and long duration. Otherwise, you risk debt servitude and will end up with nothing.The principle is to borrow weak currencies, which lose value, and use the money to buy the strongest currency of the lot, which will inevitably gain in value. The gains you make will be extraordinary.I urge you to watch the presentation when it comes out, as he details the different strategies – and then shows the different outcomes.Using:* DCA* Leverage* DCA + leverage* In the case of companies, issuing stock to buy bitcoin* Issuing stock and using DCA + leverageIt will turn you into a total bitcoin head, I guarantee.But that's all for today.I'll be back mid-week with more commentary. I'm attending Swen Lorenz's Weird Sh1t Investing Conference on Tuesday so there will no doubt be lots of good ideas in there. I'll also update you on my conversation the day before yesterday with Eric Semler, Chairman of bitcoin treasury company, Semlar Scientific (NASDQ:SMLR). Semlar has been eclipsed in performance by the (once) smallcap UK bitcoin treasury companies - Smarter Web Company (AQUIS:SWC), Consillium (AQIS:COIN) and Helium Ventures (AQUIS:HEV.PL), but it is lower risk and better value given it is trading at the actual value of its bitcoin holdings and looks set to enjoy a decent run should bitcoin catch a bid.If you enjoyed this article, please like, share - all that stuff. It helps.Until next time,DominicPS Here's this week's commentary in case you missed it:DisclaimerI am not regulated by the FCA or any other body as a financial advisor, so anything you read above does not constitute regulated financial advice. It is an expression of opinion only. Tech stocks are famously risky, , so please do your own due diligence and if in any doubt consult with a financial advisor. Markets go down as well as up. I do not know your personal financial circumstances, only you do, but never speculate with money you can't afford to lose. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Barb Lindquist's triathlon career highlights her consistency, perseverance, and excellence. Of her 134 pro career starts, she won 33 races (25%), stood on the podium 86 times (64%), and had 114 top 10 finishes (85%), covering all distances from sprint to Ironman, specializing in the Olympic distance. She beat the Australians on their own turf by winning their coveted F1 Series twice, was ranked #1 in the world from 2003-2004, and represented the USA in the 2004 Olympics in Athens (9th). In 2010 Barb was inducted into the USAT Hall of Fame.Lindquist made it to the top of the sport by dedication to hard work, an easy-going spirit, and insights from husband and coach, Loren. Her “off the front” racing style and her ability to leave it all out on the course gained her the respect of her competitors and admiration of fans around the world. Barb's passion to the sport is balanced by her Christian faith and joy of life in her home state of Wyoming. Barb loves to tell people, “I have the best office in the world.”After retiring from racing in 2005, she began to coach triathletes, to inspire others by sharing her story through public speaking, and to work part-time for USA Triathlon.The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comI am travelling to the bitcoin conference in Prague this week - come say hi if you're there - so you are likely to get a lot of bitcoin-related content over the next fortnight, as I re-indoctrinate myself.Indeed, we are talking bitcoin and gold today — and we start with this.The Bitcoin Treasury BoomUK-listed Coinsilium (AQUIS:COIN), as flagged last Sunday, is jumping on the bitcoin treasury bandwagon. It has risen over 600% in the 10 days since I covered it. It was 6p. Now it's over 40p. Its market cap it £135 million. It only owns 25 bitcoins. (Worth around £2 million).Nuts. But there you go.I have taken my original stake off the table. I'll let the rest run, as I think it will. Its recently announced placement was four times oversubscribed.Bitcoin treasury companies are the new sh1tcoins. There will soon be more of them than there are sh1tcoins, the way things are going. It will probably all end in tears - for which we will have the FCA to thank, because it has outlawed investors from buying bitcoin ETFs and the like - but, while the music is playing, we dance. The other possibility, of course, is that productive companies follow the zombie company lead, at which point the entire corporate financial model changes. Every company becoms a bitcoin treasury company. I actually think there's a good chance of this happening, and I'll explain why in a moment.But let me just remind you — and myself — that owning a bitcoin treasury company is not the same as owning bitcoin. It's a speculation, a substitute, but it's not the same.(BTW I bought some bitcoin with Revolut the other day, and I found the process very simple - though I quickly sent the money to another, safer wallet. Strike and CoinCorner are other UK options.)The non-US bitcoin treasury plays are doing better than the US, which is interesting. Strategy (NASDAQ:MSTR) and Semler (NASDAQ:SMLR), for example, are not moving. (They will if bitcoin breaks to new highs above $110,000, as it is trying to do, but for now it's all about the UK and Japan, and the dumb regulations that have created this situation).Gold Is Now Number TwoThis week has seen something of a landmark development, meanwhile. Gold has overtaken the euro to become the second-most held asset by central banks. 20% of central bank reserves are now held in gold, against 16% in euros.Also of considerable note — and largely unreported — US dollar holdings have fallen below 50% for the first time in almost 30 years. They now sit at 46%. De-dollarisation is happening, folks, right in front of our eyes.If you are enjoying this post, please like it, share it and all that stuff. Thank you.This 20% gold figure compares with just 10% ten years ago. I've little doubt this will double again over the next 10 years - and we'll be at 40%.Even ECB Chief Lizard, Christine Lagarde, has noticed. “The accumulation of gold by central banks continued at a record pace,” she says. “Some countries have been actively exploring alternatives to traditional cross-border payment systems.”That last sentence is telling. It further confirms what we all knew was happening. It's not just as a store of value that the US dollar's central role is subsiding, but as a medium of exchange.Gold is reclaiming its historical role as a core international holding. Make sure you own some.If you are buying gold or silver to protect yourself in these ‘interesting' times, the dealer I use and recommend is the Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. Find out more here.In the same press release Lagarde says:“Offering solutions for settling wholesale financial transactions recorded on distributed ledger technology platforms in central bank money will increase the efficiency of European financial markets and the global appeal of the euro.”That's reptilian speak for “the euro CBDC is coming soon”. The EU CBDC Beast could begin as soon as this year. It will be rolled out first at the institutional level. Then it will be forced on the minions (which I don't think will work, by the way, for reasons explained [here] — but that doesn't mean they won't try).Turning to what might prove the Big Kahuna.The Real Crisis: Government Spending Can't StopWe have another rapidly developing plotline, and this announcement was widely overlooked by the press - probably on government orders, but perhaps because, as Occam's Razor would have it, they're thick. It is, in my view, a highly significant development, and is going to open the door to a ton of money-printing.

