POPULARITY
Until fintech came along, there was a serious catch-22 when it came to establishing credit. There was no easy way to establish your own credit score without first obtaining credit. This became a real problem with Gen-Z and even younger millennials who have avoided credit cards. But for most people, successfully establishing a good credit score opens doors that are otherwise unavailable. Fintech has come up with some creative solutions to help both establish a credit score or reestablish one that has dropped significantly.My next guest on the Fintech One-on-One podcast is Julie Szudarek, the CEO of Self. She has been in this role for almost six months, taking over from founder James Garvey (listen to the episode with James here). Self was the inventor of the credit builder account and the space has grown a lot in the last few years as consumers are more aware than ever of the importance of a good credit score.In this podcast you will learn:What attracted Julie to the CEO role at Self.How she describes Self today.The different types of people who are coming to Self.How their credit builder account works.What people do once they have been through their 12-month program.What their customers like most about Self.How much on average the typical Self customer increases their credit score.Details of their new rent and bills reporting product.How they approach financial literacy with their customers.How she responds to the criticism of credit builder products.Why they decided to partner with SpringFour.What they do to help their customers when they get into financial difficulty.Why they decided to sponsor the San Antonio Spurs in the NBA.Where is Self going in the short to medium term.Connect with Julie on LinkedInConnect with Self Financial on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
Until fintech came along, there was a serious catch-22 when it came to establishing credit. There was no easy way to establish your own credit score without first obtaining credit. This became a real problem with Gen-Z and even younger millennials who have avoided credit cards. But for most people, successfully establishing a good credit score opens doors that are otherwise unavailable. Fintech has come up with some creative solutions to help both establish a credit score or reestablish one that has dropped significantly.My next guest on the Fintech One-on-One podcast is Julie Szudarek, the CEO of Self. She has been in this role for almost six months, taking over from founder James Garvey (listen to the episode with James here). Self was the inventor of the credit builder account and the space has grown a lot in the last few years as consumers are more aware than ever of the importance of a good credit score.In this podcast you will learn:What attracted Julie to the CEO role at Self.How she describes Self today.The different types of people who are coming to Self.How their credit builder account works.What people do once they have been through their 12-month program.What their customers like most about Self.How much on average the typical Self customer increases their credit score.Details of their new rent and bills reporting product.How they approach financial literacy with their customers.How she responds to the criticism of credit builder products.Why they decided to partner with SpringFour.What they do to help their customers when they get into financial difficulty.Why they decided to sponsor the San Antonio Spurs in the NBA.Where is Self going in the short to medium term.
James Garvey, the Owner of Rossnowlagh Surf School in Co. Donegal, happened to spot the Humpback Whale in Donegal Bay, an experience he describes as being "a nature lover's lottery win".
Derek is joined by Richard Collins & Éanna Ní Lamhna, Sam Bailey from the National Park and Wild Life Service, Simon Berrow, Irish Whale and Dolphin Group ,James Garvey, the Owner of Rossnowlagh Surf School in Co. Donegal and RTÉ Sound Engineer Síle Ni Bhaoil. Topics to discuss, exterminating predators, Cuckoo's and Whales.
We talk to James Garvey from Rossnowlagh Surf School who witnessed the rare sight of humpback whales.
Philosopher and author James Garvey examines the rise of behavioural science at the heart of our politics and its key role during the pandemic. There was a large amount of attention paid to the government's slogan during the Covid crisis that politics would 'follow the science'. But not just branches of the natural sciences, like epidemiology, medicine and virology. Our national politics is also being informed to an unprecedented degree by behavioural science – taking advice from experts with a remarkable understanding of human motivation, decision-making and action; how to steer whole populations from one mode of behaviour to another in a crisis, not only for medical purposes but also as a tool for government and social order. The Behavioural Insights Team was called to action and the Independent Scientific Pandemic Insights Group on Behaviours (SPI-B) convened, reporting directly to SAGE who reported to No.10. James Garvey, who has written on the history of persuasion, explores the deep and ever-more powerful relationship between politics, government and behavioural science. What are the key ideas here and where did this alliance come from - what have been its strengths and weaknesses? James asks whether behavioural science techniques are being used to circumvent more traditional routes of democracy, such as manifestos, public debate and even our political consent. But also how behavioural insight is illuminating problems governments have found difficult or even intractable in the past, upturning older models of the public, benefiting the whole. He explores how online and digital technology might be used to amplify these techniques. Is this a pivotal moment for our politics? Contributors include Brooke Rogers, chair of the Cabinet Office Behavioural Science Expert Group and co-chair of the Independent Scientific Pandemic Insights Group on Behaviours (SPI-B), behavioural economist Cass Sunstein (who co-authored the bestseller ‘Nudge'), public health psychologist and member of SPI-B Chris Bonell, lawyer Susie Alegre, who specialises on freedom of thought and digital rights, author Peter Pomerantsev, who writes about propaganda and political influence, economist Shaun Hargreaves-Heap, social psychologist and SPI-B advisor Stephen Reicher and David Halpern, Chief Executive of the Behavioural Insights Team. Presenter: James Garvey Producer: Simon Hollis A Brook Lapping production for BBC Radio 4
Gabriela Ariana Campoverde sits down with James Garvey, the CEO and Founder of Self Financial. Since 2015, Self has helped hundreds of thousands of people build a strong financial future. It provides tools necessary for building on-time payment history and responsible use of credit, in collaboration with issuing bank services for those who are new to credit or who might not have access to traditional financial products. Self understands that building a financial foundation is a daunting task for most people, so they're dedicated to building a product that will help their customers move two steps in the right direction. Last month, Self raised $50MM in a Series E round which included investors like Altos Ventures, Conductive Ventures, and Meritech Capital Partners. In 2020, Self raised a Series C and a Series D round. In this episode we discuss: - Self's Credit Builder Account - Why a credit history matters - James's career as a serial entrepreneur - Self's work culture - And much more! About James Garvey James Garvey is the CEO and Founder of Self Financial. Self is the third start-up company which James launched. He started Self after his own experience building his credit score. He is a graduate of the University of California, Davis where he studied Mathematics. James currently resides in Austin, Texas. To follow him on Twitter visit twitter.com/jkgarvey. About Self Financial Self Financial is a venture-backed fintech startup that helps customers build credit and save money. For additional information on Self Financial, please visit self.inc | Twitter: twitter.com/SelfCreditApp For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela's Twitter: twitter.com/byGabyC Gabriela's LinkedIn: linkedin.com/in/gcampoverde
This week we chat with Shawn Sherlock from Newcastle’s Foghorn Brewhouse. In January it was announced that Founders First had invested in the brewery, buying out co-founder James Garvey’s share of the business. Last week we heard from Mark Haysmen from Founders First, and this week we discuss the partnership with Shawn. Of course, that’s far from all we chat about. In this episode we go way back before the days of Facebook beer pages, before ubiquitous craft breweries to a time before craft beer was even called craft beer to learn how this aspiring academic fell in love with home brew and changed his career course forever. Enjoy the conversation. Brews News Week is Proudly presented by Cryer Malt. With over 25 years in the field, Cryer Malt has been bringing you the world’s best local and imported malts. Your premium brewing partner and proud supporters of Brews News. We thank Rallings Labels and Stickers for sponsoring this podcast. Call Rallings on 1300 852 235 to discover a more efficient way to get your small batch canning labels done. If you like what we do at Radio Brews News you can help us out by: Sponsoring the show Reviewing us on iTunes or your favourite podcasting service Emailing us at producer@brewsnews.com.au to share your thoughts All letter writers will receive a brews news bottle opener and go into the draw to win a mixed six-pack thanks to our good friends at Beer Cartel who sponsor our letter for the week.
This week we chat with Shawn Sherlock from Newcastle's Foghorn Brewhouse. In January it was announced that Founders First had invested in the brewery, buying out co-founder James Garvey's share of the business. Last week we heard from Mark Haysmen from Founders First, and this week we discuss the partnership with Shawn. Of course, that's far from all we chat about. In this episode we go way back before the days of Facebook beer pages, before ubiquitous craft breweries to a time before craft beer was even called craft beer to learn how this aspiring academic fell in love with home brew and changed his career course forever. Enjoy the conversation. Brews News Week is Proudly presented by Cryer Malt. With over 25 years in the field, Cryer Malt has been bringing you the world's best local and imported malts. Your premium brewing partner and proud supporters of Brews News. We thank Rallings Labels and Stickers for sponsoring this podcast. Call Rallings on 1300 852 235 to discover a more efficient way to get your small batch canning labels done. If you like what we do at Radio Brews News you can help us out by: Sponsoring the show Reviewing us on iTunes or your favourite podcasting service Emailing us at producer@brewsnews.com.au to share your thoughts All letter writers will receive a brews news bottle opener and go into the draw to win a mixed six-pack thanks to our good friends at Beer Cartel who sponsor our letter for the week.
Matt meets Mark Haysman, CEO of craft business accelerator Founders First for this weeks Beer is a Conversation. The craft beer industry has been evolving rapidly over the past decade with a flood of new entrants. As craft beer grows, many breweries have had to grapple with the issues of growth and how to fund their expanding businesses and capital requirements. Traditional bank finance, private equity investments and crowd sourced funding are some ways that breweries have funded their growth, and Founders First has now stepped in with what they say is a new approach. Founders First grabbed headlines in the past fortnight when it announced it had invested in Newcastle's Foghorn Brewhouse, taking up the share that majority stakeholder James Garvey was selling. The accelerator has also funded the rapid growth of Victoria's Jetty Road Brewery. With a lengthy background at both Lion and CUB, as well as a stint as CEO of the Port Adelaide Football Club and 7 years at Deloitte, Mark has an extensive business background and in this conversation we learn about the Founders First model and what it means for the evolving craft and independent beer sector. Enjoy the conversation. Brews News Week is Proudly presented by Cryer Malt. With over 25 years in the field, Cryer Malt has been bringing you the world's best local and imported malts. Your premium brewing partner and proud supporters of Brews News. We thank Rallings Labels and Stickers for sponsoring this podcast. Call Rallings on 1300 852 235 to discover a more efficient way to get your small batch canning labels done. If you like what we do at Radio Brews News you can help us out by: Sponsoring the show Reviewing us on iTunes or your favourite podcasting service Emailing us at producer@brewsnews.com.au to share your thoughts All letter writers will receive a brews news bottle opener and go into the draw to win a mixed six-pack thanks to our good friends at Beer Cartel who sponsor our letter for the week.
Matt meets Mark Haysman, CEO of craft business accelerator Founders First for this weeks Beer is a Conversation. The craft beer industry has been evolving rapidly over the past decade with a flood of new entrants. As craft beer grows, many breweries have had to grapple with the issues of growth and how to fund their expanding businesses and capital requirements. Traditional bank finance, private equity investments and crowd sourced funding are some ways that breweries have funded their growth, and Founders First has now stepped in with what they say is a new approach. Founders First grabbed headlines in the past fortnight when it announced it had invested in Newcastle's Foghorn Brewhouse, taking up the share that majority stakeholder James Garvey was selling. The accelerator has also funded the rapid growth of Victoria’s Jetty Road Brewery. With a lengthy background at both Lion and CUB, as well as a stint as CEO of the Port Adelaide Football Club and 7 years at Deloitte, Mark has an extensive business background and in this conversation we learn about the Founders First model and what it means for the evolving craft and independent beer sector. Enjoy the conversation. Brews News Week is Proudly presented by Cryer Malt. With over 25 years in the field, Cryer Malt has been bringing you the world’s best local and imported malts. Your premium brewing partner and proud supporters of Brews News. We thank Rallings Labels and Stickers for sponsoring this podcast. Call Rallings on 1300 852 235 to discover a more efficient way to get your small batch canning labels done. If you like what we do at Radio Brews News you can help us out by: Sponsoring the show Reviewing us on iTunes or your favourite podcasting service Emailing us at producer@brewsnews.com.au to share your thoughts All letter writers will receive a brews news bottle opener and go into the draw to win a mixed six-pack thanks to our good friends at Beer Cartel who sponsor our letter for the week.
Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
Since the invention of the FICO score, when it comes to building credit there has been a real chicken and egg problem. It is difficult to obtain credit unless you have already established a decent credit score. Despite all the advances in fintech this is a problem that has remained largely unsolved. Our next guest […] The post Podcast 181: James Garvey of Self Lender appeared first on Lend Academy.
On this episode, Vikas sits down with James Garvey, Founder and CEO of Self Lender. Self Lender helps customers who have damaged credit or limited credit history to improve their scores through an all-digital “Credit Builder” loan. Over 100 million Americans have either low or non-existent credit scores, impeding their ability to get an auto loan, a mortgage for a new home, or to recover from a financial shock. Through Self Lender, James helps thousands of Americans build credit a history and savings, essential components to financial freedom.
I’ve used The Eyewitness Companion book Philosophy by Stephen Law and James Garvey as an introductory text for high school students, and it contains great summaries of not only the historical aspects of philosophy but also some important concepts such as reasoning, fallacies and key ideas such as problem of evil, falsification and defining knowledge. What really makes it stand out is the beautiful design and scope; while one criticism is that it only has limited space to cover a broad range, the images and text is attractive and appealing. As a teaching text, it was a useful brief summary that would be the basis of a class discussion, and I would often set a particular subject, break it down terms that were in the pages and set them as report subjects. It’s difficult to cover terms like existentialism and postmodernism in a brief way (and I should know with this podcast!), and I don’t really expect a text that dedicates a little more than a page or so to a subject like “logical positivism” be the be-all-and-end-all reference text, but there’s something very appealing about the overall packaging and discussion of philosophy that leads me to recommend this book.
Welcome to episode number 98 with James Garvey. He is an artist blacksmith just outside of New York City in Piermont NY. His training includes 6 years at the Art Department of Colorado State University and 10 years as head of Blacksmithing at the Rochester Folk Art Guild. He has designed and built public commissions in Manhattan including works at two subway stations, The School of Spirits Doors at the Dwight School in Manhattan, The Lariat Rustic Rail in Central Park, and a restoration project on the Statue of Liberty. But before we get into the interview I wanted to tell you guys about the Hammer making online class with Patrick Quinn. It’s going to be an online course where Patrick is walking you through the steps of forging a 2.25lb straight peen hammer with a striker. You will learn how to measure, punch and drift the hole, forge the cheeks, forge the peen and fuller around the face and peen. The majority of the work will be done with sledge- hammers and a striker; focus will be placed on proper striking technique. All heat-treating steps will be covered, including hardening, tempering, and finishing (polishing the faces). Handle making will also be covered so you will have the knowledge to make a handled straight peen hammer ready to use! I know a bunch of you have been waiting a long time for this class to release and it will be available for purchase on March 9th. I have to tell you this was an epic project for me, because it included a 10 hour day of filming Patrick and Kyle with 3 cameras for different angles and close-ups a little over 100 hours of editing/producing and developing the education content I learned a lot about filming techniques, course development, instructional design, instructor voice over recording and of course lots and lots of video editing. And the course came out really nice, rich with information, has a good flow from module to module and clear close-up video shots of the techniques I’m really proud of the course content, how Patrick seamlessly teaches each step of the process of forging a 2.25 lb straight peen hammer. I think you guys are really going to like it and we have a fun blooper reel from filming day and voice over recording day. So keep March 9th in your mind for you to visit www.blacksmitheracademy.com to find out more details on the course and to purchase it. The price is $35 for the online course and once you sign up for it you will have access to the course forever. What We Talked About James talks about how he has moved his blacksmith shop 5 times and the benefits that come from moving. Currently James is teaching his artistic blacksmith class every Saturday and forging sculptures that he wants to make. James uses his hydraulic 75 ton press for a lot of his forging. Though on the Statue of Liberty project he used their 120 ton press. He tells us about how intense the project was to restore the armature on the inside of the Statue of Liberty. He and a crew of 40 guys forged and replaced 1600 bars for the job. While he was the head blacksmith for the Rochester Folk Art Guild they went to 12 festivals a year and sold their craft work, it made for a very busy schedule. He explains how his BFA has helped him with his artist blacksmith career, mainly for writing his syllabus for his forging class he teaches at the Arts Students League of New York. Within his syllabus, James has come up with his own glossary of terms; Form idea, Visual forensics and Visceral cognition. When asked what blacksmith James would like to learn from he mentioned Alessandro Mazzucotelli, the Italian blacksmith in the early 1900’s. Guest Links James’ website: http://www.jamesgarvey.net/ The Arts Student League of New York - https://www.theartstudentsleague.org/classes/
James Garvey and his partner grew Objective Loyalty from a standing start in 2005 to $2.5 million in EBITDA before they decided to sell their email marketing platform. Garvey’s investment banker spent six months shopping the deal without a single offer. Then Garvey decided to switch tactics and approach the strategic partners who already knew the company well. Garvey got an offer and was able to double it quickly through some shrewd negotiation. Find out how Garvey 2X'd his original offer by listening now.
Transcript -- Should the West shoulder the responsibility for tackling global warming? James Garvey talks about the ethics of climate change. Find out more about James, and ethics, at www.open2.net/ethicsbites.
Should the West shoulder the responsibility for tackling global warming? James Garvey talks about the ethics of climate change. Find out more about James, and ethics, at www.open2.net/ethicsbites.