Podcasts about Hammer

NMLS #182334 nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-574-2500 for details about credit, costs and terms. Visit https://AmericanFinancing.net/Hammer. Average savings based on borrowers who save over $199.99 *HE'S LITERALLY KISSING DUDES AND GETTING LAP DANCES FROM THEM* This guy gets completely exposed in today's post show, watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual) 50% OFF IS LIVE. Merry Christmas in July you financially naughty little freaks. Take the NEW AND IMPROVED Hammer Quiz to see if your finances are naughty or nice, then get half OFF the exact courses you need to finally unf*ck your money: https://hamr.link/xmasjuly

EVERYONE who signs up to my giveaway wins a FREE spicy toy or gift card for toys! https://www.bboutique.co/vibe/leavingeden-pod#bbpartnerIn this episode, we discuss the ongoing schism in the Catholic Church, as Pope Leo excommunicates the Society of Saint Pius X (SSPX) following their decision to disobey him by consecrating new bishops. SSPX is a faction within Catholicism that considers the reforms of the 1960s (Vatican II) to be wrong and heretical. They seek to reverse the Catholic Church's more progressive recent direction.Subscribe to Leaving Eden Podcast on YouTube!https://www.youtube.com/channel/UCJ4q94gAnsoW2jME4SvVrrQJoin our Patreon for extended, uncensored, and ad-free versions of most of our episodes, as well as other patron perks and bonus content!https://www.patreon.com/LeavingEdenPodcastJoin our Facebook group to join in the discussion with other fans!https://www.facebook.com/groups/edenexodusJoin our subreddit! Reddit.com/r/EdenExodusBluesky:@leavingedenpodcast.bsky.social@hellyeahsadie.bsky.social@gavihacohen.bsky.socialInstagram:https://www.instagram.com/leavingedenpodcast/https://www.instagram.com/sadiecarpentermusic/https://www.instagram.com/gavrielhacohen/ Hosted on Acast. See acast.com/privacy for more information.

Rob Pizzola sits down solo for a candid state-of-the-channel monologue, no guest, no educational breakdown, just an honest look at where Circles Off is and how it got here. Rob talks through the origins of the channel with Johnny from Betstamp, the plateau that led to the pivot into Circle Back, and the business reality behind The Hammer that most viewers never see, including years of building the company without taking a salary. He also gets into what actually drives him to keep making educational content, why bad betting advice in the space gets under his skin, and why he still does this even though he doesn't have to. This one runs long and stays unpolished on purpose.

1. Trump Administration's 50% Tariff on Canadian Goods Main points: The administration argues that Canada has unfairly discriminated against U.S. products, particularly: American automobiles Alcohol products Dairy exports The tariff is presented as a way to protect: American workers Manufacturers Farmers Domestic industries The policy reportedly uses Section 338 of the Tariff Act of 1930, a rarely used authority allowing tariffs on countries deemed to discriminate against U.S. commerce. Not all Canadian goods would be affected: Energy products Fish Critical minerals Other strategic goods are reportedly exempt. The commentary argues that Canada depends more on access to the U.S. market than vice versa and predicts Canada may eventually negotiate. 2. Minnesota Welfare Fraud and IRS Investigation Main points: Fraud could total in the billions of dollars The "Feeding Our Future" fraud scandal and broader allegations involving public benefits programs. Treasury Secretary Scott Bessent is said to have announced: IRS audits of financial institutions Investigations by FinCEN (Financial Crimes Enforcement Network) A federal task force to examine money laundering tied to the fraud Follow the path of funds after they were allegedly stolen and determine whether: Banks Money service businesses Financial intermediaries knowingly facilitated money laundering or ignored suspicious activity. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

* Tangi Running Club RunSignup: tangirunningclub.com* Tangi Running Club Events on FB: https://www.facebook.com/groups/tangirunningclub/events* Tangi Running Club Events on Strava: https://www.strava.com/clubs/915274/posts/29265749 * Tangi Running Club Team Gear: https://teamlocker.squadlocker.com/#/lockers/tangi-running-club * Intro music: Let Us Run For It by The Denotes | Music promoted by https://www.free-stock-music.com Creative Commons Attribution-ShareAlike 3.0 Unported https://creativecommons.org/licenses/by-sa/3.0/deed.en_USv

"Most of the money problems we talk about with Bitcoin — they're not money problems. They're time problems." Scott Dedels — founder of Block Rewards and author of The Age of Time — says the clock is a technology. It was invented about 600 years ago, and somewhere along the way we forgot it was ever invented at all. His claim: the problem of time is upstream of the problem of money. Fiat was downstream of a civilization that had already agreed to be ruled by a machine that only moves forward, in the direction of consumption. We went from asking what is time to only ever asking what time is it. We get into the Prague Orloj and the birth of mechanical time, the 1944 essay that turned time into a commodity, Saturn as civilization's invisible operating system, why we stopped building 300-year cathedrals, AI and the information hyperstream — and Bitcoin as a ten-minute heartbeat no one controls. Subscribe so you never miss an episode.