 With the FCA's push for simplification of the regulatory landscape in the first half of 2025, we consider whether the government's pro-growth agenda will be achieved, and where the FCA is focusing its regulatory efforts in the meantime (spoiler alert: cryptoassets and mortgages feature!)Kate Shattock discusses developments in the FS sector with Paul Harris, Chris Ratcliffe and Charlotte Harris.

Interview with the CEO of the Franchise Council, Jayson Westbury, about the code reform and what the FCA has planned to help franchising in 2025.Learn more about the FCA at https://franchise.org.au/

Peter Lane, co-founder of Jacobi Asset Management, joins Jordan to discuss the journey to launching Europe's first Bitcoin ETF for retail investors.They explore the regulatory hurdles, the role of Guernsey, and why traditional investment structures matter for Bitcoin adoption. Peter also shares insights on the future of Bitcoin in wealth management and the UK's lagging stance on Bitcoin regulation.This episode was recorded 1 hour before the UK ETN announcement from the FCA (6th June).Follow Peter:

Chris Senyek, Chief Investment Strategist at Wolfe Research goes into why he thinks the cyclical nature of the market has changed in the years since the 2008 financial crisis. As central banks grapple with sticky inflation and high debt to GDP ratios, we discuss the delicate balancing act between yields and interest rates and how they differ globally.Our host, Moz Afzal:https://bit.ly/31XbkTROur guest:Chris Senyek, Chief Investment Strategist at Wolfe Researchhttps://bit.ly/3scDZmlEFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. 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EFG Asset Management (UK) Limited is exempt from the requirement to hold an Australian financial services licence in respect of the financial services it provides to wholesale clients in Australia and is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FCA Registration No. 536771) under the laws of the United Kingdom which differ from Australian laws.ASIC Class Order CO03/1099EFG Asset Management (UK) Limited notifies you that it is relying on the Australian Securities & Investments Commission (ASIC) Class Order CO03/1099 (Class Order) exemption (as extended in operation by ASIC Corporations (Repeal and Transitional Instrument 2016/396) for UK Financial Conduct Authority (FCA) regulated firms which exempts it from the requirement to hold an Australian financial services licence (AFSL) under the Corporations Act 2001 (Cth) (Corporations Act) in respect of the financial services we provide to you.The financial services that we provide to you are regulated by the FCA under the laws and regulatory requirements of the United Kingdom which are different to Australia. 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Giles Pearson, co-founder of Accountests and former PwC partner, shares how one disastrous hire led him to revolutionize recruiting in the accounting profession. The conversation explores why traditional hiring methods fail, how skills and personality testing can predict job success, and reveals the shocking statistics about resume dishonesty. Roger and Annie also dive into New Zealand's streamlined tax system where 90% of taxpayers never file returns, sparking a fascinating debate about whether such simplicity could ever work in the United States.SponsorsPadgett -  Contact Padgett or Email Jeff Phillips(00:00) - Welcome to Federal Tax Updates (01:56) - Introducing the Guest: Gilles Pearson (03:22) - Challenges in Hiring and the Birth of Accountests (05:26) - The Importance of Testing in Hiring (08:29) - The Role of Personality and Skills Tests (14:13) - Developing Effective Tests for Accountants (24:45) - Personality Profiles and Team Dynamics (31:45) - Using Tests for Employee Development (34:47) - Succession Planning in Smaller Firms (37:02) - Accountant Stereotypes and Communication Challenges (40:54) - The Role of Personal Interaction in Accounting (45:08) - Streamlined Hiring Process with Account Tests (49:08) - Comparing Tax Systems: US vs New Zealand (57:08) - Final Thoughts and Farewell Connect with Giles Pearson https://nz.linkedin.com/in/giles-pearson-fca-8a175843https://www.accountests.com/Get NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Connect with the Roger and Annie on LinkedInhttps://www.linkedin.com/in/rogerharrispbs/https://www.linkedin.com/in/annie-schwab-852418261/ReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of the Earmark Media

I have a friend — we'll call him Steve. Steve's a comedian — a very good one. He started around the same time as me, maybe a bit later. Back in the day, we all thought Steve was going to be a huge star. If there were any justice in the world, he would have been. But there isn't. We all know that. Steve ended up one of those many jobbing, circuit comedians, with a brilliant act — good enough to storm pretty much any room under any circumstances — but who never seemed to get beyond the circuit. There are plenty of unknown, but brilliant acts like Steve, believe me.Maybe he didn't have the right mindset — I don't know. If you want my opinion, I think he over-thought things. But what do I know?Steve was always interested in investing and, in his spare time (comedians have plenty of that) he began