Podcasts about fca

In this episode of the Modern Facilities Management Podcast, Griffin welcomes back Lonnie Pilgrim, Director of Operations & Maintenance for the Fort McMurray Public School Division in Alberta. Previously featured in Episode 101 for his crisis management expertise, Lonnie returns to discuss best practices in capital project management.Lonnie breaks down capturing daily maintenance data to annual lifecycle reporting, FCA cycles, emerging issues, and the metrics that ultimately built the case for the project approval. The conversation dives deep into best practices for capital project planning, including:How to demonstrate need using real maintenance and cost dataMistakes to avoid in early project designEnsuring operational efficiency post-constructionStandardizing equipment to streamline future maintenanceBuilding strong relationships with architects, GCs, and stakeholders to ensure a smooth turnoverEnjoy!

Jim was interviewed by Jay Westbury, the CEO of the FCA, about what he would do to fix franchising in Australia.

Kelvin "Dawg" Smith tells listeners about a local event hosted by the Fellowship of Christian Athletes and held at Jones College.

Send us a textAudit results could lead to False Claims Act liability (FCA). In this episode, Captain Integrity Bob Wade talks through audits and potential FCA liability under the Stark Law. Hear why you should do probe audits, when you need to take corrective action, how to avoid the draconian fines & penalties under the FCA, famous cases involving the FCA, and not-so-funny examples of things that go from bad to very ugly. Learn more at CaptainIntegrity.com

NOTE: This week in honor of Giving Tuesday we're re-airing our episode describing all the wonderful work done by our partners at the Florida Cattlemen's Foundation.  If you're considerig year-end giving and want to know that your contribution will used wisely, please visit www.floridacattlemen.org and select the tab for the Foundation where you'll be able to donate.  Alternatively, you can contact the FCA office to discuss alternative ways to give.  Jim Handley has since retired and passed the torch to Dusty Holley as the FCA executive VP, and the same great work for Florida's cattle business continues.  Please consider donating today and sharing with your friends and family.  FCA executive vice president Jim Handley joins us to share a wealth of information about the Florida Cattlemen's Foundation, including it's history, an in-depth look at the many projects they've helped fund and bring to fruition, as well as some general history regarding FCA and his role there. We dig deep in our conversation for what amounts to a very informative discussion that you're sure to enjoy so don't miss it!

Zach Terwilliger and Alex Canizares, partners with Vinson & Elkins, join Off the Shelf, for a wide-ranging discussion of the current compliance environment for government contractors.Terwilliger discusses current Department of Justice priorities relating to criminal and civil enforcement and what government contractors should be focusing on. He and Canizares also provide their insights regarding the Trump administration's approach to the False Claims Act highlighting the interplay with procurement polices like CMMC. The duo also shares their thoughts regarding the administration's Civil Rights Fraud initiative and its implications for contractors.Terwilliger and Canizares also share key FCA trends and provide their best practices for compliance. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Evgenia Goti, Global Head of Wealth Planning at EFG joins Moz to shed light on both the technical and human considerations of structuring family wealth across generations. As the great wealth transfer gathers pace, she explains how families can preserve cohesion and avoid common pitfalls while building legacies.Our host, Moz Afzal:https://bit.ly/31XbkTROur guest:Evgenia Gotihttps://bit.ly/4pdITu9EFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. You should seek your own professional advice suitable to your particular circumstances prior to making any investment or if you are in doubt as to the information in this document.Although information in this document has been obtained from sources believed to be reliable, no member of the EFG group represents or warrants its accuracy, and such information may be incomplete or condensed. Any opinions in this document are subject to change without notice. This document may contain personal opinions which do not necessarily reflect the position of any member of the EFG group. To the fullest extent permissible by law, no member of the EFG group shall be responsible for the consequences of any errors or omissions herein, or reliance upon any opinion or statement contained herein, and each member of the EFG group expressly disclaims any liability, including (without limitation) liability for incidental or consequential damages, arising from the same or resulting from any action or inaction on the part of the recipient in reliance on this document.The availability of this document in any jurisdiction or country may be contrary to local law or regulation and persons who come into possession of this document should inform themselves of and observe any restrictions. This document may not be reproduced, disclosed or distributed (in whole or in part) to any other person without prior written permission from an authorised member of the EFG group.This document has been produced by EFG Asset Management (UK) Limited for use by the EFG group and the worldwide subsidiaries and affiliates within the EFG group. EFG Asset Management (UK) Limited is authorised and regulated by the UK Financial Conduct Authority, registered no.7389746. Registered address: EFG Asset Management (UK) Limited, 116 Park Street, London W1K 6AP, United Kingdom, telephone +44 (0)207 491 9111.Independent Asset Managers: in case this document is provided to Independent Asset Managers (“IAMs“), it is strictly forbidden to be reproduced, disclosed or distributed (in whole or in part) by IAMs and made available to their clients and/or third parties. By receiving this document IAMs confirm that they will need to make their own decisions/judgements about how to proceed and it is the responsibility of IAMs to ensure that the information provided is in line with their own clients' circumstances with regard to any investment, legal, regulatory, tax or other consequences. No liability is accepted by EFG for any damages, losses or costs (whether direct, indirect or consequential) that may arise from any use of this document by the IAMs, their clients or any third parties.If you have received this document from any affiliate or branch referred to below, please note the following:Australia: This document has been prepared and issued by EFG Asset Management (UK) Limited, a private limited company with registered number 7389746 and with its registered office address at 116 Park Street, London W1K 6AP (telephone number +44 (0)207 491 9111). EFG Asset Management (UK) Limited is regulated and authorized by the Financial Conduct Authority No. 536771. EFG Asset Management (UK) Limited is exempt from the requirement to hold an Australian financial services licence in respect of the financial services it provides to wholesale clients in Australia and is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FCA Registration No. 536771) under the laws of the United Kingdom which differ from Australian laws.ASIC Class Order CO03/1099EFG Asset Management (UK) Limited notifies you that it is relying on the Australian Securities & Investments Commission (ASIC) Class Order CO03/1099 (Class Order) exemption (as extended in operation by ASIC Corporations (Repeal and Transitional Instrument 2016/396) for UK Financial Conduct Authority (FCA) regulated firms which exempts it from the requirement to hold an Australian financial services licence (AFSL) under the Corporations Act 2001 (Cth) (Corporations Act) in respect of the financial services we provide to you.The financial services that we provide to you are regulated by the FCA under the laws and regulatory requirements of the United Kingdom which are different to Australia. Consequently any offer or other documentation that you receive from us in the course of us providing financial services to you will be prepared in accordance with those laws and regulatory requirements. The UK regulatory requirements refer to legislation, rules enacted pursuant to the legislation and any other relevant policies or documents issued by the FCA.Your Status as a Wholesale ClientIn order that we may provide financial services to you, and for us to comply with the Class Order, you must be a ‘wholesale client' within the meaning given by section 761G of the Corporations Act. Accordingly, by accepting any documentation from us prior to the commencement of or in the course of us providing financial services to you, you:• warrant to us that you are a ‘wholesale client';• agree to provide such information or evidence that we may request from time to time to confirm your status as a wholesale client;• agree that we may cease providing financial services to you if you are no longer a wholesale client or do not provide us with information or evidence satisfactory to us to confirm your status as a wholesale client; and• agree to notify us in writing within5 business days if you cease to be a ‘wholesale client' for the purposes of the financial services that we provide to you.Bahamas: EFG Bank & Trust (Bahamas) Ltd. is licensed by the Securities Commission of the Bahamas pursuant to the Securities Industry Act, 2011 and Securities Industry Regulations, 2012 and is authorised to conduct securities business in and from The Bahamas including dealing in securities, arranging dealing in securities, managing securities and advising on securities. EFG Bank & Trust (Bahamas) Ltd. is also licensed by the Central Bank of The Bahamas pursuant to the Banks and Trust Companies Regulation Act, 2000 as a Bank and Trust company. Registered office: Goodman‘s Bay Corporate Centre West Bay Street and Sea View Drive, Nassau, The...

