Podcasts about fca

The FCA recently published new guidance specifically in relation to UK PEPs which we decided needed a closer look. So we did!Send us a textSupport the showFollow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

Welcome back to Elevate Your Event! In this behind-the-scenes episode, Jeff sits down with David Farmer, Area Director for FCA South Denver, to explore how intentional event design, bold decisions, and donor-focused experiences have transformed FCA's fundraising efforts.In This Episode:The early days of FCA South Denver events—from small golf tournaments to first attempts at galasWhy cultivating donor relationships takes more than one big event a yearThe power of “micro-events” like Conversations with Champions to engage the communityHow upgrading venues, raising ticket prices, and rethinking sponsorship levels can elevate both the guest experience and your fundraisingLessons learned from event hiccups (and why nobody noticed the auctioneer missed the paddle raise!)Why It Matters:Fundraising events aren't just about raising money—they're about building relationships, telling your story, and creating an experience people want to support. David's journey shows how taking risks, elevating the experience, and leaning on the right team can turn average events into impactful ones that drive long-term support.Key Takeaways:Elevating your event often means elevating your venue, pricing, and expectationsDon't overlook the small “relationship-building” events that lead to bigger donationsStrategic sponsorship tiers can unlock more high-level supportYou can't do it alone—surround yourself with experts, volunteers, and a planGreat donor experiences come from attention to detail—and a willingness to learn from mistakesFinal Thought:If your events feel stuck in neutral, maybe it's time to elevate your strategy. Tune in for real-world lessons on risk, relationships, and building events that grow both your donor base and your mission.

New guidance from Attorney General Bondi urges federal funding recipients to reassess DEI programs to ensure compliance with anti-discrimination laws. This memo highlights actions deemed “unlawful DEI,” including race-based scholarships, preferential hiring, and misapplied “neutral” criteria. What This Means for Employers: Federal consequences: Noncompliance risks include funding revocation or False Claims Act liability. Beyond federal funding: Private employers should also review DEI policies for legal risks. Focused best practices: Ensure inclusive environments, prioritize skills and qualifications, and eliminate demographic-driven criteria. Epstein Becker Green's Lauri Rasnick unpacks these developments in this week's Employment Law This Week®. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw400 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

Visit our website to learn more about The God Centered Concept. The God Centered Concept is designed to bring real discipleship and spreading the Gospel to help spark the Great Harvest, a revival in this generation. www.godcenteredconcept.comKingdom Cross Roads Podcast is a part of The God Centered Concept.Coach Lunney Information:www.fca.orgSummaryIn this episode, T.S. Wright interviews Coach Barry Lunney Sr., who shares his extensive journey in coaching and his deep involvement with the Fellowship of Christian Athletes (FCA). The conversation explores the impact of coaching on young lives, the importance of planting seeds of faith, and the challenges faced in modern sports culture. Coach Lunney emphasizes the need for truth in both sports and life, and the role of discipleship in nurturing the next generation. He encourages listeners to connect with FCA and support its mission in their communities.TakeawaysCoach Lunney's greatest impact was through FCA, not just football.Coaching is about making a difference in young people's lives.Planting seeds of faith can lead to future growth.Trusting the Holy Spirit is essential in ministry work.Everyone has a role in the body of Christ.Modern athletes face challenges of self-worth tied to performance.Discipleship is crucial for spiritual growth.Truth is foundational in both sports and life.The enemy targets youth to divert them from truth.Community support is vital for FCA's mission.Sound Bites"The enemy is after our children.""The battle is over truth.""Discipleship is the key."

Visit our website to learn more about The God Centered Concept. The God Centered Concept is designed to bring real discipleship and spreading the Gospel to help spark the Great Harvest, a revival in this generation. www.godcenteredconcept.comKingdom Cross Roads Podcast is a part of The God Centered Concept.Coach Lunney Information:www.fca.orgSummaryIn this episode, T.S. Wright interviews Coach Barry Lunney Sr., who shares his extensive journey in coaching and his deep involvement with the Fellowship of Christian Athletes (FCA). The conversation explores the impact of coaching on young lives, the importance of planting seeds of faith, and the challenges faced in modern sports culture. Coach Lunney emphasizes the need for truth in both sports and life, and the role of discipleship in nurturing the next generation. He encourages listeners to connect with FCA and support its mission in their communities.TakeawaysCoach Lunney's greatest impact was through FCA, not just football.Coaching is about making a difference in young people's lives.Planting seeds of faith can lead to future growth.Trusting the Holy Spirit is essential in ministry work.Everyone has a role in the body of Christ.Modern athletes face challenges of self-worth tied to performance.Discipleship is crucial for spiritual growth.Truth is foundational in both sports and life.The enemy targets youth to divert them from truth.Community support is vital for FCA's mission.Sound Bites"The enemy is after our children.""The battle is over truth.""Discipleship is the key."

Jes Staley, former CEO of Barclays and senior executive at JPMorgan Chase, is embroiled in multiple lawsuits due to his association with Jeffrey Epstein. JPMorgan Chase has sued Staley, alleging that he concealed Epstein's illicit activities to maintain him as a client, thereby exposing the bank to legal liabilities. The bank seeks to hold Staley personally accountable for any penalties arising from related lawsuits and to recover compensation paid during his tenure. These legal actions stem from claims that Staley was aware of, and possibly participated in, Epstein's sex trafficking operations, with evidence suggesting he exchanged approximately 1,200 emails with Epstein between 2008 and 2012, some containing unexplained terms like "Snow White."The Financial Conduct Authority (FCA) in the UK has accused Staley of providing misleading information about his relationship with Epstein during their investigation. The FCA intends to ban him from senior financial roles and impose a £1.8 million fine, citing inconsistencies in his statements regarding interactions with Epstein. Staley's close ties to Epstein, including visits to Epstein's private island and correspondence during Epstein's incarceration, have raised serious concerns about his judgment and integrity. These revelations suggest a profound lapse in ethical standards, as Staley's actions may have facilitated or overlooked egregious misconduct, undermining trust in the institutions he led. to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Heute haben wir mit Marc einen Gast. Aarau gewinnt gegen Xamax in abgeklärter Manier mit 2:0. Wir haben ca. eine Stunde nach Spielschluss aufgenommen und noch keine TV-Bilder gesehen. Somit kann es die Eine oder Andere Ungenauigkeit drin haben ;-).----Wer uns unterstützen möchte (Hostingkosten, Material etc.) darf dies gerne per Twint machen: 079 533 19 02. Herzlichen Dank!Vielen Dank an z5000, dass wir das Lied "machs för Aarau" im Outro nutzen dürfen.Hier geht es zum kompletten Song: https://open.spotify.com/track/5QIudTFi28sOw31bxGgERV?si=36bec653b00f4d0cVielen Dank auch an Markus Papis, dass er den Intro- und Outrotext für uns gesprochen hat.Wir freuen uns über eine Rezension mit möglichst vielen Sternen unter: ‎„FC Aarau Fan-Podcast“ auf Apple Podcasts und bei Spotify. Zudem freuen wir uns sehr, wenn der Podcast bei der Podcast-App deiner Wahl abonniert wird, damit du keine Folge mehr verpasstFeedback und Themenwünsche: FC Aarau Fan-Podcast (fcaarau-fanpodcast.ch)

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

The LORD has given us a special opportunity to welcome Pastor & Evangelist, Dr. Frank Reynoso to open GOD's Word to us! Frank has been involved in ministry for over 30 years. After growing up in the Bronx and living a life of gangs, drugs and crime, Reynoso relocated to Orlando, FL where he accepted Christ in 1992, shortly after began a street ministry in Orlando's inner city called Answer to Life Ministries. He then co-founded Choice Ministries, a jail ministry where he served as the chaplain for the Orlando County Juvenile Detention Center and directed multiple juvenile delinquent programs for years, including nine years as FCA's Central Florida's Urban Director. In September 2015, he was named Regional Inner City Coordinator where he lead responsibilities in New York City's five boroughs. He also has pioneered the planting of 4 Churches, was President of House of Hope (residential program) and Director of Last Wave Club, a community center. While serving as the Youth Pastor at Shining Light Bible Church he was commissioned as an ordained minister. Frank and his wife, Agnes, have a daughter and reside in Orlando, Florida. Frank is a lover of all sports and a good story, he typically reads a book a week and enjoys watching movies and attending the theatre.

Hello, and welcome to episode 177 of the Financial Crime Weekly Podcast, I am Chris Kirkbride. In this episode, we look at recent sanctions targeting Iran's UAV network and clarification of UK trade and Russian sanctions guidance. On money laundering, we look at AUSTRAC's AML/CTF overhaul in Australia, setting compliance deadlines for both existing and newly regulated entities, and on bribery and corruption, GRECO has assessments of anti-corruption efforts in Spain and Romania, and there is a Pacific mentoring initiative in the Solomon Islands. On fraud, we look at its evolution with AI-driven tactics, and consider recent FCA action for market abuse and mismanagement. Finally, in other financial crime news, a new report from Italy highlights the economic benefits of combating organised crime, and we end this episode looking at the continuing impact of a cyber-attack on the UK's legal aid sector.A transcript of this podcast, with links to the stories, will be available at www.crimes.financial.