speculating with his earnings. Steve liked to do things properly, and investing was no different. He studied hard, researched, read loads, watched videos, listened to podcasts, scrutinised company reports and accounts, evaluated the fundamentals. He did everything you're supposed to do.It didn't work out. Steve lost money. Consistently. Bad choices dogged him.As Covid took hold in 2020, Steve took stock of his 20 years on the circuit. Where was he was in life? What he had achieved?Just as he never broke out of the circuit, Steve had never broken into the higher tax bracket either. Despite scrupulous and honest accounting, he had never once made it beyond the basic band. He had no property — which, for a man closing in on 50, was unimpressive. He had very little in the way of savings, even though he was frugal. No pension. The comedy circuit was already in recession. Now Covid had shut it down. Things were looking bleak.Then Steve started watching Michael Saylor videos.Michael Saylor is the billionaire genius Chairman of Strategy (NASDAQ:MSTR) who, amidst all the money printing during Covid, was trying to protect his corporate treasury from erosion by inflation. This led him to bitcoin, which he embraced. He became one of its most articulate proponents, while his company — which had been all but dormant, share-price-wise, for 20 years — suddenly took off like a rocket. He gave birth to the bitcoin treasury model that is becoming so widespread today.Everything Saylor said made sense to Steve. Not only that — it chimed with him. Bitcoin is stored energy. Investing in bitcoin is like buying Apple, Amazon, Google, or Facebook a decade ago. They're all dominant technology networks, so destined to grow. The more you obsess over timing the market, the more mistakes you make. The best strategy is to buy bitcoin and wait. It will have a market cap in the multi-trillions. All that stuff.Steve had known about bitcoin for many years. But he never invested. He bought shares in Lloyds instead.He changed tack. He decided he was going to do for himself what Saylor had done for Strategy.He began buying bitcoin with any spare cash he had. In his ISA, he bought Strategy.He started bitcoin wallets for his nephews, nieces, and godchildren and bought them small amounts of bitcoin on their birthdays and at Christmas.Something unlikely happened: Steve's investments started going up.By now he was obsessing over Michael Saylor videos. Watching and rewatching them. Finding old interviews and presentations and marvelling at the consistency of message — and Saylor's extraordinary gift for spotting and riding technological trends.“There's not a single interview that man has done that I haven't watched,” Steve told me the other day.Steve sold every stock he owned. He couldn't buy bitcoin through his broker — thanks, FCA — so he bought Strategy instead, then other bitcoin treasury companies, last year, including the amazing Metaplanet.Meanwhile, everything he earned he sent straight to an exchange and converted to bitcoin. Only the bare essentials he needed to cover that month's bills did he keep in fiat. Steve turned his entire personal operation into a bitcoin treasury.What's more, he didn't told anyone he'd done this. Except with me — because he knows I know and love bitcoin.He doesn't mind when bitcoin sells off — it just means he can buy more on the cheap. He thinks it is inevitable — because of its superior technology — that bitcoin becomes the world's dominant money system. That individuals, corporations and countries will store their capital in bitcoin, rather than fiat, so they do not suffer erosion by inflation (which is inevitable, because governments everywhere are incapable of reining in their spending — even with Elon Musk in charge).He just keeps on accumulating, keeps on watching Saylor vids, and keeps on keeping his head down.There are lots of people like Steve. I read about them every day. I just met a load out here at Freedom Fest in California.I'm headed to BTC Prague next week. I know I'll meet a load more there. (If you're in Prague, by the way, come say hi. And if you're thinking of going, you can get 10% off tickets using code FRISBY)I've said it before and I say it again, if you save in strong currencies, and spend in weak ones, you will change your social status — you don't have to earn a lot of money to do thatI saw Steve the other day. I've never seen him happier (except after he's just stormed a gig). Guess what? He's now in a position, just four years later, where he can buy a house. That's what his girlfriend wants him to do. How about that for a transformation.You really should subscribe to this amazing publication.Only problem is: that would mean selling some of his bitcoin.If only there were vehicles by which you could borrow against your bitcoin … That's the next chapter in this extraordinary story: borrow against your bitcoin, spend in fiat, keep the asset. Trouble is, if you're in the UK — you won't be able to. Because FCAThanks very much for reading this. If you enjoyed it, please like, share - all that stuff - it helps.Until next time,DominicPS Don't forget my brilliant book about bitcoin, if you want to learn more about the space. I hear the audiobook is very good indeed. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