Listen to this episode of the ORX Operational Risk Podcast to hear the ORX News team cover the top five largest operational risk losses of October 2025, a recent spotlight story covering the global service outage at AWS, and the latest on the FCA's Motor Finance compensation scheme. The team also cover the top 10 most viewed stories of October 2025 and provide a service update.   You can find the top 5 largest operational risk losses of October 2025 discussed in this episode on our website at: https://orx.org/blog/top-5-orx-news-losses-october-2025   ORX News subscribers can find out more on the top 10 most viewed loss events of October 2025 on the ORX News website here: https://news.orx.org/node/13556   ORX News subscribers can read the full latest spotlight story and deep dive on the AWS outage via the ORX News website at: https://news.orx.org/node/13516 and https://news.orx.org/node/13619   ORX News subscribers can also read more on the Motor Finance stories on the ORX News website here: https://news.orx.org/node/13554, https://news.orx.org/node/13553, https://news.orx.org/node/13552, https://news.orx.org/node/12986, https://news.orx.org/node/13537, https://news.orx.org/node/12955, https://news.orx.org/node/13178, https://news.orx.org/node/12702, https://news.orx.org/node/13535, https://news.orx.org/node/13534, https://news.orx.org/node/12219 and https://news.orx.org/node/12946   To find out more about ORX News and other ORX services, or access further operational risk resources, just search ‘ORX' or visit: www.orx.org.  

The False Claims Act (FCA) suit was initiated by the U.S. government, not a traditional whistleblower. Nonetheless, the recent $45 million settlement with a Florida physician and his wound care group – Vohra Wound Physicians Management LLC – resolved allegations that group knowingly submitted claims to Medicare for medically unnecessary yet lucrative surgical procedures, when routine non-surgical wound management had actually been done.  During the next live edition of the long-running Monitor Monday Internet broadcast, famed whistleblower attorney Mary Inman will report the details of the amazing case, as a not-so-subtle reminder that crime doesn't pay.Broadcast segments will also include these instantly recognizable features:·      Monday Rounds: Ronald Hirsch, MD, vice president of R1 RCM, will be making his Monday Rounds. ·      The RAC Report: Healthcare attorney Knicole Emanuel, partner at the law firm of Nelson Mullins, will report the latest news about auditors. ·      Legislative Update: Matthew Albright, chief government affairs analyst for Zelis, will report on the news happening at the intersection of healthcare and congressional action.·      Risky Business: Healthcare attorney David Glaser, shareholder in the law offices of Fredrikson & Byron, will join the broadcast with his trademark segment.

In the third episode of our 'Future of wealth management' podcast series, Barney Hinnigan, Marina Reason and Chris Hurn consider the FCA's findings from its multi-firm review of consolidation in the financial advice and wealth management sector. We also discuss the review findings in a related blogpost – see Wealth consolidation - FCA review findings https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/wealth-consolidation-fca-review-findings Speakers: Barney Hinnigan, Partner, Corporate, Marina Reason, Partner, Financial Services Regulatory, Chris Hurn, Of Counsel, Financial Services Regulatory

In the latest episode of our Let's talk asset management series, Hannah Meakin, Lucy Dodson and Charlotte Carnegie discuss the FCA's recent multi-firm review of consolidation in the financial advice and wealth management sector, in which the FCA sets out its observations, examples of good practice and areas of increased risk.