Giles Swan, a long-time UK regulator and crypto policy expert, joins Jordan Walker to unpack how the FCA approaches Bitcoin and the wider crypto landscape. With over 20 years in regulation, Giles shares insights from inside the system, including his work at the FCA and the evolving approach to digital assets.They discuss the thinking behind UK crypto rules, why spot Bitcoin ETFs remain out of reach for retail investors, and how the regulator balances innovation with investor protection. 00:00 - Introduction to Regulation and Crypto 03:04 - Giles Swan's Journey into Crypto 05:51 - FCA's Perspective on Bitcoin and Crypto 08:20 - The Regulatory Process Behind FCA's Decisions 11:02 - Consultations and Stakeholder Engagement 13:53 - The Digital Pound and CBDC Discussion 16:54 - Investor Education and Risk Awareness 19:15 - Comparing Crypto and Gambling Regulations 23:37 - Navigating Regulatory Frameworks in Crypto 24:58 - The Need for Dynamic Regulation 27:15 - Understanding ETFs and Investor Access 28:10 - Barriers to Bitcoin ETFs in the UK 30:15 - The Future of Crypto Regulation in the UK 31:59 - Holistic Approaches to Investor Access 33:52 - Education and Understanding in Retail Investment 35:37 - Comparing UK and US Regulatory Approaches 37:20 - Pushing for Progressive Regulation 39:08 - The Role of DeFi in Future Regulations 40:16 - Engaging with Regulators for Better Outcomes Follow Giles:

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comThe UK Financial Conduct Authority has announced that it is loosening its anti-bitcoin stance. From October 8th retail UK investors will now be able to buy bitcoin ETFs.Finally.The ban came in with bitcoin at $5,000. Today it's $115,000. That's $110,000/coin UK investors have been protected from. Great job guys. Where will it be on October 8th? Who knows.Does this announcement mark the top of the market for bitcoin? There would be a poetic irony if it did, but it won't. Bitcoin is so much bigger than the FCA.At present, it does not even look like a case of buy the rumour, sell the news. Bitcoin has actually sold off a few percent since the announcement.But this change in tack is going to have a huge impact. It's about a lot more than British retail investors. It's global.It's going to have an impact on the bitcoin treasury companies around the world, and it's going to have an impact on the bitcoin price itself.Here's why.We'll start with the announcement itself from David Geale, executive director of payments and digital finance at the FCA:'Since we restricted retail access to cETNs, the market has evolved, and products have become more mainstream and better understood. In light of this, we're providing consumers with more choice, while ensuring there are protections in place. This should mean people get the information they need to assess whether the level of risk is right for them.'Blah blah, waffle waffle. Absolutely no ownership of the FCA's calamitous regulation whatsoever. Fortunes have been lost to British investors because of the FCA. How is it these bodies are so totally unaccountable? Perhaps everyone who was involved in that decision should be made to compensate British investors for their loss of earnings."We're providing consumers with more choice,". Please. There's gaslighting for you right there.Moving on.NB Don't forget my brilliant book about bitcoin, if you want to learn more about the space.There is also my new book The Secret History of Gold, which comes out later this month. Amazon is currently offering a discount, so order yours now. Obviously, UK investors are now going to be able to buy bitcoin ETFs through their brokers, which means we can hold them in our SIPPs and ISAs. I gather there is roughly £3 trillion in UK pensions, £750 billion in ISAs, £500 billion in SIPPs and quite a bit more in other brokerage accounts. So that is a lot of capital that can now come into bitcoin which previously could not.But there is a lot more to it than that.The institutional floodgates are about to open. Former HSBC fund manager and ByteTree CEO, Charlie Morris, who knows this world as well as anyone, has this to say.The lifting of the ban by the UK regulator of bitcoin exchange traded products will have a far greater impact on the market than many believe. It's not just retail but institutions too. Many funds around the world are connected to London whether it be custodians, administrators, distribution, or trade execution. The ban meant that a single touchpoint with the UK would prevent allocation to bitcoin. From 8 October, this will no longer apply. Not only will U.K. retail investors boost demand for bitcoin ETPs, but a far bigger deal will be the opening up to institutions and funds around the world. It's a monumental moment for bitcoin which will become a global institutional asset over the next decade.(By the way you should subscribe to Charlie's newsletters. They're excellent. There are free and paid options. Here's the link).You saw my piece a few weeks ago about the global shadowbanning of bitcoin. London and the FCA had a huge role to play in that. One example: a banker I know in Zurich could not buy bitcoin products for one of his high net worth clients because of the ban. He was by no means alone. We have taken a step forward to the lifting of the shadowban, though not the final step by any means. As we noted, the funds buying bitcoin are still the 'pirates' rather than the big players, but this is still a move towards the legitimisation and normalisation of bitcoin.If bitcoin can get to something like 2% of portfolios worldwide, which it eventually will, well woof is all I can say.What about the treasury companies? What next for them?

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comThe UK Financial Conduct Authority has announced that it is loosening its anti-bitcoin stance. From October 8th retail UK investors will now be able to buy bitcoin ETFs.Finally.The ban came in with bitcoin at $5,000. Today it's $115,000. That's $110,000/coin UK investors have been protected from. Great job guys. Where will it be on October 8th? Who knows.Does this announcement mark the top of the market for bitcoin? There would be a poetic irony if it did, but it won't. Bitcoin is so much bigger than the FCA.At present, it does not even look like a case of buy the rumour, sell the news. Bitcoin has actually sold off a few percent since the announcement.But this change in tack is going to have a huge impact. It's about a lot more than British retail investors. It's global.It's going to have an impact on the bitcoin treasury companies around the world, and it's going to have an impact on the bitcoin price itself.Here's why.We'll start with the announcement itself from David Geale, executive director of payments and digital finance at the FCA:'Since we restricted retail access to cETNs, the market has evolved, and products have become more mainstream and better understood. In light of this, we're providing consumers with more choice, while ensuring there are protections in place. This should mean people get the information they need to assess whether the level of risk is right for them.'Blah blah, waffle waffle. Absolutely no ownership of the FCA's calamitous regulation whatsoever. Fortunes have been lost to British investors because of the FCA. How is it these bodies are so totally unaccountable? Perhaps everyone who was involved in that decision should be made to compensate British investors for their loss of earnings."We're providing consumers with more choice,". Please. There's gaslighting for you right there.Moving on.NB Don't forget my brilliant book about bitcoin, if you want to learn more about the space.There is also my new book The Secret History of Gold, which comes out later this month. Amazon is currently offering a discount, so order yours now. Obviously, UK investors are now going to be able to buy bitcoin ETFs through their brokers, which means we can hold them in our SIPPs and ISAs. I gather there is roughly £3 trillion in UK pensions, £750 billion in ISAs, £500 billion in SIPPs and quite a bit more in other brokerage accounts. So that is a lot of capital that can now come into bitcoin which previously could not.But there is a lot more to it than that.The institutional floodgates are about to open. Former HSBC fund manager and ByteTree CEO, Charlie Morris, who knows this world as well as anyone, has this to say.The lifting of the ban by the UK regulator of bitcoin exchange traded products will have a far greater impact on the market than many believe. It's not just retail but institutions too. Many funds around the world are connected to London whether it be custodians, administrators, distribution, or trade execution. The ban meant that a single touchpoint with the UK would prevent allocation to bitcoin. From 8 October, this will no longer apply. Not only will U.K. retail investors boost demand for bitcoin ETPs, but a far bigger deal will be the opening up to institutions and funds around the world. It's a monumental moment for bitcoin which will become a global institutional asset over the next decade.(By the way you should subscribe to Charlie's newsletters. They're excellent. There are free and paid options. Here's the link).You saw my piece a few weeks ago about the global shadowbanning of bitcoin. London and the FCA had a huge role to play in that. One example: a banker I know in Zurich could not buy bitcoin products for one of his high net worth clients because of the ban. He was by no means alone. We have taken a step forward to the lifting of the shadowban, though not the final step by any means. As we noted, the funds buying bitcoin are still the 'pirates' rather than the big players, but this is still a move towards the legitimisation and normalisation of bitcoin.If bitcoin can get to something like 2% of portfolios worldwide, which it eventually will, well woof is all I can say.What about the treasury companies? What next for them?