An Eastern Orthodox caller asks, “On what standard do you say Orthodoxy is false?” Joel Settecase turns the authority question back around, pressing whether councils, synods, Church Fathers, and tradition can define their own limits. This intense theology and apologetics exchange ends with a clear Gospel presentation: salvation by grace alone through faith in Jesus Christ alone, according to the Bible alone.===================================================Download your free apologetics guide here: https://thethink.institute/store/p/transcendental-argument-for-god-tag-cheat-sheet-downloadable-pdf Men: Want to become the worldview leader your family and church need? Join the Hammer & Anvil Society. We provide in-depth education and community for Christian men: https://thethink.institute/society===========================================================Think Debates is a ministry of the Think Institute, NFP. We rely on the generous support of our Ministry Partners to pursue our mission. Your financial contributions help equip Christian fathers and their families with the education, resources and community needed to stand firm on God's word in today's challenging climate. Thank you for your help in preparing thousands of regular believers to explain, share and defend the Christian message all over the world.The Think Institute, NFP is a registered 501(c)(3) non-profit organization (EIN: 88-3225438). Donations to The Think Institute are tax deductible to the fullest extent allowed by law.Donate now: https://thethink.institute/partner

June 24, 2026 - Wednesday PM Bible Class This episode is a classroom-style exploration of Barnabas, the New Testament figure known as the "son of encouragement." Recorded as part of a summer teaching series, the speaker walks listeners through key passages in Acts (chapters 4, 9, 11, 13, and 15) to trace Barnabas' life, ministry, and influence on the early church. Topics covered include Barnabas' background (Joseph the Levite from Cyprus), his generosity in selling land to support believers, and his defining role encouraging and strengthening the church at Antioch. The episode looks closely at how Barnabas bridged the gap between the church and Saul (Paul), advocated for second chances (notably with John Mark), and helped develop emerging leaders—demonstrating humility, courage, and sacrificial support. Listeners will hear Scripture readings and practical illustrations, including personal anecdotes from the class (camp mailboxes of encouragement, Devo leadership) and contemporary analogies (nicknames and team roles) to highlight how encouragement functions as ministry. The class discusses why churches struggle to accept changed people, how encouragers see potential rather than past failures, and the risks and sacrifices involved in standing with the rejected. Contributors and voices in the discussion include the class leader and responses from members. The episode emphasizes five practical lessons: encouragement changes lives; godly people look beyond a person's past; great leaders develop other leaders; encouragers also need courage; and godly people help restore failures. Expect a study grounded in Acts with clear, applicable takeaways for church life—how to give hope, mentor others, offer second chances, and use generosity and courage to advance spiritual growth in your community.   Duration 37:50

Freeport, Illinois native Eric "The Hammer" Huenfeld has been calling stock car races for three decades now. From quarter-mile, dirt bullrings at a weekly show to some of the top, national touring series in the Midwest.Listen in as "The Hammer" talks about how his passion for motorsports got started! Give it a listen!

Crack open a cold one and listen to the best of the week! Biden "wrote" a book Schumer farted on the Senate Floor Broad Ripple Bar Owner finally sees justice & more! See omnystudio.com/listener for privacy information.

ACC Media Days are officially in the books, and there's plenty to unpack, from coaching hot seats and quarterback battles to the storylines that will shape the conference race in 2026. But the name generating the most buzz right now isn't even in the ACC: Notre Dame QB CJ Carr is entering the season as a legitimate Heisman contender after a breakout freshman campaign, and the college football world is taking notice. Joey Knish and Brad Powers are live to break down all of it, including the ACC media day fallout, what Carr's rise means for Notre Dame's playoff hopes, and how the early season buzz is already shaping betting markets. Plus, the guys are opening it up to your college football betting questions, so bring your lines, your futures bets, and anything else on your mind as we get closer to kickoff.

Former NFL safety Kerry Rhodes is in for Rob, and he and Kelvin explain why it’s imperative that Adam Silver come down hard on guys like Kawhi Leonard and Gary Trent Jr if it turns out that their teams did circumvent the NBA salary cap. Plus, The Athletic NBA reporter Tony Jones swings by to discuss all the biggest headlines around The Association. Finally, the Odd Couple Crew debates strange possessions in this week’s edition of Shop Talk.See omnystudio.com/listener for privacy information.

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Producer Allison took the most out of context clips from the week to create a hilarious montage! See omnystudio.com/listener for privacy information.

MRKT Matrix - Friday, July 17th S&P 500 falls 1%, heads for losing week, led by chipmakers; Netflix plunges (CNBC) S&P 500 Earnings Season Update: July 17, 2026 (FactSet) Russia roils global market for diesel (Axios) Economic outlook is worsening and Trump is getting blamed, CNBC survey finds (CNBC) The Inside Story of IBM's Shocking Profit Warning (WSJ) IBM's Warning Is a ‘Hammer' Slamming Down on Tech's AI Outsiders (Bloomberg) China's Moonshot Unveils AI Model That Narrows Gap With US Firms (Bloomberg) Lettuce Grower Taylor Farms to Pull Parasite-Linked Products (Bloomberg) --- Subscribe to our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://riskreversal.substack.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs

Matt and Sean talk about the possession horror hiding inside Star Trek TOS Season 3, Episode 18, "The Lights of Zetar." An alien energy takes over Lieutenant Mira Romaine, and the creepy voice, the floating body, and the "you can't have her back, she's ours" menace feel pulled straight from a 1960s Hammer horror film. So is this secretly one of Star Trek's scariest hours? Or does the show waste a great idea by burying the reveal for 40 minutes?Chapters:00:00: Intro02:30: Episode Description02:58: This time in History06:30: Today's Episode DiscussionWatch on YouTube: https://www.youtube.com/watch?v=LgsPqnDU9ngSupport the show directly: https://trekintime.show/join/Audio version of the podcast: https://www.trekintime.showYouTube version of the podcast: https://www.youtube.com/@TrekinTimeGet in touch: https://trekintime.show/contact/Follow us on: Mastodon - https://mastodon.social/@mattferrell Bluesky - https://bsky.app/profile/mattferrell.bsky.social Undecided with Matt Ferrell: https://www.youtube.com/@undecidedtechnology Hosted on Acast. See acast.com/privacy for more information.