In this episode of 1st Talk Compliance, Kevin Chmura is joined by Rachel Rose, JD, MBA, as they discuss the False Claims Act in detail. The FCA, one of five federal laws built to combat fraud, waste, and abuse, is the government's primary fraud fighting tool, with the healthcare industry paying the largest contributor in recoveries for over a decade. Learn not only about how to avoid running afoul of this law, but also some details of cases in which it was violated, and the repercussions those who did so faced. In addition, find out how a proper compliance program can protect your practice in various ways, including staying up to date on cybersecurity training. Kevin Chmura Rachel, welcome to the podcast. Thanks for joining us.   Rachel V. Rose Thank you, Kevin, for having me back for another round of a very major healthcare compliance topic.   Kevin Chmura It very much is, yeah. This one generates some revenue for the government. So this is one that I think especially in today's environment, people should be paying a lot of attention to. So as I said in the intro, we're here to talk about the False Claims Act. It's one of the most important fraud, waste and abuse laws that applies to physicians and health care practitioners of all kinds. The healthcare industry has consistently been one of the, if not the highest contributor to funds received under the False Claims Act. And it's essential to be familiar with the law and maintain compliance programs to mitigate that risk. Rachel, I know you spend a fair amount of time in your practice in and around the False Claims Act defending and representing customers and providers. So you're perfect to cover this topic for us. Wondering, though, if you could give us a brief synopsis of the False Claims Act and why is it unique?   Rachel V. Rose Absolutely. So as you mentioned, my practice focuses a lot on the False Claims Act, and I am fortunate to do a lot of compliance work not only around the False Claims Act, but HHS. OIG has identified five important federal fraud, waste and abuse laws. The False Claims Act, the Anti-Kickback Statute, the Stark Law, the Exclusion Authorities, and the Civil Monetary Penalties. And Kevin, as you mentioned, the False Claims Act is really the federal government's primary fraud fighting tool. And in 2024, there were more than $2.9 billion in recoveries and, moreso healthcare represented over two thirds of that amount. That healthcare trend, as you mentioned, being the largest contributor, has gone on for at least the last decade. And what the False Claims Act does that makes it unique are really, I would say, five main things. But first, the False Claims Act goes back to 1863, and it is also known as the Lincoln Law. Its primary purpose, even back during the Civil War, was to root out fraud that was being perpetrated on the government. So how would that be done? Congress thought about it and said, well, the government could do it on its own if they caught wind of something, or they could insert a provision which gave an individual known as a relator, also known as a whistleblower, the potential to bring fraud to the government's attention and receive a portion of the recovery. It's very important to note that a relator and I represented several relators successfully, sometimes with co-counsel, sometimes with not, so I get to see the False Claims Act from the whistleblower standpoint as well. But this notion of being able to represent a whistleblower is the first distinguishing factor. And that's because most other civil cases, a person can represent themselves on a pro say basis, meaning they don't need a lawyer. There was a provision in the False Claims Act which in fact requires an individual to be represented by a lawyer. So unless the relator is a lawyer, then the individual needs to obtain counsel in order to file a False Claims Act case. That's the first thing. Secondly,

