Podcasts about fca

At the heart of The Prophets' vision are “The 24 Essential Supply Chain Processes.” What are they? Find out, and see the future yourself. Click here As 2025 wraps up, the Auto Supply Chain Prophets podcast looks back on its journey and shares thoughts about what's next. Hosts Jan Griffiths, Jim Liegghio, and Terry Onica take a moment to celebrate the podcast's impact, highlighting 15,000 downloads in over 20 countries, and look forward to their 100th episode in 2026, a milestone only a few podcasts achieve.Jim encourages listeners to revisit past episodes to hear how industry leaders think, solve problems, and approach supply chain challenges. Terry shares her retirement from QAD after 23 years, celebrating a career spent promoting supply chain excellence and promising to continue contributing to projects she loves.Jan confirms the podcast isn't going anywhere. In 2026, it will return with a refreshed format and new energy. For now, listeners can check out past episodes, dive deeper into the content on the website, and follow along as the hosts continue sharing conversations that shape the automotive supply chain.Featured on this episode: Name: Jan GriffithsTitle: President and Founder, Gravitas Detroit About: Jan is the architect of cultural change in the automotive industry. As the President & Founder of Gravitas Detroit, Jan brings a wealth of expertise and a passion for transforming company cultures. Additionally, she is the host of the Automotive Leaders Podcast, where she shares insightful conversations with industry visionaries. Jan is also the author of AutoCulture 2.0, a groundbreaking book that challenges the traditional leadership model prevalent in the automotive world. With her extensive experience and commitment to fostering positive change, Jan is at the forefront of revolutionizing the automotive landscape.Connect: LinkedInName: James “Jim” LiegghioTitle: Manager, Customer Experience & Engagement, Automotive Industry Action Group (AIAG)About: Jim is a seasoned supply chain leader with over 25 years of experience, particularly in the automotive sector. His expertise spans a wide range of areas, from hands-on plant-level material and production control to high-level corporate logistics roles at major OEMs like FCA. He has navigated the complexities of international logistics, trade compliance, and cross-functional collaboration, gaining a global perspective that enhances his approach to supply chain management. He excels at working across departments to achieve strategic goals, with a strong focus on optimizing operations and fostering relationships. His work isn't just about logistics; it's about cultivating a culture of continuous improvement, community, and diversity. Throughout his career, Jim has remained committed to lifelong learning, driven by a genuine curiosity and a passion for leadership.Connect: LinkedInName: Terry OnicaTitle: Director, Automotive at

For Info and registration on upcoming FCA events: https://www.southalabamafca.org/

Nach einer Pause sind wir zurück, um dann nochmals in eine Pause zu gehen.----Wer uns unterstützen möchte (Hostingkosten, Material etc.) darf dies gerne per Twint machen: 079 533 19 02. Herzlichen Dank!Vielen Dank an z5000, dass wir das Lied "machs för Aarau" im Outro nutzen dürfen.Hier geht es zum kompletten Song: https://open.spotify.com/track/5QIudTFi28sOw31bxGgERV?si=36bec653b00f4d0cVielen Dank auch an Markus Papis, dass er den Intro- und Outrotext für uns gesprochen hat.Wir freuen uns über eine Rezension mit möglichst vielen Sternen unter: ‎„FC Aarau Fan-Podcast“ auf Apple Podcasts und bei Spotify. Zudem freuen wir uns sehr, wenn der Podcast bei der Podcast-App deiner Wahl abonniert wird, damit du keine Folge mehr verpasstFeedback und Themenwünsche: FC Aarau Fan-Podcast (fcaarau-fanpodcast.ch)

The podcast features Jon Forster interviewing Hasham Piperdy about the similarities and differences between Takaful and mutual insurance. Both models emphasize collective risk sharing and returning surplus to participants, but differ in ownership structure, capital provision, and investment restrictions. Takaful adds a layer of Shari'ah compliance, requiring investments to be Islamic and oversight by a Shari'ah board. The discussion highlights that while the models share cooperative principles, Takaful introduces faith-based ethics and governance.  Contributors: Hasham Piperdy, FIA; Lisa Schilling, FSA, EA, FCA, MAAA; Jon Forster, ASA, MAAA Thanks for watching and don't forget to subscribe! Want to keep up with the latest SOA news? Follow us on our social channels: Instagram: @soactuaries Facebook: Society of Actuaries LinkedIn: Society of Actuaries Twitter: @SOActuaries About Us: With roots dating back to 1889, the Society of Actuaries (SOA) is the world's largest actuarial professional organization with more than 32,000 actuaries as members. Serving as the SOA's research arm, the SOA Research Institute provides objective, data-driven research bringing together tried and true practices and future-focused approaches to address societal challenges and your business needs. It provides trusted knowledge, extensive experience and new technologies to help effectively identify, predict and manage risks. ● Learn more about Takaful and other engaging topics relevant for actuaries on the Professional Development Edge Subscription product.    https://www.soa.org/prof-dev/pd-edge/  

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/

In this edition of the Money Makers Investment Trusts Podcast, Jonathan Davis, editor of the Investment Trusts Handbook and winner of the AIC Best Broadcast Journalist Award (2024 and 2025), is joined by Andrew McHattie, editor of the Investment Trusts Newsletter. This discussion was recorded on Friday 19 December 2025. We would like to wish all of our listeners a very merry Christmas. Thank you for listening in 2025 and we hope you join us throughout 2026 as we continue to report on developments in the investment trusts sector. *** OUT NOW: The 2026 Investment Trusts Handbook *** Available to order from Harriman House: https://harriman-house.com/authors/jonathan-davis/the-investment-trusts-handbook-2026/9781804094358 The Investment Trusts Handbook 2026 is the ninth edition of the highly regarded annual handbook for anyone interested in investment trusts – often referred to as the City's best-kept secret, or the connoisseur's choice among investment funds. It is expertly edited by well-known author and professional investor Jonathan Davis, founder and editor of the Money Makers newsletter and podcast. The Investment Trusts Handbook 2026 is an independent educational publication, available through bookshops and extensively online. With articles by 30 different authors, including analysts, fund managers and investment writers, plus more than 80 pages of detailed data and analysis, the latest edition is an indispensable companion for anyone looking to invest in the investment trust sector. *** Section Timestamps: 0:00:24 - The investment trusts sector in 2025 0:02:44 - The FCA announcement on cost disclosure 0:07:05 - SpaceX developments 0:12:45 - Saba Capital and an EWI-USA merger 0:16:38 - Saba and Renewables 0:25:27 - A short break 0:26:33 - Chrysalis (CHRY) 0:31:26 - Private equity in general 0:36:25 - RTW Biotech Opportunities (RTW) 0:39:18 - Japanese investment trusts 0:44:04 - Three select results (PCT, FCSS, TEM) 0:48:00 - Looking towards 2026 0:49:14 - Investment Trusts Handbook 2026 0:50:32 - Close If you enjoy the weekly podcast, why not also try the Money Makers Circle? This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, links to third party research, market/portfolio reviews and regular comments from the editor. A subscription costs £12 a month or £120 for one year. This week, as well as the usual features, the Circle features a profile of Ashoka WhiteOak Emerging Markets (AWEM). Our new expanded weekly subscriber email includes a comprehensive summary of all the latest news plus the week's biggest share price, NAV and discount movements. Subscribe and you will never miss any important developments from the sector. For more information please visit https://money-makers.co/circle. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free for the foreseeable future. We are very grateful for your continued support and the enthusiastic response to our more than 310 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin - www.bgprofessional.co.uk

The UK is taking a major step toward fully regulating crypto markets.This week on Byte-Sized Insight, we break down the Financial Conduct Authority's sweeping new consultation covering crypto exchanges, staking services, lending, and decentralized finance  and what it could mean for the future of the UK crypto industry.We're joined by Perry Scott, Head of UK Policy at Kraken and Chair of the UK Cryptoasset Business Council, to unpack what's actually new in the proposals, why the October 2027 timeline matters and whether regulatory clarity could make the UK more competitive globally.(00:00) Welcome to Byte-Sized Insight(00:45) UK launches sweeping crypto consultation(03:20) Why this is a turning point for UK crypto(05:00) Perry Scott on the scale of the proposals(06:45) The 2027 timeline: “the firing gun has been fired”(08:20) UK vs EU vs US: second-mover advantage(09:45) Market structure and global liquidity(11:05) Staking gets bespoke rules(12:20) Crypto lending: from bans to guardrails(13:35) How the FCA is approaching DeFi(15:10) Will regulation drive firms offshore?(17:20) What comes next for UK cryptoThis episode was hosted and produced by Savannah Fortis, @savannah_fortis.Follow Cointelegraph on X @Cointelegraph.Check out Cointelegraph at cointelegraph.com.If you like what you heard, rate us and leave a review!The views, thoughts and opinions expressed in this podcast are its participants alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast's participants may or may not own any of the assets mentioned.

