Podcasts about mortgage basics

Reverse Mortgage Basics and Industry Update with Reverse Rob

Reverse Mortgage Basics and H4P Strategies with Tane Cabe, Author & HECM for Purchase Specialist at Fairway. #retire #mortgage #reverse_mortgage  #plan

Buying your first home is one of the biggest financial decisions you'll ever have to make, so how can you prepare for it? On the Money Clinic podcast this week, presenter Claer Barrett meets a couple — 29-year-old Alex and her partner 31-year-old Sarah — who are midway through their property buying journey. They have lots of questions: Did they get the right kind of mortgage? Should they prepare for unexpected costs? And what other financial questions should they consider before signing on the dotted line? Claer sources advice from Daniel Knott, the mortgage broker who posts as @DanDoesMortgages on Instagram, as well as Jo Little, who runs chartered financial planning firm Emery Little. If you would like to be a guest on a future episode, you can email the team at money@ft.com or drop @ClaerB a DM on Twitter, Instagram or TikTok.Follow Dan on social media @DanDoesMortgages You can read Jo Little's blog here: https://emerylittle.com/author/joannalittle/This free to read FT article goes into more detail about the legal aspects of joint property ownership: https://www.ft.com/content/f321264f-bb8e-472b-9f95-a4bd26b6d89bThis will help you find out how much you might have to pay in stamp duty: https://www.which.co.uk/money/mortgages-and-property/home-movers/stamp-duty/stamp-duty-calculator-ar7uu5s1fycxPresented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. See acast.com/privacy for privacy and opt-out information.

Jeremy preaches fundamental mortgage knowledge that you should know! Along with a brief summary of his life and how he became a. mortgage lender. 

The Warner Group is closing loans and opening doors in our community. The Warner Group's mission is to be the mortgage industry's most heart-led Lender. Fostering health while inspiring community and supporting philanthropy through home ownership. Brynn is the lead Loan Officer and has closed hundreds of loans since 2015. The best part of her job is being able to help people and create relationships in the community. When she's not helping people find the best home financing options, or working with agents and our mutual clients, she loves to hike, golf, and spend time with her husband and kiddos. Jessica Tappy is The Warner Group's Transaction Manager and task master. She keeps everyone in the transaction on track before, during, and after the loan process. Jessica purchased her first home several years ago and loves DIY projects. When Jessica is not working, she loves to cook, explore new adventures, and enjoys listening to live music. With this combination of expertise and resources, they help their clients choose the best home financing option to fit their goals. They work hard to provide the very best customer service and communication so that you trust them enough to refer your friends and families to The Warner Group. #warnerinyourcornerNMLS# 1474253https://ulc.mymortgage-online.com/bwarnerabout.html

In part 3 of this 3 part series with Rafael Reyes of Loan Depot on mortgage basics, George, Dan and Rafael go over working with the right lender, how to pick the right lender, the loan estimate, closing disclosures, and common pitfalls and some pro tips. TONS of valuable information here for new and experienced buyers alike, so make sure to listen to the whole episode. Make sure to check out parts 2 and 3 of this 3-part series as well, to get ALL the valuable insights on mortgage basics! For general inquiries: info@queenshometeam.com To contact George: george@queenshometeam.com To contact Dan: daniel@queenshometeam.com To speak to Rafael of Loan Depot: rreyes@loandepot.com visit our website at www.QueensHomeTeam.com and make sure to check out our learning center and our Buyer's Tools! Check us out on Instagram, Facebook and YouTube

In part 2 of this 3 part series with Rafael Reyes of Loan Depot on mortgage basics, George, Dan and Rafael go over the qualification process, debt to income ratios, length of employment requirements, the basics of shopping for a mortgage, when you should get pre-approved, and the difference between a pre-approval and a pre-qualification. TONS of valuable information here for new and experienced buyers alike. Make sure to check out parts 1 and 3 of this 3-part series as well, to get ALL the valuable insights on mortgage basics! To contact George: george@queenshometeam.com To contact Dan: daniel@queenshometeam.com To speak to Rafael of Loan Depot: rreyes@loandepot.com visit our website at www.QueensHomeTeam.com and make sure to check out our learning center and our Buyer's Tools! Check us out on Instagram, Facebook and YouTube as well!!!

This is part 1 of a 3-part series with Rafael Reyes of Loan Depot, discussing mortgage basics for home buyers. This primer on mortgages and loan qualification covers the basic, fundamental aspect of purchasing a home with a home loan, from credit scores, to income requirements, down payments, closing disclosures and much, much more. Make sure you catch all 3 parts of this 3-part series to get a thorough understanding of mortgage fundamentals!