S&U PLC (LSE:SUS) chairman Anthony Coombs talked with Proactive's Stephen Gunnion about the implications of the recent Supreme Court decision and the FCA's initial guidance on motor finance redress. Coombs welcomed what he described as a “sensible and very balanced” ruling, which he said supports both customers and regulatory fairness. He explained that Advantage Finance, S&U's motor finance subsidiary, has never used discretionary commission arrangements — the practice at the centre of recent scrutiny. Instead, the company uses non-discretionary commissions, paying the same rate to brokers regardless of customer profile or deal size. “We didn't think it was right,” Coombs said of DCA commission models. “We didn't think it was in the customer's interest.” He added that based on the criteria set out by both the Supreme Court and the FCA, S&U does not expect the redress scheme to impact Advantage Finance. Looking ahead, Coombs said the ruling should reinforce market confidence and provide a stable foundation for regulatory expectations. He noted that S&U is already seeing a significant uptick in business activity, with more details expected in the upcoming trading statement. Coombs also highlighted concerns about the role of claims management companies, which he said have imposed unnecessary costs across the industry and are now rightly being scrutinised. Visit Proactive's YouTube channel for more interviews like this. Don't forget to like the video, subscribe to the channel, and enable notifications to stay updated. #MotorFinance #SAndU #AdvantageFinance #SupremeCourtRuling #FCA #DiscretionaryCommissions #FinancialRegulation #UKFinance #ClaimsManagement #InvestorUpdate

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

Joining host ⁠⁠Tony Hall⁠⁠⁠⁠⁠ is Saffron for Intermediaries National Account Manager Phil Lawford, Paradigm Mortgage Services Director of Mortgages Richard Howes and we welcome back a friend of the show Anna Sagar Deputy Editor for Mortgage Solutions The panel discussed: Loosening of Lending Criteria – we are seeing a lot of lender criteria amendments, particularly around affordability.  Are lenders doing enough and doing the right things to innovate the market?Will the changes to lending rules make a difference?Rate cuts – whilst it is generally seen as positive that lenders are reducing their rates, with some lenders cutting rates as frequently as three times in two weeks, is this causing disruption and instability to the market?Buy To Let – Despite doom and gloom consistently predicted for the BTL market, landlords are still growing their portfolios – the panel discussed their outlook for the BTL sector.The FCA's Mortgage Rule Review - is still a cause of concern to brokers and distributors, could this lead topoorer customer outcomes?  Finally, market predictions were given for the second half of this year.Here is the link to register for a Mortgage Solutions account to read Anna's informative articles, https://www.mortgagesolutions.co.uk/account-registration/?src=banner  https://www.yourmoney.com/mortgages/lenders-allowed-to-breach-15-high-loan-to-income-ratio/https://www.bbc.co.uk/news/articles/cj0mny9pm2dohttps://www.mpamag.com/uk/mortgage-industry/market-trends/rate-cuts-a-market-boost-or-a-cause-of-market-instability/542093 https://www.mortgagesolutions.co.uk/news/2025/06/26/almost-three-quarters-of-landlords-plan-to-grow-their-portfolios/https://www.mortgagesolutions.co.uk/news/2025/06/13/fca-mortgage-rule-review-proposals-could-undermine-consumer-protections-and-marginalise-the-adviser-if-implemented-poorly-ami-ceo-says/https://www.mortgagesolutions.co.uk/news/2025/06/16/removing-advice-trigger-is-wrong-answer-to-a-totally-different-question-ami-chair-montlake-says/Please leave us comments and a rating and give us a followto keep updated with future podcast releases, on the 1st of every month.Don't forget to follow our social channels...⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠BlueSky⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠

Beat the system with TallyMoney. Gold you can spend. Discover more here: https://click.tallymoney.com/A64P/df08xa5e #adSir Keir Starmer will have "questions to answer" about the Crown Prosecution Service's failures over the grooming gangs scandal when he was the Director of Public Prosecutions, a shadow Cabinet minister has said.Chris Philp, the shadow Home Secretary, said Starmer might be nervous over what an inquiry might uncover because that CPS had "early on" made some mistakes over prosecuting alleged perpetrators.Starmer was in charge of the CPS as the chief prosecutor in England and Wales between 2008 and 2014 during a period when failures by the CPS over the grooming gangs scandal were highlighted in previous reports.The purchase of gold and investment in bullion is not FCA regulated nor do they benefit from the protections of the Financial Services Compensation Scheme or the Financial Ombudsman Service. The value of your investment can go down as well as up. Consider the risks involved before choosing to invest. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated Hosted on Acast. See acast.com/privacy for more information.

Last day of WHM. Don't interpret people as nice/nasty! Watch out for certain crowds and painkillers! Hulk Hogan drama: Mike Tyson or Joey Swoll?The Hake Report, Thursday, July 31, 2025 ADTIMESTAMPS* (0:00:00) Start, disclaimer* (0:03:53) Super: Alaska, William H. Seward* (0:06:22) Hey, guys! Mt Baldy, Rescue, Righteous bans.* (0:13:30) HADEN, TX, not Nate, Ronnie being fake* (0:18:52) HADEN: "Return to the Land," Maine?* (0:24:03) HADEN: Cincy beating, FCA beating* (0:31:53) DAVID, Ocala, FL: Iffy phone?* (0:32:41) WILLIAM III, CA: WHM* (0:44:43) WILLIAM III: Crime reality* (0:49:06) DAVID: Peter Fonda, Vic Morrow, Chinatown* (0:53:10) DAVID: Timothy St John…* (0:53:45) DAVID: Cincy beating, crime and fake news, "possibly white"* (1:02:36) DAVID: Off suboxone, painkillers* (1:08:32) DAVID: Georgia and Florida* (1:09:20) WHM reviews… Super: Kirk Douglas? Ugh.* (1:11:41) Coffees: Joey Swoll, Hulk Hogan, haters* (1:18:16) Super(s)... Mark for WHM* (1:21:04) News…* (1:25:29) Hulk Hogan for Our Greatest President* (1:29:26) Mike Tyson cussing, didn't think Hulk's racist* (1:32:24) Joey Swoll sorry: People want to be mad!* (1:34:58) JERMAINE, Canada: Joey Swoll guilt, Hulk Hogan hate* (1:39:05) JERMAINE: Loving things about girls* (1:40:09) MARK, L.A.: Walter Brennon, JR McCarthy, Rockwell Hall, Arthur J Jones* (1:41:33) MARK: Ban? Evil in the Snake Pit! Tariffs vs court* (1:44:41) ELIJAH, CA: Cus D'Amato, Joey Swoll, Hollywood* (1:49:31) Coffees: Wrongly convicted restitution? A.H. WHM* (1:51:26) RICK, VA: They're trying to start a R— war, Cincy* (1:52:36) ALLEN, MI: Joe McCarthy, Rosenbergs. Obsession is anger* (1:54:11) ClosingBLOG https://www.thehakereport.com/blog/2025/7/31/the-hake-report-thu-7-31-25PODCAST / Substack HAKE NEWS from JLP https://www.thehakereport.com/jlp-news/2025/7/31/jlp-thu-7-31-25–Hake is live M-F 9-11a PT (11-1CT/12-2ET) Call-in 1-888-775-3773 https://www.thehakereport.com/showVIDEO: YT - Rumble* - Pilled - FB - X - BitChute (Live) - Odysee*PODCAST: Substack - Apple - Spotify - Castbox - Podcast Addict*SUPER CHAT https://buymeacoffee.com/thehakereportSHOP - Printify (new!) - Cameo | All My LinksJLP Network: JLP - Church - TFS - Nick - PunchieThe views expressed on this show do not represent BOND, Jesse Lee Peterson, the Network, this Host, or this platform. No endorsement or opposition implied!The show is for general information and entertainment, and everything should be taken with a grain of salt! Get full access to HAKE at thehakereport.substack.com/subscribe