Hello and welcome to episode 206 of the Financial Crime Weekly Podcast. I am Chris Kirkbride. This episode examines global financial crime, starting with sanctions evasion challenges: a report highlights 113 Russian 'shadow' vessels moving €4.7 billion in oil using false flags, then to a UK OFSI General Licence for Lukoil International Entities, while the EU considers using frozen Russian sovereign assets for Ukraine. UK enforcement updates include the FCA charging a former banker and associate in a £70,000 insider dealing case and arresting another for suspected market manipulation. HMRC also announced higher Economic Crime Levy rates from April 2026. Finally, we cover global efforts: the Council of Europe launched an anti-corruption/money laundering initiative, and INTERPOL adopted a Strategic Framework targeting transnational scam centres, though Transparency International warns UK Overseas Territories are lagging on corporate transparency reforms.A transcript of this podcast, with links to the stories, will be available at www.crimes.financial.

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/

Beat the system with TallyMoney. Gold you can spend. Discover more here: https://click.tallymoney.com/A64P/df08xa5e #adIn this episode of Chopper's Political Podcast, Christopher Hope breaks down the Chancellor's latest Budget and examines why Labour is already facing serious political pressures in its aftermath. With bond markets reacting, thresholds frozen, and internal unease simmering, the discussion explores the challenges confronting Sir Keir Starmer and Rachel Reeves as they attempt to steady both their party and the public finances.Labour MP for Glasgow South, Gordon McKee, joins the podcast following his unexpectedly viral moment in which he used custard creams and bourbons to explain the UK's debt-to-GDP ratio.The purchase of gold and investment in bullion is not FCA regulated nor do they benefit from the protections of the Financial Services Compensation Scheme or the Financial Ombudsman Service. The value of your investment can go down as well as up. Consider the risks involved before choosing to invest. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Hosted on Acast. See acast.com/privacy for more information.

UNAM aprueba tres nuevas especializaciones en la FCA Caen implicados en homicidio en Ciudad JudicialSheinbaum rechaza reabrir casos ya juzgadosMás información en nuestro podcast

Hi everyone, I have been taking at look at the recent paper from the FCA, that has been written to give an initial view of how the industry works, the players in it, potential consumers and outcomes from accessing insurance.Overall I think the paper was really well written and gave an accurate portrayal of the industry. It was clearly written and not too long, so I would recommend giving it a read if you can. I'm not a data lover, but, they did have some stats in the paper that really stood out and I think are brilliant examples of how intermediaries are in this space.The key takeaways:In 2023 individual protection insurance claims totalled £4.85 billion.97% of income protection sales are advised, we're doing an amazing job!Key focuses of the review are going to be ensuring effective competition, addressing the protection gap for vulnerable consumers, assessing influence of distribution channels on consumer outcomes, and reviewing commission and broking practices.Next time Alan is going to be back with me and we are going to be talking about arranging protection insurance for people living with neurofibromatosis.Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors PlannerX.

Sermon by Pastor Corky CalhounLink to FCA video: https://www.youtube.com/watch?v=k2_99NH7tjU

As a Beck's Player with Heart, Taylor Coulter shows her dedication and passion both on and off the field. Taylor plays soccer, participating in both high school and club teams. She loves bonding with her teammates, making new memories with them, and working together, no matter any issues that may arise. Taylor also participates in FFA, FCA, and the National Honor Society, saying she loves giving back to the community and making other people smile through these activities. She is very involved in her community through service opportunities with FCA and FFA. Taylor was also active at the Ronald McDonald House, where she made blankets for babies and children, served meals to whoever needed one, and assisted during a soccer session for children. To Taylor, agriculture is essential to everyone's way of life and serves as an important foundation for everyone around the world. Taylor plans to play soccer in college and committed to Coe College. She plans to continue her volunteer work with babies in the NICU and the Ronald McDonald House.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this powerful message, Pastor Brandon unpacks Psalm 78:1–8 and shows why every generation plays a crucial role in passing on faith to the next. We dive into why younger generations are often misunderstood, how spiritual apathy creeps into our lives, and what we can do to model a faith worth following.You'll hear real stories of what God is doing through Gen Z and Gen Alpha, the impact of FCA and Hope City Youth, and an interview with Pastor Meagan about raising faith-filled kids.No matter your age or stage, YOU have influence—and the next generation needs it. Let's be a church that fights apathy, builds legacy, and chooses to be FOR the Next Generation.

samduke@fca.org | (503) 816-0794 Sammy has been involved with FCA Idaho as a volunteer for a couple of years! She came on staff with FCA in Idaho in the summer of 2025. She served as the Head Soccer Coach at the NW FCA Sports Camp in 2024. She played soccer collegiately at Northwest Nazarene University where she received her BA in Kinesiology/Health Education and then received her Masters in Ed Leadership in 2012. Sammy came to FCA with a 17 year teaching career. She has also coached a variety of sports for 20 years. She loves Jesus, family, sunsets and all things outdoors!If you would like to support Sammy, the link here will send you to support Ken Lewis, which will be supporting Sammy. Thank you!My Favorites - Spending time with the Lord,  exploring Idaho in her SxS! Watching her son compete in sports!  Camping, fishing, and exploring our beautiful state.The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/