Yatin Chadha hosts Elan Weintraub, co-founder and director of the Mortgage Outlet, one of the largest private mortgage brokerages in Canada and recipient of numerous industry awards. Elan is known for his no-nonsense straight talk and discusses the following: advantages offered by brokerages, forces influencing mortgage rates, current rate environment and when changes may happen, factors to consider when deciding on variable vs fixed mortgages, what to expect when converting a variable rate to fixed, HELOCs (home equity line of credit), updates in the mortgage world, and considerations to keep in mind when deciding whether to break a mortgage and lock in a new rate.

We discuss mortgage basics with industry veteran and expert Will Powell. All topics covering the basics including: your first mortgage, refinancing, paying points, and private mortgage insurance (PMI).

How to determine if the reverse mortgage is for you.

If you're looking at buying your first home, it's important to understand what the process of getting a mortgage is going to look like. Today I strike up a conversation with Matt Gougé, also known as Matt the Mortgage Guy, about the basics of mortgages and the mortgage process. We talk about interest rates, the pre-approval process, and why you should work with a local mortgage broker for your purchase.Matt The Mortgage Guy on YouTubeMatt The Mortgage Guy WebsitePractical Personal Finance on YouTube

Join us today for part 2 in our Mortgage Basics series. We discuss Debit to Income Ratio, Points, Closing Costs and Escrows --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/thesimplemoneyshow/support

On this episode of The Simple Money Show - we continue our Mortgage Series with some of the basics that you need to know when refinancing or buying a home. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/thesimplemoneyshow/support

Dr Sam Wylie is Principal Fellow at The Melbourne Business School. His research is focused on banking, wealth management, corporate finance and the GFC. He teaches Financial Management, Corporate Finance, Banking, Wealth Management, and Insurance and Risk Management on the MBA.Sam joins Mel to speak about Mortgages and the basic considerations that all homeowners should understand.

How do you test real estate knowledge while having to socially distance?How do you stay sharp even when Cornoavirus has made us "Stay-at-Home"?We asked EWR Agents & Staff some basic mortgage questions...lets see if they know the answers!!Featuring: Karrie Gavin, Neil DiFranco, Christian Fegel, Chrissi Gaddie, Sam Markovitz, Bob Elfant & Paul Walsh

Welcome to Bryan/College Station, Texas the heart of Aggieland!Join us as we discuss the Home Mortgage process with Jennifer Wolf at 1st Alliance Mortgage. This is a great discussion that breaks down the process and great tips to get you started on your home buying process.You can contact Jennifer at 979-694-1001 or email her at jennifer@1stalliancemortgage.com. Also check out their website at www.MortgageBCS.com to apply online and use their amazing calculator mentioned in the podcast.Thanks for listening and when you have a Real Estate question give us a call! Haleigh Bower - 979-446-8124Latonya Button - 979-777-7157  DISCLAIMERThe purpose of this podcast is to educate and to inform. The views or opinions expressed by the hosts are solely their own as licensed Texas Real Estate agents and do not necessarily represent the views or opinions of Keller Willams Realty or HōM Realty. By listening to this podcast, you agree not to use this podcast as legal advice for yourself or others and will consult your own attorney.  This entire disclaimer also applies to any guests or contributors to the podcast. Under no circumstances shall Latonya Button or Haleigh Bower, any guests or contributors to the podcast be responsible for damages arising from use of this podcast.

S1E9: A breakdown of the mortgage process plus a few ideological differences between expert and host when it comes to the question of risk. Check out the blog post on caribbeanmoneymoves.com

Continuing our conversation with Rebecca Hansen of Guild Mortgage.  She explains the importance of getting pre-approved for a loan or better yet an approval and walks us through the steps of how to get there.

Rebecca Hansen with Guild Mortgage is here to explain all the basics of mortgages.  Covering different types of lenders, different types of loan programs, down payments, and lots more.  

Podcast Episode 9: “Mortgage Basics 9/9 – True and False 3.” Here’s the final episode in this podcast mini-series on mortgages, chock full of common questions. Can lenders put caveats on the title of my rental property? What are the legal fees for a foreclosure? The test portion of this blog post also has handy … Continue reading Mortgages and Related Security… How Are You Liable? (Part 9 of 9)

Podcast Episode 9: “Mortgage Basics 9/9 – True and False 3.” The final installment of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download … Continue reading Mortgages and Related Security… How Are You Liable? (Part 9 of 9)