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comThe idea behind Dolce Far Niente was to create a portfolio of low-risk investments for today's market conditions, that you can buy and, pretty much, forget about. You don't have to keep checking prices every day. Hence “Dolce Far Niente” - “the sweetness of doing nothing.” No worries would be the Australian translation.Asset allocation is WAY more important than individual stock-picking. I could pick the best biotech company in the world, but if biotech is in a bear market, I almost needn't bother. I'm better off out of the sector. But similarly, if a sector is in a full-on bull market, even pigs fly.The starting point for the portfolio, which we began on October 1, 2023, was as follows.* Gold: 15%* Bitcoin: 5%* Special situations: 10% (the ”fun” part of the portfolio, for example some of the smallcaps I write about on here)* Uranium: 5% (reduced to 2.5% as things got frothy)* Oil and Gas: 10%* Bonds and Wealth Preservation: 20%* Equities (35%)* UK & Europe (20%)* US (25%)* Smaller cos and private equity (30%)* Asia (15%)* Japan (5%)* EMs (5%)No allocation to real estate.Please like and share this post. It helps :)Since that October 2023 starting point, certain assets - gold, bitcoin and US equities - now account for far greater percentages, with energy, bonds and wealth preservation not having done so well.If you are starting this portfolio now, I would still recommend sticking to the original allocation and letting things grow.Really, I should re-allocate, but I don't want to sell any bitcoin and I don't want to sell any gold. In fact, to be honest, there is a very strong case for just owning bitcoin and being done with everything else. But that wouldn't be balanced and that's not what this portfolio is about.The only change we have made since October 2023 was to reduce uranium from 5% to 2.5% in February 2024. Uranium felt a bit frothy was the reason. More a gut- than evidence-based decision, and it proved the right one. I'm going to make one, quite major change to the portfolio today - in the equities department. More on this in a moment.Lastly, do as I say, not as I do. In my own portfolio, my allocation to bonds and wealth preservation is tiny: maybe 2%. I am overweight gold, bitcoin and special situations (smallcaps mostly).At some stage, I will get my comeuppance as a result, and it won't be the first time. Then I'll swear to change my habits, and then I will - for a bit - and then I won't. But a more sensible investor would keep their portfolio to the above allocation.Let's examine things in a bit more detail1. Gold (15%)It's done very well. Up about 80% since we started the portfolio.My firm belief is that everybody should own some gold in their portfolio. Especially now.(If you do not yet own any, my guide to investing in gold is here. If you are looking to buy gold or silver, the bullion dealer I recommend is the Pure Gold Company.There is also, of course, the soon-to-be definitive book on the subject. Here it is on Amazon, and Waterstones is currently running an offer.

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comThe idea behind Dolce Far Niente was to create a portfolio of low-risk investments for today's market conditions, that you can buy and, pretty much, forget about. You don't have to keep checking prices every day. Hence “Dolce Far Niente” - “the sweetness of doing nothing.” No worries would be the Australian translation.Asset allocation is WAY more important than individual stock-picking. I could pick the best biotech company in the world, but if biotech is in a bear market, I almost needn't bother. I'm better off out of the sector. But similarly, if a sector is in a full-on bull market, even pigs fly.The starting point for the portfolio, which we began on October 1, 2023, was as follows.* Gold: 15%* Bitcoin: 5%* Special situations: 10% (the ”fun” part of the portfolio, for example some of the smallcaps I write about on here)* Uranium: 5% (reduced to 2.5% as things got frothy)* Oil and Gas: 10%* Bonds and Wealth Preservation: 20%* Equities (35%)* UK & Europe (20%)* US (25%)* Smaller cos and private equity (30%)* Asia (15%)* Japan (5%)* EMs (5%)No allocation to real estate.Please like and share this post. It helps :)Since that October 2023 starting point, certain assets - gold, bitcoin and US equities - now account for far greater percentages, with energy, bonds and wealth preservation not having done so well.If you are starting this portfolio now, I would still recommend sticking to the original allocation and letting things grow.Really, I should re-allocate, but I don't want to sell any bitcoin and I don't want to sell any gold. In fact, to be honest, there is a very strong case for just owning bitcoin and being done with everything else. But that wouldn't be balanced and that's not what this portfolio is about.The only change we have made since October 2023 was to reduce uranium from 5% to 2.5% in February 2024. Uranium felt a bit frothy was the reason. More a gut- than evidence-based decision, and it proved the right one. I'm going to make one, quite major change to the portfolio today - in the equities department. More on this in a moment.Lastly, do as I say, not as I do. In my own portfolio, my allocation to bonds and wealth preservation is tiny: maybe 2%. I am overweight gold, bitcoin and special situations (smallcaps mostly).At some stage, I will get my comeuppance as a result, and it won't be the first time. Then I'll swear to change my habits, and then I will - for a bit - and then I won't. But a more sensible investor would keep their portfolio to the above allocation.Let's examine things in a bit more detail1. Gold (15%)It's done very well. Up about 80% since we started the portfolio.My firm belief is that everybody should own some gold in their portfolio. Especially now.(If you do not yet own any, my guide to investing in gold is here. If you are looking to buy gold or silver, the bullion dealer I recommend is the Pure Gold Company.There is also, of course, the soon-to-be definitive book on the subject. Here it is on Amazon, and Waterstones is currently running an offer.

In this episode of MM Unpacked, Kimberley Dondo, Dan Cooper, and Tom Browne unpack the FCA's targeted support, discuss the importance of work experience in attracting young talent to financial advice, and reveal Money Marketing's digital evolution.

Living for Jesus in Sports and Basketball, including mention of:  Donovan Mitchell, Greg McDermott, Steve Merfeld, Jim Les, David Ragland, and FCA.

Adrienne Frazior, Shareholder, Polsinelli, and Jody Rudman, Office Managing Partner, Husch Blackwell, discuss recent legal developments related to the False Claims Act (FCA) and how the FCA is changing. They cover significant cases (SuperValu, Loper Bright, Polansky, Zafirov), circuit splits involving the FCA and the Anti-Kickback Statute, the overall health of the FCA, DOJ's Civil Rights Fraud Initiative, the renewal of DOJ and HHS' FCA Working Group, and future areas of increased enforcement.Watch this episode: https://www.youtube.com/watch?v=ee3d5-8PhS8Essential Legal Updates, Now in Audio AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Premium members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast. Stay At the Forefront of Health Legal Education Learn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/.

A competitor could trigger a federal investigation against your company, just by filing a whistleblower complaint about your imports. In this episode, Michael Volkov explores how the Trump Administration is reshaping the enforcement landscape by linking trade compliance and the False Claims Act (FCA) in unprecedented ways. With “trade and customs fraud, including tariff evasion” now a DOJ national priority, companies engaged in international trade face growing legal and reputational risks. A recent Ninth Circuit ruling has only intensified the stakes.You'll hear him discuss:Why DOJ is combining trade enforcement and FCA cases, and what that means for companies that import goods into the U.S.How “reverse false claims” work in the trade context, and why import misclassification, undervaluation, or incorrect country-of-origin declarations are now high-risk areas.Recent high-dollar settlements - including $45 million in one case - where companies paid the price for customs fraud violations.The significance of the Ninth Circuit's decision in Island Industries v. Sigma Corp., which confirmed DOJ's ability to pursue customs fraud claims under the FCA in federal court.How whistleblowers, including competitors, are using FCA claims as a strategic tool in the marketplace, leading to sealed complaints and increased litigation.What companies should be doing now to evaluate and reinforce their trade compliance programs, from reviewing documentation and broker relationships to training and internal reporting.Why ignoring tariff and duty obligations - or failing to investigate them thoroughly - could be seen as deliberate indifference, exposing companies to both civil and criminal liability.ResourcesMichael Volkov on LinkedIn | TwitterThe Volkov Law Group

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

Yannick blickt mit Robert Götz von der "Augsburger Allgemeinen Zeitung" auf die kommende Saison des FC Augsburg.

MillernTon meets Bundesliga - Season 2 - FC Augsburg Yannick blickt mit Robert Götz von der "Augsburger Allgemeinen Zeitung" auf die kommende Saison des FC Augsburg. (Titelfoto: Stefan Groenveld; Design: Arnulf Urban) Am dritten Spieltag empfängt der FC St. Pauli den FC Augsburg. Mit Robert Götz von der "Augsburger Allgemeinen Zeitung" blicke ich auf die kommende Spielzeit des FCA. Die diesjährige Saisonvorschau "MillernTon meets Bundesliga - Season 2" steht dabei ganz im Zeichen von Filmen und Serien. Daher blicken wir aus verschiedenen cineastischen Blickwinkeln auf den FC Augsburg. In der Kategorie "Was bisher geschah" schauen ...Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.MagentaSport Nur bei MagentaSport: Alle 380 Spiele der 3. Liga live und in bester HD-Qualität sowie alle Highlights und Wiederholungen nach Abpfiff auch auf Abruf - an jedem Spieltag auch in der Konferenz. Kein Tor und keine Entscheidung mehr verpassen. Außerdem die Top10 der Woche, Dokumentationen, exklusive Interviews und vieles mehr. Zusätzlich Spiele der PENNY DEL, Google Pixel Frauen-Bundesliga, EuroLeague und vieles mehr! Mehr Infos unter: https://www.magentasport.de/aktion/3liga Führung beginnt mit Gefühl: Im Podcast Führungsgefühle erfährst du, wie emotionale Intelligenz, Selbstreflexion und neue Leadership-Ansätze echte Veränderung bewirken können. Jetzt entdecken auf www.fuehrungsgefuehle.de.