Gayatri Kalyanaraman is in conversation with Rupam Tandon,  Financial Executive with 30 years of experience across banking, asset management, and insurance. She's also a certified Independent Director (IoD), ESG specialist, and startup mentor. She talks about her journey starting in a small town to traveling the globe and literally spreading her wings. Gayatri Kalyanaraman, Host for Software People Stories podcast and co-founder Sangatna Angels welcomes Rupam Tandon and sets the tone for an inspiring conversation about leadership, resilience, and governance. Highlights of the conversation are here01:00 – Early Career and Foundations in FinanceRupam shares her beginnings in Dubai's financial industry during the 1990s — a period of rapid banking expansion — and lessons on trust, relationships, and financial discipline.03:00 – London Years & the Global Financial Crisis She moves to London to work with asset managers and hedge funds, witnessing firsthand the subprime crisis and collapse of major institutions like Lehman Brothers and AIG.07:00 – Return to India & Setting Up Global Operations Rupam explains her decision to return to India for family reasons and how she helped transition a major bank's operations from Ireland to Bangalore — navigating SEC and FCA audits successfully.10:00 – The Shift to Insurance and Building Communities She discusses moving from investment banking to insurance, leading initiatives in Risk, ESG, and Cyber, and mentoring senior executives.13:00 – Reflections on Technology & Automation From manual processes to automation and bots — Rupam contrasts the early years of finance with today's data-driven governance and the rise of straight-through processing (STP).16:00 – Navigating Change and Cultural Adaptation Growing up in Lucknow and moving across continents, Rupam reflects on adapting to different work cultures, continuous learning, and seizing opportunities.20:00 – Decision-Making and Balancing Life & Work Rupam shares personal stories about taking career risks, balancing motherhood, and receiving mentorship and compassion from colleagues during turbulent times.24:00 – Continuous Learning & Board Readiness She outlines her professional upskilling journey — courses from ISB, IIM Bangalore, and IoD — and her belief in lifelong learning as a foundation for effective governance.27:00 – Second Innings: Purpose and Governance for the Future Rupam shares her vision for the next decade — mentoring startups, strengthening governance frameworks, and shaping ethical, transparent organizations. Memorable Quotes:“Success without ethics is incomplete.”“Governance isn't about control — it's about responsibility.”  “It's time for stewardship — to give back, guide, and help the next generation grow with integrity.”“Even the strongest institutions can collapse if governance, risk, and culture are not aligned.”https://www.linkedin.com/in/rupam-tandon/After nearly three decades of experience across industries and markets, She is now embarking on my second innings with a focus on startup governance and scaleups. Her journey has been a diverse one, spanning Global roles (in UAE & UK, India) in business strategy, branding, communications, and stakeholder engagement. She is passionate about helping companies build strong, sustainable foundations for growth. As an alumnus of Lucknow University and the Indian School of Business (ISB), where she specialized in Negotiation as part of an Executive Management Program, I've honed my ability to adapt and thrive in fast-moving, high-pressure environments.My Core Strengths:- Strategic Oversight: Managing boards/foundations and aligning teams with business goals- Business Model Innovation: Identifying opportunities at the intersection of strategy, branding, product development, and customer experience- Start up consulting , Fintech, Finance based business.- Reputation Building: Creating narratives that enhance corporate reputation and build trust- Communications Strategy: Developing integrated communication plans to engage stakeholders and drive impact- Mentorship & Coaching: Supporting founders, leaders, and teams to grow through personalized guidance and coaching- Crisis Communications: Navigating through challenges to protect and strengthen brand reputation- Networking & Ecosystem Building: Cultivating strategic partnerships and growing influential networks- CSR & Sustainability: Defining and driving impactful corporate social responsibility initiativesRupam Tandon is a certified board director and former investment banker with expertise in governance, risk, and sustainability. She advises startups and SMEs on ethical leadership and board resilience, teaches ESG and stakeholder strategy to executives, and mentors emerging leaders. She advocates for policy-led reforms in India's entrepreneurial governance landscape.