Planning a holiday when you're living with or beyond breast cancer can feel daunting, especially when it comes to getting travel insurance. In this episode, Laura speaks with Fiona Macrae, founder of the travel insurance brand Insurancewith. Diagnosed with breast cancer in 2005 and living with metastatic (secondary) breast cancer since 2020, Fiona shares her personal journey and why freedom to travel is so important to her. In a conversation full of hope and practical tips from their own experiences, Fiona and Laura get stuck into: why travel insurance matters, especially when you have a cancer diagnosis, how medical screening works and what insurers are really looking for, common myths about being “uninsurable” after your treatment changes or a progression, confusing terminology when applying for travel insurance and how to make sense of it, practical tips for planning trips, timing holidays around treatment, and talking to your medical team, Fiona's own story, taking her frustration with the system and creating a travel insurance brand with people with cancer at its heart. If you'd like to find out more about Breast Cancer Now's support services, visit the Breast Cancer Now website or phone our free helpline on 0808 800 6000 (UK only). You can subscribe to this podcast on Spotify, Apple Podcasts, or wherever you get your podcasts. Every episode is available to watch or listen to on the Breast Cancer Now website. You can also watch it on YouTube. The discount code IWCommunity gives 20%* off an Insurancewith premium.  * The discount code ‘IWCommunity' offers you a 20% discount made up of our automatic 15% online discount price and an additional 5% discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium. Cannot be used in conjunction with any other offer. Insurancewith is a travel insurance brand. They are not an insurer or underwriter. Policies are underwritten by regulated insurers, and terms and conditions apply. Insurancewith is a trading name of Travel Insurance Facilities Plc, a travel insurance distributor. Policies are underwritten by FCA-authorised insurers. They do not offer personal advice. Always read your policy documents and ensure the cover meets your needs. Breast Cancer Now does not endorse, or recommend Insurancewith. If you're struggling to get travel insurance, you can also try the MoneyHelper directory, which lists specialist providers who may be able to help – including Insurancewith. Key Topics: 2:24 Why is it important that we travel? 3:33 Fiona's breast cancer diagnosis 6:50 Dealing with a cancer diagnosis as a new mother 7:44 Fiona's diagnosis of metastatic (secondary) breast cancer 12:21 Fiona sets up travel insurance brand Insurancewith 14:38 Do you need travel insurance? 18:25 Declaring breast cancer on your travel insurance 20:40 Getting cover with a new diagnosis or drug 24:33 The importance of the health questionnaire when buying travel insurance 31:45 More claims can be related back to cancer than you might think 33:28 The cost of repatriation 34:57 How does neutropenia affect travel insurance? 39:29 Is flying detrimental to our health? 42:07 Do you need travel insurance if you're staying within the UK? 43:33 When should you book your travel insurance? 44:55 Should you put friends and family on the same insurance policy as you? 46:29 Does the destination country change how expensive insurance is? 47:34 How does mental health work with travel insurance? 50:38 Unhelpful terminology in travel insurance policies 55:53 What about metastatic (secondary) breast cancer in the brain? 1:00:49 High risk activities and insurance with breast cancer 1:02:00 Going on holiday while on a clinical trial 1:02:48 Business insurance and cancer 1:04:57 Practical tips for travelling 1:10:05 What it means to Fiona to "live well"

Beat the system with TallyMoney. Gold you can spend. Discover more here: https://click.tallymoney.com/A64P/df08xa5e #adReform UK "will implode on the first contact with reality, like a bubble blown from a child's wand" rather than form a government able to run the country successfully, a former Conservative Cabinet minister has said.Sir Geoffrey Cox, Attorney General between 2018 and 2020, said that Reform did not have the "regimental tradition to be able to face the enemy".Critics say that Reform could not match the Tories for the necessary organisation and experienced leaders to set up and run a Government if as polls suggest it wins the next general election, expected in 2029.Cox, 65, told today's Chopper's Political Podcast: "Reform will implode on the first contact with reality, like a bubble blown from a child's wand. "It simply won't be able to maintain the discipline and coherence that will be required to fulfill this mission. I respect a lot of those in it. I like a lot of them, but you need regimental tradition to be able to face the enemy."The purchase of gold and investment in bullion is not FCA regulated nor do they benefit from the protections of the Financial Services Compensation Scheme or the Financial Ombudsman Service. The value of your investment can go down as well as up. Consider the risks involved before choosing to invest. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated Hosted on Acast. See acast.com/privacy for more information.

Hello and welcome to episode 211 of the Financial Crime Weekly Podcast. I am Chris Kirkbride. In this episode, the US seizes a crude oil tanker linked to an oil shipping network supporting Hizballah and Iran's IRGC-Qods Force, while the EU Council sanctioned nine shadow fleet enablers and twelve individuals and two entities involved in hybrid threats, cyberattacks, and foreign information manipulation against Ukraine and NATO allies. We also reflect on geopolitical shifts, as the US Treasury lifted Global Magnitsky sanctions against Brazilian Supreme Court Justice Alexandre de Moraes following political negotiations, and the UK designated four Sudanese RSF commanders for grave humanitarian law violations in Darfur. On other financial crime threats, the conviction of three City fund managers in a £11.4 million fraud targeting Libya's sovereign wealth fund, the FATF flagging serious effectiveness weaknesses in Belgium's fight against money laundering, and the US Treasury warning consumers about a surge in AI-enabled cyber scams during the holiday season. Finally, we look at regulatory action, as the UK's FCA launched a consultation to bring a market abuse regime and disclosure requirements to cryptoassets, and the ICO fined LastPass £1.2 million for a 2022 data breach impacting 1.6 million UK users.A transcript of this podcast, with links to the stories, will be available at www.crimes.financial.

As the US enters midterm year, Dan Clifton returns to help navigate the political and economic crosscurrents impacting the world's largest economy. Fiscal stimulus, election year market volatility, recession risks and the Fed's strategy are all under the microscope in this episode of Beyond the Benchmark with Moz Afzal. Our host, Moz Afzal:https://bit.ly/31XbkTROur guests:Dan Clifton, Head of Policy Research at Strategashttp://bit.ly/3iTUMIGEFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. 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This document may not be reproduced, disclosed or distributed (in whole or in part) to any other person without prior written permission from an authorised member of the EFG group.This document has been produced by EFG Asset Management (UK) Limited for use by the EFG group and the worldwide subsidiaries and affiliates within the EFG group. EFG Asset Management (UK) Limited is authorised and regulated by the UK Financial Conduct Authority, registered no.7389746. Registered address: EFG Asset Management (UK) Limited, 116 Park Street, London W1K 6AP, United Kingdom, telephone +44 (0)207 491 9111.Independent Asset Managers: in case this document is provided to Independent Asset Managers (“IAMs“), it is strictly forbidden to be reproduced, disclosed or distributed (in whole or in part) by IAMs and made available to their clients and/or third parties. 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EFG Asset Management (UK) Limited is exempt from the requirement to hold an Australian financial services licence in respect of the financial services it provides to wholesale clients in Australia and is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FCA Registration No. 536771) under the laws of the United Kingdom which differ from Australian laws.ASIC Class Order CO03/1099EFG Asset Management (UK) Limited notifies you that it is relying on the Australian Securities & Investments Commission (ASIC) Class Order CO03/1099 (Class Order) exemption (as extended in operation by ASIC Corporations (Repeal and Transitional Instrument 2016/396) for UK Financial Conduct Authority (FCA) regulated firms which exempts it from the requirement to hold an Australian financial services licence (AFSL) under the Corporations Act 2001 (Cth) (Corporations Act) in respect of the financial services we provide to you.The financial services that we provide to you are regulated by the FCA under the laws and regulatory requirements of the United Kingdom which are different to Australia. Consequently any offer or other documentation that you receive from us in the course of us providing financial services to you will be prepared in accordance with those laws and regulatory requirements. The UK regulatory requirements refer to legislation, rules enacted pursuant to the legislation and any other relevant policies or documents issued by the FCA.Your Status as a Wholesale ClientIn order that we may provide financial services to you, and for us to comply with the Class Order, you must be a ‘wholesale client' within the meaning given by section 761G of the Corporations Act. Accordingly, by accepting any documentation from us prior to the commencement of or in the course of us providing financial services to you, you:• warrant to us that you are a ‘wholesale client';• agree to provide such information or evidence that we may request from time to time to confirm your status as a wholesale client;• agree that we may cease providing financial services to you if you are no longer a wholesale client or do not provide us with information or evidence satisfactory to us to confirm your status as a wholesale client; and• agree to notify us in writing within5 business days if you cease to be a ‘wholesale client' for the purposes of the financial services that we provide to you.Bahamas: EFG Bank & Trust (Bahamas) Ltd. is licensed by the Securities Commission of the Bahamas pursuant to the Securities Industry Act, 2011 and Securities Industry Regulations, 2012 and is authorised to conduct securities business in and from The Bahamas including dealing in securities, arranging dealing in securities, managing securities and advising on securities. EFG Bank & Trust (Bahamas) Ltd. is also licensed by the Central Bank of The Bahamas pursuant to the Banks and Trust Companies Regulation Act, 2000 as a Bank and Trust company. Registered office: Goodman‘s Bay Corporate Centre W...