Episode 63 Enforcement Priorities of the Second Trump Administration: The False Claims Act The Deputy Attorney General of the United States has made it clear that the Department of Justice intends to enforce the False Claims Act (FCA) in a way it never has before: in the pursuit of civil rights fraud. Listen as host Matt Adams is joined by his Fox colleagues Jana Volante Walshak and Kevin Raphael to break down the DOJ's internal memo, titled “Civil Rights Fraud Initiative,” and explain how this new enforcement focuses on “illegal DEI” and impacts businesses and universities that accept federal funds. Matt, Jana and Kevin provide a history of the FCA from its origins in the Reconstruction Era up to present day. They also explore how the act's traditional compliance emphasis compares to the current administration's priorities, and detail the incentives to encourage whistleblowers. Additionally, they forecast how the FCA may be used to enforce other administration priorities in the coming years.

En este episodio cubrimos los eventos más importantes antes de la apertura del mercado: • Wall Street comienza estable a la espera del CPI: Futuros: $SPX +0.1%, $US100 plano, $INDU +0.1%. Hoy arrancan negociaciones EE.UU.–China en Londres, tras una llamada “muy positiva” entre Trump y Xi. El $SPX cerró el viernes por encima de 6,000 impulsado por un buen reporte de empleo. El mercado se enfoca ahora en el dato de inflación al consumidor del miércoles. • Apple abre su conferencia WWDC sin grandes sorpresas esperadas: $AAPL celebra su evento anual con foco en sistemas operativos y funciones prácticas de IA. Se anticipa posible integración de Gemini AI de $GOOGL. Goldman Sachs y Rosenblatt esperan un evento conservador enfocado en herramientas para desarrolladores. • Nvidia impulsa ecosistema IA del Reino Unido: $NVDA colaborará con la FCA en el programa “Supercharged Sandbox” para promover el uso regulado de IA. También presentará nuevos proyectos de infraestructura en el London Tech Week, en conjunto con Barclays, DSIT y el gobierno británico. • Qualcomm compra Alphawave por $2.4B para fortalecer IA: $QCOM adquiere la británica Alphawave (OTCPK:AWEVF), enfocada en tecnología SerDes. La operación se alinea con su estrategia para centros de datos. Alphawave sube +23% en Londres. Se integrará con chips Oryon y Hexagon. Una jornada de calma previa a eventos clave: diplomacia, inteligencia artificial e inflación marcarán el ritmo de la semana.