Europe's macro outlook is shifting. After years of fiscal restraint and fragmented policy, the region is entering a new chapter one centered on pro-growth fiscal policy, energy security, and capital-market reform. For investors, this transformation signals the potential for renewed momentum in European equities and fixed income.In this episode of The Bid, host Oscar Pulido speaks with Helen Jewell, Chief Investment Officer for EMEA Fundamental Equities, and Roelof Salomons, Chief Investment Strategist for Northern Europe at the BlackRock Investment Institute, about how Europe's evolving macro and investing environment is creating new opportunities across sectors.They explore how fiscal flexibility is enabling investment in productivity and innovation, how energy transition and AI demand are reshaping infrastructure and power markets, and why European banks, defense companies, and energy-efficiency leaders have emerged as standouts. The conversation also looks at the valuation gap between Europe and the U.S., the implications of potential ECB rate cuts, and what reforms could drive a broader, more durable resurgence.Key Takeaways:· Europe's shift toward fiscal flexibility marks its first explicitly pro-growth stance in over a decade.· The intersection of energy transition and AI is driving infrastructure and power investment.· Banks, defense, and efficiency-focused industrials remain strong performers.· Europe still trades at a discount to the U.S., offering selective opportunity.· Integration of capital markets could unlock long-term competitiveness.Key moments in this episode:00:00 Introduction: Europe's Economic Challenges and Optimism01:10 Meet the Experts: Helen Jewell and Roelof Salomons02:17 Historical Context: Europe's Economic Journey03:51 Current Barriers and Progress in Europe05:40 Sector Focus: Defense, Banks, and Energy08:49 Fiscal Policy and Unified European Growth10:33 Energy and AI: The Long-Term Investment Landscape14:30 Valuation and Market Opportunities in Europe17:17 Conclusion: Path to a Broad Resurgence in Europe19:21 Closing Remarks and Future OutlookEurope investing; Europe macro; European equities; investing in Europe; capital-markets union; energy transition Europe; European fiscal policy; European banks; AI power demand; ECB rate cuts; BlackRock Investment Institute; European defense; valuation gap; competitiveness in EuropeSources: “What's needed for an investment renaissance in Europe?”, BlackRock Investment Institute, October 2025; NATO, August 2025; BlackRock Fundamental Equities analysis, September 2025; “Entering The Age of Electricity”, IEA Electricity Demand 2025;This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and Non-EEA countries, this is authorized and regulated by the FCA. In the EEA, it is authorized and regulated by the AFM. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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What's really on the mind of strategists and economists right now? In this special, bitesize update episode of Beyond the Benchmark, Daniel Murray, EFG's Deputy CIO, delivers the key takeaways from his recent trip to the US, covering tariffs, valuations and the future of the Federal Reserve.Our host, Sam Jochim:https://bit.ly/4o0EYzrOur guest:Daniel Murray:https://bit.ly/3NBVBC2EFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. You should seek your own professional advice suitable to your particular circumstances prior to making any investment or if you are in doubt as to the information in this document.Although information in this document has been obtained from sources believed to be reliable, no member of the EFG group represents or warrants its accuracy, and such information may be incomplete or condensed. Any opinions in this document are subject to change without notice. This document may contain personal opinions which do not necessarily reflect the position of any member of the EFG group. To the fullest extent permissible by law, no member of the EFG group shall be responsible for the consequences of any errors or omissions herein, or reliance upon any opinion or statement contained herein, and each member of the EFG group expressly disclaims any liability, including (without limitation) liability for incidental or consequential damages, arising from the same or resulting from any action or inaction on the part of the recipient in reliance on this document.The availability of this document in any jurisdiction or country may be contrary to local law or regulation and persons who come into possession of this document should inform themselves of and observe any restrictions. This document may not be reproduced, disclosed or distributed (in whole or in part) to any other person without prior written permission from an authorised member of the EFG group.This document has been produced by EFG Asset Management (UK) Limited for use by the EFG group and the worldwide subsidiaries and affiliates within the EFG group. EFG Asset Management (UK) Limited is authorised and regulated by the UK Financial Conduct Authority, registered no.7389746. Registered address: EFG Asset Management (UK) Limited, 116 Park Street, London W1K 6AP, United Kingdom, telephone +44 (0)207 491 9111.Independent Asset Managers: in case this document is provided to Independent Asset Managers (“IAMs“), it is strictly forbidden to be reproduced, disclosed or distributed (in whole or in part) by IAMs and made available to their clients and/or third parties. By receiving this document IAMs confirm that they will need to make their own decisions/judgements about how to proceed and it is the responsibility of IAMs to ensure that the information provided is in line with their own clients' circumstances with regard to any investment, legal, regulatory, tax or other consequences. No liability is accepted by EFG for any damages, losses or costs (whether direct, indirect or consequential) that may arise from any use of this document by the IAMs, their clients or any third parties.If you have received this document from any affiliate or branch referred to below, please note the following:Australia: This document has been prepared and issued by EFG Asset Management (UK) Limited, a private limited company with registered number 7389746 and with its registered office address at 116 Park Street, London W1K 6AP (telephone number +44 (0)207 491 9111). EFG Asset Management (UK) Limited is regulated and authorized by the Financial Conduct Authority No. 536771. EFG Asset Management (UK) Limited is exempt from the requirement to hold an Australian financial services licence in respect of the financial services it provides to wholesale clients in Australia and is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FCA Registration No. 536771) under the laws of the United Kingdom which differ from Australian laws.ASIC Class Order CO03/1099EFG Asset Management (UK) Limited notifies you that it is relying on the Australian Securities & Investments Commission (ASIC) Class Order CO03/1099 (Class Order) exemption (as extended in operation by ASIC Corporations (Repeal and Transitional Instrument 2016/396) for UK Financial Conduct Authority (FCA) regulated firms which exempts it from the requirement to hold an Australian financial services licence (AFSL) under the Corporations Act 2001 (Cth) (Corporations Act) in respect of the financial services we provide to you.The financial services that we provide to you are regulated by the FCA under the laws and regulatory requirements of the United Kingdom which are different to Australia. Consequently any offer or other documentation that you receive from us in the course of us providing financial services to you will be prepared in accordance with those laws and regulatory requirements. The UK regulatory requirements refer to legislation, rules enacted pursuant to the legislation and any other relevant policies or documents issued by the FCA.Your Status as a Wholesale ClientIn order that we may provide financial services to you, and for us to comply with the Class Order, you must be a ‘wholesale client' within the meaning given by section 761G of the Corporations Act. Accordingly, by accepting any documentation from us prior to the commencement of or in the course of us providing financial services to you, you:• warrant to us that you are a ‘wholesale client';• agree to provide such information or evidence that we may request from time to time to confirm your status as a wholesale client;• agree that we may cease providing financial services to you if you are no longer a wholesale client or do not provide us with information or evidence satisfactory to us to confirm your status as a wholesale client; and• agree to notify us in writing within5 business days if you cease to be a ‘wholesale client' for the purposes of the financial services that we provide to you.Bahamas: EFG Bank & Trust (Bahamas) Ltd. is licensed by the Securities Commission of the Bahamas pursuant to the Securities Industry Act, 2011 and Securities Industry Regulations, 2012 and is authorised to conduct securities business in and from The Bahamas including dealing in securities, arranging dealing in securities, managing securities and advising on securities. EFG Bank & Trust (Bahamas) Ltd. is also licensed by the Central Bank of The Bahamas pursuant to the Banks and Trust Companies Regulation Act, 2000 as a Bank and Trust company. Registered office: Goodman‘s Bay Corporate Centre West Bay Street and Sea View Drive, Nassau, The Bahamas.

In 2010, the Supreme Court issued a consequential opinion that stifled the freedom of association across countless campuses when it came to religious groups. In CLS v. Martinez, in a divided 5-4 opinion, the Court opened the way for universities to limit group association by refusing to grant them power to elect those leaders best suited to carry on that group's mission and purpose. In a forthcoming article (here) in the Texas Review of Law and Politics, my guest today, Benjamin Fleshman, covers the infamous Martinez decision and the problem it created for student organizations across the country. Given the closeness of this topic to my own work, we discuss in some detail the infamous "all comers" policy (see this and this) still upheld in some law schools, e.g., UC-Berkeley (see this), nature of student organizations, the importance of recent Supreme Court decisions (see recent FCA en banc decision in the Ninth Circuit and then the other mentioned FCA case in Washington, D.C.), the recent attempts to strengthen group access (see this), and more. Benjamin joined The Becket Fund for Religious Liberty as Counsel in 2023. His work there focuses on appellate litigation in both state and federal courts. Prior to joining Becket, Ben worked as an associate at Shearman & Sterling in Washington, D.C., where he practiced antitrust law and complex commercial litigation. Before entering private practice, he served as a law clerk to Judge Jennifer Walker Elrod of the United States Court of Appeals for the Fifth Circuit. Full bio. Cross & Gavel is a production of CHRISTIAN LEGAL SOCIETY. The episode was produced by Josh Deng, with music from Vexento.