Modern Wisdom: Read the notes at at podcastnotes.org. Don't forget to subscribe for free to our newsletter, the top 10 ideas of the week, every Monday --------- Caleb Hammer is a personal finance YouTuber. Are we in a financial crisis or spending our way into one? Rising prices, growing debt, and shrinking savings are putting every generation under pressure. But what's really to blame? A broken economy, bad money habits, or both? The answer could determine whether we're headed for disaster, or still have time to turn things around. Expect to learn if it is actually harder to make an manage money than ever before, what the hidden costs of bankruptcy are that nobody wants to talk about, why Gen Z is in more debt than any other generation, if most financial problems are psychological in nature, if lifestyle inflation has become a bigger problem than inflation itself, what the biggest financial red flags are when dating and much more… Sponsors: See discounts for all the products I use and recommend: ⁠https://chriswillx.com/deals⁠ Get 160+ lab tests for just $365 and save an extra $25 at https://functionhealth.com/modernwisdom Get the brand new Whoop 5.0 and your first month for free at https://join.whoop.com/modernwisdom Get a Free Sample Pack of LMNT's most popular flavours with your first purchase at https://drinklmnt.com/modernwisdom Get a free bottle of D3K2, an AG1 Welcome Kit, and more when you first subscribe at https://ag1.info/modernwisdom Get ChatGPT to explore ideas, solve problems, and learn faster at ⁠https://chatgpt.com Timestamps: (00:00) Does Caleb Really Get Death Threats? (05:44) Does Gen Z Actually Have It Harder Financially? (18:02) The Hidden Costs of Bankruptcy (21:03) Why People Fall Into Debt (24:13) The Personality Traits Behind Financial Success (25:36) How Debt Impacts Your Identity (27:28) The Trap of Lifestyle Inflation (36:14) The Best Way to Handle Anxious Guests (39:23) Knowledge vs Discomfort: What Makes the Biggest Impact? (44:26) Why Behaviour Is the Real Fix for Money Problems (49:24) What Financial Milestone Makes People Happiest? (52:14) UK vs US: Who's Better Off Financially? (01:07:36) What Real Financial Education Should Look Like (01:16:38) The Dangerous Consequences of the Gender Wars (01:21:32) The Economic Risks of a Declining Population (01:26:37) Should a Trillionaire Exist? (01:31:37) The Biggest Financial Red Flags in Dating (01:34:19) How Money Problems End Relationships (01:36:53) How Mental Health Shapes Spending Habits (01:40:19) The Dumb Purchases That Make People Broke (01:42:40) How Damaging Is Financial Over-Optimisation? (01:44:56) Is Property Still a Smart Investment? (01:53:43) Is Raising Kids Cheaper Than You Think? (01:55:53) Where to Find Caleb Extra Stuff: Get my free reading list of 100 books to read before you die: ⁠https://chriswillx.com/books⁠ Try my productivity energy drink Neutonic: ⁠https://neutonic.com/modernwisdom⁠ Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: ⁠lnkfi.re/SN-Goggins⁠ #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: ⁠lnkfi.re/SN-Peterson⁠ #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: ⁠lnkfi.re/SN-Huberman⁠ - Get In Touch: Instagram: ⁠https://www.instagram.com/chriswillx⁠ Twitter: ⁠https://www.twitter.com/chriswillx⁠ YouTube: ⁠https://www.youtube.com/modernwisdompodcast⁠ Email: ⁠https://chriswillx.com/contact⁠ - Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a 3-part series. Best if viewed on Afterburn Defense Youtube.  Part I: https://youtu.be/MgQ_X3Td8a4 Part II: https://youtu.be/GzdL6NMYDso Part III: https://youtu.be/Xc22-2RaGSY Operation Midnight Hammer through the eyes of the F-16 Wild Weasel pilots who flew it. This is the firsthand account of the 55th Fighter Squadron and the 20th Fighter Wing. These are the pilots who fly Suppression of Enemy Air Defenses, known as SEAD, the crews who went in first to suppress Iranian air defenses, and the ground support teams who made the mission possible. Part three covers the mission to strike Iran's nuclear facilities. Recorded between December 2025 and January 2026, this series preserves the experiences of the people who were there, in their own words. Air Force Officer Qualifying Test (AFOQT) Prep with AFOQT Wingman https://afoqtwingman.com/Code: AFTERBURN for 10% off

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Can the Orthobro movement survive scrutiny?Download your free apologetics guide here: https://thethink.institute/store/p/transcendental-argument-for-god-tag-cheat-sheet-downloadable-pdf Men: Want to become the worldview leader your family and church need? Join the Hammer & Anvil Society. We provide in-depth education and community for Christian men: https://thethink.institute/society===========================================================Think Debates is a ministry of the Think Institute, NFP. We rely on the generous support of our Ministry Partners to pursue our mission. Your financial contributions help equip Christian fathers and their families with the education, resources and community needed to stand firm on God's word in today's challenging climate. Thank you for your help in preparing thousands of regular believers to explain, share and defend the Christian message all over the world.The Think Institute, NFP is a registered 501(c)(3) non-profit organization (EIN: 88-3225438). Donations to The Think Institute are tax deductible to the fullest extent allowed by law.Donate now: https://thethink.institute/partner

Patrick Hammer joins Jeremy and Joe to discuss the thick smoke and deteriorating air quality affecting Western New York due to wildfires in Canada and Minnesota. He explains the health risks associated with a high AQI and introduces the concept of "zombie fires" that can survive underground. 01:05 - Patrick Hammer Smoke Update 05:03 - Wildfire Locations and Causes 10:14 - Explaining Zombie Fires

Episode 242 is LIVE!!!First we hit you with Around the Pitch!⬇️

After last week's #LastBoyScout exclusive, it's back to business as usual as John 'Tiberius' Kirk - The Blu-Ray Bloodhound - completes his July roundup of all that's new in Blu and on it's way in 4K! Reviews include John Waters' Desperate Living, Arrow's gorgeous new Robin Hood (the Kevin Costner version!) a whole bunch of Jackie Chan, and a preview of the stunning new Kubrick box set. Plus Shameful Steve and John tussle in a manly manner over the new Masters Of The Universe. Is it a ker-ching for Steve? Keep listening!#Hammer! #Arrowvideo #Indicator #Powerhouse #88films #BFI #Criterion #TreasuredFilms #RadianceFilms #TransmissionVideo Hosted on Acast. See acast.com/privacy for more information.