Podcast Episode 8: “Mortgage Basics 8/9 – True and False 2.” The episode continues with the FAQ about mortgages. If lenders can’t pursue deficiencies when an Alberta walks away from their mortgage, are there other repercussions? How does assuming a mortgage from a corporation change liability for an individual? Listen (or read) on to find … Continue reading Mortgages and Related Security… How Are You Liable? (Part 8 of 9)

Podcast Episode 8: “Mortgage Basics 8/9 – True and False 2.” A continuation of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download the … Continue reading Mortgages and Related Security… How Are You Liable? (Part 8 of 9)

Podcast Episode 7: “Mortgage Basics 7/9 – True and False 1.” A continuation of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download the … Continue reading Mortgages and Related Security… How Are You Liable? (Part 7 of 9)

Podcast Episode 7: “Mortgage Basics 7/9 – True and False 1.” Having covered the different types of mortgages in the last few episodes, this podcast turns to frequently asked questions. Is it really true that Albertans can’t be held personally liable for conventional mortgages? What if I my mortgage is in a holding company? There … Continue reading Mortgages and Related Security… How Are You Liable? (Part 7 of 9)

Podcast Episode 6: “Mortgage Basics 6/9 – Corporate Mortgages and Personal Guarantees.” Continuing with our mortgage podcast mini series, let’s look at assuming mortgages from a corporation and the issue of personal guarantees. There are certainly lots of details when it comes to mortgage law, which is why you need a lawyer to get a … Continue reading Mortgages and Related Security… How Are You Liable? (Part 6 of 9)

Podcast Episode 6: “Mortgage Basics 6/9 – Corporate Mortgages and Personal Guarantees.” A continuation of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download … Continue reading Mortgages and Related Security… How Are You Liable? (Part 6 of 9)

Podcast Episode 5: “Mortgage Basics 5/9 – The Chain of Responsibility.” A continuation of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download the … Continue reading Mortgages and Related Security… How Are You Liable? (Part 5 of 9)

Podcast Episode 5: “Mortgage Basics 5/9 – The Chain of Responsibility.” A continuation of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download the … Continue reading Mortgages and Related Security… How Are You Liable? (Part 5 of 9)

Podcast Episode 4: “Mortgage Basics 4/9 – The Alberta Difference.” A continuation of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download the audio … Continue reading Mortgages and Related Security… How Are You Liable? (Part 4 of 9)

Podcast Episode 4: “Mortgage Basics 4/9 – The Alberta Difference.” The next part of this mortgages mini series looks at how things are different in Alberta. There is a unique wrinkle regarding borrower’s liability in the event of a foreclosure… Download the audio file HERE. Download the PDF file HERE. (control click or right click … Continue reading Mortgages and Related Security… How Are You Liable? (Part 4 of 9)

Podcast Episode 3: “Mortgage Basics 3/9 – Personal Guarantees.” A continuation of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download the audio file (Mac … Continue reading Mortgages and Related Security… How Are You Liable? (Part 3 of 9)

Podcast Episode 3: “Mortgage Basics 3/9 – Personal Guarantees.” The third part of this podcast mini series focuses on personal guarantees to secure a mortgage. This short episode discusses situations where a lender might require a third party to add their name to a mortgage contract as extra insurance. Download the audio file HERE. Download … Continue reading Mortgages and Related Security… How Are You Liable? (Part 3 of 9)

Podcast Episode 2: “Mortgage Basics 2/9 – Types of Mortgages.” This episode of Tales from the Trenches continues the mini series on mortgages with a discussion of conventional mortgages and high ratio (CMHC) mortgages. The legal aspect of how mortgages are secured depends on the loan to value ratio. Download the audio file HERE. Download … Continue reading Mortgages and Related Security… How Are You Liable? (Part 2 of 9)

Podcast Episode 2: “Mortgage Basics 2/9 – Types of Mortgages.” A continuation of how mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download the audio … Continue reading Mortgages and Related Security… How Are You Liable? (Part 2 of 9)

Podcast Episode 1: “Mortgage Basics 1/9 – History Is No Mystery.” How mortgages work in Alberta including discussions of conventional mortgages, high ratio (CMHC) mortgages, personal guarantees, enforceability, assumptions and foreclosures. Also includes 10 very useful true and false questions and an explanation of the court process around a foreclosure. Download the audio file (Mac control … Continue reading Mortgages and Related Security… How Are You Liable? (Part 1 of 9)

Podcast Episode 1: “Mortgage Basics 1/9 – History Is No Mystery.” Mortgages are a fact of life for most people buying and selling real estate. For the first episode of the Tales from the Trenches podcast, we’re going to talk about some of the background and history of these all important legal contracts. If you’re … Continue reading Mortgages and Related Security… How Are You Liable? (Part 1 of 9)