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Join Paul John Dykes & Liam Carrigan, as we take a trip down memory lane to revisit a classic Old Firm victory from 1998. All you have to do is login to your Celtic TV account, then we'll all press play at the same time for a Classic Match Watchalong. Here's the match link: https://celticfc.tv/videos/80026863 ► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/

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For Info and registration on upcoming FCA events: https://www.southalabamafca.org/ Help your holidays with Rooted & Grounded. Visit https://www.randgcoffeehouse.com/ Get Alabama High School Sports at: https://www.nfhsnetwork.com/associations/ahsaa

In high school Bill played football where he was the Quarterback. He was also a high school All American in wrestling and was voted NJCAA Wrestler of the year in 1979. Bill holds black belts in four different styles of martial arts: 1st black in Hawaiian Kenpo, 1st Black in Okinawa Kobudo (weapons), 3rd Black in American Kenpo and a 4th Black in American jujitsu. He is a retired High school chemistry teacher of 39 years, football coach for 34 years and former team Idaho pole vault coach for 32 years.He has multiple Idaho State Championships in rifle shooting - Rimfire Silhouette and Centerfire Silhouette. He has been married to Melanie Barr for 36 years and has three daughters: Micaela Barr a graduate of BSU, Chelsea Barr a graduate of NNU and Aubrielle Barr a graduate of BSU. He was vice president of his college sports ministry team called AIM (Athletes In Ministry). He was a YoungLife advisor and leader before getting involved in FCA. He was a Huddle group advisor for student-athletes and coaches for 19 years. He has helped coordinate and organize Fields of Faith events throughout Canyon County and has been the head pole vault coach at the FCA PNW Camp since 2008. He has currently taken up the sport of archery and sees the potential of this sport to impact multiple generations for the glory of Christ.  The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9:30 am MST on 94.5 FM and 790 AM Boise's Solid Talk. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://www.790kspd.com/podcast-heart-of-the-athlete/

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Cyberthreats are everywhere, and while they may be inevitable, their impact can be manageable. Institutions who are prepared for cybersecurity disruptions are proactive and collaborative about their response. This episode of the Forward Thinking Podcast features FCCS SVP of Marketing and Communications Stephanie Barton, Lisa Parrinello, FCCS VP of Risk Management & Insurance Services and Naomi Baumann, FCCS VP of Claims & Insurance Services. Together they discuss how Farm Credit's Captive Insurance Company is helping institutions strengthen their cyberdefenses and what boards of directors need to know to stay ahead of the cybersecurity game.    Episode Insights Include:   The bigger picture of cyberthreats Cyberthreats used to be considered an IT-only problem, but that isn't the case anymore.  These enterprise-wide issues demand board-level attention.  Ransomware, extortion, targeted financial systems and AI deep-fake impersonations are some of today's biggest cyberthreats.  The goal today isn't just protection, it's resilience. A prepared institution can respond and recover from cyberthreats no matter where they hit.    The role of Farm Credit's Captive Insurance Company As the captive, they provide institutions cyber insurance and management services that go beyond what commercial insurance markets can offer.  They offer tailored protection designed specifically for the unique cooperative structure of Farm Credit.  Collaborative claims management proactively responds to any incident or threat of incident.  Their strategic access to commercial markets allows them to purchase insurance as well.  Over the years, Captive has saved an average of $50 million in insurance coverage.  Consistent system-wide learning whenever instances occur.    Resilience tools and strategies  Resilience requires a multi-layered approach based on assents and security needs.  Threat detection and response pinpoint vulnerability, endpoint detection, and tabletop exercises.  Human-centric risk management and ongoing employee training are critical for cyber risk management.  Employees and people are always going to be the weakest link in cybersecurity.  Data protection and resilience in communications in sensitive information need to be encrypted and backup tested.  Cybersecurity is not an impenetrable armor, it is an anatomy with multiple systems working together to respond and continue operating in a culture of proactive risk management.    The pivotal role of the board  Directors need to prioritize an approved annual cyber risk manual.  Ongoing development and maintenance of a robust program is essential.  Boards should receive quarterly reports on threats, vulnerabilities and mitigation actions.  Cyber oversight needs to be integrated into business technology planning.  FCA should be notified within 36 hours of any cyber incident.    The culture of cybersecurity Institutions build resilience when everyone is involved.  Third party oversight and engagement with cyber-focused legal counsel is crucial.  Most breeches don't happen in bad systems, they happen when good people let down their guard.  Muscle memory kicks in when crisis hits, but only when preparation has occurred.  Ultimately, cybersecurity is everyone's business.    This podcast is powered by FCCS.   Resources   Connect with Lisa Parrinello — Lisa Parrinello   Connect with Naomi Baumann — Naomi Baumann   Get in touch   info@fccsconsulting.com   "The goal isn't just protection – it's resilience." — Naomi Baumann   "The Captive provides consistent system-wide learning whenever instances occur." —  Lisa Parrinello    "Human-centric risk management and ongoing employee training are critical for cyber risk management." — Naomi Baumann   "Employees and people are always going to be the weakest link in cybersecurity." — Naomi Baumann   "Even without a deep technical knowledge, boards can strengthen resilience by asking the right questions and staying engaged." —  Lisa Parrinello    "Institutions build resilience when everyone is involved." — Naomi Baumann   Resilience is just as much about people as it is about systems." — Naomi Baumann

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Most enterprise AI projects crash long before take-off. Hype, bad data, cultural resistance, and “enterprise chaos” stop even the biggest organisations from getting value.In this episode, Dominic speaks with Steve Salvin, founder & CEO of Aiimi, a data and AI company helping large organisations connect the messy, disconnected worlds of data, content, conversations, and operational history - and finally extract the insights buried inside.Steve explains why most companies are still on “the first rung of the ladder,” why linking LLMs to enterprise data often backfires, and why the real breakthroughs come from agentic systems doing work humans can't (or won't). He also breaks down how to drive adoption inside your own teams, build a culture that celebrates experimentation and failure, and reinvent your leadership style as your company scales.If you want to replace AI hype with genuine enterprise value - start here.What you'll learn:

Burnt out from the gym floor. In debt from mentors. On the verge of giving up, but all willing to take one more shot. In this episode, I'm interviewing four FCA clients who all hit $5k-$10k months online within 120 days. None of these trainers were perfect. They all struggled with marketing, sales and systems – but the common thread in their success: they had customized strategy, support and accountability. Listen and I'm sure you'll see a bit of yourself in one of these coaches. –Learn more about Fitness Coach Academy.https://taelerdehaes.com/fitness-coach-academy Join our Fit Pro Business Secrets Made Simple group over on Facebook for exclusive resources, trainings and help as you're growing your online fitness business. https://www.facebook.com/groups/fitprobusinesssecrets/  Follow Taeler on Instagram. https://www.instagram.com/taelerfit/

One of Mike's favorite ministries is the Fellowship of Christian Athletes, and on today's show, he visits with the FCA Director for Osceola County - Franklin Munoz. Franklin grew up in the Dominican Republic, played baseball for Penn State, and was introduced to the ministry of FCA. Also, from the archives, Mike meets with famed broadcaster and musician John Tesh, known for hosting the 80's nightly "Entertainment Tonight," and the writer of the NBA on NBC theme song. Links for FCA in Osceola County: Facebook page: https://www.facebook.com/profile.php?id=61562182689054 Direct links to both Instagram and TikTok: https://www.instagram.com/osceolacounty_fca?igsh=MWd1aTJsNHN4ODV4OA%3D%3D&utm_source=qr https://www.tiktok.com/@osceolacountyfca?_t=8ntTDxKQuh5&_r=1 Direct link to LinkedIn: https://www.linkedin.com/company/fellowship-of-christian-athletes-osceola-county/?viewAsMember=true Website: fcaosceola.org

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It's a solo show from Alan this week, and starts with lots of Follow Up. The FCA has extended the motor finance redress consultation, the UK car industry shows UKGov the high price of ending ECOS, and China has made an exception for some Nexperia chips.New News this week includes New Car Registration Figures for October, profit analysis for Bentley and Lamborghini, a new boss at Caterham, and cybersecurity gaps in Chinese buses.New New Car News looks at the just-unveiled Renault Twingo, some likely fleet favourites from BYD and a lot of shiny stuff at SEMA.Points of Interest bring us Jim and Siôn's epic charity adventure, and some lovely models from Autocar. We end up on a steamy story of an And Finally.

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Pulverfass BVB und VAR-Zoff in der Bundesliga! Beim 1:1 in Hamburg verpatzte der BVB den sicher geglaubten Sieg, ließ sich in der 7. Minute der Nachspielzeit noch den Ausgleich einschenken. Hinterher ging es drunter und drüber. Die Bosse polterten gegen die Stars, die Spieler zofften sich untereinander. FC Bayern patzt bei Union! Die Münchner Siegesserie reißt bei Union Berlin, die Berliner erkämpfen sich gegen die Münchener ein 2:2. Es ist Bayerns erster Punkt-Verlust diese Saison. Auch Sandro Wagner muss einen nächsten Rückschlag hinnehmen! Augsburg verliert 3:2 in Stuttgart – und das trotz zweifacher Führung. Heißt auch: Die Horrorserie des FCA beim VfB geht weiter. Das und vieles mehr besprechen wir in der neuen Folge Reif ist Live!

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► Vote for ACSOM in the BEST PODCAST (INTERNATIONAL) category at this year's FCA finals: https://footballcontentawards.com/voting/