Implementing a gender mainstreaming strategy requires more than just policy; it demands consistent, deliberate action that drives real-world impact. In this leadership podcast for change-makers, we sit down with Colleen Larsen, founder of Business Engage, to explore how she transitioned from financial services to spearheading corporate transformation across Africa. Colleen shares her "velvet glove" approach to organizational change, bridging the gap between boardroom objectives and grassroots empowerment. We discuss how her philosophy drives progress toward UN SDG 5 gender equality goals, while drawing parallels to Heifetz and Linsky's adaptive leadership (Harvard Kennedy School) framework in navigating complex corporate landscapes. This episode offers a masterclass in resilience, strategic thinking, and the power of "letting go" to make space for growth.Love the show? Subscribe, rate, review & share! https://anne-pratt.com

With another Tyrannosaurus rex making headlines at auction, we're revisiting this discussion from 2020, recorded just after the famous sale of Stan. Iszi Lawrence and Dr Dave Hone explore why the sale stunned palaeontologists, what it could mean for museums and scientific research, and whether record-breaking prices change the fossil market forever.  This is an archive discussion, but many of the questions it raises remain just as relevant today. If you'd like to hear more, we'll have a brand new episode on 29th July looking at the sale of large fossils, the ethics of collecting, and how these extraordinary specimens end up in museums and/or private hands. Support the podcast and get bonus episodes at: https://patreon.com/terriblelizards If you enjoy Terrible Lizards, please like, subscribe, leave a review, and share the podcast with a fellow dinosaur fan. It really helps us keep making new episodes.

A perfect time to debut a new Hammer and Nigel records song!See omnystudio.com/listener for privacy information.

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My dear friends, pray draw a little closer to the fire and prepare yourselves for an evening of dark mystery and Hammer Horror excellence. This week on the Scary Spirits Podcast, hosts Karen and Greg commemorate the anniversary of the theatrical release of the classic 1971 Hammer Films masterpiece, Hands of the Ripper, which first shocked audiences on July 15, 1972 in the United States. With the careful examination of devoted horror historians and the enthusiasm of true connoisseurs of the macabre, Karen and Greg delve into this chilling tale inspired by the sinister legacy of Jack the Ripper. Together, they explore the film's haunting atmosphere, memorable performances, Victorian-era terror, and the unique place it occupies within the celebrated Hammer Horror canon. Naturally, no investigation into such dark proceedings would be complete without proper refreshment. As the shadows lengthen, our hosts raise a glass of the appropriately themed “Bloody Dark & Stormy” cocktail, a devilishly delicious concoction crafted to complement the film's brooding mood and blood-soaked mystery. Whether you are a lifelong admirer of Hammer Horror films, a collector of classic British horror cinema, or simply searching for your next horror movie podcast, this episode offers an entertaining journey into one of Hammer’s most intriguing and underrated gems. Join us for a captivating discussion filled with suspense, horror history, and spirited cocktails as we celebrate Hands of the Ripper—a film that continues to cast a long and unsettling shadow over the genre more than five decades later. Bloody Dark & Stormy Cocktail • 2 oz Dark Rum (like Goslings Black Seal)• 4 to 5 oz Ginger Beer• 1/2 oz Fresh Lime Juice• The Ripper Twist: A heavy splash of Grenadine or Crème de Cassis (blackcurrant liqueur) Instructions: Fill a tall glass with ice. Add the ginger beer and lime juice. Gently float the dark rum on top to create a “storm cloud” effect. To finish, slowly drizzle the grenadine or cassis directly over the top—it will sink through the dark rum layer like a thread of blood. A Brief Synopsis: As a young child, Jack the Ripper’s daughter witnesses him kill her mother. As a young woman, she carries on the murderous reign of her father. A psychiatrist tries to cure her with tragic consequences. Some of the topics discussed and highlights of this episode include: We learn about the history of “stag” parties. Dr. Karen tells us a little bit about Sigmund Freud. St. Paul’s Whispering Gallery is discussed. Dr. Karen tells us what o do if you are run through with a sword. Our rating of the film: This movie was OK. It took us 3 cocktails to get through it. Take our online survey! We want to know more about you! Please take our survey. All questions are optional and you can remain completely anonymous if you prefer. Tell us what you like or would like to hear more of! All music on the Scary Spirits Podcast is provided by the band “Verse 13”. Please check them out. You can listen to all their music on their Bandcamp page. Get social with us! Connect with us on Facebook and Instagram Subscribe on YouTube to watch Greg attempt to make all the featured cocktails Follow @ScarySpiritsPod Questions, comments or suggestions? Shoot us an email at info@scaryspirits.com As an Amazon Associate, we may earn a small percentage of qualifying purchases through our links.

The language in and about the Declaration of Independence is telling of the current state of the United States today. Listen as Aaron and Damien discuss the piece “Do You Understand Your Own Language?” by Robin D. G. Kelley in Hammer & Hope, which explores the language in and about the Declaration of Independence and critiques and analysis of the document by Black radicals, thinkers, and abolitionists throughout history, as well as the implications and impact of this language on the United States today, and what we learn and take away from this incredible piece in our continued learning and unlearning work and fight for collective liberation. Follow us on social media and visit our website! ⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bluesky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Leave us a voice message⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Merch store⁠⁠⁠⁠⁠⁠⁠

Woman gets surrounded by 100 raccoons, plus Hammer has a groundhog problem. See omnystudio.com/listener for privacy information.

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When Patrick Hayter started his construction company, he was swinging the hammer himself.Doing the work.Running estimates.Managing projects.Handling sales.Everything.But eventually he realized something every growing business owner learns:You cannot scale if you are doing everything yourself.In this episode with Patrick Hayter, owner of Hayter Construction, we talk about what it takes to go from working in your business to actually leading it.This conversation is packed with lessons on hiring, delegation, systems, marketing, and growth.In this episode you will learn:• Why Patrick stopped swinging the hammer• The importance of buying your time back• How delegation creates growth• Why good employees are worth paying for• What most business owners get wrong about scalingWe also talked about leadership, company culture, hiring, marketing, and the mindset shifts required to build a business that does not depend on you every minute of every day.If you feel stuck doing everything yourself...This episode will hit home.

Mick McCarthy, Tommy Rooney and Matthew Brennan are back to discuss this week's football power rankings following the Semi finals that sent both Louth and Dublin packing. The Power Rankings on Off The Ball, with Harvey Norman, Official Stats Sponsor of the GAA

TMW - Dr Fabian Garcia & Kevin Stockford talk about the power of the mind on Three Magic Words.

The 16th episode of the fourth season of the BBC anthology series Play for Today, Penda's Fen – originally broadcast on 21 March 1974 – is widely celebrated as a visionary masterpiece of British folk horror and 1970s television drama. Written by David Rudkin and directed by Alan Clarke, Time Out London named it one of the 100 best British films. The Visionary Realism of Alan ClarkeDirector Alan Clarke is renowned for his stark social realism and controversial depictions of institutionalised communities. His 1977 borstal drama Scum was banned by the BBC, later returning as a 1979 feature film, while his television film Made in Britain introduced Tim Roth as a racist skinhead. He tackled corporate corruption in Beloved Enemy, military interrogation in Psy-Warriors, and directed David Bowie in Bertolt Brecht's Baal. His final work, The Firm starring Gary Oldman, drew heavy press criticism for its depiction of violent football hooliganism in Thatcher's Britain.While Penda's Fen trades Clarke's urban realism for a mystical landscape of angels and demons, it retains his fierce preoccupation with identity, authority, and systemic oppression.Cult Television & Audio ConnectionsThe surreal atmosphere is driven by an electronic score from Paddy Kingsland of the BBC Radiophonic Workshop. Kingsland manipulated a Benjamin Britten recording for the play, and went on to score The Changes, the radio and TV versions of The Hitchhiker's Guide to the Galaxy, and classic Doctor Who serials.The cast links directly to landmark British cult media:Spencer Banks (Stephen Franklin): The quintessential 1970s television adolescent, Banks also starred as Simon Randall in the children's sci-fi series Timeslip.Georgine Anderson (Mrs Franklin): A veteran of the Royal Shakespeare Company who later played May in the 2007 Doctor Who episode ‘Gridlock' – representing the show's first married same-sex couple.Ian Hogg (Arne): Famous as the lead in Rockliffe's Babies and the villainous Josiah Samuel Smith in the Doctor Who story Ghost Light.Jennie Hesselwood (Mrs Arne): Mother of Toby Jones and wife of Freddie Jones (Dune, The Elephant Man).Graham Leaman (Sir Edward Elgar): Features a massive Doctor Who pedigree including The Macra Terror (tying directly back to the Macra in ‘Gridlock'), The Seeds of Death, and The Three Doctors.Ivor Roberts (Cooke): A familiar face from the ‘Croftiverse' comedies Oh, Doctor Beeching! and You Rang, M'Lord?, as well as Genesis of the Daleks.Ron Smerczak (Joel): Later transitioned to action cinema in American Ninja 4: The Annihilation and Cyborg Cop.Current Promotions & EventsThe General Witchfinders Book Club: Our debut spin-off episode is out now, run with independent bookshop Teaseland & Skylark in Dorchester. Host Ross welcomes author Ray Newman (The Grave Digger's Boy) to unpack Andrew Michael Hurley's folk horror novel, Starve Acre. Listen here: https://tinyurl.com/GW-BC-01Summer Spin-Off – Department X: Join James and Ross as they investigate the 1970s obsession with ESP, telekinesis, and psychic premonitions. Listen to 'Mysterious Powers & Strange Forces' here: https://tinyurl.com/MYSpowerLondon Halloween Live Show: We are taking over ActOne Cinema in Acton on Friday 30th October at 7:30pm for a screening of Hammer's Dr. Jekyll and Sister Hyde and a live podcast recording. Tickets are £14: https://tinyurl.com/DRJeky11'Hammer Presents' Blu-ray Giveaway: Win a bundle of restored rarities including The Snake Woman, Dr. Blood's Coffin, Cry of the Banshee, and Crucible of Horror. Enter before Friday 31st July: https://tinyurl.com/HamPrizeGeneral Witchfinders Issue 4: Grab our 76-page zine of unsettling folk horror fiction, original artwork, and deep-dive features: https://tinyurl.com/gwZINESupport this show http://supporter.acast.com/general-witchfinders. Hosted on Acast. See acast.com/privacy for more information.

Caleb Hammer is a personal finance YouTuber. Are we in a financial crisis or spending our way into one? Rising prices, growing debt, and shrinking savings are putting every generation under pressure. But what's really to blame? A broken economy, bad money habits, or both? The answer could determine whether we're headed for disaster, or still have time to turn things around. Expect to learn if it is actually harder to make an manage money than ever before, what the hidden costs of bankruptcy are that nobody wants to talk about, why Gen Z is in more debt than any other generation, if most financial problems are psychological in nature, if lifestyle inflation has become a bigger problem than inflation itself, what the biggest financial red flags are when dating and much more… Sponsors: See discounts for all the products I use and recommend: ⁠https://chriswillx.com/deals⁠ Get 160+ lab tests for just $365 and save an extra $25 at https://functionhealth.com/modernwisdom Get the brand new Whoop 5.0 and your first month for free at https://join.whoop.com/modernwisdom Get a Free Sample Pack of LMNT's most popular flavours with your first purchase at https://drinklmnt.com/modernwisdom Get a free bottle of D3K2, an AG1 Welcome Kit, and more when you first subscribe at https://ag1.info/modernwisdom Get ChatGPT to explore ideas, solve problems, and learn faster at ⁠https://chatgpt.com Timestamps: (00:00) Does Caleb Really Get Death Threats? (05:44) Does Gen Z Actually Have It Harder Financially? (18:02) The Hidden Costs of Bankruptcy (21:03) Why People Fall Into Debt (24:13) The Personality Traits Behind Financial Success (25:36) How Debt Impacts Your Identity (27:28) The Trap of Lifestyle Inflation (36:14) The Best Way to Handle Anxious Guests (39:23) Knowledge vs Discomfort: What Makes the Biggest Impact? (44:26) Why Behaviour Is the Real Fix for Money Problems (49:24) What Financial Milestone Makes People Happiest? (52:14) UK vs US: Who's Better Off Financially? (01:07:36) What Real Financial Education Should Look Like (01:16:38) The Dangerous Consequences of the Gender Wars (01:21:32) The Economic Risks of a Declining Population (01:26:37) Should a Trillionaire Exist? (01:31:37) The Biggest Financial Red Flags in Dating (01:34:19) How Money Problems End Relationships (01:36:53) How Mental Health Shapes Spending Habits (01:40:19) The Dumb Purchases That Make People Broke (01:42:40) How Damaging Is Financial Over-Optimisation? (01:44:56) Is Property Still a Smart Investment? (01:53:43) Is Raising Kids Cheaper Than You Think? (01:55:53) Where to Find Caleb Extra Stuff: Get my free reading list of 100 books to read before you die: ⁠https://chriswillx.com/books⁠ Try my productivity energy drink Neutonic: ⁠https://neutonic.com/modernwisdom⁠ Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: ⁠lnkfi.re/SN-Goggins⁠ #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: ⁠lnkfi.re/SN-Peterson⁠ #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: ⁠lnkfi.re/SN-Huberman⁠ - Get In Touch: Instagram: ⁠https://www.instagram.com/chriswillx⁠ Twitter: ⁠https://www.twitter.com/chriswillx⁠ YouTube: ⁠https://www.youtube.com/modernwisdompodcast⁠ Email: ⁠https://chriswillx.com/contact⁠ - Learn more about your ad choices. Visit megaphone.fm/adchoices

The Amazon Kindle Scribe feels just like writing on paper and helps keep pages of notes organized and easy to read. Get yours here https://amzn.to/4peFOKQ What's the #1 money habit that separates winners from losers? What stops the thousand small cuts you're making every single day that you refuse to see? Caleb Hammer has reviewed thousands of financial disasters on his show Financial Audit, and he's breaking down the tactics that separates people who build wealth from people who stay stuck forever. From collections to car loans to OnlyFans subscriptions, he's seen it all. And in this episode, he's pulling back the curtain on what actually works, what's killing your future, and why most people would rather look rich than be rich. In this episode, you'll learn: Why 40% of Americans can't afford a $400 emergency and how not having an emergency fund starts the debt snowball that destroys everything The 50/30/20 rule: 50% needs, 30% fun, 20% investing, and why people think Caleb is stingy when he's actually telling you to spend a crazy amount on fun once you cut the BS The real difference between people who change and people who don't: action words versus future words, and why I'm gonna means nothing if the documents show you aren't doing it now ___________ (00:00:00) Introduction: Budgeting Is the Snowball That Starts Every Financial Disaster (00:00:52) The Red Flags: Collections, Repos, and the Death by a Thousand Cuts (00:06:14) The OnlyFans Economy: Loneliness, Parasocial Relationships, and Paying Indian Telemarketers (00:08:00) The Average American Is Broke: 40% Can't Handle a 400 Dollar Emergency (00:10:54) Budget or Die: The One Non-Negotiable Rule That Changes Everything (00:12:01) The 28 Dollar Lunch Debate: Avocado Toast, Death by a Thousand Cuts, and Owning Your Choices (00:13:45) Housing, College, and Health Care: The Three Things Actually Screwing Gen Z (00:19:38) The Car Trap: Why Americans Justify 1000 Dollar Payments for Grocery Runs (00:23:27) Dave Ramsey Is Wrong: The 1000 Dollar Emergency Fund and the 6% Withdrawal Myth (00:26:33) Bill Gates Doesn't Know the Price of Rice-A-Roni: The Disconnect of Wealth (00:27:45) The 100K Investment Blueprint: Target Date Funds, Index Funds, and Killing High-Interest Debt First (00:29:19) Pokemon Cards, Tulip Mania, and NFTs: Why Speculation Always Ends the Same Way (00:30:58) The Dumbest Investments: Gold Mines in Uganda, CDs, and Risk-Averse Spending Addicts (00:34:21) The SpaceX IPO: Trillion Dollar Valuation, NASDAQ Rule Changes, and Betting on Elon (00:37:43) Caleb's Origin Story: From Negative 90K in Debt to 250K Net Worth in Six Years (00:41:34) The Five-Step Blueprint: Budget, Find Your Market Fit, Kill Debt, Emergency Fund, Invest 20% (00:42:58) The 50-30-20 Rule: 30% on Fun Is Not Stingy, It's Generous as Hell (00:48:05) War Stories: The Streamer Who Made Two Cents a Month and Still Wouldn't Quit (00:50:49) The Car Defense: Why People Fight to the Bone Over a 40K Net Gain (00:51:31) Breaking Someone's Frame: The Kids Argument and the N-Word Incident (00:54:36) The Action Test: I'm Gonna Versus I Am—How to Tell If Someone Will Actually Change (00:55:28) 28,000 Dollars in Debt Paid Off in 12 Months: The Financial Audit Success Rate (00:56:29) The Anchor Problem: When One Partner Drags the Other Down Financially (00:57:24) Couples Therapy, Prenups, and When to Walk Away from Financial Disaster (00:58:07) Underrated Purchases and Mint Chocolate Chip: The Flavor That Tastes Like Mouthwash (01:00:59) The Money Rule Caleb Struggles to Follow: Spend More and Take a Vacation (01:02:01) Hammer Elite: 110,000 Subscribers and Building a Premium Content Empire (01:02:54) Political Audits: Governors, Senators, and Why Newsom Said No (01:04:27) The Federal Debt Crisis: Pentagon Audits, Social Security Cuts, and the 25% Haircut in Five Years (01:04:57) Centrist Economics, Right-Wing Coded Jokes, and Why Both Parties Suck at Spending (01:09:27) The Final Word: Every Day You Wake Up, You Choose to Be a Retard or Not—Choose Wisely ___________ MORE FROM BIGDEAL

The World Cup is down to the final four, and we're breaking down every semifinal matchup with our signature "Would You Rather" comparisons. We go position-by-position through France vs. Spain and Argentina vs. England, debating the better manager, goalkeeper, back line, midfield, attack, superstar, and ultimately predicting who advances to the World Cup Final. Then it's time for a Sports Scantron: Which player has the most to gain for their legacy by winning the World Cup—Lamine Yamal, Kylian Mbappé, Jude Bellingham, Lionel Messi, Harry Kane, or Michael Olise? We also dive into the NBA's next generation with an AJ Dybantsa franchise-building exercise, debating whether we'd rather build around him or some of the league's brightest young stars, plus our favorite and least favorite rookie fits from this year's class. Finally, we introduce one of the wildest fantasy football concepts yet: the "NIL League," where teams can spend next year's auction budget to recruit players from other rosters before the trade deadline. Is it genius, completely broken, or something every league should try? All that and more on this episode of Stripe Sports. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

*AGHHHHH SHE NEVER PAYS HER TAXES!!!*In the post show, we learn she refuses to pay taxes. She wants every benefit, but won't contribute anything... this is so infuriating. Watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡️ https://hammerelite.com 30% off *LIMITED TIME ONLY* as a launch bonus

Alright gambling degenerates, listen up Hammer has some picks for MLB's Home Run Derby. See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

"21 million isn't a promise. It's a rule — and rules only hold if your node enforces them." Bitcoin Mechanic — of mining pool OCEAN — says Bitcoin is in a civil war, and most holders don't even know it's happening. The fight isn't over price. It's over who's actually in charge: Core or Knots, miners or developers — or the nodes that quietly outvote them all. We get into the Eye of Sauron turning toward Bitcoin, why 21 million is a rule and not a law of nature, what running Knots actually does, and the battle for the soul of Bitcoin. Subscribe so you never miss an episode.

In this short debate, Joel Settecase (Christian) uses presuppositional apologetics to attack atheism to the glory of Jesus Christ.===================================================Download your free apologetics guide here: https://thethink.institute/store/p/transcendental-argument-for-god-tag-cheat-sheet-downloadable-pdf Men: Want to become the worldview leader your family and church need? Join the Hammer & Anvil Society. We provide in-depth education and community for Christian men: https://thethink.institute/society===========================================================Think Debates is a ministry of the Think Institute, NFP. We rely on the generous support of our Ministry Partners to pursue our mission. Your financial contributions help equip Christian fathers and their families with the education, resources and community needed to stand firm on God's word in today's challenging climate. Thank you for your help in preparing thousands of regular believers to explain, share and defend the Christian message all over the world.The Think Institute, NFP is a registered 501(c)(3) non-profit organization (EIN: 88-3225438). Donations to The Think Institute are tax deductible to the fullest extent allowed by law.Donate now: https://thethink.institute/partner

Crack open a cold one and listen to the best of the week! Legal Stuff, Lewd Nude Dudes in the News, beatboxing, the government getting involved with the WNBA and more! See omnystudio.com/listener for privacy information.

Join Knish & Powers for a LIVE reaction to Big 12 Media Days as they break down ESPN's newly released FPI rankings and preseason coaching poll. Which Big 12 programs are trending up, and who's on the hot seat before the season even starts? We're diving into team-by-team storylines, coach quotes from the podium, and what it all means for the 2026 season. Catch the guys live every week as they break down the biggest stories in college football, betting angles, and more — all presented by FanDuel.

Rob Parker and Kelvin Washington react to reports that the NBA is continuing to pursue Kawhi Leonard's alleged involvement in the Clippers controversy by delaying action on the Toronto trade situation. Rob believes it's in Toronto's best interest to stay patient, arguing that the league has historically been lenient in major scandals and pointing to recent gambling-related cases where punishments were viewed as relatively soft. Kelvin, however, sees the prolonged investigation differently, suggesting the NBA's willingness to keep digging could mean the league has uncovered something significant and may be preparing to come down hard. The guys debate what the delay means, whether Kawhi should be concerned, and what the NBA's next move could be.See omnystudio.com/listener for privacy information.

Rob and Kelvin argue whether the onus is on Adam Silver to come down hard on Kawhi Leonard and the Los Angeles Clippers if they determined that the two sides did circumvent the salary cap to funnel more cash in his pocket. Plus, MLBBro.com managing editor JR Gamble swings by to breakdown all the biggest baseball headlines in this week's edition of Foul or Fair. See omnystudio.com/listener for privacy information.

We all tried our hand at beatboxing and Hammer turned it into a (questionable) remix. See omnystudio.com/listener for privacy information.

This week, the world finally discovers what we've been saying for years: Gen X wasn't forgotten—we were quietly keeping the entire damn machine running. New Census numbers show America's 45-to-64 crowd is shrinking fast, which means the people who know where all the bodies are buried (and why you never reboot that one production server) are disappearing without a replacement bench. Meanwhile, Meta continues its speedrun toward becoming history's most aggressively unlikeable company, staring down a potential $1.4 trillion lawsuit over social media addiction while simultaneously launching AI features that happily remix your Instagram photos unless you remember to opt out of Zuckerberg's latest privacy experiment. Because nothing says "we've learned our lesson" quite like doubling down.The AI circus somehow gets even weirder. Illinois actually passed meaningful AI safety legislation—an event so rare it qualifies as science fiction—while Sam Altman reportedly floated the idea of AI companies handing the U.S. government an ownership stake. Anthropic published another paper that's already inspiring breathless declarations that Claude is "thinking," because apparently matrix multiplication now counts as an inner monologue. Cloudflare finally decided websites shouldn't have to give away their content for free to AI crawlers, researchers discovered AI agents could consume enough electricity to make Google Search look like a bicycle generator, and Amazon's Mechanical Turk is being replaced by the very AI it spent two decades secretly training. Progress: where everyone works harder, gets paid less, and the power grid cries.Elsewhere in Tech Hell™, Waymo robotaxis turned San Francisco traffic into an even bigger parking lot, Google lost another multibillion-dollar antitrust appeal in Europe, the FCC found fresh ways to make internet bills less transparent, and Midjourney is demanding Hollywood explain its own AI habits in court. We also dig into a disturbing lawsuit involving Grok-generated abuse imagery and what it says about AI guardrails, explain how to stop Meta from feeding your Instagram into its latest AI experiments, discuss why tech workers increasingly feel AI isn't replacing them so much as making them miserable faster, and close things out with the usual Media Candy, Apps & Doodads, and library recommendations to help you survive another week inside the techno-dystopian fever dream we apparently call "the future."Sponsors:Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/754Watch on YouTube at https://youtu.be/xnhzMxu1JNASHOW NOTESAmerica's missing middle: The shrinking 45-64 populationMeta is facing $1.4 trillion in state lawsuits over social media addictionMeta just launched a new AI generator, Muse Image, and users are already pushing back over use of their photosIllinois Drops the Hammer on AI CompaniesOpenAI reportedly wants all AI companies to give the US government a stake in their businessesLawsuit: Man used Grok to make 7K sex images of stepdaughter, then shot himselfMidjourney wants the Hollywood studios that sued it to show the court how they use AIAnthropic Releases Paper About Claude's Mental ‘Workspace.' Don't Read It UncriticallyCloudflare will filter out web crawlers that serve AI companiesWhen It Comes to Energy Use, AI Agents Could Make Chatbots Look Like Pocket CalculatorsAmazon's ‘Artificial Artificial Intelligence' Is Being Eaten by AIDrivers Trapped for Hours in Hopeless Gridlock as Waymos Brick on Major HolidayGoogle loses final appeal over $4.7 billion EU Android antitrust fineFCC to end Biden-era rule that forces ISPs to list all their feesGetty Images is canceling its $3.7 billion Shutterstock merger due to UK restrictionsFootage Shows Cop Stalking Woman He Met on a TV Set After Surveilling Her With a License Plate ReaderMeta says it will disable the camera on its glasses if you tamper with the recording LEDMeta tests ‘super sensing' AI glasses that can capture every momentHow tech workers are feeling in 2026: a workforce splitting in twoSiloSugarDune: Part Three | Official TrailerAI golem Tilly Norwood is reportedly 'starring' in a feature-length movieLuckyNormalHow to claim a WhatsApp usernameHow to Stop Meta AI From Processing Your Instagram ContentGold Rush (First Contact) by Peter CawdronSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Christina P is back touring! Check her out in Chicago September 18th and 19th. Get your tickets at https://christinap.com/pages/tour-dates SPONSORS: Look for Mountain Dew in stores near you at https://mountaindew.com. Go to https://quince.com/mom for free shipping and 365-day returns Sign up for your $1 per month trial and start selling today at https://shopify.com/ymh For simple, online access to personalized and affordable care for Hair Loss, Weight Loss, and more, visit https://Hims.com/YMH. Sup, chomos! This week, Caleb Hammer, host of Financial Audit joins the Mommy Dome to talk money, mayhem, and the chaos of his own show. Caleb grew up broke and clawed his way out of massive debt, all while interviewing some of the internet's most financially unhinged people on Financial Audit. The conversation covers the actual hard math behind why most Americans can't survive an $800 rent payment, the case for buying a house even when renting is cheaper, and how nearly 40 states now require a personal finance class in high school, which means "nobody told me" will officially stop working as an excuse. Caleb also breaks down the wildest things his guests have said on camera, including unprompted racism, casual tax evasion confessions, and one woman who's never filed a return in her life with zero consequences. They also run through Horrible or Hilarious clips, debate whether financial domination clients just need to "drop the N-word" more, and dive deep into Mike Fedele, the only tax man offering both IRS advice and detailed sexual positioning tips in the same breath. Caleb also opens up about a serious flying phobia that led him to charter a tiny private jet just to feel in control, and gets talked into a future helicopter ride by Tom. Enjoy! Your Mom's House Ep. 866 https://tomsegura.com/tourhttps://christinap.com/https://store.ymhstudios.comhttps://www.reddit.com/r/yourmomshousepodcast Chapters 00:00:00 - Intro 00:01:26 - Delusions, Maxed Credit Cards, & Decades of Debt 00:05:14 - Building Financial Audit From Scratch 00:17:28 - Opening Clip: Hey Retard 00:18:53 - The "Blackie" Cruise Couple & Hard R Drops 00:27:35 - YMH Staff Financial Questions & Confessions 00:34:16 - 50/30/20 Budgeting, Diverse Portfolios, & Success Stories 00:41:37 - Mike The Tax Guy 00:46:37 - Cool Sales Pitches 00:47:58 - Horrible Or Hilarious 00:50:17 - General Advice & Fear Of Flying 00:56:26 - Clip: Leaky Rump 00:57:32 - Clip: Fancy Chef Wants To Meet The Mayor 00:59:11 - Austin Property Taxes & Niagara Falls 01:03:51 - More YMH Staff Confessions 01:08:41 - Food Stamps, Roommates & The Best Head Debate 01:15:51 - Closing Song - "Brass Tax" by The Onibaka Learn more about your ad choices. Visit megaphone.fm/adchoices