Could Trump appoint a new Fed chairman before Powell's term is due to end and what are the possible market implications? Stefan Gerlach joins Moz Afzal to explore the current central bank dynamics as well as the broader economic challenges facing the US, eurozone and UK and how feasible their growth ambitions are.Our host, Moz Afzal:https://bit.ly/31XbkTROur guest:Stefan Gerlach, Chief Economist EFG http://bit.ly/4o6ypfZEFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. 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(I am sending this week's commentary early this week due to travel)Dear Chancellor,Me again.I am the author of Bitcoin: The Future of Money? (2014), generally agreed to the first book on bitcoin from a recognised publisher.I write with regard to the proposed sale of the UK's bitcoin. Since bitcoin was first introduced in 2009 - invented in reaction to the loose monetary policies of the Global Financial Crisis - bank bail outs, quantitative easing, zero interest policies etc - and the economic injustices they created, the protocol has grown from nothing to a market cap above $2 trillion. A whole new economy has emerged around the technology where none previously existed, providing countless opportunities for individuals, entrepreneurs and nations alike.Initially the domain of a few coders, it is now finding mass adoption at the corporate and even national level. The US is recognizing the digital asset's importance, as it introduces its Strategic Bitcoin Reserve, while China, according to estimates, holds 190,000 coins.Initially, the UK was at the heart of the Bitcoin story. Satoshi Nakamoto, the pseudonymous inventor, wrote in British English, cited UK media, and many early meetups and conferences took place here. Chancellors George Osborne and Rishi Sunak both expressed their desire for the UK to become a global hub for this emerging technology. But the FCA took an opposing view and made it increasingly difficult for UK citizens to participate, so that we have now fallen behind.Opinion about bitcoin is divided. Those who use the technology regularly believe it is not just likely, but inevitable, that it will become the world's dominant monetary network. Many others – typically the older generation, economists or legacy finance – dismiss it as a bubble, often without having tested the tech in any meaningful way.Whichever side of the debate you fall on, the fact that Bitcoin has become the most desired digital asset in the world is indisputable.Among the many features that make bitcoin unique is that its supply is finite. With its estimated 61,000 confiscated bitcoins, the UK has been gifted an extraordinary opportunity. We now hold roughly 0.3% of total supply.I understand that politics demands a focus on the short term – the next Budget, the next election – but I urge you to approach your decision with long-term vision. Please consult with people who regularly use the technology. Do not make this decision based solely on advice from people who never use bitcoin. Take Bulgaria, for example. In 2017, it sold all of its seized bitcoin to cover a short-term budget gap. Those coins today would be worth enough to eliminate the country's entire national debt. From a strategic perspective, the UK's bitcoin holdings represent a once-in-a-generation opportunity. As fiat currencies decline in purchasing power and the global economy moves toward digital and AI-driven systems, this asset could help Britain re-establish itself as an economic superpower with significant geopolitical leverage and monetary independence.An opportunity of this kind is not to be thrown away lightly.Once those coins are sold, we will never be able to buy them back.If bitcoin becomes a hundred trillion dollar network – as some project – the UK's share could prove transformational. That may sound fanciful today, but every surprise in bitcoin's history has been to the upside.There is also your personal political legacy to consider.You would be the Chancellor who sold Britain's bitcoin.That will be how people remember you – just as Gordon Brown, for all else he did, is remembered primarily for needlessly selling Britain's gold at the bottom of the market. For the rest of your life, every timebBitcoin rises in price, people will look at what you sold our coins for and say: “This is how much she lost us.” You are consigning yourself to that fate.Do you want that to be your legacy?So once again, I implore you: take advice from people who understand this technology and its potential. Don't just listen to nocoiners.If you sell bitcoin for fiat you are swapping a superior asset for an inferior one. It is that simple.The trade might bring short-term benefit, but it does nothing to address the underlying structural issues facing this country. If, however, you hold on to the bitcoin – and understand how to integrate it into policy – perhaps create a UK Strategic Reserve - you may find it solves many of our problems.As bitcoiners often say, “bitcoin fixes this.”I hope you read and consider this letter with an open-mind.Yours sincerely,Dominic FrisbyAuthor of Bitcoin: The Future of Money?Writer of The Flying Frisby newsletterPS Please like, share - all that stuff. Thank you! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Brosius-Gerstdorf Plagiatsvorwürfe entkräftigt / Viele nutzen E-Patientenakte noch nicht aktiv / Nur noch Elektro-Mietwagen ab 2030 - Widerstand gegen EU-Pläne / Bergwacht rettet 15 Bergsteiger von der Zugspitze / Massenschlägerei von FCA- und 1860-Fans bei Austria Lustenau / Menschen im All - Müssen wir wirklich zum Mond? // Beiträge von: Doris Bimmer, Johannes Roßteuscher, Martin Sailer, Katrin Martens, Tobias Bönte, Susanne Hoffmann und Veronika Bräse / Moderation: Matthias Stadelmann

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

Why This Episode Is a Must-Watch Are you rethinking what retirement means? Forget the “end-of-the-road” narrative. Today's retirement is about launching a purposeful, fulfilling new chapter on your own terms. In this episode of Inspired Money, host Andy Wang brings together a expert panel of retirement planning, financial wellness, and lifestyle experts to share actionable strategies for creating a holistic, sustainable, and satisfying retirement. Whether you're decades away from hanging up your hat or already on your early-retirement path, this discussion will challenge how you think about mind, body, and money—and what it really takes to thrive in your next chapter.  Meet the Expert Panelists Christine Benz is Director of Personal Finance and Retirement Planning at Morningstar, where she has helped millions of investors make smarter decisions through her writing, speaking, and podcast, The Long View. She is the author of the forthcoming book How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, and has been recognized by Barron's as one of the most influential women in finance.  https://www.morningstar.com   Pete Neuwirth, FSA, FCA, is a senior consulting actuary with over 35 years of experience helping Fortune 500 companies design and fund executive and retirement benefit programs. A thought leader in holistic financial wellness, he is the author of What's Your Future Worth? and Money Mountaineering, and continues to consult, write, and speak on retirement, longevity, and decision-making in a complex world.  https://neuwirthassociates.consulting  Jason Vitug is a bestselling author, wellness advisor, and storyteller who empowers people to live with purpose, financial confidence, and emotional well-being. As the author of You Only Live Once and Happy Money Happy Life, and founder of Phroogal and The Smile Lifestyle, he blends personal finance, travel, mindfulness, and self-development to inspire holistic living.  http://phroogal.com  Jordan Grumet, MD is a hospice physician, personal finance educator, and host of the acclaimed Earn & Invest podcast, where he explores the intersection of money, purpose, and meaning. He is the author of “Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life” and "The Purpose Code,” blending his unique medical and financial perspectives to inspire intentional living.  https://jordangrumet.com Key Highlights: Social Wellness: The Overlooked Retirement Strategy Christine Benz emphasizes that while most people obsess over the money piece, “relationships and social connections are a very underrated component of life satisfaction and happiness.” Long before you retire, invest as much in your social life and purpose as you do in your portfolio. The Holistic, Multi-Dimensional Approach Jason Vitug stresses the interconnectedness of mental, emotional, physical, and financial well-being: “If we let go of one area or focus too much on one dimension, that has a negative ripple effect on the others when we neglect them.” He urges proactive self-care for a genuinely fulfilling retirement, not just a financially secure one.  Planning for Risk and Flexibility Pete Neuwirth reveals that successful retirement involves more than numbers: “It's really all about managing the risks in the decumulation in the retirement phase, including sequence of returns, but also longevity, spike expense and other things like taxes.” He recommends home equity and part-time work as often-underused “buffer” assets.  Emotional Preparedness: Redefining Identity Post-Career Jordan Grumet and Christine highlight the emotional side: retirees often struggle with identity and purpose once their work routines and roles fall away. Jordan suggests revisiting childhood passions. Christine recommends testing meaningful activities in advance so retirement transitions are smoother and more joyful. Call-to-Action Here's your one thing you should do this week: Take 20 minutes to write down your vision for retirement... not just the numbers, but the life. What does a meaningful day look like? Who are you with? What are you doing? Then ask: What small step can I take now to start living that vision today? Then reverse engineer that back to your finances.  Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

In de FCA Daily van 18 juli bespreken Lars Jesse van Eijden, Mart ten Have en Lars van Velsum het aller laatste voetbalnieuws. Feyenoord loopt toch nog binnen op Al-Nassr aankoop David Hancko, Ajax heeft interesse in een Israëlisch toptalent, Vitesse moet het zoveelste zwaard van Damocles overleven en De Eerste De Beste staat op de Zwarte Cross!(00:00) | FCA talk(04:33) | Overlevingskans Jean-Paul Rison stijgt met verplaatsen wedstrijd(05:22) | Hancko toch naar Al-Nassr!(10:05) | Gloukh in belangstelling van Ajax(16:07) | Forbs naar Club Brugge(25:08) | Lukaku op stage bij FC Volendam(29:23) | Het einde van Vitesse nabij?(38:00) | Snoop Dogg mede-eigenaar Swansea CityLars, Lars en Mart verwijzen naar: https://www.nrc.nl/nieuws/2025/06/02/hoe-anton-gaaei-zijn-demonen-overwon-en-volwassen-werd-bij-ajax-a4895314Zie het privacybeleid op https://art19.com/privacy en de privacyverklaring van Californië op https://art19.com/privacy#do-not-sell-my-info.