From Glenwood alum to head coach, Mike Garber shares how a mentor's relentless positivity shaped his coaching, why he treats the classroom like five daily “shows,” and how he helps athletes do what they never thought possible.

Welcome to the Daily Compliance News. Each day, Tom Fox, the Voice of Compliance brings to you compliance related stories to start your day. Sit back, enjoy a cup of morning coffee and listen in to the Daily Compliance News. All, from the Compliance Podcast Network. Each day we consider four stories from the business world, compliance, ethics, risk management, leadership or general interest for the compliance professional.  ·      11th Circuit hears arguments invalidating the FCA. (Reuters) ·      The boss got drunk at the Christmas party. Yikes! (NYT) ·      SEC weighing PCAOB changes.  (WSJ) ·      The perils of AI in recruiting. (FT)   The Daily Compliance News has been honored as the No. 2 in Best Regulatory Compliance Podcastscategory.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Pro Football Hall of Fame FieldAugust 2, 2014AENEAS WILLIAMS: I'll just take a moment to soak this all in.  The moment to be here, and I will start out by telling you this, how in the world do you go from walking on your junior year a week before the season starts, your junior year at the Southern University, that's right, Ohio State, it's the Southern University.    There are so many people that I could thank, teammates, coaches, mentors.  There will be some I'll call, but some I just want to right now up front say thank you so much to every teammate at Arizona and every teammate in St. Louis. I could not and wouldn't be here without you.  But as I sought this journey, and I don't want to sound morbid or anything like that, I want to tell you something, this is an intentional journey.  I am No. 287 and because my name is the last name Williams, I am the last one in my induction class, but I also want to say thank you to the 32 owners, Roger Goodell, DeMaurice Smith of the Players Association, and here's why, because tough decisions have to be made that are unpopular, but the success and promotion and enjoyment of this game with the fans is because of the important decisions that are made that allow us to be here and celebrate with you the fans and all of these great Hall of Famers that I get an opportunity to sit up here with.    I've got two statements, if you don't remember anything I say.  Two statements if you don't remember anything else I say.  Begin with the end in mind and die empty.  Begin with the end in mind and die empty.  So let me tell you about this journey.  It all starts at home.  And I wouldn't be and could not be without the foundation.  See I've heard a lot of speeches, I've listened to them, believe me.  But I want to tell you it starts with Lawrence and Lillian Williams in New Orleans, Louisiana.  Mom and Dad, I need you all to stand up.  Dad is up here as a presenter, my mother is seated there.  Now these Hall of Famers and all, they've all been voting on who is going to cry.    Now you know that two of the guys, my first two haven't cried.  Now I'm going to cry.  I'll be you up front, I'll give you notice.  I think it was General Schwarzkopf, in an interview with Barbara Walters, and Barbara Walters said, “a big general like you, are you going to cry?  General Schwarzkopf said I'm afraid of a man that won't cry.”    To the dais with the induction, being in an induction class with the first punter.  I've been seeing all these guys that lift their legs for a living around Canton, Ray Guy.  Also to be in an induction class with three from the Historical Black Colleges.  Michael Strahan, Texas Southern, Claude Humphrey, Tennessee State, and that's right, yours truly, the Southern University.  Now let me begin to give thanks where thanks is due.  I never had to look outside my home for role models.  My two older brothers, Malcolm Williams, Achilles Williams, stand to your feet, brothers.  Malcolm's debonair president of his high school class was about The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/

In this episode of This Week in AML, Elliot Berman and John Byrne dive into International Anti-Corruption Day and explore contrasting approaches to corruption and financial crime across the globe. From the UK's ambitious anti-corruption strategy and new FCA tools to the Basel AML Index findings, AUSTRAC's compliance updates, and EU fraud crackdowns, the discussion highlights global trends and challenges. The hosts also examine recent U.S. developments, including OCC guidance on crypto transactions and the newly released National Security Strategy, offering a perspective on what these changes mean for compliance professionals.