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This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comI've been writing so much about gold and silver lately, I need to cover something else.But my quick take: as seemed likely, gold and silver have gone into one of their corrective phases. This is likely to last several months, in the humble opinion of this writer. There'll be false dawns, which catch everyone out, and false deaths too, with the overall trend being sideways.In the event of a broader stock market correction - which is long overdue given the scale of this rally since the Tariff Tantrum™ in the spring - gold and, especially, silver will sell off along with everything else. That doesn't mean gold isn't a safe haven. It just means there is a lot of hot money in gold, which quickly gets liquidated in a sell-off.But, yes, this incredible rally we have seen in the S&P500 since the Tariff Tantrum™ is looking exhausted and seems to be rolling over.Bitcoin is taking a hit too - although not as big a hit as the broader crypto space - and bitcoin is what I want to look at today.Here is one crypto trader's desk, as pictured on Twitter during Tuesday's sell-off.That's what happens when you use too much leverage.What do they say about taking the emotion out of trading?Bitcoin - what gives?So many things have happened this year which have blown winds in bitcoin's favour* A newly elected US administration which very pro crypto* A deliberately weaker dollar and the debasement trade* The launch of the bitcoin ETFs in the US increasing access to much larger flows of capital* Strength in tech stocks generally* A risk-on appetite* The halving cycleAnd moreYet bitcoin feels like it hasn't quite delivered. A new high of ‘only' $125,000.The latest narrative doing the rounds is this idea that the launch of the bitcoin ETFs is like bitcoin's IPO. Just as when a big tech stock IPOs, a lot of early seed money takes the opportunity to exit, so are many early bitcoin investors - so-called OGs - now moving on. That would explain the many coins that have been moved from previously dormant wallets to exchanges over the last six months.Maybe.What can I say?You can either decide that bitcoin's time is done. It's game over. Move on.Or you can treat this like another of the numerous shake-outs that have taken bitcoin in the 16 years since its inception. The story was getting a bit tired. It needs a shake-out to ruffle a few feathers and purge.The moral of every previous correction can be summed up in 4 letters: HODL.It looks like we may have got a bit of a crypto winter to get through. If the winter reflects the previous summer, then this one shouldn't be too bad. But consolidation phases can be frustrating, so the secret is to be quite zen about the whole thing and keep your eye on the bigger picture.Bitcoin bear markets can be painful, but the beauty of them is that, unlike mining bear markets which can go on for a decade or more, they tend to be short lived.Treat bear markets as opportunities. They're a good time to build positions, build businesses and more. Go and watch some Michael Saylor videos and re-indoctrinate yourself.But on no account lose your position. Bull markets come along when you least expect them.Everything is looking a bit red at the moment - gold, silver, the S&P500, bitcoin. It might be the end of this cycle. but it's not the end of the world.I don't know when or where this bitcoin correction ends. My guess is around $90,000 but that's nothing more than a guess. Perhaps we revisit $75,000 - which is the level we hit during the Tariff Tantrum™ earlier this year.But it's just as possible that dip below $100k on Tuesday was a fake-out, and the bear market is already done.I thought this graphic was interesting.There is plenty more room for future buying as governments and corporations try to increase their positions.By the way I get that some readers like bitcoin and others don't. That's fine. Each to their own. However, if you are in the latter camp, you do not need to email me and tell me bitcoin is not real money/quantum computing is going to destroy it/it is an invention of the deep state/ it is a scam. Please also feel no need to regurgitate Peter Schiff tweets either. You do know he is paid to slag bitcoin off?Turning now to the clusterfook that is the UKBuying bitcoin ETFs in the UK - t he hows, whats and whysIt's semantics, but you can't actually buy ETFs in the UK you have to buy ETNs. I'm not even going to bother trying to explain it. It's regulatory bollocks and not worth wasting time or brain power over.October 8th, the date when the FCA decided UK citizens are allowed to buy bitcoin ETNs is now behind us, but the farce is not.I first found out about bitcoin in December 2010 when it was 22c. I was sent my first coins soon after. I wrote the first book on bitcoin from a recognised publisher in 2014. Yet this morning I just attempted to complete the FCA's form to get me approved to buy a bitcoin ETN - so that I understand the risks - and I failed it. The “correct” answer to their questions is actually the wrong answer. Absolute farce of an organisation and accountable to no one, so it will continue.In the US, meanwhile, JP Morgan is in the process of enabling bitcoin to be used as mortgage collateral.It's like being in Spain in 1492, the ship is setting sail to the New World and somebody from the FCA is standing on the gangplank with a clipboard stopping UK citizens from getting onboard.Amongst the plethora of moronic barriers which the FCA has laid down is that bitcoin carries the same risk as any other cryptocurrency - including the latest meme, scam or shitcoin. Bitcoin is not fartcoin, and categorising the two together reveals the scary depths of FCA ignorance.Meanwhile, from next year you won't be able to buy bitcoin ETNs in your ISA, you will have to get a special ISA. They are trying to kill us with bureaucracy, I'm convinced of it.Which broker and which ETN?In terms of enabling their customers to invest, the UK brokers have ranged from excellent - Interactive Investor, which went live on day 1, as boss Richard Wilson proudly tells me - to totally useless - Hargreaves Lansdown and AJ Bellend.Hargreaves Lansdown, apparently trying to give the FCA a run for its brainless money, even put out the following statement.“Bitcoin is not an asset class, and we do not think cryptocurrency has characteristics that mean it should be included in portfolios for growth or income and shouldn't be relied upon to help clients meet their financial goals … Unlike other alternative asset classes, it has no intrinsic value.”Talk about retarded.If you want to be able to invest in these things via your SIPP or ISA, move your account to Interactive Investor is my advice. Use this affiliate link and you get a year for free.I should stress buying bitcoin via a broker negates many of bitcoin's uses. Yes, you get the store-of-value benefits, but you can't send and receive it; you can't use it to make payments or donations; you don't have sovereignty - the fund manager does - and so there is considerable counter-party risk - the coins could be confiscated, the fund could go bust etc. You don't have anonymity either.Still it's better than no exposure at all.But which ETN should you go for? And what about the treasury companies? And, what indeed about Semler Scientific (SMLR)?

Investing in any market can feel daunting — but it doesn't have to. In this episode of The Bid, host Oscar Pulido sits down with Jim Cramer, investor, author, and host of Mad Money, to explore what it really takes to build wealth and confidence over time.Cramer's latest book, How to Make Money in Any Market, continues his mission of empowering everyday investors to take control of their financial futures. From lessons learned running a hedge fund to insights from decades in media, Cramer's message is clear: you don't need to be a professional to succeed - you just need discipline, curiosity, and patience. From the birth of the “FAANG” concept to the story behind naming his dog Nvidia, Cramer shares personal stories that illuminate his broader philosophy — that investing is about persistence, not prediction. He and Oscar also discuss long-term trends in capital markets, the role of index investing, and why hope and participation remain central to a healthy investing mindset.This episode covers:· Why Cramer believes this is the right moment for a new playbook on investing.· The power of compounding and why saving regularly still works in today's capital markets.· How technology — from online research to tools like ChatGPT — has transformed access to information.· Why he encourages investors to “do the homework” or choose a diversified index approach if they can't.· His pyramid-style investing framework: build positions slowly, remove emotion, and let time work for you.· What he's learned from mistakes, like overconfidence or losing faith too soon.· How curiosity, observation, and understanding the “craft” can help investors find opportunities all around them.Key timestamps in this episode:00:00 Introduction to Investing with Jim Cramer00:50 Jim Cramer's Journey and New Book02:37 The Importance of Saving and Investing04:12 How to Analyze Stocks and Develop Market Strategies06:10 Jim's Investment Ethos and Practical Advice19:16 Personal Insights and Lightning Round21:57 Conclusion and Next Episode PreviewMad Money, Investing in any market, Stock market trends, Capital markets, Long-term investing, Financial education, Retail investors, Compounding, AI investingThis content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and Non-EEA countries, this is authorized and regulated by the FCA. In the EEA, it is authorized and regulated by the AFM. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.