On 2 July 2025, the FCA published Consultation Paper 25/18 https://www.fca.org.uk/publication/consultation/cp25-18.pdf, "Tackling non-financial misconduct in financial services", comprising both a Policy Statement and final rules, together with further consultation on the revised guidance proposed for the FCA Handbook. It has taken the FCA considerable time to reach this phase in the development of its NFM policy, and there has been significant change from its original proposals in CP23/20 https://www.fca.org.uk/publication/consultation/cp23-20.pdf. Even with further clarity and guidance from the FCA, this undoubtedly remains one of the most difficult areas for firms to grapple with. Join Jon Ford, Hywel Jenkins, Christine Young and Michael Tan as they discuss CP25/18 and consider whether it raises more questions than it answers.

On this episode of Federal Prison Authority Presents: Around the Block, Bruce and Susan discuss the concept of "stacking" and how it works within the FSA and SCA. By examining the details of the laws in place, Bruce and Susan highlight some of the flaws that have arisen from the FCA laws. Throughout the episode, they explore the problems and also offer some potential solutions to make the process faster and more effective in the long run. One valuable tool in navigating the FCA process is using the books Bruce and Susan have written over time. They are designed to empower and educate inmates and their families, enabling them to avoid heartache and pain. Towards the end, Bruce and Susan conclude on a positive note, emphasizing the progress made in recent years and highlighting the possibility of navigating the system with the right help and guidance. Please feel free to send questions to Bruce and Susan. Dr. Susan Giddings can be found on their shared website https://federalprisonauthority.com/who-we-are/ Bruce through his cell (214) 431-2032 and their First Step Act Book on Amazon: https://a.co/d/2dWCECE

My guest today is Susie Violet Ward, CEO and co-founder of Bitcoin Policy UK, a financial analyst and journalist (Forbes) focused on Bitcoin and the environment. In this episode, Susie unpacks the regulatory hostility toward Bitcoin in the UK, from the FCA's refusal to distinguish it from crypto, to the media's relentless misinformation, especially by the BBC. We discuss her personal journey from accountant to developer to Bitcoiner, and the uphill battle of educating regulators, advocating for mining, and defending financial sovereignty. Susie shares her efforts to expose flawed climate narratives, resist CBDCs, and challenge the FATF Travel Rule's surveillance overreach. We also explore the risks of mining centralization, media capture, and why misunderstanding at the top is often worse than malice. Above all, this is a conversation about standing up for truth, pushing back against state overreach, and building a decentralized future, one policy at a time. ► This episode is part of the "Bitcoin Vegas 2025 Special" in collaboration with Ben Samocha, Founder of Israel's CryptoJungle and Crypto Talks podcast.► If you got value, please like, comment, share, follow and support my work. Thank you!-- SPONSORS & AFFILIATES --►► Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn ►► Get 10% off on Augmented NAC, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (Note, this is not medical advice and you should consult your MD)►► Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat ►► Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat ►► Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events -- LINKS –Susie's Twitter: https://x.com/DecentraSuze Bitcoin Policy UK Twitter: https://x.com/BitcoinPolicyUK Susie's Forbes Column: https://www.forbes.com/sites/susievioletward/ Efrat's Twitter: https://twitter.com/efenigsonEfrat's Telegram: https://t.me/efenigsonBen's Twitter: https://x.com/bensamocha Ben's LinkedIn: https://www.linkedin.com/in/ben-samocha/ Watch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: ⁠https://www.buymeacoffee.com/efenigson   ⁠Support Efrat with Bitcoin: https://geyser.fund/project/efenigson-- CHAPTERS –00:00 Coming Up…01:10 Introducing Susie & Bitcoin Policy UK 06:30 Current Bitcoin Policy & public adoption in the UK11:10 The State of Mainstream Media and Bitcoin Sentiment12:45 Bankers & Politicians Understanding of Bitcoin14:30 Susie's FOI with The BBC19:00 UK Legislation & Regulation Concerns20:00 Dangers of KYC & the FATF Travel Rule, and MiCA26:00 Belief in the System, Leading To Mass Surveillance & CBDC29:50 Taxation and Privacy in the Digital Age35:00 Centralization Risks of Bitcoin Mining - clip 3738:00 The Digital Pound / CBDC Developments41:40 “Climate Change” Policies44:30 The Importance of Studying Bitcoin46:15 Susie's Message of Hope

The Fellowship of Christian Athletes' exciting local radio program, Heart of the Athlete, airs Saturdays at 9 am MST on KBXL 94.1 FM. The show is hosted by local FCA Director, Ken Lewis. This program is a great opportunity to listen to local athletes and coaches share their lives, combining sports with their faith in Jesus Christ each week!Our relationships will demonstrate steadfast commitment to Jesus Christ and His Word through Integrity, Serving, Teamwork and Excellence.NNU Box 3359 623 S University Blvd Nampa, ID 83686 United States (208) 697-1051 klewis@fca.orghttps://www.fcaidaho.org/Podcast Website: https://941thevoice.com/podcasts/heart-of-the-athlete/

In this episode, Elliot Berman and John Byrne dive into the latest developments in global financial crime compliance. They unpack the FATF's new report on terrorist financing, explore upcoming U.S. legislation on cryptocurrency and stablecoins, and discuss AUSTRAC's expanded AML/CTF regulations in Australia. The conversation also covers the FCA's updated guidance on politically exposed persons (PEPs) and enforcement actions against digital banks like Monzo, and other issues affecting the financial crime prevention community.

Shannon Tan, EFG Sports Ambassador and professional golfer on the Ladies European Tour joins Moz on the podcast this week. The 21 year old Singaporean golfer shares the story of her journey to professional golf, along with her strategies for maintaining focus and discipline while on tour, and how she copes with the pressure of playing against some of the best in the world.Our host, Moz Afzal:https://bit.ly/31XbkTROur guest:Shannon Tan, EFG Sports Ambassadorhttp://bit.ly/4lCKQhkEFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. You should seek your own professional advice suitable to your particular circumstances prior to making any investment or if you are in doubt as to the information in this document.Although information in this document has been obtained from sources believed to be reliable, no member of the EFG group represents or warrants its accuracy, and such information may be incomplete or condensed. Any opinions in this document are subject to change without notice. This document may contain personal opinions which do not necessarily reflect the position of any member of the EFG group. To the fullest extent permissible by law, no member of the EFG group shall be responsible for the consequences of any errors or omissions herein, or reliance upon any opinion or statement contained herein, and each member of the EFG group expressly disclaims any liability, including (without limitation) liability for incidental or consequential damages, arising from the same or resulting from any action or inaction on the part of the recipient in reliance on this document.The availability of this document in any jurisdiction or country may be contrary to local law or regulation and persons who come into possession of this document should inform themselves of and observe any restrictions. This document may not be reproduced, disclosed or distributed (in whole or in part) to any other person without prior written permission from an authorised member of the EFG group.This document has been produced by EFG Asset Management (UK) Limited for use by the EFG group and the worldwide subsidiaries and affiliates within the EFG group. EFG Asset Management (UK) Limited is authorised and regulated by the UK Financial Conduct Authority, registered no.7389746. Registered address: EFG Asset Management (UK) Limited, 116 Park Street, London W1K 6AP, United Kingdom, telephone +44 (0)207 491 9111.Independent Asset Managers: in case this document is provided to Independent Asset Managers (“IAMs“), it is strictly forbidden to be reproduced, disclosed or distributed (in whole or in part) by IAMs and made available to their clients and/or third parties. By receiving this document IAMs confirm that they will need to make their own decisions/judgements about how to proceed and it is the responsibility of IAMs to ensure that the information provided is in line with their own clients' circumstances with regard to any investment, legal, regulatory, tax or other consequences. No liability is accepted by EFG for any damages, losses or costs (whether direct, indirect or consequential) that may arise from any use of this document by the IAMs, their clients or any third parties.If you have received this document from any affiliate or branch referred to below, please note the following:Australia: This document has been prepared and issued by EFG Asset Management (UK) Limited, a private limited company with registered number 7389746 and with its registered office address at 116 Park Street, London W1K 6AP (telephone number +44 (0)207 491 9111). 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EFG Asset Management (UK) Limited is exempt from the requirement to hold an Australian financial services licence in respect of the financial services it provides to wholesale clients in Australia and is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FCA Registration No. 536771) under the laws of the United Kingdom which differ from Australian laws.ASIC Class Order CO03/1099EFG Asset Management (UK) Limited notifies you that it is relying on the Australian Securities & Investments Commission (ASIC) Class Order CO03/1099 (Class Order) exemption (as extended in operation by ASIC Corporations (Repeal and Transitional Instrument 2016/396) for UK Financial Conduct Authority (FCA) regulated firms which exempts it from the requirement to hold an Australian financial services licence (AFSL) under the Corporations Act 2001 (Cth) (Corporations Act) in respect of the financial services we provide to you.The financial services that we provide to you are regulated by the FCA under the laws and regulatory requirements of the United Kingdom which are different to Australia. Consequently any offer or other documentation that you receive from us in the course of us providing financial services to you will be prepared in accordance with those laws and regulatory requirements. The UK regulatory requirements refer to legislation, rules enacted pursuant to the legislation and any other relevant policies or documents issued by the FCA.Your Status as a Wholesale ClientIn order that we may provide financial services to you, and for us to comply with the Class Order, you must be a ‘wholesale client' within the meaning given by section 761G of the Corporations Act. Accordingly, by accepting any documentation from us prior to the commencement of or in the course of us providing financial services to you, you:• warrant to us that you are a ‘wholesale client';• agree to provide such information or evidence that we may request from time to time to confirm your status as a wholesale client;• agree that we may cease providing financial services to you if you are no longer a wholesale client or do not provide us with information or evidence satisfactory to us to confirm your status as a wholesale client; and• agree to notify us in writing within5 business days if you cease to be a ‘wholesale client' for the purposes of the financial services that we provide to you.Bahamas: EFG Bank & Trust (Bahamas) Ltd. is licensed by the Securities Commission of the Bahamas pursuant to the Securities Industry Act, 2011 and Securities Industry Regulations, 2012 and is authorised to conduct securities business in and from The Bahamas including dealing in securities, arranging dealing in securities, managing securities and advising on securities. EFG Bank & Trust (Bahamas) Ltd. is also licensed by the Central Bank of The Bahamas pursuant to the Banks and Trust Companies Regulation Act, 2000 as a Bank and Trust company. Registered off...