AI has become inescapable over the past years, with the technology being integrated into tools that most people use every day. This has raised some important questions about the associated risks and benefits related to AI. Those developing software and services that include AI are also coming under increasing scrutiny, from both consumers and legislators, regarding the transparency of their tools. This ranges from how safe they are to use to where the training data for their systems originates from. This is especially true of already heavily regulated industries, such as the financial sector. Today's guest saw the writing on the wall while developing their unique AI software, that helps the financial sector detect fraud, and got a jump start on becoming accredited to the world's first best practice Standard for AI, ISO 42001 AI Management. In this episode, Mel Blackmore is joined by Rachel Churchman, The Global Head of GRC at Umony, to discuss their journey towards ISO 42001 certification, including the key drivers, lessons learned, and benefits gained from implementation.    You'll learn ·      Who is Rachel? ·      Who are Umony? ·      Why did Umony want to implement ISO 42001? ·      What were the key drivers behind gaining ISO 42001 certification? ·      How long did it take to implement ISO 42001? ·      What was the biggest gap identified during the Gap Analysis? ·      What did Umony learn from implementing ISO 42001? ·      What difference did bridging this gap make? ·      What are the main benefits of ISO 42001? ·      The importance of accredited certification ·      Rachel's top tip for ISO 42001 Implementation   Resources ·      Umony ·      Isologyhub   In this episode, we talk about: [02:05] Episode Summary – Mel is joined by Rachel Churchman, The Global Head of GRC at Umony, to explore their journey towards ISO 42001 certification. [02:15] Who is Rachel?: Rachel Churchman is currently The Global Head of GRC (Governance, Risk and Compliance) at Umony, however keen listeners to the show may recognise her as she was once a part of the Blackmores team. She originally created the ISO 42001 toolkit for us while starting the Umony project under Blackmores but made the switch from consultant to client during the project. [04:15] Who are Umony? Umony operate in the financial services industry. For context, in that industry every form of communication matters, and there are regulatory requirements for firms to capture, archive and supervise all business communications. That covers quite a lot! From phone calls, to video calls, instant messaging etc, and failures to capture that info can lead to fines. Umony are a compliance technology company operating within the financial services space, and provide a platform that can capture all that communications data and store that securely. [05:55] Why did Umony embark on their ISO 42001 journey? Umony have recently developed an AI platform call CODA, which uses advanced AI to review all communications to detect financial risks such as market abuse, fraud or other misconduct. This will flag those potential high-risk communications to a human to continue the process. The benefit of this is that rather than financial institutions only being able to monitor a very small set of communications due to it being a very labour intensive task, this AI system would allow for monitoring of 100% of communications with much more ease. Ultimately, it's taking communications capture from reactive compliance to proactive oversight. [08:15] Led by industry professionals: Umony have quite the impressive advisory board, made up of both regulatory compliance personnel as well as AI technology experts. This includes the likes of Dr.Thomas Wolfe, Co-Founder of Hugging Face, former Chief Compliance Officer at JP Morgan and the CEO of the FCA. [09:00] What were the key drivers behind obtaining ISO 42001 certification? Originally, Rachel had been working for Blackmores to assist Umony with their ISO 27001:2022 transition back in early 2024. At the time, they had just started to develop their AI platform CODA. Rachel learned about what they were developing and mentioned that a new Standard was recently published to address AI specifically. After some discussion, Umony felt that ISO 42001 would be greatly beneficial as it took a proactive approach to effective AI management. While they were still in the early stages of creating CODA they wanted to utilise best practice Standards to ensure that the responsible and ethical development of this new AI system. When compared to ISO 27001, ISO 42001 provided more of a secure development lifecycle and was a better fit for CODA as it explores AI risks in particular. These risks include considerations for things like transparency of data, risk of bias and other ethical risks related to AI. At the time, no one was asking for companies to be certified to ISO 42001, so it wasn't a case of industry pressure for Umony, they simply knew that this was the right thing to do. Rachel was keen to sink her teeth into the project because the Standard was so new that Umony would be early adopters. It was so new, that certification bodies weren't even accredited to the Standard when they were implementing the Standard. [12:20] How long did it take to get ISO 42001 certified? Rachel started working with Anna Pitt-Stanley, COO of Umony, around April 2024. However the actual project work didn't start until October 2024, Umony already had a fantastic head start with ISO 27001 in place, and so project completion wrapped up around July of 2025. They had their pre-assessment with BSI in July, which Rachel considered a real value add for ISO 42001 as it gave them more information from the assessors point of view for what they were looking for in the Management System. This then led onto Stage 1 in August 2025 and Stage 2 in early September 2025. That is an unusually short period of time between a Stage 1 & 2, but they were in remarkably good shape at the end of Stage 1 and could confidently tackle Stage 2 in quick succession. The BSI technical audit finished at the end of September, so in total from start to finish the Implementation of ISO 42001 took just under 12 months. [15:50] What was the biggest gap identified during the Gap Analysis? A lot of the AI specific requirements were completely new to this Standard, so processes and documentation relating to things like 'AI Impact Assessment' had to be put in place. ISO 42001 includes an Annex A which details a lot of the AI related technical controls, these are unique to this Standard, so their current ISO 27001 certification didn't cover these elements. These weren't unexpected gaps, the biggest surprise to Rachel was the concept of an AI life cycle. This concept and its related objectives underpin the whole management system and its aims. It covers the utilisation or development of AI all the way through to the retirement of an AI system. It's not a standalone process and differs from ISO 27001's secure development life cycle, which is a contained subset of controls. ISO 42001's AI life cycle in comparison is integrated throughout the entire process and is a main driver for the management system.   [19:30] What difference did bridging this gap make? After Umony understood the AI life cycle approach and how it applied to everything, it made implementing the Standard a lot easier. It became the golden thread that ran through the entire management system. They were building into an existing ISMS, and as a result it created a much more holistic management system. It also helped with the internal auditing, as you can't take a process approach to auditing in ISO 42001 because controls can't be audited in isolation.   [21:30] What did Umony learn from Implementing ISO 42001? Rachel in particular learned a lot, not just with ISO 42001 but with AI itself. AI is new to a lot of people, herself included, and it can be difficult to distinguish what is considered a risk or opportunity regarding AI. In reality, it's very much a mix of the two. There's a lot of risk around data transparency, bias and data poisoning as well as new risks popping up all the time due to the developing technology. There's also a creeping issue of shadow IT, which is where employees may use hardware of software that hasn't been verified or validated by the company. For example, many people have their own Chat GPT accounts, but do you have oversight of what emplyees may be putting into that AI tool to help with their own tasks? On a more positive note, there are so many opportunities that AI can provide. Whether that's productivity, helping people focus more on the strategic elements of their role or reduction of tedious tasks. Umony is a great example of where an AI has been developed to serve a very specific purpose, preventing or highlighting potential fraud in a highly regulated industry. They're not the only one, with many others developing equally crucial AI systems to tackle some of our most labour-intensive tasks. In terms of experience with Implementing ISO 42001, Rachel feels it cemented her opinion that an ISO Standard provides a best practice framework that is the right way to go about managing AI in an organisation. Whether you're developing it, using it or selling it, ISO 42001 puts in place the right guardrails to make sure that AI is used responsibly, ethically, and that people understand the risks and opportunities associated with AI. [26:30] What benefits were gained from Implementing ISO 42001? The biggest benefit is having those AI related processes in place, regardless of if you go for certification. Umony in particular were keen to ensure that their certification was accredited, as this is a recognised certification. With Umony being part of such a regulated industry, it made sense that this was a high priority. As a result, they went with BSI as their Certification Body, who were one of the first CB's in the UK to get IAF accredited, quickly followed by UKAS accreditation. [27:55] The Importance of accredited certification: Sadly, a new Standard creates a lot of tempting offers from cowboy certification bodies that operate without a recognised accreditation. They will offer a very quick and cheap route to certification, usually provided through a generic management system which isn't reflective of how you work. Their certificate will also not hold up to scrutiny as it's not accredited with any recognisable body. For the UK this is UKAS, who is the only body in the UK under the IAF that is able to certify companies to be able to provide a valid accredited certificate. There's are easily available tools to help identify if a certificate is accredited or not, so it's best to go through the proper channels in the first place! Other warning signs of cowboy companies to look out for include: ·      Off the shelf Management system provided for a fee ·      Offering of both consultancy and certification services – no accredited CB can provide both to a client, as this is a conflict of interest. ·      A 5 – 10 year contract It's vital that you use an accredited Certification Body, as they will leave no stone unturned when evaluating your Management System. They are there to help you, not judge you, and will ensure that you have the upmost confidence in your management system once you've passed assessment. Umony were pleased to have only received 1 minor non-conformity through the entire assessment process. A frankly astounding result for such a new and complex Standard! [32:15] Rachel's top tip: Firstly, get a copy of the Standard. Unlike a lot of other Standards where you have to buy another Standard to understand the first one, ISO 42001 provides all that additional guidance in its annexes.   Annex B in particular is a gold mine for knowledge in understanding how to implement the technical controls required for ISO 42001. It also points towards other helpful supporting Standards as well, that cover aspects like AI risks and AI life cycle in more detail. Rachel's second tip is: You need to scope out your Management System before you start diving into the creation of the documentation. This scoping process is much more in-depth for ISO 42001 than with other ISO Standards as it gets you to understand your role from an AI perspective. It helps determine whether you're an AI user, producer or provider, it also gets you to understand what the management system is going to cover. This creates your baseline for the AI life cycle and AI risk profile. These you need to get right from the start, as they guide the entire management system. If you've already got an ISO Standard in place, you cannot simply re-use the existing scope, as it will be different for ISO 42001. If you're struggling, CB's like BSI can help you with this. [35:20] Rachel's Podcast recommendation: Diary of a CEO with Stephen Bartlett. [32:15] Rachel's favourite quote: "What's the worst that can happen?" – An extract from a Dale Carnegie course, where the full quote is: "First ask yourself what is the worst that can happen? Then, you prepare to accept it and then proceed to improve on the worst." If you'd like to learn more about Umony and their services, check out their website.   We'd love to hear your views and comments about the ISO Show, here's how: ●     Share the ISO Show on Twitter or Linkedin ●     Leave an honest review on iTunes or Soundcloud. Your ratings and reviews really help and we read each one. 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It's Thursday, December 11th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark UK Supreme Court: Religious education in Ireland unlawful The U.K. Supreme Court ruled last month that religious education in Northern Ireland is unlawful. State-funded primary schools in Northern Ireland currently include religious education in the curriculum. Schools also have a time of daily worship. However, the U.K. Supreme Court ruled the curriculum was not “objective, critical and pluralistic.” In response, Christian Concern is defending Christian education in schools. Listen to comments from Steve Beegoo, Head of Education at Christian Concern.  BEEGOO: “Parents, don't retreat. There is an authority that is truly higher than even our courts that we must appeal to and that we must obey. We must stand for truth and to obey Jesus Christ.” In Matthew 19:14, Jesus said, “Let the children come to Me, and do not hinder them.” Fewer British Christians, more pagans The Institute for the Impact of Faith in Life released a new survey on adults in Britain who changed religion.  Christianity experienced the most losses with people usually becoming atheist. Islam saw a modest net gain, mostly from Christianity. Also, movements like Paganism, Wicca, and broad spiritualism saw noticeable growth.  The study said, “Media reports over the past decade document a visible revival of Pagan and Wiccan practices in Britain, particularly among women over 30 and those disillusioned with organized religion but seeking ethical and emotional coherence.” Isaiah 8:19-20 says, “And when they say to you, ‘Seek those who are mediums and wizards, who whisper and mutter,' should not a people seek their God? Should they seek the dead on behalf of the living? To the law and to the testimony! If they do not speak according to this word, it is because there is no light in them.” Spanish court acquits 21 pro-lifers A court in Spain acquitted 21 pro-life activists on Tuesday. Authorities had arrested the pro-lifers back in 2022 for praying outside an abortion mill. They were participating in a 40 Days for Life prayer chain in the city of Vitoria-Gasteiz. The ruling stated, “There is no doubt that the defendants did nothing more than exercise their right to free assembly. … The defendants conducted themselves at all times in an exemplary, peaceful manner.” 71 U.S. abortion mills closed this year In the United States, 23 independent abortion mills closed this year as of October. That's up from 12 closures last year. Since Roe v. Wade was overturned in 2022, 100 locations closed. Independent abortion mills are not affiliated with Planned Parenthood and account for 58% of abortions in the U.S.  Life News reports that Planned Parenthood has closed 48 locations so far this year. Dept. of Justice supports Christian students who spoke truth The U.S. Department of Justice supported two Christian students on Monday in a court case involving transgenderism. Virginia's Loudoun County School Board previously suspended the two male students. They had simply objected to a girl, pretending to be a boy, in their locker room. Harmeet Dhillon is Assistant Attorney General for Civil Rights at the Justice Department. She said, “Loudoun County's decision to advance and promote gender ideology tramples on the rights of religious students who cannot embrace ideas that deny biological reality.” Frustrated homesellers pulling homes off market Realtor.com released their November 2025 Monthly Housing Market Trends Report. The report found that home prices are rising in traditionally affordable metros. Meanwhile, expensive metros are seeing price drops. The market has also seen record de-listings as frustrated sellers pull their homes off the market without a sale. Realtor.com noted, “One home was de-listed for about every 3 to 4 new listings nationally.” Fellowship of Christian Athletes distributed 244,000 Bibles this year And finally, the Fellowship of Christian Athletes distributed over 244,000 Bibles this year across the U.S. and 68 other countries. That's up from 219,000 last year.  The achievement is due to 900 FCA camps worldwide, 23,000 huddle groups, and about 400 FCA sports club teams.  A Fellowship of Christian Athletes spokesman told The Christian Post, “FCA's overarching aim is to reach coaches and athletes with the Gospel, help them grow spiritually and then enable them to help others do the same. We believe this spiritual foundation extends beyond sports, positively influencing teammates, schools, families and entire communities.” Close And that's The Worldview on this Thursday, December 11th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