Send us a textJoin Nathan's guests David & Rob from Fornax and dive into the nitty-gritty of the Boiler Upgrade Scheme (BUS) consultation and explore how third-party finance could be the key to unlocking widespread domestic heat pump adoption. We'll break down the "finance gap challenge," look at what makes third-party ownership work, and dissect the pros and cons of different financing models.In this episode, we discuss:The Finance Gap Challenge: Why current BUS grants alone aren't enough for mass market adoption and how existing loan products fall short for consumers and installers.The Power of Third-Party Ownership: How it dramatically increases heat pump installations by offering: Superior consumer protection: If the system fails, customers stop paying, and the financer is responsible for resolution.Risk alignment: Financiers are incentivized to ensure proper installation and ongoing performance.Better affordability and accessibility: Eliminates large upfront capital requirements.Support for installer businesses: Creates sustainable, predictable maintenance income.What Works: Consumer Hire vs. What Doesn't:Consumer Hire agreements: The only commercially viable third-party ownership model under UK regulation. Subject to robust FCA Consumer Duty protections—not "lightly regulated."Consumers have clear and simple mechanisms to keep their system; providers don't want them back!Why Hire Purchase models are problematic: Despite being highlighted in the consultation, they remain commercially unworkable due to existing financial regulations.Consumer Protection Reality Check:Consumer preference surveys don't equal deliverable products—regulatory constraints matter.Consumer protection isn't free: Every additional measure either limits access to affordable heat pumps or makes them more expensive/unworkable. Duplicative measures unfairly penalize consumers.Repossession rights are fundamental to risk pricing; removing them increases costs for all consumers (e.g., mortgages).Maximum term limits would reduce affordability and increase financial exclusion.Many proposed duplicative requirements (e.g., Ofgem doing things the FCA already does) deter small businesses and hinder independent installers.Innovation vs. Prescription Risk:Over-prescription risks stifling innovation just as the market gains momentum.Standard contract requirements could recreate past failures like the Green Deal/Green Homes Grant.THIS SEASON IS BEING SPONSORED BY INTERGAS Support the showLearn more about heat pump heating by followingNathan on Linkedin, Twitter and BlueSky

In this episode of the Winners Find A Way show, host Trent M. Clark sits down with Josh Freitas, FCA Hockey Representative, live from Liberty University's LaHaye Ice Center, during an elite FCA Hockey Camp for youth athletes. Josh brings a unique blend of athletic discipline, spiritual grounding, and personal resilience—all while coaching young men ages 14–20 to lead on and off the ice. A Type 1 diabetic, Josh shares his personal story of managing the condition through faith, fitness, and focused habits—and how the smallest disciplines create the biggest shifts. If you're serious about building stronger habits, rooting your life in faith, and taking ownership of your outcomes, this episode is for you. Key Topics Covered: Why personal discipline starts with small, consistent changes Managing Type 1 diabetes through nutrition, movement, and mindset How a powerful morning routine sets the tone for your entire day Fasting from distractions (social media, unhealthy food, mindless habits) Guarding your heart: building a faith foundation that lasts Teaching young athletes to lead themselves before leading others Special Spotlight:

Interview recorded - 23rd of May, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back Michael Howell. Michael is the Founder & Managing Director of CrossBorder Capital.During our conversation we spoke about the overview of global liquidity, FED increasing liquidity, yields higher, Gold trend, debt reset and more. I hope you enjoy!0:00 - Introduction1:14 - Overview of Global Liquidity6:59 - FED increased liquidity?9:06 - What is driving yield increases?24:06 - What is happening in China?32:50 - Everything gold trend34:06 - Risk on positive35:21 - Bond yields higher?37:08 - Debt reset39:28 - One message to takeaway?Michael Howell is CEO of CrossBorder Capital, a London-based FCA registered, independent research and investment company that he founded in 1996. Previously he was Head of Research for Baring Securities and Research Director of Salomon Brothers Inc, the US investment bank. The liquidity methodology he pioneered monitors cross-border flows and Central Bank behaviour across some 80 countries world-wide. Liquidity flows are a central part of CrossBorder Capital's asset allocation advice, which is currently provided to major global investors, including institutional asset managers, government agencies, Central Banks and endowment funds. Michael has been in financial markets since 1981 and is a regular conference speaker and media commentator. He graduated from Bristol and London Universities with a finance doctorate, specialising in Fixed Income.Michael Howell -Website - https://crossbordercapital.com/Twitter - https://twitter.com/crossbordercapLinkedIn - https://www.linkedin.com/in/michael-howell-357b1416/?originalSubdomain=ukWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseasThumbnail image from - https://www.linkedin.com/pulse/us-dollar-ever-replaced-another-currency-what-might-replace-1uoxc/

Today's guest on the podcast is Matt Maher. Matt is a former professional soccer player who played collegiately at Temple University (2003-2006). Unlike most professional athletes, Matt is one pro who you've probably never heard of, but whose story you will never forget. You will be moved by this deeply personal and powerful conversation as Matt describes a life altering event on March 7, 2009. Subscribe to the Post Game with Paul Golden podcast wherever you listen to podcasts.Show notes:Matt Maher's ministry website: https://www.truthovertrend.comWatch John "Little John" Paladino's interview:  https://www.youtube.com/watch?v=06D6LjY6kV4&t=1759sSend us a textFor more information and to financially support the podcast, go to www.PaulGolden.org