Join us in this exciting throwback compilation of classic *Jeep Talk Show* clips from the early days, back when it was called the *XJ Talk Show*! From record-breaking Jeep sales to swamp buggy racing and Lake Tahoe OHV trail updates, this collection is packed with nostalgic Jeep stories, tech tips, and off-road adventures.

Brother Kirby Myers is a beloved former member of the church who grew up attending and now returns as a camp pastor with FCA. Known for his heartfelt preaching and down-to-earth humor, he shared a powerful message from Matthew 26, emphasizing the humanity of Christ through His sorrow in Gethsemane, His prayerful submission to the Father, and the strength that followed. His sermon reminded us that sorrow should lead to supplication, and through prayer, God supplies the strength we need to endure.#KirbyMyers #FCAcamp #ManOfSorrows #ChristOurStrength #Gethsemane #GospelHope #ObedienceToGod

Marina Reason and Rakshi Kiran examine FCA consultation paper 25/15, which proposes a brand-new prudential regime for cryptoasset firms, including rules on regulatory capital. This is the first sight of a dedicated prudential framework tailored specifically for crypto firms in the UK. CP25/15 is designed to be read alongside a related FCA consultation paper (CP25/14), which proposes rules and guidance on stablecoin issuance and cryptoasset custody. We unpacked the FCA's proposals on issuing qualifying stablecoins in our recent podcast "Decrypting the FCA stablecoin rules" - https://soundcloud.com/hsfkramer/fsr-podcast-decrypting-the-fca-stablecoin-rules - and we will be considering the FCA's proposals on crypto custody in a future podcast. These FCA consultations followed publication by HM Treasury of near-final draft legislation to create new regulated activities for cryptoassets, and an FCA discussion paper (DP25/1) on regulating cryptoassets, We discussed these developments in our podcast on the Top 3 takeaways from the new crypto rules https://soundcloud.com/hsfkramer/fsr-the-new-uk-crypto-rules and our related blog post https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/uk-cryptoassets-regime-the-draft-rules-have-landed. Speakers: Marina Reason, Partner, Financial Services Regulation, London; Rakshi Kiran, Associate, Financial Services Regulation, London.

On 3 June 2025, the FCA published PS25/5 https://www.fca.org.uk/publication/policy/ps25-5.pdf which included the final version of its updated Enforcement Guide. In Episode 7 of the FSR Brief, Jon Ford and Michael Tan discuss the key changes to the FCA's approach to transparency in relation to investigations and the other changes to the Enforcement Guide, and how these may play out in practice. For an overview of the changes, read our blog post on PS25/5 https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/fca-final-enforcement-guide

Jeff Hancock is the CEO of Coinpass, a UK-based crypto exchange acquired by OANDA in 2023. He's bringing crypto and traditional finance closer together in a secure, regulated way. Why you should listen ​​Born in London in 2018, Coinpass climbed the regulatory mountain early, securing an FCA crypto-asset registration and then catching the eye of multi-asset heavyweight OANDA, which snapped up a majority stake in August 2023. Now the exchange enjoys the deep pockets and risk-management chops of a global FX giant while keeping its Union-Jack credentials intact.  Coinpass is unapologetically business-first: corporate and SSAS pension accounts, OTC desks, Faster Payments for GBP, SEPA Instant for EUR, and a Fireblocks-secured custody stack. The offering tops out at roughly 18 coins across 50 pairs, with auto-trade DCA tools and a staking “Earn” programme. As the FCA's May 2025 paper ushers in a tougher regulatory era, Coinpass is already playing the game two moves ahead—fully registered, audit-ready, and backed by OANDA's deep balance sheet. Its curated asset list and institutional-grade spreads may forego meme-coin noise, but they deliver what CFOs and treasurers actually need: transparent pricing, instant GBP rails, and a compliance posture built to glide through tomorrow's rulebook. While other exchanges scramble to retrofit governance, Coinpass stands out as the gold-standard gateway for UK digital-asset professionals—future-proof, rock-solid, and ready to scale. Supporting links Stabull Finance Coinpass Andy on Twitter  Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.

In a world where payments have evolved from a back-office utility into a strategic business driver, how do you build a platform that truly puts control back into the hands of merchants? On this episode of Tech Talks Daily, I sat down with Dwaine Thomas, CIO of PXP, to explore how the company is transforming the payment landscape with its next generation platform, PXP Unity. PXP has been a force in fintech for over 30 years, processing over €30 billion in payments annually for some of the world's most recognised retail, hospitality, entertainment, and online gaming brands. But rather than rely on legacy systems, PXP has gone all in on greenfield development with PXP Unity, a fully API driven orchestration platform that enables merchants to plug into the services they need without the complexity of managing the entire payment stack. Dwaine walked me through how Unity empowers businesses with real-time data aggregation, smart routing, and complete transparency, all delivered through an intuitive interface. He also shared how the platform supports seamless scaling during high-demand periods, like Black Friday, and provides merchants with both control and automation to optimise payment performance across channels. What stood out was the clear shift in mindset. Sixty-four percent of merchants now view payments as a growth enabler, not just a necessity. With Unity, merchants gain the flexibility to adapt strategies on the fly, personalise the payment experience, and align payments with broader business goals. We also explored the growing role of AI in PXP's roadmap, from driving development efficiencies to enabling future use cases like AI agents within payment flows. As regulation evolves, Dwaine highlighted how initiatives like the FCA's AI sandbox point to a more proactive and structured approach to innovation in the payments space. So how can enterprises unlock new value from their payments infrastructure? How do you build for performance, resilience, and adaptability in equal measure? And what happens when payments become central to customer experience and brand loyalty? Tune in to hear how PXP is answering those questions with technology that is both powerful and practical.

