Podcasts about Resource

Click here to send us a topic idea or question for Weekend Wisdom.Kinship-led families have unique needs, and finding resources to meet those needs can be a challenge. Today, we're talking with Mike Heath, a Resource Specialist with the Coalition for Children, Youth & Families in Wisconsin. The Coalition is a Resource Center for birth parents, foster families, adoptive families, relative/kinship/and like-kin caregivers, and child welfare and Tribal agency professionals.In this episode, we discuss:What are the most frequently reported everyday needs or resource gaps caregivers are experiencing? What is the most pressing need these kids are facing when they come to a new caregiver?What are the urgent needs caregivers have when welcoming a child or a sibling group, etc?Where can families find help with immediate essentials—such as beds, cribs, car seats, clothing, and school supplies?Which phone numbers should caregivers keep on speed dial?How should a relative caregiver secure the ability to make medical and school decisions quickly? What papers or forms should caregivers request on day one? From whom?Managing the documentation and paperwork can be a significant challenge for a new caregiver. Do you have any recommendations for managing this?Should school enrollment be a priority in that first week? How should a caregiver start the process of ensuring medical coverage (dental, vision, prescriptions, and mental health included)?Where should I start if I find the Medicaid/CHIP process confusing? Once a kinship-led family is settling in, what additional needs or options should they consider? Where to go to learn about those options?What are the possible financial resources that caregivers should look into?Importance of self-care, mental wellness, and community for both caregivers and the children they supportIf a new caregiver listens to this and does only three things this week, what should they be?Resources:Free Download Checklist for the first 30 days as a Kinship CaregiverVirtual Resource Kit for Relative Caregivers - Virtual Resource Kit: Relative Caregiving - Wisconsin Family Connections CenterRelative Caregiver Learning Pathway on Champion Classrooms (Free recorded webinar series) - Relative Caregiver Learning Pathway Link Collection of Resources for Relative Caregivers - https://wifamilyconnectionscenter.org/how-do-i/find-support-as-a-relative-caregiver/Coalition for Children, Youth & Families - Support the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building

Title: Inside the Secret Network That Billionaires Use to Pay Zero In Taxes with Alex Sonkin Summary: In this episode of Raise the Bar Radio, Seth Bradley welcomes Alex, founder of the Due Diligence Project, to discuss the massive blind spot in tax strategy among CPAs and how his peer-reviewed CPA community solves that. Alex shares how traditional CPA firms, despite servicing ultra-high net worth clients, are often unaware of the vast number of advanced tax mitigation strategies available. His platform introduces vetted tax strategies reviewed by hundreds of independent CPA firms, much like an Amazon or Netflix model for financial services. Rather than relying on static, siloed in-house teams with mediocre solutions, Alex's vision is to empower CPAs and family offices through a Virtual Family Office model. This allows affluent individuals (not just billionaires) to access world-class, peer-reviewed tax and financial planning strategies while maintaining their trusted CPA relationship. The conversation emphasizes humility, proactive due diligence, and massive action as critical principles for success in tax planning and entrepreneurship alike. Links to Watch and Subscribe: https://youtu.be/v8RSrMRslHU Bullet Point Highlights: Most CPAs, even in top firms, are not deeply versed in advanced tax mitigation due to limited time and exposure. The Due Diligence Project functions as an independent, peer-reviewed network, allowing CPAs to tap into the collective knowledge of hundreds of top professionals. Traditional large CPA firms and Wall Street structures are siloed and don't provide open-source best-in-class strategies. The future CPA firm is a Virtual Family Office — proactive, advisory-driven, and built with world-class independent specialists instead of static in-house teams. The Virtual Family Office model brings elite wealth management strategies to affluent individuals (e.g., $10M-$50M net worth), not just billionaires. Humility, curiosity, and willingness to collaborate are essential for CPAs and advisors to truly serve clients at the highest level. Success requires massive action and consistent pursuit of better solutions — complacency kills innovation and wealth creation. Transcript: (Seth Bradley) (00:02.094) What's up, Builders? This is Raise the Bar Radio, where we talk about building wealth, raising capital, and all in all, raising the bar in your business and your life. This is the No BS podcast for capital raisers, investors, and entrepreneurs who are serious about scaling their business and living life on their own terms. I'm Seth Bradley, securities attorney, real estate investor, and entrepreneur, bringing you world-class strategies from the best in the game.   If you're ready to raise more capital, close bigger deals, build a better you, and create true financial freedom, you're in the right place. Let's go. Alex, what's going on, brother? Welcome to the show.   Seth, thank you so much for having me. It's a pleasure.   man. Fellow San Diegan. So, appreciate that and appreciate that you you love the weather like I do.   best weather in the world, All of San Diego County, even if it gets like 10 degrees hotter, it's as good or as better anything else on the planet.   (Seth Bradley) (01:05.698) Yep, yep. Sometimes you gotta go outside of San Diego for a little bit to appreciate it because you forget that every single day is fantastic.   We're not going to get into the June gloom and the May gray because people outside of San Diego, don't want to hear that. uh, know, we get to complain between each other. everyone outside of San Diego, were like, we don't want to know about any of your problems.   Right, Exactly, exactly. All right, man. Well, let's just jump right in, Tell everybody a little bit about your background, about your story, and take it back as far as you like.   Sure, graduated University of Michigan Business School undergrad and became an options trader in Chicago as a member of the Chicago Board of Trade, the Mercantile Exchange, Chicago Board of Options Exchange was a market maker down there for many years and came up with a couple ideas and moved to California. What we do now is we have the largest independent peer review community of CPA firms in the country. We support   hundreds of CPA firms who basically introduced their favorite resources, favorite tax attorneys, favorite strategies. And then as a community and independently, everyone independently vets out every strategy, every resource. And we rank and rate all of the strategies, all of the resources. Very similar to what you'd experience in Amazon or Netflix or the streaming services when you watch a movie or you buy a product on Amazon.   (Alex Sonkin) (02:35.534) you're going to go look for the 4.9 out of five stars and do a quick price comparison. So what we did is we've created essentially an independent peer-of-view ranking and rating system for sophisticated tax strategies and then cost mitigation strategies because the tax code is just way too big. No one knows how many pages there are in the tax code. It's constantly changing. we basically, we didn't even know we were doing this at the time because all we were doing was   putting together advanced tax planning institutes, filling them up with CPA firms, bringing speakers, specialists on to present their ideas. But the magic was happening in the hallway conversations between these tax attorneys and the CPAs in these Q &A sessions. And what we realized was that traditional CPA firms really have no clue how many pages are in the tax code, have no idea how many strategies there are that are available to them that have been fully vetted.   And they don't have the time and the resources to fully vet those strategies out. So we just realized we were onto something and we kept building and building and building. And we just had an event. Our last couple summits, diligence project summits had close to 700 CPA firms on one, close to 847 was our largest summit.   The more eyeballs, the more tax-focused CPAs are looking at the strategies and vetting out the strategies, the more refined the due diligence is and the more new resources they're able to introduce to our network. So we're able to go deeper, wider, and more refined in our due diligence when it comes to tax planning.   Yeah, that's awesome. So you you analyze and put a score on the actual strategy itself as well as the firm.   (Alex Sonkin) (04:25.76) Yeah, everything, right? Because you and I both know there's so many moving parts in our business. And when a CPA firm is dealing with their most, their highest net worth clients, billionaires, centi-millionaires, multi-millionaires, and they have, they're selling an appreciated asset, whether it's real estate or their company or shares in another company they've invested in, they want that sale to be tax efficient. Then they might want that money to be invested in other   parts of their portfolio. want that transition to be efficient. They want all the estate planning to be efficient asset to all these different moving parts. But the area where most CPAs and attorneys are the weakest is in the income tax mitigation part. There's a lot of decent estate planning out there, asset protection, other planning. It's really the income tax mitigation part where very few people are excellent at this.   Financial advisors, attorneys have very little experience with tax court, with audit. They should really not be involved in income tax planning. The CPA firms are the ones who are signing the tax returns. They have the experience with audit. They have the experience with tax court. But they're spread so thin just trying to produce tax returns and financial statements and meet all of the deadlines that they have to meet throughout the year. There's actually very little time for them to do proactive tax planning.   and to complete due diligence and even start the due diligence on a tax strategy. Where do we start? Who do we call? How do we find out if the client's going to go to jail? If there's issues with this? They really need to get their confidence level up at a very high level before they call their clients that you really need to look at the strategy and do this. So that's where we really live is we really there to support the tax focused CPA or the family office that's supporting that.   that ultra high net worth family that's led by a tax focused advisor, hopefully a CPA with at least 10,000, 50,000 hours of experience in auditing tax court, where they could look at the notes, look at, part of, join the due diligence project community, look at the notes, look at the strategies, meet the specialists, communicate with other CPAs in our network to really understand the risk reward of.   (Alex Sonkin) (06:48.088) the strategy when it as how it compares to other possible strategies or combination of strategies to bring to their client.   Yeah, yeah. I mean, I love the overall idea of kind of this Amazon marketplace for CPAs and tax firms and tax strategies. It's like, you know, I know when I'm looking for a new accountant or a new CPA with a different group, with a different real estate group or something, you know, I might have done some good business with one CPA and then some that I did not. And I don't have a consistent person to go to at this point. And it also depends on what we're talking about, right? This, the, the speciality of it. it's a   if we're talking W-2 tax mitigation or we're talking about real estate investment or we're talking about some sort of high cash flow entrepreneurial venture, it really depends. One CPA can't necessarily do all that. Maybe a large CPA firm that has all that stuff in house for sure. But when we're talking about your one CPA that you know that's been filing your tax return for the last 20 years, they're not very specialized in these sorts of things.   Here's what's interesting, Seth. You made some interesting points here. Here's what's interesting. Traditionally, people say, I need a CPA. My current CPA firm is not doing the job. That's kind of par for the course. They don't know what's wrong. They know something's wrong because they know that a lot of billionaires aren't paying any taxes. They're paying this 30, 40 % of their income in taxes. They feel something's wrong. So, I need a new CPA firm. So, what do they do? Hey, can you find me a great CPA firm that's local to me? Why is that important?   Why do you need someone that literally that is that's local to you right away? The business owner is already messing up. That is not the most important thing. Okay, then they'll want someone Okay, forget distance. I'm okay with just meeting them virtually. They need to be a specialist in real estate. That's fine Okay, you've got a real estate portfolio there, especially in real estate, but really That's that's a that's another that's a good question, but it's not the best question. It's not gonna get you to the promised land   (Alex Sonkin) (08:52.366) How fluent is that CPA firm in tax strategies? Are they plugged into a network like ours where they have hundreds and hundreds of independent CPA firms, former partners of KPMG, Deloitte, PWC, Ernst & Young, all proactively vetting strategies and introducing, unless you're part of a due diligence network like ours, you might be part of a very, very large CPA firm.   that also is part of other groups, other associations and none of them know, you know, three, four, five different strategies that would be perfect for mitigating taxes in a specific situation. So going to a large firm that has lots of in-house resources, are those resources the best? Do they have access to the best tax attorneys in the country? If those attorneys are in-house working for a CPA firm,   Or let's just say they're working for Jeff Bezos and Jeff Bezos' family office. Seth, do you think the best tax attorney in the country wants to be W-2 working for a CPA firm or working for a family   Right, right.   No, no. So right away, you've already discounted. You are not going to work with the best tax attorneys in the country. You're going to work with a static, the best attorney that's willing to be W-2, working for a CPA firm, working for a family office. If you look at the top 1000 tax attorneys in the country, you might now be working with number 945. Is that what you want to be like? No, no, no, we're fine. Our tax   (Alex Sonkin) (10:29.484) Our tax planning is done by my CPA and they've got this tax attorney that's the 945th best tax attorney in the country in their space. It's like saying, I'm building this orchestra and my trumpet player, instead of getting the very best trumpet player in the world, I have the 945th best trumpet player playing trumpet. You want to put that on your website? You want to market that? think your client's going to be like, this is going to be awesome. I'm going to have the 945th best.   You   (Alex Sonkin) (10:59.138) Resource in that space giving me planning ideas. Whereas I'm a business owner I've had to get to this point to have a tax problem here to overcome all these challenges and now you're gonna bring me a tax planning solution. That's like D minus That's what's going that's puts par for the course. This is what's going on. What we know is 18 % of Fortune 500 companies are zeroing out their tax returns Okay, just listen to this 18 %   of most profitable companies in the world have a team of attorneys and CPAs that zero out their tax return. That means 82 % have no idea what they're doing on a relative basis. those 82%, we're talking about 82 % of the most profitable 500 companies in the world. What we're saying is their tax planning from our vantage point, it's not that it's not good.   It's like average to below average, whereas their revenue and income is off the charts. That's like a big problem. It's like saying, you know what? We have a basketball team where our point guard, our forwards, and our two guard are really good, but our center is like garbage. You know, we've got like a high school level center, and then we have all-stars at all the other positions. That's not gonna work.   Yeah, yeah. mean, why is that? I mean, it's like, you know, they should have access to the best resources. They should be getting advised by the, you know, the top experts in the industry. But, you know, they're just not. Are they not putting the effort? Do they not have access? Do they not know, like, what's the...   Because the difference is when you look at Amazon and you look at Netflix and all the other streaming services that are providing an independent peer-review because back before Amazon and Netflix we had Blockbuster video and we had Barnes and Noble right and we did do diligence very differently going to all the different Blockbuster videos going into Blockbusters and Noble trying to find a book to buy right it's very different experience now we live in this very different world now with   (Alex Sonkin) (13:09.196) independent peer review and all these things. However, the financial services world was created by who? It was created by people like Bernie Madoff. It was created by Wall Street, right? So everything in the financial services world is really created by Wall Street, people like Bernie Madoff. And so Goldman Sachs doesn't want you to know what Morgan Stanley is doing. Morgan Stanley doesn't want you to know what JP Morgan's doing. And so really the financial services realm is   is kind of built in silos. No, come into the Goldman Sachs silo. Come into Ernst & Young. You don't need to worry about what our competitors are doing, what these other CPA firms are doing. We're Ernst & Young, we're Goldman Sachs, we're JP Morgan. You can have the products and services that we have in our back room. So essentially, when you look at JP Morgan, Ernst & Young, Pricewaterhouse, all these huge shops, they're just stores with back rooms. And it's like shopping at a store.   It's like going to Toys R Us. What do we have in Toys R Us? Well, what do we have in our back room? Whereas when you walk into Amazon, what do you have? When you walk into Netflix, you have the full scale universe, open source. So what we've done is we've basically taken the financial services industry and we've created this open source peer-reviewed model. And we started with sophisticated tax planning because that's where most people are really, really bad at it.   And then we've added cost mitigation and other resources. You know, we're not trying to compete with asset management and money managers and all those other, know, certainly we vet those people out. But, you know, there's millions of people that manage money and our financial advisors. And certainly we do our vetting and due diligence on those people. Where we really differentiate ourselves is the income tax planning resources and solutions. Because what we found is the top biggest   most profitable, most famous CPA firms and law firms, that's their blind spot. That's where they're really, really bad because they don't know how many are in the tax code. They don't have the time and the resources and they don't know who to call to actually start and complete a successful due diligence process for sophisticated tax structure.   (Seth Bradley) (15:29.708) Yeah, yeah. So when you say independent peer review, what exactly does that look like? mean, walk me kind of through that and how that works.   I'll show you like this is what you and any let's say if you're a real estate investor right and you're about to sell let's just say a 10 million dollar asset that has nine million dollars of gain in it you're gonna do the same thing that we've done if you're smart what are you gonna do you're gonna go out there and be like what are all the tax strategies that are possible to help me mitigate this huge tax liquidity event right then you're gonna get a bunch of ideas and then what are you gonna do   You're going to show those ideas to your most trusted financial people who are probably your CPA, your lawyer, your advisors, all these other people that you think are financial gurus and really most of them are not even qualified to comment on the tax structure except your tax-focused CPA who has at least 10,000 hours of experience in audit and tax courts. So really you should only bring this to your CPA. But now you brought it to your attorneys and your advisors.   So they're all going to comment on it because they're financial experts even though they have almost zero experience in auditing the tax court. So what do these people do with this idea? Some of them will like, oh, I don't know, just pay your tax. So you're going to get all sorts of answers. Now, you're the business owner. You have no idea how to quantify these answers. So you're really the tax expert trying to manage all this information and trying to be like, what do I do? And what are you going to do?   you're gonna basically go with what your CPA kind of tells you that they're comfortable with. Now your CPA doesn't know all the strategies, so they might know 10 % of the possible strategies. So you're gonna go with the most comfortable strategy that your CPA is comfortable with, that they've completed their due diligence on, which may be strategy number 443 out of the possible thousand strategies that are out there. And now you have the 443rd best idea.   (Alex Sonkin) (17:35.522) that you're implementing and your ROI on that is going to look just like that. Meanwhile, it's taking you all this effort to create $10 million of asset and it's going to take you just like this to completely give away the tax on that because your CPA is not plugged into an independent peer review environment where they can work with other CPAs who have experience with other resources, be able to ask your questions, get your questions answered, maybe ask another round of questions.   But really at that point, you really need to be dealing with the thought leaders in that space, not some local attorney or other CP that also has no clue what's going on. It has no idea how many pages there are.   Got it. So when somebody comes to, you know, they have that issue, right? And they're trying to find the right CPA that can help them with that specific situation and find that number one best tax strategy. You know, what do they do? Do they come to your website to try to find someone in the network? Because anybody in your network can tap into everybody else in your network and find that optimum strategy.   There's really two ways of doing it. They either find a CPA in our network, which is one of the easiest things to do, or they have their trusted CPA plug into our network and complete their due diligence. That's probably the best way because they are this way. This gives them another warm and fuzzy. Hey, I've had this relationship with my CPA for 20, 30 years. I really like them. I understand the challenges that they're under just because they haven't plugged into the network doesn't mean they're a bad CPA or bad person.   It's like having a, you know, I just bought a gold plated cell phone. It's the greatest cell phone iPhones ever produced. But if I don't plug it into Verizon, if I plug it into Bob's telephone network that only works in four locations in America, I'm gonna have this $5,000 cell phone that's basically just a brick that I could just use as a paper holder. But if I have a normal cell phone, I plug it into Verizon and I can make a phone call from anywhere.   (Alex Sonkin) (19:43.298) That's a much better experience. it's not the quality of it. It's partially the quality of the CPA, but it's more so the quality of the network. and certainly these, the CPAs that really are attracted to us are the ones who have these huge hearts that want to do the very, very best for their clients. And they know that they need to pick up every rock and flip over because they know their clients don't want tax returns and financial statements.   They need those. They don't want any of that. What they really want is proactive tax planning ideas. And what the CPAs don't have time for is that. So they have to create time. And we show CPAs how to create that time. We eliminate all, 95 % of the time. It takes them to complete the due diligence because we just show them the notes. We get them 90, 95 % there. Then they take the notes. They take the resources.   They jump into the tax code and then they complete the last 5-10 % of the due diligence process on their own because they're going to have to actually do a little bit of work to get this done. But we've reduced their time and increased their confidence level in completing this project by a factor of 10x, which is a huge value to them because they don't have the time and they don't have the resource to get this work done, but they want to get it   (Seth Bradley) (21:07.616) the interruption, but we don't do ads. Instead, know that if you're raising capital for real estate, my law firm, RaiseLaw, is here to give you the expert legal guidance you need to raise capital compliantly and structure and close your deal. And if you're looking for a done-for-you fund-to-fund solution, Tribest is the industry's only all-in-one setup and fund administration solution. Visit Raise.Law and Tribest.com to learn more.   Right. Yeah. And I can imagine it takes a certain degree of humility, right, from those CPAs to say, I don't know everything. I'm not just going to make up something. I'm not going to make it up. But I'm not going to do kind of half-assed research for a few minutes and tell you I know everything about the subject. Right? Like, I can admit that I don't know everything. I'm not an expert in every single tax strategy.   You nailed it. mean look we do a whole program about the ten pillars of extraordinary due diligence Curiosity is one of them independence is independence versus group think and you nailed one of those pillars. It's it's it's it's humility and You know being curious being humble when you're the tax expert as you know CPA that's been around for 30 years you like I've seen everything right? That's kind of how you feel   But if you have that idea, I've already seen everything. I already know everything. How many people, by the way, how many pages are there in the tax code? I have no idea. Well, that is that's not congruent. What's congruent is I've been in the industry 30, 35 years. Do I know the tax code? I don't know the tax code. It's constantly changing. I'm humble, but I'm working hard. Yeah, there are sections of tax codes that I know, but it would be awesome to be part of independent peer community of hundreds and hundreds of other tax geeks like me.   where we're chewing, know, we're eating this elephant one bite at a time and working together as a community. That's hard working humility. And if you think about it, those are the kind of people that are winning in every, in your profession, in my profession. Think about a basketball player. It's like the best basketball players, they are working to improve their game every day, every month, every year. As soon as you think, oh, I'm the best. Nobody does that. Kobe, Michael.   (Alex Sonkin) (23:25.034) Everyone was constantly improving their game every offseason even though they were achieving they were the grace of the world So when you see a CPA going, I already know everything. I'm not humble run for the hills You're in big trouble   Right, right. So I mean, I can see where this is. This could actually just change everything, right? I mean, it can change. Like if you get enough CPAs on this network and it's kind of the authority, the accepted way that things are done, it could really just change, you know, set the bar, right? So like, you know, where do you see the CPA firm or the future going? What does it look   Yeah, you know, we started out as the virtual family office hub. We're still the virtual family office hub. What we do is the due diligence project. So we've had a vision, you know, more than 15 years ago where the CPA firm of future, the CPA firm of today is no longer just a CPA firm, right? They're not just an accounting firm looking backwards. What does a CPA firm mean now? They're a proactive looking firm. So they're really   providing advisory services. They're bringing ideas to the table. That is not what accountants traditionally do. So right away, the CPA firm of the future in our world is a virtual family office led not by a money manager or an attorney or a financial advisor. It's led by a tax advisor who really has a tremendous amount of experience with audits, with tax court, with income tax planning.   that's plugged into this community. really let's build Wall Street underneath an elite tax advisor and let's give them vetted best in class peer reviewed resources for estate planning, money management, all the different resources underneath them. And let's make sure all these resources are trained to be part of a team that's led by the captain, which is the head of their family office. But in this case, it's a virtual family office because in our opinion,   (Alex Sonkin) (25:30.732) Like we said, the best people in the world don't necessarily want to be W-2 static living next to the family office or living next to the CPA firm that they support. These resources could be anywhere and everywhere. And it's like Lego pieces. Let's build out a custom build, a virtual family office with your favorite advisors, with your favorite CPA, plug them into due diligence project, and then maybe replace some of the resources with best in class peer reviewed.   I'm going to keep my estate planning attorney. I'm going to keep my CPA, but then let's build out the rest of my virtual family office with resources, specialists, specialized attorneys that my two estate planning attorney and my CPA need to help me do what I need to do and get from point A to point B.   Yeah, yeah, I love that. Let's let's unwind that a little bit. What what exactly is a family office? We have a lot of listeners that are, you know, high net worth individuals, wealthy, probably a high paying job of some sort. And, we still don't know what a family office is. Like, what is a family office? We hear about it all the time. People talk about it. You know, what is it? Is it just, you know, the Trumps and the Bidens that have them or what?   Well, look, when we first started doing this, we had to educate everyone. What is a family office? And there's still people that don't know what a family office is, and that's okay. So traditionally, what a family office is, is when a family or a business owner sells their business, and now they have a big pile of money instead of running their business where they don't need CFOs and C-level executives and marketing people. Now they have a big pile of money. Maybe they're building a real estate portfolio, private equity, various investments.   They, instead of having to make 17 phone calls, hey, I'm gonna call my CPA, I'm gonna call my attorney, I'm gonna call my advisors, they make one phone call to the head of their family office and their family office is gonna house their entire financial team. So their CPAs, their attorneys, their advisors are all part of a family office and there's usually a CEO of that family office.   (Alex Sonkin) (27:36.814) So that structure traditionally can cost anywhere from $250,000 a year up to $2,000, $3,000, $4,000,000 a year if you're dealing with very high net worth billionaires. our idea was to rebuild that structure and make it a virtual family office instead of a single family office or a multi-family office with everyone working W2 in a static place, was let's create a virtual family office environment where we can have a world-class tax attorney support   multiple virtual family offices led by CPAs around the country. And based on what their clients want and need, they may not need a full $250,000 or a million dollar yearly cost. Maybe they can have a family office with $50,000 worth of yearly expenses and they just need, you know, two, three advisors, six meetings a year, get their hands around what you're doing.   And they don't need check writing. They don't need a lot of these other services that maybe a ultra high net worth family needs where they just want to make one phone call instead of 17 phone calls and say, take care of this for me. In the virtual family office model, it's the same one phone call, except now the team underneath that person that's getting the call are vetted best in class peer reviewed resources who might be all around the world who will all get together on a virtual meeting.   to support the client when the client has, hey, I have a liquidity event or I have a tax event or I want to update my plan. Hey, let's bring the team together and let's look at all the moving parts and let's rebuild your plan. But now we're going to take advice and ideas from the smartest people in the world. We're all working together as part of a team.   Got it. Yeah. the virtual family office, makes it seem like that it offers wealth management, the best wealth management, more, it makes it more accessible to more people, right? Like not just billionaires, but maybe lower than that, right? Like maybe we've got $10 million or something like that and we can still get the best of the best.   (Alex Sonkin) (29:42.068) Exactly. And so our idea was, you know, you have these people who are worth $50 million and they can't afford a family office, but they want to, you know, the $50 million, they want to live life too. They want to be able to go play tennis. They want to give time to their synagogue, their churches. They want to do something else besides actually running their own, you know, basically overseeing their $50 million portfolio, which is a full-time job. the problem is they're not qualified to be doing that work.   Yet can they identify investments that they like? Sure. Can they identify the best planning around those investments? They're not schooled in that. So they really should not be involved in their family office. should identify a tax-focused CPA, have them build out a virtual family office for them. And then now they have the benefit of making one phone call instead of 17, which saves them lot of time. And they can now trust the fact that they have best-in-class peer-reviewed resources to give them the very, very best ideas.   So now what happens? Their confidence level goes up. So their time and planning goes down, confidence level goes up, the quality of the solutions goes up, and they're all of a sudden out, they can create a lot more wealth by doing world-class planning because we're seeing a lot of wealth just go away to state and federal governments and unnecessary taxes simply because the team does not know and has not completed their due diligence on all the possibilities.   That's we want.   Yeah, that's incredible, Alex. You know, I want to have you back on the show to maybe get into some of the more of nitty gritty stuff, right? Like what are some of these tax strategies that we might not know about or we might not hear about every single day because we tend to hear about the same ones over and over. And you've probably seen some pretty exotic ones, some very specific ones that people have never even heard of. But, you know, we're running out of time today. But, man, I would love to have a whole episode just kind of based on that.   (Seth Bradley) (31:40.91) But before we jump into the freedom four, you have one last gold nugget for our listeners.   Yeah, you know, just work hard, write your goals down, read your goals and update your goals. You know, there's a magic formula of being able to just writing down your goals, looking at your goals and just updating your goals. Be grateful. I know you get a probably get a lot of people just with gratitude and hard work and all that stuff. writing down your goals is something that very few people do. And of the people that write their goals down, a very high percentage of those people actually achieve those goals. So   simple way of getting successful and I do it and I recommend that little idea to every one of my friends and family.   Yeah, absolutely. you know, I think people sometimes they get caught up in, you know, the the mental stuff, they don't want to jump into that. But goal setting is more of a tangible thing. And all those things you hear about, like whether that's a vision board or affirmations or visualizations or setting goals, like it's all kind of the same, right? It's just even if it's like,   I want to update my tax planning. I want to have a better tax planning team. know, write that down. And every day you look down at all your goals and make them balanced. You know, some of it is they'd give back to the community, have strong relationships with my family members or have no relationships with certain families. I don't know, you know, what the goals are. But balanced goals where you're constantly reviewing those goals and then you're updating those goals. And every day you do something to take a step.   (Alex Sonkin) (33:15.278) towards achieving those goals. Those are little things. It's not a huge deal, but when you do that over time, there's a compound effect to it that is incredible that people just can't appreciate. It's been said, we think we can do a lot more than we do in a year, but we don't realize how much we can do in a five or 10 year period. It's incredible.   much we can do in a five or ten year period if we're just consistent every day for that period of   Absolutely, you get some momentum going over time. All right, let's jump into the Freedom 4. What's the best thing you do to keep your mind and body healthy?   I do strength training six days a week and I actually prefer using a rubber band training. This X3 bar program that's out there. There's a bunch of different competitors now, but it's like a 20, 30 minute training.   Nice, nice. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   (Alex Sonkin) (34:18.968) Great question. You know, I think everyone experiences fears, fear of failure in different areas. And I think you have to attack your fear of failure. Whatever you're scared of, whatever's on your radar that's popping up as a fear, you have to literally identify it and attack it and just prove to yourself that you're really not scared of it.   Love that. What's one actual step our listeners can do right now to start creating more freedom?   They can take action. Action is the key. The real problem is people just sit around, they get in front of themselves. They're too much thinking, too much analysis. What I've seen is people who have achieved incredible, let's just say business success, those people weren't smart enough to know.   that how hard that business was actually going to be to build. They were actually not, if they were smarter, they would have never done the business because they were like, the odds of me actually achieving this business and creating it are so small. I'm just better off not doing it. They weren't that smart. So they just went ahead and jumped into it. And so what I found is just taking massive, massive action. Even if it's a failure, that massive action creates a pattern because it's going to   Success is going to require massive action. And when you have a pattern and know this is going to take massive action and it's okay if it doesn't work out, I'm going to go for it anyway. I'm just going to assume it does work out. So being positive, massive action. If it fails, boom, you learn something and you go do something else and you just keep taking massive action.   (Seth Bradley) (36:10.402) Perfect. Last but not least, how's passive income or entrepreneurship made your life better?   You know, I've been very blessed. 20 years ago, I came up with an idea based on a diet that cured cancer for my aunt, my mother-in-law. And I suggested to my wife and my mother-in-law that they start selling my mother-in-law's cookies that were based on a diet that cured cancer for my mother-in-law. And so now today, we have a company called Go Macro, MacroMars, that my wife and my mother-in-law built based on an entrepreneurial idea that   you know, that I had over 20 years ago. And as soon as we had a little bit of success in the beginning, I knew this was bigger and better than we had even thought of. And I just continually supported my wife and really just in every way I could to watch this opportunity grow. So to me, that's been my my passive, even though, you know, I'm married to this business owner, you know, supporting her and watching this idea grow and flourish into a really   Successful health food company called comacro where we sell these macro bars. They're super delicious   Yeah, that's awesome. Yeah, it's passive for you, maybe not quite as passive for her. I have the same issue with the gyms. You know, they make really good money and it's passive for me, but my wife is running those things, so no.   (Alex Sonkin) (37:31.174) Exactly, well you know she's had to be there to support you so yeah so for her it's passive and it's a great story for her and it's a great successful story for you as well. know how hard it is to build.   Yeah, awesome Alex. The list has been incredible, man. We're gonna let you find out more about you.   DoDiligenceProject.com or info at DoDiligenceProject.com. You can introduce your CPA to us or you can reach out to us if you hate your CPA and want us to recommend a great CPA for you that's already plugged into our...   Easy enough, man, easy enough. All right, brother, thanks for coming on the show.   Seth, it's been my pleasure. Thanks so much for having me.   (Seth Bradley) (38:09.986) Absolutely.   (Seth Bradley) (38:13.944) Thanks for tuning in to Raise the Bar Radio. If you enjoyed today's episode, make sure to subscribe, leave a review, and share it with someone who needs to hear it. Keep pushing, keep building, and keep raising the bar. Until next time, enjoy the journey.   Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en   Alex Sonkin's Links: https://www.linkedin.com/in/alexsonkin/ https://encoursa.com/presenters/alex-sonkin https://www.facebook.com/asonkin/

Why does God fill his table with the needy? In this episode of Light + Truth, John Piper opens Luke 14:15–24 to display the glory of a God who gives freely to those who cannot repay.

In this episode of Faith Over Fear, Carol sits down with pastor and author Kyle Idleman to talk about the battle in our minds. Kyle reminds us that our thoughts often lie to us—and if we don’t learn to take them captive, they can spiral into fear, shame, or hopelessness. Together, we discuss how to trace our fears back to root lies, discern truth from deception, and recognize the difference between conviction and condemnation. Kyle shares practical tools to challenge toxic thoughts, the role of Scripture as our weapon, and what it looks like to win small daily victories that lead to lasting transformation. Whether you’re new to the idea of spiritual warfare in the mind or you’ve wrestled with strongholds for years, this conversation will encourage you that change is possible. With God’s Word, you’re not just managing your thoughts—you’re renewing them. Resource referenced: Every Thought Captive: Calm the Mental Chaos That Keeps You Stuck, Drains Your Hope, and Holds You Back by Kyle Idleman Discussion/Reflective Questions: What lie have you believed about yourself or your circumstances that God is inviting you to confront? When anxious thoughts spiral, what first step could you take to trace them back to a root lie? How can you recognize when a thought that “sounds wise” is actually pulling you away from God’s truth? What practice could help you decide which thoughts deserve “a seat at the table” in your mind—and which don’t? Which Scripture has most powerfully reshaped your thinking, and how can you internalize it more deeply? Where do you need to move from simply managing thoughts to actually renewing your mind with God’s truth? What is one action step God might be inviting you to take having listened to this episode? Find Kyle Idleman: On his website On Facebook On Instagram Follow his work on Amazon Find Carol McCracken: On her website On Facebook On Instagram Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Send us a textOn today's episode, we're spotlighting PSI's English Helpline - an incredible, FREE resource available to anyone! The PSI Helpline is NOT a crisis hotline. It is a toll-free telephone number anyone can call or text to get basic information, support, and resources related to mental health during pregnancy, post-loss, and the postpartum periods. For this conversation, we're bringing in an expert - the lovely Lisa Zeitlin, a licensed clinical social worker, Perinatal Mental Health-Certified specialist, and the English Helpline & Intervention Manager here at Postpartum Support International. She does a fantastic job of answering all of our burning questions! So, if you are in need of non-emergency support, know someone who is, or are just interested in learning more – sit back, relax, and enjoy this special episode spotlighting PSI's English Helpline! Mentioned in today's episode:PSI's HelplineCall 1-800-944-4773 (#1 En Español, #2 in English). Text “Help” to 800-944-4773 (English)Text en Español 971-203-7773Connect to PSI Helpline via web formNational Maternal Mental Health Hotline988Volunteer on PSI's HelplinePSI's Perinatal Consultation ProgramInterested in sharing your story?Fill out our podcast interest form here! Questions about the I AM ONE Podcast?Email Dani Giddens - dani@postpartum.net--------------------------------------------------------------------Connect by PSI - Download PSI's New App!Apple VersionAndroid Version Visit PSI's website: https://www.postpartum.netFind free resources & info on certification, training, and other incredible programs!Call or text 'HELP' to the PSI Helpline: 1-800-944-4773 Not feeling like yourself? Looking for some support? You never need a diagnosis to ask for help.National Maternal Mental Health Hotline (U.S. only): 1-833-852-6262Free and confidential Hotline for parents, providers & support people in English and Spanish.Suicide & Crisis Lifeline (U.S. only): 988Free and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for profe...

In this engaging episode, host Dr. Matt Davis interviews fall meetings guest speaker Pastor Joel Mikkelson, asking why he chose to present messages on the attributes of God. Mentioning the apparent conflict between scarcity as the economic standard for determining value and God's infinity, Dr. Davis asks the intriguing question, “Then what is God's value?” They address God's holiness and how it suggests “boundaries of scarcity.” Then the conversation shifts to Joel's mission not only to serve faithfully, but also to enjoy serving. Dr. Davis notes that Pastor Mikkelson's ministry is complex, requiring him to lead, not serve. They talk about the balance of delegating work while continuing to actively participate in it. They evaluate perspectives of ministry in the diverse, “almost hostile environment” of California and Santa Maria's “de-churched, unchurched” culture and the faulty perception of size as a “benchmark” of faithfulness. About our guest Joel Mikkelson [‘01] is pastor of First Baptist Church of Santa Maria, California, and serves on Maranatha's Board of Resource. Raised in a pastor's family in Wisconsin, a home which engendered a desire for lifelong service, he attended Maranatha where he met his wife, Kelly. Upon graduation, they joined the staff of Kelly's home church in Santa Maria where Kelly assumed responsibilities as the finance director and Joel began his “dream job” as children's pastor. He served in that position for 14 years before becoming the lead pastor. The Mikkelsons have five children. One, a 2025 Maranatha graduate, works for the university, and another is currently a student.

Send us a textJeremy Tindall, Marine Corps veteran and former police officer, shares the inspiring story behind Operation Mayday 13, his emerging nonprofit dedicated to supporting injured first responders through custom t-shirt fundraising campaigns. After witnessing the financial struggles facing an injured local police officer, Tindall transformed his screen printing business into a powerful platform for community support, creating personalized designs that have raised thousands of dollars for first responders nationwide.• Founded Operation Mayday 13 after helping an injured police officer through a successful t-shirt fundraiser• Served in the Marine Corps from 2002-2006 before being recalled from inactive ready reserve for deployment to Iraq in 2007• Completed 17.5 years in law enforcement before transitioning to entrepreneurship with Tyndall Design Studio• Creates unique, personalized t-shirt designs for each injured first responder based on their interests, department, and circumstances• Uses pre-sale model to maximize donations by eliminating excess inventory costs• Plans to launch an Operation Mayday 13 podcast featuring stories from injured first responders• Focuses specifically on supporting first responders during extended recovery periods - filling a gap left by other organizations• Combined "Mayday" (firefighter/paramedic distress call) with "Signal 13" (Maryland police emergency code) to name the organizationIf you know a first responder who might benefit from Operation Mayday 13's support, contact Jeremy at OperationMayday13@gmail.com or TyndalDesignStudio@gmail.com.

What is the heart of God's great banquet? In this episode of Light + Truth, John Piper opens Luke 14:15–24 to show that the feast is not just food but fellowship with Jesus himself.

What happens when a medical professional becomes the patient? Melissa Marquis—a nurse with over 25 years of experience in emergency preparedness—shares her remarkable journey from healthcare provider to autoimmune patient after being diagnosed with limited cutaneous systemic sclerosis following a frustrating 10-year search for answers.Drawing from both her clinical expertise and lived experience, Melissa offers a unique dual perspective that bridges the gap between medical knowledge and the reality of living with chronic illness. Her story resonates with anyone who has felt dismissed by healthcare providers or struggled to connect seemingly unrelated symptoms into a coherent diagnosis. Despite facing significant health challenges affecting her heart, GI tract, and other systems, Melissa demonstrates how determination and self-advocacy can lead to both answers and purpose.The conversation explores practical daily management strategies—from heat therapy to Epsom salt baths—that help Melissa navigate her symptoms. She shares insights from her book "Invisible: A Nurse-Turned Patient's Resource to Living Well with Autoimmune Disease," which emerged from her desire to create the comprehensive resource she wished she'd had during her own diagnostic journey. The book combines medical education with practical tools for living well, making complex information accessible to patients at any stage of their journey.Beyond medical advice, this episode delivers a powerful message about finding meaning amid suffering. As Melissa beautifully states, "I've found purpose in my pain, and I encourage others to find theirs as well." Her approach emphasizes becoming your own "disease detective"—understanding your condition deeply while remaining open to both conventional and complementary approaches that might bring relief. This balanced perspective, coupled with her emphasis on humor, connection, and self-advocacy, offers a blueprint for thriving despite chronic health challenges.Melissa: https://www.instagram.com/mmarquis78?igsh=MXFwYzlyZ2t3dnVqbg==Book: https://covenantbooks.com/books/?book=invisibleSend us a text Delivering Happy Mail around the world!We have sent thousands of cards to isolated illness warriors, facilitated hundreds of pen pal relationships, and reached countless family members, caregivers, and medical professionals with messages of hope and acknowledgment.Join our mission to send 100,000 cards of support to patients with long-term illnesses.About our organization | Cards2warriors Are you living with a chronic illness and want to make your voice heard? Rare Patient Voice connects patients and caregivers with research opportunities—so you can share your experiences and get paid for your time! Your insights help drive real change in healthcare.Let's Get Started - Rare Patient Voice Keep your spoons close and support system closer.Support the showSupport:https://rarepatientvoice.com/Myspooniesisters/https://www.etsy.com/shop/MySpoonieSistershttps://www.graceandable.com/?bg_ref=980:nzTyG6c9zK (Use code GAJen10) Website: https://myspooniesisters.com/ Discount Codes: GIANT Microbes | Gag Gifts, Teacher Gifts, Doctor Gifts, Gifts for Girlfriends and Boyfriends code SPOONIE20 for 20% off

Welcome to the Veterinary Breakroom! Join Alyssa Watson, DVM, and Katie Berlin, DVM, as they discuss pressing issues impacting the veterinary profession. We don't know about you, but we've been grateful more times than we can count for the assistance of the toxicology experts at Pet Poison Helpline and the ASPCA Animal Poison Control Center. Recent tele-triage legislation in the state of Georgia has left pet owners without direct access to these national poison control hotlines. Could your state be next?Resource:https://news.vin.com/default.aspx?pid=210&Id=12781210&f5=1Contact:podcast@instinct.vetWhere To Find Us:Website: CliniciansBrief.com/PodcastsYouTube: Youtube.com/@clinicians_briefFacebook: Facebook.com/CliniciansBriefLinkedIn: LinkedIn.com/showcase/CliniciansBrief/Instagram: @Clinicians.BriefX: @CliniciansBriefThe Team:Alyssa Watson, DVM - HostKatie Berlin, DVM - HostAlexis Ussery - Producer & Multimedia SpecialistDisclaimer: This podcast recording represents the opinions of Dr. Alyssa Watson and Dr. Katie Berlin. Content is presented for discussion purposes and should not be taken as medical advice. No guarantee is given regarding the accuracy of any statements or opinions made on the podcast.

Alec Lewis, the Vikings beat writer at The Athletic, hosts The Alec Lewis Show. He talks about J.J. McCarthy's ankle injury, McCarthy's performance, the offensive issues, Carson Wentz's debut, Max Brosmer and more. This show is presented by First Resource Bank, which serves the needs of small businesses, entrepreneurs, and individuals in the Twin Cities and surrounding areas. For more information, here is their website:   https://myfrbank.com/   And here is a link to all of their locations!   https://myfrbank.com/locations-hours/   Sponsored By: Minnesota Lottery (mnlottery.com/)   Sponsorship inquiries: aleclewis54@gmail.com

Your Comfort Zone is Your Coffin Your comfort zone feels safe… but it's slowly burying your growth, your discipline, and your potential. This cinematic piece is a wake-up call: stop lying to yourself, stop recycling excuses, and start embodying real change.

199. I ask a simple question: Is your routine helping you or holding you back? After my dog Bentley was attacked by an off-leash dog, my trainer Gia suggested something counterintuitive—shake up the routine. The result? More calm, more confidence, and a creative surge for both of us. In today's episode, I share how intentional unpredictability can unlock energy, clarity, and a refreshed leadership identity. In this episode, I share: Why routines soothe the nervous system—and when they become cages instead of containers Four subtle signs your routine is quietly holding you back How one small, conscious change can ignite fresh energy, creativity, and confidence The difference between joy and the dopamine hit of achievement (and why it matters) Try this: Change one thing—time of your walk/coffee, your desk placement, or your morning practice order—and notice what your body tells you. Resource mentioned: The free Energy Audit to see what's fueling vs. draining you so you can lead with clarity and ease. Grab it at brendawinkle.com/audit. Looking for support for you and your dog? Go give my trainer, Gia, a follow. She's on all the platforms as Thinking Canine. I'm not an afiiliate, just a loyal client. Facebook, Instagram, and she's also on TikTok. If this lands, share it with a friend and leave a quick review—thank you for helping more ambitious leaders trust their intuition and lead with freedom.

Bob Maley, Chief Security Officer at Black Kite and former CISO for the Commonwealth of Pennsylvania, joins the Nexus Podcast to discuss how critical infrastructure operators and state and local governments are meeting cybersecurity resourcing challenges. Whether it's budgets, workforce shortages, or technical debt, security leaders are facing volatile times in protecting critical sectors. Listen and subscribe to the Nexus Podcast.

Click here to send us a topic idea or question for Weekend Wisdom.Today, we are tackling a question that comes up a lot for parents and caregivers in our community – what do you do with a picky eater? Resources: Food IssuesMy Foster Child Only Eats Junk FoodPractical Solutions to Typical Food Issues with Adopted and Foster KidsSupport the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building

Jon Ledyard, who writes the Audibles & Analytics substack and who co-hosts the Read Optional podcast with Ollie Connolly, joins The Alec Lewis Show and Vikings beat writer Alec Lewis to talk about the Vikings-Falcons matchup on Sunday Night Football. They chat about J.J. McCarthy, Michael Penix Jr., the Falcons defense, Brian Flores and much more. This show is presented by First Resource Bank, which serves the needs of small businesses, entrepreneurs, and individuals in the Twin Cities and surrounding areas. For more information, here is their website:   https://myfrbank.com/    And here is a link to all of their locations!   https://myfrbank.com/locations-hours/    Sponsored By: Minnesota Lottery (http://mnlottery.com/)    Sponsorship inquiries: aleclewis54@gmail.com 

••• Resurrection Victory, Segment-2 of 2, Ep 398b . ••• Bible Study Verses: 1 Corinthians 1.27, Colossians 1:27, Isaiah 5:13, Hosea 4.6, Romans 4:17-21, 2 Timothy 1:12, 2 Corinthians 5:17, Acts 9:1-43, John 6:63, Job 22:28, Luke 24:49, Deuteronomy 30.19, Genesis 6.3 . PART-A BIBLE VERSES: John 21.1-8, Philippians 4:4-7, 1 Corinthians 15:14-19, Isaiah 55.11 . ••• “ Victory is never won alone" Woodrow Kroll, 1944-Present † ••• “But thanks be to God, which giveth us the victory through our Lord Jesus Christ", 1 Corinthians 15:57, KJV . ••• What are 3-reasons why it is so important to live in the reality of the victory that Christ has won for us? ••• What is the 5-characteristics of one who radiates the love of the resurrected Christ? ••• What are 5-reasons why so many people in so many church become hopeless and fail to enjoy the benefit of the resurrected Christ Kingdom? ••• What are 2-positive affects of living in the Glory of the resurrected Christ?••• What are the 4-conditions that must be met so that we can confidently tell others that Christ Jesus is alive? ••• Are you going to ask your small group to pray that you will be more intentional about living in the reality of the resurrected Christ through the power of Holy Spirit? PART-A BIBLE STUDY QUESTIONS: ••• Why did the disciples go fishing after the crucifixion? ••• What are the 3-life actions to prevent you from going back to your old ways? ••• What are 7-negative consequences of not knowing how to live a life of victory after the resurrection? ••• Why is it important for us to live in victory of when Christ rose up from the dead? ••• Pastor Otuno expounds on this and much more on the exciting journey of Fresh Encounter Radio Podcast originally aired on October 11, 2025 on WNQM, Nashville Quality Ministries and WWCR World Wide Christian Radio broadcast to all 7-continents on this big beautiful blue marble, earth, floating through space. Please be prayerful before studying The Word of God so that you will receive the most inspiration possible••• This Discipleship Teaching Podcast is brought to you by Christian Leadership International and all the beloved of God who believe in its mission through prayer and support. Thank you . ••• Broadcaster's Website - https://www.lifelonganointing.com/ . ••• Exceeding Thanks to Universe Creator Christ Jesus AND photo by Stacey Franco, https://www.instagram.com/staceyfranc0/, on unsplash, Art Direction by gil on his mac with free mac layout software . ••• Study Guides at - https://shows.acast.com/fresh-encounter-radio-podcast/episodes .••• SHARING LINK: https://shows.acast.com/fresh-encounter-radio-podcast/250913-the-secret-behind-the-believers-dominion-p7-s2-ep398b . ••• † http://christian-quotes.ochristian.com/Woodrow-Kroll-Quotes/ . Woodrow Kroll began his ministry as the pastor of First Baptist Church in Middleboro, Massachusetts (1968-1970). He then taught at Practical Bible Training School (now Davis College) 1971-1973. From 1975 to 1980, he chaired the Division of Religion at Liberty University in Lynchburg, Virginia. On January 17, 1981, Woodrow Kroll was inaugurated as president of Practical Bible Training School, also teaching Bible and preaching while serving as president . ••• RESOURCE - https://www.soundcloud.com/thewaytogod/ . ••• RESOURCE - https://www.biblegateway.com/audio/mclean/kjv/john.1%20 .••• FERP250913-Episode#398B GOT250913 Ep398B . ••• The Secret Behind the Believers Dominion, Part-7c: Resurrection Victory, Segment-B . Support this show http://supporter.acast.com/fresh-encounter-radio-podcast. Hosted on Acast. See acast.com/privacy for more information.

Can we ever repay God for his grace? In this episode of Light + Truth, John Piper opens 1 Peter 4:11 to show why every step of obedience deepens our joyful dependence on God.

What kind of peace did Jesus refuse to bring? In this episode of Light + Truth, John Piper opens Luke 12:49–59 to show why Christ's coming brings conflict before ultimate peace.

This week on The Mother Daze we sit down with mama of five Courtney Adamo to talk about her beautiful new book The Family Home: Inspiring Ideas for a Home Filled with Joy. The book features ideas like creating shared bedrooms that foster connection, displaying kids' artwork in meaningful ways, and finding beauty in the everyday mess. Courtney shares how she curates functional, joyful spaces that actually work for a big family, drawing on her family's journey from America to the UK and now to Byron Bay. We dive into how she keeps her own family connected as her children grow, the different seasons of motherhood, and the big life shifts that have shaped her parenting and design philosophy. We also reflect on aging, wrinkles, societal pressures to stay youthful, and how we continue showing up for the many little (and not so little) people in our lives. Resource links: Courtneys Book: The Family Home Follow Courtney on IG: @courtneyadamo courtneyadamo.com courtneyadamo.substack.com Follo​w Sarah Wright Olsen: IG: @swrightolsen Follow Teresa Palmer: IG: @teresapalmer  FB: https://www.facebook.com/teresamarypalmer/ DISCOUNT CODES: • Go to www.baeo.com and get 20% when using the code MOTHERDAZE20 • Go to www.lovewell.earth and get 20% when using the code MOTHERDAZE20 More about the show! • Watch this episode on YouTube here • Co-founders of @yourzenmama yourzenmama.com • Read and buy our book! "The Zen Mama Guide To Finding Your Rhythm In Pregnancy, Birth, and Beyond"  Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices

Interview with Claudia Tornquist, CEO & Chris Taylor, Chairman of Kodiak CopperOur previous interview: https://www.cruxinvestor.com/posts/kodiak-copper-tsxvkdk-maiden-resource-reveals-300m-tonnes-at-bc-copper-project-7337Recording date: 9th September 2025Kodiak Copper Corp is positioned for a significant catalyst with its maiden resource estimate due in Q4 2025, marking a crucial inflection point for the copper-gold porphyry explorer. Led by President and CEO Claudia Tornquist with Chairman Chris Taylor, the company has systematically consolidated a mining district in southern British Columbia through six years of disciplined exploration, completing 90,000 meters of drilling across seven mineralized zones.The initial resource phase, released in June 2025, delivered approximately 300 million tons at grades of 0.42% copper equivalent for indicated resources and 0.33% for inferred resources across four zones. The completion of the full maiden resource incorporating the remaining three zones will provide comprehensive visibility into the project's scale potential. Recent drilling has identified particularly attractive high-grade intersections near surface, including 27 meters at 1.62% copper, which could serve as starter pits for future mining operations.Management acknowledges the strategic reality of large-scale porphyry development, with Tornquist noting that "I don't think there's a single porphyry project that was developed by the junior who did the initial exploration. Very likely at some stage a major will take interest." This positions Kodiak as an acquisition target rather than an operator, typical for projects requiring substantial capital investment.The company trades at a significant valuation discount to comparable peers, with management identifying similar companies at $300-400 million market capitalizations representing five to six times Kodiak's current valuation. The dual copper-gold exposure provides additional value, particularly with gold representing 25% of project value and trading well above the $2,600 per ounce used in resource calculations.Beyond the flagship MPD project, Kodiak owns the undeveloped Mohave copper-molybdenum project in Arizona, providing portfolio optionality. With adequate financing from a recent Canaccord round and clear development milestones ahead, Kodiak offers leveraged exposure to the copper supply shortage while maintaining strong M&A potential.Learn more: https://www.cruxinvestor.com/companies/kodiak-copper-corpSign up for Crux Investor: https://cruxinvestor.com

Interview with Tara Christie, President and CEO of Banyan GoldOur previous interview: https://www.cruxinvestor.com/posts/banyan-gold-tsxvbyn-7moz-gold-project-getting-bigger-with-higher-grades-6661Recording date: 9th September 2025Banyan Gold Corp has successfully repositioned its AurMac project from a bulk tonnage operation into a high-grade gold deposit that's attracting serious institutional attention and potential acquisition interest. The Canadian gold explorer recently updated its mineral resource to 2.2 million ounces indicated and 5.4 million inferred, but the critical development lies in grade enhancement—4.55 million ounces at close to one gram per tonne represents a fundamental shift in the project's economic profile.President and CEO Tara Christie emphasized the transformation's significance: "Five million ounces plus one gram. And that's really what's driving our story right now is that high-grade core we're targeting with our drill program this year." This grade improvement reflects sophisticated geological modeling and a more lithologically constrained approach that has increased confidence in mineralization continuity.Recent drilling has uncovered exceptional high-grade zones, including intercepts of 539 grams per tonne at just 65 meters depth, demonstrating bonanza-grade potential within the broader deposit. The company has completed 28,000 meters across 130 drill holes this year, with only 20 results released, suggesting significant news flow ahead.The project benefits from exceptional infrastructure positioning, with existing road access and power lines on-site, significantly reducing development risk. This advantage has helped drive a complete transformation of Banyan's shareholder base, with over 112 million shares traded since June as institutional investors replace retail shareholders.Christie expects eventual acquisition given current market dynamics: "I think this will be mine one day…I expect somebody else will build it. That's the most likely scenario when you play the odds of this market with all the M&A and these gold prices." With current valuation below $30 per ounce compared to management's $100 target, Banyan appears positioned for significant rerating as institutional recognition grows.Learn more: https://www.cruxinvestor.com/companies/banyan-gold-incSign up for Crux Investor: https://cruxinvestor.com

CONTINUED Summary: Joseph Sternberg discusses UK free speech controversies, including arrests of Graham Linehan and Lucy Connolly, police resource misallocation, and a leadership crisis potentially leading to the rise of Nigel Farage'spopulism. 1914 FLYING SCOTSMAN WRECKED

Summary: Joseph Sternberg discusses UK free speech controversies, including arrests of Graham Linehan and Lucy Connolly, police resource misallocation, and a leadership crisis potentially leading to the rise of Nigel Farage'spopulism. 1901 OLD HOUSE

What makes a person truly rich? In this episode of Light + Truth, John Piper opens Luke 12:13–21 to show why faith in God outlasts all the wealth we can build.

Click here to send us a topic idea or question for Weekend Wisdom.Jackson TerKeurst was born in Liberia and by the age of 7 was a war orphan living in dire circumstances. So how did he end up as an entrepreneur, leader, and now author? Join us for an inspirational conversation about identity, overcoming, and redemption from Jackson's new book, The Only Way Forward is Back.In this episode, we discuss:Cultural differences How challenges like poverty and food insecurity impacted your first experiences in the StatesHow did your trauma manifest in your behavior at home?How did your family help heal those impacts?Discuss the additional unique challenges that being adopted as a teenager may have presented during your early months and years in your new family.Discuss how you've worked on answering "Who Am I?" across the chapters of your life?What were the helpful or healing experiences that went into pulling all those parts of your identity together to create today's Jackson TerKuerst, husband, father, son, brother, entrepreneur, and now author?What would you say to parents or caregivers who are in the thick of it right now, walking with a child who is struggling to figure out who they are and where they belong?Support the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building

In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, continues his two-part series on the core financial principles that have guided his career, his clients, and his community. Building on last week's first ten principles, Darryl shares principles 11 through 20 - covering why retirement should be a pivot into purpose, why your net worth is a scorecard (not your identity), and why the market behaves like a child with a yo-yo on an escalator. He also discusses the healthy tension between focus and diversification, the importance of taking responsibility for your own money, and why investing in yourself often produces the greatest return. Other key takeaways include: The underrated power of compound interest and patience. Why paying taxes doesn't mean leaving a “tip.” How thinking long term changes not just your finances, but your health, family, and legacy. Whether you're planning for retirement, building your business, or simply trying to stay grounded, these timeless lessons may help you see money - and life - with greater clarity, purpose, and peace. If you enjoyed today's episode, be sure to share it with a friend or family member! Resource:  https://www.quiriniwealthgroup.com/documents/FG/quirini/insights/635982_sP_write_up-Revised.__SQ.pdf

Alec Lewis, the Vikings beat writer at The Athletic, hosts The Alec Lewis Show. He gives his thoughts J.J. McCarthy's debut, Brian Flores's plan vs. Caleb Williams, Christian Darrisaw's absence, Blake Cashman's injury, Jordan Mason's introduction, Kevin O'Connell's offensive design and much more. This show is presented by First Resource Bank, which serves the needs of small businesses, entrepreneurs, and individuals in the Twin Cities and surrounding areas. For more information, here is their website:   https://myfrbank.com/    And here is a link to all of their locations!   https://myfrbank.com/locations-hours/    Sponsored By: Minnesota Lottery (mnlottery.com/)   Sponsorship inquiries: aleclewis54@gmail.com 

Interview with Luis Azevedo, Chairman & CEO of Bravo Mining Corp.Our previous interview: https://www.cruxinvestor.com/posts/bravo-mining-tsxvbrvo-triple-growth-in-resources-accelerates-the-next-phases-for-luanga-project-6814Recording date: 9th September 2025Bravo Mining Company presents a compelling investment opportunity in the platinum group metals sector, combining tier-one asset quality with favorable market timing as global PGM fundamentals shift in favor of new producers. The company's flagship Luanga deposit in Brazil's Carajas region has emerged as one of the world's premier undeveloped PGM assets following dramatic resource expansion and robust preliminary economic assessment results.The investment thesis centers on exceptional asset quality, with Luanga's resource base expanding from 120 million tons grading 1.2 g/t to 236 million tons at 2.03 g/t over just two years. This positions the deposit among global tier-one PGM assets, capable of supporting 17 years of production at 500,000 ounces annually. The 8.1-kilometer strike length remains largely unexplored at depth, with over 40 drill holes indicating mineralization continuation beyond 400 meters, suggesting significant additional resource potential.Economic returns appear compelling across both development scenarios outlined in the preliminary assessment. The standard concentrate operation requires $495 million capital expenditure for $1.2 billion net present value, while the integrated approach adds $180 million investment to generate $1.8 billion NPV through direct metal production and sulfur byproduct sales. Production costs of approximately $700 per ounce against current $1,300 pricing provide substantial operational margins and flexibility.Brazil's mining-friendly jurisdiction delivers significant competitive advantages, particularly in the established Carajas region where Vale's infrastructure development provides immediate access to power, water, transportation, and skilled labor. This eliminates hundreds of millions in typical infrastructure capital expenditure while enabling an exceptional eight-month permitting timeline that contrasts favorably with increasing global regulatory challenges.Market timing appears optimal as PGM fundamentals improve following revised electric vehicle adoption forecasts. Chinese automakers, representing the world's largest car market, now project 50% conventional vehicles, 30% hybrids, and only 20% pure electric vehicles—a significant downward revision from earlier EV penetration expectations. This sustained conventional automotive demand occurs against constrained supply, with no major new PGM mines advancing through global development pipelines while South African producers face ongoing operational and regulatory challenges.Additional value creation opportunities exist through the company's IOCG exploration program, which has identified high-grade copper-gold potential including 6% copper and 1 gram per ton gold intersections at the T5 target. This creates potential spin-off possibilities while maintaining focus on core PGM development.Management's proven track record adds execution confidence, having previously built and sold a mine in the Carajas region for approximately $500 million. The team's regional experience, combined with disciplined capital allocation and strong balance sheet position, supports advancement through prefeasibility study completion by Q2 2026.The confluence of superior asset quality, compelling economics, infrastructure advantages, favorable jurisdiction, improving market fundamentals, and proven management creates a differentiated investment opportunity for investors seeking exposure to PGM market recovery while benefiting from Brazil's stable mining environment and established infrastructure base.View Bravo Mining's company profile: https://www.cruxinvestor.com/companies/bravo-mining Sign up for Crux Investor: https://cruxinvestor.com

Quality digital systems in low-resource settings empower and engage healthcare workers to provide high-quality care for every person. With a responsive digital platform developed in the field, The Luke Commission (Eswatini, Africa) has piloted a system that priorities accountability, transparency, and efficiency to maximize health outcomes for every patient. Speaker(s): Echo Nomsa VanderWal Session webpage: https://www.medicalmissions.com/events/gmhc-2024/sessions/revolutionizing-compassionate-patient-care-in-low-resource-settings-through-digital-systems

Is it normal for a Christian to lose interest in prayer or Scripture reading? This edition of Ask the Church explores the reality of spiritual dryness—seasons where our devotional life feels like “just going through the motions.” Far from being unusual, these times can actually become opportunities for God to deepen our trust and faith. Listen now for practical encouragement on walking with Christ through dry seasons.

What kind of fear frees us from hypocrisy? In this episode of Light + Truth, John Piper opens Luke 12:1–12 to show how fearing God keeps us faithful under pressure.

In this episode of Faith Over Fear, Carol sits down with pastor and author Robert J. Morgan to discuss his newest release, God Hasn’t Forgotten You. Together, we explore how God uses our past to shape us, how to find courage when His providence feels slow, and why delays and disappointments may be God’s way of preparing us for what’s next. Morgan shares biblical examples, such as those of Zechariah and Elizabeth, as well as practical ways to break free from fear’s grip, and offers encouragement for those who feel sidelined or irrelevant. Listeners will walk away with renewed confidence that God governs every detail of their story—and that He hasn’t forgotten them. Resource referenced: God Hasn't Forgotten You: 24 Remarkable Ways God Is Working in You and Through You by Robert J. Morgan Discussion/Reflective Questions: When you think about your past, are there areas where you’ve allowed regret or shame to imprison you rather than letting Christ use those experiences to develop you? What does it look like for you to trust God’s providence at “the day-to-day speed” when His timing feels painfully slow? How can being honest about your spiritual struggles (with yourself, God, or trusted friends) help weaken fear’s grip in your life? Zechariah and Elizabeth waited for years without answers—how might their story encourage you in a season of delay or disappointment? Where do you most struggle with fear of irrelevance—age, missed opportunities, or comparison—and how might God be preparing you for usefulness even now? What is one small, practical step you could take this week to live as though God truly hasn’t forgotten you? Connect with Robert J. Morgan: On his website On Instagram On Facebook Follow his work on Amazon Find Carol McCracken: On her website On Facebook On Instagram Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

This is a fascinating podcast episode from Dr. Lipid himself on desmosterol.  What is it?  How do we measure it?  Why should we care? Pharmacists are well-positioned to guide patients in understanding the role of desmosterol, how medications may influence its levels, the options for measuring it, and the steps to take if levels are too high or too low. Dr. Thomas Dayspring: linkedin.com/in/thomas-dayspring-md-facp-fnla-3aaa876 or @DrLipid on X  Tamara Ruggles, PharmD: linkedin.com/in/tamara-ruggles-491882251 Resource on lipids recommended by Dr. Dayspring: https://familyheart.org/ Wages PA, Kim HH, Korade Z, Porter NA. Identification and characterization of prescription drugs that change levels of 7-dehydrocholesterol and desmosterol. J Lipid Res. 2018 Oct;59(10):1916-1926. doi: 10.1194/jlr.M086991. Epub 2018 Aug 7. PMID: 30087204; PMCID: PMC6168312.  Available at:  https://pubmed.ncbi.nlm.nih.gov/30087204/  The Geriatric Pharmacy Focus podcast is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast or materials linked from this podcast is at the user's own risk. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such conditions.

Businessman and author T. Harv Eker once wrote, “Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.”It's tempting to think that financial independence is the ultimate goal of life—but what does the Bible say? God's Word points us toward a far better kind of freedom.In recent years, financial independence has become a cultural ideal. People long to be self-sufficient, debt-free, and free to pursue their passions. While these desires can be wise, they also carry a subtle danger: believing we don't need anyone—including God.The Warning of the Rich FoolThis temptation isn't new. In Luke 12, Jesus told a parable about a wealthy man who thought he had “made it”:“I will tear down my barns and build larger ones, and there I will store all my grain and goods. And I will say to my soul, ‘You have ample goods laid up for many years; relax, eat, drink, and be merry.'”But God's response was sobering:“Fool! This night your soul is required of you, and the things you have prepared, whose will they be?”The man's sin wasn't wealth itself—it was trusting in wealth instead of God. His independence became his idol. In contrast, Proverbs 30 records a prayer from Agur:“Give me neither poverty nor riches; feed me with the food that is needful for me, lest I be full and deny you and say, ‘Who is the Lord?' or lest I be poor and steal and profane the name of my God.”Agur understood the heart of stewardship: daily dependence on God. Too little can lead to desperation; too much can lead to pride. The goal isn't independence, but faithful reliance on the Lord.Three Questions to Evaluate Your GoalsAs you think about your own financial journey, consider these questions:Am I placing my trust in money? Retirement savings and emergency funds are wise, but security must come from God, not a balance sheet.Am I trying to eliminate work entirely? Work is part of God's good design. Even in retirement, we're called to meaningful contribution.Am I paying off debt just for myself? Debt-free living is good, but its ultimate purpose is to gain the freedom to serve, give, and advance God's Kingdom.So, is financial independence biblical? It depends.If independence means replacing God with money, then no.If independence means freedom for generosity, stewardship, and dependence on God, then yes—it reflects something greater than wealth: a life rich toward God.Scripture reminds us that “He richly provides us with everything to enjoy” (1 Timothy 6:17) and that “every good and perfect gift is from above” (James 1:17). But those gifts were never meant to replace the Giver.A Resource for Going DeeperIf you'd like to explore this more, check out our 4-Week study, Rich Toward God. This study walks through Jesus' Parable of the Rich Fool in Luke 12, helping you discover what truly drives your financial decisions and how to align your resources with God's Kingdom purposes.You can get your copy—or place a bulk order for your church or small group—by visiting FaithFi.com and clicking the Shop tab.On Today's Program, Rob Answers Listener Questions:I've had multiple jobs with 401(k) benefits over the years, but I've struggled to stay organized with my finances. How can I get a handle on everything, and would it be wise to work with a financial advisor?My 16-year-old daughter received a $200,000 settlement after being hit by a car. Once she turns 18, she'll gain full access to the money, and I'm very concerned she'll misuse it. What options do I have to protect her from receiving it all at once?I have an adult son with autism who is on the Florida Med Waiver, which limits him to $2,000 in his checking account. I'm worried about how he'll be provided for in the future. Is there a way to set aside money for his care without affecting his benefits?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceABLE National Resource CenterUnderstanding ABLE Accounts With Matt Syverson (Faith and Finance Episode)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

* On Mormons: Bob Enyart and Doug McBurney interview Lynn Wilder who taught young people preparing to be Mormon missionaries. Hear Dr. Wilder's encouraging testimony of the power of God to save even someone even from the depths of a cult. (See also kgov.com/cults.) * The Pro-Abortion Mormon "Church": See also all the excuses the LDS church offers for the intentional dismemberment of unborn boys and girls, at ProlifeProfiles.com/Mormonism. Also, consider that the false teaching of the Book of Mormon regarding one of its central claims, that pre-Columbian American Indians were primarily of Jewish ancestry, has been falsified. See also: - Part 2 of Bob's Interview with Lynn Wilder - Secret Recording of Bob Enyart talking to Mormons - Bob's interview with Mark Cares, Speaking the Truth in Love to Mormons - Bob's interview with Mark Cares (Part 2) - Bob's interview with Matt Wilder of Adam's Road - Screenshots from the official Mormon "church" website listing the kids they say you can kill - Bob's interview with Brannon Howse on David Barton and Mitt Romney - Bob debates an ex-Mormon polygamist - Brigham (liked-'em) Young and so did Smith (just below) - Coins and monetary units, every coin in the Bible has been excavated whereas the fake monetary units in the Book of Mormon of course have never been confirmed - The BEL program, What Mitt Romney's Mormon Relative Says Bonus: Here are some notes from that BEL program, What Romney's Mormon Relative Says: * Bill Keller, Gregg Jackson & Bob Enyart: These three Christian activists present some of the uglier aspects of Mitt Romney's Mormonism including the cult's longtime claim, as reiterated by Marion Romney at the LDS General Conference, that Mormonism uniquely teaches that God the Father was once a man who grew up on a planet similar to Earth. Weird and heretical. * God the Father was Once a Man said Brigham Young: Not speaking of the incarnation of the Son but speaking of the Father, LDS president, prophet, and successor to Joseph Smith, Brigham Young, said, "The idea that the Lord our God is not a personage of tabernacle [body] is entirely a mistaken notion. He was once a man. Brother Kimball quoted a saying of Joseph [Smith] the Prophet, that he would not worship a God who had not a Father... He [God] once possessed a body, as we now do..." -President & Prophet Brigham Young, Journal of Discourses, Vol. 9 see exmormon.org * More Brigham Young: "...the Father of Heights... Yes, he was once a man like you and I are and was once on an earth like this, passed through the ordeal you and I pass through. He had his father and his mother and he has been exalted through his faithfulness, and he is become Lord of all. He is the God pertaining to this earth. He is our Father." -President & Prophet Brigham Young, 14 July 1861 see exmormon.org * Mormon Prophet and President Lorenzo Snow: Again, not speaking of the incarnation but of the Father, Snow said, "I had a direct revelation of this. ... If there ever was a thing revealed to man perfectly, clearly, so that there could be no doubt or dubiety, this was revealed to me, and it came in these words: "As man now is, God once was; as God now is, man may be." - President & Prophet Lorenzo R. Snow, Unchangeable Love of God see exmormon.org * Mormon "Church" President Equivocates: LDS president Gordon Hinkley in an interview with the San Francisco Chronicle lied and then equivocated... Q: There are some significant differences in your beliefs. For instance, don't Mormons believe that God [the Father] was once a man? A: [Lying] I wouldn't say that. There was a little couplet coined, "As man is, God once was. As God is, man may become." Now that's more of a couplet than anything else. [And equivocating] That gets into some pretty deep theology that we don't know very much about. Q: So you're saying the church is still struggling to understand this? A: Well, as God is, man may become. We believe in eternal progression. Very strongly. * Brigham (liked-'em) Young and so did Smith: Some early Mormons denied that their earliest leaders were polygamists and it was claimed that Brigham (liked-'em) Young introduced the practice. Young had 55 wives. He married ten teenagers while in his 40s including 15-year-old Clarissa Decker when he was 42 and 16-year-old Lucy Bigelow when he was 45. Also, from age 41 to age 66, Young married 23 women in their 20s. Finally in 2014 the Mormon "church" acknowledged that their founder Joseph Smith had up to 40 wives (some historians put it at 49), taking single and even married women. The church claims that some of these marriages were without physical relations, which they would seeing that Smith's youngest bride, Helen Kimball, was only 14, the marriage listed by Smith's own clerk as one of the women the founder married in early May 1843. Helen would later write: [My father] asked me if I would be sealed to Joseph … [Smith] said to me, 'If you will take this step, it will ensure your eternal salvation & exaltation and that of your father's household & all of your kindred.['] This promise was so great that I willingly gave myself to purchase so glorious a reward. Lorenzo Snow, mentioned above, the fifth president, 1989 - 1901, only had nine wives, though a number of them were teenagers half (and much less than half) his age. Recall that the Koran includes Mohammad's warning to his first wife that she faced eternal punishment for objecting to him lying with the young Coptic servant girl whom, allegedly, "Allah" had "made lawful" to him, so too, Joseph Smith dictated a similar warning to his first wife Emma in the founder's "inspired" Doctrine and Covenants. And we see above that though 14-year-old Kimball wasn't threatened she was similarly manipulated nonetheless. * Mitt Romney's Second Cousin Once Removed: "...like begets like [i.e., reproduction after its kind; an organism begets similar organisms] and that for the offspring to grow to the stature of his parent is a process infinitely repeated in nature. We can therefore understand that for a son of God to grow to the likeness of his Father in heaven is in harmony with natural law... This is the way it will be with spirit sons of God. They will grow up to be like their Father in heaven. Joseph [Smith] taught this obvious truth. As a matter of fact, he taught that through this process God himself attained perfection. From President Snow's understanding of the teachings of the Prophet on this doctrinal point, he coined the familiar couplet: "As man is, God once was; as God is, man may become." This teaching is peculiar to the [LDS] restored gospel of Jesus Christ." -Elder Marion G. Romney, General Conference, October 1964 see exmormon.org * No Cities, No Money: Archaeologists and historians have confirmed the existence of scores of biblical cities. However, the No true Scotsman informal fallacy notwithstanding, not a single one of the 38 cities mentioned by Joseph Smith in the Book of Mormon have been recognized by any notable secular historian or archaeologist. And while every coin in the Bible has been found and documented, none of the monetary units described in the Book of Mormon have ever been found. * Mormonism Falsely Claims that Indians are Jews: One of the central historical claims of the Book of Mormon, as stated in its introduction as late as 1981, is that Jews were "the principal ancestors of the American Indians" and that would include the Aztecs, Incas, Mayans, Navajos, etc., are Jews. This false teaching states that some Jews left Jerusalem by ship in about 600 B.C. and built a great civilization in the Americas. Also wrongly about the Americas, "The whole face of the land had become covered with buildings" (Mormon 1:7) including with “fine workmanship… in machinery, and also in iron and copper, and brass and steel, making all manner of tools” (Jarom 1:8; 2 Nephi 5:15) with “silks… oxen… cows… sheep… horses… donkeys… elephants…” (Ether 9:17-19) and "shipping and their building of ships, and of synagogues" and “swords… shields… head-plates… armor…” (Alma 43:18-19; Ether 15:15). None of this is true. * The Lembas: An African tribe, the Lembas, have long been believed to be descendants of the Jews, for they circumcise, keep the Sabbath and the dietary law, and in their DNA they possess the Jewish genetic marker, being perhaps the descendants of King Solomon and the Queen of Sheba. DNA research shows that American Indians are not related to the Jews, nor closely related to any Semitic peoples or the descendants of Shem, but rather, that they are primarily of Hamitic stock, from Asian people, having migrated to the Americas not by sailing the Atlantic but by crossing the Bering Straight. * Genetics Confirms Actual Biblical Relationships: In contrast to genetic predictions based on the Bible, those based on the Book of Mormon fail. Regarding the origin 4,000 years ago of people groups descended from Abraham, Dr. Jonathan Sarfati quotes the director of the Human Genetics Program at New York University School of Medicine, Dr. Harry Ostrer, who in 2000 said: Jews and Arabs are all really children of Abraham … And all have preserved their Middle Eastern genetic roots over 4,000 years. This familiar pattern, of the latest science corroborating biblical history, continues in Dr. Sarfati's article, Genesis correctly predicts Y-Chromosome pattern: Jews and Arabs shown to be descendants of one man. * Likewise, Jewish Priests Share Genetic Marker: The journal Nature in its scientific correspondence published, Y Chromosomes of Jewish Priests, by scientists from the University of Arizona, Haifa (Israel's) Technical Institute, and University College of London, who wrote: These Y-chromosome haplotype differences confirm a distinct paternal genealogy for Jewish priests. As expected, genetic science does not reinforce but rather contradicts Mormon claims. The obvious falsehood extends beyond genetics to culture, religion, and history. Contrariwise, because the Judeo-Christian Scriptures are true, mountains of evidence corroborate their historic claims. Regarding Jewish priests, Dr. Sarfati adds to the above that, "These Jews have the name Cohen, the Hebrew for priest, or variants like Cohn, Kohn, Cowen, Kogan, Kagan, etc." and that, "Even today, it is possible to identify the Levites, because they have names such as Levy, Levine, Levinson, Levental..."   * If You Fear Obama, You'll Vote for Romney; If You Fear God, You Won't: Don't fear Obama. Fear God, for that is the beginning of wisdom! Besides, Obama is Romney-lite. And because Romney has already implemented policies that are so destructive that Obama only dreams of accomplishing such things, therefore, a vote for Romney is a vote for Obama. Today's Resource: Meet the Apostle John. He was the youngest of the Twelve. And at the time of this writing, he's now one of the last remaining. If you were an eyewitness to Christ's earthly ministry, what would concern you decades after the resurrection? From the battles that John fought we can learn lessons that will help us as we ourselves fight for the truth and battle false teaching within the church. By looking at "the things that differ," we can know what details in John's three epistles applied to the circumcision believers of his day and which of his teachings apply directly to us. Available on this 4-DVD Video Set and also in audio on MP3-CD or MP3 Download. * THE CONCLUSION OF THE MATTER: Make sure you don't miss Part 2 of Bob Enyart's great interview with former BYU professor Lynn Wilder.  

In this special prayer podcast for the Adirondack Challenge , Ruth Willett, Prayer Coordinator of the Freedom Challenge, leads us through a powerful reflection and prayer journey. With Psalm 85 as our guide, we explore the promise of peace in the face of chaos, the weight of our steps, and the impact of our prayers. From breath prayers to testimonies of real-world rescue, this episode reminds us that God is moving—and He invites us to move with Him.Resource mentioned: https://www.buzzsprout.com/842389/episodes/9451623---Watch the interview: https://youtu.be/bJ3k34SaFLwRead the blog: www.thefreedomchallenge.com/blogposts/2025/9/8/peace---Want to learn more? The Freedom Challenge US: thefreedomchallenge.comOperation Mobilization USA: omusa.orgInstagram: @freedomchallengeusa / Facebook: @thefcusaSupport the show

In First Choice Women’s Resource Centers, Inc. v. Platkin, the New Jersey Attorney General, Matthew Platkin, issued a subpoena to a faith-based, pro-life, nonprofit, requiring that it turn over years of sensitive information, including the names and contact information of its donors. First Choice Women’s Resource Centers, which provides free medical services and is funded by private donations, refused to comply with the demand for donor information, alleging that the subpoena chilled its rights of association and speech.First Choice filed an action in federal court, but the district court twice dismissed the case, finding it "unripe" and requiring that the constitutional issues first be adjudicated in state court. The Third Circuit affirmed this decision.On June 16th, 2025, the Supreme Court granted cert to consider whether, when the subject of a state investigatory demand has established a reasonably objective chill of its First Amendment rights, a federal court in a first-filed action is deprived of jurisdiction because those rights must be adjudicated in state court. This case addresses broader issues, including the power of state officials and the role of federal courts in protecting First Amendment rights from chilling effects caused by state action.Featuring:Erin M. Hawley, Senior Counsel, Vice President of Center for Life & Regulatory Practice, Alliance Defending Freedom(Moderator) Prof. Teresa Stanton Collett, Professor and Director, Prolife Center, University of St. Thomas School of Law

 Show SummaryOn today's episode, we're replaying a session of the PsychArmor LGBTQIA Community of Practice with PsyhcArmor Instructional Designer Ramon Salazar and Lindsay Church, the Executive Director and Co-Founder of Minority Veterans of America. PsychArmor's Community of Practice (CoP) on Supporting LGBTQIA+ Veterans is a dedicated space designed to equip providers with the knowledge, strategies, and resources necessary to improve care for LGBTQIA+ Veterans.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestLindsay Church (they/them) is the Executive Director and Co-Founder of Minority Veterans of America, a non-partisan, non-profit organization dedicated to creating an equitable and just world for the minority veteran community including veterans of color, women, LGBTQ+, and (non) religious minority veterans. Lindsay has over a decade of experience rooted in military and veteran advocacy and grassroots organizing and has worked among numerous coalitions to usher in transformational policy changes and reforms. They have facilitated agency-wide cultural competency trainings and assessments to ensure organizations and governmental entities are able to serve their minority and veteran constituencies effectively, efficiently, and in a culturally informed manner.Lindsay received their graduate degree, with a focus in international conflict and countering violent extremism, and their undergraduate degree, in Near Eastern Language and Civilization and Comparative Islamic Studies, from the University of Washington. They also hold an associate degree in Persian-Farsi from Defense Language Institute. Lindsay is a veteran of the U.S. Navy, where they served as a Cryptologic Technician Interpretative.Lindsay currently serves on the Task Force on Outdoor Recreation for Veterans, an interagency council charged with providing recommendations for public land managers and organizations to increase access to outdoor recreation for service members, veterans, and their families. Prior to founding and leading the Minority Veterans of America, Lindsay served as the Assistant Director and co-founder of Student Veteran Life at the University of Washington. Their previous appointments include LGBTQ Commissioner for the City of Seattle, Co-Chair of Congresswoman Suzan Delbene's (WA-1) Veterans Advisory Council, steering committee member for Recreate Responsibly Coalition, and Co-Chair of the Military Advisory Council for OutServe-SLDN (now Modern Military Association of America). Links Mentioned During the EpisodeMinority Vets Website PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the previous episode on STEP, episode 30 of the Behind the Mission Podcast. On this episode, Navy Veteran, CEO and Co-Founder of the Support the Enlisted Project, Tony Teravainen, talks about the need to support junior enlisted service members with financial education and assistance. You can find the resource here:  https://psycharmor.org/podcast/tony-teravainen Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Running a brick-and-mortar business often means choosing between growth and survival.  Do you hire the team you need or expand into the space your business deserves?  In this episode, I sit down with my client Katie Kim, a visionary developer and educator who has made it her mission to change that story. Katie shares how she helps entrepreneurs leverage real estate not just as a place to operate, but as a powerful tool for adding income streams, unlocking hidden incentives, and creating long-term wealth—even beyond the day you exit your business. Having closed her first deal at just 15, she's spent decades making real estate development more accessible for business owners. Her work is deeply purpose-driven, answering her own calling to help others use real estate as a foundation for growth, stability, and legacy.

Chef James L. “J.B.” Brown, AACVeteran, Award-Winning Chef, and Advocate for Transitioning Service MembersChef James L. “J.B.” Brown, AAC, is an internationally recognized chef and a proud U.S. Coast Guard veteran whose career spans more than five decades. A master of over 200 cooking styles, he began his culinary journey in Portland, Oregon, before moving to Las Vegas in 1989, where he played a key role on the opening culinary team at the Excalibur Hotel and Casino, serving more than 32,000 meals daily. He later served as Executive Chef for the Sands Expo and Convention Center, overseeing large-scale events including Comdex.Over the years, Chef Brown has founded successful culinary ventures, including Catering by the Chefs Inc., and has held leadership roles within the American Culinary Federation (ACF). His accolades include induction into the prestigious American Academy of Chefs (AAC), multiple Chef of the Year honors, and national recognition for his contributions to the culinary profession. He has also served on national accreditation teams evaluating culinary schools and continues to mentor aspiring chefs.Today, Chef Brown brings his passion for service and mentorship to the Veteran Transition Resource Center in Las Vegas, Nevada, where he is one of the founding members. In this role, he supports fellow veterans as they navigate life after military service—offering guidance, resources, and encouragement, while also using his culinary expertise to create opportunities for camaraderie, skill-building, and community engagement. His work embodies a lifelong commitment to excellence, service, and the belief that both in the kitchen and in life, success comes from discipline, dedication, and heart.Veteran Transition Resource Center (VTRC)Homepage (Mission, Programs, Locations): https://vtrc.us/ vtrc.usFounders / Board of Directors (includes Chef J.B. Brown profile): https://vtrc.us/founders/ vtrc.usLINKS:https://nonprofitarchitect.org/combat-vet-vision/https://www.facebook.com/iconutilityservices/photos/pcb.3282304212030773/3282304082030786/https://www.youtube.com/channel/UCqvd5sUEtC9xkm7ejGNK5Zw/featuredhttps://www.facebook.com/aqseiberthttps://www.facebook.com/CombatVetVisionEmail: Aqseibert@yahoo.comThe Warrior Built Foundation - https://warriorbuilt.org/The PTSD Foundation of America - https://ptsdusa.org/Virtual Office(Come see me) Virbella.comSponsorsSitch Radio - https://sitchradio.com/If you would like to become a sponsor or advertiser Call Sitch Radio (714) 643-2500 X 1I part of the solution or the problem.PTSD FOA Warrior Group Chaptershttps://ptsdusa.org/about-us/chapters/

Why do some demand more light when Christ already shines so brightly? In this episode of Light + Truth, John Piper opens Luke 11:29–36 to show how Christ's light outshines Solomon and Jonah.

About Sandra Lena Silverman: Sandra Lena Silverman is an author and lover of all things beauty and wellness. As part of her determination to tum back the clock on aging, she's tried every skincare product, treatment, procedure, and surgery-from lasers, Botox, and filler to facelifts and breast surgeries. She's also tried every technique to feel young on the inside, including holistic medicine, life coaching, and personal training. The result? Most people think she 's at least a decade younger. Now Sandra (better known to her friends as Sandy) is ready to share her anti-aging secrets with the world in From BS to Botox.   What We Discuss In This Episode: In this candid and empowering conversation, I sit down with Sandy Silverman to explore the world of cosmetic procedures for women — the myths, the fears, and the freedom that can come from making choices that feel right for you. Sandy opens up about her personal journey, starting cosmetic procedures at 27 and navigating decades of surgeries, treatments, and beauty practices. Her mission? To take away the fear, secrecy, and shame surrounding cosmetic surgery and show women that it's possible to achieve natural results while aging with confidence. In this episode, we dive into: ✨ Sandy's personal story and why she decided to be so open about her journey✨ The importance of step-by-step education before any procedure✨ How cosmetic treatments can empower women to feel more confident✨ Why the goal should always be natural-looking results — not perfection✨ How sharing her experiences has encouraged other women to embrace beauty after 40 If you've ever wondered about cosmetic procedures, felt pressured by unrealistic beauty standards, or simply want to approach aging gracefully on your own terms, this episode is for you. Sandy's refreshing honesty will inspire you to make informed, empowered choices that honor your body and your confidence.

AWS Morning Brief for the week of September 8th, with Corey Quinn. Links:Amazon disrupts watering hole campaign by Russia's APT29AWS IAM launches new VPC endpoint condition keys for network perimeter controlsRDS Data API now supports IPv6Now Open — AWS Asia Pacific (New Zealand) RegionAWS Resource Explorer is now available in AWS Asia Pacific (Taipei) RegionProtect your Amazon Route 53 DNS zones and records Efficiently verify Amazon S3 data at scale with compute checksum operationAWS Elemental celebrates 10 years of innovationChoosing the right AWS live streaming solution for your use case

[STRATEGY SHIFT] We all know the online space has changed. WE GET IT. A few years ago, showing up consistently and “adding value” was enough to attract clients. But now? Value is everywhere. Your audience can get endless free tips, binge YouTube videos, or even ask ChatGPT for step-by-step coaching. So how do you stand out in an AI-saturated market? In this episode of Business Not As Usual, I'm breaking down why your perspective is the most important differentiator you have, and how to use it to create content that actually moves your people to press the damn application button. We'll cover: Why “value” alone isn't cutting it anymore (and what your audience really wants). How AI has shifted buyer behavior and why it's your biggest competitor. The three elements that make your perspective powerful: personality, proof, and positioning. How to start infusing your worldview into your content so you cut through the noise. If your content feels like it's blending in, or worse…like AI could have written it: this episode will show you how to fix that and start creating posts, podcasts, and offers that make people say: “This is my person.”

Interview with Colin Healey, CEO of Premier American Uranium Inc.Our previous interview: https://www.cruxinvestor.com/posts/why-does-premier-american-uranium-nuclear-fuels-merger-make-sense-7518Recording date: 3rd September 2025Premier American Uranium (TSXV: PUR) presents a compelling investment opportunity as the uranium sector experiences unprecedented institutional adoption driven by artificial intelligence energy demands and climate commitments. The company is executing a transformational acquisition of Nuclear Fuels that will establish Premier as one of Wyoming's most active uranium drilling operations while expanding its portfolio to 12 projects across five historic uranium-producing states.The Nuclear Fuels acquisition, which received 95% shareholder approval, centers on the Kaycee project featuring 400 miles of mapped roll fronts and up to 30 million pound resource exploration target. The strategic value extends beyond the asset quality to its location within Wyoming's established uranium corridor, positioned approximately 20 miles from existing production facilities including UEC's Christensen Ranch and Energy Fuels' Nichols Ranch. This proximity provides potential processing options that could significantly reduce capital requirements and accelerate development timelines.Premier operates a sophisticated dual development strategy combining Wyoming exploration assets with an advanced New Mexico project. The company's Cebolleta asset contains a defined resource of 23.5 million pounds and is approaching completion of its preliminary economic assessment. The project demonstrates Premier's execution capabilities, having been acquired through the American Future Fuel purchase and advanced to a 43-101 compliant resource within 16 months.Cebolleta offers a unique processing solution that addresses capital intensity challenges facing new uranium projects. The innovative approach produces pregnant resin that can be processed at existing facilities across multiple jurisdictions, potentially reducing both capital requirements and technical risks compared to traditional development models.Premier's development approach directly addresses current market dynamics where different asset stages command varying valuation multiples. Management recognizes that proximity to cash flow generation commands premium multiples and is positioned to benefit from what CEO Colin Healey describes as the next phase of uranium equity performance where development-stage companies may outperform following the recent rally in producers."The company's recent operational success includes its best drilling result in the Cyclone project's history: 15.5 feet at 0.09% U3O8. Combined with the project's location within 15 miles of Ur-Energy's Lost Creek production facility, this exemplifies Premier's strategy of developing assets near existing infrastructure.The uranium sector is experiencing fundamental demand growth driven by technology companies seeking reliable clean energy solutions. Microsoft's investment in restarting Three Mile Island Unit 2 and membership in the World Nuclear Association represents a significant inflection point, bringing substantial capital resources to uranium demand creation. This institutional adoption occurs against supply constraints in what Healey describes as an undersupplied market where the deepest pockets on earth are looking to increase the demand for commodity.Premier offers multiple near-term catalysts including the imminent Nuclear Fuels acquisition closure and Cebolleta PEA completion. The increased scale enhances financial flexibility for additional strategic acquisitions while maintaining disciplined capital allocation standards overseen by experienced board governance.The convergence of institutional uranium adoption, supply constraints, and Premier's strategic positioning across multiple development stages creates a compelling investment thesis for investors seeking exposure to the evolving uranium market dynamics.View Premier American Uranium's company profile: https://www.cruxinvestor.com/companies/premier-american-uraniumSign up for Crux Investor: https://cruxinvestor.com

Click here to send us a topic idea or question for Weekend Wisdom.Question: Are there travel restrictions when you are fostering? For example, my family lives out of state, but can I bring the child with me when I travel to visit family?Resources:Working as Part of a Foster Care TeamWorking with the Birth Parents for the Child's Best InterestBecoming a Foster ParentSupport the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building

What kind of freedom is worse than bondage? In this episode of Light + Truth, John Piper opens Luke 11:14–28 to show that true liberty fills us with Christ.

What sins still lurk beneath your love for Jesus? In this episode of Light + Truth, John Piper opens Romans 7:7–12 to show how God's law exposes our remaining pride.