FOLLOW UP: MOTOR FINANCE CLAIMS TO RESTARTThe Financial Conduct Authority (FCA) is restarting finance mis-selling claims on 31 May 2026, which is earlier than previously announced. The FCA states this should be enough time for companies to ready their compensation schemes. You can find out more, by clicking this Motor Trade article link here. NOVEMBER 2025 NEW CAR REGISTRATION FIGURESThe SMMT has released the new car registration figures for November 2025. The overall market dropped 1.6%, year on year. Battery electric, plug-in hybrid and hybrid numbers all rose, with petrol and diesel dropping. Fleet once again is the major market, at 61% of all registrations, whilst Private and Business make up the rest. Click this link to see more, from SMMT. VAUXHALL LOSE THEIR MD Steve Catlin has left his role as managing director of Vauxhall, after only eight months in charge. Citing “personal reasons”, his seat will be taken over by Stellantis UK managing director Eurig Druce. If you wish to find out more, click this Motor Trader article link here. ZIPCAR PAUSES UK OPERATIONS DUE TO LOSSESZipcar, a car sharing company operating in the UK but is US based, is pausing all operations in this country due to £11.7 million loss in 2024. Blaming charging costs, insurance and larger than expected depreciation the company has opened a consultation with employees. Additionally, from 2 January 2026 EVs will be liable for the Congestion Charge in central London. To read more, click this Autocar article here. BEE NETWORK SPEEDS UP EV FLEET SIZETransport for Greater Manchester (TfGM) is investing £65 million to enable more of the bus fleet to be electric as well as move the train-tram development for one particular corridor. If you would like to find out more, click this Sustainable Bus article link here. ROYAL MAIL GAINS ELECTRIC HGVS FOR MIDLANDS AND NORTH WESTRoyal Mail is going to use electric HGVs at their North West and Midlands hubs, delivering between the hubs and mail centres. They will be utilising eight vehicles which will replace diesel versions. You can read more, by clicking this edie article link here. NEW ‘WOMEN IN AUTOMOTIVE' JOURNAL LAUNCHEDRygor Group, a car retail company, has launched a ‘Women in Automotive' journal, to help inspire, inform and empower women and girls where they hopefully pursue a career in the automotive world. Women from across the company, as well as partners such as Ben, The Automotive Charity and Motor Trader, have had their advice published. If you want to find out more, click this Motor Trader article link here. If you like what we do, on this show, and think it is worth a £1.00, please consider supporting us via Patreon. Here is the link to that

In episode two of Ropes & Gray's Non-Financial Misconduct Miniseries, Amanda Raad, co-leader of the firm's crisis management and global risk practices, and litigation & enforcement senior attorney Sarah Lambert-Porter are joined by Sharon Tan, partner at Mishcon de Reya, to examine the intersection of the FCA's new non-financial misconduct (NFM) rules and employment law. During this second episode, they also discuss the evolving definition of non-financial misconduct, the draft guidance and factors relevant to NFM's seriousness, and the implications for conduct in the workplace as well as in private life. The hosts offer practical guidance for asset managers, private equity sponsors, and other regulated firms on implementing multidisciplinary approaches, educating stakeholders, ensuring consistency in disciplinary processes, and preparing for the upcoming regulatory changes.

As we approach 2026, compliance and learning teams face evolving challenges, from the Crime and Policing Bill to the complexities of AI and data protection. Ensuring your workforce is prepared for these changes goes beyond simple tick-box training—it's about driving meaningful behaviour and cultural shifts. In this episode, we bring you the recording of our live webinar, where VinciWorks' compliance experts Nick Henderson-Mayo and Ruth Mittelmann-Cohen, alongside Nelson Sivalingam, CEO and Co-Founder of HowNow, explore the future of compliance learning. Nelson shares his expertise on the latest trends in learning and development, focusing on how compliance training must evolve to stay ahead in 2026. Together, they discuss how L&D and compliance teams can collaborate to create lasting impact, from personalised learning paths to data-driven compliance strategies. In this recording, you'll hear about: • UK compliance learning priorities for 2026: From the Cyber Security and Resilience Bill to FCA non-financial misconduct rules • The future of compliance learning: Aligning training to business goals and driving long-term behavioural change • Data and AI governance: Training for the rollout of the Data (Use and Access) Act and EU proposals to reshape GDPR • Embedding compliance into everyday learning: The role of microlearning, nudges, and reinforcement • Global training trends: Managing Tranche 2 AML reforms in Australia, tariff evasion in the US, and training on sanctions risks in Russia and Syria This session is a must-listen for compliance managers, L&D professionals, and senior leaders who want to stay ahead of the curve in compliance training, helping to build a culture that not only meets regulatory requirements but also supports sustainable business success.

Global investment in AI across financial services is projected to grow from USD 38.36 billion in 2024 to USD 190.33 billion by 2030, according to a 2024 market forecast by Markets and Markets. At the same time, UK regulators report that AI adoption is already widespread across the sector. A joint 2024 survey by the Bank of England and the Financial Conduct Authority found that 75 percent of UK financial services firms are already deploying AI, with a further 10 percent planning adoption within the next three years. As AI adoption accelerates, search visibility in finance is no longer dictated by traditional rankings alone. AI overviews, gen AI assistants and zero-click results now sit between customers and brand websites, reshaping how trust, authority and compliance are interpreted online. In this environment, SEO is no longer just a growth channel. It has become a frontline control mechanism for accuracy, regulatory alignment and brand credibility. To address this shift, AccuraCast has published its definitive SEO Guide for Financial Services, outlining the structural, technical and governance frameworks required for finance brands to remain visible and compliant in an AI-first discovery landscape. The insights below come from Lourenço Caliento Gonçalves, SEO Consultant at AccuraCast, who works directly with banks, insurers and fintech firms navigating this changing search environment. 1. SEO in an AI Summary World AI Overviews and assistants now sit between users and brand sites, especially on "what/how/which account/card/loan" queries in finance. Studies on financial keywords show AI modules cite only a small set of domains per answer, so visibility is increasingly about being one of the few trusted citations rather than "position 3 vs 5". Practical shifts for finance SEO: 1. Move from chasing every keyword to owning topic clusters where you can be the definitive, expert, frequently-updated source. 2. Design pages that both: Feed AI (clear entities, schema, citations, expert authorship) and Still convert in a zero?click world (compelling USP, tools, calculators, comparison tables that go beyond the AI summary). 2. SEO's Role in Accuracy and Compliance Because finance is considered a YMYL (your money, your life) category, search systems and AI models heavily weigh accuracy, disclosures and regulatory alignment. Regulators like the SEC, FCA, CFTC, BaFin, ESMA, EIOPA and EBA set rules for product communication, risk disclosure and data/privacy that directly affect how content can be written and tracked. SEO becomes a compliance ally by: Embedding governance into content workflows: versioning, review logs, jurisdiction tagging, "last updated" labels, and mandated disclaimers on all money pages. Hard-coding technical safeguards: secure-by-default (HTTPS, HSTS), cookie and tracking consent, correct handling of PII, and robust legal/Ts & Cs/privacy internal linking so crawlers and users always see compliant context. 3. SEO Challenges When Adding AI and Automation Banks, insurers and fintechs are accelerating AI and agent use across content, but surveys show the main friction points are compliance overhead, skills gaps and governance. SEO?specific pain points typically include: Drift from brand and regulatory language: AI can introduce unapproved promises, omit mandatory risk language or hallucinate product conditions, creating both compliance and ranking risk on YMYL topics. Inconsistent E-E-A-T: At scale, content may lack real experts, citations and author bios, weakening trust signals for both search and AI engines that now cross?check authority more strictly for finance queries. Fragmented workflows: Legal/compliance reviews are often still manual and periodic, while AI can publish or update faster than teams can approve, which creates a backlog or the risk of rogue content going live. Mitigations that work: Guardrailed generation: Fix templates with "non-editable" compliance blocks per product/region; restrict RAG systems ...

In this FESTIVE SPECIAL edition of our banking litigation podcast, we consider some recent cases that will be most relevant to in-house lawyers at banks and financial institutions. This episode is hosted by John Corrie, a partner in our banking litigation team, who is joined by Ceri Morgan and special guests Sarah Penfold, Charlotte Benton, Alexander Gridasov, Tom Wyer, Nic Patmore, Scott Warin and Tim Kyriakou. You can find links to our blog posts on the case covered in this podcast below: • High Court finds default interest clause in loan agreement is not an unenforceable penalty https://www.hsfkramer.com/notes/bankinglitigation/2025-11/high-court-finds-default-interest-clause-in-loan-agreement-is-not-an-unenforceable-penalty • County Court rejects discrimination claim on procedural grounds but finds refusal of financial services because a company is Russian owned would amount to direct discrimination https://www.hsfkramer.com/notes/bankinglitigation/2025-11/county-court-rejects-discrimination-claim-on-procedural-grounds • Privy Council holds that there is no legal requirement in the tort of deceit to show that a claimant was consciously aware of the representation made https://www.hsfkramer.com/notes/bankinglitigation/2025-11/privy-council-holds-that-there-is-no-legal-requirement-in-the-tort-of-deceit-to-show-that-a-claimant-was-consciously-aware-of-the-representation-made • High Court dismisses judicial review challenge of FCA's Naming Announcement https://www.hsfkramer.com/notes/bankinglitigation/2025-11/high-court-dismisses-judical-review-challenge-of-fcas-naming-announcement • High Court confirms that non-authorised fee earners cannot conduct litigation https://www.hsfkramer.com/notes/litigation/2025-10/what-can-a-non-admitted-fee-earner-do-when-working-on-litigated-matters • Commercial Court pilot will mean many more court documents publicly available by default from 1 January 2026 https://www.hsfkramer.com/notes/bankinglitigation/2025-09/commercial-court-pilot-will-mean-many-more-court-documents-publicly-available-by-default-from-1-january-2026 • 2025 Global Bank Review - Innovating amid turbulence https://www.hsfkramer.com/notes/bankinglitigation/2025-11/2025-global-bank-review-innovating-amid-turbulence Don't forget to subscribe to the banking litigation blog https://hsfnotes.com/bankinglitigation/subscribe/

John Granger rarely listens to audio adaptations of books unless he's on a long drive, though he admits they have played an important part in his life as a reader.Nick Jeffery listens to audio books everyday and often for hours at a time; he credits the medium for his mid-life rebirth as a reader (re-reader!).Zossima Granger, writer in residence at ProtagonistBook.com (Give the gift of an unforgettable story!) and host of Teller Talk interview series at Zossima's Story Stack Substack page, cannot remember a time when Harry Potter and audio books were not an important part of his life. He like Nick listens to one book per week or more.So — what do these Potter Pundits and Serious Strikers think of the new Audible ‘Full Cast Audio' (FCA) unabridged dramatization of Harry Potter and the Sorcerer's Stone, which in the UK and Commonwealth nations is Philosopher's Stone?They loved it! No, the adaptation wasn't perfect, and, yes, there are a few jarring miscues and disappointments. As they explain in their ten point discussion of their experience listening to the Audible production, however, there's reason to be very excited about this audio version of the first Potter novel and the six promised FCA dramatizations.Nick lays out the audio adaptation history of the Hogwarts Saga, to include, in addition to the background of the new FCA books, the Stephen Fry and Jim Dale legacies. And then he asks the questions below!* What is your relationship with audio books? Are you a frequent listener?* Were the Fry/Dale Potter adaptations an important part of your experience of the Hogwarts Saga?* Did you listen to the ‘full cast audio' adaptation of Christmas Pig? Other books?* What were your expectations -- fears and hopes -- for the Sorcerer's Stone full cast audio adaptation?* What was the biggest surprise you experienced in your first listening?* Which of the voice actors brought out a different dimension of the text than you expected?* What is your favorite scene in Stone and was the full cast audio depiction of it a delight or a disappointment?* Fry, Dale, or Full Cast: will you listen to all three versions in the future? Do you have a strong preference?* Thumbs up or down: one to five stars, please, for the Audible production and your biggest grins and gripes.* What changes do you hope the producers will make before they release the next six adaptations?Please join in the conversation by sharing your answers to these questions in the comment boxes below. What is your relationship with books you listen to rather than read? What do think of the new FCA dramatization?And, when you've made your contribution to this conversation and you'd like more conversation between Nick Jeffery and Zossima Granger for dessert, check out Teller Talk #4, ‘Harry Potter and the Skill of Reading'! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit hogwartsprofessor.substack.com/subscribe

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/

In this episode of the Modern Facilities Management Podcast, Griffin welcomes back Lonnie Pilgrim, Director of Operations & Maintenance for the Fort McMurray Public School Division in Alberta. Previously featured in Episode 101 for his crisis management expertise, Lonnie returns to discuss best practices in capital project management.Lonnie breaks down capturing daily maintenance data to annual lifecycle reporting, FCA cycles, emerging issues, and the metrics that ultimately built the case for the project approval. The conversation dives deep into best practices for capital project planning, including:How to demonstrate need using real maintenance and cost dataMistakes to avoid in early project designEnsuring operational efficiency post-constructionStandardizing equipment to streamline future maintenanceBuilding strong relationships with architects, GCs, and stakeholders to ensure a smooth turnoverEnjoy!

Jim was interviewed by Jay Westbury, the CEO of the FCA, about what he would do to fix franchising in Australia.

The UK's anti-money laundering (AML) landscape is undergoing a significant transformation. The government has confirmed that the Financial Conduct Authority (FCA) will take over from the Solicitors Regulation Authority (SRA), the Law Society of Scotland, and other professional bodies to become the Single Professional Services Supervisor (SPSS) for AML supervision. This marks the first time law firms and accountancy firms across the UK will be regulated under a single AML authority. In this webinar recording, VinciWorks' legal compliance experts, alongside our partners at The Compliance Office and special guest Mike Ross, Director & MLRO at Anderson Strathern, break down the details of this major shift. We discuss what the government's consultation on the new structure entails, what questions remain unanswered, and the potential implications for firms across the UK, including specific insights into how Scottish firms might be affected. In this recording, you'll hear about: • The FCA's new role as the Single Professional Services Supervisor • Key insights from the consultation, including unanswered questions • A comparison of the FCA's and SRA's approaches to AML regulation • The views of Scottish firms and the Law Society of Scotland • What MLROs need to know and prepare for • The potential timeline for the transition This session is essential for compliance professionals, MLROs, and legal teams working in the UK's legal and accountancy sectors, providing critical insights into what the future of AML regulation will look like and how to prepare.

Kelvin "Dawg" Smith tells listeners about a local event hosted by the Fellowship of Christian Athletes and held at Jones College.

Send us a textAudit results could lead to False Claims Act liability (FCA). In this episode, Captain Integrity Bob Wade talks through audits and potential FCA liability under the Stark Law. Hear why you should do probe audits, when you need to take corrective action, how to avoid the draconian fines & penalties under the FCA, famous cases involving the FCA, and not-so-funny examples of things that go from bad to very ugly. Learn more at CaptainIntegrity.com

NOTE: This week in honor of Giving Tuesday we're re-airing our episode describing all the wonderful work done by our partners at the Florida Cattlemen's Foundation.  If you're considerig year-end giving and want to know that your contribution will used wisely, please visit www.floridacattlemen.org and select the tab for the Foundation where you'll be able to donate.  Alternatively, you can contact the FCA office to discuss alternative ways to give.  Jim Handley has since retired and passed the torch to Dusty Holley as the FCA executive VP, and the same great work for Florida's cattle business continues.  Please consider donating today and sharing with your friends and family.  FCA executive vice president Jim Handley joins us to share a wealth of information about the Florida Cattlemen's Foundation, including it's history, an in-depth look at the many projects they've helped fund and bring to fruition, as well as some general history regarding FCA and his role there. We dig deep in our conversation for what amounts to a very informative discussion that you're sure to enjoy so don't miss it!

Zach Terwilliger and Alex Canizares, partners with Vinson & Elkins, join Off the Shelf, for a wide-ranging discussion of the current compliance environment for government contractors.Terwilliger discusses current Department of Justice priorities relating to criminal and civil enforcement and what government contractors should be focusing on. He and Canizares also provide their insights regarding the Trump administration's approach to the False Claims Act highlighting the interplay with procurement polices like CMMC. The duo also shares their thoughts regarding the administration's Civil Rights Fraud initiative and its implications for contractors.Terwilliger and Canizares also share key FCA trends and provide their best practices for compliance. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Evgenia Goti, Global Head of Wealth Planning at EFG joins Moz to shed light on both the technical and human considerations of structuring family wealth across generations. As the great wealth transfer gathers pace, she explains how families can preserve cohesion and avoid common pitfalls while building legacies.Our host, Moz Afzal:https://bit.ly/31XbkTROur guest:Evgenia Gotihttps://bit.ly/4pdITu9EFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. You should seek your own professional advice suitable to your particular circumstances prior to making any investment or if you are in doubt as to the information in this document.Although information in this document has been obtained from sources believed to be reliable, no member of the EFG group represents or warrants its accuracy, and such information may be incomplete or condensed. Any opinions in this document are subject to change without notice. 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Accordingly, by accepting any documentation from us prior to the commencement of or in the course of us providing financial services to you, you:• warrant to us that you are a ‘wholesale client';• agree to provide such information or evidence that we may request from time to time to confirm your status as a wholesale client;• agree that we may cease providing financial services to you if you are no longer a wholesale client or do not provide us with information or evidence satisfactory to us to confirm your status as a wholesale client; and• agree to notify us in writing within5 business days if you cease to be a ‘wholesale client' for the purposes of the financial services that we provide to you.Bahamas: EFG Bank & Trust (Bahamas) Ltd. is licensed by the Securities Commission of the Bahamas pursuant to the Securities Industry Act, 2011 and Securities Industry Regulations, 2012 and is authorised to conduct securities business in and from The Bahamas including dealing in securities, arranging dealing in securities, managing securities and advising on securities. EFG Bank & Trust (Bahamas) Ltd. is also licensed by the Central Bank of The Bahamas pursuant to the Banks and Trust Companies Regulation Act, 2000 as a Bank and Trust company. Registered office: Goodman‘s Bay Corporate Centre West Bay Street and Sea View Drive, Nassau, The...

The False Claims Act (FCA) suit was initiated by the U.S. government, not a traditional whistleblower. Nonetheless, the recent $45 million settlement with a Florida physician and his wound care group – Vohra Wound Physicians Management LLC – resolved allegations that group knowingly submitted claims to Medicare for medically unnecessary yet lucrative surgical procedures, when routine non-surgical wound management had actually been done.  During the next live edition of the long-running Monitor Monday Internet broadcast, famed whistleblower attorney Mary Inman will report the details of the amazing case, as a not-so-subtle reminder that crime doesn't pay.Broadcast segments will also include these instantly recognizable features:·      Monday Rounds: Ronald Hirsch, MD, vice president of R1 RCM, will be making his Monday Rounds. ·      The RAC Report: Healthcare attorney Knicole Emanuel, partner at the law firm of Nelson Mullins, will report the latest news about auditors. ·      Legislative Update: Matthew Albright, chief government affairs analyst for Zelis, will report on the news happening at the intersection of healthcare and congressional action.·      Risky Business: Healthcare attorney David Glaser, shareholder in the law offices of Fredrikson & Byron, will join the broadcast with his trademark segment.

In the third episode of our 'Future of wealth management' podcast series, Barney Hinnigan, Marina Reason and Chris Hurn consider the FCA's findings from its multi-firm review of consolidation in the financial advice and wealth management sector. We also discuss the review findings in a related blogpost – see Wealth consolidation - FCA review findings https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/wealth-consolidation-fca-review-findings Speakers: Barney Hinnigan, Partner, Corporate, Marina Reason, Partner, Financial Services Regulatory, Chris Hurn, Of Counsel, Financial Services Regulatory

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/

UNAM aprueba tres nuevas especializaciones en la FCA Caen implicados en homicidio en Ciudad JudicialSheinbaum rechaza reabrir casos ya juzgadosMás información en nuestro podcast

Sermon by Pastor Corky CalhounLink to FCA video: https://www.youtube.com/watch?v=k2_99NH7tjU

In this powerful message, Pastor Brandon unpacks Psalm 78:1–8 and shows why every generation plays a crucial role in passing on faith to the next. We dive into why younger generations are often misunderstood, how spiritual apathy creeps into our lives, and what we can do to model a faith worth following.You'll hear real stories of what God is doing through Gen Z and Gen Alpha, the impact of FCA and Hope City Youth, and an interview with Pastor Meagan about raising faith-filled kids.No matter your age or stage, YOU have influence—and the next generation needs it. Let's be a church that fights apathy, builds legacy, and chooses to be FOR the Next Generation.

Europe's macro outlook is shifting. After years of fiscal restraint and fragmented policy, the region is entering a new chapter one centered on pro-growth fiscal policy, energy security, and capital-market reform. For investors, this transformation signals the potential for renewed momentum in European equities and fixed income.In this episode of The Bid, host Oscar Pulido speaks with Helen Jewell, Chief Investment Officer for EMEA Fundamental Equities, and Roelof Salomons, Chief Investment Strategist for Northern Europe at the BlackRock Investment Institute, about how Europe's evolving macro and investing environment is creating new opportunities across sectors.They explore how fiscal flexibility is enabling investment in productivity and innovation, how energy transition and AI demand are reshaping infrastructure and power markets, and why European banks, defense companies, and energy-efficiency leaders have emerged as standouts. The conversation also looks at the valuation gap between Europe and the U.S., the implications of potential ECB rate cuts, and what reforms could drive a broader, more durable resurgence.Key Takeaways:· Europe's shift toward fiscal flexibility marks its first explicitly pro-growth stance in over a decade.· The intersection of energy transition and AI is driving infrastructure and power investment.· Banks, defense, and efficiency-focused industrials remain strong performers.· Europe still trades at a discount to the U.S., offering selective opportunity.· Integration of capital markets could unlock long-term competitiveness.Key moments in this episode:00:00 Introduction: Europe's Economic Challenges and Optimism01:10 Meet the Experts: Helen Jewell and Roelof Salomons02:17 Historical Context: Europe's Economic Journey03:51 Current Barriers and Progress in Europe05:40 Sector Focus: Defense, Banks, and Energy08:49 Fiscal Policy and Unified European Growth10:33 Energy and AI: The Long-Term Investment Landscape14:30 Valuation and Market Opportunities in Europe17:17 Conclusion: Path to a Broad Resurgence in Europe19:21 Closing Remarks and Future OutlookEurope investing; Europe macro; European equities; investing in Europe; capital-markets union; energy transition Europe; European fiscal policy; European banks; AI power demand; ECB rate cuts; BlackRock Investment Institute; European defense; valuation gap; competitiveness in EuropeSources: “What's needed for an investment renaissance in Europe?”, BlackRock Investment Institute, October 2025; NATO, August 2025; BlackRock Fundamental Equities analysis, September 2025; “Entering The Age of Electricity”, IEA Electricity Demand 2025;This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and Non-EEA countries, this is authorized and regulated by the FCA. In the EEA, it is authorized and regulated by the AFM. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/

In 2010, the Supreme Court issued a consequential opinion that stifled the freedom of association across countless campuses when it came to religious groups. In CLS v. Martinez, in a divided 5-4 opinion, the Court opened the way for universities to limit group association by refusing to grant them power to elect those leaders best suited to carry on that group's mission and purpose. In a forthcoming article (here) in the Texas Review of Law and Politics, my guest today, Benjamin Fleshman, covers the infamous Martinez decision and the problem it created for student organizations across the country. Given the closeness of this topic to my own work, we discuss in some detail the infamous "all comers" policy (see this and this) still upheld in some law schools, e.g., UC-Berkeley (see this), nature of student organizations, the importance of recent Supreme Court decisions (see recent FCA en banc decision in the Ninth Circuit and then the other mentioned FCA case in Washington, D.C.), the recent attempts to strengthen group access (see this), and more. Benjamin joined The Becket Fund for Religious Liberty as Counsel in 2023. His work there focuses on appellate litigation in both state and federal courts. Prior to joining Becket, Ben worked as an associate at Shearman & Sterling in Washington, D.C., where he practiced antitrust law and complex commercial litigation. Before entering private practice, he served as a law clerk to Judge Jennifer Walker Elrod of the United States Court of Appeals for the Fifth Circuit. Full bio. Cross & Gavel is a production of CHRISTIAN LEGAL SOCIETY. The episode was produced by Josh Deng, with music from Vexento.

► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/

► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/

Join Paul John Dykes & Liam Carrigan, as we take a trip down memory lane to revisit a classic Old Firm victory from 1998. All you have to do is login to your Celtic TV account, then we'll all press play at the same time for a Classic Match Watchalong. Here's the match link: https://celticfc.tv/videos/80026863 ► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/

► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/

► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/

For Info and registration on upcoming FCA events: https://www.southalabamafca.org/ Help your holidays with Rooted & Grounded. Visit https://www.randgcoffeehouse.com/ Get Alabama High School Sports at: https://www.nfhsnetwork.com/associations/ahsaa

Cyberthreats are everywhere, and while they may be inevitable, their impact can be manageable. Institutions who are prepared for cybersecurity disruptions are proactive and collaborative about their response. This episode of the Forward Thinking Podcast features FCCS SVP of Marketing and Communications Stephanie Barton, Lisa Parrinello, FCCS VP of Risk Management & Insurance Services and Naomi Baumann, FCCS VP of Claims & Insurance Services. Together they discuss how Farm Credit's Captive Insurance Company is helping institutions strengthen their cyberdefenses and what boards of directors need to know to stay ahead of the cybersecurity game.    Episode Insights Include:   The bigger picture of cyberthreats Cyberthreats used to be considered an IT-only problem, but that isn't the case anymore.  These enterprise-wide issues demand board-level attention.  Ransomware, extortion, targeted financial systems and AI deep-fake impersonations are some of today's biggest cyberthreats.  The goal today isn't just protection, it's resilience. A prepared institution can respond and recover from cyberthreats no matter where they hit.    The role of Farm Credit's Captive Insurance Company As the captive, they provide institutions cyber insurance and management services that go beyond what commercial insurance markets can offer.  They offer tailored protection designed specifically for the unique cooperative structure of Farm Credit.  Collaborative claims management proactively responds to any incident or threat of incident.  Their strategic access to commercial markets allows them to purchase insurance as well.  Over the years, Captive has saved an average of $50 million in insurance coverage.  Consistent system-wide learning whenever instances occur.    Resilience tools and strategies  Resilience requires a multi-layered approach based on assents and security needs.  Threat detection and response pinpoint vulnerability, endpoint detection, and tabletop exercises.  Human-centric risk management and ongoing employee training are critical for cyber risk management.  Employees and people are always going to be the weakest link in cybersecurity.  Data protection and resilience in communications in sensitive information need to be encrypted and backup tested.  Cybersecurity is not an impenetrable armor, it is an anatomy with multiple systems working together to respond and continue operating in a culture of proactive risk management.    The pivotal role of the board  Directors need to prioritize an approved annual cyber risk manual.  Ongoing development and maintenance of a robust program is essential.  Boards should receive quarterly reports on threats, vulnerabilities and mitigation actions.  Cyber oversight needs to be integrated into business technology planning.  FCA should be notified within 36 hours of any cyber incident.    The culture of cybersecurity Institutions build resilience when everyone is involved.  Third party oversight and engagement with cyber-focused legal counsel is crucial.  Most breeches don't happen in bad systems, they happen when good people let down their guard.  Muscle memory kicks in when crisis hits, but only when preparation has occurred.  Ultimately, cybersecurity is everyone's business.    This podcast is powered by FCCS.   Resources   Connect with Lisa Parrinello — Lisa Parrinello   Connect with Naomi Baumann — Naomi Baumann   Get in touch   info@fccsconsulting.com   "The goal isn't just protection – it's resilience." — Naomi Baumann   "The Captive provides consistent system-wide learning whenever instances occur." —  Lisa Parrinello    "Human-centric risk management and ongoing employee training are critical for cyber risk management." — Naomi Baumann   "Employees and people are always going to be the weakest link in cybersecurity." — Naomi Baumann   "Even without a deep technical knowledge, boards can strengthen resilience by asking the right questions and staying engaged." —  Lisa Parrinello    "Institutions build resilience when everyone is involved." — Naomi Baumann   Resilience is just as much about people as it is about systems." — Naomi Baumann

Burnt out from the gym floor. In debt from mentors. On the verge of giving up, but all willing to take one more shot. In this episode, I'm interviewing four FCA clients who all hit $5k-$10k months online within 120 days. None of these trainers were perfect. They all struggled with marketing, sales and systems – but the common thread in their success: they had customized strategy, support and accountability. Listen and I'm sure you'll see a bit of yourself in one of these coaches. –Learn more about Fitness Coach Academy.https://taelerdehaes.com/fitness-coach-academy Join our Fit Pro Business Secrets Made Simple group over on Facebook for exclusive resources, trainings and help as you're growing your online fitness business. https://www.facebook.com/groups/fitprobusinesssecrets/  Follow Taeler on Instagram. https://www.instagram.com/taelerfit/