In this special episode of the Research Insights Podcast, Dale Hall, Managing Director of the Society of Actuaries Research Institute, honors the legacy of James C.H. Anderson—a pioneering actuary and visionary in the insurance world. Joining Dale are four esteemed guests who personally knew and worked with Jim: Jay Jaffe, FSA, MAAA, President of Reinsurance Administration, Ltd. Jim MacGinnitie, former Chief Economist of the American Council of Life Insurers Mike Tuohy, Managing Director at Tillinghast Ron Butkiewicz, CEO of First Penn Pacific Together, they reflect on Jim's groundbreaking contributions, including his revolutionary work in gross premium calculations, profit measurement, and the development of Universal Life products. From his early days at Abbey Life to influential consulting roles in London and Atlanta, Jim's ideas reshaped insurance regulation, product development, and actuarial practice for decades to come. Further Resources to Explore James C. H. Anderson's Legacy: Gross Premium Calculations and Profit Measurement for Nonparticipating Insurance James C. H. Anderson ASA, MAAA, FCA 1975 November Edition of Emphasis – The Universal Life Insurance Policy  James C. H. Anderson ASA, MAAA, FCA Insurance Hall of Fame Profile James C. H. Anderson ASA, MAAA, FCA Transactions of Society of Actuaries, 1993 VOL. 45 – Obituary James Charles Henry Anderson Send us your feedback at ResearchInsights@soa.org

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comOh, my goodness me. I don't think I've ever seen volatility like it.We have a huge speculative bubble on our hands, and it's popping.What's more, this bubble is full of chancers, charlatans and chief executive officers.The Mail has got onto the story. That is not a good sign. If I told you ten days ago that the price of a share you just bought would rise from 6p to 40p in a week, you'd be pretty happy.Then again, if I told you on Monday that something you owned was going to drop by 60% the following day, you'd be pretty unhappy.That's what happened with the UK-listed bitcoin treasury companies.Nobody said it would be easy.Today we are going to try and make some sense of what is going on. We have a comprehensive list of all the UK companies jumping on this nutty bandwagon. And, most importantly, we consider what to do next.Let's start with a timely reminder: owning a speculative bitcoin treasury company is not the same as owning bitcoin. One is a crazy speculation, the other is the future money system of the world. Bitcoin treasury stocks ≠ bitcoinI hope that is clear.Now a rant.The Great British FCA Crypto FarceI'm looking at the price of Coinsilium (AQUIS:COIN) this morning. It is ranging from 60p to 30p, i.e. doubling and halving. This situation means the beloved UK market makers might be creaming off enough money to keep them in caviar and truffles for the foreseeable future, but the ordinary retail investor is getting hammered.In the course of 7 trading days, Coinsilium has gone from 6p to 90p to 30p.The bitcoin price, meanwhile, is pretty much unchanged.This situation is almost entirely a creation of the FCA, with its decision to “protect” UK investors from the dangers of cryptocurrencies. That protection began in 2020 when bitcoin was $5,000. Today it's $105,000. That's a $100,000 per coin increase—a 21x or 2,000% gain—UK investors were protected from.Remember UK Chancellor Rishi Sunak spinning his “Britcoin” BS?“It's my ambition to make the UK a global hub for cryptoasset technology, and the measures we've outlined today will help to ensure firms can invest, innovate and scale up in this country.We want to see the businesses of tomorrow – and the jobs they create – here in the UK, and by regulating effectively we can give them the confidence they need to think and invest long-term.This is part of our plan to ensure the UK financial services industry is always at the forefront of technology and innovation.”Nobody told the FCA! How was any of that even remotely possible when the FCA had banned the sale of crypto derivatives to UK consumers, and effectively regulated cryptoasset technology out of existence in the UK?Did the two departments even speak before he trotted out that rollocks?Of course they didn't. They are different departments.It's as though the UK government is inherently incompetent.Remember UK Chancellor George Osborne publicising himself buying bitcoin at an ATM? The FCA made ATMs illegal.Remind me. Who voted for the FCA? Or indeed Ofcom? Or Ofsted?Why do these bodies have such extraordinary power?It's enough to make you a libertarian.In any case, we now have this situation of extraordinary pent-up demand, built up over many years, with hundreds of billions of pounds in ISAs and pensions wanting exposure. The result is this insane volatility in UK bitcoin treasury companies.Smarter Web Company (AQUS:SWC) went from 2.5p to above 600p, giving it a market cap over a billion. It has just £45 million in assets. Great work, FCA.Today it's sitting just below 300p.Japan has similarly prohibitive anti-bitcoin regulations, and has thereby created the market leader in this second wave of bitcoin treasury companies, Metaplanet (3350:TYO). (Strategy (NASDAQ:MSTR) was the leader in phase one.)The Japanese company announced this week that it has raised another $500 million, with which it is going to pay down its 0% debt and buy more bitcoins. Why is it paying down its debt? Presumably to clean up its balance sheet so it can raise further capital on better terms to buy more bitcoin (it has targeted 1% of total supply, which would be 210,000 bitcoin). The Japanese market is starved of bitcoin access. Metaplanet is exploiting this situation.Despite a flat bitcoin price, there was a worldwide sell-off of treasury companies starting on Monday. The sell-off coincided, as these things always seem to, with coverage in the mainstream press. In this case, the Mail marked the top with a piece on the Smarter Web Company.Pretty much all the treasury sh1tcos are now down 50–70%. Is that it? Game over? Or was that just phase one?I've seen this play out many times over the years. I've seen it with uranium sh1tcos in 2006, gold junkcos, silver rubbishcos, graphite flybynights, helium hotaircos and moreIt doesn't take a genius to work out where all this is going, and a lot of people are going to make a lot of money. A lot more are going to lose a lot of money. These things are not necessarily going to zero - they will have bitcoin on their balance sheet. But when bitcoin has one of its biennial corrections, they are going to get crucified.But we are also going to see a new corporate model emerge as a result.It's dotcom, basically. But which companies will be the Amazons and Microsofts? And which are Pets.com and ClickMango?Every day we are hearing news of another company “pivoting” - who invented that awful word? - into a bitcoin treasury company. It is all happening very quickly.Here's a list of the UK companies getting in on the game. Then we will look at what to do next .Meet the Players. Should I say, '‘Monkeys”?In addition to Smarter Web Company (AQUIS:SWC) and Coinsilium (AQUIS:COIN) we have:

A new episode of Casual Conversations is available now!In this episode, Pastor Scott Wade interviews former NFL player, Patrick DiMarco.  Patrick grew up in Altamonte Springs, Florida, and moved to South Carolina to play football for the University of South Carolina Gamecocks from 2007 to 2010. He has been married to his wife, Kirstin, for 10 years, and together they have four young children: Weston (9), Sutton (6), Coco (4), and Wade (3). Patrick spent 10 years in the NFL, playing for the Chargers, Chiefs, Falcons, and Bills. He now works with Cason Development in Columbia, South Carolina, a company specializing in commercial real estate development throughout the state. Though he was raised in a Lutheran church in Altamonte Springs, Patrick's faith deepened during his college years at USC, where he became involved with FCA and was mentored by team chaplains Adrian Despres and Frank Hester. Today, he and Kirstin are active members of Eastminster Presbyterian Church in Columbia, where they are raising their children in a strong, faith-centered community.  Join us as we discuss where faith and football intersect.  

Giles Pearson, co-founder of Accountests and former PwC partner, shares how one disastrous hire led him to revolutionize recruiting in the accounting profession. The conversation explores why traditional hiring methods fail, how skills and personality testing can predict job success, and reveals the shocking statistics about resume dishonesty. Roger and Annie also dive into New Zealand's streamlined tax system where 90% of taxpayers never file returns, sparking a fascinating debate about whether such simplicity could ever work in the United States.SponsorsPadgett -  Contact Padgett or Email Jeff Phillips(00:00) - Welcome to Federal Tax Updates (01:56) - Introducing the Guest: Gilles Pearson (03:22) - Challenges in Hiring and the Birth of Accountests (05:26) - The Importance of Testing in Hiring (08:29) - The Role of Personality and Skills Tests (14:13) - Developing Effective Tests for Accountants (24:45) - Personality Profiles and Team Dynamics (31:45) - Using Tests for Employee Development (34:47) - Succession Planning in Smaller Firms (37:02) - Accountant Stereotypes and Communication Challenges (40:54) - The Role of Personal Interaction in Accounting (45:08) - Streamlined Hiring Process with Account Tests (49:08) - Comparing Tax Systems: US vs New Zealand (57:08) - Final Thoughts and Farewell Connect with Giles Pearson https://nz.linkedin.com/in/giles-pearson-fca-8a175843https://www.accountests.com/Get NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Connect with the Roger and Annie on LinkedInhttps://www.linkedin.com/in/rogerharrispbs/https://www.linkedin.com/in/annie-schwab-852418261/ReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of the Earmark Media

In this episode of the Winners Find A Way show, host Trent M. Clark sits down with Josh Freitas, FCA Hockey Representative, live from Liberty University's LaHaye Ice Center, during an elite FCA Hockey Camp for youth athletes. Josh brings a unique blend of athletic discipline, spiritual grounding, and personal resilience—all while coaching young men ages 14–20 to lead on and off the ice. A Type 1 diabetic, Josh shares his personal story of managing the condition through faith, fitness, and focused habits—and how the smallest disciplines create the biggest shifts. If you're serious about building stronger habits, rooting your life in faith, and taking ownership of your outcomes, this episode is for you. Key Topics Covered: Why personal discipline starts with small, consistent changes Managing Type 1 diabetes through nutrition, movement, and mindset How a powerful morning routine sets the tone for your entire day Fasting from distractions (social media, unhealthy food, mindless habits) Guarding your heart: building a faith foundation that lasts Teaching young athletes to lead themselves before leading others Special Spotlight: